{
 "documentInfo": {
  "documentType": "https://xbrl.org/2021/xbrl-json",
  "features": {
   "xbrl:canonicalValues": true
  },
  "namespaces": {
   "ifrs-full": "https://xbrl.ifrs.org/taxonomy/2022-03-24/ifrs-full",
   "iso4217": "http://www.xbrl.org/2003/iso4217",
   "puk": "http://www.prudentialplc.com/20231231",
   "scheme": "http://standards.iso.org/iso/17442",
   "xbrl": "https://xbrl.org/2021",
   "xbrli": "http://www.xbrl.org/2003/instance"
  },
  "taxonomy": [
   "http://www.prudentialplc.com/xbrl/2023/5493001Z3ZE83NGK8Y12-2023-12-31.xsd"
  ]
 },
 "facts": {
  "f25145": {
   "value": "9371000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:InsuranceRevenue",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f25147": {
   "value": "8549000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:InsuranceRevenue",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f25151": {
   "value": "2913000000",
   "decimals": -6,
   "dimensions": {
    "concept": "puk:ClaimsIncurred",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f25153": {
   "value": "2563000000",
   "decimals": -6,
   "dimensions": {
    "concept": "puk:ClaimsIncurred",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f25156": {
   "value": "1258000000",
   "decimals": -6,
   "dimensions": {
    "concept": "puk:DirectlyAttributableExpensesIncurred",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f25158": {
   "value": "1221000000",
   "decimals": -6,
   "dimensions": {
    "concept": "puk:DirectlyAttributableExpensesIncurred",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f25161": {
   "value": "2745000000",
   "decimals": -6,
   "dimensions": {
    "concept": "puk:AmortizationOfInsuranceAcquisitionCashFlows",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f25163": {
   "value": "2453000000",
   "decimals": -6,
   "dimensions": {
    "concept": "puk:AmortizationOfInsuranceAcquisitionCashFlows",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f25166": {
   "value": "197000000",
   "decimals": -6,
   "dimensions": {
    "concept": "puk:OtherInsuranceServiceExpenses",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f25168": {
   "value": "30000000",
   "decimals": -6,
   "dimensions": {
    "concept": "puk:OtherInsuranceServiceExpenses",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f25170": {
   "value": "7113000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:InsuranceServiceExpensesFromInsuranceContractsIssued",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f25172": {
   "value": "6267000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:InsuranceServiceExpensesFromInsuranceContractsIssued",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f25175": {
   "value": "-171000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:IncomeExpensesFromReinsuranceContractsHeldOtherThanFinanceIncomeExpenses",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f25177": {
   "value": "-105000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:IncomeExpensesFromReinsuranceContractsHeldOtherThanFinanceIncomeExpenses",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f25180": {
   "value": "2087000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:InsuranceServiceResult",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f25182": {
   "value": "2177000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:InsuranceServiceResult",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f25186": {
   "value": "340000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:InterestRevenueCalculatedUsingEffectiveInterestMethod",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f25188": {
   "value": "237000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:InterestRevenueCalculatedUsingEffectiveInterestMethod",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f25191": {
   "value": "9423000000",
   "decimals": -6,
   "dimensions": {
    "concept": "puk:OtherInvestmentReturnOnFinancialInvestments",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f25193": {
   "value": "-29617000000",
   "decimals": -6,
   "dimensions": {
    "concept": "puk:OtherInvestmentReturnOnFinancialInvestments",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f25196": {
   "value": "9763000000",
   "decimals": -6,
   "dimensions": {
    "concept": "puk:InvestmentIncomeLoss",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f25198": {
   "value": "-29380000000",
   "decimals": -6,
   "dimensions": {
    "concept": "puk:InvestmentIncomeLoss",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f25201": {
   "value": "-24000000",
   "decimals": -6,
   "dimensions": {
    "concept": "puk:GainLossFromFairValueMovementOnInvestmentContractLiabilities",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f25203": {
   "value": "67000000",
   "decimals": -6,
   "dimensions": {
    "concept": "puk:GainLossFromFairValueMovementOnInvestmentContractLiabilities",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f25208": {
   "value": "-8839000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:InsuranceFinanceIncomeExpensesFromInsuranceContractsIssuedRecognisedInProfitOrLoss",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f25210": {
   "value": "28623000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:InsuranceFinanceIncomeExpensesFromInsuranceContractsIssuedRecognisedInProfitOrLoss",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f25214": {
   "value": "191000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:FinanceIncomeExpensesFromReinsuranceContractsHeldRecognisedInProfitOrLoss",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f25216": {
   "value": "-1193000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:FinanceIncomeExpensesFromReinsuranceContractsHeldRecognisedInProfitOrLoss",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f25218": {
   "value": "-8648000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:InsuranceFinanceIncomeExpenses",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f25220": {
   "value": "27430000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:InsuranceFinanceIncomeExpenses",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f25223": {
   "value": "1091000000",
   "decimals": -6,
   "dimensions": {
    "concept": "puk:NetInvestmentResult",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f25225": {
   "value": "-1883000000",
   "decimals": -6,
   "dimensions": {
    "concept": "puk:NetInvestmentResult",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f25229": {
   "value": "369000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:OtherRevenue",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f25231": {
   "value": "436000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:OtherRevenue",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f25235": {
   "value": "990000000",
   "decimals": -6,
   "dimensions": {
    "concept": "puk:NonInsuranceExpenditure",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f25237": {
   "value": "1019000000",
   "decimals": -6,
   "dimensions": {
    "concept": "puk:NonInsuranceExpenditure",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f25240": {
   "value": "172000000",
   "decimals": -6,
   "dimensions": {
    "concept": "puk:InterestExpenseOnCoreStructuralBorrowings",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f25242": {
   "value": "200000000",
   "decimals": -6,
   "dimensions": {
    "concept": "puk:InterestExpenseOnCoreStructuralBorrowings",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f25246": {
   "value": "-22000000",
   "decimals": -6,
   "dimensions": {
    "concept": "puk:GainLossOnDisposalOfBusinessAndCorporateTransactions",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f25248": {
   "value": "55000000",
   "decimals": -6,
   "dimensions": {
    "concept": "puk:GainLossOnDisposalOfBusinessAndCorporateTransactions",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f25252": {
   "value": "-91000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:ShareOfProfitLossOfContinuingOperationsOfAssociatesAndJointVenturesAccountedForUsingEquityMethod",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f25254": {
   "value": "-85000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:ShareOfProfitLossOfContinuingOperationsOfAssociatesAndJointVenturesAccountedForUsingEquityMethod",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f25259": {
   "value": "2272000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:ProfitLossBeforeTax",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f25261": {
   "value": "-519000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:ProfitLossBeforeTax",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f25264": {
   "value": "175000000",
   "decimals": -6,
   "dimensions": {
    "concept": "puk:IncomeTaxExpenseContinuingOperationsAttributableToPolicyholdersReturns",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f25266": {
   "value": "124000000",
   "decimals": -6,
   "dimensions": {
    "concept": "puk:IncomeTaxExpenseContinuingOperationsAttributableToPolicyholdersReturns",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f25269": {
   "value": "2097000000",
   "decimals": -6,
   "dimensions": {
    "concept": "puk:ProfitLossBeforeTaxAttributableToShareholders",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f25271": {
   "value": "-643000000",
   "decimals": -6,
   "dimensions": {
    "concept": "puk:ProfitLossBeforeTaxAttributableToShareholders",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f25275": {
   "value": "560000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:IncomeTaxExpenseContinuingOperations",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f25277": {
   "value": "478000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:IncomeTaxExpenseContinuingOperations",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f25280": {
   "value": "175000000",
   "decimals": -6,
   "dimensions": {
    "concept": "puk:IncomeTaxExpenseContinuingOperationsAttributableToPolicyholdersReturns",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f25282": {
   "value": "124000000",
   "decimals": -6,
   "dimensions": {
    "concept": "puk:IncomeTaxExpenseContinuingOperationsAttributableToPolicyholdersReturns",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f25286": {
   "value": "385000000",
   "decimals": -6,
   "dimensions": {
    "concept": "puk:IncomeTaxExpenseContinuingOperationsAttributableToShareholders",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f25288": {
   "value": "354000000",
   "decimals": -6,
   "dimensions": {
    "concept": "puk:IncomeTaxExpenseContinuingOperationsAttributableToShareholders",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f25292": {
   "value": "1712000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:ProfitLoss",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f25294": {
   "value": "-997000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:ProfitLoss",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f25298": {
   "value": "1701000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:ProfitLossAttributableToOwnersOfParent",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f25300": {
   "value": "-1007000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:ProfitLossAttributableToOwnersOfParent",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f25303": {
   "value": "11000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:ProfitLossAttributableToNoncontrollingInterests",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f25305": {
   "value": "10000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:ProfitLossAttributableToNoncontrollingInterests",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f25308": {
   "value": "1712000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:ProfitLoss",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f25310": {
   "value": "-997000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:ProfitLoss",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f25319": {
   "value": "0.621",
   "decimals": 3,
   "dimensions": {
    "concept": "ifrs-full:BasicEarningsLossPerShare",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "unit": "iso4217:USD/xbrli:shares"
   }
  },
  "f25321": {
   "value": "-0.368",
   "decimals": 3,
   "dimensions": {
    "concept": "ifrs-full:BasicEarningsLossPerShare",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "unit": "iso4217:USD/xbrli:shares"
   }
  },
  "f25324": {
   "value": "0.619",
   "decimals": 3,
   "dimensions": {
    "concept": "ifrs-full:DilutedEarningsLossPerShare",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "unit": "iso4217:USD/xbrli:shares"
   }
  },
  "f25326": {
   "value": "-0.368",
   "decimals": 3,
   "dimensions": {
    "concept": "ifrs-full:DilutedEarningsLossPerShare",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "unit": "iso4217:USD/xbrli:shares"
   }
  },
  "f25349": {
   "value": "1712000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:ProfitLoss",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f25351": {
   "value": "-997000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:ProfitLoss",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f25355": {
   "value": "-135000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:OtherComprehensiveIncomeBeforeTaxExchangeDifferencesOnTranslationOfForeignOperationsAndHedgesOfNetInvestmentsInForeignOperations",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f25357": {
   "value": "-613000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:OtherComprehensiveIncomeBeforeTaxExchangeDifferencesOnTranslationOfForeignOperationsAndHedgesOfNetInvestmentsInForeignOperations",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f25362": {
   "value": "-125000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:GainsLossesOnRemeasuringAvailableforsaleFinancialAssetsBeforeTax",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f25365": {
   "value": "62000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:ReclassificationAdjustmentsOnAvailableforsaleFinancialAssetsBeforeTax",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f25367": {
   "value": "-187000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:OtherComprehensiveIncomeBeforeTaxAvailableforsaleFinancialAssets",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f25370": {
   "value": "-135000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:OtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLossNetOfTax",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f25372": {
   "value": "-800000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:OtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLossNetOfTax",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f25377": {
   "value": "8000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:OtherComprehensiveIncomeBeforeTaxGainsLossesFromInvestmentsInEquityInstruments",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f25380": {
   "value": "8000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:OtherComprehensiveIncomeThatWillNotBeReclassifiedToProfitOrLossNetOfTax",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f25383": {
   "value": "1585000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:ComprehensiveIncome",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f25385": {
   "value": "-1797000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:ComprehensiveIncome",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f25389": {
   "value": "1585000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:ComprehensiveIncomeAttributableToOwnersOfParent",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f25391": {
   "value": "-1797000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:ComprehensiveIncomeAttributableToOwnersOfParent",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f25394": {
   "value": "0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:ComprehensiveIncomeAttributableToNoncontrollingInterests",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f25396": {
   "value": "0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:ComprehensiveIncomeAttributableToNoncontrollingInterests",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f25399": {
   "value": "1585000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:ComprehensiveIncome",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f25401": {
   "value": "-1797000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:ComprehensiveIncome",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f25450": {
   "value": "0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:ProfitLoss",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:IssuedCapitalMember",
    "unit": "iso4217:USD"
   }
  },
  "f25452": {
   "value": "0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:ProfitLoss",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:SharePremiumMember",
    "unit": "iso4217:USD"
   }
  },
  "f25454": {
   "value": "1701000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:ProfitLoss",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:RetainedEarningsMember",
    "unit": "iso4217:USD"
   }
  },
  "f25456": {
   "value": "0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:ProfitLoss",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:ReserveOfExchangeDifferencesOnTranslationMember",
    "unit": "iso4217:USD"
   }
  },
  "f25458": {
   "value": "0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:ProfitLoss",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:ReserveOfGainsAndLossesFromInvestmentsInEquityInstrumentsMember",
    "unit": "iso4217:USD"
   }
  },
  "f25460": {
   "value": "1701000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:ProfitLoss",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:EquityAttributableToOwnersOfParentMember",
    "unit": "iso4217:USD"
   }
  },
  "f25462": {
   "value": "11000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:ProfitLoss",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:NoncontrollingInterestsMember",
    "unit": "iso4217:USD"
   }
  },
  "f25464": {
   "value": "1712000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:ProfitLoss",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f25467": {
   "value": "0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:OtherComprehensiveIncome",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:IssuedCapitalMember",
    "unit": "iso4217:USD"
   }
  },
  "f25469": {
   "value": "0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:OtherComprehensiveIncome",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:SharePremiumMember",
    "unit": "iso4217:USD"
   }
  },
  "f25471": {
   "value": "0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:OtherComprehensiveIncome",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:RetainedEarningsMember",
    "unit": "iso4217:USD"
   }
  },
  "f25473": {
   "value": "-124000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:OtherComprehensiveIncome",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:ReserveOfExchangeDifferencesOnTranslationMember",
    "unit": "iso4217:USD"
   }
  },
  "f25475": {
   "value": "8000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:OtherComprehensiveIncome",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:ReserveOfGainsAndLossesFromInvestmentsInEquityInstrumentsMember",
    "unit": "iso4217:USD"
   }
  },
  "f25477": {
   "value": "-116000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:OtherComprehensiveIncome",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:EquityAttributableToOwnersOfParentMember",
    "unit": "iso4217:USD"
   }
  },
  "f25479": {
   "value": "-11000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:OtherComprehensiveIncome",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:NoncontrollingInterestsMember",
    "unit": "iso4217:USD"
   }
  },
  "f25481": {
   "value": "-127000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:OtherComprehensiveIncome",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f25484": {
   "value": "0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:ComprehensiveIncome",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:IssuedCapitalMember",
    "unit": "iso4217:USD"
   }
  },
  "f25486": {
   "value": "0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:ComprehensiveIncome",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:SharePremiumMember",
    "unit": "iso4217:USD"
   }
  },
  "f25488": {
   "value": "1701000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:ComprehensiveIncome",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:RetainedEarningsMember",
    "unit": "iso4217:USD"
   }
  },
  "f25490": {
   "value": "-124000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:ComprehensiveIncome",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:ReserveOfExchangeDifferencesOnTranslationMember",
    "unit": "iso4217:USD"
   }
  },
  "f25492": {
   "value": "8000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:ComprehensiveIncome",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:ReserveOfGainsAndLossesFromInvestmentsInEquityInstrumentsMember",
    "unit": "iso4217:USD"
   }
  },
  "f25494": {
   "value": "1585000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:ComprehensiveIncome",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:EquityAttributableToOwnersOfParentMember",
    "unit": "iso4217:USD"
   }
  },
  "f25496": {
   "value": "0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:ComprehensiveIncome",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:NoncontrollingInterestsMember",
    "unit": "iso4217:USD"
   }
  },
  "f25498": {
   "value": "1585000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:ComprehensiveIncome",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f25503": {
   "value": "0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:DividendsPaid",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:IssuedCapitalMember",
    "unit": "iso4217:USD"
   }
  },
  "f25505": {
   "value": "0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:DividendsPaid",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:SharePremiumMember",
    "unit": "iso4217:USD"
   }
  },
  "f25507": {
   "value": "533000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:DividendsPaid",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:RetainedEarningsMember",
    "unit": "iso4217:USD"
   }
  },
  "f25509": {
   "value": "0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:DividendsPaid",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:ReserveOfExchangeDifferencesOnTranslationMember",
    "unit": "iso4217:USD"
   }
  },
  "f25511": {
   "value": "0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:DividendsPaid",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:ReserveOfGainsAndLossesFromInvestmentsInEquityInstrumentsMember",
    "unit": "iso4217:USD"
   }
  },
  "f25513": {
   "value": "533000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:DividendsPaid",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:EquityAttributableToOwnersOfParentMember",
    "unit": "iso4217:USD"
   }
  },
  "f25515": {
   "value": "7000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:DividendsPaid",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:NoncontrollingInterestsMember",
    "unit": "iso4217:USD"
   }
  },
  "f25517": {
   "value": "540000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:DividendsPaid",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f25521": {
   "value": "0",
   "decimals": -6,
   "dimensions": {
    "concept": "puk:TransferOfFairValueReserveFromDisposalOfInvestmentInEquitySecurities",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:IssuedCapitalMember",
    "unit": "iso4217:USD"
   }
  },
  "f25523": {
   "value": "0",
   "decimals": -6,
   "dimensions": {
    "concept": "puk:TransferOfFairValueReserveFromDisposalOfInvestmentInEquitySecurities",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:SharePremiumMember",
    "unit": "iso4217:USD"
   }
  },
  "f25525": {
   "value": "71000000",
   "decimals": -6,
   "dimensions": {
    "concept": "puk:TransferOfFairValueReserveFromDisposalOfInvestmentInEquitySecurities",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:RetainedEarningsMember",
    "unit": "iso4217:USD"
   }
  },
  "f25527": {
   "value": "0",
   "decimals": -6,
   "dimensions": {
    "concept": "puk:TransferOfFairValueReserveFromDisposalOfInvestmentInEquitySecurities",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:ReserveOfExchangeDifferencesOnTranslationMember",
    "unit": "iso4217:USD"
   }
  },
  "f25529": {
   "value": "-71000000",
   "decimals": -6,
   "dimensions": {
    "concept": "puk:TransferOfFairValueReserveFromDisposalOfInvestmentInEquitySecurities",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:ReserveOfGainsAndLossesFromInvestmentsInEquityInstrumentsMember",
    "unit": "iso4217:USD"
   }
  },
  "f25531": {
   "value": "0",
   "decimals": -6,
   "dimensions": {
    "concept": "puk:TransferOfFairValueReserveFromDisposalOfInvestmentInEquitySecurities",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:EquityAttributableToOwnersOfParentMember",
    "unit": "iso4217:USD"
   }
  },
  "f25533": {
   "value": "0",
   "decimals": -6,
   "dimensions": {
    "concept": "puk:TransferOfFairValueReserveFromDisposalOfInvestmentInEquitySecurities",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:NoncontrollingInterestsMember",
    "unit": "iso4217:USD"
   }
  },
  "f25535": {
   "value": "0",
   "decimals": -6,
   "dimensions": {
    "concept": "puk:TransferOfFairValueReserveFromDisposalOfInvestmentInEquitySecurities",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f25539": {
   "value": "0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:IncreaseDecreaseThroughSharebasedPaymentTransactions",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:IssuedCapitalMember",
    "unit": "iso4217:USD"
   }
  },
  "f25541": {
   "value": "0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:IncreaseDecreaseThroughSharebasedPaymentTransactions",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:SharePremiumMember",
    "unit": "iso4217:USD"
   }
  },
  "f25543": {
   "value": "-5000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:IncreaseDecreaseThroughSharebasedPaymentTransactions",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:RetainedEarningsMember",
    "unit": "iso4217:USD"
   }
  },
  "f25545": {
   "value": "0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:IncreaseDecreaseThroughSharebasedPaymentTransactions",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:ReserveOfExchangeDifferencesOnTranslationMember",
    "unit": "iso4217:USD"
   }
  },
  "f25547": {
   "value": "0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:IncreaseDecreaseThroughSharebasedPaymentTransactions",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:ReserveOfGainsAndLossesFromInvestmentsInEquityInstrumentsMember",
    "unit": "iso4217:USD"
   }
  },
  "f25549": {
   "value": "-5000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:IncreaseDecreaseThroughSharebasedPaymentTransactions",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:EquityAttributableToOwnersOfParentMember",
    "unit": "iso4217:USD"
   }
  },
  "f25551": {
   "value": "0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:IncreaseDecreaseThroughSharebasedPaymentTransactions",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:NoncontrollingInterestsMember",
    "unit": "iso4217:USD"
   }
  },
  "f25553": {
   "value": "-5000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:IncreaseDecreaseThroughSharebasedPaymentTransactions",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f25557": {
   "value": "0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:IncreaseDecreaseThroughChangesInOwnershipInterestsInSubsidiariesThatDoNotResultInLossOfControl",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:IssuedCapitalMember",
    "unit": "iso4217:USD"
   }
  },
  "f25559": {
   "value": "0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:IncreaseDecreaseThroughChangesInOwnershipInterestsInSubsidiariesThatDoNotResultInLossOfControl",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:SharePremiumMember",
    "unit": "iso4217:USD"
   }
  },
  "f25561": {
   "value": "16000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:IncreaseDecreaseThroughChangesInOwnershipInterestsInSubsidiariesThatDoNotResultInLossOfControl",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:RetainedEarningsMember",
    "unit": "iso4217:USD"
   }
  },
  "f25563": {
   "value": "0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:IncreaseDecreaseThroughChangesInOwnershipInterestsInSubsidiariesThatDoNotResultInLossOfControl",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:ReserveOfExchangeDifferencesOnTranslationMember",
    "unit": "iso4217:USD"
   }
  },
  "f25565": {
   "value": "0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:IncreaseDecreaseThroughChangesInOwnershipInterestsInSubsidiariesThatDoNotResultInLossOfControl",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:ReserveOfGainsAndLossesFromInvestmentsInEquityInstrumentsMember",
    "unit": "iso4217:USD"
   }
  },
  "f25567": {
   "value": "16000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:IncreaseDecreaseThroughChangesInOwnershipInterestsInSubsidiariesThatDoNotResultInLossOfControl",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:EquityAttributableToOwnersOfParentMember",
    "unit": "iso4217:USD"
   }
  },
  "f25569": {
   "value": "0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:IncreaseDecreaseThroughChangesInOwnershipInterestsInSubsidiariesThatDoNotResultInLossOfControl",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:NoncontrollingInterestsMember",
    "unit": "iso4217:USD"
   }
  },
  "f25571": {
   "value": "16000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:IncreaseDecreaseThroughChangesInOwnershipInterestsInSubsidiariesThatDoNotResultInLossOfControl",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f25575": {
   "value": "1000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:IssueOfEquity",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:IssuedCapitalMember",
    "unit": "iso4217:USD"
   }
  },
  "f25577": {
   "value": "3000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:IssueOfEquity",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:SharePremiumMember",
    "unit": "iso4217:USD"
   }
  },
  "f25579": {
   "value": "0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:IssueOfEquity",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:RetainedEarningsMember",
    "unit": "iso4217:USD"
   }
  },
  "f25581": {
   "value": "0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:IssueOfEquity",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:ReserveOfExchangeDifferencesOnTranslationMember",
    "unit": "iso4217:USD"
   }
  },
  "f25583": {
   "value": "0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:IssueOfEquity",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:ReserveOfGainsAndLossesFromInvestmentsInEquityInstrumentsMember",
    "unit": "iso4217:USD"
   }
  },
  "f25585": {
   "value": "4000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:IssueOfEquity",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:EquityAttributableToOwnersOfParentMember",
    "unit": "iso4217:USD"
   }
  },
  "f25587": {
   "value": "0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:IssueOfEquity",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:NoncontrollingInterestsMember",
    "unit": "iso4217:USD"
   }
  },
  "f25589": {
   "value": "4000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:IssueOfEquity",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f25593": {
   "value": "0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:IncreaseDecreaseThroughTreasuryShareTransactions",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:IssuedCapitalMember",
    "unit": "iso4217:USD"
   }
  },
  "f25595": {
   "value": "0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:IncreaseDecreaseThroughTreasuryShareTransactions",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:SharePremiumMember",
    "unit": "iso4217:USD"
   }
  },
  "f25597": {
   "value": "25000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:IncreaseDecreaseThroughTreasuryShareTransactions",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:RetainedEarningsMember",
    "unit": "iso4217:USD"
   }
  },
  "f25599": {
   "value": "0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:IncreaseDecreaseThroughTreasuryShareTransactions",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:ReserveOfExchangeDifferencesOnTranslationMember",
    "unit": "iso4217:USD"
   }
  },
  "f25601": {
   "value": "0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:IncreaseDecreaseThroughTreasuryShareTransactions",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:ReserveOfGainsAndLossesFromInvestmentsInEquityInstrumentsMember",
    "unit": "iso4217:USD"
   }
  },
  "f25603": {
   "value": "25000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:IncreaseDecreaseThroughTreasuryShareTransactions",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:EquityAttributableToOwnersOfParentMember",
    "unit": "iso4217:USD"
   }
  },
  "f25605": {
   "value": "0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:IncreaseDecreaseThroughTreasuryShareTransactions",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:NoncontrollingInterestsMember",
    "unit": "iso4217:USD"
   }
  },
  "f25607": {
   "value": "25000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:IncreaseDecreaseThroughTreasuryShareTransactions",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f25610": {
   "value": "1000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:ChangesInEquity",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:IssuedCapitalMember",
    "unit": "iso4217:USD"
   }
  },
  "f25612": {
   "value": "3000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:ChangesInEquity",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:SharePremiumMember",
    "unit": "iso4217:USD"
   }
  },
  "f25614": {
   "value": "1275000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:ChangesInEquity",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:RetainedEarningsMember",
    "unit": "iso4217:USD"
   }
  },
  "f25616": {
   "value": "-124000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:ChangesInEquity",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:ReserveOfExchangeDifferencesOnTranslationMember",
    "unit": "iso4217:USD"
   }
  },
  "f25618": {
   "value": "-63000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:ChangesInEquity",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:ReserveOfGainsAndLossesFromInvestmentsInEquityInstrumentsMember",
    "unit": "iso4217:USD"
   }
  },
  "f25620": {
   "value": "1092000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:ChangesInEquity",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:EquityAttributableToOwnersOfParentMember",
    "unit": "iso4217:USD"
   }
  },
  "f25622": {
   "value": "-7000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:ChangesInEquity",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:NoncontrollingInterestsMember",
    "unit": "iso4217:USD"
   }
  },
  "f25624": {
   "value": "1085000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:ChangesInEquity",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f25627": {
   "value": "182000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:Equity",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:IssuedCapitalMember",
    "unit": "iso4217:USD"
   }
  },
  "f25629": {
   "value": "5006000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:Equity",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:SharePremiumMember",
    "unit": "iso4217:USD"
   }
  },
  "f25631": {
   "value": "10653000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:Equity",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:RetainedEarningsMember",
    "unit": "iso4217:USD"
   }
  },
  "f25633": {
   "value": "827000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:Equity",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:ReserveOfExchangeDifferencesOnTranslationMember",
    "unit": "iso4217:USD"
   }
  },
  "f25635": {
   "value": "63000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:Equity",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:ReserveOfGainsAndLossesFromInvestmentsInEquityInstrumentsMember",
    "unit": "iso4217:USD"
   }
  },
  "f25637": {
   "value": "16731000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:Equity",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:EquityAttributableToOwnersOfParentMember",
    "unit": "iso4217:USD"
   }
  },
  "f25639": {
   "value": "167000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:Equity",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:NoncontrollingInterestsMember",
    "unit": "iso4217:USD"
   }
  },
  "f25641": {
   "value": "16898000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:Equity",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f25644": {
   "value": "183000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:Equity",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2024-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:IssuedCapitalMember",
    "unit": "iso4217:USD"
   }
  },
  "f25646": {
   "value": "5009000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:Equity",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2024-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:SharePremiumMember",
    "unit": "iso4217:USD"
   }
  },
  "f25648": {
   "value": "11928000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:Equity",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2024-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:RetainedEarningsMember",
    "unit": "iso4217:USD"
   }
  },
  "f25650": {
   "value": "703000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:Equity",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2024-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:ReserveOfExchangeDifferencesOnTranslationMember",
    "unit": "iso4217:USD"
   }
  },
  "f25652": {
   "value": "0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:Equity",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2024-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:ReserveOfGainsAndLossesFromInvestmentsInEquityInstrumentsMember",
    "unit": "iso4217:USD"
   }
  },
  "f25654": {
   "value": "17823000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:Equity",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2024-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:EquityAttributableToOwnersOfParentMember",
    "unit": "iso4217:USD"
   }
  },
  "f25656": {
   "value": "160000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:Equity",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2024-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:NoncontrollingInterestsMember",
    "unit": "iso4217:USD"
   }
  },
  "f25658": {
   "value": "17983000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:Equity",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2024-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f25684": {
   "value": "0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:ProfitLoss",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:IssuedCapitalMember",
    "unit": "iso4217:USD"
   }
  },
  "f25686": {
   "value": "0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:ProfitLoss",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:SharePremiumMember",
    "unit": "iso4217:USD"
   }
  },
  "f25687": {
   "value": "-1007000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:ProfitLoss",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:RetainedEarningsMember",
    "unit": "iso4217:USD"
   }
  },
  "f25689": {
   "value": "0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:ProfitLoss",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:ReserveOfExchangeDifferencesOnTranslationMember",
    "unit": "iso4217:USD"
   }
  },
  "f25691": {
   "value": "0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:ProfitLoss",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:ReserveOfGainsAndLossesOnRemeasuringAvailableforsaleFinancialAssetsMember",
    "unit": "iso4217:USD"
   }
  },
  "f25692": {
   "value": "-1007000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:ProfitLoss",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:EquityAttributableToOwnersOfParentMember",
    "unit": "iso4217:USD"
   }
  },
  "f25694": {
   "value": "10000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:ProfitLoss",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:NoncontrollingInterestsMember",
    "unit": "iso4217:USD"
   }
  },
  "f25696": {
   "value": "-997000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:ProfitLoss",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f25699": {
   "value": "0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:OtherComprehensiveIncome",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:IssuedCapitalMember",
    "unit": "iso4217:USD"
   }
  },
  "f25701": {
   "value": "0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:OtherComprehensiveIncome",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:SharePremiumMember",
    "unit": "iso4217:USD"
   }
  },
  "f25703": {
   "value": "0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:OtherComprehensiveIncome",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:RetainedEarningsMember",
    "unit": "iso4217:USD"
   }
  },
  "f25705": {
   "value": "-603000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:OtherComprehensiveIncome",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:ReserveOfExchangeDifferencesOnTranslationMember",
    "unit": "iso4217:USD"
   }
  },
  "f25707": {
   "value": "-187000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:OtherComprehensiveIncome",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:ReserveOfGainsAndLossesOnRemeasuringAvailableforsaleFinancialAssetsMember",
    "unit": "iso4217:USD"
   }
  },
  "f25709": {
   "value": "-790000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:OtherComprehensiveIncome",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:EquityAttributableToOwnersOfParentMember",
    "unit": "iso4217:USD"
   }
  },
  "f25711": {
   "value": "-10000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:OtherComprehensiveIncome",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:NoncontrollingInterestsMember",
    "unit": "iso4217:USD"
   }
  },
  "f25713": {
   "value": "-800000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:OtherComprehensiveIncome",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f25716": {
   "value": "0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:ComprehensiveIncome",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:IssuedCapitalMember",
    "unit": "iso4217:USD"
   }
  },
  "f25718": {
   "value": "0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:ComprehensiveIncome",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:SharePremiumMember",
    "unit": "iso4217:USD"
   }
  },
  "f25719": {
   "value": "-1007000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:ComprehensiveIncome",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:RetainedEarningsMember",
    "unit": "iso4217:USD"
   }
  },
  "f25721": {
   "value": "-603000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:ComprehensiveIncome",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:ReserveOfExchangeDifferencesOnTranslationMember",
    "unit": "iso4217:USD"
   }
  },
  "f25723": {
   "value": "-187000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:ComprehensiveIncome",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:ReserveOfGainsAndLossesOnRemeasuringAvailableforsaleFinancialAssetsMember",
    "unit": "iso4217:USD"
   }
  },
  "f25724": {
   "value": "-1797000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:ComprehensiveIncome",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:EquityAttributableToOwnersOfParentMember",
    "unit": "iso4217:USD"
   }
  },
  "f25726": {
   "value": "0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:ComprehensiveIncome",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:NoncontrollingInterestsMember",
    "unit": "iso4217:USD"
   }
  },
  "f25727": {
   "value": "-1797000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:ComprehensiveIncome",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f25732": {
   "value": "0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:DividendsPaid",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:IssuedCapitalMember",
    "unit": "iso4217:USD"
   }
  },
  "f25734": {
   "value": "0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:DividendsPaid",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:SharePremiumMember",
    "unit": "iso4217:USD"
   }
  },
  "f25736": {
   "value": "474000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:DividendsPaid",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:RetainedEarningsMember",
    "unit": "iso4217:USD"
   }
  },
  "f25738": {
   "value": "0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:DividendsPaid",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:ReserveOfExchangeDifferencesOnTranslationMember",
    "unit": "iso4217:USD"
   }
  },
  "f25740": {
   "value": "0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:DividendsPaid",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:ReserveOfGainsAndLossesOnRemeasuringAvailableforsaleFinancialAssetsMember",
    "unit": "iso4217:USD"
   }
  },
  "f25742": {
   "value": "474000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:DividendsPaid",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:EquityAttributableToOwnersOfParentMember",
    "unit": "iso4217:USD"
   }
  },
  "f25744": {
   "value": "8000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:DividendsPaid",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:NoncontrollingInterestsMember",
    "unit": "iso4217:USD"
   }
  },
  "f25746": {
   "value": "482000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:DividendsPaid",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f25750": {
   "value": "0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:IncreaseDecreaseThroughSharebasedPaymentTransactions",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:IssuedCapitalMember",
    "unit": "iso4217:USD"
   }
  },
  "f25752": {
   "value": "0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:IncreaseDecreaseThroughSharebasedPaymentTransactions",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:SharePremiumMember",
    "unit": "iso4217:USD"
   }
  },
  "f25754": {
   "value": "24000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:IncreaseDecreaseThroughSharebasedPaymentTransactions",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:RetainedEarningsMember",
    "unit": "iso4217:USD"
   }
  },
  "f25756": {
   "value": "0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:IncreaseDecreaseThroughSharebasedPaymentTransactions",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:ReserveOfExchangeDifferencesOnTranslationMember",
    "unit": "iso4217:USD"
   }
  },
  "f25758": {
   "value": "0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:IncreaseDecreaseThroughSharebasedPaymentTransactions",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:ReserveOfGainsAndLossesOnRemeasuringAvailableforsaleFinancialAssetsMember",
    "unit": "iso4217:USD"
   }
  },
  "f25760": {
   "value": "24000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:IncreaseDecreaseThroughSharebasedPaymentTransactions",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:EquityAttributableToOwnersOfParentMember",
    "unit": "iso4217:USD"
   }
  },
  "f25762": {
   "value": "0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:IncreaseDecreaseThroughSharebasedPaymentTransactions",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:NoncontrollingInterestsMember",
    "unit": "iso4217:USD"
   }
  },
  "f25764": {
   "value": "24000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:IncreaseDecreaseThroughSharebasedPaymentTransactions",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f25768": {
   "value": "0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:IncreaseDecreaseThroughChangesInOwnershipInterestsInSubsidiariesThatDoNotResultInLossOfControl",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:IssuedCapitalMember",
    "unit": "iso4217:USD"
   }
  },
  "f25770": {
   "value": "0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:IncreaseDecreaseThroughChangesInOwnershipInterestsInSubsidiariesThatDoNotResultInLossOfControl",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:SharePremiumMember",
    "unit": "iso4217:USD"
   }
  },
  "f25772": {
   "value": "49000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:IncreaseDecreaseThroughChangesInOwnershipInterestsInSubsidiariesThatDoNotResultInLossOfControl",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:RetainedEarningsMember",
    "unit": "iso4217:USD"
   }
  },
  "f25774": {
   "value": "0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:IncreaseDecreaseThroughChangesInOwnershipInterestsInSubsidiariesThatDoNotResultInLossOfControl",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:ReserveOfExchangeDifferencesOnTranslationMember",
    "unit": "iso4217:USD"
   }
  },
  "f25776": {
   "value": "0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:IncreaseDecreaseThroughChangesInOwnershipInterestsInSubsidiariesThatDoNotResultInLossOfControl",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:ReserveOfGainsAndLossesOnRemeasuringAvailableforsaleFinancialAssetsMember",
    "unit": "iso4217:USD"
   }
  },
  "f25778": {
   "value": "49000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:IncreaseDecreaseThroughChangesInOwnershipInterestsInSubsidiariesThatDoNotResultInLossOfControl",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:EquityAttributableToOwnersOfParentMember",
    "unit": "iso4217:USD"
   }
  },
  "f25780": {
   "value": "0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:IncreaseDecreaseThroughChangesInOwnershipInterestsInSubsidiariesThatDoNotResultInLossOfControl",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:NoncontrollingInterestsMember",
    "unit": "iso4217:USD"
   }
  },
  "f25782": {
   "value": "49000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:IncreaseDecreaseThroughChangesInOwnershipInterestsInSubsidiariesThatDoNotResultInLossOfControl",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f25786": {
   "value": "0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:IssueOfEquity",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:IssuedCapitalMember",
    "unit": "iso4217:USD"
   }
  },
  "f25788": {
   "value": "-4000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:IssueOfEquity",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:SharePremiumMember",
    "unit": "iso4217:USD"
   }
  },
  "f25790": {
   "value": "0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:IssueOfEquity",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:RetainedEarningsMember",
    "unit": "iso4217:USD"
   }
  },
  "f25792": {
   "value": "0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:IssueOfEquity",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:ReserveOfExchangeDifferencesOnTranslationMember",
    "unit": "iso4217:USD"
   }
  },
  "f25794": {
   "value": "0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:IssueOfEquity",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:ReserveOfGainsAndLossesOnRemeasuringAvailableforsaleFinancialAssetsMember",
    "unit": "iso4217:USD"
   }
  },
  "f25796": {
   "value": "-4000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:IssueOfEquity",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:EquityAttributableToOwnersOfParentMember",
    "unit": "iso4217:USD"
   }
  },
  "f25798": {
   "value": "0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:IssueOfEquity",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:NoncontrollingInterestsMember",
    "unit": "iso4217:USD"
   }
  },
  "f25800": {
   "value": "-4000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:IssueOfEquity",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f25804": {
   "value": "0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:IncreaseDecreaseThroughTreasuryShareTransactions",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:IssuedCapitalMember",
    "unit": "iso4217:USD"
   }
  },
  "f25806": {
   "value": "0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:IncreaseDecreaseThroughTreasuryShareTransactions",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:SharePremiumMember",
    "unit": "iso4217:USD"
   }
  },
  "f25808": {
   "value": "-3000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:IncreaseDecreaseThroughTreasuryShareTransactions",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:RetainedEarningsMember",
    "unit": "iso4217:USD"
   }
  },
  "f25810": {
   "value": "0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:IncreaseDecreaseThroughTreasuryShareTransactions",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:ReserveOfExchangeDifferencesOnTranslationMember",
    "unit": "iso4217:USD"
   }
  },
  "f25812": {
   "value": "0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:IncreaseDecreaseThroughTreasuryShareTransactions",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:ReserveOfGainsAndLossesOnRemeasuringAvailableforsaleFinancialAssetsMember",
    "unit": "iso4217:USD"
   }
  },
  "f25814": {
   "value": "-3000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:IncreaseDecreaseThroughTreasuryShareTransactions",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:EquityAttributableToOwnersOfParentMember",
    "unit": "iso4217:USD"
   }
  },
  "f25816": {
   "value": "0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:IncreaseDecreaseThroughTreasuryShareTransactions",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:NoncontrollingInterestsMember",
    "unit": "iso4217:USD"
   }
  },
  "f25818": {
   "value": "-3000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:IncreaseDecreaseThroughTreasuryShareTransactions",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f25821": {
   "value": "0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:ChangesInEquity",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:IssuedCapitalMember",
    "unit": "iso4217:USD"
   }
  },
  "f25823": {
   "value": "-4000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:ChangesInEquity",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:SharePremiumMember",
    "unit": "iso4217:USD"
   }
  },
  "f25824": {
   "value": "-1411000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:ChangesInEquity",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:RetainedEarningsMember",
    "unit": "iso4217:USD"
   }
  },
  "f25826": {
   "value": "-603000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:ChangesInEquity",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:ReserveOfExchangeDifferencesOnTranslationMember",
    "unit": "iso4217:USD"
   }
  },
  "f25828": {
   "value": "-187000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:ChangesInEquity",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:ReserveOfGainsAndLossesOnRemeasuringAvailableforsaleFinancialAssetsMember",
    "unit": "iso4217:USD"
   }
  },
  "f25829": {
   "value": "-2205000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:ChangesInEquity",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:EquityAttributableToOwnersOfParentMember",
    "unit": "iso4217:USD"
   }
  },
  "f25831": {
   "value": "-8000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:ChangesInEquity",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:NoncontrollingInterestsMember",
    "unit": "iso4217:USD"
   }
  },
  "f25832": {
   "value": "-2213000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:ChangesInEquity",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f25836": {
   "value": "182000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:Equity",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:IssuedCapitalMember",
    "ifrs-full:RetrospectiveApplicationAndRetrospectiveRestatementAxis": "ifrs-full:PreviouslyStatedMember",
    "unit": "iso4217:USD"
   }
  },
  "f25838": {
   "value": "5010000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:Equity",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:SharePremiumMember",
    "ifrs-full:RetrospectiveApplicationAndRetrospectiveRestatementAxis": "ifrs-full:PreviouslyStatedMember",
    "unit": "iso4217:USD"
   }
  },
  "f25839": {
   "value": "10216000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:Equity",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:RetainedEarningsMember",
    "ifrs-full:RetrospectiveApplicationAndRetrospectiveRestatementAxis": "ifrs-full:PreviouslyStatedMember",
    "unit": "iso4217:USD"
   }
  },
  "f25841": {
   "value": "1430000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:Equity",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:ReserveOfExchangeDifferencesOnTranslationMember",
    "ifrs-full:RetrospectiveApplicationAndRetrospectiveRestatementAxis": "ifrs-full:PreviouslyStatedMember",
    "unit": "iso4217:USD"
   }
  },
  "f25843": {
   "value": "250000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:Equity",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:ReserveOfGainsAndLossesOnRemeasuringAvailableforsaleFinancialAssetsMember",
    "ifrs-full:RetrospectiveApplicationAndRetrospectiveRestatementAxis": "ifrs-full:PreviouslyStatedMember",
    "unit": "iso4217:USD"
   }
  },
  "f25844": {
   "value": "17088000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:Equity",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:EquityAttributableToOwnersOfParentMember",
    "ifrs-full:RetrospectiveApplicationAndRetrospectiveRestatementAxis": "ifrs-full:PreviouslyStatedMember",
    "unit": "iso4217:USD"
   }
  },
  "f25846": {
   "value": "176000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:Equity",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:NoncontrollingInterestsMember",
    "ifrs-full:RetrospectiveApplicationAndRetrospectiveRestatementAxis": "ifrs-full:PreviouslyStatedMember",
    "unit": "iso4217:USD"
   }
  },
  "f25847": {
   "value": "17264000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:Equity",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00",
    "ifrs-full:RetrospectiveApplicationAndRetrospectiveRestatementAxis": "ifrs-full:PreviouslyStatedMember",
    "unit": "iso4217:USD"
   }
  },
  "f25851": {
   "value": "0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:Equity",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:IssuedCapitalMember",
    "ifrs-full:RetrospectiveApplicationAndRetrospectiveRestatementAxis": "ifrs-full:IncreaseDecreaseDueToChangesInAccountingPolicyRequiredByIFRSsMember",
    "unit": "iso4217:USD"
   }
  },
  "f25853": {
   "value": "0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:Equity",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:SharePremiumMember",
    "ifrs-full:RetrospectiveApplicationAndRetrospectiveRestatementAxis": "ifrs-full:IncreaseDecreaseDueToChangesInAccountingPolicyRequiredByIFRSsMember",
    "unit": "iso4217:USD"
   }
  },
  "f25855": {
   "value": "1848000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:Equity",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:RetainedEarningsMember",
    "ifrs-full:RetrospectiveApplicationAndRetrospectiveRestatementAxis": "ifrs-full:IncreaseDecreaseDueToChangesInAccountingPolicyRequiredByIFRSsMember",
    "unit": "iso4217:USD"
   }
  },
  "f25857": {
   "value": "0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:Equity",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:ReserveOfExchangeDifferencesOnTranslationMember",
    "ifrs-full:RetrospectiveApplicationAndRetrospectiveRestatementAxis": "ifrs-full:IncreaseDecreaseDueToChangesInAccountingPolicyRequiredByIFRSsMember",
    "unit": "iso4217:USD"
   }
  },
  "f25859": {
   "value": "0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:Equity",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:ReserveOfGainsAndLossesOnRemeasuringAvailableforsaleFinancialAssetsMember",
    "ifrs-full:RetrospectiveApplicationAndRetrospectiveRestatementAxis": "ifrs-full:IncreaseDecreaseDueToChangesInAccountingPolicyRequiredByIFRSsMember",
    "unit": "iso4217:USD"
   }
  },
  "f25861": {
   "value": "1848000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:Equity",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:EquityAttributableToOwnersOfParentMember",
    "ifrs-full:RetrospectiveApplicationAndRetrospectiveRestatementAxis": "ifrs-full:IncreaseDecreaseDueToChangesInAccountingPolicyRequiredByIFRSsMember",
    "unit": "iso4217:USD"
   }
  },
  "f25863": {
   "value": "-1000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:Equity",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:NoncontrollingInterestsMember",
    "ifrs-full:RetrospectiveApplicationAndRetrospectiveRestatementAxis": "ifrs-full:IncreaseDecreaseDueToChangesInAccountingPolicyRequiredByIFRSsMember",
    "unit": "iso4217:USD"
   }
  },
  "f25865": {
   "value": "1847000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:Equity",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00",
    "ifrs-full:RetrospectiveApplicationAndRetrospectiveRestatementAxis": "ifrs-full:IncreaseDecreaseDueToChangesInAccountingPolicyRequiredByIFRSsMember",
    "unit": "iso4217:USD"
   }
  },
  "f25868": {
   "value": "182000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:Equity",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:IssuedCapitalMember",
    "unit": "iso4217:USD"
   }
  },
  "f25870": {
   "value": "5010000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:Equity",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:SharePremiumMember",
    "unit": "iso4217:USD"
   }
  },
  "f25871": {
   "value": "12064000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:Equity",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:RetainedEarningsMember",
    "unit": "iso4217:USD"
   }
  },
  "f25873": {
   "value": "1430000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:Equity",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:ReserveOfExchangeDifferencesOnTranslationMember",
    "unit": "iso4217:USD"
   }
  },
  "f25875": {
   "value": "250000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:Equity",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:ReserveOfGainsAndLossesOnRemeasuringAvailableforsaleFinancialAssetsMember",
    "unit": "iso4217:USD"
   }
  },
  "f25876": {
   "value": "18936000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:Equity",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:EquityAttributableToOwnersOfParentMember",
    "unit": "iso4217:USD"
   }
  },
  "f25878": {
   "value": "175000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:Equity",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:NoncontrollingInterestsMember",
    "unit": "iso4217:USD"
   }
  },
  "f25879": {
   "value": "19111000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:Equity",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f25882": {
   "value": "182000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:Equity",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:IssuedCapitalMember",
    "unit": "iso4217:USD"
   }
  },
  "f25884": {
   "value": "5006000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:Equity",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:SharePremiumMember",
    "unit": "iso4217:USD"
   }
  },
  "f25885": {
   "value": "10653000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:Equity",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:RetainedEarningsMember",
    "unit": "iso4217:USD"
   }
  },
  "f25887": {
   "value": "827000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:Equity",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:ReserveOfExchangeDifferencesOnTranslationMember",
    "unit": "iso4217:USD"
   }
  },
  "f25889": {
   "value": "63000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:Equity",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:ReserveOfGainsAndLossesOnRemeasuringAvailableforsaleFinancialAssetsMember",
    "unit": "iso4217:USD"
   }
  },
  "f25890": {
   "value": "16731000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:Equity",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:EquityAttributableToOwnersOfParentMember",
    "unit": "iso4217:USD"
   }
  },
  "f25892": {
   "value": "167000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:Equity",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00",
    "ifrs-full:ComponentsOfEquityAxis": "ifrs-full:NoncontrollingInterestsMember",
    "unit": "iso4217:USD"
   }
  },
  "f25893": {
   "value": "16898000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:Equity",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f25918": {
   "value": "896000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:Goodwill",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2024-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f25920": {
   "value": "890000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:Goodwill",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f25922": {
   "value": "907000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:Goodwill",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f25926": {
   "value": "3986000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:IntangibleAssetsOtherThanGoodwill",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2024-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f25928": {
   "value": "3884000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:IntangibleAssetsOtherThanGoodwill",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f25930": {
   "value": "4015000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:IntangibleAssetsOtherThanGoodwill",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f25934": {
   "value": "374000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:PropertyPlantAndEquipment",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2024-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f25936": {
   "value": "437000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:PropertyPlantAndEquipment",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f25938": {
   "value": "495000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:PropertyPlantAndEquipment",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f25942": {
   "value": "1180000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:InsuranceContractsIssuedThatAreAssets",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2024-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f25944": {
   "value": "1134000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:InsuranceContractsIssuedThatAreAssets",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f25946": {
   "value": "1250000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:InsuranceContractsIssuedThatAreAssets",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f25950": {
   "value": "2426000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:ReinsuranceContractsHeldThatAreAssets",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2024-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f25952": {
   "value": "1856000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:ReinsuranceContractsHeldThatAreAssets",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f25954": {
   "value": "2787000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:ReinsuranceContractsHeldThatAreAssets",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f25958": {
   "value": "156000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:DeferredTaxAssets",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2024-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f25960": {
   "value": "140000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:DeferredTaxAssets",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f25962": {
   "value": "132000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:DeferredTaxAssets",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f25966": {
   "value": "34000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:CurrentTaxAssets",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2024-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f25968": {
   "value": "18000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:CurrentTaxAssets",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f25970": {
   "value": "20000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:CurrentTaxAssets",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f25974": {
   "value": "1940000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:InvestmentAccountedForUsingEquityMethod",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2024-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f25976": {
   "value": "2259000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:InvestmentAccountedForUsingEquityMethod",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f25978": {
   "value": "2698000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:InvestmentAccountedForUsingEquityMethod",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f25982": {
   "value": "39000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:InvestmentProperty",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2024-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f25984": {
   "value": "37000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:InvestmentProperty",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f25986": {
   "value": "38000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:InvestmentProperty",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f25990": {
   "value": "578000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:LoansAndAdvancesToCustomers",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2024-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f25992": {
   "value": "590000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:LoansAndAdvancesToCustomers",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f25994": {
   "value": "771000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:LoansAndAdvancesToCustomers",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f25999": {
   "value": "64753000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:EquityInstrumentsHeld",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2024-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f26001": {
   "value": "57679000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:EquityInstrumentsHeld",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f26003": {
   "value": "61601000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:EquityInstrumentsHeld",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f26008": {
   "value": "83064000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:DebtInstrumentsHeld",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2024-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f26010": {
   "value": "77016000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:DebtInstrumentsHeld",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f26012": {
   "value": "99154000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:DebtInstrumentsHeld",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f26016": {
   "value": "1855000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:DerivativeFinancialAssets",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2024-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f26018": {
   "value": "569000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:DerivativeFinancialAssets",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f26020": {
   "value": "481000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:DerivativeFinancialAssets",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f26024": {
   "value": "5870000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:LongtermDeposits",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2024-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f26026": {
   "value": "6275000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:LongtermDeposits",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f26028": {
   "value": "4741000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:LongtermDeposits",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f26032": {
   "value": "1003000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:AccruedIncomeIncludingContractAssets",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2024-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f26034": {
   "value": "983000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:AccruedIncomeIncludingContractAssets",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f26036": {
   "value": "1017000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:AccruedIncomeIncludingContractAssets",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f26040": {
   "value": "1161000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:TradeAndOtherReceivables",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2024-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f26042": {
   "value": "968000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:TradeAndOtherReceivables",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f26044": {
   "value": "955000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:TradeAndOtherReceivables",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f26048": {
   "value": "4751000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:CashAndCashEquivalents",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2024-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f26050": {
   "value": "5514000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:CashAndCashEquivalents",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f26052": {
   "value": "7170000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:CashAndCashEquivalents",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f26055": {
   "value": "174066000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:Assets",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2024-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f26057": {
   "value": "160249000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:Assets",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f26059": {
   "value": "188232000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:Assets",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f26063": {
   "value": "17823000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:EquityAttributableToOwnersOfParent",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2024-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f26065": {
   "value": "16731000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:EquityAttributableToOwnersOfParent",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f26067": {
   "value": "18936000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:EquityAttributableToOwnersOfParent",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f26070": {
   "value": "160000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:NoncontrollingInterests",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2024-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f26072": {
   "value": "167000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:NoncontrollingInterests",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f26074": {
   "value": "175000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:NoncontrollingInterests",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f26077": {
   "value": "17983000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:Equity",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2024-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f26079": {
   "value": "16898000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:Equity",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f26081": {
   "value": "19111000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:Equity",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f26086": {
   "value": "139840000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:InsuranceContractsIssuedThatAreLiabilities",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2024-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f26088": {
   "value": "126242000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:InsuranceContractsIssuedThatAreLiabilities",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f26090": {
   "value": "149798000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:InsuranceContractsIssuedThatAreLiabilities",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f26094": {
   "value": "1151000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:ReinsuranceContractsHeldThatAreLiabilities",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2024-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f26096": {
   "value": "1175000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:ReinsuranceContractsHeldThatAreLiabilities",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f26098": {
   "value": "1254000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:ReinsuranceContractsHeldThatAreLiabilities",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f26102": {
   "value": "769000000",
   "decimals": -6,
   "dimensions": {
    "concept": "puk:LiabilitiesUnderInvestmentContractsWithoutDiscretionaryParticipationFeatures",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2024-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f26104": {
   "value": "663000000",
   "decimals": -6,
   "dimensions": {
    "concept": "puk:LiabilitiesUnderInvestmentContractsWithoutDiscretionaryParticipationFeatures",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f26106": {
   "value": "722000000",
   "decimals": -6,
   "dimensions": {
    "concept": "puk:LiabilitiesUnderInvestmentContractsWithoutDiscretionaryParticipationFeatures",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f26110": {
   "value": "3933000000",
   "decimals": -6,
   "dimensions": {
    "concept": "puk:CoreStructuralBorrowingsOfShareholderFinancedOperations",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2024-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f26112": {
   "value": "4261000000",
   "decimals": -6,
   "dimensions": {
    "concept": "puk:CoreStructuralBorrowingsOfShareholderFinancedOperations",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f26114": {
   "value": "6127000000",
   "decimals": -6,
   "dimensions": {
    "concept": "puk:CoreStructuralBorrowingsOfShareholderFinancedOperations",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f26118": {
   "value": "941000000",
   "decimals": -6,
   "dimensions": {
    "concept": "puk:OperationalBorrowings",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2024-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f26120": {
   "value": "815000000",
   "decimals": -6,
   "dimensions": {
    "concept": "puk:OperationalBorrowings",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f26122": {
   "value": "861000000",
   "decimals": -6,
   "dimensions": {
    "concept": "puk:OperationalBorrowings",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f26126": {
   "value": "716000000",
   "decimals": -6,
   "dimensions": {
    "concept": "puk:ObligationsUnderFundingSecuritiesLendingAndRepurchaseAgreements",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2024-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f26128": {
   "value": "582000000",
   "decimals": -6,
   "dimensions": {
    "concept": "puk:ObligationsUnderFundingSecuritiesLendingAndRepurchaseAgreements",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f26130": {
   "value": "223000000",
   "decimals": -6,
   "dimensions": {
    "concept": "puk:ObligationsUnderFundingSecuritiesLendingAndRepurchaseAgreements",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f26134": {
   "value": "2711000000",
   "decimals": -6,
   "dimensions": {
    "concept": "puk:NetAssetValueAttributableToUnitHoldersOfConsolidatedUnitTrustsAndSimilarFunds",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2024-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f26136": {
   "value": "4193000000",
   "decimals": -6,
   "dimensions": {
    "concept": "puk:NetAssetValueAttributableToUnitHoldersOfConsolidatedUnitTrustsAndSimilarFunds",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f26138": {
   "value": "5664000000",
   "decimals": -6,
   "dimensions": {
    "concept": "puk:NetAssetValueAttributableToUnitHoldersOfConsolidatedUnitTrustsAndSimilarFunds",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f26142": {
   "value": "1250000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:DeferredTaxLiabilities",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2024-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f26144": {
   "value": "1139000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:DeferredTaxLiabilities",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f26146": {
   "value": "1167000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:DeferredTaxLiabilities",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f26150": {
   "value": "275000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:CurrentTaxLiabilities",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2024-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f26152": {
   "value": "208000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:CurrentTaxLiabilities",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f26154": {
   "value": "185000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:CurrentTaxLiabilities",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f26158": {
   "value": "4035000000",
   "decimals": -6,
   "dimensions": {
    "concept": "puk:AccrualsDeferredIncomeAndOtherLiabilities",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2024-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f26160": {
   "value": "2866000000",
   "decimals": -6,
   "dimensions": {
    "concept": "puk:AccrualsDeferredIncomeAndOtherLiabilities",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f26162": {
   "value": "2624000000",
   "decimals": -6,
   "dimensions": {
    "concept": "puk:AccrualsDeferredIncomeAndOtherLiabilities",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f26166": {
   "value": "224000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:Provisions",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2024-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f26168": {
   "value": "206000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:Provisions",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f26170": {
   "value": "234000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:Provisions",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f26174": {
   "value": "238000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:DerivativeFinancialLiabilities",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2024-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f26176": {
   "value": "1001000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:DerivativeFinancialLiabilities",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f26178": {
   "value": "262000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:DerivativeFinancialLiabilities",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f26181": {
   "value": "156083000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:Liabilities",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2024-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f26183": {
   "value": "143351000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:Liabilities",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f26185": {
   "value": "169121000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:Liabilities",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f26188": {
   "value": "174066000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:EquityAndLiabilities",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2024-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f26190": {
   "value": "160249000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:EquityAndLiabilities",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f26192": {
   "value": "188232000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:EquityAndLiabilities",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f26199": {
   "value": "2023-12-31",
   "dimensions": {
    "concept": "ifrs-full:DateOfEndOfReportingPeriod2013",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f26200": {
   "value": "2001000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:NoncashAssetsPledgedAsCollateralForWhichTransfereeHasRightByContractOrCustomToSellOrRepledgeCollateral",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2024-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f26202": {
   "value": "1571000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:NoncashAssetsPledgedAsCollateralForWhichTransfereeHasRightByContractOrCustomToSellOrRepledgeCollateral",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f26205": {
   "value": "The consolidated financial statements on pages 229 to 321 were approved by the Board of Directors on 19 March 2024",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfAuthorisationOfFinancialStatementsExplanatory",
    "language": "en",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f26234": {
   "value": "2272000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:ProfitLossBeforeTax",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f26236": {
   "value": "-519000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:ProfitLossBeforeTax",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f26240": {
   "value": "-14539000000",
   "decimals": -6,
   "dimensions": {
    "concept": "puk:AdjustmentsForDecreaseIncreaseInInvestments",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f26242": {
   "value": "22717000000",
   "decimals": -6,
   "dimensions": {
    "concept": "puk:AdjustmentsForDecreaseIncreaseInInvestments",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f26245": {
   "value": "23000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:AdjustmentsForDecreaseIncreaseInOtherAssets",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f26247": {
   "value": "-35000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:AdjustmentsForDecreaseIncreaseInOtherAssets",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f26250": {
   "value": "12787000000",
   "decimals": -6,
   "dimensions": {
    "concept": "puk:AdjustmentsForInsuranceAndReinsuranceContractAssetsAndLiabilitiesUnderIfrs17",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f26252": {
   "value": "-20440000000",
   "decimals": -6,
   "dimensions": {
    "concept": "puk:AdjustmentsForInsuranceAndReinsuranceContractAssetsAndLiabilitiesUnderIfrs17",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f26255": {
   "value": "42000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:AdjustmentsForIncreaseDecreaseInOtherLiabilities",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f26257": {
   "value": "-665000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:AdjustmentsForIncreaseDecreaseInOtherLiabilities",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f26260": {
   "value": "4378000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:AdjustmentsForFinanceIncomeCost",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f26262": {
   "value": "3912000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:AdjustmentsForFinanceIncomeCost",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f26266": {
   "value": "2872000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:InterestReceivedClassifiedAsOperatingActivities",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f26268": {
   "value": "2589000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:InterestReceivedClassifiedAsOperatingActivities",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f26271": {
   "value": "75000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:InterestPaidClassifiedAsOperatingActivities",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f26273": {
   "value": "16000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:InterestPaidClassifiedAsOperatingActivities",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f26276": {
   "value": "1650000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:DividendsReceivedClassifiedAsOperatingActivities",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f26278": {
   "value": "1523000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:DividendsReceivedClassifiedAsOperatingActivities",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f26281": {
   "value": "406000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:IncomeTaxesPaidRefundClassifiedAsOperatingActivities",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f26283": {
   "value": "449000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:IncomeTaxesPaidRefundClassifiedAsOperatingActivities",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f26286": {
   "value": "584000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:OtherAdjustmentsForNoncashItems",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f26288": {
   "value": "285000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:OtherAdjustmentsForNoncashItems",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f26292": {
   "value": "832000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:CashFlowsFromUsedInOperatingActivitiesContinuingOperations",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f26294": {
   "value": "1078000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:CashFlowsFromUsedInOperatingActivitiesContinuingOperations",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f26299": {
   "value": "44000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:PurchaseOfPropertyPlantAndEquipmentClassifiedAsInvestingActivities",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f26301": {
   "value": "34000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:PurchaseOfPropertyPlantAndEquipmentClassifiedAsInvestingActivities",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f26304": {
   "value": "2000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:ProceedsFromSalesOfPropertyPlantAndEquipmentClassifiedAsInvestingActivities",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f26306": {
   "value": "0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:ProceedsFromSalesOfPropertyPlantAndEquipmentClassifiedAsInvestingActivities",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f26310": {
   "value": "415000000",
   "decimals": -6,
   "dimensions": {
    "concept": "puk:CashFlowsUsedInObtainingControlOfSubsidiariesOrOtherBusinessesAndPurchaseOfIntangibleAssetsClassifiedAsInvestingActivities",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f26312": {
   "value": "298000000",
   "decimals": -6,
   "dimensions": {
    "concept": "puk:CashFlowsUsedInObtainingControlOfSubsidiariesOrOtherBusinessesAndPurchaseOfIntangibleAssetsClassifiedAsInvestingActivities",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f26316": {
   "value": "176000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:CashAdvancesAndLoansMadeToRelatedParties",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f26318": {
   "value": "0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:CashAdvancesAndLoansMadeToRelatedParties",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f26321": {
   "value": "273000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:CashFlowsFromLosingControlOfSubsidiariesOrOtherBusinessesClassifiedAsInvestingActivities",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f26323": {
   "value": "293000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:CashFlowsFromLosingControlOfSubsidiariesOrOtherBusinessesClassifiedAsInvestingActivities",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f26326": {
   "value": "-360000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:CashFlowsFromUsedInInvestingActivitiesContinuingOperations",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f26328": {
   "value": "-39000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:CashFlowsFromUsedInInvestingActivitiesContinuingOperations",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f26334": {
   "value": "0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:ProceedsFromNoncurrentBorrowings",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f26336": {
   "value": "346000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:ProceedsFromNoncurrentBorrowings",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f26339": {
   "value": "393000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:RepaymentsOfNoncurrentBorrowings",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f26341": {
   "value": "2075000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:RepaymentsOfNoncurrentBorrowings",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f26344": {
   "value": "188000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:InterestPaidClassifiedAsFinancingActivities",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f26346": {
   "value": "204000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:InterestPaidClassifiedAsFinancingActivities",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f26349": {
   "value": "93000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:PaymentsOfLeaseLiabilitiesClassifiedAsFinancingActivities",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f26351": {
   "value": "101000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:PaymentsOfLeaseLiabilitiesClassifiedAsFinancingActivities",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f26356": {
   "value": "4000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:ProceedsFromIssueOfOrdinaryShares",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f26358": {
   "value": "-4000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:ProceedsFromIssueOfOrdinaryShares",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f26363": {
   "value": "533000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:DividendsPaidToEquityHoldersOfParentClassifiedAsFinancingActivities",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f26365": {
   "value": "474000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:DividendsPaidToEquityHoldersOfParentClassifiedAsFinancingActivities",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f26368": {
   "value": "7000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:DividendsPaidToNoncontrollingInterestsClassifiedAsFinancingActivities",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f26370": {
   "value": "8000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:DividendsPaidToNoncontrollingInterestsClassifiedAsFinancingActivities",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f26373": {
   "value": "-1210000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:CashFlowsFromUsedInFinancingActivitiesContinuingOperations",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f26375": {
   "value": "-2520000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:CashFlowsFromUsedInFinancingActivitiesContinuingOperations",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f26378": {
   "value": "-738000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:IncreaseDecreaseInCashAndCashEquivalentsBeforeEffectOfExchangeRateChanges",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f26380": {
   "value": "-1481000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:IncreaseDecreaseInCashAndCashEquivalentsBeforeEffectOfExchangeRateChanges",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f26383": {
   "value": "5514000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:CashAndCashEquivalents",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f26385": {
   "value": "7170000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:CashAndCashEquivalents",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f26388": {
   "value": "-25000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:EffectOfExchangeRateChangesOnCashAndCashEquivalents",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f26390": {
   "value": "-175000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:EffectOfExchangeRateChangesOnCashAndCashEquivalents",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f26394": {
   "value": "4751000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:CashAndCashEquivalents",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2024-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f26396": {
   "value": "5514000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:CashAndCashEquivalents",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f26403": {
   "value": "209000000",
   "decimals": -6,
   "dimensions": {
    "concept": "puk:DividendsReceivedFromJointVenturesAndAssociates",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f26404": {
   "value": "112000000",
   "decimals": -6,
   "dimensions": {
    "concept": "puk:DividendsReceivedFromJointVenturesAndAssociates",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f26407": {
   "value": "176000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:TransfersUnderFinanceAgreementsFromEntityRelatedPartyTransactions",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "ifrs-full:CategoriesOfRelatedPartiesAxis": "puk:CiticPrudentialLifeInsuranceCompanyLimitedMember",
    "unit": "iso4217:USD"
   }
  },
  "f26430": {
   "value": "4261000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:Borrowings",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00",
    "ifrs-full:BorrowingsByNameAxis": "puk:CoreStructuralBorrowingsOfShareholderFinancedOperationsMember",
    "unit": "iso4217:USD"
   }
  },
  "f26432": {
   "value": "0",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:ProceedsFromNoncurrentBorrowings",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "ifrs-full:BorrowingsByNameAxis": "puk:CoreStructuralBorrowingsOfShareholderFinancedOperationsMember",
    "unit": "iso4217:USD"
   }
  },
  "f26434": {
   "value": "393000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:RepaymentsOfNoncurrentBorrowings",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "ifrs-full:BorrowingsByNameAxis": "puk:CoreStructuralBorrowingsOfShareholderFinancedOperationsMember",
    "unit": "iso4217:USD"
   }
  },
  "f26436": {
   "value": "58000000",
   "decimals": -6,
   "dimensions": {
    "concept": "puk:IncreaseDecreaseThroughNetExchangeDifferencesBorrowings",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "ifrs-full:BorrowingsByNameAxis": "puk:CoreStructuralBorrowingsOfShareholderFinancedOperationsMember",
    "unit": "iso4217:USD"
   }
  },
  "f26438": {
   "value": "7000000",
   "decimals": -6,
   "dimensions": {
    "concept": "puk:IncreaseDecreaseThroughOtherChangesBorrowings",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "ifrs-full:BorrowingsByNameAxis": "puk:CoreStructuralBorrowingsOfShareholderFinancedOperationsMember",
    "unit": "iso4217:USD"
   }
  },
  "f26440": {
   "value": "3933000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:Borrowings",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2024-01-01T00:00:00",
    "ifrs-full:BorrowingsByNameAxis": "puk:CoreStructuralBorrowingsOfShareholderFinancedOperationsMember",
    "unit": "iso4217:USD"
   }
  },
  "f26443": {
   "value": "6127000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:Borrowings",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00",
    "ifrs-full:BorrowingsByNameAxis": "puk:CoreStructuralBorrowingsOfShareholderFinancedOperationsMember",
    "unit": "iso4217:USD"
   }
  },
  "f26445": {
   "value": "346000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:ProceedsFromNoncurrentBorrowings",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "ifrs-full:BorrowingsByNameAxis": "puk:CoreStructuralBorrowingsOfShareholderFinancedOperationsMember",
    "unit": "iso4217:USD"
   }
  },
  "f26447": {
   "value": "2075000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:RepaymentsOfNoncurrentBorrowings",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "ifrs-full:BorrowingsByNameAxis": "puk:CoreStructuralBorrowingsOfShareholderFinancedOperationsMember",
    "unit": "iso4217:USD"
   }
  },
  "f26449": {
   "value": "-147000000",
   "decimals": -6,
   "dimensions": {
    "concept": "puk:IncreaseDecreaseThroughNetExchangeDifferencesBorrowings",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "ifrs-full:BorrowingsByNameAxis": "puk:CoreStructuralBorrowingsOfShareholderFinancedOperationsMember",
    "unit": "iso4217:USD"
   }
  },
  "f26451": {
   "value": "10000000",
   "decimals": -6,
   "dimensions": {
    "concept": "puk:IncreaseDecreaseThroughOtherChangesBorrowings",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "ifrs-full:BorrowingsByNameAxis": "puk:CoreStructuralBorrowingsOfShareholderFinancedOperationsMember",
    "unit": "iso4217:USD"
   }
  },
  "f26453": {
   "value": "4261000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:Borrowings",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00",
    "ifrs-full:BorrowingsByNameAxis": "puk:CoreStructuralBorrowingsOfShareholderFinancedOperationsMember",
    "unit": "iso4217:USD"
   }
  },
  "f26470": {
   "value": "A1 Basis of preparation and exchange rates <div class=\"t s2_236\" id=\"t3_236\" style=\"left:65px;bottom:1052px;letter-spacing:-0.01px;display:inline;\">Prudential plc (the 'Company\u2019) together with its subsidiaries (collectively, the 'Group\u2019 or \u2018Prudential\u2019) provides life and health insurance and asset </div><div class=\"t s2_236\" id=\"t4_236\" style=\"left:65px;bottom:1037px;letter-spacing:-0.01px;display:inline;\">management products in Asia and Africa. The Group is headquartered in Hong Kong. </div><div class=\"t s3_236\" id=\"t5_236\" style=\"left:65px;bottom:1006px;letter-spacing:0.12px;display:inline;\">Basis of preparation </div><div class=\"t s2_236\" id=\"t6_236\" style=\"left:65px;bottom:991px;letter-spacing:-0.01px;display:inline;\">These consolidated financial statements have been prepared in accordance with IFRS Standards as issued by the IASB and UK-adopted </div><div class=\"t s2_236\" id=\"t7_236\" style=\"left:65px;bottom:975px;letter-spacing:-0.01px;word-spacing:-0.01px;display:inline;\">international accounting standards. At 31 December 2023, there were no unadopted standards effective for the year ended 31 December 2023 </div><div class=\"t s2_236\" id=\"t8_236\" style=\"left:65px;bottom:959px;letter-spacing:-0.01px;display:inline;\">which had an impact on the consolidated financial statements of the Group, and there were no differences between UK-adopted international </div><div class=\"t s2_236\" id=\"t9_236\" style=\"left:65px;bottom:944px;letter-spacing:-0.01px;display:inline;\">accounting standards and IFRS Standards as issued by the IASB in terms of their application to the Group. </div><div class=\"t s2_236\" id=\"ta_236\" style=\"left:65px;bottom:916px;letter-spacing:-0.01px;display:inline;\">The Group has adopted IFRS 17, \u2018Insurance Contracts\u2019 and IFRS 9, \u2018Financial Instruments\u2019 (including any consequential amendments to other </div><div class=\"t s2_236\" id=\"tb_236\" style=\"left:65px;bottom:900px;letter-spacing:-0.01px;word-spacing:-0.01px;display:inline;\">standards) as issued by the IASB and as adopted for use in the UK from 1 January 2023, as discussed in note A2.1. The transition date of the </div><div class=\"t s2_236\" id=\"tc_236\" style=\"left:65px;bottom:885px;letter-spacing:-0.01px;display:inline;\">Group for IFRS 17 was 1 January 2022. Except for the changes from the adoption of these two standards and the new and amended IFRS </div><div class=\"t s2_236\" id=\"td_236\" style=\"left:65px;bottom:869px;letter-spacing:-0.01px;display:inline;\">Standards as described in note A2.2, the accounting policies applied by the Group in determining the IFRS financial results in these consolidated </div><div class=\"t s2_236\" id=\"te_236\" style=\"left:65px;bottom:854px;letter-spacing:-0.01px;word-spacing:-0.02px;display:inline;\">financial statements are the same as those previously applied in the Group\u2019s consolidated financial statements for the year ended 31 December </div><div class=\"t s2_236\" id=\"tf_236\" style=\"left:65px;bottom:838px;letter-spacing:-0.01px;display:inline;\">2022 as disclosed in the 2022 annual report. </div><div class=\"t s2_236\" id=\"tg_236\" style=\"left:65px;bottom:810px;letter-spacing:-0.01px;display:inline;\">The parent company statement of financial position prepared in accordance with the UK Generally Accepted Accounting Practice (including </div><div class=\"t s2_236\" id=\"th_236\" style=\"left:65px;bottom:795px;letter-spacing:-0.01px;word-spacing:-0.02px;display:inline;\">Financial Reporting Standard 101 \u2018Reduced Disclosure Framework\u2019) is presented on page 322. </div><div class=\"t s3_236\" id=\"ti_236\" style=\"left:65px;bottom:764px;letter-spacing:0.13px;display:inline;\">Going concern basis of accounting </div><div class=\"t s2_236\" id=\"tj_236\" style=\"left:65px;bottom:749px;letter-spacing:-0.01px;display:inline;\">The Directors have made an assessment of going concern covering a period to 31 March 2025, being at least 12 months from the date these </div><div class=\"t s2_236\" id=\"tk_236\" style=\"left:65px;bottom:733px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">consolidated financial statements and the parent company financial statements are approved. In making this assessment, the Directors have </div><div class=\"t s2_236\" id=\"tl_236\" style=\"left:65px;bottom:717px;letter-spacing:-0.01px;display:inline;\">considered both the Group\u2019s current performance, solvency and liquidity and the Group\u2019s business plan taking into account the Group\u2019s principal </div><div class=\"t s2_236\" id=\"tm_236\" style=\"left:65px;bottom:702px;letter-spacing:-0.01px;display:inline;\">risks, and the mitigations available to address them, as well as the results of the Group's stress and scenario testing, as described further in the </div><div class=\"t s2_236\" id=\"tn_236\" style=\"left:65px;bottom:686px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Risk review section (including the Viability statement). </div><div class=\"t s2_236\" id=\"to_236\" style=\"left:65px;bottom:658px;letter-spacing:-0.01px;display:inline;\">Based on the above, the Directors have a reasonable expectation that the Company and the Group have adequate resources to continue their </div><div class=\"t s2_236\" id=\"tp_236\" style=\"left:65px;bottom:643px;letter-spacing:-0.01px;display:inline;\">operations for a period to 31 March 2025, being at least 12 months from the date these consolidated financial statements and the parent </div><div class=\"t s2_236\" id=\"tq_236\" style=\"left:65px;bottom:627px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">company financial statements are approved. No material uncertainties that may cast significant doubt on the ability of the Company and the </div><div class=\"t s2_236\" id=\"tr_236\" style=\"left:65px;bottom:612px;letter-spacing:-0.01px;display:inline;\">Group to continue as a going concern have been identified. The Directors therefore consider it appropriate to continue to adopt the going </div><div class=\"t s2_236\" id=\"ts_236\" style=\"left:65px;bottom:596px;letter-spacing:-0.01px;display:inline;\">concern basis of accounting in preparing these consolidated financial statements and the parent company financial statements for the year </div><div class=\"t s2_236\" id=\"tt_236\" style=\"left:65px;bottom:581px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">ended 31 December 2023. </div><div class=\"t s3_236\" id=\"tu_236\" style=\"left:65px;bottom:550px;letter-spacing:0.13px;display:inline;\">Exchange rates </div><div class=\"t s2_236\" id=\"tv_236\" style=\"left:65px;bottom:534px;letter-spacing:-0.01px;display:inline;\">The exchange rates applied for balances and transactions in currencies other than the presentation currency of the Group, US dollars (USD) were: </div><table><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_236\" id=\"tw_236\" style=\"left:69px;bottom:505px;letter-spacing:0.06px;display:inline;\">USD : local currency </div></td><td colspan=\"3\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s5_236\" id=\"tx_236\" style=\"left:501px;bottom:505px;letter-spacing:0.06px;display:inline;\">Closing rate at year end </div> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s5_236\" id=\"ty_236\" style=\"left:684px;bottom:505px;letter-spacing:0.06px;display:inline;\">Average rate for the year to date </div> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_236\" id=\"tz_236\" style=\"left:452px;bottom:473px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">31 Dec 2023 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_236\" id=\"t10_236\" style=\"left:532px;bottom:473px;letter-spacing:0.08px;display:inline;\">31 Dec 2022 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_236\" id=\"t11_236\" style=\"left:616px;bottom:473px;letter-spacing:0.07px;display:inline;\">1 Jan 2022 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_236\" id=\"t12_236\" style=\"left:720px;bottom:473px;letter-spacing:0.08px;display:inline;\">2023 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_236\" id=\"t13_236\" style=\"left:799px;bottom:473px;letter-spacing:0.09px;display:inline;\">2022 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_236\" id=\"t14_236\" style=\"left:69px;bottom:453px;letter-spacing:-0.01px;display:inline;\">Chinese yuan (CNY) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_236\" id=\"t15_236\" style=\"left:476px;bottom:453px;letter-spacing:-0.01px;display:inline;\">7.09 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_236\" id=\"t16_236\" style=\"left:555px;bottom:453px;letter-spacing:-0.01px;display:inline;\">6.95 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_236\" id=\"t17_236\" style=\"left:633px;bottom:453px;letter-spacing:-0.01px;display:inline;\">6.37 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_236\" id=\"t18_236\" style=\"left:714px;bottom:453px;letter-spacing:-0.01px;display:inline;\">7.09 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_236\" id=\"t19_236\" style=\"left:793px;bottom:453px;letter-spacing:-0.01px;display:inline;\">6.73 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_236\" id=\"t1a_236\" style=\"left:69px;bottom:434px;letter-spacing:-0.01px;display:inline;\">Hong Kong dollar (HKD) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_236\" id=\"t1b_236\" style=\"left:476px;bottom:434px;letter-spacing:-0.01px;display:inline;\">7.81 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_236\" id=\"t1c_236\" style=\"left:555px;bottom:434px;letter-spacing:-0.01px;display:inline;\">7.81 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_236\" id=\"t1d_236\" style=\"left:633px;bottom:434px;letter-spacing:-0.01px;display:inline;\">7.80 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_236\" id=\"t1e_236\" style=\"left:714px;bottom:434px;letter-spacing:-0.01px;display:inline;\">7.83 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_236\" id=\"t1f_236\" style=\"left:793px;bottom:434px;letter-spacing:-0.01px;display:inline;\">7.83 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_236\" id=\"t1g_236\" style=\"left:69px;bottom:414px;letter-spacing:-0.01px;display:inline;\">Indian rupee (INR) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_236\" id=\"t1h_236\" style=\"left:469px;bottom:414px;letter-spacing:-0.02px;display:inline;\">83.21 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_236\" id=\"t1i_236\" style=\"left:548px;bottom:414px;letter-spacing:-0.01px;display:inline;\">82.73 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_236\" id=\"t1j_236\" style=\"left:626px;bottom:414px;letter-spacing:-0.01px;display:inline;\">74.34 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_236\" id=\"t1k_236\" style=\"left:707px;bottom:414px;letter-spacing:-0.02px;display:inline;\">82.60 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_236\" id=\"t1l_236\" style=\"left:786px;bottom:414px;letter-spacing:-0.01px;display:inline;\">78.63 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_236\" id=\"t1m_236\" style=\"left:69px;bottom:395px;letter-spacing:-0.01px;display:inline;\">Indonesian rupiah (IDR) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_236\" id=\"t1n_236\" style=\"left:444px;bottom:395px;letter-spacing:-0.02px;display:inline;\">15,397.00 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_236\" id=\"t1o_236\" style=\"left:525px;bottom:395px;letter-spacing:-0.01px;display:inline;\">15,567.50 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_236\" id=\"t1p_236\" style=\"left:603px;bottom:395px;letter-spacing:-0.01px;display:inline;\">14,252.50 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_236\" id=\"t1q_236\" style=\"left:683px;bottom:395px;letter-spacing:-0.02px;display:inline;\">15,230.82 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_236\" id=\"t1r_236\" style=\"left:763px;bottom:395px;letter-spacing:-0.01px;display:inline;\">14,852.24 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_236\" id=\"t1s_236\" style=\"left:69px;bottom:375px;letter-spacing:-0.01px;display:inline;\">Malaysian ringgit (MYR) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_236\" id=\"t1t_236\" style=\"left:476px;bottom:375px;letter-spacing:-0.01px;display:inline;\">4.60 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_236\" id=\"t1u_236\" style=\"left:555px;bottom:375px;letter-spacing:-0.01px;display:inline;\">4.41 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_236\" id=\"t1v_236\" style=\"left:633px;bottom:375px;letter-spacing:-0.01px;display:inline;\">4.17 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_236\" id=\"t1w_236\" style=\"left:714px;bottom:375px;letter-spacing:-0.01px;display:inline;\">4.56 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_236\" id=\"t1x_236\" style=\"left:793px;bottom:375px;letter-spacing:-0.01px;display:inline;\">4.40 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_236\" id=\"t1y_236\" style=\"left:69px;bottom:356px;letter-spacing:-0.01px;display:inline;\">Singapore dollar (SGD) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_236\" id=\"t1z_236\" style=\"left:476px;bottom:356px;letter-spacing:-0.01px;display:inline;\">1.32 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_236\" id=\"t20_236\" style=\"left:555px;bottom:356px;letter-spacing:-0.01px;display:inline;\">1.34 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_236\" id=\"t21_236\" style=\"left:633px;bottom:356px;letter-spacing:-0.01px;display:inline;\">1.35 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_236\" id=\"t22_236\" style=\"left:714px;bottom:356px;letter-spacing:-0.01px;display:inline;\">1.34 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_236\" id=\"t23_236\" style=\"left:793px;bottom:356px;letter-spacing:-0.01px;display:inline;\">1.38 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_236\" id=\"t24_236\" style=\"left:69px;bottom:336px;letter-spacing:-0.01px;display:inline;\">Taiwan dollar (TWD) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_236\" id=\"t25_236\" style=\"left:469px;bottom:336px;letter-spacing:-0.02px;display:inline;\">30.69 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_236\" id=\"t26_236\" style=\"left:548px;bottom:336px;letter-spacing:-0.01px;display:inline;\">30.74 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_236\" id=\"t27_236\" style=\"left:626px;bottom:336px;letter-spacing:-0.01px;display:inline;\">27.67 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_236\" id=\"t28_236\" style=\"left:707px;bottom:336px;letter-spacing:-0.02px;display:inline;\">31.17 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_236\" id=\"t29_236\" style=\"left:786px;bottom:336px;letter-spacing:-0.01px;display:inline;\">29.81 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_236\" id=\"t2a_236\" style=\"left:69px;bottom:317px;letter-spacing:-0.01px;display:inline;\">Thai baht (THB) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_236\" id=\"t2b_236\" style=\"left:469px;bottom:317px;letter-spacing:-0.02px;display:inline;\">34.37 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_236\" id=\"t2c_236\" style=\"left:548px;bottom:317px;letter-spacing:-0.01px;display:inline;\">34.56 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_236\" id=\"t2d_236\" style=\"left:626px;bottom:317px;letter-spacing:-0.01px;display:inline;\">33.19 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_236\" id=\"t2e_236\" style=\"left:707px;bottom:317px;letter-spacing:-0.02px;display:inline;\">34.80 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_236\" id=\"t2f_236\" style=\"left:786px;bottom:317px;letter-spacing:-0.01px;display:inline;\">35.06 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_236\" id=\"t2g_236\" style=\"left:69px;bottom:297px;letter-spacing:-0.01px;display:inline;\">UK pound sterling (GBP) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_236\" id=\"t2h_236\" style=\"left:476px;bottom:297px;letter-spacing:-0.01px;display:inline;\">0.78 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_236\" id=\"t2i_236\" style=\"left:555px;bottom:297px;letter-spacing:-0.01px;display:inline;\">0.83 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_236\" id=\"t2j_236\" style=\"left:633px;bottom:297px;letter-spacing:-0.01px;display:inline;\">0.74 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_236\" id=\"t2k_236\" style=\"left:714px;bottom:297px;letter-spacing:-0.01px;display:inline;\">0.80 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_236\" id=\"t2l_236\" style=\"left:793px;bottom:297px;letter-spacing:-0.01px;display:inline;\">0.81 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_236\" id=\"t2m_236\" style=\"left:69px;bottom:278px;letter-spacing:-0.01px;display:inline;\">Vietnamese dong (VND) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_236\" id=\"t2n_236\" style=\"left:444px;bottom:278px;letter-spacing:-0.02px;display:inline;\">24,262.00 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_236\" id=\"t2o_236\" style=\"left:525px;bottom:278px;letter-spacing:-0.01px;display:inline;\">23,575.00 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_236\" id=\"t2p_236\" style=\"left:603px;bottom:278px;letter-spacing:-0.01px;display:inline;\">22,790.00 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_236\" id=\"t2q_236\" style=\"left:683px;bottom:278px;letter-spacing:-0.02px;display:inline;\">23,835.92 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_236\" id=\"t2r_236\" style=\"left:763px;bottom:278px;letter-spacing:-0.01px;display:inline;\">23,409.87 </div></td></tr></table><div class=\"t s8_236\" id=\"t2s_236\" style=\"left:73px;bottom:1259px;letter-spacing:0.18px;display:inline;\"> </div><div class=\"t s8_236\" id=\"t2t_236\" style=\"left:164px;bottom:1259px;letter-spacing:0.22px;display:inline;\"> </div><div class=\"t s8_236\" id=\"t2u_236\" style=\"left:234px;bottom:1259px;letter-spacing:0.18px;display:inline;\"> </div><div class=\"t s9_236\" id=\"t2v_236\" style=\"left:399px;bottom:1259px;letter-spacing:0.19px;display:inline;\"> </div><div class=\"t s8_236\" id=\"t2w_236\" style=\"left:517px;bottom:1259px;letter-spacing:0.17px;display:inline;\"> </div><div class=\"t s8_236\" id=\"t2x_236\" style=\"left:612px;bottom:1259px;letter-spacing:0.19px;display:inline;\"> </div><div class=\"t sa_236\" id=\"t2y_236\" style=\"left:65px;bottom:1206px;letter-spacing:-0.04px;display:inline;\"> </div><div></div><div class=\"t s0_237\" id=\"t1_237\" style=\"left:87px;bottom:1116px;letter-spacing:0.13px;display:inline;\">Foreign exchange translation </div><div class=\"t s1_237\" id=\"t2_237\" style=\"left:87px;bottom:1100px;letter-spacing:-0.01px;display:inline;\">In order to present the consolidated financial statements in USD, the results and financial position of entities not using USD as functional </div><div class=\"t s1_237\" id=\"t3_237\" style=\"left:87px;bottom:1085px;letter-spacing:-0.01px;display:inline;\">currency (ie the currency of the primary economic environment in which the entity operates) must be translated into USD. </div><div class=\"t s1_237\" id=\"t4_237\" style=\"left:87px;bottom:1057px;letter-spacing:-0.01px;display:inline;\">All assets and liabilities of entities not operating in USD are converted at closing exchange rates while all income and expenses are converted at </div><div class=\"t s1_237\" id=\"t5_237\" style=\"left:87px;bottom:1041px;letter-spacing:-0.01px;display:inline;\">average exchange rates where this is a reasonable approximation of the rates prevailing on transaction dates. The impact of these foreign </div><div class=\"t s1_237\" id=\"t6_237\" style=\"left:87px;bottom:1026px;letter-spacing:-0.01px;display:inline;\">exchange translations into the Group\u2019s USD presentation currency is recorded as a separate component in the Statement of comprehensive </div><div class=\"t s1_237\" id=\"t7_237\" style=\"left:87px;bottom:1010px;letter-spacing:-0.01px;display:inline;\">income. Upon the disposal of the entity, the related cumulative foreign exchange translation differences are recycled from other comprehensive </div><div class=\"t s1_237\" id=\"t8_237\" style=\"left:87px;bottom:995px;letter-spacing:-0.01px;display:inline;\">income to the income statement as part of the gain or loss on disposal. </div><div class=\"t s1_237\" id=\"t9_237\" style=\"left:87px;bottom:967px;letter-spacing:-0.01px;display:inline;\">The general principle for converting foreign currency transactions to the functional currency of an entity is to translate at the functional currency </div><div class=\"t s1_237\" id=\"ta_237\" style=\"left:87px;bottom:951px;letter-spacing:-0.01px;display:inline;\">spot rate prevailing at the date of the transactions. Foreign currency monetary assets and liabilities are translated at the spot exchange rate for </div><div class=\"t s1_237\" id=\"tb_237\" style=\"left:87px;bottom:936px;letter-spacing:-0.01px;display:inline;\">the functional currency at the reporting date. Changes resulting from the foreign exchange translations into the functional currency of the entity </div><div class=\"t s1_237\" id=\"tc_237\" style=\"left:87px;bottom:920px;letter-spacing:-0.01px;display:inline;\">are recognised in the income statement. </div><div class=\"t s2_237\" id=\"td_237\" style=\"left:87px;bottom:892px;letter-spacing:-0.01px;display:inline;\">Certain notes to the consolidated financial statements present comparative information at constant exchange rates (CER), in addition to the </div><div class=\"t s2_237\" id=\"te_237\" style=\"left:87px;bottom:877px;letter-spacing:-0.01px;display:inline;\">reporting at actual exchange rates (AER) used throughout the consolidated financial statements. AER are actual historical exchange rates for the </div><div class=\"t s2_237\" id=\"tf_237\" style=\"left:87px;bottom:861px;letter-spacing:-0.01px;display:inline;\">specific accounting year, being the average rates over the year for the income statement and the closing rates at the balance sheet date for the </div><div class=\"t s2_237\" id=\"tg_237\" style=\"left:87px;bottom:845px;letter-spacing:-0.01px;display:inline;\">statement of financial position. CER results are calculated by translating prior year results using the current year foreign exchange rate, ie current </div>year average rates for the income statement and current year closing rates for the statement of financial position.",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfGeneralInformationAboutFinancialStatementsExplanatory",
    "language": "en",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f26473": {
   "value": "Prudential plc",
   "dimensions": {
    "concept": "ifrs-full:NameOfUltimateParentOfGroup",
    "language": "en",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f26474": {
   "value": "Prudential plc",
   "dimensions": {
    "concept": "ifrs-full:NameOfReportingEntityOrOtherMeansOfIdentification",
    "language": "en",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f26475": {
   "value": "plc",
   "dimensions": {
    "concept": "ifrs-full:LegalFormOfEntity",
    "language": "en",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f26476": {
   "value": "provides life and health insurance and asset management products in Asia and Africa",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfNatureOfEntitysOperationsAndPrincipalActivities",
    "language": "en",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f26479": {
   "value": "Asia and Africa",
   "dimensions": {
    "concept": "ifrs-full:PrincipalPlaceOfBusiness",
    "language": "en",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f26481": {
   "value": "Basis of preparation <div class=\"t s2_236\" id=\"t6_236\" style=\"left:65px;bottom:991px;letter-spacing:-0.01px;display:inline;\">These consolidated financial statements have been prepared in accordance with IFRS Standards as issued by the IASB and UK-adopted </div><div class=\"t s2_236\" id=\"t7_236\" style=\"left:65px;bottom:975px;letter-spacing:-0.01px;word-spacing:-0.01px;display:inline;\">international accounting standards. At 31 December 2023, there were no unadopted standards effective for the year ended 31 December 2023 </div><div class=\"t s2_236\" id=\"t8_236\" style=\"left:65px;bottom:959px;letter-spacing:-0.01px;display:inline;\">which had an impact on the consolidated financial statements of the Group, and there were no differences between UK-adopted international </div><div class=\"t s2_236\" id=\"t9_236\" style=\"left:65px;bottom:944px;letter-spacing:-0.01px;display:inline;\">accounting standards and IFRS Standards as issued by the IASB in terms of their application to the Group. </div><div class=\"t s2_236\" id=\"ta_236\" style=\"left:65px;bottom:916px;letter-spacing:-0.01px;display:inline;\">The Group has adopted IFRS 17, \u2018Insurance Contracts\u2019 and IFRS 9, \u2018Financial Instruments\u2019 (including any consequential amendments to other </div><div class=\"t s2_236\" id=\"tb_236\" style=\"left:65px;bottom:900px;letter-spacing:-0.01px;word-spacing:-0.01px;display:inline;\">standards) as issued by the IASB and as adopted for use in the UK from 1 January 2023, as discussed in note A2.1. The transition date of the </div><div class=\"t s2_236\" id=\"tc_236\" style=\"left:65px;bottom:885px;letter-spacing:-0.01px;display:inline;\">Group for IFRS 17 was 1 January 2022. Except for the changes from the adoption of these two standards and the new and amended IFRS </div><div class=\"t s2_236\" id=\"td_236\" style=\"left:65px;bottom:869px;letter-spacing:-0.01px;display:inline;\">Standards as described in note A2.2, the accounting policies applied by the Group in determining the IFRS financial results in these consolidated </div><div class=\"t s2_236\" id=\"te_236\" style=\"left:65px;bottom:854px;letter-spacing:-0.01px;word-spacing:-0.02px;display:inline;\">financial statements are the same as those previously applied in the Group\u2019s consolidated financial statements for the year ended 31 December </div><div class=\"t s2_236\" id=\"tf_236\" style=\"left:65px;bottom:838px;letter-spacing:-0.01px;display:inline;\">2022 as disclosed in the 2022 annual report. </div><div class=\"t s2_236\" id=\"tg_236\" style=\"left:65px;bottom:810px;letter-spacing:-0.01px;display:inline;\">The parent company statement of financial position prepared in accordance with the UK Generally Accepted Accounting Practice (including </div>Financial Reporting Standard 101 \u2018Reduced Disclosure Framework\u2019) is presented on page 322.",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfBasisOfPreparationOfFinancialStatementsExplanatory",
    "language": "en",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f26484": {
   "value": "These consolidated financial statements have been prepared in accordance with IFRS Standards as issued by the IASB and UK-adopted international accounting standards.",
   "dimensions": {
    "concept": "ifrs-full:StatementOfIFRSCompliance",
    "language": "en",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f26499": {
   "value": "Going concern basis of accounting <div class=\"t s2_236\" id=\"tj_236\" style=\"left:65px;bottom:749px;letter-spacing:-0.01px;display:inline;\">The Directors have made an assessment of going concern covering a period to 31 March 2025, being at least 12 months from the date these </div><div class=\"t s2_236\" id=\"tk_236\" style=\"left:65px;bottom:733px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">consolidated financial statements and the parent company financial statements are approved. In making this assessment, the Directors have </div><div class=\"t s2_236\" id=\"tl_236\" style=\"left:65px;bottom:717px;letter-spacing:-0.01px;display:inline;\">considered both the Group\u2019s current performance, solvency and liquidity and the Group\u2019s business plan taking into account the Group\u2019s principal </div><div class=\"t s2_236\" id=\"tm_236\" style=\"left:65px;bottom:702px;letter-spacing:-0.01px;display:inline;\">risks, and the mitigations available to address them, as well as the results of the Group's stress and scenario testing, as described further in the </div><div class=\"t s2_236\" id=\"tn_236\" style=\"left:65px;bottom:686px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Risk review section (including the Viability statement). </div><div class=\"t s2_236\" id=\"to_236\" style=\"left:65px;bottom:658px;letter-spacing:-0.01px;display:inline;\">Based on the above, the Directors have a reasonable expectation that the Company and the Group have adequate resources to continue their </div><div class=\"t s2_236\" id=\"tp_236\" style=\"left:65px;bottom:643px;letter-spacing:-0.01px;display:inline;\">operations for a period to 31 March 2025, being at least 12 months from the date these consolidated financial statements and the parent </div><div class=\"t s2_236\" id=\"tq_236\" style=\"left:65px;bottom:627px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">company financial statements are approved. No material uncertainties that may cast significant doubt on the ability of the Company and the </div><div class=\"t s2_236\" id=\"tr_236\" style=\"left:65px;bottom:612px;letter-spacing:-0.01px;display:inline;\">Group to continue as a going concern have been identified. The Directors therefore consider it appropriate to continue to adopt the going </div><div class=\"t s2_236\" id=\"ts_236\" style=\"left:65px;bottom:596px;letter-spacing:-0.01px;display:inline;\">concern basis of accounting in preparing these consolidated financial statements and the parent company financial statements for the year </div>ended 31 December 2023.",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfGoingConcernExplanatory",
    "language": "en",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f26514": {
   "value": "Exchange rates <div class=\"t s2_236\" id=\"tv_236\" style=\"left:65px;bottom:534px;letter-spacing:-0.01px;display:inline;\">The exchange rates applied for balances and transactions in currencies other than the presentation currency of the Group, US dollars (USD) were: </div><table><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_236\" id=\"tw_236\" style=\"left:69px;bottom:505px;letter-spacing:0.06px;display:inline;\">USD : local currency </div></td><td colspan=\"3\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s5_236\" id=\"tx_236\" style=\"left:501px;bottom:505px;letter-spacing:0.06px;display:inline;\">Closing rate at year end </div> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s5_236\" id=\"ty_236\" style=\"left:684px;bottom:505px;letter-spacing:0.06px;display:inline;\">Average rate for the year to date </div> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_236\" id=\"tz_236\" style=\"left:452px;bottom:473px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">31 Dec 2023 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_236\" id=\"t10_236\" style=\"left:532px;bottom:473px;letter-spacing:0.08px;display:inline;\">31 Dec 2022 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_236\" id=\"t11_236\" style=\"left:616px;bottom:473px;letter-spacing:0.07px;display:inline;\">1 Jan 2022 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_236\" id=\"t12_236\" style=\"left:720px;bottom:473px;letter-spacing:0.08px;display:inline;\">2023 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_236\" id=\"t13_236\" style=\"left:799px;bottom:473px;letter-spacing:0.09px;display:inline;\">2022 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_236\" id=\"t14_236\" style=\"left:69px;bottom:453px;letter-spacing:-0.01px;display:inline;\">Chinese yuan (CNY) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_236\" id=\"t15_236\" style=\"left:476px;bottom:453px;letter-spacing:-0.01px;display:inline;\">7.09 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_236\" id=\"t16_236\" style=\"left:555px;bottom:453px;letter-spacing:-0.01px;display:inline;\">6.95 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_236\" id=\"t17_236\" style=\"left:633px;bottom:453px;letter-spacing:-0.01px;display:inline;\">6.37 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_236\" id=\"t18_236\" style=\"left:714px;bottom:453px;letter-spacing:-0.01px;display:inline;\">7.09 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_236\" id=\"t19_236\" style=\"left:793px;bottom:453px;letter-spacing:-0.01px;display:inline;\">6.73 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_236\" id=\"t1a_236\" style=\"left:69px;bottom:434px;letter-spacing:-0.01px;display:inline;\">Hong Kong dollar (HKD) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_236\" id=\"t1b_236\" style=\"left:476px;bottom:434px;letter-spacing:-0.01px;display:inline;\">7.81 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_236\" id=\"t1c_236\" style=\"left:555px;bottom:434px;letter-spacing:-0.01px;display:inline;\">7.81 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_236\" id=\"t1d_236\" style=\"left:633px;bottom:434px;letter-spacing:-0.01px;display:inline;\">7.80 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_236\" id=\"t1e_236\" style=\"left:714px;bottom:434px;letter-spacing:-0.01px;display:inline;\">7.83 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_236\" id=\"t1f_236\" style=\"left:793px;bottom:434px;letter-spacing:-0.01px;display:inline;\">7.83 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_236\" id=\"t1g_236\" style=\"left:69px;bottom:414px;letter-spacing:-0.01px;display:inline;\">Indian rupee (INR) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_236\" id=\"t1h_236\" style=\"left:469px;bottom:414px;letter-spacing:-0.02px;display:inline;\">83.21 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_236\" id=\"t1i_236\" style=\"left:548px;bottom:414px;letter-spacing:-0.01px;display:inline;\">82.73 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_236\" id=\"t1j_236\" style=\"left:626px;bottom:414px;letter-spacing:-0.01px;display:inline;\">74.34 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_236\" id=\"t1k_236\" style=\"left:707px;bottom:414px;letter-spacing:-0.02px;display:inline;\">82.60 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_236\" id=\"t1l_236\" style=\"left:786px;bottom:414px;letter-spacing:-0.01px;display:inline;\">78.63 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_236\" id=\"t1m_236\" style=\"left:69px;bottom:395px;letter-spacing:-0.01px;display:inline;\">Indonesian rupiah (IDR) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_236\" id=\"t1n_236\" style=\"left:444px;bottom:395px;letter-spacing:-0.02px;display:inline;\">15,397.00 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_236\" id=\"t1o_236\" style=\"left:525px;bottom:395px;letter-spacing:-0.01px;display:inline;\">15,567.50 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_236\" id=\"t1p_236\" style=\"left:603px;bottom:395px;letter-spacing:-0.01px;display:inline;\">14,252.50 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_236\" id=\"t1q_236\" style=\"left:683px;bottom:395px;letter-spacing:-0.02px;display:inline;\">15,230.82 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_236\" id=\"t1r_236\" style=\"left:763px;bottom:395px;letter-spacing:-0.01px;display:inline;\">14,852.24 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_236\" id=\"t1s_236\" style=\"left:69px;bottom:375px;letter-spacing:-0.01px;display:inline;\">Malaysian ringgit (MYR) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_236\" id=\"t1t_236\" style=\"left:476px;bottom:375px;letter-spacing:-0.01px;display:inline;\">4.60 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_236\" id=\"t1u_236\" style=\"left:555px;bottom:375px;letter-spacing:-0.01px;display:inline;\">4.41 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_236\" id=\"t1v_236\" style=\"left:633px;bottom:375px;letter-spacing:-0.01px;display:inline;\">4.17 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_236\" id=\"t1w_236\" style=\"left:714px;bottom:375px;letter-spacing:-0.01px;display:inline;\">4.56 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_236\" id=\"t1x_236\" style=\"left:793px;bottom:375px;letter-spacing:-0.01px;display:inline;\">4.40 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_236\" id=\"t1y_236\" style=\"left:69px;bottom:356px;letter-spacing:-0.01px;display:inline;\">Singapore dollar (SGD) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_236\" id=\"t1z_236\" style=\"left:476px;bottom:356px;letter-spacing:-0.01px;display:inline;\">1.32 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_236\" id=\"t20_236\" style=\"left:555px;bottom:356px;letter-spacing:-0.01px;display:inline;\">1.34 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_236\" id=\"t21_236\" style=\"left:633px;bottom:356px;letter-spacing:-0.01px;display:inline;\">1.35 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_236\" id=\"t22_236\" style=\"left:714px;bottom:356px;letter-spacing:-0.01px;display:inline;\">1.34 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_236\" id=\"t23_236\" style=\"left:793px;bottom:356px;letter-spacing:-0.01px;display:inline;\">1.38 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_236\" id=\"t24_236\" style=\"left:69px;bottom:336px;letter-spacing:-0.01px;display:inline;\">Taiwan dollar (TWD) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_236\" id=\"t25_236\" style=\"left:469px;bottom:336px;letter-spacing:-0.02px;display:inline;\">30.69 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_236\" id=\"t26_236\" style=\"left:548px;bottom:336px;letter-spacing:-0.01px;display:inline;\">30.74 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_236\" id=\"t27_236\" style=\"left:626px;bottom:336px;letter-spacing:-0.01px;display:inline;\">27.67 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_236\" id=\"t28_236\" style=\"left:707px;bottom:336px;letter-spacing:-0.02px;display:inline;\">31.17 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_236\" id=\"t29_236\" style=\"left:786px;bottom:336px;letter-spacing:-0.01px;display:inline;\">29.81 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_236\" id=\"t2a_236\" style=\"left:69px;bottom:317px;letter-spacing:-0.01px;display:inline;\">Thai baht (THB) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_236\" id=\"t2b_236\" style=\"left:469px;bottom:317px;letter-spacing:-0.02px;display:inline;\">34.37 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_236\" id=\"t2c_236\" style=\"left:548px;bottom:317px;letter-spacing:-0.01px;display:inline;\">34.56 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_236\" id=\"t2d_236\" style=\"left:626px;bottom:317px;letter-spacing:-0.01px;display:inline;\">33.19 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_236\" id=\"t2e_236\" style=\"left:707px;bottom:317px;letter-spacing:-0.02px;display:inline;\">34.80 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_236\" id=\"t2f_236\" style=\"left:786px;bottom:317px;letter-spacing:-0.01px;display:inline;\">35.06 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_236\" id=\"t2g_236\" style=\"left:69px;bottom:297px;letter-spacing:-0.01px;display:inline;\">UK pound sterling (GBP) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_236\" id=\"t2h_236\" style=\"left:476px;bottom:297px;letter-spacing:-0.01px;display:inline;\">0.78 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_236\" id=\"t2i_236\" style=\"left:555px;bottom:297px;letter-spacing:-0.01px;display:inline;\">0.83 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_236\" id=\"t2j_236\" style=\"left:633px;bottom:297px;letter-spacing:-0.01px;display:inline;\">0.74 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_236\" id=\"t2k_236\" style=\"left:714px;bottom:297px;letter-spacing:-0.01px;display:inline;\">0.80 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_236\" id=\"t2l_236\" style=\"left:793px;bottom:297px;letter-spacing:-0.01px;display:inline;\">0.81 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_236\" id=\"t2m_236\" style=\"left:69px;bottom:278px;letter-spacing:-0.01px;display:inline;\">Vietnamese dong (VND) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_236\" id=\"t2n_236\" style=\"left:444px;bottom:278px;letter-spacing:-0.02px;display:inline;\">24,262.00 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_236\" id=\"t2o_236\" style=\"left:525px;bottom:278px;letter-spacing:-0.01px;display:inline;\">23,575.00 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_236\" id=\"t2p_236\" style=\"left:603px;bottom:278px;letter-spacing:-0.01px;display:inline;\">22,790.00 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_236\" id=\"t2q_236\" style=\"left:683px;bottom:278px;letter-spacing:-0.02px;display:inline;\">23,835.92 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_236\" id=\"t2r_236\" style=\"left:763px;bottom:278px;letter-spacing:-0.01px;display:inline;\">23,409.87 </div></td></tr></table><div class=\"t s8_236\" id=\"t2s_236\" style=\"left:73px;bottom:1259px;letter-spacing:0.18px;display:inline;\"> </div><div class=\"t s8_236\" id=\"t2t_236\" style=\"left:164px;bottom:1259px;letter-spacing:0.22px;display:inline;\"> </div><div class=\"t s8_236\" id=\"t2u_236\" style=\"left:234px;bottom:1259px;letter-spacing:0.18px;display:inline;\"> </div><div class=\"t s9_236\" id=\"t2v_236\" style=\"left:399px;bottom:1259px;letter-spacing:0.19px;display:inline;\"> </div><div class=\"t s8_236\" id=\"t2w_236\" style=\"left:517px;bottom:1259px;letter-spacing:0.17px;display:inline;\"> </div><div class=\"t s8_236\" id=\"t2x_236\" style=\"left:612px;bottom:1259px;letter-spacing:0.19px;display:inline;\"> </div><div class=\"t sa_236\" id=\"t2y_236\" style=\"left:65px;bottom:1206px;letter-spacing:-0.04px;display:inline;\"> </div><div></div><div class=\"t s0_237\" id=\"t1_237\" style=\"left:87px;bottom:1116px;letter-spacing:0.13px;display:inline;\">Foreign exchange translation </div><div class=\"t s1_237\" id=\"t2_237\" style=\"left:87px;bottom:1100px;letter-spacing:-0.01px;display:inline;\">In order to present the consolidated financial statements in USD, the results and financial position of entities not using USD as functional </div><div class=\"t s1_237\" id=\"t3_237\" style=\"left:87px;bottom:1085px;letter-spacing:-0.01px;display:inline;\">currency (ie the currency of the primary economic environment in which the entity operates) must be translated into USD. </div><div class=\"t s1_237\" id=\"t4_237\" style=\"left:87px;bottom:1057px;letter-spacing:-0.01px;display:inline;\">All assets and liabilities of entities not operating in USD are converted at closing exchange rates while all income and expenses are converted at </div><div class=\"t s1_237\" id=\"t5_237\" style=\"left:87px;bottom:1041px;letter-spacing:-0.01px;display:inline;\">average exchange rates where this is a reasonable approximation of the rates prevailing on transaction dates. The impact of these foreign </div><div class=\"t s1_237\" id=\"t6_237\" style=\"left:87px;bottom:1026px;letter-spacing:-0.01px;display:inline;\">exchange translations into the Group\u2019s USD presentation currency is recorded as a separate component in the Statement of comprehensive </div><div class=\"t s1_237\" id=\"t7_237\" style=\"left:87px;bottom:1010px;letter-spacing:-0.01px;display:inline;\">income. Upon the disposal of the entity, the related cumulative foreign exchange translation differences are recycled from other comprehensive </div><div class=\"t s1_237\" id=\"t8_237\" style=\"left:87px;bottom:995px;letter-spacing:-0.01px;display:inline;\">income to the income statement as part of the gain or loss on disposal. </div><div class=\"t s1_237\" id=\"t9_237\" style=\"left:87px;bottom:967px;letter-spacing:-0.01px;display:inline;\">The general principle for converting foreign currency transactions to the functional currency of an entity is to translate at the functional currency </div><div class=\"t s1_237\" id=\"ta_237\" style=\"left:87px;bottom:951px;letter-spacing:-0.01px;display:inline;\">spot rate prevailing at the date of the transactions. Foreign currency monetary assets and liabilities are translated at the spot exchange rate for </div><div class=\"t s1_237\" id=\"tb_237\" style=\"left:87px;bottom:936px;letter-spacing:-0.01px;display:inline;\">the functional currency at the reporting date. Changes resulting from the foreign exchange translations into the functional currency of the entity </div><div class=\"t s1_237\" id=\"tc_237\" style=\"left:87px;bottom:920px;letter-spacing:-0.01px;display:inline;\">are recognised in the income statement. </div><div class=\"t s2_237\" id=\"td_237\" style=\"left:87px;bottom:892px;letter-spacing:-0.01px;display:inline;\">Certain notes to the consolidated financial statements present comparative information at constant exchange rates (CER), in addition to the </div><div class=\"t s2_237\" id=\"te_237\" style=\"left:87px;bottom:877px;letter-spacing:-0.01px;display:inline;\">reporting at actual exchange rates (AER) used throughout the consolidated financial statements. AER are actual historical exchange rates for the </div><div class=\"t s2_237\" id=\"tf_237\" style=\"left:87px;bottom:861px;letter-spacing:-0.01px;display:inline;\">specific accounting year, being the average rates over the year for the income statement and the closing rates at the balance sheet date for the </div><div class=\"t s2_237\" id=\"tg_237\" style=\"left:87px;bottom:845px;letter-spacing:-0.01px;display:inline;\">statement of financial position. CER results are calculated by translating prior year results using the current year foreign exchange rate, ie current </div>year average rates for the income statement and current year closing rates for the statement of financial position.Foreign exchange risk <div class=\"t s1_275\" id=\"t4e_275\" style=\"left:87px;bottom:236px;letter-spacing:-0.01px;display:inline;\">The Group is exposed to exchange gains and losses on financial assets and liabilities held by the Group's business units in a currency other than </div><div class=\"t s1_275\" id=\"t4f_275\" style=\"left:87px;bottom:220px;letter-spacing:-0.01px;display:inline;\">the functional currency of the relevant business units or the currency to which the functional currency is pegged (eg financial assets and liabilities </div><div class=\"t s1_275\" id=\"t4g_275\" style=\"left:87px;bottom:204px;letter-spacing:-0.01px;display:inline;\">of USD denominated business in Hong Kong). The exchange risks inherent in these exposures are mitigated through the use of derivatives, </div><div class=\"t s1_275\" id=\"t4h_275\" style=\"left:87px;bottom:189px;letter-spacing:-0.01px;display:inline;\">mainly forward currency contracts and currency swaps as described in note (b) below. </div><div class=\"t s1_275\" id=\"t4i_275\" style=\"left:87px;bottom:161px;letter-spacing:-0.01px;word-spacing:-0.01px;display:inline;\">The amount of exchange loss on financial instruments recognised in the income statement in 2023, except for those arising on financial </div>instruments measured at FVTPL, is $(38) million (2022: $234 million gain).",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfEffectOfChangesInForeignExchangeRatesExplanatory",
    "language": "en",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f26699": {
   "value": "In order to present the consolidated financial statements in USD, the results and financial position of entities not using USD as functional <div class=\"t s1_237\" id=\"t3_237\" style=\"left:87px;bottom:1085px;letter-spacing:-0.01px;display:inline;\">currency (ie the currency of the primary economic environment in which the entity operates) must be translated into USD. </div><div class=\"t s1_237\" id=\"t4_237\" style=\"left:87px;bottom:1057px;letter-spacing:-0.01px;display:inline;\">All assets and liabilities of entities not operating in USD are converted at closing exchange rates while all income and expenses are converted at </div><div class=\"t s1_237\" id=\"t5_237\" style=\"left:87px;bottom:1041px;letter-spacing:-0.01px;display:inline;\">average exchange rates where this is a reasonable approximation of the rates prevailing on transaction dates. The impact of these foreign </div><div class=\"t s1_237\" id=\"t6_237\" style=\"left:87px;bottom:1026px;letter-spacing:-0.01px;display:inline;\">exchange translations into the Group\u2019s USD presentation currency is recorded as a separate component in the Statement of comprehensive </div><div class=\"t s1_237\" id=\"t7_237\" style=\"left:87px;bottom:1010px;letter-spacing:-0.01px;display:inline;\">income. Upon the disposal of the entity, the related cumulative foreign exchange translation differences are recycled from other comprehensive </div><div class=\"t s1_237\" id=\"t8_237\" style=\"left:87px;bottom:995px;letter-spacing:-0.01px;display:inline;\">income to the income statement as part of the gain or loss on disposal. </div><div class=\"t s1_237\" id=\"t9_237\" style=\"left:87px;bottom:967px;letter-spacing:-0.01px;display:inline;\">The general principle for converting foreign currency transactions to the functional currency of an entity is to translate at the functional currency </div><div class=\"t s1_237\" id=\"ta_237\" style=\"left:87px;bottom:951px;letter-spacing:-0.01px;display:inline;\">spot rate prevailing at the date of the transactions. Foreign currency monetary assets and liabilities are translated at the spot exchange rate for </div><div class=\"t s1_237\" id=\"tb_237\" style=\"left:87px;bottom:936px;letter-spacing:-0.01px;display:inline;\">the functional currency at the reporting date. Changes resulting from the foreign exchange translations into the functional currency of the entity </div><div class=\"t s1_237\" id=\"tc_237\" style=\"left:87px;bottom:920px;letter-spacing:-0.01px;display:inline;\">are recognised in the income statement. </div><div class=\"t s2_237\" id=\"td_237\" style=\"left:87px;bottom:892px;letter-spacing:-0.01px;display:inline;\">Certain notes to the consolidated financial statements present comparative information at constant exchange rates (CER), in addition to the </div><div class=\"t s2_237\" id=\"te_237\" style=\"left:87px;bottom:877px;letter-spacing:-0.01px;display:inline;\">reporting at actual exchange rates (AER) used throughout the consolidated financial statements. AER are actual historical exchange rates for the </div><div class=\"t s2_237\" id=\"tf_237\" style=\"left:87px;bottom:861px;letter-spacing:-0.01px;display:inline;\">specific accounting year, being the average rates over the year for the income statement and the closing rates at the balance sheet date for the </div><div class=\"t s2_237\" id=\"tg_237\" style=\"left:87px;bottom:845px;letter-spacing:-0.01px;display:inline;\">statement of financial position. CER results are calculated by translating prior year results using the current year foreign exchange rate, ie current </div>year average rates for the income statement and current year closing rates for the statement of financial position.",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForForeignCurrencyTranslationExplanatory",
    "language": "en",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f26700": {
   "value": "In order to present the consolidated financial statements in USD, the results and financial position of entities not using USD as functional <div class=\"t s1_237\" id=\"t3_237\" style=\"left:87px;bottom:1085px;letter-spacing:-0.01px;display:inline;\">currency (ie the currency of the primary economic environment in which the entity operates) must be translated into USD. </div><div class=\"t s1_237\" id=\"t4_237\" style=\"left:87px;bottom:1057px;letter-spacing:-0.01px;display:inline;\">All assets and liabilities of entities not operating in USD are converted at closing exchange rates while all income and expenses are converted at </div><div class=\"t s1_237\" id=\"t5_237\" style=\"left:87px;bottom:1041px;letter-spacing:-0.01px;display:inline;\">average exchange rates where this is a reasonable approximation of the rates prevailing on transaction dates. The impact of these foreign </div><div class=\"t s1_237\" id=\"t6_237\" style=\"left:87px;bottom:1026px;letter-spacing:-0.01px;display:inline;\">exchange translations into the Group\u2019s USD presentation currency is recorded as a separate component in the Statement of comprehensive </div><div class=\"t s1_237\" id=\"t7_237\" style=\"left:87px;bottom:1010px;letter-spacing:-0.01px;display:inline;\">income. Upon the disposal of the entity, the related cumulative foreign exchange translation differences are recycled from other comprehensive </div><div class=\"t s1_237\" id=\"t8_237\" style=\"left:87px;bottom:995px;letter-spacing:-0.01px;display:inline;\">income to the income statement as part of the gain or loss on disposal. </div><div class=\"t s1_237\" id=\"t9_237\" style=\"left:87px;bottom:967px;letter-spacing:-0.01px;display:inline;\">The general principle for converting foreign currency transactions to the functional currency of an entity is to translate at the functional currency </div><div class=\"t s1_237\" id=\"ta_237\" style=\"left:87px;bottom:951px;letter-spacing:-0.01px;display:inline;\">spot rate prevailing at the date of the transactions. Foreign currency monetary assets and liabilities are translated at the spot exchange rate for </div><div class=\"t s1_237\" id=\"tb_237\" style=\"left:87px;bottom:936px;letter-spacing:-0.01px;display:inline;\">the functional currency at the reporting date. Changes resulting from the foreign exchange translations into the functional currency of the entity </div><div class=\"t s1_237\" id=\"tc_237\" style=\"left:87px;bottom:920px;letter-spacing:-0.01px;display:inline;\">are recognised in the income statement. </div><div class=\"t s2_237\" id=\"td_237\" style=\"left:87px;bottom:892px;letter-spacing:-0.01px;display:inline;\">Certain notes to the consolidated financial statements present comparative information at constant exchange rates (CER), in addition to the </div><div class=\"t s2_237\" id=\"te_237\" style=\"left:87px;bottom:877px;letter-spacing:-0.01px;display:inline;\">reporting at actual exchange rates (AER) used throughout the consolidated financial statements. AER are actual historical exchange rates for the </div><div class=\"t s2_237\" id=\"tf_237\" style=\"left:87px;bottom:861px;letter-spacing:-0.01px;display:inline;\">specific accounting year, being the average rates over the year for the income statement and the closing rates at the balance sheet date for the </div><div class=\"t s2_237\" id=\"tg_237\" style=\"left:87px;bottom:845px;letter-spacing:-0.01px;display:inline;\">statement of financial position. CER results are calculated by translating prior year results using the current year foreign exchange rate, ie current </div>year average rates for the income statement and current year closing rates for the statement of financial position.",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForFunctionalCurrencyExplanatory",
    "language": "en",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f26723": {
   "value": "A2 New accounting pronouncements in 2023 <div class=\"t s4_237\" id=\"tj_237\" style=\"left:87px;bottom:771px;letter-spacing:0.12px;display:inline;\">A2.1 Adoption of IFRS 17 and IFRS 9 </div><div class=\"t s2_237\" id=\"tk_237\" style=\"left:87px;bottom:756px;letter-spacing:-0.01px;display:inline;\">The Group adopted IFRS 17 \u2018Insurance Contracts\u2019 and IFRS 9 \u2018Financial Instruments\u2019, including any consequential amendments to other </div><div class=\"t s2_237\" id=\"tl_237\" style=\"left:87px;bottom:740px;letter-spacing:-0.01px;display:inline;\">standards, from 1 January 2023. </div><div class=\"t s0_237\" id=\"tm_237\" style=\"left:87px;bottom:709px;letter-spacing:0.12px;display:inline;\">IFRS 17, \u2018Insurance contracts\u2019 </div><div class=\"t s2_237\" id=\"tn_237\" style=\"left:87px;bottom:694px;letter-spacing:-0.01px;display:inline;\">IFRS 17 introduces significant changes to the way insurance and reinsurance contracts are accounted for, albeit the scope of IFRS 17 and IFRS 4 </div><div class=\"t s2_237\" id=\"to_237\" style=\"left:87px;bottom:678px;letter-spacing:-0.01px;display:inline;\">is very similar. Therefore, nearly all of the Group\u2019s insurance and investment contracts with discretionary participation features (DPF) accounted </div><div class=\"t s2_237\" id=\"tp_237\" style=\"left:87px;bottom:663px;letter-spacing:-0.01px;display:inline;\">under IFRS 4 are now accounted under IFRS 17. </div><div class=\"t s2_237\" id=\"tq_237\" style=\"left:87px;bottom:635px;letter-spacing:-0.01px;display:inline;\">IFRS 4 permitted insurers to continue to use the statutory basis of accounting for insurance assets and liabilities that existed in their jurisdictions </div><div class=\"t s2_237\" id=\"tr_237\" style=\"left:87px;bottom:619px;letter-spacing:-0.01px;display:inline;\">prior to January 2005. IFRS 17 replaces this with a new measurement model that establishes principles for the recognition, measurement, </div><div class=\"t s2_237\" id=\"ts_237\" style=\"left:87px;bottom:604px;letter-spacing:-0.01px;display:inline;\">presentation and disclosure of insurance contracts, reinsurance contracts and investment contracts with DPF. </div><div class=\"t s2_237\" id=\"tt_237\" style=\"left:87px;bottom:576px;letter-spacing:-0.01px;display:inline;\">Insurance contracts are aggregated into groups for measurement purposes. Groups of insurance contracts are determined by identifying </div><div class=\"t s2_237\" id=\"tu_237\" style=\"left:87px;bottom:560px;letter-spacing:-0.01px;display:inline;\">portfolios of insurance contracts, each comprising contracts subject to similar risks and managed together, and dividing each portfolio into </div><div class=\"t s2_237\" id=\"tv_237\" style=\"left:87px;bottom:545px;letter-spacing:-0.01px;display:inline;\">annual cohorts (ie by year of issue) and each annual cohort into groups based on the profitability of contracts. Portfolios of reinsurance contracts </div><div class=\"t s2_237\" id=\"tw_237\" style=\"left:87px;bottom:529px;letter-spacing:-0.01px;display:inline;\">held are assessed for aggregation separately from portfolios of insurance contracts issued. </div><div class=\"t s2_237\" id=\"tx_237\" style=\"left:87px;bottom:501px;letter-spacing:-0.01px;display:inline;\">When determining 'similar risks' the Group does not divide risks within a contract, eg riders sold under a single contract would not be split by risk </div><div class=\"t s2_237\" id=\"ty_237\" style=\"left:87px;bottom:486px;letter-spacing:-0.01px;display:inline;\">type. The Group have therefore identified three broad categories of risks referred to as 'dominant' risks, namely, protection, investment and to a </div><div class=\"t s2_237\" id=\"tz_237\" style=\"left:87px;bottom:470px;letter-spacing:-0.01px;display:inline;\">less material extent longevity. The requirement 'managed together' is assessed within the geographical boundary of each local business unit. </div><div class=\"t s2_237\" id=\"t10_237\" style=\"left:87px;bottom:455px;letter-spacing:-0.01px;display:inline;\">Each ring-fenced fund is considered to be managed separately. </div><div class=\"t s2_237\" id=\"t11_237\" style=\"left:87px;bottom:427px;letter-spacing:-0.01px;word-spacing:-0.02px;display:inline;\">Under IFRS 17 groups of contracts are measured on initial recognition as the total of: </div><div class=\"t s5_237\" id=\"t12_237\" style=\"left:87px;bottom:399px;display:inline;\">\u2013 </div><div class=\"t s2_237\" id=\"t13_237\" style=\"left:100px;bottom:399px;letter-spacing:-0.01px;word-spacing:-0.01px;display:inline;\">Fulfilment cash flows, comprising the best estimate of the present value of future cash flows within the contract boundary that are expected to </div><div class=\"t s2_237\" id=\"t14_237\" style=\"left:100px;bottom:383px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">arise and an explicit risk adjustment for non-financial risk; and </div><div class=\"t s5_237\" id=\"t15_237\" style=\"left:87px;bottom:368px;display:inline;\">\u2013 </div><div class=\"t s2_237\" id=\"t16_237\" style=\"left:100px;bottom:368px;letter-spacing:-0.01px;display:inline;\">A contractual service margin (CSM) that represents the deferral of any day-one gains arising on initial recognition. </div><div class=\"t s2_237\" id=\"t17_237\" style=\"left:87px;bottom:340px;letter-spacing:-0.01px;display:inline;\">Day-one losses, any subsequent losses on onerous contracts and reversal of those losses arising from groups of insurance contracts are </div><div class=\"t s2_237\" id=\"t18_237\" style=\"left:87px;bottom:324px;letter-spacing:-0.01px;display:inline;\">recognised directly in the income statement. For groups of reinsurance contracts held, any net gains or losses at initial recognition are recognised </div><div class=\"t s2_237\" id=\"t19_237\" style=\"left:87px;bottom:309px;letter-spacing:-0.01px;display:inline;\">as CSM unless the net cost of purchasing reinsurance relates to past events, in which case such net cost is recognised immediately in the income </div><div class=\"t s2_237\" id=\"t1a_237\" style=\"left:87px;bottom:293px;letter-spacing:-0.01px;display:inline;\">statement. </div><div class=\"t s2_237\" id=\"t1b_237\" style=\"left:87px;bottom:265px;letter-spacing:-0.01px;display:inline;\">Under IFRS 17 insurance contracts are measured under the General Measurement Model (GMM), Variable Fee Approach (VFA) or Premium </div><div class=\"t s2_237\" id=\"t1c_237\" style=\"left:87px;bottom:250px;letter-spacing:-0.01px;display:inline;\">Allocation Approach (PAA). The Group predominantly uses the VFA and GMM, depending on the specific characteristics of the insurance </div><div class=\"t s2_237\" id=\"t1d_237\" style=\"left:87px;bottom:234px;letter-spacing:-0.01px;display:inline;\">contracts. The Group makes very limited use of the PAA for some small portfolios of short duration contracts. Reinsurance contracts held are </div><div class=\"t s2_237\" id=\"t1e_237\" style=\"left:87px;bottom:219px;letter-spacing:-0.01px;display:inline;\">measured under the GMM. </div><div></div><div class=\"t s0_238\" id=\"t1_238\" style=\"left:65px;bottom:1119px;letter-spacing:-0.01px;display:inline;\">Approximately 72 per cent of the CSM (including joint ventures and associates and net of reinsurance) at transition (as described below) was </div><div class=\"t s0_238\" id=\"t2_238\" style=\"left:65px;bottom:1103px;letter-spacing:-0.01px;display:inline;\">calculated under the VFA and relates to the Group\u2019s with-profits and shareholder-backed participating products and unit-linked products with a </div><div class=\"t s0_238\" id=\"t3_238\" style=\"left:65px;bottom:1087px;letter-spacing:-0.01px;display:inline;\">low proportion of protection riders. The remaining approximately 28 per cent of the CSM at transition was calculated under the GMM and </div><div class=\"t s0_238\" id=\"t4_238\" style=\"left:65px;bottom:1072px;letter-spacing:-0.01px;display:inline;\">includes the Group\u2019s non-profit protection products and unit-linked products with a high proportion of protection riders. </div><div class=\"t s0_238\" id=\"t5_238\" style=\"left:65px;bottom:1044px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">The fulfilment cash flows are updated each reporting date to reflect current conditions. For contracts with direct participating features which are </div><div class=\"t s0_238\" id=\"t6_238\" style=\"left:65px;bottom:1028px;letter-spacing:-0.01px;display:inline;\">accounted for under the VFA, on initial recognition the CSM represents the variable fee to shareholders and it is adjusted to reflect the effect of </div><div class=\"t s0_238\" id=\"t7_238\" style=\"left:65px;bottom:1013px;letter-spacing:-0.01px;display:inline;\">changes in economics as well as experience variances and/or assumptions changes that relate to future services. For contracts accounted for </div><div class=\"t s0_238\" id=\"t8_238\" style=\"left:65px;bottom:997px;letter-spacing:-0.01px;display:inline;\">under GMM, the CSM is accreted using the discount rates determined at the date of initial recognition (the 'locked-in discount rates') and only </div><div class=\"t s0_238\" id=\"t9_238\" style=\"left:65px;bottom:982px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">adjusted to reflect the effect of non-economic experience variances and/or assumptions changes that relate to future services. The adjustments </div><div class=\"t s0_238\" id=\"ta_238\" style=\"left:65px;bottom:966px;letter-spacing:-0.01px;display:inline;\">to the CSM for GMM business are determined using the locked-in discount rates. Further information on the subsequent measurement of the </div><div class=\"t s0_238\" id=\"tb_238\" style=\"left:65px;bottom:951px;letter-spacing:-0.01px;word-spacing:-0.02px;display:inline;\">CSM is contained within note C3.4. </div><div class=\"t s0_238\" id=\"tc_238\" style=\"left:65px;bottom:923px;letter-spacing:-0.01px;display:inline;\">IFRS 17 is applied retrospectively unless impractical to do so. The effect of adopting IFRS 17 retrospectively adjusts shareholders\u2019 equity as at the </div><div class=\"t s0_238\" id=\"td_238\" style=\"left:65px;bottom:907px;letter-spacing:-0.01px;display:inline;\">date of transition of 1 January 2022. At the transition date, the opening balance sheet for IFRS 17 is established, as set out in the section \u2018Effect </div><div class=\"t s0_238\" id=\"te_238\" style=\"left:65px;bottom:892px;letter-spacing:-0.01px;display:inline;\">of adoption of IFRS 17 and IFRS 9\u2019 below. </div><div class=\"t s0_238\" id=\"tf_238\" style=\"left:65px;bottom:864px;letter-spacing:-0.01px;display:inline;\">With the adoption of IFRS 17, certain line items in the Group\u2019s consolidated statement of financial position have been replaced with new line </div><div class=\"t s0_238\" id=\"tg_238\" style=\"left:65px;bottom:848px;letter-spacing:-0.01px;display:inline;\">items. For example, the Group now presents separately the carrying amount of portfolios of: </div><div class=\"t s1_238\" id=\"th_238\" style=\"left:65px;bottom:820px;display:inline;\">\u2013 </div><div class=\"t s0_238\" id=\"ti_238\" style=\"left:78px;bottom:820px;letter-spacing:-0.01px;display:inline;\">Insurance contracts issued that are assets; </div><div class=\"t s1_238\" id=\"tj_238\" style=\"left:65px;bottom:805px;display:inline;\">\u2013 </div><div class=\"t s0_238\" id=\"tk_238\" style=\"left:78px;bottom:805px;letter-spacing:-0.01px;display:inline;\">Insurance contracts issued that are liabilities; </div><div class=\"t s1_238\" id=\"tl_238\" style=\"left:65px;bottom:789px;display:inline;\">\u2013 </div><div class=\"t s0_238\" id=\"tm_238\" style=\"left:78px;bottom:789px;letter-spacing:-0.01px;display:inline;\">Reinsurance contracts held that are assets; and </div><div class=\"t s1_238\" id=\"tn_238\" style=\"left:65px;bottom:774px;display:inline;\">\u2013 </div><div class=\"t s0_238\" id=\"to_238\" style=\"left:78px;bottom:774px;letter-spacing:-0.01px;display:inline;\">Reinsurance contracts held that are liabilities. </div><div class=\"t s0_238\" id=\"tp_238\" style=\"left:65px;bottom:746px;letter-spacing:-0.01px;display:inline;\">Further, the line items in the consolidated income statement have been changed significantly compared with reporting under IFRS 4. In </div><div class=\"t s0_238\" id=\"tq_238\" style=\"left:65px;bottom:730px;letter-spacing:-0.01px;display:inline;\">accordance with the IFRS 17 requirements, the following line items are no-longer reported: Gross premiums earned, Outward reinsurance </div><div class=\"t s0_238\" id=\"tr_238\" style=\"left:65px;bottom:715px;letter-spacing:-0.01px;display:inline;\">premiums, Benefits and claims, Reinsurers\u2019 share of benefits and claims, Movements in unallocated surplus of with-profits funds and Acquisition </div><div class=\"t s0_238\" id=\"ts_238\" style=\"left:65px;bottom:699px;letter-spacing:-0.01px;display:inline;\">costs. Those are replaced with the following IFRS 17 line items: </div><div class=\"t s1_238\" id=\"tt_238\" style=\"left:65px;bottom:671px;display:inline;\">\u2013 </div><div class=\"t s0_238\" id=\"tu_238\" style=\"left:78px;bottom:671px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Insurance revenue; </div><div class=\"t s1_238\" id=\"tv_238\" style=\"left:65px;bottom:656px;display:inline;\">\u2013 </div><div class=\"t s0_238\" id=\"tw_238\" style=\"left:78px;bottom:656px;letter-spacing:-0.01px;display:inline;\">Insurance service expenses; </div><div class=\"t s1_238\" id=\"tx_238\" style=\"left:65px;bottom:640px;display:inline;\">\u2013 </div><div class=\"t s0_238\" id=\"ty_238\" style=\"left:78px;bottom:640px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Net income (expense) from reinsurance contracts held; and </div><div class=\"t s1_238\" id=\"tz_238\" style=\"left:65px;bottom:625px;display:inline;\">\u2013 </div><div class=\"t s0_238\" id=\"t10_238\" style=\"left:78px;bottom:625px;letter-spacing:-0.01px;display:inline;\">Net insurance finance income (expenses). </div><div class=\"t s2_238\" id=\"t11_238\" style=\"left:65px;bottom:596px;letter-spacing:-0.11px;display:inline;\">Approach to transition to IFRS 17 </div><div class=\"t s0_238\" id=\"t12_238\" style=\"left:65px;bottom:580px;letter-spacing:-0.01px;display:inline;\">Transition refers to the determination of the opening balance sheet for the first year of comparative information presented under IFRS 17 (ie at </div><div class=\"t s0_238\" id=\"t13_238\" style=\"left:65px;bottom:565px;letter-spacing:-0.01px;display:inline;\">1 January 2022). The future cash flows and risk adjustment are measured on a current basis in the same manner as they would be calculated for </div><div class=\"t s0_238\" id=\"t14_238\" style=\"left:65px;bottom:549px;letter-spacing:-0.01px;display:inline;\">subsequent measurement. The key component of transition is therefore the determination of the CSM. </div><div class=\"t s0_238\" id=\"t15_238\" style=\"left:65px;bottom:521px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">The standard requires IFRS 17 to be applied retrospectively (the 'Full Retrospective Approach') unless impracticable. If a fully retrospective </div><div class=\"t s0_238\" id=\"t16_238\" style=\"left:65px;bottom:506px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">approach is impracticable there is an option to choose either a Modified Retrospective Approach or a Fair Value Approach. Prudential has </div><div class=\"t s0_238\" id=\"t17_238\" style=\"left:65px;bottom:490px;letter-spacing:-0.01px;display:inline;\">adopted the Modified Retrospective Approach for cohorts of business for which expected cash flows at the date of initial recognition are not </div><div class=\"t s0_238\" id=\"t18_238\" style=\"left:65px;bottom:474px;letter-spacing:-0.01px;display:inline;\">available but where actual historic cash flows are available. If reasonable and supportable information necessary to apply the modified </div><div class=\"t s0_238\" id=\"t19_238\" style=\"left:65px;bottom:459px;letter-spacing:-0.01px;display:inline;\">retrospective approach is not available, the fair value approach must be applied. </div><div class=\"t s0_238\" id=\"t1a_238\" style=\"left:65px;bottom:431px;letter-spacing:-0.01px;word-spacing:-0.01px;display:inline;\">The CSM of the groups of insurance contracts transitioned under retrospective approaches (ie full retrospective approach and modified </div><div class=\"t s0_238\" id=\"t1b_238\" style=\"left:65px;bottom:416px;letter-spacing:-0.01px;display:inline;\">retrospective approach) has been calculated as if the Group had only prepared annual financial statements before the transition date (ie </div><div class=\"t s0_238\" id=\"t1c_238\" style=\"left:65px;bottom:400px;letter-spacing:-0.01px;display:inline;\">transition CSM has been measured using a year-to-date approach). </div><div class=\"t s2_238\" id=\"t1d_238\" style=\"left:65px;bottom:371px;letter-spacing:-0.11px;display:inline;\">Full Retrospective Approach (FRA) </div><div class=\"t s0_238\" id=\"t1e_238\" style=\"left:65px;bottom:356px;letter-spacing:-0.01px;display:inline;\">Under the FRA, each group of insurance contracts has been identified, recognised and measured as if IFRS 17 had always applied. The CSM was </div><div class=\"t s0_238\" id=\"t1f_238\" style=\"left:65px;bottom:340px;letter-spacing:-0.01px;display:inline;\">calculated at initial recognition of a group of contracts based on the facts and circumstances at that time (ie without use of hindsight). This CSM </div><div class=\"t s0_238\" id=\"t1g_238\" style=\"left:65px;bottom:324px;letter-spacing:-0.01px;display:inline;\">was then rolled forward to the transition date in line with the requirements of the standard. </div><div></div><div class=\"t s0_239\" id=\"t1_239\" style=\"left:87px;bottom:1118px;letter-spacing:-0.12px;display:inline;\">Modified Retrospective Approach (MRA) </div><div class=\"t s1_239\" id=\"t2_239\" style=\"left:87px;bottom:1102px;letter-spacing:-0.01px;display:inline;\">The objective of the MRA is to achieve the closest possible outcome to retrospective application possible using reasonable and supportable </div><div class=\"t s1_239\" id=\"t3_239\" style=\"left:87px;bottom:1087px;letter-spacing:-0.01px;display:inline;\">information without undue cost and effort. A number of specific modifications are permitted under the MRA. The Group has adopted the </div><div class=\"t s1_239\" id=\"t4_239\" style=\"left:87px;bottom:1071px;letter-spacing:-0.01px;display:inline;\">following modifications: </div><div class=\"t s2_239\" id=\"t5_239\" style=\"left:87px;bottom:1043px;display:inline;\">\u2013 </div><div class=\"t s1_239\" id=\"t6_239\" style=\"left:100px;bottom:1043px;letter-spacing:-0.01px;display:inline;\">To use information at the transition date to identify insurance contract groups; </div><div class=\"t s2_239\" id=\"t7_239\" style=\"left:87px;bottom:1028px;display:inline;\">\u2013 </div><div class=\"t s1_239\" id=\"t8_239\" style=\"left:100px;bottom:1028px;letter-spacing:-0.01px;display:inline;\">To use information at the transition date to assess eligibility for the variable fee approach; and </div><div class=\"t s2_239\" id=\"t9_239\" style=\"left:87px;bottom:1012px;display:inline;\">\u2013 </div><div class=\"t s1_239\" id=\"ta_239\" style=\"left:100px;bottom:1012px;letter-spacing:-0.01px;display:inline;\">To use information at the transition date to identify discretionary cash flows. </div><div class=\"t s3_239\" id=\"tb_239\" style=\"left:87px;bottom:983px;letter-spacing:-0.12px;word-spacing:-0.03px;display:inline;\">General Measurement Model (GMM) </div><div class=\"t s1_239\" id=\"tc_239\" style=\"left:87px;bottom:968px;letter-spacing:-0.01px;display:inline;\">Under the MRA for GMM business, the cash flows at the date of initial recognition of a group of insurance contracts have been estimated as the </div><div class=\"t s1_239\" id=\"td_239\" style=\"left:87px;bottom:952px;letter-spacing:-0.01px;display:inline;\">cash flows at the earliest available date (ie the first year when the FRA is practicable, referred to as the 'earlier date'), adjusted by the cash flows </div><div class=\"t s1_239\" id=\"te_239\" style=\"left:87px;bottom:936px;letter-spacing:-0.01px;display:inline;\">that are known to have occurred between these two dates. A number of further specific modifications are permitted. The Group has adopted the </div><div class=\"t s1_239\" id=\"tf_239\" style=\"left:87px;bottom:921px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">following modifications: </div><div class=\"t s2_239\" id=\"tg_239\" style=\"left:87px;bottom:893px;display:inline;\">\u2013 </div><div class=\"t s1_239\" id=\"th_239\" style=\"left:100px;bottom:893px;letter-spacing:-0.01px;display:inline;\">To estimate the risk adjustment at the date of initial recognition as the risk adjustment at the earlier date adjusted by the expected release of </div><div class=\"t s1_239\" id=\"ti_239\" style=\"left:100px;bottom:878px;letter-spacing:-0.01px;display:inline;\">risk before that date based on the risk adjustment release pattern for similar contracts; </div><div class=\"t s2_239\" id=\"tj_239\" style=\"left:87px;bottom:862px;display:inline;\">\u2013 </div><div class=\"t s1_239\" id=\"tk_239\" style=\"left:100px;bottom:862px;letter-spacing:-0.01px;display:inline;\">To estimate CSM amortisation in line with run-off of the coverage units; and </div><div class=\"t s2_239\" id=\"tl_239\" style=\"left:87px;bottom:846px;display:inline;\">\u2013 </div><div class=\"t s1_239\" id=\"tm_239\" style=\"left:100px;bottom:846px;letter-spacing:-0.01px;display:inline;\">If there is a loss component at initial recognition, to estimate the amount allocated to the loss component before the transition date using a </div><div class=\"t s1_239\" id=\"tn_239\" style=\"left:100px;bottom:831px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">systematic allocation consistent with the modifications adopted above. </div><div class=\"t s1_239\" id=\"to_239\" style=\"left:87px;bottom:803px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Discount rates at the date of initial recognition were determined using observable market data at that date. </div><div class=\"t s0_239\" id=\"tp_239\" style=\"left:87px;bottom:774px;letter-spacing:-0.12px;display:inline;\">Variable Fee Approach (VFA) </div><div class=\"t s1_239\" id=\"tq_239\" style=\"left:87px;bottom:759px;letter-spacing:-0.01px;display:inline;\">Under the MRA for VFA business, the CSM at the transition date for a group of insurance contracts has been determined as: </div><div class=\"t s2_239\" id=\"tr_239\" style=\"left:87px;bottom:731px;display:inline;\">\u2013 </div><div class=\"t s1_239\" id=\"ts_239\" style=\"left:100px;bottom:731px;letter-spacing:-0.01px;display:inline;\">The total fair value of the underlying items at that date; minus </div><div class=\"t s2_239\" id=\"tt_239\" style=\"left:87px;bottom:715px;display:inline;\">\u2013 </div><div class=\"t s1_239\" id=\"tu_239\" style=\"left:100px;bottom:715px;letter-spacing:-0.01px;display:inline;\">The fulfilment cash flows at that date; plus or minus </div><div class=\"t s2_239\" id=\"tv_239\" style=\"left:87px;bottom:700px;display:inline;\">\u2013 </div><div class=\"t s1_239\" id=\"tw_239\" style=\"left:100px;bottom:700px;letter-spacing:-0.01px;display:inline;\">An adjustment for: </div><div class=\"t s2_239\" id=\"tx_239\" style=\"left:100px;bottom:684px;display:inline;\">\u2013 </div><div class=\"t s1_239\" id=\"ty_239\" style=\"left:113px;bottom:684px;letter-spacing:-0.01px;display:inline;\">Amounts charged to policyholders before that date; </div><div class=\"t s2_239\" id=\"tz_239\" style=\"left:100px;bottom:669px;display:inline;\">\u2013 </div><div class=\"t s1_239\" id=\"t10_239\" style=\"left:113px;bottom:669px;letter-spacing:-0.01px;display:inline;\">Amounts paid before that date not varying with underlying items; </div><div class=\"t s2_239\" id=\"t11_239\" style=\"left:100px;bottom:653px;display:inline;\">\u2013 </div><div class=\"t s1_239\" id=\"t12_239\" style=\"left:113px;bottom:653px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">The change in the risk adjustment caused by the release from risk before that date; and minus </div><div class=\"t s2_239\" id=\"t13_239\" style=\"left:87px;bottom:637px;display:inline;\">\u2013 </div><div class=\"t s1_239\" id=\"t14_239\" style=\"left:100px;bottom:637px;letter-spacing:-0.01px;display:inline;\">An estimate of the amounts that would have been recognised in profit or loss for services provided before the transition date by comparing </div><div class=\"t s1_239\" id=\"t15_239\" style=\"left:100px;bottom:622px;letter-spacing:-0.01px;display:inline;\">the remaining coverage units at the transition date with the coverage units provided under the group of contracts before the transition date. </div><div class=\"t s1_239\" id=\"t16_239\" style=\"left:87px;bottom:594px;letter-spacing:-0.01px;display:inline;\">In implementing this approach, the amounts charged to policyholders, the amounts paid not varying with underlying items and coverage units </div><div class=\"t s1_239\" id=\"t17_239\" style=\"left:87px;bottom:578px;letter-spacing:-0.01px;display:inline;\">have been adjusted for the time value of money. </div><div class=\"t s0_239\" id=\"t18_239\" style=\"left:87px;bottom:550px;letter-spacing:-0.12px;word-spacing:-0.01px;display:inline;\">Fair Value Approach (FVA) </div><div class=\"t s1_239\" id=\"t19_239\" style=\"left:87px;bottom:534px;letter-spacing:-0.01px;display:inline;\">The insurance contracts of the Group under the FVA generally represent groups of contracts that were written many years ago where suitable </div><div class=\"t s1_239\" id=\"t1a_239\" style=\"left:87px;bottom:518px;letter-spacing:-0.01px;display:inline;\">historical information required to apply the retrospective transition approaches is no longer practicably available. </div><div class=\"t s1_239\" id=\"t1b_239\" style=\"left:87px;bottom:491px;letter-spacing:-0.01px;display:inline;\">Under the FVA, the CSM at the transition date is the difference between the fair value of the insurance contracts, determined in accordance with </div><div class=\"t s1_239\" id=\"t1c_239\" style=\"left:87px;bottom:475px;letter-spacing:-0.01px;display:inline;\">IFRS 13 Fair Value Measurement, and the fulfilment cash flows at that date. </div><div class=\"t s1_239\" id=\"t1d_239\" style=\"left:87px;bottom:447px;letter-spacing:-0.01px;display:inline;\">IFRS 13 defines fair value as the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between </div><div class=\"t s1_239\" id=\"t1e_239\" style=\"left:87px;bottom:432px;letter-spacing:-0.01px;display:inline;\">market participants at the measurement date. The fair value of groups of insurance contracts has therefore been interpreted as the </div><div class=\"t s1_239\" id=\"t1f_239\" style=\"left:87px;bottom:416px;letter-spacing:-0.01px;display:inline;\">compensation that a market participant would require for taking on the relevant obligation under the contracts. </div><div class=\"t s1_239\" id=\"t1g_239\" style=\"left:87px;bottom:388px;letter-spacing:-0.01px;display:inline;\">The fair value has been determined using a cost of capital approach by reference to a quantum of capital required to be held in order to fulfil the </div><div class=\"t s1_239\" id=\"t1h_239\" style=\"left:87px;bottom:373px;letter-spacing:-0.01px;display:inline;\">contracts and a required return on that capital. Expected cash flows and the required locked-in capital are projected forward over the duration of </div><div class=\"t s1_239\" id=\"t1i_239\" style=\"left:87px;bottom:357px;letter-spacing:-0.01px;display:inline;\">the groups of contracts and discounted at the required rate of return. These calculations are based on the following key assumptions: </div><div class=\"t s2_239\" id=\"t1j_239\" style=\"left:87px;bottom:329px;display:inline;\">\u2013 </div><div class=\"t s1_239\" id=\"t1k_239\" style=\"left:100px;bottom:329px;letter-spacing:-0.01px;display:inline;\">The expected cash flows reflect the future cost that a market participant would expect to incur in fulfilling the obligations under the contracts. </div><div class=\"t s1_239\" id=\"t1l_239\" style=\"left:100px;bottom:314px;letter-spacing:-0.01px;display:inline;\">The fair value has been based on the same scope of cash flows as are included in the calculation of the best estimate liability. In particular, the </div><div class=\"t s1_239\" id=\"t1m_239\" style=\"left:100px;bottom:298px;letter-spacing:-0.01px;display:inline;\">same contract boundaries are assumed in the calculation of the fair value and best estimate liability. However, the measurement of those cash </div><div class=\"t s1_239\" id=\"t1n_239\" style=\"left:100px;bottom:283px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">flows need not be the same. </div><div class=\"t s2_239\" id=\"t1o_239\" style=\"left:87px;bottom:267px;display:inline;\">\u2013 </div><div class=\"t s1_239\" id=\"t1p_239\" style=\"left:100px;bottom:267px;letter-spacing:-0.01px;display:inline;\">The required locked-in capital is the level of capital realistically required for a business to operate in the relevant jurisdiction. </div><div class=\"t s2_239\" id=\"t1q_239\" style=\"left:87px;bottom:251px;display:inline;\">\u2013 </div><div class=\"t s1_239\" id=\"t1r_239\" style=\"left:100px;bottom:251px;letter-spacing:-0.01px;display:inline;\">The required rate of return is compensation the Group would expect a market participant to require to enter into a transaction to transfer the </div><div class=\"t s1_239\" id=\"t1s_239\" style=\"left:100px;bottom:236px;letter-spacing:-0.01px;display:inline;\">liability associated with the insurance contracts at the transition date. This return has been determined using the Capital Asset Pricing Model, </div><div class=\"t s1_239\" id=\"t1t_239\" style=\"left:100px;bottom:220px;letter-spacing:-0.01px;display:inline;\">including allowance for both financial risk and uncertainty in non-financial risk. </div><div class=\"t s1_239\" id=\"t1u_239\" style=\"left:87px;bottom:192px;letter-spacing:-0.01px;display:inline;\">A number of specific modifications are permitted under the FVA. The Group has adopted the following modifications: </div><div class=\"t s2_239\" id=\"t1v_239\" style=\"left:87px;bottom:165px;display:inline;\">\u2013 </div><div class=\"t s1_239\" id=\"t1w_239\" style=\"left:100px;bottom:165px;letter-spacing:-0.01px;display:inline;\">To use information at the transition date to identify groups of insurance contracts; </div><div class=\"t s2_239\" id=\"t1x_239\" style=\"left:87px;bottom:149px;display:inline;\">\u2013 </div><div class=\"t s1_239\" id=\"t1y_239\" style=\"left:100px;bottom:149px;letter-spacing:-0.01px;display:inline;\">To use information at the transition date to assess eligibility for the VFA; </div><div class=\"t s2_239\" id=\"t1z_239\" style=\"left:87px;bottom:133px;display:inline;\">\u2013 </div><div class=\"t s1_239\" id=\"t20_239\" style=\"left:100px;bottom:133px;letter-spacing:-0.01px;display:inline;\">To use information at the transition date to identify discretionary cash flows; </div><div class=\"t s2_239\" id=\"t21_239\" style=\"left:87px;bottom:118px;display:inline;\">\u2013 </div><div class=\"t s1_239\" id=\"t22_239\" style=\"left:100px;bottom:118px;letter-spacing:-0.01px;display:inline;\">To use information at the transition date to assess whether a contract meets the definition of an investment contract with DPF; and </div><div class=\"t s2_239\" id=\"t23_239\" style=\"left:87px;bottom:102px;display:inline;\">\u2013 </div><div class=\"t s1_239\" id=\"t24_239\" style=\"left:100px;bottom:102px;letter-spacing:-0.01px;display:inline;\">To group annual cohorts of business. </div><div></div><div class=\"t s0_240\" id=\"t1_240\" style=\"left:65px;bottom:1119px;letter-spacing:-0.01px;display:inline;\">The allocation of opening CSM by transition approach is given in note C3.2(b), alongside a segmental split. </div><div class=\"t s1_240\" id=\"t2_240\" style=\"left:65px;bottom:1088px;letter-spacing:0.12px;display:inline;\">IFRS 9, \u2018Financial Instruments\u2019 </div><div class=\"t s0_240\" id=\"t3_240\" style=\"left:65px;bottom:1072px;letter-spacing:-0.01px;display:inline;\">IFRS 9 replaced IAS 39 Financial Instruments: Recognition and Measurement for annual periods beginning on or after 1 January 2018. The </div><div class=\"t s0_240\" id=\"t4_240\" style=\"left:65px;bottom:1057px;letter-spacing:-0.01px;display:inline;\">Group met the eligibility criteria, under the amendments to IFRS 4 to apply the temporary exemption from IFRS 9, deferring the initial </div><div class=\"t s0_240\" id=\"t5_240\" style=\"left:65px;bottom:1041px;letter-spacing:-0.01px;display:inline;\">application date of IFRS 9 to align with the initial application of IFRS 17. </div><div class=\"t s0_240\" id=\"t6_240\" style=\"left:65px;bottom:1013px;letter-spacing:-0.01px;display:inline;\">The adoption of IFRS 9 has affected the following three areas: </div><div class=\"t s2_240\" id=\"t7_240\" style=\"left:65px;bottom:985px;letter-spacing:-0.11px;display:inline;\">The classification and the measurement of financial assets and liabilities </div><div class=\"t s0_240\" id=\"t8_240\" style=\"left:65px;bottom:969px;letter-spacing:-0.01px;display:inline;\">IFRS 9 redefines the classification of financial assets. Based on the way in which the assets are managed in order to generate cash flows and </div><div class=\"t s0_240\" id=\"t9_240\" style=\"left:65px;bottom:954px;letter-spacing:-0.01px;display:inline;\">their contractual cash flow characteristics (whether the cash flows represent \u2018solely payments of principal and interest\u2019), financial assets are </div><div class=\"t s0_240\" id=\"ta_240\" style=\"left:65px;bottom:938px;letter-spacing:-0.01px;display:inline;\">classified into one of the following categories: amortised cost, fair value through other comprehensive income (FVOCI) and fair value through </div><div class=\"t s0_240\" id=\"tb_240\" style=\"left:65px;bottom:922px;letter-spacing:-0.01px;display:inline;\">profit or loss (FVTPL). An option is also available at initial recognition to irrevocably designate a financial asset as at FVTPL if doing so eliminates </div><div class=\"t s0_240\" id=\"tc_240\" style=\"left:65px;bottom:907px;letter-spacing:-0.01px;display:inline;\">or significantly reduces accounting mismatches. The Company has made the election under IFRS 9 to measure its retained interest in Jackson at </div><div class=\"t s0_240\" id=\"td_240\" style=\"left:65px;bottom:891px;letter-spacing:-0.01px;display:inline;\">FVOCI. Under this designation, only dividend income from this retained interest is recognised in the profit or loss of the Company. Unrealised </div><div class=\"t s0_240\" id=\"te_240\" style=\"left:65px;bottom:876px;letter-spacing:-0.01px;display:inline;\">gains and losses are recognised in other comprehensive income and there is no recycling to the profit or loss on derecognition. This was the only </div><div class=\"t s0_240\" id=\"tf_240\" style=\"left:65px;bottom:860px;letter-spacing:-0.01px;display:inline;\">investment classified at FVOCI at 1 January 2023. </div><div class=\"t s0_240\" id=\"tg_240\" style=\"left:65px;bottom:832px;letter-spacing:-0.01px;display:inline;\">A table explaining the original measurement categories under IAS 39 and the new measurement categories under IFRS 9 for each class of the </div><div class=\"t s0_240\" id=\"th_240\" style=\"left:65px;bottom:817px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Group\u2019s financial assets and financial liabilities as at 1 January 2023 is set out in the section 'Effect of adoption of IFRS 17 and IFRS 9' below. </div><div class=\"t s2_240\" id=\"ti_240\" style=\"left:65px;bottom:788px;letter-spacing:-0.11px;display:inline;\">The calculation of the impairment charge relevant for financial assets held at amortised cost or FVOCI </div><div class=\"t s0_240\" id=\"tj_240\" style=\"left:65px;bottom:772px;letter-spacing:-0.01px;display:inline;\">A new impairment model based on an expected credit loss approach replaced the incurred loss impairment model under IAS 39, resulting in </div><div class=\"t s0_240\" id=\"tk_240\" style=\"left:65px;bottom:757px;letter-spacing:-0.01px;display:inline;\">earlier recognition of credit losses compared with IAS 39. This aspect is the most complex area of IFRS 9 and involves significant judgements and </div><div class=\"t s0_240\" id=\"tl_240\" style=\"left:65px;bottom:741px;letter-spacing:-0.01px;display:inline;\">estimation processes. </div><div class=\"t s0_240\" id=\"tm_240\" style=\"left:65px;bottom:713px;letter-spacing:-0.01px;display:inline;\">As discussed above, the vast majority of the financial investments of the Group are held at FVTPL to which these requirements do not apply. </div><div class=\"t s0_240\" id=\"tn_240\" style=\"left:65px;bottom:698px;letter-spacing:-0.01px;display:inline;\">Accordingly, no significant amount of additional impairment was recognised by the Group under the expected credit loss approach as a result of </div><div class=\"t s0_240\" id=\"to_240\" style=\"left:65px;bottom:682px;letter-spacing:-0.01px;display:inline;\">the adoption of IFRS 9. </div><div class=\"t s2_240\" id=\"tp_240\" style=\"left:65px;bottom:654px;letter-spacing:-0.11px;display:inline;\">The hedge accounting requirements which are more closely aligned with the risk management activities </div><div class=\"t s0_240\" id=\"tq_240\" style=\"left:65px;bottom:638px;letter-spacing:-0.01px;display:inline;\">The Group has not applied hedge accounting treatment under IAS 39 and therefore, there is no impact in this area for the Group upon the </div><div class=\"t s0_240\" id=\"tr_240\" style=\"left:65px;bottom:622px;letter-spacing:-0.01px;display:inline;\">adoption of IFRS 9. </div><div class=\"t s1_240\" id=\"ts_240\" style=\"left:65px;bottom:592px;letter-spacing:0.12px;display:inline;\">Effect of adoption of IFRS 17 and IFRS 9 </div><div class=\"t s0_240\" id=\"tt_240\" style=\"left:65px;bottom:576px;letter-spacing:-0.01px;display:inline;\">The adoption of IFRS 17 has significant changes to the accounting for insurance and reinsurance contracts, as discussed above. The Group\u2019s </div><div class=\"t s0_240\" id=\"tu_240\" style=\"left:65px;bottom:561px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">approach to transition to IFRS 17 is set out in the preceding section. The Group has restated the 2022 comparative amounts and presented a </div><div class=\"t s0_240\" id=\"tv_240\" style=\"left:65px;bottom:545px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">restated consolidated statement of financial position as at 1 January 2022. </div><div class=\"t s0_240\" id=\"tw_240\" style=\"left:65px;bottom:517px;letter-spacing:-0.01px;display:inline;\">The implementation of IFRS 9 has an insignificant impact on the Group\u2019s financial statements. As permitted by IFRS 9, the Group has not </div><div class=\"t s0_240\" id=\"tx_240\" style=\"left:65px;bottom:502px;letter-spacing:-0.01px;display:inline;\">restated the comparatives on initial application of the standard but the Group is taking advantage of the classification overlay as permitted by </div><div class=\"t s0_240\" id=\"ty_240\" style=\"left:65px;bottom:486px;letter-spacing:-0.01px;display:inline;\">the Amendment to IFRS 17, \u2018Initial Application of IFRS 17 and IFRS 9 \u2013 Comparative Information\u2019 issued in December 2021. In accordance with </div><div class=\"t s0_240\" id=\"tz_240\" style=\"left:65px;bottom:471px;letter-spacing:-0.01px;display:inline;\">this amendment, the balance sheet at 1 January 2022 reflects the change in classification of certain debt securities to amortised cost from fair </div><div class=\"t s0_240\" id=\"t10_240\" style=\"left:65px;bottom:455px;letter-spacing:-0.01px;display:inline;\">value through profit and loss, certain loans to fair value through profit and loss from amortised cost and the recognition of IFRS 9 expected credit </div><div class=\"t s0_240\" id=\"t11_240\" style=\"left:65px;bottom:439px;letter-spacing:-0.01px;display:inline;\">losses for certain mortgage loans that continue to be classified as amortised cost. With the exception of these changes, for which the overall net </div><div class=\"t s0_240\" id=\"t12_240\" style=\"left:65px;bottom:424px;letter-spacing:-0.01px;word-spacing:-0.01px;display:inline;\">asset impact is insignificant at less than $5 million, the consolidated statement of financial position as of 1 January 2022 as restated under IFRS </div><div class=\"t s0_240\" id=\"t13_240\" style=\"left:65px;bottom:408px;letter-spacing:-0.01px;display:inline;\">17 has been presented to reflect the classification and measurement under IAS 39. </div><div class=\"t s2_240\" id=\"t14_240\" style=\"left:65px;bottom:379px;letter-spacing:-0.11px;display:inline;\">Consolidated statement of financial position at transition date 1 January 2022 </div><div class=\"t s0_240\" id=\"t15_240\" style=\"left:65px;bottom:364px;letter-spacing:-0.01px;display:inline;\">The following table shows the Group\u2019s consolidated statement of financial position as at 1 January 2022 restated under the IFRS 17 basis and </div><div class=\"t s0_240\" id=\"t16_240\" style=\"left:65px;bottom:348px;letter-spacing:-0.01px;display:inline;\">the summarised effects of the adoption of the new standard. </div><div></div><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_241\" id=\"t1_241\" style=\"left:539px;bottom:1118px;letter-spacing:0.07px;display:inline;\">At 31 Dec 2021 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_241\" id=\"t2_241\" style=\"left:585px;bottom:1107px;letter-spacing:0.11px;display:inline;\">$m </div></td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s0_241\" id=\"t3_241\" style=\"left:616px;bottom:1107px;letter-spacing:0.07px;display:inline;\">Effects of adoption of IFRS 17 $m </div> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_241\" id=\"t4_241\" style=\"left:764px;bottom:1107px;letter-spacing:0.07px;display:inline;\">At 1 Jan 2022 $m </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_241\" id=\"t5_241\" style=\"left:529px;bottom:1091px;letter-spacing:0.06px;display:inline;\">(as reported under </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_241\" id=\"t7_241\" style=\"left:628px;bottom:1091px;letter-spacing:0.07px;display:inline;\">Presentation </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_241\" id=\"t9_241\" style=\"left:701px;bottom:1091px;letter-spacing:0.08px;display:inline;\">Measurement </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_241\" id=\"tb_241\" style=\"left:764px;bottom:1091px;letter-spacing:0.06px;display:inline;\">(as restated under </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_241\" id=\"t6_241\" style=\"left:570px;bottom:1080px;letter-spacing:0.07px;display:inline;\">IFRS 4) </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_241\" id=\"t8_241\" style=\"left:644px;bottom:1080px;letter-spacing:0.08px;display:inline;\">changes </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_241\" id=\"ta_241\" style=\"left:722px;bottom:1080px;letter-spacing:0.08px;display:inline;\">changes </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_241\" id=\"tc_241\" style=\"left:799px;bottom:1080px;letter-spacing:0.07px;display:inline;\">IFRS 17) </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_241\" id=\"td_241\" style=\"left:650px;bottom:1065px;letter-spacing:0.06px;display:inline;\">note(i) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_241\" id=\"te_241\" style=\"left:727px;bottom:1065px;letter-spacing:0.06px;display:inline;\">note (ii) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_241\" id=\"tf_241\" style=\"left:91px;bottom:1044px;letter-spacing:-0.01px;display:inline;\">Assets </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"tg_241\" style=\"left:91px;bottom:1025px;letter-spacing:-0.01px;display:inline;\">Goodwill </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"th_241\" style=\"left:575px;bottom:1025px;letter-spacing:-0.01px;display:inline;\">907 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"ti_241\" style=\"left:667px;bottom:1025px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"tj_241\" style=\"left:745px;bottom:1025px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"tk_241\" style=\"left:808px;bottom:1025px;letter-spacing:-0.01px;display:inline;\">907 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"tl_241\" style=\"left:91px;bottom:1006px;letter-spacing:-0.01px;display:inline;\">Deferred acquisition costs and other intangible assets: </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"tm_241\" style=\"left:104px;bottom:986px;letter-spacing:-0.01px;display:inline;\">Deferred acquisition costs </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"tn_241\" style=\"left:565px;bottom:986px;letter-spacing:-0.01px;display:inline;\">2,815 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"to_241\" style=\"left:655px;bottom:986px;display:inline;\">(39) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"tp_241\" style=\"left:717px;bottom:986px;letter-spacing:-0.01px;display:inline;\">(2,776) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"tq_241\" style=\"left:823px;bottom:986px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"tr_241\" style=\"left:104px;bottom:967px;letter-spacing:-0.01px;display:inline;\">Other intangible assets </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"ts_241\" style=\"left:565px;bottom:967px;letter-spacing:-0.01px;display:inline;\">4,043 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"tt_241\" style=\"left:667px;bottom:967px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"tu_241\" style=\"left:733px;bottom:967px;display:inline;\">(28) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"tv_241\" style=\"left:799px;bottom:967px;letter-spacing:-0.01px;display:inline;\">4,015 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"tw_241\" style=\"left:565px;bottom:947px;letter-spacing:-0.01px;display:inline;\">6,858 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"tx_241\" style=\"left:655px;bottom:947px;display:inline;\">(39) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"ty_241\" style=\"left:717px;bottom:947px;letter-spacing:-0.01px;display:inline;\">(2,804) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"tz_241\" style=\"left:800px;bottom:947px;letter-spacing:-0.01px;display:inline;\">4,015 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t10_241\" style=\"left:91px;bottom:928px;letter-spacing:-0.01px;display:inline;\">Insurance contract assets </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t11_241\" style=\"left:582px;bottom:928px;letter-spacing:-0.01px;display:inline;\">n/a </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t12_241\" style=\"left:667px;bottom:928px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t13_241\" style=\"left:721px;bottom:928px;letter-spacing:-0.01px;display:inline;\">1,250 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t14_241\" style=\"left:799px;bottom:928px;letter-spacing:-0.01px;display:inline;\">1,250 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t15_241\" style=\"left:91px;bottom:908px;letter-spacing:-0.01px;display:inline;\">Reinsurance contract assets </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t16_241\" style=\"left:565px;bottom:908px;letter-spacing:-0.01px;display:inline;\">9,753 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t17_241\" style=\"left:655px;bottom:908px;display:inline;\">(22) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t18_241\" style=\"left:717px;bottom:908px;letter-spacing:-0.01px;display:inline;\">(6,944) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t19_241\" style=\"left:799px;bottom:908px;letter-spacing:-0.01px;display:inline;\">2,787 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t1a_241\" style=\"left:91px;bottom:889px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Deferred tax assets </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t1b_241\" style=\"left:575px;bottom:889px;letter-spacing:-0.01px;display:inline;\">266 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t1c_241\" style=\"left:648px;bottom:889px;letter-spacing:-0.01px;display:inline;\">(134) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t1d_241\" style=\"left:745px;bottom:889px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t1e_241\" style=\"left:808px;bottom:889px;letter-spacing:-0.01px;display:inline;\">132 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t1f_241\" style=\"left:91px;bottom:869px;letter-spacing:-0.01px;display:inline;\">Other non-investment and non-cash assets </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t1g_241\" style=\"left:565px;bottom:869px;letter-spacing:-0.01px;display:inline;\">3,448 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t1h_241\" style=\"left:639px;bottom:869px;letter-spacing:-0.01px;display:inline;\">(1,022) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t1i_241\" style=\"left:738px;bottom:869px;letter-spacing:-0.01px;display:inline;\">61 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t1j_241\" style=\"left:799px;bottom:869px;letter-spacing:-0.01px;display:inline;\">2,487 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t1k_241\" style=\"left:91px;bottom:850px;letter-spacing:-0.01px;display:inline;\">Investment properties </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t1l_241\" style=\"left:582px;bottom:850px;letter-spacing:-0.01px;display:inline;\">38 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t1m_241\" style=\"left:667px;bottom:850px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t1n_241\" style=\"left:745px;bottom:850px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t1o_241\" style=\"left:815px;bottom:850px;display:inline;\">38 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t1p_241\" style=\"left:91px;bottom:830px;letter-spacing:-0.33px;word-spacing:0.01px;display:inline;\">Investments in joint ventures and associates accounted for using the equity method </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t1q_241\" style=\"left:565px;bottom:830px;letter-spacing:-0.01px;display:inline;\">2,183 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t1r_241\" style=\"left:667px;bottom:830px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t1s_241\" style=\"left:731px;bottom:830px;letter-spacing:-0.01px;display:inline;\">515 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t1t_241\" style=\"left:799px;bottom:830px;letter-spacing:-0.01px;display:inline;\">2,698 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t1u_241\" style=\"left:91px;bottom:811px;letter-spacing:-0.01px;display:inline;\">Total financial investments: </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t1v_241\" style=\"left:104px;bottom:791px;letter-spacing:-0.01px;display:inline;\">Policy loans </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t1w_241\" style=\"left:565px;bottom:791px;letter-spacing:-0.01px;display:inline;\">1,733 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t1x_241\" style=\"left:639px;bottom:791px;letter-spacing:-0.01px;display:inline;\">(1,733) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t1y_241\" style=\"left:745px;bottom:791px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t1z_241\" style=\"left:823px;bottom:791px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t20_241\" style=\"left:104px;bottom:772px;letter-spacing:-0.01px;display:inline;\">Other loans </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t21_241\" style=\"left:575px;bottom:772px;letter-spacing:-0.01px;display:inline;\">829 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t22_241\" style=\"left:667px;bottom:772px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t23_241\" style=\"left:733px;bottom:772px;display:inline;\">(58) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t24_241\" style=\"left:808px;bottom:772px;letter-spacing:-0.01px;display:inline;\">771 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t25_241\" style=\"left:104px;bottom:752px;letter-spacing:-0.01px;display:inline;\">Equity securities and holdings in collective investment schemes </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t26_241\" style=\"left:558px;bottom:752px;letter-spacing:-0.01px;display:inline;\">61,601 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t27_241\" style=\"left:667px;bottom:752px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t28_241\" style=\"left:745px;bottom:752px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t29_241\" style=\"left:792px;bottom:752px;letter-spacing:-0.01px;display:inline;\">61,601 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t2a_241\" style=\"left:104px;bottom:733px;letter-spacing:-0.01px;display:inline;\">Debt securities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t2b_241\" style=\"left:558px;bottom:733px;letter-spacing:-0.01px;display:inline;\">99,094 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t2c_241\" style=\"left:667px;bottom:733px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t2d_241\" style=\"left:738px;bottom:733px;letter-spacing:-0.01px;display:inline;\">60 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t2e_241\" style=\"left:792px;bottom:733px;letter-spacing:-0.01px;display:inline;\">99,154 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t2f_241\" style=\"left:104px;bottom:713px;letter-spacing:-0.01px;display:inline;\">Derivative assets </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t2g_241\" style=\"left:575px;bottom:713px;letter-spacing:-0.01px;display:inline;\">481 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t2h_241\" style=\"left:667px;bottom:713px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t2i_241\" style=\"left:745px;bottom:713px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t2j_241\" style=\"left:808px;bottom:713px;letter-spacing:-0.01px;display:inline;\">481 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t2k_241\" style=\"left:104px;bottom:694px;letter-spacing:-0.01px;display:inline;\">Deposits </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t2l_241\" style=\"left:565px;bottom:694px;letter-spacing:-0.01px;display:inline;\">4,741 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t2m_241\" style=\"left:667px;bottom:694px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t2n_241\" style=\"left:745px;bottom:694px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t2o_241\" style=\"left:799px;bottom:694px;letter-spacing:-0.01px;display:inline;\">4,741 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t2p_241\" style=\"left:551px;bottom:674px;letter-spacing:-0.01px;display:inline;\">168,479 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t2q_241\" style=\"left:639px;bottom:674px;letter-spacing:-0.01px;display:inline;\">(1,733) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t2r_241\" style=\"left:745px;bottom:674px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t2s_241\" style=\"left:785px;bottom:674px;letter-spacing:-0.01px;display:inline;\">166,748 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t2t_241\" style=\"left:91px;bottom:655px;letter-spacing:-0.01px;display:inline;\">Cash and cash equivalents </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t2u_241\" style=\"left:565px;bottom:655px;letter-spacing:-0.01px;display:inline;\">7,170 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t2v_241\" style=\"left:667px;bottom:655px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t2w_241\" style=\"left:745px;bottom:655px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t2x_241\" style=\"left:799px;bottom:655px;letter-spacing:-0.01px;display:inline;\">7,170 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_241\" id=\"t2y_241\" style=\"left:91px;bottom:635px;letter-spacing:-0.01px;display:inline;\">Total assets </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t2z_241\" style=\"left:551px;bottom:635px;letter-spacing:-0.01px;display:inline;\">199,102 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t30_241\" style=\"left:639px;bottom:635px;letter-spacing:-0.01px;display:inline;\">(2,950) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t31_241\" style=\"left:717px;bottom:635px;letter-spacing:-0.01px;display:inline;\">(7,920) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t32_241\" style=\"left:785px;bottom:635px;letter-spacing:-0.01px;display:inline;\">188,232 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_241\" id=\"t33_241\" style=\"left:91px;bottom:616px;letter-spacing:-0.01px;display:inline;\">Equity </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t34_241\" style=\"left:91px;bottom:596px;letter-spacing:-0.01px;display:inline;\">Shareholders' equity </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t35_241\" style=\"left:558px;bottom:596px;letter-spacing:-0.01px;display:inline;\">17,088 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t36_241\" style=\"left:667px;bottom:596px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t37_241\" style=\"left:721px;bottom:596px;letter-spacing:-0.01px;display:inline;\">1,848 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t38_241\" style=\"left:792px;bottom:596px;letter-spacing:-0.01px;display:inline;\">18,936 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t39_241\" style=\"left:91px;bottom:577px;letter-spacing:-0.01px;display:inline;\">Non-controlling interests </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t3a_241\" style=\"left:575px;bottom:577px;letter-spacing:-0.01px;display:inline;\">176 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t3b_241\" style=\"left:667px;bottom:577px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t3c_241\" style=\"left:740px;bottom:577px;display:inline;\">(1) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t3d_241\" style=\"left:808px;bottom:577px;letter-spacing:-0.01px;display:inline;\">175 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_241\" id=\"t3e_241\" style=\"left:91px;bottom:558px;letter-spacing:-0.01px;display:inline;\">Total equity </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t3f_241\" style=\"left:558px;bottom:558px;letter-spacing:-0.01px;display:inline;\">17,264 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t3g_241\" style=\"left:667px;bottom:558px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t3h_241\" style=\"left:721px;bottom:558px;letter-spacing:-0.01px;display:inline;\">1,847 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t3i_241\" style=\"left:792px;bottom:558px;letter-spacing:-0.01px;display:inline;\">19,111 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_241\" id=\"t3j_241\" style=\"left:91px;bottom:538px;letter-spacing:-0.01px;display:inline;\">Liabilities </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t3k_241\" style=\"left:91px;bottom:519px;letter-spacing:-0.01px;display:inline;\">Insurance contract liabilities* </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t3l_241\" style=\"left:551px;bottom:519px;letter-spacing:-0.01px;display:inline;\">156,485 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t3m_241\" style=\"left:643px;bottom:519px;letter-spacing:-0.01px;display:inline;\">4,243 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t3n_241\" style=\"left:710px;bottom:519px;letter-spacing:-0.01px;display:inline;\">(10,930) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t3o_241\" style=\"left:785px;bottom:519px;letter-spacing:-0.01px;display:inline;\">149,798 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t3p_241\" style=\"left:91px;bottom:499px;letter-spacing:-0.01px;display:inline;\">Reinsurance contract liabilities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t3q_241\" style=\"left:582px;bottom:499px;letter-spacing:-0.01px;display:inline;\">n/a </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t3r_241\" style=\"left:667px;bottom:499px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t3s_241\" style=\"left:721px;bottom:499px;letter-spacing:-0.01px;display:inline;\">1,254 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t3t_241\" style=\"left:799px;bottom:499px;letter-spacing:-0.01px;display:inline;\">1,254 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t3u_241\" style=\"left:91px;bottom:480px;letter-spacing:-0.01px;display:inline;\">Investment contract liabilities without discretionary participation features </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t3v_241\" style=\"left:575px;bottom:480px;letter-spacing:-0.01px;display:inline;\">814 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t3w_241\" style=\"left:667px;bottom:480px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t3x_241\" style=\"left:733px;bottom:480px;display:inline;\">(92) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t3y_241\" style=\"left:808px;bottom:480px;letter-spacing:-0.01px;display:inline;\">722 </div></td></tr><tr><td class=\"tcs-selection-enabled tcs-selected\" colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t3z_241\" style=\"left:91px;bottom:460px;letter-spacing:-0.01px;display:inline;\">Core structural borrowings of shareholder-financed businesses </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t40_241\" style=\"left:565px;bottom:460px;letter-spacing:-0.01px;display:inline;\">6,127 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t41_241\" style=\"left:667px;bottom:460px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t42_241\" style=\"left:745px;bottom:460px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t43_241\" style=\"left:799px;bottom:460px;letter-spacing:-0.01px;display:inline;\">6,127 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t44_241\" style=\"left:91px;bottom:441px;letter-spacing:-0.01px;display:inline;\">Operational borrowings </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t45_241\" style=\"left:575px;bottom:441px;letter-spacing:-0.01px;display:inline;\">861 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t46_241\" style=\"left:667px;bottom:441px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t47_241\" style=\"left:745px;bottom:441px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t48_241\" style=\"left:808px;bottom:441px;letter-spacing:-0.01px;display:inline;\">861 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t49_241\" style=\"left:91px;bottom:421px;letter-spacing:-0.01px;display:inline;\">Deferred tax liabilities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t4a_241\" style=\"left:565px;bottom:421px;letter-spacing:-0.01px;display:inline;\">2,862 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t4b_241\" style=\"left:639px;bottom:421px;letter-spacing:-0.01px;display:inline;\">(1,696) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t4c_241\" style=\"left:745px;bottom:421px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t4d_241\" style=\"left:799px;bottom:421px;letter-spacing:-0.01px;display:inline;\">1,167 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t4e_241\" style=\"left:91px;bottom:402px;letter-spacing:-0.01px;display:inline;\">Other liabilities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t4f_241\" style=\"left:558px;bottom:402px;letter-spacing:-0.01px;display:inline;\">14,689 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t4g_241\" style=\"left:639px;bottom:402px;letter-spacing:-0.01px;display:inline;\">(5,497) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t4h_241\" style=\"left:745px;bottom:402px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t4i_241\" style=\"left:799px;bottom:402px;letter-spacing:-0.01px;display:inline;\">9,192 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_241\" id=\"t4j_241\" style=\"left:91px;bottom:382px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Total liabilities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t4k_241\" style=\"left:551px;bottom:382px;letter-spacing:-0.01px;display:inline;\">181,838 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t4l_241\" style=\"left:639px;bottom:382px;letter-spacing:-0.01px;display:inline;\">(2,950) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t4m_241\" style=\"left:717px;bottom:382px;letter-spacing:-0.01px;display:inline;\">(9,767) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t4n_241\" style=\"left:785px;bottom:382px;letter-spacing:-0.01px;display:inline;\">169,121 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_241\" id=\"t4o_241\" style=\"left:91px;bottom:363px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Total equity and liabilities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t4p_241\" style=\"left:551px;bottom:363px;letter-spacing:-0.01px;display:inline;\">199,102 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t4q_241\" style=\"left:639px;bottom:363px;letter-spacing:-0.01px;display:inline;\">(2,950) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t4r_241\" style=\"left:717px;bottom:363px;letter-spacing:-0.01px;display:inline;\">(7,920) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t4s_241\" style=\"left:785px;bottom:363px;letter-spacing:-0.01px;display:inline;\">188,232 </div></td></tr>\n                                        </table><div class=\"t s3_241\" id=\"t4t_241\" style=\"left:87px;bottom:336px;display:inline;\">* </div><div class=\"t s3_241\" id=\"t4u_241\" style=\"left:104px;bottom:336px;letter-spacing:-0.13px;word-spacing:-0.01px;display:inline;\">Included within insurance contract liabilities at 31 December 2021 are investment contracts with DPF and unallocated surplus of with-profits funds under IFRS 4. </div><div class=\"t s4_241\" id=\"t4v_241\" style=\"left:87px;bottom:319px;letter-spacing:-0.16px;display:inline;\">Notes </div><div class=\"t s3_241\" id=\"t4w_241\" style=\"left:87px;bottom:307px;letter-spacing:-0.09px;display:inline;\">(i) </div><div class=\"t s3_241\" id=\"t4x_241\" style=\"left:104px;bottom:307px;letter-spacing:-0.12px;display:inline;\">The presentation changes as shown in the table above principally arise from the following effects of the adoption of IFRS 17: </div><div class=\"t s5_241\" id=\"t4y_241\" style=\"left:104px;bottom:295px;display:inline;\">\u2013 </div><div class=\"t s3_241\" id=\"t4z_241\" style=\"left:117px;bottom:295px;letter-spacing:-0.12px;display:inline;\">Inclusion of insurance and reinsurance related receivable and payable balances within IFRS 17 insurance and reinsurance contract assets and liabilities </div><div class=\"t s3_241\" id=\"t50_241\" style=\"left:117px;bottom:283px;letter-spacing:-0.13px;word-spacing:0.01px;display:inline;\">Under IFRS 17, the measurement of a group of insurance contracts requires inclusion of all the future cash flows within the boundary of each contract and as a result, all </div><div class=\"t s3_241\" id=\"t51_241\" style=\"left:117px;bottom:272px;letter-spacing:-0.13px;display:inline;\">insurance and reinsurance related receivable and payable balances (eg premiums receivable and claims payable) that were previously separately presented on the </div><div class=\"t s3_241\" id=\"t52_241\" style=\"left:117px;bottom:260px;letter-spacing:-0.13px;display:inline;\">balance sheet are now in effect included within the insurance and reinsurance contract balances under IFRS 17. </div><div class=\"t s6_241\" id=\"t53_241\" style=\"left:104px;bottom:242px;display:inline;\">\u2013 </div><div class=\"t s7_241\" id=\"t54_241\" style=\"left:117px;bottom:242px;letter-spacing:-0.13px;word-spacing:0.01px;display:inline;\">Policy loans </div><div class=\"t s3_241\" id=\"t55_241\" style=\"left:117px;bottom:230px;letter-spacing:-0.13px;display:inline;\">Applying the same IFRS 17 measurement principles described above, policy loans related cash flows including any accrued interest income (previously included in </div><div class=\"t s3_241\" id=\"t56_241\" style=\"left:117px;bottom:218px;letter-spacing:-0.13px;word-spacing:0.01px;display:inline;\">\u2018Accrued investment income\u2019) are also included within the fulfilment cash flows of the associated group of insurance contracts. </div><div class=\"t s6_241\" id=\"t57_241\" style=\"left:104px;bottom:201px;display:inline;\">\u2013 </div><div class=\"t s7_241\" id=\"t58_241\" style=\"left:117px;bottom:201px;letter-spacing:-0.12px;display:inline;\">Deferred tax liabilities </div><div class=\"t s3_241\" id=\"t59_241\" style=\"left:117px;bottom:189px;letter-spacing:-0.12px;display:inline;\">In line with IAS 12, deferred tax assets and liabilities have been netted as appropriate. The deferred tax liabilities arising from expected future distributions of the </div><div class=\"t s3_241\" id=\"t5a_241\" style=\"left:117px;bottom:177px;letter-spacing:-0.12px;display:inline;\">Singapore with-profits funds have been reclassified to be part of the insurance contract liabilities under IFRS 17. </div><div class=\"t s3_241\" id=\"t5b_241\" style=\"left:87px;bottom:165px;letter-spacing:-0.08px;display:inline;\">(ii) </div><div class=\"t s3_241\" id=\"t5c_241\" style=\"left:104px;bottom:165px;letter-spacing:-0.13px;display:inline;\">The measurement changes shown in the table above principally reflect the following measurement differences arising from the adoption of IFRS 17: </div><div class=\"t s6_241\" id=\"t5d_241\" style=\"left:104px;bottom:147px;display:inline;\">\u2013 </div><div class=\"t s7_241\" id=\"t5e_241\" style=\"left:117px;bottom:147px;letter-spacing:-0.13px;display:inline;\">Deferred acquisition costs (DAC) </div><div class=\"t s3_241\" id=\"t5f_241\" style=\"left:117px;bottom:136px;letter-spacing:-0.13px;word-spacing:0.01px;display:inline;\">Acquisition cash flows are taken into account in determining the day-one CSM of a group insurance contracts. As such, explicit assets for DAC are not required and the </div><div class=\"t s3_241\" id=\"t5g_241\" style=\"left:117px;bottom:124px;letter-spacing:-0.13px;display:inline;\">IFRS 4 balances are removed. DAC relating to investment contracts without discretionary participation features remains as an asset and has been reclassified to \u2018Other </div><div class=\"t s3_241\" id=\"t5h_241\" style=\"left:117px;bottom:112px;letter-spacing:-0.13px;display:inline;\">debtors\u2019 under 'Other non-investment and non-cash items'. </div><div></div><div class=\"t s0_242\" id=\"t1_242\" style=\"left:82px;bottom:1121px;display:inline;\">\u2013 </div><div class=\"t s1_242\" id=\"t2_242\" style=\"left:95px;bottom:1121px;letter-spacing:-0.13px;display:inline;\">Insurance and reinsurance contract assets and liabilities </div><div class=\"t s2_242\" id=\"t3_242\" style=\"left:95px;bottom:1110px;letter-spacing:-0.13px;display:inline;\">The adjustments represent insurance and reinsurance contract measurement differences between IFRS 4 and IFRS 17, which primarily relate to the following effects: </div><div class=\"t s3_242\" id=\"t4_242\" style=\"left:95px;bottom:1098px;display:inline;\">\u2013 </div><div class=\"t s2_242\" id=\"t5_242\" style=\"left:108px;bottom:1098px;letter-spacing:-0.13px;display:inline;\">the establishment of a CSM under IFRS 17 in accordance with the transition rules, intended to represent the unamortised amount of expected future profit deferred </div><div class=\"t s2_242\" id=\"t6_242\" style=\"left:108px;bottom:1086px;letter-spacing:-0.12px;display:inline;\">upon initial recognition of an insurance contract for all in-force contracts; </div><div class=\"t s3_242\" id=\"t7_242\" style=\"left:95px;bottom:1074px;display:inline;\">\u2013 </div><div class=\"t s2_242\" id=\"t8_242\" style=\"left:108px;bottom:1074px;letter-spacing:-0.12px;display:inline;\">the establishment of an explicit risk adjustment for non-financial risk under IFRS 17; </div><div class=\"t s3_242\" id=\"t9_242\" style=\"left:95px;bottom:1063px;display:inline;\">\u2013 </div><div class=\"t s2_242\" id=\"ta_242\" style=\"left:108px;bottom:1063px;letter-spacing:-0.12px;display:inline;\">release of prudence in the IFRS 4 policyholder liabilities to leave the best estimate liability; and </div><div class=\"t s3_242\" id=\"tb_242\" style=\"left:95px;bottom:1051px;display:inline;\">\u2013 </div><div class=\"t s2_242\" id=\"tc_242\" style=\"left:108px;bottom:1051px;letter-spacing:-0.12px;word-spacing:-0.02px;display:inline;\">the change in treatment of the unallocated surplus of with-profits funds such that the shareholders\u2019 share is recognised in shareholders\u2019 equity after allowing for </div><div class=\"t s2_242\" id=\"td_242\" style=\"left:108px;bottom:1039px;letter-spacing:-0.14px;display:inline;\">measurement differences between IFRS 4 and IFRS 17. </div><div class=\"t s0_242\" id=\"te_242\" style=\"left:82px;bottom:1027px;display:inline;\">\u2013 </div><div class=\"t s4_242\" id=\"tf_242\" style=\"left:95px;bottom:1027px;letter-spacing:-0.16px;display:inline;\">Tax </div><div class=\"t s3_242\" id=\"tg_242\" style=\"left:95px;bottom:1016px;display:inline;\">\u2013 </div><div class=\"t s2_242\" id=\"th_242\" style=\"left:108px;bottom:1016px;letter-spacing:-0.12px;display:inline;\">Current tax assets and liabilities are calculated for each entity in the Group based on local tax rules, and the basis of tax varies between jurisdictions. For insurance </div><div class=\"t s2_242\" id=\"ti_242\" style=\"left:108px;bottom:1004px;letter-spacing:-0.12px;display:inline;\">entities in the Group, the current tax is calculated based on either the financial statements prepared under local generally accepted accounting principles (GAAP), or </div><div class=\"t s2_242\" id=\"tj_242\" style=\"left:108px;bottom:992px;letter-spacing:-0.12px;display:inline;\">the regulatory return prepared under relevant regulatory rules, or on an alternative basis (for example, Hong Kong, where most life insurance business is taxed by </div><div class=\"t s2_242\" id=\"tk_242\" style=\"left:108px;bottom:980px;letter-spacing:-0.12px;display:inline;\">reference to net premiums). Current tax assets and liabilities at transition date are not impacted by the adoption of IFRS 17 at Group level as the adoption for the </div><div class=\"t s2_242\" id=\"tl_242\" style=\"left:108px;bottom:968px;letter-spacing:-0.12px;display:inline;\">Group financial statements has no impact on local tax calculations. For jurisdictions where the basis of tax is the local financial statements, current tax assets and </div><div class=\"t s2_242\" id=\"tm_242\" style=\"left:108px;bottom:957px;letter-spacing:-0.12px;display:inline;\">liabilities will be calculated applying IFRS 17 if and when the standard is adopted locally, and subject to local tax rules for transitional adjustments. The impact of any </div><div class=\"t s2_242\" id=\"tn_242\" style=\"left:108px;bottom:945px;letter-spacing:-0.13px;display:inline;\">such local adoption on the Group financial statements will be considered when relevant. </div><div class=\"t s3_242\" id=\"to_242\" style=\"left:95px;bottom:933px;display:inline;\">\u2013 </div><div class=\"t s2_242\" id=\"tp_242\" style=\"left:108px;bottom:933px;letter-spacing:-0.13px;word-spacing:-0.02px;display:inline;\">Deferred tax balances are adjusted to reflect the deferred tax effects of the measurement adjustments arising from transition to IFRS 17 described above. The </div><div class=\"t s2_242\" id=\"tq_242\" style=\"left:108px;bottom:921px;letter-spacing:-0.12px;display:inline;\">methods of calculating deferred tax are unchanged. Where insurance and reinsurance contract assets and liabilities give rise to a tax deduction or taxable income </div><div class=\"t s2_242\" id=\"tr_242\" style=\"left:108px;bottom:910px;letter-spacing:-0.13px;display:inline;\">when they are recovered or settled, measurement changes to these balances, without equal changes in current taxable income, give rise to corresponding changes to </div><div class=\"t s2_242\" id=\"ts_242\" style=\"left:108px;bottom:898px;letter-spacing:-0.12px;display:inline;\">the deferred tax balances at the tax rates expected to apply when the deferred tax assets or liabilities are realised or settled. </div><div class=\"t s0_242\" id=\"tt_242\" style=\"left:82px;bottom:880px;display:inline;\">\u2013 </div><div class=\"t s1_242\" id=\"tu_242\" style=\"left:95px;bottom:880px;letter-spacing:-0.13px;display:inline;\">Investments in joint ventures and associates accounted for using the equity method </div><div class=\"t s2_242\" id=\"tv_242\" style=\"left:95px;bottom:868px;letter-spacing:-0.12px;display:inline;\">The adjustments represent the Group\u2019s share of the impact of the transition of the balance sheets of the Group\u2019s life joint ventures and associate (being CPL, India and </div><div class=\"t s2_242\" id=\"tw_242\" style=\"left:95px;bottom:856px;letter-spacing:-0.12px;display:inline;\">the Takaful business in Malaysia) from IFRS 4 to IFRS 17, arising principally from the measurement differences as described above. </div><div class=\"t s5_242\" id=\"tx_242\" style=\"left:65px;bottom:829px;letter-spacing:-0.1px;display:inline;\">Financial assets and liabilities by IFRS 9 category </div><div class=\"t s6_242\" id=\"ty_242\" style=\"left:65px;bottom:813px;letter-spacing:-0.01px;display:inline;\">The following table and the accompanying notes explain the original measurement categories under IAS 39 and the new measurement </div><div class=\"t s6_242\" id=\"tz_242\" style=\"left:65px;bottom:798px;letter-spacing:-0.01px;word-spacing:-0.01px;display:inline;\">categories under IFRS 9 for each class of the Group\u2019s financial assets and financial liabilities as at 31 December 2022/1 January, 2023. </div><div class=\"t s6_242\" id=\"t10_242\" style=\"left:65px;bottom:770px;letter-spacing:-0.01px;display:inline;\">The effects of the reclassification of financial assets as a result of transition to IFRS 9 is not material. </div><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s7_242\" id=\"t11_242\" style=\"left:424px;bottom:741px;letter-spacing:0.06px;display:inline;\">Classification at initial application </div></td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s7_242\" id=\"t12_242\" style=\"left:696px;bottom:741px;letter-spacing:0.07px;display:inline;\">Carrying value $m </div> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_242\" id=\"t13_242\" style=\"left:69px;bottom:724px;letter-spacing:0.06px;display:inline;\">Financial instruments </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_242\" id=\"t14_242\" style=\"left:345px;bottom:724px;letter-spacing:0.06px;display:inline;\">Original under IAS 39 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_242\" id=\"t15_242\" style=\"left:491px;bottom:724px;letter-spacing:0.07px;display:inline;\">New under IFRS 9 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_242\" id=\"t16_242\" style=\"left:646px;bottom:724px;letter-spacing:0.06px;display:inline;\">Original under IAS 39 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_242\" id=\"t17_242\" style=\"left:752px;bottom:724px;letter-spacing:0.07px;display:inline;\">New under IFRS 9 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_242\" id=\"t18_242\" style=\"left:69px;bottom:704px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Financial assets </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t19_242\" style=\"left:69px;bottom:684px;letter-spacing:-0.01px;display:inline;\">Loans </div> <div class=\"t s9_242\" id=\"t1a_242\" style=\"vertical-align: super;left:103px;bottom:692px;letter-spacing:0.16px;display:inline;\">note (i) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t1b_242\" style=\"left:345px;bottom:684px;letter-spacing:-0.01px;display:inline;\">Amortised cost </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t1c_242\" style=\"left:491px;bottom:684px;letter-spacing:-0.01px;display:inline;\">Amortised cost </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t1d_242\" style=\"left:703px;bottom:684px;letter-spacing:-0.01px;display:inline;\">140 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t1e_242\" style=\"left:796px;bottom:684px;letter-spacing:-0.01px;display:inline;\">140 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t1f_242\" style=\"left:69px;bottom:665px;letter-spacing:-0.01px;display:inline;\">Loans /debt securities </div> <div class=\"t s9_242\" id=\"t1g_242\" style=\"vertical-align: super;left:185px;bottom:673px;letter-spacing:0.15px;display:inline;\">note (ii) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t1h_242\" style=\"left:345px;bottom:665px;letter-spacing:-0.01px;display:inline;\">Amortised cost </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t1i_242\" style=\"left:491px;bottom:665px;letter-spacing:-0.01px;display:inline;\">Mandatorily at FVTPL </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t1j_242\" style=\"left:710px;bottom:665px;letter-spacing:-0.01px;display:inline;\">26 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t1k_242\" style=\"left:803px;bottom:665px;display:inline;\">27 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t1l_242\" style=\"left:69px;bottom:645px;letter-spacing:-0.01px;display:inline;\">Loans </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t1m_242\" style=\"left:345px;bottom:645px;letter-spacing:-0.01px;display:inline;\">FVTPL </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t1n_242\" style=\"left:491px;bottom:645px;letter-spacing:-0.01px;display:inline;\">Mandatorily at FVTPL </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t1o_242\" style=\"left:703px;bottom:645px;letter-spacing:-0.01px;display:inline;\">450 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t1p_242\" style=\"left:796px;bottom:645px;letter-spacing:-0.01px;display:inline;\">450 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t1q_242\" style=\"left:69px;bottom:626px;letter-spacing:-0.01px;display:inline;\">Equity securities and portfolio holdings in collective </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t1s_242\" style=\"left:345px;bottom:626px;letter-spacing:-0.01px;display:inline;\">FVTPL </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t1t_242\" style=\"left:491px;bottom:626px;letter-spacing:-0.01px;display:inline;\">Mandatorily at FVTPL </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t1u_242\" style=\"left:687px;bottom:626px;letter-spacing:-0.01px;display:inline;\">57,413 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t1v_242\" style=\"left:780px;bottom:626px;letter-spacing:-0.01px;display:inline;\">57,413 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t1r_242\" style=\"left:69px;bottom:610px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">investment schemes </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t1w_242\" style=\"left:69px;bottom:590px;letter-spacing:-0.01px;display:inline;\">Equity securities </div> <div class=\"t s9_242\" id=\"t1x_242\" style=\"vertical-align: super;left:156px;bottom:598px;letter-spacing:0.15px;display:inline;\">note (iii) </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t1y_242\" style=\"left:345px;bottom:590px;letter-spacing:-0.01px;display:inline;\">Available-for-sale (AFS) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t1z_242\" style=\"left:491px;bottom:590px;letter-spacing:-0.01px;display:inline;\">FVOCI </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t20_242\" style=\"left:703px;bottom:590px;letter-spacing:-0.01px;display:inline;\">266 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t21_242\" style=\"left:796px;bottom:590px;letter-spacing:-0.01px;display:inline;\">266 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t22_242\" style=\"left:69px;bottom:571px;letter-spacing:-0.01px;display:inline;\">Debt securities held by Eastspring </div> <div class=\"t s9_242\" id=\"t23_242\" style=\"vertical-align: super;left:247px;bottom:579px;letter-spacing:0.16px;display:inline;\">note (iv) </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t24_242\" style=\"left:345px;bottom:571px;letter-spacing:-0.01px;display:inline;\">FVTPL </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t25_242\" style=\"left:491px;bottom:571px;letter-spacing:-0.01px;display:inline;\">Amortised cost </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t26_242\" style=\"left:710px;bottom:571px;letter-spacing:-0.01px;display:inline;\">67 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t27_242\" style=\"left:803px;bottom:571px;display:inline;\">67 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t28_242\" style=\"left:69px;bottom:551px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Other Debt securities </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t29_242\" style=\"left:345px;bottom:551px;letter-spacing:-0.01px;display:inline;\">FVTPL </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t2a_242\" style=\"left:491px;bottom:551px;letter-spacing:-0.01px;display:inline;\">Mandatorily at FVTPL </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t2b_242\" style=\"left:687px;bottom:551px;letter-spacing:-0.01px;display:inline;\">76,922 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t2c_242\" style=\"left:779px;bottom:551px;letter-spacing:-0.01px;display:inline;\">76,922 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t2d_242\" style=\"left:69px;bottom:532px;letter-spacing:-0.01px;display:inline;\">Derivative assets </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t2e_242\" style=\"left:345px;bottom:532px;letter-spacing:-0.01px;display:inline;\">FVTPL </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t2f_242\" style=\"left:491px;bottom:532px;letter-spacing:-0.01px;display:inline;\">Mandatorily at FVTPL </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t2g_242\" style=\"left:703px;bottom:532px;letter-spacing:-0.01px;display:inline;\">569 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t2h_242\" style=\"left:796px;bottom:532px;letter-spacing:-0.01px;display:inline;\">569 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t2i_242\" style=\"left:69px;bottom:512px;letter-spacing:-0.01px;display:inline;\">Accrued investment income </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t2j_242\" style=\"left:345px;bottom:512px;letter-spacing:-0.01px;display:inline;\">Loans and receivables </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t2k_242\" style=\"left:491px;bottom:512px;letter-spacing:-0.01px;display:inline;\">Amortised cost </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t2l_242\" style=\"left:703px;bottom:512px;letter-spacing:-0.01px;display:inline;\">983 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t2m_242\" style=\"left:796px;bottom:512px;letter-spacing:-0.01px;display:inline;\">983 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t2n_242\" style=\"left:69px;bottom:493px;letter-spacing:-0.01px;display:inline;\">Deposits </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t2o_242\" style=\"left:345px;bottom:493px;letter-spacing:-0.01px;display:inline;\">Loans and receivables </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t2p_242\" style=\"left:491px;bottom:493px;letter-spacing:-0.01px;display:inline;\">Amortised cost </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t2q_242\" style=\"left:694px;bottom:493px;letter-spacing:-0.01px;display:inline;\">6,275 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t2r_242\" style=\"left:787px;bottom:493px;letter-spacing:-0.01px;display:inline;\">6,275 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t2s_242\" style=\"left:69px;bottom:473px;letter-spacing:-0.01px;display:inline;\">Cash and cash equivalents </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t2t_242\" style=\"left:345px;bottom:473px;letter-spacing:-0.01px;display:inline;\">Loans and receivables </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t2u_242\" style=\"left:491px;bottom:473px;letter-spacing:-0.01px;display:inline;\">Amortised cost </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t2v_242\" style=\"left:694px;bottom:473px;letter-spacing:-0.01px;display:inline;\">5,514 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t2w_242\" style=\"left:787px;bottom:473px;letter-spacing:-0.01px;display:inline;\">5,514 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t2x_242\" style=\"left:69px;bottom:454px;letter-spacing:-0.01px;display:inline;\">Other debtors </div> <div class=\"t s9_242\" id=\"t2y_242\" style=\"vertical-align: super;left:144px;bottom:462px;letter-spacing:0.16px;display:inline;\">note (i) </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t2z_242\" style=\"left:345px;bottom:454px;letter-spacing:-0.01px;display:inline;\">Loans and receivables </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t30_242\" style=\"left:491px;bottom:454px;letter-spacing:-0.01px;display:inline;\">Amortised cost </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t31_242\" style=\"left:703px;bottom:454px;letter-spacing:-0.01px;display:inline;\">968 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t32_242\" style=\"left:796px;bottom:454px;letter-spacing:-0.01px;display:inline;\">968 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_242\" id=\"t33_242\" style=\"left:69px;bottom:434px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Financial liabilities </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t34_242\" style=\"left:69px;bottom:415px;letter-spacing:-0.01px;display:inline;\">Investment contract liabilities without DPF </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t35_242\" style=\"left:345px;bottom:415px;letter-spacing:-0.01px;display:inline;\">FVTPL </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t36_242\" style=\"left:491px;bottom:415px;letter-spacing:-0.01px;display:inline;\">Mandatorily at FVTPL </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t37_242\" style=\"left:703px;bottom:415px;letter-spacing:-0.01px;display:inline;\">663 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t38_242\" style=\"left:796px;bottom:415px;letter-spacing:-0.01px;display:inline;\">663 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t39_242\" style=\"left:69px;bottom:395px;letter-spacing:-0.01px;display:inline;\">Derivative liabilities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t3a_242\" style=\"left:345px;bottom:395px;letter-spacing:-0.01px;display:inline;\">FVTPL </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t3b_242\" style=\"left:491px;bottom:395px;letter-spacing:-0.01px;display:inline;\">Mandatorily at FVTPL </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t3c_242\" style=\"left:694px;bottom:395px;letter-spacing:-0.01px;display:inline;\">1,001 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t3d_242\" style=\"left:787px;bottom:395px;letter-spacing:-0.01px;display:inline;\">1,001 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t3e_242\" style=\"left:69px;bottom:376px;letter-spacing:-0.01px;display:inline;\">Core structural borrowings of shareholder-financed </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t3g_242\" style=\"left:345px;bottom:376px;letter-spacing:-0.01px;display:inline;\">Amortised cost </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t3h_242\" style=\"left:491px;bottom:376px;letter-spacing:-0.01px;display:inline;\">Amortised cost </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t3i_242\" style=\"left:694px;bottom:376px;letter-spacing:-0.01px;display:inline;\">4,261 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t3j_242\" style=\"left:787px;bottom:376px;letter-spacing:-0.01px;display:inline;\">4,261 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t3f_242\" style=\"left:69px;bottom:360px;letter-spacing:-0.01px;display:inline;\">businesses </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t3k_242\" style=\"left:69px;bottom:340px;letter-spacing:-0.01px;display:inline;\">Operational borrowings </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t3l_242\" style=\"left:345px;bottom:340px;letter-spacing:-0.01px;display:inline;\">Amortised cost </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t3m_242\" style=\"left:491px;bottom:340px;letter-spacing:-0.01px;display:inline;\">Amortised cost </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t3n_242\" style=\"left:703px;bottom:340px;letter-spacing:-0.01px;display:inline;\">815 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t3o_242\" style=\"left:796px;bottom:340px;letter-spacing:-0.01px;display:inline;\">815 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t3p_242\" style=\"left:69px;bottom:321px;letter-spacing:-0.01px;display:inline;\">Obligations under funding, securities lending and </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t3r_242\" style=\"left:345px;bottom:321px;letter-spacing:-0.01px;display:inline;\">Amortised cost </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t3s_242\" style=\"left:491px;bottom:321px;letter-spacing:-0.01px;display:inline;\">Amortised cost </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t3t_242\" style=\"left:703px;bottom:321px;letter-spacing:-0.01px;display:inline;\">582 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t3u_242\" style=\"left:796px;bottom:321px;letter-spacing:-0.01px;display:inline;\">582 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t3q_242\" style=\"left:69px;bottom:305px;letter-spacing:-0.01px;display:inline;\">sale and repurchase agreements </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t3v_242\" style=\"left:69px;bottom:285px;letter-spacing:-0.01px;display:inline;\">Net asset value attributable to unit holders of </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t3y_242\" style=\"left:345px;bottom:285px;letter-spacing:-0.01px;display:inline;\">FVTPL </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t3z_242\" style=\"left:491px;bottom:285px;letter-spacing:-0.01px;display:inline;\">Designated at FVTPL </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t40_242\" style=\"left:694px;bottom:285px;letter-spacing:-0.01px;display:inline;\">4,193 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t41_242\" style=\"left:786px;bottom:285px;letter-spacing:-0.01px;display:inline;\">4,193 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t3w_242\" style=\"left:69px;bottom:270px;letter-spacing:-0.01px;display:inline;\">consolidated investment funds </div> <div class=\"t s9_242\" id=\"t3x_242\" style=\"vertical-align: super;left:233px;bottom:278px;letter-spacing:0.17px;display:inline;\">note (v) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t42_242\" style=\"left:69px;bottom:250px;letter-spacing:-0.01px;display:inline;\">Other liabilities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t43_242\" style=\"left:345px;bottom:250px;letter-spacing:-0.01px;display:inline;\">Amortised cost </div></td><td class=\"tcs-selection-enabled tcs-selected\" colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t44_242\" style=\"left:491px;bottom:250px;letter-spacing:-0.01px;display:inline;\">Amortised cost </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t45_242\" style=\"left:694px;bottom:250px;letter-spacing:-0.01px;display:inline;\">2,866 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t46_242\" style=\"left:787px;bottom:250px;letter-spacing:-0.01px;display:inline;\">2,866 </div></td></tr>\n                                        </table><div class=\"t sa_242\" id=\"t47_242\" style=\"left:65px;bottom:223px;letter-spacing:-0.16px;display:inline;\">Notes </div><div class=\"t sb_242\" id=\"t48_242\" style=\"left:65px;bottom:212px;letter-spacing:-0.09px;display:inline;\">(i) </div><div class=\"t sb_242\" id=\"t49_242\" style=\"left:82px;bottom:212px;letter-spacing:-0.13px;display:inline;\">In accordance with IFRS 17 requirements policy loans and debtor balances that are related to insurance contracts are included within the measurement of insurance </div><div class=\"t sb_242\" id=\"t4a_242\" style=\"left:82px;bottom:200px;letter-spacing:-0.12px;display:inline;\">contract liabilities. Therefore, the amounts for these balance sheet line items as presented in this table do not include such balances. </div><div class=\"t sb_242\" id=\"t4b_242\" style=\"left:65px;bottom:188px;letter-spacing:-0.08px;display:inline;\">(ii) </div><div class=\"t sb_242\" id=\"t4c_242\" style=\"left:82px;bottom:188px;letter-spacing:-0.12px;display:inline;\">Certain securities that were classified as loans at amortised cost under IAS 39 were reclassified to debt securities at fair value through profit or loss under IFRS 9 aligning to </div><div class=\"t sb_242\" id=\"t4d_242\" style=\"left:82px;bottom:176px;letter-spacing:-0.13px;display:inline;\">how these securities are managed. </div><div class=\"t sb_242\" id=\"t4e_242\" style=\"left:65px;bottom:165px;letter-spacing:-0.08px;display:inline;\">(iii) </div><div class=\"t sb_242\" id=\"t4f_242\" style=\"left:82px;bottom:165px;letter-spacing:-0.13px;display:inline;\">Represents the Group\u2019s interest in Jackson which the Group elected to be classified at FVOCI. </div><div class=\"t sb_242\" id=\"t4g_242\" style=\"left:65px;bottom:153px;letter-spacing:-0.1px;display:inline;\">(iv) </div><div class=\"t sb_242\" id=\"t4h_242\" style=\"left:82px;bottom:153px;letter-spacing:-0.13px;display:inline;\">Under IAS 39 Eastspring debt securities were classified as FVTPL. The Group has reclassified these debt securities as measured at amortised cost because these instruments </div><div class=\"t sb_242\" id=\"t4i_242\" style=\"left:82px;bottom:141px;letter-spacing:-0.12px;display:inline;\">meet the solely payments of principal and interest (SPPI) criterion and are held with the intention to collect contractual cash flows. </div><div class=\"t sb_242\" id=\"t4j_242\" style=\"left:65px;bottom:129px;letter-spacing:-0.11px;display:inline;\">(v) </div><div class=\"t sb_242\" id=\"t4k_242\" style=\"left:82px;bottom:129px;letter-spacing:-0.12px;display:inline;\">\u2018Net asset value attributable to unit holders of consolidated investment funds\u2019 represents the interests of investors other than the Group in the investment funds that the </div><div class=\"t sb_242\" id=\"t4l_242\" style=\"left:82px;bottom:118px;letter-spacing:-0.13px;display:inline;\">Group is deemed to control and therefore treated as a subsidiary and consolidated in the Group financial statements. The Group has designated \u2018Net asset value </div><div class=\"t sb_242\" id=\"t4m_242\" style=\"left:82px;bottom:106px;letter-spacing:-0.12px;display:inline;\">attributable to unit holders of consolidated investment funds\u2019 as financial liabilities measured at FVTPL to eliminate any accounting mismatch with the underlying </div><div class=\"t sb_242\" id=\"t4n_242\" style=\"left:82px;bottom:94px;letter-spacing:-0.13px;display:inline;\">investments of those consolidated investment funds, which are measured at FVTPL. </div><div></div><div class=\"t s0_243\" id=\"t1_243\" style=\"left:87px;bottom:1119px;letter-spacing:-0.01px;word-spacing:-0.01px;display:inline;\">The measurement categories of the Group\u2019s financial assets and financial liabilities as at 31 December 2023, as shown on the consolidated </div><div class=\"t s0_243\" id=\"t2_243\" style=\"left:87px;bottom:1103px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">statement of financial position, are consistent with those as at 1 January 2023. The following line items contain more than one asset </div><div class=\"t s0_243\" id=\"t3_243\" style=\"left:87px;bottom:1087px;letter-spacing:-0.01px;word-spacing:-0.01px;display:inline;\">classification at 31 December 2023: </div><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_243\" id=\"t4_243\" style=\"left:611px;bottom:1050px;letter-spacing:0.07px;display:inline;\">Amortised Cost </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_243\" id=\"t6_243\" style=\"left:696px;bottom:1050px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">Mandatorily at </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_243\" id=\"t8_243\" style=\"left:766px;bottom:1050px;letter-spacing:0.07px;display:inline;\">Total 31 Dec 2023 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_243\" id=\"t5_243\" style=\"left:660px;bottom:1040px;letter-spacing:0.11px;display:inline;\">$m </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_243\" id=\"t7_243\" style=\"left:715px;bottom:1040px;letter-spacing:0.09px;display:inline;\">FVTPL $m </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_243\" id=\"t9_243\" style=\"left:827px;bottom:1040px;letter-spacing:0.11px;display:inline;\">$m </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_243\" id=\"ta_243\" style=\"left:91px;bottom:1020px;letter-spacing:-0.01px;display:inline;\">Loans </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_243\" id=\"tb_243\" style=\"left:650px;bottom:1020px;letter-spacing:-0.02px;display:inline;\">148 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_243\" id=\"tc_243\" style=\"left:733px;bottom:1020px;letter-spacing:-0.02px;display:inline;\">430 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_243\" id=\"td_243\" style=\"left:817px;bottom:1020px;letter-spacing:-0.02px;display:inline;\">578 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_243\" id=\"te_243\" style=\"left:91px;bottom:1000px;letter-spacing:-0.01px;display:inline;\">Debt securities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_243\" id=\"tf_243\" style=\"left:665px;bottom:1000px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_243\" id=\"tg_243\" style=\"left:716px;bottom:1000px;letter-spacing:-0.02px;display:inline;\">83,064 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_243\" id=\"th_243\" style=\"left:799px;bottom:1000px;letter-spacing:-0.02px;display:inline;\">83,064 </div></td></tr>\n                                        </table><div class=\"t s3_243\" id=\"ti_243\" style=\"left:87px;bottom:962px;letter-spacing:0.13px;display:inline;\">A2.2 Adoption of other new accounting pronouncements </div><div class=\"t s0_243\" id=\"tj_243\" style=\"left:87px;bottom:947px;letter-spacing:-0.01px;display:inline;\">In addition to IFRS 17 and IFRS 9, the Group has adopted the following amendments in these consolidated financial statements. The adoption </div><div class=\"t s0_243\" id=\"tk_243\" style=\"left:87px;bottom:931px;letter-spacing:-0.01px;display:inline;\">of these amendments has had no significant impact on the Group financial statements. </div><div class=\"t s4_243\" id=\"tl_243\" style=\"left:87px;bottom:904px;display:inline;\">\u2013 </div><div class=\"t s0_243\" id=\"tm_243\" style=\"left:100px;bottom:904px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Amendments to IAS 1 and IFRS Practice Statement 2 \u2018Disclosure of accounting policies\u2019 issued in February 2021; </div><div class=\"t s4_243\" id=\"tn_243\" style=\"left:87px;bottom:888px;display:inline;\">\u2013 </div><div class=\"t s0_243\" id=\"to_243\" style=\"left:100px;bottom:888px;letter-spacing:-0.01px;display:inline;\">Amendments to IAS 8 \u2018Definition of Accounting Estimates\u2019 issued in February 2021; </div><div class=\"t s4_243\" id=\"tp_243\" style=\"left:87px;bottom:872px;display:inline;\">\u2013 </div><div class=\"t s0_243\" id=\"tq_243\" style=\"left:100px;bottom:872px;letter-spacing:-0.01px;display:inline;\">Amendments to IAS 12 \u2018Deferred tax related to assets and liabilities arising from a single transaction\u2019 issued in May 2021; and </div><div class=\"t s4_243\" id=\"tr_243\" style=\"left:87px;bottom:857px;display:inline;\">\u2013 </div><div class=\"t s0_243\" id=\"ts_243\" style=\"left:100px;bottom:857px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Amendments to IAS 12 \u2018International Tax Reform \u2013 Pillar Two Model Rules\u2019 issued in May 2023. Further details are provided in notes B3.2 and </div>C7.2.",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfInitialApplicationOfStandardsOrInterpretations",
    "language": "en",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f26724": {
   "value": "A2 New accounting pronouncements in 2023 <div class=\"t s4_237\" id=\"tj_237\" style=\"left:87px;bottom:771px;letter-spacing:0.12px;display:inline;\">A2.1 Adoption of IFRS 17 and IFRS 9 </div><div class=\"t s2_237\" id=\"tk_237\" style=\"left:87px;bottom:756px;letter-spacing:-0.01px;display:inline;\">The Group adopted IFRS 17 \u2018Insurance Contracts\u2019 and IFRS 9 \u2018Financial Instruments\u2019, including any consequential amendments to other </div><div class=\"t s2_237\" id=\"tl_237\" style=\"left:87px;bottom:740px;letter-spacing:-0.01px;display:inline;\">standards, from 1 January 2023. </div><div class=\"t s0_237\" id=\"tm_237\" style=\"left:87px;bottom:709px;letter-spacing:0.12px;display:inline;\">IFRS 17, \u2018Insurance contracts\u2019 </div><div class=\"t s2_237\" id=\"tn_237\" style=\"left:87px;bottom:694px;letter-spacing:-0.01px;display:inline;\">IFRS 17 introduces significant changes to the way insurance and reinsurance contracts are accounted for, albeit the scope of IFRS 17 and IFRS 4 </div><div class=\"t s2_237\" id=\"to_237\" style=\"left:87px;bottom:678px;letter-spacing:-0.01px;display:inline;\">is very similar. Therefore, nearly all of the Group\u2019s insurance and investment contracts with discretionary participation features (DPF) accounted </div><div class=\"t s2_237\" id=\"tp_237\" style=\"left:87px;bottom:663px;letter-spacing:-0.01px;display:inline;\">under IFRS 4 are now accounted under IFRS 17. </div><div class=\"t s2_237\" id=\"tq_237\" style=\"left:87px;bottom:635px;letter-spacing:-0.01px;display:inline;\">IFRS 4 permitted insurers to continue to use the statutory basis of accounting for insurance assets and liabilities that existed in their jurisdictions </div><div class=\"t s2_237\" id=\"tr_237\" style=\"left:87px;bottom:619px;letter-spacing:-0.01px;display:inline;\">prior to January 2005. IFRS 17 replaces this with a new measurement model that establishes principles for the recognition, measurement, </div><div class=\"t s2_237\" id=\"ts_237\" style=\"left:87px;bottom:604px;letter-spacing:-0.01px;display:inline;\">presentation and disclosure of insurance contracts, reinsurance contracts and investment contracts with DPF. </div><div class=\"t s2_237\" id=\"tt_237\" style=\"left:87px;bottom:576px;letter-spacing:-0.01px;display:inline;\">Insurance contracts are aggregated into groups for measurement purposes. Groups of insurance contracts are determined by identifying </div><div class=\"t s2_237\" id=\"tu_237\" style=\"left:87px;bottom:560px;letter-spacing:-0.01px;display:inline;\">portfolios of insurance contracts, each comprising contracts subject to similar risks and managed together, and dividing each portfolio into </div><div class=\"t s2_237\" id=\"tv_237\" style=\"left:87px;bottom:545px;letter-spacing:-0.01px;display:inline;\">annual cohorts (ie by year of issue) and each annual cohort into groups based on the profitability of contracts. Portfolios of reinsurance contracts </div><div class=\"t s2_237\" id=\"tw_237\" style=\"left:87px;bottom:529px;letter-spacing:-0.01px;display:inline;\">held are assessed for aggregation separately from portfolios of insurance contracts issued. </div><div class=\"t s2_237\" id=\"tx_237\" style=\"left:87px;bottom:501px;letter-spacing:-0.01px;display:inline;\">When determining 'similar risks' the Group does not divide risks within a contract, eg riders sold under a single contract would not be split by risk </div><div class=\"t s2_237\" id=\"ty_237\" style=\"left:87px;bottom:486px;letter-spacing:-0.01px;display:inline;\">type. The Group have therefore identified three broad categories of risks referred to as 'dominant' risks, namely, protection, investment and to a </div><div class=\"t s2_237\" id=\"tz_237\" style=\"left:87px;bottom:470px;letter-spacing:-0.01px;display:inline;\">less material extent longevity. The requirement 'managed together' is assessed within the geographical boundary of each local business unit. </div><div class=\"t s2_237\" id=\"t10_237\" style=\"left:87px;bottom:455px;letter-spacing:-0.01px;display:inline;\">Each ring-fenced fund is considered to be managed separately. </div><div class=\"t s2_237\" id=\"t11_237\" style=\"left:87px;bottom:427px;letter-spacing:-0.01px;word-spacing:-0.02px;display:inline;\">Under IFRS 17 groups of contracts are measured on initial recognition as the total of: </div><div class=\"t s5_237\" id=\"t12_237\" style=\"left:87px;bottom:399px;display:inline;\">\u2013 </div><div class=\"t s2_237\" id=\"t13_237\" style=\"left:100px;bottom:399px;letter-spacing:-0.01px;word-spacing:-0.01px;display:inline;\">Fulfilment cash flows, comprising the best estimate of the present value of future cash flows within the contract boundary that are expected to </div><div class=\"t s2_237\" id=\"t14_237\" style=\"left:100px;bottom:383px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">arise and an explicit risk adjustment for non-financial risk; and </div><div class=\"t s5_237\" id=\"t15_237\" style=\"left:87px;bottom:368px;display:inline;\">\u2013 </div><div class=\"t s2_237\" id=\"t16_237\" style=\"left:100px;bottom:368px;letter-spacing:-0.01px;display:inline;\">A contractual service margin (CSM) that represents the deferral of any day-one gains arising on initial recognition. </div><div class=\"t s2_237\" id=\"t17_237\" style=\"left:87px;bottom:340px;letter-spacing:-0.01px;display:inline;\">Day-one losses, any subsequent losses on onerous contracts and reversal of those losses arising from groups of insurance contracts are </div><div class=\"t s2_237\" id=\"t18_237\" style=\"left:87px;bottom:324px;letter-spacing:-0.01px;display:inline;\">recognised directly in the income statement. For groups of reinsurance contracts held, any net gains or losses at initial recognition are recognised </div><div class=\"t s2_237\" id=\"t19_237\" style=\"left:87px;bottom:309px;letter-spacing:-0.01px;display:inline;\">as CSM unless the net cost of purchasing reinsurance relates to past events, in which case such net cost is recognised immediately in the income </div><div class=\"t s2_237\" id=\"t1a_237\" style=\"left:87px;bottom:293px;letter-spacing:-0.01px;display:inline;\">statement. </div><div class=\"t s2_237\" id=\"t1b_237\" style=\"left:87px;bottom:265px;letter-spacing:-0.01px;display:inline;\">Under IFRS 17 insurance contracts are measured under the General Measurement Model (GMM), Variable Fee Approach (VFA) or Premium </div><div class=\"t s2_237\" id=\"t1c_237\" style=\"left:87px;bottom:250px;letter-spacing:-0.01px;display:inline;\">Allocation Approach (PAA). The Group predominantly uses the VFA and GMM, depending on the specific characteristics of the insurance </div><div class=\"t s2_237\" id=\"t1d_237\" style=\"left:87px;bottom:234px;letter-spacing:-0.01px;display:inline;\">contracts. The Group makes very limited use of the PAA for some small portfolios of short duration contracts. Reinsurance contracts held are </div><div class=\"t s2_237\" id=\"t1e_237\" style=\"left:87px;bottom:219px;letter-spacing:-0.01px;display:inline;\">measured under the GMM. </div><div></div><div class=\"t s0_238\" id=\"t1_238\" style=\"left:65px;bottom:1119px;letter-spacing:-0.01px;display:inline;\">Approximately 72 per cent of the CSM (including joint ventures and associates and net of reinsurance) at transition (as described below) was </div><div class=\"t s0_238\" id=\"t2_238\" style=\"left:65px;bottom:1103px;letter-spacing:-0.01px;display:inline;\">calculated under the VFA and relates to the Group\u2019s with-profits and shareholder-backed participating products and unit-linked products with a </div><div class=\"t s0_238\" id=\"t3_238\" style=\"left:65px;bottom:1087px;letter-spacing:-0.01px;display:inline;\">low proportion of protection riders. The remaining approximately 28 per cent of the CSM at transition was calculated under the GMM and </div><div class=\"t s0_238\" id=\"t4_238\" style=\"left:65px;bottom:1072px;letter-spacing:-0.01px;display:inline;\">includes the Group\u2019s non-profit protection products and unit-linked products with a high proportion of protection riders. </div><div class=\"t s0_238\" id=\"t5_238\" style=\"left:65px;bottom:1044px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">The fulfilment cash flows are updated each reporting date to reflect current conditions. For contracts with direct participating features which are </div><div class=\"t s0_238\" id=\"t6_238\" style=\"left:65px;bottom:1028px;letter-spacing:-0.01px;display:inline;\">accounted for under the VFA, on initial recognition the CSM represents the variable fee to shareholders and it is adjusted to reflect the effect of </div><div class=\"t s0_238\" id=\"t7_238\" style=\"left:65px;bottom:1013px;letter-spacing:-0.01px;display:inline;\">changes in economics as well as experience variances and/or assumptions changes that relate to future services. For contracts accounted for </div><div class=\"t s0_238\" id=\"t8_238\" style=\"left:65px;bottom:997px;letter-spacing:-0.01px;display:inline;\">under GMM, the CSM is accreted using the discount rates determined at the date of initial recognition (the 'locked-in discount rates') and only </div><div class=\"t s0_238\" id=\"t9_238\" style=\"left:65px;bottom:982px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">adjusted to reflect the effect of non-economic experience variances and/or assumptions changes that relate to future services. The adjustments </div><div class=\"t s0_238\" id=\"ta_238\" style=\"left:65px;bottom:966px;letter-spacing:-0.01px;display:inline;\">to the CSM for GMM business are determined using the locked-in discount rates. Further information on the subsequent measurement of the </div><div class=\"t s0_238\" id=\"tb_238\" style=\"left:65px;bottom:951px;letter-spacing:-0.01px;word-spacing:-0.02px;display:inline;\">CSM is contained within note C3.4. </div><div class=\"t s0_238\" id=\"tc_238\" style=\"left:65px;bottom:923px;letter-spacing:-0.01px;display:inline;\">IFRS 17 is applied retrospectively unless impractical to do so. The effect of adopting IFRS 17 retrospectively adjusts shareholders\u2019 equity as at the </div><div class=\"t s0_238\" id=\"td_238\" style=\"left:65px;bottom:907px;letter-spacing:-0.01px;display:inline;\">date of transition of 1 January 2022. At the transition date, the opening balance sheet for IFRS 17 is established, as set out in the section \u2018Effect </div><div class=\"t s0_238\" id=\"te_238\" style=\"left:65px;bottom:892px;letter-spacing:-0.01px;display:inline;\">of adoption of IFRS 17 and IFRS 9\u2019 below. </div><div class=\"t s0_238\" id=\"tf_238\" style=\"left:65px;bottom:864px;letter-spacing:-0.01px;display:inline;\">With the adoption of IFRS 17, certain line items in the Group\u2019s consolidated statement of financial position have been replaced with new line </div><div class=\"t s0_238\" id=\"tg_238\" style=\"left:65px;bottom:848px;letter-spacing:-0.01px;display:inline;\">items. For example, the Group now presents separately the carrying amount of portfolios of: </div><div class=\"t s1_238\" id=\"th_238\" style=\"left:65px;bottom:820px;display:inline;\">\u2013 </div><div class=\"t s0_238\" id=\"ti_238\" style=\"left:78px;bottom:820px;letter-spacing:-0.01px;display:inline;\">Insurance contracts issued that are assets; </div><div class=\"t s1_238\" id=\"tj_238\" style=\"left:65px;bottom:805px;display:inline;\">\u2013 </div><div class=\"t s0_238\" id=\"tk_238\" style=\"left:78px;bottom:805px;letter-spacing:-0.01px;display:inline;\">Insurance contracts issued that are liabilities; </div><div class=\"t s1_238\" id=\"tl_238\" style=\"left:65px;bottom:789px;display:inline;\">\u2013 </div><div class=\"t s0_238\" id=\"tm_238\" style=\"left:78px;bottom:789px;letter-spacing:-0.01px;display:inline;\">Reinsurance contracts held that are assets; and </div><div class=\"t s1_238\" id=\"tn_238\" style=\"left:65px;bottom:774px;display:inline;\">\u2013 </div><div class=\"t s0_238\" id=\"to_238\" style=\"left:78px;bottom:774px;letter-spacing:-0.01px;display:inline;\">Reinsurance contracts held that are liabilities. </div><div class=\"t s0_238\" id=\"tp_238\" style=\"left:65px;bottom:746px;letter-spacing:-0.01px;display:inline;\">Further, the line items in the consolidated income statement have been changed significantly compared with reporting under IFRS 4. In </div><div class=\"t s0_238\" id=\"tq_238\" style=\"left:65px;bottom:730px;letter-spacing:-0.01px;display:inline;\">accordance with the IFRS 17 requirements, the following line items are no-longer reported: Gross premiums earned, Outward reinsurance </div><div class=\"t s0_238\" id=\"tr_238\" style=\"left:65px;bottom:715px;letter-spacing:-0.01px;display:inline;\">premiums, Benefits and claims, Reinsurers\u2019 share of benefits and claims, Movements in unallocated surplus of with-profits funds and Acquisition </div><div class=\"t s0_238\" id=\"ts_238\" style=\"left:65px;bottom:699px;letter-spacing:-0.01px;display:inline;\">costs. Those are replaced with the following IFRS 17 line items: </div><div class=\"t s1_238\" id=\"tt_238\" style=\"left:65px;bottom:671px;display:inline;\">\u2013 </div><div class=\"t s0_238\" id=\"tu_238\" style=\"left:78px;bottom:671px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Insurance revenue; </div><div class=\"t s1_238\" id=\"tv_238\" style=\"left:65px;bottom:656px;display:inline;\">\u2013 </div><div class=\"t s0_238\" id=\"tw_238\" style=\"left:78px;bottom:656px;letter-spacing:-0.01px;display:inline;\">Insurance service expenses; </div><div class=\"t s1_238\" id=\"tx_238\" style=\"left:65px;bottom:640px;display:inline;\">\u2013 </div><div class=\"t s0_238\" id=\"ty_238\" style=\"left:78px;bottom:640px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Net income (expense) from reinsurance contracts held; and </div><div class=\"t s1_238\" id=\"tz_238\" style=\"left:65px;bottom:625px;display:inline;\">\u2013 </div><div class=\"t s0_238\" id=\"t10_238\" style=\"left:78px;bottom:625px;letter-spacing:-0.01px;display:inline;\">Net insurance finance income (expenses). </div><div class=\"t s2_238\" id=\"t11_238\" style=\"left:65px;bottom:596px;letter-spacing:-0.11px;display:inline;\">Approach to transition to IFRS 17 </div><div class=\"t s0_238\" id=\"t12_238\" style=\"left:65px;bottom:580px;letter-spacing:-0.01px;display:inline;\">Transition refers to the determination of the opening balance sheet for the first year of comparative information presented under IFRS 17 (ie at </div><div class=\"t s0_238\" id=\"t13_238\" style=\"left:65px;bottom:565px;letter-spacing:-0.01px;display:inline;\">1 January 2022). The future cash flows and risk adjustment are measured on a current basis in the same manner as they would be calculated for </div><div class=\"t s0_238\" id=\"t14_238\" style=\"left:65px;bottom:549px;letter-spacing:-0.01px;display:inline;\">subsequent measurement. The key component of transition is therefore the determination of the CSM. </div><div class=\"t s0_238\" id=\"t15_238\" style=\"left:65px;bottom:521px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">The standard requires IFRS 17 to be applied retrospectively (the 'Full Retrospective Approach') unless impracticable. If a fully retrospective </div><div class=\"t s0_238\" id=\"t16_238\" style=\"left:65px;bottom:506px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">approach is impracticable there is an option to choose either a Modified Retrospective Approach or a Fair Value Approach. Prudential has </div><div class=\"t s0_238\" id=\"t17_238\" style=\"left:65px;bottom:490px;letter-spacing:-0.01px;display:inline;\">adopted the Modified Retrospective Approach for cohorts of business for which expected cash flows at the date of initial recognition are not </div><div class=\"t s0_238\" id=\"t18_238\" style=\"left:65px;bottom:474px;letter-spacing:-0.01px;display:inline;\">available but where actual historic cash flows are available. If reasonable and supportable information necessary to apply the modified </div><div class=\"t s0_238\" id=\"t19_238\" style=\"left:65px;bottom:459px;letter-spacing:-0.01px;display:inline;\">retrospective approach is not available, the fair value approach must be applied. </div><div class=\"t s0_238\" id=\"t1a_238\" style=\"left:65px;bottom:431px;letter-spacing:-0.01px;word-spacing:-0.01px;display:inline;\">The CSM of the groups of insurance contracts transitioned under retrospective approaches (ie full retrospective approach and modified </div><div class=\"t s0_238\" id=\"t1b_238\" style=\"left:65px;bottom:416px;letter-spacing:-0.01px;display:inline;\">retrospective approach) has been calculated as if the Group had only prepared annual financial statements before the transition date (ie </div><div class=\"t s0_238\" id=\"t1c_238\" style=\"left:65px;bottom:400px;letter-spacing:-0.01px;display:inline;\">transition CSM has been measured using a year-to-date approach). </div><div class=\"t s2_238\" id=\"t1d_238\" style=\"left:65px;bottom:371px;letter-spacing:-0.11px;display:inline;\">Full Retrospective Approach (FRA) </div><div class=\"t s0_238\" id=\"t1e_238\" style=\"left:65px;bottom:356px;letter-spacing:-0.01px;display:inline;\">Under the FRA, each group of insurance contracts has been identified, recognised and measured as if IFRS 17 had always applied. The CSM was </div><div class=\"t s0_238\" id=\"t1f_238\" style=\"left:65px;bottom:340px;letter-spacing:-0.01px;display:inline;\">calculated at initial recognition of a group of contracts based on the facts and circumstances at that time (ie without use of hindsight). This CSM </div><div class=\"t s0_238\" id=\"t1g_238\" style=\"left:65px;bottom:324px;letter-spacing:-0.01px;display:inline;\">was then rolled forward to the transition date in line with the requirements of the standard. </div><div></div><div class=\"t s0_239\" id=\"t1_239\" style=\"left:87px;bottom:1118px;letter-spacing:-0.12px;display:inline;\">Modified Retrospective Approach (MRA) </div><div class=\"t s1_239\" id=\"t2_239\" style=\"left:87px;bottom:1102px;letter-spacing:-0.01px;display:inline;\">The objective of the MRA is to achieve the closest possible outcome to retrospective application possible using reasonable and supportable </div><div class=\"t s1_239\" id=\"t3_239\" style=\"left:87px;bottom:1087px;letter-spacing:-0.01px;display:inline;\">information without undue cost and effort. A number of specific modifications are permitted under the MRA. The Group has adopted the </div><div class=\"t s1_239\" id=\"t4_239\" style=\"left:87px;bottom:1071px;letter-spacing:-0.01px;display:inline;\">following modifications: </div><div class=\"t s2_239\" id=\"t5_239\" style=\"left:87px;bottom:1043px;display:inline;\">\u2013 </div><div class=\"t s1_239\" id=\"t6_239\" style=\"left:100px;bottom:1043px;letter-spacing:-0.01px;display:inline;\">To use information at the transition date to identify insurance contract groups; </div><div class=\"t s2_239\" id=\"t7_239\" style=\"left:87px;bottom:1028px;display:inline;\">\u2013 </div><div class=\"t s1_239\" id=\"t8_239\" style=\"left:100px;bottom:1028px;letter-spacing:-0.01px;display:inline;\">To use information at the transition date to assess eligibility for the variable fee approach; and </div><div class=\"t s2_239\" id=\"t9_239\" style=\"left:87px;bottom:1012px;display:inline;\">\u2013 </div><div class=\"t s1_239\" id=\"ta_239\" style=\"left:100px;bottom:1012px;letter-spacing:-0.01px;display:inline;\">To use information at the transition date to identify discretionary cash flows. </div><div class=\"t s3_239\" id=\"tb_239\" style=\"left:87px;bottom:983px;letter-spacing:-0.12px;word-spacing:-0.03px;display:inline;\">General Measurement Model (GMM) </div><div class=\"t s1_239\" id=\"tc_239\" style=\"left:87px;bottom:968px;letter-spacing:-0.01px;display:inline;\">Under the MRA for GMM business, the cash flows at the date of initial recognition of a group of insurance contracts have been estimated as the </div><div class=\"t s1_239\" id=\"td_239\" style=\"left:87px;bottom:952px;letter-spacing:-0.01px;display:inline;\">cash flows at the earliest available date (ie the first year when the FRA is practicable, referred to as the 'earlier date'), adjusted by the cash flows </div><div class=\"t s1_239\" id=\"te_239\" style=\"left:87px;bottom:936px;letter-spacing:-0.01px;display:inline;\">that are known to have occurred between these two dates. A number of further specific modifications are permitted. The Group has adopted the </div><div class=\"t s1_239\" id=\"tf_239\" style=\"left:87px;bottom:921px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">following modifications: </div><div class=\"t s2_239\" id=\"tg_239\" style=\"left:87px;bottom:893px;display:inline;\">\u2013 </div><div class=\"t s1_239\" id=\"th_239\" style=\"left:100px;bottom:893px;letter-spacing:-0.01px;display:inline;\">To estimate the risk adjustment at the date of initial recognition as the risk adjustment at the earlier date adjusted by the expected release of </div><div class=\"t s1_239\" id=\"ti_239\" style=\"left:100px;bottom:878px;letter-spacing:-0.01px;display:inline;\">risk before that date based on the risk adjustment release pattern for similar contracts; </div><div class=\"t s2_239\" id=\"tj_239\" style=\"left:87px;bottom:862px;display:inline;\">\u2013 </div><div class=\"t s1_239\" id=\"tk_239\" style=\"left:100px;bottom:862px;letter-spacing:-0.01px;display:inline;\">To estimate CSM amortisation in line with run-off of the coverage units; and </div><div class=\"t s2_239\" id=\"tl_239\" style=\"left:87px;bottom:846px;display:inline;\">\u2013 </div><div class=\"t s1_239\" id=\"tm_239\" style=\"left:100px;bottom:846px;letter-spacing:-0.01px;display:inline;\">If there is a loss component at initial recognition, to estimate the amount allocated to the loss component before the transition date using a </div><div class=\"t s1_239\" id=\"tn_239\" style=\"left:100px;bottom:831px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">systematic allocation consistent with the modifications adopted above. </div><div class=\"t s1_239\" id=\"to_239\" style=\"left:87px;bottom:803px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Discount rates at the date of initial recognition were determined using observable market data at that date. </div><div class=\"t s0_239\" id=\"tp_239\" style=\"left:87px;bottom:774px;letter-spacing:-0.12px;display:inline;\">Variable Fee Approach (VFA) </div><div class=\"t s1_239\" id=\"tq_239\" style=\"left:87px;bottom:759px;letter-spacing:-0.01px;display:inline;\">Under the MRA for VFA business, the CSM at the transition date for a group of insurance contracts has been determined as: </div><div class=\"t s2_239\" id=\"tr_239\" style=\"left:87px;bottom:731px;display:inline;\">\u2013 </div><div class=\"t s1_239\" id=\"ts_239\" style=\"left:100px;bottom:731px;letter-spacing:-0.01px;display:inline;\">The total fair value of the underlying items at that date; minus </div><div class=\"t s2_239\" id=\"tt_239\" style=\"left:87px;bottom:715px;display:inline;\">\u2013 </div><div class=\"t s1_239\" id=\"tu_239\" style=\"left:100px;bottom:715px;letter-spacing:-0.01px;display:inline;\">The fulfilment cash flows at that date; plus or minus </div><div class=\"t s2_239\" id=\"tv_239\" style=\"left:87px;bottom:700px;display:inline;\">\u2013 </div><div class=\"t s1_239\" id=\"tw_239\" style=\"left:100px;bottom:700px;letter-spacing:-0.01px;display:inline;\">An adjustment for: </div><div class=\"t s2_239\" id=\"tx_239\" style=\"left:100px;bottom:684px;display:inline;\">\u2013 </div><div class=\"t s1_239\" id=\"ty_239\" style=\"left:113px;bottom:684px;letter-spacing:-0.01px;display:inline;\">Amounts charged to policyholders before that date; </div><div class=\"t s2_239\" id=\"tz_239\" style=\"left:100px;bottom:669px;display:inline;\">\u2013 </div><div class=\"t s1_239\" id=\"t10_239\" style=\"left:113px;bottom:669px;letter-spacing:-0.01px;display:inline;\">Amounts paid before that date not varying with underlying items; </div><div class=\"t s2_239\" id=\"t11_239\" style=\"left:100px;bottom:653px;display:inline;\">\u2013 </div><div class=\"t s1_239\" id=\"t12_239\" style=\"left:113px;bottom:653px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">The change in the risk adjustment caused by the release from risk before that date; and minus </div><div class=\"t s2_239\" id=\"t13_239\" style=\"left:87px;bottom:637px;display:inline;\">\u2013 </div><div class=\"t s1_239\" id=\"t14_239\" style=\"left:100px;bottom:637px;letter-spacing:-0.01px;display:inline;\">An estimate of the amounts that would have been recognised in profit or loss for services provided before the transition date by comparing </div><div class=\"t s1_239\" id=\"t15_239\" style=\"left:100px;bottom:622px;letter-spacing:-0.01px;display:inline;\">the remaining coverage units at the transition date with the coverage units provided under the group of contracts before the transition date. </div><div class=\"t s1_239\" id=\"t16_239\" style=\"left:87px;bottom:594px;letter-spacing:-0.01px;display:inline;\">In implementing this approach, the amounts charged to policyholders, the amounts paid not varying with underlying items and coverage units </div><div class=\"t s1_239\" id=\"t17_239\" style=\"left:87px;bottom:578px;letter-spacing:-0.01px;display:inline;\">have been adjusted for the time value of money. </div><div class=\"t s0_239\" id=\"t18_239\" style=\"left:87px;bottom:550px;letter-spacing:-0.12px;word-spacing:-0.01px;display:inline;\">Fair Value Approach (FVA) </div><div class=\"t s1_239\" id=\"t19_239\" style=\"left:87px;bottom:534px;letter-spacing:-0.01px;display:inline;\">The insurance contracts of the Group under the FVA generally represent groups of contracts that were written many years ago where suitable </div><div class=\"t s1_239\" id=\"t1a_239\" style=\"left:87px;bottom:518px;letter-spacing:-0.01px;display:inline;\">historical information required to apply the retrospective transition approaches is no longer practicably available. </div><div class=\"t s1_239\" id=\"t1b_239\" style=\"left:87px;bottom:491px;letter-spacing:-0.01px;display:inline;\">Under the FVA, the CSM at the transition date is the difference between the fair value of the insurance contracts, determined in accordance with </div><div class=\"t s1_239\" id=\"t1c_239\" style=\"left:87px;bottom:475px;letter-spacing:-0.01px;display:inline;\">IFRS 13 Fair Value Measurement, and the fulfilment cash flows at that date. </div><div class=\"t s1_239\" id=\"t1d_239\" style=\"left:87px;bottom:447px;letter-spacing:-0.01px;display:inline;\">IFRS 13 defines fair value as the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between </div><div class=\"t s1_239\" id=\"t1e_239\" style=\"left:87px;bottom:432px;letter-spacing:-0.01px;display:inline;\">market participants at the measurement date. The fair value of groups of insurance contracts has therefore been interpreted as the </div><div class=\"t s1_239\" id=\"t1f_239\" style=\"left:87px;bottom:416px;letter-spacing:-0.01px;display:inline;\">compensation that a market participant would require for taking on the relevant obligation under the contracts. </div><div class=\"t s1_239\" id=\"t1g_239\" style=\"left:87px;bottom:388px;letter-spacing:-0.01px;display:inline;\">The fair value has been determined using a cost of capital approach by reference to a quantum of capital required to be held in order to fulfil the </div><div class=\"t s1_239\" id=\"t1h_239\" style=\"left:87px;bottom:373px;letter-spacing:-0.01px;display:inline;\">contracts and a required return on that capital. Expected cash flows and the required locked-in capital are projected forward over the duration of </div><div class=\"t s1_239\" id=\"t1i_239\" style=\"left:87px;bottom:357px;letter-spacing:-0.01px;display:inline;\">the groups of contracts and discounted at the required rate of return. These calculations are based on the following key assumptions: </div><div class=\"t s2_239\" id=\"t1j_239\" style=\"left:87px;bottom:329px;display:inline;\">\u2013 </div><div class=\"t s1_239\" id=\"t1k_239\" style=\"left:100px;bottom:329px;letter-spacing:-0.01px;display:inline;\">The expected cash flows reflect the future cost that a market participant would expect to incur in fulfilling the obligations under the contracts. </div><div class=\"t s1_239\" id=\"t1l_239\" style=\"left:100px;bottom:314px;letter-spacing:-0.01px;display:inline;\">The fair value has been based on the same scope of cash flows as are included in the calculation of the best estimate liability. In particular, the </div><div class=\"t s1_239\" id=\"t1m_239\" style=\"left:100px;bottom:298px;letter-spacing:-0.01px;display:inline;\">same contract boundaries are assumed in the calculation of the fair value and best estimate liability. However, the measurement of those cash </div><div class=\"t s1_239\" id=\"t1n_239\" style=\"left:100px;bottom:283px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">flows need not be the same. </div><div class=\"t s2_239\" id=\"t1o_239\" style=\"left:87px;bottom:267px;display:inline;\">\u2013 </div><div class=\"t s1_239\" id=\"t1p_239\" style=\"left:100px;bottom:267px;letter-spacing:-0.01px;display:inline;\">The required locked-in capital is the level of capital realistically required for a business to operate in the relevant jurisdiction. </div><div class=\"t s2_239\" id=\"t1q_239\" style=\"left:87px;bottom:251px;display:inline;\">\u2013 </div><div class=\"t s1_239\" id=\"t1r_239\" style=\"left:100px;bottom:251px;letter-spacing:-0.01px;display:inline;\">The required rate of return is compensation the Group would expect a market participant to require to enter into a transaction to transfer the </div><div class=\"t s1_239\" id=\"t1s_239\" style=\"left:100px;bottom:236px;letter-spacing:-0.01px;display:inline;\">liability associated with the insurance contracts at the transition date. This return has been determined using the Capital Asset Pricing Model, </div><div class=\"t s1_239\" id=\"t1t_239\" style=\"left:100px;bottom:220px;letter-spacing:-0.01px;display:inline;\">including allowance for both financial risk and uncertainty in non-financial risk. </div><div class=\"t s1_239\" id=\"t1u_239\" style=\"left:87px;bottom:192px;letter-spacing:-0.01px;display:inline;\">A number of specific modifications are permitted under the FVA. The Group has adopted the following modifications: </div><div class=\"t s2_239\" id=\"t1v_239\" style=\"left:87px;bottom:165px;display:inline;\">\u2013 </div><div class=\"t s1_239\" id=\"t1w_239\" style=\"left:100px;bottom:165px;letter-spacing:-0.01px;display:inline;\">To use information at the transition date to identify groups of insurance contracts; </div><div class=\"t s2_239\" id=\"t1x_239\" style=\"left:87px;bottom:149px;display:inline;\">\u2013 </div><div class=\"t s1_239\" id=\"t1y_239\" style=\"left:100px;bottom:149px;letter-spacing:-0.01px;display:inline;\">To use information at the transition date to assess eligibility for the VFA; </div><div class=\"t s2_239\" id=\"t1z_239\" style=\"left:87px;bottom:133px;display:inline;\">\u2013 </div><div class=\"t s1_239\" id=\"t20_239\" style=\"left:100px;bottom:133px;letter-spacing:-0.01px;display:inline;\">To use information at the transition date to identify discretionary cash flows; </div><div class=\"t s2_239\" id=\"t21_239\" style=\"left:87px;bottom:118px;display:inline;\">\u2013 </div><div class=\"t s1_239\" id=\"t22_239\" style=\"left:100px;bottom:118px;letter-spacing:-0.01px;display:inline;\">To use information at the transition date to assess whether a contract meets the definition of an investment contract with DPF; and </div><div class=\"t s2_239\" id=\"t23_239\" style=\"left:87px;bottom:102px;display:inline;\">\u2013 </div><div class=\"t s1_239\" id=\"t24_239\" style=\"left:100px;bottom:102px;letter-spacing:-0.01px;display:inline;\">To group annual cohorts of business. </div><div></div><div class=\"t s0_240\" id=\"t1_240\" style=\"left:65px;bottom:1119px;letter-spacing:-0.01px;display:inline;\">The allocation of opening CSM by transition approach is given in note C3.2(b), alongside a segmental split. </div><div class=\"t s1_240\" id=\"t2_240\" style=\"left:65px;bottom:1088px;letter-spacing:0.12px;display:inline;\">IFRS 9, \u2018Financial Instruments\u2019 </div><div class=\"t s0_240\" id=\"t3_240\" style=\"left:65px;bottom:1072px;letter-spacing:-0.01px;display:inline;\">IFRS 9 replaced IAS 39 Financial Instruments: Recognition and Measurement for annual periods beginning on or after 1 January 2018. The </div><div class=\"t s0_240\" id=\"t4_240\" style=\"left:65px;bottom:1057px;letter-spacing:-0.01px;display:inline;\">Group met the eligibility criteria, under the amendments to IFRS 4 to apply the temporary exemption from IFRS 9, deferring the initial </div><div class=\"t s0_240\" id=\"t5_240\" style=\"left:65px;bottom:1041px;letter-spacing:-0.01px;display:inline;\">application date of IFRS 9 to align with the initial application of IFRS 17. </div><div class=\"t s0_240\" id=\"t6_240\" style=\"left:65px;bottom:1013px;letter-spacing:-0.01px;display:inline;\">The adoption of IFRS 9 has affected the following three areas: </div><div class=\"t s2_240\" id=\"t7_240\" style=\"left:65px;bottom:985px;letter-spacing:-0.11px;display:inline;\">The classification and the measurement of financial assets and liabilities </div><div class=\"t s0_240\" id=\"t8_240\" style=\"left:65px;bottom:969px;letter-spacing:-0.01px;display:inline;\">IFRS 9 redefines the classification of financial assets. Based on the way in which the assets are managed in order to generate cash flows and </div><div class=\"t s0_240\" id=\"t9_240\" style=\"left:65px;bottom:954px;letter-spacing:-0.01px;display:inline;\">their contractual cash flow characteristics (whether the cash flows represent \u2018solely payments of principal and interest\u2019), financial assets are </div><div class=\"t s0_240\" id=\"ta_240\" style=\"left:65px;bottom:938px;letter-spacing:-0.01px;display:inline;\">classified into one of the following categories: amortised cost, fair value through other comprehensive income (FVOCI) and fair value through </div><div class=\"t s0_240\" id=\"tb_240\" style=\"left:65px;bottom:922px;letter-spacing:-0.01px;display:inline;\">profit or loss (FVTPL). An option is also available at initial recognition to irrevocably designate a financial asset as at FVTPL if doing so eliminates </div><div class=\"t s0_240\" id=\"tc_240\" style=\"left:65px;bottom:907px;letter-spacing:-0.01px;display:inline;\">or significantly reduces accounting mismatches. The Company has made the election under IFRS 9 to measure its retained interest in Jackson at </div><div class=\"t s0_240\" id=\"td_240\" style=\"left:65px;bottom:891px;letter-spacing:-0.01px;display:inline;\">FVOCI. Under this designation, only dividend income from this retained interest is recognised in the profit or loss of the Company. Unrealised </div><div class=\"t s0_240\" id=\"te_240\" style=\"left:65px;bottom:876px;letter-spacing:-0.01px;display:inline;\">gains and losses are recognised in other comprehensive income and there is no recycling to the profit or loss on derecognition. This was the only </div><div class=\"t s0_240\" id=\"tf_240\" style=\"left:65px;bottom:860px;letter-spacing:-0.01px;display:inline;\">investment classified at FVOCI at 1 January 2023. </div><div class=\"t s0_240\" id=\"tg_240\" style=\"left:65px;bottom:832px;letter-spacing:-0.01px;display:inline;\">A table explaining the original measurement categories under IAS 39 and the new measurement categories under IFRS 9 for each class of the </div><div class=\"t s0_240\" id=\"th_240\" style=\"left:65px;bottom:817px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Group\u2019s financial assets and financial liabilities as at 1 January 2023 is set out in the section 'Effect of adoption of IFRS 17 and IFRS 9' below. </div><div class=\"t s2_240\" id=\"ti_240\" style=\"left:65px;bottom:788px;letter-spacing:-0.11px;display:inline;\">The calculation of the impairment charge relevant for financial assets held at amortised cost or FVOCI </div><div class=\"t s0_240\" id=\"tj_240\" style=\"left:65px;bottom:772px;letter-spacing:-0.01px;display:inline;\">A new impairment model based on an expected credit loss approach replaced the incurred loss impairment model under IAS 39, resulting in </div><div class=\"t s0_240\" id=\"tk_240\" style=\"left:65px;bottom:757px;letter-spacing:-0.01px;display:inline;\">earlier recognition of credit losses compared with IAS 39. This aspect is the most complex area of IFRS 9 and involves significant judgements and </div><div class=\"t s0_240\" id=\"tl_240\" style=\"left:65px;bottom:741px;letter-spacing:-0.01px;display:inline;\">estimation processes. </div><div class=\"t s0_240\" id=\"tm_240\" style=\"left:65px;bottom:713px;letter-spacing:-0.01px;display:inline;\">As discussed above, the vast majority of the financial investments of the Group are held at FVTPL to which these requirements do not apply. </div><div class=\"t s0_240\" id=\"tn_240\" style=\"left:65px;bottom:698px;letter-spacing:-0.01px;display:inline;\">Accordingly, no significant amount of additional impairment was recognised by the Group under the expected credit loss approach as a result of </div><div class=\"t s0_240\" id=\"to_240\" style=\"left:65px;bottom:682px;letter-spacing:-0.01px;display:inline;\">the adoption of IFRS 9. </div><div class=\"t s2_240\" id=\"tp_240\" style=\"left:65px;bottom:654px;letter-spacing:-0.11px;display:inline;\">The hedge accounting requirements which are more closely aligned with the risk management activities </div><div class=\"t s0_240\" id=\"tq_240\" style=\"left:65px;bottom:638px;letter-spacing:-0.01px;display:inline;\">The Group has not applied hedge accounting treatment under IAS 39 and therefore, there is no impact in this area for the Group upon the </div><div class=\"t s0_240\" id=\"tr_240\" style=\"left:65px;bottom:622px;letter-spacing:-0.01px;display:inline;\">adoption of IFRS 9. </div><div class=\"t s1_240\" id=\"ts_240\" style=\"left:65px;bottom:592px;letter-spacing:0.12px;display:inline;\">Effect of adoption of IFRS 17 and IFRS 9 </div><div class=\"t s0_240\" id=\"tt_240\" style=\"left:65px;bottom:576px;letter-spacing:-0.01px;display:inline;\">The adoption of IFRS 17 has significant changes to the accounting for insurance and reinsurance contracts, as discussed above. The Group\u2019s </div><div class=\"t s0_240\" id=\"tu_240\" style=\"left:65px;bottom:561px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">approach to transition to IFRS 17 is set out in the preceding section. The Group has restated the 2022 comparative amounts and presented a </div><div class=\"t s0_240\" id=\"tv_240\" style=\"left:65px;bottom:545px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">restated consolidated statement of financial position as at 1 January 2022. </div><div class=\"t s0_240\" id=\"tw_240\" style=\"left:65px;bottom:517px;letter-spacing:-0.01px;display:inline;\">The implementation of IFRS 9 has an insignificant impact on the Group\u2019s financial statements. As permitted by IFRS 9, the Group has not </div><div class=\"t s0_240\" id=\"tx_240\" style=\"left:65px;bottom:502px;letter-spacing:-0.01px;display:inline;\">restated the comparatives on initial application of the standard but the Group is taking advantage of the classification overlay as permitted by </div><div class=\"t s0_240\" id=\"ty_240\" style=\"left:65px;bottom:486px;letter-spacing:-0.01px;display:inline;\">the Amendment to IFRS 17, \u2018Initial Application of IFRS 17 and IFRS 9 \u2013 Comparative Information\u2019 issued in December 2021. In accordance with </div><div class=\"t s0_240\" id=\"tz_240\" style=\"left:65px;bottom:471px;letter-spacing:-0.01px;display:inline;\">this amendment, the balance sheet at 1 January 2022 reflects the change in classification of certain debt securities to amortised cost from fair </div><div class=\"t s0_240\" id=\"t10_240\" style=\"left:65px;bottom:455px;letter-spacing:-0.01px;display:inline;\">value through profit and loss, certain loans to fair value through profit and loss from amortised cost and the recognition of IFRS 9 expected credit </div><div class=\"t s0_240\" id=\"t11_240\" style=\"left:65px;bottom:439px;letter-spacing:-0.01px;display:inline;\">losses for certain mortgage loans that continue to be classified as amortised cost. With the exception of these changes, for which the overall net </div><div class=\"t s0_240\" id=\"t12_240\" style=\"left:65px;bottom:424px;letter-spacing:-0.01px;word-spacing:-0.01px;display:inline;\">asset impact is insignificant at less than $5 million, the consolidated statement of financial position as of 1 January 2022 as restated under IFRS </div><div class=\"t s0_240\" id=\"t13_240\" style=\"left:65px;bottom:408px;letter-spacing:-0.01px;display:inline;\">17 has been presented to reflect the classification and measurement under IAS 39. </div><div class=\"t s2_240\" id=\"t14_240\" style=\"left:65px;bottom:379px;letter-spacing:-0.11px;display:inline;\">Consolidated statement of financial position at transition date 1 January 2022 </div><div class=\"t s0_240\" id=\"t15_240\" style=\"left:65px;bottom:364px;letter-spacing:-0.01px;display:inline;\">The following table shows the Group\u2019s consolidated statement of financial position as at 1 January 2022 restated under the IFRS 17 basis and </div><div class=\"t s0_240\" id=\"t16_240\" style=\"left:65px;bottom:348px;letter-spacing:-0.01px;display:inline;\">the summarised effects of the adoption of the new standard. </div><div></div><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_241\" id=\"t1_241\" style=\"left:539px;bottom:1118px;letter-spacing:0.07px;display:inline;\">At 31 Dec 2021 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_241\" id=\"t2_241\" style=\"left:585px;bottom:1107px;letter-spacing:0.11px;display:inline;\">$m </div></td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s0_241\" id=\"t3_241\" style=\"left:616px;bottom:1107px;letter-spacing:0.07px;display:inline;\">Effects of adoption of IFRS 17 $m </div> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_241\" id=\"t4_241\" style=\"left:764px;bottom:1107px;letter-spacing:0.07px;display:inline;\">At 1 Jan 2022 $m </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_241\" id=\"t5_241\" style=\"left:529px;bottom:1091px;letter-spacing:0.06px;display:inline;\">(as reported under </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_241\" id=\"t7_241\" style=\"left:628px;bottom:1091px;letter-spacing:0.07px;display:inline;\">Presentation </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_241\" id=\"t9_241\" style=\"left:701px;bottom:1091px;letter-spacing:0.08px;display:inline;\">Measurement </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_241\" id=\"tb_241\" style=\"left:764px;bottom:1091px;letter-spacing:0.06px;display:inline;\">(as restated under </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_241\" id=\"t6_241\" style=\"left:570px;bottom:1080px;letter-spacing:0.07px;display:inline;\">IFRS 4) </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_241\" id=\"t8_241\" style=\"left:644px;bottom:1080px;letter-spacing:0.08px;display:inline;\">changes </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_241\" id=\"ta_241\" style=\"left:722px;bottom:1080px;letter-spacing:0.08px;display:inline;\">changes </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_241\" id=\"tc_241\" style=\"left:799px;bottom:1080px;letter-spacing:0.07px;display:inline;\">IFRS 17) </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_241\" id=\"td_241\" style=\"left:650px;bottom:1065px;letter-spacing:0.06px;display:inline;\">note(i) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_241\" id=\"te_241\" style=\"left:727px;bottom:1065px;letter-spacing:0.06px;display:inline;\">note (ii) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_241\" id=\"tf_241\" style=\"left:91px;bottom:1044px;letter-spacing:-0.01px;display:inline;\">Assets </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"tg_241\" style=\"left:91px;bottom:1025px;letter-spacing:-0.01px;display:inline;\">Goodwill </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"th_241\" style=\"left:575px;bottom:1025px;letter-spacing:-0.01px;display:inline;\">907 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"ti_241\" style=\"left:667px;bottom:1025px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"tj_241\" style=\"left:745px;bottom:1025px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"tk_241\" style=\"left:808px;bottom:1025px;letter-spacing:-0.01px;display:inline;\">907 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"tl_241\" style=\"left:91px;bottom:1006px;letter-spacing:-0.01px;display:inline;\">Deferred acquisition costs and other intangible assets: </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"tm_241\" style=\"left:104px;bottom:986px;letter-spacing:-0.01px;display:inline;\">Deferred acquisition costs </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"tn_241\" style=\"left:565px;bottom:986px;letter-spacing:-0.01px;display:inline;\">2,815 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"to_241\" style=\"left:655px;bottom:986px;display:inline;\">(39) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"tp_241\" style=\"left:717px;bottom:986px;letter-spacing:-0.01px;display:inline;\">(2,776) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"tq_241\" style=\"left:823px;bottom:986px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"tr_241\" style=\"left:104px;bottom:967px;letter-spacing:-0.01px;display:inline;\">Other intangible assets </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"ts_241\" style=\"left:565px;bottom:967px;letter-spacing:-0.01px;display:inline;\">4,043 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"tt_241\" style=\"left:667px;bottom:967px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"tu_241\" style=\"left:733px;bottom:967px;display:inline;\">(28) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"tv_241\" style=\"left:799px;bottom:967px;letter-spacing:-0.01px;display:inline;\">4,015 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"tw_241\" style=\"left:565px;bottom:947px;letter-spacing:-0.01px;display:inline;\">6,858 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"tx_241\" style=\"left:655px;bottom:947px;display:inline;\">(39) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"ty_241\" style=\"left:717px;bottom:947px;letter-spacing:-0.01px;display:inline;\">(2,804) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"tz_241\" style=\"left:800px;bottom:947px;letter-spacing:-0.01px;display:inline;\">4,015 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t10_241\" style=\"left:91px;bottom:928px;letter-spacing:-0.01px;display:inline;\">Insurance contract assets </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t11_241\" style=\"left:582px;bottom:928px;letter-spacing:-0.01px;display:inline;\">n/a </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t12_241\" style=\"left:667px;bottom:928px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t13_241\" style=\"left:721px;bottom:928px;letter-spacing:-0.01px;display:inline;\">1,250 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t14_241\" style=\"left:799px;bottom:928px;letter-spacing:-0.01px;display:inline;\">1,250 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t15_241\" style=\"left:91px;bottom:908px;letter-spacing:-0.01px;display:inline;\">Reinsurance contract assets </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t16_241\" style=\"left:565px;bottom:908px;letter-spacing:-0.01px;display:inline;\">9,753 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t17_241\" style=\"left:655px;bottom:908px;display:inline;\">(22) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t18_241\" style=\"left:717px;bottom:908px;letter-spacing:-0.01px;display:inline;\">(6,944) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t19_241\" style=\"left:799px;bottom:908px;letter-spacing:-0.01px;display:inline;\">2,787 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t1a_241\" style=\"left:91px;bottom:889px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Deferred tax assets </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t1b_241\" style=\"left:575px;bottom:889px;letter-spacing:-0.01px;display:inline;\">266 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t1c_241\" style=\"left:648px;bottom:889px;letter-spacing:-0.01px;display:inline;\">(134) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t1d_241\" style=\"left:745px;bottom:889px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t1e_241\" style=\"left:808px;bottom:889px;letter-spacing:-0.01px;display:inline;\">132 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t1f_241\" style=\"left:91px;bottom:869px;letter-spacing:-0.01px;display:inline;\">Other non-investment and non-cash assets </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t1g_241\" style=\"left:565px;bottom:869px;letter-spacing:-0.01px;display:inline;\">3,448 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t1h_241\" style=\"left:639px;bottom:869px;letter-spacing:-0.01px;display:inline;\">(1,022) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t1i_241\" style=\"left:738px;bottom:869px;letter-spacing:-0.01px;display:inline;\">61 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t1j_241\" style=\"left:799px;bottom:869px;letter-spacing:-0.01px;display:inline;\">2,487 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t1k_241\" style=\"left:91px;bottom:850px;letter-spacing:-0.01px;display:inline;\">Investment properties </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t1l_241\" style=\"left:582px;bottom:850px;letter-spacing:-0.01px;display:inline;\">38 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t1m_241\" style=\"left:667px;bottom:850px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t1n_241\" style=\"left:745px;bottom:850px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t1o_241\" style=\"left:815px;bottom:850px;display:inline;\">38 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t1p_241\" style=\"left:91px;bottom:830px;letter-spacing:-0.33px;word-spacing:0.01px;display:inline;\">Investments in joint ventures and associates accounted for using the equity method </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t1q_241\" style=\"left:565px;bottom:830px;letter-spacing:-0.01px;display:inline;\">2,183 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t1r_241\" style=\"left:667px;bottom:830px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t1s_241\" style=\"left:731px;bottom:830px;letter-spacing:-0.01px;display:inline;\">515 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t1t_241\" style=\"left:799px;bottom:830px;letter-spacing:-0.01px;display:inline;\">2,698 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t1u_241\" style=\"left:91px;bottom:811px;letter-spacing:-0.01px;display:inline;\">Total financial investments: </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t1v_241\" style=\"left:104px;bottom:791px;letter-spacing:-0.01px;display:inline;\">Policy loans </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t1w_241\" style=\"left:565px;bottom:791px;letter-spacing:-0.01px;display:inline;\">1,733 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t1x_241\" style=\"left:639px;bottom:791px;letter-spacing:-0.01px;display:inline;\">(1,733) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t1y_241\" style=\"left:745px;bottom:791px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t1z_241\" style=\"left:823px;bottom:791px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t20_241\" style=\"left:104px;bottom:772px;letter-spacing:-0.01px;display:inline;\">Other loans </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t21_241\" style=\"left:575px;bottom:772px;letter-spacing:-0.01px;display:inline;\">829 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t22_241\" style=\"left:667px;bottom:772px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t23_241\" style=\"left:733px;bottom:772px;display:inline;\">(58) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t24_241\" style=\"left:808px;bottom:772px;letter-spacing:-0.01px;display:inline;\">771 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t25_241\" style=\"left:104px;bottom:752px;letter-spacing:-0.01px;display:inline;\">Equity securities and holdings in collective investment schemes </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t26_241\" style=\"left:558px;bottom:752px;letter-spacing:-0.01px;display:inline;\">61,601 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t27_241\" style=\"left:667px;bottom:752px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t28_241\" style=\"left:745px;bottom:752px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t29_241\" style=\"left:792px;bottom:752px;letter-spacing:-0.01px;display:inline;\">61,601 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t2a_241\" style=\"left:104px;bottom:733px;letter-spacing:-0.01px;display:inline;\">Debt securities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t2b_241\" style=\"left:558px;bottom:733px;letter-spacing:-0.01px;display:inline;\">99,094 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t2c_241\" style=\"left:667px;bottom:733px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t2d_241\" style=\"left:738px;bottom:733px;letter-spacing:-0.01px;display:inline;\">60 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t2e_241\" style=\"left:792px;bottom:733px;letter-spacing:-0.01px;display:inline;\">99,154 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t2f_241\" style=\"left:104px;bottom:713px;letter-spacing:-0.01px;display:inline;\">Derivative assets </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t2g_241\" style=\"left:575px;bottom:713px;letter-spacing:-0.01px;display:inline;\">481 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t2h_241\" style=\"left:667px;bottom:713px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t2i_241\" style=\"left:745px;bottom:713px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t2j_241\" style=\"left:808px;bottom:713px;letter-spacing:-0.01px;display:inline;\">481 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t2k_241\" style=\"left:104px;bottom:694px;letter-spacing:-0.01px;display:inline;\">Deposits </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t2l_241\" style=\"left:565px;bottom:694px;letter-spacing:-0.01px;display:inline;\">4,741 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t2m_241\" style=\"left:667px;bottom:694px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t2n_241\" style=\"left:745px;bottom:694px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t2o_241\" style=\"left:799px;bottom:694px;letter-spacing:-0.01px;display:inline;\">4,741 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t2p_241\" style=\"left:551px;bottom:674px;letter-spacing:-0.01px;display:inline;\">168,479 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t2q_241\" style=\"left:639px;bottom:674px;letter-spacing:-0.01px;display:inline;\">(1,733) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t2r_241\" style=\"left:745px;bottom:674px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t2s_241\" style=\"left:785px;bottom:674px;letter-spacing:-0.01px;display:inline;\">166,748 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t2t_241\" style=\"left:91px;bottom:655px;letter-spacing:-0.01px;display:inline;\">Cash and cash equivalents </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t2u_241\" style=\"left:565px;bottom:655px;letter-spacing:-0.01px;display:inline;\">7,170 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t2v_241\" style=\"left:667px;bottom:655px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t2w_241\" style=\"left:745px;bottom:655px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t2x_241\" style=\"left:799px;bottom:655px;letter-spacing:-0.01px;display:inline;\">7,170 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_241\" id=\"t2y_241\" style=\"left:91px;bottom:635px;letter-spacing:-0.01px;display:inline;\">Total assets </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t2z_241\" style=\"left:551px;bottom:635px;letter-spacing:-0.01px;display:inline;\">199,102 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t30_241\" style=\"left:639px;bottom:635px;letter-spacing:-0.01px;display:inline;\">(2,950) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t31_241\" style=\"left:717px;bottom:635px;letter-spacing:-0.01px;display:inline;\">(7,920) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t32_241\" style=\"left:785px;bottom:635px;letter-spacing:-0.01px;display:inline;\">188,232 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_241\" id=\"t33_241\" style=\"left:91px;bottom:616px;letter-spacing:-0.01px;display:inline;\">Equity </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t34_241\" style=\"left:91px;bottom:596px;letter-spacing:-0.01px;display:inline;\">Shareholders' equity </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t35_241\" style=\"left:558px;bottom:596px;letter-spacing:-0.01px;display:inline;\">17,088 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t36_241\" style=\"left:667px;bottom:596px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t37_241\" style=\"left:721px;bottom:596px;letter-spacing:-0.01px;display:inline;\">1,848 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t38_241\" style=\"left:792px;bottom:596px;letter-spacing:-0.01px;display:inline;\">18,936 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t39_241\" style=\"left:91px;bottom:577px;letter-spacing:-0.01px;display:inline;\">Non-controlling interests </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t3a_241\" style=\"left:575px;bottom:577px;letter-spacing:-0.01px;display:inline;\">176 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t3b_241\" style=\"left:667px;bottom:577px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t3c_241\" style=\"left:740px;bottom:577px;display:inline;\">(1) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t3d_241\" style=\"left:808px;bottom:577px;letter-spacing:-0.01px;display:inline;\">175 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_241\" id=\"t3e_241\" style=\"left:91px;bottom:558px;letter-spacing:-0.01px;display:inline;\">Total equity </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t3f_241\" style=\"left:558px;bottom:558px;letter-spacing:-0.01px;display:inline;\">17,264 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t3g_241\" style=\"left:667px;bottom:558px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t3h_241\" style=\"left:721px;bottom:558px;letter-spacing:-0.01px;display:inline;\">1,847 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t3i_241\" style=\"left:792px;bottom:558px;letter-spacing:-0.01px;display:inline;\">19,111 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_241\" id=\"t3j_241\" style=\"left:91px;bottom:538px;letter-spacing:-0.01px;display:inline;\">Liabilities </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t3k_241\" style=\"left:91px;bottom:519px;letter-spacing:-0.01px;display:inline;\">Insurance contract liabilities* </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t3l_241\" style=\"left:551px;bottom:519px;letter-spacing:-0.01px;display:inline;\">156,485 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t3m_241\" style=\"left:643px;bottom:519px;letter-spacing:-0.01px;display:inline;\">4,243 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t3n_241\" style=\"left:710px;bottom:519px;letter-spacing:-0.01px;display:inline;\">(10,930) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t3o_241\" style=\"left:785px;bottom:519px;letter-spacing:-0.01px;display:inline;\">149,798 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t3p_241\" style=\"left:91px;bottom:499px;letter-spacing:-0.01px;display:inline;\">Reinsurance contract liabilities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t3q_241\" style=\"left:582px;bottom:499px;letter-spacing:-0.01px;display:inline;\">n/a </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t3r_241\" style=\"left:667px;bottom:499px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t3s_241\" style=\"left:721px;bottom:499px;letter-spacing:-0.01px;display:inline;\">1,254 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t3t_241\" style=\"left:799px;bottom:499px;letter-spacing:-0.01px;display:inline;\">1,254 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t3u_241\" style=\"left:91px;bottom:480px;letter-spacing:-0.01px;display:inline;\">Investment contract liabilities without discretionary participation features </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t3v_241\" style=\"left:575px;bottom:480px;letter-spacing:-0.01px;display:inline;\">814 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t3w_241\" style=\"left:667px;bottom:480px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t3x_241\" style=\"left:733px;bottom:480px;display:inline;\">(92) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t3y_241\" style=\"left:808px;bottom:480px;letter-spacing:-0.01px;display:inline;\">722 </div></td></tr><tr><td class=\"tcs-selection-enabled tcs-selected\" colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t3z_241\" style=\"left:91px;bottom:460px;letter-spacing:-0.01px;display:inline;\">Core structural borrowings of shareholder-financed businesses </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t40_241\" style=\"left:565px;bottom:460px;letter-spacing:-0.01px;display:inline;\">6,127 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t41_241\" style=\"left:667px;bottom:460px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t42_241\" style=\"left:745px;bottom:460px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t43_241\" style=\"left:799px;bottom:460px;letter-spacing:-0.01px;display:inline;\">6,127 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t44_241\" style=\"left:91px;bottom:441px;letter-spacing:-0.01px;display:inline;\">Operational borrowings </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t45_241\" style=\"left:575px;bottom:441px;letter-spacing:-0.01px;display:inline;\">861 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t46_241\" style=\"left:667px;bottom:441px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t47_241\" style=\"left:745px;bottom:441px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t48_241\" style=\"left:808px;bottom:441px;letter-spacing:-0.01px;display:inline;\">861 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t49_241\" style=\"left:91px;bottom:421px;letter-spacing:-0.01px;display:inline;\">Deferred tax liabilities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t4a_241\" style=\"left:565px;bottom:421px;letter-spacing:-0.01px;display:inline;\">2,862 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t4b_241\" style=\"left:639px;bottom:421px;letter-spacing:-0.01px;display:inline;\">(1,696) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t4c_241\" style=\"left:745px;bottom:421px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t4d_241\" style=\"left:799px;bottom:421px;letter-spacing:-0.01px;display:inline;\">1,167 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t4e_241\" style=\"left:91px;bottom:402px;letter-spacing:-0.01px;display:inline;\">Other liabilities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t4f_241\" style=\"left:558px;bottom:402px;letter-spacing:-0.01px;display:inline;\">14,689 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t4g_241\" style=\"left:639px;bottom:402px;letter-spacing:-0.01px;display:inline;\">(5,497) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t4h_241\" style=\"left:745px;bottom:402px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t4i_241\" style=\"left:799px;bottom:402px;letter-spacing:-0.01px;display:inline;\">9,192 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_241\" id=\"t4j_241\" style=\"left:91px;bottom:382px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Total liabilities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t4k_241\" style=\"left:551px;bottom:382px;letter-spacing:-0.01px;display:inline;\">181,838 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t4l_241\" style=\"left:639px;bottom:382px;letter-spacing:-0.01px;display:inline;\">(2,950) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t4m_241\" style=\"left:717px;bottom:382px;letter-spacing:-0.01px;display:inline;\">(9,767) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t4n_241\" style=\"left:785px;bottom:382px;letter-spacing:-0.01px;display:inline;\">169,121 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_241\" id=\"t4o_241\" style=\"left:91px;bottom:363px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Total equity and liabilities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t4p_241\" style=\"left:551px;bottom:363px;letter-spacing:-0.01px;display:inline;\">199,102 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t4q_241\" style=\"left:639px;bottom:363px;letter-spacing:-0.01px;display:inline;\">(2,950) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t4r_241\" style=\"left:717px;bottom:363px;letter-spacing:-0.01px;display:inline;\">(7,920) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t4s_241\" style=\"left:785px;bottom:363px;letter-spacing:-0.01px;display:inline;\">188,232 </div></td></tr>\n                                        </table><div class=\"t s3_241\" id=\"t4t_241\" style=\"left:87px;bottom:336px;display:inline;\">* </div><div class=\"t s3_241\" id=\"t4u_241\" style=\"left:104px;bottom:336px;letter-spacing:-0.13px;word-spacing:-0.01px;display:inline;\">Included within insurance contract liabilities at 31 December 2021 are investment contracts with DPF and unallocated surplus of with-profits funds under IFRS 4. </div><div class=\"t s4_241\" id=\"t4v_241\" style=\"left:87px;bottom:319px;letter-spacing:-0.16px;display:inline;\">Notes </div><div class=\"t s3_241\" id=\"t4w_241\" style=\"left:87px;bottom:307px;letter-spacing:-0.09px;display:inline;\">(i) </div><div class=\"t s3_241\" id=\"t4x_241\" style=\"left:104px;bottom:307px;letter-spacing:-0.12px;display:inline;\">The presentation changes as shown in the table above principally arise from the following effects of the adoption of IFRS 17: </div><div class=\"t s5_241\" id=\"t4y_241\" style=\"left:104px;bottom:295px;display:inline;\">\u2013 </div><div class=\"t s3_241\" id=\"t4z_241\" style=\"left:117px;bottom:295px;letter-spacing:-0.12px;display:inline;\">Inclusion of insurance and reinsurance related receivable and payable balances within IFRS 17 insurance and reinsurance contract assets and liabilities </div><div class=\"t s3_241\" id=\"t50_241\" style=\"left:117px;bottom:283px;letter-spacing:-0.13px;word-spacing:0.01px;display:inline;\">Under IFRS 17, the measurement of a group of insurance contracts requires inclusion of all the future cash flows within the boundary of each contract and as a result, all </div><div class=\"t s3_241\" id=\"t51_241\" style=\"left:117px;bottom:272px;letter-spacing:-0.13px;display:inline;\">insurance and reinsurance related receivable and payable balances (eg premiums receivable and claims payable) that were previously separately presented on the </div><div class=\"t s3_241\" id=\"t52_241\" style=\"left:117px;bottom:260px;letter-spacing:-0.13px;display:inline;\">balance sheet are now in effect included within the insurance and reinsurance contract balances under IFRS 17. </div><div class=\"t s6_241\" id=\"t53_241\" style=\"left:104px;bottom:242px;display:inline;\">\u2013 </div><div class=\"t s7_241\" id=\"t54_241\" style=\"left:117px;bottom:242px;letter-spacing:-0.13px;word-spacing:0.01px;display:inline;\">Policy loans </div><div class=\"t s3_241\" id=\"t55_241\" style=\"left:117px;bottom:230px;letter-spacing:-0.13px;display:inline;\">Applying the same IFRS 17 measurement principles described above, policy loans related cash flows including any accrued interest income (previously included in </div><div class=\"t s3_241\" id=\"t56_241\" style=\"left:117px;bottom:218px;letter-spacing:-0.13px;word-spacing:0.01px;display:inline;\">\u2018Accrued investment income\u2019) are also included within the fulfilment cash flows of the associated group of insurance contracts. </div><div class=\"t s6_241\" id=\"t57_241\" style=\"left:104px;bottom:201px;display:inline;\">\u2013 </div><div class=\"t s7_241\" id=\"t58_241\" style=\"left:117px;bottom:201px;letter-spacing:-0.12px;display:inline;\">Deferred tax liabilities </div><div class=\"t s3_241\" id=\"t59_241\" style=\"left:117px;bottom:189px;letter-spacing:-0.12px;display:inline;\">In line with IAS 12, deferred tax assets and liabilities have been netted as appropriate. The deferred tax liabilities arising from expected future distributions of the </div><div class=\"t s3_241\" id=\"t5a_241\" style=\"left:117px;bottom:177px;letter-spacing:-0.12px;display:inline;\">Singapore with-profits funds have been reclassified to be part of the insurance contract liabilities under IFRS 17. </div><div class=\"t s3_241\" id=\"t5b_241\" style=\"left:87px;bottom:165px;letter-spacing:-0.08px;display:inline;\">(ii) </div><div class=\"t s3_241\" id=\"t5c_241\" style=\"left:104px;bottom:165px;letter-spacing:-0.13px;display:inline;\">The measurement changes shown in the table above principally reflect the following measurement differences arising from the adoption of IFRS 17: </div><div class=\"t s6_241\" id=\"t5d_241\" style=\"left:104px;bottom:147px;display:inline;\">\u2013 </div><div class=\"t s7_241\" id=\"t5e_241\" style=\"left:117px;bottom:147px;letter-spacing:-0.13px;display:inline;\">Deferred acquisition costs (DAC) </div><div class=\"t s3_241\" id=\"t5f_241\" style=\"left:117px;bottom:136px;letter-spacing:-0.13px;word-spacing:0.01px;display:inline;\">Acquisition cash flows are taken into account in determining the day-one CSM of a group insurance contracts. As such, explicit assets for DAC are not required and the </div><div class=\"t s3_241\" id=\"t5g_241\" style=\"left:117px;bottom:124px;letter-spacing:-0.13px;display:inline;\">IFRS 4 balances are removed. DAC relating to investment contracts without discretionary participation features remains as an asset and has been reclassified to \u2018Other </div><div class=\"t s3_241\" id=\"t5h_241\" style=\"left:117px;bottom:112px;letter-spacing:-0.13px;display:inline;\">debtors\u2019 under 'Other non-investment and non-cash items'. </div><div></div><div class=\"t s0_242\" id=\"t1_242\" style=\"left:82px;bottom:1121px;display:inline;\">\u2013 </div><div class=\"t s1_242\" id=\"t2_242\" style=\"left:95px;bottom:1121px;letter-spacing:-0.13px;display:inline;\">Insurance and reinsurance contract assets and liabilities </div><div class=\"t s2_242\" id=\"t3_242\" style=\"left:95px;bottom:1110px;letter-spacing:-0.13px;display:inline;\">The adjustments represent insurance and reinsurance contract measurement differences between IFRS 4 and IFRS 17, which primarily relate to the following effects: </div><div class=\"t s3_242\" id=\"t4_242\" style=\"left:95px;bottom:1098px;display:inline;\">\u2013 </div><div class=\"t s2_242\" id=\"t5_242\" style=\"left:108px;bottom:1098px;letter-spacing:-0.13px;display:inline;\">the establishment of a CSM under IFRS 17 in accordance with the transition rules, intended to represent the unamortised amount of expected future profit deferred </div><div class=\"t s2_242\" id=\"t6_242\" style=\"left:108px;bottom:1086px;letter-spacing:-0.12px;display:inline;\">upon initial recognition of an insurance contract for all in-force contracts; </div><div class=\"t s3_242\" id=\"t7_242\" style=\"left:95px;bottom:1074px;display:inline;\">\u2013 </div><div class=\"t s2_242\" id=\"t8_242\" style=\"left:108px;bottom:1074px;letter-spacing:-0.12px;display:inline;\">the establishment of an explicit risk adjustment for non-financial risk under IFRS 17; </div><div class=\"t s3_242\" id=\"t9_242\" style=\"left:95px;bottom:1063px;display:inline;\">\u2013 </div><div class=\"t s2_242\" id=\"ta_242\" style=\"left:108px;bottom:1063px;letter-spacing:-0.12px;display:inline;\">release of prudence in the IFRS 4 policyholder liabilities to leave the best estimate liability; and </div><div class=\"t s3_242\" id=\"tb_242\" style=\"left:95px;bottom:1051px;display:inline;\">\u2013 </div><div class=\"t s2_242\" id=\"tc_242\" style=\"left:108px;bottom:1051px;letter-spacing:-0.12px;word-spacing:-0.02px;display:inline;\">the change in treatment of the unallocated surplus of with-profits funds such that the shareholders\u2019 share is recognised in shareholders\u2019 equity after allowing for </div><div class=\"t s2_242\" id=\"td_242\" style=\"left:108px;bottom:1039px;letter-spacing:-0.14px;display:inline;\">measurement differences between IFRS 4 and IFRS 17. </div><div class=\"t s0_242\" id=\"te_242\" style=\"left:82px;bottom:1027px;display:inline;\">\u2013 </div><div class=\"t s4_242\" id=\"tf_242\" style=\"left:95px;bottom:1027px;letter-spacing:-0.16px;display:inline;\">Tax </div><div class=\"t s3_242\" id=\"tg_242\" style=\"left:95px;bottom:1016px;display:inline;\">\u2013 </div><div class=\"t s2_242\" id=\"th_242\" style=\"left:108px;bottom:1016px;letter-spacing:-0.12px;display:inline;\">Current tax assets and liabilities are calculated for each entity in the Group based on local tax rules, and the basis of tax varies between jurisdictions. For insurance </div><div class=\"t s2_242\" id=\"ti_242\" style=\"left:108px;bottom:1004px;letter-spacing:-0.12px;display:inline;\">entities in the Group, the current tax is calculated based on either the financial statements prepared under local generally accepted accounting principles (GAAP), or </div><div class=\"t s2_242\" id=\"tj_242\" style=\"left:108px;bottom:992px;letter-spacing:-0.12px;display:inline;\">the regulatory return prepared under relevant regulatory rules, or on an alternative basis (for example, Hong Kong, where most life insurance business is taxed by </div><div class=\"t s2_242\" id=\"tk_242\" style=\"left:108px;bottom:980px;letter-spacing:-0.12px;display:inline;\">reference to net premiums). Current tax assets and liabilities at transition date are not impacted by the adoption of IFRS 17 at Group level as the adoption for the </div><div class=\"t s2_242\" id=\"tl_242\" style=\"left:108px;bottom:968px;letter-spacing:-0.12px;display:inline;\">Group financial statements has no impact on local tax calculations. For jurisdictions where the basis of tax is the local financial statements, current tax assets and </div><div class=\"t s2_242\" id=\"tm_242\" style=\"left:108px;bottom:957px;letter-spacing:-0.12px;display:inline;\">liabilities will be calculated applying IFRS 17 if and when the standard is adopted locally, and subject to local tax rules for transitional adjustments. The impact of any </div><div class=\"t s2_242\" id=\"tn_242\" style=\"left:108px;bottom:945px;letter-spacing:-0.13px;display:inline;\">such local adoption on the Group financial statements will be considered when relevant. </div><div class=\"t s3_242\" id=\"to_242\" style=\"left:95px;bottom:933px;display:inline;\">\u2013 </div><div class=\"t s2_242\" id=\"tp_242\" style=\"left:108px;bottom:933px;letter-spacing:-0.13px;word-spacing:-0.02px;display:inline;\">Deferred tax balances are adjusted to reflect the deferred tax effects of the measurement adjustments arising from transition to IFRS 17 described above. The </div><div class=\"t s2_242\" id=\"tq_242\" style=\"left:108px;bottom:921px;letter-spacing:-0.12px;display:inline;\">methods of calculating deferred tax are unchanged. Where insurance and reinsurance contract assets and liabilities give rise to a tax deduction or taxable income </div><div class=\"t s2_242\" id=\"tr_242\" style=\"left:108px;bottom:910px;letter-spacing:-0.13px;display:inline;\">when they are recovered or settled, measurement changes to these balances, without equal changes in current taxable income, give rise to corresponding changes to </div><div class=\"t s2_242\" id=\"ts_242\" style=\"left:108px;bottom:898px;letter-spacing:-0.12px;display:inline;\">the deferred tax balances at the tax rates expected to apply when the deferred tax assets or liabilities are realised or settled. </div><div class=\"t s0_242\" id=\"tt_242\" style=\"left:82px;bottom:880px;display:inline;\">\u2013 </div><div class=\"t s1_242\" id=\"tu_242\" style=\"left:95px;bottom:880px;letter-spacing:-0.13px;display:inline;\">Investments in joint ventures and associates accounted for using the equity method </div><div class=\"t s2_242\" id=\"tv_242\" style=\"left:95px;bottom:868px;letter-spacing:-0.12px;display:inline;\">The adjustments represent the Group\u2019s share of the impact of the transition of the balance sheets of the Group\u2019s life joint ventures and associate (being CPL, India and </div><div class=\"t s2_242\" id=\"tw_242\" style=\"left:95px;bottom:856px;letter-spacing:-0.12px;display:inline;\">the Takaful business in Malaysia) from IFRS 4 to IFRS 17, arising principally from the measurement differences as described above. </div><div class=\"t s5_242\" id=\"tx_242\" style=\"left:65px;bottom:829px;letter-spacing:-0.1px;display:inline;\">Financial assets and liabilities by IFRS 9 category </div><div class=\"t s6_242\" id=\"ty_242\" style=\"left:65px;bottom:813px;letter-spacing:-0.01px;display:inline;\">The following table and the accompanying notes explain the original measurement categories under IAS 39 and the new measurement </div><div class=\"t s6_242\" id=\"tz_242\" style=\"left:65px;bottom:798px;letter-spacing:-0.01px;word-spacing:-0.01px;display:inline;\">categories under IFRS 9 for each class of the Group\u2019s financial assets and financial liabilities as at 31 December 2022/1 January, 2023. </div><div class=\"t s6_242\" id=\"t10_242\" style=\"left:65px;bottom:770px;letter-spacing:-0.01px;display:inline;\">The effects of the reclassification of financial assets as a result of transition to IFRS 9 is not material. </div><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s7_242\" id=\"t11_242\" style=\"left:424px;bottom:741px;letter-spacing:0.06px;display:inline;\">Classification at initial application </div></td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s7_242\" id=\"t12_242\" style=\"left:696px;bottom:741px;letter-spacing:0.07px;display:inline;\">Carrying value $m </div> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_242\" id=\"t13_242\" style=\"left:69px;bottom:724px;letter-spacing:0.06px;display:inline;\">Financial instruments </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_242\" id=\"t14_242\" style=\"left:345px;bottom:724px;letter-spacing:0.06px;display:inline;\">Original under IAS 39 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_242\" id=\"t15_242\" style=\"left:491px;bottom:724px;letter-spacing:0.07px;display:inline;\">New under IFRS 9 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_242\" id=\"t16_242\" style=\"left:646px;bottom:724px;letter-spacing:0.06px;display:inline;\">Original under IAS 39 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_242\" id=\"t17_242\" style=\"left:752px;bottom:724px;letter-spacing:0.07px;display:inline;\">New under IFRS 9 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_242\" id=\"t18_242\" style=\"left:69px;bottom:704px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Financial assets </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t19_242\" style=\"left:69px;bottom:684px;letter-spacing:-0.01px;display:inline;\">Loans </div> <div class=\"t s9_242\" id=\"t1a_242\" style=\"vertical-align: super;left:103px;bottom:692px;letter-spacing:0.16px;display:inline;\">note (i) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t1b_242\" style=\"left:345px;bottom:684px;letter-spacing:-0.01px;display:inline;\">Amortised cost </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t1c_242\" style=\"left:491px;bottom:684px;letter-spacing:-0.01px;display:inline;\">Amortised cost </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t1d_242\" style=\"left:703px;bottom:684px;letter-spacing:-0.01px;display:inline;\">140 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t1e_242\" style=\"left:796px;bottom:684px;letter-spacing:-0.01px;display:inline;\">140 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t1f_242\" style=\"left:69px;bottom:665px;letter-spacing:-0.01px;display:inline;\">Loans /debt securities </div> <div class=\"t s9_242\" id=\"t1g_242\" style=\"vertical-align: super;left:185px;bottom:673px;letter-spacing:0.15px;display:inline;\">note (ii) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t1h_242\" style=\"left:345px;bottom:665px;letter-spacing:-0.01px;display:inline;\">Amortised cost </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t1i_242\" style=\"left:491px;bottom:665px;letter-spacing:-0.01px;display:inline;\">Mandatorily at FVTPL </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t1j_242\" style=\"left:710px;bottom:665px;letter-spacing:-0.01px;display:inline;\">26 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t1k_242\" style=\"left:803px;bottom:665px;display:inline;\">27 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t1l_242\" style=\"left:69px;bottom:645px;letter-spacing:-0.01px;display:inline;\">Loans </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t1m_242\" style=\"left:345px;bottom:645px;letter-spacing:-0.01px;display:inline;\">FVTPL </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t1n_242\" style=\"left:491px;bottom:645px;letter-spacing:-0.01px;display:inline;\">Mandatorily at FVTPL </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t1o_242\" style=\"left:703px;bottom:645px;letter-spacing:-0.01px;display:inline;\">450 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t1p_242\" style=\"left:796px;bottom:645px;letter-spacing:-0.01px;display:inline;\">450 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t1q_242\" style=\"left:69px;bottom:626px;letter-spacing:-0.01px;display:inline;\">Equity securities and portfolio holdings in collective </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t1s_242\" style=\"left:345px;bottom:626px;letter-spacing:-0.01px;display:inline;\">FVTPL </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t1t_242\" style=\"left:491px;bottom:626px;letter-spacing:-0.01px;display:inline;\">Mandatorily at FVTPL </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t1u_242\" style=\"left:687px;bottom:626px;letter-spacing:-0.01px;display:inline;\">57,413 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t1v_242\" style=\"left:780px;bottom:626px;letter-spacing:-0.01px;display:inline;\">57,413 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t1r_242\" style=\"left:69px;bottom:610px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">investment schemes </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t1w_242\" style=\"left:69px;bottom:590px;letter-spacing:-0.01px;display:inline;\">Equity securities </div> <div class=\"t s9_242\" id=\"t1x_242\" style=\"vertical-align: super;left:156px;bottom:598px;letter-spacing:0.15px;display:inline;\">note (iii) </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t1y_242\" style=\"left:345px;bottom:590px;letter-spacing:-0.01px;display:inline;\">Available-for-sale (AFS) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t1z_242\" style=\"left:491px;bottom:590px;letter-spacing:-0.01px;display:inline;\">FVOCI </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t20_242\" style=\"left:703px;bottom:590px;letter-spacing:-0.01px;display:inline;\">266 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t21_242\" style=\"left:796px;bottom:590px;letter-spacing:-0.01px;display:inline;\">266 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t22_242\" style=\"left:69px;bottom:571px;letter-spacing:-0.01px;display:inline;\">Debt securities held by Eastspring </div> <div class=\"t s9_242\" id=\"t23_242\" style=\"vertical-align: super;left:247px;bottom:579px;letter-spacing:0.16px;display:inline;\">note (iv) </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t24_242\" style=\"left:345px;bottom:571px;letter-spacing:-0.01px;display:inline;\">FVTPL </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t25_242\" style=\"left:491px;bottom:571px;letter-spacing:-0.01px;display:inline;\">Amortised cost </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t26_242\" style=\"left:710px;bottom:571px;letter-spacing:-0.01px;display:inline;\">67 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t27_242\" style=\"left:803px;bottom:571px;display:inline;\">67 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t28_242\" style=\"left:69px;bottom:551px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Other Debt securities </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t29_242\" style=\"left:345px;bottom:551px;letter-spacing:-0.01px;display:inline;\">FVTPL </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t2a_242\" style=\"left:491px;bottom:551px;letter-spacing:-0.01px;display:inline;\">Mandatorily at FVTPL </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t2b_242\" style=\"left:687px;bottom:551px;letter-spacing:-0.01px;display:inline;\">76,922 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t2c_242\" style=\"left:779px;bottom:551px;letter-spacing:-0.01px;display:inline;\">76,922 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t2d_242\" style=\"left:69px;bottom:532px;letter-spacing:-0.01px;display:inline;\">Derivative assets </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t2e_242\" style=\"left:345px;bottom:532px;letter-spacing:-0.01px;display:inline;\">FVTPL </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t2f_242\" style=\"left:491px;bottom:532px;letter-spacing:-0.01px;display:inline;\">Mandatorily at FVTPL </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t2g_242\" style=\"left:703px;bottom:532px;letter-spacing:-0.01px;display:inline;\">569 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t2h_242\" style=\"left:796px;bottom:532px;letter-spacing:-0.01px;display:inline;\">569 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t2i_242\" style=\"left:69px;bottom:512px;letter-spacing:-0.01px;display:inline;\">Accrued investment income </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t2j_242\" style=\"left:345px;bottom:512px;letter-spacing:-0.01px;display:inline;\">Loans and receivables </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t2k_242\" style=\"left:491px;bottom:512px;letter-spacing:-0.01px;display:inline;\">Amortised cost </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t2l_242\" style=\"left:703px;bottom:512px;letter-spacing:-0.01px;display:inline;\">983 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t2m_242\" style=\"left:796px;bottom:512px;letter-spacing:-0.01px;display:inline;\">983 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t2n_242\" style=\"left:69px;bottom:493px;letter-spacing:-0.01px;display:inline;\">Deposits </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t2o_242\" style=\"left:345px;bottom:493px;letter-spacing:-0.01px;display:inline;\">Loans and receivables </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t2p_242\" style=\"left:491px;bottom:493px;letter-spacing:-0.01px;display:inline;\">Amortised cost </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t2q_242\" style=\"left:694px;bottom:493px;letter-spacing:-0.01px;display:inline;\">6,275 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t2r_242\" style=\"left:787px;bottom:493px;letter-spacing:-0.01px;display:inline;\">6,275 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t2s_242\" style=\"left:69px;bottom:473px;letter-spacing:-0.01px;display:inline;\">Cash and cash equivalents </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t2t_242\" style=\"left:345px;bottom:473px;letter-spacing:-0.01px;display:inline;\">Loans and receivables </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t2u_242\" style=\"left:491px;bottom:473px;letter-spacing:-0.01px;display:inline;\">Amortised cost </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t2v_242\" style=\"left:694px;bottom:473px;letter-spacing:-0.01px;display:inline;\">5,514 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t2w_242\" style=\"left:787px;bottom:473px;letter-spacing:-0.01px;display:inline;\">5,514 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t2x_242\" style=\"left:69px;bottom:454px;letter-spacing:-0.01px;display:inline;\">Other debtors </div> <div class=\"t s9_242\" id=\"t2y_242\" style=\"vertical-align: super;left:144px;bottom:462px;letter-spacing:0.16px;display:inline;\">note (i) </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t2z_242\" style=\"left:345px;bottom:454px;letter-spacing:-0.01px;display:inline;\">Loans and receivables </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t30_242\" style=\"left:491px;bottom:454px;letter-spacing:-0.01px;display:inline;\">Amortised cost </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t31_242\" style=\"left:703px;bottom:454px;letter-spacing:-0.01px;display:inline;\">968 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t32_242\" style=\"left:796px;bottom:454px;letter-spacing:-0.01px;display:inline;\">968 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_242\" id=\"t33_242\" style=\"left:69px;bottom:434px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Financial liabilities </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t34_242\" style=\"left:69px;bottom:415px;letter-spacing:-0.01px;display:inline;\">Investment contract liabilities without DPF </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t35_242\" style=\"left:345px;bottom:415px;letter-spacing:-0.01px;display:inline;\">FVTPL </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t36_242\" style=\"left:491px;bottom:415px;letter-spacing:-0.01px;display:inline;\">Mandatorily at FVTPL </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t37_242\" style=\"left:703px;bottom:415px;letter-spacing:-0.01px;display:inline;\">663 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t38_242\" style=\"left:796px;bottom:415px;letter-spacing:-0.01px;display:inline;\">663 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t39_242\" style=\"left:69px;bottom:395px;letter-spacing:-0.01px;display:inline;\">Derivative liabilities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t3a_242\" style=\"left:345px;bottom:395px;letter-spacing:-0.01px;display:inline;\">FVTPL </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t3b_242\" style=\"left:491px;bottom:395px;letter-spacing:-0.01px;display:inline;\">Mandatorily at FVTPL </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t3c_242\" style=\"left:694px;bottom:395px;letter-spacing:-0.01px;display:inline;\">1,001 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t3d_242\" style=\"left:787px;bottom:395px;letter-spacing:-0.01px;display:inline;\">1,001 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t3e_242\" style=\"left:69px;bottom:376px;letter-spacing:-0.01px;display:inline;\">Core structural borrowings of shareholder-financed </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t3g_242\" style=\"left:345px;bottom:376px;letter-spacing:-0.01px;display:inline;\">Amortised cost </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t3h_242\" style=\"left:491px;bottom:376px;letter-spacing:-0.01px;display:inline;\">Amortised cost </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t3i_242\" style=\"left:694px;bottom:376px;letter-spacing:-0.01px;display:inline;\">4,261 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t3j_242\" style=\"left:787px;bottom:376px;letter-spacing:-0.01px;display:inline;\">4,261 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t3f_242\" style=\"left:69px;bottom:360px;letter-spacing:-0.01px;display:inline;\">businesses </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t3k_242\" style=\"left:69px;bottom:340px;letter-spacing:-0.01px;display:inline;\">Operational borrowings </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t3l_242\" style=\"left:345px;bottom:340px;letter-spacing:-0.01px;display:inline;\">Amortised cost </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t3m_242\" style=\"left:491px;bottom:340px;letter-spacing:-0.01px;display:inline;\">Amortised cost </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t3n_242\" style=\"left:703px;bottom:340px;letter-spacing:-0.01px;display:inline;\">815 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t3o_242\" style=\"left:796px;bottom:340px;letter-spacing:-0.01px;display:inline;\">815 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t3p_242\" style=\"left:69px;bottom:321px;letter-spacing:-0.01px;display:inline;\">Obligations under funding, securities lending and </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t3r_242\" style=\"left:345px;bottom:321px;letter-spacing:-0.01px;display:inline;\">Amortised cost </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t3s_242\" style=\"left:491px;bottom:321px;letter-spacing:-0.01px;display:inline;\">Amortised cost </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t3t_242\" style=\"left:703px;bottom:321px;letter-spacing:-0.01px;display:inline;\">582 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t3u_242\" style=\"left:796px;bottom:321px;letter-spacing:-0.01px;display:inline;\">582 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t3q_242\" style=\"left:69px;bottom:305px;letter-spacing:-0.01px;display:inline;\">sale and repurchase agreements </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t3v_242\" style=\"left:69px;bottom:285px;letter-spacing:-0.01px;display:inline;\">Net asset value attributable to unit holders of </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t3y_242\" style=\"left:345px;bottom:285px;letter-spacing:-0.01px;display:inline;\">FVTPL </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t3z_242\" style=\"left:491px;bottom:285px;letter-spacing:-0.01px;display:inline;\">Designated at FVTPL </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t40_242\" style=\"left:694px;bottom:285px;letter-spacing:-0.01px;display:inline;\">4,193 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t41_242\" style=\"left:786px;bottom:285px;letter-spacing:-0.01px;display:inline;\">4,193 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t3w_242\" style=\"left:69px;bottom:270px;letter-spacing:-0.01px;display:inline;\">consolidated investment funds </div> <div class=\"t s9_242\" id=\"t3x_242\" style=\"vertical-align: super;left:233px;bottom:278px;letter-spacing:0.17px;display:inline;\">note (v) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t42_242\" style=\"left:69px;bottom:250px;letter-spacing:-0.01px;display:inline;\">Other liabilities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t43_242\" style=\"left:345px;bottom:250px;letter-spacing:-0.01px;display:inline;\">Amortised cost </div></td><td class=\"tcs-selection-enabled tcs-selected\" colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t44_242\" style=\"left:491px;bottom:250px;letter-spacing:-0.01px;display:inline;\">Amortised cost </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t45_242\" style=\"left:694px;bottom:250px;letter-spacing:-0.01px;display:inline;\">2,866 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t46_242\" style=\"left:787px;bottom:250px;letter-spacing:-0.01px;display:inline;\">2,866 </div></td></tr>\n                                        </table><div class=\"t sa_242\" id=\"t47_242\" style=\"left:65px;bottom:223px;letter-spacing:-0.16px;display:inline;\">Notes </div><div class=\"t sb_242\" id=\"t48_242\" style=\"left:65px;bottom:212px;letter-spacing:-0.09px;display:inline;\">(i) </div><div class=\"t sb_242\" id=\"t49_242\" style=\"left:82px;bottom:212px;letter-spacing:-0.13px;display:inline;\">In accordance with IFRS 17 requirements policy loans and debtor balances that are related to insurance contracts are included within the measurement of insurance </div><div class=\"t sb_242\" id=\"t4a_242\" style=\"left:82px;bottom:200px;letter-spacing:-0.12px;display:inline;\">contract liabilities. Therefore, the amounts for these balance sheet line items as presented in this table do not include such balances. </div><div class=\"t sb_242\" id=\"t4b_242\" style=\"left:65px;bottom:188px;letter-spacing:-0.08px;display:inline;\">(ii) </div><div class=\"t sb_242\" id=\"t4c_242\" style=\"left:82px;bottom:188px;letter-spacing:-0.12px;display:inline;\">Certain securities that were classified as loans at amortised cost under IAS 39 were reclassified to debt securities at fair value through profit or loss under IFRS 9 aligning to </div><div class=\"t sb_242\" id=\"t4d_242\" style=\"left:82px;bottom:176px;letter-spacing:-0.13px;display:inline;\">how these securities are managed. </div><div class=\"t sb_242\" id=\"t4e_242\" style=\"left:65px;bottom:165px;letter-spacing:-0.08px;display:inline;\">(iii) </div><div class=\"t sb_242\" id=\"t4f_242\" style=\"left:82px;bottom:165px;letter-spacing:-0.13px;display:inline;\">Represents the Group\u2019s interest in Jackson which the Group elected to be classified at FVOCI. </div><div class=\"t sb_242\" id=\"t4g_242\" style=\"left:65px;bottom:153px;letter-spacing:-0.1px;display:inline;\">(iv) </div><div class=\"t sb_242\" id=\"t4h_242\" style=\"left:82px;bottom:153px;letter-spacing:-0.13px;display:inline;\">Under IAS 39 Eastspring debt securities were classified as FVTPL. The Group has reclassified these debt securities as measured at amortised cost because these instruments </div><div class=\"t sb_242\" id=\"t4i_242\" style=\"left:82px;bottom:141px;letter-spacing:-0.12px;display:inline;\">meet the solely payments of principal and interest (SPPI) criterion and are held with the intention to collect contractual cash flows. </div><div class=\"t sb_242\" id=\"t4j_242\" style=\"left:65px;bottom:129px;letter-spacing:-0.11px;display:inline;\">(v) </div><div class=\"t sb_242\" id=\"t4k_242\" style=\"left:82px;bottom:129px;letter-spacing:-0.12px;display:inline;\">\u2018Net asset value attributable to unit holders of consolidated investment funds\u2019 represents the interests of investors other than the Group in the investment funds that the </div><div class=\"t sb_242\" id=\"t4l_242\" style=\"left:82px;bottom:118px;letter-spacing:-0.13px;display:inline;\">Group is deemed to control and therefore treated as a subsidiary and consolidated in the Group financial statements. The Group has designated \u2018Net asset value </div><div class=\"t sb_242\" id=\"t4m_242\" style=\"left:82px;bottom:106px;letter-spacing:-0.12px;display:inline;\">attributable to unit holders of consolidated investment funds\u2019 as financial liabilities measured at FVTPL to eliminate any accounting mismatch with the underlying </div><div class=\"t sb_242\" id=\"t4n_242\" style=\"left:82px;bottom:94px;letter-spacing:-0.13px;display:inline;\">investments of those consolidated investment funds, which are measured at FVTPL. </div><div></div><div class=\"t s0_243\" id=\"t1_243\" style=\"left:87px;bottom:1119px;letter-spacing:-0.01px;word-spacing:-0.01px;display:inline;\">The measurement categories of the Group\u2019s financial assets and financial liabilities as at 31 December 2023, as shown on the consolidated </div><div class=\"t s0_243\" id=\"t2_243\" style=\"left:87px;bottom:1103px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">statement of financial position, are consistent with those as at 1 January 2023. The following line items contain more than one asset </div><div class=\"t s0_243\" id=\"t3_243\" style=\"left:87px;bottom:1087px;letter-spacing:-0.01px;word-spacing:-0.01px;display:inline;\">classification at 31 December 2023: </div><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_243\" id=\"t4_243\" style=\"left:611px;bottom:1050px;letter-spacing:0.07px;display:inline;\">Amortised Cost </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_243\" id=\"t6_243\" style=\"left:696px;bottom:1050px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">Mandatorily at </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_243\" id=\"t8_243\" style=\"left:766px;bottom:1050px;letter-spacing:0.07px;display:inline;\">Total 31 Dec 2023 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_243\" id=\"t5_243\" style=\"left:660px;bottom:1040px;letter-spacing:0.11px;display:inline;\">$m </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_243\" id=\"t7_243\" style=\"left:715px;bottom:1040px;letter-spacing:0.09px;display:inline;\">FVTPL $m </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_243\" id=\"t9_243\" style=\"left:827px;bottom:1040px;letter-spacing:0.11px;display:inline;\">$m </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_243\" id=\"ta_243\" style=\"left:91px;bottom:1020px;letter-spacing:-0.01px;display:inline;\">Loans </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_243\" id=\"tb_243\" style=\"left:650px;bottom:1020px;letter-spacing:-0.02px;display:inline;\">148 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_243\" id=\"tc_243\" style=\"left:733px;bottom:1020px;letter-spacing:-0.02px;display:inline;\">430 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_243\" id=\"td_243\" style=\"left:817px;bottom:1020px;letter-spacing:-0.02px;display:inline;\">578 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_243\" id=\"te_243\" style=\"left:91px;bottom:1000px;letter-spacing:-0.01px;display:inline;\">Debt securities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_243\" id=\"tf_243\" style=\"left:665px;bottom:1000px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_243\" id=\"tg_243\" style=\"left:716px;bottom:1000px;letter-spacing:-0.02px;display:inline;\">83,064 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_243\" id=\"th_243\" style=\"left:799px;bottom:1000px;letter-spacing:-0.02px;display:inline;\">83,064 </div></td></tr>\n                                        </table><div class=\"t s3_243\" id=\"ti_243\" style=\"left:87px;bottom:962px;letter-spacing:0.13px;display:inline;\">A2.2 Adoption of other new accounting pronouncements </div><div class=\"t s0_243\" id=\"tj_243\" style=\"left:87px;bottom:947px;letter-spacing:-0.01px;display:inline;\">In addition to IFRS 17 and IFRS 9, the Group has adopted the following amendments in these consolidated financial statements. The adoption </div><div class=\"t s0_243\" id=\"tk_243\" style=\"left:87px;bottom:931px;letter-spacing:-0.01px;display:inline;\">of these amendments has had no significant impact on the Group financial statements. </div><div class=\"t s4_243\" id=\"tl_243\" style=\"left:87px;bottom:904px;display:inline;\">\u2013 </div><div class=\"t s0_243\" id=\"tm_243\" style=\"left:100px;bottom:904px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Amendments to IAS 1 and IFRS Practice Statement 2 \u2018Disclosure of accounting policies\u2019 issued in February 2021; </div><div class=\"t s4_243\" id=\"tn_243\" style=\"left:87px;bottom:888px;display:inline;\">\u2013 </div><div class=\"t s0_243\" id=\"to_243\" style=\"left:100px;bottom:888px;letter-spacing:-0.01px;display:inline;\">Amendments to IAS 8 \u2018Definition of Accounting Estimates\u2019 issued in February 2021; </div><div class=\"t s4_243\" id=\"tp_243\" style=\"left:87px;bottom:872px;display:inline;\">\u2013 </div><div class=\"t s0_243\" id=\"tq_243\" style=\"left:100px;bottom:872px;letter-spacing:-0.01px;display:inline;\">Amendments to IAS 12 \u2018Deferred tax related to assets and liabilities arising from a single transaction\u2019 issued in May 2021; and </div><div class=\"t s4_243\" id=\"tr_243\" style=\"left:87px;bottom:857px;display:inline;\">\u2013 </div><div class=\"t s0_243\" id=\"ts_243\" style=\"left:100px;bottom:857px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Amendments to IAS 12 \u2018International Tax Reform \u2013 Pillar Two Model Rules\u2019 issued in May 2023. Further details are provided in notes B3.2 and </div>C7.2.",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfChangesInAccountingPoliciesAccountingEstimatesAndErrorsExplanatory",
    "language": "en",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f26725": {
   "value": "A2 New accounting pronouncements in 2023 <div class=\"t s4_237\" id=\"tj_237\" style=\"left:87px;bottom:771px;letter-spacing:0.12px;display:inline;\">A2.1 Adoption of IFRS 17 and IFRS 9 </div><div class=\"t s2_237\" id=\"tk_237\" style=\"left:87px;bottom:756px;letter-spacing:-0.01px;display:inline;\">The Group adopted IFRS 17 \u2018Insurance Contracts\u2019 and IFRS 9 \u2018Financial Instruments\u2019, including any consequential amendments to other </div><div class=\"t s2_237\" id=\"tl_237\" style=\"left:87px;bottom:740px;letter-spacing:-0.01px;display:inline;\">standards, from 1 January 2023. </div><div class=\"t s0_237\" id=\"tm_237\" style=\"left:87px;bottom:709px;letter-spacing:0.12px;display:inline;\">IFRS 17, \u2018Insurance contracts\u2019 </div><div class=\"t s2_237\" id=\"tn_237\" style=\"left:87px;bottom:694px;letter-spacing:-0.01px;display:inline;\">IFRS 17 introduces significant changes to the way insurance and reinsurance contracts are accounted for, albeit the scope of IFRS 17 and IFRS 4 </div><div class=\"t s2_237\" id=\"to_237\" style=\"left:87px;bottom:678px;letter-spacing:-0.01px;display:inline;\">is very similar. Therefore, nearly all of the Group\u2019s insurance and investment contracts with discretionary participation features (DPF) accounted </div><div class=\"t s2_237\" id=\"tp_237\" style=\"left:87px;bottom:663px;letter-spacing:-0.01px;display:inline;\">under IFRS 4 are now accounted under IFRS 17. </div><div class=\"t s2_237\" id=\"tq_237\" style=\"left:87px;bottom:635px;letter-spacing:-0.01px;display:inline;\">IFRS 4 permitted insurers to continue to use the statutory basis of accounting for insurance assets and liabilities that existed in their jurisdictions </div><div class=\"t s2_237\" id=\"tr_237\" style=\"left:87px;bottom:619px;letter-spacing:-0.01px;display:inline;\">prior to January 2005. IFRS 17 replaces this with a new measurement model that establishes principles for the recognition, measurement, </div><div class=\"t s2_237\" id=\"ts_237\" style=\"left:87px;bottom:604px;letter-spacing:-0.01px;display:inline;\">presentation and disclosure of insurance contracts, reinsurance contracts and investment contracts with DPF. </div><div class=\"t s2_237\" id=\"tt_237\" style=\"left:87px;bottom:576px;letter-spacing:-0.01px;display:inline;\">Insurance contracts are aggregated into groups for measurement purposes. Groups of insurance contracts are determined by identifying </div><div class=\"t s2_237\" id=\"tu_237\" style=\"left:87px;bottom:560px;letter-spacing:-0.01px;display:inline;\">portfolios of insurance contracts, each comprising contracts subject to similar risks and managed together, and dividing each portfolio into </div><div class=\"t s2_237\" id=\"tv_237\" style=\"left:87px;bottom:545px;letter-spacing:-0.01px;display:inline;\">annual cohorts (ie by year of issue) and each annual cohort into groups based on the profitability of contracts. Portfolios of reinsurance contracts </div><div class=\"t s2_237\" id=\"tw_237\" style=\"left:87px;bottom:529px;letter-spacing:-0.01px;display:inline;\">held are assessed for aggregation separately from portfolios of insurance contracts issued. </div><div class=\"t s2_237\" id=\"tx_237\" style=\"left:87px;bottom:501px;letter-spacing:-0.01px;display:inline;\">When determining 'similar risks' the Group does not divide risks within a contract, eg riders sold under a single contract would not be split by risk </div><div class=\"t s2_237\" id=\"ty_237\" style=\"left:87px;bottom:486px;letter-spacing:-0.01px;display:inline;\">type. The Group have therefore identified three broad categories of risks referred to as 'dominant' risks, namely, protection, investment and to a </div><div class=\"t s2_237\" id=\"tz_237\" style=\"left:87px;bottom:470px;letter-spacing:-0.01px;display:inline;\">less material extent longevity. The requirement 'managed together' is assessed within the geographical boundary of each local business unit. </div><div class=\"t s2_237\" id=\"t10_237\" style=\"left:87px;bottom:455px;letter-spacing:-0.01px;display:inline;\">Each ring-fenced fund is considered to be managed separately. </div><div class=\"t s2_237\" id=\"t11_237\" style=\"left:87px;bottom:427px;letter-spacing:-0.01px;word-spacing:-0.02px;display:inline;\">Under IFRS 17 groups of contracts are measured on initial recognition as the total of: </div><div class=\"t s5_237\" id=\"t12_237\" style=\"left:87px;bottom:399px;display:inline;\">\u2013 </div><div class=\"t s2_237\" id=\"t13_237\" style=\"left:100px;bottom:399px;letter-spacing:-0.01px;word-spacing:-0.01px;display:inline;\">Fulfilment cash flows, comprising the best estimate of the present value of future cash flows within the contract boundary that are expected to </div><div class=\"t s2_237\" id=\"t14_237\" style=\"left:100px;bottom:383px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">arise and an explicit risk adjustment for non-financial risk; and </div><div class=\"t s5_237\" id=\"t15_237\" style=\"left:87px;bottom:368px;display:inline;\">\u2013 </div><div class=\"t s2_237\" id=\"t16_237\" style=\"left:100px;bottom:368px;letter-spacing:-0.01px;display:inline;\">A contractual service margin (CSM) that represents the deferral of any day-one gains arising on initial recognition. </div><div class=\"t s2_237\" id=\"t17_237\" style=\"left:87px;bottom:340px;letter-spacing:-0.01px;display:inline;\">Day-one losses, any subsequent losses on onerous contracts and reversal of those losses arising from groups of insurance contracts are </div><div class=\"t s2_237\" id=\"t18_237\" style=\"left:87px;bottom:324px;letter-spacing:-0.01px;display:inline;\">recognised directly in the income statement. For groups of reinsurance contracts held, any net gains or losses at initial recognition are recognised </div><div class=\"t s2_237\" id=\"t19_237\" style=\"left:87px;bottom:309px;letter-spacing:-0.01px;display:inline;\">as CSM unless the net cost of purchasing reinsurance relates to past events, in which case such net cost is recognised immediately in the income </div><div class=\"t s2_237\" id=\"t1a_237\" style=\"left:87px;bottom:293px;letter-spacing:-0.01px;display:inline;\">statement. </div><div class=\"t s2_237\" id=\"t1b_237\" style=\"left:87px;bottom:265px;letter-spacing:-0.01px;display:inline;\">Under IFRS 17 insurance contracts are measured under the General Measurement Model (GMM), Variable Fee Approach (VFA) or Premium </div><div class=\"t s2_237\" id=\"t1c_237\" style=\"left:87px;bottom:250px;letter-spacing:-0.01px;display:inline;\">Allocation Approach (PAA). The Group predominantly uses the VFA and GMM, depending on the specific characteristics of the insurance </div><div class=\"t s2_237\" id=\"t1d_237\" style=\"left:87px;bottom:234px;letter-spacing:-0.01px;display:inline;\">contracts. The Group makes very limited use of the PAA for some small portfolios of short duration contracts. Reinsurance contracts held are </div><div class=\"t s2_237\" id=\"t1e_237\" style=\"left:87px;bottom:219px;letter-spacing:-0.01px;display:inline;\">measured under the GMM. </div><div></div><div class=\"t s0_238\" id=\"t1_238\" style=\"left:65px;bottom:1119px;letter-spacing:-0.01px;display:inline;\">Approximately 72 per cent of the CSM (including joint ventures and associates and net of reinsurance) at transition (as described below) was </div><div class=\"t s0_238\" id=\"t2_238\" style=\"left:65px;bottom:1103px;letter-spacing:-0.01px;display:inline;\">calculated under the VFA and relates to the Group\u2019s with-profits and shareholder-backed participating products and unit-linked products with a </div><div class=\"t s0_238\" id=\"t3_238\" style=\"left:65px;bottom:1087px;letter-spacing:-0.01px;display:inline;\">low proportion of protection riders. The remaining approximately 28 per cent of the CSM at transition was calculated under the GMM and </div><div class=\"t s0_238\" id=\"t4_238\" style=\"left:65px;bottom:1072px;letter-spacing:-0.01px;display:inline;\">includes the Group\u2019s non-profit protection products and unit-linked products with a high proportion of protection riders. </div><div class=\"t s0_238\" id=\"t5_238\" style=\"left:65px;bottom:1044px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">The fulfilment cash flows are updated each reporting date to reflect current conditions. For contracts with direct participating features which are </div><div class=\"t s0_238\" id=\"t6_238\" style=\"left:65px;bottom:1028px;letter-spacing:-0.01px;display:inline;\">accounted for under the VFA, on initial recognition the CSM represents the variable fee to shareholders and it is adjusted to reflect the effect of </div><div class=\"t s0_238\" id=\"t7_238\" style=\"left:65px;bottom:1013px;letter-spacing:-0.01px;display:inline;\">changes in economics as well as experience variances and/or assumptions changes that relate to future services. For contracts accounted for </div><div class=\"t s0_238\" id=\"t8_238\" style=\"left:65px;bottom:997px;letter-spacing:-0.01px;display:inline;\">under GMM, the CSM is accreted using the discount rates determined at the date of initial recognition (the 'locked-in discount rates') and only </div><div class=\"t s0_238\" id=\"t9_238\" style=\"left:65px;bottom:982px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">adjusted to reflect the effect of non-economic experience variances and/or assumptions changes that relate to future services. The adjustments </div><div class=\"t s0_238\" id=\"ta_238\" style=\"left:65px;bottom:966px;letter-spacing:-0.01px;display:inline;\">to the CSM for GMM business are determined using the locked-in discount rates. Further information on the subsequent measurement of the </div><div class=\"t s0_238\" id=\"tb_238\" style=\"left:65px;bottom:951px;letter-spacing:-0.01px;word-spacing:-0.02px;display:inline;\">CSM is contained within note C3.4. </div><div class=\"t s0_238\" id=\"tc_238\" style=\"left:65px;bottom:923px;letter-spacing:-0.01px;display:inline;\">IFRS 17 is applied retrospectively unless impractical to do so. The effect of adopting IFRS 17 retrospectively adjusts shareholders\u2019 equity as at the </div><div class=\"t s0_238\" id=\"td_238\" style=\"left:65px;bottom:907px;letter-spacing:-0.01px;display:inline;\">date of transition of 1 January 2022. At the transition date, the opening balance sheet for IFRS 17 is established, as set out in the section \u2018Effect </div><div class=\"t s0_238\" id=\"te_238\" style=\"left:65px;bottom:892px;letter-spacing:-0.01px;display:inline;\">of adoption of IFRS 17 and IFRS 9\u2019 below. </div><div class=\"t s0_238\" id=\"tf_238\" style=\"left:65px;bottom:864px;letter-spacing:-0.01px;display:inline;\">With the adoption of IFRS 17, certain line items in the Group\u2019s consolidated statement of financial position have been replaced with new line </div><div class=\"t s0_238\" id=\"tg_238\" style=\"left:65px;bottom:848px;letter-spacing:-0.01px;display:inline;\">items. For example, the Group now presents separately the carrying amount of portfolios of: </div><div class=\"t s1_238\" id=\"th_238\" style=\"left:65px;bottom:820px;display:inline;\">\u2013 </div><div class=\"t s0_238\" id=\"ti_238\" style=\"left:78px;bottom:820px;letter-spacing:-0.01px;display:inline;\">Insurance contracts issued that are assets; </div><div class=\"t s1_238\" id=\"tj_238\" style=\"left:65px;bottom:805px;display:inline;\">\u2013 </div><div class=\"t s0_238\" id=\"tk_238\" style=\"left:78px;bottom:805px;letter-spacing:-0.01px;display:inline;\">Insurance contracts issued that are liabilities; </div><div class=\"t s1_238\" id=\"tl_238\" style=\"left:65px;bottom:789px;display:inline;\">\u2013 </div><div class=\"t s0_238\" id=\"tm_238\" style=\"left:78px;bottom:789px;letter-spacing:-0.01px;display:inline;\">Reinsurance contracts held that are assets; and </div><div class=\"t s1_238\" id=\"tn_238\" style=\"left:65px;bottom:774px;display:inline;\">\u2013 </div><div class=\"t s0_238\" id=\"to_238\" style=\"left:78px;bottom:774px;letter-spacing:-0.01px;display:inline;\">Reinsurance contracts held that are liabilities. </div><div class=\"t s0_238\" id=\"tp_238\" style=\"left:65px;bottom:746px;letter-spacing:-0.01px;display:inline;\">Further, the line items in the consolidated income statement have been changed significantly compared with reporting under IFRS 4. In </div><div class=\"t s0_238\" id=\"tq_238\" style=\"left:65px;bottom:730px;letter-spacing:-0.01px;display:inline;\">accordance with the IFRS 17 requirements, the following line items are no-longer reported: Gross premiums earned, Outward reinsurance </div><div class=\"t s0_238\" id=\"tr_238\" style=\"left:65px;bottom:715px;letter-spacing:-0.01px;display:inline;\">premiums, Benefits and claims, Reinsurers\u2019 share of benefits and claims, Movements in unallocated surplus of with-profits funds and Acquisition </div><div class=\"t s0_238\" id=\"ts_238\" style=\"left:65px;bottom:699px;letter-spacing:-0.01px;display:inline;\">costs. Those are replaced with the following IFRS 17 line items: </div><div class=\"t s1_238\" id=\"tt_238\" style=\"left:65px;bottom:671px;display:inline;\">\u2013 </div><div class=\"t s0_238\" id=\"tu_238\" style=\"left:78px;bottom:671px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Insurance revenue; </div><div class=\"t s1_238\" id=\"tv_238\" style=\"left:65px;bottom:656px;display:inline;\">\u2013 </div><div class=\"t s0_238\" id=\"tw_238\" style=\"left:78px;bottom:656px;letter-spacing:-0.01px;display:inline;\">Insurance service expenses; </div><div class=\"t s1_238\" id=\"tx_238\" style=\"left:65px;bottom:640px;display:inline;\">\u2013 </div><div class=\"t s0_238\" id=\"ty_238\" style=\"left:78px;bottom:640px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Net income (expense) from reinsurance contracts held; and </div><div class=\"t s1_238\" id=\"tz_238\" style=\"left:65px;bottom:625px;display:inline;\">\u2013 </div><div class=\"t s0_238\" id=\"t10_238\" style=\"left:78px;bottom:625px;letter-spacing:-0.01px;display:inline;\">Net insurance finance income (expenses). </div><div class=\"t s2_238\" id=\"t11_238\" style=\"left:65px;bottom:596px;letter-spacing:-0.11px;display:inline;\">Approach to transition to IFRS 17 </div><div class=\"t s0_238\" id=\"t12_238\" style=\"left:65px;bottom:580px;letter-spacing:-0.01px;display:inline;\">Transition refers to the determination of the opening balance sheet for the first year of comparative information presented under IFRS 17 (ie at </div><div class=\"t s0_238\" id=\"t13_238\" style=\"left:65px;bottom:565px;letter-spacing:-0.01px;display:inline;\">1 January 2022). The future cash flows and risk adjustment are measured on a current basis in the same manner as they would be calculated for </div><div class=\"t s0_238\" id=\"t14_238\" style=\"left:65px;bottom:549px;letter-spacing:-0.01px;display:inline;\">subsequent measurement. The key component of transition is therefore the determination of the CSM. </div><div class=\"t s0_238\" id=\"t15_238\" style=\"left:65px;bottom:521px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">The standard requires IFRS 17 to be applied retrospectively (the 'Full Retrospective Approach') unless impracticable. If a fully retrospective </div><div class=\"t s0_238\" id=\"t16_238\" style=\"left:65px;bottom:506px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">approach is impracticable there is an option to choose either a Modified Retrospective Approach or a Fair Value Approach. Prudential has </div><div class=\"t s0_238\" id=\"t17_238\" style=\"left:65px;bottom:490px;letter-spacing:-0.01px;display:inline;\">adopted the Modified Retrospective Approach for cohorts of business for which expected cash flows at the date of initial recognition are not </div><div class=\"t s0_238\" id=\"t18_238\" style=\"left:65px;bottom:474px;letter-spacing:-0.01px;display:inline;\">available but where actual historic cash flows are available. If reasonable and supportable information necessary to apply the modified </div><div class=\"t s0_238\" id=\"t19_238\" style=\"left:65px;bottom:459px;letter-spacing:-0.01px;display:inline;\">retrospective approach is not available, the fair value approach must be applied. </div><div class=\"t s0_238\" id=\"t1a_238\" style=\"left:65px;bottom:431px;letter-spacing:-0.01px;word-spacing:-0.01px;display:inline;\">The CSM of the groups of insurance contracts transitioned under retrospective approaches (ie full retrospective approach and modified </div><div class=\"t s0_238\" id=\"t1b_238\" style=\"left:65px;bottom:416px;letter-spacing:-0.01px;display:inline;\">retrospective approach) has been calculated as if the Group had only prepared annual financial statements before the transition date (ie </div><div class=\"t s0_238\" id=\"t1c_238\" style=\"left:65px;bottom:400px;letter-spacing:-0.01px;display:inline;\">transition CSM has been measured using a year-to-date approach). </div><div class=\"t s2_238\" id=\"t1d_238\" style=\"left:65px;bottom:371px;letter-spacing:-0.11px;display:inline;\">Full Retrospective Approach (FRA) </div><div class=\"t s0_238\" id=\"t1e_238\" style=\"left:65px;bottom:356px;letter-spacing:-0.01px;display:inline;\">Under the FRA, each group of insurance contracts has been identified, recognised and measured as if IFRS 17 had always applied. The CSM was </div><div class=\"t s0_238\" id=\"t1f_238\" style=\"left:65px;bottom:340px;letter-spacing:-0.01px;display:inline;\">calculated at initial recognition of a group of contracts based on the facts and circumstances at that time (ie without use of hindsight). This CSM </div><div class=\"t s0_238\" id=\"t1g_238\" style=\"left:65px;bottom:324px;letter-spacing:-0.01px;display:inline;\">was then rolled forward to the transition date in line with the requirements of the standard. </div><div></div><div class=\"t s0_239\" id=\"t1_239\" style=\"left:87px;bottom:1118px;letter-spacing:-0.12px;display:inline;\">Modified Retrospective Approach (MRA) </div><div class=\"t s1_239\" id=\"t2_239\" style=\"left:87px;bottom:1102px;letter-spacing:-0.01px;display:inline;\">The objective of the MRA is to achieve the closest possible outcome to retrospective application possible using reasonable and supportable </div><div class=\"t s1_239\" id=\"t3_239\" style=\"left:87px;bottom:1087px;letter-spacing:-0.01px;display:inline;\">information without undue cost and effort. A number of specific modifications are permitted under the MRA. The Group has adopted the </div><div class=\"t s1_239\" id=\"t4_239\" style=\"left:87px;bottom:1071px;letter-spacing:-0.01px;display:inline;\">following modifications: </div><div class=\"t s2_239\" id=\"t5_239\" style=\"left:87px;bottom:1043px;display:inline;\">\u2013 </div><div class=\"t s1_239\" id=\"t6_239\" style=\"left:100px;bottom:1043px;letter-spacing:-0.01px;display:inline;\">To use information at the transition date to identify insurance contract groups; </div><div class=\"t s2_239\" id=\"t7_239\" style=\"left:87px;bottom:1028px;display:inline;\">\u2013 </div><div class=\"t s1_239\" id=\"t8_239\" style=\"left:100px;bottom:1028px;letter-spacing:-0.01px;display:inline;\">To use information at the transition date to assess eligibility for the variable fee approach; and </div><div class=\"t s2_239\" id=\"t9_239\" style=\"left:87px;bottom:1012px;display:inline;\">\u2013 </div><div class=\"t s1_239\" id=\"ta_239\" style=\"left:100px;bottom:1012px;letter-spacing:-0.01px;display:inline;\">To use information at the transition date to identify discretionary cash flows. </div><div class=\"t s3_239\" id=\"tb_239\" style=\"left:87px;bottom:983px;letter-spacing:-0.12px;word-spacing:-0.03px;display:inline;\">General Measurement Model (GMM) </div><div class=\"t s1_239\" id=\"tc_239\" style=\"left:87px;bottom:968px;letter-spacing:-0.01px;display:inline;\">Under the MRA for GMM business, the cash flows at the date of initial recognition of a group of insurance contracts have been estimated as the </div><div class=\"t s1_239\" id=\"td_239\" style=\"left:87px;bottom:952px;letter-spacing:-0.01px;display:inline;\">cash flows at the earliest available date (ie the first year when the FRA is practicable, referred to as the 'earlier date'), adjusted by the cash flows </div><div class=\"t s1_239\" id=\"te_239\" style=\"left:87px;bottom:936px;letter-spacing:-0.01px;display:inline;\">that are known to have occurred between these two dates. A number of further specific modifications are permitted. The Group has adopted the </div><div class=\"t s1_239\" id=\"tf_239\" style=\"left:87px;bottom:921px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">following modifications: </div><div class=\"t s2_239\" id=\"tg_239\" style=\"left:87px;bottom:893px;display:inline;\">\u2013 </div><div class=\"t s1_239\" id=\"th_239\" style=\"left:100px;bottom:893px;letter-spacing:-0.01px;display:inline;\">To estimate the risk adjustment at the date of initial recognition as the risk adjustment at the earlier date adjusted by the expected release of </div><div class=\"t s1_239\" id=\"ti_239\" style=\"left:100px;bottom:878px;letter-spacing:-0.01px;display:inline;\">risk before that date based on the risk adjustment release pattern for similar contracts; </div><div class=\"t s2_239\" id=\"tj_239\" style=\"left:87px;bottom:862px;display:inline;\">\u2013 </div><div class=\"t s1_239\" id=\"tk_239\" style=\"left:100px;bottom:862px;letter-spacing:-0.01px;display:inline;\">To estimate CSM amortisation in line with run-off of the coverage units; and </div><div class=\"t s2_239\" id=\"tl_239\" style=\"left:87px;bottom:846px;display:inline;\">\u2013 </div><div class=\"t s1_239\" id=\"tm_239\" style=\"left:100px;bottom:846px;letter-spacing:-0.01px;display:inline;\">If there is a loss component at initial recognition, to estimate the amount allocated to the loss component before the transition date using a </div><div class=\"t s1_239\" id=\"tn_239\" style=\"left:100px;bottom:831px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">systematic allocation consistent with the modifications adopted above. </div><div class=\"t s1_239\" id=\"to_239\" style=\"left:87px;bottom:803px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Discount rates at the date of initial recognition were determined using observable market data at that date. </div><div class=\"t s0_239\" id=\"tp_239\" style=\"left:87px;bottom:774px;letter-spacing:-0.12px;display:inline;\">Variable Fee Approach (VFA) </div><div class=\"t s1_239\" id=\"tq_239\" style=\"left:87px;bottom:759px;letter-spacing:-0.01px;display:inline;\">Under the MRA for VFA business, the CSM at the transition date for a group of insurance contracts has been determined as: </div><div class=\"t s2_239\" id=\"tr_239\" style=\"left:87px;bottom:731px;display:inline;\">\u2013 </div><div class=\"t s1_239\" id=\"ts_239\" style=\"left:100px;bottom:731px;letter-spacing:-0.01px;display:inline;\">The total fair value of the underlying items at that date; minus </div><div class=\"t s2_239\" id=\"tt_239\" style=\"left:87px;bottom:715px;display:inline;\">\u2013 </div><div class=\"t s1_239\" id=\"tu_239\" style=\"left:100px;bottom:715px;letter-spacing:-0.01px;display:inline;\">The fulfilment cash flows at that date; plus or minus </div><div class=\"t s2_239\" id=\"tv_239\" style=\"left:87px;bottom:700px;display:inline;\">\u2013 </div><div class=\"t s1_239\" id=\"tw_239\" style=\"left:100px;bottom:700px;letter-spacing:-0.01px;display:inline;\">An adjustment for: </div><div class=\"t s2_239\" id=\"tx_239\" style=\"left:100px;bottom:684px;display:inline;\">\u2013 </div><div class=\"t s1_239\" id=\"ty_239\" style=\"left:113px;bottom:684px;letter-spacing:-0.01px;display:inline;\">Amounts charged to policyholders before that date; </div><div class=\"t s2_239\" id=\"tz_239\" style=\"left:100px;bottom:669px;display:inline;\">\u2013 </div><div class=\"t s1_239\" id=\"t10_239\" style=\"left:113px;bottom:669px;letter-spacing:-0.01px;display:inline;\">Amounts paid before that date not varying with underlying items; </div><div class=\"t s2_239\" id=\"t11_239\" style=\"left:100px;bottom:653px;display:inline;\">\u2013 </div><div class=\"t s1_239\" id=\"t12_239\" style=\"left:113px;bottom:653px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">The change in the risk adjustment caused by the release from risk before that date; and minus </div><div class=\"t s2_239\" id=\"t13_239\" style=\"left:87px;bottom:637px;display:inline;\">\u2013 </div><div class=\"t s1_239\" id=\"t14_239\" style=\"left:100px;bottom:637px;letter-spacing:-0.01px;display:inline;\">An estimate of the amounts that would have been recognised in profit or loss for services provided before the transition date by comparing </div><div class=\"t s1_239\" id=\"t15_239\" style=\"left:100px;bottom:622px;letter-spacing:-0.01px;display:inline;\">the remaining coverage units at the transition date with the coverage units provided under the group of contracts before the transition date. </div><div class=\"t s1_239\" id=\"t16_239\" style=\"left:87px;bottom:594px;letter-spacing:-0.01px;display:inline;\">In implementing this approach, the amounts charged to policyholders, the amounts paid not varying with underlying items and coverage units </div><div class=\"t s1_239\" id=\"t17_239\" style=\"left:87px;bottom:578px;letter-spacing:-0.01px;display:inline;\">have been adjusted for the time value of money. </div><div class=\"t s0_239\" id=\"t18_239\" style=\"left:87px;bottom:550px;letter-spacing:-0.12px;word-spacing:-0.01px;display:inline;\">Fair Value Approach (FVA) </div><div class=\"t s1_239\" id=\"t19_239\" style=\"left:87px;bottom:534px;letter-spacing:-0.01px;display:inline;\">The insurance contracts of the Group under the FVA generally represent groups of contracts that were written many years ago where suitable </div><div class=\"t s1_239\" id=\"t1a_239\" style=\"left:87px;bottom:518px;letter-spacing:-0.01px;display:inline;\">historical information required to apply the retrospective transition approaches is no longer practicably available. </div><div class=\"t s1_239\" id=\"t1b_239\" style=\"left:87px;bottom:491px;letter-spacing:-0.01px;display:inline;\">Under the FVA, the CSM at the transition date is the difference between the fair value of the insurance contracts, determined in accordance with </div><div class=\"t s1_239\" id=\"t1c_239\" style=\"left:87px;bottom:475px;letter-spacing:-0.01px;display:inline;\">IFRS 13 Fair Value Measurement, and the fulfilment cash flows at that date. </div><div class=\"t s1_239\" id=\"t1d_239\" style=\"left:87px;bottom:447px;letter-spacing:-0.01px;display:inline;\">IFRS 13 defines fair value as the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between </div><div class=\"t s1_239\" id=\"t1e_239\" style=\"left:87px;bottom:432px;letter-spacing:-0.01px;display:inline;\">market participants at the measurement date. The fair value of groups of insurance contracts has therefore been interpreted as the </div><div class=\"t s1_239\" id=\"t1f_239\" style=\"left:87px;bottom:416px;letter-spacing:-0.01px;display:inline;\">compensation that a market participant would require for taking on the relevant obligation under the contracts. </div><div class=\"t s1_239\" id=\"t1g_239\" style=\"left:87px;bottom:388px;letter-spacing:-0.01px;display:inline;\">The fair value has been determined using a cost of capital approach by reference to a quantum of capital required to be held in order to fulfil the </div><div class=\"t s1_239\" id=\"t1h_239\" style=\"left:87px;bottom:373px;letter-spacing:-0.01px;display:inline;\">contracts and a required return on that capital. Expected cash flows and the required locked-in capital are projected forward over the duration of </div><div class=\"t s1_239\" id=\"t1i_239\" style=\"left:87px;bottom:357px;letter-spacing:-0.01px;display:inline;\">the groups of contracts and discounted at the required rate of return. These calculations are based on the following key assumptions: </div><div class=\"t s2_239\" id=\"t1j_239\" style=\"left:87px;bottom:329px;display:inline;\">\u2013 </div><div class=\"t s1_239\" id=\"t1k_239\" style=\"left:100px;bottom:329px;letter-spacing:-0.01px;display:inline;\">The expected cash flows reflect the future cost that a market participant would expect to incur in fulfilling the obligations under the contracts. </div><div class=\"t s1_239\" id=\"t1l_239\" style=\"left:100px;bottom:314px;letter-spacing:-0.01px;display:inline;\">The fair value has been based on the same scope of cash flows as are included in the calculation of the best estimate liability. In particular, the </div><div class=\"t s1_239\" id=\"t1m_239\" style=\"left:100px;bottom:298px;letter-spacing:-0.01px;display:inline;\">same contract boundaries are assumed in the calculation of the fair value and best estimate liability. However, the measurement of those cash </div><div class=\"t s1_239\" id=\"t1n_239\" style=\"left:100px;bottom:283px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">flows need not be the same. </div><div class=\"t s2_239\" id=\"t1o_239\" style=\"left:87px;bottom:267px;display:inline;\">\u2013 </div><div class=\"t s1_239\" id=\"t1p_239\" style=\"left:100px;bottom:267px;letter-spacing:-0.01px;display:inline;\">The required locked-in capital is the level of capital realistically required for a business to operate in the relevant jurisdiction. </div><div class=\"t s2_239\" id=\"t1q_239\" style=\"left:87px;bottom:251px;display:inline;\">\u2013 </div><div class=\"t s1_239\" id=\"t1r_239\" style=\"left:100px;bottom:251px;letter-spacing:-0.01px;display:inline;\">The required rate of return is compensation the Group would expect a market participant to require to enter into a transaction to transfer the </div><div class=\"t s1_239\" id=\"t1s_239\" style=\"left:100px;bottom:236px;letter-spacing:-0.01px;display:inline;\">liability associated with the insurance contracts at the transition date. This return has been determined using the Capital Asset Pricing Model, </div><div class=\"t s1_239\" id=\"t1t_239\" style=\"left:100px;bottom:220px;letter-spacing:-0.01px;display:inline;\">including allowance for both financial risk and uncertainty in non-financial risk. </div><div class=\"t s1_239\" id=\"t1u_239\" style=\"left:87px;bottom:192px;letter-spacing:-0.01px;display:inline;\">A number of specific modifications are permitted under the FVA. The Group has adopted the following modifications: </div><div class=\"t s2_239\" id=\"t1v_239\" style=\"left:87px;bottom:165px;display:inline;\">\u2013 </div><div class=\"t s1_239\" id=\"t1w_239\" style=\"left:100px;bottom:165px;letter-spacing:-0.01px;display:inline;\">To use information at the transition date to identify groups of insurance contracts; </div><div class=\"t s2_239\" id=\"t1x_239\" style=\"left:87px;bottom:149px;display:inline;\">\u2013 </div><div class=\"t s1_239\" id=\"t1y_239\" style=\"left:100px;bottom:149px;letter-spacing:-0.01px;display:inline;\">To use information at the transition date to assess eligibility for the VFA; </div><div class=\"t s2_239\" id=\"t1z_239\" style=\"left:87px;bottom:133px;display:inline;\">\u2013 </div><div class=\"t s1_239\" id=\"t20_239\" style=\"left:100px;bottom:133px;letter-spacing:-0.01px;display:inline;\">To use information at the transition date to identify discretionary cash flows; </div><div class=\"t s2_239\" id=\"t21_239\" style=\"left:87px;bottom:118px;display:inline;\">\u2013 </div><div class=\"t s1_239\" id=\"t22_239\" style=\"left:100px;bottom:118px;letter-spacing:-0.01px;display:inline;\">To use information at the transition date to assess whether a contract meets the definition of an investment contract with DPF; and </div><div class=\"t s2_239\" id=\"t23_239\" style=\"left:87px;bottom:102px;display:inline;\">\u2013 </div><div class=\"t s1_239\" id=\"t24_239\" style=\"left:100px;bottom:102px;letter-spacing:-0.01px;display:inline;\">To group annual cohorts of business. </div><div></div><div class=\"t s0_240\" id=\"t1_240\" style=\"left:65px;bottom:1119px;letter-spacing:-0.01px;display:inline;\">The allocation of opening CSM by transition approach is given in note C3.2(b), alongside a segmental split. </div><div class=\"t s1_240\" id=\"t2_240\" style=\"left:65px;bottom:1088px;letter-spacing:0.12px;display:inline;\">IFRS 9, \u2018Financial Instruments\u2019 </div><div class=\"t s0_240\" id=\"t3_240\" style=\"left:65px;bottom:1072px;letter-spacing:-0.01px;display:inline;\">IFRS 9 replaced IAS 39 Financial Instruments: Recognition and Measurement for annual periods beginning on or after 1 January 2018. The </div><div class=\"t s0_240\" id=\"t4_240\" style=\"left:65px;bottom:1057px;letter-spacing:-0.01px;display:inline;\">Group met the eligibility criteria, under the amendments to IFRS 4 to apply the temporary exemption from IFRS 9, deferring the initial </div><div class=\"t s0_240\" id=\"t5_240\" style=\"left:65px;bottom:1041px;letter-spacing:-0.01px;display:inline;\">application date of IFRS 9 to align with the initial application of IFRS 17. </div><div class=\"t s0_240\" id=\"t6_240\" style=\"left:65px;bottom:1013px;letter-spacing:-0.01px;display:inline;\">The adoption of IFRS 9 has affected the following three areas: </div><div class=\"t s2_240\" id=\"t7_240\" style=\"left:65px;bottom:985px;letter-spacing:-0.11px;display:inline;\">The classification and the measurement of financial assets and liabilities </div><div class=\"t s0_240\" id=\"t8_240\" style=\"left:65px;bottom:969px;letter-spacing:-0.01px;display:inline;\">IFRS 9 redefines the classification of financial assets. Based on the way in which the assets are managed in order to generate cash flows and </div><div class=\"t s0_240\" id=\"t9_240\" style=\"left:65px;bottom:954px;letter-spacing:-0.01px;display:inline;\">their contractual cash flow characteristics (whether the cash flows represent \u2018solely payments of principal and interest\u2019), financial assets are </div><div class=\"t s0_240\" id=\"ta_240\" style=\"left:65px;bottom:938px;letter-spacing:-0.01px;display:inline;\">classified into one of the following categories: amortised cost, fair value through other comprehensive income (FVOCI) and fair value through </div><div class=\"t s0_240\" id=\"tb_240\" style=\"left:65px;bottom:922px;letter-spacing:-0.01px;display:inline;\">profit or loss (FVTPL). An option is also available at initial recognition to irrevocably designate a financial asset as at FVTPL if doing so eliminates </div><div class=\"t s0_240\" id=\"tc_240\" style=\"left:65px;bottom:907px;letter-spacing:-0.01px;display:inline;\">or significantly reduces accounting mismatches. The Company has made the election under IFRS 9 to measure its retained interest in Jackson at </div><div class=\"t s0_240\" id=\"td_240\" style=\"left:65px;bottom:891px;letter-spacing:-0.01px;display:inline;\">FVOCI. Under this designation, only dividend income from this retained interest is recognised in the profit or loss of the Company. Unrealised </div><div class=\"t s0_240\" id=\"te_240\" style=\"left:65px;bottom:876px;letter-spacing:-0.01px;display:inline;\">gains and losses are recognised in other comprehensive income and there is no recycling to the profit or loss on derecognition. This was the only </div><div class=\"t s0_240\" id=\"tf_240\" style=\"left:65px;bottom:860px;letter-spacing:-0.01px;display:inline;\">investment classified at FVOCI at 1 January 2023. </div><div class=\"t s0_240\" id=\"tg_240\" style=\"left:65px;bottom:832px;letter-spacing:-0.01px;display:inline;\">A table explaining the original measurement categories under IAS 39 and the new measurement categories under IFRS 9 for each class of the </div><div class=\"t s0_240\" id=\"th_240\" style=\"left:65px;bottom:817px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Group\u2019s financial assets and financial liabilities as at 1 January 2023 is set out in the section 'Effect of adoption of IFRS 17 and IFRS 9' below. </div><div class=\"t s2_240\" id=\"ti_240\" style=\"left:65px;bottom:788px;letter-spacing:-0.11px;display:inline;\">The calculation of the impairment charge relevant for financial assets held at amortised cost or FVOCI </div><div class=\"t s0_240\" id=\"tj_240\" style=\"left:65px;bottom:772px;letter-spacing:-0.01px;display:inline;\">A new impairment model based on an expected credit loss approach replaced the incurred loss impairment model under IAS 39, resulting in </div><div class=\"t s0_240\" id=\"tk_240\" style=\"left:65px;bottom:757px;letter-spacing:-0.01px;display:inline;\">earlier recognition of credit losses compared with IAS 39. This aspect is the most complex area of IFRS 9 and involves significant judgements and </div><div class=\"t s0_240\" id=\"tl_240\" style=\"left:65px;bottom:741px;letter-spacing:-0.01px;display:inline;\">estimation processes. </div><div class=\"t s0_240\" id=\"tm_240\" style=\"left:65px;bottom:713px;letter-spacing:-0.01px;display:inline;\">As discussed above, the vast majority of the financial investments of the Group are held at FVTPL to which these requirements do not apply. </div><div class=\"t s0_240\" id=\"tn_240\" style=\"left:65px;bottom:698px;letter-spacing:-0.01px;display:inline;\">Accordingly, no significant amount of additional impairment was recognised by the Group under the expected credit loss approach as a result of </div><div class=\"t s0_240\" id=\"to_240\" style=\"left:65px;bottom:682px;letter-spacing:-0.01px;display:inline;\">the adoption of IFRS 9. </div><div class=\"t s2_240\" id=\"tp_240\" style=\"left:65px;bottom:654px;letter-spacing:-0.11px;display:inline;\">The hedge accounting requirements which are more closely aligned with the risk management activities </div><div class=\"t s0_240\" id=\"tq_240\" style=\"left:65px;bottom:638px;letter-spacing:-0.01px;display:inline;\">The Group has not applied hedge accounting treatment under IAS 39 and therefore, there is no impact in this area for the Group upon the </div><div class=\"t s0_240\" id=\"tr_240\" style=\"left:65px;bottom:622px;letter-spacing:-0.01px;display:inline;\">adoption of IFRS 9. </div><div class=\"t s1_240\" id=\"ts_240\" style=\"left:65px;bottom:592px;letter-spacing:0.12px;display:inline;\">Effect of adoption of IFRS 17 and IFRS 9 </div><div class=\"t s0_240\" id=\"tt_240\" style=\"left:65px;bottom:576px;letter-spacing:-0.01px;display:inline;\">The adoption of IFRS 17 has significant changes to the accounting for insurance and reinsurance contracts, as discussed above. The Group\u2019s </div><div class=\"t s0_240\" id=\"tu_240\" style=\"left:65px;bottom:561px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">approach to transition to IFRS 17 is set out in the preceding section. The Group has restated the 2022 comparative amounts and presented a </div><div class=\"t s0_240\" id=\"tv_240\" style=\"left:65px;bottom:545px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">restated consolidated statement of financial position as at 1 January 2022. </div><div class=\"t s0_240\" id=\"tw_240\" style=\"left:65px;bottom:517px;letter-spacing:-0.01px;display:inline;\">The implementation of IFRS 9 has an insignificant impact on the Group\u2019s financial statements. As permitted by IFRS 9, the Group has not </div><div class=\"t s0_240\" id=\"tx_240\" style=\"left:65px;bottom:502px;letter-spacing:-0.01px;display:inline;\">restated the comparatives on initial application of the standard but the Group is taking advantage of the classification overlay as permitted by </div><div class=\"t s0_240\" id=\"ty_240\" style=\"left:65px;bottom:486px;letter-spacing:-0.01px;display:inline;\">the Amendment to IFRS 17, \u2018Initial Application of IFRS 17 and IFRS 9 \u2013 Comparative Information\u2019 issued in December 2021. In accordance with </div><div class=\"t s0_240\" id=\"tz_240\" style=\"left:65px;bottom:471px;letter-spacing:-0.01px;display:inline;\">this amendment, the balance sheet at 1 January 2022 reflects the change in classification of certain debt securities to amortised cost from fair </div><div class=\"t s0_240\" id=\"t10_240\" style=\"left:65px;bottom:455px;letter-spacing:-0.01px;display:inline;\">value through profit and loss, certain loans to fair value through profit and loss from amortised cost and the recognition of IFRS 9 expected credit </div><div class=\"t s0_240\" id=\"t11_240\" style=\"left:65px;bottom:439px;letter-spacing:-0.01px;display:inline;\">losses for certain mortgage loans that continue to be classified as amortised cost. With the exception of these changes, for which the overall net </div><div class=\"t s0_240\" id=\"t12_240\" style=\"left:65px;bottom:424px;letter-spacing:-0.01px;word-spacing:-0.01px;display:inline;\">asset impact is insignificant at less than $5 million, the consolidated statement of financial position as of 1 January 2022 as restated under IFRS </div><div class=\"t s0_240\" id=\"t13_240\" style=\"left:65px;bottom:408px;letter-spacing:-0.01px;display:inline;\">17 has been presented to reflect the classification and measurement under IAS 39. </div><div class=\"t s2_240\" id=\"t14_240\" style=\"left:65px;bottom:379px;letter-spacing:-0.11px;display:inline;\">Consolidated statement of financial position at transition date 1 January 2022 </div><div class=\"t s0_240\" id=\"t15_240\" style=\"left:65px;bottom:364px;letter-spacing:-0.01px;display:inline;\">The following table shows the Group\u2019s consolidated statement of financial position as at 1 January 2022 restated under the IFRS 17 basis and </div><div class=\"t s0_240\" id=\"t16_240\" style=\"left:65px;bottom:348px;letter-spacing:-0.01px;display:inline;\">the summarised effects of the adoption of the new standard. </div><div></div><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_241\" id=\"t1_241\" style=\"left:539px;bottom:1118px;letter-spacing:0.07px;display:inline;\">At 31 Dec 2021 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_241\" id=\"t2_241\" style=\"left:585px;bottom:1107px;letter-spacing:0.11px;display:inline;\">$m </div></td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s0_241\" id=\"t3_241\" style=\"left:616px;bottom:1107px;letter-spacing:0.07px;display:inline;\">Effects of adoption of IFRS 17 $m </div> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_241\" id=\"t4_241\" style=\"left:764px;bottom:1107px;letter-spacing:0.07px;display:inline;\">At 1 Jan 2022 $m </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_241\" id=\"t5_241\" style=\"left:529px;bottom:1091px;letter-spacing:0.06px;display:inline;\">(as reported under </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_241\" id=\"t7_241\" style=\"left:628px;bottom:1091px;letter-spacing:0.07px;display:inline;\">Presentation </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_241\" id=\"t9_241\" style=\"left:701px;bottom:1091px;letter-spacing:0.08px;display:inline;\">Measurement </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_241\" id=\"tb_241\" style=\"left:764px;bottom:1091px;letter-spacing:0.06px;display:inline;\">(as restated under </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_241\" id=\"t6_241\" style=\"left:570px;bottom:1080px;letter-spacing:0.07px;display:inline;\">IFRS 4) </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_241\" id=\"t8_241\" style=\"left:644px;bottom:1080px;letter-spacing:0.08px;display:inline;\">changes </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_241\" id=\"ta_241\" style=\"left:722px;bottom:1080px;letter-spacing:0.08px;display:inline;\">changes </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_241\" id=\"tc_241\" style=\"left:799px;bottom:1080px;letter-spacing:0.07px;display:inline;\">IFRS 17) </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_241\" id=\"td_241\" style=\"left:650px;bottom:1065px;letter-spacing:0.06px;display:inline;\">note(i) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_241\" id=\"te_241\" style=\"left:727px;bottom:1065px;letter-spacing:0.06px;display:inline;\">note (ii) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_241\" id=\"tf_241\" style=\"left:91px;bottom:1044px;letter-spacing:-0.01px;display:inline;\">Assets </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"tg_241\" style=\"left:91px;bottom:1025px;letter-spacing:-0.01px;display:inline;\">Goodwill </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"th_241\" style=\"left:575px;bottom:1025px;letter-spacing:-0.01px;display:inline;\">907 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"ti_241\" style=\"left:667px;bottom:1025px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"tj_241\" style=\"left:745px;bottom:1025px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"tk_241\" style=\"left:808px;bottom:1025px;letter-spacing:-0.01px;display:inline;\">907 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"tl_241\" style=\"left:91px;bottom:1006px;letter-spacing:-0.01px;display:inline;\">Deferred acquisition costs and other intangible assets: </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"tm_241\" style=\"left:104px;bottom:986px;letter-spacing:-0.01px;display:inline;\">Deferred acquisition costs </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"tn_241\" style=\"left:565px;bottom:986px;letter-spacing:-0.01px;display:inline;\">2,815 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"to_241\" style=\"left:655px;bottom:986px;display:inline;\">(39) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"tp_241\" style=\"left:717px;bottom:986px;letter-spacing:-0.01px;display:inline;\">(2,776) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"tq_241\" style=\"left:823px;bottom:986px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"tr_241\" style=\"left:104px;bottom:967px;letter-spacing:-0.01px;display:inline;\">Other intangible assets </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"ts_241\" style=\"left:565px;bottom:967px;letter-spacing:-0.01px;display:inline;\">4,043 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"tt_241\" style=\"left:667px;bottom:967px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"tu_241\" style=\"left:733px;bottom:967px;display:inline;\">(28) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"tv_241\" style=\"left:799px;bottom:967px;letter-spacing:-0.01px;display:inline;\">4,015 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"tw_241\" style=\"left:565px;bottom:947px;letter-spacing:-0.01px;display:inline;\">6,858 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"tx_241\" style=\"left:655px;bottom:947px;display:inline;\">(39) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"ty_241\" style=\"left:717px;bottom:947px;letter-spacing:-0.01px;display:inline;\">(2,804) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"tz_241\" style=\"left:800px;bottom:947px;letter-spacing:-0.01px;display:inline;\">4,015 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t10_241\" style=\"left:91px;bottom:928px;letter-spacing:-0.01px;display:inline;\">Insurance contract assets </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t11_241\" style=\"left:582px;bottom:928px;letter-spacing:-0.01px;display:inline;\">n/a </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t12_241\" style=\"left:667px;bottom:928px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t13_241\" style=\"left:721px;bottom:928px;letter-spacing:-0.01px;display:inline;\">1,250 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t14_241\" style=\"left:799px;bottom:928px;letter-spacing:-0.01px;display:inline;\">1,250 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t15_241\" style=\"left:91px;bottom:908px;letter-spacing:-0.01px;display:inline;\">Reinsurance contract assets </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t16_241\" style=\"left:565px;bottom:908px;letter-spacing:-0.01px;display:inline;\">9,753 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t17_241\" style=\"left:655px;bottom:908px;display:inline;\">(22) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t18_241\" style=\"left:717px;bottom:908px;letter-spacing:-0.01px;display:inline;\">(6,944) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t19_241\" style=\"left:799px;bottom:908px;letter-spacing:-0.01px;display:inline;\">2,787 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t1a_241\" style=\"left:91px;bottom:889px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Deferred tax assets </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t1b_241\" style=\"left:575px;bottom:889px;letter-spacing:-0.01px;display:inline;\">266 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t1c_241\" style=\"left:648px;bottom:889px;letter-spacing:-0.01px;display:inline;\">(134) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t1d_241\" style=\"left:745px;bottom:889px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t1e_241\" style=\"left:808px;bottom:889px;letter-spacing:-0.01px;display:inline;\">132 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t1f_241\" style=\"left:91px;bottom:869px;letter-spacing:-0.01px;display:inline;\">Other non-investment and non-cash assets </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t1g_241\" style=\"left:565px;bottom:869px;letter-spacing:-0.01px;display:inline;\">3,448 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t1h_241\" style=\"left:639px;bottom:869px;letter-spacing:-0.01px;display:inline;\">(1,022) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t1i_241\" style=\"left:738px;bottom:869px;letter-spacing:-0.01px;display:inline;\">61 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t1j_241\" style=\"left:799px;bottom:869px;letter-spacing:-0.01px;display:inline;\">2,487 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t1k_241\" style=\"left:91px;bottom:850px;letter-spacing:-0.01px;display:inline;\">Investment properties </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t1l_241\" style=\"left:582px;bottom:850px;letter-spacing:-0.01px;display:inline;\">38 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t1m_241\" style=\"left:667px;bottom:850px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t1n_241\" style=\"left:745px;bottom:850px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t1o_241\" style=\"left:815px;bottom:850px;display:inline;\">38 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t1p_241\" style=\"left:91px;bottom:830px;letter-spacing:-0.33px;word-spacing:0.01px;display:inline;\">Investments in joint ventures and associates accounted for using the equity method </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t1q_241\" style=\"left:565px;bottom:830px;letter-spacing:-0.01px;display:inline;\">2,183 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t1r_241\" style=\"left:667px;bottom:830px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t1s_241\" style=\"left:731px;bottom:830px;letter-spacing:-0.01px;display:inline;\">515 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t1t_241\" style=\"left:799px;bottom:830px;letter-spacing:-0.01px;display:inline;\">2,698 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t1u_241\" style=\"left:91px;bottom:811px;letter-spacing:-0.01px;display:inline;\">Total financial investments: </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t1v_241\" style=\"left:104px;bottom:791px;letter-spacing:-0.01px;display:inline;\">Policy loans </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t1w_241\" style=\"left:565px;bottom:791px;letter-spacing:-0.01px;display:inline;\">1,733 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t1x_241\" style=\"left:639px;bottom:791px;letter-spacing:-0.01px;display:inline;\">(1,733) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t1y_241\" style=\"left:745px;bottom:791px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t1z_241\" style=\"left:823px;bottom:791px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t20_241\" style=\"left:104px;bottom:772px;letter-spacing:-0.01px;display:inline;\">Other loans </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t21_241\" style=\"left:575px;bottom:772px;letter-spacing:-0.01px;display:inline;\">829 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t22_241\" style=\"left:667px;bottom:772px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t23_241\" style=\"left:733px;bottom:772px;display:inline;\">(58) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t24_241\" style=\"left:808px;bottom:772px;letter-spacing:-0.01px;display:inline;\">771 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t25_241\" style=\"left:104px;bottom:752px;letter-spacing:-0.01px;display:inline;\">Equity securities and holdings in collective investment schemes </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t26_241\" style=\"left:558px;bottom:752px;letter-spacing:-0.01px;display:inline;\">61,601 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t27_241\" style=\"left:667px;bottom:752px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t28_241\" style=\"left:745px;bottom:752px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t29_241\" style=\"left:792px;bottom:752px;letter-spacing:-0.01px;display:inline;\">61,601 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t2a_241\" style=\"left:104px;bottom:733px;letter-spacing:-0.01px;display:inline;\">Debt securities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t2b_241\" style=\"left:558px;bottom:733px;letter-spacing:-0.01px;display:inline;\">99,094 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t2c_241\" style=\"left:667px;bottom:733px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t2d_241\" style=\"left:738px;bottom:733px;letter-spacing:-0.01px;display:inline;\">60 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t2e_241\" style=\"left:792px;bottom:733px;letter-spacing:-0.01px;display:inline;\">99,154 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t2f_241\" style=\"left:104px;bottom:713px;letter-spacing:-0.01px;display:inline;\">Derivative assets </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t2g_241\" style=\"left:575px;bottom:713px;letter-spacing:-0.01px;display:inline;\">481 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t2h_241\" style=\"left:667px;bottom:713px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t2i_241\" style=\"left:745px;bottom:713px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t2j_241\" style=\"left:808px;bottom:713px;letter-spacing:-0.01px;display:inline;\">481 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t2k_241\" style=\"left:104px;bottom:694px;letter-spacing:-0.01px;display:inline;\">Deposits </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t2l_241\" style=\"left:565px;bottom:694px;letter-spacing:-0.01px;display:inline;\">4,741 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t2m_241\" style=\"left:667px;bottom:694px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t2n_241\" style=\"left:745px;bottom:694px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t2o_241\" style=\"left:799px;bottom:694px;letter-spacing:-0.01px;display:inline;\">4,741 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t2p_241\" style=\"left:551px;bottom:674px;letter-spacing:-0.01px;display:inline;\">168,479 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t2q_241\" style=\"left:639px;bottom:674px;letter-spacing:-0.01px;display:inline;\">(1,733) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t2r_241\" style=\"left:745px;bottom:674px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t2s_241\" style=\"left:785px;bottom:674px;letter-spacing:-0.01px;display:inline;\">166,748 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t2t_241\" style=\"left:91px;bottom:655px;letter-spacing:-0.01px;display:inline;\">Cash and cash equivalents </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t2u_241\" style=\"left:565px;bottom:655px;letter-spacing:-0.01px;display:inline;\">7,170 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t2v_241\" style=\"left:667px;bottom:655px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t2w_241\" style=\"left:745px;bottom:655px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t2x_241\" style=\"left:799px;bottom:655px;letter-spacing:-0.01px;display:inline;\">7,170 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_241\" id=\"t2y_241\" style=\"left:91px;bottom:635px;letter-spacing:-0.01px;display:inline;\">Total assets </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t2z_241\" style=\"left:551px;bottom:635px;letter-spacing:-0.01px;display:inline;\">199,102 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t30_241\" style=\"left:639px;bottom:635px;letter-spacing:-0.01px;display:inline;\">(2,950) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t31_241\" style=\"left:717px;bottom:635px;letter-spacing:-0.01px;display:inline;\">(7,920) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t32_241\" style=\"left:785px;bottom:635px;letter-spacing:-0.01px;display:inline;\">188,232 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_241\" id=\"t33_241\" style=\"left:91px;bottom:616px;letter-spacing:-0.01px;display:inline;\">Equity </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t34_241\" style=\"left:91px;bottom:596px;letter-spacing:-0.01px;display:inline;\">Shareholders' equity </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t35_241\" style=\"left:558px;bottom:596px;letter-spacing:-0.01px;display:inline;\">17,088 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t36_241\" style=\"left:667px;bottom:596px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t37_241\" style=\"left:721px;bottom:596px;letter-spacing:-0.01px;display:inline;\">1,848 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t38_241\" style=\"left:792px;bottom:596px;letter-spacing:-0.01px;display:inline;\">18,936 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t39_241\" style=\"left:91px;bottom:577px;letter-spacing:-0.01px;display:inline;\">Non-controlling interests </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t3a_241\" style=\"left:575px;bottom:577px;letter-spacing:-0.01px;display:inline;\">176 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t3b_241\" style=\"left:667px;bottom:577px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t3c_241\" style=\"left:740px;bottom:577px;display:inline;\">(1) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t3d_241\" style=\"left:808px;bottom:577px;letter-spacing:-0.01px;display:inline;\">175 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_241\" id=\"t3e_241\" style=\"left:91px;bottom:558px;letter-spacing:-0.01px;display:inline;\">Total equity </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t3f_241\" style=\"left:558px;bottom:558px;letter-spacing:-0.01px;display:inline;\">17,264 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t3g_241\" style=\"left:667px;bottom:558px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t3h_241\" style=\"left:721px;bottom:558px;letter-spacing:-0.01px;display:inline;\">1,847 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t3i_241\" style=\"left:792px;bottom:558px;letter-spacing:-0.01px;display:inline;\">19,111 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_241\" id=\"t3j_241\" style=\"left:91px;bottom:538px;letter-spacing:-0.01px;display:inline;\">Liabilities </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t3k_241\" style=\"left:91px;bottom:519px;letter-spacing:-0.01px;display:inline;\">Insurance contract liabilities* </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t3l_241\" style=\"left:551px;bottom:519px;letter-spacing:-0.01px;display:inline;\">156,485 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t3m_241\" style=\"left:643px;bottom:519px;letter-spacing:-0.01px;display:inline;\">4,243 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t3n_241\" style=\"left:710px;bottom:519px;letter-spacing:-0.01px;display:inline;\">(10,930) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t3o_241\" style=\"left:785px;bottom:519px;letter-spacing:-0.01px;display:inline;\">149,798 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t3p_241\" style=\"left:91px;bottom:499px;letter-spacing:-0.01px;display:inline;\">Reinsurance contract liabilities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t3q_241\" style=\"left:582px;bottom:499px;letter-spacing:-0.01px;display:inline;\">n/a </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t3r_241\" style=\"left:667px;bottom:499px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t3s_241\" style=\"left:721px;bottom:499px;letter-spacing:-0.01px;display:inline;\">1,254 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t3t_241\" style=\"left:799px;bottom:499px;letter-spacing:-0.01px;display:inline;\">1,254 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t3u_241\" style=\"left:91px;bottom:480px;letter-spacing:-0.01px;display:inline;\">Investment contract liabilities without discretionary participation features </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t3v_241\" style=\"left:575px;bottom:480px;letter-spacing:-0.01px;display:inline;\">814 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t3w_241\" style=\"left:667px;bottom:480px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t3x_241\" style=\"left:733px;bottom:480px;display:inline;\">(92) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t3y_241\" style=\"left:808px;bottom:480px;letter-spacing:-0.01px;display:inline;\">722 </div></td></tr><tr><td class=\"tcs-selection-enabled tcs-selected\" colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t3z_241\" style=\"left:91px;bottom:460px;letter-spacing:-0.01px;display:inline;\">Core structural borrowings of shareholder-financed businesses </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t40_241\" style=\"left:565px;bottom:460px;letter-spacing:-0.01px;display:inline;\">6,127 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t41_241\" style=\"left:667px;bottom:460px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t42_241\" style=\"left:745px;bottom:460px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t43_241\" style=\"left:799px;bottom:460px;letter-spacing:-0.01px;display:inline;\">6,127 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t44_241\" style=\"left:91px;bottom:441px;letter-spacing:-0.01px;display:inline;\">Operational borrowings </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t45_241\" style=\"left:575px;bottom:441px;letter-spacing:-0.01px;display:inline;\">861 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t46_241\" style=\"left:667px;bottom:441px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t47_241\" style=\"left:745px;bottom:441px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t48_241\" style=\"left:808px;bottom:441px;letter-spacing:-0.01px;display:inline;\">861 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t49_241\" style=\"left:91px;bottom:421px;letter-spacing:-0.01px;display:inline;\">Deferred tax liabilities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t4a_241\" style=\"left:565px;bottom:421px;letter-spacing:-0.01px;display:inline;\">2,862 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t4b_241\" style=\"left:639px;bottom:421px;letter-spacing:-0.01px;display:inline;\">(1,696) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t4c_241\" style=\"left:745px;bottom:421px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t4d_241\" style=\"left:799px;bottom:421px;letter-spacing:-0.01px;display:inline;\">1,167 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t4e_241\" style=\"left:91px;bottom:402px;letter-spacing:-0.01px;display:inline;\">Other liabilities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t4f_241\" style=\"left:558px;bottom:402px;letter-spacing:-0.01px;display:inline;\">14,689 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t4g_241\" style=\"left:639px;bottom:402px;letter-spacing:-0.01px;display:inline;\">(5,497) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t4h_241\" style=\"left:745px;bottom:402px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t4i_241\" style=\"left:799px;bottom:402px;letter-spacing:-0.01px;display:inline;\">9,192 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_241\" id=\"t4j_241\" style=\"left:91px;bottom:382px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Total liabilities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t4k_241\" style=\"left:551px;bottom:382px;letter-spacing:-0.01px;display:inline;\">181,838 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t4l_241\" style=\"left:639px;bottom:382px;letter-spacing:-0.01px;display:inline;\">(2,950) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t4m_241\" style=\"left:717px;bottom:382px;letter-spacing:-0.01px;display:inline;\">(9,767) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t4n_241\" style=\"left:785px;bottom:382px;letter-spacing:-0.01px;display:inline;\">169,121 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_241\" id=\"t4o_241\" style=\"left:91px;bottom:363px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Total equity and liabilities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t4p_241\" style=\"left:551px;bottom:363px;letter-spacing:-0.01px;display:inline;\">199,102 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t4q_241\" style=\"left:639px;bottom:363px;letter-spacing:-0.01px;display:inline;\">(2,950) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t4r_241\" style=\"left:717px;bottom:363px;letter-spacing:-0.01px;display:inline;\">(7,920) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_241\" id=\"t4s_241\" style=\"left:785px;bottom:363px;letter-spacing:-0.01px;display:inline;\">188,232 </div></td></tr>\n                                        </table><div class=\"t s3_241\" id=\"t4t_241\" style=\"left:87px;bottom:336px;display:inline;\">* </div><div class=\"t s3_241\" id=\"t4u_241\" style=\"left:104px;bottom:336px;letter-spacing:-0.13px;word-spacing:-0.01px;display:inline;\">Included within insurance contract liabilities at 31 December 2021 are investment contracts with DPF and unallocated surplus of with-profits funds under IFRS 4. </div><div class=\"t s4_241\" id=\"t4v_241\" style=\"left:87px;bottom:319px;letter-spacing:-0.16px;display:inline;\">Notes </div><div class=\"t s3_241\" id=\"t4w_241\" style=\"left:87px;bottom:307px;letter-spacing:-0.09px;display:inline;\">(i) </div><div class=\"t s3_241\" id=\"t4x_241\" style=\"left:104px;bottom:307px;letter-spacing:-0.12px;display:inline;\">The presentation changes as shown in the table above principally arise from the following effects of the adoption of IFRS 17: </div><div class=\"t s5_241\" id=\"t4y_241\" style=\"left:104px;bottom:295px;display:inline;\">\u2013 </div><div class=\"t s3_241\" id=\"t4z_241\" style=\"left:117px;bottom:295px;letter-spacing:-0.12px;display:inline;\">Inclusion of insurance and reinsurance related receivable and payable balances within IFRS 17 insurance and reinsurance contract assets and liabilities </div><div class=\"t s3_241\" id=\"t50_241\" style=\"left:117px;bottom:283px;letter-spacing:-0.13px;word-spacing:0.01px;display:inline;\">Under IFRS 17, the measurement of a group of insurance contracts requires inclusion of all the future cash flows within the boundary of each contract and as a result, all </div><div class=\"t s3_241\" id=\"t51_241\" style=\"left:117px;bottom:272px;letter-spacing:-0.13px;display:inline;\">insurance and reinsurance related receivable and payable balances (eg premiums receivable and claims payable) that were previously separately presented on the </div><div class=\"t s3_241\" id=\"t52_241\" style=\"left:117px;bottom:260px;letter-spacing:-0.13px;display:inline;\">balance sheet are now in effect included within the insurance and reinsurance contract balances under IFRS 17. </div><div class=\"t s6_241\" id=\"t53_241\" style=\"left:104px;bottom:242px;display:inline;\">\u2013 </div><div class=\"t s7_241\" id=\"t54_241\" style=\"left:117px;bottom:242px;letter-spacing:-0.13px;word-spacing:0.01px;display:inline;\">Policy loans </div><div class=\"t s3_241\" id=\"t55_241\" style=\"left:117px;bottom:230px;letter-spacing:-0.13px;display:inline;\">Applying the same IFRS 17 measurement principles described above, policy loans related cash flows including any accrued interest income (previously included in </div><div class=\"t s3_241\" id=\"t56_241\" style=\"left:117px;bottom:218px;letter-spacing:-0.13px;word-spacing:0.01px;display:inline;\">\u2018Accrued investment income\u2019) are also included within the fulfilment cash flows of the associated group of insurance contracts. </div><div class=\"t s6_241\" id=\"t57_241\" style=\"left:104px;bottom:201px;display:inline;\">\u2013 </div><div class=\"t s7_241\" id=\"t58_241\" style=\"left:117px;bottom:201px;letter-spacing:-0.12px;display:inline;\">Deferred tax liabilities </div><div class=\"t s3_241\" id=\"t59_241\" style=\"left:117px;bottom:189px;letter-spacing:-0.12px;display:inline;\">In line with IAS 12, deferred tax assets and liabilities have been netted as appropriate. The deferred tax liabilities arising from expected future distributions of the </div><div class=\"t s3_241\" id=\"t5a_241\" style=\"left:117px;bottom:177px;letter-spacing:-0.12px;display:inline;\">Singapore with-profits funds have been reclassified to be part of the insurance contract liabilities under IFRS 17. </div><div class=\"t s3_241\" id=\"t5b_241\" style=\"left:87px;bottom:165px;letter-spacing:-0.08px;display:inline;\">(ii) </div><div class=\"t s3_241\" id=\"t5c_241\" style=\"left:104px;bottom:165px;letter-spacing:-0.13px;display:inline;\">The measurement changes shown in the table above principally reflect the following measurement differences arising from the adoption of IFRS 17: </div><div class=\"t s6_241\" id=\"t5d_241\" style=\"left:104px;bottom:147px;display:inline;\">\u2013 </div><div class=\"t s7_241\" id=\"t5e_241\" style=\"left:117px;bottom:147px;letter-spacing:-0.13px;display:inline;\">Deferred acquisition costs (DAC) </div><div class=\"t s3_241\" id=\"t5f_241\" style=\"left:117px;bottom:136px;letter-spacing:-0.13px;word-spacing:0.01px;display:inline;\">Acquisition cash flows are taken into account in determining the day-one CSM of a group insurance contracts. As such, explicit assets for DAC are not required and the </div><div class=\"t s3_241\" id=\"t5g_241\" style=\"left:117px;bottom:124px;letter-spacing:-0.13px;display:inline;\">IFRS 4 balances are removed. DAC relating to investment contracts without discretionary participation features remains as an asset and has been reclassified to \u2018Other </div><div class=\"t s3_241\" id=\"t5h_241\" style=\"left:117px;bottom:112px;letter-spacing:-0.13px;display:inline;\">debtors\u2019 under 'Other non-investment and non-cash items'. </div><div></div><div class=\"t s0_242\" id=\"t1_242\" style=\"left:82px;bottom:1121px;display:inline;\">\u2013 </div><div class=\"t s1_242\" id=\"t2_242\" style=\"left:95px;bottom:1121px;letter-spacing:-0.13px;display:inline;\">Insurance and reinsurance contract assets and liabilities </div><div class=\"t s2_242\" id=\"t3_242\" style=\"left:95px;bottom:1110px;letter-spacing:-0.13px;display:inline;\">The adjustments represent insurance and reinsurance contract measurement differences between IFRS 4 and IFRS 17, which primarily relate to the following effects: </div><div class=\"t s3_242\" id=\"t4_242\" style=\"left:95px;bottom:1098px;display:inline;\">\u2013 </div><div class=\"t s2_242\" id=\"t5_242\" style=\"left:108px;bottom:1098px;letter-spacing:-0.13px;display:inline;\">the establishment of a CSM under IFRS 17 in accordance with the transition rules, intended to represent the unamortised amount of expected future profit deferred </div><div class=\"t s2_242\" id=\"t6_242\" style=\"left:108px;bottom:1086px;letter-spacing:-0.12px;display:inline;\">upon initial recognition of an insurance contract for all in-force contracts; </div><div class=\"t s3_242\" id=\"t7_242\" style=\"left:95px;bottom:1074px;display:inline;\">\u2013 </div><div class=\"t s2_242\" id=\"t8_242\" style=\"left:108px;bottom:1074px;letter-spacing:-0.12px;display:inline;\">the establishment of an explicit risk adjustment for non-financial risk under IFRS 17; </div><div class=\"t s3_242\" id=\"t9_242\" style=\"left:95px;bottom:1063px;display:inline;\">\u2013 </div><div class=\"t s2_242\" id=\"ta_242\" style=\"left:108px;bottom:1063px;letter-spacing:-0.12px;display:inline;\">release of prudence in the IFRS 4 policyholder liabilities to leave the best estimate liability; and </div><div class=\"t s3_242\" id=\"tb_242\" style=\"left:95px;bottom:1051px;display:inline;\">\u2013 </div><div class=\"t s2_242\" id=\"tc_242\" style=\"left:108px;bottom:1051px;letter-spacing:-0.12px;word-spacing:-0.02px;display:inline;\">the change in treatment of the unallocated surplus of with-profits funds such that the shareholders\u2019 share is recognised in shareholders\u2019 equity after allowing for </div><div class=\"t s2_242\" id=\"td_242\" style=\"left:108px;bottom:1039px;letter-spacing:-0.14px;display:inline;\">measurement differences between IFRS 4 and IFRS 17. </div><div class=\"t s0_242\" id=\"te_242\" style=\"left:82px;bottom:1027px;display:inline;\">\u2013 </div><div class=\"t s4_242\" id=\"tf_242\" style=\"left:95px;bottom:1027px;letter-spacing:-0.16px;display:inline;\">Tax </div><div class=\"t s3_242\" id=\"tg_242\" style=\"left:95px;bottom:1016px;display:inline;\">\u2013 </div><div class=\"t s2_242\" id=\"th_242\" style=\"left:108px;bottom:1016px;letter-spacing:-0.12px;display:inline;\">Current tax assets and liabilities are calculated for each entity in the Group based on local tax rules, and the basis of tax varies between jurisdictions. For insurance </div><div class=\"t s2_242\" id=\"ti_242\" style=\"left:108px;bottom:1004px;letter-spacing:-0.12px;display:inline;\">entities in the Group, the current tax is calculated based on either the financial statements prepared under local generally accepted accounting principles (GAAP), or </div><div class=\"t s2_242\" id=\"tj_242\" style=\"left:108px;bottom:992px;letter-spacing:-0.12px;display:inline;\">the regulatory return prepared under relevant regulatory rules, or on an alternative basis (for example, Hong Kong, where most life insurance business is taxed by </div><div class=\"t s2_242\" id=\"tk_242\" style=\"left:108px;bottom:980px;letter-spacing:-0.12px;display:inline;\">reference to net premiums). Current tax assets and liabilities at transition date are not impacted by the adoption of IFRS 17 at Group level as the adoption for the </div><div class=\"t s2_242\" id=\"tl_242\" style=\"left:108px;bottom:968px;letter-spacing:-0.12px;display:inline;\">Group financial statements has no impact on local tax calculations. For jurisdictions where the basis of tax is the local financial statements, current tax assets and </div><div class=\"t s2_242\" id=\"tm_242\" style=\"left:108px;bottom:957px;letter-spacing:-0.12px;display:inline;\">liabilities will be calculated applying IFRS 17 if and when the standard is adopted locally, and subject to local tax rules for transitional adjustments. The impact of any </div><div class=\"t s2_242\" id=\"tn_242\" style=\"left:108px;bottom:945px;letter-spacing:-0.13px;display:inline;\">such local adoption on the Group financial statements will be considered when relevant. </div><div class=\"t s3_242\" id=\"to_242\" style=\"left:95px;bottom:933px;display:inline;\">\u2013 </div><div class=\"t s2_242\" id=\"tp_242\" style=\"left:108px;bottom:933px;letter-spacing:-0.13px;word-spacing:-0.02px;display:inline;\">Deferred tax balances are adjusted to reflect the deferred tax effects of the measurement adjustments arising from transition to IFRS 17 described above. The </div><div class=\"t s2_242\" id=\"tq_242\" style=\"left:108px;bottom:921px;letter-spacing:-0.12px;display:inline;\">methods of calculating deferred tax are unchanged. Where insurance and reinsurance contract assets and liabilities give rise to a tax deduction or taxable income </div><div class=\"t s2_242\" id=\"tr_242\" style=\"left:108px;bottom:910px;letter-spacing:-0.13px;display:inline;\">when they are recovered or settled, measurement changes to these balances, without equal changes in current taxable income, give rise to corresponding changes to </div><div class=\"t s2_242\" id=\"ts_242\" style=\"left:108px;bottom:898px;letter-spacing:-0.12px;display:inline;\">the deferred tax balances at the tax rates expected to apply when the deferred tax assets or liabilities are realised or settled. </div><div class=\"t s0_242\" id=\"tt_242\" style=\"left:82px;bottom:880px;display:inline;\">\u2013 </div><div class=\"t s1_242\" id=\"tu_242\" style=\"left:95px;bottom:880px;letter-spacing:-0.13px;display:inline;\">Investments in joint ventures and associates accounted for using the equity method </div><div class=\"t s2_242\" id=\"tv_242\" style=\"left:95px;bottom:868px;letter-spacing:-0.12px;display:inline;\">The adjustments represent the Group\u2019s share of the impact of the transition of the balance sheets of the Group\u2019s life joint ventures and associate (being CPL, India and </div><div class=\"t s2_242\" id=\"tw_242\" style=\"left:95px;bottom:856px;letter-spacing:-0.12px;display:inline;\">the Takaful business in Malaysia) from IFRS 4 to IFRS 17, arising principally from the measurement differences as described above. </div><div class=\"t s5_242\" id=\"tx_242\" style=\"left:65px;bottom:829px;letter-spacing:-0.1px;display:inline;\">Financial assets and liabilities by IFRS 9 category </div><div class=\"t s6_242\" id=\"ty_242\" style=\"left:65px;bottom:813px;letter-spacing:-0.01px;display:inline;\">The following table and the accompanying notes explain the original measurement categories under IAS 39 and the new measurement </div><div class=\"t s6_242\" id=\"tz_242\" style=\"left:65px;bottom:798px;letter-spacing:-0.01px;word-spacing:-0.01px;display:inline;\">categories under IFRS 9 for each class of the Group\u2019s financial assets and financial liabilities as at 31 December 2022/1 January, 2023. </div><div class=\"t s6_242\" id=\"t10_242\" style=\"left:65px;bottom:770px;letter-spacing:-0.01px;display:inline;\">The effects of the reclassification of financial assets as a result of transition to IFRS 9 is not material. </div><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s7_242\" id=\"t11_242\" style=\"left:424px;bottom:741px;letter-spacing:0.06px;display:inline;\">Classification at initial application </div></td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s7_242\" id=\"t12_242\" style=\"left:696px;bottom:741px;letter-spacing:0.07px;display:inline;\">Carrying value $m </div> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_242\" id=\"t13_242\" style=\"left:69px;bottom:724px;letter-spacing:0.06px;display:inline;\">Financial instruments </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_242\" id=\"t14_242\" style=\"left:345px;bottom:724px;letter-spacing:0.06px;display:inline;\">Original under IAS 39 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_242\" id=\"t15_242\" style=\"left:491px;bottom:724px;letter-spacing:0.07px;display:inline;\">New under IFRS 9 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_242\" id=\"t16_242\" style=\"left:646px;bottom:724px;letter-spacing:0.06px;display:inline;\">Original under IAS 39 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_242\" id=\"t17_242\" style=\"left:752px;bottom:724px;letter-spacing:0.07px;display:inline;\">New under IFRS 9 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_242\" id=\"t18_242\" style=\"left:69px;bottom:704px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Financial assets </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t19_242\" style=\"left:69px;bottom:684px;letter-spacing:-0.01px;display:inline;\">Loans </div> <div class=\"t s9_242\" id=\"t1a_242\" style=\"vertical-align: super;left:103px;bottom:692px;letter-spacing:0.16px;display:inline;\">note (i) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t1b_242\" style=\"left:345px;bottom:684px;letter-spacing:-0.01px;display:inline;\">Amortised cost </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t1c_242\" style=\"left:491px;bottom:684px;letter-spacing:-0.01px;display:inline;\">Amortised cost </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t1d_242\" style=\"left:703px;bottom:684px;letter-spacing:-0.01px;display:inline;\">140 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t1e_242\" style=\"left:796px;bottom:684px;letter-spacing:-0.01px;display:inline;\">140 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t1f_242\" style=\"left:69px;bottom:665px;letter-spacing:-0.01px;display:inline;\">Loans /debt securities </div> <div class=\"t s9_242\" id=\"t1g_242\" style=\"vertical-align: super;left:185px;bottom:673px;letter-spacing:0.15px;display:inline;\">note (ii) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t1h_242\" style=\"left:345px;bottom:665px;letter-spacing:-0.01px;display:inline;\">Amortised cost </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t1i_242\" style=\"left:491px;bottom:665px;letter-spacing:-0.01px;display:inline;\">Mandatorily at FVTPL </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t1j_242\" style=\"left:710px;bottom:665px;letter-spacing:-0.01px;display:inline;\">26 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t1k_242\" style=\"left:803px;bottom:665px;display:inline;\">27 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t1l_242\" style=\"left:69px;bottom:645px;letter-spacing:-0.01px;display:inline;\">Loans </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t1m_242\" style=\"left:345px;bottom:645px;letter-spacing:-0.01px;display:inline;\">FVTPL </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t1n_242\" style=\"left:491px;bottom:645px;letter-spacing:-0.01px;display:inline;\">Mandatorily at FVTPL </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t1o_242\" style=\"left:703px;bottom:645px;letter-spacing:-0.01px;display:inline;\">450 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t1p_242\" style=\"left:796px;bottom:645px;letter-spacing:-0.01px;display:inline;\">450 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t1q_242\" style=\"left:69px;bottom:626px;letter-spacing:-0.01px;display:inline;\">Equity securities and portfolio holdings in collective </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t1s_242\" style=\"left:345px;bottom:626px;letter-spacing:-0.01px;display:inline;\">FVTPL </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t1t_242\" style=\"left:491px;bottom:626px;letter-spacing:-0.01px;display:inline;\">Mandatorily at FVTPL </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t1u_242\" style=\"left:687px;bottom:626px;letter-spacing:-0.01px;display:inline;\">57,413 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t1v_242\" style=\"left:780px;bottom:626px;letter-spacing:-0.01px;display:inline;\">57,413 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t1r_242\" style=\"left:69px;bottom:610px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">investment schemes </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t1w_242\" style=\"left:69px;bottom:590px;letter-spacing:-0.01px;display:inline;\">Equity securities </div> <div class=\"t s9_242\" id=\"t1x_242\" style=\"vertical-align: super;left:156px;bottom:598px;letter-spacing:0.15px;display:inline;\">note (iii) </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t1y_242\" style=\"left:345px;bottom:590px;letter-spacing:-0.01px;display:inline;\">Available-for-sale (AFS) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t1z_242\" style=\"left:491px;bottom:590px;letter-spacing:-0.01px;display:inline;\">FVOCI </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t20_242\" style=\"left:703px;bottom:590px;letter-spacing:-0.01px;display:inline;\">266 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t21_242\" style=\"left:796px;bottom:590px;letter-spacing:-0.01px;display:inline;\">266 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t22_242\" style=\"left:69px;bottom:571px;letter-spacing:-0.01px;display:inline;\">Debt securities held by Eastspring </div> <div class=\"t s9_242\" id=\"t23_242\" style=\"vertical-align: super;left:247px;bottom:579px;letter-spacing:0.16px;display:inline;\">note (iv) </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t24_242\" style=\"left:345px;bottom:571px;letter-spacing:-0.01px;display:inline;\">FVTPL </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t25_242\" style=\"left:491px;bottom:571px;letter-spacing:-0.01px;display:inline;\">Amortised cost </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t26_242\" style=\"left:710px;bottom:571px;letter-spacing:-0.01px;display:inline;\">67 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t27_242\" style=\"left:803px;bottom:571px;display:inline;\">67 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t28_242\" style=\"left:69px;bottom:551px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Other Debt securities </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t29_242\" style=\"left:345px;bottom:551px;letter-spacing:-0.01px;display:inline;\">FVTPL </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t2a_242\" style=\"left:491px;bottom:551px;letter-spacing:-0.01px;display:inline;\">Mandatorily at FVTPL </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t2b_242\" style=\"left:687px;bottom:551px;letter-spacing:-0.01px;display:inline;\">76,922 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t2c_242\" style=\"left:779px;bottom:551px;letter-spacing:-0.01px;display:inline;\">76,922 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t2d_242\" style=\"left:69px;bottom:532px;letter-spacing:-0.01px;display:inline;\">Derivative assets </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t2e_242\" style=\"left:345px;bottom:532px;letter-spacing:-0.01px;display:inline;\">FVTPL </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t2f_242\" style=\"left:491px;bottom:532px;letter-spacing:-0.01px;display:inline;\">Mandatorily at FVTPL </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t2g_242\" style=\"left:703px;bottom:532px;letter-spacing:-0.01px;display:inline;\">569 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t2h_242\" style=\"left:796px;bottom:532px;letter-spacing:-0.01px;display:inline;\">569 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t2i_242\" style=\"left:69px;bottom:512px;letter-spacing:-0.01px;display:inline;\">Accrued investment income </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t2j_242\" style=\"left:345px;bottom:512px;letter-spacing:-0.01px;display:inline;\">Loans and receivables </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t2k_242\" style=\"left:491px;bottom:512px;letter-spacing:-0.01px;display:inline;\">Amortised cost </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t2l_242\" style=\"left:703px;bottom:512px;letter-spacing:-0.01px;display:inline;\">983 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t2m_242\" style=\"left:796px;bottom:512px;letter-spacing:-0.01px;display:inline;\">983 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t2n_242\" style=\"left:69px;bottom:493px;letter-spacing:-0.01px;display:inline;\">Deposits </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t2o_242\" style=\"left:345px;bottom:493px;letter-spacing:-0.01px;display:inline;\">Loans and receivables </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t2p_242\" style=\"left:491px;bottom:493px;letter-spacing:-0.01px;display:inline;\">Amortised cost </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t2q_242\" style=\"left:694px;bottom:493px;letter-spacing:-0.01px;display:inline;\">6,275 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t2r_242\" style=\"left:787px;bottom:493px;letter-spacing:-0.01px;display:inline;\">6,275 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t2s_242\" style=\"left:69px;bottom:473px;letter-spacing:-0.01px;display:inline;\">Cash and cash equivalents </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t2t_242\" style=\"left:345px;bottom:473px;letter-spacing:-0.01px;display:inline;\">Loans and receivables </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t2u_242\" style=\"left:491px;bottom:473px;letter-spacing:-0.01px;display:inline;\">Amortised cost </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t2v_242\" style=\"left:694px;bottom:473px;letter-spacing:-0.01px;display:inline;\">5,514 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t2w_242\" style=\"left:787px;bottom:473px;letter-spacing:-0.01px;display:inline;\">5,514 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t2x_242\" style=\"left:69px;bottom:454px;letter-spacing:-0.01px;display:inline;\">Other debtors </div> <div class=\"t s9_242\" id=\"t2y_242\" style=\"vertical-align: super;left:144px;bottom:462px;letter-spacing:0.16px;display:inline;\">note (i) </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t2z_242\" style=\"left:345px;bottom:454px;letter-spacing:-0.01px;display:inline;\">Loans and receivables </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t30_242\" style=\"left:491px;bottom:454px;letter-spacing:-0.01px;display:inline;\">Amortised cost </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t31_242\" style=\"left:703px;bottom:454px;letter-spacing:-0.01px;display:inline;\">968 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t32_242\" style=\"left:796px;bottom:454px;letter-spacing:-0.01px;display:inline;\">968 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_242\" id=\"t33_242\" style=\"left:69px;bottom:434px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Financial liabilities </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t34_242\" style=\"left:69px;bottom:415px;letter-spacing:-0.01px;display:inline;\">Investment contract liabilities without DPF </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t35_242\" style=\"left:345px;bottom:415px;letter-spacing:-0.01px;display:inline;\">FVTPL </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t36_242\" style=\"left:491px;bottom:415px;letter-spacing:-0.01px;display:inline;\">Mandatorily at FVTPL </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t37_242\" style=\"left:703px;bottom:415px;letter-spacing:-0.01px;display:inline;\">663 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t38_242\" style=\"left:796px;bottom:415px;letter-spacing:-0.01px;display:inline;\">663 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t39_242\" style=\"left:69px;bottom:395px;letter-spacing:-0.01px;display:inline;\">Derivative liabilities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t3a_242\" style=\"left:345px;bottom:395px;letter-spacing:-0.01px;display:inline;\">FVTPL </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t3b_242\" style=\"left:491px;bottom:395px;letter-spacing:-0.01px;display:inline;\">Mandatorily at FVTPL </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t3c_242\" style=\"left:694px;bottom:395px;letter-spacing:-0.01px;display:inline;\">1,001 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t3d_242\" style=\"left:787px;bottom:395px;letter-spacing:-0.01px;display:inline;\">1,001 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t3e_242\" style=\"left:69px;bottom:376px;letter-spacing:-0.01px;display:inline;\">Core structural borrowings of shareholder-financed </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t3g_242\" style=\"left:345px;bottom:376px;letter-spacing:-0.01px;display:inline;\">Amortised cost </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t3h_242\" style=\"left:491px;bottom:376px;letter-spacing:-0.01px;display:inline;\">Amortised cost </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t3i_242\" style=\"left:694px;bottom:376px;letter-spacing:-0.01px;display:inline;\">4,261 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t3j_242\" style=\"left:787px;bottom:376px;letter-spacing:-0.01px;display:inline;\">4,261 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t3f_242\" style=\"left:69px;bottom:360px;letter-spacing:-0.01px;display:inline;\">businesses </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t3k_242\" style=\"left:69px;bottom:340px;letter-spacing:-0.01px;display:inline;\">Operational borrowings </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t3l_242\" style=\"left:345px;bottom:340px;letter-spacing:-0.01px;display:inline;\">Amortised cost </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t3m_242\" style=\"left:491px;bottom:340px;letter-spacing:-0.01px;display:inline;\">Amortised cost </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t3n_242\" style=\"left:703px;bottom:340px;letter-spacing:-0.01px;display:inline;\">815 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t3o_242\" style=\"left:796px;bottom:340px;letter-spacing:-0.01px;display:inline;\">815 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t3p_242\" style=\"left:69px;bottom:321px;letter-spacing:-0.01px;display:inline;\">Obligations under funding, securities lending and </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t3r_242\" style=\"left:345px;bottom:321px;letter-spacing:-0.01px;display:inline;\">Amortised cost </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t3s_242\" style=\"left:491px;bottom:321px;letter-spacing:-0.01px;display:inline;\">Amortised cost </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t3t_242\" style=\"left:703px;bottom:321px;letter-spacing:-0.01px;display:inline;\">582 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t3u_242\" style=\"left:796px;bottom:321px;letter-spacing:-0.01px;display:inline;\">582 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t3q_242\" style=\"left:69px;bottom:305px;letter-spacing:-0.01px;display:inline;\">sale and repurchase agreements </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t3v_242\" style=\"left:69px;bottom:285px;letter-spacing:-0.01px;display:inline;\">Net asset value attributable to unit holders of </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t3y_242\" style=\"left:345px;bottom:285px;letter-spacing:-0.01px;display:inline;\">FVTPL </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t3z_242\" style=\"left:491px;bottom:285px;letter-spacing:-0.01px;display:inline;\">Designated at FVTPL </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t40_242\" style=\"left:694px;bottom:285px;letter-spacing:-0.01px;display:inline;\">4,193 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t41_242\" style=\"left:786px;bottom:285px;letter-spacing:-0.01px;display:inline;\">4,193 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t3w_242\" style=\"left:69px;bottom:270px;letter-spacing:-0.01px;display:inline;\">consolidated investment funds </div> <div class=\"t s9_242\" id=\"t3x_242\" style=\"vertical-align: super;left:233px;bottom:278px;letter-spacing:0.17px;display:inline;\">note (v) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t42_242\" style=\"left:69px;bottom:250px;letter-spacing:-0.01px;display:inline;\">Other liabilities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t43_242\" style=\"left:345px;bottom:250px;letter-spacing:-0.01px;display:inline;\">Amortised cost </div></td><td class=\"tcs-selection-enabled tcs-selected\" colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t44_242\" style=\"left:491px;bottom:250px;letter-spacing:-0.01px;display:inline;\">Amortised cost </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t45_242\" style=\"left:694px;bottom:250px;letter-spacing:-0.01px;display:inline;\">2,866 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_242\" id=\"t46_242\" style=\"left:787px;bottom:250px;letter-spacing:-0.01px;display:inline;\">2,866 </div></td></tr>\n                                        </table><div class=\"t sa_242\" id=\"t47_242\" style=\"left:65px;bottom:223px;letter-spacing:-0.16px;display:inline;\">Notes </div><div class=\"t sb_242\" id=\"t48_242\" style=\"left:65px;bottom:212px;letter-spacing:-0.09px;display:inline;\">(i) </div><div class=\"t sb_242\" id=\"t49_242\" style=\"left:82px;bottom:212px;letter-spacing:-0.13px;display:inline;\">In accordance with IFRS 17 requirements policy loans and debtor balances that are related to insurance contracts are included within the measurement of insurance </div><div class=\"t sb_242\" id=\"t4a_242\" style=\"left:82px;bottom:200px;letter-spacing:-0.12px;display:inline;\">contract liabilities. Therefore, the amounts for these balance sheet line items as presented in this table do not include such balances. </div><div class=\"t sb_242\" id=\"t4b_242\" style=\"left:65px;bottom:188px;letter-spacing:-0.08px;display:inline;\">(ii) </div><div class=\"t sb_242\" id=\"t4c_242\" style=\"left:82px;bottom:188px;letter-spacing:-0.12px;display:inline;\">Certain securities that were classified as loans at amortised cost under IAS 39 were reclassified to debt securities at fair value through profit or loss under IFRS 9 aligning to </div><div class=\"t sb_242\" id=\"t4d_242\" style=\"left:82px;bottom:176px;letter-spacing:-0.13px;display:inline;\">how these securities are managed. </div><div class=\"t sb_242\" id=\"t4e_242\" style=\"left:65px;bottom:165px;letter-spacing:-0.08px;display:inline;\">(iii) </div><div class=\"t sb_242\" id=\"t4f_242\" style=\"left:82px;bottom:165px;letter-spacing:-0.13px;display:inline;\">Represents the Group\u2019s interest in Jackson which the Group elected to be classified at FVOCI. </div><div class=\"t sb_242\" id=\"t4g_242\" style=\"left:65px;bottom:153px;letter-spacing:-0.1px;display:inline;\">(iv) </div><div class=\"t sb_242\" id=\"t4h_242\" style=\"left:82px;bottom:153px;letter-spacing:-0.13px;display:inline;\">Under IAS 39 Eastspring debt securities were classified as FVTPL. The Group has reclassified these debt securities as measured at amortised cost because these instruments </div><div class=\"t sb_242\" id=\"t4i_242\" style=\"left:82px;bottom:141px;letter-spacing:-0.12px;display:inline;\">meet the solely payments of principal and interest (SPPI) criterion and are held with the intention to collect contractual cash flows. </div><div class=\"t sb_242\" id=\"t4j_242\" style=\"left:65px;bottom:129px;letter-spacing:-0.11px;display:inline;\">(v) </div><div class=\"t sb_242\" id=\"t4k_242\" style=\"left:82px;bottom:129px;letter-spacing:-0.12px;display:inline;\">\u2018Net asset value attributable to unit holders of consolidated investment funds\u2019 represents the interests of investors other than the Group in the investment funds that the </div><div class=\"t sb_242\" id=\"t4l_242\" style=\"left:82px;bottom:118px;letter-spacing:-0.13px;display:inline;\">Group is deemed to control and therefore treated as a subsidiary and consolidated in the Group financial statements. The Group has designated \u2018Net asset value </div><div class=\"t sb_242\" id=\"t4m_242\" style=\"left:82px;bottom:106px;letter-spacing:-0.12px;display:inline;\">attributable to unit holders of consolidated investment funds\u2019 as financial liabilities measured at FVTPL to eliminate any accounting mismatch with the underlying </div><div class=\"t sb_242\" id=\"t4n_242\" style=\"left:82px;bottom:94px;letter-spacing:-0.13px;display:inline;\">investments of those consolidated investment funds, which are measured at FVTPL. </div><div></div><div class=\"t s0_243\" id=\"t1_243\" style=\"left:87px;bottom:1119px;letter-spacing:-0.01px;word-spacing:-0.01px;display:inline;\">The measurement categories of the Group\u2019s financial assets and financial liabilities as at 31 December 2023, as shown on the consolidated </div><div class=\"t s0_243\" id=\"t2_243\" style=\"left:87px;bottom:1103px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">statement of financial position, are consistent with those as at 1 January 2023. The following line items contain more than one asset </div><div class=\"t s0_243\" id=\"t3_243\" style=\"left:87px;bottom:1087px;letter-spacing:-0.01px;word-spacing:-0.01px;display:inline;\">classification at 31 December 2023: </div><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_243\" id=\"t4_243\" style=\"left:611px;bottom:1050px;letter-spacing:0.07px;display:inline;\">Amortised Cost </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_243\" id=\"t6_243\" style=\"left:696px;bottom:1050px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">Mandatorily at </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_243\" id=\"t8_243\" style=\"left:766px;bottom:1050px;letter-spacing:0.07px;display:inline;\">Total 31 Dec 2023 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_243\" id=\"t5_243\" style=\"left:660px;bottom:1040px;letter-spacing:0.11px;display:inline;\">$m </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_243\" id=\"t7_243\" style=\"left:715px;bottom:1040px;letter-spacing:0.09px;display:inline;\">FVTPL $m </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_243\" id=\"t9_243\" style=\"left:827px;bottom:1040px;letter-spacing:0.11px;display:inline;\">$m </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_243\" id=\"ta_243\" style=\"left:91px;bottom:1020px;letter-spacing:-0.01px;display:inline;\">Loans </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_243\" id=\"tb_243\" style=\"left:650px;bottom:1020px;letter-spacing:-0.02px;display:inline;\">148 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_243\" id=\"tc_243\" style=\"left:733px;bottom:1020px;letter-spacing:-0.02px;display:inline;\">430 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_243\" id=\"td_243\" style=\"left:817px;bottom:1020px;letter-spacing:-0.02px;display:inline;\">578 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_243\" id=\"te_243\" style=\"left:91px;bottom:1000px;letter-spacing:-0.01px;display:inline;\">Debt securities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_243\" id=\"tf_243\" style=\"left:665px;bottom:1000px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_243\" id=\"tg_243\" style=\"left:716px;bottom:1000px;letter-spacing:-0.02px;display:inline;\">83,064 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_243\" id=\"th_243\" style=\"left:799px;bottom:1000px;letter-spacing:-0.02px;display:inline;\">83,064 </div></td></tr>\n                                        </table><div class=\"t s3_243\" id=\"ti_243\" style=\"left:87px;bottom:962px;letter-spacing:0.13px;display:inline;\">A2.2 Adoption of other new accounting pronouncements </div><div class=\"t s0_243\" id=\"tj_243\" style=\"left:87px;bottom:947px;letter-spacing:-0.01px;display:inline;\">In addition to IFRS 17 and IFRS 9, the Group has adopted the following amendments in these consolidated financial statements. The adoption </div><div class=\"t s0_243\" id=\"tk_243\" style=\"left:87px;bottom:931px;letter-spacing:-0.01px;display:inline;\">of these amendments has had no significant impact on the Group financial statements. </div><div class=\"t s4_243\" id=\"tl_243\" style=\"left:87px;bottom:904px;display:inline;\">\u2013 </div><div class=\"t s0_243\" id=\"tm_243\" style=\"left:100px;bottom:904px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Amendments to IAS 1 and IFRS Practice Statement 2 \u2018Disclosure of accounting policies\u2019 issued in February 2021; </div><div class=\"t s4_243\" id=\"tn_243\" style=\"left:87px;bottom:888px;display:inline;\">\u2013 </div><div class=\"t s0_243\" id=\"to_243\" style=\"left:100px;bottom:888px;letter-spacing:-0.01px;display:inline;\">Amendments to IAS 8 \u2018Definition of Accounting Estimates\u2019 issued in February 2021; </div><div class=\"t s4_243\" id=\"tp_243\" style=\"left:87px;bottom:872px;display:inline;\">\u2013 </div><div class=\"t s0_243\" id=\"tq_243\" style=\"left:100px;bottom:872px;letter-spacing:-0.01px;display:inline;\">Amendments to IAS 12 \u2018Deferred tax related to assets and liabilities arising from a single transaction\u2019 issued in May 2021; and </div><div class=\"t s4_243\" id=\"tr_243\" style=\"left:87px;bottom:857px;display:inline;\">\u2013 </div><div class=\"t s0_243\" id=\"ts_243\" style=\"left:100px;bottom:857px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Amendments to IAS 12 \u2018International Tax Reform \u2013 Pillar Two Model Rules\u2019 issued in May 2023. Further details are provided in notes B3.2 and </div>C7.2.",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfChangesInAccountingPoliciesExplanatory",
    "language": "en",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f27900": {
   "value": "A3 Accounting policies <div class=\"t s6_243\" id=\"tv_243\" style=\"left:87px;bottom:784px;letter-spacing:0.12px;display:inline;\">A3.1 Critical accounting policies, estimates and judgements </div><div class=\"t s0_243\" id=\"tw_243\" style=\"left:87px;bottom:769px;letter-spacing:-0.01px;word-spacing:2.9px;display:inline;\">This note presents the critical accounting policies, estimates and judgements applied in preparing the Group\u2019s consolidated financial </div><div class=\"t s0_243\" id=\"tx_243\" style=\"left:87px;bottom:753px;letter-spacing:-0.01px;word-spacing:1.28px;display:inline;\">statements. Other accounting policies, where significant, are presented in the relevant individual notes. All accounting policies are applied </div><div class=\"t s0_243\" id=\"ty_243\" style=\"left:87px;bottom:737px;letter-spacing:-0.01px;word-spacing:3.9px;display:inline;\">consistently for the years presented and normally are not subject to changes unless new accounting standards, interpretations or </div><div class=\"t s0_243\" id=\"tz_243\" style=\"left:87px;bottom:722px;letter-spacing:-0.01px;display:inline;\">amendments are introduced by the IASB as discussed in note A2 above. </div><div class=\"t s0_243\" id=\"t10_243\" style=\"left:87px;bottom:694px;letter-spacing:-0.01px;display:inline;\">The preparation of these consolidated financial statements requires Prudential to make accounting estimates and judgements about the </div><div class=\"t s0_243\" id=\"t11_243\" style=\"left:87px;bottom:678px;letter-spacing:-0.01px;display:inline;\">amounts of assets, liabilities, revenues and expenses, which are both recognised and unrecognised (eg contingent liabilities) in the consolidated </div><div class=\"t s0_243\" id=\"t12_243\" style=\"left:87px;bottom:663px;letter-spacing:-0.01px;display:inline;\">financial statements. Prudential evaluates its critical accounting estimates, including those related to insurance business provisioning and the fair </div><div class=\"t s0_243\" id=\"t13_243\" style=\"left:87px;bottom:647px;letter-spacing:-0.01px;display:inline;\">value of assets as required. The notes below set out those critical accounting policies, the application of which requires the Group to make critical </div><div class=\"t s0_243\" id=\"t14_243\" style=\"left:87px;bottom:632px;letter-spacing:-0.01px;display:inline;\">estimates and judgements. Also set out are further critical accounting policies affecting the presentation of the Group\u2019s results and other items </div><div class=\"t s0_243\" id=\"t15_243\" style=\"left:87px;bottom:616px;letter-spacing:-0.01px;display:inline;\">that require the application of critical estimates and judgements. </div><div class=\"t s7_243\" id=\"t16_243\" style=\"left:87px;bottom:587px;letter-spacing:-0.1px;display:inline;\">(a) </div><div class=\"t s7_243\" id=\"t17_243\" style=\"left:113px;bottom:587px;letter-spacing:-0.11px;word-spacing:-0.05px;display:inline;\">Critical accounting policies with associated critical estimates and judgements \u2013 Measurement of insurance and </div><div class=\"t s7_243\" id=\"t18_243\" style=\"left:113px;bottom:571px;letter-spacing:-0.11px;display:inline;\">reinsurance contracts under IFRS 17 </div><div class=\"t s0_243\" id=\"t19_243\" style=\"left:87px;bottom:555px;letter-spacing:-0.01px;display:inline;\">IFRS 17 establishes principles for the recognition, measurement, presentation and disclosure of insurance contracts, reinsurance contracts and </div><div class=\"t s0_243\" id=\"t1a_243\" style=\"left:87px;bottom:540px;letter-spacing:-0.01px;display:inline;\">investment contracts with discretionary participation features. It introduces a model that measures groups of contracts based on the Group\u2019s </div><div class=\"t s0_243\" id=\"t1b_243\" style=\"left:87px;bottom:524px;letter-spacing:-0.01px;display:inline;\">estimates of the present value of future cash flows that are expected to arise as the Group fulfils the contracts, an explicit risk adjustment for </div><div class=\"t s0_243\" id=\"t1c_243\" style=\"left:87px;bottom:508px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">non-financial risk and a CSM. The process of determining the present value of future cashflows involves a number of estimates and judgments, </div><div class=\"t s0_243\" id=\"t1d_243\" style=\"left:87px;bottom:493px;letter-spacing:-0.01px;display:inline;\">which are set out below. </div><div></div><div class=\"t s0_244\" id=\"t1o_244\" style=\"left:69px;bottom:1115px;letter-spacing:-0.01px;display:inline;\">Determination of fulfilment cashflows used in the measurement of insurance and reinsurance contract assets and liabilities </div><div class=\"t s0_244\" id=\"t1p_244\" style=\"left:69px;bottom:1099px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">(impacts $(137.4) billion of net insurance and reinsurance contract balances, excluding those held by joint ventures and </div><div class=\"t s0_244\" id=\"t1q_244\" style=\"left:69px;bottom:1083px;letter-spacing:-0.01px;display:inline;\">associates) </div><table>\n                                            <tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_244\" id=\"t1_244\" style=\"left:69px;bottom:1063px;letter-spacing:-0.01px;display:inline;\">Estimates of future cash </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t3_244\" style=\"left:219px;bottom:1063px;letter-spacing:-0.01px;display:inline;\">The Group\u2019s process for estimating future cash flows incorporates, in an unbiased way, all reasonable and </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_244\" id=\"t2_244\" style=\"left:69px;bottom:1047px;letter-spacing:-0.01px;display:inline;\">flows </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t4_244\" style=\"left:219px;bottom:1047px;letter-spacing:-0.01px;display:inline;\">supportable information that is available without undue cost or effort at the reporting date. This information </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t5_244\" style=\"left:219px;bottom:1032px;letter-spacing:-0.01px;display:inline;\">includes both internal and external historical data about claims and other experience, updated to reflect current </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t6_244\" style=\"left:219px;bottom:1016px;letter-spacing:-0.01px;display:inline;\">expectations of future events. As this is a prediction of the future, significant judgement is applied in determining </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t7_244\" style=\"left:219px;bottom:1001px;letter-spacing:-0.01px;display:inline;\">the assumptions that underpin the estimation of future cash flows. These assumptions include, but are not </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t8_244\" style=\"left:219px;bottom:985px;letter-spacing:-0.01px;display:inline;\">limited to, operating assumptions such as morbidity, mortality, persistency and expenses, and economic </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t9_244\" style=\"left:219px;bottom:970px;letter-spacing:-0.01px;display:inline;\">assumptions such as risk-free rates and illiquidity premium. Granular assumptions are set at a business unit level. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"ta_244\" style=\"left:219px;bottom:954px;letter-spacing:-0.01px;display:inline;\">The demographic assumptions are consistent with those used in other metrics such as EEV reporting. The Risk </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"tb_244\" style=\"left:219px;bottom:938px;letter-spacing:-0.01px;display:inline;\">Review included in this Annual Report discusses the insurance and market risks the Group faces and how these </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"tc_244\" style=\"left:219px;bottom:923px;letter-spacing:-0.01px;display:inline;\">risks are mitigated. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"td_244\" style=\"left:219px;bottom:895px;letter-spacing:-0.01px;display:inline;\">When estimating future cash flows, the Group takes into account current expectations of future events (other </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"te_244\" style=\"left:219px;bottom:879px;letter-spacing:-0.01px;display:inline;\">than those from future legislation or regulatory changes that have not been substantively enacted) that might </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"tf_244\" style=\"left:219px;bottom:864px;letter-spacing:-0.01px;display:inline;\">affect those cash flows. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"tg_244\" style=\"left:219px;bottom:836px;letter-spacing:-0.01px;display:inline;\">Cash flows within the boundary of a contract (the Group\u2019s accounting policy on contract boundary is given </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"th_244\" style=\"left:219px;bottom:820px;letter-spacing:-0.01px;display:inline;\">below) relate directly to the fulfilment of the contract, including those for which the Group has discretion over the </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"ti_244\" style=\"left:219px;bottom:805px;letter-spacing:-0.01px;display:inline;\">amount or timing. These include future premium receipts, payments to (or on behalf of) policyholders, insurance </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"tj_244\" style=\"left:219px;bottom:789px;letter-spacing:-0.01px;display:inline;\">acquisition cash flows and other costs that are incurred in fulfilling contracts. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"tk_244\" style=\"left:219px;bottom:761px;letter-spacing:-0.01px;display:inline;\">In relation to reinsurance contracts held, the probability weighted estimates of the present value of future cash </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"tl_244\" style=\"left:219px;bottom:746px;letter-spacing:-0.01px;display:inline;\">flows includes the potential credit losses and losses from other disputes to reflect the non-performance risk of the </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"tm_244\" style=\"left:219px;bottom:730px;letter-spacing:-0.01px;display:inline;\">reinsurers. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"tn_244\" style=\"left:219px;bottom:702px;letter-spacing:-0.01px;display:inline;\">The sensitivity of shareholder equity and CSM to insurance risks is set out in Note C6.1(b). </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_244\" id=\"to_244\" style=\"left:69px;bottom:683px;letter-spacing:-0.01px;display:inline;\">Expense assumptions </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"tr_244\" style=\"left:219px;bottom:683px;letter-spacing:-0.01px;display:inline;\">Insurance acquisition cash flows (as discussed below) and other costs that are incurred in fulfilling contracts </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_244\" id=\"tp_244\" style=\"left:69px;bottom:667px;letter-spacing:-0.01px;display:inline;\">used in future cash flow </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"ts_244\" style=\"left:219px;bottom:667px;letter-spacing:-0.01px;display:inline;\">comprise both direct costs and an allocation of fixed and variable overheads incurred by the insurance entities. </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_244\" id=\"tq_244\" style=\"left:69px;bottom:651px;letter-spacing:-0.01px;display:inline;\">estimation </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"tt_244\" style=\"left:219px;bottom:639px;letter-spacing:-0.01px;display:inline;\">The Group projects estimates of future expenses relating to the fulfilment of contracts within the scope of IFRS </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"tu_244\" style=\"left:219px;bottom:624px;letter-spacing:-0.01px;display:inline;\">17 using current expense levels adjusted for inflation. Costs that are incurred in fulfilling the contracts include, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"tv_244\" style=\"left:219px;bottom:608px;letter-spacing:-0.01px;display:inline;\">but are not limited to claims handling costs, policy administration expenses, investment management expenses, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"tw_244\" style=\"left:219px;bottom:592px;letter-spacing:-0.01px;display:inline;\">income tax and other costs specifically chargeable to the policyholders under the terms of the contracts. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"tx_244\" style=\"left:219px;bottom:577px;letter-spacing:-0.01px;display:inline;\">Expenses included in estimated future cash flows comprise expenses directly attributable to the groups of </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"ty_244\" style=\"left:219px;bottom:561px;letter-spacing:-0.01px;display:inline;\">contracts, including an allocation of fixed and variable overheads incurred by the insurance entities. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"tz_244\" style=\"left:219px;bottom:534px;letter-spacing:-0.01px;display:inline;\">Investment management expenses in relation to the management of the assets backing policyholder liabilities </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t10_244\" style=\"left:219px;bottom:518px;letter-spacing:-0.01px;display:inline;\">are included in the fulfilment cash flows for business using the VFA model, other participating business using the </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t11_244\" style=\"left:219px;bottom:502px;letter-spacing:-0.01px;display:inline;\">general model and general model non-participating business where the Group performs investment </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t12_244\" style=\"left:219px;bottom:487px;letter-spacing:-0.01px;display:inline;\">management activities to enhance benefits from insurance coverage for policyholders. The future expenses of </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t13_244\" style=\"left:219px;bottom:471px;letter-spacing:-0.01px;display:inline;\">internal asset management and other services excludes the projected future profits or losses generated by any </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t14_244\" style=\"left:219px;bottom:456px;letter-spacing:-0.01px;display:inline;\">non-insurance entities within the Group in providing those services (ie the IFRS results for the life insurance </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t15_244\" style=\"left:219px;bottom:440px;letter-spacing:-0.01px;display:inline;\">operations in the consolidated financial statements assume that the cost of internal asset management and </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t16_244\" style=\"left:219px;bottom:424px;letter-spacing:-0.01px;display:inline;\">other services will be that incurred by the Group as a whole, not the cost that will be borne by the insurance </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t17_244\" style=\"left:219px;bottom:409px;letter-spacing:-0.01px;display:inline;\">business). </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t18_244\" style=\"left:219px;bottom:381px;letter-spacing:-0.01px;display:inline;\">Most of the costs incurred by the insurance entities within the Group are considered to be incurred for the </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t19_244\" style=\"left:219px;bottom:365px;letter-spacing:-0.01px;display:inline;\">purpose of selling and fulfilling insurance contracts and are hence treated as attributable expenses. Cash flows </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t1a_244\" style=\"left:219px;bottom:350px;letter-spacing:-0.01px;display:inline;\">that are not directly attributable to a portfolio of insurance contracts, such as some product development and </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t1b_244\" style=\"left:219px;bottom:334px;letter-spacing:-0.01px;display:inline;\">training costs, are recognised in other operating expenses as incurred. </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_244\" id=\"t1c_244\" style=\"left:69px;bottom:315px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Policyholder benefits </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t1d_244\" style=\"left:219px;bottom:315px;letter-spacing:-0.01px;display:inline;\">The assumptions used to project the cash flows also reflect the actions that management would take over the </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t1e_244\" style=\"left:219px;bottom:299px;letter-spacing:-0.01px;display:inline;\">duration of the projection, the time it would take to implement these actions and any expenses incurred in taking </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t1f_244\" style=\"left:219px;bottom:284px;letter-spacing:-0.01px;display:inline;\">those actions. Management actions encompass, but are not confined to, investment allocation decisions, levels </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t1g_244\" style=\"left:219px;bottom:268px;letter-spacing:-0.01px;display:inline;\">of regular and final bonuses and crediting rates. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t1h_244\" style=\"left:219px;bottom:240px;letter-spacing:-0.01px;display:inline;\">For participating contracts, estimated future claim payments include bonuses paid to policyholders determined </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t1i_244\" style=\"left:219px;bottom:225px;letter-spacing:-0.01px;display:inline;\">by reference to the relevant profit-sharing arrangement. For example, for the Group\u2019s with-profits business in </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t1j_244\" style=\"left:219px;bottom:209px;letter-spacing:-0.01px;display:inline;\">Hong Kong, Singapore and Malaysia, asset shares are used to determine payments to policyholders. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t1k_244\" style=\"left:219px;bottom:181px;letter-spacing:-0.01px;display:inline;\">Where cash flows from one group of contracts affect, or are affected by, cash flows in other groups of contracts </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t1l_244\" style=\"left:219px;bottom:166px;letter-spacing:-0.01px;display:inline;\">(eg for with-profits business), the fulfilment cash flows for a group include payments arising from the terms of </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t1m_244\" style=\"left:219px;bottom:150px;letter-spacing:-0.01px;display:inline;\">existing contracts to policyholders in other groups and exclude payments to policyholders in the group that have </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t1n_244\" style=\"left:219px;bottom:135px;letter-spacing:-0.01px;display:inline;\">been included in the fulfilment cash flows of another group. </div></td></tr>\n                                        </table><div></div><div class=\"t s0_245\" id=\"t1c_245\" style=\"left:91px;bottom:1115px;letter-spacing:-0.01px;display:inline;\">Determination of fulfilment cashflows used in the measurement of insurance and reinsurance contract assets and liabilities </div><div class=\"t s0_245\" id=\"t1d_245\" style=\"left:91px;bottom:1099px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">(impacts $(137.4) billion of net insurance and reinsurance contract balances, excluding those held by joint ventures and </div><div class=\"t s0_245\" id=\"t1e_245\" style=\"left:91px;bottom:1083px;letter-spacing:-0.01px;display:inline;\">associates) </div><table>\n                                            <tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_245\" id=\"t1_245\" style=\"left:91px;bottom:1063px;letter-spacing:-0.01px;display:inline;\">Insurance acquisition </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"t3_245\" style=\"left:241px;bottom:1063px;letter-spacing:-0.01px;display:inline;\">Insurance acquisition cash flows arise from the activities of selling, underwriting and starting a group of </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_245\" id=\"t2_245\" style=\"left:91px;bottom:1047px;letter-spacing:-0.01px;display:inline;\">cash flows </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"t4_245\" style=\"left:241px;bottom:1047px;letter-spacing:-0.01px;display:inline;\">insurance contracts that are directly attributable to the portfolio of contracts to which the group belongs. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"t5_245\" style=\"left:241px;bottom:1032px;letter-spacing:-0.01px;display:inline;\">Insurance acquisition cash flows that are directly attributable to a group of contracts (eg non-refundable </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"t6_245\" style=\"left:241px;bottom:1016px;letter-spacing:-0.01px;display:inline;\">commissions paid on issuance of a contract) are allocated to that group and to the groups that will include </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"t7_245\" style=\"left:241px;bottom:1001px;letter-spacing:-0.01px;display:inline;\">renewals of those contracts. Bancassurance payments (eg upfront payments to sell insurance contracts to </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"t8_245\" style=\"left:241px;bottom:985px;letter-spacing:-0.01px;display:inline;\">distribution partners) are capitalised under IAS 38 as intangible assets and amortised on a basis to reflect the </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"t9_245\" style=\"left:241px;bottom:970px;letter-spacing:-0.01px;display:inline;\">pattern in which the future economic benefits are expected to be consumed by reference to new business </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"ta_245\" style=\"left:241px;bottom:954px;letter-spacing:-0.01px;display:inline;\">production levels. The amortisation of the bancassurance intangibles is considered to constitute insurance </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"tb_245\" style=\"left:241px;bottom:938px;letter-spacing:-0.01px;display:inline;\">acquisition cash flows. They generally form part of fulfilment cash flows and are amortised implicitly in line with </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"tc_245\" style=\"left:241px;bottom:923px;letter-spacing:-0.01px;display:inline;\">the coverage unit pattern. </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_245\" id=\"td_245\" style=\"left:91px;bottom:903px;letter-spacing:-0.01px;display:inline;\">Determining the point of </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"th_245\" style=\"left:241px;bottom:903px;letter-spacing:-0.01px;display:inline;\">The point of initial recognition of a group of contracts is the earliest of the premium due date, the date coverage </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_245\" id=\"te_245\" style=\"left:91px;bottom:887px;letter-spacing:-0.01px;display:inline;\">recognition and the </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"ti_245\" style=\"left:241px;bottom:887px;letter-spacing:-0.01px;display:inline;\">starts and, for an onerous contract, the date the contract is signed and accepted by both parties. There is limited </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_245\" id=\"tf_245\" style=\"left:91px;bottom:871px;letter-spacing:-0.01px;display:inline;\">boundary of an </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"tj_245\" style=\"left:241px;bottom:871px;letter-spacing:-0.01px;display:inline;\">judgement involved in relation to most contracts issued by the Group as the coverage period generally starts </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_245\" id=\"tg_245\" style=\"left:91px;bottom:856px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">insurance contract </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"tk_245\" style=\"left:241px;bottom:856px;letter-spacing:-0.01px;display:inline;\">from the premium due date. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"tl_245\" style=\"left:241px;bottom:828px;letter-spacing:-0.01px;display:inline;\">The contract boundary defines which future cash flows are included in the measurement of a contract. The </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"tm_245\" style=\"left:241px;bottom:812px;letter-spacing:-0.01px;display:inline;\">boundary of the fulfilment cash flows under IFRS 17 is considered to be the point at which the Group both no </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"tn_245\" style=\"left:241px;bottom:797px;letter-spacing:-0.01px;display:inline;\">longer has substantive rights and obligations under the insurance contract to provide services or compel the </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"to_245\" style=\"left:241px;bottom:781px;letter-spacing:-0.01px;display:inline;\">policyholder to pay premiums. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"tp_245\" style=\"left:241px;bottom:753px;letter-spacing:-0.01px;display:inline;\">The contract boundary is assessed at inception and then reassessed only when there are changes in features or </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"tq_245\" style=\"left:241px;bottom:738px;letter-spacing:-0.01px;display:inline;\">circumstances that alter the commercial substance of the contract or when there are changes in the products </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"tr_245\" style=\"left:241px;bottom:722px;letter-spacing:-0.01px;display:inline;\">within a portfolio. The reassessment of the contract boundary for any changes is performed at the end of each </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"ts_245\" style=\"left:241px;bottom:707px;letter-spacing:-0.01px;display:inline;\">reporting period. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"tt_245\" style=\"left:241px;bottom:679px;letter-spacing:-0.01px;display:inline;\">For most contracts issued by the Group, there is little judgement involved in determining the contract boundary </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"tu_245\" style=\"left:241px;bottom:663px;letter-spacing:-0.01px;display:inline;\">as either a single premium is received for a contract which is expected to continue for a long period or a </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"tv_245\" style=\"left:241px;bottom:648px;letter-spacing:-0.01px;display:inline;\">guaranteed premium is received for regular premium contracts. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"tw_245\" style=\"left:241px;bottom:620px;letter-spacing:-0.01px;display:inline;\">For certain contracts where the premiums are not guaranteed, more judgement is involved in assessing the </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"tx_245\" style=\"left:241px;bottom:604px;letter-spacing:-0.01px;display:inline;\">Group\u2019s substantive rights and obligations. When determining the boundary for these contracts various factors </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"ty_245\" style=\"left:241px;bottom:589px;letter-spacing:-0.01px;display:inline;\">are taken into consideration by the Group such as the Group\u2019s practical ability to terminate or refuse renewal of </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"tz_245\" style=\"left:241px;bottom:573px;letter-spacing:-0.01px;display:inline;\">a contract, the Group\u2019s ability to fully reprice at the individual contract level and whether the Group has the </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"t10_245\" style=\"left:241px;bottom:558px;letter-spacing:-0.01px;display:inline;\">ability to reassess risks at a portfolio level and set a price that fully reflects the risks of that portfolio. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"t11_245\" style=\"left:241px;bottom:530px;letter-spacing:-0.01px;display:inline;\">The Group has some immaterial business that is general insurance in nature and which is considered to have a </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"t12_245\" style=\"left:241px;bottom:514px;letter-spacing:-0.01px;display:inline;\">boundary of one year. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"t13_245\" style=\"left:241px;bottom:486px;letter-spacing:-0.01px;display:inline;\">Where riders attach to and are not separated from a base contract, the contract boundary is determined based </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"t14_245\" style=\"left:241px;bottom:471px;letter-spacing:-0.01px;display:inline;\">on the component of the contract which has the longest contract boundary. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"t15_245\" style=\"left:241px;bottom:443px;letter-spacing:-0.01px;display:inline;\">Future cash flows relating to riders which are not purchased at the inception of the base contract, but are added </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"t16_245\" style=\"left:241px;bottom:427px;letter-spacing:-0.01px;display:inline;\">at a later date, are not included within the contract boundary at initial recognition. As the addition of these riders </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"t17_245\" style=\"left:241px;bottom:412px;letter-spacing:-0.01px;display:inline;\">is the exercise of an option under the contract it is not considered a contract modification but is instead treated </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"t18_245\" style=\"left:241px;bottom:396px;letter-spacing:-0.01px;display:inline;\">as changes in fulfilment cash flows. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"t19_245\" style=\"left:241px;bottom:369px;letter-spacing:-0.01px;display:inline;\">Similar considerations to those applying to underlying insurance contracts apply in determining the contract </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"t1a_245\" style=\"left:241px;bottom:353px;letter-spacing:-0.01px;display:inline;\">boundary of groups of reinsurance contracts held. Further detail on reinsurance contracts, including on </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"t1b_245\" style=\"left:241px;bottom:337px;letter-spacing:-0.01px;display:inline;\">recognition is set out in note C3.4(b). </div></td></tr>\n                                        </table><div></div><div class=\"t s0_246\" id=\"t1_246\" style=\"left:69px;bottom:1115px;letter-spacing:-0.01px;display:inline;\">Determination of discount rates </div><table>\n                                            <tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t2_246\" style=\"left:69px;bottom:1095px;letter-spacing:-0.01px;display:inline;\">Discount rate and risk- </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t4_246\" style=\"left:218px;bottom:1095px;letter-spacing:-0.01px;display:inline;\">IFRS 17 enables discount rates to be calculated on a top-down or bottom-up basis. The Group elects to </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t3_246\" style=\"left:69px;bottom:1080px;letter-spacing:-0.01px;display:inline;\">free rate </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t5_246\" style=\"left:218px;bottom:1080px;letter-spacing:-0.01px;display:inline;\">determine discount rates on a bottom-up basis, starting with a liquid risk-free yield curve and adding an illiquidity </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t6_246\" style=\"left:218px;bottom:1064px;letter-spacing:-0.01px;display:inline;\">premium to reflect the characteristics of the insurance contracts. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t7_246\" style=\"left:218px;bottom:1036px;letter-spacing:-0.01px;display:inline;\">Risk-free rates are based on government bond yields for all currencies except HKD where risk-free rates are based </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t8_246\" style=\"left:218px;bottom:1021px;letter-spacing:-0.01px;display:inline;\">on swap rates due to the higher liquidity of the HKD swap market. Government bond yields and swap rates are </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t9_246\" style=\"left:218px;bottom:1005px;letter-spacing:-0.01px;display:inline;\">obtained from publicly available data sources. Yield curves are constructed by using a market-observed curve up </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"ta_246\" style=\"left:218px;bottom:989px;letter-spacing:-0.01px;display:inline;\">to a last liquid point and then extrapolating to an ultimate forward rate. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"tb_246\" style=\"left:218px;bottom:962px;letter-spacing:-0.01px;display:inline;\">Where cash flows vary based on the return on underlying items, the projected earned rate is set equal to the </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"tc_246\" style=\"left:218px;bottom:946px;letter-spacing:-0.01px;display:inline;\">discount rate. Where stochastic modelling techniques are used, the projected average investment returns are </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"td_246\" style=\"left:218px;bottom:930px;letter-spacing:-0.01px;display:inline;\">calibrated to be equal to the deterministic discount rate (including the illiquidity premium). </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"te_246\" style=\"left:218px;bottom:903px;letter-spacing:-0.01px;display:inline;\">The illiquidity premium is calculated as the yield-to-maturity on a reference portfolio of assets with similar </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"tf_246\" style=\"left:218px;bottom:887px;letter-spacing:-0.01px;display:inline;\">liquidity characteristics to the insurance contracts, (in particular, corporate bonds) less the risk-free curve, and an </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"tg_246\" style=\"left:218px;bottom:871px;letter-spacing:-0.01px;display:inline;\">allowance for credit risk. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"th_246\" style=\"left:218px;bottom:844px;letter-spacing:-0.01px;display:inline;\">The allowance for credit risk includes a credit risk premium which is derived through a lifetime projection of </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"ti_246\" style=\"left:218px;bottom:828px;letter-spacing:-0.01px;display:inline;\">expected bond cash flows, allowing for the cost of downgrades and defaults, a rebalancing rate of projected </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"tj_246\" style=\"left:218px;bottom:812px;letter-spacing:-0.01px;display:inline;\">downgrades and a recovery rate in the event of default. The allowance for credit risk varies by currency ranging </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"tk_246\" style=\"left:218px;bottom:797px;letter-spacing:-0.01px;display:inline;\">between 20bps and 56bps at 31 December 2023 (31 December 2022: between 23bps and 56bps) . </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"tl_246\" style=\"left:218px;bottom:769px;letter-spacing:-0.01px;display:inline;\">A proportion of the reference portfolio\u2019s illiquidity premium (either 0%, 50% or 100%) is applied to portfolios of </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"tm_246\" style=\"left:218px;bottom:753px;letter-spacing:-0.01px;display:inline;\">insurance contracts reflecting the liquidity characteristics of the insurance contracts. The liquidity characteristics </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"tn_246\" style=\"left:218px;bottom:738px;letter-spacing:-0.01px;display:inline;\">are assessed from the policyholders\u2019 perspective. Consideration is given to the nature of premiums, the level of </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"to_246\" style=\"left:218px;bottom:722px;letter-spacing:-0.01px;display:inline;\">underwriting, and the surrender and other benefit features of the portfolios. A product\u2019s illiquidity premium is </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"tp_246\" style=\"left:218px;bottom:707px;letter-spacing:-0.01px;display:inline;\">restricted to be no greater than reasonably expected to be earned on the assets backing the insurance contract </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"tq_246\" style=\"left:218px;bottom:691px;letter-spacing:-0.01px;display:inline;\">liabilities, over the duration of the insurance contracts. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"tr_246\" style=\"left:218px;bottom:663px;letter-spacing:-0.01px;display:inline;\">The following tables set out the range of yield curves used to discount cash flows of insurance contracts for major </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"ts_246\" style=\"left:218px;bottom:648px;letter-spacing:-0.01px;display:inline;\">currencies. The range reflects the proportion of illiquidity premium applied by business unit and portfolio. </div></td></tr>\n                                        </table><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"5\" rowspan=\"1\" style=\"text-align: center;\">  <div class=\"t s2_246\" id=\"tt_246\" style=\"left:586px;bottom:617px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">31 Dec 2023 % </div>  </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_246\" id=\"tu_246\" style=\"left:465px;bottom:600px;letter-spacing:0.07px;display:inline;\">1 year </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_246\" id=\"tv_246\" style=\"left:542px;bottom:600px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">5 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_246\" id=\"tw_246\" style=\"left:619px;bottom:600px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">10 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_246\" id=\"tx_246\" style=\"left:700px;bottom:600px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">15 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_246\" id=\"ty_246\" style=\"left:781px;bottom:600px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">20 years </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"tz_246\" style=\"left:221px;bottom:579px;letter-spacing:-0.01px;display:inline;\">Chinese yuan (CNY) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t10_246\" style=\"left:433px;bottom:579px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">2.07 - 2.33 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t11_246\" style=\"left:515px;bottom:579px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">2.41 - 2.67 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t12_246\" style=\"left:596px;bottom:579px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">2.59 - 2.85 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t13_246\" style=\"left:677px;bottom:579px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">2.70 - 2.96 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t14_246\" style=\"left:759px;bottom:579px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">2.76 - 3.02 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t15_246\" style=\"left:221px;bottom:560px;letter-spacing:-0.01px;display:inline;\">Hong Kong dollar (HKD) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t16_246\" style=\"left:433px;bottom:560px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">4.76 - 5.23 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t17_246\" style=\"left:515px;bottom:560px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">3.75 - 4.22 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t18_246\" style=\"left:596px;bottom:560px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">3.76 - 4.23 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t19_246\" style=\"left:677px;bottom:560px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">3.89 - 4.36 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t1a_246\" style=\"left:759px;bottom:560px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">3.95 - 4.42 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t1b_246\" style=\"left:221px;bottom:540px;letter-spacing:-0.01px;display:inline;\">Indonesian rupiah (IDR) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t1c_246\" style=\"left:433px;bottom:540px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">6.47 - 6.96 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t1d_246\" style=\"left:515px;bottom:540px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">6.63 - 7.12 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t1e_246\" style=\"left:596px;bottom:540px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">6.73 - 7.22 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t1f_246\" style=\"left:677px;bottom:540px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">6.94 - 7.43 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t1g_246\" style=\"left:759px;bottom:540px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">7.03 - 7.52 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t1h_246\" style=\"left:221px;bottom:521px;letter-spacing:-0.01px;display:inline;\">Malaysian ringgit (MYR) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t1i_246\" style=\"left:433px;bottom:521px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">3.31 - 3.56 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t1j_246\" style=\"left:515px;bottom:521px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">3.67 - 3.92 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t1k_246\" style=\"left:596px;bottom:521px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">3.78 - 4.03 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t1l_246\" style=\"left:677px;bottom:521px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">4.09 - 4.34 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t1m_246\" style=\"left:759px;bottom:521px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">4.33 - 4.58 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t1n_246\" style=\"left:221px;bottom:501px;letter-spacing:-0.01px;display:inline;\">Singapore dollar (SGD) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t1o_246\" style=\"left:433px;bottom:501px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">3.62 - 4.37 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t1p_246\" style=\"left:515px;bottom:501px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">2.67 - 3.42 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t1q_246\" style=\"left:596px;bottom:501px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">2.71 - 3.46 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t1r_246\" style=\"left:678px;bottom:501px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">2.77 - 3.52 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t1s_246\" style=\"left:759px;bottom:501px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">2.74 - 3.49 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t1t_246\" style=\"left:221px;bottom:482px;letter-spacing:-0.01px;display:inline;\">United States dollar (USD) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t1u_246\" style=\"left:433px;bottom:482px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">4.81 - 5.64 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t1v_246\" style=\"left:515px;bottom:482px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">3.86 - 4.69 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t1w_246\" style=\"left:596px;bottom:482px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">3.90 - 4.73 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t1x_246\" style=\"left:678px;bottom:482px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">4.01 - 4.84 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t1y_246\" style=\"left:759px;bottom:482px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">4.36 - 5.19 </div></td></tr>\n                                        </table><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"5\" rowspan=\"1\" style=\"text-align: center;\">  <div class=\"t s3_246\" id=\"t1z_246\" style=\"left:585px;bottom:446px;letter-spacing:0.08px;display:inline;\">31 Dec 2022 % </div>  </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_246\" id=\"t20_246\" style=\"left:466px;bottom:428px;letter-spacing:0.07px;display:inline;\">1 year </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_246\" id=\"t21_246\" style=\"left:543px;bottom:428px;letter-spacing:0.07px;display:inline;\">5 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_246\" id=\"t22_246\" style=\"left:620px;bottom:428px;letter-spacing:0.07px;display:inline;\">10 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_246\" id=\"t23_246\" style=\"left:701px;bottom:428px;letter-spacing:0.07px;display:inline;\">15 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_246\" id=\"t24_246\" style=\"left:783px;bottom:428px;letter-spacing:0.07px;display:inline;\">20 years </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t25_246\" style=\"left:221px;bottom:408px;letter-spacing:-0.01px;display:inline;\">Chinese yuan (CNY) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t26_246\" style=\"left:435px;bottom:408px;letter-spacing:-0.01px;display:inline;\">2.09 - 2.84 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t27_246\" style=\"left:517px;bottom:408px;letter-spacing:-0.01px;display:inline;\">2.65 - 3.29 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t28_246\" style=\"left:598px;bottom:408px;letter-spacing:-0.01px;display:inline;\">2.88 - 3.52 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t29_246\" style=\"left:679px;bottom:408px;letter-spacing:-0.01px;display:inline;\">3.05 - 3.69 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t2a_246\" style=\"left:761px;bottom:408px;letter-spacing:-0.01px;display:inline;\">3.14 - 3.79 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t2b_246\" style=\"left:221px;bottom:389px;letter-spacing:-0.01px;display:inline;\">Hong Kong dollar (HKD) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t2c_246\" style=\"left:435px;bottom:389px;letter-spacing:-0.01px;display:inline;\">4.85 - 6.14 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t2d_246\" style=\"left:517px;bottom:389px;letter-spacing:-0.01px;display:inline;\">3.96 - 5.25 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t2e_246\" style=\"left:598px;bottom:389px;letter-spacing:-0.01px;display:inline;\">3.78 - 5.07 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t2f_246\" style=\"left:679px;bottom:389px;letter-spacing:-0.01px;display:inline;\">3.82 - 5.11 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t2g_246\" style=\"left:761px;bottom:389px;letter-spacing:-0.01px;display:inline;\">3.84 - 5.13 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t2h_246\" style=\"left:221px;bottom:369px;letter-spacing:-0.01px;display:inline;\">Indonesian rupiah (IDR) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t2i_246\" style=\"left:435px;bottom:369px;letter-spacing:-0.01px;display:inline;\">5.65 - 6.13 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t2j_246\" style=\"left:517px;bottom:369px;letter-spacing:-0.01px;display:inline;\">6.72 - 7.20 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t2k_246\" style=\"left:598px;bottom:369px;letter-spacing:-0.01px;display:inline;\">7.29 - 7.77 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t2l_246\" style=\"left:679px;bottom:369px;letter-spacing:-0.01px;display:inline;\">7.51 - 7.99 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t2m_246\" style=\"left:761px;bottom:369px;letter-spacing:-0.01px;display:inline;\">7.77 - 8.25 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t2n_246\" style=\"left:221px;bottom:350px;letter-spacing:-0.01px;display:inline;\">Malaysian ringgit (MYR) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t2o_246\" style=\"left:435px;bottom:350px;letter-spacing:-0.01px;display:inline;\">3.52 - 3.91 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t2p_246\" style=\"left:517px;bottom:350px;letter-spacing:-0.01px;display:inline;\">3.91 - 4.29 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t2q_246\" style=\"left:598px;bottom:350px;letter-spacing:-0.01px;display:inline;\">4.13 - 4.52 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t2r_246\" style=\"left:679px;bottom:350px;letter-spacing:-0.01px;display:inline;\">4.35 - 4.73 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t2s_246\" style=\"left:761px;bottom:350px;letter-spacing:-0.01px;display:inline;\">4.49 - 4.88 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t2t_246\" style=\"left:221px;bottom:330px;letter-spacing:-0.01px;display:inline;\">Singapore dollar (SGD) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t2u_246\" style=\"left:435px;bottom:330px;letter-spacing:-0.01px;display:inline;\">3.83 - 4.94 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t2v_246\" style=\"left:517px;bottom:330px;letter-spacing:-0.01px;display:inline;\">2.86 - 3.98 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t2w_246\" style=\"left:598px;bottom:330px;letter-spacing:-0.01px;display:inline;\">3.11 - 4.22 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t2x_246\" style=\"left:679px;bottom:330px;letter-spacing:-0.01px;display:inline;\">2.91 - 4.02 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t2y_246\" style=\"left:761px;bottom:330px;letter-spacing:-0.01px;display:inline;\">2.49 - 3.61 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t2z_246\" style=\"left:221px;bottom:311px;letter-spacing:-0.01px;display:inline;\">United States dollar (USD) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t30_246\" style=\"left:435px;bottom:311px;letter-spacing:-0.01px;display:inline;\">4.75 - 5.91 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t31_246\" style=\"left:517px;bottom:311px;letter-spacing:-0.01px;display:inline;\">4.02 - 5.17 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t32_246\" style=\"left:598px;bottom:311px;letter-spacing:-0.01px;display:inline;\">3.89 - 5.05 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t33_246\" style=\"left:679px;bottom:311px;letter-spacing:-0.01px;display:inline;\">3.98 - 5.15 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t34_246\" style=\"left:761px;bottom:311px;letter-spacing:-0.01px;display:inline;\">4.27 - 5.43 </div></td></tr>\n                                        </table><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"5\" rowspan=\"1\" style=\"text-align: center;\">  <div class=\"t s3_246\" id=\"t35_246\" style=\"left:588px;bottom:275px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">1 Jan 2022 % </div>  </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_246\" id=\"t36_246\" style=\"left:466px;bottom:257px;letter-spacing:0.07px;display:inline;\">1 year </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_246\" id=\"t37_246\" style=\"left:543px;bottom:257px;letter-spacing:0.07px;display:inline;\">5 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_246\" id=\"t38_246\" style=\"left:620px;bottom:257px;letter-spacing:0.07px;display:inline;\">10 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_246\" id=\"t39_246\" style=\"left:701px;bottom:257px;letter-spacing:0.07px;display:inline;\">15 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_246\" id=\"t3a_246\" style=\"left:783px;bottom:257px;letter-spacing:0.07px;display:inline;\">20 years </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t3b_246\" style=\"left:221px;bottom:237px;letter-spacing:-0.01px;display:inline;\">Chinese yuan (CNY) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t3c_246\" style=\"left:435px;bottom:237px;letter-spacing:-0.01px;display:inline;\">2.21 - 2.60 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t3d_246\" style=\"left:517px;bottom:237px;letter-spacing:-0.01px;display:inline;\">2.63 - 2.99 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t3e_246\" style=\"left:598px;bottom:237px;letter-spacing:-0.01px;display:inline;\">2.81 - 3.19 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t3f_246\" style=\"left:679px;bottom:237px;letter-spacing:-0.01px;display:inline;\">3.00 - 3.65 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t3g_246\" style=\"left:761px;bottom:237px;letter-spacing:-0.01px;display:inline;\">3.12 - 3.71 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t3h_246\" style=\"left:221px;bottom:218px;letter-spacing:-0.01px;display:inline;\">Hong Kong dollar (HKD) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t3i_246\" style=\"left:435px;bottom:218px;letter-spacing:-0.01px;display:inline;\">0.43 - 1.44 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t3j_246\" style=\"left:517px;bottom:218px;letter-spacing:-0.01px;display:inline;\">1.24 - 2.26 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t3k_246\" style=\"left:598px;bottom:218px;letter-spacing:-0.01px;display:inline;\">1.47 - 2.48 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t3l_246\" style=\"left:679px;bottom:218px;letter-spacing:-0.01px;display:inline;\">1.62 - 2.64 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t3m_246\" style=\"left:761px;bottom:218px;letter-spacing:-0.01px;display:inline;\">1.91 - 2.92 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t3n_246\" style=\"left:221px;bottom:198px;letter-spacing:-0.01px;display:inline;\">Indonesian rupiah (IDR) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t3o_246\" style=\"left:435px;bottom:198px;letter-spacing:-0.01px;display:inline;\">3.43 - 4.81 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t3p_246\" style=\"left:517px;bottom:198px;letter-spacing:-0.01px;display:inline;\">5.55 - 6.93 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t3q_246\" style=\"left:598px;bottom:198px;letter-spacing:-0.01px;display:inline;\">7.04 - 8.42 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t3r_246\" style=\"left:679px;bottom:198px;letter-spacing:-0.01px;display:inline;\">7.43 - 8.81 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t3s_246\" style=\"left:761px;bottom:198px;letter-spacing:-0.01px;display:inline;\">7.74 - 9.12 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t3t_246\" style=\"left:221px;bottom:179px;letter-spacing:-0.01px;display:inline;\">Malaysian ringgit (MYR) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t3u_246\" style=\"left:435px;bottom:179px;letter-spacing:-0.01px;display:inline;\">2.25 - 2.58 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t3v_246\" style=\"left:517px;bottom:179px;letter-spacing:-0.01px;display:inline;\">3.19 - 3.52 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t3w_246\" style=\"left:598px;bottom:179px;letter-spacing:-0.01px;display:inline;\">3.72 - 4.05 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t3x_246\" style=\"left:679px;bottom:179px;letter-spacing:-0.01px;display:inline;\">4.13 - 4.46 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t3y_246\" style=\"left:761px;bottom:179px;letter-spacing:-0.01px;display:inline;\">4.34 - 4.67 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t3z_246\" style=\"left:221px;bottom:159px;letter-spacing:-0.01px;display:inline;\">Singapore dollar (SGD) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t40_246\" style=\"left:435px;bottom:159px;letter-spacing:-0.01px;display:inline;\">0.60 - 1.58 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t41_246\" style=\"left:517px;bottom:159px;letter-spacing:-0.01px;display:inline;\">1.38 - 2.35 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t42_246\" style=\"left:598px;bottom:159px;letter-spacing:-0.01px;display:inline;\">1.72 - 2.70 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t43_246\" style=\"left:679px;bottom:159px;letter-spacing:-0.01px;display:inline;\">1.99 - 2.97 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t44_246\" style=\"left:761px;bottom:159px;letter-spacing:-0.01px;display:inline;\">2.14 - 3.12 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t45_246\" style=\"left:221px;bottom:140px;letter-spacing:-0.01px;display:inline;\">United States dollar (USD) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t46_246\" style=\"left:435px;bottom:140px;letter-spacing:-0.01px;display:inline;\">0.38 - 1.30 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t47_246\" style=\"left:517px;bottom:140px;letter-spacing:-0.01px;display:inline;\">1.27 - 2.20 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t48_246\" style=\"left:598px;bottom:140px;letter-spacing:-0.01px;display:inline;\">1.53 - 2.46 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t49_246\" style=\"left:679px;bottom:140px;letter-spacing:-0.01px;display:inline;\">1.69 - 2.61 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t4a_246\" style=\"left:761px;bottom:140px;letter-spacing:-0.01px;display:inline;\">2.01 - 2.93 </div></td></tr>\n                                        </table><div class=\"t s1_246\" id=\"t4b_246\" style=\"left:217px;bottom:105px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">The sensitivity of shareholder equity and CSM to changes in interest rates is set out in Note C6.1(a), covers a </div><div class=\"t s1_246\" id=\"t4c_246\" style=\"left:217px;bottom:89px;letter-spacing:-0.01px;display:inline;\">sensitivity to changes in the discount rates. </div><div></div><div class=\"t s0_247\" id=\"t1_247\" style=\"left:91px;bottom:1115px;letter-spacing:-0.01px;display:inline;\">Determination of risk adjustment for non-financial risk </div><table>\n                                            <tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_247\" id=\"t2_247\" style=\"left:91px;bottom:1095px;letter-spacing:-0.01px;display:inline;\">Risk adjustment for non- </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"t4_247\" style=\"left:240px;bottom:1095px;letter-spacing:-0.01px;display:inline;\">The risk adjustment for non-financial risk reflects the compensation the Group requires for bearing the </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_247\" id=\"t3_247\" style=\"left:91px;bottom:1080px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">financial risk </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"t5_247\" style=\"left:240px;bottom:1080px;letter-spacing:-0.01px;display:inline;\">uncertainty about the amount and timing of the cash flows from non-financial risk as the Group fulfils insurance </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"t6_247\" style=\"left:240px;bottom:1064px;letter-spacing:-0.01px;display:inline;\">contracts. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"t7_247\" style=\"left:240px;bottom:1036px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">For reinsurance contracts held, the risk adjustment for non</div><div class=\"t s2_247\" id=\"t8_247\" style=\"left:543px;bottom:1036px;display:inline;\">-</div><div class=\"t s1_247\" id=\"t9_247\" style=\"left:547px;bottom:1036px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">financial risk represents the amount of risk being </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"ta_247\" style=\"left:240px;bottom:1021px;letter-spacing:-0.01px;display:inline;\">transferred by the Group to the reinsurer. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"tb_247\" style=\"left:240px;bottom:993px;letter-spacing:-0.01px;display:inline;\">The risk adjustment for non-financial risk is determined by the Group using a confidence level approach. This is </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"tc_247\" style=\"left:240px;bottom:977px;letter-spacing:-0.01px;display:inline;\">implemented through the use of provisions for adverse deviations (PADs) calibrated using non-financial risk </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"td_247\" style=\"left:240px;bottom:962px;letter-spacing:-0.01px;display:inline;\">distributions and correlation assumptions. The PADs are applied to best estimate assumptions and hence the risk </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"te_247\" style=\"left:240px;bottom:946px;letter-spacing:-0.01px;display:inline;\">adjustment is calculated on a contract by contract basis. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"tf_247\" style=\"left:240px;bottom:918px;letter-spacing:-0.01px;display:inline;\">The Group\u2019s risk adjustment allows for all insurance, persistency and expense risks and operational risks specific </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"tg_247\" style=\"left:240px;bottom:903px;letter-spacing:-0.01px;display:inline;\">to uncertainty in the amount and timing of insurance contract cash flows. Reinsurance counterparty default risk </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"th_247\" style=\"left:240px;bottom:887px;letter-spacing:-0.01px;display:inline;\">is excluded from the calculation. Diversification is included on a net of reinsurance basis within each insurance </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"ti_247\" style=\"left:240px;bottom:871px;letter-spacing:-0.01px;display:inline;\">entity of the Group. Diversification is not allowed for between entities. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"tj_247\" style=\"left:240px;bottom:844px;letter-spacing:-0.01px;display:inline;\">By applying a confidence level technique, the Group estimates the probability distribution of the expected </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"tk_247\" style=\"left:240px;bottom:828px;letter-spacing:-0.01px;display:inline;\">present value of the future cash flows from insurance contracts at each reporting date and calculates the risk </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"tl_247\" style=\"left:240px;bottom:812px;letter-spacing:-0.01px;display:inline;\">adjustment for non-financial risk as the excess of the value at risk at the 75th percentile (the target confidence </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"tm_247\" style=\"left:240px;bottom:797px;letter-spacing:-0.01px;display:inline;\">level) over the expected present value of the future cash flows. The confidence level is calibrated over a one-year </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"tn_247\" style=\"left:240px;bottom:781px;letter-spacing:-0.01px;display:inline;\">period. </div></td></tr>\n                                        </table><div class=\"t s0_247\" id=\"to_247\" style=\"left:91px;bottom:748px;letter-spacing:-0.01px;display:inline;\">Determination of coverage units </div><table>\n                                            <tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_247\" id=\"tp_247\" style=\"left:91px;bottom:728px;letter-spacing:-0.01px;display:inline;\">Coverage units </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"tq_247\" style=\"left:240px;bottom:728px;letter-spacing:-0.01px;display:inline;\">The proportion of CSM recognised in profit or loss at the end of each period for a group of contracts is </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"tr_247\" style=\"left:240px;bottom:713px;letter-spacing:-0.01px;display:inline;\">determined as the ratio of: </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_247\" id=\"ts_247\" style=\"left:240px;bottom:685px;display:inline;\">\u2013 </div><div class=\"t s1_247\" id=\"tt_247\" style=\"left:253px;bottom:685px;letter-spacing:-0.01px;display:inline;\">the coverage units in the period; divided by </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_247\" id=\"tu_247\" style=\"left:240px;bottom:669px;display:inline;\">\u2013 </div><div class=\"t s1_247\" id=\"tv_247\" style=\"left:253px;bottom:669px;letter-spacing:-0.01px;display:inline;\">the sum of the coverage units in the period and the present value of expected coverage units in future periods. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"tw_247\" style=\"left:240px;bottom:642px;letter-spacing:-0.01px;display:inline;\">The total number of coverage units in a group reflects the quantity of service provided determined by </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"tx_247\" style=\"left:240px;bottom:626px;letter-spacing:-0.01px;display:inline;\">considering the quantity of benefits for each contract and its expected coverage period. The Group defines the </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"ty_247\" style=\"left:240px;bottom:610px;letter-spacing:-0.01px;display:inline;\">quantity of benefits for insurance services as the maximum amount which a policyholder receives when an </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"tz_247\" style=\"left:240px;bottom:595px;letter-spacing:-0.01px;display:inline;\">insured event takes place, for example the sum assured, the annual limit for a medical plan or the present value </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"t10_247\" style=\"left:240px;bottom:579px;letter-spacing:-0.01px;display:inline;\">of a stream of payments. The quantity of benefits is updated each period. Investment related and investment- </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"t11_247\" style=\"left:240px;bottom:564px;letter-spacing:-0.01px;display:inline;\">return services are assumed to be constant over time. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"t12_247\" style=\"left:240px;bottom:536px;letter-spacing:-0.01px;display:inline;\">Where there are multiple different services in a group of contracts (for example both insurance and investment </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"t13_247\" style=\"left:240px;bottom:520px;letter-spacing:-0.01px;display:inline;\">services are provided), the quantities of benefits for the different types of service are combined using weighting </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"t14_247\" style=\"left:240px;bottom:505px;letter-spacing:-0.01px;display:inline;\">factors. These weighting factors are defined as the present value of expected outflows for each type of service, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"t15_247\" style=\"left:240px;bottom:489px;letter-spacing:-0.01px;display:inline;\">determined at a contract level. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"t16_247\" style=\"left:240px;bottom:461px;letter-spacing:-0.01px;display:inline;\">The expected coverage period is the expected duration up to the contract boundary. The expected coverage </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"t17_247\" style=\"left:240px;bottom:446px;letter-spacing:-0.01px;display:inline;\">period of the contracts in a group and the calculation of future coverage units allows for expected decrements </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"t18_247\" style=\"left:240px;bottom:430px;letter-spacing:-0.01px;display:inline;\">(eg deaths and lapses) in each future period using current best estimate assumptions consistent with the best </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"t19_247\" style=\"left:240px;bottom:415px;letter-spacing:-0.01px;display:inline;\">estimate liabilities (BEL) calculation. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"t1a_247\" style=\"left:240px;bottom:387px;letter-spacing:-0.01px;display:inline;\">The Group elects to allow for the time value of money by discounting future coverage units in the determination </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"t1b_247\" style=\"left:240px;bottom:371px;letter-spacing:-0.01px;display:inline;\">of the proportion of CSM recognised in profit or loss. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"t1c_247\" style=\"left:240px;bottom:343px;letter-spacing:-0.01px;display:inline;\">Determination of coverage units for groups of reinsurance contracts held follows the same principles as for </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"t1d_247\" style=\"left:240px;bottom:328px;letter-spacing:-0.01px;display:inline;\">groups of underlying contracts. </div></td></tr>\n                                        </table><div class=\"t s0_247\" id=\"t1e_247\" style=\"left:91px;bottom:294px;letter-spacing:-0.01px;display:inline;\">Insurance finance income and expenses </div><table>\n                                            <tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_247\" id=\"t1f_247\" style=\"left:91px;bottom:275px;letter-spacing:-0.01px;display:inline;\">Disaggregation between </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"t1i_247\" style=\"left:240px;bottom:275px;letter-spacing:-0.01px;display:inline;\">IFRS 17 allows an accounting policy choice between: </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_247\" id=\"t1g_247\" style=\"left:91px;bottom:259px;letter-spacing:-0.01px;display:inline;\">profit or loss and other </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_247\" id=\"t1h_247\" style=\"left:91px;bottom:244px;letter-spacing:-0.01px;display:inline;\">comprehensive income </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_247\" id=\"t1j_247\" style=\"left:240px;bottom:247px;display:inline;\">\u2013 </div><div class=\"t s1_247\" id=\"t1k_247\" style=\"left:253px;bottom:247px;letter-spacing:-0.01px;display:inline;\">Including insurance finance income or expenses for the period in profit or loss; or </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_247\" id=\"t1l_247\" style=\"left:240px;bottom:231px;display:inline;\">\u2013 </div><div class=\"t s1_247\" id=\"t1m_247\" style=\"left:253px;bottom:231px;letter-spacing:-0.01px;display:inline;\">Disaggregating insurance finance income or expenses for the period to include in profit or loss an amount </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"> <div class=\"t s1_247\" id=\"t1n_247\" style=\"left:253px;bottom:216px;letter-spacing:-0.01px;display:inline;\">determined by a systematic allocation of the expected total insurance finance income or expenses over the </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"> <div class=\"t s1_247\" id=\"t1o_247\" style=\"left:253px;bottom:200px;letter-spacing:-0.01px;display:inline;\">duration of the group of contracts, with the balance being included in other comprehensive income. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"t1p_247\" style=\"left:240px;bottom:172px;letter-spacing:-0.01px;display:inline;\">The Group has made only very limited use of FVOCI accounting for assets. As discussed in note A2.1 under the </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"t1q_247\" style=\"left:240px;bottom:157px;letter-spacing:-0.01px;display:inline;\">heading 'The classification and measurement of financial assets and liabilities', the only financial assets </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"t1r_247\" style=\"left:240px;bottom:141px;letter-spacing:-0.01px;display:inline;\">classified at FVOCI at 1 January 2023 was the Group\u2019s retained equity interest in Jackson, which have been </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"t1s_247\" style=\"left:240px;bottom:126px;letter-spacing:-0.01px;display:inline;\">subsequently disposed of. Consequently, the Group has not elected to disaggregate insurance finance income </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"t1t_247\" style=\"left:240px;bottom:110px;letter-spacing:-0.01px;display:inline;\">and expenses between profit or loss and other comprehensive income. </div></td></tr>\n                                        </table><div></div><div class=\"t s0_248\" id=\"t1_248\" style=\"left:69px;bottom:1115px;letter-spacing:-0.01px;display:inline;\">Risk mitigation </div><table>\n                                            <tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_248\" id=\"t2_248\" style=\"left:69px;bottom:1095px;letter-spacing:-0.01px;display:inline;\">Risk mitigation option </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"t3_248\" style=\"left:219px;bottom:1095px;letter-spacing:-0.01px;display:inline;\">IFRS 17 allows the option in certain circumstances to not recognise a change in the CSM to reflect some or all of </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"t4_248\" style=\"left:219px;bottom:1080px;letter-spacing:-0.01px;display:inline;\">the changes in the effect of the time value of money and financial risk on: </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_248\" id=\"t5_248\" style=\"left:219px;bottom:1052px;display:inline;\">\u2013 </div><div class=\"t s1_248\" id=\"t6_248\" style=\"left:232px;bottom:1052px;letter-spacing:-0.01px;display:inline;\">the amount of the entity\u2019s share of the underlying items if the entity mitigates the effect of financial risk on </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"t7_248\" style=\"left:232px;bottom:1036px;letter-spacing:-0.01px;display:inline;\">that amount using derivatives or reinsurance contracts held; and </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_248\" id=\"t8_248\" style=\"left:219px;bottom:1008px;display:inline;\">\u2013 </div><div class=\"t s1_248\" id=\"t9_248\" style=\"left:232px;bottom:1008px;letter-spacing:-0.01px;display:inline;\">The fulfilment cash flows if the entity mitigates the effect of financial risk on those fulfilment cash flows using </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"ta_248\" style=\"left:232px;bottom:993px;letter-spacing:-0.01px;display:inline;\">derivatives, non-derivative financial instruments measured at fair value through profit or loss, or reinsurance </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"tb_248\" style=\"left:232px;bottom:977px;letter-spacing:-0.01px;display:inline;\">contracts held. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"tc_248\" style=\"left:219px;bottom:949px;letter-spacing:-0.01px;display:inline;\">The Group has not elected to utilise this option. </div></td></tr>\n                                        </table><div class=\"t s0_248\" id=\"td_248\" style=\"left:69px;bottom:915px;letter-spacing:-0.01px;display:inline;\">The effect of accounting estimates made in interim financial statements </div><table>\n                                            <tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_248\" id=\"te_248\" style=\"left:69px;bottom:896px;letter-spacing:-0.01px;display:inline;\">Effect of estimates </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"th_248\" style=\"left:219px;bottom:896px;letter-spacing:-0.01px;display:inline;\">IFRS 17 allows an accounting policy choice as to whether to change the treatment of accounting estimates </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_248\" id=\"tf_248\" style=\"left:69px;bottom:880px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">made in interim </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"ti_248\" style=\"left:219px;bottom:880px;letter-spacing:-0.01px;display:inline;\">made in previous interim financial statements when applying IFRS 17 in the annual reporting period. </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_248\" id=\"tg_248\" style=\"left:69px;bottom:865px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">financial statements </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"tj_248\" style=\"left:219px;bottom:852px;letter-spacing:-0.01px;display:inline;\">The Group has elected to allow updates to accounting estimates made in interim financial statements when </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"tk_248\" style=\"left:219px;bottom:837px;letter-spacing:-0.01px;display:inline;\">applying IFRS 17 in the annual reporting period. </div></td></tr>\n                                        </table><div class=\"t s3_248\" id=\"tl_248\" style=\"left:65px;bottom:806px;letter-spacing:-0.1px;display:inline;\">(b) </div><div class=\"t s3_248\" id=\"tm_248\" style=\"left:91px;bottom:806px;letter-spacing:-0.11px;display:inline;\">Further critical accounting policies affecting the presentation of the Group\u2019s results </div><div class=\"t s0_248\" id=\"tn_248\" style=\"left:69px;bottom:786px;letter-spacing:-0.01px;display:inline;\">Presentation of results before tax attributable to shareholders </div><table>\n                                            <tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"to_248\" style=\"left:69px;bottom:767px;letter-spacing:-0.01px;display:inline;\">Profit before tax is a significant IFRS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"t11_248\" style=\"left:289px;bottom:767px;letter-spacing:-0.01px;display:inline;\">Total tax charge for the Group reflects tax that relates to shareholders\u2019 profit and also tax </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"tp_248\" style=\"left:69px;bottom:751px;letter-spacing:-0.01px;display:inline;\">income statement item. The Group has </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"t12_248\" style=\"left:289px;bottom:751px;letter-spacing:-0.01px;display:inline;\">attributable to policyholders through the interest in with-profits or unit-linked funds. Reported IFRS </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"tq_248\" style=\"left:69px;bottom:735px;letter-spacing:-0.01px;display:inline;\">chosen to present a measure of profit </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"t13_248\" style=\"left:289px;bottom:736px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">profit before the tax measure is therefore not representative of pre-tax profit attributable to </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"tr_248\" style=\"left:69px;bottom:720px;letter-spacing:-0.01px;display:inline;\">before tax attributable to shareholders </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"t14_248\" style=\"left:289px;bottom:720px;letter-spacing:-0.01px;display:inline;\">shareholders. Accordingly, in order to provide a measure of pre-tax profit attributable to </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"ts_248\" style=\"left:69px;bottom:704px;letter-spacing:-0.01px;display:inline;\">which distinguishes between tax borne </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"t15_248\" style=\"left:289px;bottom:705px;letter-spacing:-0.01px;display:inline;\">shareholders, the Group has chosen to adopt an income statement presentation of the tax charge </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"tt_248\" style=\"left:69px;bottom:689px;letter-spacing:-0.01px;display:inline;\">by shareholders and tax attributable to </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"t16_248\" style=\"left:289px;bottom:689px;letter-spacing:-0.01px;display:inline;\">and pre-tax results that distinguishes between policyholders\u2019 and shareholders\u2019 returns. </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"tu_248\" style=\"left:69px;bottom:673px;letter-spacing:-0.01px;display:inline;\">policyholders to support understanding </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"tv_248\" style=\"left:69px;bottom:657px;letter-spacing:-0.01px;display:inline;\">of the performance of the Group. </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"tw_248\" style=\"left:69px;bottom:630px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Profit before tax attributable to </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"tx_248\" style=\"left:69px;bottom:614px;letter-spacing:-0.01px;display:inline;\">shareholders is $2,097 million and </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"ty_248\" style=\"left:69px;bottom:599px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">compares to profit before tax of $2,272 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"tz_248\" style=\"left:69px;bottom:583px;letter-spacing:-0.01px;display:inline;\">million as shown in the Consolidated </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"t10_248\" style=\"left:69px;bottom:567px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">income statement. </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr>\n                                        </table><div class=\"t s0_248\" id=\"t17_248\" style=\"left:69px;bottom:534px;letter-spacing:-0.01px;display:inline;\">Segmental analysis of results and earnings attributable to shareholders </div><table>\n                                            <tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"t18_248\" style=\"left:69px;bottom:515px;letter-spacing:-0.01px;display:inline;\">The Group uses adjusted operating </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"t1e_248\" style=\"left:289px;bottom:515px;letter-spacing:-0.01px;word-spacing:-0.02px;display:inline;\">The basis of calculation of adjusted operating profit is provided in note B1.2. </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"t19_248\" style=\"left:69px;bottom:499px;letter-spacing:-0.01px;display:inline;\">profit as the segmental measure of its </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"t1a_248\" style=\"left:69px;bottom:484px;letter-spacing:-0.01px;display:inline;\">results. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"t1f_248\" style=\"left:289px;bottom:487px;letter-spacing:-0.01px;display:inline;\">The vast majority of the Group\u2019s investments are valued at fair value through profit and loss. Short- </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"t1g_248\" style=\"left:289px;bottom:471px;letter-spacing:-0.01px;display:inline;\">term fluctuations in the fair value of investments are only partially offset by the effect of economic </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"t1b_248\" style=\"left:69px;bottom:456px;letter-spacing:-0.01px;display:inline;\">Total segmental adjusted operating </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"t1h_248\" style=\"left:289px;bottom:456px;letter-spacing:-0.01px;display:inline;\">changes on insurance contract assets and liabilities and so affect the result for the year. The Group </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"t1c_248\" style=\"left:69px;bottom:440px;letter-spacing:-0.01px;display:inline;\">profit is $3,517 million as shown in note </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"t1i_248\" style=\"left:289px;bottom:440px;letter-spacing:-0.01px;display:inline;\">therefore provides additional analysis of results before and after the effects of short-term </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"t1d_248\" style=\"left:69px;bottom:425px;letter-spacing:-0.01px;display:inline;\">B1.1. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"t1j_248\" style=\"left:289px;bottom:425px;letter-spacing:-0.01px;display:inline;\">fluctuations in investment returns, together with other items that are of a short-term, volatile or </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"t1k_248\" style=\"left:289px;bottom:409px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">one-off nature. </div></td></tr>\n                                        </table><div></div><div class=\"t s0_249\" id=\"t1_249\" style=\"left:87px;bottom:1118px;letter-spacing:-0.09px;display:inline;\">(c) </div><div class=\"t s0_249\" id=\"t2_249\" style=\"left:113px;bottom:1118px;letter-spacing:-0.11px;display:inline;\">Other items requiring application of critical estimates or judgements </div><div class=\"t s1_249\" id=\"t3_249\" style=\"left:91px;bottom:1098px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">VFA eligibility assessment </div><table><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t4_249\" style=\"left:91px;bottom:1079px;letter-spacing:-0.01px;display:inline;\">The Group applies judgements in </div></td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s2_249\" id=\"tq_249\" style=\"left:311px;bottom:1079px;letter-spacing:-0.01px;display:inline;\">IFRS 17 requires the use of the VFA for insurance contracts with direct participation features, ie </div> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t5_249\" style=\"left:91px;bottom:1063px;letter-spacing:-0.01px;display:inline;\">assessing the VFA eligibility of contracts. </div></td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s2_249\" id=\"tr_249\" style=\"left:311px;bottom:1063px;letter-spacing:-0.01px;display:inline;\">substantially investment-related service contracts for which, at inception: </div> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t6_249\" style=\"left:91px;bottom:1047px;letter-spacing:-0.01px;display:inline;\">Application of the VFA impacts the </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t7_249\" style=\"left:91px;bottom:1032px;letter-spacing:-0.01px;display:inline;\">calculation of the CSM at the balance </div></td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s3_249\" id=\"ts_249\" style=\"left:311px;bottom:1035px;display:inline;\">\u2013 </div><div class=\"t s2_249\" id=\"tt_249\" style=\"left:324px;bottom:1035px;letter-spacing:-0.01px;display:inline;\">the contractual terms specify that the policyholder participates in a share of a clearly identified </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t8_249\" style=\"left:91px;bottom:1016px;letter-spacing:-0.01px;display:inline;\">sheet date, which in turn impacts the </div></td><td class=\"tcs-selection-enabled tcs-selected\" colspan=\"2\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s2_249\" id=\"tu_249\" style=\"left:324px;bottom:1020px;letter-spacing:-0.01px;display:inline;\">pool of underlying items; </div> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t9_249\" style=\"left:91px;bottom:1001px;letter-spacing:-0.01px;display:inline;\">future year\u2019s amortisation recognised in </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"> <div class=\"t s2_249\" id=\"ta_249\" style=\"left:91px;bottom:985px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">the income statement. Unlike the GMM </div></td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s3_249\" id=\"tv_249\" style=\"left:311px;bottom:992px;display:inline;\">\u2013 </div> <div class=\"t s2_249\" id=\"tw_249\" style=\"left:324px;bottom:992px;letter-spacing:-0.01px;display:inline;\">the entity expects to pay to the policyholder an amount equal to a substantial share of the fair </div> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"tb_249\" style=\"left:91px;bottom:970px;letter-spacing:-0.01px;display:inline;\">approach, the VFA approach absorbs </div></td><td class=\"tcs-selection-enabled\" colspan=\"2\" rowspan=\"1\" style=\"text-align: left;\"> <div class=\"t s2_249\" id=\"tx_249\" style=\"left:324px;bottom:976px;letter-spacing:-0.01px;display:inline;\">value returns on the underlying items; and </div> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"tc_249\" style=\"left:91px;bottom:954px;letter-spacing:-0.01px;display:inline;\">economic impacts within the CSM, </div></td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: left;\"> <div class=\"t s3_249\" id=\"ty_249\" style=\"left:311px;bottom:948px;display:inline;\">\u2013 </div><div class=\"t s2_249\" id=\"tz_249\" style=\"left:324px;bottom:948px;letter-spacing:-0.01px;display:inline;\">the entity expects a substantial proportion of any change in the amounts to be paid to the </div> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"> <div class=\"t s2_249\" id=\"td_249\" style=\"left:91px;bottom:938px;letter-spacing:-0.01px;display:inline;\">rather than in the profit and loss </div></td><td class=\"tcs-selection-enabled\" colspan=\"2\" rowspan=\"1\" style=\"text-align: left;\"> <div class=\"t s2_249\" id=\"t10_249\" style=\"left:324px;bottom:933px;letter-spacing:-0.01px;display:inline;\">policyholder to vary with the change in fair value of the underlying items. </div> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"> <div class=\"t s2_249\" id=\"te_249\" style=\"left:91px;bottom:923px;letter-spacing:-0.01px;display:inline;\">account. </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s2_249\" id=\"t11_249\" style=\"left:311px;bottom:905px;letter-spacing:-0.01px;display:inline;\">The following key judgements have been made in assessing VFA eligibility: </div> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"> <div class=\"t s2_249\" id=\"tf_249\" style=\"left:91px;bottom:895px;letter-spacing:-0.01px;display:inline;\">The total insurance and reinsurance </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t12_249\" style=\"left:311px;bottom:885px;letter-spacing:-0.01px;display:inline;\">Definition of substantial </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t13_249\" style=\"left:462px;bottom:885px;letter-spacing:-0.01px;display:inline;\">The term substantial is interpreted to mean greater than 50 per cent. </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"tg_249\" style=\"left:91px;bottom:879px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">CSM at the balance sheet date is </div></td><td colspan=\"1\" rowspan=\"1\"> <div class=\"t s2_249\" id=\"t14_249\" style=\"left:311px;bottom:865px;letter-spacing:-0.01px;display:inline;\">Contractual terms </div></td><td colspan=\"1\" rowspan=\"1\"> <div class=\"t s2_249\" id=\"t15_249\" style=\"left:462px;bottom:865px;letter-spacing:-0.01px;display:inline;\">In some circumstances contractual terms are implied by customary </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"th_249\" style=\"left:91px;bottom:864px;letter-spacing:-0.01px;display:inline;\">$21,012 million, including joint ventures </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t16_249\" style=\"left:462px;bottom:850px;letter-spacing:-0.01px;display:inline;\">business practices. </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"ti_249\" style=\"left:91px;bottom:848px;letter-spacing:-0.01px;display:inline;\">and associates, and the CSM </div></td><td colspan=\"1\" rowspan=\"1\"> <div class=\"t s2_249\" id=\"t17_249\" style=\"left:311px;bottom:830px;letter-spacing:-0.01px;display:inline;\">Granularity of assessment </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t18_249\" style=\"left:462px;bottom:830px;letter-spacing:-0.01px;display:inline;\">The assessment has been carried out at a contract level. However, to </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"tj_249\" style=\"left:91px;bottom:833px;letter-spacing:-0.01px;display:inline;\">amortisation, net of reinsurance, </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t19_249\" style=\"left:462px;bottom:814px;letter-spacing:-0.01px;display:inline;\">the extent insurance contracts in a group affect the cash flows to </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"tk_249\" style=\"left:91px;bottom:817px;letter-spacing:-0.01px;display:inline;\">recognised in the income statement is </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t1a_249\" style=\"left:462px;bottom:799px;letter-spacing:-0.01px;display:inline;\">policyholders of contracts in other groups (referred to as </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"tl_249\" style=\"left:91px;bottom:801px;letter-spacing:-0.01px;display:inline;\">$(2,208) million as shown in note </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t1b_249\" style=\"left:462px;bottom:783px;letter-spacing:-0.01px;display:inline;\">'mutualisation'), eligibility for the VFA has been assessed at the level </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"tm_249\" style=\"left:91px;bottom:786px;letter-spacing:-0.01px;word-spacing:-0.02px;display:inline;\">C3.3(a). Approximately 72 per cent of </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t1c_249\" style=\"left:462px;bottom:768px;letter-spacing:-0.01px;display:inline;\">at which such mutualisation occurs (eg fund level). </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"tn_249\" style=\"left:91px;bottom:770px;letter-spacing:-0.01px;display:inline;\">the CSM (including joint ventures and </div></td><td colspan=\"1\" rowspan=\"1\"> <div class=\"t s2_249\" id=\"t1d_249\" style=\"left:311px;bottom:747px;letter-spacing:-0.01px;display:inline;\">Calculation basis </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t1e_249\" style=\"left:462px;bottom:747px;letter-spacing:-0.01px;display:inline;\">VFA eligibility assessments have been performed on a basis consistent </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"to_249\" style=\"left:91px;bottom:755px;letter-spacing:-0.01px;display:inline;\">associates and net of reinsurance) at </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"> <div class=\"t s2_249\" id=\"t1f_249\" style=\"left:462px;bottom:732px;letter-spacing:-0.01px;display:inline;\">with how the Group measures its realistic expectations, for example </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"> <div class=\"t s2_249\" id=\"tp_249\" style=\"left:91px;bottom:739px;letter-spacing:-0.01px;display:inline;\">transition was calculated under the VFA. </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t1g_249\" style=\"left:462px;bottom:716px;letter-spacing:-0.01px;display:inline;\">when pricing, monitoring or setting returns to policyholders. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s2_249\" id=\"t1h_249\" style=\"left:311px;bottom:696px;letter-spacing:-0.01px;display:inline;\">Contracts not qualifying for the VFA are accounted for under the GMM or PAA. The PAA is not used </div> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled\" colspan=\"2\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s2_249\" id=\"t1i_249\" style=\"left:311px;bottom:680px;letter-spacing:-0.01px;display:inline;\">significantly within the Group. </div> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s2_249\" id=\"t1j_249\" style=\"left:311px;bottom:653px;letter-spacing:-0.01px;display:inline;\">The measurement model (VFA or GMM) used for key products is set out in Note C3.4(a). </div> </td></tr></table><div class=\"t s1_249\" id=\"t1k_249\" style=\"left:91px;bottom:608px;letter-spacing:-0.01px;display:inline;\">Carrying value of distribution rights intangible assets </div><table><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t1l_249\" style=\"left:91px;bottom:588px;letter-spacing:-0.01px;display:inline;\">The Group applies judgement to assess </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t1z_249\" style=\"left:311px;bottom:588px;letter-spacing:-0.01px;display:inline;\">Distribution rights relate to bancassurance partnership arrangements for the distribution of </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t1m_249\" style=\"left:91px;bottom:573px;letter-spacing:-0.01px;display:inline;\">whether factors such as the financial </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t20_249\" style=\"left:311px;bottom:573px;letter-spacing:-0.01px;display:inline;\">products for the term of the contractual agreement with the bank partner, for which an asset is </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t1n_249\" style=\"left:91px;bottom:557px;letter-spacing:-0.01px;display:inline;\">performance of the distribution </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t21_249\" style=\"left:311px;bottom:557px;letter-spacing:-0.01px;display:inline;\">recognised based on fees paid and fees payable not subject to performance conditions. </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t1o_249\" style=\"left:91px;bottom:541px;letter-spacing:-0.01px;display:inline;\">arrangements, or changes in relevant </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t22_249\" style=\"left:311px;bottom:541px;letter-spacing:-0.01px;display:inline;\">Distribution rights impairment testing is conducted when there is an indication of an impairment. </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t1p_249\" style=\"left:91px;bottom:526px;letter-spacing:-0.01px;display:inline;\">legislation and regulatory requirements </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t23_249\" style=\"left:311px;bottom:514px;letter-spacing:-0.01px;display:inline;\">To assess indicators of an impairment, the Group monitors a number of internal and external </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t1q_249\" style=\"left:91px;bottom:510px;letter-spacing:-0.01px;display:inline;\">indicate an impairment of intangible </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t1r_249\" style=\"left:91px;bottom:495px;letter-spacing:-0.01px;display:inline;\">assets representing distribution rights. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t24_249\" style=\"left:311px;bottom:498px;letter-spacing:-0.01px;display:inline;\">factors, including indications that the financial performance of the arrangement is likely to be </div></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t25_249\" style=\"left:311px;bottom:482px;letter-spacing:-0.01px;display:inline;\">worse than expected and changes in relevant legislation and regulatory requirements that could </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t1s_249\" style=\"left:91px;bottom:467px;letter-spacing:-0.01px;display:inline;\">To determine the impaired value, the </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t26_249\" style=\"left:311px;bottom:467px;letter-spacing:-0.01px;display:inline;\">impact the Group\u2019s ability to continue to sell new business through the bancassurance channel, and </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t1t_249\" style=\"left:91px;bottom:451px;letter-spacing:-0.01px;display:inline;\">Group estimates the discounted future </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t27_249\" style=\"left:311px;bottom:451px;letter-spacing:-0.01px;display:inline;\">then applies judgement to assess whether these factors indicate that an impairment has occurred. </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t1u_249\" style=\"left:91px;bottom:436px;letter-spacing:-0.01px;display:inline;\">expected cash flows arising from the </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t1v_249\" style=\"left:91px;bottom:420px;letter-spacing:-0.01px;display:inline;\">cash generating units (CGUs) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t28_249\" style=\"left:311px;bottom:423px;letter-spacing:-0.01px;display:inline;\">If an impairment has occurred, a charge is recognised in the income statement for the difference </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t1w_249\" style=\"left:91px;bottom:405px;letter-spacing:-0.01px;display:inline;\">containing the distribution rights. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t29_249\" style=\"left:311px;bottom:408px;letter-spacing:-0.01px;display:inline;\">between the carrying value and recoverable amount of the asset. The recoverable amount is the </div></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t2a_249\" style=\"left:311px;bottom:392px;letter-spacing:-0.01px;display:inline;\">greater of fair value less costs to sell and value in use. Value in use is calculated as the present value </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t1x_249\" style=\"left:91px;bottom:377px;letter-spacing:-0.01px;word-spacing:-0.01px;display:inline;\">Impacts $3,709 million of assets as </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t2b_249\" style=\"left:311px;bottom:377px;letter-spacing:-0.01px;display:inline;\">of future expected cash flows from the asset or the CGUs to which it is allocated. </div></td></tr><tr><td class=\"cke_table-faked-selection-temp\" colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t1y_249\" style=\"left:91px;bottom:361px;letter-spacing:-0.01px;word-spacing:-0.02px;display:inline;\">shown in note C4.2. </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr></table><div></div><div class=\"t s0_250\" id=\"t1_250\" style=\"left:69px;bottom:1115px;letter-spacing:-0.01px;display:inline;\">Financial investments \u2013 Valuation </div><table><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"t2_250\" style=\"left:69px;bottom:1095px;letter-spacing:-0.01px;display:inline;\">Financial investments held at fair value, </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"tf_250\" style=\"left:289px;bottom:1095px;letter-spacing:-0.01px;display:inline;\">The Group holds the majority of its financial investments at fair value (primarily through profit or </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"t3_250\" style=\"left:69px;bottom:1080px;letter-spacing:-0.01px;display:inline;\">net of derivative liabilities, excluding </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"tg_250\" style=\"left:289px;bottom:1080px;letter-spacing:-0.01px;display:inline;\">loss). Financial investments held at amortised cost primarily comprise loans and deposits and </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"t4_250\" style=\"left:69px;bottom:1064px;letter-spacing:-0.01px;display:inline;\">those held by joint ventures and </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"th_250\" style=\"left:289px;bottom:1064px;letter-spacing:-0.01px;display:inline;\">certain debt securities held by Eastspring. </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"t5_250\" style=\"left:69px;bottom:1048px;letter-spacing:-0.01px;display:inline;\">associates is $149.9 billion as shown in </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"t6_250\" style=\"left:69px;bottom:1033px;letter-spacing:-0.01px;word-spacing:-0.02px;display:inline;\">note C2.2(a). </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_250\" id=\"ti_250\" style=\"left:289px;bottom:1036px;letter-spacing:-0.01px;display:inline;\">Determination of fair value </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"tj_250\" style=\"left:289px;bottom:1021px;letter-spacing:-0.01px;display:inline;\">The fair values of the financial instruments for which fair valuation is required under IFRS Standards </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"t7_250\" style=\"left:69px;bottom:1005px;letter-spacing:-0.01px;display:inline;\">Financial investments held at amortised </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"tk_250\" style=\"left:289px;bottom:1005px;letter-spacing:-0.01px;display:inline;\">are determined by the use of quoted market prices for exchange-quoted investments or by using </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"t8_250\" style=\"left:69px;bottom:989px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">cost represent $6.0 billion of the </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"tl_250\" style=\"left:289px;bottom:989px;letter-spacing:-0.01px;display:inline;\">quotations from independent third parties such as brokers and pricing services or by using </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"t9_250\" style=\"left:69px;bottom:974px;letter-spacing:-0.01px;display:inline;\">Group\u2019s total assets. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"tm_250\" style=\"left:289px;bottom:974px;letter-spacing:-0.01px;word-spacing:-0.02px;display:inline;\">appropriate valuation techniques. Further details are included in note C2.1. </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"ta_250\" style=\"left:69px;bottom:946px;letter-spacing:-0.01px;display:inline;\">The Group estimates the fair value of </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"tn_250\" style=\"left:289px;bottom:946px;letter-spacing:-0.01px;display:inline;\">The estimated fair value of derivative financial instruments reflects the estimated amount the </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"tb_250\" style=\"left:69px;bottom:930px;letter-spacing:-0.01px;display:inline;\">financial investments that are not </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"to_250\" style=\"left:289px;bottom:930px;letter-spacing:-0.01px;display:inline;\">Group would receive or pay in an arm\u2019s-length transaction. This amount is determined using quoted </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"tc_250\" style=\"left:69px;bottom:915px;letter-spacing:-0.01px;display:inline;\">actively traded using quotations from </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"tp_250\" style=\"left:289px;bottom:915px;letter-spacing:-0.01px;display:inline;\">prices if exchange listed, quotations from independent third parties or valued internally using </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"td_250\" style=\"left:69px;bottom:899px;letter-spacing:-0.01px;display:inline;\">independent third parties or internally </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"tq_250\" style=\"left:289px;bottom:899px;letter-spacing:-0.01px;display:inline;\">standard market practices. </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"te_250\" style=\"left:69px;bottom:884px;letter-spacing:-0.01px;display:inline;\">developed pricing models. </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"tr_250\" style=\"left:289px;bottom:871px;letter-spacing:-0.01px;display:inline;\">Quoted market prices are used to value investments having quoted prices. Actively traded </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"ts_250\" style=\"left:289px;bottom:856px;letter-spacing:-0.01px;display:inline;\">investments without quoted prices are valued using prices provided by third parties such as brokers </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"tt_250\" style=\"left:289px;bottom:840px;letter-spacing:-0.01px;display:inline;\">or pricing services. Financial investments measured at fair value are classified into a three-level </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"tu_250\" style=\"left:289px;bottom:825px;letter-spacing:-0.01px;word-spacing:-0.02px;display:inline;\">hierarchy as described in note C2.1. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"tv_250\" style=\"left:289px;bottom:797px;letter-spacing:-0.01px;display:inline;\">If the market for a financial investment of the Group is not active, the Group establishes fair value </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"tw_250\" style=\"left:289px;bottom:781px;letter-spacing:-0.01px;display:inline;\">by using quotations from independent third parties, such as brokers or pricing services, or by using </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"tx_250\" style=\"left:289px;bottom:766px;letter-spacing:-0.01px;display:inline;\">internally developed pricing models. Priority is given to publicly available prices from independent </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"ty_250\" style=\"left:289px;bottom:750px;letter-spacing:-0.01px;display:inline;\">sources when available, but overall the source of pricing and/or the valuation technique is chosen </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"tz_250\" style=\"left:289px;bottom:735px;letter-spacing:-0.01px;display:inline;\">with the objective of arriving at a fair value measurement which reflects the price at which an </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"t10_250\" style=\"left:289px;bottom:719px;letter-spacing:-0.01px;display:inline;\">orderly transaction would take place between market participants on the measurement date. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"t11_250\" style=\"left:289px;bottom:703px;letter-spacing:-0.01px;display:inline;\">Changes in assumptions relating to these variables could positively or negatively impact the </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"t12_250\" style=\"left:289px;bottom:688px;letter-spacing:-0.01px;display:inline;\">reported fair value of these financial investments. Details of the financial investments classified as </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"t13_250\" style=\"left:289px;bottom:672px;letter-spacing:-0.01px;display:inline;\">\u2018level 3\u2019 to which valuation techniques are applied and the sensitivity of profit before tax to a </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"cke_table-faked-selection-temp\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"t14_250\" style=\"left:289px;bottom:657px;letter-spacing:-0.01px;word-spacing:-0.01px;display:inline;\">change in the valuation of these items, are presented in note C2.2. </div></td></tr></table><div class=\"t s2_250\" id=\"t15_250\" style=\"left:65px;bottom:624px;letter-spacing:0.13px;display:inline;\">A3.2 New accounting pronouncements not yet effective </div><div class=\"t s1_250\" id=\"t16_250\" style=\"left:65px;bottom:609px;letter-spacing:-0.01px;display:inline;\">The following standards, interpretations and amendments have been issued by the IASB but are not yet effective for the Group in 2023. The </div><div class=\"t s1_250\" id=\"t17_250\" style=\"left:65px;bottom:593px;letter-spacing:-0.01px;display:inline;\">Group prepares consolidated financial statements in accordance with IFRS Standards as issued by the IASB and UK-adopted international </div><div class=\"t s1_250\" id=\"t18_250\" style=\"left:65px;bottom:578px;letter-spacing:-0.01px;display:inline;\">accounting standards. This is not intended to be a complete list as only those standards, interpretations and amendments that could have an </div><div class=\"t s1_250\" id=\"t19_250\" style=\"left:65px;bottom:562px;letter-spacing:-0.01px;display:inline;\">impact on the Group\u2019s consolidated financial statements are discussed. </div><div class=\"t s3_250\" id=\"t1a_250\" style=\"left:65px;bottom:534px;display:inline;\">\u2013 </div><div class=\"t s1_250\" id=\"t1b_250\" style=\"left:78px;bottom:534px;letter-spacing:-0.01px;display:inline;\">Amendments to IFRS 16 \u2018Lease liability in a sale and leaseback\u2019 issued in September 2022 and effective from 1 January 2024; </div><div class=\"t s3_250\" id=\"t1c_250\" style=\"left:65px;bottom:519px;display:inline;\">\u2013 </div><div class=\"t s1_250\" id=\"t1d_250\" style=\"left:78px;bottom:519px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Amendments to IAS 1 \u2018Non-current liabilities with covenants\u2019 issued in October 2022 and effective from 1 January 2024; </div><div class=\"t s3_250\" id=\"t1e_250\" style=\"left:65px;bottom:503px;display:inline;\">\u2013 </div><div class=\"t s1_250\" id=\"t1f_250\" style=\"left:78px;bottom:503px;letter-spacing:-0.01px;display:inline;\">Amendments to IAS 7 and IFRS 7 \u2018Supplier finance arrangements\u2019 issued in May 2023 and effective from 1 January 2024; and </div><div class=\"t s3_250\" id=\"t1g_250\" style=\"left:65px;bottom:487px;display:inline;\">\u2013 </div>Amendments to IAS 21 \u2018Lack of exchangeability\u2019 issued in August 2023 and effective from 1 January 2025.The Group recognises insurance revenue as it satisfies its performance obligations, ie as it provides services under groups of insurance contracts. <div class=\"t s6_255\" id=\"to_255\" style=\"left:87px;bottom:912px;letter-spacing:-0.01px;display:inline;\">The insurance revenue relating to services provided for each period represents the total of the changes in the liability for remaining coverage </div><div class=\"t s6_255\" id=\"tp_255\" style=\"left:87px;bottom:897px;letter-spacing:-0.01px;display:inline;\">that relate to services for which the Group expects to receive consideration and comprises the following items. </div><div class=\"t s7_255\" id=\"tq_255\" style=\"left:87px;bottom:869px;display:inline;\">\u2013 </div><div class=\"t s6_255\" id=\"tr_255\" style=\"left:100px;bottom:869px;letter-spacing:-0.01px;display:inline;\">A release of the CSM, measured based on coverage units; </div><div class=\"t s7_255\" id=\"ts_255\" style=\"left:87px;bottom:853px;display:inline;\">\u2013 </div><div class=\"t s6_255\" id=\"tt_255\" style=\"left:100px;bottom:853px;letter-spacing:-0.01px;display:inline;\">Changes in the risk adjustment for non-financial risk relating to current services; </div><div class=\"t s7_255\" id=\"tu_255\" style=\"left:87px;bottom:838px;display:inline;\">\u2013 </div><div class=\"t s6_255\" id=\"tv_255\" style=\"left:100px;bottom:838px;letter-spacing:-0.01px;display:inline;\">Claims and other insurance service expenses for the period expected at the beginning of the year; and </div><div class=\"t s8_255\" id=\"tw_255\" style=\"left:87px;bottom:822px;display:inline;\">\u2013 </div><div class=\"t s6_255\" id=\"tx_255\" style=\"left:100px;bottom:822px;letter-spacing:-0.01px;display:inline;\">Other amounts include the revenue recognised to cover the tax charge attributable to policyholders and other items, for example experience </div><div class=\"t s6_255\" id=\"ty_255\" style=\"left:100px;bottom:806px;letter-spacing:-0.01px;display:inline;\">adjustments for premium receipts for current or past services. </div><div class=\"t s6_255\" id=\"tz_255\" style=\"left:87px;bottom:791px;letter-spacing:-0.01px;display:inline;\">In addition, the Group allocates a portion of premiums that relate to recovering insurance acquisition cash flows to each period using the same </div><div class=\"t s6_255\" id=\"t10_255\" style=\"left:87px;bottom:775px;letter-spacing:-0.01px;display:inline;\">amortisation factor used to amortise CSM. The Group recognises the allocated amount, adjusted for interest accretion, as insurance revenue and </div><div class=\"t s6_255\" id=\"t11_255\" style=\"left:87px;bottom:760px;letter-spacing:-0.01px;display:inline;\">an equal amount as insurance service expenses. </div><div class=\"t s6_255\" id=\"t12_255\" style=\"left:87px;bottom:732px;letter-spacing:-0.01px;display:inline;\">Non-distinct investment components are excluded from insurance revenue and insurance service expenses. </div><div class=\"t s6_255\" id=\"t13_255\" style=\"left:87px;bottom:704px;letter-spacing:-0.01px;display:inline;\">Policy fees charged on investment contracts without discretionary participation features for asset management and policy administration fees </div>are recognised when related services are provided.Investment return included in the income statement principally comprises interest income, dividends, investment appreciation and depreciation <div class=\"t s1_257\" id=\"t4_257\" style=\"left:87px;bottom:1087px;letter-spacing:-0.01px;display:inline;\">(realised and unrealised gains and losses) on investments mandatorily classified or designated as FVTPL and realised gains and losses (including </div><div class=\"t s1_257\" id=\"t5_257\" style=\"left:87px;bottom:1071px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">impairment losses) on items classified at amortised cost and/or FVOCI (AFS for 2022). Movements in unrealised appreciation or depreciation of </div><div class=\"t s1_257\" id=\"t6_257\" style=\"left:87px;bottom:1055px;letter-spacing:-0.01px;display:inline;\">securities designated as FVOCI (AFS for 2022) are recorded in other comprehensive income. Interest income is recognised as it accrues. </div>Dividends on equity securities are recognised on the ex-dividend date and rental income is recognised on an accrual basis.Insurance finance income and expenses comprise changes in the carrying amounts of groups of insurance and reinsurance contracts arising <div class=\"t s1_258\" id=\"t3_258\" style=\"left:65px;bottom:1085px;letter-spacing:-0.01px;display:inline;\">from the effects of the time value of money, financial risk and changes therein, unless any such changes for groups of direct participating </div><div class=\"t s1_258\" id=\"t4_258\" style=\"left:65px;bottom:1069px;letter-spacing:-0.01px;display:inline;\">contracts are allocated to a loss component and included in insurance service expenses. These amounts include changes in the measurement of </div><div class=\"t s1_258\" id=\"t5_258\" style=\"left:65px;bottom:1054px;letter-spacing:-0.01px;display:inline;\">groups of contracts caused by changes in the value of underlying items (excluding additions and withdrawals). The Group does not disaggregate </div>insurance finance income or expenses between profit or loss and other comprehensive income.Insurance service expenses arising from insurance contracts are recognised in profit or loss generally as they are incurred. They exclude <div class=\"t s1_259\" id=\"t3_259\" style=\"left:87px;bottom:1075px;letter-spacing:-0.01px;display:inline;\">repayments of investment components and comprise: </div><div class=\"t s2_259\" id=\"t4_259\" style=\"left:87px;bottom:1047px;display:inline;\">\u2013 </div><div class=\"t s1_259\" id=\"t5_259\" style=\"left:100px;bottom:1047px;letter-spacing:-0.01px;display:inline;\">incurred claims and other insurance service expenses; </div><div class=\"t s2_259\" id=\"t6_259\" style=\"left:87px;bottom:1032px;display:inline;\">\u2013 </div><div class=\"t s1_259\" id=\"t7_259\" style=\"left:100px;bottom:1032px;letter-spacing:-0.01px;display:inline;\">amortisation of insurance acquisition cash flows; </div><div class=\"t s2_259\" id=\"t8_259\" style=\"left:87px;bottom:1016px;display:inline;\">\u2013 </div><div class=\"t s1_259\" id=\"t9_259\" style=\"left:100px;bottom:1016px;letter-spacing:-0.01px;display:inline;\">losses on onerous contracts and reversals of such losses; </div><div class=\"t s3_259\" id=\"ta_259\" style=\"left:87px;bottom:1000px;display:inline;\">\u2013 </div><div class=\"t s1_259\" id=\"tb_259\" style=\"left:100px;bottom:1000px;letter-spacing:-0.01px;display:inline;\">adjustments to the liabilities for incurred claims that do not arise from the effects of the time value of money, financial risk and changes </div><div class=\"t s1_259\" id=\"tc_259\" style=\"left:100px;bottom:985px;letter-spacing:-0.01px;display:inline;\">therein, which are recognised in insurance finance income (expense); and </div><div class=\"t s2_259\" id=\"td_259\" style=\"left:87px;bottom:969px;display:inline;\">\u2013 </div>impairment losses on assets for insurance acquisition cash flows and reversals of such impairment losses.The Company offers discretionary share awards to certain key employees and all-employee share plans in the UK and a number of Asia locations. <div class=\"t s1_260\" id=\"t3_260\" style=\"left:65px;bottom:1085px;letter-spacing:-0.01px;display:inline;\">The compensation expense charged to the income statement is primarily based upon the fair value of the awards granted, the vesting period </div><div class=\"t s1_260\" id=\"t4_260\" style=\"left:65px;bottom:1069px;letter-spacing:-0.01px;display:inline;\">and the vesting conditions. The Company has established trusts to facilitate the delivery of Prudential plc shares under some of these plans. The </div>cost to the Company of acquiring these shares held in trusts is shown as a deduction from shareholders\u2019 equity.Prudential is subject to tax in numerous jurisdictions and the calculation of the total tax charge inherently involves a degree of estimation and <div class=\"t s1_263\" id=\"t3_263\" style=\"left:87px;bottom:1076px;letter-spacing:-0.01px;display:inline;\">judgement. Current tax expense is charged or credited based upon amounts estimated to be payable or recoverable as a result of taxable </div><div class=\"t s1_263\" id=\"t4_263\" style=\"left:87px;bottom:1061px;letter-spacing:-0.01px;display:inline;\">amounts for the current year and adjustments made in relation to prior years. The positions taken in tax returns where applicable tax regulation </div><div class=\"t s1_263\" id=\"t5_263\" style=\"left:87px;bottom:1045px;letter-spacing:-0.01px;word-spacing:-0.02px;display:inline;\">is subject to interpretation are recognised in full in the determination of the tax charge in the consolidated financial statements if the Group </div><div class=\"t s1_263\" id=\"t6_263\" style=\"left:87px;bottom:1030px;letter-spacing:-0.01px;display:inline;\">considers that it is probable that the taxation authority will accept those positions. Otherwise, provisions are established based on the likely </div><div class=\"t s1_263\" id=\"t7_263\" style=\"left:87px;bottom:1014px;letter-spacing:-0.01px;display:inline;\">amount of the liability, or recovery, by providing for the single best estimate of the most likely outcome or the weighted average expected value </div><div class=\"t s1_263\" id=\"t8_263\" style=\"left:87px;bottom:999px;letter-spacing:-0.01px;display:inline;\">where there are multiple outcomes. </div><div class=\"t s1_263\" id=\"t9_263\" style=\"left:87px;bottom:971px;letter-spacing:-0.01px;display:inline;\">The total tax charge includes tax expense attributable to both policyholders and shareholders. The tax expense attributable to policyholders </div><div class=\"t s1_263\" id=\"ta_263\" style=\"left:87px;bottom:955px;letter-spacing:-0.01px;display:inline;\">comprises the tax on the income of the consolidated with-profits and unit-linked funds. In certain jurisdictions, life insurance companies are </div><div class=\"t s1_263\" id=\"tb_263\" style=\"left:87px;bottom:940px;letter-spacing:-0.01px;display:inline;\">taxed on both their shareholders\u2019 profits and on their policyholders\u2019 insurance and investment returns on certain insurance and investment </div><div class=\"t s1_263\" id=\"tc_263\" style=\"left:87px;bottom:924px;letter-spacing:-0.01px;display:inline;\">products. Although both types of tax are included in the total tax charge in the Group\u2019s Consolidated income statement, they are presented </div><div class=\"t s1_263\" id=\"td_263\" style=\"left:87px;bottom:908px;letter-spacing:-0.01px;display:inline;\">separately in the Consolidated income statement to provide the most relevant information about tax that the Group pays on its profits. </div><div class=\"t s1_263\" id=\"te_263\" style=\"left:87px;bottom:881px;letter-spacing:-0.01px;display:inline;\">Deferred taxes are provided under the liability method for all relevant temporary differences. IAS 12 \u2018Income Taxes\u2019 does not require all </div><div class=\"t s1_263\" id=\"tf_263\" style=\"left:87px;bottom:865px;letter-spacing:-0.01px;display:inline;\">temporary differences to be provided for, in particular, the Group does not provide for deferred tax on undistributed earnings of subsidiaries </div><div class=\"t s1_263\" id=\"tg_263\" style=\"left:87px;bottom:849px;letter-spacing:-0.01px;display:inline;\">where the Group is able to control the timing of the distribution and the temporary difference created is not expected to reverse in the </div><div class=\"t s1_263\" id=\"th_263\" style=\"left:87px;bottom:834px;letter-spacing:-0.01px;display:inline;\">foreseeable future. Deferred tax assets are only recognised when it is more likely than not that future taxable profits will be available against </div><div class=\"t s1_263\" id=\"ti_263\" style=\"left:87px;bottom:818px;letter-spacing:-0.01px;display:inline;\">which these losses can be utilised. </div><div class=\"t s1_263\" id=\"tj_263\" style=\"left:87px;bottom:790px;letter-spacing:-0.01px;display:inline;\">Deferred tax is measured at the tax rates that are expected to apply to the period when the asset is realised or the liability settled, based on tax </div>rates (and laws) that have been enacted or are substantively enacted at the end of the reporting period.Basic earnings per share are calculated based on earnings attributable to ordinary shareholders, after related tax and non-controlling interests, <div class=\"t s6_265\" id=\"t33_265\" style=\"left:87px;bottom:221px;letter-spacing:-0.01px;word-spacing:-0.03px;display:inline;\">divided by the weighted average number of ordinary shares outstanding during the year, excluding those held in employee share trusts, which </div><div class=\"t s6_265\" id=\"t34_265\" style=\"left:87px;bottom:205px;letter-spacing:-0.01px;display:inline;\">are treated as cancelled. For diluted earnings per share, the weighted average number of shares in issue is adjusted to assume conversion of all </div>dilutive potential ordinary shares. No adjustment is made if the impact is anti-dilutive overall.The Group uses the trade date method to account for regular purchases and sales of financial assets. The Group holds financial assets in <div class=\"t s1_271\" id=\"t3_271\" style=\"left:87px;bottom:1075px;letter-spacing:-0.01px;display:inline;\">accordance with IFRS 9 (2023) / IAS 39 (2022 and prior) whereby subject to specific criteria, financial instruments are required to be accounted </div><div class=\"t s1_271\" id=\"t4_271\" style=\"left:87px;bottom:1059px;letter-spacing:-0.01px;display:inline;\">for under one of the following categories: </div><div class=\"t s2_271\" id=\"t5_271\" style=\"left:87px;bottom:1032px;display:inline;\">\u2013 </div><div class=\"t s1_271\" id=\"t6_271\" style=\"left:100px;bottom:1032px;letter-spacing:-0.01px;display:inline;\">Financial instruments at FVTPL: this comprises primarily instruments that are managed and the performance evaluated on a fair value basis, </div><div class=\"t s1_271\" id=\"t7_271\" style=\"left:100px;bottom:1016px;letter-spacing:-0.01px;display:inline;\">including liabilities related to net assets attributable to unit holders of consolidated investment funds and policyholder liabilities for </div><div class=\"t s1_271\" id=\"t8_271\" style=\"left:100px;bottom:1000px;letter-spacing:-0.01px;display:inline;\">investment contracts without discretionary participation features. In addition, this includes derivatives. All investments within this category are </div><div class=\"t s1_271\" id=\"t9_271\" style=\"left:100px;bottom:985px;letter-spacing:-0.01px;display:inline;\">measured at fair value with all changes thereon being recognised in investment return in the income statement. </div><div class=\"t s2_271\" id=\"ta_271\" style=\"left:87px;bottom:969px;display:inline;\">\u2013 </div><div class=\"t s1_271\" id=\"tb_271\" style=\"left:100px;bottom:969px;letter-spacing:-0.01px;display:inline;\">Financial instruments at FVOCI under IFRS 9 or on an AFS basis under IAS 39: these instruments are initially recognised at fair value plus </div><div class=\"t s1_271\" id=\"tc_271\" style=\"left:100px;bottom:954px;letter-spacing:-0.01px;display:inline;\">attributable transaction costs and are subsequently measured at fair value. Interest and/or dividend income is recognised in the income </div><div class=\"t s1_271\" id=\"td_271\" style=\"left:100px;bottom:938px;letter-spacing:-0.01px;display:inline;\">statement. Unrealised gains and losses are recognised in other comprehensive income. Upon disposal or impairment, accumulated unrealised </div><div class=\"t s1_271\" id=\"te_271\" style=\"left:100px;bottom:922px;letter-spacing:-0.01px;display:inline;\">gains and losses are transferred from other comprehensive income to the income statement as realised gains or losses except for equity </div><div class=\"t s1_271\" id=\"tf_271\" style=\"left:100px;bottom:907px;letter-spacing:-0.01px;display:inline;\">securities that have been elected to be designated at FVOCI under IFRS 9 whereby there is no recycling to the profit or loss on derecognition </div><div class=\"t s1_271\" id=\"tg_271\" style=\"left:100px;bottom:891px;letter-spacing:-0.01px;display:inline;\">being the difference to the AFS treatment for equity securities under IAS 39. Subsequent to the demerger of Jackson in September 2021, the </div><div class=\"t s1_271\" id=\"th_271\" style=\"left:100px;bottom:876px;letter-spacing:-0.01px;display:inline;\">Group designated its retained interest in Jackson as AFS equity securities under IAS 39. Upon the adoption of IFRS 9, the Group made the </div><div class=\"t s1_271\" id=\"ti_271\" style=\"left:100px;bottom:860px;letter-spacing:-0.01px;display:inline;\">election to measure its interest in equity securities in Jackson at FVOCI, which were disposed of entirely in 2023. There were no financial </div><div class=\"t s1_271\" id=\"tj_271\" style=\"left:100px;bottom:845px;letter-spacing:-0.01px;display:inline;\">instruments at FVOCI at 31 December 2023. </div><div class=\"t s2_271\" id=\"tk_271\" style=\"left:87px;bottom:829px;display:inline;\">\u2013 </div><div class=\"t s1_271\" id=\"tl_271\" style=\"left:100px;bottom:829px;letter-spacing:-0.01px;display:inline;\">Financial instruments at amortised cost: these instruments comprise non-quoted investments that have fixed or determinable payments, </div><div class=\"t s1_271\" id=\"tm_271\" style=\"left:100px;bottom:813px;letter-spacing:-0.01px;display:inline;\">including loans collateralised by mortgages, deposits, and other receivables. These investments are initially recognised at fair value plus </div><div class=\"t s1_271\" id=\"tn_271\" style=\"left:100px;bottom:798px;letter-spacing:-0.01px;display:inline;\">transaction costs. Subsequently, these instruments are carried at amortised cost using the effective interest method. The effective interest rate </div><div class=\"t s1_271\" id=\"to_271\" style=\"left:100px;bottom:782px;letter-spacing:-0.01px;display:inline;\">is the rate that exactly discounts estimated future cash receipts through the expected life of the financial instrument or, when appropriate, a </div><div class=\"t s1_271\" id=\"tp_271\" style=\"left:100px;bottom:767px;letter-spacing:-0.01px;display:inline;\">shorter period to the net carrying amount of the financial asset. When assets held at amortised cost are subject to impairment testing, </div><div class=\"t s1_271\" id=\"tq_271\" style=\"left:100px;bottom:751px;letter-spacing:-0.01px;display:inline;\">estimated future cash flows are compared to the carrying value of the asset. The estimated future cash flows are discounted using the </div><div class=\"t s1_271\" id=\"tr_271\" style=\"left:100px;bottom:735px;letter-spacing:-0.01px;display:inline;\">financial asset\u2019s original or variable effective interest rate and exclude credit losses that have not yet been incurred. If, in subsequent periods, </div><div class=\"t s1_271\" id=\"ts_271\" style=\"left:100px;bottom:720px;letter-spacing:-0.01px;display:inline;\">an impaired loan or receivable recovers in value (in part or in full) and this recovery can be objectively related to an event occurring after the </div>impairment, then any amount determined to have been recovered is reversed through the income statement.(b) <div class=\"t s0_276\" id=\"t2_276\" style=\"left:91px;bottom:1118px;letter-spacing:-0.12px;display:inline;\">Derivatives and hedging </div><div class=\"t s1_276\" id=\"t3_276\" style=\"left:65px;bottom:1102px;letter-spacing:-0.01px;display:inline;\">Derivative financial instruments are used to reduce or manage investment, interest rate and currency exposures, to facilitate efficient portfolio </div><div class=\"t s1_276\" id=\"t4_276\" style=\"left:65px;bottom:1087px;letter-spacing:-0.01px;display:inline;\">management and for investment purposes. </div><div class=\"t s1_276\" id=\"t5_276\" style=\"left:65px;bottom:1059px;letter-spacing:-0.01px;display:inline;\">The Group does not regularly seek to apply fair value or cash flow hedging treatment under IFRS 9/IAS 39. The Group has no net investment, fair </div><div class=\"t s1_276\" id=\"t6_276\" style=\"left:65px;bottom:1043px;letter-spacing:-0.01px;display:inline;\">value or cash flow hedges under IFRS 9 and IAS 39 at 31 December 2023 and 2022, respectively. All derivatives that are not designated as </div><div class=\"t s1_276\" id=\"t7_276\" style=\"left:65px;bottom:1028px;letter-spacing:-0.01px;display:inline;\">hedging instruments are carried at fair value, with movements in fair value being recorded in the income statement. </div><div class=\"t s2_276\" id=\"t8_276\" style=\"left:65px;bottom:999px;letter-spacing:-0.11px;display:inline;\">Derivatives held and their purpose </div><div class=\"t s1_276\" id=\"t9_276\" style=\"left:65px;bottom:983px;letter-spacing:-0.01px;display:inline;\">The Group enters into a variety of exchange traded and over-the-counter derivative financial instruments, including futures, options, forward </div><div class=\"t s1_276\" id=\"ta_276\" style=\"left:65px;bottom:968px;letter-spacing:-0.01px;display:inline;\">contracts, swaps and swaptions. </div><div class=\"t s1_276\" id=\"tb_276\" style=\"left:65px;bottom:940px;letter-spacing:-0.01px;display:inline;\">All over-the-counter derivative transactions are conducted under standardised ISDA (International Swaps and Derivatives Association Inc) master </div><div class=\"t s1_276\" id=\"tc_276\" style=\"left:65px;bottom:924px;letter-spacing:-0.01px;display:inline;\">agreements and collateral agreements are in place between the individual entities and relevant counterparties under each of these market </div><div class=\"t s1_276\" id=\"td_276\" style=\"left:65px;bottom:909px;letter-spacing:-0.01px;display:inline;\">master agreements. The collateral management for these transactions is conducted under the usual and customary terms and conditions set out </div><div class=\"t s1_276\" id=\"te_276\" style=\"left:65px;bottom:893px;letter-spacing:-0.01px;display:inline;\">in the Credit Support Annex to the ISDA master agreement. </div><div class=\"t s1_276\" id=\"tf_276\" style=\"left:65px;bottom:865px;letter-spacing:-0.01px;display:inline;\">Derivatives are used for efficient portfolio management to obtain cost effective and management of exposure to various markets in accordance </div><div class=\"t s1_276\" id=\"tg_276\" style=\"left:65px;bottom:850px;letter-spacing:-0.01px;display:inline;\">with the Group\u2019s investment strategies and to manage exposure to interest rate, currency, credit and other business risks. The Group also uses </div>interest rate derivatives to reduce exposure to interest rate volatility.Derecognition of financial assets and liabilities <div class=\"t s1_276\" id=\"tl_276\" style=\"left:65px;bottom:773px;letter-spacing:-0.01px;display:inline;\">The Group\u2019s policy is to derecognise financial assets when it is deemed that substantially all the risks and rewards of ownership have been </div><div class=\"t s1_276\" id=\"tm_276\" style=\"left:65px;bottom:758px;letter-spacing:-0.01px;display:inline;\">transferred. </div><div class=\"t s1_276\" id=\"tn_276\" style=\"left:65px;bottom:730px;letter-spacing:-0.01px;display:inline;\">The Group derecognises financial liabilities only when the obligation specified in the contract is discharged, cancelled or has expired. </div><div class=\"t s2_276\" id=\"to_276\" style=\"left:65px;bottom:701px;letter-spacing:-0.12px;display:inline;\">Reverse repurchase agreements </div><div class=\"t s1_276\" id=\"tp_276\" style=\"left:65px;bottom:686px;letter-spacing:-0.01px;display:inline;\">The Group is party to various reverse repurchase agreements under which securities are purchased from third parties with an obligation to resell </div><div class=\"t s1_276\" id=\"tq_276\" style=\"left:65px;bottom:670px;letter-spacing:-0.01px;display:inline;\">the securities. The securities are not recognised as investments in the statement of financial position but the right to receive the cash paid is </div>recognised as deposits.The Group is also party to various securities lending agreements (including repurchase agreements) under which securities are loaned to third <div class=\"t s1_276\" id=\"tx_276\" style=\"left:65px;bottom:536px;letter-spacing:-0.01px;display:inline;\">parties on a short-term basis. The loaned securities are not derecognised; rather, they continue to be recognised within the appropriate </div><div class=\"t s1_276\" id=\"ty_276\" style=\"left:65px;bottom:520px;letter-spacing:-0.01px;display:inline;\">investment classification. To the extent cash collateral is received it is recognised on the statement of financial position with the obligation to </div>repay the cash paid recognised as a liability. Other collateral is not recognised.The Group\u2019s derivative instruments, repurchase agreements and securities lending agreements are subject to master netting arrangements and <div class=\"t s1_276\" id=\"t1a_276\" style=\"left:65px;bottom:282px;letter-spacing:-0.01px;display:inline;\">collateral arrangements. A master netting arrangement with a counterparty creates a right of offset for amounts due to and due from that same </div><div class=\"t s1_276\" id=\"t1b_276\" style=\"left:65px;bottom:267px;letter-spacing:-0.01px;display:inline;\">counterparty that is enforceable in the event of a default or bankruptcy. The Group recognises amounts subject to master netting arrangements </div>on a gross basis within the consolidated balance sheets.Portfolios of insurance contracts that are assets and those that are liabilities, and portfolios of reinsurance contracts that are assets and those <div class=\"t s7_277\" id=\"t3c_277\" style=\"left:87px;bottom:535px;letter-spacing:-0.01px;display:inline;\">that are liabilities, are presented separately in the statement of financial position. Any assets or liabilities recognised for cash flows arising before </div><div class=\"t s7_277\" id=\"t3d_277\" style=\"left:87px;bottom:520px;letter-spacing:-0.01px;display:inline;\">the recognition of the related group of contracts (including any assets for insurance acquisition cash flows) are included in the carrying amount </div>of the related portfolios of contracts.Business combination <div class=\"t s5_296\" id=\"tx_296\" style=\"left:65px;bottom:580px;letter-spacing:-0.01px;display:inline;\">Business acquisitions are accounted for by applying the purchase method of accounting, which adjusts the net assets of the acquired company </div><div class=\"t s5_296\" id=\"ty_296\" style=\"left:65px;bottom:564px;letter-spacing:-0.01px;display:inline;\">to fair value at the date of purchase. The excess of the acquisition consideration over the fair value of the assets and liabilities of the acquired </div><div class=\"t s5_296\" id=\"tz_296\" style=\"left:65px;bottom:548px;letter-spacing:-0.01px;display:inline;\">business is recorded as goodwill. The Group chooses the full goodwill method or the partial goodwill method to calculate goodwill on an </div><div class=\"t s5_296\" id=\"t10_296\" style=\"left:65px;bottom:533px;letter-spacing:-0.01px;display:inline;\">acquisition-by-acquisition basis. Expenses related to acquiring new subsidiaries are charged to the income statement in the period in which they </div><div class=\"t s5_296\" id=\"t11_296\" style=\"left:65px;bottom:517px;letter-spacing:-0.01px;display:inline;\">are incurred and not included in goodwill. Income and expenses of acquired businesses are included in the income statement from the date of </div><div class=\"t s5_296\" id=\"t12_296\" style=\"left:65px;bottom:502px;letter-spacing:-0.01px;display:inline;\">acquisition. </div><div class=\"t s5_296\" id=\"t13_296\" style=\"left:65px;bottom:474px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Where the Group writes a put option, which if exercised triggers the purchase of non-controlling interests as part of its business acquisition, the </div><div class=\"t s5_296\" id=\"t14_296\" style=\"left:65px;bottom:458px;letter-spacing:-0.01px;display:inline;\">put option is recognised as a financial liability at the acquisition date. Where risks and rewards remain with the non-controlling interests, a </div><div class=\"t s5_296\" id=\"t15_296\" style=\"left:65px;bottom:443px;letter-spacing:-0.01px;display:inline;\">corresponding amount is deducted from equity. Any subsequent changes to the carrying amount of the put option liability are also recognised </div><div class=\"t s5_296\" id=\"t16_296\" style=\"left:65px;bottom:427px;letter-spacing:-0.01px;display:inline;\">within equity. </div><div class=\"t s0_296\" id=\"t17_296\" style=\"left:65px;bottom:398px;letter-spacing:-0.12px;display:inline;\">Goodwill </div><div class=\"t s5_296\" id=\"t18_296\" style=\"left:65px;bottom:383px;letter-spacing:-0.01px;display:inline;\">Goodwill is capitalised and carried on the Group consolidated statement of financial position as an intangible asset at initial value less any </div><div class=\"t s5_296\" id=\"t19_296\" style=\"left:65px;bottom:367px;letter-spacing:-0.01px;display:inline;\">accumulated impairment losses. Goodwill impairment testing is conducted annually and when there is an indication that the goodwill may be </div>impaired.Intangible assets acquired on the purchase of a subsidiary or portfolio of contracts are measured at fair value on acquisition. Other intangible <div class=\"t s4_297\" id=\"t10_297\" style=\"left:87px;bottom:546px;letter-spacing:-0.01px;display:inline;\">assets, such as distribution rights and software, are valued initially at the price paid to acquire or cost to develop them and are subsequently </div><div class=\"t s4_297\" id=\"t11_297\" style=\"left:87px;bottom:531px;letter-spacing:-0.01px;display:inline;\">carried at cost less amortisation and any accumulated impairment losses. For intangibles other than goodwill, amortisation follows the pattern in </div><div class=\"t s4_297\" id=\"t12_297\" style=\"left:87px;bottom:515px;letter-spacing:-0.01px;display:inline;\">which the future economic benefits are expected to be consumed. If the pattern cannot be determined reliably, a straight-line method is applied. </div><div class=\"t s4_297\" id=\"t13_297\" style=\"left:87px;bottom:500px;letter-spacing:-0.01px;display:inline;\">For software, the amortisation generally represents the licence period of the software acquired. Amortisation of intangible assets is charged to </div><div class=\"t s4_297\" id=\"t14_297\" style=\"left:87px;bottom:484px;letter-spacing:-0.01px;display:inline;\">the Consolidated income statement and allocated between attributable and non-attributable expenses for the Group's insurance entities as </div>shown in note B2. Impairment testing is conducted when there is an indication that the intangible asset may be impaired.Although initially recognised at fair value (net of transaction costs), borrowings are subsequently accounted for on an amortised cost basis using <div class=\"t s1_298\" id=\"t3_298\" style=\"left:65px;bottom:1075px;letter-spacing:-0.01px;display:inline;\">the effective interest method. Under the effective interest method, the difference between the redemption value of the borrowing and the initial </div><div class=\"t s1_298\" id=\"t4_298\" style=\"left:65px;bottom:1059px;letter-spacing:-0.01px;display:inline;\">proceeds (net of related issue costs) is amortised through the income statement to the date of maturity or, for hybrid debt, over the expected life </div>of the instrument.Shares are classified as equity when their terms do not create an obligation to transfer assets. Amounts recorded in share capital represent the <div class=\"t s1_304\" id=\"t3_304\" style=\"left:65px;bottom:1075px;letter-spacing:-0.01px;display:inline;\">nominal value of the shares issued. The difference between the proceeds received on issue of the shares, net of share issue costs, and the </div><div class=\"t s1_304\" id=\"t4_304\" style=\"left:65px;bottom:1059px;letter-spacing:-0.01px;display:inline;\">nominal value of the shares issued, is credited to share premium. Where the Company purchases shares for the purposes of employee incentive </div><div class=\"t s1_304\" id=\"t5_304\" style=\"left:65px;bottom:1044px;letter-spacing:-0.01px;display:inline;\">plans, the consideration paid, net of issue costs, is deducted from retained earnings. Upon issue or sale any consideration received is credited to </div>retained earnings net of related costs.Property, plant and equipment comprise Group occupied properties and tangible assets. Property, plant and equipment also includes right-of-use <div class=\"t s1_307\" id=\"t3_307\" style=\"left:87px;bottom:1076px;letter-spacing:-0.01px;display:inline;\">assets for operating leases of properties occupied by the Group and leases of equipment and other tangible assets. Property, plant and </div><div class=\"t s1_307\" id=\"t4_307\" style=\"left:87px;bottom:1061px;letter-spacing:-0.01px;display:inline;\">equipment, including the right-of-use assets under operating leases, are generally held at cost less cumulative depreciation calculated using the </div><div class=\"t s1_307\" id=\"t5_307\" style=\"left:87px;bottom:1045px;letter-spacing:-0.01px;display:inline;\">straight-line method, and impairment charge. Owner occupied properties held by the Group's Singapore business that are underlying items of </div>direct participating contracts are measured at fair value following the adoption of IFRS 17.The Group consolidates those investees it is deemed to control. The Group has control over an investee if all three of the following are met: <div class=\"t s3_311\" id=\"t4_311\" style=\"left:87px;bottom:1046px;display:inline;\">\u2013 </div><div class=\"t s2_311\" id=\"t5_311\" style=\"left:100px;bottom:1046px;letter-spacing:-0.01px;display:inline;\">It has power over an investee; </div><div class=\"t s3_311\" id=\"t6_311\" style=\"left:87px;bottom:1030px;display:inline;\">\u2013 </div><div class=\"t s2_311\" id=\"t7_311\" style=\"left:100px;bottom:1030px;letter-spacing:-0.01px;display:inline;\">It is exposed to, or has rights to, variable returns from its involvement with the investee; and </div><div class=\"t s3_311\" id=\"t8_311\" style=\"left:87px;bottom:1015px;display:inline;\">\u2013 </div><div class=\"t s2_311\" id=\"t9_311\" style=\"left:100px;bottom:1015px;letter-spacing:-0.01px;display:inline;\">It has the ability to use its power over the investee to affect its own returns. </div><div class=\"t s4_311\" id=\"ta_311\" style=\"left:87px;bottom:986px;letter-spacing:-0.1px;display:inline;\">(a) </div><div class=\"t s4_311\" id=\"tb_311\" style=\"left:113px;bottom:986px;letter-spacing:-0.11px;display:inline;\">Subsidiaries </div><div class=\"t s2_311\" id=\"tc_311\" style=\"left:87px;bottom:970px;letter-spacing:-0.01px;display:inline;\">Subsidiaries are those investees that the Group controls. The majority of the Group\u2019s subsidiaries are corporate entities. </div><div class=\"t s2_311\" id=\"td_311\" style=\"left:87px;bottom:943px;letter-spacing:-0.01px;display:inline;\">The Group performs a re-assessment of consolidation whenever there is a change in the substance of the relationship between the Group and an </div><div class=\"t s2_311\" id=\"te_311\" style=\"left:87px;bottom:927px;letter-spacing:-0.01px;display:inline;\">investee. Where the Group is deemed to control an entity, it is treated as a subsidiary and its results, assets and liabilities are consolidated. Where </div><div class=\"t s2_311\" id=\"tf_311\" style=\"left:87px;bottom:911px;letter-spacing:-0.01px;display:inline;\">the Group holds a minority share in an entity with no control over the entity, the investments are carried at fair value within financial investments </div><div class=\"t s2_311\" id=\"tg_311\" style=\"left:87px;bottom:896px;letter-spacing:-0.01px;display:inline;\">in the Consolidated statement of financial position. </div><div class=\"t s2_311\" id=\"th_311\" style=\"left:87px;bottom:868px;letter-spacing:-0.01px;display:inline;\">Entities consolidated by the Group include Qualifying Partnerships as defined under the UK Partnerships (Accounts) Regulations 2008 (the </div><div class=\"t s2_311\" id=\"ti_311\" style=\"left:87px;bottom:852px;letter-spacing:-0.01px;display:inline;\">\u2018Partnerships Act\u2019). The Group\u2019s limited partnership has taken advantage of the exemption under regulation 7 of the Partnerships Act from the </div><div class=\"t s2_311\" id=\"tj_311\" style=\"left:87px;bottom:837px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">financial statement requirements. This is under regulations 4 to 6 of the Partnership Act, on the basis that the limited partnership is consolidated </div><div class=\"t s2_311\" id=\"tk_311\" style=\"left:87px;bottom:821px;letter-spacing:-0.01px;display:inline;\">in these financial statements. </div><div class=\"t s4_311\" id=\"tl_311\" style=\"left:87px;bottom:793px;letter-spacing:-0.1px;display:inline;\">(b) </div><div class=\"t s4_311\" id=\"tm_311\" style=\"left:113px;bottom:793px;letter-spacing:-0.11px;display:inline;\">Joint ventures and associates </div><div class=\"t s2_311\" id=\"tn_311\" style=\"left:87px;bottom:777px;letter-spacing:-0.01px;display:inline;\">Joint ventures are joint arrangements arising from a contractual agreement whereby the Group and other investors have joint control of the net </div><div class=\"t s2_311\" id=\"to_311\" style=\"left:87px;bottom:761px;letter-spacing:-0.01px;display:inline;\">assets of the arrangement. In a number of these arrangements, the Group\u2019s share of the underlying net assets may be less than 50 per cent but </div><div class=\"t s2_311\" id=\"tp_311\" style=\"left:87px;bottom:746px;letter-spacing:-0.01px;display:inline;\">the terms of the relevant agreement make it clear that control is jointly exercised between the Group and the third party. Associates are entities </div><div class=\"t s2_311\" id=\"tq_311\" style=\"left:87px;bottom:730px;letter-spacing:-0.01px;display:inline;\">over which the Group has significant influence but does not control. Generally, it is presumed that the Group has significant influence if it holds </div><div class=\"t s2_311\" id=\"tr_311\" style=\"left:87px;bottom:715px;letter-spacing:-0.01px;display:inline;\">between 20 per cent and 50 per cent voting rights of an entity. </div><div class=\"t s2_311\" id=\"ts_311\" style=\"left:87px;bottom:687px;letter-spacing:-0.01px;display:inline;\">With the exception of those referred to below, the Group accounts for its investments in joint ventures and associates using the equity method of </div><div class=\"t s2_311\" id=\"tt_311\" style=\"left:87px;bottom:671px;letter-spacing:-0.01px;display:inline;\">accounting. The Group\u2019s share of profit or loss of its joint ventures and associates is recognised in the income statement and its share of </div><div class=\"t s2_311\" id=\"tu_311\" style=\"left:87px;bottom:656px;letter-spacing:-0.01px;display:inline;\">movements in other comprehensive income is recognised in other comprehensive income. The equity method of accounting does not apply to </div><div class=\"t s2_311\" id=\"tv_311\" style=\"left:87px;bottom:640px;letter-spacing:-0.01px;display:inline;\">investments in joint ventures and associates held by the Group\u2019s insurance or investment funds, including collective investment schemes which, </div><div class=\"t s2_311\" id=\"tw_311\" style=\"left:87px;bottom:625px;letter-spacing:-0.01px;display:inline;\">as allowed by IAS 28 \u2018Investments in Associates and Joint Ventures\u2019, are carried at FVTPL. </div><div class=\"t s4_311\" id=\"tx_311\" style=\"left:87px;bottom:596px;letter-spacing:-0.09px;display:inline;\">(c) </div><div class=\"t s4_311\" id=\"ty_311\" style=\"left:113px;bottom:596px;letter-spacing:-0.11px;display:inline;\">Structured entities </div><div class=\"t s2_311\" id=\"tz_311\" style=\"left:87px;bottom:580px;letter-spacing:-0.01px;display:inline;\">Structured entities are those that have been designed so that voting or similar rights are not the dominant factor in deciding who controls the </div><div class=\"t s2_311\" id=\"t10_311\" style=\"left:87px;bottom:565px;letter-spacing:-0.01px;display:inline;\">entity. Voting rights relate to administrative tasks. Relevant activities are directed by means of contractual arrangements. The Group invests in </div><div class=\"t s2_311\" id=\"t11_311\" style=\"left:87px;bottom:549px;letter-spacing:-0.01px;display:inline;\">both consolidated and unconsolidated structured entities including investment vehicles such as collective investment schemes, collateralised debt </div><div class=\"t s2_311\" id=\"t12_311\" style=\"left:87px;bottom:533px;letter-spacing:-0.01px;display:inline;\">obligations, mortgage-backed securities and similar asset-backed securities. </div><div class=\"t s5_311\" id=\"t13_311\" style=\"left:87px;bottom:505px;letter-spacing:-0.12px;display:inline;\">Collective investment schemes </div><div class=\"t s2_311\" id=\"t14_311\" style=\"left:87px;bottom:489px;letter-spacing:-0.01px;display:inline;\">The Group invests in collective investment schemes, that invest mainly in equities, bonds, cash and cash equivalents and properties. In assessing </div><div class=\"t s2_311\" id=\"t15_311\" style=\"left:87px;bottom:474px;letter-spacing:-0.01px;display:inline;\">control under IFRS 10 \u2018Consolidated Financial Statements\u2019, the Group determines whether it is acting as principal or agent and the variable </div><div class=\"t s2_311\" id=\"t16_311\" style=\"left:87px;bottom:458px;letter-spacing:-0.01px;display:inline;\">returns from its involvement with these entities. The Group\u2019s percentage ownership in these entities can fluctuate on a daily basis according to </div><div class=\"t s2_311\" id=\"t17_311\" style=\"left:87px;bottom:442px;letter-spacing:-0.01px;display:inline;\">the participation of the Group and other investors. </div><div class=\"t s2_311\" id=\"t18_311\" style=\"left:87px;bottom:415px;letter-spacing:-0.01px;display:inline;\">Where the entity is managed by a Group asset manager: </div><div class=\"t s3_311\" id=\"t19_311\" style=\"left:87px;bottom:387px;display:inline;\">\u2013 </div><div class=\"t s2_311\" id=\"t1a_311\" style=\"left:100px;bottom:387px;letter-spacing:-0.01px;display:inline;\">Where the Group\u2019s ownership holding in the entity exceeds 50 per cent, the Group is judged to have control over the entity; </div><div class=\"t s3_311\" id=\"t1b_311\" style=\"left:87px;bottom:371px;display:inline;\">\u2013 </div><div class=\"t s2_311\" id=\"t1c_311\" style=\"left:100px;bottom:371px;letter-spacing:-0.01px;display:inline;\">Where the Group\u2019s ownership holding in the entity is between 20 per cent and 50 per cent, the facts and circumstances of the Group\u2019s </div><div class=\"t s2_311\" id=\"t1d_311\" style=\"left:100px;bottom:356px;letter-spacing:-0.01px;display:inline;\">involvement in the entity are considered, including the rights to any fees earned by the asset manager, in forming a judgement as to whether </div><div class=\"t s2_311\" id=\"t1e_311\" style=\"left:100px;bottom:340px;letter-spacing:-0.01px;display:inline;\">the Group has control over the entity; and </div><div class=\"t s3_311\" id=\"t1f_311\" style=\"left:87px;bottom:324px;display:inline;\">\u2013 </div><div class=\"t s2_311\" id=\"t1g_311\" style=\"left:100px;bottom:324px;letter-spacing:-0.01px;display:inline;\">Where the Group\u2019s ownership holding in the entity is less than 20 per cent, the Group is judged to not have control over the entity. </div><div class=\"t s2_311\" id=\"t1h_311\" style=\"left:87px;bottom:297px;letter-spacing:-0.01px;display:inline;\">Where the entity is managed by an asset manager outside the Group, an assessment is made of whether the Group has existing rights that gives </div><div class=\"t s2_311\" id=\"t1i_311\" style=\"left:87px;bottom:281px;letter-spacing:-0.01px;display:inline;\">it the ability to direct the current activities of the entity and therefore control the entity. In assessing the Group\u2019s ability to direct an entity, the </div><div class=\"t s2_311\" id=\"t1j_311\" style=\"left:87px;bottom:265px;letter-spacing:-0.01px;display:inline;\">Group considers its ability relative to other investors. </div><div class=\"t s2_311\" id=\"t1k_311\" style=\"left:87px;bottom:238px;letter-spacing:-0.01px;display:inline;\">Where the Group is deemed to control an entity, it is treated as a subsidiary and is consolidated, with the interests of investors other than the </div><div class=\"t s2_311\" id=\"t1l_311\" style=\"left:87px;bottom:222px;letter-spacing:-0.01px;display:inline;\">Group being classified as liabilities, and presented within \u2018Net asset value attributable to unit holders of consolidated investment funds\u2019. </div><div class=\"t s2_311\" id=\"t1m_311\" style=\"left:87px;bottom:194px;letter-spacing:-0.01px;display:inline;\">Where the Group does not control these entities (where the Group is deemed to be acting as an agent under IFRS 10) and they do not meet the </div><div class=\"t s2_311\" id=\"t1n_311\" style=\"left:87px;bottom:179px;letter-spacing:-0.01px;display:inline;\">definition of associates, they are carried at FVTPL within financial investments in the Consolidated statement of financial position. </div><div class=\"t s2_311\" id=\"t1o_311\" style=\"left:87px;bottom:151px;letter-spacing:-0.01px;display:inline;\">Where the Group\u2019s asset manager sets up investment funds as part of its asset management operations, unless the Group also participates in </div><div class=\"t s2_311\" id=\"t1p_311\" style=\"left:87px;bottom:135px;letter-spacing:-0.01px;display:inline;\">the ownership holding of the entities, the Group\u2019s interest is limited to the fees charged to manage the assets of such entities. With no </div><div class=\"t s2_311\" id=\"t1q_311\" style=\"left:87px;bottom:120px;letter-spacing:-0.01px;display:inline;\">participation in ownership holding of these entities, the Group does not retain risks associated with investment funds. For these investment funds, </div><div class=\"t s2_311\" id=\"t1r_311\" style=\"left:87px;bottom:104px;letter-spacing:-0.01px;display:inline;\">the Group is not deemed to control the entities but deemed to be acting as an agent. </div><div></div><div class=\"t s0_312\" id=\"t1_312\" style=\"left:65px;bottom:1119px;letter-spacing:-0.01px;display:inline;\">The Group generates returns and retains the ownership risks in these investment vehicles commensurate to its participation and does not have </div><div class=\"t s0_312\" id=\"t2_312\" style=\"left:65px;bottom:1103px;letter-spacing:-0.01px;display:inline;\">any further exposure to the residual risks of these investment vehicles. </div><div class=\"t s1_312\" id=\"t3_312\" style=\"left:65px;bottom:1074px;letter-spacing:-0.11px;display:inline;\">Other structured entities </div><div class=\"t s0_312\" id=\"t4_312\" style=\"left:65px;bottom:1059px;letter-spacing:-0.01px;display:inline;\">The Group holds investments in mortgage-backed securities, collateralised debt obligations and similar asset-backed securities, the majority of </div><div class=\"t s0_312\" id=\"t5_312\" style=\"left:65px;bottom:1043px;letter-spacing:-0.01px;display:inline;\">which are actively traded in a liquid market. </div><div class=\"t s0_312\" id=\"t6_312\" style=\"left:65px;bottom:1015px;letter-spacing:-0.01px;display:inline;\">The Group consolidates the vehicles that hold the investments where the Group is deemed to control the vehicles. When assessing control over </div><div class=\"t s0_312\" id=\"t7_312\" style=\"left:65px;bottom:1000px;letter-spacing:-0.01px;display:inline;\">the vehicles, the factors considered include the purpose and design of the vehicle, the Group\u2019s exposure to the variability of returns and the scope </div><div class=\"t s0_312\" id=\"t8_312\" style=\"left:65px;bottom:984px;letter-spacing:-0.01px;display:inline;\">of the Group\u2019s ability to direct the relevant activities of the vehicle including any kick-out or removal rights that are held by third parties. The </div><div class=\"t s0_312\" id=\"t9_312\" style=\"left:65px;bottom:969px;letter-spacing:-0.01px;display:inline;\">outcome of the control assessment is dependent on the terms and conditions of the respective individual arrangements. </div><div class=\"t s0_312\" id=\"ta_312\" style=\"left:65px;bottom:941px;letter-spacing:-0.01px;display:inline;\">The majority of such vehicles are not consolidated. In these cases, the Group is not the sponsor of the vehicles in which it holds investments and </div><div class=\"t s0_312\" id=\"tb_312\" style=\"left:65px;bottom:925px;letter-spacing:-0.01px;display:inline;\">has no administrative rights over the vehicles\u2019 activities. The Group generates returns and retains the ownership risks commensurate to its </div><div class=\"t s0_312\" id=\"tc_312\" style=\"left:65px;bottom:910px;letter-spacing:-0.01px;display:inline;\">holding and its exposure to the investments and does not have any further exposure to the residual risks or losses of the investments or the </div><div class=\"t s0_312\" id=\"td_312\" style=\"left:65px;bottom:894px;letter-spacing:-0.01px;display:inline;\">vehicles in which it holds investments. Accordingly, the Group does not have power over the relevant activities of such vehicles and all are carried </div>at FVTPL within financial investments in the Consolidated statement of financial position.",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfSummaryOfSignificantAccountingPoliciesExplanatory",
    "language": "en",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f27901": {
   "value": "A3 Accounting policies <div class=\"t s6_243\" id=\"tv_243\" style=\"left:87px;bottom:784px;letter-spacing:0.12px;display:inline;\">A3.1 Critical accounting policies, estimates and judgements </div><div class=\"t s0_243\" id=\"tw_243\" style=\"left:87px;bottom:769px;letter-spacing:-0.01px;word-spacing:2.9px;display:inline;\">This note presents the critical accounting policies, estimates and judgements applied in preparing the Group\u2019s consolidated financial </div><div class=\"t s0_243\" id=\"tx_243\" style=\"left:87px;bottom:753px;letter-spacing:-0.01px;word-spacing:1.28px;display:inline;\">statements. Other accounting policies, where significant, are presented in the relevant individual notes. All accounting policies are applied </div><div class=\"t s0_243\" id=\"ty_243\" style=\"left:87px;bottom:737px;letter-spacing:-0.01px;word-spacing:3.9px;display:inline;\">consistently for the years presented and normally are not subject to changes unless new accounting standards, interpretations or </div><div class=\"t s0_243\" id=\"tz_243\" style=\"left:87px;bottom:722px;letter-spacing:-0.01px;display:inline;\">amendments are introduced by the IASB as discussed in note A2 above. </div><div class=\"t s0_243\" id=\"t10_243\" style=\"left:87px;bottom:694px;letter-spacing:-0.01px;display:inline;\">The preparation of these consolidated financial statements requires Prudential to make accounting estimates and judgements about the </div><div class=\"t s0_243\" id=\"t11_243\" style=\"left:87px;bottom:678px;letter-spacing:-0.01px;display:inline;\">amounts of assets, liabilities, revenues and expenses, which are both recognised and unrecognised (eg contingent liabilities) in the consolidated </div><div class=\"t s0_243\" id=\"t12_243\" style=\"left:87px;bottom:663px;letter-spacing:-0.01px;display:inline;\">financial statements. Prudential evaluates its critical accounting estimates, including those related to insurance business provisioning and the fair </div><div class=\"t s0_243\" id=\"t13_243\" style=\"left:87px;bottom:647px;letter-spacing:-0.01px;display:inline;\">value of assets as required. The notes below set out those critical accounting policies, the application of which requires the Group to make critical </div><div class=\"t s0_243\" id=\"t14_243\" style=\"left:87px;bottom:632px;letter-spacing:-0.01px;display:inline;\">estimates and judgements. Also set out are further critical accounting policies affecting the presentation of the Group\u2019s results and other items </div><div class=\"t s0_243\" id=\"t15_243\" style=\"left:87px;bottom:616px;letter-spacing:-0.01px;display:inline;\">that require the application of critical estimates and judgements. </div><div class=\"t s7_243\" id=\"t16_243\" style=\"left:87px;bottom:587px;letter-spacing:-0.1px;display:inline;\">(a) </div><div class=\"t s7_243\" id=\"t17_243\" style=\"left:113px;bottom:587px;letter-spacing:-0.11px;word-spacing:-0.05px;display:inline;\">Critical accounting policies with associated critical estimates and judgements \u2013 Measurement of insurance and </div><div class=\"t s7_243\" id=\"t18_243\" style=\"left:113px;bottom:571px;letter-spacing:-0.11px;display:inline;\">reinsurance contracts under IFRS 17 </div><div class=\"t s0_243\" id=\"t19_243\" style=\"left:87px;bottom:555px;letter-spacing:-0.01px;display:inline;\">IFRS 17 establishes principles for the recognition, measurement, presentation and disclosure of insurance contracts, reinsurance contracts and </div><div class=\"t s0_243\" id=\"t1a_243\" style=\"left:87px;bottom:540px;letter-spacing:-0.01px;display:inline;\">investment contracts with discretionary participation features. It introduces a model that measures groups of contracts based on the Group\u2019s </div><div class=\"t s0_243\" id=\"t1b_243\" style=\"left:87px;bottom:524px;letter-spacing:-0.01px;display:inline;\">estimates of the present value of future cash flows that are expected to arise as the Group fulfils the contracts, an explicit risk adjustment for </div><div class=\"t s0_243\" id=\"t1c_243\" style=\"left:87px;bottom:508px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">non-financial risk and a CSM. The process of determining the present value of future cashflows involves a number of estimates and judgments, </div><div class=\"t s0_243\" id=\"t1d_243\" style=\"left:87px;bottom:493px;letter-spacing:-0.01px;display:inline;\">which are set out below. </div><div></div><div class=\"t s0_244\" id=\"t1o_244\" style=\"left:69px;bottom:1115px;letter-spacing:-0.01px;display:inline;\">Determination of fulfilment cashflows used in the measurement of insurance and reinsurance contract assets and liabilities </div><div class=\"t s0_244\" id=\"t1p_244\" style=\"left:69px;bottom:1099px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">(impacts $(137.4) billion of net insurance and reinsurance contract balances, excluding those held by joint ventures and </div><div class=\"t s0_244\" id=\"t1q_244\" style=\"left:69px;bottom:1083px;letter-spacing:-0.01px;display:inline;\">associates) </div><table>\n                                            <tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_244\" id=\"t1_244\" style=\"left:69px;bottom:1063px;letter-spacing:-0.01px;display:inline;\">Estimates of future cash </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t3_244\" style=\"left:219px;bottom:1063px;letter-spacing:-0.01px;display:inline;\">The Group\u2019s process for estimating future cash flows incorporates, in an unbiased way, all reasonable and </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_244\" id=\"t2_244\" style=\"left:69px;bottom:1047px;letter-spacing:-0.01px;display:inline;\">flows </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t4_244\" style=\"left:219px;bottom:1047px;letter-spacing:-0.01px;display:inline;\">supportable information that is available without undue cost or effort at the reporting date. This information </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t5_244\" style=\"left:219px;bottom:1032px;letter-spacing:-0.01px;display:inline;\">includes both internal and external historical data about claims and other experience, updated to reflect current </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t6_244\" style=\"left:219px;bottom:1016px;letter-spacing:-0.01px;display:inline;\">expectations of future events. As this is a prediction of the future, significant judgement is applied in determining </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t7_244\" style=\"left:219px;bottom:1001px;letter-spacing:-0.01px;display:inline;\">the assumptions that underpin the estimation of future cash flows. These assumptions include, but are not </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t8_244\" style=\"left:219px;bottom:985px;letter-spacing:-0.01px;display:inline;\">limited to, operating assumptions such as morbidity, mortality, persistency and expenses, and economic </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t9_244\" style=\"left:219px;bottom:970px;letter-spacing:-0.01px;display:inline;\">assumptions such as risk-free rates and illiquidity premium. Granular assumptions are set at a business unit level. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"ta_244\" style=\"left:219px;bottom:954px;letter-spacing:-0.01px;display:inline;\">The demographic assumptions are consistent with those used in other metrics such as EEV reporting. The Risk </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"tb_244\" style=\"left:219px;bottom:938px;letter-spacing:-0.01px;display:inline;\">Review included in this Annual Report discusses the insurance and market risks the Group faces and how these </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"tc_244\" style=\"left:219px;bottom:923px;letter-spacing:-0.01px;display:inline;\">risks are mitigated. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"td_244\" style=\"left:219px;bottom:895px;letter-spacing:-0.01px;display:inline;\">When estimating future cash flows, the Group takes into account current expectations of future events (other </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"te_244\" style=\"left:219px;bottom:879px;letter-spacing:-0.01px;display:inline;\">than those from future legislation or regulatory changes that have not been substantively enacted) that might </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"tf_244\" style=\"left:219px;bottom:864px;letter-spacing:-0.01px;display:inline;\">affect those cash flows. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"tg_244\" style=\"left:219px;bottom:836px;letter-spacing:-0.01px;display:inline;\">Cash flows within the boundary of a contract (the Group\u2019s accounting policy on contract boundary is given </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"th_244\" style=\"left:219px;bottom:820px;letter-spacing:-0.01px;display:inline;\">below) relate directly to the fulfilment of the contract, including those for which the Group has discretion over the </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"ti_244\" style=\"left:219px;bottom:805px;letter-spacing:-0.01px;display:inline;\">amount or timing. These include future premium receipts, payments to (or on behalf of) policyholders, insurance </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"tj_244\" style=\"left:219px;bottom:789px;letter-spacing:-0.01px;display:inline;\">acquisition cash flows and other costs that are incurred in fulfilling contracts. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"tk_244\" style=\"left:219px;bottom:761px;letter-spacing:-0.01px;display:inline;\">In relation to reinsurance contracts held, the probability weighted estimates of the present value of future cash </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"tl_244\" style=\"left:219px;bottom:746px;letter-spacing:-0.01px;display:inline;\">flows includes the potential credit losses and losses from other disputes to reflect the non-performance risk of the </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"tm_244\" style=\"left:219px;bottom:730px;letter-spacing:-0.01px;display:inline;\">reinsurers. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"tn_244\" style=\"left:219px;bottom:702px;letter-spacing:-0.01px;display:inline;\">The sensitivity of shareholder equity and CSM to insurance risks is set out in Note C6.1(b). </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_244\" id=\"to_244\" style=\"left:69px;bottom:683px;letter-spacing:-0.01px;display:inline;\">Expense assumptions </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"tr_244\" style=\"left:219px;bottom:683px;letter-spacing:-0.01px;display:inline;\">Insurance acquisition cash flows (as discussed below) and other costs that are incurred in fulfilling contracts </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_244\" id=\"tp_244\" style=\"left:69px;bottom:667px;letter-spacing:-0.01px;display:inline;\">used in future cash flow </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"ts_244\" style=\"left:219px;bottom:667px;letter-spacing:-0.01px;display:inline;\">comprise both direct costs and an allocation of fixed and variable overheads incurred by the insurance entities. </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_244\" id=\"tq_244\" style=\"left:69px;bottom:651px;letter-spacing:-0.01px;display:inline;\">estimation </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"tt_244\" style=\"left:219px;bottom:639px;letter-spacing:-0.01px;display:inline;\">The Group projects estimates of future expenses relating to the fulfilment of contracts within the scope of IFRS </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"tu_244\" style=\"left:219px;bottom:624px;letter-spacing:-0.01px;display:inline;\">17 using current expense levels adjusted for inflation. Costs that are incurred in fulfilling the contracts include, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"tv_244\" style=\"left:219px;bottom:608px;letter-spacing:-0.01px;display:inline;\">but are not limited to claims handling costs, policy administration expenses, investment management expenses, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"tw_244\" style=\"left:219px;bottom:592px;letter-spacing:-0.01px;display:inline;\">income tax and other costs specifically chargeable to the policyholders under the terms of the contracts. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"tx_244\" style=\"left:219px;bottom:577px;letter-spacing:-0.01px;display:inline;\">Expenses included in estimated future cash flows comprise expenses directly attributable to the groups of </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"ty_244\" style=\"left:219px;bottom:561px;letter-spacing:-0.01px;display:inline;\">contracts, including an allocation of fixed and variable overheads incurred by the insurance entities. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"tz_244\" style=\"left:219px;bottom:534px;letter-spacing:-0.01px;display:inline;\">Investment management expenses in relation to the management of the assets backing policyholder liabilities </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t10_244\" style=\"left:219px;bottom:518px;letter-spacing:-0.01px;display:inline;\">are included in the fulfilment cash flows for business using the VFA model, other participating business using the </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t11_244\" style=\"left:219px;bottom:502px;letter-spacing:-0.01px;display:inline;\">general model and general model non-participating business where the Group performs investment </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t12_244\" style=\"left:219px;bottom:487px;letter-spacing:-0.01px;display:inline;\">management activities to enhance benefits from insurance coverage for policyholders. The future expenses of </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t13_244\" style=\"left:219px;bottom:471px;letter-spacing:-0.01px;display:inline;\">internal asset management and other services excludes the projected future profits or losses generated by any </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t14_244\" style=\"left:219px;bottom:456px;letter-spacing:-0.01px;display:inline;\">non-insurance entities within the Group in providing those services (ie the IFRS results for the life insurance </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t15_244\" style=\"left:219px;bottom:440px;letter-spacing:-0.01px;display:inline;\">operations in the consolidated financial statements assume that the cost of internal asset management and </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t16_244\" style=\"left:219px;bottom:424px;letter-spacing:-0.01px;display:inline;\">other services will be that incurred by the Group as a whole, not the cost that will be borne by the insurance </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t17_244\" style=\"left:219px;bottom:409px;letter-spacing:-0.01px;display:inline;\">business). </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t18_244\" style=\"left:219px;bottom:381px;letter-spacing:-0.01px;display:inline;\">Most of the costs incurred by the insurance entities within the Group are considered to be incurred for the </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t19_244\" style=\"left:219px;bottom:365px;letter-spacing:-0.01px;display:inline;\">purpose of selling and fulfilling insurance contracts and are hence treated as attributable expenses. Cash flows </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t1a_244\" style=\"left:219px;bottom:350px;letter-spacing:-0.01px;display:inline;\">that are not directly attributable to a portfolio of insurance contracts, such as some product development and </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t1b_244\" style=\"left:219px;bottom:334px;letter-spacing:-0.01px;display:inline;\">training costs, are recognised in other operating expenses as incurred. </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_244\" id=\"t1c_244\" style=\"left:69px;bottom:315px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Policyholder benefits </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t1d_244\" style=\"left:219px;bottom:315px;letter-spacing:-0.01px;display:inline;\">The assumptions used to project the cash flows also reflect the actions that management would take over the </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t1e_244\" style=\"left:219px;bottom:299px;letter-spacing:-0.01px;display:inline;\">duration of the projection, the time it would take to implement these actions and any expenses incurred in taking </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t1f_244\" style=\"left:219px;bottom:284px;letter-spacing:-0.01px;display:inline;\">those actions. Management actions encompass, but are not confined to, investment allocation decisions, levels </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t1g_244\" style=\"left:219px;bottom:268px;letter-spacing:-0.01px;display:inline;\">of regular and final bonuses and crediting rates. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t1h_244\" style=\"left:219px;bottom:240px;letter-spacing:-0.01px;display:inline;\">For participating contracts, estimated future claim payments include bonuses paid to policyholders determined </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t1i_244\" style=\"left:219px;bottom:225px;letter-spacing:-0.01px;display:inline;\">by reference to the relevant profit-sharing arrangement. For example, for the Group\u2019s with-profits business in </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t1j_244\" style=\"left:219px;bottom:209px;letter-spacing:-0.01px;display:inline;\">Hong Kong, Singapore and Malaysia, asset shares are used to determine payments to policyholders. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t1k_244\" style=\"left:219px;bottom:181px;letter-spacing:-0.01px;display:inline;\">Where cash flows from one group of contracts affect, or are affected by, cash flows in other groups of contracts </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t1l_244\" style=\"left:219px;bottom:166px;letter-spacing:-0.01px;display:inline;\">(eg for with-profits business), the fulfilment cash flows for a group include payments arising from the terms of </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t1m_244\" style=\"left:219px;bottom:150px;letter-spacing:-0.01px;display:inline;\">existing contracts to policyholders in other groups and exclude payments to policyholders in the group that have </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t1n_244\" style=\"left:219px;bottom:135px;letter-spacing:-0.01px;display:inline;\">been included in the fulfilment cash flows of another group. </div></td></tr>\n                                        </table><div></div><div class=\"t s0_245\" id=\"t1c_245\" style=\"left:91px;bottom:1115px;letter-spacing:-0.01px;display:inline;\">Determination of fulfilment cashflows used in the measurement of insurance and reinsurance contract assets and liabilities </div><div class=\"t s0_245\" id=\"t1d_245\" style=\"left:91px;bottom:1099px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">(impacts $(137.4) billion of net insurance and reinsurance contract balances, excluding those held by joint ventures and </div><div class=\"t s0_245\" id=\"t1e_245\" style=\"left:91px;bottom:1083px;letter-spacing:-0.01px;display:inline;\">associates) </div><table>\n                                            <tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_245\" id=\"t1_245\" style=\"left:91px;bottom:1063px;letter-spacing:-0.01px;display:inline;\">Insurance acquisition </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"t3_245\" style=\"left:241px;bottom:1063px;letter-spacing:-0.01px;display:inline;\">Insurance acquisition cash flows arise from the activities of selling, underwriting and starting a group of </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_245\" id=\"t2_245\" style=\"left:91px;bottom:1047px;letter-spacing:-0.01px;display:inline;\">cash flows </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"t4_245\" style=\"left:241px;bottom:1047px;letter-spacing:-0.01px;display:inline;\">insurance contracts that are directly attributable to the portfolio of contracts to which the group belongs. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"t5_245\" style=\"left:241px;bottom:1032px;letter-spacing:-0.01px;display:inline;\">Insurance acquisition cash flows that are directly attributable to a group of contracts (eg non-refundable </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"t6_245\" style=\"left:241px;bottom:1016px;letter-spacing:-0.01px;display:inline;\">commissions paid on issuance of a contract) are allocated to that group and to the groups that will include </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"t7_245\" style=\"left:241px;bottom:1001px;letter-spacing:-0.01px;display:inline;\">renewals of those contracts. Bancassurance payments (eg upfront payments to sell insurance contracts to </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"t8_245\" style=\"left:241px;bottom:985px;letter-spacing:-0.01px;display:inline;\">distribution partners) are capitalised under IAS 38 as intangible assets and amortised on a basis to reflect the </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"t9_245\" style=\"left:241px;bottom:970px;letter-spacing:-0.01px;display:inline;\">pattern in which the future economic benefits are expected to be consumed by reference to new business </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"ta_245\" style=\"left:241px;bottom:954px;letter-spacing:-0.01px;display:inline;\">production levels. The amortisation of the bancassurance intangibles is considered to constitute insurance </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"tb_245\" style=\"left:241px;bottom:938px;letter-spacing:-0.01px;display:inline;\">acquisition cash flows. They generally form part of fulfilment cash flows and are amortised implicitly in line with </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"tc_245\" style=\"left:241px;bottom:923px;letter-spacing:-0.01px;display:inline;\">the coverage unit pattern. </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_245\" id=\"td_245\" style=\"left:91px;bottom:903px;letter-spacing:-0.01px;display:inline;\">Determining the point of </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"th_245\" style=\"left:241px;bottom:903px;letter-spacing:-0.01px;display:inline;\">The point of initial recognition of a group of contracts is the earliest of the premium due date, the date coverage </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_245\" id=\"te_245\" style=\"left:91px;bottom:887px;letter-spacing:-0.01px;display:inline;\">recognition and the </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"ti_245\" style=\"left:241px;bottom:887px;letter-spacing:-0.01px;display:inline;\">starts and, for an onerous contract, the date the contract is signed and accepted by both parties. There is limited </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_245\" id=\"tf_245\" style=\"left:91px;bottom:871px;letter-spacing:-0.01px;display:inline;\">boundary of an </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"tj_245\" style=\"left:241px;bottom:871px;letter-spacing:-0.01px;display:inline;\">judgement involved in relation to most contracts issued by the Group as the coverage period generally starts </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_245\" id=\"tg_245\" style=\"left:91px;bottom:856px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">insurance contract </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"tk_245\" style=\"left:241px;bottom:856px;letter-spacing:-0.01px;display:inline;\">from the premium due date. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"tl_245\" style=\"left:241px;bottom:828px;letter-spacing:-0.01px;display:inline;\">The contract boundary defines which future cash flows are included in the measurement of a contract. The </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"tm_245\" style=\"left:241px;bottom:812px;letter-spacing:-0.01px;display:inline;\">boundary of the fulfilment cash flows under IFRS 17 is considered to be the point at which the Group both no </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"tn_245\" style=\"left:241px;bottom:797px;letter-spacing:-0.01px;display:inline;\">longer has substantive rights and obligations under the insurance contract to provide services or compel the </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"to_245\" style=\"left:241px;bottom:781px;letter-spacing:-0.01px;display:inline;\">policyholder to pay premiums. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"tp_245\" style=\"left:241px;bottom:753px;letter-spacing:-0.01px;display:inline;\">The contract boundary is assessed at inception and then reassessed only when there are changes in features or </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"tq_245\" style=\"left:241px;bottom:738px;letter-spacing:-0.01px;display:inline;\">circumstances that alter the commercial substance of the contract or when there are changes in the products </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"tr_245\" style=\"left:241px;bottom:722px;letter-spacing:-0.01px;display:inline;\">within a portfolio. The reassessment of the contract boundary for any changes is performed at the end of each </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"ts_245\" style=\"left:241px;bottom:707px;letter-spacing:-0.01px;display:inline;\">reporting period. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"tt_245\" style=\"left:241px;bottom:679px;letter-spacing:-0.01px;display:inline;\">For most contracts issued by the Group, there is little judgement involved in determining the contract boundary </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"tu_245\" style=\"left:241px;bottom:663px;letter-spacing:-0.01px;display:inline;\">as either a single premium is received for a contract which is expected to continue for a long period or a </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"tv_245\" style=\"left:241px;bottom:648px;letter-spacing:-0.01px;display:inline;\">guaranteed premium is received for regular premium contracts. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"tw_245\" style=\"left:241px;bottom:620px;letter-spacing:-0.01px;display:inline;\">For certain contracts where the premiums are not guaranteed, more judgement is involved in assessing the </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"tx_245\" style=\"left:241px;bottom:604px;letter-spacing:-0.01px;display:inline;\">Group\u2019s substantive rights and obligations. When determining the boundary for these contracts various factors </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"ty_245\" style=\"left:241px;bottom:589px;letter-spacing:-0.01px;display:inline;\">are taken into consideration by the Group such as the Group\u2019s practical ability to terminate or refuse renewal of </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"tz_245\" style=\"left:241px;bottom:573px;letter-spacing:-0.01px;display:inline;\">a contract, the Group\u2019s ability to fully reprice at the individual contract level and whether the Group has the </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"t10_245\" style=\"left:241px;bottom:558px;letter-spacing:-0.01px;display:inline;\">ability to reassess risks at a portfolio level and set a price that fully reflects the risks of that portfolio. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"t11_245\" style=\"left:241px;bottom:530px;letter-spacing:-0.01px;display:inline;\">The Group has some immaterial business that is general insurance in nature and which is considered to have a </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"t12_245\" style=\"left:241px;bottom:514px;letter-spacing:-0.01px;display:inline;\">boundary of one year. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"t13_245\" style=\"left:241px;bottom:486px;letter-spacing:-0.01px;display:inline;\">Where riders attach to and are not separated from a base contract, the contract boundary is determined based </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"t14_245\" style=\"left:241px;bottom:471px;letter-spacing:-0.01px;display:inline;\">on the component of the contract which has the longest contract boundary. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"t15_245\" style=\"left:241px;bottom:443px;letter-spacing:-0.01px;display:inline;\">Future cash flows relating to riders which are not purchased at the inception of the base contract, but are added </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"t16_245\" style=\"left:241px;bottom:427px;letter-spacing:-0.01px;display:inline;\">at a later date, are not included within the contract boundary at initial recognition. As the addition of these riders </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"t17_245\" style=\"left:241px;bottom:412px;letter-spacing:-0.01px;display:inline;\">is the exercise of an option under the contract it is not considered a contract modification but is instead treated </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"t18_245\" style=\"left:241px;bottom:396px;letter-spacing:-0.01px;display:inline;\">as changes in fulfilment cash flows. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"t19_245\" style=\"left:241px;bottom:369px;letter-spacing:-0.01px;display:inline;\">Similar considerations to those applying to underlying insurance contracts apply in determining the contract </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"t1a_245\" style=\"left:241px;bottom:353px;letter-spacing:-0.01px;display:inline;\">boundary of groups of reinsurance contracts held. Further detail on reinsurance contracts, including on </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"t1b_245\" style=\"left:241px;bottom:337px;letter-spacing:-0.01px;display:inline;\">recognition is set out in note C3.4(b). </div></td></tr>\n                                        </table><div></div><div class=\"t s0_246\" id=\"t1_246\" style=\"left:69px;bottom:1115px;letter-spacing:-0.01px;display:inline;\">Determination of discount rates </div><table>\n                                            <tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t2_246\" style=\"left:69px;bottom:1095px;letter-spacing:-0.01px;display:inline;\">Discount rate and risk- </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t4_246\" style=\"left:218px;bottom:1095px;letter-spacing:-0.01px;display:inline;\">IFRS 17 enables discount rates to be calculated on a top-down or bottom-up basis. The Group elects to </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t3_246\" style=\"left:69px;bottom:1080px;letter-spacing:-0.01px;display:inline;\">free rate </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t5_246\" style=\"left:218px;bottom:1080px;letter-spacing:-0.01px;display:inline;\">determine discount rates on a bottom-up basis, starting with a liquid risk-free yield curve and adding an illiquidity </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t6_246\" style=\"left:218px;bottom:1064px;letter-spacing:-0.01px;display:inline;\">premium to reflect the characteristics of the insurance contracts. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t7_246\" style=\"left:218px;bottom:1036px;letter-spacing:-0.01px;display:inline;\">Risk-free rates are based on government bond yields for all currencies except HKD where risk-free rates are based </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t8_246\" style=\"left:218px;bottom:1021px;letter-spacing:-0.01px;display:inline;\">on swap rates due to the higher liquidity of the HKD swap market. Government bond yields and swap rates are </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t9_246\" style=\"left:218px;bottom:1005px;letter-spacing:-0.01px;display:inline;\">obtained from publicly available data sources. Yield curves are constructed by using a market-observed curve up </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"ta_246\" style=\"left:218px;bottom:989px;letter-spacing:-0.01px;display:inline;\">to a last liquid point and then extrapolating to an ultimate forward rate. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"tb_246\" style=\"left:218px;bottom:962px;letter-spacing:-0.01px;display:inline;\">Where cash flows vary based on the return on underlying items, the projected earned rate is set equal to the </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"tc_246\" style=\"left:218px;bottom:946px;letter-spacing:-0.01px;display:inline;\">discount rate. Where stochastic modelling techniques are used, the projected average investment returns are </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"td_246\" style=\"left:218px;bottom:930px;letter-spacing:-0.01px;display:inline;\">calibrated to be equal to the deterministic discount rate (including the illiquidity premium). </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"te_246\" style=\"left:218px;bottom:903px;letter-spacing:-0.01px;display:inline;\">The illiquidity premium is calculated as the yield-to-maturity on a reference portfolio of assets with similar </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"tf_246\" style=\"left:218px;bottom:887px;letter-spacing:-0.01px;display:inline;\">liquidity characteristics to the insurance contracts, (in particular, corporate bonds) less the risk-free curve, and an </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"tg_246\" style=\"left:218px;bottom:871px;letter-spacing:-0.01px;display:inline;\">allowance for credit risk. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"th_246\" style=\"left:218px;bottom:844px;letter-spacing:-0.01px;display:inline;\">The allowance for credit risk includes a credit risk premium which is derived through a lifetime projection of </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"ti_246\" style=\"left:218px;bottom:828px;letter-spacing:-0.01px;display:inline;\">expected bond cash flows, allowing for the cost of downgrades and defaults, a rebalancing rate of projected </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"tj_246\" style=\"left:218px;bottom:812px;letter-spacing:-0.01px;display:inline;\">downgrades and a recovery rate in the event of default. The allowance for credit risk varies by currency ranging </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"tk_246\" style=\"left:218px;bottom:797px;letter-spacing:-0.01px;display:inline;\">between 20bps and 56bps at 31 December 2023 (31 December 2022: between 23bps and 56bps) . </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"tl_246\" style=\"left:218px;bottom:769px;letter-spacing:-0.01px;display:inline;\">A proportion of the reference portfolio\u2019s illiquidity premium (either 0%, 50% or 100%) is applied to portfolios of </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"tm_246\" style=\"left:218px;bottom:753px;letter-spacing:-0.01px;display:inline;\">insurance contracts reflecting the liquidity characteristics of the insurance contracts. The liquidity characteristics </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"tn_246\" style=\"left:218px;bottom:738px;letter-spacing:-0.01px;display:inline;\">are assessed from the policyholders\u2019 perspective. Consideration is given to the nature of premiums, the level of </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"to_246\" style=\"left:218px;bottom:722px;letter-spacing:-0.01px;display:inline;\">underwriting, and the surrender and other benefit features of the portfolios. A product\u2019s illiquidity premium is </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"tp_246\" style=\"left:218px;bottom:707px;letter-spacing:-0.01px;display:inline;\">restricted to be no greater than reasonably expected to be earned on the assets backing the insurance contract </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"tq_246\" style=\"left:218px;bottom:691px;letter-spacing:-0.01px;display:inline;\">liabilities, over the duration of the insurance contracts. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"tr_246\" style=\"left:218px;bottom:663px;letter-spacing:-0.01px;display:inline;\">The following tables set out the range of yield curves used to discount cash flows of insurance contracts for major </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"ts_246\" style=\"left:218px;bottom:648px;letter-spacing:-0.01px;display:inline;\">currencies. The range reflects the proportion of illiquidity premium applied by business unit and portfolio. </div></td></tr>\n                                        </table><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"5\" rowspan=\"1\" style=\"text-align: center;\">  <div class=\"t s2_246\" id=\"tt_246\" style=\"left:586px;bottom:617px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">31 Dec 2023 % </div>  </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_246\" id=\"tu_246\" style=\"left:465px;bottom:600px;letter-spacing:0.07px;display:inline;\">1 year </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_246\" id=\"tv_246\" style=\"left:542px;bottom:600px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">5 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_246\" id=\"tw_246\" style=\"left:619px;bottom:600px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">10 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_246\" id=\"tx_246\" style=\"left:700px;bottom:600px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">15 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_246\" id=\"ty_246\" style=\"left:781px;bottom:600px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">20 years </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"tz_246\" style=\"left:221px;bottom:579px;letter-spacing:-0.01px;display:inline;\">Chinese yuan (CNY) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t10_246\" style=\"left:433px;bottom:579px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">2.07 - 2.33 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t11_246\" style=\"left:515px;bottom:579px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">2.41 - 2.67 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t12_246\" style=\"left:596px;bottom:579px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">2.59 - 2.85 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t13_246\" style=\"left:677px;bottom:579px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">2.70 - 2.96 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t14_246\" style=\"left:759px;bottom:579px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">2.76 - 3.02 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t15_246\" style=\"left:221px;bottom:560px;letter-spacing:-0.01px;display:inline;\">Hong Kong dollar (HKD) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t16_246\" style=\"left:433px;bottom:560px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">4.76 - 5.23 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t17_246\" style=\"left:515px;bottom:560px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">3.75 - 4.22 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t18_246\" style=\"left:596px;bottom:560px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">3.76 - 4.23 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t19_246\" style=\"left:677px;bottom:560px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">3.89 - 4.36 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t1a_246\" style=\"left:759px;bottom:560px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">3.95 - 4.42 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t1b_246\" style=\"left:221px;bottom:540px;letter-spacing:-0.01px;display:inline;\">Indonesian rupiah (IDR) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t1c_246\" style=\"left:433px;bottom:540px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">6.47 - 6.96 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t1d_246\" style=\"left:515px;bottom:540px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">6.63 - 7.12 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t1e_246\" style=\"left:596px;bottom:540px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">6.73 - 7.22 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t1f_246\" style=\"left:677px;bottom:540px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">6.94 - 7.43 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t1g_246\" style=\"left:759px;bottom:540px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">7.03 - 7.52 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t1h_246\" style=\"left:221px;bottom:521px;letter-spacing:-0.01px;display:inline;\">Malaysian ringgit (MYR) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t1i_246\" style=\"left:433px;bottom:521px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">3.31 - 3.56 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t1j_246\" style=\"left:515px;bottom:521px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">3.67 - 3.92 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t1k_246\" style=\"left:596px;bottom:521px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">3.78 - 4.03 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t1l_246\" style=\"left:677px;bottom:521px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">4.09 - 4.34 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t1m_246\" style=\"left:759px;bottom:521px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">4.33 - 4.58 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t1n_246\" style=\"left:221px;bottom:501px;letter-spacing:-0.01px;display:inline;\">Singapore dollar (SGD) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t1o_246\" style=\"left:433px;bottom:501px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">3.62 - 4.37 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t1p_246\" style=\"left:515px;bottom:501px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">2.67 - 3.42 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t1q_246\" style=\"left:596px;bottom:501px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">2.71 - 3.46 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t1r_246\" style=\"left:678px;bottom:501px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">2.77 - 3.52 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t1s_246\" style=\"left:759px;bottom:501px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">2.74 - 3.49 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t1t_246\" style=\"left:221px;bottom:482px;letter-spacing:-0.01px;display:inline;\">United States dollar (USD) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t1u_246\" style=\"left:433px;bottom:482px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">4.81 - 5.64 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t1v_246\" style=\"left:515px;bottom:482px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">3.86 - 4.69 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t1w_246\" style=\"left:596px;bottom:482px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">3.90 - 4.73 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t1x_246\" style=\"left:678px;bottom:482px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">4.01 - 4.84 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t1y_246\" style=\"left:759px;bottom:482px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">4.36 - 5.19 </div></td></tr>\n                                        </table><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"5\" rowspan=\"1\" style=\"text-align: center;\">  <div class=\"t s3_246\" id=\"t1z_246\" style=\"left:585px;bottom:446px;letter-spacing:0.08px;display:inline;\">31 Dec 2022 % </div>  </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_246\" id=\"t20_246\" style=\"left:466px;bottom:428px;letter-spacing:0.07px;display:inline;\">1 year </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_246\" id=\"t21_246\" style=\"left:543px;bottom:428px;letter-spacing:0.07px;display:inline;\">5 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_246\" id=\"t22_246\" style=\"left:620px;bottom:428px;letter-spacing:0.07px;display:inline;\">10 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_246\" id=\"t23_246\" style=\"left:701px;bottom:428px;letter-spacing:0.07px;display:inline;\">15 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_246\" id=\"t24_246\" style=\"left:783px;bottom:428px;letter-spacing:0.07px;display:inline;\">20 years </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t25_246\" style=\"left:221px;bottom:408px;letter-spacing:-0.01px;display:inline;\">Chinese yuan (CNY) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t26_246\" style=\"left:435px;bottom:408px;letter-spacing:-0.01px;display:inline;\">2.09 - 2.84 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t27_246\" style=\"left:517px;bottom:408px;letter-spacing:-0.01px;display:inline;\">2.65 - 3.29 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t28_246\" style=\"left:598px;bottom:408px;letter-spacing:-0.01px;display:inline;\">2.88 - 3.52 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t29_246\" style=\"left:679px;bottom:408px;letter-spacing:-0.01px;display:inline;\">3.05 - 3.69 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t2a_246\" style=\"left:761px;bottom:408px;letter-spacing:-0.01px;display:inline;\">3.14 - 3.79 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t2b_246\" style=\"left:221px;bottom:389px;letter-spacing:-0.01px;display:inline;\">Hong Kong dollar (HKD) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t2c_246\" style=\"left:435px;bottom:389px;letter-spacing:-0.01px;display:inline;\">4.85 - 6.14 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t2d_246\" style=\"left:517px;bottom:389px;letter-spacing:-0.01px;display:inline;\">3.96 - 5.25 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t2e_246\" style=\"left:598px;bottom:389px;letter-spacing:-0.01px;display:inline;\">3.78 - 5.07 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t2f_246\" style=\"left:679px;bottom:389px;letter-spacing:-0.01px;display:inline;\">3.82 - 5.11 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t2g_246\" style=\"left:761px;bottom:389px;letter-spacing:-0.01px;display:inline;\">3.84 - 5.13 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t2h_246\" style=\"left:221px;bottom:369px;letter-spacing:-0.01px;display:inline;\">Indonesian rupiah (IDR) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t2i_246\" style=\"left:435px;bottom:369px;letter-spacing:-0.01px;display:inline;\">5.65 - 6.13 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t2j_246\" style=\"left:517px;bottom:369px;letter-spacing:-0.01px;display:inline;\">6.72 - 7.20 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t2k_246\" style=\"left:598px;bottom:369px;letter-spacing:-0.01px;display:inline;\">7.29 - 7.77 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t2l_246\" style=\"left:679px;bottom:369px;letter-spacing:-0.01px;display:inline;\">7.51 - 7.99 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t2m_246\" style=\"left:761px;bottom:369px;letter-spacing:-0.01px;display:inline;\">7.77 - 8.25 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t2n_246\" style=\"left:221px;bottom:350px;letter-spacing:-0.01px;display:inline;\">Malaysian ringgit (MYR) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t2o_246\" style=\"left:435px;bottom:350px;letter-spacing:-0.01px;display:inline;\">3.52 - 3.91 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t2p_246\" style=\"left:517px;bottom:350px;letter-spacing:-0.01px;display:inline;\">3.91 - 4.29 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t2q_246\" style=\"left:598px;bottom:350px;letter-spacing:-0.01px;display:inline;\">4.13 - 4.52 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t2r_246\" style=\"left:679px;bottom:350px;letter-spacing:-0.01px;display:inline;\">4.35 - 4.73 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t2s_246\" style=\"left:761px;bottom:350px;letter-spacing:-0.01px;display:inline;\">4.49 - 4.88 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t2t_246\" style=\"left:221px;bottom:330px;letter-spacing:-0.01px;display:inline;\">Singapore dollar (SGD) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t2u_246\" style=\"left:435px;bottom:330px;letter-spacing:-0.01px;display:inline;\">3.83 - 4.94 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t2v_246\" style=\"left:517px;bottom:330px;letter-spacing:-0.01px;display:inline;\">2.86 - 3.98 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t2w_246\" style=\"left:598px;bottom:330px;letter-spacing:-0.01px;display:inline;\">3.11 - 4.22 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t2x_246\" style=\"left:679px;bottom:330px;letter-spacing:-0.01px;display:inline;\">2.91 - 4.02 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t2y_246\" style=\"left:761px;bottom:330px;letter-spacing:-0.01px;display:inline;\">2.49 - 3.61 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t2z_246\" style=\"left:221px;bottom:311px;letter-spacing:-0.01px;display:inline;\">United States dollar (USD) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t30_246\" style=\"left:435px;bottom:311px;letter-spacing:-0.01px;display:inline;\">4.75 - 5.91 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t31_246\" style=\"left:517px;bottom:311px;letter-spacing:-0.01px;display:inline;\">4.02 - 5.17 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t32_246\" style=\"left:598px;bottom:311px;letter-spacing:-0.01px;display:inline;\">3.89 - 5.05 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t33_246\" style=\"left:679px;bottom:311px;letter-spacing:-0.01px;display:inline;\">3.98 - 5.15 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t34_246\" style=\"left:761px;bottom:311px;letter-spacing:-0.01px;display:inline;\">4.27 - 5.43 </div></td></tr>\n                                        </table><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"5\" rowspan=\"1\" style=\"text-align: center;\">  <div class=\"t s3_246\" id=\"t35_246\" style=\"left:588px;bottom:275px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">1 Jan 2022 % </div>  </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_246\" id=\"t36_246\" style=\"left:466px;bottom:257px;letter-spacing:0.07px;display:inline;\">1 year </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_246\" id=\"t37_246\" style=\"left:543px;bottom:257px;letter-spacing:0.07px;display:inline;\">5 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_246\" id=\"t38_246\" style=\"left:620px;bottom:257px;letter-spacing:0.07px;display:inline;\">10 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_246\" id=\"t39_246\" style=\"left:701px;bottom:257px;letter-spacing:0.07px;display:inline;\">15 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_246\" id=\"t3a_246\" style=\"left:783px;bottom:257px;letter-spacing:0.07px;display:inline;\">20 years </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t3b_246\" style=\"left:221px;bottom:237px;letter-spacing:-0.01px;display:inline;\">Chinese yuan (CNY) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t3c_246\" style=\"left:435px;bottom:237px;letter-spacing:-0.01px;display:inline;\">2.21 - 2.60 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t3d_246\" style=\"left:517px;bottom:237px;letter-spacing:-0.01px;display:inline;\">2.63 - 2.99 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t3e_246\" style=\"left:598px;bottom:237px;letter-spacing:-0.01px;display:inline;\">2.81 - 3.19 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t3f_246\" style=\"left:679px;bottom:237px;letter-spacing:-0.01px;display:inline;\">3.00 - 3.65 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t3g_246\" style=\"left:761px;bottom:237px;letter-spacing:-0.01px;display:inline;\">3.12 - 3.71 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t3h_246\" style=\"left:221px;bottom:218px;letter-spacing:-0.01px;display:inline;\">Hong Kong dollar (HKD) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t3i_246\" style=\"left:435px;bottom:218px;letter-spacing:-0.01px;display:inline;\">0.43 - 1.44 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t3j_246\" style=\"left:517px;bottom:218px;letter-spacing:-0.01px;display:inline;\">1.24 - 2.26 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t3k_246\" style=\"left:598px;bottom:218px;letter-spacing:-0.01px;display:inline;\">1.47 - 2.48 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t3l_246\" style=\"left:679px;bottom:218px;letter-spacing:-0.01px;display:inline;\">1.62 - 2.64 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t3m_246\" style=\"left:761px;bottom:218px;letter-spacing:-0.01px;display:inline;\">1.91 - 2.92 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t3n_246\" style=\"left:221px;bottom:198px;letter-spacing:-0.01px;display:inline;\">Indonesian rupiah (IDR) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t3o_246\" style=\"left:435px;bottom:198px;letter-spacing:-0.01px;display:inline;\">3.43 - 4.81 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t3p_246\" style=\"left:517px;bottom:198px;letter-spacing:-0.01px;display:inline;\">5.55 - 6.93 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t3q_246\" style=\"left:598px;bottom:198px;letter-spacing:-0.01px;display:inline;\">7.04 - 8.42 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t3r_246\" style=\"left:679px;bottom:198px;letter-spacing:-0.01px;display:inline;\">7.43 - 8.81 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t3s_246\" style=\"left:761px;bottom:198px;letter-spacing:-0.01px;display:inline;\">7.74 - 9.12 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t3t_246\" style=\"left:221px;bottom:179px;letter-spacing:-0.01px;display:inline;\">Malaysian ringgit (MYR) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t3u_246\" style=\"left:435px;bottom:179px;letter-spacing:-0.01px;display:inline;\">2.25 - 2.58 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t3v_246\" style=\"left:517px;bottom:179px;letter-spacing:-0.01px;display:inline;\">3.19 - 3.52 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t3w_246\" style=\"left:598px;bottom:179px;letter-spacing:-0.01px;display:inline;\">3.72 - 4.05 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t3x_246\" style=\"left:679px;bottom:179px;letter-spacing:-0.01px;display:inline;\">4.13 - 4.46 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t3y_246\" style=\"left:761px;bottom:179px;letter-spacing:-0.01px;display:inline;\">4.34 - 4.67 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t3z_246\" style=\"left:221px;bottom:159px;letter-spacing:-0.01px;display:inline;\">Singapore dollar (SGD) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t40_246\" style=\"left:435px;bottom:159px;letter-spacing:-0.01px;display:inline;\">0.60 - 1.58 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t41_246\" style=\"left:517px;bottom:159px;letter-spacing:-0.01px;display:inline;\">1.38 - 2.35 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t42_246\" style=\"left:598px;bottom:159px;letter-spacing:-0.01px;display:inline;\">1.72 - 2.70 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t43_246\" style=\"left:679px;bottom:159px;letter-spacing:-0.01px;display:inline;\">1.99 - 2.97 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t44_246\" style=\"left:761px;bottom:159px;letter-spacing:-0.01px;display:inline;\">2.14 - 3.12 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t45_246\" style=\"left:221px;bottom:140px;letter-spacing:-0.01px;display:inline;\">United States dollar (USD) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t46_246\" style=\"left:435px;bottom:140px;letter-spacing:-0.01px;display:inline;\">0.38 - 1.30 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t47_246\" style=\"left:517px;bottom:140px;letter-spacing:-0.01px;display:inline;\">1.27 - 2.20 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t48_246\" style=\"left:598px;bottom:140px;letter-spacing:-0.01px;display:inline;\">1.53 - 2.46 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t49_246\" style=\"left:679px;bottom:140px;letter-spacing:-0.01px;display:inline;\">1.69 - 2.61 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t4a_246\" style=\"left:761px;bottom:140px;letter-spacing:-0.01px;display:inline;\">2.01 - 2.93 </div></td></tr>\n                                        </table><div class=\"t s1_246\" id=\"t4b_246\" style=\"left:217px;bottom:105px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">The sensitivity of shareholder equity and CSM to changes in interest rates is set out in Note C6.1(a), covers a </div><div class=\"t s1_246\" id=\"t4c_246\" style=\"left:217px;bottom:89px;letter-spacing:-0.01px;display:inline;\">sensitivity to changes in the discount rates. </div><div></div><div class=\"t s0_247\" id=\"t1_247\" style=\"left:91px;bottom:1115px;letter-spacing:-0.01px;display:inline;\">Determination of risk adjustment for non-financial risk </div><table>\n                                            <tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_247\" id=\"t2_247\" style=\"left:91px;bottom:1095px;letter-spacing:-0.01px;display:inline;\">Risk adjustment for non- </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"t4_247\" style=\"left:240px;bottom:1095px;letter-spacing:-0.01px;display:inline;\">The risk adjustment for non-financial risk reflects the compensation the Group requires for bearing the </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_247\" id=\"t3_247\" style=\"left:91px;bottom:1080px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">financial risk </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"t5_247\" style=\"left:240px;bottom:1080px;letter-spacing:-0.01px;display:inline;\">uncertainty about the amount and timing of the cash flows from non-financial risk as the Group fulfils insurance </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"t6_247\" style=\"left:240px;bottom:1064px;letter-spacing:-0.01px;display:inline;\">contracts. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"t7_247\" style=\"left:240px;bottom:1036px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">For reinsurance contracts held, the risk adjustment for non</div><div class=\"t s2_247\" id=\"t8_247\" style=\"left:543px;bottom:1036px;display:inline;\">-</div><div class=\"t s1_247\" id=\"t9_247\" style=\"left:547px;bottom:1036px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">financial risk represents the amount of risk being </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"ta_247\" style=\"left:240px;bottom:1021px;letter-spacing:-0.01px;display:inline;\">transferred by the Group to the reinsurer. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"tb_247\" style=\"left:240px;bottom:993px;letter-spacing:-0.01px;display:inline;\">The risk adjustment for non-financial risk is determined by the Group using a confidence level approach. This is </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"tc_247\" style=\"left:240px;bottom:977px;letter-spacing:-0.01px;display:inline;\">implemented through the use of provisions for adverse deviations (PADs) calibrated using non-financial risk </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"td_247\" style=\"left:240px;bottom:962px;letter-spacing:-0.01px;display:inline;\">distributions and correlation assumptions. The PADs are applied to best estimate assumptions and hence the risk </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"te_247\" style=\"left:240px;bottom:946px;letter-spacing:-0.01px;display:inline;\">adjustment is calculated on a contract by contract basis. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"tf_247\" style=\"left:240px;bottom:918px;letter-spacing:-0.01px;display:inline;\">The Group\u2019s risk adjustment allows for all insurance, persistency and expense risks and operational risks specific </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"tg_247\" style=\"left:240px;bottom:903px;letter-spacing:-0.01px;display:inline;\">to uncertainty in the amount and timing of insurance contract cash flows. Reinsurance counterparty default risk </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"th_247\" style=\"left:240px;bottom:887px;letter-spacing:-0.01px;display:inline;\">is excluded from the calculation. Diversification is included on a net of reinsurance basis within each insurance </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"ti_247\" style=\"left:240px;bottom:871px;letter-spacing:-0.01px;display:inline;\">entity of the Group. Diversification is not allowed for between entities. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"tj_247\" style=\"left:240px;bottom:844px;letter-spacing:-0.01px;display:inline;\">By applying a confidence level technique, the Group estimates the probability distribution of the expected </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"tk_247\" style=\"left:240px;bottom:828px;letter-spacing:-0.01px;display:inline;\">present value of the future cash flows from insurance contracts at each reporting date and calculates the risk </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"tl_247\" style=\"left:240px;bottom:812px;letter-spacing:-0.01px;display:inline;\">adjustment for non-financial risk as the excess of the value at risk at the 75th percentile (the target confidence </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"tm_247\" style=\"left:240px;bottom:797px;letter-spacing:-0.01px;display:inline;\">level) over the expected present value of the future cash flows. The confidence level is calibrated over a one-year </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"tn_247\" style=\"left:240px;bottom:781px;letter-spacing:-0.01px;display:inline;\">period. </div></td></tr>\n                                        </table><div class=\"t s0_247\" id=\"to_247\" style=\"left:91px;bottom:748px;letter-spacing:-0.01px;display:inline;\">Determination of coverage units </div><table>\n                                            <tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_247\" id=\"tp_247\" style=\"left:91px;bottom:728px;letter-spacing:-0.01px;display:inline;\">Coverage units </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"tq_247\" style=\"left:240px;bottom:728px;letter-spacing:-0.01px;display:inline;\">The proportion of CSM recognised in profit or loss at the end of each period for a group of contracts is </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"tr_247\" style=\"left:240px;bottom:713px;letter-spacing:-0.01px;display:inline;\">determined as the ratio of: </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_247\" id=\"ts_247\" style=\"left:240px;bottom:685px;display:inline;\">\u2013 </div><div class=\"t s1_247\" id=\"tt_247\" style=\"left:253px;bottom:685px;letter-spacing:-0.01px;display:inline;\">the coverage units in the period; divided by </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_247\" id=\"tu_247\" style=\"left:240px;bottom:669px;display:inline;\">\u2013 </div><div class=\"t s1_247\" id=\"tv_247\" style=\"left:253px;bottom:669px;letter-spacing:-0.01px;display:inline;\">the sum of the coverage units in the period and the present value of expected coverage units in future periods. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"tw_247\" style=\"left:240px;bottom:642px;letter-spacing:-0.01px;display:inline;\">The total number of coverage units in a group reflects the quantity of service provided determined by </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"tx_247\" style=\"left:240px;bottom:626px;letter-spacing:-0.01px;display:inline;\">considering the quantity of benefits for each contract and its expected coverage period. The Group defines the </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"ty_247\" style=\"left:240px;bottom:610px;letter-spacing:-0.01px;display:inline;\">quantity of benefits for insurance services as the maximum amount which a policyholder receives when an </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"tz_247\" style=\"left:240px;bottom:595px;letter-spacing:-0.01px;display:inline;\">insured event takes place, for example the sum assured, the annual limit for a medical plan or the present value </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"t10_247\" style=\"left:240px;bottom:579px;letter-spacing:-0.01px;display:inline;\">of a stream of payments. The quantity of benefits is updated each period. Investment related and investment- </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"t11_247\" style=\"left:240px;bottom:564px;letter-spacing:-0.01px;display:inline;\">return services are assumed to be constant over time. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"t12_247\" style=\"left:240px;bottom:536px;letter-spacing:-0.01px;display:inline;\">Where there are multiple different services in a group of contracts (for example both insurance and investment </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"t13_247\" style=\"left:240px;bottom:520px;letter-spacing:-0.01px;display:inline;\">services are provided), the quantities of benefits for the different types of service are combined using weighting </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"t14_247\" style=\"left:240px;bottom:505px;letter-spacing:-0.01px;display:inline;\">factors. These weighting factors are defined as the present value of expected outflows for each type of service, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"t15_247\" style=\"left:240px;bottom:489px;letter-spacing:-0.01px;display:inline;\">determined at a contract level. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"t16_247\" style=\"left:240px;bottom:461px;letter-spacing:-0.01px;display:inline;\">The expected coverage period is the expected duration up to the contract boundary. The expected coverage </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"t17_247\" style=\"left:240px;bottom:446px;letter-spacing:-0.01px;display:inline;\">period of the contracts in a group and the calculation of future coverage units allows for expected decrements </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"t18_247\" style=\"left:240px;bottom:430px;letter-spacing:-0.01px;display:inline;\">(eg deaths and lapses) in each future period using current best estimate assumptions consistent with the best </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"t19_247\" style=\"left:240px;bottom:415px;letter-spacing:-0.01px;display:inline;\">estimate liabilities (BEL) calculation. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"t1a_247\" style=\"left:240px;bottom:387px;letter-spacing:-0.01px;display:inline;\">The Group elects to allow for the time value of money by discounting future coverage units in the determination </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"t1b_247\" style=\"left:240px;bottom:371px;letter-spacing:-0.01px;display:inline;\">of the proportion of CSM recognised in profit or loss. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"t1c_247\" style=\"left:240px;bottom:343px;letter-spacing:-0.01px;display:inline;\">Determination of coverage units for groups of reinsurance contracts held follows the same principles as for </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"t1d_247\" style=\"left:240px;bottom:328px;letter-spacing:-0.01px;display:inline;\">groups of underlying contracts. </div></td></tr>\n                                        </table><div class=\"t s0_247\" id=\"t1e_247\" style=\"left:91px;bottom:294px;letter-spacing:-0.01px;display:inline;\">Insurance finance income and expenses </div><table>\n                                            <tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_247\" id=\"t1f_247\" style=\"left:91px;bottom:275px;letter-spacing:-0.01px;display:inline;\">Disaggregation between </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"t1i_247\" style=\"left:240px;bottom:275px;letter-spacing:-0.01px;display:inline;\">IFRS 17 allows an accounting policy choice between: </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_247\" id=\"t1g_247\" style=\"left:91px;bottom:259px;letter-spacing:-0.01px;display:inline;\">profit or loss and other </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_247\" id=\"t1h_247\" style=\"left:91px;bottom:244px;letter-spacing:-0.01px;display:inline;\">comprehensive income </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_247\" id=\"t1j_247\" style=\"left:240px;bottom:247px;display:inline;\">\u2013 </div><div class=\"t s1_247\" id=\"t1k_247\" style=\"left:253px;bottom:247px;letter-spacing:-0.01px;display:inline;\">Including insurance finance income or expenses for the period in profit or loss; or </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_247\" id=\"t1l_247\" style=\"left:240px;bottom:231px;display:inline;\">\u2013 </div><div class=\"t s1_247\" id=\"t1m_247\" style=\"left:253px;bottom:231px;letter-spacing:-0.01px;display:inline;\">Disaggregating insurance finance income or expenses for the period to include in profit or loss an amount </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"> <div class=\"t s1_247\" id=\"t1n_247\" style=\"left:253px;bottom:216px;letter-spacing:-0.01px;display:inline;\">determined by a systematic allocation of the expected total insurance finance income or expenses over the </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"> <div class=\"t s1_247\" id=\"t1o_247\" style=\"left:253px;bottom:200px;letter-spacing:-0.01px;display:inline;\">duration of the group of contracts, with the balance being included in other comprehensive income. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"t1p_247\" style=\"left:240px;bottom:172px;letter-spacing:-0.01px;display:inline;\">The Group has made only very limited use of FVOCI accounting for assets. As discussed in note A2.1 under the </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"t1q_247\" style=\"left:240px;bottom:157px;letter-spacing:-0.01px;display:inline;\">heading 'The classification and measurement of financial assets and liabilities', the only financial assets </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"t1r_247\" style=\"left:240px;bottom:141px;letter-spacing:-0.01px;display:inline;\">classified at FVOCI at 1 January 2023 was the Group\u2019s retained equity interest in Jackson, which have been </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"t1s_247\" style=\"left:240px;bottom:126px;letter-spacing:-0.01px;display:inline;\">subsequently disposed of. Consequently, the Group has not elected to disaggregate insurance finance income </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"t1t_247\" style=\"left:240px;bottom:110px;letter-spacing:-0.01px;display:inline;\">and expenses between profit or loss and other comprehensive income. </div></td></tr>\n                                        </table><div></div><div class=\"t s0_248\" id=\"t1_248\" style=\"left:69px;bottom:1115px;letter-spacing:-0.01px;display:inline;\">Risk mitigation </div><table>\n                                            <tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_248\" id=\"t2_248\" style=\"left:69px;bottom:1095px;letter-spacing:-0.01px;display:inline;\">Risk mitigation option </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"t3_248\" style=\"left:219px;bottom:1095px;letter-spacing:-0.01px;display:inline;\">IFRS 17 allows the option in certain circumstances to not recognise a change in the CSM to reflect some or all of </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"t4_248\" style=\"left:219px;bottom:1080px;letter-spacing:-0.01px;display:inline;\">the changes in the effect of the time value of money and financial risk on: </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_248\" id=\"t5_248\" style=\"left:219px;bottom:1052px;display:inline;\">\u2013 </div><div class=\"t s1_248\" id=\"t6_248\" style=\"left:232px;bottom:1052px;letter-spacing:-0.01px;display:inline;\">the amount of the entity\u2019s share of the underlying items if the entity mitigates the effect of financial risk on </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"t7_248\" style=\"left:232px;bottom:1036px;letter-spacing:-0.01px;display:inline;\">that amount using derivatives or reinsurance contracts held; and </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_248\" id=\"t8_248\" style=\"left:219px;bottom:1008px;display:inline;\">\u2013 </div><div class=\"t s1_248\" id=\"t9_248\" style=\"left:232px;bottom:1008px;letter-spacing:-0.01px;display:inline;\">The fulfilment cash flows if the entity mitigates the effect of financial risk on those fulfilment cash flows using </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"ta_248\" style=\"left:232px;bottom:993px;letter-spacing:-0.01px;display:inline;\">derivatives, non-derivative financial instruments measured at fair value through profit or loss, or reinsurance </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"tb_248\" style=\"left:232px;bottom:977px;letter-spacing:-0.01px;display:inline;\">contracts held. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"tc_248\" style=\"left:219px;bottom:949px;letter-spacing:-0.01px;display:inline;\">The Group has not elected to utilise this option. </div></td></tr>\n                                        </table><div class=\"t s0_248\" id=\"td_248\" style=\"left:69px;bottom:915px;letter-spacing:-0.01px;display:inline;\">The effect of accounting estimates made in interim financial statements </div><table>\n                                            <tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_248\" id=\"te_248\" style=\"left:69px;bottom:896px;letter-spacing:-0.01px;display:inline;\">Effect of estimates </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"th_248\" style=\"left:219px;bottom:896px;letter-spacing:-0.01px;display:inline;\">IFRS 17 allows an accounting policy choice as to whether to change the treatment of accounting estimates </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_248\" id=\"tf_248\" style=\"left:69px;bottom:880px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">made in interim </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"ti_248\" style=\"left:219px;bottom:880px;letter-spacing:-0.01px;display:inline;\">made in previous interim financial statements when applying IFRS 17 in the annual reporting period. </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_248\" id=\"tg_248\" style=\"left:69px;bottom:865px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">financial statements </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"tj_248\" style=\"left:219px;bottom:852px;letter-spacing:-0.01px;display:inline;\">The Group has elected to allow updates to accounting estimates made in interim financial statements when </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"tk_248\" style=\"left:219px;bottom:837px;letter-spacing:-0.01px;display:inline;\">applying IFRS 17 in the annual reporting period. </div></td></tr>\n                                        </table><div class=\"t s3_248\" id=\"tl_248\" style=\"left:65px;bottom:806px;letter-spacing:-0.1px;display:inline;\">(b) </div><div class=\"t s3_248\" id=\"tm_248\" style=\"left:91px;bottom:806px;letter-spacing:-0.11px;display:inline;\">Further critical accounting policies affecting the presentation of the Group\u2019s results </div><div class=\"t s0_248\" id=\"tn_248\" style=\"left:69px;bottom:786px;letter-spacing:-0.01px;display:inline;\">Presentation of results before tax attributable to shareholders </div><table>\n                                            <tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"to_248\" style=\"left:69px;bottom:767px;letter-spacing:-0.01px;display:inline;\">Profit before tax is a significant IFRS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"t11_248\" style=\"left:289px;bottom:767px;letter-spacing:-0.01px;display:inline;\">Total tax charge for the Group reflects tax that relates to shareholders\u2019 profit and also tax </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"tp_248\" style=\"left:69px;bottom:751px;letter-spacing:-0.01px;display:inline;\">income statement item. The Group has </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"t12_248\" style=\"left:289px;bottom:751px;letter-spacing:-0.01px;display:inline;\">attributable to policyholders through the interest in with-profits or unit-linked funds. Reported IFRS </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"tq_248\" style=\"left:69px;bottom:735px;letter-spacing:-0.01px;display:inline;\">chosen to present a measure of profit </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"t13_248\" style=\"left:289px;bottom:736px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">profit before the tax measure is therefore not representative of pre-tax profit attributable to </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"tr_248\" style=\"left:69px;bottom:720px;letter-spacing:-0.01px;display:inline;\">before tax attributable to shareholders </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"t14_248\" style=\"left:289px;bottom:720px;letter-spacing:-0.01px;display:inline;\">shareholders. Accordingly, in order to provide a measure of pre-tax profit attributable to </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"ts_248\" style=\"left:69px;bottom:704px;letter-spacing:-0.01px;display:inline;\">which distinguishes between tax borne </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"t15_248\" style=\"left:289px;bottom:705px;letter-spacing:-0.01px;display:inline;\">shareholders, the Group has chosen to adopt an income statement presentation of the tax charge </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"tt_248\" style=\"left:69px;bottom:689px;letter-spacing:-0.01px;display:inline;\">by shareholders and tax attributable to </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"t16_248\" style=\"left:289px;bottom:689px;letter-spacing:-0.01px;display:inline;\">and pre-tax results that distinguishes between policyholders\u2019 and shareholders\u2019 returns. </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"tu_248\" style=\"left:69px;bottom:673px;letter-spacing:-0.01px;display:inline;\">policyholders to support understanding </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"tv_248\" style=\"left:69px;bottom:657px;letter-spacing:-0.01px;display:inline;\">of the performance of the Group. </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"tw_248\" style=\"left:69px;bottom:630px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Profit before tax attributable to </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"tx_248\" style=\"left:69px;bottom:614px;letter-spacing:-0.01px;display:inline;\">shareholders is $2,097 million and </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"ty_248\" style=\"left:69px;bottom:599px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">compares to profit before tax of $2,272 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"tz_248\" style=\"left:69px;bottom:583px;letter-spacing:-0.01px;display:inline;\">million as shown in the Consolidated </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"t10_248\" style=\"left:69px;bottom:567px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">income statement. </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr>\n                                        </table><div class=\"t s0_248\" id=\"t17_248\" style=\"left:69px;bottom:534px;letter-spacing:-0.01px;display:inline;\">Segmental analysis of results and earnings attributable to shareholders </div><table>\n                                            <tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"t18_248\" style=\"left:69px;bottom:515px;letter-spacing:-0.01px;display:inline;\">The Group uses adjusted operating </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"t1e_248\" style=\"left:289px;bottom:515px;letter-spacing:-0.01px;word-spacing:-0.02px;display:inline;\">The basis of calculation of adjusted operating profit is provided in note B1.2. </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"t19_248\" style=\"left:69px;bottom:499px;letter-spacing:-0.01px;display:inline;\">profit as the segmental measure of its </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"t1a_248\" style=\"left:69px;bottom:484px;letter-spacing:-0.01px;display:inline;\">results. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"t1f_248\" style=\"left:289px;bottom:487px;letter-spacing:-0.01px;display:inline;\">The vast majority of the Group\u2019s investments are valued at fair value through profit and loss. Short- </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"t1g_248\" style=\"left:289px;bottom:471px;letter-spacing:-0.01px;display:inline;\">term fluctuations in the fair value of investments are only partially offset by the effect of economic </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"t1b_248\" style=\"left:69px;bottom:456px;letter-spacing:-0.01px;display:inline;\">Total segmental adjusted operating </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"t1h_248\" style=\"left:289px;bottom:456px;letter-spacing:-0.01px;display:inline;\">changes on insurance contract assets and liabilities and so affect the result for the year. The Group </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"t1c_248\" style=\"left:69px;bottom:440px;letter-spacing:-0.01px;display:inline;\">profit is $3,517 million as shown in note </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"t1i_248\" style=\"left:289px;bottom:440px;letter-spacing:-0.01px;display:inline;\">therefore provides additional analysis of results before and after the effects of short-term </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"t1d_248\" style=\"left:69px;bottom:425px;letter-spacing:-0.01px;display:inline;\">B1.1. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"t1j_248\" style=\"left:289px;bottom:425px;letter-spacing:-0.01px;display:inline;\">fluctuations in investment returns, together with other items that are of a short-term, volatile or </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"t1k_248\" style=\"left:289px;bottom:409px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">one-off nature. </div></td></tr>\n                                        </table><div></div><div class=\"t s0_249\" id=\"t1_249\" style=\"left:87px;bottom:1118px;letter-spacing:-0.09px;display:inline;\">(c) </div><div class=\"t s0_249\" id=\"t2_249\" style=\"left:113px;bottom:1118px;letter-spacing:-0.11px;display:inline;\">Other items requiring application of critical estimates or judgements </div><div class=\"t s1_249\" id=\"t3_249\" style=\"left:91px;bottom:1098px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">VFA eligibility assessment </div><table><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t4_249\" style=\"left:91px;bottom:1079px;letter-spacing:-0.01px;display:inline;\">The Group applies judgements in </div></td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s2_249\" id=\"tq_249\" style=\"left:311px;bottom:1079px;letter-spacing:-0.01px;display:inline;\">IFRS 17 requires the use of the VFA for insurance contracts with direct participation features, ie </div> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t5_249\" style=\"left:91px;bottom:1063px;letter-spacing:-0.01px;display:inline;\">assessing the VFA eligibility of contracts. </div></td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s2_249\" id=\"tr_249\" style=\"left:311px;bottom:1063px;letter-spacing:-0.01px;display:inline;\">substantially investment-related service contracts for which, at inception: </div> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t6_249\" style=\"left:91px;bottom:1047px;letter-spacing:-0.01px;display:inline;\">Application of the VFA impacts the </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t7_249\" style=\"left:91px;bottom:1032px;letter-spacing:-0.01px;display:inline;\">calculation of the CSM at the balance </div></td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s3_249\" id=\"ts_249\" style=\"left:311px;bottom:1035px;display:inline;\">\u2013 </div><div class=\"t s2_249\" id=\"tt_249\" style=\"left:324px;bottom:1035px;letter-spacing:-0.01px;display:inline;\">the contractual terms specify that the policyholder participates in a share of a clearly identified </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t8_249\" style=\"left:91px;bottom:1016px;letter-spacing:-0.01px;display:inline;\">sheet date, which in turn impacts the </div></td><td class=\"tcs-selection-enabled tcs-selected\" colspan=\"2\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s2_249\" id=\"tu_249\" style=\"left:324px;bottom:1020px;letter-spacing:-0.01px;display:inline;\">pool of underlying items; </div> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t9_249\" style=\"left:91px;bottom:1001px;letter-spacing:-0.01px;display:inline;\">future year\u2019s amortisation recognised in </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"> <div class=\"t s2_249\" id=\"ta_249\" style=\"left:91px;bottom:985px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">the income statement. Unlike the GMM </div></td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s3_249\" id=\"tv_249\" style=\"left:311px;bottom:992px;display:inline;\">\u2013 </div> <div class=\"t s2_249\" id=\"tw_249\" style=\"left:324px;bottom:992px;letter-spacing:-0.01px;display:inline;\">the entity expects to pay to the policyholder an amount equal to a substantial share of the fair </div> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"tb_249\" style=\"left:91px;bottom:970px;letter-spacing:-0.01px;display:inline;\">approach, the VFA approach absorbs </div></td><td class=\"tcs-selection-enabled\" colspan=\"2\" rowspan=\"1\" style=\"text-align: left;\"> <div class=\"t s2_249\" id=\"tx_249\" style=\"left:324px;bottom:976px;letter-spacing:-0.01px;display:inline;\">value returns on the underlying items; and </div> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"tc_249\" style=\"left:91px;bottom:954px;letter-spacing:-0.01px;display:inline;\">economic impacts within the CSM, </div></td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: left;\"> <div class=\"t s3_249\" id=\"ty_249\" style=\"left:311px;bottom:948px;display:inline;\">\u2013 </div><div class=\"t s2_249\" id=\"tz_249\" style=\"left:324px;bottom:948px;letter-spacing:-0.01px;display:inline;\">the entity expects a substantial proportion of any change in the amounts to be paid to the </div> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"> <div class=\"t s2_249\" id=\"td_249\" style=\"left:91px;bottom:938px;letter-spacing:-0.01px;display:inline;\">rather than in the profit and loss </div></td><td class=\"tcs-selection-enabled\" colspan=\"2\" rowspan=\"1\" style=\"text-align: left;\"> <div class=\"t s2_249\" id=\"t10_249\" style=\"left:324px;bottom:933px;letter-spacing:-0.01px;display:inline;\">policyholder to vary with the change in fair value of the underlying items. </div> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"> <div class=\"t s2_249\" id=\"te_249\" style=\"left:91px;bottom:923px;letter-spacing:-0.01px;display:inline;\">account. </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s2_249\" id=\"t11_249\" style=\"left:311px;bottom:905px;letter-spacing:-0.01px;display:inline;\">The following key judgements have been made in assessing VFA eligibility: </div> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"> <div class=\"t s2_249\" id=\"tf_249\" style=\"left:91px;bottom:895px;letter-spacing:-0.01px;display:inline;\">The total insurance and reinsurance </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t12_249\" style=\"left:311px;bottom:885px;letter-spacing:-0.01px;display:inline;\">Definition of substantial </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t13_249\" style=\"left:462px;bottom:885px;letter-spacing:-0.01px;display:inline;\">The term substantial is interpreted to mean greater than 50 per cent. </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"tg_249\" style=\"left:91px;bottom:879px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">CSM at the balance sheet date is </div></td><td colspan=\"1\" rowspan=\"1\"> <div class=\"t s2_249\" id=\"t14_249\" style=\"left:311px;bottom:865px;letter-spacing:-0.01px;display:inline;\">Contractual terms </div></td><td colspan=\"1\" rowspan=\"1\"> <div class=\"t s2_249\" id=\"t15_249\" style=\"left:462px;bottom:865px;letter-spacing:-0.01px;display:inline;\">In some circumstances contractual terms are implied by customary </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"th_249\" style=\"left:91px;bottom:864px;letter-spacing:-0.01px;display:inline;\">$21,012 million, including joint ventures </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t16_249\" style=\"left:462px;bottom:850px;letter-spacing:-0.01px;display:inline;\">business practices. </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"ti_249\" style=\"left:91px;bottom:848px;letter-spacing:-0.01px;display:inline;\">and associates, and the CSM </div></td><td colspan=\"1\" rowspan=\"1\"> <div class=\"t s2_249\" id=\"t17_249\" style=\"left:311px;bottom:830px;letter-spacing:-0.01px;display:inline;\">Granularity of assessment </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t18_249\" style=\"left:462px;bottom:830px;letter-spacing:-0.01px;display:inline;\">The assessment has been carried out at a contract level. However, to </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"tj_249\" style=\"left:91px;bottom:833px;letter-spacing:-0.01px;display:inline;\">amortisation, net of reinsurance, </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t19_249\" style=\"left:462px;bottom:814px;letter-spacing:-0.01px;display:inline;\">the extent insurance contracts in a group affect the cash flows to </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"tk_249\" style=\"left:91px;bottom:817px;letter-spacing:-0.01px;display:inline;\">recognised in the income statement is </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t1a_249\" style=\"left:462px;bottom:799px;letter-spacing:-0.01px;display:inline;\">policyholders of contracts in other groups (referred to as </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"tl_249\" style=\"left:91px;bottom:801px;letter-spacing:-0.01px;display:inline;\">$(2,208) million as shown in note </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t1b_249\" style=\"left:462px;bottom:783px;letter-spacing:-0.01px;display:inline;\">'mutualisation'), eligibility for the VFA has been assessed at the level </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"tm_249\" style=\"left:91px;bottom:786px;letter-spacing:-0.01px;word-spacing:-0.02px;display:inline;\">C3.3(a). Approximately 72 per cent of </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t1c_249\" style=\"left:462px;bottom:768px;letter-spacing:-0.01px;display:inline;\">at which such mutualisation occurs (eg fund level). </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"tn_249\" style=\"left:91px;bottom:770px;letter-spacing:-0.01px;display:inline;\">the CSM (including joint ventures and </div></td><td colspan=\"1\" rowspan=\"1\"> <div class=\"t s2_249\" id=\"t1d_249\" style=\"left:311px;bottom:747px;letter-spacing:-0.01px;display:inline;\">Calculation basis </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t1e_249\" style=\"left:462px;bottom:747px;letter-spacing:-0.01px;display:inline;\">VFA eligibility assessments have been performed on a basis consistent </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"to_249\" style=\"left:91px;bottom:755px;letter-spacing:-0.01px;display:inline;\">associates and net of reinsurance) at </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"> <div class=\"t s2_249\" id=\"t1f_249\" style=\"left:462px;bottom:732px;letter-spacing:-0.01px;display:inline;\">with how the Group measures its realistic expectations, for example </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"> <div class=\"t s2_249\" id=\"tp_249\" style=\"left:91px;bottom:739px;letter-spacing:-0.01px;display:inline;\">transition was calculated under the VFA. </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t1g_249\" style=\"left:462px;bottom:716px;letter-spacing:-0.01px;display:inline;\">when pricing, monitoring or setting returns to policyholders. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s2_249\" id=\"t1h_249\" style=\"left:311px;bottom:696px;letter-spacing:-0.01px;display:inline;\">Contracts not qualifying for the VFA are accounted for under the GMM or PAA. The PAA is not used </div> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled\" colspan=\"2\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s2_249\" id=\"t1i_249\" style=\"left:311px;bottom:680px;letter-spacing:-0.01px;display:inline;\">significantly within the Group. </div> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s2_249\" id=\"t1j_249\" style=\"left:311px;bottom:653px;letter-spacing:-0.01px;display:inline;\">The measurement model (VFA or GMM) used for key products is set out in Note C3.4(a). </div> </td></tr></table><div class=\"t s1_249\" id=\"t1k_249\" style=\"left:91px;bottom:608px;letter-spacing:-0.01px;display:inline;\">Carrying value of distribution rights intangible assets </div><table><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t1l_249\" style=\"left:91px;bottom:588px;letter-spacing:-0.01px;display:inline;\">The Group applies judgement to assess </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t1z_249\" style=\"left:311px;bottom:588px;letter-spacing:-0.01px;display:inline;\">Distribution rights relate to bancassurance partnership arrangements for the distribution of </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t1m_249\" style=\"left:91px;bottom:573px;letter-spacing:-0.01px;display:inline;\">whether factors such as the financial </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t20_249\" style=\"left:311px;bottom:573px;letter-spacing:-0.01px;display:inline;\">products for the term of the contractual agreement with the bank partner, for which an asset is </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t1n_249\" style=\"left:91px;bottom:557px;letter-spacing:-0.01px;display:inline;\">performance of the distribution </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t21_249\" style=\"left:311px;bottom:557px;letter-spacing:-0.01px;display:inline;\">recognised based on fees paid and fees payable not subject to performance conditions. </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t1o_249\" style=\"left:91px;bottom:541px;letter-spacing:-0.01px;display:inline;\">arrangements, or changes in relevant </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t22_249\" style=\"left:311px;bottom:541px;letter-spacing:-0.01px;display:inline;\">Distribution rights impairment testing is conducted when there is an indication of an impairment. </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t1p_249\" style=\"left:91px;bottom:526px;letter-spacing:-0.01px;display:inline;\">legislation and regulatory requirements </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t23_249\" style=\"left:311px;bottom:514px;letter-spacing:-0.01px;display:inline;\">To assess indicators of an impairment, the Group monitors a number of internal and external </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t1q_249\" style=\"left:91px;bottom:510px;letter-spacing:-0.01px;display:inline;\">indicate an impairment of intangible </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t1r_249\" style=\"left:91px;bottom:495px;letter-spacing:-0.01px;display:inline;\">assets representing distribution rights. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t24_249\" style=\"left:311px;bottom:498px;letter-spacing:-0.01px;display:inline;\">factors, including indications that the financial performance of the arrangement is likely to be </div></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t25_249\" style=\"left:311px;bottom:482px;letter-spacing:-0.01px;display:inline;\">worse than expected and changes in relevant legislation and regulatory requirements that could </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t1s_249\" style=\"left:91px;bottom:467px;letter-spacing:-0.01px;display:inline;\">To determine the impaired value, the </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t26_249\" style=\"left:311px;bottom:467px;letter-spacing:-0.01px;display:inline;\">impact the Group\u2019s ability to continue to sell new business through the bancassurance channel, and </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t1t_249\" style=\"left:91px;bottom:451px;letter-spacing:-0.01px;display:inline;\">Group estimates the discounted future </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t27_249\" style=\"left:311px;bottom:451px;letter-spacing:-0.01px;display:inline;\">then applies judgement to assess whether these factors indicate that an impairment has occurred. </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t1u_249\" style=\"left:91px;bottom:436px;letter-spacing:-0.01px;display:inline;\">expected cash flows arising from the </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t1v_249\" style=\"left:91px;bottom:420px;letter-spacing:-0.01px;display:inline;\">cash generating units (CGUs) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t28_249\" style=\"left:311px;bottom:423px;letter-spacing:-0.01px;display:inline;\">If an impairment has occurred, a charge is recognised in the income statement for the difference </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t1w_249\" style=\"left:91px;bottom:405px;letter-spacing:-0.01px;display:inline;\">containing the distribution rights. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t29_249\" style=\"left:311px;bottom:408px;letter-spacing:-0.01px;display:inline;\">between the carrying value and recoverable amount of the asset. The recoverable amount is the </div></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t2a_249\" style=\"left:311px;bottom:392px;letter-spacing:-0.01px;display:inline;\">greater of fair value less costs to sell and value in use. Value in use is calculated as the present value </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t1x_249\" style=\"left:91px;bottom:377px;letter-spacing:-0.01px;word-spacing:-0.01px;display:inline;\">Impacts $3,709 million of assets as </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t2b_249\" style=\"left:311px;bottom:377px;letter-spacing:-0.01px;display:inline;\">of future expected cash flows from the asset or the CGUs to which it is allocated. </div></td></tr><tr><td class=\"cke_table-faked-selection-temp\" colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t1y_249\" style=\"left:91px;bottom:361px;letter-spacing:-0.01px;word-spacing:-0.02px;display:inline;\">shown in note C4.2. </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr></table><div></div><div class=\"t s0_250\" id=\"t1_250\" style=\"left:69px;bottom:1115px;letter-spacing:-0.01px;display:inline;\">Financial investments \u2013 Valuation </div><table><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"t2_250\" style=\"left:69px;bottom:1095px;letter-spacing:-0.01px;display:inline;\">Financial investments held at fair value, </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"tf_250\" style=\"left:289px;bottom:1095px;letter-spacing:-0.01px;display:inline;\">The Group holds the majority of its financial investments at fair value (primarily through profit or </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"t3_250\" style=\"left:69px;bottom:1080px;letter-spacing:-0.01px;display:inline;\">net of derivative liabilities, excluding </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"tg_250\" style=\"left:289px;bottom:1080px;letter-spacing:-0.01px;display:inline;\">loss). Financial investments held at amortised cost primarily comprise loans and deposits and </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"t4_250\" style=\"left:69px;bottom:1064px;letter-spacing:-0.01px;display:inline;\">those held by joint ventures and </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"th_250\" style=\"left:289px;bottom:1064px;letter-spacing:-0.01px;display:inline;\">certain debt securities held by Eastspring. </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"t5_250\" style=\"left:69px;bottom:1048px;letter-spacing:-0.01px;display:inline;\">associates is $149.9 billion as shown in </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"t6_250\" style=\"left:69px;bottom:1033px;letter-spacing:-0.01px;word-spacing:-0.02px;display:inline;\">note C2.2(a). </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_250\" id=\"ti_250\" style=\"left:289px;bottom:1036px;letter-spacing:-0.01px;display:inline;\">Determination of fair value </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"tj_250\" style=\"left:289px;bottom:1021px;letter-spacing:-0.01px;display:inline;\">The fair values of the financial instruments for which fair valuation is required under IFRS Standards </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"t7_250\" style=\"left:69px;bottom:1005px;letter-spacing:-0.01px;display:inline;\">Financial investments held at amortised </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"tk_250\" style=\"left:289px;bottom:1005px;letter-spacing:-0.01px;display:inline;\">are determined by the use of quoted market prices for exchange-quoted investments or by using </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"t8_250\" style=\"left:69px;bottom:989px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">cost represent $6.0 billion of the </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"tl_250\" style=\"left:289px;bottom:989px;letter-spacing:-0.01px;display:inline;\">quotations from independent third parties such as brokers and pricing services or by using </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"t9_250\" style=\"left:69px;bottom:974px;letter-spacing:-0.01px;display:inline;\">Group\u2019s total assets. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"tm_250\" style=\"left:289px;bottom:974px;letter-spacing:-0.01px;word-spacing:-0.02px;display:inline;\">appropriate valuation techniques. Further details are included in note C2.1. </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"ta_250\" style=\"left:69px;bottom:946px;letter-spacing:-0.01px;display:inline;\">The Group estimates the fair value of </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"tn_250\" style=\"left:289px;bottom:946px;letter-spacing:-0.01px;display:inline;\">The estimated fair value of derivative financial instruments reflects the estimated amount the </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"tb_250\" style=\"left:69px;bottom:930px;letter-spacing:-0.01px;display:inline;\">financial investments that are not </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"to_250\" style=\"left:289px;bottom:930px;letter-spacing:-0.01px;display:inline;\">Group would receive or pay in an arm\u2019s-length transaction. This amount is determined using quoted </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"tc_250\" style=\"left:69px;bottom:915px;letter-spacing:-0.01px;display:inline;\">actively traded using quotations from </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"tp_250\" style=\"left:289px;bottom:915px;letter-spacing:-0.01px;display:inline;\">prices if exchange listed, quotations from independent third parties or valued internally using </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"td_250\" style=\"left:69px;bottom:899px;letter-spacing:-0.01px;display:inline;\">independent third parties or internally </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"tq_250\" style=\"left:289px;bottom:899px;letter-spacing:-0.01px;display:inline;\">standard market practices. </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"te_250\" style=\"left:69px;bottom:884px;letter-spacing:-0.01px;display:inline;\">developed pricing models. </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"tr_250\" style=\"left:289px;bottom:871px;letter-spacing:-0.01px;display:inline;\">Quoted market prices are used to value investments having quoted prices. Actively traded </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"ts_250\" style=\"left:289px;bottom:856px;letter-spacing:-0.01px;display:inline;\">investments without quoted prices are valued using prices provided by third parties such as brokers </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"tt_250\" style=\"left:289px;bottom:840px;letter-spacing:-0.01px;display:inline;\">or pricing services. Financial investments measured at fair value are classified into a three-level </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"tu_250\" style=\"left:289px;bottom:825px;letter-spacing:-0.01px;word-spacing:-0.02px;display:inline;\">hierarchy as described in note C2.1. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"tv_250\" style=\"left:289px;bottom:797px;letter-spacing:-0.01px;display:inline;\">If the market for a financial investment of the Group is not active, the Group establishes fair value </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"tw_250\" style=\"left:289px;bottom:781px;letter-spacing:-0.01px;display:inline;\">by using quotations from independent third parties, such as brokers or pricing services, or by using </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"tx_250\" style=\"left:289px;bottom:766px;letter-spacing:-0.01px;display:inline;\">internally developed pricing models. Priority is given to publicly available prices from independent </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"ty_250\" style=\"left:289px;bottom:750px;letter-spacing:-0.01px;display:inline;\">sources when available, but overall the source of pricing and/or the valuation technique is chosen </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"tz_250\" style=\"left:289px;bottom:735px;letter-spacing:-0.01px;display:inline;\">with the objective of arriving at a fair value measurement which reflects the price at which an </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"t10_250\" style=\"left:289px;bottom:719px;letter-spacing:-0.01px;display:inline;\">orderly transaction would take place between market participants on the measurement date. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"t11_250\" style=\"left:289px;bottom:703px;letter-spacing:-0.01px;display:inline;\">Changes in assumptions relating to these variables could positively or negatively impact the </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"t12_250\" style=\"left:289px;bottom:688px;letter-spacing:-0.01px;display:inline;\">reported fair value of these financial investments. Details of the financial investments classified as </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"t13_250\" style=\"left:289px;bottom:672px;letter-spacing:-0.01px;display:inline;\">\u2018level 3\u2019 to which valuation techniques are applied and the sensitivity of profit before tax to a </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"cke_table-faked-selection-temp\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"t14_250\" style=\"left:289px;bottom:657px;letter-spacing:-0.01px;word-spacing:-0.01px;display:inline;\">change in the valuation of these items, are presented in note C2.2. </div></td></tr></table><div class=\"t s2_250\" id=\"t15_250\" style=\"left:65px;bottom:624px;letter-spacing:0.13px;display:inline;\">A3.2 New accounting pronouncements not yet effective </div><div class=\"t s1_250\" id=\"t16_250\" style=\"left:65px;bottom:609px;letter-spacing:-0.01px;display:inline;\">The following standards, interpretations and amendments have been issued by the IASB but are not yet effective for the Group in 2023. The </div><div class=\"t s1_250\" id=\"t17_250\" style=\"left:65px;bottom:593px;letter-spacing:-0.01px;display:inline;\">Group prepares consolidated financial statements in accordance with IFRS Standards as issued by the IASB and UK-adopted international </div><div class=\"t s1_250\" id=\"t18_250\" style=\"left:65px;bottom:578px;letter-spacing:-0.01px;display:inline;\">accounting standards. This is not intended to be a complete list as only those standards, interpretations and amendments that could have an </div><div class=\"t s1_250\" id=\"t19_250\" style=\"left:65px;bottom:562px;letter-spacing:-0.01px;display:inline;\">impact on the Group\u2019s consolidated financial statements are discussed. </div><div class=\"t s3_250\" id=\"t1a_250\" style=\"left:65px;bottom:534px;display:inline;\">\u2013 </div><div class=\"t s1_250\" id=\"t1b_250\" style=\"left:78px;bottom:534px;letter-spacing:-0.01px;display:inline;\">Amendments to IFRS 16 \u2018Lease liability in a sale and leaseback\u2019 issued in September 2022 and effective from 1 January 2024; </div><div class=\"t s3_250\" id=\"t1c_250\" style=\"left:65px;bottom:519px;display:inline;\">\u2013 </div><div class=\"t s1_250\" id=\"t1d_250\" style=\"left:78px;bottom:519px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Amendments to IAS 1 \u2018Non-current liabilities with covenants\u2019 issued in October 2022 and effective from 1 January 2024; </div><div class=\"t s3_250\" id=\"t1e_250\" style=\"left:65px;bottom:503px;display:inline;\">\u2013 </div><div class=\"t s1_250\" id=\"t1f_250\" style=\"left:78px;bottom:503px;letter-spacing:-0.01px;display:inline;\">Amendments to IAS 7 and IFRS 7 \u2018Supplier finance arrangements\u2019 issued in May 2023 and effective from 1 January 2024; and </div><div class=\"t s3_250\" id=\"t1g_250\" style=\"left:65px;bottom:487px;display:inline;\">\u2013 </div>Amendments to IAS 21 \u2018Lack of exchangeability\u2019 issued in August 2023 and effective from 1 January 2025.The Group recognises insurance revenue as it satisfies its performance obligations, ie as it provides services under groups of insurance contracts. <div class=\"t s6_255\" id=\"to_255\" style=\"left:87px;bottom:912px;letter-spacing:-0.01px;display:inline;\">The insurance revenue relating to services provided for each period represents the total of the changes in the liability for remaining coverage </div><div class=\"t s6_255\" id=\"tp_255\" style=\"left:87px;bottom:897px;letter-spacing:-0.01px;display:inline;\">that relate to services for which the Group expects to receive consideration and comprises the following items. </div><div class=\"t s7_255\" id=\"tq_255\" style=\"left:87px;bottom:869px;display:inline;\">\u2013 </div><div class=\"t s6_255\" id=\"tr_255\" style=\"left:100px;bottom:869px;letter-spacing:-0.01px;display:inline;\">A release of the CSM, measured based on coverage units; </div><div class=\"t s7_255\" id=\"ts_255\" style=\"left:87px;bottom:853px;display:inline;\">\u2013 </div><div class=\"t s6_255\" id=\"tt_255\" style=\"left:100px;bottom:853px;letter-spacing:-0.01px;display:inline;\">Changes in the risk adjustment for non-financial risk relating to current services; </div><div class=\"t s7_255\" id=\"tu_255\" style=\"left:87px;bottom:838px;display:inline;\">\u2013 </div><div class=\"t s6_255\" id=\"tv_255\" style=\"left:100px;bottom:838px;letter-spacing:-0.01px;display:inline;\">Claims and other insurance service expenses for the period expected at the beginning of the year; and </div><div class=\"t s8_255\" id=\"tw_255\" style=\"left:87px;bottom:822px;display:inline;\">\u2013 </div><div class=\"t s6_255\" id=\"tx_255\" style=\"left:100px;bottom:822px;letter-spacing:-0.01px;display:inline;\">Other amounts include the revenue recognised to cover the tax charge attributable to policyholders and other items, for example experience </div><div class=\"t s6_255\" id=\"ty_255\" style=\"left:100px;bottom:806px;letter-spacing:-0.01px;display:inline;\">adjustments for premium receipts for current or past services. </div><div class=\"t s6_255\" id=\"tz_255\" style=\"left:87px;bottom:791px;letter-spacing:-0.01px;display:inline;\">In addition, the Group allocates a portion of premiums that relate to recovering insurance acquisition cash flows to each period using the same </div><div class=\"t s6_255\" id=\"t10_255\" style=\"left:87px;bottom:775px;letter-spacing:-0.01px;display:inline;\">amortisation factor used to amortise CSM. The Group recognises the allocated amount, adjusted for interest accretion, as insurance revenue and </div><div class=\"t s6_255\" id=\"t11_255\" style=\"left:87px;bottom:760px;letter-spacing:-0.01px;display:inline;\">an equal amount as insurance service expenses. </div><div class=\"t s6_255\" id=\"t12_255\" style=\"left:87px;bottom:732px;letter-spacing:-0.01px;display:inline;\">Non-distinct investment components are excluded from insurance revenue and insurance service expenses. </div><div class=\"t s6_255\" id=\"t13_255\" style=\"left:87px;bottom:704px;letter-spacing:-0.01px;display:inline;\">Policy fees charged on investment contracts without discretionary participation features for asset management and policy administration fees </div>are recognised when related services are provided.Investment return included in the income statement principally comprises interest income, dividends, investment appreciation and depreciation <div class=\"t s1_257\" id=\"t4_257\" style=\"left:87px;bottom:1087px;letter-spacing:-0.01px;display:inline;\">(realised and unrealised gains and losses) on investments mandatorily classified or designated as FVTPL and realised gains and losses (including </div><div class=\"t s1_257\" id=\"t5_257\" style=\"left:87px;bottom:1071px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">impairment losses) on items classified at amortised cost and/or FVOCI (AFS for 2022). Movements in unrealised appreciation or depreciation of </div><div class=\"t s1_257\" id=\"t6_257\" style=\"left:87px;bottom:1055px;letter-spacing:-0.01px;display:inline;\">securities designated as FVOCI (AFS for 2022) are recorded in other comprehensive income. Interest income is recognised as it accrues. </div>Dividends on equity securities are recognised on the ex-dividend date and rental income is recognised on an accrual basis.Insurance finance income and expenses comprise changes in the carrying amounts of groups of insurance and reinsurance contracts arising <div class=\"t s1_258\" id=\"t3_258\" style=\"left:65px;bottom:1085px;letter-spacing:-0.01px;display:inline;\">from the effects of the time value of money, financial risk and changes therein, unless any such changes for groups of direct participating </div><div class=\"t s1_258\" id=\"t4_258\" style=\"left:65px;bottom:1069px;letter-spacing:-0.01px;display:inline;\">contracts are allocated to a loss component and included in insurance service expenses. These amounts include changes in the measurement of </div><div class=\"t s1_258\" id=\"t5_258\" style=\"left:65px;bottom:1054px;letter-spacing:-0.01px;display:inline;\">groups of contracts caused by changes in the value of underlying items (excluding additions and withdrawals). The Group does not disaggregate </div>insurance finance income or expenses between profit or loss and other comprehensive income.Insurance service expenses arising from insurance contracts are recognised in profit or loss generally as they are incurred. They exclude <div class=\"t s1_259\" id=\"t3_259\" style=\"left:87px;bottom:1075px;letter-spacing:-0.01px;display:inline;\">repayments of investment components and comprise: </div><div class=\"t s2_259\" id=\"t4_259\" style=\"left:87px;bottom:1047px;display:inline;\">\u2013 </div><div class=\"t s1_259\" id=\"t5_259\" style=\"left:100px;bottom:1047px;letter-spacing:-0.01px;display:inline;\">incurred claims and other insurance service expenses; </div><div class=\"t s2_259\" id=\"t6_259\" style=\"left:87px;bottom:1032px;display:inline;\">\u2013 </div><div class=\"t s1_259\" id=\"t7_259\" style=\"left:100px;bottom:1032px;letter-spacing:-0.01px;display:inline;\">amortisation of insurance acquisition cash flows; </div><div class=\"t s2_259\" id=\"t8_259\" style=\"left:87px;bottom:1016px;display:inline;\">\u2013 </div><div class=\"t s1_259\" id=\"t9_259\" style=\"left:100px;bottom:1016px;letter-spacing:-0.01px;display:inline;\">losses on onerous contracts and reversals of such losses; </div><div class=\"t s3_259\" id=\"ta_259\" style=\"left:87px;bottom:1000px;display:inline;\">\u2013 </div><div class=\"t s1_259\" id=\"tb_259\" style=\"left:100px;bottom:1000px;letter-spacing:-0.01px;display:inline;\">adjustments to the liabilities for incurred claims that do not arise from the effects of the time value of money, financial risk and changes </div><div class=\"t s1_259\" id=\"tc_259\" style=\"left:100px;bottom:985px;letter-spacing:-0.01px;display:inline;\">therein, which are recognised in insurance finance income (expense); and </div><div class=\"t s2_259\" id=\"td_259\" style=\"left:87px;bottom:969px;display:inline;\">\u2013 </div>impairment losses on assets for insurance acquisition cash flows and reversals of such impairment losses.The Company offers discretionary share awards to certain key employees and all-employee share plans in the UK and a number of Asia locations. <div class=\"t s1_260\" id=\"t3_260\" style=\"left:65px;bottom:1085px;letter-spacing:-0.01px;display:inline;\">The compensation expense charged to the income statement is primarily based upon the fair value of the awards granted, the vesting period </div><div class=\"t s1_260\" id=\"t4_260\" style=\"left:65px;bottom:1069px;letter-spacing:-0.01px;display:inline;\">and the vesting conditions. The Company has established trusts to facilitate the delivery of Prudential plc shares under some of these plans. The </div>cost to the Company of acquiring these shares held in trusts is shown as a deduction from shareholders\u2019 equity.Prudential is subject to tax in numerous jurisdictions and the calculation of the total tax charge inherently involves a degree of estimation and <div class=\"t s1_263\" id=\"t3_263\" style=\"left:87px;bottom:1076px;letter-spacing:-0.01px;display:inline;\">judgement. Current tax expense is charged or credited based upon amounts estimated to be payable or recoverable as a result of taxable </div><div class=\"t s1_263\" id=\"t4_263\" style=\"left:87px;bottom:1061px;letter-spacing:-0.01px;display:inline;\">amounts for the current year and adjustments made in relation to prior years. The positions taken in tax returns where applicable tax regulation </div><div class=\"t s1_263\" id=\"t5_263\" style=\"left:87px;bottom:1045px;letter-spacing:-0.01px;word-spacing:-0.02px;display:inline;\">is subject to interpretation are recognised in full in the determination of the tax charge in the consolidated financial statements if the Group </div><div class=\"t s1_263\" id=\"t6_263\" style=\"left:87px;bottom:1030px;letter-spacing:-0.01px;display:inline;\">considers that it is probable that the taxation authority will accept those positions. Otherwise, provisions are established based on the likely </div><div class=\"t s1_263\" id=\"t7_263\" style=\"left:87px;bottom:1014px;letter-spacing:-0.01px;display:inline;\">amount of the liability, or recovery, by providing for the single best estimate of the most likely outcome or the weighted average expected value </div><div class=\"t s1_263\" id=\"t8_263\" style=\"left:87px;bottom:999px;letter-spacing:-0.01px;display:inline;\">where there are multiple outcomes. </div><div class=\"t s1_263\" id=\"t9_263\" style=\"left:87px;bottom:971px;letter-spacing:-0.01px;display:inline;\">The total tax charge includes tax expense attributable to both policyholders and shareholders. The tax expense attributable to policyholders </div><div class=\"t s1_263\" id=\"ta_263\" style=\"left:87px;bottom:955px;letter-spacing:-0.01px;display:inline;\">comprises the tax on the income of the consolidated with-profits and unit-linked funds. In certain jurisdictions, life insurance companies are </div><div class=\"t s1_263\" id=\"tb_263\" style=\"left:87px;bottom:940px;letter-spacing:-0.01px;display:inline;\">taxed on both their shareholders\u2019 profits and on their policyholders\u2019 insurance and investment returns on certain insurance and investment </div><div class=\"t s1_263\" id=\"tc_263\" style=\"left:87px;bottom:924px;letter-spacing:-0.01px;display:inline;\">products. Although both types of tax are included in the total tax charge in the Group\u2019s Consolidated income statement, they are presented </div><div class=\"t s1_263\" id=\"td_263\" style=\"left:87px;bottom:908px;letter-spacing:-0.01px;display:inline;\">separately in the Consolidated income statement to provide the most relevant information about tax that the Group pays on its profits. </div><div class=\"t s1_263\" id=\"te_263\" style=\"left:87px;bottom:881px;letter-spacing:-0.01px;display:inline;\">Deferred taxes are provided under the liability method for all relevant temporary differences. IAS 12 \u2018Income Taxes\u2019 does not require all </div><div class=\"t s1_263\" id=\"tf_263\" style=\"left:87px;bottom:865px;letter-spacing:-0.01px;display:inline;\">temporary differences to be provided for, in particular, the Group does not provide for deferred tax on undistributed earnings of subsidiaries </div><div class=\"t s1_263\" id=\"tg_263\" style=\"left:87px;bottom:849px;letter-spacing:-0.01px;display:inline;\">where the Group is able to control the timing of the distribution and the temporary difference created is not expected to reverse in the </div><div class=\"t s1_263\" id=\"th_263\" style=\"left:87px;bottom:834px;letter-spacing:-0.01px;display:inline;\">foreseeable future. Deferred tax assets are only recognised when it is more likely than not that future taxable profits will be available against </div><div class=\"t s1_263\" id=\"ti_263\" style=\"left:87px;bottom:818px;letter-spacing:-0.01px;display:inline;\">which these losses can be utilised. </div><div class=\"t s1_263\" id=\"tj_263\" style=\"left:87px;bottom:790px;letter-spacing:-0.01px;display:inline;\">Deferred tax is measured at the tax rates that are expected to apply to the period when the asset is realised or the liability settled, based on tax </div>rates (and laws) that have been enacted or are substantively enacted at the end of the reporting period.Basic earnings per share are calculated based on earnings attributable to ordinary shareholders, after related tax and non-controlling interests, <div class=\"t s6_265\" id=\"t33_265\" style=\"left:87px;bottom:221px;letter-spacing:-0.01px;word-spacing:-0.03px;display:inline;\">divided by the weighted average number of ordinary shares outstanding during the year, excluding those held in employee share trusts, which </div><div class=\"t s6_265\" id=\"t34_265\" style=\"left:87px;bottom:205px;letter-spacing:-0.01px;display:inline;\">are treated as cancelled. For diluted earnings per share, the weighted average number of shares in issue is adjusted to assume conversion of all </div>dilutive potential ordinary shares. No adjustment is made if the impact is anti-dilutive overall.The Group uses the trade date method to account for regular purchases and sales of financial assets. The Group holds financial assets in <div class=\"t s1_271\" id=\"t3_271\" style=\"left:87px;bottom:1075px;letter-spacing:-0.01px;display:inline;\">accordance with IFRS 9 (2023) / IAS 39 (2022 and prior) whereby subject to specific criteria, financial instruments are required to be accounted </div><div class=\"t s1_271\" id=\"t4_271\" style=\"left:87px;bottom:1059px;letter-spacing:-0.01px;display:inline;\">for under one of the following categories: </div><div class=\"t s2_271\" id=\"t5_271\" style=\"left:87px;bottom:1032px;display:inline;\">\u2013 </div><div class=\"t s1_271\" id=\"t6_271\" style=\"left:100px;bottom:1032px;letter-spacing:-0.01px;display:inline;\">Financial instruments at FVTPL: this comprises primarily instruments that are managed and the performance evaluated on a fair value basis, </div><div class=\"t s1_271\" id=\"t7_271\" style=\"left:100px;bottom:1016px;letter-spacing:-0.01px;display:inline;\">including liabilities related to net assets attributable to unit holders of consolidated investment funds and policyholder liabilities for </div><div class=\"t s1_271\" id=\"t8_271\" style=\"left:100px;bottom:1000px;letter-spacing:-0.01px;display:inline;\">investment contracts without discretionary participation features. In addition, this includes derivatives. All investments within this category are </div><div class=\"t s1_271\" id=\"t9_271\" style=\"left:100px;bottom:985px;letter-spacing:-0.01px;display:inline;\">measured at fair value with all changes thereon being recognised in investment return in the income statement. </div><div class=\"t s2_271\" id=\"ta_271\" style=\"left:87px;bottom:969px;display:inline;\">\u2013 </div><div class=\"t s1_271\" id=\"tb_271\" style=\"left:100px;bottom:969px;letter-spacing:-0.01px;display:inline;\">Financial instruments at FVOCI under IFRS 9 or on an AFS basis under IAS 39: these instruments are initially recognised at fair value plus </div><div class=\"t s1_271\" id=\"tc_271\" style=\"left:100px;bottom:954px;letter-spacing:-0.01px;display:inline;\">attributable transaction costs and are subsequently measured at fair value. Interest and/or dividend income is recognised in the income </div><div class=\"t s1_271\" id=\"td_271\" style=\"left:100px;bottom:938px;letter-spacing:-0.01px;display:inline;\">statement. Unrealised gains and losses are recognised in other comprehensive income. Upon disposal or impairment, accumulated unrealised </div><div class=\"t s1_271\" id=\"te_271\" style=\"left:100px;bottom:922px;letter-spacing:-0.01px;display:inline;\">gains and losses are transferred from other comprehensive income to the income statement as realised gains or losses except for equity </div><div class=\"t s1_271\" id=\"tf_271\" style=\"left:100px;bottom:907px;letter-spacing:-0.01px;display:inline;\">securities that have been elected to be designated at FVOCI under IFRS 9 whereby there is no recycling to the profit or loss on derecognition </div><div class=\"t s1_271\" id=\"tg_271\" style=\"left:100px;bottom:891px;letter-spacing:-0.01px;display:inline;\">being the difference to the AFS treatment for equity securities under IAS 39. Subsequent to the demerger of Jackson in September 2021, the </div><div class=\"t s1_271\" id=\"th_271\" style=\"left:100px;bottom:876px;letter-spacing:-0.01px;display:inline;\">Group designated its retained interest in Jackson as AFS equity securities under IAS 39. Upon the adoption of IFRS 9, the Group made the </div><div class=\"t s1_271\" id=\"ti_271\" style=\"left:100px;bottom:860px;letter-spacing:-0.01px;display:inline;\">election to measure its interest in equity securities in Jackson at FVOCI, which were disposed of entirely in 2023. There were no financial </div><div class=\"t s1_271\" id=\"tj_271\" style=\"left:100px;bottom:845px;letter-spacing:-0.01px;display:inline;\">instruments at FVOCI at 31 December 2023. </div><div class=\"t s2_271\" id=\"tk_271\" style=\"left:87px;bottom:829px;display:inline;\">\u2013 </div><div class=\"t s1_271\" id=\"tl_271\" style=\"left:100px;bottom:829px;letter-spacing:-0.01px;display:inline;\">Financial instruments at amortised cost: these instruments comprise non-quoted investments that have fixed or determinable payments, </div><div class=\"t s1_271\" id=\"tm_271\" style=\"left:100px;bottom:813px;letter-spacing:-0.01px;display:inline;\">including loans collateralised by mortgages, deposits, and other receivables. These investments are initially recognised at fair value plus </div><div class=\"t s1_271\" id=\"tn_271\" style=\"left:100px;bottom:798px;letter-spacing:-0.01px;display:inline;\">transaction costs. Subsequently, these instruments are carried at amortised cost using the effective interest method. The effective interest rate </div><div class=\"t s1_271\" id=\"to_271\" style=\"left:100px;bottom:782px;letter-spacing:-0.01px;display:inline;\">is the rate that exactly discounts estimated future cash receipts through the expected life of the financial instrument or, when appropriate, a </div><div class=\"t s1_271\" id=\"tp_271\" style=\"left:100px;bottom:767px;letter-spacing:-0.01px;display:inline;\">shorter period to the net carrying amount of the financial asset. When assets held at amortised cost are subject to impairment testing, </div><div class=\"t s1_271\" id=\"tq_271\" style=\"left:100px;bottom:751px;letter-spacing:-0.01px;display:inline;\">estimated future cash flows are compared to the carrying value of the asset. The estimated future cash flows are discounted using the </div><div class=\"t s1_271\" id=\"tr_271\" style=\"left:100px;bottom:735px;letter-spacing:-0.01px;display:inline;\">financial asset\u2019s original or variable effective interest rate and exclude credit losses that have not yet been incurred. If, in subsequent periods, </div><div class=\"t s1_271\" id=\"ts_271\" style=\"left:100px;bottom:720px;letter-spacing:-0.01px;display:inline;\">an impaired loan or receivable recovers in value (in part or in full) and this recovery can be objectively related to an event occurring after the </div>impairment, then any amount determined to have been recovered is reversed through the income statement.(b) <div class=\"t s0_276\" id=\"t2_276\" style=\"left:91px;bottom:1118px;letter-spacing:-0.12px;display:inline;\">Derivatives and hedging </div><div class=\"t s1_276\" id=\"t3_276\" style=\"left:65px;bottom:1102px;letter-spacing:-0.01px;display:inline;\">Derivative financial instruments are used to reduce or manage investment, interest rate and currency exposures, to facilitate efficient portfolio </div><div class=\"t s1_276\" id=\"t4_276\" style=\"left:65px;bottom:1087px;letter-spacing:-0.01px;display:inline;\">management and for investment purposes. </div><div class=\"t s1_276\" id=\"t5_276\" style=\"left:65px;bottom:1059px;letter-spacing:-0.01px;display:inline;\">The Group does not regularly seek to apply fair value or cash flow hedging treatment under IFRS 9/IAS 39. The Group has no net investment, fair </div><div class=\"t s1_276\" id=\"t6_276\" style=\"left:65px;bottom:1043px;letter-spacing:-0.01px;display:inline;\">value or cash flow hedges under IFRS 9 and IAS 39 at 31 December 2023 and 2022, respectively. All derivatives that are not designated as </div><div class=\"t s1_276\" id=\"t7_276\" style=\"left:65px;bottom:1028px;letter-spacing:-0.01px;display:inline;\">hedging instruments are carried at fair value, with movements in fair value being recorded in the income statement. </div><div class=\"t s2_276\" id=\"t8_276\" style=\"left:65px;bottom:999px;letter-spacing:-0.11px;display:inline;\">Derivatives held and their purpose </div><div class=\"t s1_276\" id=\"t9_276\" style=\"left:65px;bottom:983px;letter-spacing:-0.01px;display:inline;\">The Group enters into a variety of exchange traded and over-the-counter derivative financial instruments, including futures, options, forward </div><div class=\"t s1_276\" id=\"ta_276\" style=\"left:65px;bottom:968px;letter-spacing:-0.01px;display:inline;\">contracts, swaps and swaptions. </div><div class=\"t s1_276\" id=\"tb_276\" style=\"left:65px;bottom:940px;letter-spacing:-0.01px;display:inline;\">All over-the-counter derivative transactions are conducted under standardised ISDA (International Swaps and Derivatives Association Inc) master </div><div class=\"t s1_276\" id=\"tc_276\" style=\"left:65px;bottom:924px;letter-spacing:-0.01px;display:inline;\">agreements and collateral agreements are in place between the individual entities and relevant counterparties under each of these market </div><div class=\"t s1_276\" id=\"td_276\" style=\"left:65px;bottom:909px;letter-spacing:-0.01px;display:inline;\">master agreements. The collateral management for these transactions is conducted under the usual and customary terms and conditions set out </div><div class=\"t s1_276\" id=\"te_276\" style=\"left:65px;bottom:893px;letter-spacing:-0.01px;display:inline;\">in the Credit Support Annex to the ISDA master agreement. </div><div class=\"t s1_276\" id=\"tf_276\" style=\"left:65px;bottom:865px;letter-spacing:-0.01px;display:inline;\">Derivatives are used for efficient portfolio management to obtain cost effective and management of exposure to various markets in accordance </div><div class=\"t s1_276\" id=\"tg_276\" style=\"left:65px;bottom:850px;letter-spacing:-0.01px;display:inline;\">with the Group\u2019s investment strategies and to manage exposure to interest rate, currency, credit and other business risks. The Group also uses </div>interest rate derivatives to reduce exposure to interest rate volatility.Derecognition of financial assets and liabilities <div class=\"t s1_276\" id=\"tl_276\" style=\"left:65px;bottom:773px;letter-spacing:-0.01px;display:inline;\">The Group\u2019s policy is to derecognise financial assets when it is deemed that substantially all the risks and rewards of ownership have been </div><div class=\"t s1_276\" id=\"tm_276\" style=\"left:65px;bottom:758px;letter-spacing:-0.01px;display:inline;\">transferred. </div><div class=\"t s1_276\" id=\"tn_276\" style=\"left:65px;bottom:730px;letter-spacing:-0.01px;display:inline;\">The Group derecognises financial liabilities only when the obligation specified in the contract is discharged, cancelled or has expired. </div><div class=\"t s2_276\" id=\"to_276\" style=\"left:65px;bottom:701px;letter-spacing:-0.12px;display:inline;\">Reverse repurchase agreements </div><div class=\"t s1_276\" id=\"tp_276\" style=\"left:65px;bottom:686px;letter-spacing:-0.01px;display:inline;\">The Group is party to various reverse repurchase agreements under which securities are purchased from third parties with an obligation to resell </div><div class=\"t s1_276\" id=\"tq_276\" style=\"left:65px;bottom:670px;letter-spacing:-0.01px;display:inline;\">the securities. The securities are not recognised as investments in the statement of financial position but the right to receive the cash paid is </div>recognised as deposits.The Group is also party to various securities lending agreements (including repurchase agreements) under which securities are loaned to third <div class=\"t s1_276\" id=\"tx_276\" style=\"left:65px;bottom:536px;letter-spacing:-0.01px;display:inline;\">parties on a short-term basis. The loaned securities are not derecognised; rather, they continue to be recognised within the appropriate </div><div class=\"t s1_276\" id=\"ty_276\" style=\"left:65px;bottom:520px;letter-spacing:-0.01px;display:inline;\">investment classification. To the extent cash collateral is received it is recognised on the statement of financial position with the obligation to </div>repay the cash paid recognised as a liability. Other collateral is not recognised.The Group\u2019s derivative instruments, repurchase agreements and securities lending agreements are subject to master netting arrangements and <div class=\"t s1_276\" id=\"t1a_276\" style=\"left:65px;bottom:282px;letter-spacing:-0.01px;display:inline;\">collateral arrangements. A master netting arrangement with a counterparty creates a right of offset for amounts due to and due from that same </div><div class=\"t s1_276\" id=\"t1b_276\" style=\"left:65px;bottom:267px;letter-spacing:-0.01px;display:inline;\">counterparty that is enforceable in the event of a default or bankruptcy. The Group recognises amounts subject to master netting arrangements </div>on a gross basis within the consolidated balance sheets.Portfolios of insurance contracts that are assets and those that are liabilities, and portfolios of reinsurance contracts that are assets and those <div class=\"t s7_277\" id=\"t3c_277\" style=\"left:87px;bottom:535px;letter-spacing:-0.01px;display:inline;\">that are liabilities, are presented separately in the statement of financial position. Any assets or liabilities recognised for cash flows arising before </div><div class=\"t s7_277\" id=\"t3d_277\" style=\"left:87px;bottom:520px;letter-spacing:-0.01px;display:inline;\">the recognition of the related group of contracts (including any assets for insurance acquisition cash flows) are included in the carrying amount </div>of the related portfolios of contracts.Business combination <div class=\"t s5_296\" id=\"tx_296\" style=\"left:65px;bottom:580px;letter-spacing:-0.01px;display:inline;\">Business acquisitions are accounted for by applying the purchase method of accounting, which adjusts the net assets of the acquired company </div><div class=\"t s5_296\" id=\"ty_296\" style=\"left:65px;bottom:564px;letter-spacing:-0.01px;display:inline;\">to fair value at the date of purchase. The excess of the acquisition consideration over the fair value of the assets and liabilities of the acquired </div><div class=\"t s5_296\" id=\"tz_296\" style=\"left:65px;bottom:548px;letter-spacing:-0.01px;display:inline;\">business is recorded as goodwill. The Group chooses the full goodwill method or the partial goodwill method to calculate goodwill on an </div><div class=\"t s5_296\" id=\"t10_296\" style=\"left:65px;bottom:533px;letter-spacing:-0.01px;display:inline;\">acquisition-by-acquisition basis. Expenses related to acquiring new subsidiaries are charged to the income statement in the period in which they </div><div class=\"t s5_296\" id=\"t11_296\" style=\"left:65px;bottom:517px;letter-spacing:-0.01px;display:inline;\">are incurred and not included in goodwill. Income and expenses of acquired businesses are included in the income statement from the date of </div><div class=\"t s5_296\" id=\"t12_296\" style=\"left:65px;bottom:502px;letter-spacing:-0.01px;display:inline;\">acquisition. </div><div class=\"t s5_296\" id=\"t13_296\" style=\"left:65px;bottom:474px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Where the Group writes a put option, which if exercised triggers the purchase of non-controlling interests as part of its business acquisition, the </div><div class=\"t s5_296\" id=\"t14_296\" style=\"left:65px;bottom:458px;letter-spacing:-0.01px;display:inline;\">put option is recognised as a financial liability at the acquisition date. Where risks and rewards remain with the non-controlling interests, a </div><div class=\"t s5_296\" id=\"t15_296\" style=\"left:65px;bottom:443px;letter-spacing:-0.01px;display:inline;\">corresponding amount is deducted from equity. Any subsequent changes to the carrying amount of the put option liability are also recognised </div><div class=\"t s5_296\" id=\"t16_296\" style=\"left:65px;bottom:427px;letter-spacing:-0.01px;display:inline;\">within equity. </div><div class=\"t s0_296\" id=\"t17_296\" style=\"left:65px;bottom:398px;letter-spacing:-0.12px;display:inline;\">Goodwill </div><div class=\"t s5_296\" id=\"t18_296\" style=\"left:65px;bottom:383px;letter-spacing:-0.01px;display:inline;\">Goodwill is capitalised and carried on the Group consolidated statement of financial position as an intangible asset at initial value less any </div><div class=\"t s5_296\" id=\"t19_296\" style=\"left:65px;bottom:367px;letter-spacing:-0.01px;display:inline;\">accumulated impairment losses. Goodwill impairment testing is conducted annually and when there is an indication that the goodwill may be </div>impaired.Intangible assets acquired on the purchase of a subsidiary or portfolio of contracts are measured at fair value on acquisition. Other intangible <div class=\"t s4_297\" id=\"t10_297\" style=\"left:87px;bottom:546px;letter-spacing:-0.01px;display:inline;\">assets, such as distribution rights and software, are valued initially at the price paid to acquire or cost to develop them and are subsequently </div><div class=\"t s4_297\" id=\"t11_297\" style=\"left:87px;bottom:531px;letter-spacing:-0.01px;display:inline;\">carried at cost less amortisation and any accumulated impairment losses. For intangibles other than goodwill, amortisation follows the pattern in </div><div class=\"t s4_297\" id=\"t12_297\" style=\"left:87px;bottom:515px;letter-spacing:-0.01px;display:inline;\">which the future economic benefits are expected to be consumed. If the pattern cannot be determined reliably, a straight-line method is applied. </div><div class=\"t s4_297\" id=\"t13_297\" style=\"left:87px;bottom:500px;letter-spacing:-0.01px;display:inline;\">For software, the amortisation generally represents the licence period of the software acquired. Amortisation of intangible assets is charged to </div><div class=\"t s4_297\" id=\"t14_297\" style=\"left:87px;bottom:484px;letter-spacing:-0.01px;display:inline;\">the Consolidated income statement and allocated between attributable and non-attributable expenses for the Group's insurance entities as </div>shown in note B2. Impairment testing is conducted when there is an indication that the intangible asset may be impaired.Although initially recognised at fair value (net of transaction costs), borrowings are subsequently accounted for on an amortised cost basis using <div class=\"t s1_298\" id=\"t3_298\" style=\"left:65px;bottom:1075px;letter-spacing:-0.01px;display:inline;\">the effective interest method. Under the effective interest method, the difference between the redemption value of the borrowing and the initial </div><div class=\"t s1_298\" id=\"t4_298\" style=\"left:65px;bottom:1059px;letter-spacing:-0.01px;display:inline;\">proceeds (net of related issue costs) is amortised through the income statement to the date of maturity or, for hybrid debt, over the expected life </div>of the instrument.Shares are classified as equity when their terms do not create an obligation to transfer assets. Amounts recorded in share capital represent the <div class=\"t s1_304\" id=\"t3_304\" style=\"left:65px;bottom:1075px;letter-spacing:-0.01px;display:inline;\">nominal value of the shares issued. The difference between the proceeds received on issue of the shares, net of share issue costs, and the </div><div class=\"t s1_304\" id=\"t4_304\" style=\"left:65px;bottom:1059px;letter-spacing:-0.01px;display:inline;\">nominal value of the shares issued, is credited to share premium. Where the Company purchases shares for the purposes of employee incentive </div><div class=\"t s1_304\" id=\"t5_304\" style=\"left:65px;bottom:1044px;letter-spacing:-0.01px;display:inline;\">plans, the consideration paid, net of issue costs, is deducted from retained earnings. Upon issue or sale any consideration received is credited to </div>retained earnings net of related costs.Property, plant and equipment comprise Group occupied properties and tangible assets. Property, plant and equipment also includes right-of-use <div class=\"t s1_307\" id=\"t3_307\" style=\"left:87px;bottom:1076px;letter-spacing:-0.01px;display:inline;\">assets for operating leases of properties occupied by the Group and leases of equipment and other tangible assets. Property, plant and </div><div class=\"t s1_307\" id=\"t4_307\" style=\"left:87px;bottom:1061px;letter-spacing:-0.01px;display:inline;\">equipment, including the right-of-use assets under operating leases, are generally held at cost less cumulative depreciation calculated using the </div><div class=\"t s1_307\" id=\"t5_307\" style=\"left:87px;bottom:1045px;letter-spacing:-0.01px;display:inline;\">straight-line method, and impairment charge. Owner occupied properties held by the Group's Singapore business that are underlying items of </div>direct participating contracts are measured at fair value following the adoption of IFRS 17.The Group consolidates those investees it is deemed to control. The Group has control over an investee if all three of the following are met: <div class=\"t s3_311\" id=\"t4_311\" style=\"left:87px;bottom:1046px;display:inline;\">\u2013 </div><div class=\"t s2_311\" id=\"t5_311\" style=\"left:100px;bottom:1046px;letter-spacing:-0.01px;display:inline;\">It has power over an investee; </div><div class=\"t s3_311\" id=\"t6_311\" style=\"left:87px;bottom:1030px;display:inline;\">\u2013 </div><div class=\"t s2_311\" id=\"t7_311\" style=\"left:100px;bottom:1030px;letter-spacing:-0.01px;display:inline;\">It is exposed to, or has rights to, variable returns from its involvement with the investee; and </div><div class=\"t s3_311\" id=\"t8_311\" style=\"left:87px;bottom:1015px;display:inline;\">\u2013 </div><div class=\"t s2_311\" id=\"t9_311\" style=\"left:100px;bottom:1015px;letter-spacing:-0.01px;display:inline;\">It has the ability to use its power over the investee to affect its own returns. </div><div class=\"t s4_311\" id=\"ta_311\" style=\"left:87px;bottom:986px;letter-spacing:-0.1px;display:inline;\">(a) </div><div class=\"t s4_311\" id=\"tb_311\" style=\"left:113px;bottom:986px;letter-spacing:-0.11px;display:inline;\">Subsidiaries </div><div class=\"t s2_311\" id=\"tc_311\" style=\"left:87px;bottom:970px;letter-spacing:-0.01px;display:inline;\">Subsidiaries are those investees that the Group controls. The majority of the Group\u2019s subsidiaries are corporate entities. </div><div class=\"t s2_311\" id=\"td_311\" style=\"left:87px;bottom:943px;letter-spacing:-0.01px;display:inline;\">The Group performs a re-assessment of consolidation whenever there is a change in the substance of the relationship between the Group and an </div><div class=\"t s2_311\" id=\"te_311\" style=\"left:87px;bottom:927px;letter-spacing:-0.01px;display:inline;\">investee. Where the Group is deemed to control an entity, it is treated as a subsidiary and its results, assets and liabilities are consolidated. Where </div><div class=\"t s2_311\" id=\"tf_311\" style=\"left:87px;bottom:911px;letter-spacing:-0.01px;display:inline;\">the Group holds a minority share in an entity with no control over the entity, the investments are carried at fair value within financial investments </div><div class=\"t s2_311\" id=\"tg_311\" style=\"left:87px;bottom:896px;letter-spacing:-0.01px;display:inline;\">in the Consolidated statement of financial position. </div><div class=\"t s2_311\" id=\"th_311\" style=\"left:87px;bottom:868px;letter-spacing:-0.01px;display:inline;\">Entities consolidated by the Group include Qualifying Partnerships as defined under the UK Partnerships (Accounts) Regulations 2008 (the </div><div class=\"t s2_311\" id=\"ti_311\" style=\"left:87px;bottom:852px;letter-spacing:-0.01px;display:inline;\">\u2018Partnerships Act\u2019). The Group\u2019s limited partnership has taken advantage of the exemption under regulation 7 of the Partnerships Act from the </div><div class=\"t s2_311\" id=\"tj_311\" style=\"left:87px;bottom:837px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">financial statement requirements. This is under regulations 4 to 6 of the Partnership Act, on the basis that the limited partnership is consolidated </div><div class=\"t s2_311\" id=\"tk_311\" style=\"left:87px;bottom:821px;letter-spacing:-0.01px;display:inline;\">in these financial statements. </div><div class=\"t s4_311\" id=\"tl_311\" style=\"left:87px;bottom:793px;letter-spacing:-0.1px;display:inline;\">(b) </div><div class=\"t s4_311\" id=\"tm_311\" style=\"left:113px;bottom:793px;letter-spacing:-0.11px;display:inline;\">Joint ventures and associates </div><div class=\"t s2_311\" id=\"tn_311\" style=\"left:87px;bottom:777px;letter-spacing:-0.01px;display:inline;\">Joint ventures are joint arrangements arising from a contractual agreement whereby the Group and other investors have joint control of the net </div><div class=\"t s2_311\" id=\"to_311\" style=\"left:87px;bottom:761px;letter-spacing:-0.01px;display:inline;\">assets of the arrangement. In a number of these arrangements, the Group\u2019s share of the underlying net assets may be less than 50 per cent but </div><div class=\"t s2_311\" id=\"tp_311\" style=\"left:87px;bottom:746px;letter-spacing:-0.01px;display:inline;\">the terms of the relevant agreement make it clear that control is jointly exercised between the Group and the third party. Associates are entities </div><div class=\"t s2_311\" id=\"tq_311\" style=\"left:87px;bottom:730px;letter-spacing:-0.01px;display:inline;\">over which the Group has significant influence but does not control. Generally, it is presumed that the Group has significant influence if it holds </div><div class=\"t s2_311\" id=\"tr_311\" style=\"left:87px;bottom:715px;letter-spacing:-0.01px;display:inline;\">between 20 per cent and 50 per cent voting rights of an entity. </div><div class=\"t s2_311\" id=\"ts_311\" style=\"left:87px;bottom:687px;letter-spacing:-0.01px;display:inline;\">With the exception of those referred to below, the Group accounts for its investments in joint ventures and associates using the equity method of </div><div class=\"t s2_311\" id=\"tt_311\" style=\"left:87px;bottom:671px;letter-spacing:-0.01px;display:inline;\">accounting. The Group\u2019s share of profit or loss of its joint ventures and associates is recognised in the income statement and its share of </div><div class=\"t s2_311\" id=\"tu_311\" style=\"left:87px;bottom:656px;letter-spacing:-0.01px;display:inline;\">movements in other comprehensive income is recognised in other comprehensive income. The equity method of accounting does not apply to </div><div class=\"t s2_311\" id=\"tv_311\" style=\"left:87px;bottom:640px;letter-spacing:-0.01px;display:inline;\">investments in joint ventures and associates held by the Group\u2019s insurance or investment funds, including collective investment schemes which, </div><div class=\"t s2_311\" id=\"tw_311\" style=\"left:87px;bottom:625px;letter-spacing:-0.01px;display:inline;\">as allowed by IAS 28 \u2018Investments in Associates and Joint Ventures\u2019, are carried at FVTPL. </div><div class=\"t s4_311\" id=\"tx_311\" style=\"left:87px;bottom:596px;letter-spacing:-0.09px;display:inline;\">(c) </div><div class=\"t s4_311\" id=\"ty_311\" style=\"left:113px;bottom:596px;letter-spacing:-0.11px;display:inline;\">Structured entities </div><div class=\"t s2_311\" id=\"tz_311\" style=\"left:87px;bottom:580px;letter-spacing:-0.01px;display:inline;\">Structured entities are those that have been designed so that voting or similar rights are not the dominant factor in deciding who controls the </div><div class=\"t s2_311\" id=\"t10_311\" style=\"left:87px;bottom:565px;letter-spacing:-0.01px;display:inline;\">entity. Voting rights relate to administrative tasks. Relevant activities are directed by means of contractual arrangements. The Group invests in </div><div class=\"t s2_311\" id=\"t11_311\" style=\"left:87px;bottom:549px;letter-spacing:-0.01px;display:inline;\">both consolidated and unconsolidated structured entities including investment vehicles such as collective investment schemes, collateralised debt </div><div class=\"t s2_311\" id=\"t12_311\" style=\"left:87px;bottom:533px;letter-spacing:-0.01px;display:inline;\">obligations, mortgage-backed securities and similar asset-backed securities. </div><div class=\"t s5_311\" id=\"t13_311\" style=\"left:87px;bottom:505px;letter-spacing:-0.12px;display:inline;\">Collective investment schemes </div><div class=\"t s2_311\" id=\"t14_311\" style=\"left:87px;bottom:489px;letter-spacing:-0.01px;display:inline;\">The Group invests in collective investment schemes, that invest mainly in equities, bonds, cash and cash equivalents and properties. In assessing </div><div class=\"t s2_311\" id=\"t15_311\" style=\"left:87px;bottom:474px;letter-spacing:-0.01px;display:inline;\">control under IFRS 10 \u2018Consolidated Financial Statements\u2019, the Group determines whether it is acting as principal or agent and the variable </div><div class=\"t s2_311\" id=\"t16_311\" style=\"left:87px;bottom:458px;letter-spacing:-0.01px;display:inline;\">returns from its involvement with these entities. The Group\u2019s percentage ownership in these entities can fluctuate on a daily basis according to </div><div class=\"t s2_311\" id=\"t17_311\" style=\"left:87px;bottom:442px;letter-spacing:-0.01px;display:inline;\">the participation of the Group and other investors. </div><div class=\"t s2_311\" id=\"t18_311\" style=\"left:87px;bottom:415px;letter-spacing:-0.01px;display:inline;\">Where the entity is managed by a Group asset manager: </div><div class=\"t s3_311\" id=\"t19_311\" style=\"left:87px;bottom:387px;display:inline;\">\u2013 </div><div class=\"t s2_311\" id=\"t1a_311\" style=\"left:100px;bottom:387px;letter-spacing:-0.01px;display:inline;\">Where the Group\u2019s ownership holding in the entity exceeds 50 per cent, the Group is judged to have control over the entity; </div><div class=\"t s3_311\" id=\"t1b_311\" style=\"left:87px;bottom:371px;display:inline;\">\u2013 </div><div class=\"t s2_311\" id=\"t1c_311\" style=\"left:100px;bottom:371px;letter-spacing:-0.01px;display:inline;\">Where the Group\u2019s ownership holding in the entity is between 20 per cent and 50 per cent, the facts and circumstances of the Group\u2019s </div><div class=\"t s2_311\" id=\"t1d_311\" style=\"left:100px;bottom:356px;letter-spacing:-0.01px;display:inline;\">involvement in the entity are considered, including the rights to any fees earned by the asset manager, in forming a judgement as to whether </div><div class=\"t s2_311\" id=\"t1e_311\" style=\"left:100px;bottom:340px;letter-spacing:-0.01px;display:inline;\">the Group has control over the entity; and </div><div class=\"t s3_311\" id=\"t1f_311\" style=\"left:87px;bottom:324px;display:inline;\">\u2013 </div><div class=\"t s2_311\" id=\"t1g_311\" style=\"left:100px;bottom:324px;letter-spacing:-0.01px;display:inline;\">Where the Group\u2019s ownership holding in the entity is less than 20 per cent, the Group is judged to not have control over the entity. </div><div class=\"t s2_311\" id=\"t1h_311\" style=\"left:87px;bottom:297px;letter-spacing:-0.01px;display:inline;\">Where the entity is managed by an asset manager outside the Group, an assessment is made of whether the Group has existing rights that gives </div><div class=\"t s2_311\" id=\"t1i_311\" style=\"left:87px;bottom:281px;letter-spacing:-0.01px;display:inline;\">it the ability to direct the current activities of the entity and therefore control the entity. In assessing the Group\u2019s ability to direct an entity, the </div><div class=\"t s2_311\" id=\"t1j_311\" style=\"left:87px;bottom:265px;letter-spacing:-0.01px;display:inline;\">Group considers its ability relative to other investors. </div><div class=\"t s2_311\" id=\"t1k_311\" style=\"left:87px;bottom:238px;letter-spacing:-0.01px;display:inline;\">Where the Group is deemed to control an entity, it is treated as a subsidiary and is consolidated, with the interests of investors other than the </div><div class=\"t s2_311\" id=\"t1l_311\" style=\"left:87px;bottom:222px;letter-spacing:-0.01px;display:inline;\">Group being classified as liabilities, and presented within \u2018Net asset value attributable to unit holders of consolidated investment funds\u2019. </div><div class=\"t s2_311\" id=\"t1m_311\" style=\"left:87px;bottom:194px;letter-spacing:-0.01px;display:inline;\">Where the Group does not control these entities (where the Group is deemed to be acting as an agent under IFRS 10) and they do not meet the </div><div class=\"t s2_311\" id=\"t1n_311\" style=\"left:87px;bottom:179px;letter-spacing:-0.01px;display:inline;\">definition of associates, they are carried at FVTPL within financial investments in the Consolidated statement of financial position. </div><div class=\"t s2_311\" id=\"t1o_311\" style=\"left:87px;bottom:151px;letter-spacing:-0.01px;display:inline;\">Where the Group\u2019s asset manager sets up investment funds as part of its asset management operations, unless the Group also participates in </div><div class=\"t s2_311\" id=\"t1p_311\" style=\"left:87px;bottom:135px;letter-spacing:-0.01px;display:inline;\">the ownership holding of the entities, the Group\u2019s interest is limited to the fees charged to manage the assets of such entities. With no </div><div class=\"t s2_311\" id=\"t1q_311\" style=\"left:87px;bottom:120px;letter-spacing:-0.01px;display:inline;\">participation in ownership holding of these entities, the Group does not retain risks associated with investment funds. For these investment funds, </div><div class=\"t s2_311\" id=\"t1r_311\" style=\"left:87px;bottom:104px;letter-spacing:-0.01px;display:inline;\">the Group is not deemed to control the entities but deemed to be acting as an agent. </div><div></div><div class=\"t s0_312\" id=\"t1_312\" style=\"left:65px;bottom:1119px;letter-spacing:-0.01px;display:inline;\">The Group generates returns and retains the ownership risks in these investment vehicles commensurate to its participation and does not have </div><div class=\"t s0_312\" id=\"t2_312\" style=\"left:65px;bottom:1103px;letter-spacing:-0.01px;display:inline;\">any further exposure to the residual risks of these investment vehicles. </div><div class=\"t s1_312\" id=\"t3_312\" style=\"left:65px;bottom:1074px;letter-spacing:-0.11px;display:inline;\">Other structured entities </div><div class=\"t s0_312\" id=\"t4_312\" style=\"left:65px;bottom:1059px;letter-spacing:-0.01px;display:inline;\">The Group holds investments in mortgage-backed securities, collateralised debt obligations and similar asset-backed securities, the majority of </div><div class=\"t s0_312\" id=\"t5_312\" style=\"left:65px;bottom:1043px;letter-spacing:-0.01px;display:inline;\">which are actively traded in a liquid market. </div><div class=\"t s0_312\" id=\"t6_312\" style=\"left:65px;bottom:1015px;letter-spacing:-0.01px;display:inline;\">The Group consolidates the vehicles that hold the investments where the Group is deemed to control the vehicles. When assessing control over </div><div class=\"t s0_312\" id=\"t7_312\" style=\"left:65px;bottom:1000px;letter-spacing:-0.01px;display:inline;\">the vehicles, the factors considered include the purpose and design of the vehicle, the Group\u2019s exposure to the variability of returns and the scope </div><div class=\"t s0_312\" id=\"t8_312\" style=\"left:65px;bottom:984px;letter-spacing:-0.01px;display:inline;\">of the Group\u2019s ability to direct the relevant activities of the vehicle including any kick-out or removal rights that are held by third parties. The </div><div class=\"t s0_312\" id=\"t9_312\" style=\"left:65px;bottom:969px;letter-spacing:-0.01px;display:inline;\">outcome of the control assessment is dependent on the terms and conditions of the respective individual arrangements. </div><div class=\"t s0_312\" id=\"ta_312\" style=\"left:65px;bottom:941px;letter-spacing:-0.01px;display:inline;\">The majority of such vehicles are not consolidated. In these cases, the Group is not the sponsor of the vehicles in which it holds investments and </div><div class=\"t s0_312\" id=\"tb_312\" style=\"left:65px;bottom:925px;letter-spacing:-0.01px;display:inline;\">has no administrative rights over the vehicles\u2019 activities. The Group generates returns and retains the ownership risks commensurate to its </div><div class=\"t s0_312\" id=\"tc_312\" style=\"left:65px;bottom:910px;letter-spacing:-0.01px;display:inline;\">holding and its exposure to the investments and does not have any further exposure to the residual risks or losses of the investments or the </div><div class=\"t s0_312\" id=\"td_312\" style=\"left:65px;bottom:894px;letter-spacing:-0.01px;display:inline;\">vehicles in which it holds investments. Accordingly, the Group does not have power over the relevant activities of such vehicles and all are carried </div>at FVTPL within financial investments in the Consolidated statement of financial position.",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfMaterialAccountingPolicyInformationExplanatory",
    "language": "en",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f27905": {
   "value": "A3.1 Critical accounting policies, estimates and judgements <div class=\"t s0_243\" id=\"tw_243\" style=\"left:87px;bottom:769px;letter-spacing:-0.01px;word-spacing:2.9px;display:inline;\">This note presents the critical accounting policies, estimates and judgements applied in preparing the Group\u2019s consolidated financial </div><div class=\"t s0_243\" id=\"tx_243\" style=\"left:87px;bottom:753px;letter-spacing:-0.01px;word-spacing:1.28px;display:inline;\">statements. Other accounting policies, where significant, are presented in the relevant individual notes. All accounting policies are applied </div><div class=\"t s0_243\" id=\"ty_243\" style=\"left:87px;bottom:737px;letter-spacing:-0.01px;word-spacing:3.9px;display:inline;\">consistently for the years presented and normally are not subject to changes unless new accounting standards, interpretations or </div><div class=\"t s0_243\" id=\"tz_243\" style=\"left:87px;bottom:722px;letter-spacing:-0.01px;display:inline;\">amendments are introduced by the IASB as discussed in note A2 above. </div><div class=\"t s0_243\" id=\"t10_243\" style=\"left:87px;bottom:694px;letter-spacing:-0.01px;display:inline;\">The preparation of these consolidated financial statements requires Prudential to make accounting estimates and judgements about the </div><div class=\"t s0_243\" id=\"t11_243\" style=\"left:87px;bottom:678px;letter-spacing:-0.01px;display:inline;\">amounts of assets, liabilities, revenues and expenses, which are both recognised and unrecognised (eg contingent liabilities) in the consolidated </div><div class=\"t s0_243\" id=\"t12_243\" style=\"left:87px;bottom:663px;letter-spacing:-0.01px;display:inline;\">financial statements. Prudential evaluates its critical accounting estimates, including those related to insurance business provisioning and the fair </div><div class=\"t s0_243\" id=\"t13_243\" style=\"left:87px;bottom:647px;letter-spacing:-0.01px;display:inline;\">value of assets as required. The notes below set out those critical accounting policies, the application of which requires the Group to make critical </div><div class=\"t s0_243\" id=\"t14_243\" style=\"left:87px;bottom:632px;letter-spacing:-0.01px;display:inline;\">estimates and judgements. Also set out are further critical accounting policies affecting the presentation of the Group\u2019s results and other items </div><div class=\"t s0_243\" id=\"t15_243\" style=\"left:87px;bottom:616px;letter-spacing:-0.01px;display:inline;\">that require the application of critical estimates and judgements. </div><div class=\"t s7_243\" id=\"t16_243\" style=\"left:87px;bottom:587px;letter-spacing:-0.1px;display:inline;\">(a) </div><div class=\"t s7_243\" id=\"t17_243\" style=\"left:113px;bottom:587px;letter-spacing:-0.11px;word-spacing:-0.05px;display:inline;\">Critical accounting policies with associated critical estimates and judgements \u2013 Measurement of insurance and </div><div class=\"t s7_243\" id=\"t18_243\" style=\"left:113px;bottom:571px;letter-spacing:-0.11px;display:inline;\">reinsurance contracts under IFRS 17 </div><div class=\"t s0_243\" id=\"t19_243\" style=\"left:87px;bottom:555px;letter-spacing:-0.01px;display:inline;\">IFRS 17 establishes principles for the recognition, measurement, presentation and disclosure of insurance contracts, reinsurance contracts and </div><div class=\"t s0_243\" id=\"t1a_243\" style=\"left:87px;bottom:540px;letter-spacing:-0.01px;display:inline;\">investment contracts with discretionary participation features. It introduces a model that measures groups of contracts based on the Group\u2019s </div><div class=\"t s0_243\" id=\"t1b_243\" style=\"left:87px;bottom:524px;letter-spacing:-0.01px;display:inline;\">estimates of the present value of future cash flows that are expected to arise as the Group fulfils the contracts, an explicit risk adjustment for </div><div class=\"t s0_243\" id=\"t1c_243\" style=\"left:87px;bottom:508px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">non-financial risk and a CSM. The process of determining the present value of future cashflows involves a number of estimates and judgments, </div><div class=\"t s0_243\" id=\"t1d_243\" style=\"left:87px;bottom:493px;letter-spacing:-0.01px;display:inline;\">which are set out below. </div><div></div><div class=\"t s0_244\" id=\"t1o_244\" style=\"left:69px;bottom:1115px;letter-spacing:-0.01px;display:inline;\">Determination of fulfilment cashflows used in the measurement of insurance and reinsurance contract assets and liabilities </div><div class=\"t s0_244\" id=\"t1p_244\" style=\"left:69px;bottom:1099px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">(impacts $(137.4) billion of net insurance and reinsurance contract balances, excluding those held by joint ventures and </div><div class=\"t s0_244\" id=\"t1q_244\" style=\"left:69px;bottom:1083px;letter-spacing:-0.01px;display:inline;\">associates) </div><table>\n                                            <tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_244\" id=\"t1_244\" style=\"left:69px;bottom:1063px;letter-spacing:-0.01px;display:inline;\">Estimates of future cash </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t3_244\" style=\"left:219px;bottom:1063px;letter-spacing:-0.01px;display:inline;\">The Group\u2019s process for estimating future cash flows incorporates, in an unbiased way, all reasonable and </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_244\" id=\"t2_244\" style=\"left:69px;bottom:1047px;letter-spacing:-0.01px;display:inline;\">flows </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t4_244\" style=\"left:219px;bottom:1047px;letter-spacing:-0.01px;display:inline;\">supportable information that is available without undue cost or effort at the reporting date. This information </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t5_244\" style=\"left:219px;bottom:1032px;letter-spacing:-0.01px;display:inline;\">includes both internal and external historical data about claims and other experience, updated to reflect current </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t6_244\" style=\"left:219px;bottom:1016px;letter-spacing:-0.01px;display:inline;\">expectations of future events. As this is a prediction of the future, significant judgement is applied in determining </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t7_244\" style=\"left:219px;bottom:1001px;letter-spacing:-0.01px;display:inline;\">the assumptions that underpin the estimation of future cash flows. These assumptions include, but are not </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t8_244\" style=\"left:219px;bottom:985px;letter-spacing:-0.01px;display:inline;\">limited to, operating assumptions such as morbidity, mortality, persistency and expenses, and economic </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t9_244\" style=\"left:219px;bottom:970px;letter-spacing:-0.01px;display:inline;\">assumptions such as risk-free rates and illiquidity premium. Granular assumptions are set at a business unit level. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"ta_244\" style=\"left:219px;bottom:954px;letter-spacing:-0.01px;display:inline;\">The demographic assumptions are consistent with those used in other metrics such as EEV reporting. The Risk </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"tb_244\" style=\"left:219px;bottom:938px;letter-spacing:-0.01px;display:inline;\">Review included in this Annual Report discusses the insurance and market risks the Group faces and how these </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"tc_244\" style=\"left:219px;bottom:923px;letter-spacing:-0.01px;display:inline;\">risks are mitigated. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"td_244\" style=\"left:219px;bottom:895px;letter-spacing:-0.01px;display:inline;\">When estimating future cash flows, the Group takes into account current expectations of future events (other </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"te_244\" style=\"left:219px;bottom:879px;letter-spacing:-0.01px;display:inline;\">than those from future legislation or regulatory changes that have not been substantively enacted) that might </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"tf_244\" style=\"left:219px;bottom:864px;letter-spacing:-0.01px;display:inline;\">affect those cash flows. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"tg_244\" style=\"left:219px;bottom:836px;letter-spacing:-0.01px;display:inline;\">Cash flows within the boundary of a contract (the Group\u2019s accounting policy on contract boundary is given </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"th_244\" style=\"left:219px;bottom:820px;letter-spacing:-0.01px;display:inline;\">below) relate directly to the fulfilment of the contract, including those for which the Group has discretion over the </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"ti_244\" style=\"left:219px;bottom:805px;letter-spacing:-0.01px;display:inline;\">amount or timing. These include future premium receipts, payments to (or on behalf of) policyholders, insurance </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"tj_244\" style=\"left:219px;bottom:789px;letter-spacing:-0.01px;display:inline;\">acquisition cash flows and other costs that are incurred in fulfilling contracts. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"tk_244\" style=\"left:219px;bottom:761px;letter-spacing:-0.01px;display:inline;\">In relation to reinsurance contracts held, the probability weighted estimates of the present value of future cash </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"tl_244\" style=\"left:219px;bottom:746px;letter-spacing:-0.01px;display:inline;\">flows includes the potential credit losses and losses from other disputes to reflect the non-performance risk of the </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"tm_244\" style=\"left:219px;bottom:730px;letter-spacing:-0.01px;display:inline;\">reinsurers. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"tn_244\" style=\"left:219px;bottom:702px;letter-spacing:-0.01px;display:inline;\">The sensitivity of shareholder equity and CSM to insurance risks is set out in Note C6.1(b). </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_244\" id=\"to_244\" style=\"left:69px;bottom:683px;letter-spacing:-0.01px;display:inline;\">Expense assumptions </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"tr_244\" style=\"left:219px;bottom:683px;letter-spacing:-0.01px;display:inline;\">Insurance acquisition cash flows (as discussed below) and other costs that are incurred in fulfilling contracts </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_244\" id=\"tp_244\" style=\"left:69px;bottom:667px;letter-spacing:-0.01px;display:inline;\">used in future cash flow </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"ts_244\" style=\"left:219px;bottom:667px;letter-spacing:-0.01px;display:inline;\">comprise both direct costs and an allocation of fixed and variable overheads incurred by the insurance entities. </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_244\" id=\"tq_244\" style=\"left:69px;bottom:651px;letter-spacing:-0.01px;display:inline;\">estimation </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"tt_244\" style=\"left:219px;bottom:639px;letter-spacing:-0.01px;display:inline;\">The Group projects estimates of future expenses relating to the fulfilment of contracts within the scope of IFRS </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"tu_244\" style=\"left:219px;bottom:624px;letter-spacing:-0.01px;display:inline;\">17 using current expense levels adjusted for inflation. Costs that are incurred in fulfilling the contracts include, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"tv_244\" style=\"left:219px;bottom:608px;letter-spacing:-0.01px;display:inline;\">but are not limited to claims handling costs, policy administration expenses, investment management expenses, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"tw_244\" style=\"left:219px;bottom:592px;letter-spacing:-0.01px;display:inline;\">income tax and other costs specifically chargeable to the policyholders under the terms of the contracts. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"tx_244\" style=\"left:219px;bottom:577px;letter-spacing:-0.01px;display:inline;\">Expenses included in estimated future cash flows comprise expenses directly attributable to the groups of </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"ty_244\" style=\"left:219px;bottom:561px;letter-spacing:-0.01px;display:inline;\">contracts, including an allocation of fixed and variable overheads incurred by the insurance entities. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"tz_244\" style=\"left:219px;bottom:534px;letter-spacing:-0.01px;display:inline;\">Investment management expenses in relation to the management of the assets backing policyholder liabilities </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t10_244\" style=\"left:219px;bottom:518px;letter-spacing:-0.01px;display:inline;\">are included in the fulfilment cash flows for business using the VFA model, other participating business using the </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t11_244\" style=\"left:219px;bottom:502px;letter-spacing:-0.01px;display:inline;\">general model and general model non-participating business where the Group performs investment </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t12_244\" style=\"left:219px;bottom:487px;letter-spacing:-0.01px;display:inline;\">management activities to enhance benefits from insurance coverage for policyholders. The future expenses of </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t13_244\" style=\"left:219px;bottom:471px;letter-spacing:-0.01px;display:inline;\">internal asset management and other services excludes the projected future profits or losses generated by any </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t14_244\" style=\"left:219px;bottom:456px;letter-spacing:-0.01px;display:inline;\">non-insurance entities within the Group in providing those services (ie the IFRS results for the life insurance </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t15_244\" style=\"left:219px;bottom:440px;letter-spacing:-0.01px;display:inline;\">operations in the consolidated financial statements assume that the cost of internal asset management and </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t16_244\" style=\"left:219px;bottom:424px;letter-spacing:-0.01px;display:inline;\">other services will be that incurred by the Group as a whole, not the cost that will be borne by the insurance </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t17_244\" style=\"left:219px;bottom:409px;letter-spacing:-0.01px;display:inline;\">business). </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t18_244\" style=\"left:219px;bottom:381px;letter-spacing:-0.01px;display:inline;\">Most of the costs incurred by the insurance entities within the Group are considered to be incurred for the </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t19_244\" style=\"left:219px;bottom:365px;letter-spacing:-0.01px;display:inline;\">purpose of selling and fulfilling insurance contracts and are hence treated as attributable expenses. Cash flows </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t1a_244\" style=\"left:219px;bottom:350px;letter-spacing:-0.01px;display:inline;\">that are not directly attributable to a portfolio of insurance contracts, such as some product development and </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t1b_244\" style=\"left:219px;bottom:334px;letter-spacing:-0.01px;display:inline;\">training costs, are recognised in other operating expenses as incurred. </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_244\" id=\"t1c_244\" style=\"left:69px;bottom:315px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Policyholder benefits </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t1d_244\" style=\"left:219px;bottom:315px;letter-spacing:-0.01px;display:inline;\">The assumptions used to project the cash flows also reflect the actions that management would take over the </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t1e_244\" style=\"left:219px;bottom:299px;letter-spacing:-0.01px;display:inline;\">duration of the projection, the time it would take to implement these actions and any expenses incurred in taking </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t1f_244\" style=\"left:219px;bottom:284px;letter-spacing:-0.01px;display:inline;\">those actions. Management actions encompass, but are not confined to, investment allocation decisions, levels </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t1g_244\" style=\"left:219px;bottom:268px;letter-spacing:-0.01px;display:inline;\">of regular and final bonuses and crediting rates. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t1h_244\" style=\"left:219px;bottom:240px;letter-spacing:-0.01px;display:inline;\">For participating contracts, estimated future claim payments include bonuses paid to policyholders determined </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t1i_244\" style=\"left:219px;bottom:225px;letter-spacing:-0.01px;display:inline;\">by reference to the relevant profit-sharing arrangement. For example, for the Group\u2019s with-profits business in </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t1j_244\" style=\"left:219px;bottom:209px;letter-spacing:-0.01px;display:inline;\">Hong Kong, Singapore and Malaysia, asset shares are used to determine payments to policyholders. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t1k_244\" style=\"left:219px;bottom:181px;letter-spacing:-0.01px;display:inline;\">Where cash flows from one group of contracts affect, or are affected by, cash flows in other groups of contracts </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t1l_244\" style=\"left:219px;bottom:166px;letter-spacing:-0.01px;display:inline;\">(eg for with-profits business), the fulfilment cash flows for a group include payments arising from the terms of </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t1m_244\" style=\"left:219px;bottom:150px;letter-spacing:-0.01px;display:inline;\">existing contracts to policyholders in other groups and exclude payments to policyholders in the group that have </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t1n_244\" style=\"left:219px;bottom:135px;letter-spacing:-0.01px;display:inline;\">been included in the fulfilment cash flows of another group. </div></td></tr>\n                                        </table><div></div><div class=\"t s0_245\" id=\"t1c_245\" style=\"left:91px;bottom:1115px;letter-spacing:-0.01px;display:inline;\">Determination of fulfilment cashflows used in the measurement of insurance and reinsurance contract assets and liabilities </div><div class=\"t s0_245\" id=\"t1d_245\" style=\"left:91px;bottom:1099px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">(impacts $(137.4) billion of net insurance and reinsurance contract balances, excluding those held by joint ventures and </div><div class=\"t s0_245\" id=\"t1e_245\" style=\"left:91px;bottom:1083px;letter-spacing:-0.01px;display:inline;\">associates) </div><table>\n                                            <tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_245\" id=\"t1_245\" style=\"left:91px;bottom:1063px;letter-spacing:-0.01px;display:inline;\">Insurance acquisition </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"t3_245\" style=\"left:241px;bottom:1063px;letter-spacing:-0.01px;display:inline;\">Insurance acquisition cash flows arise from the activities of selling, underwriting and starting a group of </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_245\" id=\"t2_245\" style=\"left:91px;bottom:1047px;letter-spacing:-0.01px;display:inline;\">cash flows </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"t4_245\" style=\"left:241px;bottom:1047px;letter-spacing:-0.01px;display:inline;\">insurance contracts that are directly attributable to the portfolio of contracts to which the group belongs. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"t5_245\" style=\"left:241px;bottom:1032px;letter-spacing:-0.01px;display:inline;\">Insurance acquisition cash flows that are directly attributable to a group of contracts (eg non-refundable </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"t6_245\" style=\"left:241px;bottom:1016px;letter-spacing:-0.01px;display:inline;\">commissions paid on issuance of a contract) are allocated to that group and to the groups that will include </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"t7_245\" style=\"left:241px;bottom:1001px;letter-spacing:-0.01px;display:inline;\">renewals of those contracts. Bancassurance payments (eg upfront payments to sell insurance contracts to </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"t8_245\" style=\"left:241px;bottom:985px;letter-spacing:-0.01px;display:inline;\">distribution partners) are capitalised under IAS 38 as intangible assets and amortised on a basis to reflect the </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"t9_245\" style=\"left:241px;bottom:970px;letter-spacing:-0.01px;display:inline;\">pattern in which the future economic benefits are expected to be consumed by reference to new business </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"ta_245\" style=\"left:241px;bottom:954px;letter-spacing:-0.01px;display:inline;\">production levels. The amortisation of the bancassurance intangibles is considered to constitute insurance </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"tb_245\" style=\"left:241px;bottom:938px;letter-spacing:-0.01px;display:inline;\">acquisition cash flows. They generally form part of fulfilment cash flows and are amortised implicitly in line with </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"tc_245\" style=\"left:241px;bottom:923px;letter-spacing:-0.01px;display:inline;\">the coverage unit pattern. </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_245\" id=\"td_245\" style=\"left:91px;bottom:903px;letter-spacing:-0.01px;display:inline;\">Determining the point of </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"th_245\" style=\"left:241px;bottom:903px;letter-spacing:-0.01px;display:inline;\">The point of initial recognition of a group of contracts is the earliest of the premium due date, the date coverage </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_245\" id=\"te_245\" style=\"left:91px;bottom:887px;letter-spacing:-0.01px;display:inline;\">recognition and the </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"ti_245\" style=\"left:241px;bottom:887px;letter-spacing:-0.01px;display:inline;\">starts and, for an onerous contract, the date the contract is signed and accepted by both parties. There is limited </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_245\" id=\"tf_245\" style=\"left:91px;bottom:871px;letter-spacing:-0.01px;display:inline;\">boundary of an </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"tj_245\" style=\"left:241px;bottom:871px;letter-spacing:-0.01px;display:inline;\">judgement involved in relation to most contracts issued by the Group as the coverage period generally starts </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_245\" id=\"tg_245\" style=\"left:91px;bottom:856px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">insurance contract </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"tk_245\" style=\"left:241px;bottom:856px;letter-spacing:-0.01px;display:inline;\">from the premium due date. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"tl_245\" style=\"left:241px;bottom:828px;letter-spacing:-0.01px;display:inline;\">The contract boundary defines which future cash flows are included in the measurement of a contract. The </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"tm_245\" style=\"left:241px;bottom:812px;letter-spacing:-0.01px;display:inline;\">boundary of the fulfilment cash flows under IFRS 17 is considered to be the point at which the Group both no </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"tn_245\" style=\"left:241px;bottom:797px;letter-spacing:-0.01px;display:inline;\">longer has substantive rights and obligations under the insurance contract to provide services or compel the </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"to_245\" style=\"left:241px;bottom:781px;letter-spacing:-0.01px;display:inline;\">policyholder to pay premiums. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"tp_245\" style=\"left:241px;bottom:753px;letter-spacing:-0.01px;display:inline;\">The contract boundary is assessed at inception and then reassessed only when there are changes in features or </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"tq_245\" style=\"left:241px;bottom:738px;letter-spacing:-0.01px;display:inline;\">circumstances that alter the commercial substance of the contract or when there are changes in the products </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"tr_245\" style=\"left:241px;bottom:722px;letter-spacing:-0.01px;display:inline;\">within a portfolio. The reassessment of the contract boundary for any changes is performed at the end of each </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"ts_245\" style=\"left:241px;bottom:707px;letter-spacing:-0.01px;display:inline;\">reporting period. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"tt_245\" style=\"left:241px;bottom:679px;letter-spacing:-0.01px;display:inline;\">For most contracts issued by the Group, there is little judgement involved in determining the contract boundary </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"tu_245\" style=\"left:241px;bottom:663px;letter-spacing:-0.01px;display:inline;\">as either a single premium is received for a contract which is expected to continue for a long period or a </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"tv_245\" style=\"left:241px;bottom:648px;letter-spacing:-0.01px;display:inline;\">guaranteed premium is received for regular premium contracts. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"tw_245\" style=\"left:241px;bottom:620px;letter-spacing:-0.01px;display:inline;\">For certain contracts where the premiums are not guaranteed, more judgement is involved in assessing the </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"tx_245\" style=\"left:241px;bottom:604px;letter-spacing:-0.01px;display:inline;\">Group\u2019s substantive rights and obligations. When determining the boundary for these contracts various factors </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"ty_245\" style=\"left:241px;bottom:589px;letter-spacing:-0.01px;display:inline;\">are taken into consideration by the Group such as the Group\u2019s practical ability to terminate or refuse renewal of </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"tz_245\" style=\"left:241px;bottom:573px;letter-spacing:-0.01px;display:inline;\">a contract, the Group\u2019s ability to fully reprice at the individual contract level and whether the Group has the </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"t10_245\" style=\"left:241px;bottom:558px;letter-spacing:-0.01px;display:inline;\">ability to reassess risks at a portfolio level and set a price that fully reflects the risks of that portfolio. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"t11_245\" style=\"left:241px;bottom:530px;letter-spacing:-0.01px;display:inline;\">The Group has some immaterial business that is general insurance in nature and which is considered to have a </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"t12_245\" style=\"left:241px;bottom:514px;letter-spacing:-0.01px;display:inline;\">boundary of one year. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"t13_245\" style=\"left:241px;bottom:486px;letter-spacing:-0.01px;display:inline;\">Where riders attach to and are not separated from a base contract, the contract boundary is determined based </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"t14_245\" style=\"left:241px;bottom:471px;letter-spacing:-0.01px;display:inline;\">on the component of the contract which has the longest contract boundary. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"t15_245\" style=\"left:241px;bottom:443px;letter-spacing:-0.01px;display:inline;\">Future cash flows relating to riders which are not purchased at the inception of the base contract, but are added </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"t16_245\" style=\"left:241px;bottom:427px;letter-spacing:-0.01px;display:inline;\">at a later date, are not included within the contract boundary at initial recognition. As the addition of these riders </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"t17_245\" style=\"left:241px;bottom:412px;letter-spacing:-0.01px;display:inline;\">is the exercise of an option under the contract it is not considered a contract modification but is instead treated </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"t18_245\" style=\"left:241px;bottom:396px;letter-spacing:-0.01px;display:inline;\">as changes in fulfilment cash flows. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"t19_245\" style=\"left:241px;bottom:369px;letter-spacing:-0.01px;display:inline;\">Similar considerations to those applying to underlying insurance contracts apply in determining the contract </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"t1a_245\" style=\"left:241px;bottom:353px;letter-spacing:-0.01px;display:inline;\">boundary of groups of reinsurance contracts held. Further detail on reinsurance contracts, including on </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"t1b_245\" style=\"left:241px;bottom:337px;letter-spacing:-0.01px;display:inline;\">recognition is set out in note C3.4(b). </div></td></tr>\n                                        </table><div></div><div class=\"t s0_246\" id=\"t1_246\" style=\"left:69px;bottom:1115px;letter-spacing:-0.01px;display:inline;\">Determination of discount rates </div><table>\n                                            <tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t2_246\" style=\"left:69px;bottom:1095px;letter-spacing:-0.01px;display:inline;\">Discount rate and risk- </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t4_246\" style=\"left:218px;bottom:1095px;letter-spacing:-0.01px;display:inline;\">IFRS 17 enables discount rates to be calculated on a top-down or bottom-up basis. The Group elects to </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t3_246\" style=\"left:69px;bottom:1080px;letter-spacing:-0.01px;display:inline;\">free rate </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t5_246\" style=\"left:218px;bottom:1080px;letter-spacing:-0.01px;display:inline;\">determine discount rates on a bottom-up basis, starting with a liquid risk-free yield curve and adding an illiquidity </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t6_246\" style=\"left:218px;bottom:1064px;letter-spacing:-0.01px;display:inline;\">premium to reflect the characteristics of the insurance contracts. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t7_246\" style=\"left:218px;bottom:1036px;letter-spacing:-0.01px;display:inline;\">Risk-free rates are based on government bond yields for all currencies except HKD where risk-free rates are based </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t8_246\" style=\"left:218px;bottom:1021px;letter-spacing:-0.01px;display:inline;\">on swap rates due to the higher liquidity of the HKD swap market. Government bond yields and swap rates are </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t9_246\" style=\"left:218px;bottom:1005px;letter-spacing:-0.01px;display:inline;\">obtained from publicly available data sources. Yield curves are constructed by using a market-observed curve up </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"ta_246\" style=\"left:218px;bottom:989px;letter-spacing:-0.01px;display:inline;\">to a last liquid point and then extrapolating to an ultimate forward rate. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"tb_246\" style=\"left:218px;bottom:962px;letter-spacing:-0.01px;display:inline;\">Where cash flows vary based on the return on underlying items, the projected earned rate is set equal to the </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"tc_246\" style=\"left:218px;bottom:946px;letter-spacing:-0.01px;display:inline;\">discount rate. Where stochastic modelling techniques are used, the projected average investment returns are </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"td_246\" style=\"left:218px;bottom:930px;letter-spacing:-0.01px;display:inline;\">calibrated to be equal to the deterministic discount rate (including the illiquidity premium). </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"te_246\" style=\"left:218px;bottom:903px;letter-spacing:-0.01px;display:inline;\">The illiquidity premium is calculated as the yield-to-maturity on a reference portfolio of assets with similar </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"tf_246\" style=\"left:218px;bottom:887px;letter-spacing:-0.01px;display:inline;\">liquidity characteristics to the insurance contracts, (in particular, corporate bonds) less the risk-free curve, and an </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"tg_246\" style=\"left:218px;bottom:871px;letter-spacing:-0.01px;display:inline;\">allowance for credit risk. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"th_246\" style=\"left:218px;bottom:844px;letter-spacing:-0.01px;display:inline;\">The allowance for credit risk includes a credit risk premium which is derived through a lifetime projection of </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"ti_246\" style=\"left:218px;bottom:828px;letter-spacing:-0.01px;display:inline;\">expected bond cash flows, allowing for the cost of downgrades and defaults, a rebalancing rate of projected </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"tj_246\" style=\"left:218px;bottom:812px;letter-spacing:-0.01px;display:inline;\">downgrades and a recovery rate in the event of default. The allowance for credit risk varies by currency ranging </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"tk_246\" style=\"left:218px;bottom:797px;letter-spacing:-0.01px;display:inline;\">between 20bps and 56bps at 31 December 2023 (31 December 2022: between 23bps and 56bps) . </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"tl_246\" style=\"left:218px;bottom:769px;letter-spacing:-0.01px;display:inline;\">A proportion of the reference portfolio\u2019s illiquidity premium (either 0%, 50% or 100%) is applied to portfolios of </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"tm_246\" style=\"left:218px;bottom:753px;letter-spacing:-0.01px;display:inline;\">insurance contracts reflecting the liquidity characteristics of the insurance contracts. The liquidity characteristics </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"tn_246\" style=\"left:218px;bottom:738px;letter-spacing:-0.01px;display:inline;\">are assessed from the policyholders\u2019 perspective. Consideration is given to the nature of premiums, the level of </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"to_246\" style=\"left:218px;bottom:722px;letter-spacing:-0.01px;display:inline;\">underwriting, and the surrender and other benefit features of the portfolios. A product\u2019s illiquidity premium is </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"tp_246\" style=\"left:218px;bottom:707px;letter-spacing:-0.01px;display:inline;\">restricted to be no greater than reasonably expected to be earned on the assets backing the insurance contract </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"tq_246\" style=\"left:218px;bottom:691px;letter-spacing:-0.01px;display:inline;\">liabilities, over the duration of the insurance contracts. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"tr_246\" style=\"left:218px;bottom:663px;letter-spacing:-0.01px;display:inline;\">The following tables set out the range of yield curves used to discount cash flows of insurance contracts for major </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"ts_246\" style=\"left:218px;bottom:648px;letter-spacing:-0.01px;display:inline;\">currencies. The range reflects the proportion of illiquidity premium applied by business unit and portfolio. </div></td></tr>\n                                        </table><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"5\" rowspan=\"1\" style=\"text-align: center;\">  <div class=\"t s2_246\" id=\"tt_246\" style=\"left:586px;bottom:617px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">31 Dec 2023 % </div>  </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_246\" id=\"tu_246\" style=\"left:465px;bottom:600px;letter-spacing:0.07px;display:inline;\">1 year </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_246\" id=\"tv_246\" style=\"left:542px;bottom:600px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">5 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_246\" id=\"tw_246\" style=\"left:619px;bottom:600px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">10 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_246\" id=\"tx_246\" style=\"left:700px;bottom:600px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">15 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_246\" id=\"ty_246\" style=\"left:781px;bottom:600px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">20 years </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"tz_246\" style=\"left:221px;bottom:579px;letter-spacing:-0.01px;display:inline;\">Chinese yuan (CNY) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t10_246\" style=\"left:433px;bottom:579px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">2.07 - 2.33 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t11_246\" style=\"left:515px;bottom:579px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">2.41 - 2.67 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t12_246\" style=\"left:596px;bottom:579px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">2.59 - 2.85 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t13_246\" style=\"left:677px;bottom:579px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">2.70 - 2.96 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t14_246\" style=\"left:759px;bottom:579px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">2.76 - 3.02 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t15_246\" style=\"left:221px;bottom:560px;letter-spacing:-0.01px;display:inline;\">Hong Kong dollar (HKD) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t16_246\" style=\"left:433px;bottom:560px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">4.76 - 5.23 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t17_246\" style=\"left:515px;bottom:560px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">3.75 - 4.22 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t18_246\" style=\"left:596px;bottom:560px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">3.76 - 4.23 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t19_246\" style=\"left:677px;bottom:560px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">3.89 - 4.36 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t1a_246\" style=\"left:759px;bottom:560px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">3.95 - 4.42 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t1b_246\" style=\"left:221px;bottom:540px;letter-spacing:-0.01px;display:inline;\">Indonesian rupiah (IDR) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t1c_246\" style=\"left:433px;bottom:540px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">6.47 - 6.96 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t1d_246\" style=\"left:515px;bottom:540px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">6.63 - 7.12 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t1e_246\" style=\"left:596px;bottom:540px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">6.73 - 7.22 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t1f_246\" style=\"left:677px;bottom:540px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">6.94 - 7.43 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t1g_246\" style=\"left:759px;bottom:540px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">7.03 - 7.52 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t1h_246\" style=\"left:221px;bottom:521px;letter-spacing:-0.01px;display:inline;\">Malaysian ringgit (MYR) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t1i_246\" style=\"left:433px;bottom:521px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">3.31 - 3.56 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t1j_246\" style=\"left:515px;bottom:521px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">3.67 - 3.92 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t1k_246\" style=\"left:596px;bottom:521px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">3.78 - 4.03 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t1l_246\" style=\"left:677px;bottom:521px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">4.09 - 4.34 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t1m_246\" style=\"left:759px;bottom:521px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">4.33 - 4.58 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t1n_246\" style=\"left:221px;bottom:501px;letter-spacing:-0.01px;display:inline;\">Singapore dollar (SGD) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t1o_246\" style=\"left:433px;bottom:501px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">3.62 - 4.37 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t1p_246\" style=\"left:515px;bottom:501px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">2.67 - 3.42 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t1q_246\" style=\"left:596px;bottom:501px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">2.71 - 3.46 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t1r_246\" style=\"left:678px;bottom:501px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">2.77 - 3.52 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t1s_246\" style=\"left:759px;bottom:501px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">2.74 - 3.49 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t1t_246\" style=\"left:221px;bottom:482px;letter-spacing:-0.01px;display:inline;\">United States dollar (USD) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t1u_246\" style=\"left:433px;bottom:482px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">4.81 - 5.64 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t1v_246\" style=\"left:515px;bottom:482px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">3.86 - 4.69 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t1w_246\" style=\"left:596px;bottom:482px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">3.90 - 4.73 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t1x_246\" style=\"left:678px;bottom:482px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">4.01 - 4.84 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t1y_246\" style=\"left:759px;bottom:482px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">4.36 - 5.19 </div></td></tr>\n                                        </table><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"5\" rowspan=\"1\" style=\"text-align: center;\">  <div class=\"t s3_246\" id=\"t1z_246\" style=\"left:585px;bottom:446px;letter-spacing:0.08px;display:inline;\">31 Dec 2022 % </div>  </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_246\" id=\"t20_246\" style=\"left:466px;bottom:428px;letter-spacing:0.07px;display:inline;\">1 year </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_246\" id=\"t21_246\" style=\"left:543px;bottom:428px;letter-spacing:0.07px;display:inline;\">5 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_246\" id=\"t22_246\" style=\"left:620px;bottom:428px;letter-spacing:0.07px;display:inline;\">10 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_246\" id=\"t23_246\" style=\"left:701px;bottom:428px;letter-spacing:0.07px;display:inline;\">15 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_246\" id=\"t24_246\" style=\"left:783px;bottom:428px;letter-spacing:0.07px;display:inline;\">20 years </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t25_246\" style=\"left:221px;bottom:408px;letter-spacing:-0.01px;display:inline;\">Chinese yuan (CNY) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t26_246\" style=\"left:435px;bottom:408px;letter-spacing:-0.01px;display:inline;\">2.09 - 2.84 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t27_246\" style=\"left:517px;bottom:408px;letter-spacing:-0.01px;display:inline;\">2.65 - 3.29 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t28_246\" style=\"left:598px;bottom:408px;letter-spacing:-0.01px;display:inline;\">2.88 - 3.52 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t29_246\" style=\"left:679px;bottom:408px;letter-spacing:-0.01px;display:inline;\">3.05 - 3.69 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t2a_246\" style=\"left:761px;bottom:408px;letter-spacing:-0.01px;display:inline;\">3.14 - 3.79 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t2b_246\" style=\"left:221px;bottom:389px;letter-spacing:-0.01px;display:inline;\">Hong Kong dollar (HKD) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t2c_246\" style=\"left:435px;bottom:389px;letter-spacing:-0.01px;display:inline;\">4.85 - 6.14 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t2d_246\" style=\"left:517px;bottom:389px;letter-spacing:-0.01px;display:inline;\">3.96 - 5.25 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t2e_246\" style=\"left:598px;bottom:389px;letter-spacing:-0.01px;display:inline;\">3.78 - 5.07 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t2f_246\" style=\"left:679px;bottom:389px;letter-spacing:-0.01px;display:inline;\">3.82 - 5.11 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t2g_246\" style=\"left:761px;bottom:389px;letter-spacing:-0.01px;display:inline;\">3.84 - 5.13 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t2h_246\" style=\"left:221px;bottom:369px;letter-spacing:-0.01px;display:inline;\">Indonesian rupiah (IDR) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t2i_246\" style=\"left:435px;bottom:369px;letter-spacing:-0.01px;display:inline;\">5.65 - 6.13 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t2j_246\" style=\"left:517px;bottom:369px;letter-spacing:-0.01px;display:inline;\">6.72 - 7.20 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t2k_246\" style=\"left:598px;bottom:369px;letter-spacing:-0.01px;display:inline;\">7.29 - 7.77 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t2l_246\" style=\"left:679px;bottom:369px;letter-spacing:-0.01px;display:inline;\">7.51 - 7.99 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t2m_246\" style=\"left:761px;bottom:369px;letter-spacing:-0.01px;display:inline;\">7.77 - 8.25 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t2n_246\" style=\"left:221px;bottom:350px;letter-spacing:-0.01px;display:inline;\">Malaysian ringgit (MYR) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t2o_246\" style=\"left:435px;bottom:350px;letter-spacing:-0.01px;display:inline;\">3.52 - 3.91 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t2p_246\" style=\"left:517px;bottom:350px;letter-spacing:-0.01px;display:inline;\">3.91 - 4.29 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t2q_246\" style=\"left:598px;bottom:350px;letter-spacing:-0.01px;display:inline;\">4.13 - 4.52 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t2r_246\" style=\"left:679px;bottom:350px;letter-spacing:-0.01px;display:inline;\">4.35 - 4.73 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t2s_246\" style=\"left:761px;bottom:350px;letter-spacing:-0.01px;display:inline;\">4.49 - 4.88 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t2t_246\" style=\"left:221px;bottom:330px;letter-spacing:-0.01px;display:inline;\">Singapore dollar (SGD) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t2u_246\" style=\"left:435px;bottom:330px;letter-spacing:-0.01px;display:inline;\">3.83 - 4.94 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t2v_246\" style=\"left:517px;bottom:330px;letter-spacing:-0.01px;display:inline;\">2.86 - 3.98 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t2w_246\" style=\"left:598px;bottom:330px;letter-spacing:-0.01px;display:inline;\">3.11 - 4.22 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t2x_246\" style=\"left:679px;bottom:330px;letter-spacing:-0.01px;display:inline;\">2.91 - 4.02 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t2y_246\" style=\"left:761px;bottom:330px;letter-spacing:-0.01px;display:inline;\">2.49 - 3.61 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t2z_246\" style=\"left:221px;bottom:311px;letter-spacing:-0.01px;display:inline;\">United States dollar (USD) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t30_246\" style=\"left:435px;bottom:311px;letter-spacing:-0.01px;display:inline;\">4.75 - 5.91 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t31_246\" style=\"left:517px;bottom:311px;letter-spacing:-0.01px;display:inline;\">4.02 - 5.17 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t32_246\" style=\"left:598px;bottom:311px;letter-spacing:-0.01px;display:inline;\">3.89 - 5.05 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t33_246\" style=\"left:679px;bottom:311px;letter-spacing:-0.01px;display:inline;\">3.98 - 5.15 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t34_246\" style=\"left:761px;bottom:311px;letter-spacing:-0.01px;display:inline;\">4.27 - 5.43 </div></td></tr>\n                                        </table><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"5\" rowspan=\"1\" style=\"text-align: center;\">  <div class=\"t s3_246\" id=\"t35_246\" style=\"left:588px;bottom:275px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">1 Jan 2022 % </div>  </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_246\" id=\"t36_246\" style=\"left:466px;bottom:257px;letter-spacing:0.07px;display:inline;\">1 year </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_246\" id=\"t37_246\" style=\"left:543px;bottom:257px;letter-spacing:0.07px;display:inline;\">5 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_246\" id=\"t38_246\" style=\"left:620px;bottom:257px;letter-spacing:0.07px;display:inline;\">10 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_246\" id=\"t39_246\" style=\"left:701px;bottom:257px;letter-spacing:0.07px;display:inline;\">15 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_246\" id=\"t3a_246\" style=\"left:783px;bottom:257px;letter-spacing:0.07px;display:inline;\">20 years </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t3b_246\" style=\"left:221px;bottom:237px;letter-spacing:-0.01px;display:inline;\">Chinese yuan (CNY) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t3c_246\" style=\"left:435px;bottom:237px;letter-spacing:-0.01px;display:inline;\">2.21 - 2.60 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t3d_246\" style=\"left:517px;bottom:237px;letter-spacing:-0.01px;display:inline;\">2.63 - 2.99 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t3e_246\" style=\"left:598px;bottom:237px;letter-spacing:-0.01px;display:inline;\">2.81 - 3.19 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t3f_246\" style=\"left:679px;bottom:237px;letter-spacing:-0.01px;display:inline;\">3.00 - 3.65 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t3g_246\" style=\"left:761px;bottom:237px;letter-spacing:-0.01px;display:inline;\">3.12 - 3.71 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t3h_246\" style=\"left:221px;bottom:218px;letter-spacing:-0.01px;display:inline;\">Hong Kong dollar (HKD) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t3i_246\" style=\"left:435px;bottom:218px;letter-spacing:-0.01px;display:inline;\">0.43 - 1.44 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t3j_246\" style=\"left:517px;bottom:218px;letter-spacing:-0.01px;display:inline;\">1.24 - 2.26 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t3k_246\" style=\"left:598px;bottom:218px;letter-spacing:-0.01px;display:inline;\">1.47 - 2.48 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t3l_246\" style=\"left:679px;bottom:218px;letter-spacing:-0.01px;display:inline;\">1.62 - 2.64 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t3m_246\" style=\"left:761px;bottom:218px;letter-spacing:-0.01px;display:inline;\">1.91 - 2.92 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t3n_246\" style=\"left:221px;bottom:198px;letter-spacing:-0.01px;display:inline;\">Indonesian rupiah (IDR) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t3o_246\" style=\"left:435px;bottom:198px;letter-spacing:-0.01px;display:inline;\">3.43 - 4.81 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t3p_246\" style=\"left:517px;bottom:198px;letter-spacing:-0.01px;display:inline;\">5.55 - 6.93 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t3q_246\" style=\"left:598px;bottom:198px;letter-spacing:-0.01px;display:inline;\">7.04 - 8.42 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t3r_246\" style=\"left:679px;bottom:198px;letter-spacing:-0.01px;display:inline;\">7.43 - 8.81 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t3s_246\" style=\"left:761px;bottom:198px;letter-spacing:-0.01px;display:inline;\">7.74 - 9.12 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t3t_246\" style=\"left:221px;bottom:179px;letter-spacing:-0.01px;display:inline;\">Malaysian ringgit (MYR) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t3u_246\" style=\"left:435px;bottom:179px;letter-spacing:-0.01px;display:inline;\">2.25 - 2.58 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t3v_246\" style=\"left:517px;bottom:179px;letter-spacing:-0.01px;display:inline;\">3.19 - 3.52 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t3w_246\" style=\"left:598px;bottom:179px;letter-spacing:-0.01px;display:inline;\">3.72 - 4.05 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t3x_246\" style=\"left:679px;bottom:179px;letter-spacing:-0.01px;display:inline;\">4.13 - 4.46 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t3y_246\" style=\"left:761px;bottom:179px;letter-spacing:-0.01px;display:inline;\">4.34 - 4.67 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t3z_246\" style=\"left:221px;bottom:159px;letter-spacing:-0.01px;display:inline;\">Singapore dollar (SGD) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t40_246\" style=\"left:435px;bottom:159px;letter-spacing:-0.01px;display:inline;\">0.60 - 1.58 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t41_246\" style=\"left:517px;bottom:159px;letter-spacing:-0.01px;display:inline;\">1.38 - 2.35 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t42_246\" style=\"left:598px;bottom:159px;letter-spacing:-0.01px;display:inline;\">1.72 - 2.70 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t43_246\" style=\"left:679px;bottom:159px;letter-spacing:-0.01px;display:inline;\">1.99 - 2.97 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t44_246\" style=\"left:761px;bottom:159px;letter-spacing:-0.01px;display:inline;\">2.14 - 3.12 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t45_246\" style=\"left:221px;bottom:140px;letter-spacing:-0.01px;display:inline;\">United States dollar (USD) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t46_246\" style=\"left:435px;bottom:140px;letter-spacing:-0.01px;display:inline;\">0.38 - 1.30 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t47_246\" style=\"left:517px;bottom:140px;letter-spacing:-0.01px;display:inline;\">1.27 - 2.20 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t48_246\" style=\"left:598px;bottom:140px;letter-spacing:-0.01px;display:inline;\">1.53 - 2.46 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t49_246\" style=\"left:679px;bottom:140px;letter-spacing:-0.01px;display:inline;\">1.69 - 2.61 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t4a_246\" style=\"left:761px;bottom:140px;letter-spacing:-0.01px;display:inline;\">2.01 - 2.93 </div></td></tr>\n                                        </table><div class=\"t s1_246\" id=\"t4b_246\" style=\"left:217px;bottom:105px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">The sensitivity of shareholder equity and CSM to changes in interest rates is set out in Note C6.1(a), covers a </div><div class=\"t s1_246\" id=\"t4c_246\" style=\"left:217px;bottom:89px;letter-spacing:-0.01px;display:inline;\">sensitivity to changes in the discount rates. </div><div></div><div class=\"t s0_247\" id=\"t1_247\" style=\"left:91px;bottom:1115px;letter-spacing:-0.01px;display:inline;\">Determination of risk adjustment for non-financial risk </div><table>\n                                            <tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_247\" id=\"t2_247\" style=\"left:91px;bottom:1095px;letter-spacing:-0.01px;display:inline;\">Risk adjustment for non- </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"t4_247\" style=\"left:240px;bottom:1095px;letter-spacing:-0.01px;display:inline;\">The risk adjustment for non-financial risk reflects the compensation the Group requires for bearing the </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_247\" id=\"t3_247\" style=\"left:91px;bottom:1080px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">financial risk </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"t5_247\" style=\"left:240px;bottom:1080px;letter-spacing:-0.01px;display:inline;\">uncertainty about the amount and timing of the cash flows from non-financial risk as the Group fulfils insurance </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"t6_247\" style=\"left:240px;bottom:1064px;letter-spacing:-0.01px;display:inline;\">contracts. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"t7_247\" style=\"left:240px;bottom:1036px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">For reinsurance contracts held, the risk adjustment for non</div><div class=\"t s2_247\" id=\"t8_247\" style=\"left:543px;bottom:1036px;display:inline;\">-</div><div class=\"t s1_247\" id=\"t9_247\" style=\"left:547px;bottom:1036px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">financial risk represents the amount of risk being </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"ta_247\" style=\"left:240px;bottom:1021px;letter-spacing:-0.01px;display:inline;\">transferred by the Group to the reinsurer. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"tb_247\" style=\"left:240px;bottom:993px;letter-spacing:-0.01px;display:inline;\">The risk adjustment for non-financial risk is determined by the Group using a confidence level approach. This is </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"tc_247\" style=\"left:240px;bottom:977px;letter-spacing:-0.01px;display:inline;\">implemented through the use of provisions for adverse deviations (PADs) calibrated using non-financial risk </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"td_247\" style=\"left:240px;bottom:962px;letter-spacing:-0.01px;display:inline;\">distributions and correlation assumptions. The PADs are applied to best estimate assumptions and hence the risk </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"te_247\" style=\"left:240px;bottom:946px;letter-spacing:-0.01px;display:inline;\">adjustment is calculated on a contract by contract basis. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"tf_247\" style=\"left:240px;bottom:918px;letter-spacing:-0.01px;display:inline;\">The Group\u2019s risk adjustment allows for all insurance, persistency and expense risks and operational risks specific </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"tg_247\" style=\"left:240px;bottom:903px;letter-spacing:-0.01px;display:inline;\">to uncertainty in the amount and timing of insurance contract cash flows. Reinsurance counterparty default risk </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"th_247\" style=\"left:240px;bottom:887px;letter-spacing:-0.01px;display:inline;\">is excluded from the calculation. Diversification is included on a net of reinsurance basis within each insurance </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"ti_247\" style=\"left:240px;bottom:871px;letter-spacing:-0.01px;display:inline;\">entity of the Group. Diversification is not allowed for between entities. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"tj_247\" style=\"left:240px;bottom:844px;letter-spacing:-0.01px;display:inline;\">By applying a confidence level technique, the Group estimates the probability distribution of the expected </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"tk_247\" style=\"left:240px;bottom:828px;letter-spacing:-0.01px;display:inline;\">present value of the future cash flows from insurance contracts at each reporting date and calculates the risk </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"tl_247\" style=\"left:240px;bottom:812px;letter-spacing:-0.01px;display:inline;\">adjustment for non-financial risk as the excess of the value at risk at the 75th percentile (the target confidence </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"tm_247\" style=\"left:240px;bottom:797px;letter-spacing:-0.01px;display:inline;\">level) over the expected present value of the future cash flows. The confidence level is calibrated over a one-year </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"tn_247\" style=\"left:240px;bottom:781px;letter-spacing:-0.01px;display:inline;\">period. </div></td></tr>\n                                        </table><div class=\"t s0_247\" id=\"to_247\" style=\"left:91px;bottom:748px;letter-spacing:-0.01px;display:inline;\">Determination of coverage units </div><table>\n                                            <tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_247\" id=\"tp_247\" style=\"left:91px;bottom:728px;letter-spacing:-0.01px;display:inline;\">Coverage units </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"tq_247\" style=\"left:240px;bottom:728px;letter-spacing:-0.01px;display:inline;\">The proportion of CSM recognised in profit or loss at the end of each period for a group of contracts is </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"tr_247\" style=\"left:240px;bottom:713px;letter-spacing:-0.01px;display:inline;\">determined as the ratio of: </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_247\" id=\"ts_247\" style=\"left:240px;bottom:685px;display:inline;\">\u2013 </div><div class=\"t s1_247\" id=\"tt_247\" style=\"left:253px;bottom:685px;letter-spacing:-0.01px;display:inline;\">the coverage units in the period; divided by </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_247\" id=\"tu_247\" style=\"left:240px;bottom:669px;display:inline;\">\u2013 </div><div class=\"t s1_247\" id=\"tv_247\" style=\"left:253px;bottom:669px;letter-spacing:-0.01px;display:inline;\">the sum of the coverage units in the period and the present value of expected coverage units in future periods. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"tw_247\" style=\"left:240px;bottom:642px;letter-spacing:-0.01px;display:inline;\">The total number of coverage units in a group reflects the quantity of service provided determined by </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"tx_247\" style=\"left:240px;bottom:626px;letter-spacing:-0.01px;display:inline;\">considering the quantity of benefits for each contract and its expected coverage period. The Group defines the </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"ty_247\" style=\"left:240px;bottom:610px;letter-spacing:-0.01px;display:inline;\">quantity of benefits for insurance services as the maximum amount which a policyholder receives when an </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"tz_247\" style=\"left:240px;bottom:595px;letter-spacing:-0.01px;display:inline;\">insured event takes place, for example the sum assured, the annual limit for a medical plan or the present value </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"t10_247\" style=\"left:240px;bottom:579px;letter-spacing:-0.01px;display:inline;\">of a stream of payments. The quantity of benefits is updated each period. Investment related and investment- </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"t11_247\" style=\"left:240px;bottom:564px;letter-spacing:-0.01px;display:inline;\">return services are assumed to be constant over time. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"t12_247\" style=\"left:240px;bottom:536px;letter-spacing:-0.01px;display:inline;\">Where there are multiple different services in a group of contracts (for example both insurance and investment </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"t13_247\" style=\"left:240px;bottom:520px;letter-spacing:-0.01px;display:inline;\">services are provided), the quantities of benefits for the different types of service are combined using weighting </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"t14_247\" style=\"left:240px;bottom:505px;letter-spacing:-0.01px;display:inline;\">factors. These weighting factors are defined as the present value of expected outflows for each type of service, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"t15_247\" style=\"left:240px;bottom:489px;letter-spacing:-0.01px;display:inline;\">determined at a contract level. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"t16_247\" style=\"left:240px;bottom:461px;letter-spacing:-0.01px;display:inline;\">The expected coverage period is the expected duration up to the contract boundary. The expected coverage </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"t17_247\" style=\"left:240px;bottom:446px;letter-spacing:-0.01px;display:inline;\">period of the contracts in a group and the calculation of future coverage units allows for expected decrements </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"t18_247\" style=\"left:240px;bottom:430px;letter-spacing:-0.01px;display:inline;\">(eg deaths and lapses) in each future period using current best estimate assumptions consistent with the best </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"t19_247\" style=\"left:240px;bottom:415px;letter-spacing:-0.01px;display:inline;\">estimate liabilities (BEL) calculation. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"t1a_247\" style=\"left:240px;bottom:387px;letter-spacing:-0.01px;display:inline;\">The Group elects to allow for the time value of money by discounting future coverage units in the determination </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"t1b_247\" style=\"left:240px;bottom:371px;letter-spacing:-0.01px;display:inline;\">of the proportion of CSM recognised in profit or loss. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"t1c_247\" style=\"left:240px;bottom:343px;letter-spacing:-0.01px;display:inline;\">Determination of coverage units for groups of reinsurance contracts held follows the same principles as for </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"t1d_247\" style=\"left:240px;bottom:328px;letter-spacing:-0.01px;display:inline;\">groups of underlying contracts. </div></td></tr>\n                                        </table><div class=\"t s0_247\" id=\"t1e_247\" style=\"left:91px;bottom:294px;letter-spacing:-0.01px;display:inline;\">Insurance finance income and expenses </div><table>\n                                            <tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_247\" id=\"t1f_247\" style=\"left:91px;bottom:275px;letter-spacing:-0.01px;display:inline;\">Disaggregation between </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"t1i_247\" style=\"left:240px;bottom:275px;letter-spacing:-0.01px;display:inline;\">IFRS 17 allows an accounting policy choice between: </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_247\" id=\"t1g_247\" style=\"left:91px;bottom:259px;letter-spacing:-0.01px;display:inline;\">profit or loss and other </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_247\" id=\"t1h_247\" style=\"left:91px;bottom:244px;letter-spacing:-0.01px;display:inline;\">comprehensive income </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_247\" id=\"t1j_247\" style=\"left:240px;bottom:247px;display:inline;\">\u2013 </div><div class=\"t s1_247\" id=\"t1k_247\" style=\"left:253px;bottom:247px;letter-spacing:-0.01px;display:inline;\">Including insurance finance income or expenses for the period in profit or loss; or </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_247\" id=\"t1l_247\" style=\"left:240px;bottom:231px;display:inline;\">\u2013 </div><div class=\"t s1_247\" id=\"t1m_247\" style=\"left:253px;bottom:231px;letter-spacing:-0.01px;display:inline;\">Disaggregating insurance finance income or expenses for the period to include in profit or loss an amount </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"> <div class=\"t s1_247\" id=\"t1n_247\" style=\"left:253px;bottom:216px;letter-spacing:-0.01px;display:inline;\">determined by a systematic allocation of the expected total insurance finance income or expenses over the </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"> <div class=\"t s1_247\" id=\"t1o_247\" style=\"left:253px;bottom:200px;letter-spacing:-0.01px;display:inline;\">duration of the group of contracts, with the balance being included in other comprehensive income. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"t1p_247\" style=\"left:240px;bottom:172px;letter-spacing:-0.01px;display:inline;\">The Group has made only very limited use of FVOCI accounting for assets. As discussed in note A2.1 under the </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"t1q_247\" style=\"left:240px;bottom:157px;letter-spacing:-0.01px;display:inline;\">heading 'The classification and measurement of financial assets and liabilities', the only financial assets </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"t1r_247\" style=\"left:240px;bottom:141px;letter-spacing:-0.01px;display:inline;\">classified at FVOCI at 1 January 2023 was the Group\u2019s retained equity interest in Jackson, which have been </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"t1s_247\" style=\"left:240px;bottom:126px;letter-spacing:-0.01px;display:inline;\">subsequently disposed of. Consequently, the Group has not elected to disaggregate insurance finance income </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"t1t_247\" style=\"left:240px;bottom:110px;letter-spacing:-0.01px;display:inline;\">and expenses between profit or loss and other comprehensive income. </div></td></tr>\n                                        </table><div></div><div class=\"t s0_248\" id=\"t1_248\" style=\"left:69px;bottom:1115px;letter-spacing:-0.01px;display:inline;\">Risk mitigation </div><table>\n                                            <tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_248\" id=\"t2_248\" style=\"left:69px;bottom:1095px;letter-spacing:-0.01px;display:inline;\">Risk mitigation option </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"t3_248\" style=\"left:219px;bottom:1095px;letter-spacing:-0.01px;display:inline;\">IFRS 17 allows the option in certain circumstances to not recognise a change in the CSM to reflect some or all of </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"t4_248\" style=\"left:219px;bottom:1080px;letter-spacing:-0.01px;display:inline;\">the changes in the effect of the time value of money and financial risk on: </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_248\" id=\"t5_248\" style=\"left:219px;bottom:1052px;display:inline;\">\u2013 </div><div class=\"t s1_248\" id=\"t6_248\" style=\"left:232px;bottom:1052px;letter-spacing:-0.01px;display:inline;\">the amount of the entity\u2019s share of the underlying items if the entity mitigates the effect of financial risk on </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"t7_248\" style=\"left:232px;bottom:1036px;letter-spacing:-0.01px;display:inline;\">that amount using derivatives or reinsurance contracts held; and </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_248\" id=\"t8_248\" style=\"left:219px;bottom:1008px;display:inline;\">\u2013 </div><div class=\"t s1_248\" id=\"t9_248\" style=\"left:232px;bottom:1008px;letter-spacing:-0.01px;display:inline;\">The fulfilment cash flows if the entity mitigates the effect of financial risk on those fulfilment cash flows using </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"ta_248\" style=\"left:232px;bottom:993px;letter-spacing:-0.01px;display:inline;\">derivatives, non-derivative financial instruments measured at fair value through profit or loss, or reinsurance </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"tb_248\" style=\"left:232px;bottom:977px;letter-spacing:-0.01px;display:inline;\">contracts held. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"tc_248\" style=\"left:219px;bottom:949px;letter-spacing:-0.01px;display:inline;\">The Group has not elected to utilise this option. </div></td></tr>\n                                        </table><div class=\"t s0_248\" id=\"td_248\" style=\"left:69px;bottom:915px;letter-spacing:-0.01px;display:inline;\">The effect of accounting estimates made in interim financial statements </div><table>\n                                            <tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_248\" id=\"te_248\" style=\"left:69px;bottom:896px;letter-spacing:-0.01px;display:inline;\">Effect of estimates </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"th_248\" style=\"left:219px;bottom:896px;letter-spacing:-0.01px;display:inline;\">IFRS 17 allows an accounting policy choice as to whether to change the treatment of accounting estimates </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_248\" id=\"tf_248\" style=\"left:69px;bottom:880px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">made in interim </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"ti_248\" style=\"left:219px;bottom:880px;letter-spacing:-0.01px;display:inline;\">made in previous interim financial statements when applying IFRS 17 in the annual reporting period. </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_248\" id=\"tg_248\" style=\"left:69px;bottom:865px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">financial statements </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"tj_248\" style=\"left:219px;bottom:852px;letter-spacing:-0.01px;display:inline;\">The Group has elected to allow updates to accounting estimates made in interim financial statements when </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"tk_248\" style=\"left:219px;bottom:837px;letter-spacing:-0.01px;display:inline;\">applying IFRS 17 in the annual reporting period. </div></td></tr>\n                                        </table><div class=\"t s3_248\" id=\"tl_248\" style=\"left:65px;bottom:806px;letter-spacing:-0.1px;display:inline;\">(b) </div><div class=\"t s3_248\" id=\"tm_248\" style=\"left:91px;bottom:806px;letter-spacing:-0.11px;display:inline;\">Further critical accounting policies affecting the presentation of the Group\u2019s results </div><div class=\"t s0_248\" id=\"tn_248\" style=\"left:69px;bottom:786px;letter-spacing:-0.01px;display:inline;\">Presentation of results before tax attributable to shareholders </div><table>\n                                            <tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"to_248\" style=\"left:69px;bottom:767px;letter-spacing:-0.01px;display:inline;\">Profit before tax is a significant IFRS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"t11_248\" style=\"left:289px;bottom:767px;letter-spacing:-0.01px;display:inline;\">Total tax charge for the Group reflects tax that relates to shareholders\u2019 profit and also tax </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"tp_248\" style=\"left:69px;bottom:751px;letter-spacing:-0.01px;display:inline;\">income statement item. The Group has </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"t12_248\" style=\"left:289px;bottom:751px;letter-spacing:-0.01px;display:inline;\">attributable to policyholders through the interest in with-profits or unit-linked funds. Reported IFRS </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"tq_248\" style=\"left:69px;bottom:735px;letter-spacing:-0.01px;display:inline;\">chosen to present a measure of profit </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"t13_248\" style=\"left:289px;bottom:736px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">profit before the tax measure is therefore not representative of pre-tax profit attributable to </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"tr_248\" style=\"left:69px;bottom:720px;letter-spacing:-0.01px;display:inline;\">before tax attributable to shareholders </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"t14_248\" style=\"left:289px;bottom:720px;letter-spacing:-0.01px;display:inline;\">shareholders. Accordingly, in order to provide a measure of pre-tax profit attributable to </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"ts_248\" style=\"left:69px;bottom:704px;letter-spacing:-0.01px;display:inline;\">which distinguishes between tax borne </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"t15_248\" style=\"left:289px;bottom:705px;letter-spacing:-0.01px;display:inline;\">shareholders, the Group has chosen to adopt an income statement presentation of the tax charge </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"tt_248\" style=\"left:69px;bottom:689px;letter-spacing:-0.01px;display:inline;\">by shareholders and tax attributable to </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"t16_248\" style=\"left:289px;bottom:689px;letter-spacing:-0.01px;display:inline;\">and pre-tax results that distinguishes between policyholders\u2019 and shareholders\u2019 returns. </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"tu_248\" style=\"left:69px;bottom:673px;letter-spacing:-0.01px;display:inline;\">policyholders to support understanding </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"tv_248\" style=\"left:69px;bottom:657px;letter-spacing:-0.01px;display:inline;\">of the performance of the Group. </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"tw_248\" style=\"left:69px;bottom:630px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Profit before tax attributable to </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"tx_248\" style=\"left:69px;bottom:614px;letter-spacing:-0.01px;display:inline;\">shareholders is $2,097 million and </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"ty_248\" style=\"left:69px;bottom:599px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">compares to profit before tax of $2,272 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"tz_248\" style=\"left:69px;bottom:583px;letter-spacing:-0.01px;display:inline;\">million as shown in the Consolidated </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"t10_248\" style=\"left:69px;bottom:567px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">income statement. </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr>\n                                        </table><div class=\"t s0_248\" id=\"t17_248\" style=\"left:69px;bottom:534px;letter-spacing:-0.01px;display:inline;\">Segmental analysis of results and earnings attributable to shareholders </div><table>\n                                            <tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"t18_248\" style=\"left:69px;bottom:515px;letter-spacing:-0.01px;display:inline;\">The Group uses adjusted operating </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"t1e_248\" style=\"left:289px;bottom:515px;letter-spacing:-0.01px;word-spacing:-0.02px;display:inline;\">The basis of calculation of adjusted operating profit is provided in note B1.2. </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"t19_248\" style=\"left:69px;bottom:499px;letter-spacing:-0.01px;display:inline;\">profit as the segmental measure of its </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"t1a_248\" style=\"left:69px;bottom:484px;letter-spacing:-0.01px;display:inline;\">results. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"t1f_248\" style=\"left:289px;bottom:487px;letter-spacing:-0.01px;display:inline;\">The vast majority of the Group\u2019s investments are valued at fair value through profit and loss. Short- </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"t1g_248\" style=\"left:289px;bottom:471px;letter-spacing:-0.01px;display:inline;\">term fluctuations in the fair value of investments are only partially offset by the effect of economic </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"t1b_248\" style=\"left:69px;bottom:456px;letter-spacing:-0.01px;display:inline;\">Total segmental adjusted operating </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"t1h_248\" style=\"left:289px;bottom:456px;letter-spacing:-0.01px;display:inline;\">changes on insurance contract assets and liabilities and so affect the result for the year. The Group </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"t1c_248\" style=\"left:69px;bottom:440px;letter-spacing:-0.01px;display:inline;\">profit is $3,517 million as shown in note </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"t1i_248\" style=\"left:289px;bottom:440px;letter-spacing:-0.01px;display:inline;\">therefore provides additional analysis of results before and after the effects of short-term </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"t1d_248\" style=\"left:69px;bottom:425px;letter-spacing:-0.01px;display:inline;\">B1.1. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"t1j_248\" style=\"left:289px;bottom:425px;letter-spacing:-0.01px;display:inline;\">fluctuations in investment returns, together with other items that are of a short-term, volatile or </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"t1k_248\" style=\"left:289px;bottom:409px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">one-off nature. </div></td></tr>\n                                        </table><div></div><div class=\"t s0_249\" id=\"t1_249\" style=\"left:87px;bottom:1118px;letter-spacing:-0.09px;display:inline;\">(c) </div><div class=\"t s0_249\" id=\"t2_249\" style=\"left:113px;bottom:1118px;letter-spacing:-0.11px;display:inline;\">Other items requiring application of critical estimates or judgements </div><div class=\"t s1_249\" id=\"t3_249\" style=\"left:91px;bottom:1098px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">VFA eligibility assessment </div><table><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t4_249\" style=\"left:91px;bottom:1079px;letter-spacing:-0.01px;display:inline;\">The Group applies judgements in </div></td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s2_249\" id=\"tq_249\" style=\"left:311px;bottom:1079px;letter-spacing:-0.01px;display:inline;\">IFRS 17 requires the use of the VFA for insurance contracts with direct participation features, ie </div> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t5_249\" style=\"left:91px;bottom:1063px;letter-spacing:-0.01px;display:inline;\">assessing the VFA eligibility of contracts. </div></td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s2_249\" id=\"tr_249\" style=\"left:311px;bottom:1063px;letter-spacing:-0.01px;display:inline;\">substantially investment-related service contracts for which, at inception: </div> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t6_249\" style=\"left:91px;bottom:1047px;letter-spacing:-0.01px;display:inline;\">Application of the VFA impacts the </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t7_249\" style=\"left:91px;bottom:1032px;letter-spacing:-0.01px;display:inline;\">calculation of the CSM at the balance </div></td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s3_249\" id=\"ts_249\" style=\"left:311px;bottom:1035px;display:inline;\">\u2013 </div><div class=\"t s2_249\" id=\"tt_249\" style=\"left:324px;bottom:1035px;letter-spacing:-0.01px;display:inline;\">the contractual terms specify that the policyholder participates in a share of a clearly identified </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t8_249\" style=\"left:91px;bottom:1016px;letter-spacing:-0.01px;display:inline;\">sheet date, which in turn impacts the </div></td><td class=\"tcs-selection-enabled tcs-selected\" colspan=\"2\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s2_249\" id=\"tu_249\" style=\"left:324px;bottom:1020px;letter-spacing:-0.01px;display:inline;\">pool of underlying items; </div> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t9_249\" style=\"left:91px;bottom:1001px;letter-spacing:-0.01px;display:inline;\">future year\u2019s amortisation recognised in </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"> <div class=\"t s2_249\" id=\"ta_249\" style=\"left:91px;bottom:985px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">the income statement. Unlike the GMM </div></td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s3_249\" id=\"tv_249\" style=\"left:311px;bottom:992px;display:inline;\">\u2013 </div> <div class=\"t s2_249\" id=\"tw_249\" style=\"left:324px;bottom:992px;letter-spacing:-0.01px;display:inline;\">the entity expects to pay to the policyholder an amount equal to a substantial share of the fair </div> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"tb_249\" style=\"left:91px;bottom:970px;letter-spacing:-0.01px;display:inline;\">approach, the VFA approach absorbs </div></td><td class=\"tcs-selection-enabled\" colspan=\"2\" rowspan=\"1\" style=\"text-align: left;\"> <div class=\"t s2_249\" id=\"tx_249\" style=\"left:324px;bottom:976px;letter-spacing:-0.01px;display:inline;\">value returns on the underlying items; and </div> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"tc_249\" style=\"left:91px;bottom:954px;letter-spacing:-0.01px;display:inline;\">economic impacts within the CSM, </div></td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: left;\"> <div class=\"t s3_249\" id=\"ty_249\" style=\"left:311px;bottom:948px;display:inline;\">\u2013 </div><div class=\"t s2_249\" id=\"tz_249\" style=\"left:324px;bottom:948px;letter-spacing:-0.01px;display:inline;\">the entity expects a substantial proportion of any change in the amounts to be paid to the </div> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"> <div class=\"t s2_249\" id=\"td_249\" style=\"left:91px;bottom:938px;letter-spacing:-0.01px;display:inline;\">rather than in the profit and loss </div></td><td class=\"tcs-selection-enabled\" colspan=\"2\" rowspan=\"1\" style=\"text-align: left;\"> <div class=\"t s2_249\" id=\"t10_249\" style=\"left:324px;bottom:933px;letter-spacing:-0.01px;display:inline;\">policyholder to vary with the change in fair value of the underlying items. </div> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"> <div class=\"t s2_249\" id=\"te_249\" style=\"left:91px;bottom:923px;letter-spacing:-0.01px;display:inline;\">account. </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s2_249\" id=\"t11_249\" style=\"left:311px;bottom:905px;letter-spacing:-0.01px;display:inline;\">The following key judgements have been made in assessing VFA eligibility: </div> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"> <div class=\"t s2_249\" id=\"tf_249\" style=\"left:91px;bottom:895px;letter-spacing:-0.01px;display:inline;\">The total insurance and reinsurance </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t12_249\" style=\"left:311px;bottom:885px;letter-spacing:-0.01px;display:inline;\">Definition of substantial </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t13_249\" style=\"left:462px;bottom:885px;letter-spacing:-0.01px;display:inline;\">The term substantial is interpreted to mean greater than 50 per cent. </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"tg_249\" style=\"left:91px;bottom:879px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">CSM at the balance sheet date is </div></td><td colspan=\"1\" rowspan=\"1\"> <div class=\"t s2_249\" id=\"t14_249\" style=\"left:311px;bottom:865px;letter-spacing:-0.01px;display:inline;\">Contractual terms </div></td><td colspan=\"1\" rowspan=\"1\"> <div class=\"t s2_249\" id=\"t15_249\" style=\"left:462px;bottom:865px;letter-spacing:-0.01px;display:inline;\">In some circumstances contractual terms are implied by customary </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"th_249\" style=\"left:91px;bottom:864px;letter-spacing:-0.01px;display:inline;\">$21,012 million, including joint ventures </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t16_249\" style=\"left:462px;bottom:850px;letter-spacing:-0.01px;display:inline;\">business practices. </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"ti_249\" style=\"left:91px;bottom:848px;letter-spacing:-0.01px;display:inline;\">and associates, and the CSM </div></td><td colspan=\"1\" rowspan=\"1\"> <div class=\"t s2_249\" id=\"t17_249\" style=\"left:311px;bottom:830px;letter-spacing:-0.01px;display:inline;\">Granularity of assessment </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t18_249\" style=\"left:462px;bottom:830px;letter-spacing:-0.01px;display:inline;\">The assessment has been carried out at a contract level. However, to </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"tj_249\" style=\"left:91px;bottom:833px;letter-spacing:-0.01px;display:inline;\">amortisation, net of reinsurance, </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t19_249\" style=\"left:462px;bottom:814px;letter-spacing:-0.01px;display:inline;\">the extent insurance contracts in a group affect the cash flows to </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"tk_249\" style=\"left:91px;bottom:817px;letter-spacing:-0.01px;display:inline;\">recognised in the income statement is </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t1a_249\" style=\"left:462px;bottom:799px;letter-spacing:-0.01px;display:inline;\">policyholders of contracts in other groups (referred to as </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"tl_249\" style=\"left:91px;bottom:801px;letter-spacing:-0.01px;display:inline;\">$(2,208) million as shown in note </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t1b_249\" style=\"left:462px;bottom:783px;letter-spacing:-0.01px;display:inline;\">'mutualisation'), eligibility for the VFA has been assessed at the level </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"tm_249\" style=\"left:91px;bottom:786px;letter-spacing:-0.01px;word-spacing:-0.02px;display:inline;\">C3.3(a). Approximately 72 per cent of </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t1c_249\" style=\"left:462px;bottom:768px;letter-spacing:-0.01px;display:inline;\">at which such mutualisation occurs (eg fund level). </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"tn_249\" style=\"left:91px;bottom:770px;letter-spacing:-0.01px;display:inline;\">the CSM (including joint ventures and </div></td><td colspan=\"1\" rowspan=\"1\"> <div class=\"t s2_249\" id=\"t1d_249\" style=\"left:311px;bottom:747px;letter-spacing:-0.01px;display:inline;\">Calculation basis </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t1e_249\" style=\"left:462px;bottom:747px;letter-spacing:-0.01px;display:inline;\">VFA eligibility assessments have been performed on a basis consistent </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"to_249\" style=\"left:91px;bottom:755px;letter-spacing:-0.01px;display:inline;\">associates and net of reinsurance) at </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"> <div class=\"t s2_249\" id=\"t1f_249\" style=\"left:462px;bottom:732px;letter-spacing:-0.01px;display:inline;\">with how the Group measures its realistic expectations, for example </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"> <div class=\"t s2_249\" id=\"tp_249\" style=\"left:91px;bottom:739px;letter-spacing:-0.01px;display:inline;\">transition was calculated under the VFA. </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t1g_249\" style=\"left:462px;bottom:716px;letter-spacing:-0.01px;display:inline;\">when pricing, monitoring or setting returns to policyholders. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s2_249\" id=\"t1h_249\" style=\"left:311px;bottom:696px;letter-spacing:-0.01px;display:inline;\">Contracts not qualifying for the VFA are accounted for under the GMM or PAA. The PAA is not used </div> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled\" colspan=\"2\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s2_249\" id=\"t1i_249\" style=\"left:311px;bottom:680px;letter-spacing:-0.01px;display:inline;\">significantly within the Group. </div> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s2_249\" id=\"t1j_249\" style=\"left:311px;bottom:653px;letter-spacing:-0.01px;display:inline;\">The measurement model (VFA or GMM) used for key products is set out in Note C3.4(a). </div> </td></tr></table><div class=\"t s1_249\" id=\"t1k_249\" style=\"left:91px;bottom:608px;letter-spacing:-0.01px;display:inline;\">Carrying value of distribution rights intangible assets </div><table><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t1l_249\" style=\"left:91px;bottom:588px;letter-spacing:-0.01px;display:inline;\">The Group applies judgement to assess </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t1z_249\" style=\"left:311px;bottom:588px;letter-spacing:-0.01px;display:inline;\">Distribution rights relate to bancassurance partnership arrangements for the distribution of </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t1m_249\" style=\"left:91px;bottom:573px;letter-spacing:-0.01px;display:inline;\">whether factors such as the financial </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t20_249\" style=\"left:311px;bottom:573px;letter-spacing:-0.01px;display:inline;\">products for the term of the contractual agreement with the bank partner, for which an asset is </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t1n_249\" style=\"left:91px;bottom:557px;letter-spacing:-0.01px;display:inline;\">performance of the distribution </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t21_249\" style=\"left:311px;bottom:557px;letter-spacing:-0.01px;display:inline;\">recognised based on fees paid and fees payable not subject to performance conditions. </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t1o_249\" style=\"left:91px;bottom:541px;letter-spacing:-0.01px;display:inline;\">arrangements, or changes in relevant </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t22_249\" style=\"left:311px;bottom:541px;letter-spacing:-0.01px;display:inline;\">Distribution rights impairment testing is conducted when there is an indication of an impairment. </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t1p_249\" style=\"left:91px;bottom:526px;letter-spacing:-0.01px;display:inline;\">legislation and regulatory requirements </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t23_249\" style=\"left:311px;bottom:514px;letter-spacing:-0.01px;display:inline;\">To assess indicators of an impairment, the Group monitors a number of internal and external </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t1q_249\" style=\"left:91px;bottom:510px;letter-spacing:-0.01px;display:inline;\">indicate an impairment of intangible </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t1r_249\" style=\"left:91px;bottom:495px;letter-spacing:-0.01px;display:inline;\">assets representing distribution rights. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t24_249\" style=\"left:311px;bottom:498px;letter-spacing:-0.01px;display:inline;\">factors, including indications that the financial performance of the arrangement is likely to be </div></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t25_249\" style=\"left:311px;bottom:482px;letter-spacing:-0.01px;display:inline;\">worse than expected and changes in relevant legislation and regulatory requirements that could </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t1s_249\" style=\"left:91px;bottom:467px;letter-spacing:-0.01px;display:inline;\">To determine the impaired value, the </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t26_249\" style=\"left:311px;bottom:467px;letter-spacing:-0.01px;display:inline;\">impact the Group\u2019s ability to continue to sell new business through the bancassurance channel, and </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t1t_249\" style=\"left:91px;bottom:451px;letter-spacing:-0.01px;display:inline;\">Group estimates the discounted future </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t27_249\" style=\"left:311px;bottom:451px;letter-spacing:-0.01px;display:inline;\">then applies judgement to assess whether these factors indicate that an impairment has occurred. </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t1u_249\" style=\"left:91px;bottom:436px;letter-spacing:-0.01px;display:inline;\">expected cash flows arising from the </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t1v_249\" style=\"left:91px;bottom:420px;letter-spacing:-0.01px;display:inline;\">cash generating units (CGUs) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t28_249\" style=\"left:311px;bottom:423px;letter-spacing:-0.01px;display:inline;\">If an impairment has occurred, a charge is recognised in the income statement for the difference </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t1w_249\" style=\"left:91px;bottom:405px;letter-spacing:-0.01px;display:inline;\">containing the distribution rights. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t29_249\" style=\"left:311px;bottom:408px;letter-spacing:-0.01px;display:inline;\">between the carrying value and recoverable amount of the asset. The recoverable amount is the </div></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t2a_249\" style=\"left:311px;bottom:392px;letter-spacing:-0.01px;display:inline;\">greater of fair value less costs to sell and value in use. Value in use is calculated as the present value </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t1x_249\" style=\"left:91px;bottom:377px;letter-spacing:-0.01px;word-spacing:-0.01px;display:inline;\">Impacts $3,709 million of assets as </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t2b_249\" style=\"left:311px;bottom:377px;letter-spacing:-0.01px;display:inline;\">of future expected cash flows from the asset or the CGUs to which it is allocated. </div></td></tr><tr><td class=\"cke_table-faked-selection-temp\" colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t1y_249\" style=\"left:91px;bottom:361px;letter-spacing:-0.01px;word-spacing:-0.02px;display:inline;\">shown in note C4.2. </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr></table><div></div><div class=\"t s0_250\" id=\"t1_250\" style=\"left:69px;bottom:1115px;letter-spacing:-0.01px;display:inline;\">Financial investments \u2013 Valuation </div><table><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"t2_250\" style=\"left:69px;bottom:1095px;letter-spacing:-0.01px;display:inline;\">Financial investments held at fair value, </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"tf_250\" style=\"left:289px;bottom:1095px;letter-spacing:-0.01px;display:inline;\">The Group holds the majority of its financial investments at fair value (primarily through profit or </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"t3_250\" style=\"left:69px;bottom:1080px;letter-spacing:-0.01px;display:inline;\">net of derivative liabilities, excluding </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"tg_250\" style=\"left:289px;bottom:1080px;letter-spacing:-0.01px;display:inline;\">loss). Financial investments held at amortised cost primarily comprise loans and deposits and </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"t4_250\" style=\"left:69px;bottom:1064px;letter-spacing:-0.01px;display:inline;\">those held by joint ventures and </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"th_250\" style=\"left:289px;bottom:1064px;letter-spacing:-0.01px;display:inline;\">certain debt securities held by Eastspring. </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"t5_250\" style=\"left:69px;bottom:1048px;letter-spacing:-0.01px;display:inline;\">associates is $149.9 billion as shown in </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"t6_250\" style=\"left:69px;bottom:1033px;letter-spacing:-0.01px;word-spacing:-0.02px;display:inline;\">note C2.2(a). </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_250\" id=\"ti_250\" style=\"left:289px;bottom:1036px;letter-spacing:-0.01px;display:inline;\">Determination of fair value </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"tj_250\" style=\"left:289px;bottom:1021px;letter-spacing:-0.01px;display:inline;\">The fair values of the financial instruments for which fair valuation is required under IFRS Standards </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"t7_250\" style=\"left:69px;bottom:1005px;letter-spacing:-0.01px;display:inline;\">Financial investments held at amortised </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"tk_250\" style=\"left:289px;bottom:1005px;letter-spacing:-0.01px;display:inline;\">are determined by the use of quoted market prices for exchange-quoted investments or by using </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"t8_250\" style=\"left:69px;bottom:989px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">cost represent $6.0 billion of the </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"tl_250\" style=\"left:289px;bottom:989px;letter-spacing:-0.01px;display:inline;\">quotations from independent third parties such as brokers and pricing services or by using </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"t9_250\" style=\"left:69px;bottom:974px;letter-spacing:-0.01px;display:inline;\">Group\u2019s total assets. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"tm_250\" style=\"left:289px;bottom:974px;letter-spacing:-0.01px;word-spacing:-0.02px;display:inline;\">appropriate valuation techniques. Further details are included in note C2.1. </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"ta_250\" style=\"left:69px;bottom:946px;letter-spacing:-0.01px;display:inline;\">The Group estimates the fair value of </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"tn_250\" style=\"left:289px;bottom:946px;letter-spacing:-0.01px;display:inline;\">The estimated fair value of derivative financial instruments reflects the estimated amount the </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"tb_250\" style=\"left:69px;bottom:930px;letter-spacing:-0.01px;display:inline;\">financial investments that are not </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"to_250\" style=\"left:289px;bottom:930px;letter-spacing:-0.01px;display:inline;\">Group would receive or pay in an arm\u2019s-length transaction. This amount is determined using quoted </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"tc_250\" style=\"left:69px;bottom:915px;letter-spacing:-0.01px;display:inline;\">actively traded using quotations from </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"tp_250\" style=\"left:289px;bottom:915px;letter-spacing:-0.01px;display:inline;\">prices if exchange listed, quotations from independent third parties or valued internally using </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"td_250\" style=\"left:69px;bottom:899px;letter-spacing:-0.01px;display:inline;\">independent third parties or internally </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"tq_250\" style=\"left:289px;bottom:899px;letter-spacing:-0.01px;display:inline;\">standard market practices. </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"te_250\" style=\"left:69px;bottom:884px;letter-spacing:-0.01px;display:inline;\">developed pricing models. </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"tr_250\" style=\"left:289px;bottom:871px;letter-spacing:-0.01px;display:inline;\">Quoted market prices are used to value investments having quoted prices. Actively traded </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"ts_250\" style=\"left:289px;bottom:856px;letter-spacing:-0.01px;display:inline;\">investments without quoted prices are valued using prices provided by third parties such as brokers </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"tt_250\" style=\"left:289px;bottom:840px;letter-spacing:-0.01px;display:inline;\">or pricing services. Financial investments measured at fair value are classified into a three-level </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"tu_250\" style=\"left:289px;bottom:825px;letter-spacing:-0.01px;word-spacing:-0.02px;display:inline;\">hierarchy as described in note C2.1. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"tv_250\" style=\"left:289px;bottom:797px;letter-spacing:-0.01px;display:inline;\">If the market for a financial investment of the Group is not active, the Group establishes fair value </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"tw_250\" style=\"left:289px;bottom:781px;letter-spacing:-0.01px;display:inline;\">by using quotations from independent third parties, such as brokers or pricing services, or by using </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"tx_250\" style=\"left:289px;bottom:766px;letter-spacing:-0.01px;display:inline;\">internally developed pricing models. Priority is given to publicly available prices from independent </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"ty_250\" style=\"left:289px;bottom:750px;letter-spacing:-0.01px;display:inline;\">sources when available, but overall the source of pricing and/or the valuation technique is chosen </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"tz_250\" style=\"left:289px;bottom:735px;letter-spacing:-0.01px;display:inline;\">with the objective of arriving at a fair value measurement which reflects the price at which an </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"t10_250\" style=\"left:289px;bottom:719px;letter-spacing:-0.01px;display:inline;\">orderly transaction would take place between market participants on the measurement date. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"t11_250\" style=\"left:289px;bottom:703px;letter-spacing:-0.01px;display:inline;\">Changes in assumptions relating to these variables could positively or negatively impact the </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"t12_250\" style=\"left:289px;bottom:688px;letter-spacing:-0.01px;display:inline;\">reported fair value of these financial investments. Details of the financial investments classified as </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"t13_250\" style=\"left:289px;bottom:672px;letter-spacing:-0.01px;display:inline;\">\u2018level 3\u2019 to which valuation techniques are applied and the sensitivity of profit before tax to a </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"cke_table-faked-selection-temp\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"t14_250\" style=\"left:289px;bottom:657px;letter-spacing:-0.01px;word-spacing:-0.01px;display:inline;\">change in the valuation of these items, are presented in note C2.2. </div></td></tr></table>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfAssetsAndLiabilitiesWithSignificantRiskOfMaterialAdjustmentExplanatory",
    "language": "en",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f27906": {
   "value": "A3.1 Critical accounting policies, estimates and judgements <div class=\"t s0_243\" id=\"tw_243\" style=\"left:87px;bottom:769px;letter-spacing:-0.01px;word-spacing:2.9px;display:inline;\">This note presents the critical accounting policies, estimates and judgements applied in preparing the Group\u2019s consolidated financial </div><div class=\"t s0_243\" id=\"tx_243\" style=\"left:87px;bottom:753px;letter-spacing:-0.01px;word-spacing:1.28px;display:inline;\">statements. Other accounting policies, where significant, are presented in the relevant individual notes. All accounting policies are applied </div><div class=\"t s0_243\" id=\"ty_243\" style=\"left:87px;bottom:737px;letter-spacing:-0.01px;word-spacing:3.9px;display:inline;\">consistently for the years presented and normally are not subject to changes unless new accounting standards, interpretations or </div><div class=\"t s0_243\" id=\"tz_243\" style=\"left:87px;bottom:722px;letter-spacing:-0.01px;display:inline;\">amendments are introduced by the IASB as discussed in note A2 above. </div><div class=\"t s0_243\" id=\"t10_243\" style=\"left:87px;bottom:694px;letter-spacing:-0.01px;display:inline;\">The preparation of these consolidated financial statements requires Prudential to make accounting estimates and judgements about the </div><div class=\"t s0_243\" id=\"t11_243\" style=\"left:87px;bottom:678px;letter-spacing:-0.01px;display:inline;\">amounts of assets, liabilities, revenues and expenses, which are both recognised and unrecognised (eg contingent liabilities) in the consolidated </div><div class=\"t s0_243\" id=\"t12_243\" style=\"left:87px;bottom:663px;letter-spacing:-0.01px;display:inline;\">financial statements. Prudential evaluates its critical accounting estimates, including those related to insurance business provisioning and the fair </div><div class=\"t s0_243\" id=\"t13_243\" style=\"left:87px;bottom:647px;letter-spacing:-0.01px;display:inline;\">value of assets as required. The notes below set out those critical accounting policies, the application of which requires the Group to make critical </div><div class=\"t s0_243\" id=\"t14_243\" style=\"left:87px;bottom:632px;letter-spacing:-0.01px;display:inline;\">estimates and judgements. Also set out are further critical accounting policies affecting the presentation of the Group\u2019s results and other items </div><div class=\"t s0_243\" id=\"t15_243\" style=\"left:87px;bottom:616px;letter-spacing:-0.01px;display:inline;\">that require the application of critical estimates and judgements. </div><div class=\"t s7_243\" id=\"t16_243\" style=\"left:87px;bottom:587px;letter-spacing:-0.1px;display:inline;\">(a) </div><div class=\"t s7_243\" id=\"t17_243\" style=\"left:113px;bottom:587px;letter-spacing:-0.11px;word-spacing:-0.05px;display:inline;\">Critical accounting policies with associated critical estimates and judgements \u2013 Measurement of insurance and </div><div class=\"t s7_243\" id=\"t18_243\" style=\"left:113px;bottom:571px;letter-spacing:-0.11px;display:inline;\">reinsurance contracts under IFRS 17 </div><div class=\"t s0_243\" id=\"t19_243\" style=\"left:87px;bottom:555px;letter-spacing:-0.01px;display:inline;\">IFRS 17 establishes principles for the recognition, measurement, presentation and disclosure of insurance contracts, reinsurance contracts and </div><div class=\"t s0_243\" id=\"t1a_243\" style=\"left:87px;bottom:540px;letter-spacing:-0.01px;display:inline;\">investment contracts with discretionary participation features. It introduces a model that measures groups of contracts based on the Group\u2019s </div><div class=\"t s0_243\" id=\"t1b_243\" style=\"left:87px;bottom:524px;letter-spacing:-0.01px;display:inline;\">estimates of the present value of future cash flows that are expected to arise as the Group fulfils the contracts, an explicit risk adjustment for </div><div class=\"t s0_243\" id=\"t1c_243\" style=\"left:87px;bottom:508px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">non-financial risk and a CSM. The process of determining the present value of future cashflows involves a number of estimates and judgments, </div><div class=\"t s0_243\" id=\"t1d_243\" style=\"left:87px;bottom:493px;letter-spacing:-0.01px;display:inline;\">which are set out below. </div><div></div><div class=\"t s0_244\" id=\"t1o_244\" style=\"left:69px;bottom:1115px;letter-spacing:-0.01px;display:inline;\">Determination of fulfilment cashflows used in the measurement of insurance and reinsurance contract assets and liabilities </div><div class=\"t s0_244\" id=\"t1p_244\" style=\"left:69px;bottom:1099px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">(impacts $(137.4) billion of net insurance and reinsurance contract balances, excluding those held by joint ventures and </div><div class=\"t s0_244\" id=\"t1q_244\" style=\"left:69px;bottom:1083px;letter-spacing:-0.01px;display:inline;\">associates) </div><table>\n                                            <tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_244\" id=\"t1_244\" style=\"left:69px;bottom:1063px;letter-spacing:-0.01px;display:inline;\">Estimates of future cash </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t3_244\" style=\"left:219px;bottom:1063px;letter-spacing:-0.01px;display:inline;\">The Group\u2019s process for estimating future cash flows incorporates, in an unbiased way, all reasonable and </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_244\" id=\"t2_244\" style=\"left:69px;bottom:1047px;letter-spacing:-0.01px;display:inline;\">flows </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t4_244\" style=\"left:219px;bottom:1047px;letter-spacing:-0.01px;display:inline;\">supportable information that is available without undue cost or effort at the reporting date. This information </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t5_244\" style=\"left:219px;bottom:1032px;letter-spacing:-0.01px;display:inline;\">includes both internal and external historical data about claims and other experience, updated to reflect current </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t6_244\" style=\"left:219px;bottom:1016px;letter-spacing:-0.01px;display:inline;\">expectations of future events. As this is a prediction of the future, significant judgement is applied in determining </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t7_244\" style=\"left:219px;bottom:1001px;letter-spacing:-0.01px;display:inline;\">the assumptions that underpin the estimation of future cash flows. These assumptions include, but are not </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t8_244\" style=\"left:219px;bottom:985px;letter-spacing:-0.01px;display:inline;\">limited to, operating assumptions such as morbidity, mortality, persistency and expenses, and economic </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t9_244\" style=\"left:219px;bottom:970px;letter-spacing:-0.01px;display:inline;\">assumptions such as risk-free rates and illiquidity premium. Granular assumptions are set at a business unit level. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"ta_244\" style=\"left:219px;bottom:954px;letter-spacing:-0.01px;display:inline;\">The demographic assumptions are consistent with those used in other metrics such as EEV reporting. The Risk </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"tb_244\" style=\"left:219px;bottom:938px;letter-spacing:-0.01px;display:inline;\">Review included in this Annual Report discusses the insurance and market risks the Group faces and how these </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"tc_244\" style=\"left:219px;bottom:923px;letter-spacing:-0.01px;display:inline;\">risks are mitigated. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"td_244\" style=\"left:219px;bottom:895px;letter-spacing:-0.01px;display:inline;\">When estimating future cash flows, the Group takes into account current expectations of future events (other </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"te_244\" style=\"left:219px;bottom:879px;letter-spacing:-0.01px;display:inline;\">than those from future legislation or regulatory changes that have not been substantively enacted) that might </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"tf_244\" style=\"left:219px;bottom:864px;letter-spacing:-0.01px;display:inline;\">affect those cash flows. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"tg_244\" style=\"left:219px;bottom:836px;letter-spacing:-0.01px;display:inline;\">Cash flows within the boundary of a contract (the Group\u2019s accounting policy on contract boundary is given </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"th_244\" style=\"left:219px;bottom:820px;letter-spacing:-0.01px;display:inline;\">below) relate directly to the fulfilment of the contract, including those for which the Group has discretion over the </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"ti_244\" style=\"left:219px;bottom:805px;letter-spacing:-0.01px;display:inline;\">amount or timing. These include future premium receipts, payments to (or on behalf of) policyholders, insurance </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"tj_244\" style=\"left:219px;bottom:789px;letter-spacing:-0.01px;display:inline;\">acquisition cash flows and other costs that are incurred in fulfilling contracts. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"tk_244\" style=\"left:219px;bottom:761px;letter-spacing:-0.01px;display:inline;\">In relation to reinsurance contracts held, the probability weighted estimates of the present value of future cash </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"tl_244\" style=\"left:219px;bottom:746px;letter-spacing:-0.01px;display:inline;\">flows includes the potential credit losses and losses from other disputes to reflect the non-performance risk of the </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"tm_244\" style=\"left:219px;bottom:730px;letter-spacing:-0.01px;display:inline;\">reinsurers. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"tn_244\" style=\"left:219px;bottom:702px;letter-spacing:-0.01px;display:inline;\">The sensitivity of shareholder equity and CSM to insurance risks is set out in Note C6.1(b). </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_244\" id=\"to_244\" style=\"left:69px;bottom:683px;letter-spacing:-0.01px;display:inline;\">Expense assumptions </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"tr_244\" style=\"left:219px;bottom:683px;letter-spacing:-0.01px;display:inline;\">Insurance acquisition cash flows (as discussed below) and other costs that are incurred in fulfilling contracts </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_244\" id=\"tp_244\" style=\"left:69px;bottom:667px;letter-spacing:-0.01px;display:inline;\">used in future cash flow </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"ts_244\" style=\"left:219px;bottom:667px;letter-spacing:-0.01px;display:inline;\">comprise both direct costs and an allocation of fixed and variable overheads incurred by the insurance entities. </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_244\" id=\"tq_244\" style=\"left:69px;bottom:651px;letter-spacing:-0.01px;display:inline;\">estimation </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"tt_244\" style=\"left:219px;bottom:639px;letter-spacing:-0.01px;display:inline;\">The Group projects estimates of future expenses relating to the fulfilment of contracts within the scope of IFRS </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"tu_244\" style=\"left:219px;bottom:624px;letter-spacing:-0.01px;display:inline;\">17 using current expense levels adjusted for inflation. Costs that are incurred in fulfilling the contracts include, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"tv_244\" style=\"left:219px;bottom:608px;letter-spacing:-0.01px;display:inline;\">but are not limited to claims handling costs, policy administration expenses, investment management expenses, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"tw_244\" style=\"left:219px;bottom:592px;letter-spacing:-0.01px;display:inline;\">income tax and other costs specifically chargeable to the policyholders under the terms of the contracts. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"tx_244\" style=\"left:219px;bottom:577px;letter-spacing:-0.01px;display:inline;\">Expenses included in estimated future cash flows comprise expenses directly attributable to the groups of </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"ty_244\" style=\"left:219px;bottom:561px;letter-spacing:-0.01px;display:inline;\">contracts, including an allocation of fixed and variable overheads incurred by the insurance entities. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"tz_244\" style=\"left:219px;bottom:534px;letter-spacing:-0.01px;display:inline;\">Investment management expenses in relation to the management of the assets backing policyholder liabilities </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t10_244\" style=\"left:219px;bottom:518px;letter-spacing:-0.01px;display:inline;\">are included in the fulfilment cash flows for business using the VFA model, other participating business using the </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t11_244\" style=\"left:219px;bottom:502px;letter-spacing:-0.01px;display:inline;\">general model and general model non-participating business where the Group performs investment </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t12_244\" style=\"left:219px;bottom:487px;letter-spacing:-0.01px;display:inline;\">management activities to enhance benefits from insurance coverage for policyholders. The future expenses of </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t13_244\" style=\"left:219px;bottom:471px;letter-spacing:-0.01px;display:inline;\">internal asset management and other services excludes the projected future profits or losses generated by any </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t14_244\" style=\"left:219px;bottom:456px;letter-spacing:-0.01px;display:inline;\">non-insurance entities within the Group in providing those services (ie the IFRS results for the life insurance </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t15_244\" style=\"left:219px;bottom:440px;letter-spacing:-0.01px;display:inline;\">operations in the consolidated financial statements assume that the cost of internal asset management and </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t16_244\" style=\"left:219px;bottom:424px;letter-spacing:-0.01px;display:inline;\">other services will be that incurred by the Group as a whole, not the cost that will be borne by the insurance </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t17_244\" style=\"left:219px;bottom:409px;letter-spacing:-0.01px;display:inline;\">business). </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t18_244\" style=\"left:219px;bottom:381px;letter-spacing:-0.01px;display:inline;\">Most of the costs incurred by the insurance entities within the Group are considered to be incurred for the </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t19_244\" style=\"left:219px;bottom:365px;letter-spacing:-0.01px;display:inline;\">purpose of selling and fulfilling insurance contracts and are hence treated as attributable expenses. Cash flows </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t1a_244\" style=\"left:219px;bottom:350px;letter-spacing:-0.01px;display:inline;\">that are not directly attributable to a portfolio of insurance contracts, such as some product development and </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t1b_244\" style=\"left:219px;bottom:334px;letter-spacing:-0.01px;display:inline;\">training costs, are recognised in other operating expenses as incurred. </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_244\" id=\"t1c_244\" style=\"left:69px;bottom:315px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Policyholder benefits </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t1d_244\" style=\"left:219px;bottom:315px;letter-spacing:-0.01px;display:inline;\">The assumptions used to project the cash flows also reflect the actions that management would take over the </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t1e_244\" style=\"left:219px;bottom:299px;letter-spacing:-0.01px;display:inline;\">duration of the projection, the time it would take to implement these actions and any expenses incurred in taking </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t1f_244\" style=\"left:219px;bottom:284px;letter-spacing:-0.01px;display:inline;\">those actions. Management actions encompass, but are not confined to, investment allocation decisions, levels </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t1g_244\" style=\"left:219px;bottom:268px;letter-spacing:-0.01px;display:inline;\">of regular and final bonuses and crediting rates. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t1h_244\" style=\"left:219px;bottom:240px;letter-spacing:-0.01px;display:inline;\">For participating contracts, estimated future claim payments include bonuses paid to policyholders determined </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t1i_244\" style=\"left:219px;bottom:225px;letter-spacing:-0.01px;display:inline;\">by reference to the relevant profit-sharing arrangement. For example, for the Group\u2019s with-profits business in </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t1j_244\" style=\"left:219px;bottom:209px;letter-spacing:-0.01px;display:inline;\">Hong Kong, Singapore and Malaysia, asset shares are used to determine payments to policyholders. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t1k_244\" style=\"left:219px;bottom:181px;letter-spacing:-0.01px;display:inline;\">Where cash flows from one group of contracts affect, or are affected by, cash flows in other groups of contracts </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t1l_244\" style=\"left:219px;bottom:166px;letter-spacing:-0.01px;display:inline;\">(eg for with-profits business), the fulfilment cash flows for a group include payments arising from the terms of </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t1m_244\" style=\"left:219px;bottom:150px;letter-spacing:-0.01px;display:inline;\">existing contracts to policyholders in other groups and exclude payments to policyholders in the group that have </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t1n_244\" style=\"left:219px;bottom:135px;letter-spacing:-0.01px;display:inline;\">been included in the fulfilment cash flows of another group. </div></td></tr>\n                                        </table><div></div><div class=\"t s0_245\" id=\"t1c_245\" style=\"left:91px;bottom:1115px;letter-spacing:-0.01px;display:inline;\">Determination of fulfilment cashflows used in the measurement of insurance and reinsurance contract assets and liabilities </div><div class=\"t s0_245\" id=\"t1d_245\" style=\"left:91px;bottom:1099px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">(impacts $(137.4) billion of net insurance and reinsurance contract balances, excluding those held by joint ventures and </div><div class=\"t s0_245\" id=\"t1e_245\" style=\"left:91px;bottom:1083px;letter-spacing:-0.01px;display:inline;\">associates) </div><table>\n                                            <tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_245\" id=\"t1_245\" style=\"left:91px;bottom:1063px;letter-spacing:-0.01px;display:inline;\">Insurance acquisition </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"t3_245\" style=\"left:241px;bottom:1063px;letter-spacing:-0.01px;display:inline;\">Insurance acquisition cash flows arise from the activities of selling, underwriting and starting a group of </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_245\" id=\"t2_245\" style=\"left:91px;bottom:1047px;letter-spacing:-0.01px;display:inline;\">cash flows </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"t4_245\" style=\"left:241px;bottom:1047px;letter-spacing:-0.01px;display:inline;\">insurance contracts that are directly attributable to the portfolio of contracts to which the group belongs. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"t5_245\" style=\"left:241px;bottom:1032px;letter-spacing:-0.01px;display:inline;\">Insurance acquisition cash flows that are directly attributable to a group of contracts (eg non-refundable </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"t6_245\" style=\"left:241px;bottom:1016px;letter-spacing:-0.01px;display:inline;\">commissions paid on issuance of a contract) are allocated to that group and to the groups that will include </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"t7_245\" style=\"left:241px;bottom:1001px;letter-spacing:-0.01px;display:inline;\">renewals of those contracts. Bancassurance payments (eg upfront payments to sell insurance contracts to </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"t8_245\" style=\"left:241px;bottom:985px;letter-spacing:-0.01px;display:inline;\">distribution partners) are capitalised under IAS 38 as intangible assets and amortised on a basis to reflect the </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"t9_245\" style=\"left:241px;bottom:970px;letter-spacing:-0.01px;display:inline;\">pattern in which the future economic benefits are expected to be consumed by reference to new business </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"ta_245\" style=\"left:241px;bottom:954px;letter-spacing:-0.01px;display:inline;\">production levels. The amortisation of the bancassurance intangibles is considered to constitute insurance </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"tb_245\" style=\"left:241px;bottom:938px;letter-spacing:-0.01px;display:inline;\">acquisition cash flows. They generally form part of fulfilment cash flows and are amortised implicitly in line with </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"tc_245\" style=\"left:241px;bottom:923px;letter-spacing:-0.01px;display:inline;\">the coverage unit pattern. </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_245\" id=\"td_245\" style=\"left:91px;bottom:903px;letter-spacing:-0.01px;display:inline;\">Determining the point of </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"th_245\" style=\"left:241px;bottom:903px;letter-spacing:-0.01px;display:inline;\">The point of initial recognition of a group of contracts is the earliest of the premium due date, the date coverage </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_245\" id=\"te_245\" style=\"left:91px;bottom:887px;letter-spacing:-0.01px;display:inline;\">recognition and the </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"ti_245\" style=\"left:241px;bottom:887px;letter-spacing:-0.01px;display:inline;\">starts and, for an onerous contract, the date the contract is signed and accepted by both parties. There is limited </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_245\" id=\"tf_245\" style=\"left:91px;bottom:871px;letter-spacing:-0.01px;display:inline;\">boundary of an </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"tj_245\" style=\"left:241px;bottom:871px;letter-spacing:-0.01px;display:inline;\">judgement involved in relation to most contracts issued by the Group as the coverage period generally starts </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_245\" id=\"tg_245\" style=\"left:91px;bottom:856px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">insurance contract </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"tk_245\" style=\"left:241px;bottom:856px;letter-spacing:-0.01px;display:inline;\">from the premium due date. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"tl_245\" style=\"left:241px;bottom:828px;letter-spacing:-0.01px;display:inline;\">The contract boundary defines which future cash flows are included in the measurement of a contract. The </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"tm_245\" style=\"left:241px;bottom:812px;letter-spacing:-0.01px;display:inline;\">boundary of the fulfilment cash flows under IFRS 17 is considered to be the point at which the Group both no </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"tn_245\" style=\"left:241px;bottom:797px;letter-spacing:-0.01px;display:inline;\">longer has substantive rights and obligations under the insurance contract to provide services or compel the </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"to_245\" style=\"left:241px;bottom:781px;letter-spacing:-0.01px;display:inline;\">policyholder to pay premiums. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"tp_245\" style=\"left:241px;bottom:753px;letter-spacing:-0.01px;display:inline;\">The contract boundary is assessed at inception and then reassessed only when there are changes in features or </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"tq_245\" style=\"left:241px;bottom:738px;letter-spacing:-0.01px;display:inline;\">circumstances that alter the commercial substance of the contract or when there are changes in the products </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"tr_245\" style=\"left:241px;bottom:722px;letter-spacing:-0.01px;display:inline;\">within a portfolio. The reassessment of the contract boundary for any changes is performed at the end of each </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"ts_245\" style=\"left:241px;bottom:707px;letter-spacing:-0.01px;display:inline;\">reporting period. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"tt_245\" style=\"left:241px;bottom:679px;letter-spacing:-0.01px;display:inline;\">For most contracts issued by the Group, there is little judgement involved in determining the contract boundary </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"tu_245\" style=\"left:241px;bottom:663px;letter-spacing:-0.01px;display:inline;\">as either a single premium is received for a contract which is expected to continue for a long period or a </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"tv_245\" style=\"left:241px;bottom:648px;letter-spacing:-0.01px;display:inline;\">guaranteed premium is received for regular premium contracts. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"tw_245\" style=\"left:241px;bottom:620px;letter-spacing:-0.01px;display:inline;\">For certain contracts where the premiums are not guaranteed, more judgement is involved in assessing the </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"tx_245\" style=\"left:241px;bottom:604px;letter-spacing:-0.01px;display:inline;\">Group\u2019s substantive rights and obligations. When determining the boundary for these contracts various factors </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"ty_245\" style=\"left:241px;bottom:589px;letter-spacing:-0.01px;display:inline;\">are taken into consideration by the Group such as the Group\u2019s practical ability to terminate or refuse renewal of </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"tz_245\" style=\"left:241px;bottom:573px;letter-spacing:-0.01px;display:inline;\">a contract, the Group\u2019s ability to fully reprice at the individual contract level and whether the Group has the </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"t10_245\" style=\"left:241px;bottom:558px;letter-spacing:-0.01px;display:inline;\">ability to reassess risks at a portfolio level and set a price that fully reflects the risks of that portfolio. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"t11_245\" style=\"left:241px;bottom:530px;letter-spacing:-0.01px;display:inline;\">The Group has some immaterial business that is general insurance in nature and which is considered to have a </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"t12_245\" style=\"left:241px;bottom:514px;letter-spacing:-0.01px;display:inline;\">boundary of one year. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"t13_245\" style=\"left:241px;bottom:486px;letter-spacing:-0.01px;display:inline;\">Where riders attach to and are not separated from a base contract, the contract boundary is determined based </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"t14_245\" style=\"left:241px;bottom:471px;letter-spacing:-0.01px;display:inline;\">on the component of the contract which has the longest contract boundary. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"t15_245\" style=\"left:241px;bottom:443px;letter-spacing:-0.01px;display:inline;\">Future cash flows relating to riders which are not purchased at the inception of the base contract, but are added </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"t16_245\" style=\"left:241px;bottom:427px;letter-spacing:-0.01px;display:inline;\">at a later date, are not included within the contract boundary at initial recognition. As the addition of these riders </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"t17_245\" style=\"left:241px;bottom:412px;letter-spacing:-0.01px;display:inline;\">is the exercise of an option under the contract it is not considered a contract modification but is instead treated </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"t18_245\" style=\"left:241px;bottom:396px;letter-spacing:-0.01px;display:inline;\">as changes in fulfilment cash flows. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"t19_245\" style=\"left:241px;bottom:369px;letter-spacing:-0.01px;display:inline;\">Similar considerations to those applying to underlying insurance contracts apply in determining the contract </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"t1a_245\" style=\"left:241px;bottom:353px;letter-spacing:-0.01px;display:inline;\">boundary of groups of reinsurance contracts held. Further detail on reinsurance contracts, including on </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"t1b_245\" style=\"left:241px;bottom:337px;letter-spacing:-0.01px;display:inline;\">recognition is set out in note C3.4(b). </div></td></tr>\n                                        </table><div></div><div class=\"t s0_246\" id=\"t1_246\" style=\"left:69px;bottom:1115px;letter-spacing:-0.01px;display:inline;\">Determination of discount rates </div><table>\n                                            <tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t2_246\" style=\"left:69px;bottom:1095px;letter-spacing:-0.01px;display:inline;\">Discount rate and risk- </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t4_246\" style=\"left:218px;bottom:1095px;letter-spacing:-0.01px;display:inline;\">IFRS 17 enables discount rates to be calculated on a top-down or bottom-up basis. The Group elects to </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t3_246\" style=\"left:69px;bottom:1080px;letter-spacing:-0.01px;display:inline;\">free rate </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t5_246\" style=\"left:218px;bottom:1080px;letter-spacing:-0.01px;display:inline;\">determine discount rates on a bottom-up basis, starting with a liquid risk-free yield curve and adding an illiquidity </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t6_246\" style=\"left:218px;bottom:1064px;letter-spacing:-0.01px;display:inline;\">premium to reflect the characteristics of the insurance contracts. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t7_246\" style=\"left:218px;bottom:1036px;letter-spacing:-0.01px;display:inline;\">Risk-free rates are based on government bond yields for all currencies except HKD where risk-free rates are based </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t8_246\" style=\"left:218px;bottom:1021px;letter-spacing:-0.01px;display:inline;\">on swap rates due to the higher liquidity of the HKD swap market. Government bond yields and swap rates are </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t9_246\" style=\"left:218px;bottom:1005px;letter-spacing:-0.01px;display:inline;\">obtained from publicly available data sources. Yield curves are constructed by using a market-observed curve up </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"ta_246\" style=\"left:218px;bottom:989px;letter-spacing:-0.01px;display:inline;\">to a last liquid point and then extrapolating to an ultimate forward rate. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"tb_246\" style=\"left:218px;bottom:962px;letter-spacing:-0.01px;display:inline;\">Where cash flows vary based on the return on underlying items, the projected earned rate is set equal to the </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"tc_246\" style=\"left:218px;bottom:946px;letter-spacing:-0.01px;display:inline;\">discount rate. Where stochastic modelling techniques are used, the projected average investment returns are </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"td_246\" style=\"left:218px;bottom:930px;letter-spacing:-0.01px;display:inline;\">calibrated to be equal to the deterministic discount rate (including the illiquidity premium). </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"te_246\" style=\"left:218px;bottom:903px;letter-spacing:-0.01px;display:inline;\">The illiquidity premium is calculated as the yield-to-maturity on a reference portfolio of assets with similar </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"tf_246\" style=\"left:218px;bottom:887px;letter-spacing:-0.01px;display:inline;\">liquidity characteristics to the insurance contracts, (in particular, corporate bonds) less the risk-free curve, and an </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"tg_246\" style=\"left:218px;bottom:871px;letter-spacing:-0.01px;display:inline;\">allowance for credit risk. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"th_246\" style=\"left:218px;bottom:844px;letter-spacing:-0.01px;display:inline;\">The allowance for credit risk includes a credit risk premium which is derived through a lifetime projection of </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"ti_246\" style=\"left:218px;bottom:828px;letter-spacing:-0.01px;display:inline;\">expected bond cash flows, allowing for the cost of downgrades and defaults, a rebalancing rate of projected </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"tj_246\" style=\"left:218px;bottom:812px;letter-spacing:-0.01px;display:inline;\">downgrades and a recovery rate in the event of default. The allowance for credit risk varies by currency ranging </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"tk_246\" style=\"left:218px;bottom:797px;letter-spacing:-0.01px;display:inline;\">between 20bps and 56bps at 31 December 2023 (31 December 2022: between 23bps and 56bps) . </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"tl_246\" style=\"left:218px;bottom:769px;letter-spacing:-0.01px;display:inline;\">A proportion of the reference portfolio\u2019s illiquidity premium (either 0%, 50% or 100%) is applied to portfolios of </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"tm_246\" style=\"left:218px;bottom:753px;letter-spacing:-0.01px;display:inline;\">insurance contracts reflecting the liquidity characteristics of the insurance contracts. The liquidity characteristics </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"tn_246\" style=\"left:218px;bottom:738px;letter-spacing:-0.01px;display:inline;\">are assessed from the policyholders\u2019 perspective. Consideration is given to the nature of premiums, the level of </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"to_246\" style=\"left:218px;bottom:722px;letter-spacing:-0.01px;display:inline;\">underwriting, and the surrender and other benefit features of the portfolios. A product\u2019s illiquidity premium is </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"tp_246\" style=\"left:218px;bottom:707px;letter-spacing:-0.01px;display:inline;\">restricted to be no greater than reasonably expected to be earned on the assets backing the insurance contract </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"tq_246\" style=\"left:218px;bottom:691px;letter-spacing:-0.01px;display:inline;\">liabilities, over the duration of the insurance contracts. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"tr_246\" style=\"left:218px;bottom:663px;letter-spacing:-0.01px;display:inline;\">The following tables set out the range of yield curves used to discount cash flows of insurance contracts for major </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"ts_246\" style=\"left:218px;bottom:648px;letter-spacing:-0.01px;display:inline;\">currencies. The range reflects the proportion of illiquidity premium applied by business unit and portfolio. </div></td></tr>\n                                        </table><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"5\" rowspan=\"1\" style=\"text-align: center;\">  <div class=\"t s2_246\" id=\"tt_246\" style=\"left:586px;bottom:617px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">31 Dec 2023 % </div>  </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_246\" id=\"tu_246\" style=\"left:465px;bottom:600px;letter-spacing:0.07px;display:inline;\">1 year </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_246\" id=\"tv_246\" style=\"left:542px;bottom:600px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">5 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_246\" id=\"tw_246\" style=\"left:619px;bottom:600px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">10 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_246\" id=\"tx_246\" style=\"left:700px;bottom:600px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">15 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_246\" id=\"ty_246\" style=\"left:781px;bottom:600px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">20 years </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"tz_246\" style=\"left:221px;bottom:579px;letter-spacing:-0.01px;display:inline;\">Chinese yuan (CNY) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t10_246\" style=\"left:433px;bottom:579px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">2.07 - 2.33 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t11_246\" style=\"left:515px;bottom:579px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">2.41 - 2.67 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t12_246\" style=\"left:596px;bottom:579px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">2.59 - 2.85 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t13_246\" style=\"left:677px;bottom:579px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">2.70 - 2.96 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t14_246\" style=\"left:759px;bottom:579px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">2.76 - 3.02 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t15_246\" style=\"left:221px;bottom:560px;letter-spacing:-0.01px;display:inline;\">Hong Kong dollar (HKD) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t16_246\" style=\"left:433px;bottom:560px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">4.76 - 5.23 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t17_246\" style=\"left:515px;bottom:560px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">3.75 - 4.22 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t18_246\" style=\"left:596px;bottom:560px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">3.76 - 4.23 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t19_246\" style=\"left:677px;bottom:560px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">3.89 - 4.36 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t1a_246\" style=\"left:759px;bottom:560px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">3.95 - 4.42 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t1b_246\" style=\"left:221px;bottom:540px;letter-spacing:-0.01px;display:inline;\">Indonesian rupiah (IDR) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t1c_246\" style=\"left:433px;bottom:540px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">6.47 - 6.96 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t1d_246\" style=\"left:515px;bottom:540px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">6.63 - 7.12 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t1e_246\" style=\"left:596px;bottom:540px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">6.73 - 7.22 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t1f_246\" style=\"left:677px;bottom:540px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">6.94 - 7.43 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t1g_246\" style=\"left:759px;bottom:540px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">7.03 - 7.52 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t1h_246\" style=\"left:221px;bottom:521px;letter-spacing:-0.01px;display:inline;\">Malaysian ringgit (MYR) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t1i_246\" style=\"left:433px;bottom:521px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">3.31 - 3.56 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t1j_246\" style=\"left:515px;bottom:521px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">3.67 - 3.92 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t1k_246\" style=\"left:596px;bottom:521px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">3.78 - 4.03 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t1l_246\" style=\"left:677px;bottom:521px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">4.09 - 4.34 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t1m_246\" style=\"left:759px;bottom:521px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">4.33 - 4.58 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t1n_246\" style=\"left:221px;bottom:501px;letter-spacing:-0.01px;display:inline;\">Singapore dollar (SGD) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t1o_246\" style=\"left:433px;bottom:501px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">3.62 - 4.37 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t1p_246\" style=\"left:515px;bottom:501px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">2.67 - 3.42 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t1q_246\" style=\"left:596px;bottom:501px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">2.71 - 3.46 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t1r_246\" style=\"left:678px;bottom:501px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">2.77 - 3.52 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t1s_246\" style=\"left:759px;bottom:501px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">2.74 - 3.49 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t1t_246\" style=\"left:221px;bottom:482px;letter-spacing:-0.01px;display:inline;\">United States dollar (USD) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t1u_246\" style=\"left:433px;bottom:482px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">4.81 - 5.64 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t1v_246\" style=\"left:515px;bottom:482px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">3.86 - 4.69 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t1w_246\" style=\"left:596px;bottom:482px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">3.90 - 4.73 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t1x_246\" style=\"left:678px;bottom:482px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">4.01 - 4.84 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t1y_246\" style=\"left:759px;bottom:482px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">4.36 - 5.19 </div></td></tr>\n                                        </table><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"5\" rowspan=\"1\" style=\"text-align: center;\">  <div class=\"t s3_246\" id=\"t1z_246\" style=\"left:585px;bottom:446px;letter-spacing:0.08px;display:inline;\">31 Dec 2022 % </div>  </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_246\" id=\"t20_246\" style=\"left:466px;bottom:428px;letter-spacing:0.07px;display:inline;\">1 year </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_246\" id=\"t21_246\" style=\"left:543px;bottom:428px;letter-spacing:0.07px;display:inline;\">5 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_246\" id=\"t22_246\" style=\"left:620px;bottom:428px;letter-spacing:0.07px;display:inline;\">10 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_246\" id=\"t23_246\" style=\"left:701px;bottom:428px;letter-spacing:0.07px;display:inline;\">15 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_246\" id=\"t24_246\" style=\"left:783px;bottom:428px;letter-spacing:0.07px;display:inline;\">20 years </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t25_246\" style=\"left:221px;bottom:408px;letter-spacing:-0.01px;display:inline;\">Chinese yuan (CNY) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t26_246\" style=\"left:435px;bottom:408px;letter-spacing:-0.01px;display:inline;\">2.09 - 2.84 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t27_246\" style=\"left:517px;bottom:408px;letter-spacing:-0.01px;display:inline;\">2.65 - 3.29 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t28_246\" style=\"left:598px;bottom:408px;letter-spacing:-0.01px;display:inline;\">2.88 - 3.52 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t29_246\" style=\"left:679px;bottom:408px;letter-spacing:-0.01px;display:inline;\">3.05 - 3.69 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t2a_246\" style=\"left:761px;bottom:408px;letter-spacing:-0.01px;display:inline;\">3.14 - 3.79 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t2b_246\" style=\"left:221px;bottom:389px;letter-spacing:-0.01px;display:inline;\">Hong Kong dollar (HKD) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t2c_246\" style=\"left:435px;bottom:389px;letter-spacing:-0.01px;display:inline;\">4.85 - 6.14 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t2d_246\" style=\"left:517px;bottom:389px;letter-spacing:-0.01px;display:inline;\">3.96 - 5.25 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t2e_246\" style=\"left:598px;bottom:389px;letter-spacing:-0.01px;display:inline;\">3.78 - 5.07 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t2f_246\" style=\"left:679px;bottom:389px;letter-spacing:-0.01px;display:inline;\">3.82 - 5.11 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t2g_246\" style=\"left:761px;bottom:389px;letter-spacing:-0.01px;display:inline;\">3.84 - 5.13 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t2h_246\" style=\"left:221px;bottom:369px;letter-spacing:-0.01px;display:inline;\">Indonesian rupiah (IDR) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t2i_246\" style=\"left:435px;bottom:369px;letter-spacing:-0.01px;display:inline;\">5.65 - 6.13 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t2j_246\" style=\"left:517px;bottom:369px;letter-spacing:-0.01px;display:inline;\">6.72 - 7.20 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t2k_246\" style=\"left:598px;bottom:369px;letter-spacing:-0.01px;display:inline;\">7.29 - 7.77 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t2l_246\" style=\"left:679px;bottom:369px;letter-spacing:-0.01px;display:inline;\">7.51 - 7.99 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t2m_246\" style=\"left:761px;bottom:369px;letter-spacing:-0.01px;display:inline;\">7.77 - 8.25 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t2n_246\" style=\"left:221px;bottom:350px;letter-spacing:-0.01px;display:inline;\">Malaysian ringgit (MYR) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t2o_246\" style=\"left:435px;bottom:350px;letter-spacing:-0.01px;display:inline;\">3.52 - 3.91 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t2p_246\" style=\"left:517px;bottom:350px;letter-spacing:-0.01px;display:inline;\">3.91 - 4.29 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t2q_246\" style=\"left:598px;bottom:350px;letter-spacing:-0.01px;display:inline;\">4.13 - 4.52 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t2r_246\" style=\"left:679px;bottom:350px;letter-spacing:-0.01px;display:inline;\">4.35 - 4.73 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t2s_246\" style=\"left:761px;bottom:350px;letter-spacing:-0.01px;display:inline;\">4.49 - 4.88 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t2t_246\" style=\"left:221px;bottom:330px;letter-spacing:-0.01px;display:inline;\">Singapore dollar (SGD) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t2u_246\" style=\"left:435px;bottom:330px;letter-spacing:-0.01px;display:inline;\">3.83 - 4.94 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t2v_246\" style=\"left:517px;bottom:330px;letter-spacing:-0.01px;display:inline;\">2.86 - 3.98 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t2w_246\" style=\"left:598px;bottom:330px;letter-spacing:-0.01px;display:inline;\">3.11 - 4.22 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t2x_246\" style=\"left:679px;bottom:330px;letter-spacing:-0.01px;display:inline;\">2.91 - 4.02 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t2y_246\" style=\"left:761px;bottom:330px;letter-spacing:-0.01px;display:inline;\">2.49 - 3.61 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t2z_246\" style=\"left:221px;bottom:311px;letter-spacing:-0.01px;display:inline;\">United States dollar (USD) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t30_246\" style=\"left:435px;bottom:311px;letter-spacing:-0.01px;display:inline;\">4.75 - 5.91 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t31_246\" style=\"left:517px;bottom:311px;letter-spacing:-0.01px;display:inline;\">4.02 - 5.17 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t32_246\" style=\"left:598px;bottom:311px;letter-spacing:-0.01px;display:inline;\">3.89 - 5.05 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t33_246\" style=\"left:679px;bottom:311px;letter-spacing:-0.01px;display:inline;\">3.98 - 5.15 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t34_246\" style=\"left:761px;bottom:311px;letter-spacing:-0.01px;display:inline;\">4.27 - 5.43 </div></td></tr>\n                                        </table><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"5\" rowspan=\"1\" style=\"text-align: center;\">  <div class=\"t s3_246\" id=\"t35_246\" style=\"left:588px;bottom:275px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">1 Jan 2022 % </div>  </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_246\" id=\"t36_246\" style=\"left:466px;bottom:257px;letter-spacing:0.07px;display:inline;\">1 year </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_246\" id=\"t37_246\" style=\"left:543px;bottom:257px;letter-spacing:0.07px;display:inline;\">5 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_246\" id=\"t38_246\" style=\"left:620px;bottom:257px;letter-spacing:0.07px;display:inline;\">10 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_246\" id=\"t39_246\" style=\"left:701px;bottom:257px;letter-spacing:0.07px;display:inline;\">15 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_246\" id=\"t3a_246\" style=\"left:783px;bottom:257px;letter-spacing:0.07px;display:inline;\">20 years </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t3b_246\" style=\"left:221px;bottom:237px;letter-spacing:-0.01px;display:inline;\">Chinese yuan (CNY) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t3c_246\" style=\"left:435px;bottom:237px;letter-spacing:-0.01px;display:inline;\">2.21 - 2.60 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t3d_246\" style=\"left:517px;bottom:237px;letter-spacing:-0.01px;display:inline;\">2.63 - 2.99 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t3e_246\" style=\"left:598px;bottom:237px;letter-spacing:-0.01px;display:inline;\">2.81 - 3.19 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t3f_246\" style=\"left:679px;bottom:237px;letter-spacing:-0.01px;display:inline;\">3.00 - 3.65 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t3g_246\" style=\"left:761px;bottom:237px;letter-spacing:-0.01px;display:inline;\">3.12 - 3.71 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t3h_246\" style=\"left:221px;bottom:218px;letter-spacing:-0.01px;display:inline;\">Hong Kong dollar (HKD) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t3i_246\" style=\"left:435px;bottom:218px;letter-spacing:-0.01px;display:inline;\">0.43 - 1.44 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t3j_246\" style=\"left:517px;bottom:218px;letter-spacing:-0.01px;display:inline;\">1.24 - 2.26 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t3k_246\" style=\"left:598px;bottom:218px;letter-spacing:-0.01px;display:inline;\">1.47 - 2.48 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t3l_246\" style=\"left:679px;bottom:218px;letter-spacing:-0.01px;display:inline;\">1.62 - 2.64 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t3m_246\" style=\"left:761px;bottom:218px;letter-spacing:-0.01px;display:inline;\">1.91 - 2.92 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t3n_246\" style=\"left:221px;bottom:198px;letter-spacing:-0.01px;display:inline;\">Indonesian rupiah (IDR) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t3o_246\" style=\"left:435px;bottom:198px;letter-spacing:-0.01px;display:inline;\">3.43 - 4.81 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t3p_246\" style=\"left:517px;bottom:198px;letter-spacing:-0.01px;display:inline;\">5.55 - 6.93 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t3q_246\" style=\"left:598px;bottom:198px;letter-spacing:-0.01px;display:inline;\">7.04 - 8.42 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t3r_246\" style=\"left:679px;bottom:198px;letter-spacing:-0.01px;display:inline;\">7.43 - 8.81 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t3s_246\" style=\"left:761px;bottom:198px;letter-spacing:-0.01px;display:inline;\">7.74 - 9.12 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t3t_246\" style=\"left:221px;bottom:179px;letter-spacing:-0.01px;display:inline;\">Malaysian ringgit (MYR) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t3u_246\" style=\"left:435px;bottom:179px;letter-spacing:-0.01px;display:inline;\">2.25 - 2.58 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t3v_246\" style=\"left:517px;bottom:179px;letter-spacing:-0.01px;display:inline;\">3.19 - 3.52 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t3w_246\" style=\"left:598px;bottom:179px;letter-spacing:-0.01px;display:inline;\">3.72 - 4.05 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t3x_246\" style=\"left:679px;bottom:179px;letter-spacing:-0.01px;display:inline;\">4.13 - 4.46 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t3y_246\" style=\"left:761px;bottom:179px;letter-spacing:-0.01px;display:inline;\">4.34 - 4.67 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t3z_246\" style=\"left:221px;bottom:159px;letter-spacing:-0.01px;display:inline;\">Singapore dollar (SGD) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t40_246\" style=\"left:435px;bottom:159px;letter-spacing:-0.01px;display:inline;\">0.60 - 1.58 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t41_246\" style=\"left:517px;bottom:159px;letter-spacing:-0.01px;display:inline;\">1.38 - 2.35 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t42_246\" style=\"left:598px;bottom:159px;letter-spacing:-0.01px;display:inline;\">1.72 - 2.70 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t43_246\" style=\"left:679px;bottom:159px;letter-spacing:-0.01px;display:inline;\">1.99 - 2.97 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t44_246\" style=\"left:761px;bottom:159px;letter-spacing:-0.01px;display:inline;\">2.14 - 3.12 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t45_246\" style=\"left:221px;bottom:140px;letter-spacing:-0.01px;display:inline;\">United States dollar (USD) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t46_246\" style=\"left:435px;bottom:140px;letter-spacing:-0.01px;display:inline;\">0.38 - 1.30 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t47_246\" style=\"left:517px;bottom:140px;letter-spacing:-0.01px;display:inline;\">1.27 - 2.20 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t48_246\" style=\"left:598px;bottom:140px;letter-spacing:-0.01px;display:inline;\">1.53 - 2.46 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t49_246\" style=\"left:679px;bottom:140px;letter-spacing:-0.01px;display:inline;\">1.69 - 2.61 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t4a_246\" style=\"left:761px;bottom:140px;letter-spacing:-0.01px;display:inline;\">2.01 - 2.93 </div></td></tr>\n                                        </table><div class=\"t s1_246\" id=\"t4b_246\" style=\"left:217px;bottom:105px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">The sensitivity of shareholder equity and CSM to changes in interest rates is set out in Note C6.1(a), covers a </div><div class=\"t s1_246\" id=\"t4c_246\" style=\"left:217px;bottom:89px;letter-spacing:-0.01px;display:inline;\">sensitivity to changes in the discount rates. </div><div></div><div class=\"t s0_247\" id=\"t1_247\" style=\"left:91px;bottom:1115px;letter-spacing:-0.01px;display:inline;\">Determination of risk adjustment for non-financial risk </div><table>\n                                            <tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_247\" id=\"t2_247\" style=\"left:91px;bottom:1095px;letter-spacing:-0.01px;display:inline;\">Risk adjustment for non- </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"t4_247\" style=\"left:240px;bottom:1095px;letter-spacing:-0.01px;display:inline;\">The risk adjustment for non-financial risk reflects the compensation the Group requires for bearing the </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_247\" id=\"t3_247\" style=\"left:91px;bottom:1080px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">financial risk </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"t5_247\" style=\"left:240px;bottom:1080px;letter-spacing:-0.01px;display:inline;\">uncertainty about the amount and timing of the cash flows from non-financial risk as the Group fulfils insurance </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"t6_247\" style=\"left:240px;bottom:1064px;letter-spacing:-0.01px;display:inline;\">contracts. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"t7_247\" style=\"left:240px;bottom:1036px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">For reinsurance contracts held, the risk adjustment for non</div><div class=\"t s2_247\" id=\"t8_247\" style=\"left:543px;bottom:1036px;display:inline;\">-</div><div class=\"t s1_247\" id=\"t9_247\" style=\"left:547px;bottom:1036px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">financial risk represents the amount of risk being </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"ta_247\" style=\"left:240px;bottom:1021px;letter-spacing:-0.01px;display:inline;\">transferred by the Group to the reinsurer. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"tb_247\" style=\"left:240px;bottom:993px;letter-spacing:-0.01px;display:inline;\">The risk adjustment for non-financial risk is determined by the Group using a confidence level approach. This is </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"tc_247\" style=\"left:240px;bottom:977px;letter-spacing:-0.01px;display:inline;\">implemented through the use of provisions for adverse deviations (PADs) calibrated using non-financial risk </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"td_247\" style=\"left:240px;bottom:962px;letter-spacing:-0.01px;display:inline;\">distributions and correlation assumptions. The PADs are applied to best estimate assumptions and hence the risk </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"te_247\" style=\"left:240px;bottom:946px;letter-spacing:-0.01px;display:inline;\">adjustment is calculated on a contract by contract basis. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"tf_247\" style=\"left:240px;bottom:918px;letter-spacing:-0.01px;display:inline;\">The Group\u2019s risk adjustment allows for all insurance, persistency and expense risks and operational risks specific </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"tg_247\" style=\"left:240px;bottom:903px;letter-spacing:-0.01px;display:inline;\">to uncertainty in the amount and timing of insurance contract cash flows. Reinsurance counterparty default risk </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"th_247\" style=\"left:240px;bottom:887px;letter-spacing:-0.01px;display:inline;\">is excluded from the calculation. Diversification is included on a net of reinsurance basis within each insurance </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"ti_247\" style=\"left:240px;bottom:871px;letter-spacing:-0.01px;display:inline;\">entity of the Group. Diversification is not allowed for between entities. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"tj_247\" style=\"left:240px;bottom:844px;letter-spacing:-0.01px;display:inline;\">By applying a confidence level technique, the Group estimates the probability distribution of the expected </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"tk_247\" style=\"left:240px;bottom:828px;letter-spacing:-0.01px;display:inline;\">present value of the future cash flows from insurance contracts at each reporting date and calculates the risk </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"tl_247\" style=\"left:240px;bottom:812px;letter-spacing:-0.01px;display:inline;\">adjustment for non-financial risk as the excess of the value at risk at the 75th percentile (the target confidence </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"tm_247\" style=\"left:240px;bottom:797px;letter-spacing:-0.01px;display:inline;\">level) over the expected present value of the future cash flows. The confidence level is calibrated over a one-year </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"tn_247\" style=\"left:240px;bottom:781px;letter-spacing:-0.01px;display:inline;\">period. </div></td></tr>\n                                        </table><div class=\"t s0_247\" id=\"to_247\" style=\"left:91px;bottom:748px;letter-spacing:-0.01px;display:inline;\">Determination of coverage units </div><table>\n                                            <tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_247\" id=\"tp_247\" style=\"left:91px;bottom:728px;letter-spacing:-0.01px;display:inline;\">Coverage units </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"tq_247\" style=\"left:240px;bottom:728px;letter-spacing:-0.01px;display:inline;\">The proportion of CSM recognised in profit or loss at the end of each period for a group of contracts is </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"tr_247\" style=\"left:240px;bottom:713px;letter-spacing:-0.01px;display:inline;\">determined as the ratio of: </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_247\" id=\"ts_247\" style=\"left:240px;bottom:685px;display:inline;\">\u2013 </div><div class=\"t s1_247\" id=\"tt_247\" style=\"left:253px;bottom:685px;letter-spacing:-0.01px;display:inline;\">the coverage units in the period; divided by </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_247\" id=\"tu_247\" style=\"left:240px;bottom:669px;display:inline;\">\u2013 </div><div class=\"t s1_247\" id=\"tv_247\" style=\"left:253px;bottom:669px;letter-spacing:-0.01px;display:inline;\">the sum of the coverage units in the period and the present value of expected coverage units in future periods. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"tw_247\" style=\"left:240px;bottom:642px;letter-spacing:-0.01px;display:inline;\">The total number of coverage units in a group reflects the quantity of service provided determined by </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"tx_247\" style=\"left:240px;bottom:626px;letter-spacing:-0.01px;display:inline;\">considering the quantity of benefits for each contract and its expected coverage period. The Group defines the </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"ty_247\" style=\"left:240px;bottom:610px;letter-spacing:-0.01px;display:inline;\">quantity of benefits for insurance services as the maximum amount which a policyholder receives when an </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"tz_247\" style=\"left:240px;bottom:595px;letter-spacing:-0.01px;display:inline;\">insured event takes place, for example the sum assured, the annual limit for a medical plan or the present value </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"t10_247\" style=\"left:240px;bottom:579px;letter-spacing:-0.01px;display:inline;\">of a stream of payments. The quantity of benefits is updated each period. Investment related and investment- </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"t11_247\" style=\"left:240px;bottom:564px;letter-spacing:-0.01px;display:inline;\">return services are assumed to be constant over time. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"t12_247\" style=\"left:240px;bottom:536px;letter-spacing:-0.01px;display:inline;\">Where there are multiple different services in a group of contracts (for example both insurance and investment </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"t13_247\" style=\"left:240px;bottom:520px;letter-spacing:-0.01px;display:inline;\">services are provided), the quantities of benefits for the different types of service are combined using weighting </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"t14_247\" style=\"left:240px;bottom:505px;letter-spacing:-0.01px;display:inline;\">factors. These weighting factors are defined as the present value of expected outflows for each type of service, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"t15_247\" style=\"left:240px;bottom:489px;letter-spacing:-0.01px;display:inline;\">determined at a contract level. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"t16_247\" style=\"left:240px;bottom:461px;letter-spacing:-0.01px;display:inline;\">The expected coverage period is the expected duration up to the contract boundary. The expected coverage </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"t17_247\" style=\"left:240px;bottom:446px;letter-spacing:-0.01px;display:inline;\">period of the contracts in a group and the calculation of future coverage units allows for expected decrements </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"t18_247\" style=\"left:240px;bottom:430px;letter-spacing:-0.01px;display:inline;\">(eg deaths and lapses) in each future period using current best estimate assumptions consistent with the best </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"t19_247\" style=\"left:240px;bottom:415px;letter-spacing:-0.01px;display:inline;\">estimate liabilities (BEL) calculation. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"t1a_247\" style=\"left:240px;bottom:387px;letter-spacing:-0.01px;display:inline;\">The Group elects to allow for the time value of money by discounting future coverage units in the determination </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"t1b_247\" style=\"left:240px;bottom:371px;letter-spacing:-0.01px;display:inline;\">of the proportion of CSM recognised in profit or loss. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"t1c_247\" style=\"left:240px;bottom:343px;letter-spacing:-0.01px;display:inline;\">Determination of coverage units for groups of reinsurance contracts held follows the same principles as for </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"t1d_247\" style=\"left:240px;bottom:328px;letter-spacing:-0.01px;display:inline;\">groups of underlying contracts. </div></td></tr>\n                                        </table><div class=\"t s0_247\" id=\"t1e_247\" style=\"left:91px;bottom:294px;letter-spacing:-0.01px;display:inline;\">Insurance finance income and expenses </div><table>\n                                            <tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_247\" id=\"t1f_247\" style=\"left:91px;bottom:275px;letter-spacing:-0.01px;display:inline;\">Disaggregation between </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"t1i_247\" style=\"left:240px;bottom:275px;letter-spacing:-0.01px;display:inline;\">IFRS 17 allows an accounting policy choice between: </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_247\" id=\"t1g_247\" style=\"left:91px;bottom:259px;letter-spacing:-0.01px;display:inline;\">profit or loss and other </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_247\" id=\"t1h_247\" style=\"left:91px;bottom:244px;letter-spacing:-0.01px;display:inline;\">comprehensive income </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_247\" id=\"t1j_247\" style=\"left:240px;bottom:247px;display:inline;\">\u2013 </div><div class=\"t s1_247\" id=\"t1k_247\" style=\"left:253px;bottom:247px;letter-spacing:-0.01px;display:inline;\">Including insurance finance income or expenses for the period in profit or loss; or </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_247\" id=\"t1l_247\" style=\"left:240px;bottom:231px;display:inline;\">\u2013 </div><div class=\"t s1_247\" id=\"t1m_247\" style=\"left:253px;bottom:231px;letter-spacing:-0.01px;display:inline;\">Disaggregating insurance finance income or expenses for the period to include in profit or loss an amount </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"> <div class=\"t s1_247\" id=\"t1n_247\" style=\"left:253px;bottom:216px;letter-spacing:-0.01px;display:inline;\">determined by a systematic allocation of the expected total insurance finance income or expenses over the </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"> <div class=\"t s1_247\" id=\"t1o_247\" style=\"left:253px;bottom:200px;letter-spacing:-0.01px;display:inline;\">duration of the group of contracts, with the balance being included in other comprehensive income. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"t1p_247\" style=\"left:240px;bottom:172px;letter-spacing:-0.01px;display:inline;\">The Group has made only very limited use of FVOCI accounting for assets. As discussed in note A2.1 under the </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"t1q_247\" style=\"left:240px;bottom:157px;letter-spacing:-0.01px;display:inline;\">heading 'The classification and measurement of financial assets and liabilities', the only financial assets </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"t1r_247\" style=\"left:240px;bottom:141px;letter-spacing:-0.01px;display:inline;\">classified at FVOCI at 1 January 2023 was the Group\u2019s retained equity interest in Jackson, which have been </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"t1s_247\" style=\"left:240px;bottom:126px;letter-spacing:-0.01px;display:inline;\">subsequently disposed of. Consequently, the Group has not elected to disaggregate insurance finance income </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"t1t_247\" style=\"left:240px;bottom:110px;letter-spacing:-0.01px;display:inline;\">and expenses between profit or loss and other comprehensive income. </div></td></tr>\n                                        </table><div></div><div class=\"t s0_248\" id=\"t1_248\" style=\"left:69px;bottom:1115px;letter-spacing:-0.01px;display:inline;\">Risk mitigation </div><table>\n                                            <tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_248\" id=\"t2_248\" style=\"left:69px;bottom:1095px;letter-spacing:-0.01px;display:inline;\">Risk mitigation option </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"t3_248\" style=\"left:219px;bottom:1095px;letter-spacing:-0.01px;display:inline;\">IFRS 17 allows the option in certain circumstances to not recognise a change in the CSM to reflect some or all of </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"t4_248\" style=\"left:219px;bottom:1080px;letter-spacing:-0.01px;display:inline;\">the changes in the effect of the time value of money and financial risk on: </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_248\" id=\"t5_248\" style=\"left:219px;bottom:1052px;display:inline;\">\u2013 </div><div class=\"t s1_248\" id=\"t6_248\" style=\"left:232px;bottom:1052px;letter-spacing:-0.01px;display:inline;\">the amount of the entity\u2019s share of the underlying items if the entity mitigates the effect of financial risk on </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"t7_248\" style=\"left:232px;bottom:1036px;letter-spacing:-0.01px;display:inline;\">that amount using derivatives or reinsurance contracts held; and </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_248\" id=\"t8_248\" style=\"left:219px;bottom:1008px;display:inline;\">\u2013 </div><div class=\"t s1_248\" id=\"t9_248\" style=\"left:232px;bottom:1008px;letter-spacing:-0.01px;display:inline;\">The fulfilment cash flows if the entity mitigates the effect of financial risk on those fulfilment cash flows using </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"ta_248\" style=\"left:232px;bottom:993px;letter-spacing:-0.01px;display:inline;\">derivatives, non-derivative financial instruments measured at fair value through profit or loss, or reinsurance </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"tb_248\" style=\"left:232px;bottom:977px;letter-spacing:-0.01px;display:inline;\">contracts held. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"tc_248\" style=\"left:219px;bottom:949px;letter-spacing:-0.01px;display:inline;\">The Group has not elected to utilise this option. </div></td></tr>\n                                        </table><div class=\"t s0_248\" id=\"td_248\" style=\"left:69px;bottom:915px;letter-spacing:-0.01px;display:inline;\">The effect of accounting estimates made in interim financial statements </div><table>\n                                            <tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_248\" id=\"te_248\" style=\"left:69px;bottom:896px;letter-spacing:-0.01px;display:inline;\">Effect of estimates </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"th_248\" style=\"left:219px;bottom:896px;letter-spacing:-0.01px;display:inline;\">IFRS 17 allows an accounting policy choice as to whether to change the treatment of accounting estimates </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_248\" id=\"tf_248\" style=\"left:69px;bottom:880px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">made in interim </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"ti_248\" style=\"left:219px;bottom:880px;letter-spacing:-0.01px;display:inline;\">made in previous interim financial statements when applying IFRS 17 in the annual reporting period. </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_248\" id=\"tg_248\" style=\"left:69px;bottom:865px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">financial statements </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"tj_248\" style=\"left:219px;bottom:852px;letter-spacing:-0.01px;display:inline;\">The Group has elected to allow updates to accounting estimates made in interim financial statements when </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"tk_248\" style=\"left:219px;bottom:837px;letter-spacing:-0.01px;display:inline;\">applying IFRS 17 in the annual reporting period. </div></td></tr>\n                                        </table><div class=\"t s3_248\" id=\"tl_248\" style=\"left:65px;bottom:806px;letter-spacing:-0.1px;display:inline;\">(b) </div><div class=\"t s3_248\" id=\"tm_248\" style=\"left:91px;bottom:806px;letter-spacing:-0.11px;display:inline;\">Further critical accounting policies affecting the presentation of the Group\u2019s results </div><div class=\"t s0_248\" id=\"tn_248\" style=\"left:69px;bottom:786px;letter-spacing:-0.01px;display:inline;\">Presentation of results before tax attributable to shareholders </div><table>\n                                            <tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"to_248\" style=\"left:69px;bottom:767px;letter-spacing:-0.01px;display:inline;\">Profit before tax is a significant IFRS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"t11_248\" style=\"left:289px;bottom:767px;letter-spacing:-0.01px;display:inline;\">Total tax charge for the Group reflects tax that relates to shareholders\u2019 profit and also tax </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"tp_248\" style=\"left:69px;bottom:751px;letter-spacing:-0.01px;display:inline;\">income statement item. The Group has </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"t12_248\" style=\"left:289px;bottom:751px;letter-spacing:-0.01px;display:inline;\">attributable to policyholders through the interest in with-profits or unit-linked funds. Reported IFRS </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"tq_248\" style=\"left:69px;bottom:735px;letter-spacing:-0.01px;display:inline;\">chosen to present a measure of profit </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"t13_248\" style=\"left:289px;bottom:736px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">profit before the tax measure is therefore not representative of pre-tax profit attributable to </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"tr_248\" style=\"left:69px;bottom:720px;letter-spacing:-0.01px;display:inline;\">before tax attributable to shareholders </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"t14_248\" style=\"left:289px;bottom:720px;letter-spacing:-0.01px;display:inline;\">shareholders. Accordingly, in order to provide a measure of pre-tax profit attributable to </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"ts_248\" style=\"left:69px;bottom:704px;letter-spacing:-0.01px;display:inline;\">which distinguishes between tax borne </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"t15_248\" style=\"left:289px;bottom:705px;letter-spacing:-0.01px;display:inline;\">shareholders, the Group has chosen to adopt an income statement presentation of the tax charge </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"tt_248\" style=\"left:69px;bottom:689px;letter-spacing:-0.01px;display:inline;\">by shareholders and tax attributable to </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"t16_248\" style=\"left:289px;bottom:689px;letter-spacing:-0.01px;display:inline;\">and pre-tax results that distinguishes between policyholders\u2019 and shareholders\u2019 returns. </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"tu_248\" style=\"left:69px;bottom:673px;letter-spacing:-0.01px;display:inline;\">policyholders to support understanding </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"tv_248\" style=\"left:69px;bottom:657px;letter-spacing:-0.01px;display:inline;\">of the performance of the Group. </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"tw_248\" style=\"left:69px;bottom:630px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Profit before tax attributable to </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"tx_248\" style=\"left:69px;bottom:614px;letter-spacing:-0.01px;display:inline;\">shareholders is $2,097 million and </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"ty_248\" style=\"left:69px;bottom:599px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">compares to profit before tax of $2,272 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"tz_248\" style=\"left:69px;bottom:583px;letter-spacing:-0.01px;display:inline;\">million as shown in the Consolidated </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"t10_248\" style=\"left:69px;bottom:567px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">income statement. </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr>\n                                        </table><div class=\"t s0_248\" id=\"t17_248\" style=\"left:69px;bottom:534px;letter-spacing:-0.01px;display:inline;\">Segmental analysis of results and earnings attributable to shareholders </div><table>\n                                            <tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"t18_248\" style=\"left:69px;bottom:515px;letter-spacing:-0.01px;display:inline;\">The Group uses adjusted operating </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"t1e_248\" style=\"left:289px;bottom:515px;letter-spacing:-0.01px;word-spacing:-0.02px;display:inline;\">The basis of calculation of adjusted operating profit is provided in note B1.2. </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"t19_248\" style=\"left:69px;bottom:499px;letter-spacing:-0.01px;display:inline;\">profit as the segmental measure of its </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"t1a_248\" style=\"left:69px;bottom:484px;letter-spacing:-0.01px;display:inline;\">results. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"t1f_248\" style=\"left:289px;bottom:487px;letter-spacing:-0.01px;display:inline;\">The vast majority of the Group\u2019s investments are valued at fair value through profit and loss. Short- </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"t1g_248\" style=\"left:289px;bottom:471px;letter-spacing:-0.01px;display:inline;\">term fluctuations in the fair value of investments are only partially offset by the effect of economic </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"t1b_248\" style=\"left:69px;bottom:456px;letter-spacing:-0.01px;display:inline;\">Total segmental adjusted operating </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"t1h_248\" style=\"left:289px;bottom:456px;letter-spacing:-0.01px;display:inline;\">changes on insurance contract assets and liabilities and so affect the result for the year. The Group </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"t1c_248\" style=\"left:69px;bottom:440px;letter-spacing:-0.01px;display:inline;\">profit is $3,517 million as shown in note </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"t1i_248\" style=\"left:289px;bottom:440px;letter-spacing:-0.01px;display:inline;\">therefore provides additional analysis of results before and after the effects of short-term </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"t1d_248\" style=\"left:69px;bottom:425px;letter-spacing:-0.01px;display:inline;\">B1.1. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"t1j_248\" style=\"left:289px;bottom:425px;letter-spacing:-0.01px;display:inline;\">fluctuations in investment returns, together with other items that are of a short-term, volatile or </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"t1k_248\" style=\"left:289px;bottom:409px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">one-off nature. </div></td></tr>\n                                        </table><div></div><div class=\"t s0_249\" id=\"t1_249\" style=\"left:87px;bottom:1118px;letter-spacing:-0.09px;display:inline;\">(c) </div><div class=\"t s0_249\" id=\"t2_249\" style=\"left:113px;bottom:1118px;letter-spacing:-0.11px;display:inline;\">Other items requiring application of critical estimates or judgements </div><div class=\"t s1_249\" id=\"t3_249\" style=\"left:91px;bottom:1098px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">VFA eligibility assessment </div><table><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t4_249\" style=\"left:91px;bottom:1079px;letter-spacing:-0.01px;display:inline;\">The Group applies judgements in </div></td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s2_249\" id=\"tq_249\" style=\"left:311px;bottom:1079px;letter-spacing:-0.01px;display:inline;\">IFRS 17 requires the use of the VFA for insurance contracts with direct participation features, ie </div> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t5_249\" style=\"left:91px;bottom:1063px;letter-spacing:-0.01px;display:inline;\">assessing the VFA eligibility of contracts. </div></td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s2_249\" id=\"tr_249\" style=\"left:311px;bottom:1063px;letter-spacing:-0.01px;display:inline;\">substantially investment-related service contracts for which, at inception: </div> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t6_249\" style=\"left:91px;bottom:1047px;letter-spacing:-0.01px;display:inline;\">Application of the VFA impacts the </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t7_249\" style=\"left:91px;bottom:1032px;letter-spacing:-0.01px;display:inline;\">calculation of the CSM at the balance </div></td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s3_249\" id=\"ts_249\" style=\"left:311px;bottom:1035px;display:inline;\">\u2013 </div><div class=\"t s2_249\" id=\"tt_249\" style=\"left:324px;bottom:1035px;letter-spacing:-0.01px;display:inline;\">the contractual terms specify that the policyholder participates in a share of a clearly identified </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t8_249\" style=\"left:91px;bottom:1016px;letter-spacing:-0.01px;display:inline;\">sheet date, which in turn impacts the </div></td><td class=\"tcs-selection-enabled tcs-selected\" colspan=\"2\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s2_249\" id=\"tu_249\" style=\"left:324px;bottom:1020px;letter-spacing:-0.01px;display:inline;\">pool of underlying items; </div> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t9_249\" style=\"left:91px;bottom:1001px;letter-spacing:-0.01px;display:inline;\">future year\u2019s amortisation recognised in </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"> <div class=\"t s2_249\" id=\"ta_249\" style=\"left:91px;bottom:985px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">the income statement. Unlike the GMM </div></td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s3_249\" id=\"tv_249\" style=\"left:311px;bottom:992px;display:inline;\">\u2013 </div> <div class=\"t s2_249\" id=\"tw_249\" style=\"left:324px;bottom:992px;letter-spacing:-0.01px;display:inline;\">the entity expects to pay to the policyholder an amount equal to a substantial share of the fair </div> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"tb_249\" style=\"left:91px;bottom:970px;letter-spacing:-0.01px;display:inline;\">approach, the VFA approach absorbs </div></td><td class=\"tcs-selection-enabled\" colspan=\"2\" rowspan=\"1\" style=\"text-align: left;\"> <div class=\"t s2_249\" id=\"tx_249\" style=\"left:324px;bottom:976px;letter-spacing:-0.01px;display:inline;\">value returns on the underlying items; and </div> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"tc_249\" style=\"left:91px;bottom:954px;letter-spacing:-0.01px;display:inline;\">economic impacts within the CSM, </div></td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: left;\"> <div class=\"t s3_249\" id=\"ty_249\" style=\"left:311px;bottom:948px;display:inline;\">\u2013 </div><div class=\"t s2_249\" id=\"tz_249\" style=\"left:324px;bottom:948px;letter-spacing:-0.01px;display:inline;\">the entity expects a substantial proportion of any change in the amounts to be paid to the </div> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"> <div class=\"t s2_249\" id=\"td_249\" style=\"left:91px;bottom:938px;letter-spacing:-0.01px;display:inline;\">rather than in the profit and loss </div></td><td class=\"tcs-selection-enabled\" colspan=\"2\" rowspan=\"1\" style=\"text-align: left;\"> <div class=\"t s2_249\" id=\"t10_249\" style=\"left:324px;bottom:933px;letter-spacing:-0.01px;display:inline;\">policyholder to vary with the change in fair value of the underlying items. </div> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"> <div class=\"t s2_249\" id=\"te_249\" style=\"left:91px;bottom:923px;letter-spacing:-0.01px;display:inline;\">account. </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s2_249\" id=\"t11_249\" style=\"left:311px;bottom:905px;letter-spacing:-0.01px;display:inline;\">The following key judgements have been made in assessing VFA eligibility: </div> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"> <div class=\"t s2_249\" id=\"tf_249\" style=\"left:91px;bottom:895px;letter-spacing:-0.01px;display:inline;\">The total insurance and reinsurance </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t12_249\" style=\"left:311px;bottom:885px;letter-spacing:-0.01px;display:inline;\">Definition of substantial </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t13_249\" style=\"left:462px;bottom:885px;letter-spacing:-0.01px;display:inline;\">The term substantial is interpreted to mean greater than 50 per cent. </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"tg_249\" style=\"left:91px;bottom:879px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">CSM at the balance sheet date is </div></td><td colspan=\"1\" rowspan=\"1\"> <div class=\"t s2_249\" id=\"t14_249\" style=\"left:311px;bottom:865px;letter-spacing:-0.01px;display:inline;\">Contractual terms </div></td><td colspan=\"1\" rowspan=\"1\"> <div class=\"t s2_249\" id=\"t15_249\" style=\"left:462px;bottom:865px;letter-spacing:-0.01px;display:inline;\">In some circumstances contractual terms are implied by customary </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"th_249\" style=\"left:91px;bottom:864px;letter-spacing:-0.01px;display:inline;\">$21,012 million, including joint ventures </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t16_249\" style=\"left:462px;bottom:850px;letter-spacing:-0.01px;display:inline;\">business practices. </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"ti_249\" style=\"left:91px;bottom:848px;letter-spacing:-0.01px;display:inline;\">and associates, and the CSM </div></td><td colspan=\"1\" rowspan=\"1\"> <div class=\"t s2_249\" id=\"t17_249\" style=\"left:311px;bottom:830px;letter-spacing:-0.01px;display:inline;\">Granularity of assessment </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t18_249\" style=\"left:462px;bottom:830px;letter-spacing:-0.01px;display:inline;\">The assessment has been carried out at a contract level. However, to </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"tj_249\" style=\"left:91px;bottom:833px;letter-spacing:-0.01px;display:inline;\">amortisation, net of reinsurance, </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t19_249\" style=\"left:462px;bottom:814px;letter-spacing:-0.01px;display:inline;\">the extent insurance contracts in a group affect the cash flows to </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"tk_249\" style=\"left:91px;bottom:817px;letter-spacing:-0.01px;display:inline;\">recognised in the income statement is </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t1a_249\" style=\"left:462px;bottom:799px;letter-spacing:-0.01px;display:inline;\">policyholders of contracts in other groups (referred to as </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"tl_249\" style=\"left:91px;bottom:801px;letter-spacing:-0.01px;display:inline;\">$(2,208) million as shown in note </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t1b_249\" style=\"left:462px;bottom:783px;letter-spacing:-0.01px;display:inline;\">'mutualisation'), eligibility for the VFA has been assessed at the level </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"tm_249\" style=\"left:91px;bottom:786px;letter-spacing:-0.01px;word-spacing:-0.02px;display:inline;\">C3.3(a). Approximately 72 per cent of </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t1c_249\" style=\"left:462px;bottom:768px;letter-spacing:-0.01px;display:inline;\">at which such mutualisation occurs (eg fund level). </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"tn_249\" style=\"left:91px;bottom:770px;letter-spacing:-0.01px;display:inline;\">the CSM (including joint ventures and </div></td><td colspan=\"1\" rowspan=\"1\"> <div class=\"t s2_249\" id=\"t1d_249\" style=\"left:311px;bottom:747px;letter-spacing:-0.01px;display:inline;\">Calculation basis </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t1e_249\" style=\"left:462px;bottom:747px;letter-spacing:-0.01px;display:inline;\">VFA eligibility assessments have been performed on a basis consistent </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"to_249\" style=\"left:91px;bottom:755px;letter-spacing:-0.01px;display:inline;\">associates and net of reinsurance) at </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"> <div class=\"t s2_249\" id=\"t1f_249\" style=\"left:462px;bottom:732px;letter-spacing:-0.01px;display:inline;\">with how the Group measures its realistic expectations, for example </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"> <div class=\"t s2_249\" id=\"tp_249\" style=\"left:91px;bottom:739px;letter-spacing:-0.01px;display:inline;\">transition was calculated under the VFA. </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t1g_249\" style=\"left:462px;bottom:716px;letter-spacing:-0.01px;display:inline;\">when pricing, monitoring or setting returns to policyholders. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s2_249\" id=\"t1h_249\" style=\"left:311px;bottom:696px;letter-spacing:-0.01px;display:inline;\">Contracts not qualifying for the VFA are accounted for under the GMM or PAA. The PAA is not used </div> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled\" colspan=\"2\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s2_249\" id=\"t1i_249\" style=\"left:311px;bottom:680px;letter-spacing:-0.01px;display:inline;\">significantly within the Group. </div> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s2_249\" id=\"t1j_249\" style=\"left:311px;bottom:653px;letter-spacing:-0.01px;display:inline;\">The measurement model (VFA or GMM) used for key products is set out in Note C3.4(a). </div> </td></tr></table><div class=\"t s1_249\" id=\"t1k_249\" style=\"left:91px;bottom:608px;letter-spacing:-0.01px;display:inline;\">Carrying value of distribution rights intangible assets </div><table><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t1l_249\" style=\"left:91px;bottom:588px;letter-spacing:-0.01px;display:inline;\">The Group applies judgement to assess </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t1z_249\" style=\"left:311px;bottom:588px;letter-spacing:-0.01px;display:inline;\">Distribution rights relate to bancassurance partnership arrangements for the distribution of </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t1m_249\" style=\"left:91px;bottom:573px;letter-spacing:-0.01px;display:inline;\">whether factors such as the financial </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t20_249\" style=\"left:311px;bottom:573px;letter-spacing:-0.01px;display:inline;\">products for the term of the contractual agreement with the bank partner, for which an asset is </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t1n_249\" style=\"left:91px;bottom:557px;letter-spacing:-0.01px;display:inline;\">performance of the distribution </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t21_249\" style=\"left:311px;bottom:557px;letter-spacing:-0.01px;display:inline;\">recognised based on fees paid and fees payable not subject to performance conditions. </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t1o_249\" style=\"left:91px;bottom:541px;letter-spacing:-0.01px;display:inline;\">arrangements, or changes in relevant </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t22_249\" style=\"left:311px;bottom:541px;letter-spacing:-0.01px;display:inline;\">Distribution rights impairment testing is conducted when there is an indication of an impairment. </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t1p_249\" style=\"left:91px;bottom:526px;letter-spacing:-0.01px;display:inline;\">legislation and regulatory requirements </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t23_249\" style=\"left:311px;bottom:514px;letter-spacing:-0.01px;display:inline;\">To assess indicators of an impairment, the Group monitors a number of internal and external </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t1q_249\" style=\"left:91px;bottom:510px;letter-spacing:-0.01px;display:inline;\">indicate an impairment of intangible </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t1r_249\" style=\"left:91px;bottom:495px;letter-spacing:-0.01px;display:inline;\">assets representing distribution rights. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t24_249\" style=\"left:311px;bottom:498px;letter-spacing:-0.01px;display:inline;\">factors, including indications that the financial performance of the arrangement is likely to be </div></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t25_249\" style=\"left:311px;bottom:482px;letter-spacing:-0.01px;display:inline;\">worse than expected and changes in relevant legislation and regulatory requirements that could </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t1s_249\" style=\"left:91px;bottom:467px;letter-spacing:-0.01px;display:inline;\">To determine the impaired value, the </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t26_249\" style=\"left:311px;bottom:467px;letter-spacing:-0.01px;display:inline;\">impact the Group\u2019s ability to continue to sell new business through the bancassurance channel, and </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t1t_249\" style=\"left:91px;bottom:451px;letter-spacing:-0.01px;display:inline;\">Group estimates the discounted future </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t27_249\" style=\"left:311px;bottom:451px;letter-spacing:-0.01px;display:inline;\">then applies judgement to assess whether these factors indicate that an impairment has occurred. </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t1u_249\" style=\"left:91px;bottom:436px;letter-spacing:-0.01px;display:inline;\">expected cash flows arising from the </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t1v_249\" style=\"left:91px;bottom:420px;letter-spacing:-0.01px;display:inline;\">cash generating units (CGUs) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t28_249\" style=\"left:311px;bottom:423px;letter-spacing:-0.01px;display:inline;\">If an impairment has occurred, a charge is recognised in the income statement for the difference </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t1w_249\" style=\"left:91px;bottom:405px;letter-spacing:-0.01px;display:inline;\">containing the distribution rights. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t29_249\" style=\"left:311px;bottom:408px;letter-spacing:-0.01px;display:inline;\">between the carrying value and recoverable amount of the asset. The recoverable amount is the </div></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t2a_249\" style=\"left:311px;bottom:392px;letter-spacing:-0.01px;display:inline;\">greater of fair value less costs to sell and value in use. Value in use is calculated as the present value </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t1x_249\" style=\"left:91px;bottom:377px;letter-spacing:-0.01px;word-spacing:-0.01px;display:inline;\">Impacts $3,709 million of assets as </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t2b_249\" style=\"left:311px;bottom:377px;letter-spacing:-0.01px;display:inline;\">of future expected cash flows from the asset or the CGUs to which it is allocated. </div></td></tr><tr><td class=\"cke_table-faked-selection-temp\" colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t1y_249\" style=\"left:91px;bottom:361px;letter-spacing:-0.01px;word-spacing:-0.02px;display:inline;\">shown in note C4.2. </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr></table><div></div><div class=\"t s0_250\" id=\"t1_250\" style=\"left:69px;bottom:1115px;letter-spacing:-0.01px;display:inline;\">Financial investments \u2013 Valuation </div><table><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"t2_250\" style=\"left:69px;bottom:1095px;letter-spacing:-0.01px;display:inline;\">Financial investments held at fair value, </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"tf_250\" style=\"left:289px;bottom:1095px;letter-spacing:-0.01px;display:inline;\">The Group holds the majority of its financial investments at fair value (primarily through profit or </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"t3_250\" style=\"left:69px;bottom:1080px;letter-spacing:-0.01px;display:inline;\">net of derivative liabilities, excluding </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"tg_250\" style=\"left:289px;bottom:1080px;letter-spacing:-0.01px;display:inline;\">loss). Financial investments held at amortised cost primarily comprise loans and deposits and </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"t4_250\" style=\"left:69px;bottom:1064px;letter-spacing:-0.01px;display:inline;\">those held by joint ventures and </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"th_250\" style=\"left:289px;bottom:1064px;letter-spacing:-0.01px;display:inline;\">certain debt securities held by Eastspring. </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"t5_250\" style=\"left:69px;bottom:1048px;letter-spacing:-0.01px;display:inline;\">associates is $149.9 billion as shown in </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"t6_250\" style=\"left:69px;bottom:1033px;letter-spacing:-0.01px;word-spacing:-0.02px;display:inline;\">note C2.2(a). </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_250\" id=\"ti_250\" style=\"left:289px;bottom:1036px;letter-spacing:-0.01px;display:inline;\">Determination of fair value </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"tj_250\" style=\"left:289px;bottom:1021px;letter-spacing:-0.01px;display:inline;\">The fair values of the financial instruments for which fair valuation is required under IFRS Standards </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"t7_250\" style=\"left:69px;bottom:1005px;letter-spacing:-0.01px;display:inline;\">Financial investments held at amortised </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"tk_250\" style=\"left:289px;bottom:1005px;letter-spacing:-0.01px;display:inline;\">are determined by the use of quoted market prices for exchange-quoted investments or by using </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"t8_250\" style=\"left:69px;bottom:989px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">cost represent $6.0 billion of the </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"tl_250\" style=\"left:289px;bottom:989px;letter-spacing:-0.01px;display:inline;\">quotations from independent third parties such as brokers and pricing services or by using </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"t9_250\" style=\"left:69px;bottom:974px;letter-spacing:-0.01px;display:inline;\">Group\u2019s total assets. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"tm_250\" style=\"left:289px;bottom:974px;letter-spacing:-0.01px;word-spacing:-0.02px;display:inline;\">appropriate valuation techniques. Further details are included in note C2.1. </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"ta_250\" style=\"left:69px;bottom:946px;letter-spacing:-0.01px;display:inline;\">The Group estimates the fair value of </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"tn_250\" style=\"left:289px;bottom:946px;letter-spacing:-0.01px;display:inline;\">The estimated fair value of derivative financial instruments reflects the estimated amount the </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"tb_250\" style=\"left:69px;bottom:930px;letter-spacing:-0.01px;display:inline;\">financial investments that are not </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"to_250\" style=\"left:289px;bottom:930px;letter-spacing:-0.01px;display:inline;\">Group would receive or pay in an arm\u2019s-length transaction. This amount is determined using quoted </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"tc_250\" style=\"left:69px;bottom:915px;letter-spacing:-0.01px;display:inline;\">actively traded using quotations from </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"tp_250\" style=\"left:289px;bottom:915px;letter-spacing:-0.01px;display:inline;\">prices if exchange listed, quotations from independent third parties or valued internally using </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"td_250\" style=\"left:69px;bottom:899px;letter-spacing:-0.01px;display:inline;\">independent third parties or internally </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"tq_250\" style=\"left:289px;bottom:899px;letter-spacing:-0.01px;display:inline;\">standard market practices. </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"te_250\" style=\"left:69px;bottom:884px;letter-spacing:-0.01px;display:inline;\">developed pricing models. </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"tr_250\" style=\"left:289px;bottom:871px;letter-spacing:-0.01px;display:inline;\">Quoted market prices are used to value investments having quoted prices. Actively traded </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"ts_250\" style=\"left:289px;bottom:856px;letter-spacing:-0.01px;display:inline;\">investments without quoted prices are valued using prices provided by third parties such as brokers </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"tt_250\" style=\"left:289px;bottom:840px;letter-spacing:-0.01px;display:inline;\">or pricing services. Financial investments measured at fair value are classified into a three-level </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"tu_250\" style=\"left:289px;bottom:825px;letter-spacing:-0.01px;word-spacing:-0.02px;display:inline;\">hierarchy as described in note C2.1. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"tv_250\" style=\"left:289px;bottom:797px;letter-spacing:-0.01px;display:inline;\">If the market for a financial investment of the Group is not active, the Group establishes fair value </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"tw_250\" style=\"left:289px;bottom:781px;letter-spacing:-0.01px;display:inline;\">by using quotations from independent third parties, such as brokers or pricing services, or by using </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"tx_250\" style=\"left:289px;bottom:766px;letter-spacing:-0.01px;display:inline;\">internally developed pricing models. Priority is given to publicly available prices from independent </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"ty_250\" style=\"left:289px;bottom:750px;letter-spacing:-0.01px;display:inline;\">sources when available, but overall the source of pricing and/or the valuation technique is chosen </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"tz_250\" style=\"left:289px;bottom:735px;letter-spacing:-0.01px;display:inline;\">with the objective of arriving at a fair value measurement which reflects the price at which an </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"t10_250\" style=\"left:289px;bottom:719px;letter-spacing:-0.01px;display:inline;\">orderly transaction would take place between market participants on the measurement date. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"t11_250\" style=\"left:289px;bottom:703px;letter-spacing:-0.01px;display:inline;\">Changes in assumptions relating to these variables could positively or negatively impact the </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"t12_250\" style=\"left:289px;bottom:688px;letter-spacing:-0.01px;display:inline;\">reported fair value of these financial investments. Details of the financial investments classified as </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"t13_250\" style=\"left:289px;bottom:672px;letter-spacing:-0.01px;display:inline;\">\u2018level 3\u2019 to which valuation techniques are applied and the sensitivity of profit before tax to a </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"cke_table-faked-selection-temp\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"t14_250\" style=\"left:289px;bottom:657px;letter-spacing:-0.01px;word-spacing:-0.01px;display:inline;\">change in the valuation of these items, are presented in note C2.2. </div></td></tr></table>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfAccountingJudgementsAndEstimatesExplanatory",
    "language": "en",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f27960": {
   "value": "Determination of fulfilment cashflows used in the measurement of insurance and reinsurance contract assets and liabilities <div class=\"t s0_244\" id=\"t1p_244\" style=\"left:69px;bottom:1099px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">(impacts $(137.4) billion of net insurance and reinsurance contract balances, excluding those held by joint ventures and </div><div class=\"t s0_244\" id=\"t1q_244\" style=\"left:69px;bottom:1083px;letter-spacing:-0.01px;display:inline;\">associates) </div><table>\n                                            <tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_244\" id=\"t1_244\" style=\"left:69px;bottom:1063px;letter-spacing:-0.01px;display:inline;\">Estimates of future cash </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t3_244\" style=\"left:219px;bottom:1063px;letter-spacing:-0.01px;display:inline;\">The Group\u2019s process for estimating future cash flows incorporates, in an unbiased way, all reasonable and </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_244\" id=\"t2_244\" style=\"left:69px;bottom:1047px;letter-spacing:-0.01px;display:inline;\">flows </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t4_244\" style=\"left:219px;bottom:1047px;letter-spacing:-0.01px;display:inline;\">supportable information that is available without undue cost or effort at the reporting date. This information </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t5_244\" style=\"left:219px;bottom:1032px;letter-spacing:-0.01px;display:inline;\">includes both internal and external historical data about claims and other experience, updated to reflect current </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t6_244\" style=\"left:219px;bottom:1016px;letter-spacing:-0.01px;display:inline;\">expectations of future events. As this is a prediction of the future, significant judgement is applied in determining </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t7_244\" style=\"left:219px;bottom:1001px;letter-spacing:-0.01px;display:inline;\">the assumptions that underpin the estimation of future cash flows. These assumptions include, but are not </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t8_244\" style=\"left:219px;bottom:985px;letter-spacing:-0.01px;display:inline;\">limited to, operating assumptions such as morbidity, mortality, persistency and expenses, and economic </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t9_244\" style=\"left:219px;bottom:970px;letter-spacing:-0.01px;display:inline;\">assumptions such as risk-free rates and illiquidity premium. Granular assumptions are set at a business unit level. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"ta_244\" style=\"left:219px;bottom:954px;letter-spacing:-0.01px;display:inline;\">The demographic assumptions are consistent with those used in other metrics such as EEV reporting. The Risk </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"tb_244\" style=\"left:219px;bottom:938px;letter-spacing:-0.01px;display:inline;\">Review included in this Annual Report discusses the insurance and market risks the Group faces and how these </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"tc_244\" style=\"left:219px;bottom:923px;letter-spacing:-0.01px;display:inline;\">risks are mitigated. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"td_244\" style=\"left:219px;bottom:895px;letter-spacing:-0.01px;display:inline;\">When estimating future cash flows, the Group takes into account current expectations of future events (other </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"te_244\" style=\"left:219px;bottom:879px;letter-spacing:-0.01px;display:inline;\">than those from future legislation or regulatory changes that have not been substantively enacted) that might </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"tf_244\" style=\"left:219px;bottom:864px;letter-spacing:-0.01px;display:inline;\">affect those cash flows. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"tg_244\" style=\"left:219px;bottom:836px;letter-spacing:-0.01px;display:inline;\">Cash flows within the boundary of a contract (the Group\u2019s accounting policy on contract boundary is given </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"th_244\" style=\"left:219px;bottom:820px;letter-spacing:-0.01px;display:inline;\">below) relate directly to the fulfilment of the contract, including those for which the Group has discretion over the </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"ti_244\" style=\"left:219px;bottom:805px;letter-spacing:-0.01px;display:inline;\">amount or timing. These include future premium receipts, payments to (or on behalf of) policyholders, insurance </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"tj_244\" style=\"left:219px;bottom:789px;letter-spacing:-0.01px;display:inline;\">acquisition cash flows and other costs that are incurred in fulfilling contracts. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"tk_244\" style=\"left:219px;bottom:761px;letter-spacing:-0.01px;display:inline;\">In relation to reinsurance contracts held, the probability weighted estimates of the present value of future cash </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"tl_244\" style=\"left:219px;bottom:746px;letter-spacing:-0.01px;display:inline;\">flows includes the potential credit losses and losses from other disputes to reflect the non-performance risk of the </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"tm_244\" style=\"left:219px;bottom:730px;letter-spacing:-0.01px;display:inline;\">reinsurers. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"tn_244\" style=\"left:219px;bottom:702px;letter-spacing:-0.01px;display:inline;\">The sensitivity of shareholder equity and CSM to insurance risks is set out in Note C6.1(b). </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_244\" id=\"to_244\" style=\"left:69px;bottom:683px;letter-spacing:-0.01px;display:inline;\">Expense assumptions </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"tr_244\" style=\"left:219px;bottom:683px;letter-spacing:-0.01px;display:inline;\">Insurance acquisition cash flows (as discussed below) and other costs that are incurred in fulfilling contracts </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_244\" id=\"tp_244\" style=\"left:69px;bottom:667px;letter-spacing:-0.01px;display:inline;\">used in future cash flow </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"ts_244\" style=\"left:219px;bottom:667px;letter-spacing:-0.01px;display:inline;\">comprise both direct costs and an allocation of fixed and variable overheads incurred by the insurance entities. </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_244\" id=\"tq_244\" style=\"left:69px;bottom:651px;letter-spacing:-0.01px;display:inline;\">estimation </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"tt_244\" style=\"left:219px;bottom:639px;letter-spacing:-0.01px;display:inline;\">The Group projects estimates of future expenses relating to the fulfilment of contracts within the scope of IFRS </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"tu_244\" style=\"left:219px;bottom:624px;letter-spacing:-0.01px;display:inline;\">17 using current expense levels adjusted for inflation. Costs that are incurred in fulfilling the contracts include, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"tv_244\" style=\"left:219px;bottom:608px;letter-spacing:-0.01px;display:inline;\">but are not limited to claims handling costs, policy administration expenses, investment management expenses, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"tw_244\" style=\"left:219px;bottom:592px;letter-spacing:-0.01px;display:inline;\">income tax and other costs specifically chargeable to the policyholders under the terms of the contracts. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"tx_244\" style=\"left:219px;bottom:577px;letter-spacing:-0.01px;display:inline;\">Expenses included in estimated future cash flows comprise expenses directly attributable to the groups of </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"ty_244\" style=\"left:219px;bottom:561px;letter-spacing:-0.01px;display:inline;\">contracts, including an allocation of fixed and variable overheads incurred by the insurance entities. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"tz_244\" style=\"left:219px;bottom:534px;letter-spacing:-0.01px;display:inline;\">Investment management expenses in relation to the management of the assets backing policyholder liabilities </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t10_244\" style=\"left:219px;bottom:518px;letter-spacing:-0.01px;display:inline;\">are included in the fulfilment cash flows for business using the VFA model, other participating business using the </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t11_244\" style=\"left:219px;bottom:502px;letter-spacing:-0.01px;display:inline;\">general model and general model non-participating business where the Group performs investment </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t12_244\" style=\"left:219px;bottom:487px;letter-spacing:-0.01px;display:inline;\">management activities to enhance benefits from insurance coverage for policyholders. The future expenses of </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t13_244\" style=\"left:219px;bottom:471px;letter-spacing:-0.01px;display:inline;\">internal asset management and other services excludes the projected future profits or losses generated by any </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t14_244\" style=\"left:219px;bottom:456px;letter-spacing:-0.01px;display:inline;\">non-insurance entities within the Group in providing those services (ie the IFRS results for the life insurance </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t15_244\" style=\"left:219px;bottom:440px;letter-spacing:-0.01px;display:inline;\">operations in the consolidated financial statements assume that the cost of internal asset management and </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t16_244\" style=\"left:219px;bottom:424px;letter-spacing:-0.01px;display:inline;\">other services will be that incurred by the Group as a whole, not the cost that will be borne by the insurance </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t17_244\" style=\"left:219px;bottom:409px;letter-spacing:-0.01px;display:inline;\">business). </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t18_244\" style=\"left:219px;bottom:381px;letter-spacing:-0.01px;display:inline;\">Most of the costs incurred by the insurance entities within the Group are considered to be incurred for the </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t19_244\" style=\"left:219px;bottom:365px;letter-spacing:-0.01px;display:inline;\">purpose of selling and fulfilling insurance contracts and are hence treated as attributable expenses. Cash flows </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t1a_244\" style=\"left:219px;bottom:350px;letter-spacing:-0.01px;display:inline;\">that are not directly attributable to a portfolio of insurance contracts, such as some product development and </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t1b_244\" style=\"left:219px;bottom:334px;letter-spacing:-0.01px;display:inline;\">training costs, are recognised in other operating expenses as incurred. </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_244\" id=\"t1c_244\" style=\"left:69px;bottom:315px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Policyholder benefits </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t1d_244\" style=\"left:219px;bottom:315px;letter-spacing:-0.01px;display:inline;\">The assumptions used to project the cash flows also reflect the actions that management would take over the </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t1e_244\" style=\"left:219px;bottom:299px;letter-spacing:-0.01px;display:inline;\">duration of the projection, the time it would take to implement these actions and any expenses incurred in taking </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t1f_244\" style=\"left:219px;bottom:284px;letter-spacing:-0.01px;display:inline;\">those actions. Management actions encompass, but are not confined to, investment allocation decisions, levels </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t1g_244\" style=\"left:219px;bottom:268px;letter-spacing:-0.01px;display:inline;\">of regular and final bonuses and crediting rates. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t1h_244\" style=\"left:219px;bottom:240px;letter-spacing:-0.01px;display:inline;\">For participating contracts, estimated future claim payments include bonuses paid to policyholders determined </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t1i_244\" style=\"left:219px;bottom:225px;letter-spacing:-0.01px;display:inline;\">by reference to the relevant profit-sharing arrangement. For example, for the Group\u2019s with-profits business in </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t1j_244\" style=\"left:219px;bottom:209px;letter-spacing:-0.01px;display:inline;\">Hong Kong, Singapore and Malaysia, asset shares are used to determine payments to policyholders. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t1k_244\" style=\"left:219px;bottom:181px;letter-spacing:-0.01px;display:inline;\">Where cash flows from one group of contracts affect, or are affected by, cash flows in other groups of contracts </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t1l_244\" style=\"left:219px;bottom:166px;letter-spacing:-0.01px;display:inline;\">(eg for with-profits business), the fulfilment cash flows for a group include payments arising from the terms of </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t1m_244\" style=\"left:219px;bottom:150px;letter-spacing:-0.01px;display:inline;\">existing contracts to policyholders in other groups and exclude payments to policyholders in the group that have </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t1n_244\" style=\"left:219px;bottom:135px;letter-spacing:-0.01px;display:inline;\">been included in the fulfilment cash flows of another group. </div></td></tr>\n                                        </table><div></div><div class=\"t s0_245\" id=\"t1c_245\" style=\"left:91px;bottom:1115px;letter-spacing:-0.01px;display:inline;\">Determination of fulfilment cashflows used in the measurement of insurance and reinsurance contract assets and liabilities </div><div class=\"t s0_245\" id=\"t1d_245\" style=\"left:91px;bottom:1099px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">(impacts $(137.4) billion of net insurance and reinsurance contract balances, excluding those held by joint ventures and </div><div class=\"t s0_245\" id=\"t1e_245\" style=\"left:91px;bottom:1083px;letter-spacing:-0.01px;display:inline;\">associates) </div><table>\n                                            <tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_245\" id=\"t1_245\" style=\"left:91px;bottom:1063px;letter-spacing:-0.01px;display:inline;\">Insurance acquisition </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"t3_245\" style=\"left:241px;bottom:1063px;letter-spacing:-0.01px;display:inline;\">Insurance acquisition cash flows arise from the activities of selling, underwriting and starting a group of </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_245\" id=\"t2_245\" style=\"left:91px;bottom:1047px;letter-spacing:-0.01px;display:inline;\">cash flows </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"t4_245\" style=\"left:241px;bottom:1047px;letter-spacing:-0.01px;display:inline;\">insurance contracts that are directly attributable to the portfolio of contracts to which the group belongs. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"t5_245\" style=\"left:241px;bottom:1032px;letter-spacing:-0.01px;display:inline;\">Insurance acquisition cash flows that are directly attributable to a group of contracts (eg non-refundable </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"t6_245\" style=\"left:241px;bottom:1016px;letter-spacing:-0.01px;display:inline;\">commissions paid on issuance of a contract) are allocated to that group and to the groups that will include </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"t7_245\" style=\"left:241px;bottom:1001px;letter-spacing:-0.01px;display:inline;\">renewals of those contracts. Bancassurance payments (eg upfront payments to sell insurance contracts to </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"t8_245\" style=\"left:241px;bottom:985px;letter-spacing:-0.01px;display:inline;\">distribution partners) are capitalised under IAS 38 as intangible assets and amortised on a basis to reflect the </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"t9_245\" style=\"left:241px;bottom:970px;letter-spacing:-0.01px;display:inline;\">pattern in which the future economic benefits are expected to be consumed by reference to new business </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"ta_245\" style=\"left:241px;bottom:954px;letter-spacing:-0.01px;display:inline;\">production levels. The amortisation of the bancassurance intangibles is considered to constitute insurance </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"tb_245\" style=\"left:241px;bottom:938px;letter-spacing:-0.01px;display:inline;\">acquisition cash flows. They generally form part of fulfilment cash flows and are amortised implicitly in line with </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"tc_245\" style=\"left:241px;bottom:923px;letter-spacing:-0.01px;display:inline;\">the coverage unit pattern. </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_245\" id=\"td_245\" style=\"left:91px;bottom:903px;letter-spacing:-0.01px;display:inline;\">Determining the point of </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"th_245\" style=\"left:241px;bottom:903px;letter-spacing:-0.01px;display:inline;\">The point of initial recognition of a group of contracts is the earliest of the premium due date, the date coverage </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_245\" id=\"te_245\" style=\"left:91px;bottom:887px;letter-spacing:-0.01px;display:inline;\">recognition and the </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"ti_245\" style=\"left:241px;bottom:887px;letter-spacing:-0.01px;display:inline;\">starts and, for an onerous contract, the date the contract is signed and accepted by both parties. There is limited </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_245\" id=\"tf_245\" style=\"left:91px;bottom:871px;letter-spacing:-0.01px;display:inline;\">boundary of an </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"tj_245\" style=\"left:241px;bottom:871px;letter-spacing:-0.01px;display:inline;\">judgement involved in relation to most contracts issued by the Group as the coverage period generally starts </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_245\" id=\"tg_245\" style=\"left:91px;bottom:856px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">insurance contract </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"tk_245\" style=\"left:241px;bottom:856px;letter-spacing:-0.01px;display:inline;\">from the premium due date. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"tl_245\" style=\"left:241px;bottom:828px;letter-spacing:-0.01px;display:inline;\">The contract boundary defines which future cash flows are included in the measurement of a contract. The </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"tm_245\" style=\"left:241px;bottom:812px;letter-spacing:-0.01px;display:inline;\">boundary of the fulfilment cash flows under IFRS 17 is considered to be the point at which the Group both no </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"tn_245\" style=\"left:241px;bottom:797px;letter-spacing:-0.01px;display:inline;\">longer has substantive rights and obligations under the insurance contract to provide services or compel the </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"to_245\" style=\"left:241px;bottom:781px;letter-spacing:-0.01px;display:inline;\">policyholder to pay premiums. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"tp_245\" style=\"left:241px;bottom:753px;letter-spacing:-0.01px;display:inline;\">The contract boundary is assessed at inception and then reassessed only when there are changes in features or </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"tq_245\" style=\"left:241px;bottom:738px;letter-spacing:-0.01px;display:inline;\">circumstances that alter the commercial substance of the contract or when there are changes in the products </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"tr_245\" style=\"left:241px;bottom:722px;letter-spacing:-0.01px;display:inline;\">within a portfolio. The reassessment of the contract boundary for any changes is performed at the end of each </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"ts_245\" style=\"left:241px;bottom:707px;letter-spacing:-0.01px;display:inline;\">reporting period. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"tt_245\" style=\"left:241px;bottom:679px;letter-spacing:-0.01px;display:inline;\">For most contracts issued by the Group, there is little judgement involved in determining the contract boundary </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"tu_245\" style=\"left:241px;bottom:663px;letter-spacing:-0.01px;display:inline;\">as either a single premium is received for a contract which is expected to continue for a long period or a </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"tv_245\" style=\"left:241px;bottom:648px;letter-spacing:-0.01px;display:inline;\">guaranteed premium is received for regular premium contracts. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"tw_245\" style=\"left:241px;bottom:620px;letter-spacing:-0.01px;display:inline;\">For certain contracts where the premiums are not guaranteed, more judgement is involved in assessing the </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"tx_245\" style=\"left:241px;bottom:604px;letter-spacing:-0.01px;display:inline;\">Group\u2019s substantive rights and obligations. When determining the boundary for these contracts various factors </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"ty_245\" style=\"left:241px;bottom:589px;letter-spacing:-0.01px;display:inline;\">are taken into consideration by the Group such as the Group\u2019s practical ability to terminate or refuse renewal of </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"tz_245\" style=\"left:241px;bottom:573px;letter-spacing:-0.01px;display:inline;\">a contract, the Group\u2019s ability to fully reprice at the individual contract level and whether the Group has the </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"t10_245\" style=\"left:241px;bottom:558px;letter-spacing:-0.01px;display:inline;\">ability to reassess risks at a portfolio level and set a price that fully reflects the risks of that portfolio. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"t11_245\" style=\"left:241px;bottom:530px;letter-spacing:-0.01px;display:inline;\">The Group has some immaterial business that is general insurance in nature and which is considered to have a </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"t12_245\" style=\"left:241px;bottom:514px;letter-spacing:-0.01px;display:inline;\">boundary of one year. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"t13_245\" style=\"left:241px;bottom:486px;letter-spacing:-0.01px;display:inline;\">Where riders attach to and are not separated from a base contract, the contract boundary is determined based </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"t14_245\" style=\"left:241px;bottom:471px;letter-spacing:-0.01px;display:inline;\">on the component of the contract which has the longest contract boundary. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"t15_245\" style=\"left:241px;bottom:443px;letter-spacing:-0.01px;display:inline;\">Future cash flows relating to riders which are not purchased at the inception of the base contract, but are added </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"t16_245\" style=\"left:241px;bottom:427px;letter-spacing:-0.01px;display:inline;\">at a later date, are not included within the contract boundary at initial recognition. As the addition of these riders </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"t17_245\" style=\"left:241px;bottom:412px;letter-spacing:-0.01px;display:inline;\">is the exercise of an option under the contract it is not considered a contract modification but is instead treated </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"t18_245\" style=\"left:241px;bottom:396px;letter-spacing:-0.01px;display:inline;\">as changes in fulfilment cash flows. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"t19_245\" style=\"left:241px;bottom:369px;letter-spacing:-0.01px;display:inline;\">Similar considerations to those applying to underlying insurance contracts apply in determining the contract </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"t1a_245\" style=\"left:241px;bottom:353px;letter-spacing:-0.01px;display:inline;\">boundary of groups of reinsurance contracts held. Further detail on reinsurance contracts, including on </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"t1b_245\" style=\"left:241px;bottom:337px;letter-spacing:-0.01px;display:inline;\">recognition is set out in note C3.4(b). </div></td></tr>\n                                        </table><div></div><div class=\"t s0_246\" id=\"t1_246\" style=\"left:69px;bottom:1115px;letter-spacing:-0.01px;display:inline;\">Determination of discount rates </div><table>\n                                            <tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t2_246\" style=\"left:69px;bottom:1095px;letter-spacing:-0.01px;display:inline;\">Discount rate and risk- </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t4_246\" style=\"left:218px;bottom:1095px;letter-spacing:-0.01px;display:inline;\">IFRS 17 enables discount rates to be calculated on a top-down or bottom-up basis. The Group elects to </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t3_246\" style=\"left:69px;bottom:1080px;letter-spacing:-0.01px;display:inline;\">free rate </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t5_246\" style=\"left:218px;bottom:1080px;letter-spacing:-0.01px;display:inline;\">determine discount rates on a bottom-up basis, starting with a liquid risk-free yield curve and adding an illiquidity </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t6_246\" style=\"left:218px;bottom:1064px;letter-spacing:-0.01px;display:inline;\">premium to reflect the characteristics of the insurance contracts. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t7_246\" style=\"left:218px;bottom:1036px;letter-spacing:-0.01px;display:inline;\">Risk-free rates are based on government bond yields for all currencies except HKD where risk-free rates are based </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t8_246\" style=\"left:218px;bottom:1021px;letter-spacing:-0.01px;display:inline;\">on swap rates due to the higher liquidity of the HKD swap market. Government bond yields and swap rates are </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t9_246\" style=\"left:218px;bottom:1005px;letter-spacing:-0.01px;display:inline;\">obtained from publicly available data sources. Yield curves are constructed by using a market-observed curve up </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"ta_246\" style=\"left:218px;bottom:989px;letter-spacing:-0.01px;display:inline;\">to a last liquid point and then extrapolating to an ultimate forward rate. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"tb_246\" style=\"left:218px;bottom:962px;letter-spacing:-0.01px;display:inline;\">Where cash flows vary based on the return on underlying items, the projected earned rate is set equal to the </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"tc_246\" style=\"left:218px;bottom:946px;letter-spacing:-0.01px;display:inline;\">discount rate. Where stochastic modelling techniques are used, the projected average investment returns are </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"td_246\" style=\"left:218px;bottom:930px;letter-spacing:-0.01px;display:inline;\">calibrated to be equal to the deterministic discount rate (including the illiquidity premium). </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"te_246\" style=\"left:218px;bottom:903px;letter-spacing:-0.01px;display:inline;\">The illiquidity premium is calculated as the yield-to-maturity on a reference portfolio of assets with similar </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"tf_246\" style=\"left:218px;bottom:887px;letter-spacing:-0.01px;display:inline;\">liquidity characteristics to the insurance contracts, (in particular, corporate bonds) less the risk-free curve, and an </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"tg_246\" style=\"left:218px;bottom:871px;letter-spacing:-0.01px;display:inline;\">allowance for credit risk. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"th_246\" style=\"left:218px;bottom:844px;letter-spacing:-0.01px;display:inline;\">The allowance for credit risk includes a credit risk premium which is derived through a lifetime projection of </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"ti_246\" style=\"left:218px;bottom:828px;letter-spacing:-0.01px;display:inline;\">expected bond cash flows, allowing for the cost of downgrades and defaults, a rebalancing rate of projected </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"tj_246\" style=\"left:218px;bottom:812px;letter-spacing:-0.01px;display:inline;\">downgrades and a recovery rate in the event of default. The allowance for credit risk varies by currency ranging </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"tk_246\" style=\"left:218px;bottom:797px;letter-spacing:-0.01px;display:inline;\">between 20bps and 56bps at 31 December 2023 (31 December 2022: between 23bps and 56bps) . </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"tl_246\" style=\"left:218px;bottom:769px;letter-spacing:-0.01px;display:inline;\">A proportion of the reference portfolio\u2019s illiquidity premium (either 0%, 50% or 100%) is applied to portfolios of </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"tm_246\" style=\"left:218px;bottom:753px;letter-spacing:-0.01px;display:inline;\">insurance contracts reflecting the liquidity characteristics of the insurance contracts. The liquidity characteristics </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"tn_246\" style=\"left:218px;bottom:738px;letter-spacing:-0.01px;display:inline;\">are assessed from the policyholders\u2019 perspective. Consideration is given to the nature of premiums, the level of </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"to_246\" style=\"left:218px;bottom:722px;letter-spacing:-0.01px;display:inline;\">underwriting, and the surrender and other benefit features of the portfolios. A product\u2019s illiquidity premium is </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"tp_246\" style=\"left:218px;bottom:707px;letter-spacing:-0.01px;display:inline;\">restricted to be no greater than reasonably expected to be earned on the assets backing the insurance contract </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"tq_246\" style=\"left:218px;bottom:691px;letter-spacing:-0.01px;display:inline;\">liabilities, over the duration of the insurance contracts. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"tr_246\" style=\"left:218px;bottom:663px;letter-spacing:-0.01px;display:inline;\">The following tables set out the range of yield curves used to discount cash flows of insurance contracts for major </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"ts_246\" style=\"left:218px;bottom:648px;letter-spacing:-0.01px;display:inline;\">currencies. The range reflects the proportion of illiquidity premium applied by business unit and portfolio. </div></td></tr>\n                                        </table><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"5\" rowspan=\"1\" style=\"text-align: center;\">  <div class=\"t s2_246\" id=\"tt_246\" style=\"left:586px;bottom:617px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">31 Dec 2023 % </div>  </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_246\" id=\"tu_246\" style=\"left:465px;bottom:600px;letter-spacing:0.07px;display:inline;\">1 year </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_246\" id=\"tv_246\" style=\"left:542px;bottom:600px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">5 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_246\" id=\"tw_246\" style=\"left:619px;bottom:600px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">10 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_246\" id=\"tx_246\" style=\"left:700px;bottom:600px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">15 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_246\" id=\"ty_246\" style=\"left:781px;bottom:600px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">20 years </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"tz_246\" style=\"left:221px;bottom:579px;letter-spacing:-0.01px;display:inline;\">Chinese yuan (CNY) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t10_246\" style=\"left:433px;bottom:579px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">2.07 - 2.33 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t11_246\" style=\"left:515px;bottom:579px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">2.41 - 2.67 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t12_246\" style=\"left:596px;bottom:579px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">2.59 - 2.85 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t13_246\" style=\"left:677px;bottom:579px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">2.70 - 2.96 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t14_246\" style=\"left:759px;bottom:579px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">2.76 - 3.02 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t15_246\" style=\"left:221px;bottom:560px;letter-spacing:-0.01px;display:inline;\">Hong Kong dollar (HKD) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t16_246\" style=\"left:433px;bottom:560px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">4.76 - 5.23 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t17_246\" style=\"left:515px;bottom:560px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">3.75 - 4.22 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t18_246\" style=\"left:596px;bottom:560px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">3.76 - 4.23 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t19_246\" style=\"left:677px;bottom:560px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">3.89 - 4.36 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t1a_246\" style=\"left:759px;bottom:560px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">3.95 - 4.42 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t1b_246\" style=\"left:221px;bottom:540px;letter-spacing:-0.01px;display:inline;\">Indonesian rupiah (IDR) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t1c_246\" style=\"left:433px;bottom:540px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">6.47 - 6.96 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t1d_246\" style=\"left:515px;bottom:540px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">6.63 - 7.12 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t1e_246\" style=\"left:596px;bottom:540px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">6.73 - 7.22 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t1f_246\" style=\"left:677px;bottom:540px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">6.94 - 7.43 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t1g_246\" style=\"left:759px;bottom:540px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">7.03 - 7.52 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t1h_246\" style=\"left:221px;bottom:521px;letter-spacing:-0.01px;display:inline;\">Malaysian ringgit (MYR) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t1i_246\" style=\"left:433px;bottom:521px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">3.31 - 3.56 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t1j_246\" style=\"left:515px;bottom:521px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">3.67 - 3.92 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t1k_246\" style=\"left:596px;bottom:521px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">3.78 - 4.03 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t1l_246\" style=\"left:677px;bottom:521px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">4.09 - 4.34 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t1m_246\" style=\"left:759px;bottom:521px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">4.33 - 4.58 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t1n_246\" style=\"left:221px;bottom:501px;letter-spacing:-0.01px;display:inline;\">Singapore dollar (SGD) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t1o_246\" style=\"left:433px;bottom:501px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">3.62 - 4.37 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t1p_246\" style=\"left:515px;bottom:501px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">2.67 - 3.42 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t1q_246\" style=\"left:596px;bottom:501px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">2.71 - 3.46 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t1r_246\" style=\"left:678px;bottom:501px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">2.77 - 3.52 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t1s_246\" style=\"left:759px;bottom:501px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">2.74 - 3.49 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t1t_246\" style=\"left:221px;bottom:482px;letter-spacing:-0.01px;display:inline;\">United States dollar (USD) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t1u_246\" style=\"left:433px;bottom:482px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">4.81 - 5.64 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t1v_246\" style=\"left:515px;bottom:482px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">3.86 - 4.69 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t1w_246\" style=\"left:596px;bottom:482px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">3.90 - 4.73 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t1x_246\" style=\"left:678px;bottom:482px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">4.01 - 4.84 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t1y_246\" style=\"left:759px;bottom:482px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">4.36 - 5.19 </div></td></tr>\n                                        </table><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"5\" rowspan=\"1\" style=\"text-align: center;\">  <div class=\"t s3_246\" id=\"t1z_246\" style=\"left:585px;bottom:446px;letter-spacing:0.08px;display:inline;\">31 Dec 2022 % </div>  </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_246\" id=\"t20_246\" style=\"left:466px;bottom:428px;letter-spacing:0.07px;display:inline;\">1 year </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_246\" id=\"t21_246\" style=\"left:543px;bottom:428px;letter-spacing:0.07px;display:inline;\">5 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_246\" id=\"t22_246\" style=\"left:620px;bottom:428px;letter-spacing:0.07px;display:inline;\">10 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_246\" id=\"t23_246\" style=\"left:701px;bottom:428px;letter-spacing:0.07px;display:inline;\">15 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_246\" id=\"t24_246\" style=\"left:783px;bottom:428px;letter-spacing:0.07px;display:inline;\">20 years </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t25_246\" style=\"left:221px;bottom:408px;letter-spacing:-0.01px;display:inline;\">Chinese yuan (CNY) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t26_246\" style=\"left:435px;bottom:408px;letter-spacing:-0.01px;display:inline;\">2.09 - 2.84 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t27_246\" style=\"left:517px;bottom:408px;letter-spacing:-0.01px;display:inline;\">2.65 - 3.29 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t28_246\" style=\"left:598px;bottom:408px;letter-spacing:-0.01px;display:inline;\">2.88 - 3.52 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t29_246\" style=\"left:679px;bottom:408px;letter-spacing:-0.01px;display:inline;\">3.05 - 3.69 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t2a_246\" style=\"left:761px;bottom:408px;letter-spacing:-0.01px;display:inline;\">3.14 - 3.79 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t2b_246\" style=\"left:221px;bottom:389px;letter-spacing:-0.01px;display:inline;\">Hong Kong dollar (HKD) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t2c_246\" style=\"left:435px;bottom:389px;letter-spacing:-0.01px;display:inline;\">4.85 - 6.14 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t2d_246\" style=\"left:517px;bottom:389px;letter-spacing:-0.01px;display:inline;\">3.96 - 5.25 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t2e_246\" style=\"left:598px;bottom:389px;letter-spacing:-0.01px;display:inline;\">3.78 - 5.07 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t2f_246\" style=\"left:679px;bottom:389px;letter-spacing:-0.01px;display:inline;\">3.82 - 5.11 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t2g_246\" style=\"left:761px;bottom:389px;letter-spacing:-0.01px;display:inline;\">3.84 - 5.13 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t2h_246\" style=\"left:221px;bottom:369px;letter-spacing:-0.01px;display:inline;\">Indonesian rupiah (IDR) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t2i_246\" style=\"left:435px;bottom:369px;letter-spacing:-0.01px;display:inline;\">5.65 - 6.13 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t2j_246\" style=\"left:517px;bottom:369px;letter-spacing:-0.01px;display:inline;\">6.72 - 7.20 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t2k_246\" style=\"left:598px;bottom:369px;letter-spacing:-0.01px;display:inline;\">7.29 - 7.77 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t2l_246\" style=\"left:679px;bottom:369px;letter-spacing:-0.01px;display:inline;\">7.51 - 7.99 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t2m_246\" style=\"left:761px;bottom:369px;letter-spacing:-0.01px;display:inline;\">7.77 - 8.25 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t2n_246\" style=\"left:221px;bottom:350px;letter-spacing:-0.01px;display:inline;\">Malaysian ringgit (MYR) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t2o_246\" style=\"left:435px;bottom:350px;letter-spacing:-0.01px;display:inline;\">3.52 - 3.91 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t2p_246\" style=\"left:517px;bottom:350px;letter-spacing:-0.01px;display:inline;\">3.91 - 4.29 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t2q_246\" style=\"left:598px;bottom:350px;letter-spacing:-0.01px;display:inline;\">4.13 - 4.52 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t2r_246\" style=\"left:679px;bottom:350px;letter-spacing:-0.01px;display:inline;\">4.35 - 4.73 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t2s_246\" style=\"left:761px;bottom:350px;letter-spacing:-0.01px;display:inline;\">4.49 - 4.88 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t2t_246\" style=\"left:221px;bottom:330px;letter-spacing:-0.01px;display:inline;\">Singapore dollar (SGD) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t2u_246\" style=\"left:435px;bottom:330px;letter-spacing:-0.01px;display:inline;\">3.83 - 4.94 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t2v_246\" style=\"left:517px;bottom:330px;letter-spacing:-0.01px;display:inline;\">2.86 - 3.98 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t2w_246\" style=\"left:598px;bottom:330px;letter-spacing:-0.01px;display:inline;\">3.11 - 4.22 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t2x_246\" style=\"left:679px;bottom:330px;letter-spacing:-0.01px;display:inline;\">2.91 - 4.02 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t2y_246\" style=\"left:761px;bottom:330px;letter-spacing:-0.01px;display:inline;\">2.49 - 3.61 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t2z_246\" style=\"left:221px;bottom:311px;letter-spacing:-0.01px;display:inline;\">United States dollar (USD) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t30_246\" style=\"left:435px;bottom:311px;letter-spacing:-0.01px;display:inline;\">4.75 - 5.91 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t31_246\" style=\"left:517px;bottom:311px;letter-spacing:-0.01px;display:inline;\">4.02 - 5.17 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t32_246\" style=\"left:598px;bottom:311px;letter-spacing:-0.01px;display:inline;\">3.89 - 5.05 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t33_246\" style=\"left:679px;bottom:311px;letter-spacing:-0.01px;display:inline;\">3.98 - 5.15 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t34_246\" style=\"left:761px;bottom:311px;letter-spacing:-0.01px;display:inline;\">4.27 - 5.43 </div></td></tr>\n                                        </table><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"5\" rowspan=\"1\" style=\"text-align: center;\">  <div class=\"t s3_246\" id=\"t35_246\" style=\"left:588px;bottom:275px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">1 Jan 2022 % </div>  </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_246\" id=\"t36_246\" style=\"left:466px;bottom:257px;letter-spacing:0.07px;display:inline;\">1 year </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_246\" id=\"t37_246\" style=\"left:543px;bottom:257px;letter-spacing:0.07px;display:inline;\">5 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_246\" id=\"t38_246\" style=\"left:620px;bottom:257px;letter-spacing:0.07px;display:inline;\">10 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_246\" id=\"t39_246\" style=\"left:701px;bottom:257px;letter-spacing:0.07px;display:inline;\">15 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_246\" id=\"t3a_246\" style=\"left:783px;bottom:257px;letter-spacing:0.07px;display:inline;\">20 years </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t3b_246\" style=\"left:221px;bottom:237px;letter-spacing:-0.01px;display:inline;\">Chinese yuan (CNY) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t3c_246\" style=\"left:435px;bottom:237px;letter-spacing:-0.01px;display:inline;\">2.21 - 2.60 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t3d_246\" style=\"left:517px;bottom:237px;letter-spacing:-0.01px;display:inline;\">2.63 - 2.99 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t3e_246\" style=\"left:598px;bottom:237px;letter-spacing:-0.01px;display:inline;\">2.81 - 3.19 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t3f_246\" style=\"left:679px;bottom:237px;letter-spacing:-0.01px;display:inline;\">3.00 - 3.65 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t3g_246\" style=\"left:761px;bottom:237px;letter-spacing:-0.01px;display:inline;\">3.12 - 3.71 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t3h_246\" style=\"left:221px;bottom:218px;letter-spacing:-0.01px;display:inline;\">Hong Kong dollar (HKD) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t3i_246\" style=\"left:435px;bottom:218px;letter-spacing:-0.01px;display:inline;\">0.43 - 1.44 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t3j_246\" style=\"left:517px;bottom:218px;letter-spacing:-0.01px;display:inline;\">1.24 - 2.26 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t3k_246\" style=\"left:598px;bottom:218px;letter-spacing:-0.01px;display:inline;\">1.47 - 2.48 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t3l_246\" style=\"left:679px;bottom:218px;letter-spacing:-0.01px;display:inline;\">1.62 - 2.64 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t3m_246\" style=\"left:761px;bottom:218px;letter-spacing:-0.01px;display:inline;\">1.91 - 2.92 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t3n_246\" style=\"left:221px;bottom:198px;letter-spacing:-0.01px;display:inline;\">Indonesian rupiah (IDR) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t3o_246\" style=\"left:435px;bottom:198px;letter-spacing:-0.01px;display:inline;\">3.43 - 4.81 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t3p_246\" style=\"left:517px;bottom:198px;letter-spacing:-0.01px;display:inline;\">5.55 - 6.93 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t3q_246\" style=\"left:598px;bottom:198px;letter-spacing:-0.01px;display:inline;\">7.04 - 8.42 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t3r_246\" style=\"left:679px;bottom:198px;letter-spacing:-0.01px;display:inline;\">7.43 - 8.81 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t3s_246\" style=\"left:761px;bottom:198px;letter-spacing:-0.01px;display:inline;\">7.74 - 9.12 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t3t_246\" style=\"left:221px;bottom:179px;letter-spacing:-0.01px;display:inline;\">Malaysian ringgit (MYR) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t3u_246\" style=\"left:435px;bottom:179px;letter-spacing:-0.01px;display:inline;\">2.25 - 2.58 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t3v_246\" style=\"left:517px;bottom:179px;letter-spacing:-0.01px;display:inline;\">3.19 - 3.52 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t3w_246\" style=\"left:598px;bottom:179px;letter-spacing:-0.01px;display:inline;\">3.72 - 4.05 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t3x_246\" style=\"left:679px;bottom:179px;letter-spacing:-0.01px;display:inline;\">4.13 - 4.46 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t3y_246\" style=\"left:761px;bottom:179px;letter-spacing:-0.01px;display:inline;\">4.34 - 4.67 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t3z_246\" style=\"left:221px;bottom:159px;letter-spacing:-0.01px;display:inline;\">Singapore dollar (SGD) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t40_246\" style=\"left:435px;bottom:159px;letter-spacing:-0.01px;display:inline;\">0.60 - 1.58 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t41_246\" style=\"left:517px;bottom:159px;letter-spacing:-0.01px;display:inline;\">1.38 - 2.35 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t42_246\" style=\"left:598px;bottom:159px;letter-spacing:-0.01px;display:inline;\">1.72 - 2.70 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t43_246\" style=\"left:679px;bottom:159px;letter-spacing:-0.01px;display:inline;\">1.99 - 2.97 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t44_246\" style=\"left:761px;bottom:159px;letter-spacing:-0.01px;display:inline;\">2.14 - 3.12 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t45_246\" style=\"left:221px;bottom:140px;letter-spacing:-0.01px;display:inline;\">United States dollar (USD) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t46_246\" style=\"left:435px;bottom:140px;letter-spacing:-0.01px;display:inline;\">0.38 - 1.30 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t47_246\" style=\"left:517px;bottom:140px;letter-spacing:-0.01px;display:inline;\">1.27 - 2.20 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t48_246\" style=\"left:598px;bottom:140px;letter-spacing:-0.01px;display:inline;\">1.53 - 2.46 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t49_246\" style=\"left:679px;bottom:140px;letter-spacing:-0.01px;display:inline;\">1.69 - 2.61 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t4a_246\" style=\"left:761px;bottom:140px;letter-spacing:-0.01px;display:inline;\">2.01 - 2.93 </div></td></tr>\n                                        </table><div class=\"t s1_246\" id=\"t4b_246\" style=\"left:217px;bottom:105px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">The sensitivity of shareholder equity and CSM to changes in interest rates is set out in Note C6.1(a), covers a </div><div class=\"t s1_246\" id=\"t4c_246\" style=\"left:217px;bottom:89px;letter-spacing:-0.01px;display:inline;\">sensitivity to changes in the discount rates. </div><div></div><div class=\"t s0_247\" id=\"t1_247\" style=\"left:91px;bottom:1115px;letter-spacing:-0.01px;display:inline;\">Determination of risk adjustment for non-financial risk </div><table>\n                                            <tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_247\" id=\"t2_247\" style=\"left:91px;bottom:1095px;letter-spacing:-0.01px;display:inline;\">Risk adjustment for non- </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"t4_247\" style=\"left:240px;bottom:1095px;letter-spacing:-0.01px;display:inline;\">The risk adjustment for non-financial risk reflects the compensation the Group requires for bearing the </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_247\" id=\"t3_247\" style=\"left:91px;bottom:1080px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">financial risk </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"t5_247\" style=\"left:240px;bottom:1080px;letter-spacing:-0.01px;display:inline;\">uncertainty about the amount and timing of the cash flows from non-financial risk as the Group fulfils insurance </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"t6_247\" style=\"left:240px;bottom:1064px;letter-spacing:-0.01px;display:inline;\">contracts. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"t7_247\" style=\"left:240px;bottom:1036px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">For reinsurance contracts held, the risk adjustment for non</div><div class=\"t s2_247\" id=\"t8_247\" style=\"left:543px;bottom:1036px;display:inline;\">-</div><div class=\"t s1_247\" id=\"t9_247\" style=\"left:547px;bottom:1036px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">financial risk represents the amount of risk being </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"ta_247\" style=\"left:240px;bottom:1021px;letter-spacing:-0.01px;display:inline;\">transferred by the Group to the reinsurer. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"tb_247\" style=\"left:240px;bottom:993px;letter-spacing:-0.01px;display:inline;\">The risk adjustment for non-financial risk is determined by the Group using a confidence level approach. This is </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"tc_247\" style=\"left:240px;bottom:977px;letter-spacing:-0.01px;display:inline;\">implemented through the use of provisions for adverse deviations (PADs) calibrated using non-financial risk </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"td_247\" style=\"left:240px;bottom:962px;letter-spacing:-0.01px;display:inline;\">distributions and correlation assumptions. The PADs are applied to best estimate assumptions and hence the risk </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"te_247\" style=\"left:240px;bottom:946px;letter-spacing:-0.01px;display:inline;\">adjustment is calculated on a contract by contract basis. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"tf_247\" style=\"left:240px;bottom:918px;letter-spacing:-0.01px;display:inline;\">The Group\u2019s risk adjustment allows for all insurance, persistency and expense risks and operational risks specific </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"tg_247\" style=\"left:240px;bottom:903px;letter-spacing:-0.01px;display:inline;\">to uncertainty in the amount and timing of insurance contract cash flows. Reinsurance counterparty default risk </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"th_247\" style=\"left:240px;bottom:887px;letter-spacing:-0.01px;display:inline;\">is excluded from the calculation. Diversification is included on a net of reinsurance basis within each insurance </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"ti_247\" style=\"left:240px;bottom:871px;letter-spacing:-0.01px;display:inline;\">entity of the Group. Diversification is not allowed for between entities. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"tj_247\" style=\"left:240px;bottom:844px;letter-spacing:-0.01px;display:inline;\">By applying a confidence level technique, the Group estimates the probability distribution of the expected </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"tk_247\" style=\"left:240px;bottom:828px;letter-spacing:-0.01px;display:inline;\">present value of the future cash flows from insurance contracts at each reporting date and calculates the risk </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"tl_247\" style=\"left:240px;bottom:812px;letter-spacing:-0.01px;display:inline;\">adjustment for non-financial risk as the excess of the value at risk at the 75th percentile (the target confidence </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"tm_247\" style=\"left:240px;bottom:797px;letter-spacing:-0.01px;display:inline;\">level) over the expected present value of the future cash flows. The confidence level is calibrated over a one-year </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"tn_247\" style=\"left:240px;bottom:781px;letter-spacing:-0.01px;display:inline;\">period. </div></td></tr>\n                                        </table><div class=\"t s0_247\" id=\"to_247\" style=\"left:91px;bottom:748px;letter-spacing:-0.01px;display:inline;\">Determination of coverage units </div><table>\n                                            <tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_247\" id=\"tp_247\" style=\"left:91px;bottom:728px;letter-spacing:-0.01px;display:inline;\">Coverage units </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"tq_247\" style=\"left:240px;bottom:728px;letter-spacing:-0.01px;display:inline;\">The proportion of CSM recognised in profit or loss at the end of each period for a group of contracts is </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"tr_247\" style=\"left:240px;bottom:713px;letter-spacing:-0.01px;display:inline;\">determined as the ratio of: </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_247\" id=\"ts_247\" style=\"left:240px;bottom:685px;display:inline;\">\u2013 </div><div class=\"t s1_247\" id=\"tt_247\" style=\"left:253px;bottom:685px;letter-spacing:-0.01px;display:inline;\">the coverage units in the period; divided by </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_247\" id=\"tu_247\" style=\"left:240px;bottom:669px;display:inline;\">\u2013 </div><div class=\"t s1_247\" id=\"tv_247\" style=\"left:253px;bottom:669px;letter-spacing:-0.01px;display:inline;\">the sum of the coverage units in the period and the present value of expected coverage units in future periods. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"tw_247\" style=\"left:240px;bottom:642px;letter-spacing:-0.01px;display:inline;\">The total number of coverage units in a group reflects the quantity of service provided determined by </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"tx_247\" style=\"left:240px;bottom:626px;letter-spacing:-0.01px;display:inline;\">considering the quantity of benefits for each contract and its expected coverage period. The Group defines the </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"ty_247\" style=\"left:240px;bottom:610px;letter-spacing:-0.01px;display:inline;\">quantity of benefits for insurance services as the maximum amount which a policyholder receives when an </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"tz_247\" style=\"left:240px;bottom:595px;letter-spacing:-0.01px;display:inline;\">insured event takes place, for example the sum assured, the annual limit for a medical plan or the present value </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"t10_247\" style=\"left:240px;bottom:579px;letter-spacing:-0.01px;display:inline;\">of a stream of payments. The quantity of benefits is updated each period. Investment related and investment- </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"t11_247\" style=\"left:240px;bottom:564px;letter-spacing:-0.01px;display:inline;\">return services are assumed to be constant over time. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"t12_247\" style=\"left:240px;bottom:536px;letter-spacing:-0.01px;display:inline;\">Where there are multiple different services in a group of contracts (for example both insurance and investment </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"t13_247\" style=\"left:240px;bottom:520px;letter-spacing:-0.01px;display:inline;\">services are provided), the quantities of benefits for the different types of service are combined using weighting </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"t14_247\" style=\"left:240px;bottom:505px;letter-spacing:-0.01px;display:inline;\">factors. These weighting factors are defined as the present value of expected outflows for each type of service, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"t15_247\" style=\"left:240px;bottom:489px;letter-spacing:-0.01px;display:inline;\">determined at a contract level. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"t16_247\" style=\"left:240px;bottom:461px;letter-spacing:-0.01px;display:inline;\">The expected coverage period is the expected duration up to the contract boundary. The expected coverage </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"t17_247\" style=\"left:240px;bottom:446px;letter-spacing:-0.01px;display:inline;\">period of the contracts in a group and the calculation of future coverage units allows for expected decrements </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"t18_247\" style=\"left:240px;bottom:430px;letter-spacing:-0.01px;display:inline;\">(eg deaths and lapses) in each future period using current best estimate assumptions consistent with the best </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"t19_247\" style=\"left:240px;bottom:415px;letter-spacing:-0.01px;display:inline;\">estimate liabilities (BEL) calculation. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"t1a_247\" style=\"left:240px;bottom:387px;letter-spacing:-0.01px;display:inline;\">The Group elects to allow for the time value of money by discounting future coverage units in the determination </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"t1b_247\" style=\"left:240px;bottom:371px;letter-spacing:-0.01px;display:inline;\">of the proportion of CSM recognised in profit or loss. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"t1c_247\" style=\"left:240px;bottom:343px;letter-spacing:-0.01px;display:inline;\">Determination of coverage units for groups of reinsurance contracts held follows the same principles as for </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"t1d_247\" style=\"left:240px;bottom:328px;letter-spacing:-0.01px;display:inline;\">groups of underlying contracts. </div></td></tr>\n                                        </table><div class=\"t s0_247\" id=\"t1e_247\" style=\"left:91px;bottom:294px;letter-spacing:-0.01px;display:inline;\">Insurance finance income and expenses </div><table>\n                                            <tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_247\" id=\"t1f_247\" style=\"left:91px;bottom:275px;letter-spacing:-0.01px;display:inline;\">Disaggregation between </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"t1i_247\" style=\"left:240px;bottom:275px;letter-spacing:-0.01px;display:inline;\">IFRS 17 allows an accounting policy choice between: </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_247\" id=\"t1g_247\" style=\"left:91px;bottom:259px;letter-spacing:-0.01px;display:inline;\">profit or loss and other </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_247\" id=\"t1h_247\" style=\"left:91px;bottom:244px;letter-spacing:-0.01px;display:inline;\">comprehensive income </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_247\" id=\"t1j_247\" style=\"left:240px;bottom:247px;display:inline;\">\u2013 </div><div class=\"t s1_247\" id=\"t1k_247\" style=\"left:253px;bottom:247px;letter-spacing:-0.01px;display:inline;\">Including insurance finance income or expenses for the period in profit or loss; or </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_247\" id=\"t1l_247\" style=\"left:240px;bottom:231px;display:inline;\">\u2013 </div><div class=\"t s1_247\" id=\"t1m_247\" style=\"left:253px;bottom:231px;letter-spacing:-0.01px;display:inline;\">Disaggregating insurance finance income or expenses for the period to include in profit or loss an amount </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"> <div class=\"t s1_247\" id=\"t1n_247\" style=\"left:253px;bottom:216px;letter-spacing:-0.01px;display:inline;\">determined by a systematic allocation of the expected total insurance finance income or expenses over the </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"> <div class=\"t s1_247\" id=\"t1o_247\" style=\"left:253px;bottom:200px;letter-spacing:-0.01px;display:inline;\">duration of the group of contracts, with the balance being included in other comprehensive income. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"t1p_247\" style=\"left:240px;bottom:172px;letter-spacing:-0.01px;display:inline;\">The Group has made only very limited use of FVOCI accounting for assets. As discussed in note A2.1 under the </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"t1q_247\" style=\"left:240px;bottom:157px;letter-spacing:-0.01px;display:inline;\">heading 'The classification and measurement of financial assets and liabilities', the only financial assets </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"t1r_247\" style=\"left:240px;bottom:141px;letter-spacing:-0.01px;display:inline;\">classified at FVOCI at 1 January 2023 was the Group\u2019s retained equity interest in Jackson, which have been </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"t1s_247\" style=\"left:240px;bottom:126px;letter-spacing:-0.01px;display:inline;\">subsequently disposed of. Consequently, the Group has not elected to disaggregate insurance finance income </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"t1t_247\" style=\"left:240px;bottom:110px;letter-spacing:-0.01px;display:inline;\">and expenses between profit or loss and other comprehensive income. </div></td></tr>\n                                        </table><div></div><div class=\"t s0_248\" id=\"t1_248\" style=\"left:69px;bottom:1115px;letter-spacing:-0.01px;display:inline;\">Risk mitigation </div><table>\n                                            <tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_248\" id=\"t2_248\" style=\"left:69px;bottom:1095px;letter-spacing:-0.01px;display:inline;\">Risk mitigation option </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"t3_248\" style=\"left:219px;bottom:1095px;letter-spacing:-0.01px;display:inline;\">IFRS 17 allows the option in certain circumstances to not recognise a change in the CSM to reflect some or all of </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"t4_248\" style=\"left:219px;bottom:1080px;letter-spacing:-0.01px;display:inline;\">the changes in the effect of the time value of money and financial risk on: </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_248\" id=\"t5_248\" style=\"left:219px;bottom:1052px;display:inline;\">\u2013 </div><div class=\"t s1_248\" id=\"t6_248\" style=\"left:232px;bottom:1052px;letter-spacing:-0.01px;display:inline;\">the amount of the entity\u2019s share of the underlying items if the entity mitigates the effect of financial risk on </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"t7_248\" style=\"left:232px;bottom:1036px;letter-spacing:-0.01px;display:inline;\">that amount using derivatives or reinsurance contracts held; and </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_248\" id=\"t8_248\" style=\"left:219px;bottom:1008px;display:inline;\">\u2013 </div><div class=\"t s1_248\" id=\"t9_248\" style=\"left:232px;bottom:1008px;letter-spacing:-0.01px;display:inline;\">The fulfilment cash flows if the entity mitigates the effect of financial risk on those fulfilment cash flows using </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"ta_248\" style=\"left:232px;bottom:993px;letter-spacing:-0.01px;display:inline;\">derivatives, non-derivative financial instruments measured at fair value through profit or loss, or reinsurance </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"tb_248\" style=\"left:232px;bottom:977px;letter-spacing:-0.01px;display:inline;\">contracts held. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"tc_248\" style=\"left:219px;bottom:949px;letter-spacing:-0.01px;display:inline;\">The Group has not elected to utilise this option. </div></td></tr>\n                                        </table><div class=\"t s0_248\" id=\"td_248\" style=\"left:69px;bottom:915px;letter-spacing:-0.01px;display:inline;\">The effect of accounting estimates made in interim financial statements </div><table>\n                                            <tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_248\" id=\"te_248\" style=\"left:69px;bottom:896px;letter-spacing:-0.01px;display:inline;\">Effect of estimates </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"th_248\" style=\"left:219px;bottom:896px;letter-spacing:-0.01px;display:inline;\">IFRS 17 allows an accounting policy choice as to whether to change the treatment of accounting estimates </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_248\" id=\"tf_248\" style=\"left:69px;bottom:880px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">made in interim </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"ti_248\" style=\"left:219px;bottom:880px;letter-spacing:-0.01px;display:inline;\">made in previous interim financial statements when applying IFRS 17 in the annual reporting period. </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_248\" id=\"tg_248\" style=\"left:69px;bottom:865px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">financial statements </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"tj_248\" style=\"left:219px;bottom:852px;letter-spacing:-0.01px;display:inline;\">The Group has elected to allow updates to accounting estimates made in interim financial statements when </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"tk_248\" style=\"left:219px;bottom:837px;letter-spacing:-0.01px;display:inline;\">applying IFRS 17 in the annual reporting period. </div></td></tr>\n                                        </table>The Group recognises insurance revenue as it satisfies its performance obligations, ie as it provides services under groups of insurance contracts. <div class=\"t s6_255\" id=\"to_255\" style=\"left:87px;bottom:912px;letter-spacing:-0.01px;display:inline;\">The insurance revenue relating to services provided for each period represents the total of the changes in the liability for remaining coverage </div><div class=\"t s6_255\" id=\"tp_255\" style=\"left:87px;bottom:897px;letter-spacing:-0.01px;display:inline;\">that relate to services for which the Group expects to receive consideration and comprises the following items. </div><div class=\"t s7_255\" id=\"tq_255\" style=\"left:87px;bottom:869px;display:inline;\">\u2013 </div><div class=\"t s6_255\" id=\"tr_255\" style=\"left:100px;bottom:869px;letter-spacing:-0.01px;display:inline;\">A release of the CSM, measured based on coverage units; </div><div class=\"t s7_255\" id=\"ts_255\" style=\"left:87px;bottom:853px;display:inline;\">\u2013 </div><div class=\"t s6_255\" id=\"tt_255\" style=\"left:100px;bottom:853px;letter-spacing:-0.01px;display:inline;\">Changes in the risk adjustment for non-financial risk relating to current services; </div><div class=\"t s7_255\" id=\"tu_255\" style=\"left:87px;bottom:838px;display:inline;\">\u2013 </div><div class=\"t s6_255\" id=\"tv_255\" style=\"left:100px;bottom:838px;letter-spacing:-0.01px;display:inline;\">Claims and other insurance service expenses for the period expected at the beginning of the year; and </div><div class=\"t s8_255\" id=\"tw_255\" style=\"left:87px;bottom:822px;display:inline;\">\u2013 </div><div class=\"t s6_255\" id=\"tx_255\" style=\"left:100px;bottom:822px;letter-spacing:-0.01px;display:inline;\">Other amounts include the revenue recognised to cover the tax charge attributable to policyholders and other items, for example experience </div><div class=\"t s6_255\" id=\"ty_255\" style=\"left:100px;bottom:806px;letter-spacing:-0.01px;display:inline;\">adjustments for premium receipts for current or past services. </div><div class=\"t s6_255\" id=\"tz_255\" style=\"left:87px;bottom:791px;letter-spacing:-0.01px;display:inline;\">In addition, the Group allocates a portion of premiums that relate to recovering insurance acquisition cash flows to each period using the same </div><div class=\"t s6_255\" id=\"t10_255\" style=\"left:87px;bottom:775px;letter-spacing:-0.01px;display:inline;\">amortisation factor used to amortise CSM. The Group recognises the allocated amount, adjusted for interest accretion, as insurance revenue and </div><div class=\"t s6_255\" id=\"t11_255\" style=\"left:87px;bottom:760px;letter-spacing:-0.01px;display:inline;\">an equal amount as insurance service expenses. </div><div class=\"t s6_255\" id=\"t12_255\" style=\"left:87px;bottom:732px;letter-spacing:-0.01px;display:inline;\">Non-distinct investment components are excluded from insurance revenue and insurance service expenses. </div><div class=\"t s6_255\" id=\"t13_255\" style=\"left:87px;bottom:704px;letter-spacing:-0.01px;display:inline;\">Policy fees charged on investment contracts without discretionary participation features for asset management and policy administration fees </div>are recognised when related services are provided.Investment return included in the income statement principally comprises interest income, dividends, investment appreciation and depreciation <div class=\"t s1_257\" id=\"t4_257\" style=\"left:87px;bottom:1087px;letter-spacing:-0.01px;display:inline;\">(realised and unrealised gains and losses) on investments mandatorily classified or designated as FVTPL and realised gains and losses (including </div><div class=\"t s1_257\" id=\"t5_257\" style=\"left:87px;bottom:1071px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">impairment losses) on items classified at amortised cost and/or FVOCI (AFS for 2022). Movements in unrealised appreciation or depreciation of </div><div class=\"t s1_257\" id=\"t6_257\" style=\"left:87px;bottom:1055px;letter-spacing:-0.01px;display:inline;\">securities designated as FVOCI (AFS for 2022) are recorded in other comprehensive income. Interest income is recognised as it accrues. </div>Dividends on equity securities are recognised on the ex-dividend date and rental income is recognised on an accrual basis.Insurance finance income and expenses comprise changes in the carrying amounts of groups of insurance and reinsurance contracts arising <div class=\"t s1_258\" id=\"t3_258\" style=\"left:65px;bottom:1085px;letter-spacing:-0.01px;display:inline;\">from the effects of the time value of money, financial risk and changes therein, unless any such changes for groups of direct participating </div><div class=\"t s1_258\" id=\"t4_258\" style=\"left:65px;bottom:1069px;letter-spacing:-0.01px;display:inline;\">contracts are allocated to a loss component and included in insurance service expenses. These amounts include changes in the measurement of </div><div class=\"t s1_258\" id=\"t5_258\" style=\"left:65px;bottom:1054px;letter-spacing:-0.01px;display:inline;\">groups of contracts caused by changes in the value of underlying items (excluding additions and withdrawals). The Group does not disaggregate </div>insurance finance income or expenses between profit or loss and other comprehensive income.Insurance service expenses arising from insurance contracts are recognised in profit or loss generally as they are incurred. They exclude <div class=\"t s1_259\" id=\"t3_259\" style=\"left:87px;bottom:1075px;letter-spacing:-0.01px;display:inline;\">repayments of investment components and comprise: </div><div class=\"t s2_259\" id=\"t4_259\" style=\"left:87px;bottom:1047px;display:inline;\">\u2013 </div><div class=\"t s1_259\" id=\"t5_259\" style=\"left:100px;bottom:1047px;letter-spacing:-0.01px;display:inline;\">incurred claims and other insurance service expenses; </div><div class=\"t s2_259\" id=\"t6_259\" style=\"left:87px;bottom:1032px;display:inline;\">\u2013 </div><div class=\"t s1_259\" id=\"t7_259\" style=\"left:100px;bottom:1032px;letter-spacing:-0.01px;display:inline;\">amortisation of insurance acquisition cash flows; </div><div class=\"t s2_259\" id=\"t8_259\" style=\"left:87px;bottom:1016px;display:inline;\">\u2013 </div><div class=\"t s1_259\" id=\"t9_259\" style=\"left:100px;bottom:1016px;letter-spacing:-0.01px;display:inline;\">losses on onerous contracts and reversals of such losses; </div><div class=\"t s3_259\" id=\"ta_259\" style=\"left:87px;bottom:1000px;display:inline;\">\u2013 </div><div class=\"t s1_259\" id=\"tb_259\" style=\"left:100px;bottom:1000px;letter-spacing:-0.01px;display:inline;\">adjustments to the liabilities for incurred claims that do not arise from the effects of the time value of money, financial risk and changes </div><div class=\"t s1_259\" id=\"tc_259\" style=\"left:100px;bottom:985px;letter-spacing:-0.01px;display:inline;\">therein, which are recognised in insurance finance income (expense); and </div><div class=\"t s2_259\" id=\"td_259\" style=\"left:87px;bottom:969px;display:inline;\">\u2013 </div>impairment losses on assets for insurance acquisition cash flows and reversals of such impairment losses.Portfolios of insurance contracts that are assets and those that are liabilities, and portfolios of reinsurance contracts that are assets and those <div class=\"t s7_277\" id=\"t3c_277\" style=\"left:87px;bottom:535px;letter-spacing:-0.01px;display:inline;\">that are liabilities, are presented separately in the statement of financial position. Any assets or liabilities recognised for cash flows arising before </div><div class=\"t s7_277\" id=\"t3d_277\" style=\"left:87px;bottom:520px;letter-spacing:-0.01px;display:inline;\">the recognition of the related group of contracts (including any assets for insurance acquisition cash flows) are included in the carrying amount </div>of the related portfolios of contracts.",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForInsuranceContracts",
    "language": "en",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f27961": {
   "value": "Determination of fulfilment cashflows used in the measurement of insurance and reinsurance contract assets and liabilities <div class=\"t s0_244\" id=\"t1p_244\" style=\"left:69px;bottom:1099px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">(impacts $(137.4) billion of net insurance and reinsurance contract balances, excluding those held by joint ventures and </div><div class=\"t s0_244\" id=\"t1q_244\" style=\"left:69px;bottom:1083px;letter-spacing:-0.01px;display:inline;\">associates) </div><table>\n                                            <tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_244\" id=\"t1_244\" style=\"left:69px;bottom:1063px;letter-spacing:-0.01px;display:inline;\">Estimates of future cash </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t3_244\" style=\"left:219px;bottom:1063px;letter-spacing:-0.01px;display:inline;\">The Group\u2019s process for estimating future cash flows incorporates, in an unbiased way, all reasonable and </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_244\" id=\"t2_244\" style=\"left:69px;bottom:1047px;letter-spacing:-0.01px;display:inline;\">flows </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t4_244\" style=\"left:219px;bottom:1047px;letter-spacing:-0.01px;display:inline;\">supportable information that is available without undue cost or effort at the reporting date. This information </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t5_244\" style=\"left:219px;bottom:1032px;letter-spacing:-0.01px;display:inline;\">includes both internal and external historical data about claims and other experience, updated to reflect current </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t6_244\" style=\"left:219px;bottom:1016px;letter-spacing:-0.01px;display:inline;\">expectations of future events. As this is a prediction of the future, significant judgement is applied in determining </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t7_244\" style=\"left:219px;bottom:1001px;letter-spacing:-0.01px;display:inline;\">the assumptions that underpin the estimation of future cash flows. These assumptions include, but are not </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t8_244\" style=\"left:219px;bottom:985px;letter-spacing:-0.01px;display:inline;\">limited to, operating assumptions such as morbidity, mortality, persistency and expenses, and economic </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t9_244\" style=\"left:219px;bottom:970px;letter-spacing:-0.01px;display:inline;\">assumptions such as risk-free rates and illiquidity premium. Granular assumptions are set at a business unit level. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"ta_244\" style=\"left:219px;bottom:954px;letter-spacing:-0.01px;display:inline;\">The demographic assumptions are consistent with those used in other metrics such as EEV reporting. The Risk </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"tb_244\" style=\"left:219px;bottom:938px;letter-spacing:-0.01px;display:inline;\">Review included in this Annual Report discusses the insurance and market risks the Group faces and how these </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"tc_244\" style=\"left:219px;bottom:923px;letter-spacing:-0.01px;display:inline;\">risks are mitigated. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"td_244\" style=\"left:219px;bottom:895px;letter-spacing:-0.01px;display:inline;\">When estimating future cash flows, the Group takes into account current expectations of future events (other </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"te_244\" style=\"left:219px;bottom:879px;letter-spacing:-0.01px;display:inline;\">than those from future legislation or regulatory changes that have not been substantively enacted) that might </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"tf_244\" style=\"left:219px;bottom:864px;letter-spacing:-0.01px;display:inline;\">affect those cash flows. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"tg_244\" style=\"left:219px;bottom:836px;letter-spacing:-0.01px;display:inline;\">Cash flows within the boundary of a contract (the Group\u2019s accounting policy on contract boundary is given </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"th_244\" style=\"left:219px;bottom:820px;letter-spacing:-0.01px;display:inline;\">below) relate directly to the fulfilment of the contract, including those for which the Group has discretion over the </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"ti_244\" style=\"left:219px;bottom:805px;letter-spacing:-0.01px;display:inline;\">amount or timing. These include future premium receipts, payments to (or on behalf of) policyholders, insurance </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"tj_244\" style=\"left:219px;bottom:789px;letter-spacing:-0.01px;display:inline;\">acquisition cash flows and other costs that are incurred in fulfilling contracts. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"tk_244\" style=\"left:219px;bottom:761px;letter-spacing:-0.01px;display:inline;\">In relation to reinsurance contracts held, the probability weighted estimates of the present value of future cash </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"tl_244\" style=\"left:219px;bottom:746px;letter-spacing:-0.01px;display:inline;\">flows includes the potential credit losses and losses from other disputes to reflect the non-performance risk of the </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"tm_244\" style=\"left:219px;bottom:730px;letter-spacing:-0.01px;display:inline;\">reinsurers. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"tn_244\" style=\"left:219px;bottom:702px;letter-spacing:-0.01px;display:inline;\">The sensitivity of shareholder equity and CSM to insurance risks is set out in Note C6.1(b). </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_244\" id=\"to_244\" style=\"left:69px;bottom:683px;letter-spacing:-0.01px;display:inline;\">Expense assumptions </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"tr_244\" style=\"left:219px;bottom:683px;letter-spacing:-0.01px;display:inline;\">Insurance acquisition cash flows (as discussed below) and other costs that are incurred in fulfilling contracts </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_244\" id=\"tp_244\" style=\"left:69px;bottom:667px;letter-spacing:-0.01px;display:inline;\">used in future cash flow </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"ts_244\" style=\"left:219px;bottom:667px;letter-spacing:-0.01px;display:inline;\">comprise both direct costs and an allocation of fixed and variable overheads incurred by the insurance entities. </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_244\" id=\"tq_244\" style=\"left:69px;bottom:651px;letter-spacing:-0.01px;display:inline;\">estimation </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"tt_244\" style=\"left:219px;bottom:639px;letter-spacing:-0.01px;display:inline;\">The Group projects estimates of future expenses relating to the fulfilment of contracts within the scope of IFRS </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"tu_244\" style=\"left:219px;bottom:624px;letter-spacing:-0.01px;display:inline;\">17 using current expense levels adjusted for inflation. Costs that are incurred in fulfilling the contracts include, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"tv_244\" style=\"left:219px;bottom:608px;letter-spacing:-0.01px;display:inline;\">but are not limited to claims handling costs, policy administration expenses, investment management expenses, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"tw_244\" style=\"left:219px;bottom:592px;letter-spacing:-0.01px;display:inline;\">income tax and other costs specifically chargeable to the policyholders under the terms of the contracts. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"tx_244\" style=\"left:219px;bottom:577px;letter-spacing:-0.01px;display:inline;\">Expenses included in estimated future cash flows comprise expenses directly attributable to the groups of </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"ty_244\" style=\"left:219px;bottom:561px;letter-spacing:-0.01px;display:inline;\">contracts, including an allocation of fixed and variable overheads incurred by the insurance entities. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"tz_244\" style=\"left:219px;bottom:534px;letter-spacing:-0.01px;display:inline;\">Investment management expenses in relation to the management of the assets backing policyholder liabilities </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t10_244\" style=\"left:219px;bottom:518px;letter-spacing:-0.01px;display:inline;\">are included in the fulfilment cash flows for business using the VFA model, other participating business using the </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t11_244\" style=\"left:219px;bottom:502px;letter-spacing:-0.01px;display:inline;\">general model and general model non-participating business where the Group performs investment </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t12_244\" style=\"left:219px;bottom:487px;letter-spacing:-0.01px;display:inline;\">management activities to enhance benefits from insurance coverage for policyholders. The future expenses of </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t13_244\" style=\"left:219px;bottom:471px;letter-spacing:-0.01px;display:inline;\">internal asset management and other services excludes the projected future profits or losses generated by any </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t14_244\" style=\"left:219px;bottom:456px;letter-spacing:-0.01px;display:inline;\">non-insurance entities within the Group in providing those services (ie the IFRS results for the life insurance </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t15_244\" style=\"left:219px;bottom:440px;letter-spacing:-0.01px;display:inline;\">operations in the consolidated financial statements assume that the cost of internal asset management and </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t16_244\" style=\"left:219px;bottom:424px;letter-spacing:-0.01px;display:inline;\">other services will be that incurred by the Group as a whole, not the cost that will be borne by the insurance </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t17_244\" style=\"left:219px;bottom:409px;letter-spacing:-0.01px;display:inline;\">business). </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t18_244\" style=\"left:219px;bottom:381px;letter-spacing:-0.01px;display:inline;\">Most of the costs incurred by the insurance entities within the Group are considered to be incurred for the </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t19_244\" style=\"left:219px;bottom:365px;letter-spacing:-0.01px;display:inline;\">purpose of selling and fulfilling insurance contracts and are hence treated as attributable expenses. Cash flows </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t1a_244\" style=\"left:219px;bottom:350px;letter-spacing:-0.01px;display:inline;\">that are not directly attributable to a portfolio of insurance contracts, such as some product development and </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t1b_244\" style=\"left:219px;bottom:334px;letter-spacing:-0.01px;display:inline;\">training costs, are recognised in other operating expenses as incurred. </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_244\" id=\"t1c_244\" style=\"left:69px;bottom:315px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Policyholder benefits </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t1d_244\" style=\"left:219px;bottom:315px;letter-spacing:-0.01px;display:inline;\">The assumptions used to project the cash flows also reflect the actions that management would take over the </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t1e_244\" style=\"left:219px;bottom:299px;letter-spacing:-0.01px;display:inline;\">duration of the projection, the time it would take to implement these actions and any expenses incurred in taking </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t1f_244\" style=\"left:219px;bottom:284px;letter-spacing:-0.01px;display:inline;\">those actions. Management actions encompass, but are not confined to, investment allocation decisions, levels </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t1g_244\" style=\"left:219px;bottom:268px;letter-spacing:-0.01px;display:inline;\">of regular and final bonuses and crediting rates. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t1h_244\" style=\"left:219px;bottom:240px;letter-spacing:-0.01px;display:inline;\">For participating contracts, estimated future claim payments include bonuses paid to policyholders determined </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t1i_244\" style=\"left:219px;bottom:225px;letter-spacing:-0.01px;display:inline;\">by reference to the relevant profit-sharing arrangement. For example, for the Group\u2019s with-profits business in </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t1j_244\" style=\"left:219px;bottom:209px;letter-spacing:-0.01px;display:inline;\">Hong Kong, Singapore and Malaysia, asset shares are used to determine payments to policyholders. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t1k_244\" style=\"left:219px;bottom:181px;letter-spacing:-0.01px;display:inline;\">Where cash flows from one group of contracts affect, or are affected by, cash flows in other groups of contracts </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t1l_244\" style=\"left:219px;bottom:166px;letter-spacing:-0.01px;display:inline;\">(eg for with-profits business), the fulfilment cash flows for a group include payments arising from the terms of </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t1m_244\" style=\"left:219px;bottom:150px;letter-spacing:-0.01px;display:inline;\">existing contracts to policyholders in other groups and exclude payments to policyholders in the group that have </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_244\" id=\"t1n_244\" style=\"left:219px;bottom:135px;letter-spacing:-0.01px;display:inline;\">been included in the fulfilment cash flows of another group. </div></td></tr>\n                                        </table><div></div><div class=\"t s0_245\" id=\"t1c_245\" style=\"left:91px;bottom:1115px;letter-spacing:-0.01px;display:inline;\">Determination of fulfilment cashflows used in the measurement of insurance and reinsurance contract assets and liabilities </div><div class=\"t s0_245\" id=\"t1d_245\" style=\"left:91px;bottom:1099px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">(impacts $(137.4) billion of net insurance and reinsurance contract balances, excluding those held by joint ventures and </div><div class=\"t s0_245\" id=\"t1e_245\" style=\"left:91px;bottom:1083px;letter-spacing:-0.01px;display:inline;\">associates) </div><table>\n                                            <tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_245\" id=\"t1_245\" style=\"left:91px;bottom:1063px;letter-spacing:-0.01px;display:inline;\">Insurance acquisition </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"t3_245\" style=\"left:241px;bottom:1063px;letter-spacing:-0.01px;display:inline;\">Insurance acquisition cash flows arise from the activities of selling, underwriting and starting a group of </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_245\" id=\"t2_245\" style=\"left:91px;bottom:1047px;letter-spacing:-0.01px;display:inline;\">cash flows </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"t4_245\" style=\"left:241px;bottom:1047px;letter-spacing:-0.01px;display:inline;\">insurance contracts that are directly attributable to the portfolio of contracts to which the group belongs. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"t5_245\" style=\"left:241px;bottom:1032px;letter-spacing:-0.01px;display:inline;\">Insurance acquisition cash flows that are directly attributable to a group of contracts (eg non-refundable </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"t6_245\" style=\"left:241px;bottom:1016px;letter-spacing:-0.01px;display:inline;\">commissions paid on issuance of a contract) are allocated to that group and to the groups that will include </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"t7_245\" style=\"left:241px;bottom:1001px;letter-spacing:-0.01px;display:inline;\">renewals of those contracts. Bancassurance payments (eg upfront payments to sell insurance contracts to </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"t8_245\" style=\"left:241px;bottom:985px;letter-spacing:-0.01px;display:inline;\">distribution partners) are capitalised under IAS 38 as intangible assets and amortised on a basis to reflect the </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"t9_245\" style=\"left:241px;bottom:970px;letter-spacing:-0.01px;display:inline;\">pattern in which the future economic benefits are expected to be consumed by reference to new business </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"ta_245\" style=\"left:241px;bottom:954px;letter-spacing:-0.01px;display:inline;\">production levels. The amortisation of the bancassurance intangibles is considered to constitute insurance </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"tb_245\" style=\"left:241px;bottom:938px;letter-spacing:-0.01px;display:inline;\">acquisition cash flows. They generally form part of fulfilment cash flows and are amortised implicitly in line with </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"tc_245\" style=\"left:241px;bottom:923px;letter-spacing:-0.01px;display:inline;\">the coverage unit pattern. </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_245\" id=\"td_245\" style=\"left:91px;bottom:903px;letter-spacing:-0.01px;display:inline;\">Determining the point of </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"th_245\" style=\"left:241px;bottom:903px;letter-spacing:-0.01px;display:inline;\">The point of initial recognition of a group of contracts is the earliest of the premium due date, the date coverage </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_245\" id=\"te_245\" style=\"left:91px;bottom:887px;letter-spacing:-0.01px;display:inline;\">recognition and the </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"ti_245\" style=\"left:241px;bottom:887px;letter-spacing:-0.01px;display:inline;\">starts and, for an onerous contract, the date the contract is signed and accepted by both parties. There is limited </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_245\" id=\"tf_245\" style=\"left:91px;bottom:871px;letter-spacing:-0.01px;display:inline;\">boundary of an </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"tj_245\" style=\"left:241px;bottom:871px;letter-spacing:-0.01px;display:inline;\">judgement involved in relation to most contracts issued by the Group as the coverage period generally starts </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_245\" id=\"tg_245\" style=\"left:91px;bottom:856px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">insurance contract </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"tk_245\" style=\"left:241px;bottom:856px;letter-spacing:-0.01px;display:inline;\">from the premium due date. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"tl_245\" style=\"left:241px;bottom:828px;letter-spacing:-0.01px;display:inline;\">The contract boundary defines which future cash flows are included in the measurement of a contract. The </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"tm_245\" style=\"left:241px;bottom:812px;letter-spacing:-0.01px;display:inline;\">boundary of the fulfilment cash flows under IFRS 17 is considered to be the point at which the Group both no </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"tn_245\" style=\"left:241px;bottom:797px;letter-spacing:-0.01px;display:inline;\">longer has substantive rights and obligations under the insurance contract to provide services or compel the </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"to_245\" style=\"left:241px;bottom:781px;letter-spacing:-0.01px;display:inline;\">policyholder to pay premiums. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"tp_245\" style=\"left:241px;bottom:753px;letter-spacing:-0.01px;display:inline;\">The contract boundary is assessed at inception and then reassessed only when there are changes in features or </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"tq_245\" style=\"left:241px;bottom:738px;letter-spacing:-0.01px;display:inline;\">circumstances that alter the commercial substance of the contract or when there are changes in the products </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"tr_245\" style=\"left:241px;bottom:722px;letter-spacing:-0.01px;display:inline;\">within a portfolio. The reassessment of the contract boundary for any changes is performed at the end of each </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"ts_245\" style=\"left:241px;bottom:707px;letter-spacing:-0.01px;display:inline;\">reporting period. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"tt_245\" style=\"left:241px;bottom:679px;letter-spacing:-0.01px;display:inline;\">For most contracts issued by the Group, there is little judgement involved in determining the contract boundary </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"tu_245\" style=\"left:241px;bottom:663px;letter-spacing:-0.01px;display:inline;\">as either a single premium is received for a contract which is expected to continue for a long period or a </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"tv_245\" style=\"left:241px;bottom:648px;letter-spacing:-0.01px;display:inline;\">guaranteed premium is received for regular premium contracts. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"tw_245\" style=\"left:241px;bottom:620px;letter-spacing:-0.01px;display:inline;\">For certain contracts where the premiums are not guaranteed, more judgement is involved in assessing the </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"tx_245\" style=\"left:241px;bottom:604px;letter-spacing:-0.01px;display:inline;\">Group\u2019s substantive rights and obligations. When determining the boundary for these contracts various factors </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"ty_245\" style=\"left:241px;bottom:589px;letter-spacing:-0.01px;display:inline;\">are taken into consideration by the Group such as the Group\u2019s practical ability to terminate or refuse renewal of </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"tz_245\" style=\"left:241px;bottom:573px;letter-spacing:-0.01px;display:inline;\">a contract, the Group\u2019s ability to fully reprice at the individual contract level and whether the Group has the </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"t10_245\" style=\"left:241px;bottom:558px;letter-spacing:-0.01px;display:inline;\">ability to reassess risks at a portfolio level and set a price that fully reflects the risks of that portfolio. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"t11_245\" style=\"left:241px;bottom:530px;letter-spacing:-0.01px;display:inline;\">The Group has some immaterial business that is general insurance in nature and which is considered to have a </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"t12_245\" style=\"left:241px;bottom:514px;letter-spacing:-0.01px;display:inline;\">boundary of one year. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"t13_245\" style=\"left:241px;bottom:486px;letter-spacing:-0.01px;display:inline;\">Where riders attach to and are not separated from a base contract, the contract boundary is determined based </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"t14_245\" style=\"left:241px;bottom:471px;letter-spacing:-0.01px;display:inline;\">on the component of the contract which has the longest contract boundary. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"t15_245\" style=\"left:241px;bottom:443px;letter-spacing:-0.01px;display:inline;\">Future cash flows relating to riders which are not purchased at the inception of the base contract, but are added </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"t16_245\" style=\"left:241px;bottom:427px;letter-spacing:-0.01px;display:inline;\">at a later date, are not included within the contract boundary at initial recognition. As the addition of these riders </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"t17_245\" style=\"left:241px;bottom:412px;letter-spacing:-0.01px;display:inline;\">is the exercise of an option under the contract it is not considered a contract modification but is instead treated </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"t18_245\" style=\"left:241px;bottom:396px;letter-spacing:-0.01px;display:inline;\">as changes in fulfilment cash flows. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"t19_245\" style=\"left:241px;bottom:369px;letter-spacing:-0.01px;display:inline;\">Similar considerations to those applying to underlying insurance contracts apply in determining the contract </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"t1a_245\" style=\"left:241px;bottom:353px;letter-spacing:-0.01px;display:inline;\">boundary of groups of reinsurance contracts held. Further detail on reinsurance contracts, including on </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_245\" id=\"t1b_245\" style=\"left:241px;bottom:337px;letter-spacing:-0.01px;display:inline;\">recognition is set out in note C3.4(b). </div></td></tr>\n                                        </table><div></div><div class=\"t s0_246\" id=\"t1_246\" style=\"left:69px;bottom:1115px;letter-spacing:-0.01px;display:inline;\">Determination of discount rates </div><table>\n                                            <tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t2_246\" style=\"left:69px;bottom:1095px;letter-spacing:-0.01px;display:inline;\">Discount rate and risk- </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t4_246\" style=\"left:218px;bottom:1095px;letter-spacing:-0.01px;display:inline;\">IFRS 17 enables discount rates to be calculated on a top-down or bottom-up basis. The Group elects to </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t3_246\" style=\"left:69px;bottom:1080px;letter-spacing:-0.01px;display:inline;\">free rate </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t5_246\" style=\"left:218px;bottom:1080px;letter-spacing:-0.01px;display:inline;\">determine discount rates on a bottom-up basis, starting with a liquid risk-free yield curve and adding an illiquidity </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t6_246\" style=\"left:218px;bottom:1064px;letter-spacing:-0.01px;display:inline;\">premium to reflect the characteristics of the insurance contracts. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t7_246\" style=\"left:218px;bottom:1036px;letter-spacing:-0.01px;display:inline;\">Risk-free rates are based on government bond yields for all currencies except HKD where risk-free rates are based </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t8_246\" style=\"left:218px;bottom:1021px;letter-spacing:-0.01px;display:inline;\">on swap rates due to the higher liquidity of the HKD swap market. Government bond yields and swap rates are </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t9_246\" style=\"left:218px;bottom:1005px;letter-spacing:-0.01px;display:inline;\">obtained from publicly available data sources. Yield curves are constructed by using a market-observed curve up </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"ta_246\" style=\"left:218px;bottom:989px;letter-spacing:-0.01px;display:inline;\">to a last liquid point and then extrapolating to an ultimate forward rate. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"tb_246\" style=\"left:218px;bottom:962px;letter-spacing:-0.01px;display:inline;\">Where cash flows vary based on the return on underlying items, the projected earned rate is set equal to the </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"tc_246\" style=\"left:218px;bottom:946px;letter-spacing:-0.01px;display:inline;\">discount rate. Where stochastic modelling techniques are used, the projected average investment returns are </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"td_246\" style=\"left:218px;bottom:930px;letter-spacing:-0.01px;display:inline;\">calibrated to be equal to the deterministic discount rate (including the illiquidity premium). </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"te_246\" style=\"left:218px;bottom:903px;letter-spacing:-0.01px;display:inline;\">The illiquidity premium is calculated as the yield-to-maturity on a reference portfolio of assets with similar </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"tf_246\" style=\"left:218px;bottom:887px;letter-spacing:-0.01px;display:inline;\">liquidity characteristics to the insurance contracts, (in particular, corporate bonds) less the risk-free curve, and an </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"tg_246\" style=\"left:218px;bottom:871px;letter-spacing:-0.01px;display:inline;\">allowance for credit risk. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"th_246\" style=\"left:218px;bottom:844px;letter-spacing:-0.01px;display:inline;\">The allowance for credit risk includes a credit risk premium which is derived through a lifetime projection of </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"ti_246\" style=\"left:218px;bottom:828px;letter-spacing:-0.01px;display:inline;\">expected bond cash flows, allowing for the cost of downgrades and defaults, a rebalancing rate of projected </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"tj_246\" style=\"left:218px;bottom:812px;letter-spacing:-0.01px;display:inline;\">downgrades and a recovery rate in the event of default. The allowance for credit risk varies by currency ranging </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"tk_246\" style=\"left:218px;bottom:797px;letter-spacing:-0.01px;display:inline;\">between 20bps and 56bps at 31 December 2023 (31 December 2022: between 23bps and 56bps) . </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"tl_246\" style=\"left:218px;bottom:769px;letter-spacing:-0.01px;display:inline;\">A proportion of the reference portfolio\u2019s illiquidity premium (either 0%, 50% or 100%) is applied to portfolios of </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"tm_246\" style=\"left:218px;bottom:753px;letter-spacing:-0.01px;display:inline;\">insurance contracts reflecting the liquidity characteristics of the insurance contracts. The liquidity characteristics </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"tn_246\" style=\"left:218px;bottom:738px;letter-spacing:-0.01px;display:inline;\">are assessed from the policyholders\u2019 perspective. Consideration is given to the nature of premiums, the level of </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"to_246\" style=\"left:218px;bottom:722px;letter-spacing:-0.01px;display:inline;\">underwriting, and the surrender and other benefit features of the portfolios. A product\u2019s illiquidity premium is </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"tp_246\" style=\"left:218px;bottom:707px;letter-spacing:-0.01px;display:inline;\">restricted to be no greater than reasonably expected to be earned on the assets backing the insurance contract </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"tq_246\" style=\"left:218px;bottom:691px;letter-spacing:-0.01px;display:inline;\">liabilities, over the duration of the insurance contracts. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"tr_246\" style=\"left:218px;bottom:663px;letter-spacing:-0.01px;display:inline;\">The following tables set out the range of yield curves used to discount cash flows of insurance contracts for major </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"ts_246\" style=\"left:218px;bottom:648px;letter-spacing:-0.01px;display:inline;\">currencies. The range reflects the proportion of illiquidity premium applied by business unit and portfolio. </div></td></tr>\n                                        </table><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"5\" rowspan=\"1\" style=\"text-align: center;\">  <div class=\"t s2_246\" id=\"tt_246\" style=\"left:586px;bottom:617px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">31 Dec 2023 % </div>  </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_246\" id=\"tu_246\" style=\"left:465px;bottom:600px;letter-spacing:0.07px;display:inline;\">1 year </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_246\" id=\"tv_246\" style=\"left:542px;bottom:600px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">5 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_246\" id=\"tw_246\" style=\"left:619px;bottom:600px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">10 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_246\" id=\"tx_246\" style=\"left:700px;bottom:600px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">15 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_246\" id=\"ty_246\" style=\"left:781px;bottom:600px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">20 years </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"tz_246\" style=\"left:221px;bottom:579px;letter-spacing:-0.01px;display:inline;\">Chinese yuan (CNY) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t10_246\" style=\"left:433px;bottom:579px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">2.07 - 2.33 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t11_246\" style=\"left:515px;bottom:579px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">2.41 - 2.67 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t12_246\" style=\"left:596px;bottom:579px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">2.59 - 2.85 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t13_246\" style=\"left:677px;bottom:579px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">2.70 - 2.96 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t14_246\" style=\"left:759px;bottom:579px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">2.76 - 3.02 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t15_246\" style=\"left:221px;bottom:560px;letter-spacing:-0.01px;display:inline;\">Hong Kong dollar (HKD) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t16_246\" style=\"left:433px;bottom:560px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">4.76 - 5.23 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t17_246\" style=\"left:515px;bottom:560px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">3.75 - 4.22 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t18_246\" style=\"left:596px;bottom:560px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">3.76 - 4.23 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t19_246\" style=\"left:677px;bottom:560px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">3.89 - 4.36 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t1a_246\" style=\"left:759px;bottom:560px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">3.95 - 4.42 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t1b_246\" style=\"left:221px;bottom:540px;letter-spacing:-0.01px;display:inline;\">Indonesian rupiah (IDR) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t1c_246\" style=\"left:433px;bottom:540px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">6.47 - 6.96 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t1d_246\" style=\"left:515px;bottom:540px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">6.63 - 7.12 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t1e_246\" style=\"left:596px;bottom:540px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">6.73 - 7.22 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t1f_246\" style=\"left:677px;bottom:540px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">6.94 - 7.43 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t1g_246\" style=\"left:759px;bottom:540px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">7.03 - 7.52 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t1h_246\" style=\"left:221px;bottom:521px;letter-spacing:-0.01px;display:inline;\">Malaysian ringgit (MYR) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t1i_246\" style=\"left:433px;bottom:521px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">3.31 - 3.56 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t1j_246\" style=\"left:515px;bottom:521px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">3.67 - 3.92 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t1k_246\" style=\"left:596px;bottom:521px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">3.78 - 4.03 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t1l_246\" style=\"left:677px;bottom:521px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">4.09 - 4.34 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t1m_246\" style=\"left:759px;bottom:521px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">4.33 - 4.58 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t1n_246\" style=\"left:221px;bottom:501px;letter-spacing:-0.01px;display:inline;\">Singapore dollar (SGD) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t1o_246\" style=\"left:433px;bottom:501px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">3.62 - 4.37 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t1p_246\" style=\"left:515px;bottom:501px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">2.67 - 3.42 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t1q_246\" style=\"left:596px;bottom:501px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">2.71 - 3.46 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t1r_246\" style=\"left:678px;bottom:501px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">2.77 - 3.52 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t1s_246\" style=\"left:759px;bottom:501px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">2.74 - 3.49 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t1t_246\" style=\"left:221px;bottom:482px;letter-spacing:-0.01px;display:inline;\">United States dollar (USD) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t1u_246\" style=\"left:433px;bottom:482px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">4.81 - 5.64 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t1v_246\" style=\"left:515px;bottom:482px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">3.86 - 4.69 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t1w_246\" style=\"left:596px;bottom:482px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">3.90 - 4.73 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t1x_246\" style=\"left:678px;bottom:482px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">4.01 - 4.84 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_246\" id=\"t1y_246\" style=\"left:759px;bottom:482px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">4.36 - 5.19 </div></td></tr>\n                                        </table><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"5\" rowspan=\"1\" style=\"text-align: center;\">  <div class=\"t s3_246\" id=\"t1z_246\" style=\"left:585px;bottom:446px;letter-spacing:0.08px;display:inline;\">31 Dec 2022 % </div>  </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_246\" id=\"t20_246\" style=\"left:466px;bottom:428px;letter-spacing:0.07px;display:inline;\">1 year </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_246\" id=\"t21_246\" style=\"left:543px;bottom:428px;letter-spacing:0.07px;display:inline;\">5 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_246\" id=\"t22_246\" style=\"left:620px;bottom:428px;letter-spacing:0.07px;display:inline;\">10 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_246\" id=\"t23_246\" style=\"left:701px;bottom:428px;letter-spacing:0.07px;display:inline;\">15 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_246\" id=\"t24_246\" style=\"left:783px;bottom:428px;letter-spacing:0.07px;display:inline;\">20 years </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t25_246\" style=\"left:221px;bottom:408px;letter-spacing:-0.01px;display:inline;\">Chinese yuan (CNY) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t26_246\" style=\"left:435px;bottom:408px;letter-spacing:-0.01px;display:inline;\">2.09 - 2.84 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t27_246\" style=\"left:517px;bottom:408px;letter-spacing:-0.01px;display:inline;\">2.65 - 3.29 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t28_246\" style=\"left:598px;bottom:408px;letter-spacing:-0.01px;display:inline;\">2.88 - 3.52 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t29_246\" style=\"left:679px;bottom:408px;letter-spacing:-0.01px;display:inline;\">3.05 - 3.69 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t2a_246\" style=\"left:761px;bottom:408px;letter-spacing:-0.01px;display:inline;\">3.14 - 3.79 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t2b_246\" style=\"left:221px;bottom:389px;letter-spacing:-0.01px;display:inline;\">Hong Kong dollar (HKD) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t2c_246\" style=\"left:435px;bottom:389px;letter-spacing:-0.01px;display:inline;\">4.85 - 6.14 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t2d_246\" style=\"left:517px;bottom:389px;letter-spacing:-0.01px;display:inline;\">3.96 - 5.25 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t2e_246\" style=\"left:598px;bottom:389px;letter-spacing:-0.01px;display:inline;\">3.78 - 5.07 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t2f_246\" style=\"left:679px;bottom:389px;letter-spacing:-0.01px;display:inline;\">3.82 - 5.11 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t2g_246\" style=\"left:761px;bottom:389px;letter-spacing:-0.01px;display:inline;\">3.84 - 5.13 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t2h_246\" style=\"left:221px;bottom:369px;letter-spacing:-0.01px;display:inline;\">Indonesian rupiah (IDR) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t2i_246\" style=\"left:435px;bottom:369px;letter-spacing:-0.01px;display:inline;\">5.65 - 6.13 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t2j_246\" style=\"left:517px;bottom:369px;letter-spacing:-0.01px;display:inline;\">6.72 - 7.20 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t2k_246\" style=\"left:598px;bottom:369px;letter-spacing:-0.01px;display:inline;\">7.29 - 7.77 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t2l_246\" style=\"left:679px;bottom:369px;letter-spacing:-0.01px;display:inline;\">7.51 - 7.99 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t2m_246\" style=\"left:761px;bottom:369px;letter-spacing:-0.01px;display:inline;\">7.77 - 8.25 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t2n_246\" style=\"left:221px;bottom:350px;letter-spacing:-0.01px;display:inline;\">Malaysian ringgit (MYR) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t2o_246\" style=\"left:435px;bottom:350px;letter-spacing:-0.01px;display:inline;\">3.52 - 3.91 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t2p_246\" style=\"left:517px;bottom:350px;letter-spacing:-0.01px;display:inline;\">3.91 - 4.29 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t2q_246\" style=\"left:598px;bottom:350px;letter-spacing:-0.01px;display:inline;\">4.13 - 4.52 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t2r_246\" style=\"left:679px;bottom:350px;letter-spacing:-0.01px;display:inline;\">4.35 - 4.73 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t2s_246\" style=\"left:761px;bottom:350px;letter-spacing:-0.01px;display:inline;\">4.49 - 4.88 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t2t_246\" style=\"left:221px;bottom:330px;letter-spacing:-0.01px;display:inline;\">Singapore dollar (SGD) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t2u_246\" style=\"left:435px;bottom:330px;letter-spacing:-0.01px;display:inline;\">3.83 - 4.94 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t2v_246\" style=\"left:517px;bottom:330px;letter-spacing:-0.01px;display:inline;\">2.86 - 3.98 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t2w_246\" style=\"left:598px;bottom:330px;letter-spacing:-0.01px;display:inline;\">3.11 - 4.22 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t2x_246\" style=\"left:679px;bottom:330px;letter-spacing:-0.01px;display:inline;\">2.91 - 4.02 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t2y_246\" style=\"left:761px;bottom:330px;letter-spacing:-0.01px;display:inline;\">2.49 - 3.61 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t2z_246\" style=\"left:221px;bottom:311px;letter-spacing:-0.01px;display:inline;\">United States dollar (USD) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t30_246\" style=\"left:435px;bottom:311px;letter-spacing:-0.01px;display:inline;\">4.75 - 5.91 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t31_246\" style=\"left:517px;bottom:311px;letter-spacing:-0.01px;display:inline;\">4.02 - 5.17 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t32_246\" style=\"left:598px;bottom:311px;letter-spacing:-0.01px;display:inline;\">3.89 - 5.05 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t33_246\" style=\"left:679px;bottom:311px;letter-spacing:-0.01px;display:inline;\">3.98 - 5.15 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t34_246\" style=\"left:761px;bottom:311px;letter-spacing:-0.01px;display:inline;\">4.27 - 5.43 </div></td></tr>\n                                        </table><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"5\" rowspan=\"1\" style=\"text-align: center;\">  <div class=\"t s3_246\" id=\"t35_246\" style=\"left:588px;bottom:275px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">1 Jan 2022 % </div>  </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_246\" id=\"t36_246\" style=\"left:466px;bottom:257px;letter-spacing:0.07px;display:inline;\">1 year </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_246\" id=\"t37_246\" style=\"left:543px;bottom:257px;letter-spacing:0.07px;display:inline;\">5 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_246\" id=\"t38_246\" style=\"left:620px;bottom:257px;letter-spacing:0.07px;display:inline;\">10 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_246\" id=\"t39_246\" style=\"left:701px;bottom:257px;letter-spacing:0.07px;display:inline;\">15 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_246\" id=\"t3a_246\" style=\"left:783px;bottom:257px;letter-spacing:0.07px;display:inline;\">20 years </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t3b_246\" style=\"left:221px;bottom:237px;letter-spacing:-0.01px;display:inline;\">Chinese yuan (CNY) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t3c_246\" style=\"left:435px;bottom:237px;letter-spacing:-0.01px;display:inline;\">2.21 - 2.60 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t3d_246\" style=\"left:517px;bottom:237px;letter-spacing:-0.01px;display:inline;\">2.63 - 2.99 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t3e_246\" style=\"left:598px;bottom:237px;letter-spacing:-0.01px;display:inline;\">2.81 - 3.19 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t3f_246\" style=\"left:679px;bottom:237px;letter-spacing:-0.01px;display:inline;\">3.00 - 3.65 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t3g_246\" style=\"left:761px;bottom:237px;letter-spacing:-0.01px;display:inline;\">3.12 - 3.71 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t3h_246\" style=\"left:221px;bottom:218px;letter-spacing:-0.01px;display:inline;\">Hong Kong dollar (HKD) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t3i_246\" style=\"left:435px;bottom:218px;letter-spacing:-0.01px;display:inline;\">0.43 - 1.44 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t3j_246\" style=\"left:517px;bottom:218px;letter-spacing:-0.01px;display:inline;\">1.24 - 2.26 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t3k_246\" style=\"left:598px;bottom:218px;letter-spacing:-0.01px;display:inline;\">1.47 - 2.48 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t3l_246\" style=\"left:679px;bottom:218px;letter-spacing:-0.01px;display:inline;\">1.62 - 2.64 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t3m_246\" style=\"left:761px;bottom:218px;letter-spacing:-0.01px;display:inline;\">1.91 - 2.92 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t3n_246\" style=\"left:221px;bottom:198px;letter-spacing:-0.01px;display:inline;\">Indonesian rupiah (IDR) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t3o_246\" style=\"left:435px;bottom:198px;letter-spacing:-0.01px;display:inline;\">3.43 - 4.81 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t3p_246\" style=\"left:517px;bottom:198px;letter-spacing:-0.01px;display:inline;\">5.55 - 6.93 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t3q_246\" style=\"left:598px;bottom:198px;letter-spacing:-0.01px;display:inline;\">7.04 - 8.42 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t3r_246\" style=\"left:679px;bottom:198px;letter-spacing:-0.01px;display:inline;\">7.43 - 8.81 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t3s_246\" style=\"left:761px;bottom:198px;letter-spacing:-0.01px;display:inline;\">7.74 - 9.12 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t3t_246\" style=\"left:221px;bottom:179px;letter-spacing:-0.01px;display:inline;\">Malaysian ringgit (MYR) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t3u_246\" style=\"left:435px;bottom:179px;letter-spacing:-0.01px;display:inline;\">2.25 - 2.58 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t3v_246\" style=\"left:517px;bottom:179px;letter-spacing:-0.01px;display:inline;\">3.19 - 3.52 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t3w_246\" style=\"left:598px;bottom:179px;letter-spacing:-0.01px;display:inline;\">3.72 - 4.05 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t3x_246\" style=\"left:679px;bottom:179px;letter-spacing:-0.01px;display:inline;\">4.13 - 4.46 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t3y_246\" style=\"left:761px;bottom:179px;letter-spacing:-0.01px;display:inline;\">4.34 - 4.67 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t3z_246\" style=\"left:221px;bottom:159px;letter-spacing:-0.01px;display:inline;\">Singapore dollar (SGD) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t40_246\" style=\"left:435px;bottom:159px;letter-spacing:-0.01px;display:inline;\">0.60 - 1.58 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t41_246\" style=\"left:517px;bottom:159px;letter-spacing:-0.01px;display:inline;\">1.38 - 2.35 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t42_246\" style=\"left:598px;bottom:159px;letter-spacing:-0.01px;display:inline;\">1.72 - 2.70 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t43_246\" style=\"left:679px;bottom:159px;letter-spacing:-0.01px;display:inline;\">1.99 - 2.97 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t44_246\" style=\"left:761px;bottom:159px;letter-spacing:-0.01px;display:inline;\">2.14 - 3.12 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t45_246\" style=\"left:221px;bottom:140px;letter-spacing:-0.01px;display:inline;\">United States dollar (USD) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t46_246\" style=\"left:435px;bottom:140px;letter-spacing:-0.01px;display:inline;\">0.38 - 1.30 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t47_246\" style=\"left:517px;bottom:140px;letter-spacing:-0.01px;display:inline;\">1.27 - 2.20 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t48_246\" style=\"left:598px;bottom:140px;letter-spacing:-0.01px;display:inline;\">1.53 - 2.46 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t49_246\" style=\"left:679px;bottom:140px;letter-spacing:-0.01px;display:inline;\">1.69 - 2.61 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_246\" id=\"t4a_246\" style=\"left:761px;bottom:140px;letter-spacing:-0.01px;display:inline;\">2.01 - 2.93 </div></td></tr>\n                                        </table><div class=\"t s1_246\" id=\"t4b_246\" style=\"left:217px;bottom:105px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">The sensitivity of shareholder equity and CSM to changes in interest rates is set out in Note C6.1(a), covers a </div><div class=\"t s1_246\" id=\"t4c_246\" style=\"left:217px;bottom:89px;letter-spacing:-0.01px;display:inline;\">sensitivity to changes in the discount rates. </div><div></div><div class=\"t s0_247\" id=\"t1_247\" style=\"left:91px;bottom:1115px;letter-spacing:-0.01px;display:inline;\">Determination of risk adjustment for non-financial risk </div><table>\n                                            <tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_247\" id=\"t2_247\" style=\"left:91px;bottom:1095px;letter-spacing:-0.01px;display:inline;\">Risk adjustment for non- </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"t4_247\" style=\"left:240px;bottom:1095px;letter-spacing:-0.01px;display:inline;\">The risk adjustment for non-financial risk reflects the compensation the Group requires for bearing the </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_247\" id=\"t3_247\" style=\"left:91px;bottom:1080px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">financial risk </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"t5_247\" style=\"left:240px;bottom:1080px;letter-spacing:-0.01px;display:inline;\">uncertainty about the amount and timing of the cash flows from non-financial risk as the Group fulfils insurance </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"t6_247\" style=\"left:240px;bottom:1064px;letter-spacing:-0.01px;display:inline;\">contracts. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"t7_247\" style=\"left:240px;bottom:1036px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">For reinsurance contracts held, the risk adjustment for non</div><div class=\"t s2_247\" id=\"t8_247\" style=\"left:543px;bottom:1036px;display:inline;\">-</div><div class=\"t s1_247\" id=\"t9_247\" style=\"left:547px;bottom:1036px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">financial risk represents the amount of risk being </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"ta_247\" style=\"left:240px;bottom:1021px;letter-spacing:-0.01px;display:inline;\">transferred by the Group to the reinsurer. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"tb_247\" style=\"left:240px;bottom:993px;letter-spacing:-0.01px;display:inline;\">The risk adjustment for non-financial risk is determined by the Group using a confidence level approach. This is </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"tc_247\" style=\"left:240px;bottom:977px;letter-spacing:-0.01px;display:inline;\">implemented through the use of provisions for adverse deviations (PADs) calibrated using non-financial risk </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"td_247\" style=\"left:240px;bottom:962px;letter-spacing:-0.01px;display:inline;\">distributions and correlation assumptions. The PADs are applied to best estimate assumptions and hence the risk </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"te_247\" style=\"left:240px;bottom:946px;letter-spacing:-0.01px;display:inline;\">adjustment is calculated on a contract by contract basis. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"tf_247\" style=\"left:240px;bottom:918px;letter-spacing:-0.01px;display:inline;\">The Group\u2019s risk adjustment allows for all insurance, persistency and expense risks and operational risks specific </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"tg_247\" style=\"left:240px;bottom:903px;letter-spacing:-0.01px;display:inline;\">to uncertainty in the amount and timing of insurance contract cash flows. Reinsurance counterparty default risk </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"th_247\" style=\"left:240px;bottom:887px;letter-spacing:-0.01px;display:inline;\">is excluded from the calculation. Diversification is included on a net of reinsurance basis within each insurance </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"ti_247\" style=\"left:240px;bottom:871px;letter-spacing:-0.01px;display:inline;\">entity of the Group. Diversification is not allowed for between entities. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"tj_247\" style=\"left:240px;bottom:844px;letter-spacing:-0.01px;display:inline;\">By applying a confidence level technique, the Group estimates the probability distribution of the expected </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"tk_247\" style=\"left:240px;bottom:828px;letter-spacing:-0.01px;display:inline;\">present value of the future cash flows from insurance contracts at each reporting date and calculates the risk </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"tl_247\" style=\"left:240px;bottom:812px;letter-spacing:-0.01px;display:inline;\">adjustment for non-financial risk as the excess of the value at risk at the 75th percentile (the target confidence </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"tm_247\" style=\"left:240px;bottom:797px;letter-spacing:-0.01px;display:inline;\">level) over the expected present value of the future cash flows. The confidence level is calibrated over a one-year </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"tn_247\" style=\"left:240px;bottom:781px;letter-spacing:-0.01px;display:inline;\">period. </div></td></tr>\n                                        </table><div class=\"t s0_247\" id=\"to_247\" style=\"left:91px;bottom:748px;letter-spacing:-0.01px;display:inline;\">Determination of coverage units </div><table>\n                                            <tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_247\" id=\"tp_247\" style=\"left:91px;bottom:728px;letter-spacing:-0.01px;display:inline;\">Coverage units </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"tq_247\" style=\"left:240px;bottom:728px;letter-spacing:-0.01px;display:inline;\">The proportion of CSM recognised in profit or loss at the end of each period for a group of contracts is </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"tr_247\" style=\"left:240px;bottom:713px;letter-spacing:-0.01px;display:inline;\">determined as the ratio of: </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_247\" id=\"ts_247\" style=\"left:240px;bottom:685px;display:inline;\">\u2013 </div><div class=\"t s1_247\" id=\"tt_247\" style=\"left:253px;bottom:685px;letter-spacing:-0.01px;display:inline;\">the coverage units in the period; divided by </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_247\" id=\"tu_247\" style=\"left:240px;bottom:669px;display:inline;\">\u2013 </div><div class=\"t s1_247\" id=\"tv_247\" style=\"left:253px;bottom:669px;letter-spacing:-0.01px;display:inline;\">the sum of the coverage units in the period and the present value of expected coverage units in future periods. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"tw_247\" style=\"left:240px;bottom:642px;letter-spacing:-0.01px;display:inline;\">The total number of coverage units in a group reflects the quantity of service provided determined by </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"tx_247\" style=\"left:240px;bottom:626px;letter-spacing:-0.01px;display:inline;\">considering the quantity of benefits for each contract and its expected coverage period. The Group defines the </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"ty_247\" style=\"left:240px;bottom:610px;letter-spacing:-0.01px;display:inline;\">quantity of benefits for insurance services as the maximum amount which a policyholder receives when an </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"tz_247\" style=\"left:240px;bottom:595px;letter-spacing:-0.01px;display:inline;\">insured event takes place, for example the sum assured, the annual limit for a medical plan or the present value </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"t10_247\" style=\"left:240px;bottom:579px;letter-spacing:-0.01px;display:inline;\">of a stream of payments. The quantity of benefits is updated each period. Investment related and investment- </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"t11_247\" style=\"left:240px;bottom:564px;letter-spacing:-0.01px;display:inline;\">return services are assumed to be constant over time. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"t12_247\" style=\"left:240px;bottom:536px;letter-spacing:-0.01px;display:inline;\">Where there are multiple different services in a group of contracts (for example both insurance and investment </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"t13_247\" style=\"left:240px;bottom:520px;letter-spacing:-0.01px;display:inline;\">services are provided), the quantities of benefits for the different types of service are combined using weighting </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"t14_247\" style=\"left:240px;bottom:505px;letter-spacing:-0.01px;display:inline;\">factors. These weighting factors are defined as the present value of expected outflows for each type of service, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"t15_247\" style=\"left:240px;bottom:489px;letter-spacing:-0.01px;display:inline;\">determined at a contract level. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"t16_247\" style=\"left:240px;bottom:461px;letter-spacing:-0.01px;display:inline;\">The expected coverage period is the expected duration up to the contract boundary. The expected coverage </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"t17_247\" style=\"left:240px;bottom:446px;letter-spacing:-0.01px;display:inline;\">period of the contracts in a group and the calculation of future coverage units allows for expected decrements </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"t18_247\" style=\"left:240px;bottom:430px;letter-spacing:-0.01px;display:inline;\">(eg deaths and lapses) in each future period using current best estimate assumptions consistent with the best </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"t19_247\" style=\"left:240px;bottom:415px;letter-spacing:-0.01px;display:inline;\">estimate liabilities (BEL) calculation. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"t1a_247\" style=\"left:240px;bottom:387px;letter-spacing:-0.01px;display:inline;\">The Group elects to allow for the time value of money by discounting future coverage units in the determination </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"t1b_247\" style=\"left:240px;bottom:371px;letter-spacing:-0.01px;display:inline;\">of the proportion of CSM recognised in profit or loss. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"t1c_247\" style=\"left:240px;bottom:343px;letter-spacing:-0.01px;display:inline;\">Determination of coverage units for groups of reinsurance contracts held follows the same principles as for </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"t1d_247\" style=\"left:240px;bottom:328px;letter-spacing:-0.01px;display:inline;\">groups of underlying contracts. </div></td></tr>\n                                        </table><div class=\"t s0_247\" id=\"t1e_247\" style=\"left:91px;bottom:294px;letter-spacing:-0.01px;display:inline;\">Insurance finance income and expenses </div><table>\n                                            <tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_247\" id=\"t1f_247\" style=\"left:91px;bottom:275px;letter-spacing:-0.01px;display:inline;\">Disaggregation between </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"t1i_247\" style=\"left:240px;bottom:275px;letter-spacing:-0.01px;display:inline;\">IFRS 17 allows an accounting policy choice between: </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_247\" id=\"t1g_247\" style=\"left:91px;bottom:259px;letter-spacing:-0.01px;display:inline;\">profit or loss and other </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_247\" id=\"t1h_247\" style=\"left:91px;bottom:244px;letter-spacing:-0.01px;display:inline;\">comprehensive income </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_247\" id=\"t1j_247\" style=\"left:240px;bottom:247px;display:inline;\">\u2013 </div><div class=\"t s1_247\" id=\"t1k_247\" style=\"left:253px;bottom:247px;letter-spacing:-0.01px;display:inline;\">Including insurance finance income or expenses for the period in profit or loss; or </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_247\" id=\"t1l_247\" style=\"left:240px;bottom:231px;display:inline;\">\u2013 </div><div class=\"t s1_247\" id=\"t1m_247\" style=\"left:253px;bottom:231px;letter-spacing:-0.01px;display:inline;\">Disaggregating insurance finance income or expenses for the period to include in profit or loss an amount </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"> <div class=\"t s1_247\" id=\"t1n_247\" style=\"left:253px;bottom:216px;letter-spacing:-0.01px;display:inline;\">determined by a systematic allocation of the expected total insurance finance income or expenses over the </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"> <div class=\"t s1_247\" id=\"t1o_247\" style=\"left:253px;bottom:200px;letter-spacing:-0.01px;display:inline;\">duration of the group of contracts, with the balance being included in other comprehensive income. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"t1p_247\" style=\"left:240px;bottom:172px;letter-spacing:-0.01px;display:inline;\">The Group has made only very limited use of FVOCI accounting for assets. As discussed in note A2.1 under the </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"t1q_247\" style=\"left:240px;bottom:157px;letter-spacing:-0.01px;display:inline;\">heading 'The classification and measurement of financial assets and liabilities', the only financial assets </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"t1r_247\" style=\"left:240px;bottom:141px;letter-spacing:-0.01px;display:inline;\">classified at FVOCI at 1 January 2023 was the Group\u2019s retained equity interest in Jackson, which have been </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"t1s_247\" style=\"left:240px;bottom:126px;letter-spacing:-0.01px;display:inline;\">subsequently disposed of. Consequently, the Group has not elected to disaggregate insurance finance income </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_247\" id=\"t1t_247\" style=\"left:240px;bottom:110px;letter-spacing:-0.01px;display:inline;\">and expenses between profit or loss and other comprehensive income. </div></td></tr>\n                                        </table><div></div><div class=\"t s0_248\" id=\"t1_248\" style=\"left:69px;bottom:1115px;letter-spacing:-0.01px;display:inline;\">Risk mitigation </div><table>\n                                            <tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_248\" id=\"t2_248\" style=\"left:69px;bottom:1095px;letter-spacing:-0.01px;display:inline;\">Risk mitigation option </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"t3_248\" style=\"left:219px;bottom:1095px;letter-spacing:-0.01px;display:inline;\">IFRS 17 allows the option in certain circumstances to not recognise a change in the CSM to reflect some or all of </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"t4_248\" style=\"left:219px;bottom:1080px;letter-spacing:-0.01px;display:inline;\">the changes in the effect of the time value of money and financial risk on: </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_248\" id=\"t5_248\" style=\"left:219px;bottom:1052px;display:inline;\">\u2013 </div><div class=\"t s1_248\" id=\"t6_248\" style=\"left:232px;bottom:1052px;letter-spacing:-0.01px;display:inline;\">the amount of the entity\u2019s share of the underlying items if the entity mitigates the effect of financial risk on </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"t7_248\" style=\"left:232px;bottom:1036px;letter-spacing:-0.01px;display:inline;\">that amount using derivatives or reinsurance contracts held; and </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_248\" id=\"t8_248\" style=\"left:219px;bottom:1008px;display:inline;\">\u2013 </div><div class=\"t s1_248\" id=\"t9_248\" style=\"left:232px;bottom:1008px;letter-spacing:-0.01px;display:inline;\">The fulfilment cash flows if the entity mitigates the effect of financial risk on those fulfilment cash flows using </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"ta_248\" style=\"left:232px;bottom:993px;letter-spacing:-0.01px;display:inline;\">derivatives, non-derivative financial instruments measured at fair value through profit or loss, or reinsurance </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"tb_248\" style=\"left:232px;bottom:977px;letter-spacing:-0.01px;display:inline;\">contracts held. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"tc_248\" style=\"left:219px;bottom:949px;letter-spacing:-0.01px;display:inline;\">The Group has not elected to utilise this option. </div></td></tr>\n                                        </table><div class=\"t s0_248\" id=\"td_248\" style=\"left:69px;bottom:915px;letter-spacing:-0.01px;display:inline;\">The effect of accounting estimates made in interim financial statements </div><table>\n                                            <tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_248\" id=\"te_248\" style=\"left:69px;bottom:896px;letter-spacing:-0.01px;display:inline;\">Effect of estimates </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"th_248\" style=\"left:219px;bottom:896px;letter-spacing:-0.01px;display:inline;\">IFRS 17 allows an accounting policy choice as to whether to change the treatment of accounting estimates </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_248\" id=\"tf_248\" style=\"left:69px;bottom:880px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">made in interim </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"ti_248\" style=\"left:219px;bottom:880px;letter-spacing:-0.01px;display:inline;\">made in previous interim financial statements when applying IFRS 17 in the annual reporting period. </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_248\" id=\"tg_248\" style=\"left:69px;bottom:865px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">financial statements </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"tj_248\" style=\"left:219px;bottom:852px;letter-spacing:-0.01px;display:inline;\">The Group has elected to allow updates to accounting estimates made in interim financial statements when </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_248\" id=\"tk_248\" style=\"left:219px;bottom:837px;letter-spacing:-0.01px;display:inline;\">applying IFRS 17 in the annual reporting period. </div></td></tr>\n                                        </table>The Group recognises insurance revenue as it satisfies its performance obligations, ie as it provides services under groups of insurance contracts. <div class=\"t s6_255\" id=\"to_255\" style=\"left:87px;bottom:912px;letter-spacing:-0.01px;display:inline;\">The insurance revenue relating to services provided for each period represents the total of the changes in the liability for remaining coverage </div><div class=\"t s6_255\" id=\"tp_255\" style=\"left:87px;bottom:897px;letter-spacing:-0.01px;display:inline;\">that relate to services for which the Group expects to receive consideration and comprises the following items. </div><div class=\"t s7_255\" id=\"tq_255\" style=\"left:87px;bottom:869px;display:inline;\">\u2013 </div><div class=\"t s6_255\" id=\"tr_255\" style=\"left:100px;bottom:869px;letter-spacing:-0.01px;display:inline;\">A release of the CSM, measured based on coverage units; </div><div class=\"t s7_255\" id=\"ts_255\" style=\"left:87px;bottom:853px;display:inline;\">\u2013 </div><div class=\"t s6_255\" id=\"tt_255\" style=\"left:100px;bottom:853px;letter-spacing:-0.01px;display:inline;\">Changes in the risk adjustment for non-financial risk relating to current services; </div><div class=\"t s7_255\" id=\"tu_255\" style=\"left:87px;bottom:838px;display:inline;\">\u2013 </div><div class=\"t s6_255\" id=\"tv_255\" style=\"left:100px;bottom:838px;letter-spacing:-0.01px;display:inline;\">Claims and other insurance service expenses for the period expected at the beginning of the year; and </div><div class=\"t s8_255\" id=\"tw_255\" style=\"left:87px;bottom:822px;display:inline;\">\u2013 </div><div class=\"t s6_255\" id=\"tx_255\" style=\"left:100px;bottom:822px;letter-spacing:-0.01px;display:inline;\">Other amounts include the revenue recognised to cover the tax charge attributable to policyholders and other items, for example experience </div><div class=\"t s6_255\" id=\"ty_255\" style=\"left:100px;bottom:806px;letter-spacing:-0.01px;display:inline;\">adjustments for premium receipts for current or past services. </div><div class=\"t s6_255\" id=\"tz_255\" style=\"left:87px;bottom:791px;letter-spacing:-0.01px;display:inline;\">In addition, the Group allocates a portion of premiums that relate to recovering insurance acquisition cash flows to each period using the same </div><div class=\"t s6_255\" id=\"t10_255\" style=\"left:87px;bottom:775px;letter-spacing:-0.01px;display:inline;\">amortisation factor used to amortise CSM. The Group recognises the allocated amount, adjusted for interest accretion, as insurance revenue and </div><div class=\"t s6_255\" id=\"t11_255\" style=\"left:87px;bottom:760px;letter-spacing:-0.01px;display:inline;\">an equal amount as insurance service expenses. </div><div class=\"t s6_255\" id=\"t12_255\" style=\"left:87px;bottom:732px;letter-spacing:-0.01px;display:inline;\">Non-distinct investment components are excluded from insurance revenue and insurance service expenses. </div><div class=\"t s6_255\" id=\"t13_255\" style=\"left:87px;bottom:704px;letter-spacing:-0.01px;display:inline;\">Policy fees charged on investment contracts without discretionary participation features for asset management and policy administration fees </div>are recognised when related services are provided.Investment return included in the income statement principally comprises interest income, dividends, investment appreciation and depreciation <div class=\"t s1_257\" id=\"t4_257\" style=\"left:87px;bottom:1087px;letter-spacing:-0.01px;display:inline;\">(realised and unrealised gains and losses) on investments mandatorily classified or designated as FVTPL and realised gains and losses (including </div><div class=\"t s1_257\" id=\"t5_257\" style=\"left:87px;bottom:1071px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">impairment losses) on items classified at amortised cost and/or FVOCI (AFS for 2022). Movements in unrealised appreciation or depreciation of </div><div class=\"t s1_257\" id=\"t6_257\" style=\"left:87px;bottom:1055px;letter-spacing:-0.01px;display:inline;\">securities designated as FVOCI (AFS for 2022) are recorded in other comprehensive income. Interest income is recognised as it accrues. </div>Dividends on equity securities are recognised on the ex-dividend date and rental income is recognised on an accrual basis.Insurance finance income and expenses comprise changes in the carrying amounts of groups of insurance and reinsurance contracts arising <div class=\"t s1_258\" id=\"t3_258\" style=\"left:65px;bottom:1085px;letter-spacing:-0.01px;display:inline;\">from the effects of the time value of money, financial risk and changes therein, unless any such changes for groups of direct participating </div><div class=\"t s1_258\" id=\"t4_258\" style=\"left:65px;bottom:1069px;letter-spacing:-0.01px;display:inline;\">contracts are allocated to a loss component and included in insurance service expenses. These amounts include changes in the measurement of </div><div class=\"t s1_258\" id=\"t5_258\" style=\"left:65px;bottom:1054px;letter-spacing:-0.01px;display:inline;\">groups of contracts caused by changes in the value of underlying items (excluding additions and withdrawals). The Group does not disaggregate </div>insurance finance income or expenses between profit or loss and other comprehensive income.Insurance service expenses arising from insurance contracts are recognised in profit or loss generally as they are incurred. They exclude <div class=\"t s1_259\" id=\"t3_259\" style=\"left:87px;bottom:1075px;letter-spacing:-0.01px;display:inline;\">repayments of investment components and comprise: </div><div class=\"t s2_259\" id=\"t4_259\" style=\"left:87px;bottom:1047px;display:inline;\">\u2013 </div><div class=\"t s1_259\" id=\"t5_259\" style=\"left:100px;bottom:1047px;letter-spacing:-0.01px;display:inline;\">incurred claims and other insurance service expenses; </div><div class=\"t s2_259\" id=\"t6_259\" style=\"left:87px;bottom:1032px;display:inline;\">\u2013 </div><div class=\"t s1_259\" id=\"t7_259\" style=\"left:100px;bottom:1032px;letter-spacing:-0.01px;display:inline;\">amortisation of insurance acquisition cash flows; </div><div class=\"t s2_259\" id=\"t8_259\" style=\"left:87px;bottom:1016px;display:inline;\">\u2013 </div><div class=\"t s1_259\" id=\"t9_259\" style=\"left:100px;bottom:1016px;letter-spacing:-0.01px;display:inline;\">losses on onerous contracts and reversals of such losses; </div><div class=\"t s3_259\" id=\"ta_259\" style=\"left:87px;bottom:1000px;display:inline;\">\u2013 </div><div class=\"t s1_259\" id=\"tb_259\" style=\"left:100px;bottom:1000px;letter-spacing:-0.01px;display:inline;\">adjustments to the liabilities for incurred claims that do not arise from the effects of the time value of money, financial risk and changes </div><div class=\"t s1_259\" id=\"tc_259\" style=\"left:100px;bottom:985px;letter-spacing:-0.01px;display:inline;\">therein, which are recognised in insurance finance income (expense); and </div><div class=\"t s2_259\" id=\"td_259\" style=\"left:87px;bottom:969px;display:inline;\">\u2013 </div>impairment losses on assets for insurance acquisition cash flows and reversals of such impairment losses.Portfolios of insurance contracts that are assets and those that are liabilities, and portfolios of reinsurance contracts that are assets and those <div class=\"t s7_277\" id=\"t3c_277\" style=\"left:87px;bottom:535px;letter-spacing:-0.01px;display:inline;\">that are liabilities, are presented separately in the statement of financial position. Any assets or liabilities recognised for cash flows arising before </div><div class=\"t s7_277\" id=\"t3d_277\" style=\"left:87px;bottom:520px;letter-spacing:-0.01px;display:inline;\">the recognition of the related group of contracts (including any assets for insurance acquisition cash flows) are included in the carrying amount </div>of the related portfolios of contracts.",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForReinsuranceExplanatory",
    "language": "en",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f29431": {
   "value": "Carrying value of distribution rights intangible assets <table><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t1l_249\" style=\"left:91px;bottom:588px;letter-spacing:-0.01px;display:inline;\">The Group applies judgement to assess </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t1z_249\" style=\"left:311px;bottom:588px;letter-spacing:-0.01px;display:inline;\">Distribution rights relate to bancassurance partnership arrangements for the distribution of </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t1m_249\" style=\"left:91px;bottom:573px;letter-spacing:-0.01px;display:inline;\">whether factors such as the financial </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t20_249\" style=\"left:311px;bottom:573px;letter-spacing:-0.01px;display:inline;\">products for the term of the contractual agreement with the bank partner, for which an asset is </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t1n_249\" style=\"left:91px;bottom:557px;letter-spacing:-0.01px;display:inline;\">performance of the distribution </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t21_249\" style=\"left:311px;bottom:557px;letter-spacing:-0.01px;display:inline;\">recognised based on fees paid and fees payable not subject to performance conditions. </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t1o_249\" style=\"left:91px;bottom:541px;letter-spacing:-0.01px;display:inline;\">arrangements, or changes in relevant </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t22_249\" style=\"left:311px;bottom:541px;letter-spacing:-0.01px;display:inline;\">Distribution rights impairment testing is conducted when there is an indication of an impairment. </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t1p_249\" style=\"left:91px;bottom:526px;letter-spacing:-0.01px;display:inline;\">legislation and regulatory requirements </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t23_249\" style=\"left:311px;bottom:514px;letter-spacing:-0.01px;display:inline;\">To assess indicators of an impairment, the Group monitors a number of internal and external </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t1q_249\" style=\"left:91px;bottom:510px;letter-spacing:-0.01px;display:inline;\">indicate an impairment of intangible </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t1r_249\" style=\"left:91px;bottom:495px;letter-spacing:-0.01px;display:inline;\">assets representing distribution rights. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t24_249\" style=\"left:311px;bottom:498px;letter-spacing:-0.01px;display:inline;\">factors, including indications that the financial performance of the arrangement is likely to be </div></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t25_249\" style=\"left:311px;bottom:482px;letter-spacing:-0.01px;display:inline;\">worse than expected and changes in relevant legislation and regulatory requirements that could </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t1s_249\" style=\"left:91px;bottom:467px;letter-spacing:-0.01px;display:inline;\">To determine the impaired value, the </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t26_249\" style=\"left:311px;bottom:467px;letter-spacing:-0.01px;display:inline;\">impact the Group\u2019s ability to continue to sell new business through the bancassurance channel, and </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t1t_249\" style=\"left:91px;bottom:451px;letter-spacing:-0.01px;display:inline;\">Group estimates the discounted future </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t27_249\" style=\"left:311px;bottom:451px;letter-spacing:-0.01px;display:inline;\">then applies judgement to assess whether these factors indicate that an impairment has occurred. </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t1u_249\" style=\"left:91px;bottom:436px;letter-spacing:-0.01px;display:inline;\">expected cash flows arising from the </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t1v_249\" style=\"left:91px;bottom:420px;letter-spacing:-0.01px;display:inline;\">cash generating units (CGUs) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t28_249\" style=\"left:311px;bottom:423px;letter-spacing:-0.01px;display:inline;\">If an impairment has occurred, a charge is recognised in the income statement for the difference </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t1w_249\" style=\"left:91px;bottom:405px;letter-spacing:-0.01px;display:inline;\">containing the distribution rights. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t29_249\" style=\"left:311px;bottom:408px;letter-spacing:-0.01px;display:inline;\">between the carrying value and recoverable amount of the asset. The recoverable amount is the </div></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t2a_249\" style=\"left:311px;bottom:392px;letter-spacing:-0.01px;display:inline;\">greater of fair value less costs to sell and value in use. Value in use is calculated as the present value </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t1x_249\" style=\"left:91px;bottom:377px;letter-spacing:-0.01px;word-spacing:-0.01px;display:inline;\">Impacts $3,709 million of assets as </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t2b_249\" style=\"left:311px;bottom:377px;letter-spacing:-0.01px;display:inline;\">of future expected cash flows from the asset or the CGUs to which it is allocated. </div></td></tr><tr><td class=\"cke_table-faked-selection-temp\" colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t1y_249\" style=\"left:91px;bottom:361px;letter-spacing:-0.01px;word-spacing:-0.02px;display:inline;\">shown in note C4.2. </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr></table>Goodwill <div class=\"t s5_296\" id=\"t18_296\" style=\"left:65px;bottom:383px;letter-spacing:-0.01px;display:inline;\">Goodwill is capitalised and carried on the Group consolidated statement of financial position as an intangible asset at initial value less any </div><div class=\"t s5_296\" id=\"t19_296\" style=\"left:65px;bottom:367px;letter-spacing:-0.01px;display:inline;\">accumulated impairment losses. Goodwill impairment testing is conducted annually and when there is an indication that the goodwill may be </div><div class=\"t s5_296\" id=\"t1a_296\" style=\"left:65px;bottom:352px;letter-spacing:-0.01px;display:inline;\">impaired. </div><div class=\"t s1_296\" id=\"t1b_296\" style=\"left:65px;bottom:324px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Goodwill shown on the consolidated statement of financial position represents amounts allocated to businesses in Asia and Africa in respect of </div>both acquired asset management and life businesses. There has been no impairment as at 31 December 2023 and 2022.Intangible assets acquired on the purchase of a subsidiary or portfolio of contracts are measured at fair value on acquisition. Other intangible <div class=\"t s4_297\" id=\"t10_297\" style=\"left:87px;bottom:546px;letter-spacing:-0.01px;display:inline;\">assets, such as distribution rights and software, are valued initially at the price paid to acquire or cost to develop them and are subsequently </div><div class=\"t s4_297\" id=\"t11_297\" style=\"left:87px;bottom:531px;letter-spacing:-0.01px;display:inline;\">carried at cost less amortisation and any accumulated impairment losses. For intangibles other than goodwill, amortisation follows the pattern in </div><div class=\"t s4_297\" id=\"t12_297\" style=\"left:87px;bottom:515px;letter-spacing:-0.01px;display:inline;\">which the future economic benefits are expected to be consumed. If the pattern cannot be determined reliably, a straight-line method is applied. </div><div class=\"t s4_297\" id=\"t13_297\" style=\"left:87px;bottom:500px;letter-spacing:-0.01px;display:inline;\">For software, the amortisation generally represents the licence period of the software acquired. Amortisation of intangible assets is charged to </div><div class=\"t s4_297\" id=\"t14_297\" style=\"left:87px;bottom:484px;letter-spacing:-0.01px;display:inline;\">the Consolidated income statement and allocated between attributable and non-attributable expenses for the Group's insurance entities as </div>shown in note B2. Impairment testing is conducted when there is an indication that the intangible asset may be impaired.",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForIntangibleAssetsAndGoodwillExplanatory",
    "language": "en",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f29432": {
   "value": "Carrying value of distribution rights intangible assets <table><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t1l_249\" style=\"left:91px;bottom:588px;letter-spacing:-0.01px;display:inline;\">The Group applies judgement to assess </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t1z_249\" style=\"left:311px;bottom:588px;letter-spacing:-0.01px;display:inline;\">Distribution rights relate to bancassurance partnership arrangements for the distribution of </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t1m_249\" style=\"left:91px;bottom:573px;letter-spacing:-0.01px;display:inline;\">whether factors such as the financial </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t20_249\" style=\"left:311px;bottom:573px;letter-spacing:-0.01px;display:inline;\">products for the term of the contractual agreement with the bank partner, for which an asset is </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t1n_249\" style=\"left:91px;bottom:557px;letter-spacing:-0.01px;display:inline;\">performance of the distribution </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t21_249\" style=\"left:311px;bottom:557px;letter-spacing:-0.01px;display:inline;\">recognised based on fees paid and fees payable not subject to performance conditions. </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t1o_249\" style=\"left:91px;bottom:541px;letter-spacing:-0.01px;display:inline;\">arrangements, or changes in relevant </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t22_249\" style=\"left:311px;bottom:541px;letter-spacing:-0.01px;display:inline;\">Distribution rights impairment testing is conducted when there is an indication of an impairment. </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t1p_249\" style=\"left:91px;bottom:526px;letter-spacing:-0.01px;display:inline;\">legislation and regulatory requirements </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t23_249\" style=\"left:311px;bottom:514px;letter-spacing:-0.01px;display:inline;\">To assess indicators of an impairment, the Group monitors a number of internal and external </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t1q_249\" style=\"left:91px;bottom:510px;letter-spacing:-0.01px;display:inline;\">indicate an impairment of intangible </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t1r_249\" style=\"left:91px;bottom:495px;letter-spacing:-0.01px;display:inline;\">assets representing distribution rights. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t24_249\" style=\"left:311px;bottom:498px;letter-spacing:-0.01px;display:inline;\">factors, including indications that the financial performance of the arrangement is likely to be </div></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t25_249\" style=\"left:311px;bottom:482px;letter-spacing:-0.01px;display:inline;\">worse than expected and changes in relevant legislation and regulatory requirements that could </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t1s_249\" style=\"left:91px;bottom:467px;letter-spacing:-0.01px;display:inline;\">To determine the impaired value, the </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t26_249\" style=\"left:311px;bottom:467px;letter-spacing:-0.01px;display:inline;\">impact the Group\u2019s ability to continue to sell new business through the bancassurance channel, and </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t1t_249\" style=\"left:91px;bottom:451px;letter-spacing:-0.01px;display:inline;\">Group estimates the discounted future </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t27_249\" style=\"left:311px;bottom:451px;letter-spacing:-0.01px;display:inline;\">then applies judgement to assess whether these factors indicate that an impairment has occurred. </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t1u_249\" style=\"left:91px;bottom:436px;letter-spacing:-0.01px;display:inline;\">expected cash flows arising from the </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t1v_249\" style=\"left:91px;bottom:420px;letter-spacing:-0.01px;display:inline;\">cash generating units (CGUs) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t28_249\" style=\"left:311px;bottom:423px;letter-spacing:-0.01px;display:inline;\">If an impairment has occurred, a charge is recognised in the income statement for the difference </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t1w_249\" style=\"left:91px;bottom:405px;letter-spacing:-0.01px;display:inline;\">containing the distribution rights. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t29_249\" style=\"left:311px;bottom:408px;letter-spacing:-0.01px;display:inline;\">between the carrying value and recoverable amount of the asset. The recoverable amount is the </div></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t2a_249\" style=\"left:311px;bottom:392px;letter-spacing:-0.01px;display:inline;\">greater of fair value less costs to sell and value in use. Value in use is calculated as the present value </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t1x_249\" style=\"left:91px;bottom:377px;letter-spacing:-0.01px;word-spacing:-0.01px;display:inline;\">Impacts $3,709 million of assets as </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t2b_249\" style=\"left:311px;bottom:377px;letter-spacing:-0.01px;display:inline;\">of future expected cash flows from the asset or the CGUs to which it is allocated. </div></td></tr><tr><td class=\"cke_table-faked-selection-temp\" colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t1y_249\" style=\"left:91px;bottom:361px;letter-spacing:-0.01px;word-spacing:-0.02px;display:inline;\">shown in note C4.2. </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr></table>Intangible assets acquired on the purchase of a subsidiary or portfolio of contracts are measured at fair value on acquisition. Other intangible <div class=\"t s4_297\" id=\"t10_297\" style=\"left:87px;bottom:546px;letter-spacing:-0.01px;display:inline;\">assets, such as distribution rights and software, are valued initially at the price paid to acquire or cost to develop them and are subsequently </div><div class=\"t s4_297\" id=\"t11_297\" style=\"left:87px;bottom:531px;letter-spacing:-0.01px;display:inline;\">carried at cost less amortisation and any accumulated impairment losses. For intangibles other than goodwill, amortisation follows the pattern in </div><div class=\"t s4_297\" id=\"t12_297\" style=\"left:87px;bottom:515px;letter-spacing:-0.01px;display:inline;\">which the future economic benefits are expected to be consumed. If the pattern cannot be determined reliably, a straight-line method is applied. </div><div class=\"t s4_297\" id=\"t13_297\" style=\"left:87px;bottom:500px;letter-spacing:-0.01px;display:inline;\">For software, the amortisation generally represents the licence period of the software acquired. Amortisation of intangible assets is charged to </div><div class=\"t s4_297\" id=\"t14_297\" style=\"left:87px;bottom:484px;letter-spacing:-0.01px;display:inline;\">the Consolidated income statement and allocated between attributable and non-attributable expenses for the Group's insurance entities as </div>shown in note B2. Impairment testing is conducted when there is an indication that the intangible asset may be impaired.",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForIntangibleAssetsOtherThanGoodwillExplanatory",
    "language": "en",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f29433": {
   "value": "Carrying value of distribution rights intangible assets <table><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t1l_249\" style=\"left:91px;bottom:588px;letter-spacing:-0.01px;display:inline;\">The Group applies judgement to assess </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t1z_249\" style=\"left:311px;bottom:588px;letter-spacing:-0.01px;display:inline;\">Distribution rights relate to bancassurance partnership arrangements for the distribution of </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t1m_249\" style=\"left:91px;bottom:573px;letter-spacing:-0.01px;display:inline;\">whether factors such as the financial </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t20_249\" style=\"left:311px;bottom:573px;letter-spacing:-0.01px;display:inline;\">products for the term of the contractual agreement with the bank partner, for which an asset is </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t1n_249\" style=\"left:91px;bottom:557px;letter-spacing:-0.01px;display:inline;\">performance of the distribution </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t21_249\" style=\"left:311px;bottom:557px;letter-spacing:-0.01px;display:inline;\">recognised based on fees paid and fees payable not subject to performance conditions. </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t1o_249\" style=\"left:91px;bottom:541px;letter-spacing:-0.01px;display:inline;\">arrangements, or changes in relevant </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t22_249\" style=\"left:311px;bottom:541px;letter-spacing:-0.01px;display:inline;\">Distribution rights impairment testing is conducted when there is an indication of an impairment. </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t1p_249\" style=\"left:91px;bottom:526px;letter-spacing:-0.01px;display:inline;\">legislation and regulatory requirements </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t23_249\" style=\"left:311px;bottom:514px;letter-spacing:-0.01px;display:inline;\">To assess indicators of an impairment, the Group monitors a number of internal and external </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t1q_249\" style=\"left:91px;bottom:510px;letter-spacing:-0.01px;display:inline;\">indicate an impairment of intangible </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t1r_249\" style=\"left:91px;bottom:495px;letter-spacing:-0.01px;display:inline;\">assets representing distribution rights. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t24_249\" style=\"left:311px;bottom:498px;letter-spacing:-0.01px;display:inline;\">factors, including indications that the financial performance of the arrangement is likely to be </div></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t25_249\" style=\"left:311px;bottom:482px;letter-spacing:-0.01px;display:inline;\">worse than expected and changes in relevant legislation and regulatory requirements that could </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t1s_249\" style=\"left:91px;bottom:467px;letter-spacing:-0.01px;display:inline;\">To determine the impaired value, the </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t26_249\" style=\"left:311px;bottom:467px;letter-spacing:-0.01px;display:inline;\">impact the Group\u2019s ability to continue to sell new business through the bancassurance channel, and </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t1t_249\" style=\"left:91px;bottom:451px;letter-spacing:-0.01px;display:inline;\">Group estimates the discounted future </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t27_249\" style=\"left:311px;bottom:451px;letter-spacing:-0.01px;display:inline;\">then applies judgement to assess whether these factors indicate that an impairment has occurred. </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t1u_249\" style=\"left:91px;bottom:436px;letter-spacing:-0.01px;display:inline;\">expected cash flows arising from the </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t1v_249\" style=\"left:91px;bottom:420px;letter-spacing:-0.01px;display:inline;\">cash generating units (CGUs) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t28_249\" style=\"left:311px;bottom:423px;letter-spacing:-0.01px;display:inline;\">If an impairment has occurred, a charge is recognised in the income statement for the difference </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t1w_249\" style=\"left:91px;bottom:405px;letter-spacing:-0.01px;display:inline;\">containing the distribution rights. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t29_249\" style=\"left:311px;bottom:408px;letter-spacing:-0.01px;display:inline;\">between the carrying value and recoverable amount of the asset. The recoverable amount is the </div></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t2a_249\" style=\"left:311px;bottom:392px;letter-spacing:-0.01px;display:inline;\">greater of fair value less costs to sell and value in use. Value in use is calculated as the present value </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t1x_249\" style=\"left:91px;bottom:377px;letter-spacing:-0.01px;word-spacing:-0.01px;display:inline;\">Impacts $3,709 million of assets as </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t2b_249\" style=\"left:311px;bottom:377px;letter-spacing:-0.01px;display:inline;\">of future expected cash flows from the asset or the CGUs to which it is allocated. </div></td></tr><tr><td class=\"cke_table-faked-selection-temp\" colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t1y_249\" style=\"left:91px;bottom:361px;letter-spacing:-0.01px;word-spacing:-0.02px;display:inline;\">shown in note C4.2. </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr></table>C2 Measurement of financial assets and liabilities <div class=\"t s1_271\" id=\"t2_271\" style=\"left:87px;bottom:1090px;letter-spacing:-0.01px;display:inline;\">The Group uses the trade date method to account for regular purchases and sales of financial assets. The Group holds financial assets in </div><div class=\"t s1_271\" id=\"t3_271\" style=\"left:87px;bottom:1075px;letter-spacing:-0.01px;display:inline;\">accordance with IFRS 9 (2023) / IAS 39 (2022 and prior) whereby subject to specific criteria, financial instruments are required to be accounted </div><div class=\"t s1_271\" id=\"t4_271\" style=\"left:87px;bottom:1059px;letter-spacing:-0.01px;display:inline;\">for under one of the following categories: </div><div class=\"t s2_271\" id=\"t5_271\" style=\"left:87px;bottom:1032px;display:inline;\">\u2013 </div><div class=\"t s1_271\" id=\"t6_271\" style=\"left:100px;bottom:1032px;letter-spacing:-0.01px;display:inline;\">Financial instruments at FVTPL: this comprises primarily instruments that are managed and the performance evaluated on a fair value basis, </div><div class=\"t s1_271\" id=\"t7_271\" style=\"left:100px;bottom:1016px;letter-spacing:-0.01px;display:inline;\">including liabilities related to net assets attributable to unit holders of consolidated investment funds and policyholder liabilities for </div><div class=\"t s1_271\" id=\"t8_271\" style=\"left:100px;bottom:1000px;letter-spacing:-0.01px;display:inline;\">investment contracts without discretionary participation features. In addition, this includes derivatives. All investments within this category are </div><div class=\"t s1_271\" id=\"t9_271\" style=\"left:100px;bottom:985px;letter-spacing:-0.01px;display:inline;\">measured at fair value with all changes thereon being recognised in investment return in the income statement. </div><div class=\"t s2_271\" id=\"ta_271\" style=\"left:87px;bottom:969px;display:inline;\">\u2013 </div><div class=\"t s1_271\" id=\"tb_271\" style=\"left:100px;bottom:969px;letter-spacing:-0.01px;display:inline;\">Financial instruments at FVOCI under IFRS 9 or on an AFS basis under IAS 39: these instruments are initially recognised at fair value plus </div><div class=\"t s1_271\" id=\"tc_271\" style=\"left:100px;bottom:954px;letter-spacing:-0.01px;display:inline;\">attributable transaction costs and are subsequently measured at fair value. Interest and/or dividend income is recognised in the income </div><div class=\"t s1_271\" id=\"td_271\" style=\"left:100px;bottom:938px;letter-spacing:-0.01px;display:inline;\">statement. Unrealised gains and losses are recognised in other comprehensive income. Upon disposal or impairment, accumulated unrealised </div><div class=\"t s1_271\" id=\"te_271\" style=\"left:100px;bottom:922px;letter-spacing:-0.01px;display:inline;\">gains and losses are transferred from other comprehensive income to the income statement as realised gains or losses except for equity </div><div class=\"t s1_271\" id=\"tf_271\" style=\"left:100px;bottom:907px;letter-spacing:-0.01px;display:inline;\">securities that have been elected to be designated at FVOCI under IFRS 9 whereby there is no recycling to the profit or loss on derecognition </div><div class=\"t s1_271\" id=\"tg_271\" style=\"left:100px;bottom:891px;letter-spacing:-0.01px;display:inline;\">being the difference to the AFS treatment for equity securities under IAS 39. Subsequent to the demerger of Jackson in September 2021, the </div><div class=\"t s1_271\" id=\"th_271\" style=\"left:100px;bottom:876px;letter-spacing:-0.01px;display:inline;\">Group designated its retained interest in Jackson as AFS equity securities under IAS 39. Upon the adoption of IFRS 9, the Group made the </div><div class=\"t s1_271\" id=\"ti_271\" style=\"left:100px;bottom:860px;letter-spacing:-0.01px;display:inline;\">election to measure its interest in equity securities in Jackson at FVOCI, which were disposed of entirely in 2023. There were no financial </div><div class=\"t s1_271\" id=\"tj_271\" style=\"left:100px;bottom:845px;letter-spacing:-0.01px;display:inline;\">instruments at FVOCI at 31 December 2023. </div><div class=\"t s2_271\" id=\"tk_271\" style=\"left:87px;bottom:829px;display:inline;\">\u2013 </div><div class=\"t s1_271\" id=\"tl_271\" style=\"left:100px;bottom:829px;letter-spacing:-0.01px;display:inline;\">Financial instruments at amortised cost: these instruments comprise non-quoted investments that have fixed or determinable payments, </div><div class=\"t s1_271\" id=\"tm_271\" style=\"left:100px;bottom:813px;letter-spacing:-0.01px;display:inline;\">including loans collateralised by mortgages, deposits, and other receivables. These investments are initially recognised at fair value plus </div><div class=\"t s1_271\" id=\"tn_271\" style=\"left:100px;bottom:798px;letter-spacing:-0.01px;display:inline;\">transaction costs. Subsequently, these instruments are carried at amortised cost using the effective interest method. The effective interest rate </div><div class=\"t s1_271\" id=\"to_271\" style=\"left:100px;bottom:782px;letter-spacing:-0.01px;display:inline;\">is the rate that exactly discounts estimated future cash receipts through the expected life of the financial instrument or, when appropriate, a </div><div class=\"t s1_271\" id=\"tp_271\" style=\"left:100px;bottom:767px;letter-spacing:-0.01px;display:inline;\">shorter period to the net carrying amount of the financial asset. When assets held at amortised cost are subject to impairment testing, </div><div class=\"t s1_271\" id=\"tq_271\" style=\"left:100px;bottom:751px;letter-spacing:-0.01px;display:inline;\">estimated future cash flows are compared to the carrying value of the asset. The estimated future cash flows are discounted using the </div><div class=\"t s1_271\" id=\"tr_271\" style=\"left:100px;bottom:735px;letter-spacing:-0.01px;display:inline;\">financial asset\u2019s original or variable effective interest rate and exclude credit losses that have not yet been incurred. If, in subsequent periods, </div><div class=\"t s1_271\" id=\"ts_271\" style=\"left:100px;bottom:720px;letter-spacing:-0.01px;display:inline;\">an impaired loan or receivable recovers in value (in part or in full) and this recovery can be objectively related to an event occurring after the </div>impairment, then any amount determined to have been recovered is reversed through the income statement.Goodwill <div class=\"t s5_296\" id=\"t18_296\" style=\"left:65px;bottom:383px;letter-spacing:-0.01px;display:inline;\">Goodwill is capitalised and carried on the Group consolidated statement of financial position as an intangible asset at initial value less any </div><div class=\"t s5_296\" id=\"t19_296\" style=\"left:65px;bottom:367px;letter-spacing:-0.01px;display:inline;\">accumulated impairment losses. Goodwill impairment testing is conducted annually and when there is an indication that the goodwill may be </div><div class=\"t s5_296\" id=\"t1a_296\" style=\"left:65px;bottom:352px;letter-spacing:-0.01px;display:inline;\">impaired. </div><div class=\"t s1_296\" id=\"t1b_296\" style=\"left:65px;bottom:324px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Goodwill shown on the consolidated statement of financial position represents amounts allocated to businesses in Asia and Africa in respect of </div>both acquired asset management and life businesses. There has been no impairment as at 31 December 2023 and 2022.Intangible assets acquired on the purchase of a subsidiary or portfolio of contracts are measured at fair value on acquisition. Other intangible <div class=\"t s4_297\" id=\"t10_297\" style=\"left:87px;bottom:546px;letter-spacing:-0.01px;display:inline;\">assets, such as distribution rights and software, are valued initially at the price paid to acquire or cost to develop them and are subsequently </div><div class=\"t s4_297\" id=\"t11_297\" style=\"left:87px;bottom:531px;letter-spacing:-0.01px;display:inline;\">carried at cost less amortisation and any accumulated impairment losses. For intangibles other than goodwill, amortisation follows the pattern in </div><div class=\"t s4_297\" id=\"t12_297\" style=\"left:87px;bottom:515px;letter-spacing:-0.01px;display:inline;\">which the future economic benefits are expected to be consumed. If the pattern cannot be determined reliably, a straight-line method is applied. </div><div class=\"t s4_297\" id=\"t13_297\" style=\"left:87px;bottom:500px;letter-spacing:-0.01px;display:inline;\">For software, the amortisation generally represents the licence period of the software acquired. Amortisation of intangible assets is charged to </div><div class=\"t s4_297\" id=\"t14_297\" style=\"left:87px;bottom:484px;letter-spacing:-0.01px;display:inline;\">the Consolidated income statement and allocated between attributable and non-attributable expenses for the Group's insurance entities as </div>shown in note B2. Impairment testing is conducted when there is an indication that the intangible asset may be impaired.Property, plant and equipment comprise Group occupied properties and tangible assets. Property, plant and equipment also includes right-of-use <div class=\"t s1_307\" id=\"t3_307\" style=\"left:87px;bottom:1076px;letter-spacing:-0.01px;display:inline;\">assets for operating leases of properties occupied by the Group and leases of equipment and other tangible assets. Property, plant and </div><div class=\"t s1_307\" id=\"t4_307\" style=\"left:87px;bottom:1061px;letter-spacing:-0.01px;display:inline;\">equipment, including the right-of-use assets under operating leases, are generally held at cost less cumulative depreciation calculated using the </div><div class=\"t s1_307\" id=\"t5_307\" style=\"left:87px;bottom:1045px;letter-spacing:-0.01px;display:inline;\">straight-line method, and impairment charge. Owner occupied properties held by the Group's Singapore business that are underlying items of </div>direct participating contracts are measured at fair value following the adoption of IFRS 17.",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForImpairmentOfAssetsExplanatory",
    "language": "en",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f29434": {
   "value": "Carrying value of distribution rights intangible assets <table><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t1l_249\" style=\"left:91px;bottom:588px;letter-spacing:-0.01px;display:inline;\">The Group applies judgement to assess </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t1z_249\" style=\"left:311px;bottom:588px;letter-spacing:-0.01px;display:inline;\">Distribution rights relate to bancassurance partnership arrangements for the distribution of </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t1m_249\" style=\"left:91px;bottom:573px;letter-spacing:-0.01px;display:inline;\">whether factors such as the financial </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t20_249\" style=\"left:311px;bottom:573px;letter-spacing:-0.01px;display:inline;\">products for the term of the contractual agreement with the bank partner, for which an asset is </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t1n_249\" style=\"left:91px;bottom:557px;letter-spacing:-0.01px;display:inline;\">performance of the distribution </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t21_249\" style=\"left:311px;bottom:557px;letter-spacing:-0.01px;display:inline;\">recognised based on fees paid and fees payable not subject to performance conditions. </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t1o_249\" style=\"left:91px;bottom:541px;letter-spacing:-0.01px;display:inline;\">arrangements, or changes in relevant </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t22_249\" style=\"left:311px;bottom:541px;letter-spacing:-0.01px;display:inline;\">Distribution rights impairment testing is conducted when there is an indication of an impairment. </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t1p_249\" style=\"left:91px;bottom:526px;letter-spacing:-0.01px;display:inline;\">legislation and regulatory requirements </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t23_249\" style=\"left:311px;bottom:514px;letter-spacing:-0.01px;display:inline;\">To assess indicators of an impairment, the Group monitors a number of internal and external </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t1q_249\" style=\"left:91px;bottom:510px;letter-spacing:-0.01px;display:inline;\">indicate an impairment of intangible </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t1r_249\" style=\"left:91px;bottom:495px;letter-spacing:-0.01px;display:inline;\">assets representing distribution rights. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t24_249\" style=\"left:311px;bottom:498px;letter-spacing:-0.01px;display:inline;\">factors, including indications that the financial performance of the arrangement is likely to be </div></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t25_249\" style=\"left:311px;bottom:482px;letter-spacing:-0.01px;display:inline;\">worse than expected and changes in relevant legislation and regulatory requirements that could </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t1s_249\" style=\"left:91px;bottom:467px;letter-spacing:-0.01px;display:inline;\">To determine the impaired value, the </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t26_249\" style=\"left:311px;bottom:467px;letter-spacing:-0.01px;display:inline;\">impact the Group\u2019s ability to continue to sell new business through the bancassurance channel, and </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t1t_249\" style=\"left:91px;bottom:451px;letter-spacing:-0.01px;display:inline;\">Group estimates the discounted future </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t27_249\" style=\"left:311px;bottom:451px;letter-spacing:-0.01px;display:inline;\">then applies judgement to assess whether these factors indicate that an impairment has occurred. </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t1u_249\" style=\"left:91px;bottom:436px;letter-spacing:-0.01px;display:inline;\">expected cash flows arising from the </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t1v_249\" style=\"left:91px;bottom:420px;letter-spacing:-0.01px;display:inline;\">cash generating units (CGUs) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t28_249\" style=\"left:311px;bottom:423px;letter-spacing:-0.01px;display:inline;\">If an impairment has occurred, a charge is recognised in the income statement for the difference </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t1w_249\" style=\"left:91px;bottom:405px;letter-spacing:-0.01px;display:inline;\">containing the distribution rights. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t29_249\" style=\"left:311px;bottom:408px;letter-spacing:-0.01px;display:inline;\">between the carrying value and recoverable amount of the asset. The recoverable amount is the </div></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t2a_249\" style=\"left:311px;bottom:392px;letter-spacing:-0.01px;display:inline;\">greater of fair value less costs to sell and value in use. Value in use is calculated as the present value </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t1x_249\" style=\"left:91px;bottom:377px;letter-spacing:-0.01px;word-spacing:-0.01px;display:inline;\">Impacts $3,709 million of assets as </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t2b_249\" style=\"left:311px;bottom:377px;letter-spacing:-0.01px;display:inline;\">of future expected cash flows from the asset or the CGUs to which it is allocated. </div></td></tr><tr><td class=\"cke_table-faked-selection-temp\" colspan=\"1\" rowspan=\"1\"><div class=\"t s2_249\" id=\"t1y_249\" style=\"left:91px;bottom:361px;letter-spacing:-0.01px;word-spacing:-0.02px;display:inline;\">shown in note C4.2. </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr></table>Goodwill <div class=\"t s5_296\" id=\"t18_296\" style=\"left:65px;bottom:383px;letter-spacing:-0.01px;display:inline;\">Goodwill is capitalised and carried on the Group consolidated statement of financial position as an intangible asset at initial value less any </div><div class=\"t s5_296\" id=\"t19_296\" style=\"left:65px;bottom:367px;letter-spacing:-0.01px;display:inline;\">accumulated impairment losses. Goodwill impairment testing is conducted annually and when there is an indication that the goodwill may be </div><div class=\"t s5_296\" id=\"t1a_296\" style=\"left:65px;bottom:352px;letter-spacing:-0.01px;display:inline;\">impaired. </div><div class=\"t s1_296\" id=\"t1b_296\" style=\"left:65px;bottom:324px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Goodwill shown on the consolidated statement of financial position represents amounts allocated to businesses in Asia and Africa in respect of </div>both acquired asset management and life businesses. There has been no impairment as at 31 December 2023 and 2022.Intangible assets acquired on the purchase of a subsidiary or portfolio of contracts are measured at fair value on acquisition. Other intangible <div class=\"t s4_297\" id=\"t10_297\" style=\"left:87px;bottom:546px;letter-spacing:-0.01px;display:inline;\">assets, such as distribution rights and software, are valued initially at the price paid to acquire or cost to develop them and are subsequently </div><div class=\"t s4_297\" id=\"t11_297\" style=\"left:87px;bottom:531px;letter-spacing:-0.01px;display:inline;\">carried at cost less amortisation and any accumulated impairment losses. For intangibles other than goodwill, amortisation follows the pattern in </div><div class=\"t s4_297\" id=\"t12_297\" style=\"left:87px;bottom:515px;letter-spacing:-0.01px;display:inline;\">which the future economic benefits are expected to be consumed. If the pattern cannot be determined reliably, a straight-line method is applied. </div><div class=\"t s4_297\" id=\"t13_297\" style=\"left:87px;bottom:500px;letter-spacing:-0.01px;display:inline;\">For software, the amortisation generally represents the licence period of the software acquired. Amortisation of intangible assets is charged to </div><div class=\"t s4_297\" id=\"t14_297\" style=\"left:87px;bottom:484px;letter-spacing:-0.01px;display:inline;\">the Consolidated income statement and allocated between attributable and non-attributable expenses for the Group's insurance entities as </div>shown in note B2. Impairment testing is conducted when there is an indication that the intangible asset may be impaired.Property, plant and equipment comprise Group occupied properties and tangible assets. Property, plant and equipment also includes right-of-use <div class=\"t s1_307\" id=\"t3_307\" style=\"left:87px;bottom:1076px;letter-spacing:-0.01px;display:inline;\">assets for operating leases of properties occupied by the Group and leases of equipment and other tangible assets. Property, plant and </div><div class=\"t s1_307\" id=\"t4_307\" style=\"left:87px;bottom:1061px;letter-spacing:-0.01px;display:inline;\">equipment, including the right-of-use assets under operating leases, are generally held at cost less cumulative depreciation calculated using the </div><div class=\"t s1_307\" id=\"t5_307\" style=\"left:87px;bottom:1045px;letter-spacing:-0.01px;display:inline;\">straight-line method, and impairment charge. Owner occupied properties held by the Group's Singapore business that are underlying items of </div>direct participating contracts are measured at fair value following the adoption of IFRS 17.",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForImpairmentOfNonfinancialAssetsExplanatory",
    "language": "en",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f29553": {
   "value": "Financial investments \u2013 Valuation <table><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"t2_250\" style=\"left:69px;bottom:1095px;letter-spacing:-0.01px;display:inline;\">Financial investments held at fair value, </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"tf_250\" style=\"left:289px;bottom:1095px;letter-spacing:-0.01px;display:inline;\">The Group holds the majority of its financial investments at fair value (primarily through profit or </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"t3_250\" style=\"left:69px;bottom:1080px;letter-spacing:-0.01px;display:inline;\">net of derivative liabilities, excluding </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"tg_250\" style=\"left:289px;bottom:1080px;letter-spacing:-0.01px;display:inline;\">loss). Financial investments held at amortised cost primarily comprise loans and deposits and </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"t4_250\" style=\"left:69px;bottom:1064px;letter-spacing:-0.01px;display:inline;\">those held by joint ventures and </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"th_250\" style=\"left:289px;bottom:1064px;letter-spacing:-0.01px;display:inline;\">certain debt securities held by Eastspring. </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"t5_250\" style=\"left:69px;bottom:1048px;letter-spacing:-0.01px;display:inline;\">associates is $149.9 billion as shown in </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"t6_250\" style=\"left:69px;bottom:1033px;letter-spacing:-0.01px;word-spacing:-0.02px;display:inline;\">note C2.2(a). </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_250\" id=\"ti_250\" style=\"left:289px;bottom:1036px;letter-spacing:-0.01px;display:inline;\">Determination of fair value </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"tj_250\" style=\"left:289px;bottom:1021px;letter-spacing:-0.01px;display:inline;\">The fair values of the financial instruments for which fair valuation is required under IFRS Standards </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"t7_250\" style=\"left:69px;bottom:1005px;letter-spacing:-0.01px;display:inline;\">Financial investments held at amortised </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"tk_250\" style=\"left:289px;bottom:1005px;letter-spacing:-0.01px;display:inline;\">are determined by the use of quoted market prices for exchange-quoted investments or by using </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"t8_250\" style=\"left:69px;bottom:989px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">cost represent $6.0 billion of the </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"tl_250\" style=\"left:289px;bottom:989px;letter-spacing:-0.01px;display:inline;\">quotations from independent third parties such as brokers and pricing services or by using </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"t9_250\" style=\"left:69px;bottom:974px;letter-spacing:-0.01px;display:inline;\">Group\u2019s total assets. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"tm_250\" style=\"left:289px;bottom:974px;letter-spacing:-0.01px;word-spacing:-0.02px;display:inline;\">appropriate valuation techniques. Further details are included in note C2.1. </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"ta_250\" style=\"left:69px;bottom:946px;letter-spacing:-0.01px;display:inline;\">The Group estimates the fair value of </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"tn_250\" style=\"left:289px;bottom:946px;letter-spacing:-0.01px;display:inline;\">The estimated fair value of derivative financial instruments reflects the estimated amount the </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"tb_250\" style=\"left:69px;bottom:930px;letter-spacing:-0.01px;display:inline;\">financial investments that are not </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"to_250\" style=\"left:289px;bottom:930px;letter-spacing:-0.01px;display:inline;\">Group would receive or pay in an arm\u2019s-length transaction. This amount is determined using quoted </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"tc_250\" style=\"left:69px;bottom:915px;letter-spacing:-0.01px;display:inline;\">actively traded using quotations from </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"tp_250\" style=\"left:289px;bottom:915px;letter-spacing:-0.01px;display:inline;\">prices if exchange listed, quotations from independent third parties or valued internally using </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"td_250\" style=\"left:69px;bottom:899px;letter-spacing:-0.01px;display:inline;\">independent third parties or internally </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"tq_250\" style=\"left:289px;bottom:899px;letter-spacing:-0.01px;display:inline;\">standard market practices. </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"te_250\" style=\"left:69px;bottom:884px;letter-spacing:-0.01px;display:inline;\">developed pricing models. </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"tr_250\" style=\"left:289px;bottom:871px;letter-spacing:-0.01px;display:inline;\">Quoted market prices are used to value investments having quoted prices. Actively traded </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"ts_250\" style=\"left:289px;bottom:856px;letter-spacing:-0.01px;display:inline;\">investments without quoted prices are valued using prices provided by third parties such as brokers </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"tt_250\" style=\"left:289px;bottom:840px;letter-spacing:-0.01px;display:inline;\">or pricing services. Financial investments measured at fair value are classified into a three-level </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"tu_250\" style=\"left:289px;bottom:825px;letter-spacing:-0.01px;word-spacing:-0.02px;display:inline;\">hierarchy as described in note C2.1. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"tv_250\" style=\"left:289px;bottom:797px;letter-spacing:-0.01px;display:inline;\">If the market for a financial investment of the Group is not active, the Group establishes fair value </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"tw_250\" style=\"left:289px;bottom:781px;letter-spacing:-0.01px;display:inline;\">by using quotations from independent third parties, such as brokers or pricing services, or by using </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"tx_250\" style=\"left:289px;bottom:766px;letter-spacing:-0.01px;display:inline;\">internally developed pricing models. Priority is given to publicly available prices from independent </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"ty_250\" style=\"left:289px;bottom:750px;letter-spacing:-0.01px;display:inline;\">sources when available, but overall the source of pricing and/or the valuation technique is chosen </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"tz_250\" style=\"left:289px;bottom:735px;letter-spacing:-0.01px;display:inline;\">with the objective of arriving at a fair value measurement which reflects the price at which an </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"t10_250\" style=\"left:289px;bottom:719px;letter-spacing:-0.01px;display:inline;\">orderly transaction would take place between market participants on the measurement date. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"t11_250\" style=\"left:289px;bottom:703px;letter-spacing:-0.01px;display:inline;\">Changes in assumptions relating to these variables could positively or negatively impact the </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"t12_250\" style=\"left:289px;bottom:688px;letter-spacing:-0.01px;display:inline;\">reported fair value of these financial investments. Details of the financial investments classified as </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"t13_250\" style=\"left:289px;bottom:672px;letter-spacing:-0.01px;display:inline;\">\u2018level 3\u2019 to which valuation techniques are applied and the sensitivity of profit before tax to a </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"cke_table-faked-selection-temp\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_250\" id=\"t14_250\" style=\"left:289px;bottom:657px;letter-spacing:-0.01px;word-spacing:-0.01px;display:inline;\">change in the valuation of these items, are presented in note C2.2. </div></td></tr></table>C2 Measurement of financial assets and liabilities <div class=\"t s1_271\" id=\"t2_271\" style=\"left:87px;bottom:1090px;letter-spacing:-0.01px;display:inline;\">The Group uses the trade date method to account for regular purchases and sales of financial assets. The Group holds financial assets in </div><div class=\"t s1_271\" id=\"t3_271\" style=\"left:87px;bottom:1075px;letter-spacing:-0.01px;display:inline;\">accordance with IFRS 9 (2023) / IAS 39 (2022 and prior) whereby subject to specific criteria, financial instruments are required to be accounted </div><div class=\"t s1_271\" id=\"t4_271\" style=\"left:87px;bottom:1059px;letter-spacing:-0.01px;display:inline;\">for under one of the following categories: </div><div class=\"t s2_271\" id=\"t5_271\" style=\"left:87px;bottom:1032px;display:inline;\">\u2013 </div><div class=\"t s1_271\" id=\"t6_271\" style=\"left:100px;bottom:1032px;letter-spacing:-0.01px;display:inline;\">Financial instruments at FVTPL: this comprises primarily instruments that are managed and the performance evaluated on a fair value basis, </div><div class=\"t s1_271\" id=\"t7_271\" style=\"left:100px;bottom:1016px;letter-spacing:-0.01px;display:inline;\">including liabilities related to net assets attributable to unit holders of consolidated investment funds and policyholder liabilities for </div><div class=\"t s1_271\" id=\"t8_271\" style=\"left:100px;bottom:1000px;letter-spacing:-0.01px;display:inline;\">investment contracts without discretionary participation features. In addition, this includes derivatives. All investments within this category are </div><div class=\"t s1_271\" id=\"t9_271\" style=\"left:100px;bottom:985px;letter-spacing:-0.01px;display:inline;\">measured at fair value with all changes thereon being recognised in investment return in the income statement. </div><div class=\"t s2_271\" id=\"ta_271\" style=\"left:87px;bottom:969px;display:inline;\">\u2013 </div><div class=\"t s1_271\" id=\"tb_271\" style=\"left:100px;bottom:969px;letter-spacing:-0.01px;display:inline;\">Financial instruments at FVOCI under IFRS 9 or on an AFS basis under IAS 39: these instruments are initially recognised at fair value plus </div><div class=\"t s1_271\" id=\"tc_271\" style=\"left:100px;bottom:954px;letter-spacing:-0.01px;display:inline;\">attributable transaction costs and are subsequently measured at fair value. Interest and/or dividend income is recognised in the income </div><div class=\"t s1_271\" id=\"td_271\" style=\"left:100px;bottom:938px;letter-spacing:-0.01px;display:inline;\">statement. Unrealised gains and losses are recognised in other comprehensive income. Upon disposal or impairment, accumulated unrealised </div><div class=\"t s1_271\" id=\"te_271\" style=\"left:100px;bottom:922px;letter-spacing:-0.01px;display:inline;\">gains and losses are transferred from other comprehensive income to the income statement as realised gains or losses except for equity </div><div class=\"t s1_271\" id=\"tf_271\" style=\"left:100px;bottom:907px;letter-spacing:-0.01px;display:inline;\">securities that have been elected to be designated at FVOCI under IFRS 9 whereby there is no recycling to the profit or loss on derecognition </div><div class=\"t s1_271\" id=\"tg_271\" style=\"left:100px;bottom:891px;letter-spacing:-0.01px;display:inline;\">being the difference to the AFS treatment for equity securities under IAS 39. Subsequent to the demerger of Jackson in September 2021, the </div><div class=\"t s1_271\" id=\"th_271\" style=\"left:100px;bottom:876px;letter-spacing:-0.01px;display:inline;\">Group designated its retained interest in Jackson as AFS equity securities under IAS 39. Upon the adoption of IFRS 9, the Group made the </div><div class=\"t s1_271\" id=\"ti_271\" style=\"left:100px;bottom:860px;letter-spacing:-0.01px;display:inline;\">election to measure its interest in equity securities in Jackson at FVOCI, which were disposed of entirely in 2023. There were no financial </div><div class=\"t s1_271\" id=\"tj_271\" style=\"left:100px;bottom:845px;letter-spacing:-0.01px;display:inline;\">instruments at FVOCI at 31 December 2023. </div><div class=\"t s2_271\" id=\"tk_271\" style=\"left:87px;bottom:829px;display:inline;\">\u2013 </div><div class=\"t s1_271\" id=\"tl_271\" style=\"left:100px;bottom:829px;letter-spacing:-0.01px;display:inline;\">Financial instruments at amortised cost: these instruments comprise non-quoted investments that have fixed or determinable payments, </div><div class=\"t s1_271\" id=\"tm_271\" style=\"left:100px;bottom:813px;letter-spacing:-0.01px;display:inline;\">including loans collateralised by mortgages, deposits, and other receivables. These investments are initially recognised at fair value plus </div><div class=\"t s1_271\" id=\"tn_271\" style=\"left:100px;bottom:798px;letter-spacing:-0.01px;display:inline;\">transaction costs. Subsequently, these instruments are carried at amortised cost using the effective interest method. The effective interest rate </div><div class=\"t s1_271\" id=\"to_271\" style=\"left:100px;bottom:782px;letter-spacing:-0.01px;display:inline;\">is the rate that exactly discounts estimated future cash receipts through the expected life of the financial instrument or, when appropriate, a </div><div class=\"t s1_271\" id=\"tp_271\" style=\"left:100px;bottom:767px;letter-spacing:-0.01px;display:inline;\">shorter period to the net carrying amount of the financial asset. When assets held at amortised cost are subject to impairment testing, </div><div class=\"t s1_271\" id=\"tq_271\" style=\"left:100px;bottom:751px;letter-spacing:-0.01px;display:inline;\">estimated future cash flows are compared to the carrying value of the asset. The estimated future cash flows are discounted using the </div><div class=\"t s1_271\" id=\"tr_271\" style=\"left:100px;bottom:735px;letter-spacing:-0.01px;display:inline;\">financial asset\u2019s original or variable effective interest rate and exclude credit losses that have not yet been incurred. If, in subsequent periods, </div><div class=\"t s1_271\" id=\"ts_271\" style=\"left:100px;bottom:720px;letter-spacing:-0.01px;display:inline;\">an impaired loan or receivable recovers in value (in part or in full) and this recovery can be objectively related to an event occurring after the </div>impairment, then any amount determined to have been recovered is reversed through the income statement.",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForFairValueMeasurementExplanatory",
    "language": "en",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f29680": {
   "value": "A3.2 New accounting pronouncements not yet effective <div class=\"t s1_250\" id=\"t16_250\" style=\"left:65px;bottom:609px;letter-spacing:-0.01px;display:inline;\">The following standards, interpretations and amendments have been issued by the IASB but are not yet effective for the Group in 2023. The </div><div class=\"t s1_250\" id=\"t17_250\" style=\"left:65px;bottom:593px;letter-spacing:-0.01px;display:inline;\">Group prepares consolidated financial statements in accordance with IFRS Standards as issued by the IASB and UK-adopted international </div><div class=\"t s1_250\" id=\"t18_250\" style=\"left:65px;bottom:578px;letter-spacing:-0.01px;display:inline;\">accounting standards. This is not intended to be a complete list as only those standards, interpretations and amendments that could have an </div><div class=\"t s1_250\" id=\"t19_250\" style=\"left:65px;bottom:562px;letter-spacing:-0.01px;display:inline;\">impact on the Group\u2019s consolidated financial statements are discussed. </div><div class=\"t s3_250\" id=\"t1a_250\" style=\"left:65px;bottom:534px;display:inline;\">\u2013 </div><div class=\"t s1_250\" id=\"t1b_250\" style=\"left:78px;bottom:534px;letter-spacing:-0.01px;display:inline;\">Amendments to IFRS 16 \u2018Lease liability in a sale and leaseback\u2019 issued in September 2022 and effective from 1 January 2024; </div><div class=\"t s3_250\" id=\"t1c_250\" style=\"left:65px;bottom:519px;display:inline;\">\u2013 </div><div class=\"t s1_250\" id=\"t1d_250\" style=\"left:78px;bottom:519px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Amendments to IAS 1 \u2018Non-current liabilities with covenants\u2019 issued in October 2022 and effective from 1 January 2024; </div><div class=\"t s3_250\" id=\"t1e_250\" style=\"left:65px;bottom:503px;display:inline;\">\u2013 </div><div class=\"t s1_250\" id=\"t1f_250\" style=\"left:78px;bottom:503px;letter-spacing:-0.01px;display:inline;\">Amendments to IAS 7 and IFRS 7 \u2018Supplier finance arrangements\u2019 issued in May 2023 and effective from 1 January 2024; and </div><div class=\"t s3_250\" id=\"t1g_250\" style=\"left:65px;bottom:487px;display:inline;\">\u2013 </div>Amendments to IAS 21 \u2018Lack of exchangeability\u2019 issued in August 2023 and effective from 1 January 2025.",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfExpectedImpactOfInitialApplicationOfNewStandardsOrInterpretations",
    "language": "en",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f29709": {
   "value": "B1 Analysis of performance by segment <div class=\"t s2_251\" id=\"t3_251\" style=\"left:87px;bottom:1057px;letter-spacing:0.13px;display:inline;\">B1.1 Segment results </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_251\" id=\"t4_251\" style=\"left:475px;bottom:1043px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">2023 $m </div></td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s4_251\" id=\"t5_251\" style=\"left:581px;bottom:1043px;letter-spacing:0.09px;display:inline;\">2022 $m </div> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s4_251\" id=\"t6_251\" style=\"left:727px;bottom:1043px;letter-spacing:0.08px;display:inline;\">2023 vs 2022 % </div> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_251\" id=\"t7_251\" style=\"left:579px;bottom:1028px;letter-spacing:0.09px;display:inline;\">AER </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_251\" id=\"t8_251\" style=\"left:657px;bottom:1028px;letter-spacing:0.09px;display:inline;\">CER </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_251\" id=\"t9_251\" style=\"left:739px;bottom:1028px;letter-spacing:0.09px;display:inline;\">AER </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_251\" id=\"ta_251\" style=\"left:817px;bottom:1028px;letter-spacing:0.09px;display:inline;\">CER </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_251\" id=\"tb_251\" style=\"left:415px;bottom:1013px;letter-spacing:0.08px;display:inline;\">Note </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_251\" id=\"tc_251\" style=\"left:482px;bottom:1013px;letter-spacing:0.06px;display:inline;\">note (i) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_251\" id=\"td_251\" style=\"left:567px;bottom:1013px;letter-spacing:0.06px;display:inline;\">note (i) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_251\" id=\"te_251\" style=\"left:645px;bottom:1013px;letter-spacing:0.06px;display:inline;\">note (i) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_251\" id=\"tf_251\" style=\"left:727px;bottom:1013px;letter-spacing:0.06px;display:inline;\">note (i) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_251\" id=\"tg_251\" style=\"left:805px;bottom:1013px;letter-spacing:0.06px;display:inline;\">note (i) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"th_251\" style=\"left:91px;bottom:993px;letter-spacing:-0.01px;display:inline;\">CPL </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_251\" id=\"ti_251\" style=\"left:481px;bottom:993px;letter-spacing:-0.02px;display:inline;\">368 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"tj_251\" style=\"left:564px;bottom:993px;letter-spacing:-0.01px;display:inline;\">271 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"tk_251\" style=\"left:642px;bottom:993px;letter-spacing:-0.01px;display:inline;\">258 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"tl_251\" style=\"left:726px;bottom:993px;letter-spacing:-0.01px;word-spacing:1.31px;display:inline;\">36 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"tm_251\" style=\"left:804px;bottom:993px;letter-spacing:-0.01px;word-spacing:1.31px;display:inline;\">43 % </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"tn_251\" style=\"left:91px;bottom:973px;letter-spacing:-0.01px;display:inline;\">Hong Kong </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_251\" id=\"to_251\" style=\"left:471px;bottom:973px;letter-spacing:-0.02px;display:inline;\">1,013 </div></td><td class=\"tcs-selection-enabled tcs-selected\" colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"tp_251\" style=\"left:555px;bottom:973px;letter-spacing:-0.01px;display:inline;\">1,162 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"tq_251\" style=\"left:633px;bottom:973px;letter-spacing:-0.01px;display:inline;\">1,162 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"tr_251\" style=\"left:722px;bottom:973px;letter-spacing:-0.01px;display:inline;\">(13)% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"ts_251\" style=\"left:799px;bottom:973px;letter-spacing:-0.01px;display:inline;\">(13)% </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"tt_251\" style=\"left:91px;bottom:954px;letter-spacing:-0.01px;display:inline;\">Indonesia </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_251\" id=\"tu_251\" style=\"left:481px;bottom:954px;letter-spacing:-0.02px;display:inline;\">221 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"tv_251\" style=\"left:564px;bottom:954px;letter-spacing:-0.01px;display:inline;\">205 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"tw_251\" style=\"left:642px;bottom:954px;letter-spacing:-0.01px;display:inline;\">200 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"tx_251\" style=\"left:733px;bottom:954px;letter-spacing:-0.01px;word-spacing:1.31px;display:inline;\">8 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"ty_251\" style=\"left:804px;bottom:954px;letter-spacing:-0.01px;word-spacing:1.31px;display:inline;\">11 % </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"tz_251\" style=\"left:91px;bottom:934px;letter-spacing:-0.01px;display:inline;\">Malaysia </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_251\" id=\"t10_251\" style=\"left:481px;bottom:934px;letter-spacing:-0.02px;display:inline;\">305 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t11_251\" style=\"left:564px;bottom:934px;letter-spacing:-0.01px;display:inline;\">340 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t12_251\" style=\"left:642px;bottom:934px;letter-spacing:-0.01px;display:inline;\">329 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t13_251\" style=\"left:722px;bottom:934px;letter-spacing:-0.01px;display:inline;\">(10)% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t14_251\" style=\"left:807px;bottom:934px;letter-spacing:-0.01px;display:inline;\">(7)% </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t15_251\" style=\"left:91px;bottom:915px;letter-spacing:-0.01px;display:inline;\">Singapore </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_251\" id=\"t16_251\" style=\"left:481px;bottom:915px;letter-spacing:-0.02px;display:inline;\">584 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t17_251\" style=\"left:564px;bottom:915px;letter-spacing:-0.01px;display:inline;\">570 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t18_251\" style=\"left:642px;bottom:915px;letter-spacing:-0.01px;display:inline;\">585 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t19_251\" style=\"left:733px;bottom:915px;letter-spacing:-0.01px;word-spacing:1.31px;display:inline;\">2 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t1a_251\" style=\"left:811px;bottom:915px;letter-spacing:-0.01px;word-spacing:1.31px;display:inline;\">0 % </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t1b_251\" style=\"left:91px;bottom:895px;letter-spacing:-0.01px;display:inline;\">Growth markets and other </div> <div class=\"t s7_251\" id=\"t1c_251\" style=\"vertical-align: super;left:231px;bottom:903px;letter-spacing:0.15px;display:inline;\">note (ii) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_251\" id=\"t1d_251\" style=\"left:481px;bottom:895px;letter-spacing:-0.02px;display:inline;\">746 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t1e_251\" style=\"left:564px;bottom:895px;letter-spacing:-0.01px;display:inline;\">728 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t1f_251\" style=\"left:642px;bottom:895px;letter-spacing:-0.01px;display:inline;\">715 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t1g_251\" style=\"left:733px;bottom:895px;letter-spacing:-0.01px;word-spacing:1.31px;display:inline;\">2 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t1h_251\" style=\"left:811px;bottom:895px;letter-spacing:-0.01px;word-spacing:1.31px;display:inline;\">4 % </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t1i_251\" style=\"left:91px;bottom:876px;letter-spacing:-0.01px;display:inline;\">Eastspring </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_251\" id=\"t1j_251\" style=\"left:481px;bottom:876px;letter-spacing:-0.02px;display:inline;\">280 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t1k_251\" style=\"left:564px;bottom:876px;letter-spacing:-0.01px;display:inline;\">260 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t1l_251\" style=\"left:642px;bottom:876px;letter-spacing:-0.01px;display:inline;\">255 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t1m_251\" style=\"left:733px;bottom:876px;letter-spacing:-0.01px;word-spacing:1.31px;display:inline;\">8 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t1n_251\" style=\"left:804px;bottom:876px;letter-spacing:-0.01px;word-spacing:1.31px;display:inline;\">10 % </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_251\" id=\"t1o_251\" style=\"left:91px;bottom:856px;letter-spacing:-0.01px;display:inline;\">Total segment profit </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t1p_251\" style=\"left:410px;bottom:856px;letter-spacing:-0.01px;display:inline;\">B1.3 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_251\" id=\"t1q_251\" style=\"left:471px;bottom:856px;letter-spacing:-0.02px;display:inline;\">3,517 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t1r_251\" style=\"left:555px;bottom:856px;letter-spacing:-0.01px;display:inline;\">3,536 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t1s_251\" style=\"left:633px;bottom:856px;letter-spacing:-0.01px;display:inline;\">3,504 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t1t_251\" style=\"left:729px;bottom:856px;letter-spacing:-0.01px;display:inline;\">(1)% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t1u_251\" style=\"left:811px;bottom:856px;letter-spacing:-0.01px;word-spacing:1.31px;display:inline;\">0 % </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t1v_251\" style=\"left:91px;bottom:836px;letter-spacing:-0.01px;display:inline;\">Other income and expenditure unallocated to a </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t1w_251\" style=\"left:104px;bottom:821px;letter-spacing:-0.01px;display:inline;\">segment: </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t1x_251\" style=\"left:104px;bottom:801px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Net investment return and other items </div> <div class=\"t s7_251\" id=\"t1y_251\" style=\"vertical-align: super;left:307px;bottom:809px;letter-spacing:0.15px;display:inline;\">note (iii) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_251\" id=\"t1z_251\" style=\"left:484px;bottom:801px;letter-spacing:-0.02px;display:inline;\">(21) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t20_251\" style=\"left:567px;bottom:801px;display:inline;\">(44) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t21_251\" style=\"left:645px;bottom:801px;display:inline;\">(44) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t22_251\" style=\"left:726px;bottom:801px;letter-spacing:-0.01px;word-spacing:1.31px;display:inline;\">52 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t23_251\" style=\"left:804px;bottom:801px;letter-spacing:-0.01px;word-spacing:1.31px;display:inline;\">52 % </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t24_251\" style=\"left:104px;bottom:782px;letter-spacing:-0.01px;display:inline;\">Interest payable on core structural borrowings </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_251\" id=\"t25_251\" style=\"left:476px;bottom:782px;letter-spacing:-0.02px;display:inline;\">(172) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t26_251\" style=\"left:560px;bottom:782px;letter-spacing:-0.01px;display:inline;\">(200) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t27_251\" style=\"left:638px;bottom:782px;letter-spacing:-0.01px;display:inline;\">(200) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t28_251\" style=\"left:726px;bottom:782px;letter-spacing:-0.01px;word-spacing:1.31px;display:inline;\">14 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t29_251\" style=\"left:804px;bottom:782px;letter-spacing:-0.01px;word-spacing:1.31px;display:inline;\">14 % </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t2a_251\" style=\"left:104px;bottom:762px;letter-spacing:-0.01px;display:inline;\">Corporate expenditure </div> <div class=\"t s7_251\" id=\"t2b_251\" style=\"vertical-align: super;left:225px;bottom:770px;letter-spacing:0.16px;display:inline;\">note (iv) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_251\" id=\"t2c_251\" style=\"left:476px;bottom:762px;letter-spacing:-0.02px;display:inline;\">(230) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t2d_251\" style=\"left:560px;bottom:762px;letter-spacing:-0.01px;display:inline;\">(276) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t2e_251\" style=\"left:638px;bottom:762px;letter-spacing:-0.01px;display:inline;\">(277) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t2f_251\" style=\"left:726px;bottom:762px;letter-spacing:-0.01px;word-spacing:1.31px;display:inline;\">17 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t2g_251\" style=\"left:804px;bottom:762px;letter-spacing:-0.01px;word-spacing:1.31px;display:inline;\">17 % </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t2h_251\" style=\"left:91px;bottom:743px;letter-spacing:-0.01px;display:inline;\">Total other expenditure </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_251\" id=\"t2i_251\" style=\"left:476px;bottom:743px;letter-spacing:-0.02px;display:inline;\">(423) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t2j_251\" style=\"left:560px;bottom:743px;letter-spacing:-0.01px;display:inline;\">(520) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t2k_251\" style=\"left:638px;bottom:743px;letter-spacing:-0.01px;display:inline;\">(521) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t2l_251\" style=\"left:726px;bottom:743px;letter-spacing:-0.01px;word-spacing:1.31px;display:inline;\">19 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t2m_251\" style=\"left:804px;bottom:743px;letter-spacing:-0.01px;word-spacing:1.31px;display:inline;\">19 % </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t2n_251\" style=\"left:91px;bottom:723px;letter-spacing:-0.01px;display:inline;\">Restructuring and IFRS 17 implementation costs </div> <div class=\"t s7_251\" id=\"t2o_251\" style=\"vertical-align: super;left:346px;bottom:731px;letter-spacing:0.17px;display:inline;\">note (v) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_251\" id=\"t2p_251\" style=\"left:476px;bottom:723px;letter-spacing:-0.02px;display:inline;\">(201) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t2q_251\" style=\"left:560px;bottom:723px;letter-spacing:-0.01px;display:inline;\">(294) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t2r_251\" style=\"left:638px;bottom:723px;letter-spacing:-0.01px;display:inline;\">(293) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t2s_251\" style=\"left:726px;bottom:723px;letter-spacing:-0.01px;word-spacing:1.31px;display:inline;\">32 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t2t_251\" style=\"left:804px;bottom:723px;letter-spacing:-0.01px;word-spacing:1.31px;display:inline;\">31 % </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_251\" id=\"t2u_251\" style=\"left:91px;bottom:704px;letter-spacing:-0.01px;display:inline;\">Adjusted operating profit </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t2v_251\" style=\"left:410px;bottom:704px;letter-spacing:-0.01px;display:inline;\">B1.3 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_251\" id=\"t2w_251\" style=\"left:471px;bottom:704px;letter-spacing:-0.02px;display:inline;\">2,893 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t2x_251\" style=\"left:555px;bottom:704px;letter-spacing:-0.01px;display:inline;\">2,722 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t2y_251\" style=\"left:633px;bottom:704px;letter-spacing:-0.01px;display:inline;\">2,690 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t2z_251\" style=\"left:733px;bottom:704px;letter-spacing:-0.01px;word-spacing:1.31px;display:inline;\">6 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t30_251\" style=\"left:811px;bottom:704px;letter-spacing:-0.01px;word-spacing:1.31px;display:inline;\">8 % </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t31_251\" style=\"left:91px;bottom:684px;letter-spacing:-0.01px;display:inline;\">Short-term fluctuations in investment returns </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_251\" id=\"t32_251\" style=\"left:476px;bottom:684px;letter-spacing:-0.02px;display:inline;\">(774) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t33_251\" style=\"left:551px;bottom:684px;letter-spacing:-0.01px;display:inline;\">(3,420) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t34_251\" style=\"left:629px;bottom:684px;letter-spacing:-0.01px;display:inline;\">(3,404) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t35_251\" style=\"left:726px;bottom:684px;letter-spacing:-0.01px;word-spacing:1.31px;display:inline;\">77 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t36_251\" style=\"left:804px;bottom:684px;letter-spacing:-0.01px;word-spacing:1.31px;display:inline;\">77 % </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t37_251\" style=\"left:91px;bottom:665px;letter-spacing:-0.01px;display:inline;\">(Loss) gain attaching to corporate transactions </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_251\" id=\"t38_251\" style=\"left:484px;bottom:665px;letter-spacing:-0.02px;display:inline;\">(22) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t39_251\" style=\"left:571px;bottom:665px;letter-spacing:-0.01px;display:inline;\">55 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t3a_251\" style=\"left:649px;bottom:665px;letter-spacing:-0.01px;display:inline;\">55 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t3b_251\" style=\"left:739px;bottom:665px;letter-spacing:-0.01px;display:inline;\">n/a </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t3c_251\" style=\"left:817px;bottom:665px;letter-spacing:-0.01px;display:inline;\">n/a </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_251\" id=\"t3d_251\" style=\"left:91px;bottom:646px;letter-spacing:-0.01px;display:inline;\">Profit (loss) before tax attributable to shareholders </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_251\" id=\"t3e_251\" style=\"left:471px;bottom:646px;letter-spacing:-0.02px;display:inline;\">2,097 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t3f_251\" style=\"left:560px;bottom:646px;letter-spacing:-0.01px;display:inline;\">(643) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t3g_251\" style=\"left:638px;bottom:646px;letter-spacing:-0.01px;display:inline;\">(659) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t3h_251\" style=\"left:739px;bottom:646px;letter-spacing:-0.01px;display:inline;\">n/a </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t3i_251\" style=\"left:817px;bottom:646px;letter-spacing:-0.01px;display:inline;\">n/a </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t3j_251\" style=\"left:91px;bottom:626px;letter-spacing:-0.01px;display:inline;\">Tax charge attributable to shareholders' returns </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t3k_251\" style=\"left:410px;bottom:626px;letter-spacing:-0.01px;display:inline;\">B3.2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_251\" id=\"t3l_251\" style=\"left:476px;bottom:626px;letter-spacing:-0.02px;display:inline;\">(385) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t3m_251\" style=\"left:560px;bottom:626px;letter-spacing:-0.01px;display:inline;\">(354) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t3n_251\" style=\"left:638px;bottom:626px;letter-spacing:-0.01px;display:inline;\">(346) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t3o_251\" style=\"left:729px;bottom:626px;letter-spacing:-0.01px;display:inline;\">(9)% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t3p_251\" style=\"left:799px;bottom:626px;letter-spacing:-0.01px;display:inline;\">(11)% </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_251\" id=\"t3q_251\" style=\"left:91px;bottom:607px;letter-spacing:-0.01px;display:inline;\">Profit (loss) for the year </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_251\" id=\"t3r_251\" style=\"left:471px;bottom:607px;letter-spacing:-0.02px;display:inline;\">1,712 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t3s_251\" style=\"left:560px;bottom:607px;letter-spacing:-0.01px;display:inline;\">(997) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t3t_251\" style=\"left:629px;bottom:607px;letter-spacing:-0.01px;display:inline;\">(1,005) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t3u_251\" style=\"left:739px;bottom:607px;letter-spacing:-0.01px;display:inline;\">n/a </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t3v_251\" style=\"left:817px;bottom:607px;letter-spacing:-0.01px;display:inline;\">n/a </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_251\" id=\"t3w_251\" style=\"left:91px;bottom:568px;letter-spacing:-0.01px;display:inline;\">Attributable to: </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t3x_251\" style=\"left:91px;bottom:548px;letter-spacing:-0.01px;display:inline;\">Equity holders of the Company </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_251\" id=\"t3y_251\" style=\"left:471px;bottom:548px;letter-spacing:-0.02px;display:inline;\">1,701 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t3z_251\" style=\"left:551px;bottom:548px;letter-spacing:-0.01px;display:inline;\">(1,007) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t40_251\" style=\"left:629px;bottom:548px;letter-spacing:-0.01px;display:inline;\">(1,014) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t41_251\" style=\"left:739px;bottom:548px;letter-spacing:-0.01px;display:inline;\">n/a </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t42_251\" style=\"left:817px;bottom:548px;letter-spacing:-0.01px;display:inline;\">n/a </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t43_251\" style=\"left:91px;bottom:529px;letter-spacing:-0.01px;display:inline;\">Non-controlling interests </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_251\" id=\"t44_251\" style=\"left:488px;bottom:529px;letter-spacing:-0.02px;display:inline;\">11 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t45_251\" style=\"left:571px;bottom:529px;letter-spacing:-0.01px;display:inline;\">10 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t46_251\" style=\"left:656px;bottom:529px;display:inline;\">9 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t47_251\" style=\"left:726px;bottom:529px;letter-spacing:-0.01px;word-spacing:1.31px;display:inline;\">10 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t48_251\" style=\"left:804px;bottom:529px;letter-spacing:-0.01px;word-spacing:1.31px;display:inline;\">22 % </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_251\" id=\"t49_251\" style=\"left:91px;bottom:509px;letter-spacing:-0.01px;display:inline;\">Profit (loss) for the year </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_251\" id=\"t4a_251\" style=\"left:471px;bottom:509px;letter-spacing:-0.02px;display:inline;\">1,712 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t4b_251\" style=\"left:560px;bottom:509px;letter-spacing:-0.01px;display:inline;\">(997) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t4c_251\" style=\"left:629px;bottom:509px;letter-spacing:-0.01px;display:inline;\">(1,005) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t4d_251\" style=\"left:739px;bottom:509px;letter-spacing:-0.01px;display:inline;\">n/a </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t4e_251\" style=\"left:817px;bottom:509px;letter-spacing:-0.01px;display:inline;\">n/a </div></td></tr></table><div class=\"t s6_251\" id=\"t4f_251\" style=\"left:91px;bottom:470px;letter-spacing:-0.01px;display:inline;\">Basic earnings per share (in cents) </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_251\" id=\"t4g_251\" style=\"left:491px;bottom:471px;letter-spacing:0.08px;display:inline;\">2023 </div></td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s4_251\" id=\"t4h_251\" style=\"left:588px;bottom:471px;letter-spacing:0.09px;display:inline;\">2022 </div> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s4_251\" id=\"t4i_251\" style=\"left:727px;bottom:471px;letter-spacing:0.08px;display:inline;\">2023 vs 2022 % </div> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_251\" id=\"t4j_251\" style=\"left:579px;bottom:456px;letter-spacing:0.09px;display:inline;\">AER </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_251\" id=\"t4k_251\" style=\"left:657px;bottom:456px;letter-spacing:0.09px;display:inline;\">CER </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_251\" id=\"t4l_251\" style=\"left:739px;bottom:456px;letter-spacing:0.09px;display:inline;\">AER </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_251\" id=\"t4m_251\" style=\"left:817px;bottom:456px;letter-spacing:0.09px;display:inline;\">CER </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_251\" id=\"t4n_251\" style=\"left:415px;bottom:441px;letter-spacing:0.08px;display:inline;\">Note </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_251\" id=\"t4o_251\" style=\"left:482px;bottom:441px;letter-spacing:0.06px;display:inline;\">note (i) </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_251\" id=\"t4p_251\" style=\"left:567px;bottom:441px;letter-spacing:0.06px;display:inline;\">note (i) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_251\" id=\"t4q_251\" style=\"left:645px;bottom:441px;letter-spacing:0.06px;display:inline;\">note (i) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_251\" id=\"t4r_251\" style=\"left:727px;bottom:441px;letter-spacing:0.06px;display:inline;\">note (i) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_251\" id=\"t4s_251\" style=\"left:805px;bottom:441px;letter-spacing:0.06px;display:inline;\">note (i) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t4t_251\" style=\"left:91px;bottom:420px;letter-spacing:-0.01px;display:inline;\">Based on adjusted operating profit, net of tax and non- </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled tcs-selected emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t4u_251\" style=\"left:104px;bottom:405px;letter-spacing:-0.01px;display:inline;\">controlling interest </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t4v_251\" style=\"left:422px;bottom:405px;letter-spacing:-0.01px;display:inline;\">B4 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_251\" id=\"t4w_251\" style=\"left:478px;bottom:405px;letter-spacing:-0.02px;word-spacing:1.09px;display:inline;\">89.0 \u00a2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t4x_251\" style=\"left:562px;bottom:405px;letter-spacing:-0.01px;word-spacing:1.31px;display:inline;\">79.4 \u00a2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t4y_251\" style=\"left:640px;bottom:405px;letter-spacing:-0.01px;word-spacing:1.31px;display:inline;\">78.5 \u00a2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t4z_251\" style=\"left:726px;bottom:405px;letter-spacing:-0.01px;word-spacing:1.31px;display:inline;\">12 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t50_251\" style=\"left:804px;bottom:405px;letter-spacing:-0.01px;word-spacing:1.31px;display:inline;\">13 % </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t51_251\" style=\"left:91px;bottom:385px;letter-spacing:-0.01px;display:inline;\">Based on profit (loss) for the year, net of non- </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t52_251\" style=\"left:104px;bottom:369px;letter-spacing:-0.01px;display:inline;\">controlling interest </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t53_251\" style=\"left:422px;bottom:369px;letter-spacing:-0.01px;display:inline;\">B4 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_251\" id=\"t54_251\" style=\"left:478px;bottom:369px;letter-spacing:-0.02px;word-spacing:1.09px;display:inline;\">62.1 \u00a2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t55_251\" style=\"left:558px;bottom:369px;letter-spacing:-0.01px;display:inline;\">(36.8)\u00a2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t56_251\" style=\"left:635px;bottom:369px;letter-spacing:-0.01px;display:inline;\">(37.0)\u00a2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t57_251\" style=\"left:739px;bottom:369px;letter-spacing:-0.01px;display:inline;\">n/a </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t58_251\" style=\"left:817px;bottom:369px;letter-spacing:-0.01px;display:inline;\">n/a </div></td></tr></table><div class=\"t s8_251\" id=\"t59_251\" style=\"left:87px;bottom:343px;letter-spacing:-0.16px;display:inline;\">Notes </div><div class=\"t s9_251\" id=\"t5a_251\" style=\"left:87px;bottom:331px;letter-spacing:-0.09px;display:inline;\">(i) </div><div class=\"t s9_251\" id=\"t5b_251\" style=\"left:104px;bottom:331px;letter-spacing:-0.12px;display:inline;\">Segment results are attributed to the shareholders of the Group before deducting the amount attributable to the non-controlling interests. This presentation is applied </div><div class=\"t s9_251\" id=\"t5c_251\" style=\"left:104px;bottom:320px;letter-spacing:-0.13px;word-spacing:0.01px;display:inline;\">consistently throughout the document. For definitions of AER and CER refer to note A1. </div><div class=\"t s9_251\" id=\"t5d_251\" style=\"left:87px;bottom:308px;letter-spacing:-0.08px;display:inline;\">(ii) </div><div class=\"t s9_251\" id=\"t5e_251\" style=\"left:104px;bottom:308px;letter-spacing:-0.13px;display:inline;\">The Growth markets and other segment includes non-insurance entities that support the Group\u2019s insurance business and the result for this segment is after deducting the </div><div class=\"t s9_251\" id=\"t5f_251\" style=\"left:104px;bottom:296px;letter-spacing:-0.12px;display:inline;\">corporate taxes arising from the life joint ventures and associates. </div><div class=\"t s9_251\" id=\"t5g_251\" style=\"left:87px;bottom:284px;letter-spacing:-0.08px;display:inline;\">(iii) </div><div class=\"t s9_251\" id=\"t5h_251\" style=\"left:104px;bottom:284px;letter-spacing:-0.13px;display:inline;\">Net investment return and other items includes an adjustment to eliminate intercompany profits as described below. Entities within the Prudential Group can provide </div><div class=\"t s9_251\" id=\"t5i_251\" style=\"left:104px;bottom:273px;letter-spacing:-0.12px;display:inline;\">services to each other, the most significant example being the provision of asset management services by Eastspring to the life entities. If the associated expenses are </div><div class=\"t s9_251\" id=\"t5j_251\" style=\"left:104px;bottom:261px;letter-spacing:-0.13px;display:inline;\">deemed attributable to the entity\u2019s insurance contracts then the costs are included within the estimate of future cashflows when measuring the insurance contract under </div><div class=\"t s9_251\" id=\"t5k_251\" style=\"left:104px;bottom:249px;letter-spacing:-0.13px;display:inline;\">IFRS 17. In the Group\u2019s consolidated accounts, IFRS 17 requires the removal of the intercompany profit from the measurement of the insurance contract. Put another way </div><div class=\"t s9_251\" id=\"t5l_251\" style=\"left:104px;bottom:237px;letter-spacing:-0.12px;display:inline;\">the future cash flows include the cost to the Group (not the insurance entity) of providing the service. In the period that the service is provided the entity undertaking the </div><div class=\"t s9_251\" id=\"t5m_251\" style=\"left:104px;bottom:225px;letter-spacing:-0.12px;word-spacing:-0.02px;display:inline;\">service, for example Eastspring, recognises the profit it earns as part of its results. To avoid any double counting an adjustment is included with the centre\u2019s 'net investment </div><div class=\"t s9_251\" id=\"t5n_251\" style=\"left:104px;bottom:214px;letter-spacing:-0.13px;display:inline;\">return and other item' to remove the benefit already recognised when valuing the insurance contract. </div><div class=\"t s9_251\" id=\"t5o_251\" style=\"left:87px;bottom:202px;letter-spacing:-0.1px;display:inline;\">(iv) </div><div class=\"t s9_251\" id=\"t5p_251\" style=\"left:104px;bottom:202px;letter-spacing:-0.13px;display:inline;\">Corporate expenditure as shown above is for head office functions. </div><div class=\"t s9_251\" id=\"t5q_251\" style=\"left:87px;bottom:190px;letter-spacing:-0.11px;display:inline;\">(v) </div><div class=\"t s9_251\" id=\"t5r_251\" style=\"left:104px;bottom:190px;letter-spacing:-0.13px;display:inline;\">Restructuring and IFRS 17 implementation costs include those incurred in insurance and asset management operations of $(81) million (2022: $(137) million), largely </div><div class=\"t s9_251\" id=\"t5s_251\" style=\"left:104px;bottom:178px;letter-spacing:-0.13px;display:inline;\">comprising the costs of Group-wide projects including the implementation of IFRS 17 (this includes one-off costs associated with embedding IFRS 17), reorganisation </div><div class=\"t s9_251\" id=\"t5t_251\" style=\"left:104px;bottom:167px;letter-spacing:-0.12px;display:inline;\">programmes and initial costs of establishing new business initiatives and operations. </div><div></div><div class=\"t s0_252\" id=\"t1_252\" style=\"left:65px;bottom:1116px;letter-spacing:0.13px;display:inline;\">B1.2 Determining operating segments and performance measure of operating segments </div><div class=\"t s1_252\" id=\"t2_252\" style=\"left:65px;bottom:1097px;letter-spacing:0.14px;display:inline;\">Operating segments </div><div class=\"t s2_252\" id=\"t3_252\" style=\"left:65px;bottom:1082px;letter-spacing:-0.01px;display:inline;\">The Group's operating and reported segments for financial reporting purposes are defined and presented in accordance with IFRS 8 \u2018Operating </div><div class=\"t s2_252\" id=\"t4_252\" style=\"left:65px;bottom:1066px;letter-spacing:-0.01px;display:inline;\">Segments\u2019. There have been no changes to the Group\u2019s operating segments from those reported in the Group\u2019s consolidated financial </div><div class=\"t s2_252\" id=\"t5_252\" style=\"left:65px;bottom:1051px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">statements for the year ended 31 December 2022. </div><div class=\"t s2_252\" id=\"t6_252\" style=\"left:65px;bottom:1023px;letter-spacing:-0.01px;display:inline;\">Operations and transactions which do not form part of any business unit are reported as \u2018Unallocated to a segment\u2019 and generally comprise </div><div class=\"t s2_252\" id=\"t7_252\" style=\"left:65px;bottom:1007px;letter-spacing:-0.01px;display:inline;\">head office functions. </div><div class=\"t s1_252\" id=\"t8_252\" style=\"left:65px;bottom:977px;letter-spacing:0.14px;display:inline;\">Performance measure </div><div class=\"t s2_252\" id=\"t9_252\" style=\"left:65px;bottom:961px;letter-spacing:-0.01px;display:inline;\">The performance measure of operating segments utilised by the Group is IFRS operating profit based on longer-term investment returns </div><div class=\"t s2_252\" id=\"ta_252\" style=\"left:65px;bottom:946px;letter-spacing:-0.01px;display:inline;\">(adjusted operating profit) as described below. This measurement basis distinguishes adjusted operating profit from other constituents of total </div><div class=\"t s2_252\" id=\"tb_252\" style=\"left:65px;bottom:930px;letter-spacing:-0.01px;display:inline;\">profit or loss for the year, including short-term fluctuations in investment returns and gain or loss on corporate transactions. Note B1.1 shows the </div><div class=\"t s2_252\" id=\"tc_252\" style=\"left:65px;bottom:914px;letter-spacing:-0.01px;display:inline;\">reconciliation from adjusted operating profit to total profit (loss) for the year. </div><div class=\"t s2_252\" id=\"td_252\" style=\"left:65px;bottom:887px;letter-spacing:-0.01px;display:inline;\">A comparison of the Group\u2019s 2022 adjusted operating profit under the previous IFRS 4 basis and the IFRS 17 basis is provided below: </div><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_252\" id=\"te_252\" style=\"left:775px;bottom:860px;letter-spacing:0.09px;display:inline;\">2022 $m </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_252\" id=\"tf_252\" style=\"left:69px;bottom:840px;letter-spacing:-0.01px;display:inline;\">IFRS 4 basis adjusted operating profit as previously published </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_252\" id=\"tg_252\" style=\"left:777px;bottom:840px;letter-spacing:-0.01px;display:inline;\">3,375 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_252\" id=\"th_252\" style=\"left:69px;bottom:820px;letter-spacing:-0.01px;display:inline;\">Difference </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_252\" id=\"ti_252\" style=\"left:783px;bottom:820px;letter-spacing:-0.01px;display:inline;\">(653) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_252\" id=\"tj_252\" style=\"left:69px;bottom:801px;letter-spacing:-0.01px;display:inline;\">IFRS 17 basis adjusted operating profit </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_252\" id=\"tk_252\" style=\"left:777px;bottom:801px;letter-spacing:-0.01px;display:inline;\">2,722 </div></td></tr>\n                                        </table><div class=\"t s2_252\" id=\"tl_252\" style=\"left:65px;bottom:766px;letter-spacing:-0.01px;display:inline;\">IFRS 17 adjusted operating profit is circa $650 million lower than under IFRS4 in 2022. This broadly comprises: </div><div class=\"t s5_252\" id=\"tm_252\" style=\"left:65px;bottom:738px;display:inline;\">\u2013 </div><div class=\"t s2_252\" id=\"tn_252\" style=\"left:78px;bottom:738px;letter-spacing:-0.01px;display:inline;\">a circa $200 million reduction from the prohibition of day-one profit recognition from new business under IFRS17; </div><div class=\"t s5_252\" id=\"to_252\" style=\"left:65px;bottom:722px;display:inline;\">\u2013 </div><div class=\"t s2_252\" id=\"tp_252\" style=\"left:78px;bottom:722px;letter-spacing:-0.01px;display:inline;\">a circa $250 million reduction from changes in the subsequent timing of profit recognition, mainly related to differences on protection </div><div class=\"t s2_252\" id=\"tq_252\" style=\"left:78px;bottom:707px;letter-spacing:-0.01px;display:inline;\">products; and </div><div class=\"t s5_252\" id=\"tr_252\" style=\"left:65px;bottom:691px;display:inline;\">\u2013 </div><div class=\"t s2_252\" id=\"ts_252\" style=\"left:78px;bottom:691px;letter-spacing:-0.01px;display:inline;\">a circa $200 million reduction due to a one-off uplift in IFRS4 arising as a result of the adoption of Risk Based Capital in Hong Kong. </div><div class=\"t s1_252\" id=\"tt_252\" style=\"left:65px;bottom:661px;letter-spacing:0.12px;display:inline;\">Determination of adjusted operating profit </div><div class=\"t s6_252\" id=\"tu_252\" style=\"left:65px;bottom:644px;letter-spacing:-0.1px;display:inline;\">(a) </div><div class=\"t s6_252\" id=\"tv_252\" style=\"left:91px;bottom:644px;letter-spacing:-0.12px;word-spacing:-0.05px;display:inline;\">Approach adopted for insurance businesses </div><div class=\"t s2_252\" id=\"tw_252\" style=\"left:65px;bottom:628px;letter-spacing:-0.01px;display:inline;\">The measurement of adjusted operating profit reflects that, for the insurance business, assets and liabilities are held for the longer term. The </div><div class=\"t s2_252\" id=\"tx_252\" style=\"left:65px;bottom:613px;letter-spacing:-0.01px;display:inline;\">Group believes trends in underlying performance are better understood if the effects of short-term fluctuations in market conditions, such as </div><div class=\"t s2_252\" id=\"ty_252\" style=\"left:65px;bottom:597px;letter-spacing:-0.01px;display:inline;\">changes in interest rates or equity markets, are excluded. This concept was previously applied under IFRS 4, but the changing measurement </div><div class=\"t s2_252\" id=\"tz_252\" style=\"left:65px;bottom:582px;letter-spacing:-0.01px;display:inline;\">model under IFRS 17 has impacted how such short-term fluctuations are determined. </div><div class=\"t s2_252\" id=\"t10_252\" style=\"left:65px;bottom:554px;letter-spacing:-0.01px;display:inline;\">The method of allocating profit between operating and non-operating components involves applying longer-term rates of return to the Group\u2019s </div><div class=\"t s2_252\" id=\"t11_252\" style=\"left:65px;bottom:538px;letter-spacing:-0.01px;display:inline;\">assets held by insurance entities (including joint ventures and associates). These longer-term rates of return are not applied when assets and </div><div class=\"t s2_252\" id=\"t12_252\" style=\"left:65px;bottom:523px;letter-spacing:-0.01px;display:inline;\">liabilities move broadly in tandem and hence the effect on profit from short-term market movements is more muted. In summary the Group </div><div class=\"t s2_252\" id=\"t13_252\" style=\"left:65px;bottom:507px;letter-spacing:-0.01px;display:inline;\">applies the following approach when attributing the \u2018net investment result\u2019 between operating and non-operating profit: </div><div class=\"t s5_252\" id=\"t14_252\" style=\"left:65px;bottom:479px;display:inline;\">\u2013 </div><div class=\"t s2_252\" id=\"t15_252\" style=\"left:78px;bottom:479px;letter-spacing:-0.01px;display:inline;\">Returns on investments that meet the definition of an \u2018underlying item\u2019, namely those investments that determine some of the amounts </div><div class=\"t s2_252\" id=\"t16_252\" style=\"left:78px;bottom:464px;letter-spacing:-0.01px;display:inline;\">payable to a policyholder such as assets within unit linked funds or with-profits funds, are recorded in adjusted operating profit on an actual </div><div class=\"t s2_252\" id=\"t17_252\" style=\"left:78px;bottom:448px;letter-spacing:-0.01px;display:inline;\">return basis. The exception is for investments backing the shareholders\u2019 10 per cent share of the estate within the Hong Kong with-profits </div><div class=\"t s2_252\" id=\"t18_252\" style=\"left:78px;bottom:433px;letter-spacing:-0.01px;display:inline;\">fund. Changes in the value of these investments, including those driven by market movements, pass through the income statement with no </div><div class=\"t s2_252\" id=\"t19_252\" style=\"left:78px;bottom:417px;letter-spacing:-0.01px;display:inline;\">liability offset. Consequently adjusted operating profit recognises investment return on a longer-term basis for these assets. </div><div class=\"t s5_252\" id=\"t1a_252\" style=\"left:65px;bottom:401px;display:inline;\">\u2013 </div><div class=\"t s2_252\" id=\"t1b_252\" style=\"left:78px;bottom:401px;letter-spacing:-0.01px;display:inline;\">For insurance contracts measured under the GMM, the impact of market movements on both the non-underlying insurance contract balances </div><div class=\"t s2_252\" id=\"t1c_252\" style=\"left:78px;bottom:386px;letter-spacing:-0.01px;display:inline;\">and the investments they relate to are considered together. Adjusted operating profit allows for the long-term credit spread (net of the </div><div class=\"t s2_252\" id=\"t1d_252\" style=\"left:78px;bottom:370px;letter-spacing:-0.01px;display:inline;\">expected defaults) or long-term equity risk premium on the debt and equity-type instruments respectively. Deducted from this amount is the </div><div class=\"t s2_252\" id=\"t1e_252\" style=\"left:78px;bottom:355px;letter-spacing:-0.01px;display:inline;\">unwind of the illiquidity premium included in the current discount rate for the liabilities. </div><div class=\"t s5_252\" id=\"t1f_252\" style=\"left:65px;bottom:339px;display:inline;\">\u2013 </div><div class=\"t s2_252\" id=\"t1g_252\" style=\"left:78px;bottom:339px;letter-spacing:-0.01px;display:inline;\">Some GMM BEL components are calculated by reference to the investment return of assets, even if the BEL component itself is not considered </div><div class=\"t s2_252\" id=\"t1h_252\" style=\"left:78px;bottom:324px;letter-spacing:-0.01px;display:inline;\">an underlying item, for example the BEL component related to future fee income or a guarantee. In these cases for the purposes of </div><div class=\"t s2_252\" id=\"t1i_252\" style=\"left:78px;bottom:308px;letter-spacing:-0.01px;display:inline;\">determining operating profit, the BEL component is calculated assuming a longer-term investment return and any difference between the </div><div class=\"t s2_252\" id=\"t1j_252\" style=\"left:78px;bottom:292px;letter-spacing:-0.01px;display:inline;\">actual return arising in the period and the longer-term investment return is taken to non-operating profit. There is no impact on the balance </div><div class=\"t s2_252\" id=\"t1k_252\" style=\"left:78px;bottom:277px;letter-spacing:-0.01px;display:inline;\">sheet of this allocation. </div><div class=\"t s5_252\" id=\"t1l_252\" style=\"left:65px;bottom:261px;display:inline;\">\u2013 </div><div class=\"t s2_252\" id=\"t1m_252\" style=\"left:78px;bottom:261px;letter-spacing:-0.01px;display:inline;\">A longer-term rate of return is applied to all other investments held by the Group\u2019s insurance business for the purposes of calculating adjusted </div><div class=\"t s2_252\" id=\"t1n_252\" style=\"left:78px;bottom:246px;letter-spacing:-0.01px;display:inline;\">operating profit. More details on how longer-term rates are determined are set out below. </div><div class=\"t s2_252\" id=\"t1o_252\" style=\"left:65px;bottom:218px;letter-spacing:-0.01px;display:inline;\">The difference between the net investment result recorded in the income statement and the longer-term returns determined using the above </div><div class=\"t s2_252\" id=\"t1p_252\" style=\"left:65px;bottom:202px;letter-spacing:-0.01px;display:inline;\">principles is recorded as \u2018short-term fluctuations in investment returns\u2019 as a component of non-operating profit. </div><div class=\"t s2_252\" id=\"t1q_252\" style=\"left:65px;bottom:174px;letter-spacing:-0.01px;display:inline;\">The \u2018insurance service result\u2019 is recognised in adjusted operating profit in full with the exception of gains or losses that arise from market and </div><div class=\"t s2_252\" id=\"t1r_252\" style=\"left:65px;bottom:159px;letter-spacing:-0.01px;display:inline;\">other related movements on onerous contracts measured under the variable fee approach. If these gains and losses are capable of being offset </div><div class=\"t s2_252\" id=\"t1s_252\" style=\"left:65px;bottom:143px;letter-spacing:-0.01px;display:inline;\">across more than one annual cohort of the same product or fund as applicable, then the adjusted operating profit is determined by amortising </div><div class=\"t s2_252\" id=\"t1t_252\" style=\"left:65px;bottom:128px;letter-spacing:-0.01px;display:inline;\">the net of the future profits and losses on all contracts where profits or losses can be shared. Any difference between this and the insurance </div><div class=\"t s2_252\" id=\"t1u_252\" style=\"left:65px;bottom:112px;letter-spacing:-0.01px;display:inline;\">service results presented in the income statement is classified as part of \u2018short-term fluctuations in investment returns\u2019, a component of non- </div><div class=\"t s2_252\" id=\"t1v_252\" style=\"left:65px;bottom:97px;letter-spacing:-0.01px;display:inline;\">operating profit. </div><div></div><div class=\"t s0_253\" id=\"t1_253\" style=\"left:87px;bottom:1118px;letter-spacing:-0.1px;display:inline;\">(b) </div><div class=\"t s0_253\" id=\"t2_253\" style=\"left:113px;bottom:1118px;letter-spacing:-0.11px;display:inline;\">Determination of longer-term returns </div><div class=\"t s1_253\" id=\"t3_253\" style=\"left:87px;bottom:1102px;letter-spacing:-0.01px;display:inline;\">The longer-term rates of return are estimates of the long-term trend investment returns having regard to past performance, current trends and </div><div class=\"t s1_253\" id=\"t4_253\" style=\"left:87px;bottom:1087px;letter-spacing:-0.01px;display:inline;\">future expectations. These rates are broadly stable from year to year but may be different between regions, reflecting, for example, differing </div><div class=\"t s1_253\" id=\"t5_253\" style=\"left:87px;bottom:1071px;letter-spacing:-0.01px;display:inline;\">expectations of inflation in each business unit. The assumptions are for the returns expected to apply in equilibrium conditions. The assumed </div><div class=\"t s1_253\" id=\"t6_253\" style=\"left:87px;bottom:1055px;letter-spacing:-0.01px;display:inline;\">rates of return do not reflect any cyclical variability in economic performance and are not set by reference to prevailing asset valuations. </div><div class=\"t s1_253\" id=\"t7_253\" style=\"left:87px;bottom:1028px;letter-spacing:-0.01px;display:inline;\">For collective investment schemes that include different types of assets (eg equities and debt securities), weighted assumptions are used </div><div class=\"t s1_253\" id=\"t8_253\" style=\"left:87px;bottom:1012px;letter-spacing:-0.01px;display:inline;\">reflecting the asset mix underlying the relevant fund mandates. </div><div class=\"t s2_253\" id=\"t9_253\" style=\"left:87px;bottom:983px;letter-spacing:-0.11px;display:inline;\">Debt securities and loans </div><div class=\"t s1_253\" id=\"ta_253\" style=\"left:87px;bottom:968px;letter-spacing:-0.01px;display:inline;\">For debt securities and loans, the longer-term rates of return are estimates of the long-term government bond yield, plus the estimated long-term </div><div class=\"t s1_253\" id=\"tb_253\" style=\"left:87px;bottom:952px;letter-spacing:-0.01px;display:inline;\">credit spread over the government bond yield, less an allowance for expected credit losses. The credit spread and credit loss assumptions reflect </div><div class=\"t s1_253\" id=\"tc_253\" style=\"left:87px;bottom:936px;letter-spacing:-0.01px;word-spacing:-0.01px;display:inline;\">the mix of assets by credit rating. Longer-term rates of return range from 2.8 per cent to 8.4 per cent for 2023 (2022: 2.8 per cent to 7.8 per </div><div class=\"t s1_253\" id=\"td_253\" style=\"left:87px;bottom:921px;letter-spacing:-0.01px;display:inline;\">cent). </div><div class=\"t s2_253\" id=\"te_253\" style=\"left:87px;bottom:892px;letter-spacing:-0.11px;display:inline;\">Equity-type securities </div><div class=\"t s1_253\" id=\"tf_253\" style=\"left:87px;bottom:877px;letter-spacing:-0.01px;display:inline;\">For equity-type securities, the longer-term rates of return are estimates of the long-term trend investment returns for income and capital. Longer- </div><div class=\"t s1_253\" id=\"tg_253\" style=\"left:87px;bottom:861px;letter-spacing:-0.01px;display:inline;\">term rates of return range from 8.6 per cent to 15.7 per cent for 2023 and 2022. </div><div class=\"t s2_253\" id=\"th_253\" style=\"left:87px;bottom:832px;letter-spacing:-0.12px;display:inline;\">Derivative value movements </div><div class=\"t s1_253\" id=\"ti_253\" style=\"left:87px;bottom:817px;letter-spacing:-0.01px;display:inline;\">In the case where derivatives change the nature of other invested assets (eg by lengthening the duration of assets, hedging overseas bonds to </div><div class=\"t s1_253\" id=\"tj_253\" style=\"left:87px;bottom:801px;letter-spacing:-0.01px;display:inline;\">the currency of the local liabilities, or by providing synthetic exposure to equities), the longer-term return on those invested assets reflects the </div><div class=\"t s1_253\" id=\"tk_253\" style=\"left:87px;bottom:786px;letter-spacing:-0.01px;display:inline;\">impacts of the derivatives. </div><div class=\"t s0_253\" id=\"tl_253\" style=\"left:87px;bottom:757px;letter-spacing:-0.09px;display:inline;\">(c) </div><div class=\"t s0_253\" id=\"tm_253\" style=\"left:113px;bottom:757px;letter-spacing:-0.12px;display:inline;\">Non-insurance businesses </div><div class=\"t s1_253\" id=\"tn_253\" style=\"left:87px;bottom:741px;letter-spacing:-0.01px;display:inline;\">For these businesses, the determination of adjusted operating profit reflects the underlying economic substance of the arrangements and </div><div class=\"t s1_253\" id=\"to_253\" style=\"left:87px;bottom:726px;letter-spacing:-0.01px;display:inline;\">excludes market related items only where it is expected these will unwind over time. </div><div class=\"t s3_253\" id=\"tp_253\" style=\"left:87px;bottom:695px;letter-spacing:0.12px;display:inline;\">B1.3 Analysis of adjusted operating profit by driver </div><div class=\"t s1_253\" id=\"tq_253\" style=\"left:87px;bottom:680px;letter-spacing:-0.01px;display:inline;\">Management assesses adjusted operating profit by breaking it down into the key components that drive performance each period. This analysis </div><div class=\"t s1_253\" id=\"tr_253\" style=\"left:87px;bottom:664px;letter-spacing:-0.01px;display:inline;\">changes from the previous IFRS 4 driver breakdown as the new IFRS 17 measurement model leads to different drivers being relevant. The new </div><div class=\"t s1_253\" id=\"ts_253\" style=\"left:87px;bottom:648px;letter-spacing:-0.01px;display:inline;\">basis is not directly reconcilable to the old basis. </div><div class=\"t s1_253\" id=\"tt_253\" style=\"left:87px;bottom:621px;letter-spacing:-0.01px;display:inline;\">The table below analyses the Group\u2019s adjusted operating profit into the underlying drivers using the following categories: </div><div class=\"t s4_253\" id=\"tu_253\" style=\"left:87px;bottom:593px;display:inline;\">\u2013 </div><div class=\"t s1_253\" id=\"tv_253\" style=\"left:100px;bottom:593px;letter-spacing:-0.01px;display:inline;\">Adjusted release of CSM, which is net of reinsurance, represents the release from the CSM for the insurance services provided in the period </div><div class=\"t s1_253\" id=\"tw_253\" style=\"left:100px;bottom:577px;letter-spacing:-0.01px;display:inline;\">adjusted for the reduction in CSM release that would occur if gains on profitable contracts were combined with losses on onerous contracts for </div><div class=\"t s1_253\" id=\"tx_253\" style=\"left:100px;bottom:562px;letter-spacing:-0.01px;word-spacing:-0.02px;display:inline;\">those contracts where gains and losses can be shared across cohorts as described in note B1.2. </div><div class=\"t s4_253\" id=\"ty_253\" style=\"left:87px;bottom:546px;display:inline;\">\u2013 </div><div class=\"t s1_253\" id=\"tz_253\" style=\"left:100px;bottom:546px;letter-spacing:-0.01px;display:inline;\">Release of risk adjustment, which is net of reinsurance, represents the amount of risk adjustment recognised in the income statement </div><div class=\"t s1_253\" id=\"t10_253\" style=\"left:100px;bottom:530px;letter-spacing:-0.01px;display:inline;\">representing non-financial risk that expired in the period net of the amount that was assumed to be covered by under any reinsurance </div><div class=\"t s1_253\" id=\"t11_253\" style=\"left:100px;bottom:515px;letter-spacing:-0.01px;display:inline;\">contracts in place. The only difference between the amount shown in the table below and the amount included within Insurance service result </div><div class=\"t s1_253\" id=\"t12_253\" style=\"left:100px;bottom:499px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">on the consolidated income statement and note C3.2 is the amount relating to the Group\u2019s life joint ventures and associates that use the </div><div class=\"t s1_253\" id=\"t13_253\" style=\"left:100px;bottom:484px;letter-spacing:-0.01px;display:inline;\">equity method of accounting. </div><div class=\"t s4_253\" id=\"t14_253\" style=\"left:87px;bottom:468px;display:inline;\">\u2013 </div><div class=\"t s1_253\" id=\"t15_253\" style=\"left:100px;bottom:468px;letter-spacing:-0.01px;display:inline;\">Experience variances represent the difference between the actual amounts incurred or received in the period and that assumed within the best </div><div class=\"t s1_253\" id=\"t16_253\" style=\"left:100px;bottom:452px;letter-spacing:-0.01px;display:inline;\">estimate liability for insurance and reinsurance contracts. It covers items such as claims, attributable expenses and premiums to the extent </div><div class=\"t s1_253\" id=\"t17_253\" style=\"left:100px;bottom:437px;letter-spacing:-0.01px;display:inline;\">that they relate to current or past service. </div><div class=\"t s4_253\" id=\"t18_253\" style=\"left:87px;bottom:421px;display:inline;\">\u2013 </div><div class=\"t s1_253\" id=\"t19_253\" style=\"left:100px;bottom:421px;letter-spacing:-0.01px;display:inline;\">Other insurance service result primarily relates to movements on onerous contracts that impact adjusted operating profit (ie excluding those </div><div class=\"t s1_253\" id=\"t1a_253\" style=\"left:100px;bottom:406px;letter-spacing:-0.01px;word-spacing:-0.02px;display:inline;\">discussed in B1.2). </div><div class=\"t s4_253\" id=\"t1b_253\" style=\"left:87px;bottom:390px;display:inline;\">\u2013 </div><div class=\"t s1_253\" id=\"t1c_253\" style=\"left:100px;bottom:390px;letter-spacing:-0.01px;display:inline;\">Net investment result on longer-term basis comprises the component of the \u2018net investment result\u2019 that has been attributed to adjusted </div><div class=\"t s1_253\" id=\"t1d_253\" style=\"left:100px;bottom:375px;letter-spacing:-0.01px;word-spacing:-0.02px;display:inline;\">operating profit by applying the approach as described in note B1.2. </div><div class=\"t s4_253\" id=\"t1e_253\" style=\"left:87px;bottom:359px;display:inline;\">\u2013 </div><div class=\"t s1_253\" id=\"t1f_253\" style=\"left:100px;bottom:359px;letter-spacing:-0.01px;display:inline;\">Other insurance income and expenditure represent other sources of income and expenses that are not considered to be attributable to </div><div class=\"t s1_253\" id=\"t1g_253\" style=\"left:100px;bottom:343px;letter-spacing:-0.01px;display:inline;\">insurance contracts under IFRS 17. </div><div class=\"t s4_253\" id=\"t1h_253\" style=\"left:87px;bottom:328px;display:inline;\">\u2013 </div><div class=\"t s1_253\" id=\"t1i_253\" style=\"left:100px;bottom:328px;letter-spacing:-0.01px;display:inline;\">Share of related tax charges from joint ventures and associates represents the related tax on the adjusted operating profit of the Group\u2019s life </div><div class=\"t s1_253\" id=\"t1j_253\" style=\"left:100px;bottom:312px;letter-spacing:-0.01px;display:inline;\">joint ventures and associates accounted for using the equity method. Under IFRS, the Group\u2019s share of results from its investments in joint </div><div class=\"t s1_253\" id=\"t1k_253\" style=\"left:100px;bottom:297px;letter-spacing:-0.01px;display:inline;\">ventures and associates accounted for using the equity method is included as a single line in the Group\u2019s profit before tax on a net of related </div><div class=\"t s1_253\" id=\"t1l_253\" style=\"left:100px;bottom:281px;letter-spacing:-0.01px;display:inline;\">tax basis. In the table below, the results of the life joint ventures and associates are analysed by adjusted operating profit drivers and on a pre- </div><div class=\"t s1_253\" id=\"t1m_253\" style=\"left:100px;bottom:265px;letter-spacing:-0.01px;display:inline;\">tax basis, with related tax shown separately in order for the contribution from the life joint ventures and associates to be included in the profit </div><div class=\"t s1_253\" id=\"t1n_253\" style=\"left:100px;bottom:250px;letter-spacing:-0.01px;display:inline;\">driver analysis on a consistent basis with the rest of the insurance business operations. </div><div></div><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_254\" id=\"t1_254\" style=\"left:453px;bottom:1118px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">2023 $m </div></td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s1_254\" id=\"t2_254\" style=\"left:558px;bottom:1118px;letter-spacing:0.09px;display:inline;\">2022 $m </div> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s1_254\" id=\"t3_254\" style=\"left:704px;bottom:1118px;letter-spacing:0.08px;display:inline;\">2023 vs 2022 % </div> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_254\" id=\"t4_254\" style=\"left:556px;bottom:1100px;letter-spacing:0.09px;display:inline;\">AER </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_254\" id=\"t5_254\" style=\"left:634px;bottom:1100px;letter-spacing:0.09px;display:inline;\">CER </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_254\" id=\"t6_254\" style=\"left:717px;bottom:1100px;letter-spacing:0.09px;display:inline;\">AER </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_254\" id=\"t7_254\" style=\"left:795px;bottom:1100px;letter-spacing:0.09px;display:inline;\">CER </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"t8_254\" style=\"left:69px;bottom:1080px;letter-spacing:-0.01px;display:inline;\">Adjusted release of CSM </div> <div class=\"t s3_254\" id=\"t9_254\" style=\"vertical-align: super;left:199px;bottom:1088px;letter-spacing:0.16px;display:inline;\">note (i) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_254\" id=\"ta_254\" style=\"left:455px;bottom:1080px;letter-spacing:-0.02px;display:inline;\">2,205 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"tb_254\" style=\"left:539px;bottom:1080px;letter-spacing:-0.01px;display:inline;\">2,265 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"tc_254\" style=\"left:617px;bottom:1080px;letter-spacing:-0.01px;display:inline;\">2,242 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"td_254\" style=\"left:706px;bottom:1080px;letter-spacing:-0.01px;display:inline;\">(3)% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"te_254\" style=\"left:784px;bottom:1080px;letter-spacing:-0.01px;display:inline;\">(2)% </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"tf_254\" style=\"left:69px;bottom:1061px;letter-spacing:-0.01px;display:inline;\">Release of risk adjustment </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_254\" id=\"tg_254\" style=\"left:465px;bottom:1061px;letter-spacing:-0.02px;display:inline;\">218 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"th_254\" style=\"left:549px;bottom:1061px;letter-spacing:-0.01px;display:inline;\">179 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"ti_254\" style=\"left:626px;bottom:1061px;letter-spacing:-0.01px;display:inline;\">178 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"tj_254\" style=\"left:703px;bottom:1061px;letter-spacing:-0.01px;word-spacing:1.31px;display:inline;\">22 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"tk_254\" style=\"left:781px;bottom:1061px;letter-spacing:-0.01px;word-spacing:1.31px;display:inline;\">22 % </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"tl_254\" style=\"left:69px;bottom:1041px;letter-spacing:-0.01px;display:inline;\">Experience variances </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_254\" id=\"tm_254\" style=\"left:461px;bottom:1041px;letter-spacing:-0.02px;display:inline;\">(118) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"tn_254\" style=\"left:551px;bottom:1041px;display:inline;\">(66) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"to_254\" style=\"left:629px;bottom:1041px;display:inline;\">(62) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"tp_254\" style=\"left:699px;bottom:1041px;letter-spacing:-0.01px;display:inline;\">(79)% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"tq_254\" style=\"left:777px;bottom:1041px;letter-spacing:-0.01px;display:inline;\">(90)% </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"tr_254\" style=\"left:69px;bottom:1022px;letter-spacing:-0.01px;display:inline;\">Other insurance service result </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_254\" id=\"ts_254\" style=\"left:461px;bottom:1022px;letter-spacing:-0.02px;display:inline;\">(109) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"tt_254\" style=\"left:544px;bottom:1022px;letter-spacing:-0.01px;display:inline;\">(204) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"tu_254\" style=\"left:622px;bottom:1022px;letter-spacing:-0.01px;display:inline;\">(195) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"tv_254\" style=\"left:703px;bottom:1022px;letter-spacing:-0.01px;word-spacing:1.31px;display:inline;\">47 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"tw_254\" style=\"left:781px;bottom:1022px;letter-spacing:-0.01px;word-spacing:1.31px;display:inline;\">44 % </div></td></tr><tr><td class=\"tcs-selection-enabled tcs-selected\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_254\" id=\"tx_254\" style=\"left:69px;bottom:1002px;letter-spacing:-0.01px;display:inline;\">Adjusted insurance service result </div> <div class=\"t s5_254\" id=\"ty_254\" style=\"vertical-align: super;left:257px;bottom:1010px;letter-spacing:0.17px;display:inline;\">note (i) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_254\" id=\"tz_254\" style=\"left:455px;bottom:1002px;letter-spacing:-0.02px;display:inline;\">2,196 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"t10_254\" style=\"left:539px;bottom:1002px;letter-spacing:-0.01px;display:inline;\">2,174 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"t11_254\" style=\"left:617px;bottom:1002px;letter-spacing:-0.01px;display:inline;\">2,163 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"t12_254\" style=\"left:710px;bottom:1002px;letter-spacing:-0.01px;word-spacing:1.31px;display:inline;\">1 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"t13_254\" style=\"left:788px;bottom:1002px;letter-spacing:-0.01px;word-spacing:1.31px;display:inline;\">2 % </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"t14_254\" style=\"left:69px;bottom:983px;letter-spacing:-0.01px;display:inline;\">Net investment result on longer-term basis </div> <div class=\"t s3_254\" id=\"t15_254\" style=\"vertical-align: super;left:294px;bottom:991px;letter-spacing:0.15px;display:inline;\">note (ii) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_254\" id=\"t16_254\" style=\"left:455px;bottom:983px;letter-spacing:-0.02px;display:inline;\">1,241 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"t17_254\" style=\"left:539px;bottom:983px;letter-spacing:-0.01px;display:inline;\">1,290 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"t18_254\" style=\"left:617px;bottom:983px;letter-spacing:-0.01px;display:inline;\">1,271 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"t19_254\" style=\"left:706px;bottom:983px;letter-spacing:-0.01px;display:inline;\">(4)% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"t1a_254\" style=\"left:784px;bottom:983px;letter-spacing:-0.01px;display:inline;\">(2)% </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"t1b_254\" style=\"left:69px;bottom:963px;letter-spacing:-0.01px;display:inline;\">Other insurance income and expenditure </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_254\" id=\"t1c_254\" style=\"left:461px;bottom:963px;letter-spacing:-0.02px;display:inline;\">(122) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"t1d_254\" style=\"left:551px;bottom:963px;display:inline;\">(98) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"t1e_254\" style=\"left:622px;bottom:963px;letter-spacing:-0.01px;display:inline;\">(100) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"t1f_254\" style=\"left:699px;bottom:963px;letter-spacing:-0.01px;display:inline;\">(24)% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"t1g_254\" style=\"left:777px;bottom:963px;letter-spacing:-0.01px;display:inline;\">(22)% </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"t1h_254\" style=\"left:69px;bottom:944px;letter-spacing:-0.01px;display:inline;\">Share of related tax charges from joint ventures and associates </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_254\" id=\"t1i_254\" style=\"left:468px;bottom:944px;letter-spacing:-0.02px;display:inline;\">(78) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"t1j_254\" style=\"left:551px;bottom:944px;display:inline;\">(90) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"t1k_254\" style=\"left:629px;bottom:944px;display:inline;\">(85) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"t1l_254\" style=\"left:703px;bottom:944px;letter-spacing:-0.01px;word-spacing:1.31px;display:inline;\">13 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"t1m_254\" style=\"left:788px;bottom:944px;letter-spacing:-0.01px;word-spacing:1.31px;display:inline;\">8 % </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_254\" id=\"t1n_254\" style=\"left:69px;bottom:924px;letter-spacing:-0.01px;display:inline;\">Insurance business </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_254\" id=\"t1o_254\" style=\"left:455px;bottom:924px;letter-spacing:-0.02px;display:inline;\">3,237 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"t1p_254\" style=\"left:539px;bottom:924px;letter-spacing:-0.01px;display:inline;\">3,276 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"t1q_254\" style=\"left:617px;bottom:924px;letter-spacing:-0.01px;display:inline;\">3,249 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"t1r_254\" style=\"left:706px;bottom:924px;letter-spacing:-0.01px;display:inline;\">(1)% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"t1s_254\" style=\"left:788px;bottom:924px;letter-spacing:-0.01px;word-spacing:1.31px;display:inline;\">\u2013 % </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"t1t_254\" style=\"left:69px;bottom:905px;letter-spacing:-0.01px;display:inline;\">Eastspring </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_254\" id=\"t1u_254\" style=\"left:465px;bottom:905px;letter-spacing:-0.02px;display:inline;\">280 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"t1v_254\" style=\"left:549px;bottom:905px;letter-spacing:-0.01px;display:inline;\">260 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"t1w_254\" style=\"left:626px;bottom:905px;letter-spacing:-0.01px;display:inline;\">255 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"t1x_254\" style=\"left:710px;bottom:905px;letter-spacing:-0.01px;word-spacing:1.31px;display:inline;\">8 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"t1y_254\" style=\"left:781px;bottom:905px;letter-spacing:-0.01px;word-spacing:1.31px;display:inline;\">10 % </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"t1z_254\" style=\"left:69px;bottom:885px;letter-spacing:-0.01px;display:inline;\">Other income and expenditure </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_254\" id=\"t20_254\" style=\"left:461px;bottom:885px;letter-spacing:-0.02px;display:inline;\">(423) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"t21_254\" style=\"left:544px;bottom:885px;letter-spacing:-0.01px;display:inline;\">(520) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"t22_254\" style=\"left:622px;bottom:885px;letter-spacing:-0.01px;display:inline;\">(521) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"t23_254\" style=\"left:703px;bottom:885px;letter-spacing:-0.01px;word-spacing:1.31px;display:inline;\">19 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"t24_254\" style=\"left:781px;bottom:885px;letter-spacing:-0.01px;word-spacing:1.31px;display:inline;\">19 % </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"t25_254\" style=\"left:69px;bottom:866px;letter-spacing:-0.01px;display:inline;\">Restructuring and IFRS 17 implementation costs </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_254\" id=\"t26_254\" style=\"left:461px;bottom:866px;letter-spacing:-0.02px;display:inline;\">(201) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"t27_254\" style=\"left:544px;bottom:866px;letter-spacing:-0.01px;display:inline;\">(294) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"t28_254\" style=\"left:622px;bottom:866px;letter-spacing:-0.01px;display:inline;\">(293) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"t29_254\" style=\"left:703px;bottom:866px;letter-spacing:-0.01px;word-spacing:1.31px;display:inline;\">32 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"t2a_254\" style=\"left:781px;bottom:866px;letter-spacing:-0.01px;word-spacing:1.31px;display:inline;\">31 % </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_254\" id=\"t2b_254\" style=\"left:69px;bottom:846px;letter-spacing:-0.01px;display:inline;\">Adjusted operating profit, as reconciled to profit (loss) for </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_254\" id=\"t2c_254\" style=\"left:82px;bottom:830px;letter-spacing:-0.01px;display:inline;\">the year in note B1.1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_254\" id=\"t2d_254\" style=\"left:455px;bottom:830px;letter-spacing:-0.02px;display:inline;\">2,893 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"t2e_254\" style=\"left:539px;bottom:830px;letter-spacing:-0.01px;display:inline;\">2,722 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"t2f_254\" style=\"left:617px;bottom:830px;letter-spacing:-0.01px;display:inline;\">2,690 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"t2g_254\" style=\"left:710px;bottom:830px;letter-spacing:-0.01px;word-spacing:1.31px;display:inline;\">6 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"t2h_254\" style=\"left:788px;bottom:830px;letter-spacing:-0.01px;word-spacing:1.31px;display:inline;\">8 % </div></td></tr>\n                                        </table><div class=\"t s6_254\" id=\"t2i_254\" style=\"left:65px;bottom:804px;letter-spacing:-0.16px;display:inline;\">Notes </div><div class=\"t s7_254\" id=\"t2j_254\" style=\"left:65px;bottom:792px;letter-spacing:-0.09px;display:inline;\">(i) </div><div class=\"t s7_254\" id=\"t2k_254\" style=\"left:82px;bottom:792px;letter-spacing:-0.12px;display:inline;\">The adjusted release of CSM and the adjusted insurance service result are reconciled to the information in the </div><div class=\"t s8_254\" id=\"t2l_254\" style=\"left:556px;bottom:792px;letter-spacing:-0.13px;display:inline;\">Analysis of movements in insurance and reinsurance contract </div><div class=\"t s8_254\" id=\"t2m_254\" style=\"left:82px;bottom:780px;letter-spacing:-0.13px;display:inline;\">balances by measurement component in note C3.2 (excluding joint ventures and associates) and the </div><div class=\"t s7_254\" id=\"t2n_254\" style=\"left:518px;bottom:780px;letter-spacing:-0.13px;display:inline;\">consolidated income statement as follows: </div><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_254\" id=\"t2o_254\" style=\"left:704px;bottom:750px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">2023 $m </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_254\" id=\"t2p_254\" style=\"left:783px;bottom:750px;letter-spacing:0.09px;display:inline;\">2022 $m </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_254\" id=\"t2q_254\" style=\"left:89px;bottom:730px;letter-spacing:-0.01px;display:inline;\">Release of CSM, net of reinsurance as included within Insurance service result on the consolidated </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_254\" id=\"t2r_254\" style=\"left:99px;bottom:714px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">income statement and note C3.2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_254\" id=\"t2s_254\" style=\"left:706px;bottom:714px;letter-spacing:-0.02px;display:inline;\">1,990 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"t2t_254\" style=\"left:785px;bottom:714px;letter-spacing:-0.01px;display:inline;\">2,013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"t2u_254\" style=\"left:86px;bottom:694px;letter-spacing:-0.01px;display:inline;\">Add amounts relating to the Group\u2019s life joint ventures and associates that are accounted for on equity- </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"t2v_254\" style=\"left:99px;bottom:678px;letter-spacing:-0.01px;display:inline;\">method </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_254\" id=\"t2w_254\" style=\"left:716px;bottom:678px;letter-spacing:-0.02px;display:inline;\">218 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"t2x_254\" style=\"left:795px;bottom:678px;letter-spacing:-0.01px;display:inline;\">229 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_254\" id=\"t2y_254\" style=\"left:86px;bottom:659px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">Release of CSM, net of reinsurance as shown in note C3.3 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"t2z_254\" style=\"left:86px;bottom:639px;letter-spacing:-0.01px;display:inline;\">Insurance </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_254\" id=\"t30_254\" style=\"left:706px;bottom:639px;letter-spacing:-0.02px;display:inline;\">2,414 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"t31_254\" style=\"left:785px;bottom:639px;letter-spacing:-0.01px;display:inline;\">2,413 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"t32_254\" style=\"left:86px;bottom:620px;letter-spacing:-0.01px;display:inline;\">Reinsurance </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_254\" id=\"t33_254\" style=\"left:712px;bottom:620px;letter-spacing:-0.02px;display:inline;\">(206) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"t34_254\" style=\"left:791px;bottom:620px;letter-spacing:-0.01px;display:inline;\">(171) </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_254\" id=\"t35_254\" style=\"left:706px;bottom:601px;letter-spacing:-0.02px;display:inline;\">2,208 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"t36_254\" style=\"left:785px;bottom:601px;letter-spacing:-0.01px;display:inline;\">2,242 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"t37_254\" style=\"left:86px;bottom:566px;letter-spacing:-0.01px;display:inline;\">Adjustment to release of CSM for the treatment adopted for adjusted operating profit purposes of combining </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"t38_254\" style=\"left:99px;bottom:551px;letter-spacing:-0.01px;display:inline;\">losses on onerous contracts and gains on profitable contracts that can be shared across more than one </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"t39_254\" style=\"left:99px;bottom:535px;letter-spacing:-0.01px;display:inline;\">annual cohort </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_254\" id=\"t3a_254\" style=\"left:727px;bottom:535px;letter-spacing:-0.02px;display:inline;\">(3) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"t3b_254\" style=\"left:802px;bottom:535px;display:inline;\">23 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_254\" id=\"t3c_254\" style=\"left:86px;bottom:516px;letter-spacing:-0.01px;display:inline;\">Adjusted release of CSM as shown above </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_254\" id=\"t3d_254\" style=\"left:706px;bottom:516px;letter-spacing:-0.02px;display:inline;\">2,205 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"t3e_254\" style=\"left:785px;bottom:516px;letter-spacing:-0.01px;display:inline;\">2,265 </div></td></tr>\n                                        </table><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_254\" id=\"t3f_254\" style=\"left:704px;bottom:462px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">2023 $m </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_254\" id=\"t3g_254\" style=\"left:783px;bottom:462px;letter-spacing:0.09px;display:inline;\">2022 $m </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_254\" id=\"t3h_254\" style=\"left:86px;bottom:441px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">Insurance service result as shown in the consolidated income statement and note C3.2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_254\" id=\"t3i_254\" style=\"left:708px;bottom:441px;letter-spacing:-0.02px;display:inline;\">2,087 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"t3j_254\" style=\"left:787px;bottom:441px;letter-spacing:-0.01px;display:inline;\">2,177 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"t3k_254\" style=\"left:86px;bottom:426px;letter-spacing:-0.01px;display:inline;\">Add amounts relating to the Group\u2019s life joint ventures and associates that are accounted for on equity- </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"t3l_254\" style=\"left:99px;bottom:410px;letter-spacing:-0.01px;display:inline;\">method </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_254\" id=\"t3m_254\" style=\"left:718px;bottom:410px;letter-spacing:-0.02px;display:inline;\">148 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"t3n_254\" style=\"left:796px;bottom:410px;letter-spacing:-0.01px;display:inline;\">112 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_254\" id=\"t3o_254\" style=\"left:86px;bottom:391px;letter-spacing:-0.01px;word-spacing:-0.03px;display:inline;\">Insurance service result as shown in note C3.3 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"t3p_254\" style=\"left:86px;bottom:371px;letter-spacing:-0.01px;display:inline;\">Insurance </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_254\" id=\"t3q_254\" style=\"left:708px;bottom:371px;letter-spacing:-0.02px;display:inline;\">2,424 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"t3r_254\" style=\"left:787px;bottom:371px;letter-spacing:-0.01px;display:inline;\">2,396 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"t3s_254\" style=\"left:86px;bottom:352px;letter-spacing:-0.01px;display:inline;\">Reinsurance </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_254\" id=\"t3t_254\" style=\"left:709px;bottom:352px;letter-spacing:-0.02px;display:inline;\">(189) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"t3u_254\" style=\"left:788px;bottom:352px;letter-spacing:-0.01px;display:inline;\">(107) </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_254\" id=\"t3v_254\" style=\"left:708px;bottom:332px;letter-spacing:-0.02px;display:inline;\">2,235 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"t3w_254\" style=\"left:787px;bottom:332px;letter-spacing:-0.01px;display:inline;\">2,289 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"t3x_254\" style=\"left:86px;bottom:313px;letter-spacing:-0.01px;display:inline;\">Removal of losses or gains from reversal of losses on those onerous contracts that meet the criteria in note </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"t3y_254\" style=\"left:99px;bottom:297px;letter-spacing:-0.01px;display:inline;\">B1.2 less the change to the release of CSM shown above </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_254\" id=\"t3z_254\" style=\"left:725px;bottom:297px;letter-spacing:-0.02px;display:inline;\">68 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"t40_254\" style=\"left:795px;bottom:297px;letter-spacing:-0.01px;display:inline;\">(33) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"t41_254\" style=\"left:86px;bottom:277px;letter-spacing:-0.01px;display:inline;\">Other primarily related to policyholder tax* </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_254\" id=\"t42_254\" style=\"left:709px;bottom:277px;letter-spacing:-0.02px;display:inline;\">(107) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"t43_254\" style=\"left:795px;bottom:277px;letter-spacing:-0.01px;display:inline;\">(82) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_254\" id=\"t44_254\" style=\"left:86px;bottom:258px;letter-spacing:-0.01px;display:inline;\">Adjusted insurance service result as shown above </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_254\" id=\"t45_254\" style=\"left:707px;bottom:258px;letter-spacing:-0.02px;display:inline;\">2,196 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"t46_254\" style=\"left:787px;bottom:258px;letter-spacing:-0.01px;display:inline;\">2,174 </div></td></tr>\n                                        </table><div class=\"t s7_254\" id=\"t47_254\" style=\"left:82px;bottom:232px;display:inline;\">* </div><div class=\"t s7_254\" id=\"t48_254\" style=\"left:100px;bottom:232px;letter-spacing:-0.12px;display:inline;\">Other primarily relates to the revenue recognised to cover the tax charge attributable to policyholders that is included in the insurance service result in the income </div><div class=\"t s7_254\" id=\"t49_254\" style=\"left:100px;bottom:220px;letter-spacing:-0.12px;display:inline;\">statement. This revenue is fully offset by the actual tax charge attributable to policyholders that is included, as required by IAS 12, in the tax line in the income </div><div class=\"t s7_254\" id=\"t4a_254\" style=\"left:100px;bottom:208px;letter-spacing:-0.12px;display:inline;\">statement resulting in no net impact to profit after tax and so have been offset in the analysis of adjusted operating profit. </div><div></div><div class=\"t s0_255\" id=\"t1_255\" style=\"left:87px;bottom:1121px;letter-spacing:-0.08px;display:inline;\">(ii) </div><div class=\"t s0_255\" id=\"t2_255\" style=\"left:104px;bottom:1121px;letter-spacing:-0.12px;display:inline;\">In addition, net investment result on longer-term basis is reconciled to the net investment result in the consolidated income statement as follows: </div><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_255\" id=\"t3_255\" style=\"left:725px;bottom:1103px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">2023 $m </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_255\" id=\"t4_255\" style=\"left:805px;bottom:1103px;letter-spacing:0.09px;display:inline;\">2022 $m </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_255\" id=\"t5_255\" style=\"left:108px;bottom:1083px;letter-spacing:-0.01px;display:inline;\">Net investment result as shown in the consolidated income statement </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_255\" id=\"t6_255\" style=\"left:728px;bottom:1083px;letter-spacing:-0.02px;display:inline;\">1,091 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_255\" id=\"t7_255\" style=\"left:803px;bottom:1083px;letter-spacing:-0.01px;display:inline;\">(1,883) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_255\" id=\"t8_255\" style=\"left:108px;bottom:1064px;letter-spacing:-0.01px;display:inline;\">Remove investment return of non-insurance entities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_255\" id=\"t9_255\" style=\"left:734px;bottom:1064px;letter-spacing:-0.02px;display:inline;\">(142) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_255\" id=\"ta_255\" style=\"left:819px;bottom:1064px;display:inline;\">(53) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_255\" id=\"tb_255\" style=\"left:108px;bottom:1044px;letter-spacing:-0.01px;display:inline;\">Remove short-term fluctuations in investment return included in non-operating profit* </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_255\" id=\"tc_255\" style=\"left:738px;bottom:1044px;letter-spacing:-0.02px;display:inline;\">774 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_255\" id=\"td_255\" style=\"left:807px;bottom:1044px;letter-spacing:-0.01px;display:inline;\">3,420 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_255\" id=\"te_255\" style=\"left:108px;bottom:1025px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Other items* </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_255\" id=\"tf_255\" style=\"left:734px;bottom:1025px;letter-spacing:-0.02px;display:inline;\">(482) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_255\" id=\"tg_255\" style=\"left:812px;bottom:1025px;letter-spacing:-0.01px;display:inline;\">(194) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_255\" id=\"th_255\" style=\"left:108px;bottom:1005px;letter-spacing:-0.01px;display:inline;\">Net investment result on longer-term basis as shown above </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_255\" id=\"ti_255\" style=\"left:728px;bottom:1005px;letter-spacing:-0.02px;display:inline;\">1,241 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_255\" id=\"tj_255\" style=\"left:807px;bottom:1005px;letter-spacing:-0.01px;display:inline;\">1,290 </div></td></tr>\n                                        </table><div class=\"t s0_255\" id=\"tk_255\" style=\"left:104px;bottom:973px;display:inline;\">* </div><div class=\"t s0_255\" id=\"tl_255\" style=\"left:121px;bottom:973px;letter-spacing:-0.12px;display:inline;\">These reconciling line items include the impact from the Group\u2019s life joint ventures and associates. </div><div class=\"t s5_255\" id=\"tm_255\" style=\"left:87px;bottom:943px;letter-spacing:0.14px;display:inline;\">B1.4 Revenue </div><div class=\"t s6_255\" id=\"tn_255\" style=\"left:87px;bottom:928px;letter-spacing:-0.01px;display:inline;\">The Group recognises insurance revenue as it satisfies its performance obligations, ie as it provides services under groups of insurance contracts. </div><div class=\"t s6_255\" id=\"to_255\" style=\"left:87px;bottom:912px;letter-spacing:-0.01px;display:inline;\">The insurance revenue relating to services provided for each period represents the total of the changes in the liability for remaining coverage </div><div class=\"t s6_255\" id=\"tp_255\" style=\"left:87px;bottom:897px;letter-spacing:-0.01px;display:inline;\">that relate to services for which the Group expects to receive consideration and comprises the following items. </div><div class=\"t s7_255\" id=\"tq_255\" style=\"left:87px;bottom:869px;display:inline;\">\u2013 </div><div class=\"t s6_255\" id=\"tr_255\" style=\"left:100px;bottom:869px;letter-spacing:-0.01px;display:inline;\">A release of the CSM, measured based on coverage units; </div><div class=\"t s7_255\" id=\"ts_255\" style=\"left:87px;bottom:853px;display:inline;\">\u2013 </div><div class=\"t s6_255\" id=\"tt_255\" style=\"left:100px;bottom:853px;letter-spacing:-0.01px;display:inline;\">Changes in the risk adjustment for non-financial risk relating to current services; </div><div class=\"t s7_255\" id=\"tu_255\" style=\"left:87px;bottom:838px;display:inline;\">\u2013 </div><div class=\"t s6_255\" id=\"tv_255\" style=\"left:100px;bottom:838px;letter-spacing:-0.01px;display:inline;\">Claims and other insurance service expenses for the period expected at the beginning of the year; and </div><div class=\"t s8_255\" id=\"tw_255\" style=\"left:87px;bottom:822px;display:inline;\">\u2013 </div><div class=\"t s6_255\" id=\"tx_255\" style=\"left:100px;bottom:822px;letter-spacing:-0.01px;display:inline;\">Other amounts include the revenue recognised to cover the tax charge attributable to policyholders and other items, for example experience </div><div class=\"t s6_255\" id=\"ty_255\" style=\"left:100px;bottom:806px;letter-spacing:-0.01px;display:inline;\">adjustments for premium receipts for current or past services. </div><div class=\"t s6_255\" id=\"tz_255\" style=\"left:87px;bottom:791px;letter-spacing:-0.01px;display:inline;\">In addition, the Group allocates a portion of premiums that relate to recovering insurance acquisition cash flows to each period using the same </div><div class=\"t s6_255\" id=\"t10_255\" style=\"left:87px;bottom:775px;letter-spacing:-0.01px;display:inline;\">amortisation factor used to amortise CSM. The Group recognises the allocated amount, adjusted for interest accretion, as insurance revenue and </div><div class=\"t s6_255\" id=\"t11_255\" style=\"left:87px;bottom:760px;letter-spacing:-0.01px;display:inline;\">an equal amount as insurance service expenses. </div><div class=\"t s6_255\" id=\"t12_255\" style=\"left:87px;bottom:732px;letter-spacing:-0.01px;display:inline;\">Non-distinct investment components are excluded from insurance revenue and insurance service expenses. </div><div class=\"t s6_255\" id=\"t13_255\" style=\"left:87px;bottom:704px;letter-spacing:-0.01px;display:inline;\">Policy fees charged on investment contracts without discretionary participation features for asset management and policy administration fees </div><div class=\"t s6_255\" id=\"t14_255\" style=\"left:87px;bottom:689px;letter-spacing:-0.01px;display:inline;\">are recognised when related services are provided. </div><div></div><div class=\"t s0_256_409\" id=\"t1_256_409\" style=\"left:65px;bottom:1116px;letter-spacing:0.11px;display:inline;\">(a) </div><div class=\"t s0_256_409\" id=\"t2_256_409\" style=\"left:91px;bottom:1116px;letter-spacing:0.12px;display:inline;\">Analysis of total revenue by segment </div><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_256_409\" id=\"t3_256_409\" style=\"left:516px;bottom:1099px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">2023 $m </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\" style=\"text-wrap: nowrap;\"><div class=\"t s1_256_409\" id=\"t4_256_409\" style=\"left:340px;bottom:1082px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">Insurance operations </div><div class=\"t s2_256_409\" id=\"t5_256_409\" style=\"vertical-align: super;left:427px;bottom:1088px;letter-spacing:-0.02px;display:inline;\">note (i) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_256_409\" id=\"ta_256_409\" style=\"left:497px;bottom:1065px;letter-spacing:0.08px;display:inline;\">Growth </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_256_409\" id=\"te_256_409\" style=\"left:614px;bottom:1065px;letter-spacing:0.07px;display:inline;\">Inter- </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_256_409\" id=\"tb_256_409\" style=\"left:494px;bottom:1055px;letter-spacing:0.08px;display:inline;\">markets </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_256_409\" id=\"tf_256_409\" style=\"left:603px;bottom:1055px;letter-spacing:0.07px;display:inline;\">segment </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_256_409\" id=\"th_256_409\" style=\"left:671px;bottom:1055px;letter-spacing:0.06px;display:inline;\">Total </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_256_409\" id=\"tj_256_409\" style=\"left:705px;bottom:1055px;letter-spacing:0.07px;display:inline;\">Unallocated </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_256_409\" id=\"t6_256_409\" style=\"left:262px;bottom:1045px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">Hong Kong </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_256_409\" id=\"t7_256_409\" style=\"left:321px;bottom:1045px;letter-spacing:0.08px;display:inline;\">Indonesia </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_256_409\" id=\"t8_256_409\" style=\"left:380px;bottom:1045px;letter-spacing:0.08px;display:inline;\">Malaysia </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_256_409\" id=\"t9_256_409\" style=\"left:430px;bottom:1045px;letter-spacing:0.08px;display:inline;\">Singapore </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_256_409\" id=\"tc_256_409\" style=\"left:487px;bottom:1045px;letter-spacing:0.08px;display:inline;\">and other </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_256_409\" id=\"td_256_409\" style=\"left:539px;bottom:1045px;letter-spacing:0.07px;display:inline;\">Eastspring </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_256_409\" id=\"tg_256_409\" style=\"left:591px;bottom:1045px;letter-spacing:0.07px;display:inline;\">elimination </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_256_409\" id=\"ti_256_409\" style=\"left:658px;bottom:1045px;letter-spacing:0.09px;display:inline;\">segment </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_256_409\" id=\"tk_256_409\" style=\"left:701px;bottom:1045px;letter-spacing:0.08px;display:inline;\">to a segment </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_256_409\" id=\"tl_256_409\" style=\"left:788px;bottom:1045px;letter-spacing:0.07px;display:inline;\">Total </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"tm_256_409\" style=\"left:69px;bottom:1027px;letter-spacing:-0.13px;display:inline;\">Amounts relating to changes in the </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"tn_256_409\" style=\"left:69px;bottom:1014px;letter-spacing:-0.12px;display:inline;\">liability for remaining coverage: </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"to_256_409\" style=\"left:69px;bottom:996px;letter-spacing:-0.12px;display:inline;\">Expected claims and other directly </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"tp_256_409\" style=\"left:69px;bottom:983px;letter-spacing:-0.13px;display:inline;\">attributable expenses </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"tq_256_409\" style=\"left:279px;bottom:983px;letter-spacing:-0.13px;display:inline;\">1,089 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"tr_256_409\" style=\"left:343px;bottom:983px;letter-spacing:-0.13px;display:inline;\">582 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"ts_256_409\" style=\"left:398px;bottom:983px;letter-spacing:-0.13px;display:inline;\">642 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"tt_256_409\" style=\"left:453px;bottom:983px;letter-spacing:-0.13px;display:inline;\">970 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"tu_256_409\" style=\"left:508px;bottom:983px;letter-spacing:-0.13px;display:inline;\">670 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"tv_256_409\" style=\"left:575px;bottom:983px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"tw_256_409\" style=\"left:631px;bottom:983px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"tx_256_409\" style=\"left:665px;bottom:983px;letter-spacing:-0.13px;display:inline;\">3,953 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"ty_256_409\" style=\"left:748px;bottom:983px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"tz_256_409\" style=\"left:782px;bottom:983px;letter-spacing:-0.13px;display:inline;\">3,953 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t10_256_409\" style=\"left:69px;bottom:965px;letter-spacing:-0.13px;display:inline;\">Change in risk adjustment for non- </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t11_256_409\" style=\"left:69px;bottom:952px;letter-spacing:-0.11px;display:inline;\">financial risk </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t12_256_409\" style=\"left:294px;bottom:952px;letter-spacing:-0.11px;display:inline;\">73 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t13_256_409\" style=\"left:349px;bottom:952px;letter-spacing:-0.11px;display:inline;\">35 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t14_256_409\" style=\"left:404px;bottom:952px;letter-spacing:-0.11px;display:inline;\">24 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t15_256_409\" style=\"left:459px;bottom:952px;letter-spacing:-0.11px;display:inline;\">55 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t16_256_409\" style=\"left:514px;bottom:952px;letter-spacing:-0.11px;display:inline;\">41 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t17_256_409\" style=\"left:575px;bottom:952px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t18_256_409\" style=\"left:631px;bottom:952px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t19_256_409\" style=\"left:674px;bottom:952px;letter-spacing:-0.13px;display:inline;\">228 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t1a_256_409\" style=\"left:748px;bottom:952px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t1b_256_409\" style=\"left:791px;bottom:952px;letter-spacing:-0.13px;display:inline;\">228 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t1c_256_409\" style=\"left:69px;bottom:935px;letter-spacing:-0.13px;display:inline;\">Release of CSM for services provided </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t1d_256_409\" style=\"left:288px;bottom:935px;letter-spacing:-0.13px;display:inline;\">787 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t1e_256_409\" style=\"left:343px;bottom:935px;letter-spacing:-0.13px;display:inline;\">187 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t1f_256_409\" style=\"left:398px;bottom:935px;letter-spacing:-0.13px;display:inline;\">203 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t1g_256_409\" style=\"left:453px;bottom:935px;letter-spacing:-0.13px;display:inline;\">478 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t1h_256_409\" style=\"left:508px;bottom:935px;letter-spacing:-0.13px;display:inline;\">538 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t1i_256_409\" style=\"left:575px;bottom:935px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t1j_256_409\" style=\"left:631px;bottom:935px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t1k_256_409\" style=\"left:665px;bottom:935px;letter-spacing:-0.13px;display:inline;\">2,193 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t1l_256_409\" style=\"left:748px;bottom:935px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t1m_256_409\" style=\"left:782px;bottom:935px;letter-spacing:-0.13px;display:inline;\">2,193 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_256_409\" id=\"t1o_256_409\" style=\"left:152px;bottom:924px;letter-spacing:-0.02px;display:inline;\">note (ii) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t1n_256_409\" style=\"left:69px;bottom:918px;letter-spacing:-0.13px;display:inline;\">Other adjustments </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t1p_256_409\" style=\"left:294px;bottom:918px;letter-spacing:-0.11px;display:inline;\">73 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t1q_256_409\" style=\"left:349px;bottom:918px;letter-spacing:-0.11px;display:inline;\">32 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t1r_256_409\" style=\"left:404px;bottom:918px;letter-spacing:-0.11px;display:inline;\">31 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t1s_256_409\" style=\"left:459px;bottom:918px;letter-spacing:-0.11px;display:inline;\">45 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t1t_256_409\" style=\"left:514px;bottom:918px;letter-spacing:-0.11px;display:inline;\">71 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t1u_256_409\" style=\"left:575px;bottom:918px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t1v_256_409\" style=\"left:631px;bottom:918px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t1w_256_409\" style=\"left:674px;bottom:918px;letter-spacing:-0.13px;display:inline;\">252 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t1x_256_409\" style=\"left:748px;bottom:918px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t1y_256_409\" style=\"left:791px;bottom:918px;letter-spacing:-0.13px;display:inline;\">252 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t1z_256_409\" style=\"left:69px;bottom:900px;letter-spacing:-0.12px;display:inline;\">Recovery of insurance acquisition cash </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t20_256_409\" style=\"left:69px;bottom:887px;letter-spacing:-0.13px;display:inline;\">flows </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t21_256_409\" style=\"left:279px;bottom:887px;letter-spacing:-0.13px;display:inline;\">1,207 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t22_256_409\" style=\"left:343px;bottom:887px;letter-spacing:-0.13px;display:inline;\">306 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t23_256_409\" style=\"left:398px;bottom:887px;letter-spacing:-0.13px;display:inline;\">234 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t24_256_409\" style=\"left:453px;bottom:887px;letter-spacing:-0.13px;display:inline;\">435 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t25_256_409\" style=\"left:508px;bottom:887px;letter-spacing:-0.13px;display:inline;\">563 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t26_256_409\" style=\"left:575px;bottom:887px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t27_256_409\" style=\"left:631px;bottom:887px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t28_256_409\" style=\"left:665px;bottom:887px;letter-spacing:-0.13px;display:inline;\">2,745 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t29_256_409\" style=\"left:748px;bottom:887px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t2a_256_409\" style=\"left:782px;bottom:887px;letter-spacing:-0.13px;display:inline;\">2,745 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t2b_256_409\" style=\"left:69px;bottom:870px;letter-spacing:-0.15px;display:inline;\">Insurance revenue </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t2c_256_409\" style=\"left:279px;bottom:870px;letter-spacing:-0.13px;display:inline;\">3,229 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t2d_256_409\" style=\"left:334px;bottom:870px;letter-spacing:-0.13px;display:inline;\">1,142 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t2e_256_409\" style=\"left:389px;bottom:870px;letter-spacing:-0.13px;display:inline;\">1,134 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t2f_256_409\" style=\"left:444px;bottom:870px;letter-spacing:-0.13px;display:inline;\">1,983 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t2g_256_409\" style=\"left:499px;bottom:870px;letter-spacing:-0.13px;display:inline;\">1,883 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t2h_256_409\" style=\"left:575px;bottom:870px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t2i_256_409\" style=\"left:631px;bottom:870px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t2j_256_409\" style=\"left:665px;bottom:870px;letter-spacing:-0.13px;display:inline;\">9,371 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t2k_256_409\" style=\"left:748px;bottom:870px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t2l_256_409\" style=\"left:782px;bottom:870px;letter-spacing:-0.13px;display:inline;\">9,371 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\" style=\"text-wrap: nowrap;\"><div class=\"t s4_256_409\" id=\"t2m_256_409\" style=\"left:69px;bottom:852px;letter-spacing:-0.14px;display:inline;\">Other revenue </div><div class=\"t s6_256_409\" id=\"t2n_256_409\" style=\"vertical-align: super;left:138px;bottom:859px;letter-spacing:-0.02px;display:inline;\">note (iii) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t2o_256_409\" style=\"left:294px;bottom:852px;letter-spacing:-0.11px;display:inline;\">22 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t2p_256_409\" style=\"left:355px;bottom:852px;display:inline;\">4 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t2q_256_409\" style=\"left:410px;bottom:852px;display:inline;\">4 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t2r_256_409\" style=\"left:465px;bottom:852px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t2s_256_409\" style=\"left:514px;bottom:852px;letter-spacing:-0.11px;display:inline;\">39 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t2t_256_409\" style=\"left:563px;bottom:852px;letter-spacing:-0.13px;display:inline;\">299 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t2u_256_409\" style=\"left:631px;bottom:852px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t2v_256_409\" style=\"left:674px;bottom:852px;letter-spacing:-0.13px;display:inline;\">368 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t2w_256_409\" style=\"left:748px;bottom:852px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t2x_256_409\" style=\"left:791px;bottom:852px;letter-spacing:-0.13px;display:inline;\">369 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\" style=\"text-wrap: nowrap;\"><div class=\"t s3_256_409\" id=\"t2y_256_409\" style=\"left:69px;bottom:834px;letter-spacing:-0.13px;display:inline;\">Total revenue from external customers </div><div class=\"t s5_256_409\" id=\"t2z_256_409\" style=\"vertical-align: super;left:237px;bottom:841px;letter-spacing:-0.02px;display:inline;\">note </div><div class=\"t s5_256_409\" id=\"t30_256_409\" style=\"vertical-align: super;left:69px;bottom:828px;letter-spacing:-0.02px;display:inline;\">(iv) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t31_256_409\" style=\"left:279px;bottom:822px;letter-spacing:-0.13px;display:inline;\">3,251 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t32_256_409\" style=\"left:334px;bottom:822px;letter-spacing:-0.13px;display:inline;\">1,146 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t33_256_409\" style=\"left:389px;bottom:822px;letter-spacing:-0.13px;display:inline;\">1,138 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t34_256_409\" style=\"left:444px;bottom:822px;letter-spacing:-0.13px;display:inline;\">1,983 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t35_256_409\" style=\"left:499px;bottom:822px;letter-spacing:-0.13px;display:inline;\">1,922 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t36_256_409\" style=\"left:563px;bottom:822px;letter-spacing:-0.13px;display:inline;\">299 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t37_256_409\" style=\"left:631px;bottom:822px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t38_256_409\" style=\"left:665px;bottom:822px;letter-spacing:-0.13px;display:inline;\">9,739 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t39_256_409\" style=\"left:748px;bottom:822px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t3a_256_409\" style=\"left:782px;bottom:822px;letter-spacing:-0.13px;display:inline;\">9,740 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t3b_256_409\" style=\"left:69px;bottom:804px;letter-spacing:-0.13px;display:inline;\">Intra-group revenue </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t3c_256_409\" style=\"left:300px;bottom:804px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t3d_256_409\" style=\"left:355px;bottom:804px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t3e_256_409\" style=\"left:410px;bottom:804px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t3f_256_409\" style=\"left:465px;bottom:804px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t3g_256_409\" style=\"left:520px;bottom:804px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t3h_256_409\" style=\"left:563px;bottom:804px;letter-spacing:-0.13px;display:inline;\">184 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t3i_256_409\" style=\"left:615px;bottom:804px;letter-spacing:-0.12px;display:inline;\">(184) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t3j_256_409\" style=\"left:686px;bottom:804px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t3k_256_409\" style=\"left:748px;bottom:804px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t3l_256_409\" style=\"left:803px;bottom:804px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t3m_256_409\" style=\"left:69px;bottom:787px;letter-spacing:-0.12px;display:inline;\">Interest income </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t3n_256_409\" style=\"left:279px;bottom:787px;letter-spacing:-0.13px;display:inline;\">1,033 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t3o_256_409\" style=\"left:349px;bottom:787px;letter-spacing:-0.11px;display:inline;\">92 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t3p_256_409\" style=\"left:398px;bottom:787px;letter-spacing:-0.13px;display:inline;\">239 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t3q_256_409\" style=\"left:453px;bottom:787px;letter-spacing:-0.13px;display:inline;\">785 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t3r_256_409\" style=\"left:508px;bottom:787px;letter-spacing:-0.13px;display:inline;\">627 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t3s_256_409\" style=\"left:575px;bottom:787px;display:inline;\">7 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t3t_256_409\" style=\"left:631px;bottom:787px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t3u_256_409\" style=\"left:665px;bottom:787px;letter-spacing:-0.13px;display:inline;\">2,783 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t3v_256_409\" style=\"left:736px;bottom:787px;letter-spacing:-0.13px;display:inline;\">164 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t3w_256_409\" style=\"left:782px;bottom:787px;letter-spacing:-0.13px;display:inline;\">2,947 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t3x_256_409\" style=\"left:69px;bottom:770px;letter-spacing:-0.14px;display:inline;\">Dividend and other investment income </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t3y_256_409\" style=\"left:288px;bottom:770px;letter-spacing:-0.13px;display:inline;\">775 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t3z_256_409\" style=\"left:349px;bottom:770px;letter-spacing:-0.11px;display:inline;\">93 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t40_256_409\" style=\"left:398px;bottom:770px;letter-spacing:-0.13px;display:inline;\">151 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t41_256_409\" style=\"left:453px;bottom:770px;letter-spacing:-0.13px;display:inline;\">528 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t42_256_409\" style=\"left:508px;bottom:770px;letter-spacing:-0.13px;display:inline;\">117 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t43_256_409\" style=\"left:575px;bottom:770px;display:inline;\">3 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t44_256_409\" style=\"left:631px;bottom:770px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t45_256_409\" style=\"left:665px;bottom:770px;letter-spacing:-0.13px;display:inline;\">1,667 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t46_256_409\" style=\"left:748px;bottom:770px;display:inline;\">7 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t47_256_409\" style=\"left:782px;bottom:770px;letter-spacing:-0.13px;display:inline;\">1,674 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t48_256_409\" style=\"left:69px;bottom:753px;letter-spacing:-0.13px;display:inline;\">Investment appreciation (depreciation) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t49_256_409\" style=\"left:279px;bottom:753px;letter-spacing:-0.13px;display:inline;\">2,155 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t4a_256_409\" style=\"left:349px;bottom:753px;letter-spacing:-0.11px;display:inline;\">50 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t4b_256_409\" style=\"left:398px;bottom:753px;letter-spacing:-0.13px;display:inline;\">177 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t4c_256_409\" style=\"left:444px;bottom:753px;letter-spacing:-0.13px;display:inline;\">1,490 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t4d_256_409\" style=\"left:499px;bottom:753px;letter-spacing:-0.13px;display:inline;\">1,309 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t4e_256_409\" style=\"left:575px;bottom:753px;display:inline;\">4 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t4f_256_409\" style=\"left:631px;bottom:753px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t4g_256_409\" style=\"left:666px;bottom:753px;letter-spacing:-0.13px;display:inline;\">5,185 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t4h_256_409\" style=\"left:738px;bottom:753px;letter-spacing:-0.11px;display:inline;\">(43) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t4i_256_409\" style=\"left:782px;bottom:753px;letter-spacing:-0.13px;display:inline;\">5,142 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t4j_256_409\" style=\"left:69px;bottom:736px;letter-spacing:-0.14px;display:inline;\">Investment return </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t4k_256_409\" style=\"left:279px;bottom:736px;letter-spacing:-0.13px;display:inline;\">3,963 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t4l_256_409\" style=\"left:343px;bottom:736px;letter-spacing:-0.13px;display:inline;\">235 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t4m_256_409\" style=\"left:398px;bottom:736px;letter-spacing:-0.13px;display:inline;\">567 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t4n_256_409\" style=\"left:444px;bottom:736px;letter-spacing:-0.13px;display:inline;\">2,803 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t4o_256_409\" style=\"left:499px;bottom:736px;letter-spacing:-0.13px;display:inline;\">2,053 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t4p_256_409\" style=\"left:563px;bottom:736px;letter-spacing:-0.13px;display:inline;\">198 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t4q_256_409\" style=\"left:615px;bottom:736px;letter-spacing:-0.12px;display:inline;\">(184) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t4r_256_409\" style=\"left:666px;bottom:736px;letter-spacing:-0.13px;display:inline;\">9,635 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t4s_256_409\" style=\"left:736px;bottom:736px;letter-spacing:-0.13px;display:inline;\">128 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t4t_256_409\" style=\"left:782px;bottom:736px;letter-spacing:-0.13px;display:inline;\">9,763 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t4u_256_409\" style=\"left:69px;bottom:718px;letter-spacing:-0.14px;display:inline;\">Total revenue </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t4v_256_409\" style=\"left:279px;bottom:718px;letter-spacing:-0.13px;display:inline;\">7,214 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t4w_256_409\" style=\"left:334px;bottom:718px;letter-spacing:-0.13px;display:inline;\">1,381 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t4x_256_409\" style=\"left:389px;bottom:718px;letter-spacing:-0.13px;display:inline;\">1,705 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t4y_256_409\" style=\"left:444px;bottom:718px;letter-spacing:-0.13px;display:inline;\">4,786 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t4z_256_409\" style=\"left:499px;bottom:718px;letter-spacing:-0.13px;display:inline;\">3,975 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t50_256_409\" style=\"left:563px;bottom:718px;letter-spacing:-0.13px;display:inline;\">497 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t51_256_409\" style=\"left:615px;bottom:718px;letter-spacing:-0.12px;display:inline;\">(184) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t52_256_409\" style=\"left:660px;bottom:718px;letter-spacing:-0.13px;display:inline;\">19,374 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t53_256_409\" style=\"left:736px;bottom:718px;letter-spacing:-0.13px;display:inline;\">129 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t54_256_409\" style=\"left:776px;bottom:718px;letter-spacing:-0.13px;display:inline;\">19,503 </div></td></tr>\n                                        </table><table>\n                                            <tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"10\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s7_256_409\" id=\"t55_256_409\" style=\"left:518px;bottom:688px;letter-spacing:0.09px;display:inline;\">2022 $m </div></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_256_409\" id=\"t57_256_409\" style=\"left:427px;bottom:676px;letter-spacing:-0.02px;display:inline;\">note (i) </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"5\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s7_256_409\" id=\"t56_256_409\" style=\"left:347px;bottom:671px;letter-spacing:0.06px;display:inline;\">Insurance operations </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_256_409\" id=\"t5c_256_409\" style=\"left:502px;bottom:655px;letter-spacing:0.07px;display:inline;\">Growth </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_256_409\" id=\"t5g_256_409\" style=\"left:619px;bottom:655px;letter-spacing:0.06px;display:inline;\">Inter- </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_256_409\" id=\"t5d_256_409\" style=\"left:500px;bottom:644px;letter-spacing:0.07px;display:inline;\">markets </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_256_409\" id=\"t5h_256_409\" style=\"left:607px;bottom:644px;letter-spacing:0.07px;display:inline;\">segment </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_256_409\" id=\"t5j_256_409\" style=\"left:675px;bottom:644px;letter-spacing:0.06px;display:inline;\">Total </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_256_409\" id=\"t5l_256_409\" style=\"left:709px;bottom:644px;letter-spacing:0.07px;display:inline;\">Unallocated </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_256_409\" id=\"t58_256_409\" style=\"left:268px;bottom:633px;letter-spacing:0.08px;display:inline;\">Hong Kong </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_256_409\" id=\"t59_256_409\" style=\"left:328px;bottom:633px;letter-spacing:0.07px;display:inline;\">Indonesia </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_256_409\" id=\"t5a_256_409\" style=\"left:386px;bottom:633px;letter-spacing:0.07px;display:inline;\">Malaysia </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_256_409\" id=\"t5b_256_409\" style=\"left:437px;bottom:633px;letter-spacing:0.07px;display:inline;\">Singapore </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_256_409\" id=\"t5e_256_409\" style=\"left:494px;bottom:633px;letter-spacing:0.07px;display:inline;\">and other </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_256_409\" id=\"t5f_256_409\" style=\"left:546px;bottom:633px;letter-spacing:0.07px;display:inline;\">Eastspring </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_256_409\" id=\"t5i_256_409\" style=\"left:598px;bottom:633px;letter-spacing:0.07px;display:inline;\">elimination </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_256_409\" id=\"t5k_256_409\" style=\"left:662px;bottom:633px;letter-spacing:0.08px;display:inline;\">segment </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_256_409\" id=\"t5m_256_409\" style=\"left:705px;bottom:633px;letter-spacing:0.07px;display:inline;\">to a segment </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_256_409\" id=\"t5n_256_409\" style=\"left:790px;bottom:633px;letter-spacing:0.07px;display:inline;\">Total </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t5o_256_409\" style=\"left:69px;bottom:614px;letter-spacing:-0.13px;display:inline;\">Amounts relating to changes in the </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t5p_256_409\" style=\"left:69px;bottom:602px;letter-spacing:-0.12px;display:inline;\">liability for remaining coverage: </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t5q_256_409\" style=\"left:69px;bottom:583px;letter-spacing:-0.12px;display:inline;\">Expected claims and other directly </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t5r_256_409\" style=\"left:69px;bottom:571px;letter-spacing:-0.13px;display:inline;\">attributable expenses </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t5s_256_409\" style=\"left:292px;bottom:571px;letter-spacing:-0.12px;display:inline;\">969 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t5t_256_409\" style=\"left:347px;bottom:571px;letter-spacing:-0.12px;display:inline;\">438 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t5u_256_409\" style=\"left:402px;bottom:571px;letter-spacing:-0.12px;display:inline;\">563 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t5v_256_409\" style=\"left:457px;bottom:571px;letter-spacing:-0.12px;display:inline;\">935 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t5w_256_409\" style=\"left:512px;bottom:571px;letter-spacing:-0.12px;display:inline;\">736 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t5x_256_409\" style=\"left:579px;bottom:571px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t5y_256_409\" style=\"left:634px;bottom:571px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t5z_256_409\" style=\"left:669px;bottom:571px;letter-spacing:-0.12px;display:inline;\">3,641 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t60_256_409\" style=\"left:748px;bottom:571px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t61_256_409\" style=\"left:783px;bottom:571px;letter-spacing:-0.12px;display:inline;\">3,641 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t62_256_409\" style=\"left:69px;bottom:553px;letter-spacing:-0.13px;display:inline;\">Change in risk adjustment for non- </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t63_256_409\" style=\"left:69px;bottom:540px;letter-spacing:-0.11px;display:inline;\">financial risk </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t64_256_409\" style=\"left:297px;bottom:540px;letter-spacing:-0.11px;display:inline;\">53 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t65_256_409\" style=\"left:352px;bottom:540px;letter-spacing:-0.11px;display:inline;\">33 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t66_256_409\" style=\"left:407px;bottom:540px;letter-spacing:-0.11px;display:inline;\">20 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t67_256_409\" style=\"left:462px;bottom:540px;letter-spacing:-0.11px;display:inline;\">33 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t68_256_409\" style=\"left:517px;bottom:540px;letter-spacing:-0.11px;display:inline;\">30 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t69_256_409\" style=\"left:579px;bottom:540px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t6a_256_409\" style=\"left:634px;bottom:540px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t6b_256_409\" style=\"left:677px;bottom:540px;letter-spacing:-0.12px;display:inline;\">169 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t6c_256_409\" style=\"left:748px;bottom:540px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t6d_256_409\" style=\"left:791px;bottom:540px;letter-spacing:-0.12px;display:inline;\">169 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t6e_256_409\" style=\"left:69px;bottom:522px;letter-spacing:-0.13px;display:inline;\">Release of CSM for services provided </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t6f_256_409\" style=\"left:292px;bottom:522px;letter-spacing:-0.12px;display:inline;\">737 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t6g_256_409\" style=\"left:347px;bottom:522px;letter-spacing:-0.12px;display:inline;\">274 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t6h_256_409\" style=\"left:402px;bottom:522px;letter-spacing:-0.12px;display:inline;\">215 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t6i_256_409\" style=\"left:457px;bottom:522px;letter-spacing:-0.12px;display:inline;\">442 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t6j_256_409\" style=\"left:512px;bottom:522px;letter-spacing:-0.12px;display:inline;\">513 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t6k_256_409\" style=\"left:579px;bottom:522px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t6l_256_409\" style=\"left:634px;bottom:522px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t6m_256_409\" style=\"left:669px;bottom:522px;letter-spacing:-0.12px;display:inline;\">2,181 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t6n_256_409\" style=\"left:748px;bottom:522px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t6o_256_409\" style=\"left:783px;bottom:522px;letter-spacing:-0.12px;display:inline;\">2,181 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t6p_256_409\" style=\"left:69px;bottom:505px;letter-spacing:-0.13px;display:inline;\">Other adjustments </div><div class=\"t s5_256_409\" id=\"t6q_256_409\" style=\"vertical-align: super;left:152px;bottom:512px;letter-spacing:-0.02px;display:inline;\">note (ii) </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t6r_256_409\" style=\"left:297px;bottom:505px;letter-spacing:-0.11px;display:inline;\">30 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t6s_256_409\" style=\"left:352px;bottom:505px;letter-spacing:-0.11px;display:inline;\">16 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t6t_256_409\" style=\"left:414px;bottom:505px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t6u_256_409\" style=\"left:462px;bottom:505px;letter-spacing:-0.11px;display:inline;\">27 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t6v_256_409\" style=\"left:517px;bottom:505px;letter-spacing:-0.11px;display:inline;\">32 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t6w_256_409\" style=\"left:579px;bottom:505px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t6x_256_409\" style=\"left:634px;bottom:505px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t6y_256_409\" style=\"left:677px;bottom:505px;letter-spacing:-0.12px;display:inline;\">105 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t6z_256_409\" style=\"left:748px;bottom:505px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t70_256_409\" style=\"left:791px;bottom:505px;letter-spacing:-0.12px;display:inline;\">105 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t71_256_409\" style=\"left:69px;bottom:487px;letter-spacing:-0.12px;display:inline;\">Recovery of insurance acquisition cash </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t72_256_409\" style=\"left:69px;bottom:474px;letter-spacing:-0.13px;display:inline;\">flows </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t73_256_409\" style=\"left:284px;bottom:474px;letter-spacing:-0.12px;display:inline;\">1,051 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t74_256_409\" style=\"left:347px;bottom:474px;letter-spacing:-0.12px;display:inline;\">309 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t75_256_409\" style=\"left:402px;bottom:474px;letter-spacing:-0.12px;display:inline;\">231 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t76_256_409\" style=\"left:457px;bottom:474px;letter-spacing:-0.12px;display:inline;\">378 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t77_256_409\" style=\"left:512px;bottom:474px;letter-spacing:-0.12px;display:inline;\">484 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t78_256_409\" style=\"left:579px;bottom:474px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t79_256_409\" style=\"left:634px;bottom:474px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t7a_256_409\" style=\"left:669px;bottom:474px;letter-spacing:-0.12px;display:inline;\">2,453 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t7b_256_409\" style=\"left:748px;bottom:474px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t7c_256_409\" style=\"left:783px;bottom:474px;letter-spacing:-0.12px;display:inline;\">2,453 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t7d_256_409\" style=\"left:69px;bottom:457px;letter-spacing:-0.15px;display:inline;\">Insurance revenue </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t7e_256_409\" style=\"left:284px;bottom:457px;letter-spacing:-0.12px;display:inline;\">2,840 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t7f_256_409\" style=\"left:339px;bottom:457px;letter-spacing:-0.12px;display:inline;\">1,070 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t7g_256_409\" style=\"left:394px;bottom:457px;letter-spacing:-0.12px;display:inline;\">1,029 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t7h_256_409\" style=\"left:449px;bottom:457px;letter-spacing:-0.12px;display:inline;\">1,815 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t7i_256_409\" style=\"left:504px;bottom:457px;letter-spacing:-0.12px;display:inline;\">1,795 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t7j_256_409\" style=\"left:579px;bottom:457px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t7k_256_409\" style=\"left:634px;bottom:457px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t7l_256_409\" style=\"left:669px;bottom:457px;letter-spacing:-0.12px;display:inline;\">8,549 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t7m_256_409\" style=\"left:748px;bottom:457px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t7n_256_409\" style=\"left:783px;bottom:457px;letter-spacing:-0.12px;display:inline;\">8,549 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t7o_256_409\" style=\"left:69px;bottom:440px;letter-spacing:-0.15px;display:inline;\">Other revenue </div><div class=\"t s6_256_409\" id=\"t7p_256_409\" style=\"vertical-align: super;left:137px;bottom:447px;letter-spacing:-0.02px;display:inline;\">note (iii) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t7q_256_409\" style=\"left:297px;bottom:440px;letter-spacing:-0.11px;display:inline;\">65 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t7r_256_409\" style=\"left:358px;bottom:440px;display:inline;\">6 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t7s_256_409\" style=\"left:414px;bottom:440px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t7t_256_409\" style=\"left:468px;bottom:440px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t7u_256_409\" style=\"left:517px;bottom:440px;letter-spacing:-0.11px;display:inline;\">33 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t7v_256_409\" style=\"left:567px;bottom:440px;letter-spacing:-0.12px;display:inline;\">330 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t7w_256_409\" style=\"left:634px;bottom:440px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t7x_256_409\" style=\"left:677px;bottom:440px;letter-spacing:-0.12px;display:inline;\">435 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t7y_256_409\" style=\"left:748px;bottom:440px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t7z_256_409\" style=\"left:791px;bottom:440px;letter-spacing:-0.12px;display:inline;\">436 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t80_256_409\" style=\"left:69px;bottom:422px;letter-spacing:-0.13px;display:inline;\">Total revenue from external customers </div><div class=\"t s5_256_409\" id=\"t81_256_409\" style=\"vertical-align: super;left:237px;bottom:428px;letter-spacing:-0.02px;display:inline;\">note </div><div class=\"t s5_256_409\" id=\"t82_256_409\" style=\"vertical-align: super;left:69px;bottom:416px;letter-spacing:-0.02px;display:inline;\">(iv) </div></td><td class=\"emptyTDSTag  tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t83_256_409\" style=\"left:284px;bottom:409px;letter-spacing:-0.12px;display:inline;\">2,905 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t84_256_409\" style=\"left:339px;bottom:409px;letter-spacing:-0.12px;display:inline;\">1,076 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t85_256_409\" style=\"left:394px;bottom:409px;letter-spacing:-0.12px;display:inline;\">1,029 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t86_256_409\" style=\"left:449px;bottom:409px;letter-spacing:-0.12px;display:inline;\">1,816 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t87_256_409\" style=\"left:504px;bottom:409px;letter-spacing:-0.12px;display:inline;\">1,828 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t88_256_409\" style=\"left:567px;bottom:409px;letter-spacing:-0.12px;display:inline;\">330 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t89_256_409\" style=\"left:634px;bottom:409px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t8a_256_409\" style=\"left:669px;bottom:409px;letter-spacing:-0.12px;display:inline;\">8,984 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t8b_256_409\" style=\"left:748px;bottom:409px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t8c_256_409\" style=\"left:783px;bottom:409px;letter-spacing:-0.12px;display:inline;\">8,985 </div></td></tr><tr><td class=\"tcs-selection-enabled tcs-selected\" colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t8d_256_409\" style=\"left:69px;bottom:392px;letter-spacing:-0.13px;display:inline;\">Intra-group revenue </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t8e_256_409\" style=\"left:304px;bottom:392px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t8f_256_409\" style=\"left:359px;bottom:392px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t8g_256_409\" style=\"left:414px;bottom:392px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t8h_256_409\" style=\"left:469px;bottom:392px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t8i_256_409\" style=\"left:523px;bottom:392px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t8j_256_409\" style=\"left:567px;bottom:392px;letter-spacing:-0.12px;display:inline;\">199 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t8k_256_409\" style=\"left:618px;bottom:392px;letter-spacing:-0.12px;display:inline;\">(200) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t8l_256_409\" style=\"left:689px;bottom:392px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t8m_256_409\" style=\"left:748px;bottom:392px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t8n_256_409\" style=\"left:803px;bottom:392px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t8o_256_409\" style=\"left:69px;bottom:375px;letter-spacing:-0.12px;display:inline;\">Interest income </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t8p_256_409\" style=\"left:292px;bottom:375px;letter-spacing:-0.12px;display:inline;\">927 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t8q_256_409\" style=\"left:352px;bottom:375px;letter-spacing:-0.11px;display:inline;\">83 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t8r_256_409\" style=\"left:402px;bottom:375px;letter-spacing:-0.12px;display:inline;\">208 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t8s_256_409\" style=\"left:457px;bottom:375px;letter-spacing:-0.12px;display:inline;\">724 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t8t_256_409\" style=\"left:512px;bottom:375px;letter-spacing:-0.12px;display:inline;\">601 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t8u_256_409\" style=\"left:578px;bottom:375px;display:inline;\">4 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t8v_256_409\" style=\"left:634px;bottom:375px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t8w_256_409\" style=\"left:669px;bottom:375px;letter-spacing:-0.12px;display:inline;\">2,547 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t8x_256_409\" style=\"left:742px;bottom:375px;letter-spacing:-0.11px;display:inline;\">50 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t8y_256_409\" style=\"left:783px;bottom:375px;letter-spacing:-0.12px;display:inline;\">2,597 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t8z_256_409\" style=\"left:69px;bottom:357px;letter-spacing:-0.14px;display:inline;\">Dividend and other investment income </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t90_256_409\" style=\"left:292px;bottom:357px;letter-spacing:-0.12px;display:inline;\">689 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t91_256_409\" style=\"left:352px;bottom:357px;letter-spacing:-0.11px;display:inline;\">77 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t92_256_409\" style=\"left:402px;bottom:357px;letter-spacing:-0.12px;display:inline;\">183 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t93_256_409\" style=\"left:457px;bottom:357px;letter-spacing:-0.12px;display:inline;\">576 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t94_256_409\" style=\"left:512px;bottom:357px;letter-spacing:-0.12px;display:inline;\">107 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t95_256_409\" style=\"left:578px;bottom:357px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t96_256_409\" style=\"left:634px;bottom:357px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t97_256_409\" style=\"left:669px;bottom:357px;letter-spacing:-0.12px;display:inline;\">1,633 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t98_256_409\" style=\"left:742px;bottom:357px;letter-spacing:-0.11px;display:inline;\">25 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t99_256_409\" style=\"left:783px;bottom:357px;letter-spacing:-0.12px;display:inline;\">1,658 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t9a_256_409\" style=\"left:69px;bottom:340px;letter-spacing:-0.14px;display:inline;\">Investment depreciation </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t9b_256_409\" style=\"left:275px;bottom:340px;letter-spacing:-0.12px;display:inline;\">(23,615) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t9c_256_409\" style=\"left:349px;bottom:340px;letter-spacing:-0.11px;display:inline;\">(69) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t9d_256_409\" style=\"left:398px;bottom:340px;letter-spacing:-0.12px;display:inline;\">(386) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t9e_256_409\" style=\"left:445px;bottom:340px;letter-spacing:-0.11px;display:inline;\">(6,679) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t9f_256_409\" style=\"left:500px;bottom:340px;letter-spacing:-0.11px;display:inline;\">(2,860) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t9g_256_409\" style=\"left:569px;bottom:340px;letter-spacing:-0.11px;display:inline;\">(21) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t9h_256_409\" style=\"left:634px;bottom:340px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t9i_256_409\" style=\"left:660px;bottom:340px;letter-spacing:-0.12px;display:inline;\">(33,630) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t9j_256_409\" style=\"left:744px;bottom:340px;letter-spacing:-0.09px;display:inline;\">(5) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t9k_256_409\" style=\"left:774px;bottom:340px;letter-spacing:-0.12px;display:inline;\">(33,635) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t9l_256_409\" style=\"left:69px;bottom:323px;letter-spacing:-0.14px;display:inline;\">Investment return </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t9m_256_409\" style=\"left:275px;bottom:323px;letter-spacing:-0.12px;display:inline;\">(21,999) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t9n_256_409\" style=\"left:353px;bottom:323px;letter-spacing:-0.11px;display:inline;\">91 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t9o_256_409\" style=\"left:413px;bottom:323px;display:inline;\">5 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t9p_256_409\" style=\"left:445px;bottom:323px;letter-spacing:-0.11px;display:inline;\">(5,379) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t9q_256_409\" style=\"left:500px;bottom:323px;letter-spacing:-0.11px;display:inline;\">(2,151) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t9r_256_409\" style=\"left:567px;bottom:323px;letter-spacing:-0.12px;display:inline;\">183 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t9s_256_409\" style=\"left:618px;bottom:323px;letter-spacing:-0.12px;display:inline;\">(200) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t9t_256_409\" style=\"left:660px;bottom:323px;letter-spacing:-0.12px;display:inline;\">(29,450) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t9u_256_409\" style=\"left:742px;bottom:323px;letter-spacing:-0.11px;display:inline;\">70 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t9v_256_409\" style=\"left:774px;bottom:323px;letter-spacing:-0.12px;display:inline;\">(29,380) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t9w_256_409\" style=\"left:69px;bottom:306px;letter-spacing:-0.14px;display:inline;\">Total revenue </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t9x_256_409\" style=\"left:275px;bottom:306px;letter-spacing:-0.12px;display:inline;\">(19,094) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t9y_256_409\" style=\"left:339px;bottom:306px;letter-spacing:-0.12px;display:inline;\">1,167 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t9z_256_409\" style=\"left:394px;bottom:306px;letter-spacing:-0.12px;display:inline;\">1,034 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"ta0_256_409\" style=\"left:445px;bottom:306px;letter-spacing:-0.11px;display:inline;\">(3,563) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"ta1_256_409\" style=\"left:508px;bottom:306px;letter-spacing:-0.12px;display:inline;\">(323) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"ta2_256_409\" style=\"left:567px;bottom:306px;letter-spacing:-0.12px;display:inline;\">513 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"ta3_256_409\" style=\"left:618px;bottom:306px;letter-spacing:-0.12px;display:inline;\">(200) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"ta4_256_409\" style=\"left:660px;bottom:306px;letter-spacing:-0.12px;display:inline;\">(20,466) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"ta5_256_409\" style=\"left:742px;bottom:306px;letter-spacing:-0.11px;display:inline;\">71 </div></td><td class=\"cke_table-faked-selection-temp\" colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"ta6_256_409\" style=\"left:774px;bottom:306px;letter-spacing:-0.12px;display:inline;\">(20,395) </div></td></tr>\n                                        </table>\n<div class=\"t s4_256_409\" id=\"ta7_256_409\" style=\"left:65px;bottom:279px;letter-spacing:-0.16px;display:inline;\">Notes </div>\n<div class=\"t s3_256_409\" id=\"ta8_256_409\" style=\"left:65px;bottom:267px;letter-spacing:-0.09px;display:inline;\">(i) </div><div class=\"t s3_256_409\" id=\"ta9_256_409\" style=\"left:82px;bottom:267px;letter-spacing:-0.12px;display:inline;\">The Group\u2019s share of the results from the joint ventures and associates including CPL that are equity accounted for is presented in a single line within the Group\u2019s profit </div>\n<div class=\"t s3_256_409\" id=\"taa_256_409\" style=\"left:82px;bottom:256px;letter-spacing:-0.12px;display:inline;\">before tax on a net of related tax basis, and therefore not shown in the analysis of revenue line items above. </div><div class=\"t s9_256_409\" id=\"tab_256_409\" style=\"left:549px;bottom:256px;letter-spacing:-0.13px;display:inline;\">Revenue from external customers of CPL (Prudential\u2019s share) in </div>\n<div class=\"t s9_256_409\" id=\"tac_256_409\" style=\"left:82px;bottom:244px;letter-spacing:-0.12px;display:inline;\">2023 is $560 million (2022: $595 million). Further financial information on CPL is provided in note D5.3. </div>\n<div class=\"t s3_256_409\" id=\"tad_256_409\" style=\"left:65px;bottom:232px;letter-spacing:-0.08px;display:inline;\">(ii) </div><div class=\"t s3_256_409\" id=\"tae_256_409\" style=\"left:82px;bottom:232px;letter-spacing:-0.13px;display:inline;\">Other adjustments comprise experience adjustment for premium receipts relating to past and current services provided under insurance contracts and insurance revenue </div>\n<div class=\"t s3_256_409\" id=\"taf_256_409\" style=\"left:82px;bottom:220px;letter-spacing:-0.13px;display:inline;\">earned from contracts measured under the PAA as well as the revenue recognised to cover the tax charge attributable to policyholders. </div>\n<div class=\"t s3_256_409\" id=\"tag_256_409\" style=\"left:65px;bottom:209px;letter-spacing:-0.08px;display:inline;\">(iii) </div><div class=\"t s3_256_409\" id=\"tah_256_409\" style=\"left:82px;bottom:209px;letter-spacing:-0.13px;word-spacing:-0.02px;display:inline;\">Other revenue comprises revenue from external customers and consists primarily of revenue from the Group\u2019s asset management business of $299 million (2022: $330 </div>\n<div class=\"t s3_256_409\" id=\"tai_256_409\" style=\"left:82px;bottom:197px;letter-spacing:-0.1px;display:inline;\">million). </div><div class=\"t s9_256_409\" id=\"taj_256_409\" style=\"left:119px;bottom:197px;letter-spacing:-0.13px;display:inline;\">Also included in other revenue is fee income on financial instruments that are not held at FVTPL of $3 million (2022: $2 million). </div>\n<div class=\"t s9_256_409\" id=\"tak_256_409\" style=\"left:65px;bottom:185px;letter-spacing:-0.1px;display:inline;\">(iv) </div><div class=\"t s9_256_409\" id=\"tal_256_409\" style=\"left:82px;bottom:185px;letter-spacing:-0.13px;word-spacing:-0.01px;display:inline;\">Due to the nature of the business of the Group, there is no reliance on any major customers. Of the Group\u2019s markets, other than Hong Kong, Singapore, Indonesia and </div>\nMalaysia as shown above, no individual markets have revenue from external customers that exceeds 10 per cent of the Group total for the years presented.B1.6 Additional segmental analysis of profit after tax <table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_258\" id=\"t1u_258\" style=\"left:696px;bottom:529px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">2023 $m </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_258\" id=\"t1v_258\" style=\"left:775px;bottom:529px;letter-spacing:0.09px;display:inline;\">2022 $m </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_258\" id=\"t1w_258\" style=\"left:69px;bottom:509px;letter-spacing:-0.01px;display:inline;\">CPL </div> <div class=\"t s6_258\" id=\"t1x_258\" style=\"vertical-align: super;left:91px;bottom:516px;letter-spacing:0.2px;display:inline;\">note </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_258\" id=\"t1y_258\" style=\"left:704px;bottom:509px;letter-spacing:-0.02px;display:inline;\">(577) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_258\" id=\"t1z_258\" style=\"left:783px;bottom:509px;letter-spacing:-0.01px;display:inline;\">(345) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_258\" id=\"t20_258\" style=\"left:69px;bottom:489px;letter-spacing:-0.01px;display:inline;\">Hong Kong </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_258\" id=\"t21_258\" style=\"left:708px;bottom:489px;letter-spacing:-0.02px;display:inline;\">976 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_258\" id=\"t22_258\" style=\"left:783px;bottom:489px;letter-spacing:-0.01px;display:inline;\">(742) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_258\" id=\"t23_258\" style=\"left:69px;bottom:470px;letter-spacing:-0.01px;display:inline;\">Indonesia </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_258\" id=\"t24_258\" style=\"left:708px;bottom:470px;letter-spacing:-0.02px;display:inline;\">156 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_258\" id=\"t25_258\" style=\"left:787px;bottom:470px;letter-spacing:-0.01px;display:inline;\">108 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_258\" id=\"t26_258\" style=\"left:69px;bottom:450px;letter-spacing:-0.01px;display:inline;\">Malaysia </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_258\" id=\"t27_258\" style=\"left:708px;bottom:450px;letter-spacing:-0.02px;display:inline;\">257 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_258\" id=\"t28_258\" style=\"left:787px;bottom:450px;letter-spacing:-0.01px;display:inline;\">178 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_258\" id=\"t29_258\" style=\"left:69px;bottom:431px;letter-spacing:-0.01px;display:inline;\">Singapore </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_258\" id=\"t2a_258\" style=\"left:708px;bottom:431px;letter-spacing:-0.02px;display:inline;\">512 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_258\" id=\"t2b_258\" style=\"left:797px;bottom:431px;display:inline;\">(7) </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_258\" id=\"t2c_258\" style=\"left:69px;bottom:411px;letter-spacing:-0.01px;display:inline;\">Growth markets and other </div> <div class=\"t s6_258\" id=\"t2d_258\" style=\"vertical-align: super;left:209px;bottom:419px;letter-spacing:0.2px;display:inline;\">note </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_258\" id=\"t2e_258\" style=\"left:708px;bottom:411px;letter-spacing:-0.02px;display:inline;\">775 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_258\" id=\"t2f_258\" style=\"left:787px;bottom:411px;letter-spacing:-0.01px;display:inline;\">314 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_258\" id=\"t2g_258\" style=\"left:69px;bottom:392px;letter-spacing:-0.01px;display:inline;\">Eastspring </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_258\" id=\"t2h_258\" style=\"left:708px;bottom:392px;letter-spacing:-0.02px;display:inline;\">254 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_258\" id=\"t2i_258\" style=\"left:787px;bottom:392px;letter-spacing:-0.01px;display:inline;\">234 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_258\" id=\"t2j_258\" style=\"left:69px;bottom:372px;letter-spacing:-0.01px;display:inline;\">Total segment </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_258\" id=\"t2k_258\" style=\"left:698px;bottom:372px;letter-spacing:-0.02px;display:inline;\">2,353 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_258\" id=\"t2l_258\" style=\"left:783px;bottom:372px;letter-spacing:-0.01px;display:inline;\">(260) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_258\" id=\"t2m_258\" style=\"left:69px;bottom:353px;letter-spacing:-0.01px;display:inline;\">Unallocated to a segment (central operations) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_258\" id=\"t2n_258\" style=\"left:704px;bottom:353px;letter-spacing:-0.02px;display:inline;\">(641) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_258\" id=\"t2o_258\" style=\"left:783px;bottom:353px;letter-spacing:-0.01px;display:inline;\">(737) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_258\" id=\"t2p_258\" style=\"left:69px;bottom:333px;letter-spacing:-0.01px;display:inline;\">Total profit (loss) after tax </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_258\" id=\"t2q_258\" style=\"left:698px;bottom:333px;letter-spacing:-0.02px;display:inline;\">1,712 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_258\" id=\"t2r_258\" style=\"left:783px;bottom:333px;letter-spacing:-0.01px;display:inline;\">(997) </div></td></tr></table><div class=\"t s7_258\" id=\"t2s_258\" style=\"left:65px;bottom:307px;letter-spacing:-0.17px;display:inline;\">Note </div><div class=\"t sa_258\" id=\"t2t_258\" style=\"left:65px;bottom:295px;letter-spacing:-0.13px;display:inline;\">The Growth markets and other segment comprises all other Asia and Africa insurance businesses alongside other amounts that are not included in the segment profit of an </div><div class=\"t sa_258\" id=\"t2u_258\" style=\"left:65px;bottom:283px;letter-spacing:-0.12px;display:inline;\">individual business unit, including tax on life joint ventures and associates that are accounted for on an equity-method basis. Accordingly, on the segmental analysis of the </div><div class=\"t sa_258\" id=\"t2v_258\" style=\"left:65px;bottom:272px;letter-spacing:-0.12px;display:inline;\">profit after tax basis above, the amount shown for CPL is before tax (with its tax being included in the Growth markets and other segment). The Group's share of CPL's post-tax </div>result was $(366) million (2022: $(275) million).<table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_259\" id=\"t1c_259\" style=\"left:726px;bottom:626px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">2023 $m </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_259\" id=\"t1d_259\" style=\"left:806px;bottom:626px;letter-spacing:0.09px;display:inline;\">2022 $m </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_259\" id=\"t1e_259\" style=\"left:91px;bottom:605px;letter-spacing:-0.01px;display:inline;\">Hong Kong </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_259\" id=\"t1f_259\" style=\"left:746px;bottom:605px;letter-spacing:-0.02px;display:inline;\">42 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_259\" id=\"t1g_259\" style=\"left:825px;bottom:605px;display:inline;\">43 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_259\" id=\"t1h_259\" style=\"left:91px;bottom:586px;letter-spacing:-0.01px;display:inline;\">Indonesia </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_259\" id=\"t1i_259\" style=\"left:746px;bottom:586px;letter-spacing:-0.02px;display:inline;\">11 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_259\" id=\"t1j_259\" style=\"left:825px;bottom:586px;display:inline;\">12 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_259\" id=\"t1k_259\" style=\"left:91px;bottom:567px;letter-spacing:-0.01px;display:inline;\">Malaysia </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_259\" id=\"t1l_259\" style=\"left:746px;bottom:567px;letter-spacing:-0.02px;display:inline;\">21 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_259\" id=\"t1m_259\" style=\"left:825px;bottom:567px;display:inline;\">21 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_259\" id=\"t1n_259\" style=\"left:91px;bottom:547px;letter-spacing:-0.01px;display:inline;\">Singapore </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_259\" id=\"t1o_259\" style=\"left:746px;bottom:547px;letter-spacing:-0.02px;display:inline;\">36 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_259\" id=\"t1p_259\" style=\"left:825px;bottom:547px;display:inline;\">40 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_259\" id=\"t1q_259\" style=\"left:91px;bottom:528px;letter-spacing:-0.01px;display:inline;\">Growth markets and other </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_259\" id=\"t1r_259\" style=\"left:739px;bottom:528px;letter-spacing:-0.02px;display:inline;\">369 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_259\" id=\"t1s_259\" style=\"left:818px;bottom:528px;letter-spacing:-0.01px;display:inline;\">339 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_259\" id=\"t1t_259\" style=\"left:91px;bottom:508px;letter-spacing:-0.01px;display:inline;\">Eastspring </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_259\" id=\"t1u_259\" style=\"left:746px;bottom:508px;letter-spacing:-0.02px;display:inline;\">12 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_259\" id=\"t1v_259\" style=\"left:825px;bottom:508px;display:inline;\">13 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_259\" id=\"t1w_259\" style=\"left:91px;bottom:489px;letter-spacing:-0.01px;display:inline;\">Total segment </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_259\" id=\"t1x_259\" style=\"left:739px;bottom:489px;letter-spacing:-0.02px;display:inline;\">491 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_259\" id=\"t1y_259\" style=\"left:818px;bottom:489px;letter-spacing:-0.01px;display:inline;\">468 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_259\" id=\"t1z_259\" style=\"left:91px;bottom:469px;letter-spacing:-0.01px;display:inline;\">Unallocated to a segment (central operations) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_259\" id=\"t20_259\" style=\"left:746px;bottom:469px;letter-spacing:-0.02px;display:inline;\">33 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_259\" id=\"t21_259\" style=\"left:825px;bottom:469px;display:inline;\">26 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_259\" id=\"t22_259\" style=\"left:91px;bottom:450px;letter-spacing:-0.01px;display:inline;\">Total depreciation and amortisation </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_259\" id=\"t23_259\" style=\"left:739px;bottom:450px;letter-spacing:-0.02px;display:inline;\">524 </div></td><td class=\"cke_table-faked-selection-temp\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_259\" id=\"t24_259\" style=\"left:818px;bottom:450px;letter-spacing:-0.01px;display:inline;\">494 </div></td></tr></table>B3.1 Total tax charge by nature <div class=\"t s3_263\" id=\"tm_263\" style=\"left:87px;bottom:729px;letter-spacing:-0.01px;word-spacing:-0.01px;display:inline;\">The total tax charge in the income statement is as follows: </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_263\" id=\"tn_263\" style=\"left:717px;bottom:698px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">2023 $m </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_263\" id=\"to_263\" style=\"left:797px;bottom:698px;letter-spacing:0.09px;display:inline;\">2022 $m </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_263\" id=\"tp_263\" style=\"left:91px;bottom:677px;letter-spacing:-0.01px;display:inline;\">Hong Kong </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_263\" id=\"tq_263\" style=\"left:725px;bottom:677px;letter-spacing:-0.02px;display:inline;\">(129) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_263\" id=\"tr_263\" style=\"left:804px;bottom:677px;letter-spacing:-0.01px;display:inline;\">(106) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_263\" id=\"ts_263\" style=\"left:91px;bottom:658px;letter-spacing:-0.01px;display:inline;\">Indonesia </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_263\" id=\"tt_263\" style=\"left:733px;bottom:658px;letter-spacing:-0.02px;display:inline;\">(43) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_263\" id=\"tu_263\" style=\"left:811px;bottom:658px;display:inline;\">(27) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_263\" id=\"tv_263\" style=\"left:91px;bottom:638px;letter-spacing:-0.01px;display:inline;\">Malaysia </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_263\" id=\"tw_263\" style=\"left:733px;bottom:638px;letter-spacing:-0.02px;display:inline;\">(98) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_263\" id=\"tx_263\" style=\"left:811px;bottom:638px;display:inline;\">(44) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_263\" id=\"ty_263\" style=\"left:91px;bottom:619px;letter-spacing:-0.01px;display:inline;\">Singapore </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_263\" id=\"tz_263\" style=\"left:725px;bottom:619px;letter-spacing:-0.02px;display:inline;\">(174) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_263\" id=\"t10_263\" style=\"left:811px;bottom:619px;display:inline;\">(61) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_263\" id=\"t11_263\" style=\"left:91px;bottom:599px;letter-spacing:-0.01px;display:inline;\">Growth markets and other </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_263\" id=\"t12_263\" style=\"left:725px;bottom:599px;letter-spacing:-0.02px;display:inline;\">(103) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_263\" id=\"t13_263\" style=\"left:804px;bottom:599px;letter-spacing:-0.01px;display:inline;\">(210) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_263\" id=\"t14_263\" style=\"left:91px;bottom:580px;letter-spacing:-0.01px;display:inline;\">Eastspring </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_263\" id=\"t15_263\" style=\"left:733px;bottom:580px;letter-spacing:-0.02px;display:inline;\">(26) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_263\" id=\"t16_263\" style=\"left:811px;bottom:580px;display:inline;\">(26) </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s3_263\" id=\"t17_263\" style=\"left:91px;bottom:560px;letter-spacing:-0.01px;display:inline;\">Total segment </div> <div class=\"t s7_263\" id=\"t18_263\" style=\"vertical-align: super;left:169px;bottom:568px;letter-spacing:0.16px;display:inline;\">note (i) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_263\" id=\"t19_263\" style=\"left:725px;bottom:560px;letter-spacing:-0.02px;display:inline;\">(573) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_263\" id=\"t1a_263\" style=\"left:804px;bottom:560px;letter-spacing:-0.01px;display:inline;\">(474) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_263\" id=\"t1b_263\" style=\"left:91px;bottom:541px;letter-spacing:-0.01px;display:inline;\">Unallocated to a segment (central operations) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_263\" id=\"t1c_263\" style=\"left:737px;bottom:541px;letter-spacing:-0.02px;display:inline;\">13 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_263\" id=\"t1d_263\" style=\"left:818px;bottom:541px;display:inline;\">(4) </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s6_263\" id=\"t1e_263\" style=\"left:91px;bottom:521px;letter-spacing:-0.01px;display:inline;\">Total tax charge </div> <div class=\"t s8_263\" id=\"t1f_263\" style=\"vertical-align: super;left:187px;bottom:529px;letter-spacing:0.16px;display:inline;\">notes (i)(ii) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_263\" id=\"t1g_263\" style=\"left:725px;bottom:521px;letter-spacing:-0.02px;display:inline;\">(560) </div></td><td class=\"cke_table-faked-selection-temp\" colspan=\"1\" rowspan=\"1\"><div class=\"t s3_263\" id=\"t1h_263\" style=\"left:804px;bottom:521px;letter-spacing:-0.01px;display:inline;\">(478) </div></td></tr></table>(x) <div class=\"t s3_265\" id=\"ti_265\" style=\"left:104px;bottom:929px;letter-spacing:-0.13px;display:inline;\">The actual tax rates of the relevant business operations are shown below: </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"8\" rowspan=\"1\" style=\"text-align: center;\">   <div class=\"t s0_265\" id=\"tj_265\" style=\"left:572px;bottom:911px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">2023 % </div>    </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_265\" id=\"tu_265\" style=\"left:818px;bottom:896px;letter-spacing:0.07px;display:inline;\">Total </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_265\" id=\"to_265\" style=\"left:617px;bottom:886px;letter-spacing:0.09px;display:inline;\">Growth </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_265\" id=\"tv_265\" style=\"left:791px;bottom:886px;letter-spacing:0.06px;display:inline;\">attributable </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_265\" id=\"tp_265\" style=\"left:614px;bottom:876px;letter-spacing:0.08px;display:inline;\">markets </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_265\" id=\"ts_265\" style=\"left:752px;bottom:876px;letter-spacing:0.08px;display:inline;\">Other </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_265\" id=\"tw_265\" style=\"left:830px;bottom:876px;letter-spacing:0.08px;display:inline;\">to </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_265\" id=\"tk_265\" style=\"left:345px;bottom:866px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">Hong Kong </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_265\" id=\"tl_265\" style=\"left:414px;bottom:866px;letter-spacing:0.08px;display:inline;\">Indonesia </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_265\" id=\"tm_265\" style=\"left:482px;bottom:866px;letter-spacing:0.08px;display:inline;\">Malaysia </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_265\" id=\"tn_265\" style=\"left:542px;bottom:866px;letter-spacing:0.08px;display:inline;\">Singapore </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_265\" id=\"tq_265\" style=\"left:607px;bottom:866px;letter-spacing:0.08px;display:inline;\">and other </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_265\" id=\"tr_265\" style=\"left:669px;bottom:866px;letter-spacing:0.07px;display:inline;\">Eastspring </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_265\" id=\"tt_265\" style=\"left:732px;bottom:866px;letter-spacing:0.07px;display:inline;\">operations </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_265\" id=\"tx_265\" style=\"left:788px;bottom:866px;letter-spacing:0.07px;display:inline;\">shareholders </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_265\" id=\"ty_265\" style=\"left:108px;bottom:845px;letter-spacing:-0.01px;display:inline;\">Tax rate on adjusted operating profit </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_265\" id=\"tz_265\" style=\"left:372px;bottom:845px;letter-spacing:-0.02px;word-spacing:1.09px;display:inline;\">7 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_265\" id=\"t10_265\" style=\"left:429px;bottom:845px;letter-spacing:-0.02px;word-spacing:1.09px;display:inline;\">22 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_265\" id=\"t11_265\" style=\"left:493px;bottom:845px;letter-spacing:-0.02px;word-spacing:1.09px;display:inline;\">22 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_265\" id=\"t12_265\" style=\"left:558px;bottom:845px;letter-spacing:-0.02px;word-spacing:1.09px;display:inline;\">16 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_265\" id=\"t13_265\" style=\"left:622px;bottom:845px;letter-spacing:-0.02px;word-spacing:1.09px;display:inline;\">20 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_265\" id=\"t14_265\" style=\"left:693px;bottom:845px;letter-spacing:-0.02px;word-spacing:1.09px;display:inline;\">9 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_265\" id=\"t15_265\" style=\"left:757px;bottom:845px;letter-spacing:-0.02px;word-spacing:1.09px;display:inline;\">2 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_265\" id=\"t16_265\" style=\"left:814px;bottom:845px;letter-spacing:-0.02px;word-spacing:1.09px;display:inline;\">15 % </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_265\" id=\"t17_265\" style=\"left:108px;bottom:826px;letter-spacing:-0.01px;display:inline;\">Tax rate on profit before tax </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_265\" id=\"t18_265\" style=\"left:372px;bottom:826px;letter-spacing:-0.02px;word-spacing:1.09px;display:inline;\">7 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_265\" id=\"t19_265\" style=\"left:429px;bottom:826px;letter-spacing:-0.02px;word-spacing:1.09px;display:inline;\">22 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_265\" id=\"t1a_265\" style=\"left:493px;bottom:826px;letter-spacing:-0.02px;word-spacing:1.09px;display:inline;\">20 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_265\" id=\"t1b_265\" style=\"left:558px;bottom:826px;letter-spacing:-0.02px;word-spacing:1.09px;display:inline;\">16 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_265\" id=\"t1c_265\" style=\"left:622px;bottom:826px;letter-spacing:-0.02px;word-spacing:1.09px;display:inline;\">11 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_265\" id=\"t1d_265\" style=\"left:693px;bottom:826px;letter-spacing:-0.02px;word-spacing:1.09px;display:inline;\">9 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_265\" id=\"t1e_265\" style=\"left:757px;bottom:826px;letter-spacing:-0.02px;word-spacing:1.09px;display:inline;\">2 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_265\" id=\"t1f_265\" style=\"left:814px;bottom:826px;letter-spacing:-0.02px;word-spacing:1.09px;display:inline;\">18 % </div></td></tr></table><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"8\" rowspan=\"1\" style=\"text-align: center;\">   <div class=\"t s4_265\" id=\"t1g_265\" style=\"left:571px;bottom:790px;letter-spacing:0.09px;display:inline;\">2022 % </div>    </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_265\" id=\"t1l_265\" style=\"left:619px;bottom:774px;letter-spacing:0.08px;display:inline;\">Growth </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_265\" id=\"t1r_265\" style=\"left:820px;bottom:774px;letter-spacing:0.07px;display:inline;\">Total </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_265\" id=\"t1m_265\" style=\"left:617px;bottom:763px;letter-spacing:0.07px;display:inline;\">markets </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_265\" id=\"t1p_265\" style=\"left:754px;bottom:763px;letter-spacing:0.07px;display:inline;\">Other </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_265\" id=\"t1s_265\" style=\"left:785px;bottom:763px;letter-spacing:0.06px;display:inline;\">attributable to </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_265\" id=\"t1h_265\" style=\"left:348px;bottom:752px;letter-spacing:0.08px;display:inline;\">Hong Kong </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_265\" id=\"t1i_265\" style=\"left:417px;bottom:752px;letter-spacing:0.07px;display:inline;\">Indonesia </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_265\" id=\"t1j_265\" style=\"left:485px;bottom:752px;letter-spacing:0.07px;display:inline;\">Malaysia </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_265\" id=\"t1k_265\" style=\"left:545px;bottom:752px;letter-spacing:0.07px;display:inline;\">Singapore </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_265\" id=\"t1n_265\" style=\"left:610px;bottom:752px;letter-spacing:0.07px;display:inline;\">and other </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_265\" id=\"t1o_265\" style=\"left:672px;bottom:752px;letter-spacing:0.07px;display:inline;\">Eastspring </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_265\" id=\"t1q_265\" style=\"left:735px;bottom:752px;letter-spacing:0.07px;display:inline;\">operations </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_265\" id=\"t1t_265\" style=\"left:792px;bottom:752px;letter-spacing:0.07px;display:inline;\">shareholders </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_265\" id=\"t1u_265\" style=\"left:108px;bottom:731px;letter-spacing:-0.01px;display:inline;\">Tax rate on adjusted operating profit </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_265\" id=\"t1v_265\" style=\"left:369px;bottom:731px;letter-spacing:-0.01px;word-spacing:1.31px;display:inline;\">4 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_265\" id=\"t1w_265\" style=\"left:426px;bottom:731px;letter-spacing:-0.01px;word-spacing:1.31px;display:inline;\">19 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_265\" id=\"t1x_265\" style=\"left:490px;bottom:731px;letter-spacing:-0.01px;word-spacing:1.31px;display:inline;\">26 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_265\" id=\"t1y_265\" style=\"left:554px;bottom:731px;letter-spacing:-0.01px;word-spacing:1.31px;display:inline;\">16 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_265\" id=\"t1z_265\" style=\"left:618px;bottom:731px;letter-spacing:-0.01px;word-spacing:1.31px;display:inline;\">33 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_265\" id=\"t20_265\" style=\"left:682px;bottom:731px;letter-spacing:-0.01px;word-spacing:1.31px;display:inline;\">10 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_265\" id=\"t21_265\" style=\"left:754px;bottom:731px;letter-spacing:-0.01px;word-spacing:1.31px;display:inline;\">0 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_265\" id=\"t22_265\" style=\"left:811px;bottom:731px;letter-spacing:-0.01px;word-spacing:1.31px;display:inline;\">20 % </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_265\" id=\"t23_265\" style=\"left:108px;bottom:712px;letter-spacing:-0.01px;display:inline;\">Tax rate on profit before tax </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_265\" id=\"t24_265\" style=\"left:364px;bottom:712px;letter-spacing:-0.01px;display:inline;\">(7)% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_265\" id=\"t25_265\" style=\"left:426px;bottom:712px;letter-spacing:-0.01px;word-spacing:1.31px;display:inline;\">16 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_265\" id=\"t26_265\" style=\"left:490px;bottom:712px;letter-spacing:-0.01px;word-spacing:1.31px;display:inline;\">25 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_265\" id=\"t27_265\" style=\"left:554px;bottom:712px;letter-spacing:-0.01px;word-spacing:1.31px;display:inline;\">63 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_265\" id=\"t28_265\" style=\"left:618px;bottom:712px;letter-spacing:-0.01px;word-spacing:1.31px;display:inline;\">40 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_265\" id=\"t29_265\" style=\"left:682px;bottom:712px;letter-spacing:-0.01px;word-spacing:1.31px;display:inline;\">10 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_265\" id=\"t2a_265\" style=\"left:749px;bottom:712px;letter-spacing:-0.01px;display:inline;\">(1)% </div></td><td class=\"cke_table-faked-selection-temp\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_265\" id=\"t2b_265\" style=\"left:806px;bottom:712px;letter-spacing:-0.01px;display:inline;\">(55)% </div></td></tr></table>The majority of the CSM on transition on insurance contracts under MRA arises from CPL while the majority of the CSM on transition under FVA <div class=\"t s4_287\" id=\"t2u_287\" style=\"left:87px;bottom:737px;letter-spacing:-0.01px;display:inline;\">arises from the Hong Kong and Singapore businesses. </div><div class=\"t s4_287\" id=\"t2v_287\" style=\"left:87px;bottom:709px;letter-spacing:-0.01px;display:inline;\">The transition approach adopted by the Group\u2019s main business segments for the different cohorts of their insurance contracts is summarised in </div><div class=\"t s4_287\" id=\"t2w_287\" style=\"left:87px;bottom:693px;letter-spacing:-0.01px;display:inline;\">the table below. The overlap between approaches reflects the fact that the approaches used vary by insurance contract portfolio and year of </div><div class=\"t s4_287\" id=\"t2x_287\" style=\"left:87px;bottom:678px;letter-spacing:-0.01px;display:inline;\">issue (cohort). </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_287\" id=\"t2y_287\" style=\"left:604px;bottom:649px;letter-spacing:0.09px;display:inline;\">FRA </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_287\" id=\"t2z_287\" style=\"left:686px;bottom:649px;letter-spacing:0.11px;display:inline;\">MRA </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_287\" id=\"t30_287\" style=\"left:825px;bottom:649px;letter-spacing:0.09px;display:inline;\">FVA </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_287\" id=\"t31_287\" style=\"left:594px;bottom:632px;letter-spacing:0.06px;display:inline;\">Cohort </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_287\" id=\"t32_287\" style=\"left:678px;bottom:632px;letter-spacing:0.07px;display:inline;\">Cohort </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_287\" id=\"t33_287\" style=\"left:815px;bottom:632px;letter-spacing:0.06px;display:inline;\">Cohort </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t34_287\" style=\"left:91px;bottom:612px;letter-spacing:-0.01px;display:inline;\">CPL </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t35_287\" style=\"left:601px;bottom:612px;letter-spacing:-0.01px;display:inline;\">n/a </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t36_287\" style=\"left:635px;bottom:612px;letter-spacing:-0.01px;display:inline;\">2016 \u2013 2021 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t37_287\" style=\"left:793px;bottom:612px;letter-spacing:-0.01px;display:inline;\">Pre 2016 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t38_287\" style=\"left:91px;bottom:592px;letter-spacing:-0.01px;display:inline;\">Hong Kong </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t39_287\" style=\"left:551px;bottom:592px;letter-spacing:-0.01px;display:inline;\">2010 \u2013 2021 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t3a_287\" style=\"left:686px;bottom:592px;letter-spacing:-0.01px;display:inline;\">n/a </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t3b_287\" style=\"left:793px;bottom:592px;letter-spacing:-0.01px;display:inline;\">Pre 2010 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t3c_287\" style=\"left:91px;bottom:573px;letter-spacing:-0.01px;display:inline;\">Singapore </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t3d_287\" style=\"left:551px;bottom:573px;letter-spacing:-0.01px;display:inline;\">2009 \u2013 2021 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t3e_287\" style=\"left:686px;bottom:573px;letter-spacing:-0.01px;display:inline;\">n/a </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t3f_287\" style=\"left:793px;bottom:573px;letter-spacing:-0.01px;display:inline;\">Pre 2009 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t3g_287\" style=\"left:91px;bottom:553px;letter-spacing:-0.01px;display:inline;\">Malaysia </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t3h_287\" style=\"left:551px;bottom:553px;letter-spacing:-0.01px;display:inline;\">2010 \u2013 2021 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t3m_287\" style=\"left:638px;bottom:553px;letter-spacing:-0.01px;display:inline;\">2000 - 2009 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t3o_287\" style=\"left:793px;bottom:553px;letter-spacing:-0.01px;display:inline;\">Pre 1999 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t3i_287\" style=\"left:554px;bottom:538px;letter-spacing:-0.01px;display:inline;\">(Unit-linked) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t3n_287\" style=\"left:638px;bottom:538px;letter-spacing:-0.01px;display:inline;\">(Unit-linked) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t3p_287\" style=\"left:775px;bottom:537px;letter-spacing:-0.01px;display:inline;\">(Unit-linked) </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t3j_287\" style=\"left:559px;bottom:522px;letter-spacing:-0.01px;display:inline;\">2010-2021 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t3q_287\" style=\"left:792px;bottom:522px;letter-spacing:-0.01px;display:inline;\">Pre-2009 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t3k_287\" style=\"left:592px;bottom:507px;letter-spacing:-0.01px;display:inline;\">(Non </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t3r_287\" style=\"left:739px;bottom:506px;letter-spacing:-0.01px;display:inline;\">(Non-participating) </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t3l_287\" style=\"left:548px;bottom:491px;letter-spacing:-0.01px;display:inline;\">Participating) </div></td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t3s_287\" style=\"left:792px;bottom:491px;letter-spacing:-0.01px;display:inline;\">Pre-2021 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t3t_287\" style=\"left:802px;bottom:475px;letter-spacing:-0.01px;display:inline;\">(Other) </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t3u_287\" style=\"left:91px;bottom:456px;letter-spacing:-0.01px;display:inline;\">Indonesia </div> <div class=\"t s7_287\" id=\"t3v_287\" style=\"vertical-align: super;left:146px;bottom:464px;letter-spacing:0.16px;display:inline;\">note (i) </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t3w_287\" style=\"left:551px;bottom:456px;letter-spacing:-0.01px;display:inline;\">2010 \u2013 2021 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t3x_287\" style=\"left:635px;bottom:456px;letter-spacing:-0.01px;display:inline;\">2007 \u2013 2009 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t3y_287\" style=\"left:793px;bottom:456px;letter-spacing:-0.01px;display:inline;\">Pre 2007 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t3z_287\" style=\"left:91px;bottom:436px;letter-spacing:-0.01px;display:inline;\">Growth markets and other </div> <div class=\"t s7_287\" id=\"t40_287\" style=\"vertical-align: super;left:231px;bottom:444px;letter-spacing:0.15px;display:inline;\">note (ii) </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t41_287\" style=\"left:573px;bottom:436px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">See note </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t42_287\" style=\"left:658px;bottom:436px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">See note </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t43_287\" style=\"left:794px;bottom:436px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">See note </div></td></tr></table><div class=\"t s8_287\" id=\"t44_287\" style=\"left:87px;bottom:410px;letter-spacing:-0.16px;display:inline;\">Notes </div><div class=\"t s6_287\" id=\"t45_287\" style=\"left:87px;bottom:398px;letter-spacing:-0.09px;display:inline;\">(i) </div><div class=\"t s6_287\" id=\"t46_287\" style=\"left:104px;bottom:398px;letter-spacing:-0.12px;display:inline;\">The cohorts shown are in respect of Indonesia\u2019s unit-linked portfolios. </div><div class=\"t s6_287\" id=\"t47_287\" style=\"left:87px;bottom:386px;letter-spacing:-0.08px;display:inline;\">(ii) </div><div class=\"t s6_287\" id=\"t48_287\" style=\"left:104px;bottom:386px;letter-spacing:-0.13px;display:inline;\">CSM on transition for Growth markets primarily arises from Vietnam, Taiwan and the Philippines. Vietnam has applied the FRA for cohorts from 2013 \u2013 2021, MRA for </div><div class=\"t s6_287\" id=\"t49_287\" style=\"left:104px;bottom:375px;letter-spacing:-0.13px;display:inline;\">cohorts from 2008 \u2013 2012 and FVA for cohorts prior to 2013. Taiwan and the Philippines have applied the FRA for cohorts from 2010 \u2013 2021 and FVA for all cohorts prior to </div>2010. (c) <div class=\"t s6_288\" id=\"t2y_288\" style=\"left:91px;bottom:725px;letter-spacing:0.12px;display:inline;\">Additional analysis of insurance and reinsurance contract balances by segment </div><div class=\"t s3_288\" id=\"t2z_288\" style=\"left:65px;bottom:709px;letter-spacing:-0.01px;display:inline;\">The table below provides an analysis of portfolio of insurance and reinsurance contract balances, excluding assets for insurance acquisition cash </div><div class=\"t s3_288\" id=\"t30_288\" style=\"left:65px;bottom:693px;letter-spacing:-0.01px;display:inline;\">flows, by segment. The balances presented include Group\u2019s share of insurance contract balances relating to the life business of CPL, India and </div><div class=\"t s3_288\" id=\"t31_288\" style=\"left:65px;bottom:678px;letter-spacing:-0.01px;display:inline;\">Takaful business in Malaysia, which are accounted for on an equity method in the consolidated statement of financial position. </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"4\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s0_288\" id=\"t32_288\" style=\"left:436px;bottom:649px;letter-spacing:0.07px;display:inline;\">Insurance $m </div>  </td><td colspan=\"4\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s0_288\" id=\"t33_288\" style=\"left:675px;bottom:649px;letter-spacing:0.07px;display:inline;\">Reinsurance $m </div>  </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_288\" id=\"t34_288\" style=\"left:386px;bottom:632px;letter-spacing:0.08px;display:inline;\">BEL </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_288\" id=\"t35_288\" style=\"left:449px;bottom:632px;letter-spacing:0.09px;display:inline;\">RA </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_288\" id=\"t36_288\" style=\"left:502px;bottom:632px;letter-spacing:0.1px;display:inline;\">CSM </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_288\" id=\"t37_288\" style=\"left:559px;bottom:632px;letter-spacing:0.07px;display:inline;\">Total </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_288\" id=\"t38_288\" style=\"left:629px;bottom:632px;letter-spacing:0.08px;display:inline;\">BEL </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_288\" id=\"t39_288\" style=\"left:692px;bottom:632px;letter-spacing:0.09px;display:inline;\">RA </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_288\" id=\"t3a_288\" style=\"left:744px;bottom:632px;letter-spacing:0.1px;display:inline;\">CSM </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_288\" id=\"t3b_288\" style=\"left:802px;bottom:632px;letter-spacing:0.07px;display:inline;\">Total </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t3c_288\" style=\"left:69px;bottom:612px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">As at 31 Dec 2023 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t3d_288\" style=\"left:69px;bottom:592px;letter-spacing:-0.01px;display:inline;\">CPL </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t3e_288\" style=\"left:356px;bottom:592px;letter-spacing:-0.02px;display:inline;\">13,029 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t3f_288\" style=\"left:433px;bottom:592px;letter-spacing:-0.02px;display:inline;\">152 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t3g_288\" style=\"left:483px;bottom:592px;letter-spacing:-0.02px;word-spacing:7.07px;display:inline;\">1,652  14,833 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t3h_288\" style=\"left:631px;bottom:592px;display:inline;\">4 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t3i_288\" style=\"left:686px;bottom:592px;letter-spacing:-0.02px;display:inline;\">(3) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t3j_288\" style=\"left:739px;bottom:592px;letter-spacing:-0.02px;display:inline;\">(22) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t3k_288\" style=\"left:798px;bottom:592px;letter-spacing:-0.02px;display:inline;\">(21) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t3l_288\" style=\"left:69px;bottom:573px;letter-spacing:-0.01px;display:inline;\">Hong Kong </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t3m_288\" style=\"left:356px;bottom:573px;letter-spacing:-0.02px;display:inline;\">60,761 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t3n_288\" style=\"left:433px;bottom:573px;letter-spacing:-0.02px;display:inline;\">776 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t3o_288\" style=\"left:483px;bottom:573px;letter-spacing:-0.02px;word-spacing:7.07px;display:inline;\">8,536  70,073 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t3p_288\" style=\"left:619px;bottom:573px;letter-spacing:-0.02px;display:inline;\">(44) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t3q_288\" style=\"left:683px;bottom:573px;letter-spacing:-0.02px;display:inline;\">84 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t3r_288\" style=\"left:721px;bottom:573px;letter-spacing:-0.02px;display:inline;\">(1,429) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t3s_288\" style=\"left:781px;bottom:573px;letter-spacing:-0.02px;display:inline;\">(1,389) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t3t_288\" style=\"left:69px;bottom:553px;letter-spacing:-0.01px;display:inline;\">Indonesia </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t3u_288\" style=\"left:363px;bottom:553px;letter-spacing:-0.02px;display:inline;\">2,197 </div></td><td class=\"tcs-selection-enabled tcs-selected\" colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t3v_288\" style=\"left:433px;bottom:553px;letter-spacing:-0.02px;display:inline;\">206 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t3w_288\" style=\"left:493px;bottom:553px;letter-spacing:-0.02px;display:inline;\">739 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t3x_288\" style=\"left:542px;bottom:553px;letter-spacing:-0.02px;display:inline;\">3,142 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t3y_288\" style=\"left:624px;bottom:553px;letter-spacing:-0.02px;display:inline;\">22 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t3z_288\" style=\"left:686px;bottom:553px;letter-spacing:-0.02px;display:inline;\">(7) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t40_288\" style=\"left:746px;bottom:553px;letter-spacing:-0.02px;display:inline;\">(6) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t41_288\" style=\"left:810px;bottom:553px;display:inline;\">9 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t42_288\" style=\"left:69px;bottom:534px;letter-spacing:-0.19px;display:inline;\">Malaysia </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t43_288\" style=\"left:363px;bottom:534px;letter-spacing:-0.02px;display:inline;\">5,910 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t44_288\" style=\"left:433px;bottom:534px;letter-spacing:-0.02px;display:inline;\">357 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t45_288\" style=\"left:483px;bottom:534px;letter-spacing:-0.02px;display:inline;\">2,127 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t46_288\" style=\"left:542px;bottom:534px;letter-spacing:-0.02px;display:inline;\">8,394 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t47_288\" style=\"left:624px;bottom:534px;letter-spacing:-0.02px;display:inline;\">26 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t48_288\" style=\"left:686px;bottom:534px;letter-spacing:-0.02px;display:inline;\">(7) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t49_288\" style=\"left:750px;bottom:534px;display:inline;\">6 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t4a_288\" style=\"left:802px;bottom:534px;letter-spacing:-0.02px;display:inline;\">25 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t4b_288\" style=\"left:69px;bottom:514px;letter-spacing:-0.01px;display:inline;\">Singapore </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t4c_288\" style=\"left:356px;bottom:514px;letter-spacing:-0.02px;display:inline;\">31,770 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t4d_288\" style=\"left:433px;bottom:514px;letter-spacing:-0.02px;display:inline;\">687 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t4e_288\" style=\"left:483px;bottom:514px;letter-spacing:-0.02px;word-spacing:7.07px;display:inline;\">4,962  37,419 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t4f_288\" style=\"left:612px;bottom:514px;letter-spacing:-0.02px;display:inline;\">(146) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t4g_288\" style=\"left:690px;bottom:514px;display:inline;\">3 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t4h_288\" style=\"left:736px;bottom:514px;letter-spacing:-0.02px;display:inline;\">149 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t4i_288\" style=\"left:810px;bottom:514px;display:inline;\">6 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t4j_288\" style=\"left:69px;bottom:495px;letter-spacing:-0.01px;display:inline;\">Growth markets and other </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t4k_288\" style=\"left:356px;bottom:495px;letter-spacing:-0.02px;display:inline;\">22,008 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t4l_288\" style=\"left:433px;bottom:495px;letter-spacing:-0.02px;display:inline;\">421 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t4m_288\" style=\"left:483px;bottom:495px;letter-spacing:-0.02px;word-spacing:7.07px;display:inline;\">4,336  26,765 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t4n_288\" style=\"left:624px;bottom:495px;letter-spacing:-0.02px;display:inline;\">45 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t4o_288\" style=\"left:679px;bottom:495px;letter-spacing:-0.02px;display:inline;\">(27) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t4p_288\" style=\"left:739px;bottom:495px;letter-spacing:-0.02px;display:inline;\">(38) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t4q_288\" style=\"left:798px;bottom:495px;letter-spacing:-0.02px;display:inline;\">(20) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t4r_288\" style=\"left:69px;bottom:475px;letter-spacing:-0.01px;display:inline;\">Total insurance segments </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t4s_288\" style=\"left:349px;bottom:475px;letter-spacing:-0.02px;display:inline;\">135,675 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t4t_288\" style=\"left:423px;bottom:475px;letter-spacing:-0.02px;word-spacing:5.25px;display:inline;\">2,599  22,352  160,626 </div></td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t4u_288\" style=\"left:619px;bottom:475px;letter-spacing:-0.02px;display:inline;\">(93) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t4v_288\" style=\"left:683px;bottom:475px;letter-spacing:-0.02px;display:inline;\">43 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t4w_288\" style=\"left:721px;bottom:475px;letter-spacing:-0.02px;display:inline;\">(1,340) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t4x_288\" style=\"left:781px;bottom:475px;letter-spacing:-0.02px;display:inline;\">(1,390) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t4y_288\" style=\"left:69px;bottom:436px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">As at 31 Dec 2022 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t4z_288\" style=\"left:69px;bottom:417px;letter-spacing:-0.01px;display:inline;\">CPL </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t50_288\" style=\"left:358px;bottom:417px;letter-spacing:-0.01px;display:inline;\">10,989 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t51_288\" style=\"left:434px;bottom:417px;letter-spacing:-0.01px;display:inline;\">149 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t52_288\" style=\"left:484px;bottom:417px;letter-spacing:-0.01px;display:inline;\">1,699 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t53_288\" style=\"left:536px;bottom:417px;letter-spacing:-0.01px;display:inline;\">12,837 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t54_288\" style=\"left:631px;bottom:417px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t55_288\" style=\"left:687px;bottom:417px;display:inline;\">(3) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t56_288\" style=\"left:739px;bottom:417px;display:inline;\">(21) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t57_288\" style=\"left:799px;bottom:417px;display:inline;\">(22) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t58_288\" style=\"left:69px;bottom:397px;letter-spacing:-0.01px;display:inline;\">Hong Kong </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t59_288\" style=\"left:358px;bottom:397px;letter-spacing:-0.01px;display:inline;\">54,347 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t5a_288\" style=\"left:434px;bottom:397px;letter-spacing:-0.01px;display:inline;\">482 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t5b_288\" style=\"left:484px;bottom:397px;letter-spacing:-0.01px;display:inline;\">7,857 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t5c_288\" style=\"left:536px;bottom:397px;letter-spacing:-0.01px;display:inline;\">62,686 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t5d_288\" style=\"left:617px;bottom:397px;letter-spacing:-0.01px;display:inline;\">465 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t5e_288\" style=\"left:684px;bottom:397px;letter-spacing:-0.01px;display:inline;\">17 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t5f_288\" style=\"left:723px;bottom:397px;letter-spacing:-0.01px;display:inline;\">(1,405) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t5g_288\" style=\"left:792px;bottom:397px;letter-spacing:-0.01px;display:inline;\">(923) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t5h_288\" style=\"left:69px;bottom:378px;letter-spacing:-0.01px;display:inline;\">Indonesia </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t5i_288\" style=\"left:365px;bottom:378px;letter-spacing:-0.01px;display:inline;\">2,032 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t5j_288\" style=\"left:434px;bottom:378px;letter-spacing:-0.01px;display:inline;\">199 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t5k_288\" style=\"left:484px;bottom:378px;letter-spacing:-0.01px;display:inline;\">1,046 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t5l_288\" style=\"left:543px;bottom:378px;letter-spacing:-0.01px;display:inline;\">3,277 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t5m_288\" style=\"left:631px;bottom:378px;display:inline;\">8 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t5n_288\" style=\"left:686px;bottom:378px;display:inline;\">(3) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t5o_288\" style=\"left:751px;bottom:378px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t5p_288\" style=\"left:810px;bottom:378px;display:inline;\">5 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t5q_288\" style=\"left:69px;bottom:358px;letter-spacing:-0.01px;display:inline;\">Malaysia </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t5r_288\" style=\"left:365px;bottom:358px;letter-spacing:-0.01px;display:inline;\">5,452 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t5s_288\" style=\"left:434px;bottom:358px;letter-spacing:-0.01px;display:inline;\">334 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t5t_288\" style=\"left:484px;bottom:358px;letter-spacing:-0.01px;display:inline;\">2,241 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t5u_288\" style=\"left:543px;bottom:358px;letter-spacing:-0.01px;display:inline;\">8,027 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t5v_288\" style=\"left:624px;bottom:358px;letter-spacing:-0.01px;display:inline;\">31 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t5w_288\" style=\"left:686px;bottom:358px;display:inline;\">(7) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t5x_288\" style=\"left:746px;bottom:358px;display:inline;\">(2) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t5y_288\" style=\"left:803px;bottom:358px;display:inline;\">22 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t5z_288\" style=\"left:69px;bottom:339px;letter-spacing:-0.01px;display:inline;\">Singapore </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t60_288\" style=\"left:358px;bottom:339px;letter-spacing:-0.01px;display:inline;\">28,752 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t61_288\" style=\"left:434px;bottom:339px;letter-spacing:-0.01px;display:inline;\">629 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t62_288\" style=\"left:484px;bottom:339px;letter-spacing:-0.01px;display:inline;\">4,522 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t63_288\" style=\"left:536px;bottom:339px;letter-spacing:-0.01px;display:inline;\">33,903 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t64_288\" style=\"left:624px;bottom:339px;letter-spacing:-0.01px;display:inline;\">40 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t65_288\" style=\"left:686px;bottom:339px;display:inline;\">(3) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t66_288\" style=\"left:736px;bottom:339px;letter-spacing:-0.01px;display:inline;\">141 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t67_288\" style=\"left:796px;bottom:339px;letter-spacing:-0.01px;display:inline;\">178 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t68_288\" style=\"left:69px;bottom:319px;letter-spacing:-0.01px;display:inline;\">Growth markets and other </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t69_288\" style=\"left:358px;bottom:319px;letter-spacing:-0.01px;display:inline;\">19,163 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t6a_288\" style=\"left:434px;bottom:319px;letter-spacing:-0.01px;display:inline;\">371 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t6b_288\" style=\"left:484px;bottom:319px;letter-spacing:-0.01px;display:inline;\">3,939 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t6c_288\" style=\"left:536px;bottom:319px;letter-spacing:-0.01px;display:inline;\">23,473 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t6d_288\" style=\"left:627px;bottom:319px;display:inline;\">(5) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t6e_288\" style=\"left:679px;bottom:319px;display:inline;\">(27) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t6f_288\" style=\"left:739px;bottom:319px;display:inline;\">(28) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t6g_288\" style=\"left:799px;bottom:319px;display:inline;\">(60) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t6h_288\" style=\"left:69px;bottom:300px;letter-spacing:-0.01px;display:inline;\">Total insurance segments </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t6i_288\" style=\"left:351px;bottom:300px;letter-spacing:-0.01px;display:inline;\">120,735 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t6j_288\" style=\"left:424px;bottom:300px;letter-spacing:-0.01px;display:inline;\">2,164 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t6k_288\" style=\"left:477px;bottom:300px;letter-spacing:-0.01px;word-spacing:4.65px;display:inline;\">21,304  144,203 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t6l_288\" style=\"left:617px;bottom:300px;letter-spacing:-0.01px;display:inline;\">541 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t6m_288\" style=\"left:679px;bottom:300px;display:inline;\">(26) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t6n_288\" style=\"left:722px;bottom:300px;letter-spacing:-0.01px;display:inline;\">(1,315) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t6o_288\" style=\"left:792px;bottom:300px;letter-spacing:-0.01px;display:inline;\">(800) </div></td></tr></table><div></div><div class=\"t s0_289\" id=\"t1_289\" style=\"left:87px;bottom:1118px;letter-spacing:-0.12px;display:inline;\">Summarised movement analysis of insurance and reinsurance contract balances by segment </div><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"7\" rowspan=\"1\" style=\"text-align: center;\">   <div class=\"t s1_289\" id=\"t2_289\" style=\"left:610px;bottom:1089px;letter-spacing:0.07px;display:inline;\">Insurance $m </div>   </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_289\" id=\"t8_289\" style=\"left:755px;bottom:1073px;letter-spacing:0.07px;display:inline;\">Growth </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_289\" id=\"tb_289\" style=\"left:824px;bottom:1073px;letter-spacing:0.06px;display:inline;\">Total </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_289\" id=\"t9_289\" style=\"left:736px;bottom:1062px;letter-spacing:0.07px;display:inline;\">markets and </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_289\" id=\"tc_289\" style=\"left:807px;bottom:1062px;letter-spacing:0.06px;display:inline;\">insurance </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_289\" id=\"t3_289\" style=\"left:468px;bottom:1051px;letter-spacing:0.08px;display:inline;\">CPL </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_289\" id=\"t4_289\" style=\"left:500px;bottom:1051px;letter-spacing:0.08px;display:inline;\">Hong Kong </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_289\" id=\"t5_289\" style=\"left:564px;bottom:1051px;letter-spacing:0.07px;display:inline;\">Indonesia </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_289\" id=\"t6_289\" style=\"left:627px;bottom:1051px;letter-spacing:0.07px;display:inline;\">Malaysia </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_289\" id=\"t7_289\" style=\"left:684px;bottom:1051px;letter-spacing:0.07px;display:inline;\">Singapore </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_289\" id=\"ta_289\" style=\"left:762px;bottom:1051px;letter-spacing:0.07px;display:inline;\">other </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_289\" id=\"td_289\" style=\"left:807px;bottom:1051px;letter-spacing:0.08px;display:inline;\">segments </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"te_289\" style=\"left:91px;bottom:1031px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Net opening balance at 1 Jan 2022 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"tf_289\" style=\"left:440px;bottom:1031px;letter-spacing:-0.01px;display:inline;\">11,273 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"tg_289\" style=\"left:500px;bottom:1031px;letter-spacing:-0.01px;display:inline;\">80,186 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"th_289\" style=\"left:566px;bottom:1031px;letter-spacing:-0.01px;display:inline;\">3,720 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"ti_289\" style=\"left:626px;bottom:1031px;letter-spacing:-0.01px;display:inline;\">8,342 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"tj_289\" style=\"left:680px;bottom:1031px;letter-spacing:-0.01px;display:inline;\">36,643 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"tk_289\" style=\"left:740px;bottom:1031px;letter-spacing:-0.01px;word-spacing:5.22px;display:inline;\">26,380  166,544 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"tl_289\" style=\"left:91px;bottom:1011px;letter-spacing:-0.01px;display:inline;\">Insurance service result </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"tm_289\" style=\"left:459px;bottom:1011px;display:inline;\">(73) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"tn_289\" style=\"left:512px;bottom:1011px;letter-spacing:-0.01px;display:inline;\">(696) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"to_289\" style=\"left:572px;bottom:1011px;letter-spacing:-0.01px;display:inline;\">(117) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"tp_289\" style=\"left:631px;bottom:1011px;letter-spacing:-0.01px;display:inline;\">(242) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"tq_289\" style=\"left:692px;bottom:1011px;letter-spacing:-0.01px;display:inline;\">(546) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"tr_289\" style=\"left:753px;bottom:1011px;letter-spacing:-0.01px;display:inline;\">(722) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"ts_289\" style=\"left:804px;bottom:1011px;letter-spacing:-0.01px;display:inline;\">(2,396) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"tt_289\" style=\"left:91px;bottom:976px;letter-spacing:-0.01px;display:inline;\">Net finance income (expenses) from insurance contracts </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled tcs-selected emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"tu_289\" style=\"left:104px;bottom:956px;letter-spacing:-0.01px;display:inline;\">Accretion of interest on GMM contracts </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"tv_289\" style=\"left:457px;bottom:956px;letter-spacing:-0.01px;display:inline;\">206 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"tw_289\" style=\"left:523px;bottom:956px;letter-spacing:-0.01px;display:inline;\">37 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"tx_289\" style=\"left:583px;bottom:956px;letter-spacing:-0.01px;display:inline;\">37 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"ty_289\" style=\"left:642px;bottom:956px;letter-spacing:-0.01px;display:inline;\">95 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"tz_289\" style=\"left:703px;bottom:956px;letter-spacing:-0.01px;display:inline;\">31 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"t10_289\" style=\"left:764px;bottom:956px;letter-spacing:-0.01px;display:inline;\">83 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"t11_289\" style=\"left:817px;bottom:956px;letter-spacing:-0.01px;display:inline;\">489 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"t12_289\" style=\"left:104px;bottom:937px;letter-spacing:-0.01px;display:inline;\">Other net finance (income) expense </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"t13_289\" style=\"left:464px;bottom:937px;letter-spacing:-0.01px;word-spacing:6.07px;display:inline;\">87  (21,912) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"t14_289\" style=\"left:583px;bottom:937px;letter-spacing:-0.01px;display:inline;\">26 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"t15_289\" style=\"left:638px;bottom:937px;display:inline;\">(77) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"t16_289\" style=\"left:682px;bottom:937px;letter-spacing:-0.01px;display:inline;\">(4,956) </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"t17_289\" style=\"left:743px;bottom:937px;letter-spacing:-0.01px;word-spacing:4.55px;display:inline;\">(1,675)  (28,507) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"t18_289\" style=\"left:457px;bottom:917px;letter-spacing:-0.01px;word-spacing:6.07px;display:inline;\">293  (21,875) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"t19_289\" style=\"left:583px;bottom:917px;letter-spacing:-0.01px;display:inline;\">63 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"t1a_289\" style=\"left:642px;bottom:917px;letter-spacing:-0.01px;display:inline;\">18 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"t1b_289\" style=\"left:682px;bottom:917px;letter-spacing:-0.01px;display:inline;\">(4,925) </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"t1c_289\" style=\"left:743px;bottom:917px;letter-spacing:-0.01px;word-spacing:4.55px;display:inline;\">(1,592)  (28,018) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t1d_289\" style=\"left:90px;bottom:898px;letter-spacing:-0.01px;display:inline;\">Total amount recognised in income statement </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"t1e_289\" style=\"left:457px;bottom:898px;letter-spacing:-0.01px;word-spacing:6.07px;display:inline;\">220  (22,571) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"t1f_289\" style=\"left:579px;bottom:898px;display:inline;\">(54) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"t1g_289\" style=\"left:631px;bottom:898px;letter-spacing:-0.01px;display:inline;\">(224) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"t1h_289\" style=\"left:682px;bottom:898px;letter-spacing:-0.01px;display:inline;\">(5,471) </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"t1i_289\" style=\"left:743px;bottom:898px;letter-spacing:-0.01px;word-spacing:4.55px;display:inline;\">(2,314)  (30,414) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"t1j_289\" style=\"left:90px;bottom:859px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Effect of movements in exchange rates </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"t1k_289\" style=\"left:443px;bottom:859px;letter-spacing:-0.01px;display:inline;\">(1,019) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"t1l_289\" style=\"left:512px;bottom:859px;letter-spacing:-0.01px;display:inline;\">(153) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"t1m_289\" style=\"left:571px;bottom:859px;letter-spacing:-0.01px;display:inline;\">(307) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"t1n_289\" style=\"left:631px;bottom:859px;letter-spacing:-0.01px;display:inline;\">(454) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"t1o_289\" style=\"left:696px;bottom:859px;letter-spacing:-0.01px;display:inline;\">117 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"t1p_289\" style=\"left:743px;bottom:859px;letter-spacing:-0.01px;display:inline;\">(2,013) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"t1q_289\" style=\"left:804px;bottom:859px;letter-spacing:-0.01px;display:inline;\">(3,829) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t1r_289\" style=\"left:90px;bottom:839px;letter-spacing:-0.01px;display:inline;\">Total amount recognised in comprehensive income </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"t1s_289\" style=\"left:452px;bottom:839px;letter-spacing:-0.01px;word-spacing:3.97px;display:inline;\">(799)  (22,724) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"t1t_289\" style=\"left:571px;bottom:839px;letter-spacing:-0.01px;display:inline;\">(361) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"t1u_289\" style=\"left:631px;bottom:839px;letter-spacing:-0.01px;display:inline;\">(678) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"t1v_289\" style=\"left:682px;bottom:839px;letter-spacing:-0.01px;display:inline;\">(5,354) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"t1w_289\" style=\"left:743px;bottom:839px;letter-spacing:-0.01px;word-spacing:4.55px;display:inline;\">(4,327)  (34,243) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"t1x_289\" style=\"left:90px;bottom:820px;letter-spacing:-0.01px;display:inline;\">Total cash flows </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"t1y_289\" style=\"left:447px;bottom:820px;letter-spacing:-0.01px;display:inline;\">2,363 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"t1z_289\" style=\"left:507px;bottom:820px;letter-spacing:-0.01px;display:inline;\">5,216 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"t20_289\" style=\"left:578px;bottom:820px;display:inline;\">(69) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"t21_289\" style=\"left:635px;bottom:820px;letter-spacing:-0.01px;display:inline;\">366 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"t22_289\" style=\"left:686px;bottom:820px;letter-spacing:-0.01px;display:inline;\">2,684 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"t23_289\" style=\"left:747px;bottom:820px;letter-spacing:-0.01px;display:inline;\">1,425 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"t24_289\" style=\"left:801px;bottom:820px;letter-spacing:-0.01px;display:inline;\">11,985 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"t25_289\" style=\"left:90px;bottom:800px;letter-spacing:-0.01px;display:inline;\">Other changes </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"t26_289\" style=\"left:471px;bottom:800px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"t27_289\" style=\"left:530px;bottom:800px;display:inline;\">8 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"t28_289\" style=\"left:578px;bottom:800px;display:inline;\">(13) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"t29_289\" style=\"left:645px;bottom:800px;display:inline;\">(3) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"t2a_289\" style=\"left:699px;bottom:800px;display:inline;\">(70) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"t2b_289\" style=\"left:766px;bottom:800px;display:inline;\">(5) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"t2c_289\" style=\"left:820px;bottom:800px;display:inline;\">(83) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t2d_289\" style=\"left:90px;bottom:781px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Net closing balance at 31 Dec 2022 / 1 Jan 2023 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t2e_289\" style=\"left:438px;bottom:781px;letter-spacing:-0.02px;word-spacing:7.07px;display:inline;\">12,837  62,686 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t2f_289\" style=\"left:565px;bottom:781px;letter-spacing:-0.02px;display:inline;\">3,277 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t2g_289\" style=\"left:624px;bottom:781px;letter-spacing:-0.02px;display:inline;\">8,027 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t2h_289\" style=\"left:678px;bottom:781px;letter-spacing:-0.02px;display:inline;\">33,903 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t2i_289\" style=\"left:738px;bottom:781px;letter-spacing:-0.02px;word-spacing:4px;display:inline;\">23,473  144,203 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t2j_289\" style=\"left:90px;bottom:761px;letter-spacing:-0.01px;display:inline;\">Insurance service result </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t2k_289\" style=\"left:459px;bottom:761px;letter-spacing:-0.02px;display:inline;\">(98) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t2l_289\" style=\"left:511px;bottom:761px;letter-spacing:-0.02px;display:inline;\">(755) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t2m_289\" style=\"left:571px;bottom:761px;letter-spacing:-0.02px;display:inline;\">(146) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t2n_289\" style=\"left:630px;bottom:761px;letter-spacing:-0.02px;display:inline;\">(254) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t2o_289\" style=\"left:691px;bottom:761px;letter-spacing:-0.02px;display:inline;\">(598) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t2p_289\" style=\"left:752px;bottom:761px;letter-spacing:-0.02px;display:inline;\">(573) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t2q_289\" style=\"left:802px;bottom:761px;letter-spacing:-0.02px;display:inline;\">(2,424) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t2r_289\" style=\"left:90px;bottom:742px;letter-spacing:-0.01px;display:inline;\">Net finance income (expenses) from insurance contracts </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"t2s_289\" style=\"left:103px;bottom:722px;letter-spacing:-0.01px;display:inline;\">Accretion of interest on GMM contracts </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t2t_289\" style=\"left:456px;bottom:722px;letter-spacing:-0.02px;display:inline;\">227 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t2u_289\" style=\"left:525px;bottom:722px;letter-spacing:-0.02px;display:inline;\">(1) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t2v_289\" style=\"left:582px;bottom:722px;letter-spacing:-0.02px;display:inline;\">43 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t2w_289\" style=\"left:634px;bottom:722px;letter-spacing:-0.02px;display:inline;\">100 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t2x_289\" style=\"left:710px;bottom:722px;display:inline;\">6 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t2y_289\" style=\"left:756px;bottom:722px;letter-spacing:-0.02px;display:inline;\">142 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t2z_289\" style=\"left:816px;bottom:722px;letter-spacing:-0.02px;display:inline;\">517 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"t30_289\" style=\"left:103px;bottom:703px;letter-spacing:-0.01px;display:inline;\">Other net finance (income) expense </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t31_289\" style=\"left:456px;bottom:703px;letter-spacing:-0.02px;display:inline;\">692 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t32_289\" style=\"left:505px;bottom:703px;letter-spacing:-0.02px;display:inline;\">3,646 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t33_289\" style=\"left:575px;bottom:703px;letter-spacing:-0.02px;display:inline;\">145 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t34_289\" style=\"left:634px;bottom:703px;letter-spacing:-0.02px;display:inline;\">498 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t35_289\" style=\"left:685px;bottom:703px;letter-spacing:-0.02px;display:inline;\">2,657 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t36_289\" style=\"left:746px;bottom:703px;letter-spacing:-0.02px;display:inline;\">2,709 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t37_289\" style=\"left:799px;bottom:703px;letter-spacing:-0.02px;display:inline;\">10,347 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t38_289\" style=\"left:455px;bottom:683px;letter-spacing:-0.02px;display:inline;\">919 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t39_289\" style=\"left:505px;bottom:683px;letter-spacing:-0.02px;display:inline;\">3,645 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t3a_289\" style=\"left:575px;bottom:683px;letter-spacing:-0.02px;display:inline;\">188 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t3b_289\" style=\"left:634px;bottom:683px;letter-spacing:-0.02px;display:inline;\">598 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t3c_289\" style=\"left:685px;bottom:683px;letter-spacing:-0.02px;display:inline;\">2,663 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t3d_289\" style=\"left:746px;bottom:683px;letter-spacing:-0.02px;display:inline;\">2,851 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t3e_289\" style=\"left:799px;bottom:683px;letter-spacing:-0.02px;display:inline;\">10,864 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t3f_289\" style=\"left:90px;bottom:664px;letter-spacing:-0.01px;display:inline;\">Total amount recognised in income statement </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t3g_289\" style=\"left:455px;bottom:664px;letter-spacing:-0.02px;display:inline;\">821 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t3h_289\" style=\"left:505px;bottom:664px;letter-spacing:-0.02px;display:inline;\">2,890 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t3i_289\" style=\"left:582px;bottom:664px;letter-spacing:-0.02px;display:inline;\">42 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t3j_289\" style=\"left:634px;bottom:664px;letter-spacing:-0.02px;display:inline;\">344 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t3k_289\" style=\"left:685px;bottom:664px;letter-spacing:-0.02px;display:inline;\">2,065 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t3l_289\" style=\"left:746px;bottom:664px;letter-spacing:-0.02px;display:inline;\">2,278 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t3m_289\" style=\"left:806px;bottom:664px;letter-spacing:-0.02px;display:inline;\">8,440 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"t3n_289\" style=\"left:90px;bottom:645px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Effect of movements in exchange rates </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t3o_289\" style=\"left:451px;bottom:645px;letter-spacing:-0.02px;display:inline;\">(259) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t3p_289\" style=\"left:518px;bottom:645px;letter-spacing:-0.02px;display:inline;\">(11) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t3q_289\" style=\"left:582px;bottom:645px;letter-spacing:-0.02px;display:inline;\">46 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t3r_289\" style=\"left:630px;bottom:645px;letter-spacing:-0.02px;display:inline;\">(336) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t3s_289\" style=\"left:695px;bottom:645px;letter-spacing:-0.02px;display:inline;\">621 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t3t_289\" style=\"left:751px;bottom:645px;letter-spacing:-0.02px;display:inline;\">(175) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t3u_289\" style=\"left:812px;bottom:645px;letter-spacing:-0.02px;display:inline;\">(114) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t3v_289\" style=\"left:90px;bottom:625px;letter-spacing:-0.01px;display:inline;\">Total amount recognised in comprehensive income </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t3w_289\" style=\"left:455px;bottom:625px;letter-spacing:-0.02px;display:inline;\">562 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t3x_289\" style=\"left:505px;bottom:625px;letter-spacing:-0.02px;display:inline;\">2,879 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t3y_289\" style=\"left:582px;bottom:625px;letter-spacing:-0.02px;display:inline;\">88 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t3z_289\" style=\"left:649px;bottom:625px;display:inline;\">8 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t40_289\" style=\"left:685px;bottom:625px;letter-spacing:-0.02px;display:inline;\">2,686 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t41_289\" style=\"left:746px;bottom:625px;letter-spacing:-0.02px;display:inline;\">2,103 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t42_289\" style=\"left:806px;bottom:625px;letter-spacing:-0.02px;display:inline;\">8,326 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"t43_289\" style=\"left:90px;bottom:606px;letter-spacing:-0.01px;display:inline;\">Total cash flows </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t44_289\" style=\"left:445px;bottom:606px;letter-spacing:-0.02px;display:inline;\">1,434 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t45_289\" style=\"left:505px;bottom:606px;letter-spacing:-0.02px;display:inline;\">4,509 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t46_289\" style=\"left:570px;bottom:606px;letter-spacing:-0.02px;display:inline;\">(186) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t47_289\" style=\"left:634px;bottom:606px;letter-spacing:-0.02px;display:inline;\">364 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t48_289\" style=\"left:695px;bottom:606px;letter-spacing:-0.02px;display:inline;\">884 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t49_289\" style=\"left:746px;bottom:606px;letter-spacing:-0.02px;display:inline;\">1,273 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t4a_289\" style=\"left:806px;bottom:606px;letter-spacing:-0.02px;display:inline;\">8,278 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"t4b_289\" style=\"left:90px;bottom:586px;letter-spacing:-0.01px;display:inline;\">Other changes </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t4c_289\" style=\"left:471px;bottom:586px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t4d_289\" style=\"left:525px;bottom:586px;letter-spacing:-0.02px;display:inline;\">(1) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t4e_289\" style=\"left:578px;bottom:586px;letter-spacing:-0.02px;display:inline;\">(37) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t4f_289\" style=\"left:644px;bottom:586px;letter-spacing:-0.02px;display:inline;\">(5) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t4g_289\" style=\"left:698px;bottom:586px;letter-spacing:-0.02px;display:inline;\">(54) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t4h_289\" style=\"left:759px;bottom:586px;letter-spacing:-0.02px;display:inline;\">(84) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t4i_289\" style=\"left:812px;bottom:586px;letter-spacing:-0.02px;display:inline;\">(181) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t4j_289\" style=\"left:90px;bottom:567px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Net closing balance at 31 Dec 2023 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t4k_289\" style=\"left:438px;bottom:567px;letter-spacing:-0.02px;word-spacing:7.07px;display:inline;\">14,833  70,073 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t4l_289\" style=\"left:564px;bottom:567px;letter-spacing:-0.02px;display:inline;\">3,142 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t4m_289\" style=\"left:624px;bottom:567px;letter-spacing:-0.02px;display:inline;\">8,394 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t4n_289\" style=\"left:677px;bottom:567px;letter-spacing:-0.02px;display:inline;\">37,419 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t4o_289\" style=\"left:738px;bottom:567px;letter-spacing:-0.02px;word-spacing:4px;display:inline;\">26,765  160,626 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr>\n                                        </table><div></div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"7\" rowspan=\"1\" style=\"text-align: center;\">   <div class=\"t s0_290\" id=\"t1_290\" style=\"left:584px;bottom:1118px;letter-spacing:0.07px;display:inline;\">Reinsurance $m </div>   </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_290\" id=\"t7_290\" style=\"left:733px;bottom:1102px;letter-spacing:0.07px;display:inline;\">Growth </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_290\" id=\"ta_290\" style=\"left:802px;bottom:1102px;letter-spacing:0.06px;display:inline;\">Total </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_290\" id=\"t8_290\" style=\"left:715px;bottom:1091px;letter-spacing:0.07px;display:inline;\">markets and </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_290\" id=\"tb_290\" style=\"left:786px;bottom:1091px;letter-spacing:0.06px;display:inline;\">insurance </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_290\" id=\"t2_290\" style=\"left:447px;bottom:1080px;letter-spacing:0.08px;display:inline;\">CPL </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_290\" id=\"t3_290\" style=\"left:479px;bottom:1080px;letter-spacing:0.08px;display:inline;\">Hong Kong </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_290\" id=\"t4_290\" style=\"left:542px;bottom:1080px;letter-spacing:0.07px;display:inline;\">Indonesia </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_290\" id=\"t5_290\" style=\"left:606px;bottom:1080px;letter-spacing:0.07px;display:inline;\">Malaysia </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_290\" id=\"t6_290\" style=\"left:662px;bottom:1080px;letter-spacing:0.07px;display:inline;\">Singapore </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_290\" id=\"t9_290\" style=\"left:741px;bottom:1080px;letter-spacing:0.07px;display:inline;\">other </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_290\" id=\"tc_290\" style=\"left:785px;bottom:1080px;letter-spacing:0.08px;display:inline;\">segments </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"td_290\" style=\"left:69px;bottom:1059px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Net opening balance at 1 Jan 2022 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"te_290\" style=\"left:438px;bottom:1059px;display:inline;\">(25) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"tf_290\" style=\"left:481px;bottom:1059px;letter-spacing:-0.01px;display:inline;\">(1,663) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"tg_290\" style=\"left:568px;bottom:1059px;display:inline;\">8 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"th_290\" style=\"left:621px;bottom:1059px;letter-spacing:-0.01px;display:inline;\">15 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"ti_290\" style=\"left:681px;bottom:1059px;letter-spacing:-0.01px;display:inline;\">59 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"tj_290\" style=\"left:738px;bottom:1059px;display:inline;\">(58) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"tk_290\" style=\"left:782px;bottom:1059px;letter-spacing:-0.01px;display:inline;\">(1,664) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"tl_290\" style=\"left:69px;bottom:1040px;letter-spacing:-0.01px;display:inline;\">Insurance service result </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"tm_290\" style=\"left:449px;bottom:1040px;display:inline;\">6 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"tn_290\" style=\"left:502px;bottom:1040px;letter-spacing:-0.01px;display:inline;\">63 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"to_290\" style=\"left:569px;bottom:1040px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"tp_290\" style=\"left:621px;bottom:1040px;letter-spacing:-0.01px;display:inline;\">10 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"tq_290\" style=\"left:688px;bottom:1040px;display:inline;\">4 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"tr_290\" style=\"left:742px;bottom:1040px;letter-spacing:-0.01px;display:inline;\">24 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"ts_290\" style=\"left:796px;bottom:1040px;letter-spacing:-0.01px;display:inline;\">107 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"tt_290\" style=\"left:69px;bottom:1020px;letter-spacing:-0.01px;display:inline;\">Net finance income (expenses) from reinsurance </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"tu_290\" style=\"left:82px;bottom:1004px;letter-spacing:-0.01px;display:inline;\">contracts </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"tv_290\" style=\"left:82px;bottom:985px;letter-spacing:-0.01px;display:inline;\">Accretion of interest on GMM contracts </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"tw_290\" style=\"left:445px;bottom:985px;display:inline;\">(1) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"tx_290\" style=\"left:497px;bottom:985px;display:inline;\">(45) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"ty_290\" style=\"left:569px;bottom:985px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"tz_290\" style=\"left:628px;bottom:985px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t10_290\" style=\"left:684px;bottom:985px;display:inline;\">(1) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t11_290\" style=\"left:745px;bottom:985px;display:inline;\">(7) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t12_290\" style=\"left:799px;bottom:985px;display:inline;\">(53) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t13_290\" style=\"left:82px;bottom:965px;letter-spacing:-0.01px;display:inline;\">Other net finance (income) expense </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t14_290\" style=\"left:449px;bottom:965px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t15_290\" style=\"left:485px;bottom:965px;letter-spacing:-0.01px;display:inline;\">1,246 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t16_290\" style=\"left:564px;bottom:965px;display:inline;\">(1) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t17_290\" style=\"left:628px;bottom:965px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t18_290\" style=\"left:684px;bottom:965px;display:inline;\">(6) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t19_290\" style=\"left:738px;bottom:965px;display:inline;\">(11) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t1a_290\" style=\"left:786px;bottom:965px;letter-spacing:-0.01px;display:inline;\">1,229 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t1b_290\" style=\"left:445px;bottom:946px;display:inline;\">(1) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t1c_290\" style=\"left:485px;bottom:946px;letter-spacing:-0.01px;display:inline;\">1,201 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t1d_290\" style=\"left:564px;bottom:946px;display:inline;\">(1) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t1e_290\" style=\"left:628px;bottom:946px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t1f_290\" style=\"left:684px;bottom:946px;display:inline;\">(7) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t1g_290\" style=\"left:738px;bottom:946px;display:inline;\">(18) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t1h_290\" style=\"left:786px;bottom:946px;letter-spacing:-0.01px;display:inline;\">1,176 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t1i_290\" style=\"left:69px;bottom:926px;letter-spacing:-0.01px;display:inline;\">Total amount recognised in income statement </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t1j_290\" style=\"left:449px;bottom:926px;display:inline;\">5 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t1k_290\" style=\"left:485px;bottom:926px;letter-spacing:-0.01px;display:inline;\">1,264 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t1l_290\" style=\"left:564px;bottom:926px;display:inline;\">(1) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t1m_290\" style=\"left:621px;bottom:926px;letter-spacing:-0.01px;display:inline;\">12 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t1n_290\" style=\"left:684px;bottom:926px;display:inline;\">(3) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t1o_290\" style=\"left:749px;bottom:926px;display:inline;\">6 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t1p_290\" style=\"left:786px;bottom:926px;letter-spacing:-0.01px;display:inline;\">1,283 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t1q_290\" style=\"left:69px;bottom:888px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Effect of movements in exchange rates </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t1r_290\" style=\"left:449px;bottom:888px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t1s_290\" style=\"left:508px;bottom:888px;display:inline;\">4 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t1t_290\" style=\"left:564px;bottom:888px;display:inline;\">(1) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t1u_290\" style=\"left:628px;bottom:888px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t1v_290\" style=\"left:688px;bottom:888px;display:inline;\">4 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t1w_290\" style=\"left:749px;bottom:888px;display:inline;\">5 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t1x_290\" style=\"left:803px;bottom:888px;display:inline;\">13 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t1y_290\" style=\"left:69px;bottom:868px;letter-spacing:-0.01px;display:inline;\">Total amount recognised in comprehensive income </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t1z_290\" style=\"left:449px;bottom:868px;display:inline;\">6 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t20_290\" style=\"left:485px;bottom:868px;letter-spacing:-0.01px;display:inline;\">1,268 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t21_290\" style=\"left:564px;bottom:868px;display:inline;\">(2) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t22_290\" style=\"left:621px;bottom:868px;letter-spacing:-0.01px;display:inline;\">12 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t23_290\" style=\"left:688px;bottom:868px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t24_290\" style=\"left:742px;bottom:868px;letter-spacing:-0.01px;display:inline;\">11 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t25_290\" style=\"left:786px;bottom:868px;letter-spacing:-0.01px;display:inline;\">1,296 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t26_290\" style=\"left:69px;bottom:849px;letter-spacing:-0.01px;display:inline;\">Total cash flows </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t27_290\" style=\"left:445px;bottom:849px;display:inline;\">(3) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t28_290\" style=\"left:490px;bottom:849px;letter-spacing:-0.01px;display:inline;\">(535) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t29_290\" style=\"left:564px;bottom:849px;display:inline;\">(1) </div></td><td class=\"tcs-selection-enabled tcs-selected\" colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t2a_290\" style=\"left:623px;bottom:849px;display:inline;\">(5) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t2b_290\" style=\"left:674px;bottom:849px;letter-spacing:-0.01px;display:inline;\">118 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t2c_290\" style=\"left:738px;bottom:849px;display:inline;\">(20) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t2d_290\" style=\"left:792px;bottom:849px;letter-spacing:-0.01px;display:inline;\">(446) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t2e_290\" style=\"left:69px;bottom:829px;letter-spacing:-0.01px;display:inline;\">Other changes </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t2f_290\" style=\"left:449px;bottom:829px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t2g_290\" style=\"left:508px;bottom:829px;display:inline;\">7 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t2h_290\" style=\"left:568px;bottom:829px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t2i_290\" style=\"left:628px;bottom:829px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t2j_290\" style=\"left:689px;bottom:829px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t2k_290\" style=\"left:749px;bottom:829px;display:inline;\">7 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t2l_290\" style=\"left:803px;bottom:829px;display:inline;\">14 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t2m_290\" style=\"left:69px;bottom:810px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Net closing balance at 31 Dec 2022 / 1 Jan 2023 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t2n_290\" style=\"left:437px;bottom:810px;letter-spacing:-0.02px;display:inline;\">(22) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t2o_290\" style=\"left:489px;bottom:810px;letter-spacing:-0.02px;display:inline;\">(923) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t2p_290\" style=\"left:568px;bottom:810px;display:inline;\">5 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t2q_290\" style=\"left:620px;bottom:810px;letter-spacing:-0.02px;display:inline;\">22 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t2r_290\" style=\"left:673px;bottom:810px;letter-spacing:-0.02px;display:inline;\">178 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t2s_290\" style=\"left:737px;bottom:810px;letter-spacing:-0.02px;display:inline;\">(60) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t2t_290\" style=\"left:791px;bottom:810px;letter-spacing:-0.02px;display:inline;\">(800) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t2u_290\" style=\"left:69px;bottom:790px;letter-spacing:-0.01px;display:inline;\">Insurance service result </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t2v_290\" style=\"left:448px;bottom:790px;display:inline;\">8 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t2w_290\" style=\"left:494px;bottom:790px;letter-spacing:-0.02px;display:inline;\">135 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t2x_290\" style=\"left:568px;bottom:790px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t2y_290\" style=\"left:627px;bottom:790px;display:inline;\">9 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t2z_290\" style=\"left:681px;bottom:790px;letter-spacing:-0.02px;display:inline;\">17 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t30_290\" style=\"left:741px;bottom:790px;letter-spacing:-0.02px;display:inline;\">18 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t31_290\" style=\"left:795px;bottom:790px;letter-spacing:-0.02px;display:inline;\">189 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t32_290\" style=\"left:69px;bottom:770px;letter-spacing:-0.01px;display:inline;\">Net finance income (expenses) from reinsurance </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t33_290\" style=\"left:82px;bottom:755px;letter-spacing:-0.01px;display:inline;\">contracts </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t34_290\" style=\"left:82px;bottom:735px;letter-spacing:-0.01px;display:inline;\">Accretion of interest on GMM contracts </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t35_290\" style=\"left:444px;bottom:735px;letter-spacing:-0.02px;display:inline;\">(1) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t36_290\" style=\"left:497px;bottom:735px;letter-spacing:-0.02px;display:inline;\">(38) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t37_290\" style=\"left:568px;bottom:735px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t38_290\" style=\"left:627px;bottom:735px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t39_290\" style=\"left:684px;bottom:735px;letter-spacing:-0.02px;display:inline;\">(8) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t3a_290\" style=\"left:744px;bottom:735px;letter-spacing:-0.02px;display:inline;\">(7) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t3b_290\" style=\"left:798px;bottom:735px;letter-spacing:-0.02px;display:inline;\">(53) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t3c_290\" style=\"left:82px;bottom:716px;letter-spacing:-0.01px;display:inline;\">Other net finance (income) expense </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t3d_290\" style=\"left:449px;bottom:716px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t3e_290\" style=\"left:489px;bottom:716px;letter-spacing:-0.02px;display:inline;\">(154) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t3f_290\" style=\"left:563px;bottom:716px;letter-spacing:-0.02px;display:inline;\">(6) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t3g_290\" style=\"left:628px;bottom:716px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t3h_290\" style=\"left:688px;bottom:716px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t3i_290\" style=\"left:741px;bottom:716px;letter-spacing:-0.02px;display:inline;\">13 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t3j_290\" style=\"left:791px;bottom:716px;letter-spacing:-0.02px;display:inline;\">(146) </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t3k_290\" style=\"left:444px;bottom:696px;letter-spacing:-0.02px;display:inline;\">(1) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t3l_290\" style=\"left:489px;bottom:696px;letter-spacing:-0.02px;display:inline;\">(192) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t3m_290\" style=\"left:563px;bottom:696px;letter-spacing:-0.02px;display:inline;\">(6) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t3n_290\" style=\"left:627px;bottom:696px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t3o_290\" style=\"left:684px;bottom:696px;letter-spacing:-0.02px;display:inline;\">(7) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t3p_290\" style=\"left:749px;bottom:696px;display:inline;\">6 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t3q_290\" style=\"left:791px;bottom:696px;letter-spacing:-0.02px;display:inline;\">(199) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t3r_290\" style=\"left:69px;bottom:677px;letter-spacing:-0.01px;display:inline;\">Total amount recognised in income statement </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t3s_290\" style=\"left:448px;bottom:677px;display:inline;\">7 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t3t_290\" style=\"left:496px;bottom:677px;letter-spacing:-0.02px;display:inline;\">(57) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t3u_290\" style=\"left:563px;bottom:677px;letter-spacing:-0.02px;display:inline;\">(4) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t3v_290\" style=\"left:620px;bottom:677px;letter-spacing:-0.02px;display:inline;\">10 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t3w_290\" style=\"left:681px;bottom:677px;letter-spacing:-0.02px;display:inline;\">10 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t3x_290\" style=\"left:741px;bottom:677px;letter-spacing:-0.02px;display:inline;\">24 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t3y_290\" style=\"left:798px;bottom:677px;letter-spacing:-0.02px;display:inline;\">(10) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t3z_290\" style=\"left:69px;bottom:657px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Effect of movements in exchange rates </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t40_290\" style=\"left:448px;bottom:657px;display:inline;\">3 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t41_290\" style=\"left:504px;bottom:657px;letter-spacing:-0.02px;display:inline;\">(2) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t42_290\" style=\"left:563px;bottom:657px;letter-spacing:-0.02px;display:inline;\">(1) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t43_290\" style=\"left:623px;bottom:657px;letter-spacing:-0.02px;display:inline;\">(1) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t44_290\" style=\"left:684px;bottom:657px;letter-spacing:-0.02px;display:inline;\">(1) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t45_290\" style=\"left:749px;bottom:657px;display:inline;\">5 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t46_290\" style=\"left:809px;bottom:657px;display:inline;\">3 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t47_290\" style=\"left:69px;bottom:638px;letter-spacing:-0.01px;display:inline;\">Total amount recognised in comprehensive income </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t48_290\" style=\"left:441px;bottom:638px;letter-spacing:-0.02px;display:inline;\">10 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t49_290\" style=\"left:496px;bottom:638px;letter-spacing:-0.02px;display:inline;\">(59) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t4a_290\" style=\"left:563px;bottom:638px;letter-spacing:-0.02px;display:inline;\">(5) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t4b_290\" style=\"left:627px;bottom:638px;display:inline;\">9 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t4c_290\" style=\"left:688px;bottom:638px;display:inline;\">9 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t4d_290\" style=\"left:741px;bottom:638px;letter-spacing:-0.02px;display:inline;\">29 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t4e_290\" style=\"left:805px;bottom:638px;letter-spacing:-0.02px;display:inline;\">(7) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t4f_290\" style=\"left:69px;bottom:618px;letter-spacing:-0.01px;display:inline;\">Total cash flows </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t4g_290\" style=\"left:444px;bottom:618px;letter-spacing:-0.02px;display:inline;\">(9) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t4h_290\" style=\"left:489px;bottom:618px;letter-spacing:-0.02px;display:inline;\">(407) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t4i_290\" style=\"left:567px;bottom:618px;display:inline;\">9 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t4j_290\" style=\"left:623px;bottom:618px;letter-spacing:-0.02px;display:inline;\">(6) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t4k_290\" style=\"left:669px;bottom:618px;letter-spacing:-0.02px;display:inline;\">(181) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t4l_290\" style=\"left:741px;bottom:618px;letter-spacing:-0.02px;display:inline;\">11 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t4m_290\" style=\"left:790px;bottom:618px;letter-spacing:-0.02px;display:inline;\">(583) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t4n_290\" style=\"left:68px;bottom:599px;letter-spacing:-0.01px;display:inline;\">Other changes </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t4o_290\" style=\"left:449px;bottom:599px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t4p_290\" style=\"left:509px;bottom:599px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t4q_290\" style=\"left:568px;bottom:599px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t4r_290\" style=\"left:628px;bottom:599px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t4s_290\" style=\"left:689px;bottom:599px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t4t_290\" style=\"left:749px;bottom:599px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t4u_290\" style=\"left:810px;bottom:599px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t4v_290\" style=\"left:68px;bottom:579px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Net closing balance at 31 Dec 2023 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t4w_290\" style=\"left:437px;bottom:579px;letter-spacing:-0.02px;display:inline;\">(21) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t4x_290\" style=\"left:479px;bottom:579px;letter-spacing:-0.02px;display:inline;\">(1,389) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t4y_290\" style=\"left:567px;bottom:579px;display:inline;\">9 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t4z_290\" style=\"left:620px;bottom:579px;letter-spacing:-0.02px;display:inline;\">25 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t50_290\" style=\"left:688px;bottom:579px;display:inline;\">6 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t51_290\" style=\"left:737px;bottom:579px;letter-spacing:-0.02px;display:inline;\">(20) </div></td><td class=\"cke_table-faked-selection-temp\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t52_290\" style=\"left:780px;bottom:579px;letter-spacing:-0.02px;display:inline;\">(1,390) </div></td></tr></table>Capital expenditure: property, plant and equipment by segment <div class=\"t s1_308\" id=\"tj_308\" style=\"left:65px;bottom:802px;letter-spacing:-0.33px;word-spacing:0.01px;display:inline;\">The capital expenditure on property, plant and equipment excluding right-of-use assets in 2023 of $44 million (2022: $34 million) arose as follows: </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_308\" id=\"tk_308\" style=\"left:696px;bottom:775px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">2023 $m </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_308\" id=\"tl_308\" style=\"left:775px;bottom:775px;letter-spacing:0.09px;display:inline;\">2022 $m </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_308\" id=\"tm_308\" style=\"left:69px;bottom:756px;letter-spacing:-0.01px;display:inline;\">Hong Kong </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_308\" id=\"tn_308\" style=\"left:715px;bottom:756px;letter-spacing:-0.02px;display:inline;\">22 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_308\" id=\"to_308\" style=\"left:794px;bottom:756px;display:inline;\">11 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_308\" id=\"tp_308\" style=\"left:69px;bottom:737px;letter-spacing:-0.01px;display:inline;\">Indonesia </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_308\" id=\"tq_308\" style=\"left:723px;bottom:738px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_308\" id=\"tr_308\" style=\"left:801px;bottom:738px;display:inline;\">1 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_308\" id=\"ts_308\" style=\"left:69px;bottom:719px;letter-spacing:-0.01px;display:inline;\">Malaysia </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_308\" id=\"tt_308\" style=\"left:723px;bottom:720px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_308\" id=\"tu_308\" style=\"left:801px;bottom:720px;display:inline;\">1 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_308\" id=\"tv_308\" style=\"left:69px;bottom:701px;letter-spacing:-0.01px;display:inline;\">Singapore </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_308\" id=\"tw_308\" style=\"left:723px;bottom:701px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_308\" id=\"tx_308\" style=\"left:801px;bottom:701px;display:inline;\">3 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_308\" id=\"ty_308\" style=\"left:69px;bottom:682px;letter-spacing:-0.01px;display:inline;\">Growth markets and other </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_308\" id=\"tz_308\" style=\"left:715px;bottom:683px;letter-spacing:-0.02px;display:inline;\">15 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_308\" id=\"t10_308\" style=\"left:794px;bottom:683px;display:inline;\">16 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_308\" id=\"t11_308\" style=\"left:69px;bottom:664px;letter-spacing:-0.01px;display:inline;\">Eastspring </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_308\" id=\"t12_308\" style=\"left:723px;bottom:665px;display:inline;\">4 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_308\" id=\"t13_308\" style=\"left:801px;bottom:665px;display:inline;\">2 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_308\" id=\"t14_308\" style=\"left:69px;bottom:646px;letter-spacing:-0.01px;display:inline;\">Total segment </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_308\" id=\"t15_308\" style=\"left:715px;bottom:646px;letter-spacing:-0.02px;display:inline;\">44 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_308\" id=\"t16_308\" style=\"left:794px;bottom:646px;display:inline;\">34 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_308\" id=\"t17_308\" style=\"left:69px;bottom:628px;letter-spacing:-0.01px;display:inline;\">Unallocated to a segment (central operations) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_308\" id=\"t18_308\" style=\"left:723px;bottom:628px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_308\" id=\"t19_308\" style=\"left:801px;bottom:628px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_308\" id=\"t1a_308\" style=\"left:69px;bottom:610px;letter-spacing:-0.01px;display:inline;\">Total capital expenditure on property, plant and equipment </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_308\" id=\"t1b_308\" style=\"left:715px;bottom:610px;letter-spacing:-0.02px;display:inline;\">44 </div></td><td class=\"cke_table-faked-selection-temp\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_308\" id=\"t1c_308\" style=\"left:794px;bottom:610px;display:inline;\">34 </div></td></tr></table>The Group\u2019s share of the profit for shareholder-backed business (including short-term fluctuations in investment returns), net of related tax, in <div class=\"t s0_313\" id=\"t2_313\" style=\"left:87px;bottom:1103px;letter-spacing:-0.01px;display:inline;\">joint ventures and associates that are equity accounted for as shown in the Consolidated income statement, is allocated across segments as </div><div class=\"t s0_313\" id=\"t3_313\" style=\"left:87px;bottom:1087px;letter-spacing:-0.01px;display:inline;\">follows: </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_313\" id=\"t4_313\" style=\"left:717px;bottom:1056px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">2023 $m </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_313\" id=\"t5_313\" style=\"left:797px;bottom:1056px;letter-spacing:0.09px;display:inline;\">2022 $m </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"t6_313\" style=\"left:91px;bottom:1036px;letter-spacing:-0.01px;display:inline;\">CPL </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_313\" id=\"t7_313\" style=\"left:725px;bottom:1036px;letter-spacing:-0.02px;display:inline;\">(577) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"t8_313\" style=\"left:804px;bottom:1036px;letter-spacing:-0.01px;display:inline;\">(345) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"t9_313\" style=\"left:91px;bottom:1016px;letter-spacing:-0.01px;display:inline;\">Malaysia </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_313\" id=\"ta_313\" style=\"left:737px;bottom:1016px;letter-spacing:-0.02px;display:inline;\">18 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"tb_313\" style=\"left:815px;bottom:1016px;display:inline;\">16 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"tc_313\" style=\"left:91px;bottom:997px;letter-spacing:-0.01px;display:inline;\">Growth markets and other </div> <div class=\"t s4_313\" id=\"td_313\" style=\"vertical-align: super;left:231px;bottom:1005px;letter-spacing:0.2px;display:inline;\">note </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_313\" id=\"te_313\" style=\"left:730px;bottom:997px;letter-spacing:-0.02px;display:inline;\">310 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"tf_313\" style=\"left:808px;bottom:997px;letter-spacing:-0.01px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"tg_313\" style=\"left:91px;bottom:977px;letter-spacing:-0.01px;display:inline;\">Insurance operations </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_313\" id=\"th_313\" style=\"left:725px;bottom:977px;letter-spacing:-0.02px;display:inline;\">(249) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"ti_313\" style=\"left:804px;bottom:977px;letter-spacing:-0.01px;display:inline;\">(229) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"tj_313\" style=\"left:91px;bottom:958px;letter-spacing:-0.01px;display:inline;\">Eastspring </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_313\" id=\"tk_313\" style=\"left:730px;bottom:958px;letter-spacing:-0.02px;display:inline;\">158 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"tl_313\" style=\"left:808px;bottom:958px;letter-spacing:-0.01px;display:inline;\">144 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_313\" id=\"tm_313\" style=\"left:91px;bottom:939px;letter-spacing:-0.01px;display:inline;\">Total segment and Group total </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_313\" id=\"tn_313\" style=\"left:733px;bottom:939px;letter-spacing:-0.02px;display:inline;\">(91) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"to_313\" style=\"left:811px;bottom:939px;display:inline;\">(85) </div></td></tr></table><div class=\"t s5_313\" id=\"tp_313\" style=\"left:87px;bottom:912px;letter-spacing:-0.17px;display:inline;\">Note </div><div class=\"t s6_313\" id=\"tq_313\" style=\"left:87px;bottom:901px;letter-spacing:-0.13px;word-spacing:0.01px;display:inline;\">For growth markets and other, as well as the segment results for associates and joint ventures within the segment, the amount shown includes a credit of $191 million (2022: </div>$72 million credit) of taxes for all life joint ventures and associates.",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfEntitysReportableSegmentsExplanatory",
    "language": "en",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f29712": {
   "value": "B1.1 Segment results <table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_251\" id=\"t4_251\" style=\"left:475px;bottom:1043px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">2023 $m </div></td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s4_251\" id=\"t5_251\" style=\"left:581px;bottom:1043px;letter-spacing:0.09px;display:inline;\">2022 $m </div> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s4_251\" id=\"t6_251\" style=\"left:727px;bottom:1043px;letter-spacing:0.08px;display:inline;\">2023 vs 2022 % </div> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_251\" id=\"t7_251\" style=\"left:579px;bottom:1028px;letter-spacing:0.09px;display:inline;\">AER </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_251\" id=\"t8_251\" style=\"left:657px;bottom:1028px;letter-spacing:0.09px;display:inline;\">CER </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_251\" id=\"t9_251\" style=\"left:739px;bottom:1028px;letter-spacing:0.09px;display:inline;\">AER </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_251\" id=\"ta_251\" style=\"left:817px;bottom:1028px;letter-spacing:0.09px;display:inline;\">CER </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_251\" id=\"tb_251\" style=\"left:415px;bottom:1013px;letter-spacing:0.08px;display:inline;\">Note </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_251\" id=\"tc_251\" style=\"left:482px;bottom:1013px;letter-spacing:0.06px;display:inline;\">note (i) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_251\" id=\"td_251\" style=\"left:567px;bottom:1013px;letter-spacing:0.06px;display:inline;\">note (i) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_251\" id=\"te_251\" style=\"left:645px;bottom:1013px;letter-spacing:0.06px;display:inline;\">note (i) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_251\" id=\"tf_251\" style=\"left:727px;bottom:1013px;letter-spacing:0.06px;display:inline;\">note (i) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_251\" id=\"tg_251\" style=\"left:805px;bottom:1013px;letter-spacing:0.06px;display:inline;\">note (i) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"th_251\" style=\"left:91px;bottom:993px;letter-spacing:-0.01px;display:inline;\">CPL </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_251\" id=\"ti_251\" style=\"left:481px;bottom:993px;letter-spacing:-0.02px;display:inline;\">368 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"tj_251\" style=\"left:564px;bottom:993px;letter-spacing:-0.01px;display:inline;\">271 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"tk_251\" style=\"left:642px;bottom:993px;letter-spacing:-0.01px;display:inline;\">258 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"tl_251\" style=\"left:726px;bottom:993px;letter-spacing:-0.01px;word-spacing:1.31px;display:inline;\">36 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"tm_251\" style=\"left:804px;bottom:993px;letter-spacing:-0.01px;word-spacing:1.31px;display:inline;\">43 % </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"tn_251\" style=\"left:91px;bottom:973px;letter-spacing:-0.01px;display:inline;\">Hong Kong </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_251\" id=\"to_251\" style=\"left:471px;bottom:973px;letter-spacing:-0.02px;display:inline;\">1,013 </div></td><td class=\"tcs-selection-enabled tcs-selected\" colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"tp_251\" style=\"left:555px;bottom:973px;letter-spacing:-0.01px;display:inline;\">1,162 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"tq_251\" style=\"left:633px;bottom:973px;letter-spacing:-0.01px;display:inline;\">1,162 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"tr_251\" style=\"left:722px;bottom:973px;letter-spacing:-0.01px;display:inline;\">(13)% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"ts_251\" style=\"left:799px;bottom:973px;letter-spacing:-0.01px;display:inline;\">(13)% </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"tt_251\" style=\"left:91px;bottom:954px;letter-spacing:-0.01px;display:inline;\">Indonesia </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_251\" id=\"tu_251\" style=\"left:481px;bottom:954px;letter-spacing:-0.02px;display:inline;\">221 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"tv_251\" style=\"left:564px;bottom:954px;letter-spacing:-0.01px;display:inline;\">205 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"tw_251\" style=\"left:642px;bottom:954px;letter-spacing:-0.01px;display:inline;\">200 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"tx_251\" style=\"left:733px;bottom:954px;letter-spacing:-0.01px;word-spacing:1.31px;display:inline;\">8 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"ty_251\" style=\"left:804px;bottom:954px;letter-spacing:-0.01px;word-spacing:1.31px;display:inline;\">11 % </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"tz_251\" style=\"left:91px;bottom:934px;letter-spacing:-0.01px;display:inline;\">Malaysia </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_251\" id=\"t10_251\" style=\"left:481px;bottom:934px;letter-spacing:-0.02px;display:inline;\">305 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t11_251\" style=\"left:564px;bottom:934px;letter-spacing:-0.01px;display:inline;\">340 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t12_251\" style=\"left:642px;bottom:934px;letter-spacing:-0.01px;display:inline;\">329 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t13_251\" style=\"left:722px;bottom:934px;letter-spacing:-0.01px;display:inline;\">(10)% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t14_251\" style=\"left:807px;bottom:934px;letter-spacing:-0.01px;display:inline;\">(7)% </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t15_251\" style=\"left:91px;bottom:915px;letter-spacing:-0.01px;display:inline;\">Singapore </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_251\" id=\"t16_251\" style=\"left:481px;bottom:915px;letter-spacing:-0.02px;display:inline;\">584 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t17_251\" style=\"left:564px;bottom:915px;letter-spacing:-0.01px;display:inline;\">570 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t18_251\" style=\"left:642px;bottom:915px;letter-spacing:-0.01px;display:inline;\">585 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t19_251\" style=\"left:733px;bottom:915px;letter-spacing:-0.01px;word-spacing:1.31px;display:inline;\">2 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t1a_251\" style=\"left:811px;bottom:915px;letter-spacing:-0.01px;word-spacing:1.31px;display:inline;\">0 % </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t1b_251\" style=\"left:91px;bottom:895px;letter-spacing:-0.01px;display:inline;\">Growth markets and other </div> <div class=\"t s7_251\" id=\"t1c_251\" style=\"vertical-align: super;left:231px;bottom:903px;letter-spacing:0.15px;display:inline;\">note (ii) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_251\" id=\"t1d_251\" style=\"left:481px;bottom:895px;letter-spacing:-0.02px;display:inline;\">746 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t1e_251\" style=\"left:564px;bottom:895px;letter-spacing:-0.01px;display:inline;\">728 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t1f_251\" style=\"left:642px;bottom:895px;letter-spacing:-0.01px;display:inline;\">715 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t1g_251\" style=\"left:733px;bottom:895px;letter-spacing:-0.01px;word-spacing:1.31px;display:inline;\">2 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t1h_251\" style=\"left:811px;bottom:895px;letter-spacing:-0.01px;word-spacing:1.31px;display:inline;\">4 % </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t1i_251\" style=\"left:91px;bottom:876px;letter-spacing:-0.01px;display:inline;\">Eastspring </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_251\" id=\"t1j_251\" style=\"left:481px;bottom:876px;letter-spacing:-0.02px;display:inline;\">280 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t1k_251\" style=\"left:564px;bottom:876px;letter-spacing:-0.01px;display:inline;\">260 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t1l_251\" style=\"left:642px;bottom:876px;letter-spacing:-0.01px;display:inline;\">255 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t1m_251\" style=\"left:733px;bottom:876px;letter-spacing:-0.01px;word-spacing:1.31px;display:inline;\">8 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t1n_251\" style=\"left:804px;bottom:876px;letter-spacing:-0.01px;word-spacing:1.31px;display:inline;\">10 % </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_251\" id=\"t1o_251\" style=\"left:91px;bottom:856px;letter-spacing:-0.01px;display:inline;\">Total segment profit </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t1p_251\" style=\"left:410px;bottom:856px;letter-spacing:-0.01px;display:inline;\">B1.3 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_251\" id=\"t1q_251\" style=\"left:471px;bottom:856px;letter-spacing:-0.02px;display:inline;\">3,517 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t1r_251\" style=\"left:555px;bottom:856px;letter-spacing:-0.01px;display:inline;\">3,536 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t1s_251\" style=\"left:633px;bottom:856px;letter-spacing:-0.01px;display:inline;\">3,504 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t1t_251\" style=\"left:729px;bottom:856px;letter-spacing:-0.01px;display:inline;\">(1)% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t1u_251\" style=\"left:811px;bottom:856px;letter-spacing:-0.01px;word-spacing:1.31px;display:inline;\">0 % </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t1v_251\" style=\"left:91px;bottom:836px;letter-spacing:-0.01px;display:inline;\">Other income and expenditure unallocated to a </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t1w_251\" style=\"left:104px;bottom:821px;letter-spacing:-0.01px;display:inline;\">segment: </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t1x_251\" style=\"left:104px;bottom:801px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Net investment return and other items </div> <div class=\"t s7_251\" id=\"t1y_251\" style=\"vertical-align: super;left:307px;bottom:809px;letter-spacing:0.15px;display:inline;\">note (iii) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_251\" id=\"t1z_251\" style=\"left:484px;bottom:801px;letter-spacing:-0.02px;display:inline;\">(21) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t20_251\" style=\"left:567px;bottom:801px;display:inline;\">(44) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t21_251\" style=\"left:645px;bottom:801px;display:inline;\">(44) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t22_251\" style=\"left:726px;bottom:801px;letter-spacing:-0.01px;word-spacing:1.31px;display:inline;\">52 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t23_251\" style=\"left:804px;bottom:801px;letter-spacing:-0.01px;word-spacing:1.31px;display:inline;\">52 % </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t24_251\" style=\"left:104px;bottom:782px;letter-spacing:-0.01px;display:inline;\">Interest payable on core structural borrowings </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_251\" id=\"t25_251\" style=\"left:476px;bottom:782px;letter-spacing:-0.02px;display:inline;\">(172) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t26_251\" style=\"left:560px;bottom:782px;letter-spacing:-0.01px;display:inline;\">(200) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t27_251\" style=\"left:638px;bottom:782px;letter-spacing:-0.01px;display:inline;\">(200) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t28_251\" style=\"left:726px;bottom:782px;letter-spacing:-0.01px;word-spacing:1.31px;display:inline;\">14 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t29_251\" style=\"left:804px;bottom:782px;letter-spacing:-0.01px;word-spacing:1.31px;display:inline;\">14 % </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t2a_251\" style=\"left:104px;bottom:762px;letter-spacing:-0.01px;display:inline;\">Corporate expenditure </div> <div class=\"t s7_251\" id=\"t2b_251\" style=\"vertical-align: super;left:225px;bottom:770px;letter-spacing:0.16px;display:inline;\">note (iv) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_251\" id=\"t2c_251\" style=\"left:476px;bottom:762px;letter-spacing:-0.02px;display:inline;\">(230) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t2d_251\" style=\"left:560px;bottom:762px;letter-spacing:-0.01px;display:inline;\">(276) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t2e_251\" style=\"left:638px;bottom:762px;letter-spacing:-0.01px;display:inline;\">(277) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t2f_251\" style=\"left:726px;bottom:762px;letter-spacing:-0.01px;word-spacing:1.31px;display:inline;\">17 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t2g_251\" style=\"left:804px;bottom:762px;letter-spacing:-0.01px;word-spacing:1.31px;display:inline;\">17 % </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t2h_251\" style=\"left:91px;bottom:743px;letter-spacing:-0.01px;display:inline;\">Total other expenditure </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_251\" id=\"t2i_251\" style=\"left:476px;bottom:743px;letter-spacing:-0.02px;display:inline;\">(423) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t2j_251\" style=\"left:560px;bottom:743px;letter-spacing:-0.01px;display:inline;\">(520) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t2k_251\" style=\"left:638px;bottom:743px;letter-spacing:-0.01px;display:inline;\">(521) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t2l_251\" style=\"left:726px;bottom:743px;letter-spacing:-0.01px;word-spacing:1.31px;display:inline;\">19 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t2m_251\" style=\"left:804px;bottom:743px;letter-spacing:-0.01px;word-spacing:1.31px;display:inline;\">19 % </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t2n_251\" style=\"left:91px;bottom:723px;letter-spacing:-0.01px;display:inline;\">Restructuring and IFRS 17 implementation costs </div> <div class=\"t s7_251\" id=\"t2o_251\" style=\"vertical-align: super;left:346px;bottom:731px;letter-spacing:0.17px;display:inline;\">note (v) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_251\" id=\"t2p_251\" style=\"left:476px;bottom:723px;letter-spacing:-0.02px;display:inline;\">(201) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t2q_251\" style=\"left:560px;bottom:723px;letter-spacing:-0.01px;display:inline;\">(294) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t2r_251\" style=\"left:638px;bottom:723px;letter-spacing:-0.01px;display:inline;\">(293) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t2s_251\" style=\"left:726px;bottom:723px;letter-spacing:-0.01px;word-spacing:1.31px;display:inline;\">32 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t2t_251\" style=\"left:804px;bottom:723px;letter-spacing:-0.01px;word-spacing:1.31px;display:inline;\">31 % </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_251\" id=\"t2u_251\" style=\"left:91px;bottom:704px;letter-spacing:-0.01px;display:inline;\">Adjusted operating profit </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t2v_251\" style=\"left:410px;bottom:704px;letter-spacing:-0.01px;display:inline;\">B1.3 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_251\" id=\"t2w_251\" style=\"left:471px;bottom:704px;letter-spacing:-0.02px;display:inline;\">2,893 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t2x_251\" style=\"left:555px;bottom:704px;letter-spacing:-0.01px;display:inline;\">2,722 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t2y_251\" style=\"left:633px;bottom:704px;letter-spacing:-0.01px;display:inline;\">2,690 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t2z_251\" style=\"left:733px;bottom:704px;letter-spacing:-0.01px;word-spacing:1.31px;display:inline;\">6 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t30_251\" style=\"left:811px;bottom:704px;letter-spacing:-0.01px;word-spacing:1.31px;display:inline;\">8 % </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t31_251\" style=\"left:91px;bottom:684px;letter-spacing:-0.01px;display:inline;\">Short-term fluctuations in investment returns </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_251\" id=\"t32_251\" style=\"left:476px;bottom:684px;letter-spacing:-0.02px;display:inline;\">(774) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t33_251\" style=\"left:551px;bottom:684px;letter-spacing:-0.01px;display:inline;\">(3,420) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t34_251\" style=\"left:629px;bottom:684px;letter-spacing:-0.01px;display:inline;\">(3,404) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t35_251\" style=\"left:726px;bottom:684px;letter-spacing:-0.01px;word-spacing:1.31px;display:inline;\">77 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t36_251\" style=\"left:804px;bottom:684px;letter-spacing:-0.01px;word-spacing:1.31px;display:inline;\">77 % </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t37_251\" style=\"left:91px;bottom:665px;letter-spacing:-0.01px;display:inline;\">(Loss) gain attaching to corporate transactions </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_251\" id=\"t38_251\" style=\"left:484px;bottom:665px;letter-spacing:-0.02px;display:inline;\">(22) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t39_251\" style=\"left:571px;bottom:665px;letter-spacing:-0.01px;display:inline;\">55 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t3a_251\" style=\"left:649px;bottom:665px;letter-spacing:-0.01px;display:inline;\">55 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t3b_251\" style=\"left:739px;bottom:665px;letter-spacing:-0.01px;display:inline;\">n/a </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t3c_251\" style=\"left:817px;bottom:665px;letter-spacing:-0.01px;display:inline;\">n/a </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_251\" id=\"t3d_251\" style=\"left:91px;bottom:646px;letter-spacing:-0.01px;display:inline;\">Profit (loss) before tax attributable to shareholders </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_251\" id=\"t3e_251\" style=\"left:471px;bottom:646px;letter-spacing:-0.02px;display:inline;\">2,097 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t3f_251\" style=\"left:560px;bottom:646px;letter-spacing:-0.01px;display:inline;\">(643) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t3g_251\" style=\"left:638px;bottom:646px;letter-spacing:-0.01px;display:inline;\">(659) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t3h_251\" style=\"left:739px;bottom:646px;letter-spacing:-0.01px;display:inline;\">n/a </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t3i_251\" style=\"left:817px;bottom:646px;letter-spacing:-0.01px;display:inline;\">n/a </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t3j_251\" style=\"left:91px;bottom:626px;letter-spacing:-0.01px;display:inline;\">Tax charge attributable to shareholders' returns </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t3k_251\" style=\"left:410px;bottom:626px;letter-spacing:-0.01px;display:inline;\">B3.2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_251\" id=\"t3l_251\" style=\"left:476px;bottom:626px;letter-spacing:-0.02px;display:inline;\">(385) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t3m_251\" style=\"left:560px;bottom:626px;letter-spacing:-0.01px;display:inline;\">(354) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t3n_251\" style=\"left:638px;bottom:626px;letter-spacing:-0.01px;display:inline;\">(346) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t3o_251\" style=\"left:729px;bottom:626px;letter-spacing:-0.01px;display:inline;\">(9)% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t3p_251\" style=\"left:799px;bottom:626px;letter-spacing:-0.01px;display:inline;\">(11)% </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_251\" id=\"t3q_251\" style=\"left:91px;bottom:607px;letter-spacing:-0.01px;display:inline;\">Profit (loss) for the year </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_251\" id=\"t3r_251\" style=\"left:471px;bottom:607px;letter-spacing:-0.02px;display:inline;\">1,712 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t3s_251\" style=\"left:560px;bottom:607px;letter-spacing:-0.01px;display:inline;\">(997) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t3t_251\" style=\"left:629px;bottom:607px;letter-spacing:-0.01px;display:inline;\">(1,005) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t3u_251\" style=\"left:739px;bottom:607px;letter-spacing:-0.01px;display:inline;\">n/a </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t3v_251\" style=\"left:817px;bottom:607px;letter-spacing:-0.01px;display:inline;\">n/a </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_251\" id=\"t3w_251\" style=\"left:91px;bottom:568px;letter-spacing:-0.01px;display:inline;\">Attributable to: </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t3x_251\" style=\"left:91px;bottom:548px;letter-spacing:-0.01px;display:inline;\">Equity holders of the Company </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_251\" id=\"t3y_251\" style=\"left:471px;bottom:548px;letter-spacing:-0.02px;display:inline;\">1,701 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t3z_251\" style=\"left:551px;bottom:548px;letter-spacing:-0.01px;display:inline;\">(1,007) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t40_251\" style=\"left:629px;bottom:548px;letter-spacing:-0.01px;display:inline;\">(1,014) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t41_251\" style=\"left:739px;bottom:548px;letter-spacing:-0.01px;display:inline;\">n/a </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t42_251\" style=\"left:817px;bottom:548px;letter-spacing:-0.01px;display:inline;\">n/a </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t43_251\" style=\"left:91px;bottom:529px;letter-spacing:-0.01px;display:inline;\">Non-controlling interests </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_251\" id=\"t44_251\" style=\"left:488px;bottom:529px;letter-spacing:-0.02px;display:inline;\">11 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t45_251\" style=\"left:571px;bottom:529px;letter-spacing:-0.01px;display:inline;\">10 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t46_251\" style=\"left:656px;bottom:529px;display:inline;\">9 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t47_251\" style=\"left:726px;bottom:529px;letter-spacing:-0.01px;word-spacing:1.31px;display:inline;\">10 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t48_251\" style=\"left:804px;bottom:529px;letter-spacing:-0.01px;word-spacing:1.31px;display:inline;\">22 % </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_251\" id=\"t49_251\" style=\"left:91px;bottom:509px;letter-spacing:-0.01px;display:inline;\">Profit (loss) for the year </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_251\" id=\"t4a_251\" style=\"left:471px;bottom:509px;letter-spacing:-0.02px;display:inline;\">1,712 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t4b_251\" style=\"left:560px;bottom:509px;letter-spacing:-0.01px;display:inline;\">(997) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t4c_251\" style=\"left:629px;bottom:509px;letter-spacing:-0.01px;display:inline;\">(1,005) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t4d_251\" style=\"left:739px;bottom:509px;letter-spacing:-0.01px;display:inline;\">n/a </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t4e_251\" style=\"left:817px;bottom:509px;letter-spacing:-0.01px;display:inline;\">n/a </div></td></tr></table><div class=\"t s6_251\" id=\"t4f_251\" style=\"left:91px;bottom:470px;letter-spacing:-0.01px;display:inline;\">Basic earnings per share (in cents) </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_251\" id=\"t4g_251\" style=\"left:491px;bottom:471px;letter-spacing:0.08px;display:inline;\">2023 </div></td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s4_251\" id=\"t4h_251\" style=\"left:588px;bottom:471px;letter-spacing:0.09px;display:inline;\">2022 </div> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s4_251\" id=\"t4i_251\" style=\"left:727px;bottom:471px;letter-spacing:0.08px;display:inline;\">2023 vs 2022 % </div> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_251\" id=\"t4j_251\" style=\"left:579px;bottom:456px;letter-spacing:0.09px;display:inline;\">AER </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_251\" id=\"t4k_251\" style=\"left:657px;bottom:456px;letter-spacing:0.09px;display:inline;\">CER </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_251\" id=\"t4l_251\" style=\"left:739px;bottom:456px;letter-spacing:0.09px;display:inline;\">AER </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_251\" id=\"t4m_251\" style=\"left:817px;bottom:456px;letter-spacing:0.09px;display:inline;\">CER </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_251\" id=\"t4n_251\" style=\"left:415px;bottom:441px;letter-spacing:0.08px;display:inline;\">Note </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_251\" id=\"t4o_251\" style=\"left:482px;bottom:441px;letter-spacing:0.06px;display:inline;\">note (i) </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_251\" id=\"t4p_251\" style=\"left:567px;bottom:441px;letter-spacing:0.06px;display:inline;\">note (i) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_251\" id=\"t4q_251\" style=\"left:645px;bottom:441px;letter-spacing:0.06px;display:inline;\">note (i) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_251\" id=\"t4r_251\" style=\"left:727px;bottom:441px;letter-spacing:0.06px;display:inline;\">note (i) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_251\" id=\"t4s_251\" style=\"left:805px;bottom:441px;letter-spacing:0.06px;display:inline;\">note (i) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t4t_251\" style=\"left:91px;bottom:420px;letter-spacing:-0.01px;display:inline;\">Based on adjusted operating profit, net of tax and non- </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled tcs-selected emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t4u_251\" style=\"left:104px;bottom:405px;letter-spacing:-0.01px;display:inline;\">controlling interest </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t4v_251\" style=\"left:422px;bottom:405px;letter-spacing:-0.01px;display:inline;\">B4 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_251\" id=\"t4w_251\" style=\"left:478px;bottom:405px;letter-spacing:-0.02px;word-spacing:1.09px;display:inline;\">89.0 \u00a2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t4x_251\" style=\"left:562px;bottom:405px;letter-spacing:-0.01px;word-spacing:1.31px;display:inline;\">79.4 \u00a2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t4y_251\" style=\"left:640px;bottom:405px;letter-spacing:-0.01px;word-spacing:1.31px;display:inline;\">78.5 \u00a2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t4z_251\" style=\"left:726px;bottom:405px;letter-spacing:-0.01px;word-spacing:1.31px;display:inline;\">12 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t50_251\" style=\"left:804px;bottom:405px;letter-spacing:-0.01px;word-spacing:1.31px;display:inline;\">13 % </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t51_251\" style=\"left:91px;bottom:385px;letter-spacing:-0.01px;display:inline;\">Based on profit (loss) for the year, net of non- </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t52_251\" style=\"left:104px;bottom:369px;letter-spacing:-0.01px;display:inline;\">controlling interest </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t53_251\" style=\"left:422px;bottom:369px;letter-spacing:-0.01px;display:inline;\">B4 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_251\" id=\"t54_251\" style=\"left:478px;bottom:369px;letter-spacing:-0.02px;word-spacing:1.09px;display:inline;\">62.1 \u00a2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t55_251\" style=\"left:558px;bottom:369px;letter-spacing:-0.01px;display:inline;\">(36.8)\u00a2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t56_251\" style=\"left:635px;bottom:369px;letter-spacing:-0.01px;display:inline;\">(37.0)\u00a2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t57_251\" style=\"left:739px;bottom:369px;letter-spacing:-0.01px;display:inline;\">n/a </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_251\" id=\"t58_251\" style=\"left:817px;bottom:369px;letter-spacing:-0.01px;display:inline;\">n/a </div></td></tr></table><div class=\"t s8_251\" id=\"t59_251\" style=\"left:87px;bottom:343px;letter-spacing:-0.16px;display:inline;\">Notes </div><div class=\"t s9_251\" id=\"t5a_251\" style=\"left:87px;bottom:331px;letter-spacing:-0.09px;display:inline;\">(i) </div><div class=\"t s9_251\" id=\"t5b_251\" style=\"left:104px;bottom:331px;letter-spacing:-0.12px;display:inline;\">Segment results are attributed to the shareholders of the Group before deducting the amount attributable to the non-controlling interests. This presentation is applied </div><div class=\"t s9_251\" id=\"t5c_251\" style=\"left:104px;bottom:320px;letter-spacing:-0.13px;word-spacing:0.01px;display:inline;\">consistently throughout the document. For definitions of AER and CER refer to note A1. </div><div class=\"t s9_251\" id=\"t5d_251\" style=\"left:87px;bottom:308px;letter-spacing:-0.08px;display:inline;\">(ii) </div><div class=\"t s9_251\" id=\"t5e_251\" style=\"left:104px;bottom:308px;letter-spacing:-0.13px;display:inline;\">The Growth markets and other segment includes non-insurance entities that support the Group\u2019s insurance business and the result for this segment is after deducting the </div><div class=\"t s9_251\" id=\"t5f_251\" style=\"left:104px;bottom:296px;letter-spacing:-0.12px;display:inline;\">corporate taxes arising from the life joint ventures and associates. </div><div class=\"t s9_251\" id=\"t5g_251\" style=\"left:87px;bottom:284px;letter-spacing:-0.08px;display:inline;\">(iii) </div><div class=\"t s9_251\" id=\"t5h_251\" style=\"left:104px;bottom:284px;letter-spacing:-0.13px;display:inline;\">Net investment return and other items includes an adjustment to eliminate intercompany profits as described below. Entities within the Prudential Group can provide </div><div class=\"t s9_251\" id=\"t5i_251\" style=\"left:104px;bottom:273px;letter-spacing:-0.12px;display:inline;\">services to each other, the most significant example being the provision of asset management services by Eastspring to the life entities. If the associated expenses are </div><div class=\"t s9_251\" id=\"t5j_251\" style=\"left:104px;bottom:261px;letter-spacing:-0.13px;display:inline;\">deemed attributable to the entity\u2019s insurance contracts then the costs are included within the estimate of future cashflows when measuring the insurance contract under </div><div class=\"t s9_251\" id=\"t5k_251\" style=\"left:104px;bottom:249px;letter-spacing:-0.13px;display:inline;\">IFRS 17. In the Group\u2019s consolidated accounts, IFRS 17 requires the removal of the intercompany profit from the measurement of the insurance contract. Put another way </div><div class=\"t s9_251\" id=\"t5l_251\" style=\"left:104px;bottom:237px;letter-spacing:-0.12px;display:inline;\">the future cash flows include the cost to the Group (not the insurance entity) of providing the service. In the period that the service is provided the entity undertaking the </div><div class=\"t s9_251\" id=\"t5m_251\" style=\"left:104px;bottom:225px;letter-spacing:-0.12px;word-spacing:-0.02px;display:inline;\">service, for example Eastspring, recognises the profit it earns as part of its results. To avoid any double counting an adjustment is included with the centre\u2019s 'net investment </div><div class=\"t s9_251\" id=\"t5n_251\" style=\"left:104px;bottom:214px;letter-spacing:-0.13px;display:inline;\">return and other item' to remove the benefit already recognised when valuing the insurance contract. </div><div class=\"t s9_251\" id=\"t5o_251\" style=\"left:87px;bottom:202px;letter-spacing:-0.1px;display:inline;\">(iv) </div><div class=\"t s9_251\" id=\"t5p_251\" style=\"left:104px;bottom:202px;letter-spacing:-0.13px;display:inline;\">Corporate expenditure as shown above is for head office functions. </div><div class=\"t s9_251\" id=\"t5q_251\" style=\"left:87px;bottom:190px;letter-spacing:-0.11px;display:inline;\">(v) </div><div class=\"t s9_251\" id=\"t5r_251\" style=\"left:104px;bottom:190px;letter-spacing:-0.13px;display:inline;\">Restructuring and IFRS 17 implementation costs include those incurred in insurance and asset management operations of $(81) million (2022: $(137) million), largely </div><div class=\"t s9_251\" id=\"t5s_251\" style=\"left:104px;bottom:178px;letter-spacing:-0.13px;display:inline;\">comprising the costs of Group-wide projects including the implementation of IFRS 17 (this includes one-off costs associated with embedding IFRS 17), reorganisation </div><div class=\"t s9_251\" id=\"t5t_251\" style=\"left:104px;bottom:167px;letter-spacing:-0.12px;display:inline;\">programmes and initial costs of establishing new business initiatives and operations. </div><div></div><div class=\"t s0_252\" id=\"t1_252\" style=\"left:65px;bottom:1116px;letter-spacing:0.13px;display:inline;\">B1.2 Determining operating segments and performance measure of operating segments </div><div class=\"t s1_252\" id=\"t2_252\" style=\"left:65px;bottom:1097px;letter-spacing:0.14px;display:inline;\">Operating segments </div><div class=\"t s2_252\" id=\"t3_252\" style=\"left:65px;bottom:1082px;letter-spacing:-0.01px;display:inline;\">The Group's operating and reported segments for financial reporting purposes are defined and presented in accordance with IFRS 8 \u2018Operating </div><div class=\"t s2_252\" id=\"t4_252\" style=\"left:65px;bottom:1066px;letter-spacing:-0.01px;display:inline;\">Segments\u2019. There have been no changes to the Group\u2019s operating segments from those reported in the Group\u2019s consolidated financial </div><div class=\"t s2_252\" id=\"t5_252\" style=\"left:65px;bottom:1051px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">statements for the year ended 31 December 2022. </div><div class=\"t s2_252\" id=\"t6_252\" style=\"left:65px;bottom:1023px;letter-spacing:-0.01px;display:inline;\">Operations and transactions which do not form part of any business unit are reported as \u2018Unallocated to a segment\u2019 and generally comprise </div><div class=\"t s2_252\" id=\"t7_252\" style=\"left:65px;bottom:1007px;letter-spacing:-0.01px;display:inline;\">head office functions. </div><div class=\"t s1_252\" id=\"t8_252\" style=\"left:65px;bottom:977px;letter-spacing:0.14px;display:inline;\">Performance measure </div><div class=\"t s2_252\" id=\"t9_252\" style=\"left:65px;bottom:961px;letter-spacing:-0.01px;display:inline;\">The performance measure of operating segments utilised by the Group is IFRS operating profit based on longer-term investment returns </div><div class=\"t s2_252\" id=\"ta_252\" style=\"left:65px;bottom:946px;letter-spacing:-0.01px;display:inline;\">(adjusted operating profit) as described below. This measurement basis distinguishes adjusted operating profit from other constituents of total </div><div class=\"t s2_252\" id=\"tb_252\" style=\"left:65px;bottom:930px;letter-spacing:-0.01px;display:inline;\">profit or loss for the year, including short-term fluctuations in investment returns and gain or loss on corporate transactions. Note B1.1 shows the </div><div class=\"t s2_252\" id=\"tc_252\" style=\"left:65px;bottom:914px;letter-spacing:-0.01px;display:inline;\">reconciliation from adjusted operating profit to total profit (loss) for the year. </div><div class=\"t s2_252\" id=\"td_252\" style=\"left:65px;bottom:887px;letter-spacing:-0.01px;display:inline;\">A comparison of the Group\u2019s 2022 adjusted operating profit under the previous IFRS 4 basis and the IFRS 17 basis is provided below: </div><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_252\" id=\"te_252\" style=\"left:775px;bottom:860px;letter-spacing:0.09px;display:inline;\">2022 $m </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_252\" id=\"tf_252\" style=\"left:69px;bottom:840px;letter-spacing:-0.01px;display:inline;\">IFRS 4 basis adjusted operating profit as previously published </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_252\" id=\"tg_252\" style=\"left:777px;bottom:840px;letter-spacing:-0.01px;display:inline;\">3,375 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_252\" id=\"th_252\" style=\"left:69px;bottom:820px;letter-spacing:-0.01px;display:inline;\">Difference </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_252\" id=\"ti_252\" style=\"left:783px;bottom:820px;letter-spacing:-0.01px;display:inline;\">(653) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_252\" id=\"tj_252\" style=\"left:69px;bottom:801px;letter-spacing:-0.01px;display:inline;\">IFRS 17 basis adjusted operating profit </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_252\" id=\"tk_252\" style=\"left:777px;bottom:801px;letter-spacing:-0.01px;display:inline;\">2,722 </div></td></tr>\n                                        </table><div class=\"t s2_252\" id=\"tl_252\" style=\"left:65px;bottom:766px;letter-spacing:-0.01px;display:inline;\">IFRS 17 adjusted operating profit is circa $650 million lower than under IFRS4 in 2022. This broadly comprises: </div><div class=\"t s5_252\" id=\"tm_252\" style=\"left:65px;bottom:738px;display:inline;\">\u2013 </div><div class=\"t s2_252\" id=\"tn_252\" style=\"left:78px;bottom:738px;letter-spacing:-0.01px;display:inline;\">a circa $200 million reduction from the prohibition of day-one profit recognition from new business under IFRS17; </div><div class=\"t s5_252\" id=\"to_252\" style=\"left:65px;bottom:722px;display:inline;\">\u2013 </div><div class=\"t s2_252\" id=\"tp_252\" style=\"left:78px;bottom:722px;letter-spacing:-0.01px;display:inline;\">a circa $250 million reduction from changes in the subsequent timing of profit recognition, mainly related to differences on protection </div><div class=\"t s2_252\" id=\"tq_252\" style=\"left:78px;bottom:707px;letter-spacing:-0.01px;display:inline;\">products; and </div><div class=\"t s5_252\" id=\"tr_252\" style=\"left:65px;bottom:691px;display:inline;\">\u2013 </div><div class=\"t s2_252\" id=\"ts_252\" style=\"left:78px;bottom:691px;letter-spacing:-0.01px;display:inline;\">a circa $200 million reduction due to a one-off uplift in IFRS4 arising as a result of the adoption of Risk Based Capital in Hong Kong. </div><div class=\"t s1_252\" id=\"tt_252\" style=\"left:65px;bottom:661px;letter-spacing:0.12px;display:inline;\">Determination of adjusted operating profit </div><div class=\"t s6_252\" id=\"tu_252\" style=\"left:65px;bottom:644px;letter-spacing:-0.1px;display:inline;\">(a) </div><div class=\"t s6_252\" id=\"tv_252\" style=\"left:91px;bottom:644px;letter-spacing:-0.12px;word-spacing:-0.05px;display:inline;\">Approach adopted for insurance businesses </div><div class=\"t s2_252\" id=\"tw_252\" style=\"left:65px;bottom:628px;letter-spacing:-0.01px;display:inline;\">The measurement of adjusted operating profit reflects that, for the insurance business, assets and liabilities are held for the longer term. The </div><div class=\"t s2_252\" id=\"tx_252\" style=\"left:65px;bottom:613px;letter-spacing:-0.01px;display:inline;\">Group believes trends in underlying performance are better understood if the effects of short-term fluctuations in market conditions, such as </div><div class=\"t s2_252\" id=\"ty_252\" style=\"left:65px;bottom:597px;letter-spacing:-0.01px;display:inline;\">changes in interest rates or equity markets, are excluded. This concept was previously applied under IFRS 4, but the changing measurement </div><div class=\"t s2_252\" id=\"tz_252\" style=\"left:65px;bottom:582px;letter-spacing:-0.01px;display:inline;\">model under IFRS 17 has impacted how such short-term fluctuations are determined. </div><div class=\"t s2_252\" id=\"t10_252\" style=\"left:65px;bottom:554px;letter-spacing:-0.01px;display:inline;\">The method of allocating profit between operating and non-operating components involves applying longer-term rates of return to the Group\u2019s </div><div class=\"t s2_252\" id=\"t11_252\" style=\"left:65px;bottom:538px;letter-spacing:-0.01px;display:inline;\">assets held by insurance entities (including joint ventures and associates). These longer-term rates of return are not applied when assets and </div><div class=\"t s2_252\" id=\"t12_252\" style=\"left:65px;bottom:523px;letter-spacing:-0.01px;display:inline;\">liabilities move broadly in tandem and hence the effect on profit from short-term market movements is more muted. In summary the Group </div><div class=\"t s2_252\" id=\"t13_252\" style=\"left:65px;bottom:507px;letter-spacing:-0.01px;display:inline;\">applies the following approach when attributing the \u2018net investment result\u2019 between operating and non-operating profit: </div><div class=\"t s5_252\" id=\"t14_252\" style=\"left:65px;bottom:479px;display:inline;\">\u2013 </div><div class=\"t s2_252\" id=\"t15_252\" style=\"left:78px;bottom:479px;letter-spacing:-0.01px;display:inline;\">Returns on investments that meet the definition of an \u2018underlying item\u2019, namely those investments that determine some of the amounts </div><div class=\"t s2_252\" id=\"t16_252\" style=\"left:78px;bottom:464px;letter-spacing:-0.01px;display:inline;\">payable to a policyholder such as assets within unit linked funds or with-profits funds, are recorded in adjusted operating profit on an actual </div><div class=\"t s2_252\" id=\"t17_252\" style=\"left:78px;bottom:448px;letter-spacing:-0.01px;display:inline;\">return basis. The exception is for investments backing the shareholders\u2019 10 per cent share of the estate within the Hong Kong with-profits </div><div class=\"t s2_252\" id=\"t18_252\" style=\"left:78px;bottom:433px;letter-spacing:-0.01px;display:inline;\">fund. Changes in the value of these investments, including those driven by market movements, pass through the income statement with no </div><div class=\"t s2_252\" id=\"t19_252\" style=\"left:78px;bottom:417px;letter-spacing:-0.01px;display:inline;\">liability offset. Consequently adjusted operating profit recognises investment return on a longer-term basis for these assets. </div><div class=\"t s5_252\" id=\"t1a_252\" style=\"left:65px;bottom:401px;display:inline;\">\u2013 </div><div class=\"t s2_252\" id=\"t1b_252\" style=\"left:78px;bottom:401px;letter-spacing:-0.01px;display:inline;\">For insurance contracts measured under the GMM, the impact of market movements on both the non-underlying insurance contract balances </div><div class=\"t s2_252\" id=\"t1c_252\" style=\"left:78px;bottom:386px;letter-spacing:-0.01px;display:inline;\">and the investments they relate to are considered together. Adjusted operating profit allows for the long-term credit spread (net of the </div><div class=\"t s2_252\" id=\"t1d_252\" style=\"left:78px;bottom:370px;letter-spacing:-0.01px;display:inline;\">expected defaults) or long-term equity risk premium on the debt and equity-type instruments respectively. Deducted from this amount is the </div><div class=\"t s2_252\" id=\"t1e_252\" style=\"left:78px;bottom:355px;letter-spacing:-0.01px;display:inline;\">unwind of the illiquidity premium included in the current discount rate for the liabilities. </div><div class=\"t s5_252\" id=\"t1f_252\" style=\"left:65px;bottom:339px;display:inline;\">\u2013 </div><div class=\"t s2_252\" id=\"t1g_252\" style=\"left:78px;bottom:339px;letter-spacing:-0.01px;display:inline;\">Some GMM BEL components are calculated by reference to the investment return of assets, even if the BEL component itself is not considered </div><div class=\"t s2_252\" id=\"t1h_252\" style=\"left:78px;bottom:324px;letter-spacing:-0.01px;display:inline;\">an underlying item, for example the BEL component related to future fee income or a guarantee. In these cases for the purposes of </div><div class=\"t s2_252\" id=\"t1i_252\" style=\"left:78px;bottom:308px;letter-spacing:-0.01px;display:inline;\">determining operating profit, the BEL component is calculated assuming a longer-term investment return and any difference between the </div><div class=\"t s2_252\" id=\"t1j_252\" style=\"left:78px;bottom:292px;letter-spacing:-0.01px;display:inline;\">actual return arising in the period and the longer-term investment return is taken to non-operating profit. There is no impact on the balance </div><div class=\"t s2_252\" id=\"t1k_252\" style=\"left:78px;bottom:277px;letter-spacing:-0.01px;display:inline;\">sheet of this allocation. </div><div class=\"t s5_252\" id=\"t1l_252\" style=\"left:65px;bottom:261px;display:inline;\">\u2013 </div><div class=\"t s2_252\" id=\"t1m_252\" style=\"left:78px;bottom:261px;letter-spacing:-0.01px;display:inline;\">A longer-term rate of return is applied to all other investments held by the Group\u2019s insurance business for the purposes of calculating adjusted </div><div class=\"t s2_252\" id=\"t1n_252\" style=\"left:78px;bottom:246px;letter-spacing:-0.01px;display:inline;\">operating profit. More details on how longer-term rates are determined are set out below. </div><div class=\"t s2_252\" id=\"t1o_252\" style=\"left:65px;bottom:218px;letter-spacing:-0.01px;display:inline;\">The difference between the net investment result recorded in the income statement and the longer-term returns determined using the above </div><div class=\"t s2_252\" id=\"t1p_252\" style=\"left:65px;bottom:202px;letter-spacing:-0.01px;display:inline;\">principles is recorded as \u2018short-term fluctuations in investment returns\u2019 as a component of non-operating profit. </div><div class=\"t s2_252\" id=\"t1q_252\" style=\"left:65px;bottom:174px;letter-spacing:-0.01px;display:inline;\">The \u2018insurance service result\u2019 is recognised in adjusted operating profit in full with the exception of gains or losses that arise from market and </div><div class=\"t s2_252\" id=\"t1r_252\" style=\"left:65px;bottom:159px;letter-spacing:-0.01px;display:inline;\">other related movements on onerous contracts measured under the variable fee approach. If these gains and losses are capable of being offset </div><div class=\"t s2_252\" id=\"t1s_252\" style=\"left:65px;bottom:143px;letter-spacing:-0.01px;display:inline;\">across more than one annual cohort of the same product or fund as applicable, then the adjusted operating profit is determined by amortising </div><div class=\"t s2_252\" id=\"t1t_252\" style=\"left:65px;bottom:128px;letter-spacing:-0.01px;display:inline;\">the net of the future profits and losses on all contracts where profits or losses can be shared. Any difference between this and the insurance </div><div class=\"t s2_252\" id=\"t1u_252\" style=\"left:65px;bottom:112px;letter-spacing:-0.01px;display:inline;\">service results presented in the income statement is classified as part of \u2018short-term fluctuations in investment returns\u2019, a component of non- </div><div class=\"t s2_252\" id=\"t1v_252\" style=\"left:65px;bottom:97px;letter-spacing:-0.01px;display:inline;\">operating profit. </div><div></div><div class=\"t s0_253\" id=\"t1_253\" style=\"left:87px;bottom:1118px;letter-spacing:-0.1px;display:inline;\">(b) </div><div class=\"t s0_253\" id=\"t2_253\" style=\"left:113px;bottom:1118px;letter-spacing:-0.11px;display:inline;\">Determination of longer-term returns </div><div class=\"t s1_253\" id=\"t3_253\" style=\"left:87px;bottom:1102px;letter-spacing:-0.01px;display:inline;\">The longer-term rates of return are estimates of the long-term trend investment returns having regard to past performance, current trends and </div><div class=\"t s1_253\" id=\"t4_253\" style=\"left:87px;bottom:1087px;letter-spacing:-0.01px;display:inline;\">future expectations. These rates are broadly stable from year to year but may be different between regions, reflecting, for example, differing </div><div class=\"t s1_253\" id=\"t5_253\" style=\"left:87px;bottom:1071px;letter-spacing:-0.01px;display:inline;\">expectations of inflation in each business unit. The assumptions are for the returns expected to apply in equilibrium conditions. The assumed </div><div class=\"t s1_253\" id=\"t6_253\" style=\"left:87px;bottom:1055px;letter-spacing:-0.01px;display:inline;\">rates of return do not reflect any cyclical variability in economic performance and are not set by reference to prevailing asset valuations. </div><div class=\"t s1_253\" id=\"t7_253\" style=\"left:87px;bottom:1028px;letter-spacing:-0.01px;display:inline;\">For collective investment schemes that include different types of assets (eg equities and debt securities), weighted assumptions are used </div><div class=\"t s1_253\" id=\"t8_253\" style=\"left:87px;bottom:1012px;letter-spacing:-0.01px;display:inline;\">reflecting the asset mix underlying the relevant fund mandates. </div><div class=\"t s2_253\" id=\"t9_253\" style=\"left:87px;bottom:983px;letter-spacing:-0.11px;display:inline;\">Debt securities and loans </div><div class=\"t s1_253\" id=\"ta_253\" style=\"left:87px;bottom:968px;letter-spacing:-0.01px;display:inline;\">For debt securities and loans, the longer-term rates of return are estimates of the long-term government bond yield, plus the estimated long-term </div><div class=\"t s1_253\" id=\"tb_253\" style=\"left:87px;bottom:952px;letter-spacing:-0.01px;display:inline;\">credit spread over the government bond yield, less an allowance for expected credit losses. The credit spread and credit loss assumptions reflect </div><div class=\"t s1_253\" id=\"tc_253\" style=\"left:87px;bottom:936px;letter-spacing:-0.01px;word-spacing:-0.01px;display:inline;\">the mix of assets by credit rating. Longer-term rates of return range from 2.8 per cent to 8.4 per cent for 2023 (2022: 2.8 per cent to 7.8 per </div><div class=\"t s1_253\" id=\"td_253\" style=\"left:87px;bottom:921px;letter-spacing:-0.01px;display:inline;\">cent). </div><div class=\"t s2_253\" id=\"te_253\" style=\"left:87px;bottom:892px;letter-spacing:-0.11px;display:inline;\">Equity-type securities </div><div class=\"t s1_253\" id=\"tf_253\" style=\"left:87px;bottom:877px;letter-spacing:-0.01px;display:inline;\">For equity-type securities, the longer-term rates of return are estimates of the long-term trend investment returns for income and capital. Longer- </div><div class=\"t s1_253\" id=\"tg_253\" style=\"left:87px;bottom:861px;letter-spacing:-0.01px;display:inline;\">term rates of return range from 8.6 per cent to 15.7 per cent for 2023 and 2022. </div><div class=\"t s2_253\" id=\"th_253\" style=\"left:87px;bottom:832px;letter-spacing:-0.12px;display:inline;\">Derivative value movements </div><div class=\"t s1_253\" id=\"ti_253\" style=\"left:87px;bottom:817px;letter-spacing:-0.01px;display:inline;\">In the case where derivatives change the nature of other invested assets (eg by lengthening the duration of assets, hedging overseas bonds to </div><div class=\"t s1_253\" id=\"tj_253\" style=\"left:87px;bottom:801px;letter-spacing:-0.01px;display:inline;\">the currency of the local liabilities, or by providing synthetic exposure to equities), the longer-term return on those invested assets reflects the </div><div class=\"t s1_253\" id=\"tk_253\" style=\"left:87px;bottom:786px;letter-spacing:-0.01px;display:inline;\">impacts of the derivatives. </div><div class=\"t s0_253\" id=\"tl_253\" style=\"left:87px;bottom:757px;letter-spacing:-0.09px;display:inline;\">(c) </div><div class=\"t s0_253\" id=\"tm_253\" style=\"left:113px;bottom:757px;letter-spacing:-0.12px;display:inline;\">Non-insurance businesses </div><div class=\"t s1_253\" id=\"tn_253\" style=\"left:87px;bottom:741px;letter-spacing:-0.01px;display:inline;\">For these businesses, the determination of adjusted operating profit reflects the underlying economic substance of the arrangements and </div><div class=\"t s1_253\" id=\"to_253\" style=\"left:87px;bottom:726px;letter-spacing:-0.01px;display:inline;\">excludes market related items only where it is expected these will unwind over time. </div><div class=\"t s3_253\" id=\"tp_253\" style=\"left:87px;bottom:695px;letter-spacing:0.12px;display:inline;\">B1.3 Analysis of adjusted operating profit by driver </div><div class=\"t s1_253\" id=\"tq_253\" style=\"left:87px;bottom:680px;letter-spacing:-0.01px;display:inline;\">Management assesses adjusted operating profit by breaking it down into the key components that drive performance each period. This analysis </div><div class=\"t s1_253\" id=\"tr_253\" style=\"left:87px;bottom:664px;letter-spacing:-0.01px;display:inline;\">changes from the previous IFRS 4 driver breakdown as the new IFRS 17 measurement model leads to different drivers being relevant. The new </div><div class=\"t s1_253\" id=\"ts_253\" style=\"left:87px;bottom:648px;letter-spacing:-0.01px;display:inline;\">basis is not directly reconcilable to the old basis. </div><div class=\"t s1_253\" id=\"tt_253\" style=\"left:87px;bottom:621px;letter-spacing:-0.01px;display:inline;\">The table below analyses the Group\u2019s adjusted operating profit into the underlying drivers using the following categories: </div><div class=\"t s4_253\" id=\"tu_253\" style=\"left:87px;bottom:593px;display:inline;\">\u2013 </div><div class=\"t s1_253\" id=\"tv_253\" style=\"left:100px;bottom:593px;letter-spacing:-0.01px;display:inline;\">Adjusted release of CSM, which is net of reinsurance, represents the release from the CSM for the insurance services provided in the period </div><div class=\"t s1_253\" id=\"tw_253\" style=\"left:100px;bottom:577px;letter-spacing:-0.01px;display:inline;\">adjusted for the reduction in CSM release that would occur if gains on profitable contracts were combined with losses on onerous contracts for </div><div class=\"t s1_253\" id=\"tx_253\" style=\"left:100px;bottom:562px;letter-spacing:-0.01px;word-spacing:-0.02px;display:inline;\">those contracts where gains and losses can be shared across cohorts as described in note B1.2. </div><div class=\"t s4_253\" id=\"ty_253\" style=\"left:87px;bottom:546px;display:inline;\">\u2013 </div><div class=\"t s1_253\" id=\"tz_253\" style=\"left:100px;bottom:546px;letter-spacing:-0.01px;display:inline;\">Release of risk adjustment, which is net of reinsurance, represents the amount of risk adjustment recognised in the income statement </div><div class=\"t s1_253\" id=\"t10_253\" style=\"left:100px;bottom:530px;letter-spacing:-0.01px;display:inline;\">representing non-financial risk that expired in the period net of the amount that was assumed to be covered by under any reinsurance </div><div class=\"t s1_253\" id=\"t11_253\" style=\"left:100px;bottom:515px;letter-spacing:-0.01px;display:inline;\">contracts in place. The only difference between the amount shown in the table below and the amount included within Insurance service result </div><div class=\"t s1_253\" id=\"t12_253\" style=\"left:100px;bottom:499px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">on the consolidated income statement and note C3.2 is the amount relating to the Group\u2019s life joint ventures and associates that use the </div><div class=\"t s1_253\" id=\"t13_253\" style=\"left:100px;bottom:484px;letter-spacing:-0.01px;display:inline;\">equity method of accounting. </div><div class=\"t s4_253\" id=\"t14_253\" style=\"left:87px;bottom:468px;display:inline;\">\u2013 </div><div class=\"t s1_253\" id=\"t15_253\" style=\"left:100px;bottom:468px;letter-spacing:-0.01px;display:inline;\">Experience variances represent the difference between the actual amounts incurred or received in the period and that assumed within the best </div><div class=\"t s1_253\" id=\"t16_253\" style=\"left:100px;bottom:452px;letter-spacing:-0.01px;display:inline;\">estimate liability for insurance and reinsurance contracts. It covers items such as claims, attributable expenses and premiums to the extent </div><div class=\"t s1_253\" id=\"t17_253\" style=\"left:100px;bottom:437px;letter-spacing:-0.01px;display:inline;\">that they relate to current or past service. </div><div class=\"t s4_253\" id=\"t18_253\" style=\"left:87px;bottom:421px;display:inline;\">\u2013 </div><div class=\"t s1_253\" id=\"t19_253\" style=\"left:100px;bottom:421px;letter-spacing:-0.01px;display:inline;\">Other insurance service result primarily relates to movements on onerous contracts that impact adjusted operating profit (ie excluding those </div><div class=\"t s1_253\" id=\"t1a_253\" style=\"left:100px;bottom:406px;letter-spacing:-0.01px;word-spacing:-0.02px;display:inline;\">discussed in B1.2). </div><div class=\"t s4_253\" id=\"t1b_253\" style=\"left:87px;bottom:390px;display:inline;\">\u2013 </div><div class=\"t s1_253\" id=\"t1c_253\" style=\"left:100px;bottom:390px;letter-spacing:-0.01px;display:inline;\">Net investment result on longer-term basis comprises the component of the \u2018net investment result\u2019 that has been attributed to adjusted </div><div class=\"t s1_253\" id=\"t1d_253\" style=\"left:100px;bottom:375px;letter-spacing:-0.01px;word-spacing:-0.02px;display:inline;\">operating profit by applying the approach as described in note B1.2. </div><div class=\"t s4_253\" id=\"t1e_253\" style=\"left:87px;bottom:359px;display:inline;\">\u2013 </div><div class=\"t s1_253\" id=\"t1f_253\" style=\"left:100px;bottom:359px;letter-spacing:-0.01px;display:inline;\">Other insurance income and expenditure represent other sources of income and expenses that are not considered to be attributable to </div><div class=\"t s1_253\" id=\"t1g_253\" style=\"left:100px;bottom:343px;letter-spacing:-0.01px;display:inline;\">insurance contracts under IFRS 17. </div><div class=\"t s4_253\" id=\"t1h_253\" style=\"left:87px;bottom:328px;display:inline;\">\u2013 </div><div class=\"t s1_253\" id=\"t1i_253\" style=\"left:100px;bottom:328px;letter-spacing:-0.01px;display:inline;\">Share of related tax charges from joint ventures and associates represents the related tax on the adjusted operating profit of the Group\u2019s life </div><div class=\"t s1_253\" id=\"t1j_253\" style=\"left:100px;bottom:312px;letter-spacing:-0.01px;display:inline;\">joint ventures and associates accounted for using the equity method. Under IFRS, the Group\u2019s share of results from its investments in joint </div><div class=\"t s1_253\" id=\"t1k_253\" style=\"left:100px;bottom:297px;letter-spacing:-0.01px;display:inline;\">ventures and associates accounted for using the equity method is included as a single line in the Group\u2019s profit before tax on a net of related </div><div class=\"t s1_253\" id=\"t1l_253\" style=\"left:100px;bottom:281px;letter-spacing:-0.01px;display:inline;\">tax basis. In the table below, the results of the life joint ventures and associates are analysed by adjusted operating profit drivers and on a pre- </div><div class=\"t s1_253\" id=\"t1m_253\" style=\"left:100px;bottom:265px;letter-spacing:-0.01px;display:inline;\">tax basis, with related tax shown separately in order for the contribution from the life joint ventures and associates to be included in the profit </div><div class=\"t s1_253\" id=\"t1n_253\" style=\"left:100px;bottom:250px;letter-spacing:-0.01px;display:inline;\">driver analysis on a consistent basis with the rest of the insurance business operations. </div><div></div><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_254\" id=\"t1_254\" style=\"left:453px;bottom:1118px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">2023 $m </div></td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s1_254\" id=\"t2_254\" style=\"left:558px;bottom:1118px;letter-spacing:0.09px;display:inline;\">2022 $m </div> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s1_254\" id=\"t3_254\" style=\"left:704px;bottom:1118px;letter-spacing:0.08px;display:inline;\">2023 vs 2022 % </div> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_254\" id=\"t4_254\" style=\"left:556px;bottom:1100px;letter-spacing:0.09px;display:inline;\">AER </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_254\" id=\"t5_254\" style=\"left:634px;bottom:1100px;letter-spacing:0.09px;display:inline;\">CER </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_254\" id=\"t6_254\" style=\"left:717px;bottom:1100px;letter-spacing:0.09px;display:inline;\">AER </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_254\" id=\"t7_254\" style=\"left:795px;bottom:1100px;letter-spacing:0.09px;display:inline;\">CER </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"t8_254\" style=\"left:69px;bottom:1080px;letter-spacing:-0.01px;display:inline;\">Adjusted release of CSM </div> <div class=\"t s3_254\" id=\"t9_254\" style=\"vertical-align: super;left:199px;bottom:1088px;letter-spacing:0.16px;display:inline;\">note (i) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_254\" id=\"ta_254\" style=\"left:455px;bottom:1080px;letter-spacing:-0.02px;display:inline;\">2,205 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"tb_254\" style=\"left:539px;bottom:1080px;letter-spacing:-0.01px;display:inline;\">2,265 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"tc_254\" style=\"left:617px;bottom:1080px;letter-spacing:-0.01px;display:inline;\">2,242 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"td_254\" style=\"left:706px;bottom:1080px;letter-spacing:-0.01px;display:inline;\">(3)% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"te_254\" style=\"left:784px;bottom:1080px;letter-spacing:-0.01px;display:inline;\">(2)% </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"tf_254\" style=\"left:69px;bottom:1061px;letter-spacing:-0.01px;display:inline;\">Release of risk adjustment </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_254\" id=\"tg_254\" style=\"left:465px;bottom:1061px;letter-spacing:-0.02px;display:inline;\">218 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"th_254\" style=\"left:549px;bottom:1061px;letter-spacing:-0.01px;display:inline;\">179 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"ti_254\" style=\"left:626px;bottom:1061px;letter-spacing:-0.01px;display:inline;\">178 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"tj_254\" style=\"left:703px;bottom:1061px;letter-spacing:-0.01px;word-spacing:1.31px;display:inline;\">22 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"tk_254\" style=\"left:781px;bottom:1061px;letter-spacing:-0.01px;word-spacing:1.31px;display:inline;\">22 % </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"tl_254\" style=\"left:69px;bottom:1041px;letter-spacing:-0.01px;display:inline;\">Experience variances </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_254\" id=\"tm_254\" style=\"left:461px;bottom:1041px;letter-spacing:-0.02px;display:inline;\">(118) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"tn_254\" style=\"left:551px;bottom:1041px;display:inline;\">(66) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"to_254\" style=\"left:629px;bottom:1041px;display:inline;\">(62) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"tp_254\" style=\"left:699px;bottom:1041px;letter-spacing:-0.01px;display:inline;\">(79)% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"tq_254\" style=\"left:777px;bottom:1041px;letter-spacing:-0.01px;display:inline;\">(90)% </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"tr_254\" style=\"left:69px;bottom:1022px;letter-spacing:-0.01px;display:inline;\">Other insurance service result </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_254\" id=\"ts_254\" style=\"left:461px;bottom:1022px;letter-spacing:-0.02px;display:inline;\">(109) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"tt_254\" style=\"left:544px;bottom:1022px;letter-spacing:-0.01px;display:inline;\">(204) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"tu_254\" style=\"left:622px;bottom:1022px;letter-spacing:-0.01px;display:inline;\">(195) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"tv_254\" style=\"left:703px;bottom:1022px;letter-spacing:-0.01px;word-spacing:1.31px;display:inline;\">47 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"tw_254\" style=\"left:781px;bottom:1022px;letter-spacing:-0.01px;word-spacing:1.31px;display:inline;\">44 % </div></td></tr><tr><td class=\"tcs-selection-enabled tcs-selected\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_254\" id=\"tx_254\" style=\"left:69px;bottom:1002px;letter-spacing:-0.01px;display:inline;\">Adjusted insurance service result </div> <div class=\"t s5_254\" id=\"ty_254\" style=\"vertical-align: super;left:257px;bottom:1010px;letter-spacing:0.17px;display:inline;\">note (i) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_254\" id=\"tz_254\" style=\"left:455px;bottom:1002px;letter-spacing:-0.02px;display:inline;\">2,196 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"t10_254\" style=\"left:539px;bottom:1002px;letter-spacing:-0.01px;display:inline;\">2,174 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"t11_254\" style=\"left:617px;bottom:1002px;letter-spacing:-0.01px;display:inline;\">2,163 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"t12_254\" style=\"left:710px;bottom:1002px;letter-spacing:-0.01px;word-spacing:1.31px;display:inline;\">1 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"t13_254\" style=\"left:788px;bottom:1002px;letter-spacing:-0.01px;word-spacing:1.31px;display:inline;\">2 % </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"t14_254\" style=\"left:69px;bottom:983px;letter-spacing:-0.01px;display:inline;\">Net investment result on longer-term basis </div> <div class=\"t s3_254\" id=\"t15_254\" style=\"vertical-align: super;left:294px;bottom:991px;letter-spacing:0.15px;display:inline;\">note (ii) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_254\" id=\"t16_254\" style=\"left:455px;bottom:983px;letter-spacing:-0.02px;display:inline;\">1,241 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"t17_254\" style=\"left:539px;bottom:983px;letter-spacing:-0.01px;display:inline;\">1,290 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"t18_254\" style=\"left:617px;bottom:983px;letter-spacing:-0.01px;display:inline;\">1,271 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"t19_254\" style=\"left:706px;bottom:983px;letter-spacing:-0.01px;display:inline;\">(4)% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"t1a_254\" style=\"left:784px;bottom:983px;letter-spacing:-0.01px;display:inline;\">(2)% </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"t1b_254\" style=\"left:69px;bottom:963px;letter-spacing:-0.01px;display:inline;\">Other insurance income and expenditure </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_254\" id=\"t1c_254\" style=\"left:461px;bottom:963px;letter-spacing:-0.02px;display:inline;\">(122) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"t1d_254\" style=\"left:551px;bottom:963px;display:inline;\">(98) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"t1e_254\" style=\"left:622px;bottom:963px;letter-spacing:-0.01px;display:inline;\">(100) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"t1f_254\" style=\"left:699px;bottom:963px;letter-spacing:-0.01px;display:inline;\">(24)% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"t1g_254\" style=\"left:777px;bottom:963px;letter-spacing:-0.01px;display:inline;\">(22)% </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"t1h_254\" style=\"left:69px;bottom:944px;letter-spacing:-0.01px;display:inline;\">Share of related tax charges from joint ventures and associates </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_254\" id=\"t1i_254\" style=\"left:468px;bottom:944px;letter-spacing:-0.02px;display:inline;\">(78) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"t1j_254\" style=\"left:551px;bottom:944px;display:inline;\">(90) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"t1k_254\" style=\"left:629px;bottom:944px;display:inline;\">(85) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"t1l_254\" style=\"left:703px;bottom:944px;letter-spacing:-0.01px;word-spacing:1.31px;display:inline;\">13 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"t1m_254\" style=\"left:788px;bottom:944px;letter-spacing:-0.01px;word-spacing:1.31px;display:inline;\">8 % </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_254\" id=\"t1n_254\" style=\"left:69px;bottom:924px;letter-spacing:-0.01px;display:inline;\">Insurance business </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_254\" id=\"t1o_254\" style=\"left:455px;bottom:924px;letter-spacing:-0.02px;display:inline;\">3,237 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"t1p_254\" style=\"left:539px;bottom:924px;letter-spacing:-0.01px;display:inline;\">3,276 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"t1q_254\" style=\"left:617px;bottom:924px;letter-spacing:-0.01px;display:inline;\">3,249 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"t1r_254\" style=\"left:706px;bottom:924px;letter-spacing:-0.01px;display:inline;\">(1)% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"t1s_254\" style=\"left:788px;bottom:924px;letter-spacing:-0.01px;word-spacing:1.31px;display:inline;\">\u2013 % </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"t1t_254\" style=\"left:69px;bottom:905px;letter-spacing:-0.01px;display:inline;\">Eastspring </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_254\" id=\"t1u_254\" style=\"left:465px;bottom:905px;letter-spacing:-0.02px;display:inline;\">280 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"t1v_254\" style=\"left:549px;bottom:905px;letter-spacing:-0.01px;display:inline;\">260 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"t1w_254\" style=\"left:626px;bottom:905px;letter-spacing:-0.01px;display:inline;\">255 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"t1x_254\" style=\"left:710px;bottom:905px;letter-spacing:-0.01px;word-spacing:1.31px;display:inline;\">8 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"t1y_254\" style=\"left:781px;bottom:905px;letter-spacing:-0.01px;word-spacing:1.31px;display:inline;\">10 % </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"t1z_254\" style=\"left:69px;bottom:885px;letter-spacing:-0.01px;display:inline;\">Other income and expenditure </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_254\" id=\"t20_254\" style=\"left:461px;bottom:885px;letter-spacing:-0.02px;display:inline;\">(423) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"t21_254\" style=\"left:544px;bottom:885px;letter-spacing:-0.01px;display:inline;\">(520) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"t22_254\" style=\"left:622px;bottom:885px;letter-spacing:-0.01px;display:inline;\">(521) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"t23_254\" style=\"left:703px;bottom:885px;letter-spacing:-0.01px;word-spacing:1.31px;display:inline;\">19 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"t24_254\" style=\"left:781px;bottom:885px;letter-spacing:-0.01px;word-spacing:1.31px;display:inline;\">19 % </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"t25_254\" style=\"left:69px;bottom:866px;letter-spacing:-0.01px;display:inline;\">Restructuring and IFRS 17 implementation costs </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_254\" id=\"t26_254\" style=\"left:461px;bottom:866px;letter-spacing:-0.02px;display:inline;\">(201) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"t27_254\" style=\"left:544px;bottom:866px;letter-spacing:-0.01px;display:inline;\">(294) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"t28_254\" style=\"left:622px;bottom:866px;letter-spacing:-0.01px;display:inline;\">(293) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"t29_254\" style=\"left:703px;bottom:866px;letter-spacing:-0.01px;word-spacing:1.31px;display:inline;\">32 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"t2a_254\" style=\"left:781px;bottom:866px;letter-spacing:-0.01px;word-spacing:1.31px;display:inline;\">31 % </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_254\" id=\"t2b_254\" style=\"left:69px;bottom:846px;letter-spacing:-0.01px;display:inline;\">Adjusted operating profit, as reconciled to profit (loss) for </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_254\" id=\"t2c_254\" style=\"left:82px;bottom:830px;letter-spacing:-0.01px;display:inline;\">the year in note B1.1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_254\" id=\"t2d_254\" style=\"left:455px;bottom:830px;letter-spacing:-0.02px;display:inline;\">2,893 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"t2e_254\" style=\"left:539px;bottom:830px;letter-spacing:-0.01px;display:inline;\">2,722 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"t2f_254\" style=\"left:617px;bottom:830px;letter-spacing:-0.01px;display:inline;\">2,690 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"t2g_254\" style=\"left:710px;bottom:830px;letter-spacing:-0.01px;word-spacing:1.31px;display:inline;\">6 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"t2h_254\" style=\"left:788px;bottom:830px;letter-spacing:-0.01px;word-spacing:1.31px;display:inline;\">8 % </div></td></tr>\n                                        </table><div class=\"t s6_254\" id=\"t2i_254\" style=\"left:65px;bottom:804px;letter-spacing:-0.16px;display:inline;\">Notes </div><div class=\"t s7_254\" id=\"t2j_254\" style=\"left:65px;bottom:792px;letter-spacing:-0.09px;display:inline;\">(i) </div><div class=\"t s7_254\" id=\"t2k_254\" style=\"left:82px;bottom:792px;letter-spacing:-0.12px;display:inline;\">The adjusted release of CSM and the adjusted insurance service result are reconciled to the information in the </div><div class=\"t s8_254\" id=\"t2l_254\" style=\"left:556px;bottom:792px;letter-spacing:-0.13px;display:inline;\">Analysis of movements in insurance and reinsurance contract </div><div class=\"t s8_254\" id=\"t2m_254\" style=\"left:82px;bottom:780px;letter-spacing:-0.13px;display:inline;\">balances by measurement component in note C3.2 (excluding joint ventures and associates) and the </div><div class=\"t s7_254\" id=\"t2n_254\" style=\"left:518px;bottom:780px;letter-spacing:-0.13px;display:inline;\">consolidated income statement as follows: </div><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_254\" id=\"t2o_254\" style=\"left:704px;bottom:750px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">2023 $m </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_254\" id=\"t2p_254\" style=\"left:783px;bottom:750px;letter-spacing:0.09px;display:inline;\">2022 $m </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_254\" id=\"t2q_254\" style=\"left:89px;bottom:730px;letter-spacing:-0.01px;display:inline;\">Release of CSM, net of reinsurance as included within Insurance service result on the consolidated </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_254\" id=\"t2r_254\" style=\"left:99px;bottom:714px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">income statement and note C3.2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_254\" id=\"t2s_254\" style=\"left:706px;bottom:714px;letter-spacing:-0.02px;display:inline;\">1,990 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"t2t_254\" style=\"left:785px;bottom:714px;letter-spacing:-0.01px;display:inline;\">2,013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"t2u_254\" style=\"left:86px;bottom:694px;letter-spacing:-0.01px;display:inline;\">Add amounts relating to the Group\u2019s life joint ventures and associates that are accounted for on equity- </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"t2v_254\" style=\"left:99px;bottom:678px;letter-spacing:-0.01px;display:inline;\">method </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_254\" id=\"t2w_254\" style=\"left:716px;bottom:678px;letter-spacing:-0.02px;display:inline;\">218 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"t2x_254\" style=\"left:795px;bottom:678px;letter-spacing:-0.01px;display:inline;\">229 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_254\" id=\"t2y_254\" style=\"left:86px;bottom:659px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">Release of CSM, net of reinsurance as shown in note C3.3 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"t2z_254\" style=\"left:86px;bottom:639px;letter-spacing:-0.01px;display:inline;\">Insurance </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_254\" id=\"t30_254\" style=\"left:706px;bottom:639px;letter-spacing:-0.02px;display:inline;\">2,414 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"t31_254\" style=\"left:785px;bottom:639px;letter-spacing:-0.01px;display:inline;\">2,413 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"t32_254\" style=\"left:86px;bottom:620px;letter-spacing:-0.01px;display:inline;\">Reinsurance </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_254\" id=\"t33_254\" style=\"left:712px;bottom:620px;letter-spacing:-0.02px;display:inline;\">(206) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"t34_254\" style=\"left:791px;bottom:620px;letter-spacing:-0.01px;display:inline;\">(171) </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_254\" id=\"t35_254\" style=\"left:706px;bottom:601px;letter-spacing:-0.02px;display:inline;\">2,208 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"t36_254\" style=\"left:785px;bottom:601px;letter-spacing:-0.01px;display:inline;\">2,242 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"t37_254\" style=\"left:86px;bottom:566px;letter-spacing:-0.01px;display:inline;\">Adjustment to release of CSM for the treatment adopted for adjusted operating profit purposes of combining </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"t38_254\" style=\"left:99px;bottom:551px;letter-spacing:-0.01px;display:inline;\">losses on onerous contracts and gains on profitable contracts that can be shared across more than one </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"t39_254\" style=\"left:99px;bottom:535px;letter-spacing:-0.01px;display:inline;\">annual cohort </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_254\" id=\"t3a_254\" style=\"left:727px;bottom:535px;letter-spacing:-0.02px;display:inline;\">(3) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"t3b_254\" style=\"left:802px;bottom:535px;display:inline;\">23 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_254\" id=\"t3c_254\" style=\"left:86px;bottom:516px;letter-spacing:-0.01px;display:inline;\">Adjusted release of CSM as shown above </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_254\" id=\"t3d_254\" style=\"left:706px;bottom:516px;letter-spacing:-0.02px;display:inline;\">2,205 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"t3e_254\" style=\"left:785px;bottom:516px;letter-spacing:-0.01px;display:inline;\">2,265 </div></td></tr>\n                                        </table><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_254\" id=\"t3f_254\" style=\"left:704px;bottom:462px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">2023 $m </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_254\" id=\"t3g_254\" style=\"left:783px;bottom:462px;letter-spacing:0.09px;display:inline;\">2022 $m </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_254\" id=\"t3h_254\" style=\"left:86px;bottom:441px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">Insurance service result as shown in the consolidated income statement and note C3.2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_254\" id=\"t3i_254\" style=\"left:708px;bottom:441px;letter-spacing:-0.02px;display:inline;\">2,087 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"t3j_254\" style=\"left:787px;bottom:441px;letter-spacing:-0.01px;display:inline;\">2,177 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"t3k_254\" style=\"left:86px;bottom:426px;letter-spacing:-0.01px;display:inline;\">Add amounts relating to the Group\u2019s life joint ventures and associates that are accounted for on equity- </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"t3l_254\" style=\"left:99px;bottom:410px;letter-spacing:-0.01px;display:inline;\">method </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_254\" id=\"t3m_254\" style=\"left:718px;bottom:410px;letter-spacing:-0.02px;display:inline;\">148 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"t3n_254\" style=\"left:796px;bottom:410px;letter-spacing:-0.01px;display:inline;\">112 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_254\" id=\"t3o_254\" style=\"left:86px;bottom:391px;letter-spacing:-0.01px;word-spacing:-0.03px;display:inline;\">Insurance service result as shown in note C3.3 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"t3p_254\" style=\"left:86px;bottom:371px;letter-spacing:-0.01px;display:inline;\">Insurance </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_254\" id=\"t3q_254\" style=\"left:708px;bottom:371px;letter-spacing:-0.02px;display:inline;\">2,424 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"t3r_254\" style=\"left:787px;bottom:371px;letter-spacing:-0.01px;display:inline;\">2,396 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"t3s_254\" style=\"left:86px;bottom:352px;letter-spacing:-0.01px;display:inline;\">Reinsurance </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_254\" id=\"t3t_254\" style=\"left:709px;bottom:352px;letter-spacing:-0.02px;display:inline;\">(189) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"t3u_254\" style=\"left:788px;bottom:352px;letter-spacing:-0.01px;display:inline;\">(107) </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_254\" id=\"t3v_254\" style=\"left:708px;bottom:332px;letter-spacing:-0.02px;display:inline;\">2,235 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"t3w_254\" style=\"left:787px;bottom:332px;letter-spacing:-0.01px;display:inline;\">2,289 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"t3x_254\" style=\"left:86px;bottom:313px;letter-spacing:-0.01px;display:inline;\">Removal of losses or gains from reversal of losses on those onerous contracts that meet the criteria in note </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"t3y_254\" style=\"left:99px;bottom:297px;letter-spacing:-0.01px;display:inline;\">B1.2 less the change to the release of CSM shown above </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_254\" id=\"t3z_254\" style=\"left:725px;bottom:297px;letter-spacing:-0.02px;display:inline;\">68 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"t40_254\" style=\"left:795px;bottom:297px;letter-spacing:-0.01px;display:inline;\">(33) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"t41_254\" style=\"left:86px;bottom:277px;letter-spacing:-0.01px;display:inline;\">Other primarily related to policyholder tax* </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_254\" id=\"t42_254\" style=\"left:709px;bottom:277px;letter-spacing:-0.02px;display:inline;\">(107) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"t43_254\" style=\"left:795px;bottom:277px;letter-spacing:-0.01px;display:inline;\">(82) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_254\" id=\"t44_254\" style=\"left:86px;bottom:258px;letter-spacing:-0.01px;display:inline;\">Adjusted insurance service result as shown above </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_254\" id=\"t45_254\" style=\"left:707px;bottom:258px;letter-spacing:-0.02px;display:inline;\">2,196 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_254\" id=\"t46_254\" style=\"left:787px;bottom:258px;letter-spacing:-0.01px;display:inline;\">2,174 </div></td></tr>\n                                        </table><div class=\"t s7_254\" id=\"t47_254\" style=\"left:82px;bottom:232px;display:inline;\">* </div><div class=\"t s7_254\" id=\"t48_254\" style=\"left:100px;bottom:232px;letter-spacing:-0.12px;display:inline;\">Other primarily relates to the revenue recognised to cover the tax charge attributable to policyholders that is included in the insurance service result in the income </div><div class=\"t s7_254\" id=\"t49_254\" style=\"left:100px;bottom:220px;letter-spacing:-0.12px;display:inline;\">statement. This revenue is fully offset by the actual tax charge attributable to policyholders that is included, as required by IAS 12, in the tax line in the income </div><div class=\"t s7_254\" id=\"t4a_254\" style=\"left:100px;bottom:208px;letter-spacing:-0.12px;display:inline;\">statement resulting in no net impact to profit after tax and so have been offset in the analysis of adjusted operating profit. </div><div></div><div class=\"t s0_255\" id=\"t1_255\" style=\"left:87px;bottom:1121px;letter-spacing:-0.08px;display:inline;\">(ii) </div><div class=\"t s0_255\" id=\"t2_255\" style=\"left:104px;bottom:1121px;letter-spacing:-0.12px;display:inline;\">In addition, net investment result on longer-term basis is reconciled to the net investment result in the consolidated income statement as follows: </div><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_255\" id=\"t3_255\" style=\"left:725px;bottom:1103px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">2023 $m </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_255\" id=\"t4_255\" style=\"left:805px;bottom:1103px;letter-spacing:0.09px;display:inline;\">2022 $m </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_255\" id=\"t5_255\" style=\"left:108px;bottom:1083px;letter-spacing:-0.01px;display:inline;\">Net investment result as shown in the consolidated income statement </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_255\" id=\"t6_255\" style=\"left:728px;bottom:1083px;letter-spacing:-0.02px;display:inline;\">1,091 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_255\" id=\"t7_255\" style=\"left:803px;bottom:1083px;letter-spacing:-0.01px;display:inline;\">(1,883) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_255\" id=\"t8_255\" style=\"left:108px;bottom:1064px;letter-spacing:-0.01px;display:inline;\">Remove investment return of non-insurance entities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_255\" id=\"t9_255\" style=\"left:734px;bottom:1064px;letter-spacing:-0.02px;display:inline;\">(142) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_255\" id=\"ta_255\" style=\"left:819px;bottom:1064px;display:inline;\">(53) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_255\" id=\"tb_255\" style=\"left:108px;bottom:1044px;letter-spacing:-0.01px;display:inline;\">Remove short-term fluctuations in investment return included in non-operating profit* </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_255\" id=\"tc_255\" style=\"left:738px;bottom:1044px;letter-spacing:-0.02px;display:inline;\">774 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_255\" id=\"td_255\" style=\"left:807px;bottom:1044px;letter-spacing:-0.01px;display:inline;\">3,420 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_255\" id=\"te_255\" style=\"left:108px;bottom:1025px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Other items* </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_255\" id=\"tf_255\" style=\"left:734px;bottom:1025px;letter-spacing:-0.02px;display:inline;\">(482) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_255\" id=\"tg_255\" style=\"left:812px;bottom:1025px;letter-spacing:-0.01px;display:inline;\">(194) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_255\" id=\"th_255\" style=\"left:108px;bottom:1005px;letter-spacing:-0.01px;display:inline;\">Net investment result on longer-term basis as shown above </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_255\" id=\"ti_255\" style=\"left:728px;bottom:1005px;letter-spacing:-0.02px;display:inline;\">1,241 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_255\" id=\"tj_255\" style=\"left:807px;bottom:1005px;letter-spacing:-0.01px;display:inline;\">1,290 </div></td></tr>\n                                        </table><div class=\"t s0_255\" id=\"tk_255\" style=\"left:104px;bottom:973px;display:inline;\">* </div>These reconciling line items include the impact from the Group\u2019s life joint ventures and associates.",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfProfitLossFromOperatingActivitiesExplanatory",
    "language": "en",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f30229": {
   "value": "The Group's operating and reported segments for financial reporting purposes are defined and presented in accordance with IFRS 8 \u2018Operating <div class=\"t s2_252\" id=\"t4_252\" style=\"left:65px;bottom:1066px;letter-spacing:-0.01px;display:inline;\">Segments\u2019. There have been no changes to the Group\u2019s operating segments from those reported in the Group\u2019s consolidated financial </div><div class=\"t s2_252\" id=\"t5_252\" style=\"left:65px;bottom:1051px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">statements for the year ended 31 December 2022. </div><div class=\"t s2_252\" id=\"t6_252\" style=\"left:65px;bottom:1023px;letter-spacing:-0.01px;display:inline;\">Operations and transactions which do not form part of any business unit are reported as \u2018Unallocated to a segment\u2019 and generally comprise </div>head office functions.",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForSegmentReportingExplanatory",
    "language": "en",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f30334": {
   "value": "Debt securities and loans <div class=\"t s1_253\" id=\"ta_253\" style=\"left:87px;bottom:968px;letter-spacing:-0.01px;display:inline;\">For debt securities and loans, the longer-term rates of return are estimates of the long-term government bond yield, plus the estimated long-term </div><div class=\"t s1_253\" id=\"tb_253\" style=\"left:87px;bottom:952px;letter-spacing:-0.01px;display:inline;\">credit spread over the government bond yield, less an allowance for expected credit losses. The credit spread and credit loss assumptions reflect </div><div class=\"t s1_253\" id=\"tc_253\" style=\"left:87px;bottom:936px;letter-spacing:-0.01px;word-spacing:-0.01px;display:inline;\">the mix of assets by credit rating. Longer-term rates of return range from 2.8 per cent to 8.4 per cent for 2023 (2022: 2.8 per cent to 7.8 per </div>cent).Debt securities are analysed below according to the issuing government for sovereign debt and to credit ratings for the rest of the securities. The <div class=\"t s3_267\" id=\"t7_267\" style=\"left:87px;bottom:983px;letter-spacing:-0.01px;display:inline;\">Group uses the middle of the Standard &amp; Poor\u2019s, Moody\u2019s and Fitch ratings, where available. Where ratings are not available from these rating </div><div class=\"t s3_267\" id=\"t8_267\" style=\"left:87px;bottom:967px;letter-spacing:-0.01px;display:inline;\">agencies, local external rating agencies\u2019 ratings and lastly internal ratings have been used. Securities with none of the ratings listed above are </div><div class=\"t s3_267\" id=\"t9_267\" style=\"left:87px;bottom:951px;letter-spacing:-0.01px;display:inline;\">classified as unrated and included under the \u2018below BBB- and unrated\u2019 category. The total securities (excluding sovereign debt) that were </div><div class=\"t s3_267\" id=\"ta_267\" style=\"left:87px;bottom:936px;letter-spacing:-0.01px;display:inline;\">unrated at 31 December 2023 were $1,181 million (31 December 2022: $1,152 million). Additionally, government debt is shown separately </div><div class=\"t s3_267\" id=\"tb_267\" style=\"left:87px;bottom:920px;letter-spacing:-0.01px;display:inline;\">from the rating breakdowns in order to provide a more focused view of the credit portfolio. </div><div class=\"t s3_267\" id=\"tc_267\" style=\"left:87px;bottom:892px;letter-spacing:-0.01px;display:inline;\">In the table below, AAA is the highest possible rating. Investment grade financial assets are classified within the range of AAA to BBB- ratings. </div><div class=\"t s3_267\" id=\"td_267\" style=\"left:87px;bottom:877px;letter-spacing:-0.01px;display:inline;\">Financial assets which fall outside this range are classified as below BBB-. </div><div class=\"t s3_267\" id=\"te_267\" style=\"left:87px;bottom:849px;letter-spacing:-0.01px;display:inline;\">The following table classifies assets into those that primarily back the Group\u2019s participating funds that are measured under the variable fee </div><div class=\"t s3_267\" id=\"tf_267\" style=\"left:87px;bottom:834px;letter-spacing:-0.01px;display:inline;\">approach, those backing unit-linked funds, other investments held within the insurance entities, Eastspring\u2019s investments and those that are </div><div class=\"t s3_267\" id=\"tg_267\" style=\"left:87px;bottom:818px;letter-spacing:-0.01px;display:inline;\">unallocated to a segment (principally centrally held investments). </div><div class=\"t s3_267\" id=\"th_267\" style=\"left:87px;bottom:790px;letter-spacing:-0.01px;display:inline;\">In terms of the investments held by the insurance businesses, those within funds with policyholder participation and those within unit-linked </div><div class=\"t s3_267\" id=\"ti_267\" style=\"left:87px;bottom:775px;letter-spacing:-0.01px;display:inline;\">funds represent underlying items. The gains or losses on these investments will be offset by movements in policyholder liabilities and therefore </div><div class=\"t s3_267\" id=\"tj_267\" style=\"left:87px;bottom:759px;letter-spacing:-0.01px;display:inline;\">adjusted operating profit reflects the actual investment return on these assets. The exception is for investments backing the shareholders\u2019 10 per </div><div class=\"t s3_267\" id=\"tk_267\" style=\"left:87px;bottom:743px;letter-spacing:-0.01px;display:inline;\">cent share of the estate within the Hong Kong with-profits fund. Changes in the value of these investments, including those driven by market </div><div class=\"t s3_267\" id=\"tl_267\" style=\"left:87px;bottom:728px;letter-spacing:-0.01px;display:inline;\">movements, pass through the income statement with no liability offset. Consequently adjusted operating profit recognises investment return on </div><div class=\"t s3_267\" id=\"tm_267\" style=\"left:87px;bottom:712px;letter-spacing:-0.01px;display:inline;\">a longer-term basis for these assets. </div><div class=\"t s3_267\" id=\"tn_267\" style=\"left:87px;bottom:684px;letter-spacing:-0.01px;display:inline;\">In terms of other assets held within the insurance entities, these largely comprise assets backing IFRS shareholders\u2019 equity or are non-underlying </div><div class=\"t s3_267\" id=\"to_267\" style=\"left:87px;bottom:669px;letter-spacing:-0.01px;display:inline;\">items backing GMM liabilities and therefore the returns on these other investments are recognised in adjusted operating profit at a longer-term </div><div class=\"t s3_267\" id=\"tp_267\" style=\"left:87px;bottom:653px;letter-spacing:-0.01px;display:inline;\">rate. </div><div></div><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"7\" rowspan=\"1\" style=\"text-align: center;\">   <div class=\"t s0_268\" id=\"t1_268\" style=\"left:525px;bottom:1118px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">31 Dec 2023 $m </div>   </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"5\" rowspan=\"1\" style=\"text-align: center;\">  <div class=\"t s0_268\" id=\"t2_268\" style=\"left:452px;bottom:1100px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">Asia and Africa </div>  </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"3\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s0_268\" id=\"t7_268\" style=\"left:389px;bottom:1083px;letter-spacing:0.07px;display:inline;\">Insurance </div> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_268\" id=\"t8_268\" style=\"left:324px;bottom:1067px;letter-spacing:0.07px;display:inline;\">Funds with </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_268\" id=\"t9_268\" style=\"left:319px;bottom:1057px;letter-spacing:0.07px;display:inline;\">policyholder </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_268\" id=\"tb_268\" style=\"left:397px;bottom:1057px;letter-spacing:0.06px;display:inline;\">Unit-linked </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_268\" id=\"t3_268\" style=\"left:686px;bottom:1057px;letter-spacing:0.08px;display:inline;\">Unallocated </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_268\" id=\"t5_268\" style=\"left:783px;bottom:1057px;letter-spacing:0.08px;display:inline;\">Group </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_268\" id=\"ta_268\" style=\"left:316px;bottom:1046px;letter-spacing:0.07px;display:inline;\">participation </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_268\" id=\"tc_268\" style=\"left:419px;bottom:1046px;letter-spacing:0.08px;display:inline;\">funds </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_268\" id=\"td_268\" style=\"left:492px;bottom:1046px;letter-spacing:0.08px;display:inline;\">Other </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_268\" id=\"te_268\" style=\"left:546px;bottom:1046px;letter-spacing:0.07px;display:inline;\">Eastspring </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_268\" id=\"tf_268\" style=\"left:640px;bottom:1046px;letter-spacing:0.07px;display:inline;\">Total </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_268\" id=\"t4_268\" style=\"left:682px;bottom:1046px;letter-spacing:0.08px;display:inline;\">to a segment </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_268\" id=\"t6_268\" style=\"left:789px;bottom:1046px;letter-spacing:0.07px;display:inline;\">total </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_268\" id=\"tg_268\" style=\"left:342px;bottom:1029px;letter-spacing:0.06px;display:inline;\">note (i) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_268\" id=\"th_268\" style=\"left:69px;bottom:1009px;letter-spacing:-0.01px;display:inline;\">Debt securities </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_268\" id=\"ti_268\" style=\"left:69px;bottom:989px;letter-spacing:-0.01px;display:inline;\">Sovereign debt </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_268\" id=\"tj_268\" style=\"left:82px;bottom:970px;letter-spacing:-0.01px;display:inline;\">Indonesia </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"tk_268\" style=\"left:345px;bottom:970px;letter-spacing:-0.02px;display:inline;\">393 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"tl_268\" style=\"left:418px;bottom:970px;letter-spacing:-0.02px;display:inline;\">611 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"tm_268\" style=\"left:492px;bottom:970px;letter-spacing:-0.02px;display:inline;\">525 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"tn_268\" style=\"left:580px;bottom:970px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"to_268\" style=\"left:628px;bottom:970px;letter-spacing:-0.02px;display:inline;\">1,529 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"tp_268\" style=\"left:727px;bottom:970px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"tq_268\" style=\"left:775px;bottom:970px;letter-spacing:-0.02px;display:inline;\">1,529 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_268\" id=\"tr_268\" style=\"left:82px;bottom:951px;letter-spacing:-0.01px;display:inline;\">Singapore </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"ts_268\" style=\"left:335px;bottom:951px;letter-spacing:-0.02px;display:inline;\">3,006 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"tt_268\" style=\"left:418px;bottom:951px;letter-spacing:-0.02px;display:inline;\">607 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"tu_268\" style=\"left:492px;bottom:951px;letter-spacing:-0.02px;display:inline;\">929 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"tv_268\" style=\"left:580px;bottom:951px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"tw_268\" style=\"left:628px;bottom:951px;letter-spacing:-0.02px;display:inline;\">4,542 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"tx_268\" style=\"left:727px;bottom:951px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"ty_268\" style=\"left:775px;bottom:951px;letter-spacing:-0.02px;display:inline;\">4,542 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_268\" id=\"tz_268\" style=\"left:82px;bottom:931px;letter-spacing:-0.01px;display:inline;\">Thailand </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t10_268\" style=\"left:359px;bottom:931px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t11_268\" style=\"left:433px;bottom:931px;display:inline;\">4 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t12_268\" style=\"left:481px;bottom:931px;letter-spacing:-0.02px;display:inline;\">1,957 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t13_268\" style=\"left:580px;bottom:931px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t14_268\" style=\"left:628px;bottom:931px;letter-spacing:-0.02px;display:inline;\">1,963 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t15_268\" style=\"left:727px;bottom:931px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t16_268\" style=\"left:775px;bottom:931px;letter-spacing:-0.02px;display:inline;\">1,963 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_268\" id=\"t17_268\" style=\"left:82px;bottom:912px;letter-spacing:-0.01px;display:inline;\">United Kingdom </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t18_268\" style=\"left:360px;bottom:912px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t19_268\" style=\"left:433px;bottom:912px;display:inline;\">5 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t1a_268\" style=\"left:499px;bottom:912px;letter-spacing:-0.02px;display:inline;\">87 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t1b_268\" style=\"left:580px;bottom:912px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t1c_268\" style=\"left:645px;bottom:912px;letter-spacing:-0.02px;display:inline;\">92 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t1d_268\" style=\"left:727px;bottom:912px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t1e_268\" style=\"left:792px;bottom:912px;letter-spacing:-0.02px;display:inline;\">92 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_268\" id=\"t1f_268\" style=\"left:82px;bottom:892px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">United States </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t1g_268\" style=\"left:327px;bottom:892px;letter-spacing:-0.02px;display:inline;\">23,552 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t1h_268\" style=\"left:425px;bottom:892px;letter-spacing:-0.02px;display:inline;\">84 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t1i_268\" style=\"left:481px;bottom:892px;letter-spacing:-0.02px;display:inline;\">2,351 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t1j_268\" style=\"left:580px;bottom:892px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t1k_268\" style=\"left:621px;bottom:892px;letter-spacing:-0.02px;display:inline;\">25,987 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t1l_268\" style=\"left:727px;bottom:892px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t1m_268\" style=\"left:767px;bottom:892px;letter-spacing:-0.02px;display:inline;\">25,987 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_268\" id=\"t1n_268\" style=\"left:82px;bottom:873px;letter-spacing:-0.01px;display:inline;\">Vietnam </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t1o_268\" style=\"left:335px;bottom:873px;letter-spacing:-0.02px;display:inline;\">3,143 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t1p_268\" style=\"left:425px;bottom:873px;letter-spacing:-0.02px;display:inline;\">30 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t1q_268\" style=\"left:492px;bottom:873px;letter-spacing:-0.02px;display:inline;\">173 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t1r_268\" style=\"left:580px;bottom:873px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t1s_268\" style=\"left:628px;bottom:873px;letter-spacing:-0.02px;display:inline;\">3,346 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t1t_268\" style=\"left:727px;bottom:873px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t1u_268\" style=\"left:775px;bottom:873px;letter-spacing:-0.02px;display:inline;\">3,346 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_268\" id=\"t1v_268\" style=\"left:82px;bottom:853px;letter-spacing:-0.01px;display:inline;\">Other (predominantly Asia) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t1w_268\" style=\"left:335px;bottom:853px;letter-spacing:-0.02px;display:inline;\">4,375 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t1x_268\" style=\"left:418px;bottom:853px;letter-spacing:-0.02px;display:inline;\">664 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t1y_268\" style=\"left:481px;bottom:853px;letter-spacing:-0.02px;display:inline;\">1,732 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t1z_268\" style=\"left:572px;bottom:853px;letter-spacing:-0.02px;display:inline;\">28 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t20_268\" style=\"left:628px;bottom:853px;letter-spacing:-0.02px;display:inline;\">6,799 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t21_268\" style=\"left:727px;bottom:853px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t22_268\" style=\"left:775px;bottom:853px;letter-spacing:-0.02px;display:inline;\">6,799 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_268\" id=\"t23_268\" style=\"left:69px;bottom:834px;letter-spacing:-0.01px;display:inline;\">Subtotal </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t24_268\" style=\"left:327px;bottom:834px;letter-spacing:-0.02px;display:inline;\">34,471 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t25_268\" style=\"left:408px;bottom:834px;letter-spacing:-0.02px;display:inline;\">2,005 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t26_268\" style=\"left:481px;bottom:834px;letter-spacing:-0.02px;display:inline;\">7,754 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t27_268\" style=\"left:572px;bottom:834px;letter-spacing:-0.02px;display:inline;\">28 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t28_268\" style=\"left:621px;bottom:834px;letter-spacing:-0.02px;display:inline;\">44,258 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t29_268\" style=\"left:727px;bottom:834px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t2a_268\" style=\"left:767px;bottom:834px;letter-spacing:-0.02px;display:inline;\">44,258 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_268\" id=\"t2b_268\" style=\"left:69px;bottom:814px;letter-spacing:-0.01px;display:inline;\">Other government bonds </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_268\" id=\"t2c_268\" style=\"left:82px;bottom:795px;letter-spacing:-0.01px;display:inline;\">AAA </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t2d_268\" style=\"left:335px;bottom:795px;letter-spacing:-0.02px;display:inline;\">1,533 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t2e_268\" style=\"left:425px;bottom:795px;letter-spacing:-0.02px;display:inline;\">94 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t2f_268\" style=\"left:492px;bottom:795px;letter-spacing:-0.02px;display:inline;\">119 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t2g_268\" style=\"left:580px;bottom:795px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t2h_268\" style=\"left:628px;bottom:795px;letter-spacing:-0.02px;display:inline;\">1,746 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t2i_268\" style=\"left:727px;bottom:795px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t2j_268\" style=\"left:775px;bottom:795px;letter-spacing:-0.02px;display:inline;\">1,746 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_268\" id=\"t2k_268\" style=\"left:82px;bottom:775px;letter-spacing:-0.01px;display:inline;\">AA+ to AA- </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t2l_268\" style=\"left:345px;bottom:775px;letter-spacing:-0.02px;display:inline;\">120 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t2m_268\" style=\"left:425px;bottom:775px;letter-spacing:-0.02px;display:inline;\">17 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t2n_268\" style=\"left:499px;bottom:775px;letter-spacing:-0.02px;display:inline;\">29 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t2o_268\" style=\"left:580px;bottom:775px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t2p_268\" style=\"left:638px;bottom:775px;letter-spacing:-0.02px;display:inline;\">166 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t2q_268\" style=\"left:727px;bottom:775px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t2r_268\" style=\"left:785px;bottom:775px;letter-spacing:-0.02px;display:inline;\">166 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_268\" id=\"t2s_268\" style=\"left:82px;bottom:756px;letter-spacing:-0.01px;display:inline;\">A+ to A- </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t2t_268\" style=\"left:345px;bottom:756px;letter-spacing:-0.02px;display:inline;\">689 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t2u_268\" style=\"left:425px;bottom:756px;letter-spacing:-0.02px;display:inline;\">95 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t2v_268\" style=\"left:492px;bottom:756px;letter-spacing:-0.02px;display:inline;\">239 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t2w_268\" style=\"left:580px;bottom:756px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t2x_268\" style=\"left:628px;bottom:756px;letter-spacing:-0.02px;display:inline;\">1,023 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t2y_268\" style=\"left:727px;bottom:756px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t2z_268\" style=\"left:775px;bottom:756px;letter-spacing:-0.02px;display:inline;\">1,023 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_268\" id=\"t30_268\" style=\"left:82px;bottom:736px;letter-spacing:-0.01px;display:inline;\">BBB+ to BBB- </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t31_268\" style=\"left:345px;bottom:736px;letter-spacing:-0.02px;display:inline;\">271 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t32_268\" style=\"left:425px;bottom:736px;letter-spacing:-0.02px;display:inline;\">57 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t33_268\" style=\"left:499px;bottom:736px;letter-spacing:-0.02px;display:inline;\">56 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t34_268\" style=\"left:580px;bottom:736px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t35_268\" style=\"left:638px;bottom:736px;letter-spacing:-0.02px;display:inline;\">384 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t36_268\" style=\"left:727px;bottom:736px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t37_268\" style=\"left:785px;bottom:736px;letter-spacing:-0.02px;display:inline;\">384 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_268\" id=\"t38_268\" style=\"left:82px;bottom:717px;letter-spacing:-0.01px;display:inline;\">Below BBB- and unrated </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t39_268\" style=\"left:345px;bottom:717px;letter-spacing:-0.02px;display:inline;\">502 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t3a_268\" style=\"left:425px;bottom:717px;letter-spacing:-0.02px;display:inline;\">11 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t3b_268\" style=\"left:499px;bottom:717px;letter-spacing:-0.02px;display:inline;\">63 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t3c_268\" style=\"left:579px;bottom:717px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t3d_268\" style=\"left:638px;bottom:717px;letter-spacing:-0.02px;display:inline;\">578 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t3e_268\" style=\"left:727px;bottom:717px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t3f_268\" style=\"left:785px;bottom:717px;letter-spacing:-0.02px;display:inline;\">578 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_268\" id=\"t3g_268\" style=\"left:69px;bottom:697px;letter-spacing:-0.01px;display:inline;\">Subtotal </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t3h_268\" style=\"left:335px;bottom:697px;letter-spacing:-0.02px;display:inline;\">3,115 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t3i_268\" style=\"left:418px;bottom:697px;letter-spacing:-0.02px;display:inline;\">274 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t3j_268\" style=\"left:492px;bottom:697px;letter-spacing:-0.02px;display:inline;\">506 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t3k_268\" style=\"left:579px;bottom:697px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t3l_268\" style=\"left:628px;bottom:697px;letter-spacing:-0.02px;display:inline;\">3,897 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t3m_268\" style=\"left:727px;bottom:697px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t3n_268\" style=\"left:775px;bottom:697px;letter-spacing:-0.02px;display:inline;\">3,897 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_268\" id=\"t3o_268\" style=\"left:69px;bottom:678px;letter-spacing:-0.01px;display:inline;\">Corporate bonds </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_268\" id=\"t3p_268\" style=\"left:82px;bottom:658px;letter-spacing:-0.01px;display:inline;\">AAA </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t3q_268\" style=\"left:335px;bottom:658px;letter-spacing:-0.02px;display:inline;\">1,214 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t3r_268\" style=\"left:418px;bottom:658px;letter-spacing:-0.02px;display:inline;\">147 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t3s_268\" style=\"left:492px;bottom:658px;letter-spacing:-0.02px;display:inline;\">243 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t3t_268\" style=\"left:580px;bottom:658px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t3u_268\" style=\"left:628px;bottom:658px;letter-spacing:-0.02px;display:inline;\">1,604 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t3v_268\" style=\"left:727px;bottom:658px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t3w_268\" style=\"left:775px;bottom:658px;letter-spacing:-0.02px;display:inline;\">1,604 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_268\" id=\"t3x_268\" style=\"left:82px;bottom:639px;letter-spacing:-0.01px;display:inline;\">AA+ to AA- </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t3y_268\" style=\"left:335px;bottom:639px;letter-spacing:-0.02px;display:inline;\">2,716 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t3z_268\" style=\"left:418px;bottom:639px;letter-spacing:-0.02px;display:inline;\">440 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t40_268\" style=\"left:492px;bottom:639px;letter-spacing:-0.02px;display:inline;\">934 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t41_268\" style=\"left:580px;bottom:639px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t42_268\" style=\"left:628px;bottom:639px;letter-spacing:-0.02px;display:inline;\">4,090 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t43_268\" style=\"left:727px;bottom:639px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t44_268\" style=\"left:775px;bottom:639px;letter-spacing:-0.02px;display:inline;\">4,090 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_268\" id=\"t45_268\" style=\"left:82px;bottom:619px;letter-spacing:-0.01px;display:inline;\">A+ to A- </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t46_268\" style=\"left:327px;bottom:619px;letter-spacing:-0.02px;display:inline;\">10,918 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t47_268\" style=\"left:418px;bottom:619px;letter-spacing:-0.02px;display:inline;\">460 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t48_268\" style=\"left:481px;bottom:619px;letter-spacing:-0.02px;display:inline;\">2,179 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t49_268\" style=\"left:580px;bottom:619px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t4a_268\" style=\"left:621px;bottom:619px;letter-spacing:-0.02px;display:inline;\">13,557 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t4b_268\" style=\"left:726px;bottom:619px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t4c_268\" style=\"left:767px;bottom:619px;letter-spacing:-0.02px;display:inline;\">13,558 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_268\" id=\"t4d_268\" style=\"left:82px;bottom:600px;letter-spacing:-0.01px;display:inline;\">BBB+ to BBB- </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t4e_268\" style=\"left:335px;bottom:600px;letter-spacing:-0.02px;display:inline;\">9,466 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t4f_268\" style=\"left:418px;bottom:600px;letter-spacing:-0.02px;display:inline;\">714 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t4g_268\" style=\"left:481px;bottom:600px;letter-spacing:-0.02px;display:inline;\">2,055 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t4h_268\" style=\"left:580px;bottom:600px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t4i_268\" style=\"left:621px;bottom:600px;letter-spacing:-0.02px;display:inline;\">12,235 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t4j_268\" style=\"left:726px;bottom:600px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t4k_268\" style=\"left:767px;bottom:600px;letter-spacing:-0.02px;display:inline;\">12,236 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_268\" id=\"t4l_268\" style=\"left:82px;bottom:580px;letter-spacing:-0.01px;display:inline;\">Below BBB- and unrated </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t4m_268\" style=\"left:335px;bottom:580px;letter-spacing:-0.02px;display:inline;\">2,280 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t4n_268\" style=\"left:418px;bottom:580px;letter-spacing:-0.02px;display:inline;\">500 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t4o_268\" style=\"left:492px;bottom:580px;letter-spacing:-0.02px;display:inline;\">356 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t4p_268\" style=\"left:580px;bottom:580px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t4q_268\" style=\"left:628px;bottom:580px;letter-spacing:-0.02px;display:inline;\">3,136 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t4r_268\" style=\"left:727px;bottom:580px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t4s_268\" style=\"left:775px;bottom:580px;letter-spacing:-0.02px;display:inline;\">3,136 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_268\" id=\"t4t_268\" style=\"left:69px;bottom:561px;letter-spacing:-0.01px;display:inline;\">Subtotal </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t4u_268\" style=\"left:327px;bottom:561px;letter-spacing:-0.02px;display:inline;\">26,594 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t4v_268\" style=\"left:408px;bottom:561px;letter-spacing:-0.02px;display:inline;\">2,261 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t4w_268\" style=\"left:481px;bottom:561px;letter-spacing:-0.02px;display:inline;\">5,767 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t4x_268\" style=\"left:580px;bottom:561px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t4y_268\" style=\"left:621px;bottom:561px;letter-spacing:-0.02px;display:inline;\">34,622 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t4z_268\" style=\"left:726px;bottom:561px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t50_268\" style=\"left:767px;bottom:561px;letter-spacing:-0.02px;display:inline;\">34,624 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_268\" id=\"t51_268\" style=\"left:69px;bottom:541px;letter-spacing:-0.01px;display:inline;\">Asset-backed securities </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_268\" id=\"t52_268\" style=\"left:82px;bottom:522px;letter-spacing:-0.01px;display:inline;\">AAA </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t53_268\" style=\"left:345px;bottom:522px;letter-spacing:-0.02px;display:inline;\">174 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t54_268\" style=\"left:433px;bottom:522px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t55_268\" style=\"left:499px;bottom:522px;letter-spacing:-0.02px;display:inline;\">54 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t56_268\" style=\"left:580px;bottom:522px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t57_268\" style=\"left:638px;bottom:522px;letter-spacing:-0.02px;display:inline;\">230 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t58_268\" style=\"left:727px;bottom:522px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t59_268\" style=\"left:785px;bottom:522px;letter-spacing:-0.02px;display:inline;\">230 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_268\" id=\"t5a_268\" style=\"left:82px;bottom:503px;letter-spacing:-0.01px;display:inline;\">AA+ to AA- </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t5b_268\" style=\"left:359px;bottom:503px;display:inline;\">6 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t5c_268\" style=\"left:434px;bottom:503px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t5d_268\" style=\"left:506px;bottom:503px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t5e_268\" style=\"left:580px;bottom:503px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t5f_268\" style=\"left:653px;bottom:503px;display:inline;\">8 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t5g_268\" style=\"left:727px;bottom:503px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t5h_268\" style=\"left:799px;bottom:503px;display:inline;\">8 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_268\" id=\"t5i_268\" style=\"left:82px;bottom:483px;letter-spacing:-0.01px;display:inline;\">A+ to A- </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t5j_268\" style=\"left:352px;bottom:483px;letter-spacing:-0.02px;display:inline;\">30 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t5k_268\" style=\"left:434px;bottom:483px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t5l_268\" style=\"left:506px;bottom:483px;display:inline;\">7 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t5m_268\" style=\"left:580px;bottom:483px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t5n_268\" style=\"left:645px;bottom:483px;letter-spacing:-0.02px;display:inline;\">37 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t5o_268\" style=\"left:727px;bottom:483px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t5p_268\" style=\"left:792px;bottom:483px;letter-spacing:-0.02px;display:inline;\">37 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_268\" id=\"t5q_268\" style=\"left:82px;bottom:464px;letter-spacing:-0.01px;display:inline;\">BBB+ to BBB- </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t5r_268\" style=\"left:359px;bottom:464px;display:inline;\">7 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t5s_268\" style=\"left:434px;bottom:464px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t5t_268\" style=\"left:506px;bottom:464px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t5u_268\" style=\"left:580px;bottom:464px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t5v_268\" style=\"left:653px;bottom:464px;display:inline;\">9 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t5w_268\" style=\"left:727px;bottom:464px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t5x_268\" style=\"left:799px;bottom:464px;display:inline;\">9 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_268\" id=\"t5y_268\" style=\"left:82px;bottom:444px;letter-spacing:-0.01px;display:inline;\">Below BBB- and unrated </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t5z_268\" style=\"left:360px;bottom:444px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t60_268\" style=\"left:433px;bottom:444px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t61_268\" style=\"left:507px;bottom:444px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t62_268\" style=\"left:580px;bottom:444px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t63_268\" style=\"left:653px;bottom:444px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t64_268\" style=\"left:727px;bottom:444px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t65_268\" style=\"left:799px;bottom:444px;display:inline;\">1 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_268\" id=\"t66_268\" style=\"left:69px;bottom:425px;letter-spacing:-0.01px;display:inline;\">Subtotal </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t67_268\" style=\"left:345px;bottom:425px;letter-spacing:-0.02px;display:inline;\">217 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t68_268\" style=\"left:433px;bottom:425px;display:inline;\">3 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t69_268\" style=\"left:499px;bottom:425px;letter-spacing:-0.02px;display:inline;\">65 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t6a_268\" style=\"left:580px;bottom:425px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t6b_268\" style=\"left:638px;bottom:425px;letter-spacing:-0.02px;display:inline;\">285 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t6c_268\" style=\"left:727px;bottom:425px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t6d_268\" style=\"left:785px;bottom:425px;letter-spacing:-0.02px;display:inline;\">285 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_268\" id=\"t6e_268\" style=\"left:69px;bottom:405px;letter-spacing:-0.01px;display:inline;\">Total debt securities </div> <div class=\"t s3_268\" id=\"t6f_268\" style=\"vertical-align: super;left:177px;bottom:413px;letter-spacing:0.15px;display:inline;\">notes (ii)(iv) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t6g_268\" style=\"left:327px;bottom:405px;letter-spacing:-0.02px;display:inline;\">64,397 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t6h_268\" style=\"left:408px;bottom:405px;letter-spacing:-0.02px;display:inline;\">4,543 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t6i_268\" style=\"left:474px;bottom:405px;letter-spacing:-0.02px;display:inline;\">14,092 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t6j_268\" style=\"left:572px;bottom:405px;letter-spacing:-0.02px;display:inline;\">30 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t6k_268\" style=\"left:621px;bottom:405px;letter-spacing:-0.02px;display:inline;\">83,062 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t6l_268\" style=\"left:726px;bottom:405px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t6m_268\" style=\"left:767px;bottom:405px;letter-spacing:-0.02px;display:inline;\">83,064 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t6n_268\" style=\"left:69px;bottom:386px;letter-spacing:-0.01px;display:inline;\">Loans </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_268\" id=\"t6o_268\" style=\"left:82px;bottom:366px;letter-spacing:-0.01px;display:inline;\">Mortgage loans </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t6p_268\" style=\"left:352px;bottom:366px;letter-spacing:-0.02px;display:inline;\">65 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t6q_268\" style=\"left:433px;bottom:366px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t6r_268\" style=\"left:499px;bottom:366px;letter-spacing:-0.02px;display:inline;\">83 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t6s_268\" style=\"left:580px;bottom:366px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t6t_268\" style=\"left:638px;bottom:366px;letter-spacing:-0.02px;display:inline;\">148 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t6u_268\" style=\"left:727px;bottom:366px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t6v_268\" style=\"left:785px;bottom:366px;letter-spacing:-0.02px;display:inline;\">148 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_268\" id=\"t6w_268\" style=\"left:82px;bottom:347px;letter-spacing:-0.01px;display:inline;\">Other loans </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t6x_268\" style=\"left:345px;bottom:347px;letter-spacing:-0.02px;display:inline;\">430 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t6y_268\" style=\"left:433px;bottom:347px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t6z_268\" style=\"left:507px;bottom:347px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t70_268\" style=\"left:580px;bottom:347px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t71_268\" style=\"left:638px;bottom:347px;letter-spacing:-0.02px;display:inline;\">430 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t72_268\" style=\"left:727px;bottom:347px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t73_268\" style=\"left:785px;bottom:347px;letter-spacing:-0.02px;display:inline;\">430 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_268\" id=\"t74_268\" style=\"left:69px;bottom:327px;letter-spacing:-0.01px;display:inline;\">Total loans </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t75_268\" style=\"left:345px;bottom:327px;letter-spacing:-0.02px;display:inline;\">495 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t76_268\" style=\"left:433px;bottom:327px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t77_268\" style=\"left:499px;bottom:327px;letter-spacing:-0.02px;display:inline;\">83 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t78_268\" style=\"left:580px;bottom:327px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t79_268\" style=\"left:638px;bottom:327px;letter-spacing:-0.02px;display:inline;\">578 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t7a_268\" style=\"left:727px;bottom:327px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t7b_268\" style=\"left:785px;bottom:327px;letter-spacing:-0.02px;display:inline;\">578 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t7c_268\" style=\"left:69px;bottom:307px;letter-spacing:-0.01px;display:inline;\">Equity securities and holdings in </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t7d_268\" style=\"left:82px;bottom:292px;letter-spacing:-0.01px;display:inline;\">collective investment schemes </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_268\" id=\"t7e_268\" style=\"left:82px;bottom:272px;letter-spacing:-0.01px;display:inline;\">Direct equities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t7f_268\" style=\"left:327px;bottom:272px;letter-spacing:-0.02px;display:inline;\">18,711 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t7g_268\" style=\"left:401px;bottom:272px;letter-spacing:-0.02px;display:inline;\">12,075 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t7h_268\" style=\"left:492px;bottom:272px;letter-spacing:-0.02px;display:inline;\">182 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t7i_268\" style=\"left:565px;bottom:272px;letter-spacing:-0.02px;display:inline;\">128 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t7j_268\" style=\"left:621px;bottom:272px;letter-spacing:-0.02px;display:inline;\">31,096 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t7k_268\" style=\"left:727px;bottom:272px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t7l_268\" style=\"left:767px;bottom:272px;letter-spacing:-0.02px;display:inline;\">31,096 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_268\" id=\"t7m_268\" style=\"left:82px;bottom:253px;letter-spacing:-0.01px;display:inline;\">Collective investment schemes </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t7n_268\" style=\"left:327px;bottom:253px;letter-spacing:-0.02px;display:inline;\">24,529 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t7o_268\" style=\"left:408px;bottom:253px;letter-spacing:-0.02px;display:inline;\">7,546 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t7p_268\" style=\"left:481px;bottom:253px;letter-spacing:-0.02px;display:inline;\">1,580 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t7q_268\" style=\"left:579px;bottom:253px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t7r_268\" style=\"left:621px;bottom:253px;letter-spacing:-0.02px;display:inline;\">33,657 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t7s_268\" style=\"left:727px;bottom:253px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t7t_268\" style=\"left:767px;bottom:253px;letter-spacing:-0.02px;display:inline;\">33,657 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_268\" id=\"t7u_268\" style=\"left:69px;bottom:233px;letter-spacing:-0.01px;display:inline;\">Total equity securities and holdings in </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_268\" id=\"t7v_268\" style=\"left:82px;bottom:217px;letter-spacing:-0.01px;display:inline;\">collective investment schemes </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t7w_268\" style=\"left:327px;bottom:217px;letter-spacing:-0.02px;display:inline;\">43,240 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t7x_268\" style=\"left:401px;bottom:217px;letter-spacing:-0.02px;display:inline;\">19,621 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t7y_268\" style=\"left:481px;bottom:217px;letter-spacing:-0.02px;display:inline;\">1,762 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t7z_268\" style=\"left:565px;bottom:217px;letter-spacing:-0.02px;display:inline;\">130 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t80_268\" style=\"left:621px;bottom:217px;letter-spacing:-0.02px;display:inline;\">64,753 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t81_268\" style=\"left:727px;bottom:217px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t82_268\" style=\"left:767px;bottom:217px;letter-spacing:-0.02px;display:inline;\">64,753 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t83_268\" style=\"left:69px;bottom:198px;letter-spacing:-0.01px;display:inline;\">Other financial investments </div> <div class=\"t s4_268\" id=\"t84_268\" style=\"vertical-align: super;left:229px;bottom:206px;letter-spacing:0.16px;display:inline;\">note (iii) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t85_268\" style=\"left:335px;bottom:198px;letter-spacing:-0.02px;display:inline;\">2,893 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t86_268\" style=\"left:418px;bottom:198px;letter-spacing:-0.02px;display:inline;\">396 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t87_268\" style=\"left:481px;bottom:198px;letter-spacing:-0.02px;display:inline;\">1,707 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t88_268\" style=\"left:565px;bottom:198px;letter-spacing:-0.02px;display:inline;\">101 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t89_268\" style=\"left:628px;bottom:198px;letter-spacing:-0.02px;display:inline;\">5,097 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t8a_268\" style=\"left:701px;bottom:198px;letter-spacing:-0.02px;display:inline;\">2,628 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t8b_268\" style=\"left:775px;bottom:198px;letter-spacing:-0.02px;display:inline;\">7,725 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t8c_268\" style=\"left:69px;bottom:178px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Total financial investments </div> <div class=\"t s3_268\" id=\"t8d_268\" style=\"vertical-align: super;left:227px;bottom:186px;letter-spacing:0.17px;display:inline;\">note (v) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t8e_268\" style=\"left:320px;bottom:178px;letter-spacing:-0.02px;display:inline;\">111,025 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t8f_268\" style=\"left:401px;bottom:178px;letter-spacing:-0.02px;display:inline;\">24,560 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t8g_268\" style=\"left:474px;bottom:178px;letter-spacing:-0.02px;display:inline;\">17,644 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t8h_268\" style=\"left:565px;bottom:178px;letter-spacing:-0.02px;display:inline;\">261 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t8i_268\" style=\"left:614px;bottom:178px;letter-spacing:-0.02px;display:inline;\">153,490 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t8j_268\" style=\"left:701px;bottom:178px;letter-spacing:-0.02px;display:inline;\">2,630 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t8k_268\" style=\"left:760px;bottom:178px;letter-spacing:-0.02px;display:inline;\">156,120 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_268\" id=\"t8l_268\" style=\"left:69px;bottom:159px;letter-spacing:-0.01px;display:inline;\">Investment properties </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t8m_268\" style=\"left:360px;bottom:159px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t8n_268\" style=\"left:433px;bottom:159px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t8o_268\" style=\"left:499px;bottom:159px;letter-spacing:-0.02px;display:inline;\">39 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t8p_268\" style=\"left:580px;bottom:159px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t8q_268\" style=\"left:645px;bottom:159px;letter-spacing:-0.02px;display:inline;\">39 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t8r_268\" style=\"left:727px;bottom:159px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t8s_268\" style=\"left:792px;bottom:159px;letter-spacing:-0.02px;display:inline;\">39 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_268\" id=\"t8t_268\" style=\"left:69px;bottom:139px;letter-spacing:-0.01px;display:inline;\">Cash and cash equivalents </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t8u_268\" style=\"left:335px;bottom:139px;letter-spacing:-0.02px;display:inline;\">1,054 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t8v_268\" style=\"left:418px;bottom:139px;letter-spacing:-0.02px;display:inline;\">647 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t8w_268\" style=\"left:481px;bottom:139px;letter-spacing:-0.02px;display:inline;\">1,287 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t8x_268\" style=\"left:565px;bottom:139px;letter-spacing:-0.02px;display:inline;\">173 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t8y_268\" style=\"left:628px;bottom:139px;letter-spacing:-0.02px;display:inline;\">3,161 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t8z_268\" style=\"left:701px;bottom:139px;letter-spacing:-0.02px;display:inline;\">1,590 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t90_268\" style=\"left:775px;bottom:139px;letter-spacing:-0.02px;display:inline;\">4,751 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t91_268\" style=\"left:69px;bottom:120px;letter-spacing:-0.01px;display:inline;\">Total investments </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t92_268\" style=\"left:320px;bottom:120px;letter-spacing:-0.02px;display:inline;\">112,079 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t93_268\" style=\"left:401px;bottom:120px;letter-spacing:-0.02px;display:inline;\">25,207 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t94_268\" style=\"left:474px;bottom:120px;letter-spacing:-0.02px;display:inline;\">18,970 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t95_268\" style=\"left:565px;bottom:120px;letter-spacing:-0.02px;display:inline;\">434 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t96_268\" style=\"left:614px;bottom:120px;letter-spacing:-0.02px;display:inline;\">156,690 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t97_268\" style=\"left:701px;bottom:120px;letter-spacing:-0.02px;display:inline;\">4,220 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t98_268\" style=\"left:760px;bottom:120px;letter-spacing:-0.02px;display:inline;\">160,910 </div></td></tr>\n                                        </table><div></div><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"7\" rowspan=\"1\" style=\"text-align: center;\">   <div class=\"t s0_269\" id=\"t1_269\" style=\"left:546px;bottom:1118px;letter-spacing:0.08px;display:inline;\">31 Dec 2022 $m </div>   </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled\" colspan=\"5\" rowspan=\"1\" style=\"text-align: center;\">  <div class=\"t s0_269\" id=\"t2_269\" style=\"left:476px;bottom:1100px;letter-spacing:0.06px;display:inline;\">Asia and Africa </div>  </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled\" colspan=\"3\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s0_269\" id=\"t5_269\" style=\"left:412px;bottom:1083px;letter-spacing:0.07px;display:inline;\">Insurance </div> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_269\" id=\"t6_269\" style=\"left:350px;bottom:1067px;letter-spacing:0.06px;word-spacing:0.01px;display:inline;\">Funds with </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_269\" id=\"t7_269\" style=\"left:345px;bottom:1056px;letter-spacing:0.06px;display:inline;\">policyholder </div></td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled tcs-selected emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_269\" id=\"t3_269\" style=\"left:711px;bottom:1056px;letter-spacing:0.07px;display:inline;\">Unallocated </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_269\" id=\"td_269\" style=\"left:807px;bottom:1056px;letter-spacing:0.08px;display:inline;\">Group </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_269\" id=\"t8_269\" style=\"left:342px;bottom:1045px;letter-spacing:0.07px;display:inline;\">participation </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_269\" id=\"t9_269\" style=\"left:400px;bottom:1045px;letter-spacing:0.06px;word-spacing:0.01px;display:inline;\">Unit-linked funds </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_269\" id=\"ta_269\" style=\"left:515px;bottom:1045px;letter-spacing:0.07px;display:inline;\">Other </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_269\" id=\"tb_269\" style=\"left:571px;bottom:1045px;letter-spacing:0.07px;display:inline;\">Eastspring </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_269\" id=\"tc_269\" style=\"left:664px;bottom:1045px;letter-spacing:0.07px;display:inline;\">Total </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_269\" id=\"t4_269\" style=\"left:707px;bottom:1045px;letter-spacing:0.07px;display:inline;\">to a segment </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_269\" id=\"te_269\" style=\"left:812px;bottom:1045px;letter-spacing:0.06px;display:inline;\">total </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_269\" id=\"tf_269\" style=\"left:366px;bottom:1030px;letter-spacing:0.06px;display:inline;\">note (i) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_269\" id=\"tg_269\" style=\"left:91px;bottom:1013px;letter-spacing:-0.13px;display:inline;\">Debt securities </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"th_269\" style=\"left:91px;bottom:998px;letter-spacing:-0.13px;display:inline;\">Sovereign debt </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"ti_269\" style=\"left:101px;bottom:983px;letter-spacing:-0.14px;display:inline;\">Indonesia </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"tj_269\" style=\"left:372px;bottom:983px;letter-spacing:-0.12px;display:inline;\">565 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"tk_269\" style=\"left:445px;bottom:983px;letter-spacing:-0.12px;display:inline;\">589 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"tl_269\" style=\"left:518px;bottom:983px;letter-spacing:-0.12px;display:inline;\">400 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"tm_269\" style=\"left:603px;bottom:983px;display:inline;\">3 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"tn_269\" style=\"left:657px;bottom:983px;letter-spacing:-0.12px;display:inline;\">1,557 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"to_269\" style=\"left:750px;bottom:983px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"tp_269\" style=\"left:804px;bottom:983px;letter-spacing:-0.12px;display:inline;\">1,557 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"tq_269\" style=\"left:101px;bottom:968px;letter-spacing:-0.14px;display:inline;\">Singapore </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"tr_269\" style=\"left:364px;bottom:968px;letter-spacing:-0.12px;display:inline;\">3,240 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"ts_269\" style=\"left:445px;bottom:968px;letter-spacing:-0.12px;display:inline;\">507 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"tt_269\" style=\"left:518px;bottom:968px;letter-spacing:-0.12px;display:inline;\">917 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"tu_269\" style=\"left:598px;bottom:968px;letter-spacing:-0.11px;display:inline;\">67 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"tv_269\" style=\"left:657px;bottom:968px;letter-spacing:-0.12px;display:inline;\">4,731 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"tw_269\" style=\"left:750px;bottom:968px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"tx_269\" style=\"left:804px;bottom:968px;letter-spacing:-0.12px;display:inline;\">4,731 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"ty_269\" style=\"left:101px;bottom:954px;letter-spacing:-0.14px;display:inline;\">Thailand </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"tz_269\" style=\"left:384px;bottom:954px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t10_269\" style=\"left:457px;bottom:954px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t11_269\" style=\"left:511px;bottom:954px;letter-spacing:-0.12px;display:inline;\">1,456 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t12_269\" style=\"left:604px;bottom:954px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t13_269\" style=\"left:657px;bottom:954px;letter-spacing:-0.12px;display:inline;\">1,456 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t14_269\" style=\"left:750px;bottom:954px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t15_269\" style=\"left:804px;bottom:954px;letter-spacing:-0.12px;display:inline;\">1,456 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t16_269\" style=\"left:101px;bottom:939px;letter-spacing:-0.15px;display:inline;\">United Kingdom </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t17_269\" style=\"left:384px;bottom:939px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t18_269\" style=\"left:457px;bottom:939px;display:inline;\">4 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t19_269\" style=\"left:530px;bottom:939px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t1a_269\" style=\"left:604px;bottom:939px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t1b_269\" style=\"left:677px;bottom:939px;display:inline;\">4 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t1c_269\" style=\"left:750px;bottom:939px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t1d_269\" style=\"left:823px;bottom:939px;display:inline;\">4 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t1e_269\" style=\"left:101px;bottom:924px;letter-spacing:-0.13px;display:inline;\">United States </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t1f_269\" style=\"left:358px;bottom:924px;letter-spacing:-0.13px;display:inline;\">21,580 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t1g_269\" style=\"left:451px;bottom:924px;letter-spacing:-0.11px;display:inline;\">54 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t1h_269\" style=\"left:518px;bottom:924px;letter-spacing:-0.12px;display:inline;\">257 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t1i_269\" style=\"left:604px;bottom:924px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t1j_269\" style=\"left:651px;bottom:924px;letter-spacing:-0.13px;display:inline;\">21,891 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t1k_269\" style=\"left:750px;bottom:924px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t1l_269\" style=\"left:798px;bottom:924px;letter-spacing:-0.13px;display:inline;\">21,891 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t1m_269\" style=\"left:101px;bottom:909px;letter-spacing:-0.15px;display:inline;\">Vietnam </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t1n_269\" style=\"left:364px;bottom:909px;letter-spacing:-0.12px;display:inline;\">2,263 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t1o_269\" style=\"left:451px;bottom:909px;letter-spacing:-0.11px;display:inline;\">12 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t1p_269\" style=\"left:518px;bottom:909px;letter-spacing:-0.12px;display:inline;\">135 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t1q_269\" style=\"left:604px;bottom:909px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t1r_269\" style=\"left:657px;bottom:909px;letter-spacing:-0.12px;display:inline;\">2,410 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t1s_269\" style=\"left:750px;bottom:909px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t1t_269\" style=\"left:804px;bottom:909px;letter-spacing:-0.12px;display:inline;\">2,410 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t1u_269\" style=\"left:101px;bottom:894px;letter-spacing:-0.13px;display:inline;\">Other (predominantly Asia) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t1v_269\" style=\"left:364px;bottom:894px;letter-spacing:-0.12px;display:inline;\">3,663 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t1w_269\" style=\"left:445px;bottom:894px;letter-spacing:-0.12px;display:inline;\">646 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t1x_269\" style=\"left:511px;bottom:894px;letter-spacing:-0.12px;display:inline;\">1,666 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t1y_269\" style=\"left:597px;bottom:894px;letter-spacing:-0.11px;display:inline;\">27 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t1z_269\" style=\"left:657px;bottom:894px;letter-spacing:-0.12px;display:inline;\">6,002 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t20_269\" style=\"left:750px;bottom:894px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t21_269\" style=\"left:804px;bottom:894px;letter-spacing:-0.12px;display:inline;\">6,002 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t22_269\" style=\"left:91px;bottom:879px;letter-spacing:-0.13px;display:inline;\">Subtotal </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t23_269\" style=\"left:358px;bottom:879px;letter-spacing:-0.13px;display:inline;\">31,311 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t24_269\" style=\"left:437px;bottom:879px;letter-spacing:-0.12px;display:inline;\">1,812 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t25_269\" style=\"left:511px;bottom:879px;letter-spacing:-0.12px;display:inline;\">4,831 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t26_269\" style=\"left:597px;bottom:879px;letter-spacing:-0.11px;display:inline;\">97 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t27_269\" style=\"left:651px;bottom:879px;letter-spacing:-0.13px;display:inline;\">38,051 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t28_269\" style=\"left:750px;bottom:879px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t29_269\" style=\"left:798px;bottom:879px;letter-spacing:-0.13px;display:inline;\">38,051 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t2a_269\" style=\"left:91px;bottom:864px;letter-spacing:-0.14px;display:inline;\">Other government bonds </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t2b_269\" style=\"left:101px;bottom:849px;letter-spacing:-0.19px;display:inline;\">AAA </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t2c_269\" style=\"left:364px;bottom:849px;letter-spacing:-0.12px;display:inline;\">1,480 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t2d_269\" style=\"left:451px;bottom:849px;letter-spacing:-0.11px;display:inline;\">85 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t2e_269\" style=\"left:518px;bottom:849px;letter-spacing:-0.12px;display:inline;\">108 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t2f_269\" style=\"left:604px;bottom:849px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t2g_269\" style=\"left:657px;bottom:849px;letter-spacing:-0.12px;display:inline;\">1,673 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t2h_269\" style=\"left:750px;bottom:849px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t2i_269\" style=\"left:804px;bottom:849px;letter-spacing:-0.12px;display:inline;\">1,673 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t2j_269\" style=\"left:101px;bottom:834px;letter-spacing:-0.14px;word-spacing:0.01px;display:inline;\">AA+ to AA- </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t2k_269\" style=\"left:372px;bottom:834px;letter-spacing:-0.12px;display:inline;\">112 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t2l_269\" style=\"left:451px;bottom:834px;letter-spacing:-0.11px;display:inline;\">21 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t2m_269\" style=\"left:524px;bottom:834px;letter-spacing:-0.11px;display:inline;\">20 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t2n_269\" style=\"left:604px;bottom:834px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t2o_269\" style=\"left:665px;bottom:834px;letter-spacing:-0.12px;display:inline;\">153 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t2p_269\" style=\"left:750px;bottom:834px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t2q_269\" style=\"left:812px;bottom:834px;letter-spacing:-0.12px;display:inline;\">153 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t2r_269\" style=\"left:101px;bottom:819px;letter-spacing:-0.13px;word-spacing:0.01px;display:inline;\">A+ to A- </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t2s_269\" style=\"left:372px;bottom:819px;letter-spacing:-0.12px;display:inline;\">765 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t2t_269\" style=\"left:445px;bottom:819px;letter-spacing:-0.12px;display:inline;\">139 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t2u_269\" style=\"left:518px;bottom:819px;letter-spacing:-0.12px;display:inline;\">233 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t2v_269\" style=\"left:604px;bottom:819px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t2w_269\" style=\"left:657px;bottom:819px;letter-spacing:-0.12px;display:inline;\">1,137 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t2x_269\" style=\"left:750px;bottom:819px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t2y_269\" style=\"left:804px;bottom:819px;letter-spacing:-0.12px;display:inline;\">1,137 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t2z_269\" style=\"left:101px;bottom:805px;letter-spacing:-0.14px;display:inline;\">BBB+ to BBB- </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t30_269\" style=\"left:372px;bottom:805px;letter-spacing:-0.12px;display:inline;\">327 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t31_269\" style=\"left:451px;bottom:805px;letter-spacing:-0.11px;display:inline;\">77 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t32_269\" style=\"left:524px;bottom:805px;letter-spacing:-0.11px;display:inline;\">99 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t33_269\" style=\"left:604px;bottom:805px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t34_269\" style=\"left:665px;bottom:805px;letter-spacing:-0.12px;display:inline;\">503 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t35_269\" style=\"left:750px;bottom:805px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t36_269\" style=\"left:812px;bottom:805px;letter-spacing:-0.12px;display:inline;\">503 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t37_269\" style=\"left:101px;bottom:790px;letter-spacing:-0.14px;display:inline;\">Below BBB- and unrated </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t38_269\" style=\"left:372px;bottom:790px;letter-spacing:-0.12px;display:inline;\">483 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t39_269\" style=\"left:451px;bottom:790px;letter-spacing:-0.11px;display:inline;\">22 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t3a_269\" style=\"left:524px;bottom:790px;letter-spacing:-0.11px;display:inline;\">67 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t3b_269\" style=\"left:604px;bottom:790px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t3c_269\" style=\"left:665px;bottom:790px;letter-spacing:-0.12px;display:inline;\">572 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t3d_269\" style=\"left:750px;bottom:790px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t3e_269\" style=\"left:812px;bottom:790px;letter-spacing:-0.12px;display:inline;\">572 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t3f_269\" style=\"left:90px;bottom:775px;letter-spacing:-0.13px;display:inline;\">Subtotal </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t3g_269\" style=\"left:364px;bottom:775px;letter-spacing:-0.12px;display:inline;\">3,167 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t3h_269\" style=\"left:445px;bottom:775px;letter-spacing:-0.12px;display:inline;\">344 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t3i_269\" style=\"left:518px;bottom:775px;letter-spacing:-0.12px;display:inline;\">527 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t3j_269\" style=\"left:604px;bottom:775px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t3k_269\" style=\"left:657px;bottom:775px;letter-spacing:-0.12px;display:inline;\">4,038 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t3l_269\" style=\"left:750px;bottom:775px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t3m_269\" style=\"left:804px;bottom:775px;letter-spacing:-0.12px;display:inline;\">4,038 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t3n_269\" style=\"left:90px;bottom:760px;letter-spacing:-0.14px;display:inline;\">Corporate bonds </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t3o_269\" style=\"left:101px;bottom:745px;letter-spacing:-0.19px;display:inline;\">AAA </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t3p_269\" style=\"left:364px;bottom:745px;letter-spacing:-0.12px;display:inline;\">1,094 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t3q_269\" style=\"left:445px;bottom:745px;letter-spacing:-0.12px;display:inline;\">181 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t3r_269\" style=\"left:518px;bottom:745px;letter-spacing:-0.12px;display:inline;\">268 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t3s_269\" style=\"left:604px;bottom:745px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t3t_269\" style=\"left:657px;bottom:745px;letter-spacing:-0.12px;display:inline;\">1,543 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t3u_269\" style=\"left:750px;bottom:745px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t3v_269\" style=\"left:804px;bottom:745px;letter-spacing:-0.12px;display:inline;\">1,543 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t3w_269\" style=\"left:101px;bottom:730px;letter-spacing:-0.14px;word-spacing:0.01px;display:inline;\">AA+ to AA- </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t3x_269\" style=\"left:364px;bottom:730px;letter-spacing:-0.12px;display:inline;\">2,356 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t3y_269\" style=\"left:445px;bottom:730px;letter-spacing:-0.12px;display:inline;\">385 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t3z_269\" style=\"left:510px;bottom:730px;letter-spacing:-0.12px;display:inline;\">1,151 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t40_269\" style=\"left:604px;bottom:730px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t41_269\" style=\"left:657px;bottom:730px;letter-spacing:-0.12px;display:inline;\">3,892 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t42_269\" style=\"left:750px;bottom:730px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t43_269\" style=\"left:804px;bottom:730px;letter-spacing:-0.12px;display:inline;\">3,892 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t44_269\" style=\"left:101px;bottom:715px;letter-spacing:-0.13px;word-spacing:0.01px;display:inline;\">A+ to A- </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t45_269\" style=\"left:364px;bottom:715px;letter-spacing:-0.12px;display:inline;\">9,233 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t46_269\" style=\"left:445px;bottom:715px;letter-spacing:-0.12px;display:inline;\">524 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t47_269\" style=\"left:510px;bottom:715px;letter-spacing:-0.12px;display:inline;\">2,345 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t48_269\" style=\"left:604px;bottom:715px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t49_269\" style=\"left:651px;bottom:715px;letter-spacing:-0.13px;display:inline;\">12,102 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t4a_269\" style=\"left:750px;bottom:715px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t4b_269\" style=\"left:798px;bottom:715px;letter-spacing:-0.13px;display:inline;\">12,102 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t4c_269\" style=\"left:101px;bottom:700px;letter-spacing:-0.14px;display:inline;\">BBB+ to BBB- </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t4d_269\" style=\"left:364px;bottom:700px;letter-spacing:-0.12px;display:inline;\">9,515 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t4e_269\" style=\"left:437px;bottom:700px;letter-spacing:-0.12px;display:inline;\">1,325 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t4f_269\" style=\"left:510px;bottom:700px;letter-spacing:-0.12px;display:inline;\">2,344 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t4g_269\" style=\"left:603px;bottom:700px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t4h_269\" style=\"left:651px;bottom:700px;letter-spacing:-0.13px;display:inline;\">13,185 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t4i_269\" style=\"left:750px;bottom:700px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t4j_269\" style=\"left:798px;bottom:700px;letter-spacing:-0.13px;display:inline;\">13,185 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t4k_269\" style=\"left:101px;bottom:685px;letter-spacing:-0.14px;display:inline;\">Below BBB- and unrated </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t4l_269\" style=\"left:364px;bottom:685px;letter-spacing:-0.12px;display:inline;\">2,918 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t4m_269\" style=\"left:445px;bottom:685px;letter-spacing:-0.12px;display:inline;\">444 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t4n_269\" style=\"left:518px;bottom:685px;letter-spacing:-0.12px;display:inline;\">454 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t4o_269\" style=\"left:604px;bottom:685px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t4p_269\" style=\"left:657px;bottom:685px;letter-spacing:-0.12px;display:inline;\">3,816 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t4q_269\" style=\"left:750px;bottom:685px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t4r_269\" style=\"left:804px;bottom:685px;letter-spacing:-0.12px;display:inline;\">3,816 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t4s_269\" style=\"left:90px;bottom:670px;letter-spacing:-0.13px;display:inline;\">Subtotal </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t4t_269\" style=\"left:358px;bottom:670px;letter-spacing:-0.13px;display:inline;\">25,116 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t4u_269\" style=\"left:437px;bottom:670px;letter-spacing:-0.12px;display:inline;\">2,859 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t4v_269\" style=\"left:510px;bottom:670px;letter-spacing:-0.12px;display:inline;\">6,562 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t4w_269\" style=\"left:603px;bottom:670px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t4x_269\" style=\"left:651px;bottom:670px;letter-spacing:-0.13px;display:inline;\">34,538 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t4y_269\" style=\"left:750px;bottom:670px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t4z_269\" style=\"left:798px;bottom:670px;letter-spacing:-0.13px;display:inline;\">34,538 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t50_269\" style=\"left:90px;bottom:656px;letter-spacing:-0.13px;display:inline;\">Asset-backed securities </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t51_269\" style=\"left:101px;bottom:641px;letter-spacing:-0.19px;display:inline;\">AAA </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t52_269\" style=\"left:372px;bottom:641px;letter-spacing:-0.12px;display:inline;\">228 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t53_269\" style=\"left:456px;bottom:641px;display:inline;\">5 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t54_269\" style=\"left:524px;bottom:641px;letter-spacing:-0.11px;display:inline;\">85 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t55_269\" style=\"left:604px;bottom:641px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t56_269\" style=\"left:665px;bottom:641px;letter-spacing:-0.12px;display:inline;\">318 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t57_269\" style=\"left:750px;bottom:641px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t58_269\" style=\"left:812px;bottom:641px;letter-spacing:-0.12px;display:inline;\">318 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t59_269\" style=\"left:101px;bottom:626px;letter-spacing:-0.14px;word-spacing:0.01px;display:inline;\">AA+ to AA- </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t5a_269\" style=\"left:383px;bottom:626px;display:inline;\">7 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t5b_269\" style=\"left:456px;bottom:626px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t5c_269\" style=\"left:530px;bottom:626px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t5d_269\" style=\"left:604px;bottom:626px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t5e_269\" style=\"left:671px;bottom:626px;letter-spacing:-0.11px;display:inline;\">10 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t5f_269\" style=\"left:750px;bottom:626px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t5g_269\" style=\"left:817px;bottom:626px;letter-spacing:-0.11px;display:inline;\">10 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t5h_269\" style=\"left:101px;bottom:611px;letter-spacing:-0.13px;word-spacing:0.01px;display:inline;\">A+ to A- </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t5i_269\" style=\"left:377px;bottom:611px;letter-spacing:-0.11px;display:inline;\">25 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t5j_269\" style=\"left:457px;bottom:611px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t5k_269\" style=\"left:530px;bottom:611px;display:inline;\">9 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t5l_269\" style=\"left:604px;bottom:611px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t5m_269\" style=\"left:671px;bottom:611px;letter-spacing:-0.11px;display:inline;\">34 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t5n_269\" style=\"left:750px;bottom:611px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t5o_269\" style=\"left:817px;bottom:611px;letter-spacing:-0.11px;display:inline;\">34 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t5p_269\" style=\"left:101px;bottom:596px;letter-spacing:-0.14px;display:inline;\">BBB+ to BBB- </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t5q_269\" style=\"left:377px;bottom:596px;letter-spacing:-0.11px;display:inline;\">17 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t5r_269\" style=\"left:457px;bottom:596px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t5s_269\" style=\"left:530px;bottom:596px;display:inline;\">6 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t5t_269\" style=\"left:604px;bottom:596px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t5u_269\" style=\"left:671px;bottom:596px;letter-spacing:-0.11px;display:inline;\">23 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t5v_269\" style=\"left:750px;bottom:596px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t5w_269\" style=\"left:817px;bottom:596px;letter-spacing:-0.11px;display:inline;\">23 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t5x_269\" style=\"left:101px;bottom:581px;letter-spacing:-0.14px;display:inline;\">Below BBB- and unrated </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t5y_269\" style=\"left:383px;bottom:581px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t5z_269\" style=\"left:456px;bottom:581px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t60_269\" style=\"left:530px;bottom:581px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t61_269\" style=\"left:603px;bottom:581px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t62_269\" style=\"left:676px;bottom:581px;display:inline;\">4 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t63_269\" style=\"left:750px;bottom:581px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t64_269\" style=\"left:823px;bottom:581px;display:inline;\">4 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t65_269\" style=\"left:90px;bottom:566px;letter-spacing:-0.13px;display:inline;\">Subtotal </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t66_269\" style=\"left:372px;bottom:566px;letter-spacing:-0.12px;display:inline;\">279 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t67_269\" style=\"left:456px;bottom:566px;display:inline;\">7 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t68_269\" style=\"left:518px;bottom:566px;letter-spacing:-0.12px;display:inline;\">103 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t69_269\" style=\"left:603px;bottom:566px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t6a_269\" style=\"left:665px;bottom:566px;letter-spacing:-0.12px;display:inline;\">389 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t6b_269\" style=\"left:750px;bottom:566px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t6c_269\" style=\"left:811px;bottom:566px;letter-spacing:-0.12px;display:inline;\">389 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t6d_269\" style=\"left:90px;bottom:551px;letter-spacing:-0.12px;display:inline;\">Total debt securities </div><div class=\"t s3_269\" id=\"t6e_269\" style=\"vertical-align: super;left:180px;bottom:558px;letter-spacing:-0.02px;display:inline;\">notes (ii)(iv) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t6f_269\" style=\"left:358px;bottom:551px;letter-spacing:-0.13px;display:inline;\">59,873 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t6g_269\" style=\"left:437px;bottom:551px;letter-spacing:-0.12px;display:inline;\">5,022 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t6h_269\" style=\"left:505px;bottom:551px;letter-spacing:-0.13px;display:inline;\">12,023 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t6i_269\" style=\"left:598px;bottom:551px;letter-spacing:-0.11px;display:inline;\">98 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t6j_269\" style=\"left:652px;bottom:551px;letter-spacing:-0.13px;display:inline;\">77,016 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t6k_269\" style=\"left:750px;bottom:551px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t6l_269\" style=\"left:798px;bottom:551px;letter-spacing:-0.13px;display:inline;\">77,016 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_269\" id=\"t6m_269\" style=\"left:91px;bottom:536px;letter-spacing:-0.16px;display:inline;\">Loans </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t6n_269\" style=\"left:101px;bottom:522px;letter-spacing:-0.14px;display:inline;\">Mortgage loans </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t6o_269\" style=\"left:378px;bottom:522px;letter-spacing:-0.11px;display:inline;\">92 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t6p_269\" style=\"left:457px;bottom:522px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t6q_269\" style=\"left:524px;bottom:522px;letter-spacing:-0.11px;display:inline;\">48 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t6r_269\" style=\"left:604px;bottom:522px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t6s_269\" style=\"left:665px;bottom:522px;letter-spacing:-0.12px;display:inline;\">140 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t6t_269\" style=\"left:750px;bottom:522px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t6u_269\" style=\"left:812px;bottom:522px;letter-spacing:-0.12px;display:inline;\">140 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t6v_269\" style=\"left:101px;bottom:507px;letter-spacing:-0.13px;display:inline;\">Other loans </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t6w_269\" style=\"left:372px;bottom:507px;letter-spacing:-0.12px;display:inline;\">450 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t6x_269\" style=\"left:457px;bottom:507px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t6y_269\" style=\"left:530px;bottom:507px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t6z_269\" style=\"left:604px;bottom:507px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t70_269\" style=\"left:665px;bottom:507px;letter-spacing:-0.12px;display:inline;\">450 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t71_269\" style=\"left:750px;bottom:507px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t72_269\" style=\"left:812px;bottom:507px;letter-spacing:-0.12px;display:inline;\">450 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t73_269\" style=\"left:91px;bottom:492px;letter-spacing:-0.12px;display:inline;\">Total loans </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t74_269\" style=\"left:372px;bottom:492px;letter-spacing:-0.12px;display:inline;\">542 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t75_269\" style=\"left:457px;bottom:492px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t76_269\" style=\"left:524px;bottom:492px;letter-spacing:-0.11px;display:inline;\">48 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t77_269\" style=\"left:604px;bottom:492px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t78_269\" style=\"left:665px;bottom:492px;letter-spacing:-0.12px;display:inline;\">590 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t79_269\" style=\"left:750px;bottom:492px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t7a_269\" style=\"left:812px;bottom:492px;letter-spacing:-0.12px;display:inline;\">590 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_269\" id=\"t7b_269\" style=\"left:91px;bottom:477px;letter-spacing:-0.13px;display:inline;\">Equity securities and holdings in collective </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t7c_269\" style=\"left:101px;bottom:462px;letter-spacing:-0.12px;display:inline;\">Direct equities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t7d_269\" style=\"left:358px;bottom:462px;letter-spacing:-0.13px;display:inline;\">15,000 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t7e_269\" style=\"left:431px;bottom:462px;letter-spacing:-0.13px;display:inline;\">11,379 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t7f_269\" style=\"left:518px;bottom:462px;letter-spacing:-0.12px;display:inline;\">202 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t7g_269\" style=\"left:598px;bottom:462px;letter-spacing:-0.11px;display:inline;\">61 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t7h_269\" style=\"left:651px;bottom:462px;letter-spacing:-0.13px;display:inline;\">26,642 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t7i_269\" style=\"left:738px;bottom:462px;letter-spacing:-0.12px;display:inline;\">266 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t7j_269\" style=\"left:798px;bottom:462px;letter-spacing:-0.13px;display:inline;\">26,908 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t7k_269\" style=\"left:101px;bottom:447px;letter-spacing:-0.13px;display:inline;\">Collective investment schemes </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t7l_269\" style=\"left:358px;bottom:447px;letter-spacing:-0.13px;display:inline;\">22,015 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t7m_269\" style=\"left:437px;bottom:447px;letter-spacing:-0.12px;display:inline;\">6,760 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t7n_269\" style=\"left:511px;bottom:447px;letter-spacing:-0.12px;display:inline;\">1,992 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t7o_269\" style=\"left:603px;bottom:447px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t7p_269\" style=\"left:651px;bottom:447px;letter-spacing:-0.13px;display:inline;\">30,769 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t7q_269\" style=\"left:750px;bottom:447px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t7r_269\" style=\"left:798px;bottom:447px;letter-spacing:-0.13px;display:inline;\">30,771 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t7s_269\" style=\"left:91px;bottom:431px;letter-spacing:-0.12px;display:inline;\">Total equity securities and holdings in collective </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t7t_269\" style=\"left:91px;bottom:418px;letter-spacing:-0.14px;display:inline;\">investment schemes </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t7u_269\" style=\"left:358px;bottom:418px;letter-spacing:-0.13px;display:inline;\">37,015 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t7v_269\" style=\"left:431px;bottom:418px;letter-spacing:-0.13px;display:inline;\">18,139 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t7w_269\" style=\"left:511px;bottom:418px;letter-spacing:-0.12px;display:inline;\">2,194 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t7x_269\" style=\"left:597px;bottom:418px;letter-spacing:-0.11px;display:inline;\">63 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t7y_269\" style=\"left:651px;bottom:418px;letter-spacing:-0.13px;display:inline;\">57,411 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t7z_269\" style=\"left:738px;bottom:418px;letter-spacing:-0.12px;display:inline;\">268 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t80_269\" style=\"left:798px;bottom:418px;letter-spacing:-0.13px;display:inline;\">57,679 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_269\" id=\"t81_269\" style=\"left:91px;bottom:401px;letter-spacing:-0.13px;display:inline;\">Other financial investments </div> <div class=\"t s4_269\" id=\"t82_269\" style=\"vertical-align: super;left:223px;bottom:408px;letter-spacing:-0.02px;display:inline;\">note (iii) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t83_269\" style=\"left:364px;bottom:401px;letter-spacing:-0.12px;display:inline;\">3,010 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t84_269\" style=\"left:445px;bottom:401px;letter-spacing:-0.12px;display:inline;\">379 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t85_269\" style=\"left:511px;bottom:401px;letter-spacing:-0.12px;display:inline;\">1,599 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t86_269\" style=\"left:592px;bottom:401px;letter-spacing:-0.12px;display:inline;\">107 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t87_269\" style=\"left:657px;bottom:401px;letter-spacing:-0.12px;display:inline;\">5,095 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t88_269\" style=\"left:731px;bottom:401px;letter-spacing:-0.12px;display:inline;\">1,749 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t89_269\" style=\"left:804px;bottom:401px;letter-spacing:-0.12px;display:inline;\">6,844 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_269\" id=\"t8a_269\" style=\"left:91px;bottom:386px;letter-spacing:-0.13px;display:inline;\">Total financial investments </div><div class=\"t s4_269\" id=\"t8b_269\" style=\"vertical-align: super;left:221px;bottom:393px;letter-spacing:-0.02px;display:inline;\">note (v) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t8c_269\" style=\"left:352px;bottom:386px;letter-spacing:-0.13px;display:inline;\">100,440 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t8d_269\" style=\"left:432px;bottom:386px;letter-spacing:-0.13px;display:inline;\">23,540 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t8e_269\" style=\"left:505px;bottom:386px;letter-spacing:-0.13px;display:inline;\">15,864 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t8f_269\" style=\"left:592px;bottom:386px;letter-spacing:-0.12px;display:inline;\">268 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t8g_269\" style=\"left:646px;bottom:386px;letter-spacing:-0.13px;display:inline;\">140,112 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t8h_269\" style=\"left:731px;bottom:386px;letter-spacing:-0.12px;display:inline;\">2,017 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t8i_269\" style=\"left:792px;bottom:386px;letter-spacing:-0.13px;display:inline;\">142,129 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t8j_269\" style=\"left:101px;bottom:371px;letter-spacing:-0.13px;display:inline;\">Investment properties </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t8k_269\" style=\"left:384px;bottom:371px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t8l_269\" style=\"left:457px;bottom:371px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t8m_269\" style=\"left:524px;bottom:371px;letter-spacing:-0.11px;display:inline;\">37 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t8n_269\" style=\"left:604px;bottom:371px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t8o_269\" style=\"left:671px;bottom:371px;letter-spacing:-0.11px;display:inline;\">37 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t8p_269\" style=\"left:750px;bottom:371px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t8q_269\" style=\"left:818px;bottom:371px;letter-spacing:-0.11px;display:inline;\">37 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t8r_269\" style=\"left:101px;bottom:357px;letter-spacing:-0.13px;display:inline;\">Cash and cash equivalents </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t8s_269\" style=\"left:364px;bottom:357px;letter-spacing:-0.12px;display:inline;\">1,563 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t8t_269\" style=\"left:445px;bottom:357px;letter-spacing:-0.12px;display:inline;\">749 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t8u_269\" style=\"left:511px;bottom:357px;letter-spacing:-0.12px;display:inline;\">1,266 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t8v_269\" style=\"left:592px;bottom:357px;letter-spacing:-0.12px;display:inline;\">127 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t8w_269\" style=\"left:657px;bottom:357px;letter-spacing:-0.12px;display:inline;\">3,705 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t8x_269\" style=\"left:731px;bottom:357px;letter-spacing:-0.12px;display:inline;\">1,809 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t8y_269\" style=\"left:804px;bottom:357px;letter-spacing:-0.12px;display:inline;\">5,514 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_269\" id=\"t8z_269\" style=\"left:91px;bottom:342px;letter-spacing:-0.14px;display:inline;\">Total investments </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t90_269\" style=\"left:352px;bottom:342px;letter-spacing:-0.13px;display:inline;\">102,003 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t91_269\" style=\"left:431px;bottom:342px;letter-spacing:-0.13px;display:inline;\">24,289 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t92_269\" style=\"left:505px;bottom:342px;letter-spacing:-0.13px;display:inline;\">17,167 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t93_269\" style=\"left:592px;bottom:342px;letter-spacing:-0.12px;display:inline;\">395 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t94_269\" style=\"left:646px;bottom:342px;letter-spacing:-0.13px;display:inline;\">143,854 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t95_269\" style=\"left:731px;bottom:342px;letter-spacing:-0.12px;display:inline;\">3,826 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t96_269\" style=\"left:792px;bottom:342px;letter-spacing:-0.13px;display:inline;\">147,680 </div></td></tr>\n                                        </table>(ii) <div class=\"t s2_269\" id=\"t9c_269\" style=\"left:104px;bottom:282px;letter-spacing:-0.13px;display:inline;\">Of the Group\u2019s debt securities, the following amounts were held by the consolidated investment funds: </div><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_269\" id=\"t9d_269\" style=\"left:688px;bottom:264px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">31 Dec 2023 $m </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_269\" id=\"t9e_269\" style=\"left:769px;bottom:264px;letter-spacing:0.08px;display:inline;\">31 Dec 2022 $m </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_269\" id=\"t9f_269\" style=\"left:108px;bottom:244px;letter-spacing:-0.01px;display:inline;\">Debt securities held by the consolidated investment funds </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_269\" id=\"t9g_269\" style=\"left:713px;bottom:244px;letter-spacing:-0.02px;display:inline;\">11,116 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_269\" id=\"t9h_269\" style=\"left:792px;bottom:244px;letter-spacing:-0.01px;display:inline;\">11,899 </div></td></tr>\n                                        </table>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfDebtSecuritiesExplanatory",
    "language": "en",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f30337": {
   "value": "For debt securities and loans, the longer-term rates of return are estimates of the long-term government bond yield, plus the estimated long-term <div class=\"t s1_253\" id=\"tb_253\" style=\"left:87px;bottom:952px;letter-spacing:-0.01px;display:inline;\">credit spread over the government bond yield, less an allowance for expected credit losses. The credit spread and credit loss assumptions reflect </div><div class=\"t s1_253\" id=\"tc_253\" style=\"left:87px;bottom:936px;letter-spacing:-0.01px;word-spacing:-0.01px;display:inline;\">the mix of assets by credit rating. Longer-term rates of return range from 2.8 per cent to 8.4 per cent for 2023 (2022: 2.8 per cent to 7.8 per </div>cent).Credit risk <div class=\"t s1_275\" id=\"t42_275\" style=\"left:87px;bottom:448px;letter-spacing:-0.01px;display:inline;\">The Group\u2019s maximum exposure to credit risk of financial instruments before any allowance for collateral or allocation of losses to policyholders </div><div class=\"t s1_275\" id=\"t43_275\" style=\"left:87px;bottom:432px;letter-spacing:-0.01px;display:inline;\">is represented by the carrying value of financial instruments on the balance sheet that have exposures to credit risk comprising cash and cash </div><div class=\"t s1_275\" id=\"t44_275\" style=\"left:87px;bottom:417px;letter-spacing:-0.01px;display:inline;\">equivalents, deposits, debt securities, loans and derivative assets, accrued investment income and other debtors. Further details of collateral in </div><div class=\"t s1_275\" id=\"t45_275\" style=\"left:87px;bottom:401px;letter-spacing:-0.01px;display:inline;\">place in relation to derivatives, securities lending, repurchase and reverse repurchase agreements and other transactions are provided in note (c) </div><div class=\"t s1_275\" id=\"t46_275\" style=\"left:87px;bottom:386px;letter-spacing:-0.01px;display:inline;\">below. The Group\u2019s exposure to credit risk is further discussed in the Risk review report. </div><div class=\"t s1_275\" id=\"t47_275\" style=\"left:87px;bottom:358px;letter-spacing:-0.01px;display:inline;\">The majority of Group\u2019s financial instruments are carried at FVTPL. The total value of assets held at amortised cost is $12,933 million (31 </div><div class=\"t s1_275\" id=\"t48_275\" style=\"left:87px;bottom:342px;letter-spacing:-0.01px;display:inline;\">December 2022: $13,947 million), comprising primarily cash and cash equivalents, deposits and accrued investment income where the credit risk </div><div class=\"t s1_275\" id=\"t49_275\" style=\"left:87px;bottom:327px;letter-spacing:-0.01px;display:inline;\">is considered to be low by nature. There are no material expected credit losses recognised on these assets. At 31 December 2023, $9 million (31 </div><div class=\"t s1_275\" id=\"t4a_275\" style=\"left:87px;bottom:311px;letter-spacing:-0.01px;display:inline;\">December 2022: $7 million) are past their due date and as recovery is anticipated, immaterial expected credit loss provision has been </div>established.",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfAllowanceForCreditLossesExplanatory",
    "language": "en",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f30850": {
   "value": "B1.4 Revenue <div class=\"t s6_255\" id=\"tn_255\" style=\"left:87px;bottom:928px;letter-spacing:-0.01px;display:inline;\">The Group recognises insurance revenue as it satisfies its performance obligations, ie as it provides services under groups of insurance contracts. </div><div class=\"t s6_255\" id=\"to_255\" style=\"left:87px;bottom:912px;letter-spacing:-0.01px;display:inline;\">The insurance revenue relating to services provided for each period represents the total of the changes in the liability for remaining coverage </div><div class=\"t s6_255\" id=\"tp_255\" style=\"left:87px;bottom:897px;letter-spacing:-0.01px;display:inline;\">that relate to services for which the Group expects to receive consideration and comprises the following items. </div><div class=\"t s7_255\" id=\"tq_255\" style=\"left:87px;bottom:869px;display:inline;\">\u2013 </div><div class=\"t s6_255\" id=\"tr_255\" style=\"left:100px;bottom:869px;letter-spacing:-0.01px;display:inline;\">A release of the CSM, measured based on coverage units; </div><div class=\"t s7_255\" id=\"ts_255\" style=\"left:87px;bottom:853px;display:inline;\">\u2013 </div><div class=\"t s6_255\" id=\"tt_255\" style=\"left:100px;bottom:853px;letter-spacing:-0.01px;display:inline;\">Changes in the risk adjustment for non-financial risk relating to current services; </div><div class=\"t s7_255\" id=\"tu_255\" style=\"left:87px;bottom:838px;display:inline;\">\u2013 </div><div class=\"t s6_255\" id=\"tv_255\" style=\"left:100px;bottom:838px;letter-spacing:-0.01px;display:inline;\">Claims and other insurance service expenses for the period expected at the beginning of the year; and </div><div class=\"t s8_255\" id=\"tw_255\" style=\"left:87px;bottom:822px;display:inline;\">\u2013 </div><div class=\"t s6_255\" id=\"tx_255\" style=\"left:100px;bottom:822px;letter-spacing:-0.01px;display:inline;\">Other amounts include the revenue recognised to cover the tax charge attributable to policyholders and other items, for example experience </div><div class=\"t s6_255\" id=\"ty_255\" style=\"left:100px;bottom:806px;letter-spacing:-0.01px;display:inline;\">adjustments for premium receipts for current or past services. </div><div class=\"t s6_255\" id=\"tz_255\" style=\"left:87px;bottom:791px;letter-spacing:-0.01px;display:inline;\">In addition, the Group allocates a portion of premiums that relate to recovering insurance acquisition cash flows to each period using the same </div><div class=\"t s6_255\" id=\"t10_255\" style=\"left:87px;bottom:775px;letter-spacing:-0.01px;display:inline;\">amortisation factor used to amortise CSM. The Group recognises the allocated amount, adjusted for interest accretion, as insurance revenue and </div><div class=\"t s6_255\" id=\"t11_255\" style=\"left:87px;bottom:760px;letter-spacing:-0.01px;display:inline;\">an equal amount as insurance service expenses. </div><div class=\"t s6_255\" id=\"t12_255\" style=\"left:87px;bottom:732px;letter-spacing:-0.01px;display:inline;\">Non-distinct investment components are excluded from insurance revenue and insurance service expenses. </div><div class=\"t s6_255\" id=\"t13_255\" style=\"left:87px;bottom:704px;letter-spacing:-0.01px;display:inline;\">Policy fees charged on investment contracts without discretionary participation features for asset management and policy administration fees </div><div class=\"t s6_255\" id=\"t14_255\" style=\"left:87px;bottom:689px;letter-spacing:-0.01px;display:inline;\">are recognised when related services are provided. </div><div></div><div class=\"t s0_256_409\" id=\"t1_256_409\" style=\"left:65px;bottom:1116px;letter-spacing:0.11px;display:inline;\">(a) </div><div class=\"t s0_256_409\" id=\"t2_256_409\" style=\"left:91px;bottom:1116px;letter-spacing:0.12px;display:inline;\">Analysis of total revenue by segment </div><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_256_409\" id=\"t3_256_409\" style=\"left:516px;bottom:1099px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">2023 $m </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\" style=\"text-wrap: nowrap;\"><div class=\"t s1_256_409\" id=\"t4_256_409\" style=\"left:340px;bottom:1082px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">Insurance operations </div><div class=\"t s2_256_409\" id=\"t5_256_409\" style=\"vertical-align: super;left:427px;bottom:1088px;letter-spacing:-0.02px;display:inline;\">note (i) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_256_409\" id=\"ta_256_409\" style=\"left:497px;bottom:1065px;letter-spacing:0.08px;display:inline;\">Growth </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_256_409\" id=\"te_256_409\" style=\"left:614px;bottom:1065px;letter-spacing:0.07px;display:inline;\">Inter- </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_256_409\" id=\"tb_256_409\" style=\"left:494px;bottom:1055px;letter-spacing:0.08px;display:inline;\">markets </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_256_409\" id=\"tf_256_409\" style=\"left:603px;bottom:1055px;letter-spacing:0.07px;display:inline;\">segment </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_256_409\" id=\"th_256_409\" style=\"left:671px;bottom:1055px;letter-spacing:0.06px;display:inline;\">Total </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_256_409\" id=\"tj_256_409\" style=\"left:705px;bottom:1055px;letter-spacing:0.07px;display:inline;\">Unallocated </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_256_409\" id=\"t6_256_409\" style=\"left:262px;bottom:1045px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">Hong Kong </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_256_409\" id=\"t7_256_409\" style=\"left:321px;bottom:1045px;letter-spacing:0.08px;display:inline;\">Indonesia </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_256_409\" id=\"t8_256_409\" style=\"left:380px;bottom:1045px;letter-spacing:0.08px;display:inline;\">Malaysia </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_256_409\" id=\"t9_256_409\" style=\"left:430px;bottom:1045px;letter-spacing:0.08px;display:inline;\">Singapore </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_256_409\" id=\"tc_256_409\" style=\"left:487px;bottom:1045px;letter-spacing:0.08px;display:inline;\">and other </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_256_409\" id=\"td_256_409\" style=\"left:539px;bottom:1045px;letter-spacing:0.07px;display:inline;\">Eastspring </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_256_409\" id=\"tg_256_409\" style=\"left:591px;bottom:1045px;letter-spacing:0.07px;display:inline;\">elimination </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_256_409\" id=\"ti_256_409\" style=\"left:658px;bottom:1045px;letter-spacing:0.09px;display:inline;\">segment </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_256_409\" id=\"tk_256_409\" style=\"left:701px;bottom:1045px;letter-spacing:0.08px;display:inline;\">to a segment </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_256_409\" id=\"tl_256_409\" style=\"left:788px;bottom:1045px;letter-spacing:0.07px;display:inline;\">Total </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"tm_256_409\" style=\"left:69px;bottom:1027px;letter-spacing:-0.13px;display:inline;\">Amounts relating to changes in the </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"tn_256_409\" style=\"left:69px;bottom:1014px;letter-spacing:-0.12px;display:inline;\">liability for remaining coverage: </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"to_256_409\" style=\"left:69px;bottom:996px;letter-spacing:-0.12px;display:inline;\">Expected claims and other directly </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"tp_256_409\" style=\"left:69px;bottom:983px;letter-spacing:-0.13px;display:inline;\">attributable expenses </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"tq_256_409\" style=\"left:279px;bottom:983px;letter-spacing:-0.13px;display:inline;\">1,089 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"tr_256_409\" style=\"left:343px;bottom:983px;letter-spacing:-0.13px;display:inline;\">582 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"ts_256_409\" style=\"left:398px;bottom:983px;letter-spacing:-0.13px;display:inline;\">642 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"tt_256_409\" style=\"left:453px;bottom:983px;letter-spacing:-0.13px;display:inline;\">970 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"tu_256_409\" style=\"left:508px;bottom:983px;letter-spacing:-0.13px;display:inline;\">670 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"tv_256_409\" style=\"left:575px;bottom:983px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"tw_256_409\" style=\"left:631px;bottom:983px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"tx_256_409\" style=\"left:665px;bottom:983px;letter-spacing:-0.13px;display:inline;\">3,953 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"ty_256_409\" style=\"left:748px;bottom:983px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"tz_256_409\" style=\"left:782px;bottom:983px;letter-spacing:-0.13px;display:inline;\">3,953 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t10_256_409\" style=\"left:69px;bottom:965px;letter-spacing:-0.13px;display:inline;\">Change in risk adjustment for non- </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t11_256_409\" style=\"left:69px;bottom:952px;letter-spacing:-0.11px;display:inline;\">financial risk </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t12_256_409\" style=\"left:294px;bottom:952px;letter-spacing:-0.11px;display:inline;\">73 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t13_256_409\" style=\"left:349px;bottom:952px;letter-spacing:-0.11px;display:inline;\">35 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t14_256_409\" style=\"left:404px;bottom:952px;letter-spacing:-0.11px;display:inline;\">24 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t15_256_409\" style=\"left:459px;bottom:952px;letter-spacing:-0.11px;display:inline;\">55 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t16_256_409\" style=\"left:514px;bottom:952px;letter-spacing:-0.11px;display:inline;\">41 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t17_256_409\" style=\"left:575px;bottom:952px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t18_256_409\" style=\"left:631px;bottom:952px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t19_256_409\" style=\"left:674px;bottom:952px;letter-spacing:-0.13px;display:inline;\">228 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t1a_256_409\" style=\"left:748px;bottom:952px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t1b_256_409\" style=\"left:791px;bottom:952px;letter-spacing:-0.13px;display:inline;\">228 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t1c_256_409\" style=\"left:69px;bottom:935px;letter-spacing:-0.13px;display:inline;\">Release of CSM for services provided </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t1d_256_409\" style=\"left:288px;bottom:935px;letter-spacing:-0.13px;display:inline;\">787 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t1e_256_409\" style=\"left:343px;bottom:935px;letter-spacing:-0.13px;display:inline;\">187 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t1f_256_409\" style=\"left:398px;bottom:935px;letter-spacing:-0.13px;display:inline;\">203 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t1g_256_409\" style=\"left:453px;bottom:935px;letter-spacing:-0.13px;display:inline;\">478 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t1h_256_409\" style=\"left:508px;bottom:935px;letter-spacing:-0.13px;display:inline;\">538 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t1i_256_409\" style=\"left:575px;bottom:935px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t1j_256_409\" style=\"left:631px;bottom:935px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t1k_256_409\" style=\"left:665px;bottom:935px;letter-spacing:-0.13px;display:inline;\">2,193 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t1l_256_409\" style=\"left:748px;bottom:935px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t1m_256_409\" style=\"left:782px;bottom:935px;letter-spacing:-0.13px;display:inline;\">2,193 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_256_409\" id=\"t1o_256_409\" style=\"left:152px;bottom:924px;letter-spacing:-0.02px;display:inline;\">note (ii) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t1n_256_409\" style=\"left:69px;bottom:918px;letter-spacing:-0.13px;display:inline;\">Other adjustments </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t1p_256_409\" style=\"left:294px;bottom:918px;letter-spacing:-0.11px;display:inline;\">73 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t1q_256_409\" style=\"left:349px;bottom:918px;letter-spacing:-0.11px;display:inline;\">32 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t1r_256_409\" style=\"left:404px;bottom:918px;letter-spacing:-0.11px;display:inline;\">31 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t1s_256_409\" style=\"left:459px;bottom:918px;letter-spacing:-0.11px;display:inline;\">45 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t1t_256_409\" style=\"left:514px;bottom:918px;letter-spacing:-0.11px;display:inline;\">71 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t1u_256_409\" style=\"left:575px;bottom:918px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t1v_256_409\" style=\"left:631px;bottom:918px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t1w_256_409\" style=\"left:674px;bottom:918px;letter-spacing:-0.13px;display:inline;\">252 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t1x_256_409\" style=\"left:748px;bottom:918px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t1y_256_409\" style=\"left:791px;bottom:918px;letter-spacing:-0.13px;display:inline;\">252 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t1z_256_409\" style=\"left:69px;bottom:900px;letter-spacing:-0.12px;display:inline;\">Recovery of insurance acquisition cash </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t20_256_409\" style=\"left:69px;bottom:887px;letter-spacing:-0.13px;display:inline;\">flows </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t21_256_409\" style=\"left:279px;bottom:887px;letter-spacing:-0.13px;display:inline;\">1,207 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t22_256_409\" style=\"left:343px;bottom:887px;letter-spacing:-0.13px;display:inline;\">306 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t23_256_409\" style=\"left:398px;bottom:887px;letter-spacing:-0.13px;display:inline;\">234 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t24_256_409\" style=\"left:453px;bottom:887px;letter-spacing:-0.13px;display:inline;\">435 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t25_256_409\" style=\"left:508px;bottom:887px;letter-spacing:-0.13px;display:inline;\">563 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t26_256_409\" style=\"left:575px;bottom:887px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t27_256_409\" style=\"left:631px;bottom:887px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t28_256_409\" style=\"left:665px;bottom:887px;letter-spacing:-0.13px;display:inline;\">2,745 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t29_256_409\" style=\"left:748px;bottom:887px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t2a_256_409\" style=\"left:782px;bottom:887px;letter-spacing:-0.13px;display:inline;\">2,745 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t2b_256_409\" style=\"left:69px;bottom:870px;letter-spacing:-0.15px;display:inline;\">Insurance revenue </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t2c_256_409\" style=\"left:279px;bottom:870px;letter-spacing:-0.13px;display:inline;\">3,229 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t2d_256_409\" style=\"left:334px;bottom:870px;letter-spacing:-0.13px;display:inline;\">1,142 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t2e_256_409\" style=\"left:389px;bottom:870px;letter-spacing:-0.13px;display:inline;\">1,134 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t2f_256_409\" style=\"left:444px;bottom:870px;letter-spacing:-0.13px;display:inline;\">1,983 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t2g_256_409\" style=\"left:499px;bottom:870px;letter-spacing:-0.13px;display:inline;\">1,883 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t2h_256_409\" style=\"left:575px;bottom:870px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t2i_256_409\" style=\"left:631px;bottom:870px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t2j_256_409\" style=\"left:665px;bottom:870px;letter-spacing:-0.13px;display:inline;\">9,371 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t2k_256_409\" style=\"left:748px;bottom:870px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t2l_256_409\" style=\"left:782px;bottom:870px;letter-spacing:-0.13px;display:inline;\">9,371 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\" style=\"text-wrap: nowrap;\"><div class=\"t s4_256_409\" id=\"t2m_256_409\" style=\"left:69px;bottom:852px;letter-spacing:-0.14px;display:inline;\">Other revenue </div><div class=\"t s6_256_409\" id=\"t2n_256_409\" style=\"vertical-align: super;left:138px;bottom:859px;letter-spacing:-0.02px;display:inline;\">note (iii) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t2o_256_409\" style=\"left:294px;bottom:852px;letter-spacing:-0.11px;display:inline;\">22 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t2p_256_409\" style=\"left:355px;bottom:852px;display:inline;\">4 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t2q_256_409\" style=\"left:410px;bottom:852px;display:inline;\">4 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t2r_256_409\" style=\"left:465px;bottom:852px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t2s_256_409\" style=\"left:514px;bottom:852px;letter-spacing:-0.11px;display:inline;\">39 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t2t_256_409\" style=\"left:563px;bottom:852px;letter-spacing:-0.13px;display:inline;\">299 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t2u_256_409\" style=\"left:631px;bottom:852px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t2v_256_409\" style=\"left:674px;bottom:852px;letter-spacing:-0.13px;display:inline;\">368 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t2w_256_409\" style=\"left:748px;bottom:852px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t2x_256_409\" style=\"left:791px;bottom:852px;letter-spacing:-0.13px;display:inline;\">369 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\" style=\"text-wrap: nowrap;\"><div class=\"t s3_256_409\" id=\"t2y_256_409\" style=\"left:69px;bottom:834px;letter-spacing:-0.13px;display:inline;\">Total revenue from external customers </div><div class=\"t s5_256_409\" id=\"t2z_256_409\" style=\"vertical-align: super;left:237px;bottom:841px;letter-spacing:-0.02px;display:inline;\">note </div><div class=\"t s5_256_409\" id=\"t30_256_409\" style=\"vertical-align: super;left:69px;bottom:828px;letter-spacing:-0.02px;display:inline;\">(iv) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t31_256_409\" style=\"left:279px;bottom:822px;letter-spacing:-0.13px;display:inline;\">3,251 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t32_256_409\" style=\"left:334px;bottom:822px;letter-spacing:-0.13px;display:inline;\">1,146 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t33_256_409\" style=\"left:389px;bottom:822px;letter-spacing:-0.13px;display:inline;\">1,138 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t34_256_409\" style=\"left:444px;bottom:822px;letter-spacing:-0.13px;display:inline;\">1,983 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t35_256_409\" style=\"left:499px;bottom:822px;letter-spacing:-0.13px;display:inline;\">1,922 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t36_256_409\" style=\"left:563px;bottom:822px;letter-spacing:-0.13px;display:inline;\">299 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t37_256_409\" style=\"left:631px;bottom:822px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t38_256_409\" style=\"left:665px;bottom:822px;letter-spacing:-0.13px;display:inline;\">9,739 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t39_256_409\" style=\"left:748px;bottom:822px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t3a_256_409\" style=\"left:782px;bottom:822px;letter-spacing:-0.13px;display:inline;\">9,740 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t3b_256_409\" style=\"left:69px;bottom:804px;letter-spacing:-0.13px;display:inline;\">Intra-group revenue </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t3c_256_409\" style=\"left:300px;bottom:804px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t3d_256_409\" style=\"left:355px;bottom:804px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t3e_256_409\" style=\"left:410px;bottom:804px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t3f_256_409\" style=\"left:465px;bottom:804px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t3g_256_409\" style=\"left:520px;bottom:804px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t3h_256_409\" style=\"left:563px;bottom:804px;letter-spacing:-0.13px;display:inline;\">184 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t3i_256_409\" style=\"left:615px;bottom:804px;letter-spacing:-0.12px;display:inline;\">(184) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t3j_256_409\" style=\"left:686px;bottom:804px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t3k_256_409\" style=\"left:748px;bottom:804px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t3l_256_409\" style=\"left:803px;bottom:804px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t3m_256_409\" style=\"left:69px;bottom:787px;letter-spacing:-0.12px;display:inline;\">Interest income </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t3n_256_409\" style=\"left:279px;bottom:787px;letter-spacing:-0.13px;display:inline;\">1,033 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t3o_256_409\" style=\"left:349px;bottom:787px;letter-spacing:-0.11px;display:inline;\">92 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t3p_256_409\" style=\"left:398px;bottom:787px;letter-spacing:-0.13px;display:inline;\">239 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t3q_256_409\" style=\"left:453px;bottom:787px;letter-spacing:-0.13px;display:inline;\">785 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t3r_256_409\" style=\"left:508px;bottom:787px;letter-spacing:-0.13px;display:inline;\">627 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t3s_256_409\" style=\"left:575px;bottom:787px;display:inline;\">7 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t3t_256_409\" style=\"left:631px;bottom:787px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t3u_256_409\" style=\"left:665px;bottom:787px;letter-spacing:-0.13px;display:inline;\">2,783 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t3v_256_409\" style=\"left:736px;bottom:787px;letter-spacing:-0.13px;display:inline;\">164 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t3w_256_409\" style=\"left:782px;bottom:787px;letter-spacing:-0.13px;display:inline;\">2,947 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t3x_256_409\" style=\"left:69px;bottom:770px;letter-spacing:-0.14px;display:inline;\">Dividend and other investment income </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t3y_256_409\" style=\"left:288px;bottom:770px;letter-spacing:-0.13px;display:inline;\">775 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t3z_256_409\" style=\"left:349px;bottom:770px;letter-spacing:-0.11px;display:inline;\">93 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t40_256_409\" style=\"left:398px;bottom:770px;letter-spacing:-0.13px;display:inline;\">151 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t41_256_409\" style=\"left:453px;bottom:770px;letter-spacing:-0.13px;display:inline;\">528 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t42_256_409\" style=\"left:508px;bottom:770px;letter-spacing:-0.13px;display:inline;\">117 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t43_256_409\" style=\"left:575px;bottom:770px;display:inline;\">3 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t44_256_409\" style=\"left:631px;bottom:770px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t45_256_409\" style=\"left:665px;bottom:770px;letter-spacing:-0.13px;display:inline;\">1,667 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t46_256_409\" style=\"left:748px;bottom:770px;display:inline;\">7 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t47_256_409\" style=\"left:782px;bottom:770px;letter-spacing:-0.13px;display:inline;\">1,674 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t48_256_409\" style=\"left:69px;bottom:753px;letter-spacing:-0.13px;display:inline;\">Investment appreciation (depreciation) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t49_256_409\" style=\"left:279px;bottom:753px;letter-spacing:-0.13px;display:inline;\">2,155 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t4a_256_409\" style=\"left:349px;bottom:753px;letter-spacing:-0.11px;display:inline;\">50 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t4b_256_409\" style=\"left:398px;bottom:753px;letter-spacing:-0.13px;display:inline;\">177 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t4c_256_409\" style=\"left:444px;bottom:753px;letter-spacing:-0.13px;display:inline;\">1,490 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t4d_256_409\" style=\"left:499px;bottom:753px;letter-spacing:-0.13px;display:inline;\">1,309 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t4e_256_409\" style=\"left:575px;bottom:753px;display:inline;\">4 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t4f_256_409\" style=\"left:631px;bottom:753px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t4g_256_409\" style=\"left:666px;bottom:753px;letter-spacing:-0.13px;display:inline;\">5,185 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t4h_256_409\" style=\"left:738px;bottom:753px;letter-spacing:-0.11px;display:inline;\">(43) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t4i_256_409\" style=\"left:782px;bottom:753px;letter-spacing:-0.13px;display:inline;\">5,142 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t4j_256_409\" style=\"left:69px;bottom:736px;letter-spacing:-0.14px;display:inline;\">Investment return </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t4k_256_409\" style=\"left:279px;bottom:736px;letter-spacing:-0.13px;display:inline;\">3,963 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t4l_256_409\" style=\"left:343px;bottom:736px;letter-spacing:-0.13px;display:inline;\">235 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t4m_256_409\" style=\"left:398px;bottom:736px;letter-spacing:-0.13px;display:inline;\">567 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t4n_256_409\" style=\"left:444px;bottom:736px;letter-spacing:-0.13px;display:inline;\">2,803 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t4o_256_409\" style=\"left:499px;bottom:736px;letter-spacing:-0.13px;display:inline;\">2,053 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t4p_256_409\" style=\"left:563px;bottom:736px;letter-spacing:-0.13px;display:inline;\">198 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t4q_256_409\" style=\"left:615px;bottom:736px;letter-spacing:-0.12px;display:inline;\">(184) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t4r_256_409\" style=\"left:666px;bottom:736px;letter-spacing:-0.13px;display:inline;\">9,635 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t4s_256_409\" style=\"left:736px;bottom:736px;letter-spacing:-0.13px;display:inline;\">128 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t4t_256_409\" style=\"left:782px;bottom:736px;letter-spacing:-0.13px;display:inline;\">9,763 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t4u_256_409\" style=\"left:69px;bottom:718px;letter-spacing:-0.14px;display:inline;\">Total revenue </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t4v_256_409\" style=\"left:279px;bottom:718px;letter-spacing:-0.13px;display:inline;\">7,214 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t4w_256_409\" style=\"left:334px;bottom:718px;letter-spacing:-0.13px;display:inline;\">1,381 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t4x_256_409\" style=\"left:389px;bottom:718px;letter-spacing:-0.13px;display:inline;\">1,705 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t4y_256_409\" style=\"left:444px;bottom:718px;letter-spacing:-0.13px;display:inline;\">4,786 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t4z_256_409\" style=\"left:499px;bottom:718px;letter-spacing:-0.13px;display:inline;\">3,975 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t50_256_409\" style=\"left:563px;bottom:718px;letter-spacing:-0.13px;display:inline;\">497 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t51_256_409\" style=\"left:615px;bottom:718px;letter-spacing:-0.12px;display:inline;\">(184) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t52_256_409\" style=\"left:660px;bottom:718px;letter-spacing:-0.13px;display:inline;\">19,374 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t53_256_409\" style=\"left:736px;bottom:718px;letter-spacing:-0.13px;display:inline;\">129 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t54_256_409\" style=\"left:776px;bottom:718px;letter-spacing:-0.13px;display:inline;\">19,503 </div></td></tr>\n                                        </table><table>\n                                            <tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"10\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s7_256_409\" id=\"t55_256_409\" style=\"left:518px;bottom:688px;letter-spacing:0.09px;display:inline;\">2022 $m </div></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_256_409\" id=\"t57_256_409\" style=\"left:427px;bottom:676px;letter-spacing:-0.02px;display:inline;\">note (i) </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"5\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s7_256_409\" id=\"t56_256_409\" style=\"left:347px;bottom:671px;letter-spacing:0.06px;display:inline;\">Insurance operations </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_256_409\" id=\"t5c_256_409\" style=\"left:502px;bottom:655px;letter-spacing:0.07px;display:inline;\">Growth </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_256_409\" id=\"t5g_256_409\" style=\"left:619px;bottom:655px;letter-spacing:0.06px;display:inline;\">Inter- </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_256_409\" id=\"t5d_256_409\" style=\"left:500px;bottom:644px;letter-spacing:0.07px;display:inline;\">markets </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_256_409\" id=\"t5h_256_409\" style=\"left:607px;bottom:644px;letter-spacing:0.07px;display:inline;\">segment </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_256_409\" id=\"t5j_256_409\" style=\"left:675px;bottom:644px;letter-spacing:0.06px;display:inline;\">Total </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_256_409\" id=\"t5l_256_409\" style=\"left:709px;bottom:644px;letter-spacing:0.07px;display:inline;\">Unallocated </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_256_409\" id=\"t58_256_409\" style=\"left:268px;bottom:633px;letter-spacing:0.08px;display:inline;\">Hong Kong </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_256_409\" id=\"t59_256_409\" style=\"left:328px;bottom:633px;letter-spacing:0.07px;display:inline;\">Indonesia </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_256_409\" id=\"t5a_256_409\" style=\"left:386px;bottom:633px;letter-spacing:0.07px;display:inline;\">Malaysia </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_256_409\" id=\"t5b_256_409\" style=\"left:437px;bottom:633px;letter-spacing:0.07px;display:inline;\">Singapore </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_256_409\" id=\"t5e_256_409\" style=\"left:494px;bottom:633px;letter-spacing:0.07px;display:inline;\">and other </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_256_409\" id=\"t5f_256_409\" style=\"left:546px;bottom:633px;letter-spacing:0.07px;display:inline;\">Eastspring </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_256_409\" id=\"t5i_256_409\" style=\"left:598px;bottom:633px;letter-spacing:0.07px;display:inline;\">elimination </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_256_409\" id=\"t5k_256_409\" style=\"left:662px;bottom:633px;letter-spacing:0.08px;display:inline;\">segment </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_256_409\" id=\"t5m_256_409\" style=\"left:705px;bottom:633px;letter-spacing:0.07px;display:inline;\">to a segment </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_256_409\" id=\"t5n_256_409\" style=\"left:790px;bottom:633px;letter-spacing:0.07px;display:inline;\">Total </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t5o_256_409\" style=\"left:69px;bottom:614px;letter-spacing:-0.13px;display:inline;\">Amounts relating to changes in the </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t5p_256_409\" style=\"left:69px;bottom:602px;letter-spacing:-0.12px;display:inline;\">liability for remaining coverage: </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t5q_256_409\" style=\"left:69px;bottom:583px;letter-spacing:-0.12px;display:inline;\">Expected claims and other directly </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t5r_256_409\" style=\"left:69px;bottom:571px;letter-spacing:-0.13px;display:inline;\">attributable expenses </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t5s_256_409\" style=\"left:292px;bottom:571px;letter-spacing:-0.12px;display:inline;\">969 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t5t_256_409\" style=\"left:347px;bottom:571px;letter-spacing:-0.12px;display:inline;\">438 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t5u_256_409\" style=\"left:402px;bottom:571px;letter-spacing:-0.12px;display:inline;\">563 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t5v_256_409\" style=\"left:457px;bottom:571px;letter-spacing:-0.12px;display:inline;\">935 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t5w_256_409\" style=\"left:512px;bottom:571px;letter-spacing:-0.12px;display:inline;\">736 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t5x_256_409\" style=\"left:579px;bottom:571px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t5y_256_409\" style=\"left:634px;bottom:571px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t5z_256_409\" style=\"left:669px;bottom:571px;letter-spacing:-0.12px;display:inline;\">3,641 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t60_256_409\" style=\"left:748px;bottom:571px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t61_256_409\" style=\"left:783px;bottom:571px;letter-spacing:-0.12px;display:inline;\">3,641 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t62_256_409\" style=\"left:69px;bottom:553px;letter-spacing:-0.13px;display:inline;\">Change in risk adjustment for non- </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t63_256_409\" style=\"left:69px;bottom:540px;letter-spacing:-0.11px;display:inline;\">financial risk </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t64_256_409\" style=\"left:297px;bottom:540px;letter-spacing:-0.11px;display:inline;\">53 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t65_256_409\" style=\"left:352px;bottom:540px;letter-spacing:-0.11px;display:inline;\">33 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t66_256_409\" style=\"left:407px;bottom:540px;letter-spacing:-0.11px;display:inline;\">20 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t67_256_409\" style=\"left:462px;bottom:540px;letter-spacing:-0.11px;display:inline;\">33 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t68_256_409\" style=\"left:517px;bottom:540px;letter-spacing:-0.11px;display:inline;\">30 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t69_256_409\" style=\"left:579px;bottom:540px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t6a_256_409\" style=\"left:634px;bottom:540px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t6b_256_409\" style=\"left:677px;bottom:540px;letter-spacing:-0.12px;display:inline;\">169 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t6c_256_409\" style=\"left:748px;bottom:540px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t6d_256_409\" style=\"left:791px;bottom:540px;letter-spacing:-0.12px;display:inline;\">169 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t6e_256_409\" style=\"left:69px;bottom:522px;letter-spacing:-0.13px;display:inline;\">Release of CSM for services provided </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t6f_256_409\" style=\"left:292px;bottom:522px;letter-spacing:-0.12px;display:inline;\">737 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t6g_256_409\" style=\"left:347px;bottom:522px;letter-spacing:-0.12px;display:inline;\">274 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t6h_256_409\" style=\"left:402px;bottom:522px;letter-spacing:-0.12px;display:inline;\">215 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t6i_256_409\" style=\"left:457px;bottom:522px;letter-spacing:-0.12px;display:inline;\">442 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t6j_256_409\" style=\"left:512px;bottom:522px;letter-spacing:-0.12px;display:inline;\">513 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t6k_256_409\" style=\"left:579px;bottom:522px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t6l_256_409\" style=\"left:634px;bottom:522px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t6m_256_409\" style=\"left:669px;bottom:522px;letter-spacing:-0.12px;display:inline;\">2,181 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t6n_256_409\" style=\"left:748px;bottom:522px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t6o_256_409\" style=\"left:783px;bottom:522px;letter-spacing:-0.12px;display:inline;\">2,181 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t6p_256_409\" style=\"left:69px;bottom:505px;letter-spacing:-0.13px;display:inline;\">Other adjustments </div><div class=\"t s5_256_409\" id=\"t6q_256_409\" style=\"vertical-align: super;left:152px;bottom:512px;letter-spacing:-0.02px;display:inline;\">note (ii) </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t6r_256_409\" style=\"left:297px;bottom:505px;letter-spacing:-0.11px;display:inline;\">30 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t6s_256_409\" style=\"left:352px;bottom:505px;letter-spacing:-0.11px;display:inline;\">16 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t6t_256_409\" style=\"left:414px;bottom:505px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t6u_256_409\" style=\"left:462px;bottom:505px;letter-spacing:-0.11px;display:inline;\">27 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t6v_256_409\" style=\"left:517px;bottom:505px;letter-spacing:-0.11px;display:inline;\">32 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t6w_256_409\" style=\"left:579px;bottom:505px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t6x_256_409\" style=\"left:634px;bottom:505px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t6y_256_409\" style=\"left:677px;bottom:505px;letter-spacing:-0.12px;display:inline;\">105 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t6z_256_409\" style=\"left:748px;bottom:505px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t70_256_409\" style=\"left:791px;bottom:505px;letter-spacing:-0.12px;display:inline;\">105 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t71_256_409\" style=\"left:69px;bottom:487px;letter-spacing:-0.12px;display:inline;\">Recovery of insurance acquisition cash </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t72_256_409\" style=\"left:69px;bottom:474px;letter-spacing:-0.13px;display:inline;\">flows </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t73_256_409\" style=\"left:284px;bottom:474px;letter-spacing:-0.12px;display:inline;\">1,051 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t74_256_409\" style=\"left:347px;bottom:474px;letter-spacing:-0.12px;display:inline;\">309 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t75_256_409\" style=\"left:402px;bottom:474px;letter-spacing:-0.12px;display:inline;\">231 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t76_256_409\" style=\"left:457px;bottom:474px;letter-spacing:-0.12px;display:inline;\">378 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t77_256_409\" style=\"left:512px;bottom:474px;letter-spacing:-0.12px;display:inline;\">484 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t78_256_409\" style=\"left:579px;bottom:474px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t79_256_409\" style=\"left:634px;bottom:474px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t7a_256_409\" style=\"left:669px;bottom:474px;letter-spacing:-0.12px;display:inline;\">2,453 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t7b_256_409\" style=\"left:748px;bottom:474px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t7c_256_409\" style=\"left:783px;bottom:474px;letter-spacing:-0.12px;display:inline;\">2,453 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t7d_256_409\" style=\"left:69px;bottom:457px;letter-spacing:-0.15px;display:inline;\">Insurance revenue </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t7e_256_409\" style=\"left:284px;bottom:457px;letter-spacing:-0.12px;display:inline;\">2,840 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t7f_256_409\" style=\"left:339px;bottom:457px;letter-spacing:-0.12px;display:inline;\">1,070 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t7g_256_409\" style=\"left:394px;bottom:457px;letter-spacing:-0.12px;display:inline;\">1,029 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t7h_256_409\" style=\"left:449px;bottom:457px;letter-spacing:-0.12px;display:inline;\">1,815 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t7i_256_409\" style=\"left:504px;bottom:457px;letter-spacing:-0.12px;display:inline;\">1,795 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t7j_256_409\" style=\"left:579px;bottom:457px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t7k_256_409\" style=\"left:634px;bottom:457px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t7l_256_409\" style=\"left:669px;bottom:457px;letter-spacing:-0.12px;display:inline;\">8,549 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t7m_256_409\" style=\"left:748px;bottom:457px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t7n_256_409\" style=\"left:783px;bottom:457px;letter-spacing:-0.12px;display:inline;\">8,549 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t7o_256_409\" style=\"left:69px;bottom:440px;letter-spacing:-0.15px;display:inline;\">Other revenue </div><div class=\"t s6_256_409\" id=\"t7p_256_409\" style=\"vertical-align: super;left:137px;bottom:447px;letter-spacing:-0.02px;display:inline;\">note (iii) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t7q_256_409\" style=\"left:297px;bottom:440px;letter-spacing:-0.11px;display:inline;\">65 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t7r_256_409\" style=\"left:358px;bottom:440px;display:inline;\">6 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t7s_256_409\" style=\"left:414px;bottom:440px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t7t_256_409\" style=\"left:468px;bottom:440px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t7u_256_409\" style=\"left:517px;bottom:440px;letter-spacing:-0.11px;display:inline;\">33 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t7v_256_409\" style=\"left:567px;bottom:440px;letter-spacing:-0.12px;display:inline;\">330 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t7w_256_409\" style=\"left:634px;bottom:440px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t7x_256_409\" style=\"left:677px;bottom:440px;letter-spacing:-0.12px;display:inline;\">435 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t7y_256_409\" style=\"left:748px;bottom:440px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t7z_256_409\" style=\"left:791px;bottom:440px;letter-spacing:-0.12px;display:inline;\">436 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t80_256_409\" style=\"left:69px;bottom:422px;letter-spacing:-0.13px;display:inline;\">Total revenue from external customers </div><div class=\"t s5_256_409\" id=\"t81_256_409\" style=\"vertical-align: super;left:237px;bottom:428px;letter-spacing:-0.02px;display:inline;\">note </div><div class=\"t s5_256_409\" id=\"t82_256_409\" style=\"vertical-align: super;left:69px;bottom:416px;letter-spacing:-0.02px;display:inline;\">(iv) </div></td><td class=\"emptyTDSTag  tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t83_256_409\" style=\"left:284px;bottom:409px;letter-spacing:-0.12px;display:inline;\">2,905 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t84_256_409\" style=\"left:339px;bottom:409px;letter-spacing:-0.12px;display:inline;\">1,076 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t85_256_409\" style=\"left:394px;bottom:409px;letter-spacing:-0.12px;display:inline;\">1,029 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t86_256_409\" style=\"left:449px;bottom:409px;letter-spacing:-0.12px;display:inline;\">1,816 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t87_256_409\" style=\"left:504px;bottom:409px;letter-spacing:-0.12px;display:inline;\">1,828 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t88_256_409\" style=\"left:567px;bottom:409px;letter-spacing:-0.12px;display:inline;\">330 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t89_256_409\" style=\"left:634px;bottom:409px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t8a_256_409\" style=\"left:669px;bottom:409px;letter-spacing:-0.12px;display:inline;\">8,984 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t8b_256_409\" style=\"left:748px;bottom:409px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t8c_256_409\" style=\"left:783px;bottom:409px;letter-spacing:-0.12px;display:inline;\">8,985 </div></td></tr><tr><td class=\"tcs-selection-enabled tcs-selected\" colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t8d_256_409\" style=\"left:69px;bottom:392px;letter-spacing:-0.13px;display:inline;\">Intra-group revenue </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t8e_256_409\" style=\"left:304px;bottom:392px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t8f_256_409\" style=\"left:359px;bottom:392px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t8g_256_409\" style=\"left:414px;bottom:392px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t8h_256_409\" style=\"left:469px;bottom:392px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t8i_256_409\" style=\"left:523px;bottom:392px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t8j_256_409\" style=\"left:567px;bottom:392px;letter-spacing:-0.12px;display:inline;\">199 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t8k_256_409\" style=\"left:618px;bottom:392px;letter-spacing:-0.12px;display:inline;\">(200) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t8l_256_409\" style=\"left:689px;bottom:392px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t8m_256_409\" style=\"left:748px;bottom:392px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t8n_256_409\" style=\"left:803px;bottom:392px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t8o_256_409\" style=\"left:69px;bottom:375px;letter-spacing:-0.12px;display:inline;\">Interest income </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t8p_256_409\" style=\"left:292px;bottom:375px;letter-spacing:-0.12px;display:inline;\">927 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t8q_256_409\" style=\"left:352px;bottom:375px;letter-spacing:-0.11px;display:inline;\">83 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t8r_256_409\" style=\"left:402px;bottom:375px;letter-spacing:-0.12px;display:inline;\">208 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t8s_256_409\" style=\"left:457px;bottom:375px;letter-spacing:-0.12px;display:inline;\">724 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t8t_256_409\" style=\"left:512px;bottom:375px;letter-spacing:-0.12px;display:inline;\">601 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t8u_256_409\" style=\"left:578px;bottom:375px;display:inline;\">4 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t8v_256_409\" style=\"left:634px;bottom:375px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t8w_256_409\" style=\"left:669px;bottom:375px;letter-spacing:-0.12px;display:inline;\">2,547 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t8x_256_409\" style=\"left:742px;bottom:375px;letter-spacing:-0.11px;display:inline;\">50 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t8y_256_409\" style=\"left:783px;bottom:375px;letter-spacing:-0.12px;display:inline;\">2,597 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t8z_256_409\" style=\"left:69px;bottom:357px;letter-spacing:-0.14px;display:inline;\">Dividend and other investment income </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t90_256_409\" style=\"left:292px;bottom:357px;letter-spacing:-0.12px;display:inline;\">689 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t91_256_409\" style=\"left:352px;bottom:357px;letter-spacing:-0.11px;display:inline;\">77 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t92_256_409\" style=\"left:402px;bottom:357px;letter-spacing:-0.12px;display:inline;\">183 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t93_256_409\" style=\"left:457px;bottom:357px;letter-spacing:-0.12px;display:inline;\">576 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t94_256_409\" style=\"left:512px;bottom:357px;letter-spacing:-0.12px;display:inline;\">107 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t95_256_409\" style=\"left:578px;bottom:357px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t96_256_409\" style=\"left:634px;bottom:357px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t97_256_409\" style=\"left:669px;bottom:357px;letter-spacing:-0.12px;display:inline;\">1,633 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t98_256_409\" style=\"left:742px;bottom:357px;letter-spacing:-0.11px;display:inline;\">25 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t99_256_409\" style=\"left:783px;bottom:357px;letter-spacing:-0.12px;display:inline;\">1,658 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t9a_256_409\" style=\"left:69px;bottom:340px;letter-spacing:-0.14px;display:inline;\">Investment depreciation </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t9b_256_409\" style=\"left:275px;bottom:340px;letter-spacing:-0.12px;display:inline;\">(23,615) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t9c_256_409\" style=\"left:349px;bottom:340px;letter-spacing:-0.11px;display:inline;\">(69) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t9d_256_409\" style=\"left:398px;bottom:340px;letter-spacing:-0.12px;display:inline;\">(386) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t9e_256_409\" style=\"left:445px;bottom:340px;letter-spacing:-0.11px;display:inline;\">(6,679) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t9f_256_409\" style=\"left:500px;bottom:340px;letter-spacing:-0.11px;display:inline;\">(2,860) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t9g_256_409\" style=\"left:569px;bottom:340px;letter-spacing:-0.11px;display:inline;\">(21) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t9h_256_409\" style=\"left:634px;bottom:340px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t9i_256_409\" style=\"left:660px;bottom:340px;letter-spacing:-0.12px;display:inline;\">(33,630) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t9j_256_409\" style=\"left:744px;bottom:340px;letter-spacing:-0.09px;display:inline;\">(5) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t9k_256_409\" style=\"left:774px;bottom:340px;letter-spacing:-0.12px;display:inline;\">(33,635) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t9l_256_409\" style=\"left:69px;bottom:323px;letter-spacing:-0.14px;display:inline;\">Investment return </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t9m_256_409\" style=\"left:275px;bottom:323px;letter-spacing:-0.12px;display:inline;\">(21,999) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t9n_256_409\" style=\"left:353px;bottom:323px;letter-spacing:-0.11px;display:inline;\">91 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t9o_256_409\" style=\"left:413px;bottom:323px;display:inline;\">5 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t9p_256_409\" style=\"left:445px;bottom:323px;letter-spacing:-0.11px;display:inline;\">(5,379) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t9q_256_409\" style=\"left:500px;bottom:323px;letter-spacing:-0.11px;display:inline;\">(2,151) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t9r_256_409\" style=\"left:567px;bottom:323px;letter-spacing:-0.12px;display:inline;\">183 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t9s_256_409\" style=\"left:618px;bottom:323px;letter-spacing:-0.12px;display:inline;\">(200) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t9t_256_409\" style=\"left:660px;bottom:323px;letter-spacing:-0.12px;display:inline;\">(29,450) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t9u_256_409\" style=\"left:742px;bottom:323px;letter-spacing:-0.11px;display:inline;\">70 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t9v_256_409\" style=\"left:774px;bottom:323px;letter-spacing:-0.12px;display:inline;\">(29,380) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t9w_256_409\" style=\"left:69px;bottom:306px;letter-spacing:-0.14px;display:inline;\">Total revenue </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t9x_256_409\" style=\"left:275px;bottom:306px;letter-spacing:-0.12px;display:inline;\">(19,094) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t9y_256_409\" style=\"left:339px;bottom:306px;letter-spacing:-0.12px;display:inline;\">1,167 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t9z_256_409\" style=\"left:394px;bottom:306px;letter-spacing:-0.12px;display:inline;\">1,034 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"ta0_256_409\" style=\"left:445px;bottom:306px;letter-spacing:-0.11px;display:inline;\">(3,563) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"ta1_256_409\" style=\"left:508px;bottom:306px;letter-spacing:-0.12px;display:inline;\">(323) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"ta2_256_409\" style=\"left:567px;bottom:306px;letter-spacing:-0.12px;display:inline;\">513 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"ta3_256_409\" style=\"left:618px;bottom:306px;letter-spacing:-0.12px;display:inline;\">(200) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"ta4_256_409\" style=\"left:660px;bottom:306px;letter-spacing:-0.12px;display:inline;\">(20,466) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"ta5_256_409\" style=\"left:742px;bottom:306px;letter-spacing:-0.11px;display:inline;\">71 </div></td><td class=\"cke_table-faked-selection-temp\" colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"ta6_256_409\" style=\"left:774px;bottom:306px;letter-spacing:-0.12px;display:inline;\">(20,395) </div></td></tr>\n                                        </table>\n<div class=\"t s4_256_409\" id=\"ta7_256_409\" style=\"left:65px;bottom:279px;letter-spacing:-0.16px;display:inline;\">Notes </div>\n<div class=\"t s3_256_409\" id=\"ta8_256_409\" style=\"left:65px;bottom:267px;letter-spacing:-0.09px;display:inline;\">(i) </div><div class=\"t s3_256_409\" id=\"ta9_256_409\" style=\"left:82px;bottom:267px;letter-spacing:-0.12px;display:inline;\">The Group\u2019s share of the results from the joint ventures and associates including CPL that are equity accounted for is presented in a single line within the Group\u2019s profit </div>\n<div class=\"t s3_256_409\" id=\"taa_256_409\" style=\"left:82px;bottom:256px;letter-spacing:-0.12px;display:inline;\">before tax on a net of related tax basis, and therefore not shown in the analysis of revenue line items above. </div><div class=\"t s9_256_409\" id=\"tab_256_409\" style=\"left:549px;bottom:256px;letter-spacing:-0.13px;display:inline;\">Revenue from external customers of CPL (Prudential\u2019s share) in </div>\n<div class=\"t s9_256_409\" id=\"tac_256_409\" style=\"left:82px;bottom:244px;letter-spacing:-0.12px;display:inline;\">2023 is $560 million (2022: $595 million). Further financial information on CPL is provided in note D5.3. </div>\n<div class=\"t s3_256_409\" id=\"tad_256_409\" style=\"left:65px;bottom:232px;letter-spacing:-0.08px;display:inline;\">(ii) </div><div class=\"t s3_256_409\" id=\"tae_256_409\" style=\"left:82px;bottom:232px;letter-spacing:-0.13px;display:inline;\">Other adjustments comprise experience adjustment for premium receipts relating to past and current services provided under insurance contracts and insurance revenue </div>\n<div class=\"t s3_256_409\" id=\"taf_256_409\" style=\"left:82px;bottom:220px;letter-spacing:-0.13px;display:inline;\">earned from contracts measured under the PAA as well as the revenue recognised to cover the tax charge attributable to policyholders. </div>\n<div class=\"t s3_256_409\" id=\"tag_256_409\" style=\"left:65px;bottom:209px;letter-spacing:-0.08px;display:inline;\">(iii) </div><div class=\"t s3_256_409\" id=\"tah_256_409\" style=\"left:82px;bottom:209px;letter-spacing:-0.13px;word-spacing:-0.02px;display:inline;\">Other revenue comprises revenue from external customers and consists primarily of revenue from the Group\u2019s asset management business of $299 million (2022: $330 </div>\n<div class=\"t s3_256_409\" id=\"tai_256_409\" style=\"left:82px;bottom:197px;letter-spacing:-0.1px;display:inline;\">million). </div><div class=\"t s9_256_409\" id=\"taj_256_409\" style=\"left:119px;bottom:197px;letter-spacing:-0.13px;display:inline;\">Also included in other revenue is fee income on financial instruments that are not held at FVTPL of $3 million (2022: $2 million). </div>\n<div class=\"t s9_256_409\" id=\"tak_256_409\" style=\"left:65px;bottom:185px;letter-spacing:-0.1px;display:inline;\">(iv) </div><div class=\"t s9_256_409\" id=\"tal_256_409\" style=\"left:82px;bottom:185px;letter-spacing:-0.13px;word-spacing:-0.01px;display:inline;\">Due to the nature of the business of the Group, there is no reliance on any major customers. Of the Group\u2019s markets, other than Hong Kong, Singapore, Indonesia and </div>\n<div class=\"t s9_256_409\" id=\"tam_256_409\" style=\"left:82px;bottom:173px;letter-spacing:-0.13px;display:inline;\">Malaysia as shown above, no individual markets have revenue from external customers that exceeds 10 per cent of the Group total for the years presented. </div>\n<div class=\"t se_256_409\" id=\"tav_256_409\" style=\"left:69px;bottom:28px;letter-spacing:0.25px;display:inline;\"></div><div></div><div class=\"t s0_257\" id=\"t1_257\" style=\"left:87px;bottom:1118px;letter-spacing:-0.1px;display:inline;\">(b) </div><div class=\"t s0_257\" id=\"t2_257\" style=\"left:113px;bottom:1118px;letter-spacing:-0.11px;display:inline;\">Additional analysis of investment return </div><div class=\"t s1_257\" id=\"t3_257\" style=\"left:87px;bottom:1102px;letter-spacing:-0.01px;display:inline;\">Investment return included in the income statement principally comprises interest income, dividends, investment appreciation and depreciation </div><div class=\"t s1_257\" id=\"t4_257\" style=\"left:87px;bottom:1087px;letter-spacing:-0.01px;display:inline;\">(realised and unrealised gains and losses) on investments mandatorily classified or designated as FVTPL and realised gains and losses (including </div><div class=\"t s1_257\" id=\"t5_257\" style=\"left:87px;bottom:1071px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">impairment losses) on items classified at amortised cost and/or FVOCI (AFS for 2022). Movements in unrealised appreciation or depreciation of </div><div class=\"t s1_257\" id=\"t6_257\" style=\"left:87px;bottom:1055px;letter-spacing:-0.01px;display:inline;\">securities designated as FVOCI (AFS for 2022) are recorded in other comprehensive income. Interest income is recognised as it accrues. </div><div class=\"t s1_257\" id=\"t7_257\" style=\"left:87px;bottom:1040px;letter-spacing:-0.01px;display:inline;\">Dividends on equity securities are recognised on the ex-dividend date and rental income is recognised on an accrual basis. </div><table><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_257\" id=\"t8_257\" style=\"left:91px;bottom:1008px;letter-spacing:-0.01px;display:inline;\">IFRS 9 basis </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_257\" id=\"t9_257\" style=\"left:795px;bottom:1009px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">2023 $m </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_257\" id=\"ta_257\" style=\"left:91px;bottom:988px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Interest income calculated using the effective interest method </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_257\" id=\"tb_257\" style=\"left:808px;bottom:988px;letter-spacing:-0.02px;display:inline;\">340 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_257\" id=\"tc_257\" style=\"left:91px;bottom:969px;letter-spacing:-0.01px;display:inline;\">Net gains on financial instruments at FVTPL </div> <div class=\"t s5_257\" id=\"td_257\" style=\"vertical-align: super;left:322px;bottom:977px;letter-spacing:0.2px;display:inline;\">note </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_257\" id=\"te_257\" style=\"left:798px;bottom:969px;letter-spacing:-0.02px;display:inline;\">9,400 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_257\" id=\"tf_257\" style=\"left:91px;bottom:949px;letter-spacing:-0.01px;display:inline;\">Dividend income from Jackson shares designated at FVOCI recognised in the income statement </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_257\" id=\"tg_257\" style=\"left:822px;bottom:949px;display:inline;\">7 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_257\" id=\"th_257\" style=\"left:91px;bottom:930px;letter-spacing:-0.01px;display:inline;\">Other investment returns (including foreign exchange gains and losses) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_257\" id=\"ti_257\" style=\"left:808px;bottom:930px;letter-spacing:-0.02px;display:inline;\">267 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_257\" id=\"tj_257\" style=\"left:91px;bottom:910px;letter-spacing:-0.01px;display:inline;\">Movement in amounts attributable to external unit holders of consolidated investment funds </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_257\" id=\"tk_257\" style=\"left:803px;bottom:910px;letter-spacing:-0.02px;display:inline;\">(251) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_257\" id=\"tl_257\" style=\"left:91px;bottom:891px;letter-spacing:-0.01px;display:inline;\">Investment return recognised in the income statement </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_257\" id=\"tm_257\" style=\"left:798px;bottom:891px;letter-spacing:-0.02px;display:inline;\">9,763 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_257\" id=\"tn_257\" style=\"left:91px;bottom:871px;letter-spacing:-0.01px;display:inline;\">Valuation movements in Jackson shares recognised in other comprehensive income </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_257\" id=\"to_257\" style=\"left:822px;bottom:871px;display:inline;\">8 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_257\" id=\"tp_257\" style=\"left:91px;bottom:852px;letter-spacing:-0.01px;display:inline;\">Total investment return recognised in the income statement and other comprehensive income </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_257\" id=\"tq_257\" style=\"left:798px;bottom:852px;letter-spacing:-0.02px;display:inline;\">9,771 </div></td></tr></table><table><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_257\" id=\"tr_257\" style=\"left:91px;bottom:819px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">IAS 39 basis </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_257\" id=\"ts_257\" style=\"left:797px;bottom:820px;letter-spacing:0.09px;display:inline;\">2022 $m </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_257\" id=\"tt_257\" style=\"left:91px;bottom:799px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Interest income calculated using the effective interest method </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_257\" id=\"tu_257\" style=\"left:808px;bottom:799px;letter-spacing:-0.01px;display:inline;\">237 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_257\" id=\"tv_257\" style=\"left:91px;bottom:780px;letter-spacing:-0.01px;display:inline;\">Net losses on financial instruments at FVTPL </div> <div class=\"t s5_257\" id=\"tw_257\" style=\"vertical-align: super;left:325px;bottom:788px;letter-spacing:0.16px;display:inline;\">note </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_257\" id=\"tx_257\" style=\"left:788px;bottom:780px;letter-spacing:-0.01px;display:inline;\">(30,890) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_257\" id=\"ty_257\" style=\"left:91px;bottom:760px;letter-spacing:-0.01px;display:inline;\">Dividend income from Jackson shares classified as AFS recognised in the income statement </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_257\" id=\"tz_257\" style=\"left:817px;bottom:760px;letter-spacing:-0.01px;display:inline;\">24 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_257\" id=\"t10_257\" style=\"left:91px;bottom:741px;letter-spacing:-0.01px;display:inline;\">Other investment returns (including foreign exchange gains and losses) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_257\" id=\"t11_257\" style=\"left:808px;bottom:741px;letter-spacing:-0.01px;display:inline;\">239 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_257\" id=\"t12_257\" style=\"left:91px;bottom:721px;letter-spacing:-0.01px;display:inline;\">Movement in amounts attributable to external unit holders of consolidated investment funds </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_257\" id=\"t13_257\" style=\"left:799px;bottom:721px;letter-spacing:-0.01px;display:inline;\">1,010 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_257\" id=\"t14_257\" style=\"left:91px;bottom:702px;letter-spacing:-0.01px;display:inline;\">Investment return recognised in the income statement </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_257\" id=\"t15_257\" style=\"left:788px;bottom:702px;letter-spacing:-0.01px;display:inline;\">(29,380) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_257\" id=\"t16_257\" style=\"left:91px;bottom:682px;letter-spacing:-0.01px;display:inline;\">Valuation movements in Jackson shares recognised in other comprehensive income </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_257\" id=\"t17_257\" style=\"left:804px;bottom:682px;letter-spacing:-0.01px;display:inline;\">(187) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_257\" id=\"t18_257\" style=\"left:91px;bottom:663px;letter-spacing:-0.01px;display:inline;\">Total investment return recognised in the income statement and other comprehensive income </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_257\" id=\"t19_257\" style=\"left:788px;bottom:663px;letter-spacing:-0.01px;display:inline;\">(29,567) </div></td></tr></table><div class=\"t s7_257\" id=\"t1a_257\" style=\"left:87px;bottom:637px;letter-spacing:-0.17px;display:inline;\">Note </div><div class=\"t s8_257\" id=\"t1b_257\" style=\"left:87px;bottom:625px;letter-spacing:-0.13px;display:inline;\">Net gains (losses) comprise interest income on financial instruments at FVTPL, dividend and other investment income and investment appreciation (depreciation). Net realised </div><div class=\"t s8_257\" id=\"t1c_257\" style=\"left:87px;bottom:613px;letter-spacing:-0.12px;word-spacing:-0.01px;display:inline;\">gains and losses on the Group\u2019s investments for 2023 recognised in the income statement amounted to a net loss of $(6.0) billion (2022: a net loss of $(9.4) billion). </div><div class=\"t s4_257\" id=\"t1d_257\" style=\"left:87px;bottom:586px;letter-spacing:-0.01px;display:inline;\">The overall financial strength of Prudential and the results, both current and future, of the insurance business are in part dependent upon the </div><div class=\"t s4_257\" id=\"t1e_257\" style=\"left:87px;bottom:571px;letter-spacing:-0.01px;display:inline;\">quality and performance of the various investment portfolios. Prudential\u2019s insurance investments support a range of businesses operating in </div><div class=\"t s4_257\" id=\"t1f_257\" style=\"left:87px;bottom:555px;letter-spacing:-0.01px;display:inline;\">many geographic areas. Each of the operations formulates a strategy based on the nature of its underlying liabilities, its level of capital and its </div><div class=\"t s4_257\" id=\"t1g_257\" style=\"left:87px;bottom:540px;letter-spacing:-0.01px;display:inline;\">local regulatory requirements. Prudential\u2019s insurance business\u2019s investments, excluding assets to cover linked liabilities and those attributable to </div><div class=\"t s4_257\" id=\"t1h_257\" style=\"left:87px;bottom:524px;letter-spacing:-0.01px;display:inline;\">external unit holders of consolidated investment funds, are largely held by Prudential\u2019s Singapore and Hong Kong operations. </div><div class=\"t s4_257\" id=\"t1i_257\" style=\"left:87px;bottom:496px;letter-spacing:-0.01px;display:inline;\">All investments are carried at fair value in the statement of financial position with fair value movements, which are volatile from period to period, </div><div class=\"t s4_257\" id=\"t1j_257\" style=\"left:87px;bottom:481px;letter-spacing:-0.01px;display:inline;\">recorded in the income statement, except for loans and receivables which are generally carried at amortised cost (unless designated at FVTPL), </div><div class=\"t s4_257\" id=\"t1k_257\" style=\"left:87px;bottom:465px;letter-spacing:-0.01px;display:inline;\">and the Group\u2019s retained interest in Jackson which was, prior to its disposal in 2023, classified as FVOCI under IFRS 9 (designated as AFS under </div><div class=\"t s4_257\" id=\"t1l_257\" style=\"left:87px;bottom:449px;letter-spacing:-0.01px;display:inline;\">IAS 39). Subject to the effect of the exceptions, the year-on-year changes in investment returns primarily reflect the generality of overall market </div><div class=\"t s4_257\" id=\"t1m_257\" style=\"left:87px;bottom:434px;letter-spacing:-0.01px;display:inline;\">movements for equities and debt securities. In addition, foreign exchange rates affect the USD value of the translated income. Consistent with </div><div class=\"t s4_257\" id=\"t1n_257\" style=\"left:87px;bottom:418px;letter-spacing:-0.01px;display:inline;\">the treatment applied for other items of income and expenditure, investment return for operations not using USD as functional currency is </div><div class=\"t s4_257\" id=\"t1o_257\" style=\"left:87px;bottom:403px;letter-spacing:-0.01px;display:inline;\">translated at average exchange rates. The year-on-year movements in investment return of the Group mainly reflect the cumulative impact from </div>the changes in interest rates on bond asset values and in the performance of the equity markets.",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfRevenueExplanatory",
    "language": "en",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f30853": {
   "value": "The Group recognises insurance revenue as it satisfies its performance obligations, ie as it provides services under groups of insurance contracts. <div class=\"t s6_255\" id=\"to_255\" style=\"left:87px;bottom:912px;letter-spacing:-0.01px;display:inline;\">The insurance revenue relating to services provided for each period represents the total of the changes in the liability for remaining coverage </div><div class=\"t s6_255\" id=\"tp_255\" style=\"left:87px;bottom:897px;letter-spacing:-0.01px;display:inline;\">that relate to services for which the Group expects to receive consideration and comprises the following items. </div><div class=\"t s7_255\" id=\"tq_255\" style=\"left:87px;bottom:869px;display:inline;\">\u2013 </div><div class=\"t s6_255\" id=\"tr_255\" style=\"left:100px;bottom:869px;letter-spacing:-0.01px;display:inline;\">A release of the CSM, measured based on coverage units; </div><div class=\"t s7_255\" id=\"ts_255\" style=\"left:87px;bottom:853px;display:inline;\">\u2013 </div><div class=\"t s6_255\" id=\"tt_255\" style=\"left:100px;bottom:853px;letter-spacing:-0.01px;display:inline;\">Changes in the risk adjustment for non-financial risk relating to current services; </div><div class=\"t s7_255\" id=\"tu_255\" style=\"left:87px;bottom:838px;display:inline;\">\u2013 </div><div class=\"t s6_255\" id=\"tv_255\" style=\"left:100px;bottom:838px;letter-spacing:-0.01px;display:inline;\">Claims and other insurance service expenses for the period expected at the beginning of the year; and </div><div class=\"t s8_255\" id=\"tw_255\" style=\"left:87px;bottom:822px;display:inline;\">\u2013 </div><div class=\"t s6_255\" id=\"tx_255\" style=\"left:100px;bottom:822px;letter-spacing:-0.01px;display:inline;\">Other amounts include the revenue recognised to cover the tax charge attributable to policyholders and other items, for example experience </div><div class=\"t s6_255\" id=\"ty_255\" style=\"left:100px;bottom:806px;letter-spacing:-0.01px;display:inline;\">adjustments for premium receipts for current or past services. </div><div class=\"t s6_255\" id=\"tz_255\" style=\"left:87px;bottom:791px;letter-spacing:-0.01px;display:inline;\">In addition, the Group allocates a portion of premiums that relate to recovering insurance acquisition cash flows to each period using the same </div><div class=\"t s6_255\" id=\"t10_255\" style=\"left:87px;bottom:775px;letter-spacing:-0.01px;display:inline;\">amortisation factor used to amortise CSM. The Group recognises the allocated amount, adjusted for interest accretion, as insurance revenue and </div><div class=\"t s6_255\" id=\"t11_255\" style=\"left:87px;bottom:760px;letter-spacing:-0.01px;display:inline;\">an equal amount as insurance service expenses. </div><div class=\"t s6_255\" id=\"t12_255\" style=\"left:87px;bottom:732px;letter-spacing:-0.01px;display:inline;\">Non-distinct investment components are excluded from insurance revenue and insurance service expenses. </div><div class=\"t s6_255\" id=\"t13_255\" style=\"left:87px;bottom:704px;letter-spacing:-0.01px;display:inline;\">Policy fees charged on investment contracts without discretionary participation features for asset management and policy administration fees </div>are recognised when related services are provided.",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForRecognitionOfRevenue",
    "language": "en",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f30897": {
   "value": "(a) <div class=\"t s0_256_409\" id=\"t2_256_409\" style=\"left:91px;bottom:1116px;letter-spacing:0.12px;display:inline;\">Analysis of total revenue by segment </div><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_256_409\" id=\"t3_256_409\" style=\"left:516px;bottom:1099px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">2023 $m </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\" style=\"text-wrap: nowrap;\"><div class=\"t s1_256_409\" id=\"t4_256_409\" style=\"left:340px;bottom:1082px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">Insurance operations </div><div class=\"t s2_256_409\" id=\"t5_256_409\" style=\"vertical-align: super;left:427px;bottom:1088px;letter-spacing:-0.02px;display:inline;\">note (i) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_256_409\" id=\"ta_256_409\" style=\"left:497px;bottom:1065px;letter-spacing:0.08px;display:inline;\">Growth </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_256_409\" id=\"te_256_409\" style=\"left:614px;bottom:1065px;letter-spacing:0.07px;display:inline;\">Inter- </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_256_409\" id=\"tb_256_409\" style=\"left:494px;bottom:1055px;letter-spacing:0.08px;display:inline;\">markets </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_256_409\" id=\"tf_256_409\" style=\"left:603px;bottom:1055px;letter-spacing:0.07px;display:inline;\">segment </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_256_409\" id=\"th_256_409\" style=\"left:671px;bottom:1055px;letter-spacing:0.06px;display:inline;\">Total </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_256_409\" id=\"tj_256_409\" style=\"left:705px;bottom:1055px;letter-spacing:0.07px;display:inline;\">Unallocated </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_256_409\" id=\"t6_256_409\" style=\"left:262px;bottom:1045px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">Hong Kong </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_256_409\" id=\"t7_256_409\" style=\"left:321px;bottom:1045px;letter-spacing:0.08px;display:inline;\">Indonesia </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_256_409\" id=\"t8_256_409\" style=\"left:380px;bottom:1045px;letter-spacing:0.08px;display:inline;\">Malaysia </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_256_409\" id=\"t9_256_409\" style=\"left:430px;bottom:1045px;letter-spacing:0.08px;display:inline;\">Singapore </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_256_409\" id=\"tc_256_409\" style=\"left:487px;bottom:1045px;letter-spacing:0.08px;display:inline;\">and other </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_256_409\" id=\"td_256_409\" style=\"left:539px;bottom:1045px;letter-spacing:0.07px;display:inline;\">Eastspring </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_256_409\" id=\"tg_256_409\" style=\"left:591px;bottom:1045px;letter-spacing:0.07px;display:inline;\">elimination </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_256_409\" id=\"ti_256_409\" style=\"left:658px;bottom:1045px;letter-spacing:0.09px;display:inline;\">segment </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_256_409\" id=\"tk_256_409\" style=\"left:701px;bottom:1045px;letter-spacing:0.08px;display:inline;\">to a segment </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_256_409\" id=\"tl_256_409\" style=\"left:788px;bottom:1045px;letter-spacing:0.07px;display:inline;\">Total </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"tm_256_409\" style=\"left:69px;bottom:1027px;letter-spacing:-0.13px;display:inline;\">Amounts relating to changes in the </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"tn_256_409\" style=\"left:69px;bottom:1014px;letter-spacing:-0.12px;display:inline;\">liability for remaining coverage: </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"to_256_409\" style=\"left:69px;bottom:996px;letter-spacing:-0.12px;display:inline;\">Expected claims and other directly </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"tp_256_409\" style=\"left:69px;bottom:983px;letter-spacing:-0.13px;display:inline;\">attributable expenses </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"tq_256_409\" style=\"left:279px;bottom:983px;letter-spacing:-0.13px;display:inline;\">1,089 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"tr_256_409\" style=\"left:343px;bottom:983px;letter-spacing:-0.13px;display:inline;\">582 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"ts_256_409\" style=\"left:398px;bottom:983px;letter-spacing:-0.13px;display:inline;\">642 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"tt_256_409\" style=\"left:453px;bottom:983px;letter-spacing:-0.13px;display:inline;\">970 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"tu_256_409\" style=\"left:508px;bottom:983px;letter-spacing:-0.13px;display:inline;\">670 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"tv_256_409\" style=\"left:575px;bottom:983px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"tw_256_409\" style=\"left:631px;bottom:983px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"tx_256_409\" style=\"left:665px;bottom:983px;letter-spacing:-0.13px;display:inline;\">3,953 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"ty_256_409\" style=\"left:748px;bottom:983px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"tz_256_409\" style=\"left:782px;bottom:983px;letter-spacing:-0.13px;display:inline;\">3,953 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t10_256_409\" style=\"left:69px;bottom:965px;letter-spacing:-0.13px;display:inline;\">Change in risk adjustment for non- </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t11_256_409\" style=\"left:69px;bottom:952px;letter-spacing:-0.11px;display:inline;\">financial risk </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t12_256_409\" style=\"left:294px;bottom:952px;letter-spacing:-0.11px;display:inline;\">73 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t13_256_409\" style=\"left:349px;bottom:952px;letter-spacing:-0.11px;display:inline;\">35 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t14_256_409\" style=\"left:404px;bottom:952px;letter-spacing:-0.11px;display:inline;\">24 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t15_256_409\" style=\"left:459px;bottom:952px;letter-spacing:-0.11px;display:inline;\">55 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t16_256_409\" style=\"left:514px;bottom:952px;letter-spacing:-0.11px;display:inline;\">41 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t17_256_409\" style=\"left:575px;bottom:952px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t18_256_409\" style=\"left:631px;bottom:952px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t19_256_409\" style=\"left:674px;bottom:952px;letter-spacing:-0.13px;display:inline;\">228 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t1a_256_409\" style=\"left:748px;bottom:952px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t1b_256_409\" style=\"left:791px;bottom:952px;letter-spacing:-0.13px;display:inline;\">228 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t1c_256_409\" style=\"left:69px;bottom:935px;letter-spacing:-0.13px;display:inline;\">Release of CSM for services provided </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t1d_256_409\" style=\"left:288px;bottom:935px;letter-spacing:-0.13px;display:inline;\">787 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t1e_256_409\" style=\"left:343px;bottom:935px;letter-spacing:-0.13px;display:inline;\">187 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t1f_256_409\" style=\"left:398px;bottom:935px;letter-spacing:-0.13px;display:inline;\">203 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t1g_256_409\" style=\"left:453px;bottom:935px;letter-spacing:-0.13px;display:inline;\">478 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t1h_256_409\" style=\"left:508px;bottom:935px;letter-spacing:-0.13px;display:inline;\">538 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t1i_256_409\" style=\"left:575px;bottom:935px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t1j_256_409\" style=\"left:631px;bottom:935px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t1k_256_409\" style=\"left:665px;bottom:935px;letter-spacing:-0.13px;display:inline;\">2,193 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t1l_256_409\" style=\"left:748px;bottom:935px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t1m_256_409\" style=\"left:782px;bottom:935px;letter-spacing:-0.13px;display:inline;\">2,193 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_256_409\" id=\"t1o_256_409\" style=\"left:152px;bottom:924px;letter-spacing:-0.02px;display:inline;\">note (ii) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t1n_256_409\" style=\"left:69px;bottom:918px;letter-spacing:-0.13px;display:inline;\">Other adjustments </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t1p_256_409\" style=\"left:294px;bottom:918px;letter-spacing:-0.11px;display:inline;\">73 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t1q_256_409\" style=\"left:349px;bottom:918px;letter-spacing:-0.11px;display:inline;\">32 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t1r_256_409\" style=\"left:404px;bottom:918px;letter-spacing:-0.11px;display:inline;\">31 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t1s_256_409\" style=\"left:459px;bottom:918px;letter-spacing:-0.11px;display:inline;\">45 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t1t_256_409\" style=\"left:514px;bottom:918px;letter-spacing:-0.11px;display:inline;\">71 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t1u_256_409\" style=\"left:575px;bottom:918px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t1v_256_409\" style=\"left:631px;bottom:918px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t1w_256_409\" style=\"left:674px;bottom:918px;letter-spacing:-0.13px;display:inline;\">252 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t1x_256_409\" style=\"left:748px;bottom:918px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t1y_256_409\" style=\"left:791px;bottom:918px;letter-spacing:-0.13px;display:inline;\">252 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t1z_256_409\" style=\"left:69px;bottom:900px;letter-spacing:-0.12px;display:inline;\">Recovery of insurance acquisition cash </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t20_256_409\" style=\"left:69px;bottom:887px;letter-spacing:-0.13px;display:inline;\">flows </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t21_256_409\" style=\"left:279px;bottom:887px;letter-spacing:-0.13px;display:inline;\">1,207 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t22_256_409\" style=\"left:343px;bottom:887px;letter-spacing:-0.13px;display:inline;\">306 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t23_256_409\" style=\"left:398px;bottom:887px;letter-spacing:-0.13px;display:inline;\">234 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t24_256_409\" style=\"left:453px;bottom:887px;letter-spacing:-0.13px;display:inline;\">435 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t25_256_409\" style=\"left:508px;bottom:887px;letter-spacing:-0.13px;display:inline;\">563 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t26_256_409\" style=\"left:575px;bottom:887px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t27_256_409\" style=\"left:631px;bottom:887px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t28_256_409\" style=\"left:665px;bottom:887px;letter-spacing:-0.13px;display:inline;\">2,745 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t29_256_409\" style=\"left:748px;bottom:887px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t2a_256_409\" style=\"left:782px;bottom:887px;letter-spacing:-0.13px;display:inline;\">2,745 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t2b_256_409\" style=\"left:69px;bottom:870px;letter-spacing:-0.15px;display:inline;\">Insurance revenue </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t2c_256_409\" style=\"left:279px;bottom:870px;letter-spacing:-0.13px;display:inline;\">3,229 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t2d_256_409\" style=\"left:334px;bottom:870px;letter-spacing:-0.13px;display:inline;\">1,142 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t2e_256_409\" style=\"left:389px;bottom:870px;letter-spacing:-0.13px;display:inline;\">1,134 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t2f_256_409\" style=\"left:444px;bottom:870px;letter-spacing:-0.13px;display:inline;\">1,983 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t2g_256_409\" style=\"left:499px;bottom:870px;letter-spacing:-0.13px;display:inline;\">1,883 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t2h_256_409\" style=\"left:575px;bottom:870px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t2i_256_409\" style=\"left:631px;bottom:870px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t2j_256_409\" style=\"left:665px;bottom:870px;letter-spacing:-0.13px;display:inline;\">9,371 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t2k_256_409\" style=\"left:748px;bottom:870px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t2l_256_409\" style=\"left:782px;bottom:870px;letter-spacing:-0.13px;display:inline;\">9,371 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\" style=\"text-wrap: nowrap;\"><div class=\"t s4_256_409\" id=\"t2m_256_409\" style=\"left:69px;bottom:852px;letter-spacing:-0.14px;display:inline;\">Other revenue </div><div class=\"t s6_256_409\" id=\"t2n_256_409\" style=\"vertical-align: super;left:138px;bottom:859px;letter-spacing:-0.02px;display:inline;\">note (iii) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t2o_256_409\" style=\"left:294px;bottom:852px;letter-spacing:-0.11px;display:inline;\">22 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t2p_256_409\" style=\"left:355px;bottom:852px;display:inline;\">4 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t2q_256_409\" style=\"left:410px;bottom:852px;display:inline;\">4 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t2r_256_409\" style=\"left:465px;bottom:852px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t2s_256_409\" style=\"left:514px;bottom:852px;letter-spacing:-0.11px;display:inline;\">39 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t2t_256_409\" style=\"left:563px;bottom:852px;letter-spacing:-0.13px;display:inline;\">299 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t2u_256_409\" style=\"left:631px;bottom:852px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t2v_256_409\" style=\"left:674px;bottom:852px;letter-spacing:-0.13px;display:inline;\">368 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t2w_256_409\" style=\"left:748px;bottom:852px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t2x_256_409\" style=\"left:791px;bottom:852px;letter-spacing:-0.13px;display:inline;\">369 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\" style=\"text-wrap: nowrap;\"><div class=\"t s3_256_409\" id=\"t2y_256_409\" style=\"left:69px;bottom:834px;letter-spacing:-0.13px;display:inline;\">Total revenue from external customers </div><div class=\"t s5_256_409\" id=\"t2z_256_409\" style=\"vertical-align: super;left:237px;bottom:841px;letter-spacing:-0.02px;display:inline;\">note </div><div class=\"t s5_256_409\" id=\"t30_256_409\" style=\"vertical-align: super;left:69px;bottom:828px;letter-spacing:-0.02px;display:inline;\">(iv) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t31_256_409\" style=\"left:279px;bottom:822px;letter-spacing:-0.13px;display:inline;\">3,251 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t32_256_409\" style=\"left:334px;bottom:822px;letter-spacing:-0.13px;display:inline;\">1,146 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t33_256_409\" style=\"left:389px;bottom:822px;letter-spacing:-0.13px;display:inline;\">1,138 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t34_256_409\" style=\"left:444px;bottom:822px;letter-spacing:-0.13px;display:inline;\">1,983 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t35_256_409\" style=\"left:499px;bottom:822px;letter-spacing:-0.13px;display:inline;\">1,922 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t36_256_409\" style=\"left:563px;bottom:822px;letter-spacing:-0.13px;display:inline;\">299 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t37_256_409\" style=\"left:631px;bottom:822px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t38_256_409\" style=\"left:665px;bottom:822px;letter-spacing:-0.13px;display:inline;\">9,739 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t39_256_409\" style=\"left:748px;bottom:822px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t3a_256_409\" style=\"left:782px;bottom:822px;letter-spacing:-0.13px;display:inline;\">9,740 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t3b_256_409\" style=\"left:69px;bottom:804px;letter-spacing:-0.13px;display:inline;\">Intra-group revenue </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t3c_256_409\" style=\"left:300px;bottom:804px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t3d_256_409\" style=\"left:355px;bottom:804px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t3e_256_409\" style=\"left:410px;bottom:804px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t3f_256_409\" style=\"left:465px;bottom:804px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t3g_256_409\" style=\"left:520px;bottom:804px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t3h_256_409\" style=\"left:563px;bottom:804px;letter-spacing:-0.13px;display:inline;\">184 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t3i_256_409\" style=\"left:615px;bottom:804px;letter-spacing:-0.12px;display:inline;\">(184) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t3j_256_409\" style=\"left:686px;bottom:804px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t3k_256_409\" style=\"left:748px;bottom:804px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t3l_256_409\" style=\"left:803px;bottom:804px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t3m_256_409\" style=\"left:69px;bottom:787px;letter-spacing:-0.12px;display:inline;\">Interest income </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t3n_256_409\" style=\"left:279px;bottom:787px;letter-spacing:-0.13px;display:inline;\">1,033 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t3o_256_409\" style=\"left:349px;bottom:787px;letter-spacing:-0.11px;display:inline;\">92 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t3p_256_409\" style=\"left:398px;bottom:787px;letter-spacing:-0.13px;display:inline;\">239 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t3q_256_409\" style=\"left:453px;bottom:787px;letter-spacing:-0.13px;display:inline;\">785 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t3r_256_409\" style=\"left:508px;bottom:787px;letter-spacing:-0.13px;display:inline;\">627 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t3s_256_409\" style=\"left:575px;bottom:787px;display:inline;\">7 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t3t_256_409\" style=\"left:631px;bottom:787px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t3u_256_409\" style=\"left:665px;bottom:787px;letter-spacing:-0.13px;display:inline;\">2,783 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t3v_256_409\" style=\"left:736px;bottom:787px;letter-spacing:-0.13px;display:inline;\">164 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t3w_256_409\" style=\"left:782px;bottom:787px;letter-spacing:-0.13px;display:inline;\">2,947 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t3x_256_409\" style=\"left:69px;bottom:770px;letter-spacing:-0.14px;display:inline;\">Dividend and other investment income </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t3y_256_409\" style=\"left:288px;bottom:770px;letter-spacing:-0.13px;display:inline;\">775 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t3z_256_409\" style=\"left:349px;bottom:770px;letter-spacing:-0.11px;display:inline;\">93 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t40_256_409\" style=\"left:398px;bottom:770px;letter-spacing:-0.13px;display:inline;\">151 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t41_256_409\" style=\"left:453px;bottom:770px;letter-spacing:-0.13px;display:inline;\">528 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t42_256_409\" style=\"left:508px;bottom:770px;letter-spacing:-0.13px;display:inline;\">117 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t43_256_409\" style=\"left:575px;bottom:770px;display:inline;\">3 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t44_256_409\" style=\"left:631px;bottom:770px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t45_256_409\" style=\"left:665px;bottom:770px;letter-spacing:-0.13px;display:inline;\">1,667 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t46_256_409\" style=\"left:748px;bottom:770px;display:inline;\">7 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t47_256_409\" style=\"left:782px;bottom:770px;letter-spacing:-0.13px;display:inline;\">1,674 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t48_256_409\" style=\"left:69px;bottom:753px;letter-spacing:-0.13px;display:inline;\">Investment appreciation (depreciation) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t49_256_409\" style=\"left:279px;bottom:753px;letter-spacing:-0.13px;display:inline;\">2,155 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t4a_256_409\" style=\"left:349px;bottom:753px;letter-spacing:-0.11px;display:inline;\">50 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t4b_256_409\" style=\"left:398px;bottom:753px;letter-spacing:-0.13px;display:inline;\">177 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t4c_256_409\" style=\"left:444px;bottom:753px;letter-spacing:-0.13px;display:inline;\">1,490 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t4d_256_409\" style=\"left:499px;bottom:753px;letter-spacing:-0.13px;display:inline;\">1,309 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t4e_256_409\" style=\"left:575px;bottom:753px;display:inline;\">4 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t4f_256_409\" style=\"left:631px;bottom:753px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t4g_256_409\" style=\"left:666px;bottom:753px;letter-spacing:-0.13px;display:inline;\">5,185 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t4h_256_409\" style=\"left:738px;bottom:753px;letter-spacing:-0.11px;display:inline;\">(43) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t4i_256_409\" style=\"left:782px;bottom:753px;letter-spacing:-0.13px;display:inline;\">5,142 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t4j_256_409\" style=\"left:69px;bottom:736px;letter-spacing:-0.14px;display:inline;\">Investment return </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t4k_256_409\" style=\"left:279px;bottom:736px;letter-spacing:-0.13px;display:inline;\">3,963 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t4l_256_409\" style=\"left:343px;bottom:736px;letter-spacing:-0.13px;display:inline;\">235 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t4m_256_409\" style=\"left:398px;bottom:736px;letter-spacing:-0.13px;display:inline;\">567 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t4n_256_409\" style=\"left:444px;bottom:736px;letter-spacing:-0.13px;display:inline;\">2,803 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t4o_256_409\" style=\"left:499px;bottom:736px;letter-spacing:-0.13px;display:inline;\">2,053 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t4p_256_409\" style=\"left:563px;bottom:736px;letter-spacing:-0.13px;display:inline;\">198 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t4q_256_409\" style=\"left:615px;bottom:736px;letter-spacing:-0.12px;display:inline;\">(184) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t4r_256_409\" style=\"left:666px;bottom:736px;letter-spacing:-0.13px;display:inline;\">9,635 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t4s_256_409\" style=\"left:736px;bottom:736px;letter-spacing:-0.13px;display:inline;\">128 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t4t_256_409\" style=\"left:782px;bottom:736px;letter-spacing:-0.13px;display:inline;\">9,763 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t4u_256_409\" style=\"left:69px;bottom:718px;letter-spacing:-0.14px;display:inline;\">Total revenue </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t4v_256_409\" style=\"left:279px;bottom:718px;letter-spacing:-0.13px;display:inline;\">7,214 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t4w_256_409\" style=\"left:334px;bottom:718px;letter-spacing:-0.13px;display:inline;\">1,381 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t4x_256_409\" style=\"left:389px;bottom:718px;letter-spacing:-0.13px;display:inline;\">1,705 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t4y_256_409\" style=\"left:444px;bottom:718px;letter-spacing:-0.13px;display:inline;\">4,786 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t4z_256_409\" style=\"left:499px;bottom:718px;letter-spacing:-0.13px;display:inline;\">3,975 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t50_256_409\" style=\"left:563px;bottom:718px;letter-spacing:-0.13px;display:inline;\">497 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t51_256_409\" style=\"left:615px;bottom:718px;letter-spacing:-0.12px;display:inline;\">(184) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t52_256_409\" style=\"left:660px;bottom:718px;letter-spacing:-0.13px;display:inline;\">19,374 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t53_256_409\" style=\"left:736px;bottom:718px;letter-spacing:-0.13px;display:inline;\">129 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t54_256_409\" style=\"left:776px;bottom:718px;letter-spacing:-0.13px;display:inline;\">19,503 </div></td></tr>\n                                        </table><table>\n                                            <tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"10\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s7_256_409\" id=\"t55_256_409\" style=\"left:518px;bottom:688px;letter-spacing:0.09px;display:inline;\">2022 $m </div></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_256_409\" id=\"t57_256_409\" style=\"left:427px;bottom:676px;letter-spacing:-0.02px;display:inline;\">note (i) </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"5\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s7_256_409\" id=\"t56_256_409\" style=\"left:347px;bottom:671px;letter-spacing:0.06px;display:inline;\">Insurance operations </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_256_409\" id=\"t5c_256_409\" style=\"left:502px;bottom:655px;letter-spacing:0.07px;display:inline;\">Growth </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_256_409\" id=\"t5g_256_409\" style=\"left:619px;bottom:655px;letter-spacing:0.06px;display:inline;\">Inter- </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_256_409\" id=\"t5d_256_409\" style=\"left:500px;bottom:644px;letter-spacing:0.07px;display:inline;\">markets </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_256_409\" id=\"t5h_256_409\" style=\"left:607px;bottom:644px;letter-spacing:0.07px;display:inline;\">segment </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_256_409\" id=\"t5j_256_409\" style=\"left:675px;bottom:644px;letter-spacing:0.06px;display:inline;\">Total </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_256_409\" id=\"t5l_256_409\" style=\"left:709px;bottom:644px;letter-spacing:0.07px;display:inline;\">Unallocated </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_256_409\" id=\"t58_256_409\" style=\"left:268px;bottom:633px;letter-spacing:0.08px;display:inline;\">Hong Kong </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_256_409\" id=\"t59_256_409\" style=\"left:328px;bottom:633px;letter-spacing:0.07px;display:inline;\">Indonesia </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_256_409\" id=\"t5a_256_409\" style=\"left:386px;bottom:633px;letter-spacing:0.07px;display:inline;\">Malaysia </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_256_409\" id=\"t5b_256_409\" style=\"left:437px;bottom:633px;letter-spacing:0.07px;display:inline;\">Singapore </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_256_409\" id=\"t5e_256_409\" style=\"left:494px;bottom:633px;letter-spacing:0.07px;display:inline;\">and other </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_256_409\" id=\"t5f_256_409\" style=\"left:546px;bottom:633px;letter-spacing:0.07px;display:inline;\">Eastspring </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_256_409\" id=\"t5i_256_409\" style=\"left:598px;bottom:633px;letter-spacing:0.07px;display:inline;\">elimination </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_256_409\" id=\"t5k_256_409\" style=\"left:662px;bottom:633px;letter-spacing:0.08px;display:inline;\">segment </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_256_409\" id=\"t5m_256_409\" style=\"left:705px;bottom:633px;letter-spacing:0.07px;display:inline;\">to a segment </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_256_409\" id=\"t5n_256_409\" style=\"left:790px;bottom:633px;letter-spacing:0.07px;display:inline;\">Total </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t5o_256_409\" style=\"left:69px;bottom:614px;letter-spacing:-0.13px;display:inline;\">Amounts relating to changes in the </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t5p_256_409\" style=\"left:69px;bottom:602px;letter-spacing:-0.12px;display:inline;\">liability for remaining coverage: </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t5q_256_409\" style=\"left:69px;bottom:583px;letter-spacing:-0.12px;display:inline;\">Expected claims and other directly </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t5r_256_409\" style=\"left:69px;bottom:571px;letter-spacing:-0.13px;display:inline;\">attributable expenses </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t5s_256_409\" style=\"left:292px;bottom:571px;letter-spacing:-0.12px;display:inline;\">969 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t5t_256_409\" style=\"left:347px;bottom:571px;letter-spacing:-0.12px;display:inline;\">438 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t5u_256_409\" style=\"left:402px;bottom:571px;letter-spacing:-0.12px;display:inline;\">563 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t5v_256_409\" style=\"left:457px;bottom:571px;letter-spacing:-0.12px;display:inline;\">935 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t5w_256_409\" style=\"left:512px;bottom:571px;letter-spacing:-0.12px;display:inline;\">736 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t5x_256_409\" style=\"left:579px;bottom:571px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t5y_256_409\" style=\"left:634px;bottom:571px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t5z_256_409\" style=\"left:669px;bottom:571px;letter-spacing:-0.12px;display:inline;\">3,641 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t60_256_409\" style=\"left:748px;bottom:571px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t61_256_409\" style=\"left:783px;bottom:571px;letter-spacing:-0.12px;display:inline;\">3,641 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t62_256_409\" style=\"left:69px;bottom:553px;letter-spacing:-0.13px;display:inline;\">Change in risk adjustment for non- </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t63_256_409\" style=\"left:69px;bottom:540px;letter-spacing:-0.11px;display:inline;\">financial risk </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t64_256_409\" style=\"left:297px;bottom:540px;letter-spacing:-0.11px;display:inline;\">53 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t65_256_409\" style=\"left:352px;bottom:540px;letter-spacing:-0.11px;display:inline;\">33 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t66_256_409\" style=\"left:407px;bottom:540px;letter-spacing:-0.11px;display:inline;\">20 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t67_256_409\" style=\"left:462px;bottom:540px;letter-spacing:-0.11px;display:inline;\">33 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t68_256_409\" style=\"left:517px;bottom:540px;letter-spacing:-0.11px;display:inline;\">30 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t69_256_409\" style=\"left:579px;bottom:540px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t6a_256_409\" style=\"left:634px;bottom:540px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t6b_256_409\" style=\"left:677px;bottom:540px;letter-spacing:-0.12px;display:inline;\">169 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t6c_256_409\" style=\"left:748px;bottom:540px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t6d_256_409\" style=\"left:791px;bottom:540px;letter-spacing:-0.12px;display:inline;\">169 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t6e_256_409\" style=\"left:69px;bottom:522px;letter-spacing:-0.13px;display:inline;\">Release of CSM for services provided </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t6f_256_409\" style=\"left:292px;bottom:522px;letter-spacing:-0.12px;display:inline;\">737 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t6g_256_409\" style=\"left:347px;bottom:522px;letter-spacing:-0.12px;display:inline;\">274 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t6h_256_409\" style=\"left:402px;bottom:522px;letter-spacing:-0.12px;display:inline;\">215 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t6i_256_409\" style=\"left:457px;bottom:522px;letter-spacing:-0.12px;display:inline;\">442 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t6j_256_409\" style=\"left:512px;bottom:522px;letter-spacing:-0.12px;display:inline;\">513 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t6k_256_409\" style=\"left:579px;bottom:522px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t6l_256_409\" style=\"left:634px;bottom:522px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t6m_256_409\" style=\"left:669px;bottom:522px;letter-spacing:-0.12px;display:inline;\">2,181 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t6n_256_409\" style=\"left:748px;bottom:522px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t6o_256_409\" style=\"left:783px;bottom:522px;letter-spacing:-0.12px;display:inline;\">2,181 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t6p_256_409\" style=\"left:69px;bottom:505px;letter-spacing:-0.13px;display:inline;\">Other adjustments </div><div class=\"t s5_256_409\" id=\"t6q_256_409\" style=\"vertical-align: super;left:152px;bottom:512px;letter-spacing:-0.02px;display:inline;\">note (ii) </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t6r_256_409\" style=\"left:297px;bottom:505px;letter-spacing:-0.11px;display:inline;\">30 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t6s_256_409\" style=\"left:352px;bottom:505px;letter-spacing:-0.11px;display:inline;\">16 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t6t_256_409\" style=\"left:414px;bottom:505px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t6u_256_409\" style=\"left:462px;bottom:505px;letter-spacing:-0.11px;display:inline;\">27 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t6v_256_409\" style=\"left:517px;bottom:505px;letter-spacing:-0.11px;display:inline;\">32 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t6w_256_409\" style=\"left:579px;bottom:505px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t6x_256_409\" style=\"left:634px;bottom:505px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t6y_256_409\" style=\"left:677px;bottom:505px;letter-spacing:-0.12px;display:inline;\">105 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t6z_256_409\" style=\"left:748px;bottom:505px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t70_256_409\" style=\"left:791px;bottom:505px;letter-spacing:-0.12px;display:inline;\">105 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t71_256_409\" style=\"left:69px;bottom:487px;letter-spacing:-0.12px;display:inline;\">Recovery of insurance acquisition cash </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t72_256_409\" style=\"left:69px;bottom:474px;letter-spacing:-0.13px;display:inline;\">flows </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t73_256_409\" style=\"left:284px;bottom:474px;letter-spacing:-0.12px;display:inline;\">1,051 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t74_256_409\" style=\"left:347px;bottom:474px;letter-spacing:-0.12px;display:inline;\">309 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t75_256_409\" style=\"left:402px;bottom:474px;letter-spacing:-0.12px;display:inline;\">231 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t76_256_409\" style=\"left:457px;bottom:474px;letter-spacing:-0.12px;display:inline;\">378 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t77_256_409\" style=\"left:512px;bottom:474px;letter-spacing:-0.12px;display:inline;\">484 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t78_256_409\" style=\"left:579px;bottom:474px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t79_256_409\" style=\"left:634px;bottom:474px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t7a_256_409\" style=\"left:669px;bottom:474px;letter-spacing:-0.12px;display:inline;\">2,453 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t7b_256_409\" style=\"left:748px;bottom:474px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t7c_256_409\" style=\"left:783px;bottom:474px;letter-spacing:-0.12px;display:inline;\">2,453 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t7d_256_409\" style=\"left:69px;bottom:457px;letter-spacing:-0.15px;display:inline;\">Insurance revenue </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t7e_256_409\" style=\"left:284px;bottom:457px;letter-spacing:-0.12px;display:inline;\">2,840 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t7f_256_409\" style=\"left:339px;bottom:457px;letter-spacing:-0.12px;display:inline;\">1,070 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t7g_256_409\" style=\"left:394px;bottom:457px;letter-spacing:-0.12px;display:inline;\">1,029 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t7h_256_409\" style=\"left:449px;bottom:457px;letter-spacing:-0.12px;display:inline;\">1,815 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t7i_256_409\" style=\"left:504px;bottom:457px;letter-spacing:-0.12px;display:inline;\">1,795 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t7j_256_409\" style=\"left:579px;bottom:457px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t7k_256_409\" style=\"left:634px;bottom:457px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t7l_256_409\" style=\"left:669px;bottom:457px;letter-spacing:-0.12px;display:inline;\">8,549 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t7m_256_409\" style=\"left:748px;bottom:457px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t7n_256_409\" style=\"left:783px;bottom:457px;letter-spacing:-0.12px;display:inline;\">8,549 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t7o_256_409\" style=\"left:69px;bottom:440px;letter-spacing:-0.15px;display:inline;\">Other revenue </div><div class=\"t s6_256_409\" id=\"t7p_256_409\" style=\"vertical-align: super;left:137px;bottom:447px;letter-spacing:-0.02px;display:inline;\">note (iii) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t7q_256_409\" style=\"left:297px;bottom:440px;letter-spacing:-0.11px;display:inline;\">65 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t7r_256_409\" style=\"left:358px;bottom:440px;display:inline;\">6 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t7s_256_409\" style=\"left:414px;bottom:440px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t7t_256_409\" style=\"left:468px;bottom:440px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t7u_256_409\" style=\"left:517px;bottom:440px;letter-spacing:-0.11px;display:inline;\">33 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t7v_256_409\" style=\"left:567px;bottom:440px;letter-spacing:-0.12px;display:inline;\">330 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t7w_256_409\" style=\"left:634px;bottom:440px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t7x_256_409\" style=\"left:677px;bottom:440px;letter-spacing:-0.12px;display:inline;\">435 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t7y_256_409\" style=\"left:748px;bottom:440px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t7z_256_409\" style=\"left:791px;bottom:440px;letter-spacing:-0.12px;display:inline;\">436 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t80_256_409\" style=\"left:69px;bottom:422px;letter-spacing:-0.13px;display:inline;\">Total revenue from external customers </div><div class=\"t s5_256_409\" id=\"t81_256_409\" style=\"vertical-align: super;left:237px;bottom:428px;letter-spacing:-0.02px;display:inline;\">note </div><div class=\"t s5_256_409\" id=\"t82_256_409\" style=\"vertical-align: super;left:69px;bottom:416px;letter-spacing:-0.02px;display:inline;\">(iv) </div></td><td class=\"emptyTDSTag  tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t83_256_409\" style=\"left:284px;bottom:409px;letter-spacing:-0.12px;display:inline;\">2,905 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t84_256_409\" style=\"left:339px;bottom:409px;letter-spacing:-0.12px;display:inline;\">1,076 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t85_256_409\" style=\"left:394px;bottom:409px;letter-spacing:-0.12px;display:inline;\">1,029 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t86_256_409\" style=\"left:449px;bottom:409px;letter-spacing:-0.12px;display:inline;\">1,816 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t87_256_409\" style=\"left:504px;bottom:409px;letter-spacing:-0.12px;display:inline;\">1,828 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t88_256_409\" style=\"left:567px;bottom:409px;letter-spacing:-0.12px;display:inline;\">330 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t89_256_409\" style=\"left:634px;bottom:409px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t8a_256_409\" style=\"left:669px;bottom:409px;letter-spacing:-0.12px;display:inline;\">8,984 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t8b_256_409\" style=\"left:748px;bottom:409px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t8c_256_409\" style=\"left:783px;bottom:409px;letter-spacing:-0.12px;display:inline;\">8,985 </div></td></tr><tr><td class=\"tcs-selection-enabled tcs-selected\" colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t8d_256_409\" style=\"left:69px;bottom:392px;letter-spacing:-0.13px;display:inline;\">Intra-group revenue </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t8e_256_409\" style=\"left:304px;bottom:392px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t8f_256_409\" style=\"left:359px;bottom:392px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t8g_256_409\" style=\"left:414px;bottom:392px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t8h_256_409\" style=\"left:469px;bottom:392px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t8i_256_409\" style=\"left:523px;bottom:392px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t8j_256_409\" style=\"left:567px;bottom:392px;letter-spacing:-0.12px;display:inline;\">199 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t8k_256_409\" style=\"left:618px;bottom:392px;letter-spacing:-0.12px;display:inline;\">(200) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t8l_256_409\" style=\"left:689px;bottom:392px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t8m_256_409\" style=\"left:748px;bottom:392px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t8n_256_409\" style=\"left:803px;bottom:392px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t8o_256_409\" style=\"left:69px;bottom:375px;letter-spacing:-0.12px;display:inline;\">Interest income </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t8p_256_409\" style=\"left:292px;bottom:375px;letter-spacing:-0.12px;display:inline;\">927 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t8q_256_409\" style=\"left:352px;bottom:375px;letter-spacing:-0.11px;display:inline;\">83 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t8r_256_409\" style=\"left:402px;bottom:375px;letter-spacing:-0.12px;display:inline;\">208 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t8s_256_409\" style=\"left:457px;bottom:375px;letter-spacing:-0.12px;display:inline;\">724 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t8t_256_409\" style=\"left:512px;bottom:375px;letter-spacing:-0.12px;display:inline;\">601 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t8u_256_409\" style=\"left:578px;bottom:375px;display:inline;\">4 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t8v_256_409\" style=\"left:634px;bottom:375px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t8w_256_409\" style=\"left:669px;bottom:375px;letter-spacing:-0.12px;display:inline;\">2,547 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t8x_256_409\" style=\"left:742px;bottom:375px;letter-spacing:-0.11px;display:inline;\">50 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t8y_256_409\" style=\"left:783px;bottom:375px;letter-spacing:-0.12px;display:inline;\">2,597 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t8z_256_409\" style=\"left:69px;bottom:357px;letter-spacing:-0.14px;display:inline;\">Dividend and other investment income </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t90_256_409\" style=\"left:292px;bottom:357px;letter-spacing:-0.12px;display:inline;\">689 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t91_256_409\" style=\"left:352px;bottom:357px;letter-spacing:-0.11px;display:inline;\">77 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t92_256_409\" style=\"left:402px;bottom:357px;letter-spacing:-0.12px;display:inline;\">183 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t93_256_409\" style=\"left:457px;bottom:357px;letter-spacing:-0.12px;display:inline;\">576 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t94_256_409\" style=\"left:512px;bottom:357px;letter-spacing:-0.12px;display:inline;\">107 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t95_256_409\" style=\"left:578px;bottom:357px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t96_256_409\" style=\"left:634px;bottom:357px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t97_256_409\" style=\"left:669px;bottom:357px;letter-spacing:-0.12px;display:inline;\">1,633 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t98_256_409\" style=\"left:742px;bottom:357px;letter-spacing:-0.11px;display:inline;\">25 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t99_256_409\" style=\"left:783px;bottom:357px;letter-spacing:-0.12px;display:inline;\">1,658 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t9a_256_409\" style=\"left:69px;bottom:340px;letter-spacing:-0.14px;display:inline;\">Investment depreciation </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t9b_256_409\" style=\"left:275px;bottom:340px;letter-spacing:-0.12px;display:inline;\">(23,615) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t9c_256_409\" style=\"left:349px;bottom:340px;letter-spacing:-0.11px;display:inline;\">(69) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t9d_256_409\" style=\"left:398px;bottom:340px;letter-spacing:-0.12px;display:inline;\">(386) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t9e_256_409\" style=\"left:445px;bottom:340px;letter-spacing:-0.11px;display:inline;\">(6,679) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t9f_256_409\" style=\"left:500px;bottom:340px;letter-spacing:-0.11px;display:inline;\">(2,860) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t9g_256_409\" style=\"left:569px;bottom:340px;letter-spacing:-0.11px;display:inline;\">(21) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t9h_256_409\" style=\"left:634px;bottom:340px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t9i_256_409\" style=\"left:660px;bottom:340px;letter-spacing:-0.12px;display:inline;\">(33,630) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t9j_256_409\" style=\"left:744px;bottom:340px;letter-spacing:-0.09px;display:inline;\">(5) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t9k_256_409\" style=\"left:774px;bottom:340px;letter-spacing:-0.12px;display:inline;\">(33,635) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t9l_256_409\" style=\"left:69px;bottom:323px;letter-spacing:-0.14px;display:inline;\">Investment return </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t9m_256_409\" style=\"left:275px;bottom:323px;letter-spacing:-0.12px;display:inline;\">(21,999) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t9n_256_409\" style=\"left:353px;bottom:323px;letter-spacing:-0.11px;display:inline;\">91 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t9o_256_409\" style=\"left:413px;bottom:323px;display:inline;\">5 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t9p_256_409\" style=\"left:445px;bottom:323px;letter-spacing:-0.11px;display:inline;\">(5,379) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t9q_256_409\" style=\"left:500px;bottom:323px;letter-spacing:-0.11px;display:inline;\">(2,151) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t9r_256_409\" style=\"left:567px;bottom:323px;letter-spacing:-0.12px;display:inline;\">183 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t9s_256_409\" style=\"left:618px;bottom:323px;letter-spacing:-0.12px;display:inline;\">(200) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t9t_256_409\" style=\"left:660px;bottom:323px;letter-spacing:-0.12px;display:inline;\">(29,450) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t9u_256_409\" style=\"left:742px;bottom:323px;letter-spacing:-0.11px;display:inline;\">70 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t9v_256_409\" style=\"left:774px;bottom:323px;letter-spacing:-0.12px;display:inline;\">(29,380) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t9w_256_409\" style=\"left:69px;bottom:306px;letter-spacing:-0.14px;display:inline;\">Total revenue </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t9x_256_409\" style=\"left:275px;bottom:306px;letter-spacing:-0.12px;display:inline;\">(19,094) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t9y_256_409\" style=\"left:339px;bottom:306px;letter-spacing:-0.12px;display:inline;\">1,167 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t9z_256_409\" style=\"left:394px;bottom:306px;letter-spacing:-0.12px;display:inline;\">1,034 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"ta0_256_409\" style=\"left:445px;bottom:306px;letter-spacing:-0.11px;display:inline;\">(3,563) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"ta1_256_409\" style=\"left:508px;bottom:306px;letter-spacing:-0.12px;display:inline;\">(323) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"ta2_256_409\" style=\"left:567px;bottom:306px;letter-spacing:-0.12px;display:inline;\">513 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"ta3_256_409\" style=\"left:618px;bottom:306px;letter-spacing:-0.12px;display:inline;\">(200) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"ta4_256_409\" style=\"left:660px;bottom:306px;letter-spacing:-0.12px;display:inline;\">(20,466) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"ta5_256_409\" style=\"left:742px;bottom:306px;letter-spacing:-0.11px;display:inline;\">71 </div></td><td class=\"cke_table-faked-selection-temp\" colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"ta6_256_409\" style=\"left:774px;bottom:306px;letter-spacing:-0.12px;display:inline;\">(20,395) </div></td></tr>\n                                        </table>\n<div class=\"t s4_256_409\" id=\"ta7_256_409\" style=\"left:65px;bottom:279px;letter-spacing:-0.16px;display:inline;\">Notes </div>\n<div class=\"t s3_256_409\" id=\"ta8_256_409\" style=\"left:65px;bottom:267px;letter-spacing:-0.09px;display:inline;\">(i) </div><div class=\"t s3_256_409\" id=\"ta9_256_409\" style=\"left:82px;bottom:267px;letter-spacing:-0.12px;display:inline;\">The Group\u2019s share of the results from the joint ventures and associates including CPL that are equity accounted for is presented in a single line within the Group\u2019s profit </div>\n<div class=\"t s3_256_409\" id=\"taa_256_409\" style=\"left:82px;bottom:256px;letter-spacing:-0.12px;display:inline;\">before tax on a net of related tax basis, and therefore not shown in the analysis of revenue line items above. </div><div class=\"t s9_256_409\" id=\"tab_256_409\" style=\"left:549px;bottom:256px;letter-spacing:-0.13px;display:inline;\">Revenue from external customers of CPL (Prudential\u2019s share) in </div>\n<div class=\"t s9_256_409\" id=\"tac_256_409\" style=\"left:82px;bottom:244px;letter-spacing:-0.12px;display:inline;\">2023 is $560 million (2022: $595 million). Further financial information on CPL is provided in note D5.3. </div>\n<div class=\"t s3_256_409\" id=\"tad_256_409\" style=\"left:65px;bottom:232px;letter-spacing:-0.08px;display:inline;\">(ii) </div><div class=\"t s3_256_409\" id=\"tae_256_409\" style=\"left:82px;bottom:232px;letter-spacing:-0.13px;display:inline;\">Other adjustments comprise experience adjustment for premium receipts relating to past and current services provided under insurance contracts and insurance revenue </div>\n<div class=\"t s3_256_409\" id=\"taf_256_409\" style=\"left:82px;bottom:220px;letter-spacing:-0.13px;display:inline;\">earned from contracts measured under the PAA as well as the revenue recognised to cover the tax charge attributable to policyholders. </div>\n<div class=\"t s3_256_409\" id=\"tag_256_409\" style=\"left:65px;bottom:209px;letter-spacing:-0.08px;display:inline;\">(iii) </div><div class=\"t s3_256_409\" id=\"tah_256_409\" style=\"left:82px;bottom:209px;letter-spacing:-0.13px;word-spacing:-0.02px;display:inline;\">Other revenue comprises revenue from external customers and consists primarily of revenue from the Group\u2019s asset management business of $299 million (2022: $330 </div>\n<div class=\"t s3_256_409\" id=\"tai_256_409\" style=\"left:82px;bottom:197px;letter-spacing:-0.1px;display:inline;\">million). </div><div class=\"t s9_256_409\" id=\"taj_256_409\" style=\"left:119px;bottom:197px;letter-spacing:-0.13px;display:inline;\">Also included in other revenue is fee income on financial instruments that are not held at FVTPL of $3 million (2022: $2 million). </div>\n<div class=\"t s9_256_409\" id=\"tak_256_409\" style=\"left:65px;bottom:185px;letter-spacing:-0.1px;display:inline;\">(iv) </div><div class=\"t s9_256_409\" id=\"tal_256_409\" style=\"left:82px;bottom:185px;letter-spacing:-0.13px;word-spacing:-0.01px;display:inline;\">Due to the nature of the business of the Group, there is no reliance on any major customers. Of the Group\u2019s markets, other than Hong Kong, Singapore, Indonesia and </div>Malaysia as shown above, no individual markets have revenue from external customers that exceeds 10 per cent of the Group total for the years presented.",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfInsurancePremiumRevenueExplanatory",
    "language": "en",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f30898": {
   "value": "(a) <div class=\"t s0_256_409\" id=\"t2_256_409\" style=\"left:91px;bottom:1116px;letter-spacing:0.12px;display:inline;\">Analysis of total revenue by segment </div><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_256_409\" id=\"t3_256_409\" style=\"left:516px;bottom:1099px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">2023 $m </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\" style=\"text-wrap: nowrap;\"><div class=\"t s1_256_409\" id=\"t4_256_409\" style=\"left:340px;bottom:1082px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">Insurance operations </div><div class=\"t s2_256_409\" id=\"t5_256_409\" style=\"vertical-align: super;left:427px;bottom:1088px;letter-spacing:-0.02px;display:inline;\">note (i) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_256_409\" id=\"ta_256_409\" style=\"left:497px;bottom:1065px;letter-spacing:0.08px;display:inline;\">Growth </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_256_409\" id=\"te_256_409\" style=\"left:614px;bottom:1065px;letter-spacing:0.07px;display:inline;\">Inter- </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_256_409\" id=\"tb_256_409\" style=\"left:494px;bottom:1055px;letter-spacing:0.08px;display:inline;\">markets </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_256_409\" id=\"tf_256_409\" style=\"left:603px;bottom:1055px;letter-spacing:0.07px;display:inline;\">segment </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_256_409\" id=\"th_256_409\" style=\"left:671px;bottom:1055px;letter-spacing:0.06px;display:inline;\">Total </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_256_409\" id=\"tj_256_409\" style=\"left:705px;bottom:1055px;letter-spacing:0.07px;display:inline;\">Unallocated </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_256_409\" id=\"t6_256_409\" style=\"left:262px;bottom:1045px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">Hong Kong </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_256_409\" id=\"t7_256_409\" style=\"left:321px;bottom:1045px;letter-spacing:0.08px;display:inline;\">Indonesia </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_256_409\" id=\"t8_256_409\" style=\"left:380px;bottom:1045px;letter-spacing:0.08px;display:inline;\">Malaysia </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_256_409\" id=\"t9_256_409\" style=\"left:430px;bottom:1045px;letter-spacing:0.08px;display:inline;\">Singapore </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_256_409\" id=\"tc_256_409\" style=\"left:487px;bottom:1045px;letter-spacing:0.08px;display:inline;\">and other </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_256_409\" id=\"td_256_409\" style=\"left:539px;bottom:1045px;letter-spacing:0.07px;display:inline;\">Eastspring </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_256_409\" id=\"tg_256_409\" style=\"left:591px;bottom:1045px;letter-spacing:0.07px;display:inline;\">elimination </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_256_409\" id=\"ti_256_409\" style=\"left:658px;bottom:1045px;letter-spacing:0.09px;display:inline;\">segment </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_256_409\" id=\"tk_256_409\" style=\"left:701px;bottom:1045px;letter-spacing:0.08px;display:inline;\">to a segment </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_256_409\" id=\"tl_256_409\" style=\"left:788px;bottom:1045px;letter-spacing:0.07px;display:inline;\">Total </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"tm_256_409\" style=\"left:69px;bottom:1027px;letter-spacing:-0.13px;display:inline;\">Amounts relating to changes in the </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"tn_256_409\" style=\"left:69px;bottom:1014px;letter-spacing:-0.12px;display:inline;\">liability for remaining coverage: </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"to_256_409\" style=\"left:69px;bottom:996px;letter-spacing:-0.12px;display:inline;\">Expected claims and other directly </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"tp_256_409\" style=\"left:69px;bottom:983px;letter-spacing:-0.13px;display:inline;\">attributable expenses </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"tq_256_409\" style=\"left:279px;bottom:983px;letter-spacing:-0.13px;display:inline;\">1,089 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"tr_256_409\" style=\"left:343px;bottom:983px;letter-spacing:-0.13px;display:inline;\">582 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"ts_256_409\" style=\"left:398px;bottom:983px;letter-spacing:-0.13px;display:inline;\">642 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"tt_256_409\" style=\"left:453px;bottom:983px;letter-spacing:-0.13px;display:inline;\">970 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"tu_256_409\" style=\"left:508px;bottom:983px;letter-spacing:-0.13px;display:inline;\">670 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"tv_256_409\" style=\"left:575px;bottom:983px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"tw_256_409\" style=\"left:631px;bottom:983px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"tx_256_409\" style=\"left:665px;bottom:983px;letter-spacing:-0.13px;display:inline;\">3,953 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"ty_256_409\" style=\"left:748px;bottom:983px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"tz_256_409\" style=\"left:782px;bottom:983px;letter-spacing:-0.13px;display:inline;\">3,953 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t10_256_409\" style=\"left:69px;bottom:965px;letter-spacing:-0.13px;display:inline;\">Change in risk adjustment for non- </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t11_256_409\" style=\"left:69px;bottom:952px;letter-spacing:-0.11px;display:inline;\">financial risk </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t12_256_409\" style=\"left:294px;bottom:952px;letter-spacing:-0.11px;display:inline;\">73 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t13_256_409\" style=\"left:349px;bottom:952px;letter-spacing:-0.11px;display:inline;\">35 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t14_256_409\" style=\"left:404px;bottom:952px;letter-spacing:-0.11px;display:inline;\">24 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t15_256_409\" style=\"left:459px;bottom:952px;letter-spacing:-0.11px;display:inline;\">55 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t16_256_409\" style=\"left:514px;bottom:952px;letter-spacing:-0.11px;display:inline;\">41 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t17_256_409\" style=\"left:575px;bottom:952px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t18_256_409\" style=\"left:631px;bottom:952px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t19_256_409\" style=\"left:674px;bottom:952px;letter-spacing:-0.13px;display:inline;\">228 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t1a_256_409\" style=\"left:748px;bottom:952px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t1b_256_409\" style=\"left:791px;bottom:952px;letter-spacing:-0.13px;display:inline;\">228 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t1c_256_409\" style=\"left:69px;bottom:935px;letter-spacing:-0.13px;display:inline;\">Release of CSM for services provided </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t1d_256_409\" style=\"left:288px;bottom:935px;letter-spacing:-0.13px;display:inline;\">787 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t1e_256_409\" style=\"left:343px;bottom:935px;letter-spacing:-0.13px;display:inline;\">187 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t1f_256_409\" style=\"left:398px;bottom:935px;letter-spacing:-0.13px;display:inline;\">203 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t1g_256_409\" style=\"left:453px;bottom:935px;letter-spacing:-0.13px;display:inline;\">478 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t1h_256_409\" style=\"left:508px;bottom:935px;letter-spacing:-0.13px;display:inline;\">538 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t1i_256_409\" style=\"left:575px;bottom:935px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t1j_256_409\" style=\"left:631px;bottom:935px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t1k_256_409\" style=\"left:665px;bottom:935px;letter-spacing:-0.13px;display:inline;\">2,193 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t1l_256_409\" style=\"left:748px;bottom:935px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t1m_256_409\" style=\"left:782px;bottom:935px;letter-spacing:-0.13px;display:inline;\">2,193 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_256_409\" id=\"t1o_256_409\" style=\"left:152px;bottom:924px;letter-spacing:-0.02px;display:inline;\">note (ii) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t1n_256_409\" style=\"left:69px;bottom:918px;letter-spacing:-0.13px;display:inline;\">Other adjustments </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t1p_256_409\" style=\"left:294px;bottom:918px;letter-spacing:-0.11px;display:inline;\">73 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t1q_256_409\" style=\"left:349px;bottom:918px;letter-spacing:-0.11px;display:inline;\">32 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t1r_256_409\" style=\"left:404px;bottom:918px;letter-spacing:-0.11px;display:inline;\">31 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t1s_256_409\" style=\"left:459px;bottom:918px;letter-spacing:-0.11px;display:inline;\">45 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t1t_256_409\" style=\"left:514px;bottom:918px;letter-spacing:-0.11px;display:inline;\">71 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t1u_256_409\" style=\"left:575px;bottom:918px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t1v_256_409\" style=\"left:631px;bottom:918px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t1w_256_409\" style=\"left:674px;bottom:918px;letter-spacing:-0.13px;display:inline;\">252 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t1x_256_409\" style=\"left:748px;bottom:918px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t1y_256_409\" style=\"left:791px;bottom:918px;letter-spacing:-0.13px;display:inline;\">252 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t1z_256_409\" style=\"left:69px;bottom:900px;letter-spacing:-0.12px;display:inline;\">Recovery of insurance acquisition cash </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t20_256_409\" style=\"left:69px;bottom:887px;letter-spacing:-0.13px;display:inline;\">flows </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t21_256_409\" style=\"left:279px;bottom:887px;letter-spacing:-0.13px;display:inline;\">1,207 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t22_256_409\" style=\"left:343px;bottom:887px;letter-spacing:-0.13px;display:inline;\">306 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t23_256_409\" style=\"left:398px;bottom:887px;letter-spacing:-0.13px;display:inline;\">234 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t24_256_409\" style=\"left:453px;bottom:887px;letter-spacing:-0.13px;display:inline;\">435 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t25_256_409\" style=\"left:508px;bottom:887px;letter-spacing:-0.13px;display:inline;\">563 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t26_256_409\" style=\"left:575px;bottom:887px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t27_256_409\" style=\"left:631px;bottom:887px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t28_256_409\" style=\"left:665px;bottom:887px;letter-spacing:-0.13px;display:inline;\">2,745 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t29_256_409\" style=\"left:748px;bottom:887px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t2a_256_409\" style=\"left:782px;bottom:887px;letter-spacing:-0.13px;display:inline;\">2,745 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t2b_256_409\" style=\"left:69px;bottom:870px;letter-spacing:-0.15px;display:inline;\">Insurance revenue </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t2c_256_409\" style=\"left:279px;bottom:870px;letter-spacing:-0.13px;display:inline;\">3,229 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t2d_256_409\" style=\"left:334px;bottom:870px;letter-spacing:-0.13px;display:inline;\">1,142 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t2e_256_409\" style=\"left:389px;bottom:870px;letter-spacing:-0.13px;display:inline;\">1,134 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t2f_256_409\" style=\"left:444px;bottom:870px;letter-spacing:-0.13px;display:inline;\">1,983 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t2g_256_409\" style=\"left:499px;bottom:870px;letter-spacing:-0.13px;display:inline;\">1,883 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t2h_256_409\" style=\"left:575px;bottom:870px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t2i_256_409\" style=\"left:631px;bottom:870px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t2j_256_409\" style=\"left:665px;bottom:870px;letter-spacing:-0.13px;display:inline;\">9,371 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t2k_256_409\" style=\"left:748px;bottom:870px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t2l_256_409\" style=\"left:782px;bottom:870px;letter-spacing:-0.13px;display:inline;\">9,371 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\" style=\"text-wrap: nowrap;\"><div class=\"t s4_256_409\" id=\"t2m_256_409\" style=\"left:69px;bottom:852px;letter-spacing:-0.14px;display:inline;\">Other revenue </div><div class=\"t s6_256_409\" id=\"t2n_256_409\" style=\"vertical-align: super;left:138px;bottom:859px;letter-spacing:-0.02px;display:inline;\">note (iii) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t2o_256_409\" style=\"left:294px;bottom:852px;letter-spacing:-0.11px;display:inline;\">22 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t2p_256_409\" style=\"left:355px;bottom:852px;display:inline;\">4 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t2q_256_409\" style=\"left:410px;bottom:852px;display:inline;\">4 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t2r_256_409\" style=\"left:465px;bottom:852px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t2s_256_409\" style=\"left:514px;bottom:852px;letter-spacing:-0.11px;display:inline;\">39 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t2t_256_409\" style=\"left:563px;bottom:852px;letter-spacing:-0.13px;display:inline;\">299 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t2u_256_409\" style=\"left:631px;bottom:852px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t2v_256_409\" style=\"left:674px;bottom:852px;letter-spacing:-0.13px;display:inline;\">368 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t2w_256_409\" style=\"left:748px;bottom:852px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t2x_256_409\" style=\"left:791px;bottom:852px;letter-spacing:-0.13px;display:inline;\">369 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\" style=\"text-wrap: nowrap;\"><div class=\"t s3_256_409\" id=\"t2y_256_409\" style=\"left:69px;bottom:834px;letter-spacing:-0.13px;display:inline;\">Total revenue from external customers </div><div class=\"t s5_256_409\" id=\"t2z_256_409\" style=\"vertical-align: super;left:237px;bottom:841px;letter-spacing:-0.02px;display:inline;\">note </div><div class=\"t s5_256_409\" id=\"t30_256_409\" style=\"vertical-align: super;left:69px;bottom:828px;letter-spacing:-0.02px;display:inline;\">(iv) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t31_256_409\" style=\"left:279px;bottom:822px;letter-spacing:-0.13px;display:inline;\">3,251 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t32_256_409\" style=\"left:334px;bottom:822px;letter-spacing:-0.13px;display:inline;\">1,146 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t33_256_409\" style=\"left:389px;bottom:822px;letter-spacing:-0.13px;display:inline;\">1,138 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t34_256_409\" style=\"left:444px;bottom:822px;letter-spacing:-0.13px;display:inline;\">1,983 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t35_256_409\" style=\"left:499px;bottom:822px;letter-spacing:-0.13px;display:inline;\">1,922 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t36_256_409\" style=\"left:563px;bottom:822px;letter-spacing:-0.13px;display:inline;\">299 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t37_256_409\" style=\"left:631px;bottom:822px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t38_256_409\" style=\"left:665px;bottom:822px;letter-spacing:-0.13px;display:inline;\">9,739 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t39_256_409\" style=\"left:748px;bottom:822px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t3a_256_409\" style=\"left:782px;bottom:822px;letter-spacing:-0.13px;display:inline;\">9,740 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t3b_256_409\" style=\"left:69px;bottom:804px;letter-spacing:-0.13px;display:inline;\">Intra-group revenue </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t3c_256_409\" style=\"left:300px;bottom:804px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t3d_256_409\" style=\"left:355px;bottom:804px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t3e_256_409\" style=\"left:410px;bottom:804px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t3f_256_409\" style=\"left:465px;bottom:804px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t3g_256_409\" style=\"left:520px;bottom:804px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t3h_256_409\" style=\"left:563px;bottom:804px;letter-spacing:-0.13px;display:inline;\">184 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t3i_256_409\" style=\"left:615px;bottom:804px;letter-spacing:-0.12px;display:inline;\">(184) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t3j_256_409\" style=\"left:686px;bottom:804px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t3k_256_409\" style=\"left:748px;bottom:804px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t3l_256_409\" style=\"left:803px;bottom:804px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t3m_256_409\" style=\"left:69px;bottom:787px;letter-spacing:-0.12px;display:inline;\">Interest income </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t3n_256_409\" style=\"left:279px;bottom:787px;letter-spacing:-0.13px;display:inline;\">1,033 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t3o_256_409\" style=\"left:349px;bottom:787px;letter-spacing:-0.11px;display:inline;\">92 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t3p_256_409\" style=\"left:398px;bottom:787px;letter-spacing:-0.13px;display:inline;\">239 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t3q_256_409\" style=\"left:453px;bottom:787px;letter-spacing:-0.13px;display:inline;\">785 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t3r_256_409\" style=\"left:508px;bottom:787px;letter-spacing:-0.13px;display:inline;\">627 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t3s_256_409\" style=\"left:575px;bottom:787px;display:inline;\">7 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t3t_256_409\" style=\"left:631px;bottom:787px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t3u_256_409\" style=\"left:665px;bottom:787px;letter-spacing:-0.13px;display:inline;\">2,783 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t3v_256_409\" style=\"left:736px;bottom:787px;letter-spacing:-0.13px;display:inline;\">164 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t3w_256_409\" style=\"left:782px;bottom:787px;letter-spacing:-0.13px;display:inline;\">2,947 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t3x_256_409\" style=\"left:69px;bottom:770px;letter-spacing:-0.14px;display:inline;\">Dividend and other investment income </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t3y_256_409\" style=\"left:288px;bottom:770px;letter-spacing:-0.13px;display:inline;\">775 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t3z_256_409\" style=\"left:349px;bottom:770px;letter-spacing:-0.11px;display:inline;\">93 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t40_256_409\" style=\"left:398px;bottom:770px;letter-spacing:-0.13px;display:inline;\">151 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t41_256_409\" style=\"left:453px;bottom:770px;letter-spacing:-0.13px;display:inline;\">528 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t42_256_409\" style=\"left:508px;bottom:770px;letter-spacing:-0.13px;display:inline;\">117 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t43_256_409\" style=\"left:575px;bottom:770px;display:inline;\">3 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t44_256_409\" style=\"left:631px;bottom:770px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t45_256_409\" style=\"left:665px;bottom:770px;letter-spacing:-0.13px;display:inline;\">1,667 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t46_256_409\" style=\"left:748px;bottom:770px;display:inline;\">7 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t47_256_409\" style=\"left:782px;bottom:770px;letter-spacing:-0.13px;display:inline;\">1,674 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t48_256_409\" style=\"left:69px;bottom:753px;letter-spacing:-0.13px;display:inline;\">Investment appreciation (depreciation) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t49_256_409\" style=\"left:279px;bottom:753px;letter-spacing:-0.13px;display:inline;\">2,155 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t4a_256_409\" style=\"left:349px;bottom:753px;letter-spacing:-0.11px;display:inline;\">50 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t4b_256_409\" style=\"left:398px;bottom:753px;letter-spacing:-0.13px;display:inline;\">177 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t4c_256_409\" style=\"left:444px;bottom:753px;letter-spacing:-0.13px;display:inline;\">1,490 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t4d_256_409\" style=\"left:499px;bottom:753px;letter-spacing:-0.13px;display:inline;\">1,309 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t4e_256_409\" style=\"left:575px;bottom:753px;display:inline;\">4 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t4f_256_409\" style=\"left:631px;bottom:753px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t4g_256_409\" style=\"left:666px;bottom:753px;letter-spacing:-0.13px;display:inline;\">5,185 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t4h_256_409\" style=\"left:738px;bottom:753px;letter-spacing:-0.11px;display:inline;\">(43) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t4i_256_409\" style=\"left:782px;bottom:753px;letter-spacing:-0.13px;display:inline;\">5,142 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t4j_256_409\" style=\"left:69px;bottom:736px;letter-spacing:-0.14px;display:inline;\">Investment return </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t4k_256_409\" style=\"left:279px;bottom:736px;letter-spacing:-0.13px;display:inline;\">3,963 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t4l_256_409\" style=\"left:343px;bottom:736px;letter-spacing:-0.13px;display:inline;\">235 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t4m_256_409\" style=\"left:398px;bottom:736px;letter-spacing:-0.13px;display:inline;\">567 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t4n_256_409\" style=\"left:444px;bottom:736px;letter-spacing:-0.13px;display:inline;\">2,803 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t4o_256_409\" style=\"left:499px;bottom:736px;letter-spacing:-0.13px;display:inline;\">2,053 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t4p_256_409\" style=\"left:563px;bottom:736px;letter-spacing:-0.13px;display:inline;\">198 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t4q_256_409\" style=\"left:615px;bottom:736px;letter-spacing:-0.12px;display:inline;\">(184) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t4r_256_409\" style=\"left:666px;bottom:736px;letter-spacing:-0.13px;display:inline;\">9,635 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t4s_256_409\" style=\"left:736px;bottom:736px;letter-spacing:-0.13px;display:inline;\">128 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t4t_256_409\" style=\"left:782px;bottom:736px;letter-spacing:-0.13px;display:inline;\">9,763 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t4u_256_409\" style=\"left:69px;bottom:718px;letter-spacing:-0.14px;display:inline;\">Total revenue </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t4v_256_409\" style=\"left:279px;bottom:718px;letter-spacing:-0.13px;display:inline;\">7,214 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t4w_256_409\" style=\"left:334px;bottom:718px;letter-spacing:-0.13px;display:inline;\">1,381 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t4x_256_409\" style=\"left:389px;bottom:718px;letter-spacing:-0.13px;display:inline;\">1,705 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t4y_256_409\" style=\"left:444px;bottom:718px;letter-spacing:-0.13px;display:inline;\">4,786 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t4z_256_409\" style=\"left:499px;bottom:718px;letter-spacing:-0.13px;display:inline;\">3,975 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t50_256_409\" style=\"left:563px;bottom:718px;letter-spacing:-0.13px;display:inline;\">497 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t51_256_409\" style=\"left:615px;bottom:718px;letter-spacing:-0.12px;display:inline;\">(184) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t52_256_409\" style=\"left:660px;bottom:718px;letter-spacing:-0.13px;display:inline;\">19,374 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t53_256_409\" style=\"left:736px;bottom:718px;letter-spacing:-0.13px;display:inline;\">129 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t54_256_409\" style=\"left:776px;bottom:718px;letter-spacing:-0.13px;display:inline;\">19,503 </div></td></tr>\n                                        </table><table>\n                                            <tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"10\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s7_256_409\" id=\"t55_256_409\" style=\"left:518px;bottom:688px;letter-spacing:0.09px;display:inline;\">2022 $m </div></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_256_409\" id=\"t57_256_409\" style=\"left:427px;bottom:676px;letter-spacing:-0.02px;display:inline;\">note (i) </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"5\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s7_256_409\" id=\"t56_256_409\" style=\"left:347px;bottom:671px;letter-spacing:0.06px;display:inline;\">Insurance operations </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_256_409\" id=\"t5c_256_409\" style=\"left:502px;bottom:655px;letter-spacing:0.07px;display:inline;\">Growth </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_256_409\" id=\"t5g_256_409\" style=\"left:619px;bottom:655px;letter-spacing:0.06px;display:inline;\">Inter- </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_256_409\" id=\"t5d_256_409\" style=\"left:500px;bottom:644px;letter-spacing:0.07px;display:inline;\">markets </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_256_409\" id=\"t5h_256_409\" style=\"left:607px;bottom:644px;letter-spacing:0.07px;display:inline;\">segment </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_256_409\" id=\"t5j_256_409\" style=\"left:675px;bottom:644px;letter-spacing:0.06px;display:inline;\">Total </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_256_409\" id=\"t5l_256_409\" style=\"left:709px;bottom:644px;letter-spacing:0.07px;display:inline;\">Unallocated </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_256_409\" id=\"t58_256_409\" style=\"left:268px;bottom:633px;letter-spacing:0.08px;display:inline;\">Hong Kong </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_256_409\" id=\"t59_256_409\" style=\"left:328px;bottom:633px;letter-spacing:0.07px;display:inline;\">Indonesia </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_256_409\" id=\"t5a_256_409\" style=\"left:386px;bottom:633px;letter-spacing:0.07px;display:inline;\">Malaysia </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_256_409\" id=\"t5b_256_409\" style=\"left:437px;bottom:633px;letter-spacing:0.07px;display:inline;\">Singapore </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_256_409\" id=\"t5e_256_409\" style=\"left:494px;bottom:633px;letter-spacing:0.07px;display:inline;\">and other </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_256_409\" id=\"t5f_256_409\" style=\"left:546px;bottom:633px;letter-spacing:0.07px;display:inline;\">Eastspring </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_256_409\" id=\"t5i_256_409\" style=\"left:598px;bottom:633px;letter-spacing:0.07px;display:inline;\">elimination </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_256_409\" id=\"t5k_256_409\" style=\"left:662px;bottom:633px;letter-spacing:0.08px;display:inline;\">segment </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_256_409\" id=\"t5m_256_409\" style=\"left:705px;bottom:633px;letter-spacing:0.07px;display:inline;\">to a segment </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_256_409\" id=\"t5n_256_409\" style=\"left:790px;bottom:633px;letter-spacing:0.07px;display:inline;\">Total </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t5o_256_409\" style=\"left:69px;bottom:614px;letter-spacing:-0.13px;display:inline;\">Amounts relating to changes in the </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t5p_256_409\" style=\"left:69px;bottom:602px;letter-spacing:-0.12px;display:inline;\">liability for remaining coverage: </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t5q_256_409\" style=\"left:69px;bottom:583px;letter-spacing:-0.12px;display:inline;\">Expected claims and other directly </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t5r_256_409\" style=\"left:69px;bottom:571px;letter-spacing:-0.13px;display:inline;\">attributable expenses </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t5s_256_409\" style=\"left:292px;bottom:571px;letter-spacing:-0.12px;display:inline;\">969 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t5t_256_409\" style=\"left:347px;bottom:571px;letter-spacing:-0.12px;display:inline;\">438 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t5u_256_409\" style=\"left:402px;bottom:571px;letter-spacing:-0.12px;display:inline;\">563 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t5v_256_409\" style=\"left:457px;bottom:571px;letter-spacing:-0.12px;display:inline;\">935 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t5w_256_409\" style=\"left:512px;bottom:571px;letter-spacing:-0.12px;display:inline;\">736 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t5x_256_409\" style=\"left:579px;bottom:571px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t5y_256_409\" style=\"left:634px;bottom:571px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t5z_256_409\" style=\"left:669px;bottom:571px;letter-spacing:-0.12px;display:inline;\">3,641 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t60_256_409\" style=\"left:748px;bottom:571px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t61_256_409\" style=\"left:783px;bottom:571px;letter-spacing:-0.12px;display:inline;\">3,641 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t62_256_409\" style=\"left:69px;bottom:553px;letter-spacing:-0.13px;display:inline;\">Change in risk adjustment for non- </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t63_256_409\" style=\"left:69px;bottom:540px;letter-spacing:-0.11px;display:inline;\">financial risk </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t64_256_409\" style=\"left:297px;bottom:540px;letter-spacing:-0.11px;display:inline;\">53 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t65_256_409\" style=\"left:352px;bottom:540px;letter-spacing:-0.11px;display:inline;\">33 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t66_256_409\" style=\"left:407px;bottom:540px;letter-spacing:-0.11px;display:inline;\">20 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t67_256_409\" style=\"left:462px;bottom:540px;letter-spacing:-0.11px;display:inline;\">33 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t68_256_409\" style=\"left:517px;bottom:540px;letter-spacing:-0.11px;display:inline;\">30 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t69_256_409\" style=\"left:579px;bottom:540px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t6a_256_409\" style=\"left:634px;bottom:540px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t6b_256_409\" style=\"left:677px;bottom:540px;letter-spacing:-0.12px;display:inline;\">169 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t6c_256_409\" style=\"left:748px;bottom:540px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t6d_256_409\" style=\"left:791px;bottom:540px;letter-spacing:-0.12px;display:inline;\">169 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t6e_256_409\" style=\"left:69px;bottom:522px;letter-spacing:-0.13px;display:inline;\">Release of CSM for services provided </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t6f_256_409\" style=\"left:292px;bottom:522px;letter-spacing:-0.12px;display:inline;\">737 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t6g_256_409\" style=\"left:347px;bottom:522px;letter-spacing:-0.12px;display:inline;\">274 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t6h_256_409\" style=\"left:402px;bottom:522px;letter-spacing:-0.12px;display:inline;\">215 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t6i_256_409\" style=\"left:457px;bottom:522px;letter-spacing:-0.12px;display:inline;\">442 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t6j_256_409\" style=\"left:512px;bottom:522px;letter-spacing:-0.12px;display:inline;\">513 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t6k_256_409\" style=\"left:579px;bottom:522px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t6l_256_409\" style=\"left:634px;bottom:522px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t6m_256_409\" style=\"left:669px;bottom:522px;letter-spacing:-0.12px;display:inline;\">2,181 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t6n_256_409\" style=\"left:748px;bottom:522px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t6o_256_409\" style=\"left:783px;bottom:522px;letter-spacing:-0.12px;display:inline;\">2,181 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t6p_256_409\" style=\"left:69px;bottom:505px;letter-spacing:-0.13px;display:inline;\">Other adjustments </div><div class=\"t s5_256_409\" id=\"t6q_256_409\" style=\"vertical-align: super;left:152px;bottom:512px;letter-spacing:-0.02px;display:inline;\">note (ii) </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t6r_256_409\" style=\"left:297px;bottom:505px;letter-spacing:-0.11px;display:inline;\">30 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t6s_256_409\" style=\"left:352px;bottom:505px;letter-spacing:-0.11px;display:inline;\">16 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t6t_256_409\" style=\"left:414px;bottom:505px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t6u_256_409\" style=\"left:462px;bottom:505px;letter-spacing:-0.11px;display:inline;\">27 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t6v_256_409\" style=\"left:517px;bottom:505px;letter-spacing:-0.11px;display:inline;\">32 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t6w_256_409\" style=\"left:579px;bottom:505px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t6x_256_409\" style=\"left:634px;bottom:505px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t6y_256_409\" style=\"left:677px;bottom:505px;letter-spacing:-0.12px;display:inline;\">105 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t6z_256_409\" style=\"left:748px;bottom:505px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t70_256_409\" style=\"left:791px;bottom:505px;letter-spacing:-0.12px;display:inline;\">105 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t71_256_409\" style=\"left:69px;bottom:487px;letter-spacing:-0.12px;display:inline;\">Recovery of insurance acquisition cash </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t72_256_409\" style=\"left:69px;bottom:474px;letter-spacing:-0.13px;display:inline;\">flows </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t73_256_409\" style=\"left:284px;bottom:474px;letter-spacing:-0.12px;display:inline;\">1,051 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t74_256_409\" style=\"left:347px;bottom:474px;letter-spacing:-0.12px;display:inline;\">309 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t75_256_409\" style=\"left:402px;bottom:474px;letter-spacing:-0.12px;display:inline;\">231 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t76_256_409\" style=\"left:457px;bottom:474px;letter-spacing:-0.12px;display:inline;\">378 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t77_256_409\" style=\"left:512px;bottom:474px;letter-spacing:-0.12px;display:inline;\">484 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t78_256_409\" style=\"left:579px;bottom:474px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t79_256_409\" style=\"left:634px;bottom:474px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t7a_256_409\" style=\"left:669px;bottom:474px;letter-spacing:-0.12px;display:inline;\">2,453 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t7b_256_409\" style=\"left:748px;bottom:474px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t7c_256_409\" style=\"left:783px;bottom:474px;letter-spacing:-0.12px;display:inline;\">2,453 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t7d_256_409\" style=\"left:69px;bottom:457px;letter-spacing:-0.15px;display:inline;\">Insurance revenue </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t7e_256_409\" style=\"left:284px;bottom:457px;letter-spacing:-0.12px;display:inline;\">2,840 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t7f_256_409\" style=\"left:339px;bottom:457px;letter-spacing:-0.12px;display:inline;\">1,070 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t7g_256_409\" style=\"left:394px;bottom:457px;letter-spacing:-0.12px;display:inline;\">1,029 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t7h_256_409\" style=\"left:449px;bottom:457px;letter-spacing:-0.12px;display:inline;\">1,815 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t7i_256_409\" style=\"left:504px;bottom:457px;letter-spacing:-0.12px;display:inline;\">1,795 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t7j_256_409\" style=\"left:579px;bottom:457px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t7k_256_409\" style=\"left:634px;bottom:457px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t7l_256_409\" style=\"left:669px;bottom:457px;letter-spacing:-0.12px;display:inline;\">8,549 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t7m_256_409\" style=\"left:748px;bottom:457px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t7n_256_409\" style=\"left:783px;bottom:457px;letter-spacing:-0.12px;display:inline;\">8,549 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t7o_256_409\" style=\"left:69px;bottom:440px;letter-spacing:-0.15px;display:inline;\">Other revenue </div><div class=\"t s6_256_409\" id=\"t7p_256_409\" style=\"vertical-align: super;left:137px;bottom:447px;letter-spacing:-0.02px;display:inline;\">note (iii) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t7q_256_409\" style=\"left:297px;bottom:440px;letter-spacing:-0.11px;display:inline;\">65 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t7r_256_409\" style=\"left:358px;bottom:440px;display:inline;\">6 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t7s_256_409\" style=\"left:414px;bottom:440px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t7t_256_409\" style=\"left:468px;bottom:440px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t7u_256_409\" style=\"left:517px;bottom:440px;letter-spacing:-0.11px;display:inline;\">33 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t7v_256_409\" style=\"left:567px;bottom:440px;letter-spacing:-0.12px;display:inline;\">330 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t7w_256_409\" style=\"left:634px;bottom:440px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t7x_256_409\" style=\"left:677px;bottom:440px;letter-spacing:-0.12px;display:inline;\">435 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t7y_256_409\" style=\"left:748px;bottom:440px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t7z_256_409\" style=\"left:791px;bottom:440px;letter-spacing:-0.12px;display:inline;\">436 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t80_256_409\" style=\"left:69px;bottom:422px;letter-spacing:-0.13px;display:inline;\">Total revenue from external customers </div><div class=\"t s5_256_409\" id=\"t81_256_409\" style=\"vertical-align: super;left:237px;bottom:428px;letter-spacing:-0.02px;display:inline;\">note </div><div class=\"t s5_256_409\" id=\"t82_256_409\" style=\"vertical-align: super;left:69px;bottom:416px;letter-spacing:-0.02px;display:inline;\">(iv) </div></td><td class=\"emptyTDSTag  tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t83_256_409\" style=\"left:284px;bottom:409px;letter-spacing:-0.12px;display:inline;\">2,905 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t84_256_409\" style=\"left:339px;bottom:409px;letter-spacing:-0.12px;display:inline;\">1,076 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t85_256_409\" style=\"left:394px;bottom:409px;letter-spacing:-0.12px;display:inline;\">1,029 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t86_256_409\" style=\"left:449px;bottom:409px;letter-spacing:-0.12px;display:inline;\">1,816 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t87_256_409\" style=\"left:504px;bottom:409px;letter-spacing:-0.12px;display:inline;\">1,828 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t88_256_409\" style=\"left:567px;bottom:409px;letter-spacing:-0.12px;display:inline;\">330 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t89_256_409\" style=\"left:634px;bottom:409px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t8a_256_409\" style=\"left:669px;bottom:409px;letter-spacing:-0.12px;display:inline;\">8,984 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t8b_256_409\" style=\"left:748px;bottom:409px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t8c_256_409\" style=\"left:783px;bottom:409px;letter-spacing:-0.12px;display:inline;\">8,985 </div></td></tr><tr><td class=\"tcs-selection-enabled tcs-selected\" colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t8d_256_409\" style=\"left:69px;bottom:392px;letter-spacing:-0.13px;display:inline;\">Intra-group revenue </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t8e_256_409\" style=\"left:304px;bottom:392px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t8f_256_409\" style=\"left:359px;bottom:392px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t8g_256_409\" style=\"left:414px;bottom:392px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t8h_256_409\" style=\"left:469px;bottom:392px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t8i_256_409\" style=\"left:523px;bottom:392px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t8j_256_409\" style=\"left:567px;bottom:392px;letter-spacing:-0.12px;display:inline;\">199 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t8k_256_409\" style=\"left:618px;bottom:392px;letter-spacing:-0.12px;display:inline;\">(200) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t8l_256_409\" style=\"left:689px;bottom:392px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t8m_256_409\" style=\"left:748px;bottom:392px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t8n_256_409\" style=\"left:803px;bottom:392px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t8o_256_409\" style=\"left:69px;bottom:375px;letter-spacing:-0.12px;display:inline;\">Interest income </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t8p_256_409\" style=\"left:292px;bottom:375px;letter-spacing:-0.12px;display:inline;\">927 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t8q_256_409\" style=\"left:352px;bottom:375px;letter-spacing:-0.11px;display:inline;\">83 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t8r_256_409\" style=\"left:402px;bottom:375px;letter-spacing:-0.12px;display:inline;\">208 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t8s_256_409\" style=\"left:457px;bottom:375px;letter-spacing:-0.12px;display:inline;\">724 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t8t_256_409\" style=\"left:512px;bottom:375px;letter-spacing:-0.12px;display:inline;\">601 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t8u_256_409\" style=\"left:578px;bottom:375px;display:inline;\">4 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t8v_256_409\" style=\"left:634px;bottom:375px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t8w_256_409\" style=\"left:669px;bottom:375px;letter-spacing:-0.12px;display:inline;\">2,547 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t8x_256_409\" style=\"left:742px;bottom:375px;letter-spacing:-0.11px;display:inline;\">50 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t8y_256_409\" style=\"left:783px;bottom:375px;letter-spacing:-0.12px;display:inline;\">2,597 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t8z_256_409\" style=\"left:69px;bottom:357px;letter-spacing:-0.14px;display:inline;\">Dividend and other investment income </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t90_256_409\" style=\"left:292px;bottom:357px;letter-spacing:-0.12px;display:inline;\">689 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t91_256_409\" style=\"left:352px;bottom:357px;letter-spacing:-0.11px;display:inline;\">77 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t92_256_409\" style=\"left:402px;bottom:357px;letter-spacing:-0.12px;display:inline;\">183 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t93_256_409\" style=\"left:457px;bottom:357px;letter-spacing:-0.12px;display:inline;\">576 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t94_256_409\" style=\"left:512px;bottom:357px;letter-spacing:-0.12px;display:inline;\">107 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t95_256_409\" style=\"left:578px;bottom:357px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t96_256_409\" style=\"left:634px;bottom:357px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t97_256_409\" style=\"left:669px;bottom:357px;letter-spacing:-0.12px;display:inline;\">1,633 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t98_256_409\" style=\"left:742px;bottom:357px;letter-spacing:-0.11px;display:inline;\">25 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t99_256_409\" style=\"left:783px;bottom:357px;letter-spacing:-0.12px;display:inline;\">1,658 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t9a_256_409\" style=\"left:69px;bottom:340px;letter-spacing:-0.14px;display:inline;\">Investment depreciation </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t9b_256_409\" style=\"left:275px;bottom:340px;letter-spacing:-0.12px;display:inline;\">(23,615) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t9c_256_409\" style=\"left:349px;bottom:340px;letter-spacing:-0.11px;display:inline;\">(69) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t9d_256_409\" style=\"left:398px;bottom:340px;letter-spacing:-0.12px;display:inline;\">(386) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t9e_256_409\" style=\"left:445px;bottom:340px;letter-spacing:-0.11px;display:inline;\">(6,679) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t9f_256_409\" style=\"left:500px;bottom:340px;letter-spacing:-0.11px;display:inline;\">(2,860) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t9g_256_409\" style=\"left:569px;bottom:340px;letter-spacing:-0.11px;display:inline;\">(21) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t9h_256_409\" style=\"left:634px;bottom:340px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t9i_256_409\" style=\"left:660px;bottom:340px;letter-spacing:-0.12px;display:inline;\">(33,630) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t9j_256_409\" style=\"left:744px;bottom:340px;letter-spacing:-0.09px;display:inline;\">(5) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t9k_256_409\" style=\"left:774px;bottom:340px;letter-spacing:-0.12px;display:inline;\">(33,635) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t9l_256_409\" style=\"left:69px;bottom:323px;letter-spacing:-0.14px;display:inline;\">Investment return </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t9m_256_409\" style=\"left:275px;bottom:323px;letter-spacing:-0.12px;display:inline;\">(21,999) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t9n_256_409\" style=\"left:353px;bottom:323px;letter-spacing:-0.11px;display:inline;\">91 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t9o_256_409\" style=\"left:413px;bottom:323px;display:inline;\">5 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t9p_256_409\" style=\"left:445px;bottom:323px;letter-spacing:-0.11px;display:inline;\">(5,379) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t9q_256_409\" style=\"left:500px;bottom:323px;letter-spacing:-0.11px;display:inline;\">(2,151) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t9r_256_409\" style=\"left:567px;bottom:323px;letter-spacing:-0.12px;display:inline;\">183 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t9s_256_409\" style=\"left:618px;bottom:323px;letter-spacing:-0.12px;display:inline;\">(200) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t9t_256_409\" style=\"left:660px;bottom:323px;letter-spacing:-0.12px;display:inline;\">(29,450) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t9u_256_409\" style=\"left:742px;bottom:323px;letter-spacing:-0.11px;display:inline;\">70 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t9v_256_409\" style=\"left:774px;bottom:323px;letter-spacing:-0.12px;display:inline;\">(29,380) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t9w_256_409\" style=\"left:69px;bottom:306px;letter-spacing:-0.14px;display:inline;\">Total revenue </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t9x_256_409\" style=\"left:275px;bottom:306px;letter-spacing:-0.12px;display:inline;\">(19,094) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t9y_256_409\" style=\"left:339px;bottom:306px;letter-spacing:-0.12px;display:inline;\">1,167 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t9z_256_409\" style=\"left:394px;bottom:306px;letter-spacing:-0.12px;display:inline;\">1,034 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"ta0_256_409\" style=\"left:445px;bottom:306px;letter-spacing:-0.11px;display:inline;\">(3,563) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"ta1_256_409\" style=\"left:508px;bottom:306px;letter-spacing:-0.12px;display:inline;\">(323) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"ta2_256_409\" style=\"left:567px;bottom:306px;letter-spacing:-0.12px;display:inline;\">513 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"ta3_256_409\" style=\"left:618px;bottom:306px;letter-spacing:-0.12px;display:inline;\">(200) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"ta4_256_409\" style=\"left:660px;bottom:306px;letter-spacing:-0.12px;display:inline;\">(20,466) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"ta5_256_409\" style=\"left:742px;bottom:306px;letter-spacing:-0.11px;display:inline;\">71 </div></td><td class=\"cke_table-faked-selection-temp\" colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"ta6_256_409\" style=\"left:774px;bottom:306px;letter-spacing:-0.12px;display:inline;\">(20,395) </div></td></tr>\n                                        </table><table><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_257\" id=\"t8_257\" style=\"left:91px;bottom:1008px;letter-spacing:-0.01px;display:inline;\">IFRS 9 basis </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_257\" id=\"t9_257\" style=\"left:795px;bottom:1009px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">2023 $m </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_257\" id=\"ta_257\" style=\"left:91px;bottom:988px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Interest income calculated using the effective interest method </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_257\" id=\"tb_257\" style=\"left:808px;bottom:988px;letter-spacing:-0.02px;display:inline;\">340 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_257\" id=\"tc_257\" style=\"left:91px;bottom:969px;letter-spacing:-0.01px;display:inline;\">Net gains on financial instruments at FVTPL </div> <div class=\"t s5_257\" id=\"td_257\" style=\"vertical-align: super;left:322px;bottom:977px;letter-spacing:0.2px;display:inline;\">note </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_257\" id=\"te_257\" style=\"left:798px;bottom:969px;letter-spacing:-0.02px;display:inline;\">9,400 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_257\" id=\"tf_257\" style=\"left:91px;bottom:949px;letter-spacing:-0.01px;display:inline;\">Dividend income from Jackson shares designated at FVOCI recognised in the income statement </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_257\" id=\"tg_257\" style=\"left:822px;bottom:949px;display:inline;\">7 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_257\" id=\"th_257\" style=\"left:91px;bottom:930px;letter-spacing:-0.01px;display:inline;\">Other investment returns (including foreign exchange gains and losses) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_257\" id=\"ti_257\" style=\"left:808px;bottom:930px;letter-spacing:-0.02px;display:inline;\">267 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_257\" id=\"tj_257\" style=\"left:91px;bottom:910px;letter-spacing:-0.01px;display:inline;\">Movement in amounts attributable to external unit holders of consolidated investment funds </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_257\" id=\"tk_257\" style=\"left:803px;bottom:910px;letter-spacing:-0.02px;display:inline;\">(251) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_257\" id=\"tl_257\" style=\"left:91px;bottom:891px;letter-spacing:-0.01px;display:inline;\">Investment return recognised in the income statement </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_257\" id=\"tm_257\" style=\"left:798px;bottom:891px;letter-spacing:-0.02px;display:inline;\">9,763 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_257\" id=\"tn_257\" style=\"left:91px;bottom:871px;letter-spacing:-0.01px;display:inline;\">Valuation movements in Jackson shares recognised in other comprehensive income </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_257\" id=\"to_257\" style=\"left:822px;bottom:871px;display:inline;\">8 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_257\" id=\"tp_257\" style=\"left:91px;bottom:852px;letter-spacing:-0.01px;display:inline;\">Total investment return recognised in the income statement and other comprehensive income </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_257\" id=\"tq_257\" style=\"left:798px;bottom:852px;letter-spacing:-0.02px;display:inline;\">9,771 </div></td></tr></table><table><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_257\" id=\"tr_257\" style=\"left:91px;bottom:819px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">IAS 39 basis </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_257\" id=\"ts_257\" style=\"left:797px;bottom:820px;letter-spacing:0.09px;display:inline;\">2022 $m </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_257\" id=\"tt_257\" style=\"left:91px;bottom:799px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Interest income calculated using the effective interest method </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_257\" id=\"tu_257\" style=\"left:808px;bottom:799px;letter-spacing:-0.01px;display:inline;\">237 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_257\" id=\"tv_257\" style=\"left:91px;bottom:780px;letter-spacing:-0.01px;display:inline;\">Net losses on financial instruments at FVTPL </div> <div class=\"t s5_257\" id=\"tw_257\" style=\"vertical-align: super;left:325px;bottom:788px;letter-spacing:0.16px;display:inline;\">note </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_257\" id=\"tx_257\" style=\"left:788px;bottom:780px;letter-spacing:-0.01px;display:inline;\">(30,890) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_257\" id=\"ty_257\" style=\"left:91px;bottom:760px;letter-spacing:-0.01px;display:inline;\">Dividend income from Jackson shares classified as AFS recognised in the income statement </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_257\" id=\"tz_257\" style=\"left:817px;bottom:760px;letter-spacing:-0.01px;display:inline;\">24 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_257\" id=\"t10_257\" style=\"left:91px;bottom:741px;letter-spacing:-0.01px;display:inline;\">Other investment returns (including foreign exchange gains and losses) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_257\" id=\"t11_257\" style=\"left:808px;bottom:741px;letter-spacing:-0.01px;display:inline;\">239 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_257\" id=\"t12_257\" style=\"left:91px;bottom:721px;letter-spacing:-0.01px;display:inline;\">Movement in amounts attributable to external unit holders of consolidated investment funds </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_257\" id=\"t13_257\" style=\"left:799px;bottom:721px;letter-spacing:-0.01px;display:inline;\">1,010 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_257\" id=\"t14_257\" style=\"left:91px;bottom:702px;letter-spacing:-0.01px;display:inline;\">Investment return recognised in the income statement </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_257\" id=\"t15_257\" style=\"left:788px;bottom:702px;letter-spacing:-0.01px;display:inline;\">(29,380) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_257\" id=\"t16_257\" style=\"left:91px;bottom:682px;letter-spacing:-0.01px;display:inline;\">Valuation movements in Jackson shares recognised in other comprehensive income </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_257\" id=\"t17_257\" style=\"left:804px;bottom:682px;letter-spacing:-0.01px;display:inline;\">(187) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_257\" id=\"t18_257\" style=\"left:91px;bottom:663px;letter-spacing:-0.01px;display:inline;\">Total investment return recognised in the income statement and other comprehensive income </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_257\" id=\"t19_257\" style=\"left:788px;bottom:663px;letter-spacing:-0.01px;display:inline;\">(29,567) </div></td></tr></table><div class=\"t s7_257\" id=\"t1a_257\" style=\"left:87px;bottom:637px;letter-spacing:-0.17px;display:inline;\">Note </div><div class=\"t s8_257\" id=\"t1b_257\" style=\"left:87px;bottom:625px;letter-spacing:-0.13px;display:inline;\">Net gains (losses) comprise interest income on financial instruments at FVTPL, dividend and other investment income and investment appreciation (depreciation). Net realised </div>gains and losses on the Group\u2019s investments for 2023 recognised in the income statement amounted to a net loss of $(6.0) billion (2022: a net loss of $(9.4) billion).",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfInterestIncomeExplanatory",
    "language": "en",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f30899": {
   "value": "(a) <div class=\"t s0_256_409\" id=\"t2_256_409\" style=\"left:91px;bottom:1116px;letter-spacing:0.12px;display:inline;\">Analysis of total revenue by segment </div><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_256_409\" id=\"t3_256_409\" style=\"left:516px;bottom:1099px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">2023 $m </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\" style=\"text-wrap: nowrap;\"><div class=\"t s1_256_409\" id=\"t4_256_409\" style=\"left:340px;bottom:1082px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">Insurance operations </div><div class=\"t s2_256_409\" id=\"t5_256_409\" style=\"vertical-align: super;left:427px;bottom:1088px;letter-spacing:-0.02px;display:inline;\">note (i) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_256_409\" id=\"ta_256_409\" style=\"left:497px;bottom:1065px;letter-spacing:0.08px;display:inline;\">Growth </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_256_409\" id=\"te_256_409\" style=\"left:614px;bottom:1065px;letter-spacing:0.07px;display:inline;\">Inter- </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_256_409\" id=\"tb_256_409\" style=\"left:494px;bottom:1055px;letter-spacing:0.08px;display:inline;\">markets </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_256_409\" id=\"tf_256_409\" style=\"left:603px;bottom:1055px;letter-spacing:0.07px;display:inline;\">segment </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_256_409\" id=\"th_256_409\" style=\"left:671px;bottom:1055px;letter-spacing:0.06px;display:inline;\">Total </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_256_409\" id=\"tj_256_409\" style=\"left:705px;bottom:1055px;letter-spacing:0.07px;display:inline;\">Unallocated </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_256_409\" id=\"t6_256_409\" style=\"left:262px;bottom:1045px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">Hong Kong </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_256_409\" id=\"t7_256_409\" style=\"left:321px;bottom:1045px;letter-spacing:0.08px;display:inline;\">Indonesia </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_256_409\" id=\"t8_256_409\" style=\"left:380px;bottom:1045px;letter-spacing:0.08px;display:inline;\">Malaysia </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_256_409\" id=\"t9_256_409\" style=\"left:430px;bottom:1045px;letter-spacing:0.08px;display:inline;\">Singapore </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_256_409\" id=\"tc_256_409\" style=\"left:487px;bottom:1045px;letter-spacing:0.08px;display:inline;\">and other </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_256_409\" id=\"td_256_409\" style=\"left:539px;bottom:1045px;letter-spacing:0.07px;display:inline;\">Eastspring </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_256_409\" id=\"tg_256_409\" style=\"left:591px;bottom:1045px;letter-spacing:0.07px;display:inline;\">elimination </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_256_409\" id=\"ti_256_409\" style=\"left:658px;bottom:1045px;letter-spacing:0.09px;display:inline;\">segment </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_256_409\" id=\"tk_256_409\" style=\"left:701px;bottom:1045px;letter-spacing:0.08px;display:inline;\">to a segment </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_256_409\" id=\"tl_256_409\" style=\"left:788px;bottom:1045px;letter-spacing:0.07px;display:inline;\">Total </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"tm_256_409\" style=\"left:69px;bottom:1027px;letter-spacing:-0.13px;display:inline;\">Amounts relating to changes in the </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"tn_256_409\" style=\"left:69px;bottom:1014px;letter-spacing:-0.12px;display:inline;\">liability for remaining coverage: </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"to_256_409\" style=\"left:69px;bottom:996px;letter-spacing:-0.12px;display:inline;\">Expected claims and other directly </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"tp_256_409\" style=\"left:69px;bottom:983px;letter-spacing:-0.13px;display:inline;\">attributable expenses </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"tq_256_409\" style=\"left:279px;bottom:983px;letter-spacing:-0.13px;display:inline;\">1,089 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"tr_256_409\" style=\"left:343px;bottom:983px;letter-spacing:-0.13px;display:inline;\">582 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"ts_256_409\" style=\"left:398px;bottom:983px;letter-spacing:-0.13px;display:inline;\">642 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"tt_256_409\" style=\"left:453px;bottom:983px;letter-spacing:-0.13px;display:inline;\">970 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"tu_256_409\" style=\"left:508px;bottom:983px;letter-spacing:-0.13px;display:inline;\">670 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"tv_256_409\" style=\"left:575px;bottom:983px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"tw_256_409\" style=\"left:631px;bottom:983px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"tx_256_409\" style=\"left:665px;bottom:983px;letter-spacing:-0.13px;display:inline;\">3,953 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"ty_256_409\" style=\"left:748px;bottom:983px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"tz_256_409\" style=\"left:782px;bottom:983px;letter-spacing:-0.13px;display:inline;\">3,953 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t10_256_409\" style=\"left:69px;bottom:965px;letter-spacing:-0.13px;display:inline;\">Change in risk adjustment for non- </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t11_256_409\" style=\"left:69px;bottom:952px;letter-spacing:-0.11px;display:inline;\">financial risk </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t12_256_409\" style=\"left:294px;bottom:952px;letter-spacing:-0.11px;display:inline;\">73 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t13_256_409\" style=\"left:349px;bottom:952px;letter-spacing:-0.11px;display:inline;\">35 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t14_256_409\" style=\"left:404px;bottom:952px;letter-spacing:-0.11px;display:inline;\">24 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t15_256_409\" style=\"left:459px;bottom:952px;letter-spacing:-0.11px;display:inline;\">55 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t16_256_409\" style=\"left:514px;bottom:952px;letter-spacing:-0.11px;display:inline;\">41 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t17_256_409\" style=\"left:575px;bottom:952px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t18_256_409\" style=\"left:631px;bottom:952px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t19_256_409\" style=\"left:674px;bottom:952px;letter-spacing:-0.13px;display:inline;\">228 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t1a_256_409\" style=\"left:748px;bottom:952px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t1b_256_409\" style=\"left:791px;bottom:952px;letter-spacing:-0.13px;display:inline;\">228 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t1c_256_409\" style=\"left:69px;bottom:935px;letter-spacing:-0.13px;display:inline;\">Release of CSM for services provided </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t1d_256_409\" style=\"left:288px;bottom:935px;letter-spacing:-0.13px;display:inline;\">787 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t1e_256_409\" style=\"left:343px;bottom:935px;letter-spacing:-0.13px;display:inline;\">187 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t1f_256_409\" style=\"left:398px;bottom:935px;letter-spacing:-0.13px;display:inline;\">203 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t1g_256_409\" style=\"left:453px;bottom:935px;letter-spacing:-0.13px;display:inline;\">478 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t1h_256_409\" style=\"left:508px;bottom:935px;letter-spacing:-0.13px;display:inline;\">538 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t1i_256_409\" style=\"left:575px;bottom:935px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t1j_256_409\" style=\"left:631px;bottom:935px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t1k_256_409\" style=\"left:665px;bottom:935px;letter-spacing:-0.13px;display:inline;\">2,193 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t1l_256_409\" style=\"left:748px;bottom:935px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t1m_256_409\" style=\"left:782px;bottom:935px;letter-spacing:-0.13px;display:inline;\">2,193 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_256_409\" id=\"t1o_256_409\" style=\"left:152px;bottom:924px;letter-spacing:-0.02px;display:inline;\">note (ii) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t1n_256_409\" style=\"left:69px;bottom:918px;letter-spacing:-0.13px;display:inline;\">Other adjustments </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t1p_256_409\" style=\"left:294px;bottom:918px;letter-spacing:-0.11px;display:inline;\">73 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t1q_256_409\" style=\"left:349px;bottom:918px;letter-spacing:-0.11px;display:inline;\">32 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t1r_256_409\" style=\"left:404px;bottom:918px;letter-spacing:-0.11px;display:inline;\">31 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t1s_256_409\" style=\"left:459px;bottom:918px;letter-spacing:-0.11px;display:inline;\">45 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t1t_256_409\" style=\"left:514px;bottom:918px;letter-spacing:-0.11px;display:inline;\">71 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t1u_256_409\" style=\"left:575px;bottom:918px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t1v_256_409\" style=\"left:631px;bottom:918px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t1w_256_409\" style=\"left:674px;bottom:918px;letter-spacing:-0.13px;display:inline;\">252 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t1x_256_409\" style=\"left:748px;bottom:918px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t1y_256_409\" style=\"left:791px;bottom:918px;letter-spacing:-0.13px;display:inline;\">252 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t1z_256_409\" style=\"left:69px;bottom:900px;letter-spacing:-0.12px;display:inline;\">Recovery of insurance acquisition cash </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t20_256_409\" style=\"left:69px;bottom:887px;letter-spacing:-0.13px;display:inline;\">flows </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t21_256_409\" style=\"left:279px;bottom:887px;letter-spacing:-0.13px;display:inline;\">1,207 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t22_256_409\" style=\"left:343px;bottom:887px;letter-spacing:-0.13px;display:inline;\">306 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t23_256_409\" style=\"left:398px;bottom:887px;letter-spacing:-0.13px;display:inline;\">234 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t24_256_409\" style=\"left:453px;bottom:887px;letter-spacing:-0.13px;display:inline;\">435 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t25_256_409\" style=\"left:508px;bottom:887px;letter-spacing:-0.13px;display:inline;\">563 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t26_256_409\" style=\"left:575px;bottom:887px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t27_256_409\" style=\"left:631px;bottom:887px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t28_256_409\" style=\"left:665px;bottom:887px;letter-spacing:-0.13px;display:inline;\">2,745 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t29_256_409\" style=\"left:748px;bottom:887px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t2a_256_409\" style=\"left:782px;bottom:887px;letter-spacing:-0.13px;display:inline;\">2,745 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t2b_256_409\" style=\"left:69px;bottom:870px;letter-spacing:-0.15px;display:inline;\">Insurance revenue </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t2c_256_409\" style=\"left:279px;bottom:870px;letter-spacing:-0.13px;display:inline;\">3,229 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t2d_256_409\" style=\"left:334px;bottom:870px;letter-spacing:-0.13px;display:inline;\">1,142 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t2e_256_409\" style=\"left:389px;bottom:870px;letter-spacing:-0.13px;display:inline;\">1,134 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t2f_256_409\" style=\"left:444px;bottom:870px;letter-spacing:-0.13px;display:inline;\">1,983 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t2g_256_409\" style=\"left:499px;bottom:870px;letter-spacing:-0.13px;display:inline;\">1,883 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t2h_256_409\" style=\"left:575px;bottom:870px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t2i_256_409\" style=\"left:631px;bottom:870px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t2j_256_409\" style=\"left:665px;bottom:870px;letter-spacing:-0.13px;display:inline;\">9,371 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t2k_256_409\" style=\"left:748px;bottom:870px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t2l_256_409\" style=\"left:782px;bottom:870px;letter-spacing:-0.13px;display:inline;\">9,371 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\" style=\"text-wrap: nowrap;\"><div class=\"t s4_256_409\" id=\"t2m_256_409\" style=\"left:69px;bottom:852px;letter-spacing:-0.14px;display:inline;\">Other revenue </div><div class=\"t s6_256_409\" id=\"t2n_256_409\" style=\"vertical-align: super;left:138px;bottom:859px;letter-spacing:-0.02px;display:inline;\">note (iii) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t2o_256_409\" style=\"left:294px;bottom:852px;letter-spacing:-0.11px;display:inline;\">22 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t2p_256_409\" style=\"left:355px;bottom:852px;display:inline;\">4 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t2q_256_409\" style=\"left:410px;bottom:852px;display:inline;\">4 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t2r_256_409\" style=\"left:465px;bottom:852px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t2s_256_409\" style=\"left:514px;bottom:852px;letter-spacing:-0.11px;display:inline;\">39 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t2t_256_409\" style=\"left:563px;bottom:852px;letter-spacing:-0.13px;display:inline;\">299 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t2u_256_409\" style=\"left:631px;bottom:852px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t2v_256_409\" style=\"left:674px;bottom:852px;letter-spacing:-0.13px;display:inline;\">368 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t2w_256_409\" style=\"left:748px;bottom:852px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t2x_256_409\" style=\"left:791px;bottom:852px;letter-spacing:-0.13px;display:inline;\">369 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\" style=\"text-wrap: nowrap;\"><div class=\"t s3_256_409\" id=\"t2y_256_409\" style=\"left:69px;bottom:834px;letter-spacing:-0.13px;display:inline;\">Total revenue from external customers </div><div class=\"t s5_256_409\" id=\"t2z_256_409\" style=\"vertical-align: super;left:237px;bottom:841px;letter-spacing:-0.02px;display:inline;\">note </div><div class=\"t s5_256_409\" id=\"t30_256_409\" style=\"vertical-align: super;left:69px;bottom:828px;letter-spacing:-0.02px;display:inline;\">(iv) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t31_256_409\" style=\"left:279px;bottom:822px;letter-spacing:-0.13px;display:inline;\">3,251 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t32_256_409\" style=\"left:334px;bottom:822px;letter-spacing:-0.13px;display:inline;\">1,146 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t33_256_409\" style=\"left:389px;bottom:822px;letter-spacing:-0.13px;display:inline;\">1,138 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t34_256_409\" style=\"left:444px;bottom:822px;letter-spacing:-0.13px;display:inline;\">1,983 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t35_256_409\" style=\"left:499px;bottom:822px;letter-spacing:-0.13px;display:inline;\">1,922 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t36_256_409\" style=\"left:563px;bottom:822px;letter-spacing:-0.13px;display:inline;\">299 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t37_256_409\" style=\"left:631px;bottom:822px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t38_256_409\" style=\"left:665px;bottom:822px;letter-spacing:-0.13px;display:inline;\">9,739 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t39_256_409\" style=\"left:748px;bottom:822px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t3a_256_409\" style=\"left:782px;bottom:822px;letter-spacing:-0.13px;display:inline;\">9,740 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t3b_256_409\" style=\"left:69px;bottom:804px;letter-spacing:-0.13px;display:inline;\">Intra-group revenue </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t3c_256_409\" style=\"left:300px;bottom:804px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t3d_256_409\" style=\"left:355px;bottom:804px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t3e_256_409\" style=\"left:410px;bottom:804px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t3f_256_409\" style=\"left:465px;bottom:804px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t3g_256_409\" style=\"left:520px;bottom:804px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t3h_256_409\" style=\"left:563px;bottom:804px;letter-spacing:-0.13px;display:inline;\">184 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t3i_256_409\" style=\"left:615px;bottom:804px;letter-spacing:-0.12px;display:inline;\">(184) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t3j_256_409\" style=\"left:686px;bottom:804px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t3k_256_409\" style=\"left:748px;bottom:804px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t3l_256_409\" style=\"left:803px;bottom:804px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t3m_256_409\" style=\"left:69px;bottom:787px;letter-spacing:-0.12px;display:inline;\">Interest income </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t3n_256_409\" style=\"left:279px;bottom:787px;letter-spacing:-0.13px;display:inline;\">1,033 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t3o_256_409\" style=\"left:349px;bottom:787px;letter-spacing:-0.11px;display:inline;\">92 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t3p_256_409\" style=\"left:398px;bottom:787px;letter-spacing:-0.13px;display:inline;\">239 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t3q_256_409\" style=\"left:453px;bottom:787px;letter-spacing:-0.13px;display:inline;\">785 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t3r_256_409\" style=\"left:508px;bottom:787px;letter-spacing:-0.13px;display:inline;\">627 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t3s_256_409\" style=\"left:575px;bottom:787px;display:inline;\">7 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t3t_256_409\" style=\"left:631px;bottom:787px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t3u_256_409\" style=\"left:665px;bottom:787px;letter-spacing:-0.13px;display:inline;\">2,783 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t3v_256_409\" style=\"left:736px;bottom:787px;letter-spacing:-0.13px;display:inline;\">164 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t3w_256_409\" style=\"left:782px;bottom:787px;letter-spacing:-0.13px;display:inline;\">2,947 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t3x_256_409\" style=\"left:69px;bottom:770px;letter-spacing:-0.14px;display:inline;\">Dividend and other investment income </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t3y_256_409\" style=\"left:288px;bottom:770px;letter-spacing:-0.13px;display:inline;\">775 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t3z_256_409\" style=\"left:349px;bottom:770px;letter-spacing:-0.11px;display:inline;\">93 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t40_256_409\" style=\"left:398px;bottom:770px;letter-spacing:-0.13px;display:inline;\">151 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t41_256_409\" style=\"left:453px;bottom:770px;letter-spacing:-0.13px;display:inline;\">528 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t42_256_409\" style=\"left:508px;bottom:770px;letter-spacing:-0.13px;display:inline;\">117 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t43_256_409\" style=\"left:575px;bottom:770px;display:inline;\">3 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t44_256_409\" style=\"left:631px;bottom:770px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t45_256_409\" style=\"left:665px;bottom:770px;letter-spacing:-0.13px;display:inline;\">1,667 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t46_256_409\" style=\"left:748px;bottom:770px;display:inline;\">7 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t47_256_409\" style=\"left:782px;bottom:770px;letter-spacing:-0.13px;display:inline;\">1,674 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t48_256_409\" style=\"left:69px;bottom:753px;letter-spacing:-0.13px;display:inline;\">Investment appreciation (depreciation) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t49_256_409\" style=\"left:279px;bottom:753px;letter-spacing:-0.13px;display:inline;\">2,155 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t4a_256_409\" style=\"left:349px;bottom:753px;letter-spacing:-0.11px;display:inline;\">50 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t4b_256_409\" style=\"left:398px;bottom:753px;letter-spacing:-0.13px;display:inline;\">177 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t4c_256_409\" style=\"left:444px;bottom:753px;letter-spacing:-0.13px;display:inline;\">1,490 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t4d_256_409\" style=\"left:499px;bottom:753px;letter-spacing:-0.13px;display:inline;\">1,309 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t4e_256_409\" style=\"left:575px;bottom:753px;display:inline;\">4 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t4f_256_409\" style=\"left:631px;bottom:753px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t4g_256_409\" style=\"left:666px;bottom:753px;letter-spacing:-0.13px;display:inline;\">5,185 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t4h_256_409\" style=\"left:738px;bottom:753px;letter-spacing:-0.11px;display:inline;\">(43) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t4i_256_409\" style=\"left:782px;bottom:753px;letter-spacing:-0.13px;display:inline;\">5,142 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t4j_256_409\" style=\"left:69px;bottom:736px;letter-spacing:-0.14px;display:inline;\">Investment return </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t4k_256_409\" style=\"left:279px;bottom:736px;letter-spacing:-0.13px;display:inline;\">3,963 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t4l_256_409\" style=\"left:343px;bottom:736px;letter-spacing:-0.13px;display:inline;\">235 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t4m_256_409\" style=\"left:398px;bottom:736px;letter-spacing:-0.13px;display:inline;\">567 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t4n_256_409\" style=\"left:444px;bottom:736px;letter-spacing:-0.13px;display:inline;\">2,803 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t4o_256_409\" style=\"left:499px;bottom:736px;letter-spacing:-0.13px;display:inline;\">2,053 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t4p_256_409\" style=\"left:563px;bottom:736px;letter-spacing:-0.13px;display:inline;\">198 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t4q_256_409\" style=\"left:615px;bottom:736px;letter-spacing:-0.12px;display:inline;\">(184) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t4r_256_409\" style=\"left:666px;bottom:736px;letter-spacing:-0.13px;display:inline;\">9,635 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t4s_256_409\" style=\"left:736px;bottom:736px;letter-spacing:-0.13px;display:inline;\">128 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t4t_256_409\" style=\"left:782px;bottom:736px;letter-spacing:-0.13px;display:inline;\">9,763 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t4u_256_409\" style=\"left:69px;bottom:718px;letter-spacing:-0.14px;display:inline;\">Total revenue </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t4v_256_409\" style=\"left:279px;bottom:718px;letter-spacing:-0.13px;display:inline;\">7,214 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t4w_256_409\" style=\"left:334px;bottom:718px;letter-spacing:-0.13px;display:inline;\">1,381 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t4x_256_409\" style=\"left:389px;bottom:718px;letter-spacing:-0.13px;display:inline;\">1,705 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t4y_256_409\" style=\"left:444px;bottom:718px;letter-spacing:-0.13px;display:inline;\">4,786 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t4z_256_409\" style=\"left:499px;bottom:718px;letter-spacing:-0.13px;display:inline;\">3,975 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t50_256_409\" style=\"left:563px;bottom:718px;letter-spacing:-0.13px;display:inline;\">497 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t51_256_409\" style=\"left:615px;bottom:718px;letter-spacing:-0.12px;display:inline;\">(184) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t52_256_409\" style=\"left:660px;bottom:718px;letter-spacing:-0.13px;display:inline;\">19,374 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t53_256_409\" style=\"left:736px;bottom:718px;letter-spacing:-0.13px;display:inline;\">129 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t54_256_409\" style=\"left:776px;bottom:718px;letter-spacing:-0.13px;display:inline;\">19,503 </div></td></tr>\n                                        </table><table>\n                                            <tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"10\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s7_256_409\" id=\"t55_256_409\" style=\"left:518px;bottom:688px;letter-spacing:0.09px;display:inline;\">2022 $m </div></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_256_409\" id=\"t57_256_409\" style=\"left:427px;bottom:676px;letter-spacing:-0.02px;display:inline;\">note (i) </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"5\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s7_256_409\" id=\"t56_256_409\" style=\"left:347px;bottom:671px;letter-spacing:0.06px;display:inline;\">Insurance operations </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_256_409\" id=\"t5c_256_409\" style=\"left:502px;bottom:655px;letter-spacing:0.07px;display:inline;\">Growth </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_256_409\" id=\"t5g_256_409\" style=\"left:619px;bottom:655px;letter-spacing:0.06px;display:inline;\">Inter- </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_256_409\" id=\"t5d_256_409\" style=\"left:500px;bottom:644px;letter-spacing:0.07px;display:inline;\">markets </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_256_409\" id=\"t5h_256_409\" style=\"left:607px;bottom:644px;letter-spacing:0.07px;display:inline;\">segment </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_256_409\" id=\"t5j_256_409\" style=\"left:675px;bottom:644px;letter-spacing:0.06px;display:inline;\">Total </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_256_409\" id=\"t5l_256_409\" style=\"left:709px;bottom:644px;letter-spacing:0.07px;display:inline;\">Unallocated </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_256_409\" id=\"t58_256_409\" style=\"left:268px;bottom:633px;letter-spacing:0.08px;display:inline;\">Hong Kong </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_256_409\" id=\"t59_256_409\" style=\"left:328px;bottom:633px;letter-spacing:0.07px;display:inline;\">Indonesia </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_256_409\" id=\"t5a_256_409\" style=\"left:386px;bottom:633px;letter-spacing:0.07px;display:inline;\">Malaysia </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_256_409\" id=\"t5b_256_409\" style=\"left:437px;bottom:633px;letter-spacing:0.07px;display:inline;\">Singapore </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_256_409\" id=\"t5e_256_409\" style=\"left:494px;bottom:633px;letter-spacing:0.07px;display:inline;\">and other </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_256_409\" id=\"t5f_256_409\" style=\"left:546px;bottom:633px;letter-spacing:0.07px;display:inline;\">Eastspring </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_256_409\" id=\"t5i_256_409\" style=\"left:598px;bottom:633px;letter-spacing:0.07px;display:inline;\">elimination </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_256_409\" id=\"t5k_256_409\" style=\"left:662px;bottom:633px;letter-spacing:0.08px;display:inline;\">segment </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_256_409\" id=\"t5m_256_409\" style=\"left:705px;bottom:633px;letter-spacing:0.07px;display:inline;\">to a segment </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_256_409\" id=\"t5n_256_409\" style=\"left:790px;bottom:633px;letter-spacing:0.07px;display:inline;\">Total </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t5o_256_409\" style=\"left:69px;bottom:614px;letter-spacing:-0.13px;display:inline;\">Amounts relating to changes in the </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t5p_256_409\" style=\"left:69px;bottom:602px;letter-spacing:-0.12px;display:inline;\">liability for remaining coverage: </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t5q_256_409\" style=\"left:69px;bottom:583px;letter-spacing:-0.12px;display:inline;\">Expected claims and other directly </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t5r_256_409\" style=\"left:69px;bottom:571px;letter-spacing:-0.13px;display:inline;\">attributable expenses </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t5s_256_409\" style=\"left:292px;bottom:571px;letter-spacing:-0.12px;display:inline;\">969 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t5t_256_409\" style=\"left:347px;bottom:571px;letter-spacing:-0.12px;display:inline;\">438 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t5u_256_409\" style=\"left:402px;bottom:571px;letter-spacing:-0.12px;display:inline;\">563 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t5v_256_409\" style=\"left:457px;bottom:571px;letter-spacing:-0.12px;display:inline;\">935 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t5w_256_409\" style=\"left:512px;bottom:571px;letter-spacing:-0.12px;display:inline;\">736 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t5x_256_409\" style=\"left:579px;bottom:571px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t5y_256_409\" style=\"left:634px;bottom:571px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t5z_256_409\" style=\"left:669px;bottom:571px;letter-spacing:-0.12px;display:inline;\">3,641 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t60_256_409\" style=\"left:748px;bottom:571px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t61_256_409\" style=\"left:783px;bottom:571px;letter-spacing:-0.12px;display:inline;\">3,641 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t62_256_409\" style=\"left:69px;bottom:553px;letter-spacing:-0.13px;display:inline;\">Change in risk adjustment for non- </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t63_256_409\" style=\"left:69px;bottom:540px;letter-spacing:-0.11px;display:inline;\">financial risk </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t64_256_409\" style=\"left:297px;bottom:540px;letter-spacing:-0.11px;display:inline;\">53 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t65_256_409\" style=\"left:352px;bottom:540px;letter-spacing:-0.11px;display:inline;\">33 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t66_256_409\" style=\"left:407px;bottom:540px;letter-spacing:-0.11px;display:inline;\">20 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t67_256_409\" style=\"left:462px;bottom:540px;letter-spacing:-0.11px;display:inline;\">33 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t68_256_409\" style=\"left:517px;bottom:540px;letter-spacing:-0.11px;display:inline;\">30 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t69_256_409\" style=\"left:579px;bottom:540px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t6a_256_409\" style=\"left:634px;bottom:540px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t6b_256_409\" style=\"left:677px;bottom:540px;letter-spacing:-0.12px;display:inline;\">169 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t6c_256_409\" style=\"left:748px;bottom:540px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t6d_256_409\" style=\"left:791px;bottom:540px;letter-spacing:-0.12px;display:inline;\">169 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t6e_256_409\" style=\"left:69px;bottom:522px;letter-spacing:-0.13px;display:inline;\">Release of CSM for services provided </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t6f_256_409\" style=\"left:292px;bottom:522px;letter-spacing:-0.12px;display:inline;\">737 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t6g_256_409\" style=\"left:347px;bottom:522px;letter-spacing:-0.12px;display:inline;\">274 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t6h_256_409\" style=\"left:402px;bottom:522px;letter-spacing:-0.12px;display:inline;\">215 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t6i_256_409\" style=\"left:457px;bottom:522px;letter-spacing:-0.12px;display:inline;\">442 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t6j_256_409\" style=\"left:512px;bottom:522px;letter-spacing:-0.12px;display:inline;\">513 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t6k_256_409\" style=\"left:579px;bottom:522px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t6l_256_409\" style=\"left:634px;bottom:522px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t6m_256_409\" style=\"left:669px;bottom:522px;letter-spacing:-0.12px;display:inline;\">2,181 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t6n_256_409\" style=\"left:748px;bottom:522px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t6o_256_409\" style=\"left:783px;bottom:522px;letter-spacing:-0.12px;display:inline;\">2,181 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t6p_256_409\" style=\"left:69px;bottom:505px;letter-spacing:-0.13px;display:inline;\">Other adjustments </div><div class=\"t s5_256_409\" id=\"t6q_256_409\" style=\"vertical-align: super;left:152px;bottom:512px;letter-spacing:-0.02px;display:inline;\">note (ii) </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t6r_256_409\" style=\"left:297px;bottom:505px;letter-spacing:-0.11px;display:inline;\">30 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t6s_256_409\" style=\"left:352px;bottom:505px;letter-spacing:-0.11px;display:inline;\">16 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t6t_256_409\" style=\"left:414px;bottom:505px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t6u_256_409\" style=\"left:462px;bottom:505px;letter-spacing:-0.11px;display:inline;\">27 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t6v_256_409\" style=\"left:517px;bottom:505px;letter-spacing:-0.11px;display:inline;\">32 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t6w_256_409\" style=\"left:579px;bottom:505px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t6x_256_409\" style=\"left:634px;bottom:505px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t6y_256_409\" style=\"left:677px;bottom:505px;letter-spacing:-0.12px;display:inline;\">105 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t6z_256_409\" style=\"left:748px;bottom:505px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t70_256_409\" style=\"left:791px;bottom:505px;letter-spacing:-0.12px;display:inline;\">105 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t71_256_409\" style=\"left:69px;bottom:487px;letter-spacing:-0.12px;display:inline;\">Recovery of insurance acquisition cash </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t72_256_409\" style=\"left:69px;bottom:474px;letter-spacing:-0.13px;display:inline;\">flows </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t73_256_409\" style=\"left:284px;bottom:474px;letter-spacing:-0.12px;display:inline;\">1,051 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t74_256_409\" style=\"left:347px;bottom:474px;letter-spacing:-0.12px;display:inline;\">309 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t75_256_409\" style=\"left:402px;bottom:474px;letter-spacing:-0.12px;display:inline;\">231 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t76_256_409\" style=\"left:457px;bottom:474px;letter-spacing:-0.12px;display:inline;\">378 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t77_256_409\" style=\"left:512px;bottom:474px;letter-spacing:-0.12px;display:inline;\">484 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t78_256_409\" style=\"left:579px;bottom:474px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t79_256_409\" style=\"left:634px;bottom:474px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t7a_256_409\" style=\"left:669px;bottom:474px;letter-spacing:-0.12px;display:inline;\">2,453 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t7b_256_409\" style=\"left:748px;bottom:474px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t7c_256_409\" style=\"left:783px;bottom:474px;letter-spacing:-0.12px;display:inline;\">2,453 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t7d_256_409\" style=\"left:69px;bottom:457px;letter-spacing:-0.15px;display:inline;\">Insurance revenue </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t7e_256_409\" style=\"left:284px;bottom:457px;letter-spacing:-0.12px;display:inline;\">2,840 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t7f_256_409\" style=\"left:339px;bottom:457px;letter-spacing:-0.12px;display:inline;\">1,070 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t7g_256_409\" style=\"left:394px;bottom:457px;letter-spacing:-0.12px;display:inline;\">1,029 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t7h_256_409\" style=\"left:449px;bottom:457px;letter-spacing:-0.12px;display:inline;\">1,815 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t7i_256_409\" style=\"left:504px;bottom:457px;letter-spacing:-0.12px;display:inline;\">1,795 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t7j_256_409\" style=\"left:579px;bottom:457px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t7k_256_409\" style=\"left:634px;bottom:457px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t7l_256_409\" style=\"left:669px;bottom:457px;letter-spacing:-0.12px;display:inline;\">8,549 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t7m_256_409\" style=\"left:748px;bottom:457px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t7n_256_409\" style=\"left:783px;bottom:457px;letter-spacing:-0.12px;display:inline;\">8,549 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t7o_256_409\" style=\"left:69px;bottom:440px;letter-spacing:-0.15px;display:inline;\">Other revenue </div><div class=\"t s6_256_409\" id=\"t7p_256_409\" style=\"vertical-align: super;left:137px;bottom:447px;letter-spacing:-0.02px;display:inline;\">note (iii) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t7q_256_409\" style=\"left:297px;bottom:440px;letter-spacing:-0.11px;display:inline;\">65 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t7r_256_409\" style=\"left:358px;bottom:440px;display:inline;\">6 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t7s_256_409\" style=\"left:414px;bottom:440px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t7t_256_409\" style=\"left:468px;bottom:440px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t7u_256_409\" style=\"left:517px;bottom:440px;letter-spacing:-0.11px;display:inline;\">33 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t7v_256_409\" style=\"left:567px;bottom:440px;letter-spacing:-0.12px;display:inline;\">330 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t7w_256_409\" style=\"left:634px;bottom:440px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t7x_256_409\" style=\"left:677px;bottom:440px;letter-spacing:-0.12px;display:inline;\">435 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t7y_256_409\" style=\"left:748px;bottom:440px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t7z_256_409\" style=\"left:791px;bottom:440px;letter-spacing:-0.12px;display:inline;\">436 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t80_256_409\" style=\"left:69px;bottom:422px;letter-spacing:-0.13px;display:inline;\">Total revenue from external customers </div><div class=\"t s5_256_409\" id=\"t81_256_409\" style=\"vertical-align: super;left:237px;bottom:428px;letter-spacing:-0.02px;display:inline;\">note </div><div class=\"t s5_256_409\" id=\"t82_256_409\" style=\"vertical-align: super;left:69px;bottom:416px;letter-spacing:-0.02px;display:inline;\">(iv) </div></td><td class=\"emptyTDSTag  tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t83_256_409\" style=\"left:284px;bottom:409px;letter-spacing:-0.12px;display:inline;\">2,905 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t84_256_409\" style=\"left:339px;bottom:409px;letter-spacing:-0.12px;display:inline;\">1,076 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t85_256_409\" style=\"left:394px;bottom:409px;letter-spacing:-0.12px;display:inline;\">1,029 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t86_256_409\" style=\"left:449px;bottom:409px;letter-spacing:-0.12px;display:inline;\">1,816 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t87_256_409\" style=\"left:504px;bottom:409px;letter-spacing:-0.12px;display:inline;\">1,828 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t88_256_409\" style=\"left:567px;bottom:409px;letter-spacing:-0.12px;display:inline;\">330 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t89_256_409\" style=\"left:634px;bottom:409px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t8a_256_409\" style=\"left:669px;bottom:409px;letter-spacing:-0.12px;display:inline;\">8,984 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t8b_256_409\" style=\"left:748px;bottom:409px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t8c_256_409\" style=\"left:783px;bottom:409px;letter-spacing:-0.12px;display:inline;\">8,985 </div></td></tr><tr><td class=\"tcs-selection-enabled tcs-selected\" colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t8d_256_409\" style=\"left:69px;bottom:392px;letter-spacing:-0.13px;display:inline;\">Intra-group revenue </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t8e_256_409\" style=\"left:304px;bottom:392px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t8f_256_409\" style=\"left:359px;bottom:392px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t8g_256_409\" style=\"left:414px;bottom:392px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t8h_256_409\" style=\"left:469px;bottom:392px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t8i_256_409\" style=\"left:523px;bottom:392px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t8j_256_409\" style=\"left:567px;bottom:392px;letter-spacing:-0.12px;display:inline;\">199 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t8k_256_409\" style=\"left:618px;bottom:392px;letter-spacing:-0.12px;display:inline;\">(200) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t8l_256_409\" style=\"left:689px;bottom:392px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t8m_256_409\" style=\"left:748px;bottom:392px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t8n_256_409\" style=\"left:803px;bottom:392px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t8o_256_409\" style=\"left:69px;bottom:375px;letter-spacing:-0.12px;display:inline;\">Interest income </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t8p_256_409\" style=\"left:292px;bottom:375px;letter-spacing:-0.12px;display:inline;\">927 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t8q_256_409\" style=\"left:352px;bottom:375px;letter-spacing:-0.11px;display:inline;\">83 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t8r_256_409\" style=\"left:402px;bottom:375px;letter-spacing:-0.12px;display:inline;\">208 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t8s_256_409\" style=\"left:457px;bottom:375px;letter-spacing:-0.12px;display:inline;\">724 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t8t_256_409\" style=\"left:512px;bottom:375px;letter-spacing:-0.12px;display:inline;\">601 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t8u_256_409\" style=\"left:578px;bottom:375px;display:inline;\">4 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t8v_256_409\" style=\"left:634px;bottom:375px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t8w_256_409\" style=\"left:669px;bottom:375px;letter-spacing:-0.12px;display:inline;\">2,547 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t8x_256_409\" style=\"left:742px;bottom:375px;letter-spacing:-0.11px;display:inline;\">50 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t8y_256_409\" style=\"left:783px;bottom:375px;letter-spacing:-0.12px;display:inline;\">2,597 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t8z_256_409\" style=\"left:69px;bottom:357px;letter-spacing:-0.14px;display:inline;\">Dividend and other investment income </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t90_256_409\" style=\"left:292px;bottom:357px;letter-spacing:-0.12px;display:inline;\">689 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t91_256_409\" style=\"left:352px;bottom:357px;letter-spacing:-0.11px;display:inline;\">77 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t92_256_409\" style=\"left:402px;bottom:357px;letter-spacing:-0.12px;display:inline;\">183 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t93_256_409\" style=\"left:457px;bottom:357px;letter-spacing:-0.12px;display:inline;\">576 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t94_256_409\" style=\"left:512px;bottom:357px;letter-spacing:-0.12px;display:inline;\">107 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t95_256_409\" style=\"left:578px;bottom:357px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t96_256_409\" style=\"left:634px;bottom:357px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t97_256_409\" style=\"left:669px;bottom:357px;letter-spacing:-0.12px;display:inline;\">1,633 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t98_256_409\" style=\"left:742px;bottom:357px;letter-spacing:-0.11px;display:inline;\">25 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t99_256_409\" style=\"left:783px;bottom:357px;letter-spacing:-0.12px;display:inline;\">1,658 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t9a_256_409\" style=\"left:69px;bottom:340px;letter-spacing:-0.14px;display:inline;\">Investment depreciation </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t9b_256_409\" style=\"left:275px;bottom:340px;letter-spacing:-0.12px;display:inline;\">(23,615) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t9c_256_409\" style=\"left:349px;bottom:340px;letter-spacing:-0.11px;display:inline;\">(69) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t9d_256_409\" style=\"left:398px;bottom:340px;letter-spacing:-0.12px;display:inline;\">(386) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t9e_256_409\" style=\"left:445px;bottom:340px;letter-spacing:-0.11px;display:inline;\">(6,679) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t9f_256_409\" style=\"left:500px;bottom:340px;letter-spacing:-0.11px;display:inline;\">(2,860) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t9g_256_409\" style=\"left:569px;bottom:340px;letter-spacing:-0.11px;display:inline;\">(21) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t9h_256_409\" style=\"left:634px;bottom:340px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t9i_256_409\" style=\"left:660px;bottom:340px;letter-spacing:-0.12px;display:inline;\">(33,630) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t9j_256_409\" style=\"left:744px;bottom:340px;letter-spacing:-0.09px;display:inline;\">(5) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t9k_256_409\" style=\"left:774px;bottom:340px;letter-spacing:-0.12px;display:inline;\">(33,635) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t9l_256_409\" style=\"left:69px;bottom:323px;letter-spacing:-0.14px;display:inline;\">Investment return </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t9m_256_409\" style=\"left:275px;bottom:323px;letter-spacing:-0.12px;display:inline;\">(21,999) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t9n_256_409\" style=\"left:353px;bottom:323px;letter-spacing:-0.11px;display:inline;\">91 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t9o_256_409\" style=\"left:413px;bottom:323px;display:inline;\">5 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t9p_256_409\" style=\"left:445px;bottom:323px;letter-spacing:-0.11px;display:inline;\">(5,379) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t9q_256_409\" style=\"left:500px;bottom:323px;letter-spacing:-0.11px;display:inline;\">(2,151) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t9r_256_409\" style=\"left:567px;bottom:323px;letter-spacing:-0.12px;display:inline;\">183 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t9s_256_409\" style=\"left:618px;bottom:323px;letter-spacing:-0.12px;display:inline;\">(200) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t9t_256_409\" style=\"left:660px;bottom:323px;letter-spacing:-0.12px;display:inline;\">(29,450) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t9u_256_409\" style=\"left:742px;bottom:323px;letter-spacing:-0.11px;display:inline;\">70 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t9v_256_409\" style=\"left:774px;bottom:323px;letter-spacing:-0.12px;display:inline;\">(29,380) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t9w_256_409\" style=\"left:69px;bottom:306px;letter-spacing:-0.14px;display:inline;\">Total revenue </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t9x_256_409\" style=\"left:275px;bottom:306px;letter-spacing:-0.12px;display:inline;\">(19,094) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t9y_256_409\" style=\"left:339px;bottom:306px;letter-spacing:-0.12px;display:inline;\">1,167 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t9z_256_409\" style=\"left:394px;bottom:306px;letter-spacing:-0.12px;display:inline;\">1,034 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"ta0_256_409\" style=\"left:445px;bottom:306px;letter-spacing:-0.11px;display:inline;\">(3,563) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"ta1_256_409\" style=\"left:508px;bottom:306px;letter-spacing:-0.12px;display:inline;\">(323) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"ta2_256_409\" style=\"left:567px;bottom:306px;letter-spacing:-0.12px;display:inline;\">513 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"ta3_256_409\" style=\"left:618px;bottom:306px;letter-spacing:-0.12px;display:inline;\">(200) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"ta4_256_409\" style=\"left:660px;bottom:306px;letter-spacing:-0.12px;display:inline;\">(20,466) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"ta5_256_409\" style=\"left:742px;bottom:306px;letter-spacing:-0.11px;display:inline;\">71 </div></td><td class=\"cke_table-faked-selection-temp\" colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"ta6_256_409\" style=\"left:774px;bottom:306px;letter-spacing:-0.12px;display:inline;\">(20,395) </div></td></tr>\n                                        </table>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfRevenueFromContractsWithCustomersExplanatory",
    "language": "en",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f30904": {
   "value": "<table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_256_409\" id=\"t3_256_409\" style=\"left:516px;bottom:1099px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">2023 $m </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\" style=\"text-wrap: nowrap;\"><div class=\"t s1_256_409\" id=\"t4_256_409\" style=\"left:340px;bottom:1082px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">Insurance operations </div><div class=\"t s2_256_409\" id=\"t5_256_409\" style=\"vertical-align: super;left:427px;bottom:1088px;letter-spacing:-0.02px;display:inline;\">note (i) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_256_409\" id=\"ta_256_409\" style=\"left:497px;bottom:1065px;letter-spacing:0.08px;display:inline;\">Growth </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_256_409\" id=\"te_256_409\" style=\"left:614px;bottom:1065px;letter-spacing:0.07px;display:inline;\">Inter- </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_256_409\" id=\"tb_256_409\" style=\"left:494px;bottom:1055px;letter-spacing:0.08px;display:inline;\">markets </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_256_409\" id=\"tf_256_409\" style=\"left:603px;bottom:1055px;letter-spacing:0.07px;display:inline;\">segment </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_256_409\" id=\"th_256_409\" style=\"left:671px;bottom:1055px;letter-spacing:0.06px;display:inline;\">Total </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_256_409\" id=\"tj_256_409\" style=\"left:705px;bottom:1055px;letter-spacing:0.07px;display:inline;\">Unallocated </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_256_409\" id=\"t6_256_409\" style=\"left:262px;bottom:1045px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">Hong Kong </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_256_409\" id=\"t7_256_409\" style=\"left:321px;bottom:1045px;letter-spacing:0.08px;display:inline;\">Indonesia </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_256_409\" id=\"t8_256_409\" style=\"left:380px;bottom:1045px;letter-spacing:0.08px;display:inline;\">Malaysia </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_256_409\" id=\"t9_256_409\" style=\"left:430px;bottom:1045px;letter-spacing:0.08px;display:inline;\">Singapore </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_256_409\" id=\"tc_256_409\" style=\"left:487px;bottom:1045px;letter-spacing:0.08px;display:inline;\">and other </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_256_409\" id=\"td_256_409\" style=\"left:539px;bottom:1045px;letter-spacing:0.07px;display:inline;\">Eastspring </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_256_409\" id=\"tg_256_409\" style=\"left:591px;bottom:1045px;letter-spacing:0.07px;display:inline;\">elimination </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_256_409\" id=\"ti_256_409\" style=\"left:658px;bottom:1045px;letter-spacing:0.09px;display:inline;\">segment </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_256_409\" id=\"tk_256_409\" style=\"left:701px;bottom:1045px;letter-spacing:0.08px;display:inline;\">to a segment </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_256_409\" id=\"tl_256_409\" style=\"left:788px;bottom:1045px;letter-spacing:0.07px;display:inline;\">Total </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"tm_256_409\" style=\"left:69px;bottom:1027px;letter-spacing:-0.13px;display:inline;\">Amounts relating to changes in the </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"tn_256_409\" style=\"left:69px;bottom:1014px;letter-spacing:-0.12px;display:inline;\">liability for remaining coverage: </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"to_256_409\" style=\"left:69px;bottom:996px;letter-spacing:-0.12px;display:inline;\">Expected claims and other directly </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"tp_256_409\" style=\"left:69px;bottom:983px;letter-spacing:-0.13px;display:inline;\">attributable expenses </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"tq_256_409\" style=\"left:279px;bottom:983px;letter-spacing:-0.13px;display:inline;\">1,089 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"tr_256_409\" style=\"left:343px;bottom:983px;letter-spacing:-0.13px;display:inline;\">582 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"ts_256_409\" style=\"left:398px;bottom:983px;letter-spacing:-0.13px;display:inline;\">642 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"tt_256_409\" style=\"left:453px;bottom:983px;letter-spacing:-0.13px;display:inline;\">970 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"tu_256_409\" style=\"left:508px;bottom:983px;letter-spacing:-0.13px;display:inline;\">670 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"tv_256_409\" style=\"left:575px;bottom:983px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"tw_256_409\" style=\"left:631px;bottom:983px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"tx_256_409\" style=\"left:665px;bottom:983px;letter-spacing:-0.13px;display:inline;\">3,953 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"ty_256_409\" style=\"left:748px;bottom:983px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"tz_256_409\" style=\"left:782px;bottom:983px;letter-spacing:-0.13px;display:inline;\">3,953 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t10_256_409\" style=\"left:69px;bottom:965px;letter-spacing:-0.13px;display:inline;\">Change in risk adjustment for non- </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t11_256_409\" style=\"left:69px;bottom:952px;letter-spacing:-0.11px;display:inline;\">financial risk </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t12_256_409\" style=\"left:294px;bottom:952px;letter-spacing:-0.11px;display:inline;\">73 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t13_256_409\" style=\"left:349px;bottom:952px;letter-spacing:-0.11px;display:inline;\">35 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t14_256_409\" style=\"left:404px;bottom:952px;letter-spacing:-0.11px;display:inline;\">24 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t15_256_409\" style=\"left:459px;bottom:952px;letter-spacing:-0.11px;display:inline;\">55 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t16_256_409\" style=\"left:514px;bottom:952px;letter-spacing:-0.11px;display:inline;\">41 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t17_256_409\" style=\"left:575px;bottom:952px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t18_256_409\" style=\"left:631px;bottom:952px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t19_256_409\" style=\"left:674px;bottom:952px;letter-spacing:-0.13px;display:inline;\">228 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t1a_256_409\" style=\"left:748px;bottom:952px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t1b_256_409\" style=\"left:791px;bottom:952px;letter-spacing:-0.13px;display:inline;\">228 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t1c_256_409\" style=\"left:69px;bottom:935px;letter-spacing:-0.13px;display:inline;\">Release of CSM for services provided </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t1d_256_409\" style=\"left:288px;bottom:935px;letter-spacing:-0.13px;display:inline;\">787 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t1e_256_409\" style=\"left:343px;bottom:935px;letter-spacing:-0.13px;display:inline;\">187 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t1f_256_409\" style=\"left:398px;bottom:935px;letter-spacing:-0.13px;display:inline;\">203 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t1g_256_409\" style=\"left:453px;bottom:935px;letter-spacing:-0.13px;display:inline;\">478 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t1h_256_409\" style=\"left:508px;bottom:935px;letter-spacing:-0.13px;display:inline;\">538 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t1i_256_409\" style=\"left:575px;bottom:935px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t1j_256_409\" style=\"left:631px;bottom:935px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t1k_256_409\" style=\"left:665px;bottom:935px;letter-spacing:-0.13px;display:inline;\">2,193 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t1l_256_409\" style=\"left:748px;bottom:935px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t1m_256_409\" style=\"left:782px;bottom:935px;letter-spacing:-0.13px;display:inline;\">2,193 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_256_409\" id=\"t1o_256_409\" style=\"left:152px;bottom:924px;letter-spacing:-0.02px;display:inline;\">note (ii) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t1n_256_409\" style=\"left:69px;bottom:918px;letter-spacing:-0.13px;display:inline;\">Other adjustments </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t1p_256_409\" style=\"left:294px;bottom:918px;letter-spacing:-0.11px;display:inline;\">73 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t1q_256_409\" style=\"left:349px;bottom:918px;letter-spacing:-0.11px;display:inline;\">32 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t1r_256_409\" style=\"left:404px;bottom:918px;letter-spacing:-0.11px;display:inline;\">31 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t1s_256_409\" style=\"left:459px;bottom:918px;letter-spacing:-0.11px;display:inline;\">45 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t1t_256_409\" style=\"left:514px;bottom:918px;letter-spacing:-0.11px;display:inline;\">71 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t1u_256_409\" style=\"left:575px;bottom:918px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t1v_256_409\" style=\"left:631px;bottom:918px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t1w_256_409\" style=\"left:674px;bottom:918px;letter-spacing:-0.13px;display:inline;\">252 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t1x_256_409\" style=\"left:748px;bottom:918px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t1y_256_409\" style=\"left:791px;bottom:918px;letter-spacing:-0.13px;display:inline;\">252 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t1z_256_409\" style=\"left:69px;bottom:900px;letter-spacing:-0.12px;display:inline;\">Recovery of insurance acquisition cash </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t20_256_409\" style=\"left:69px;bottom:887px;letter-spacing:-0.13px;display:inline;\">flows </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t21_256_409\" style=\"left:279px;bottom:887px;letter-spacing:-0.13px;display:inline;\">1,207 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t22_256_409\" style=\"left:343px;bottom:887px;letter-spacing:-0.13px;display:inline;\">306 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t23_256_409\" style=\"left:398px;bottom:887px;letter-spacing:-0.13px;display:inline;\">234 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t24_256_409\" style=\"left:453px;bottom:887px;letter-spacing:-0.13px;display:inline;\">435 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t25_256_409\" style=\"left:508px;bottom:887px;letter-spacing:-0.13px;display:inline;\">563 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t26_256_409\" style=\"left:575px;bottom:887px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t27_256_409\" style=\"left:631px;bottom:887px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t28_256_409\" style=\"left:665px;bottom:887px;letter-spacing:-0.13px;display:inline;\">2,745 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t29_256_409\" style=\"left:748px;bottom:887px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t2a_256_409\" style=\"left:782px;bottom:887px;letter-spacing:-0.13px;display:inline;\">2,745 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t2b_256_409\" style=\"left:69px;bottom:870px;letter-spacing:-0.15px;display:inline;\">Insurance revenue </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t2c_256_409\" style=\"left:279px;bottom:870px;letter-spacing:-0.13px;display:inline;\">3,229 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t2d_256_409\" style=\"left:334px;bottom:870px;letter-spacing:-0.13px;display:inline;\">1,142 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t2e_256_409\" style=\"left:389px;bottom:870px;letter-spacing:-0.13px;display:inline;\">1,134 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t2f_256_409\" style=\"left:444px;bottom:870px;letter-spacing:-0.13px;display:inline;\">1,983 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t2g_256_409\" style=\"left:499px;bottom:870px;letter-spacing:-0.13px;display:inline;\">1,883 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t2h_256_409\" style=\"left:575px;bottom:870px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t2i_256_409\" style=\"left:631px;bottom:870px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t2j_256_409\" style=\"left:665px;bottom:870px;letter-spacing:-0.13px;display:inline;\">9,371 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t2k_256_409\" style=\"left:748px;bottom:870px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t2l_256_409\" style=\"left:782px;bottom:870px;letter-spacing:-0.13px;display:inline;\">9,371 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\" style=\"text-wrap: nowrap;\"><div class=\"t s4_256_409\" id=\"t2m_256_409\" style=\"left:69px;bottom:852px;letter-spacing:-0.14px;display:inline;\">Other revenue </div><div class=\"t s6_256_409\" id=\"t2n_256_409\" style=\"vertical-align: super;left:138px;bottom:859px;letter-spacing:-0.02px;display:inline;\">note (iii) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t2o_256_409\" style=\"left:294px;bottom:852px;letter-spacing:-0.11px;display:inline;\">22 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t2p_256_409\" style=\"left:355px;bottom:852px;display:inline;\">4 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t2q_256_409\" style=\"left:410px;bottom:852px;display:inline;\">4 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t2r_256_409\" style=\"left:465px;bottom:852px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t2s_256_409\" style=\"left:514px;bottom:852px;letter-spacing:-0.11px;display:inline;\">39 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t2t_256_409\" style=\"left:563px;bottom:852px;letter-spacing:-0.13px;display:inline;\">299 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t2u_256_409\" style=\"left:631px;bottom:852px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t2v_256_409\" style=\"left:674px;bottom:852px;letter-spacing:-0.13px;display:inline;\">368 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t2w_256_409\" style=\"left:748px;bottom:852px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t2x_256_409\" style=\"left:791px;bottom:852px;letter-spacing:-0.13px;display:inline;\">369 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\" style=\"text-wrap: nowrap;\"><div class=\"t s3_256_409\" id=\"t2y_256_409\" style=\"left:69px;bottom:834px;letter-spacing:-0.13px;display:inline;\">Total revenue from external customers </div><div class=\"t s5_256_409\" id=\"t2z_256_409\" style=\"vertical-align: super;left:237px;bottom:841px;letter-spacing:-0.02px;display:inline;\">note </div><div class=\"t s5_256_409\" id=\"t30_256_409\" style=\"vertical-align: super;left:69px;bottom:828px;letter-spacing:-0.02px;display:inline;\">(iv) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t31_256_409\" style=\"left:279px;bottom:822px;letter-spacing:-0.13px;display:inline;\">3,251 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t32_256_409\" style=\"left:334px;bottom:822px;letter-spacing:-0.13px;display:inline;\">1,146 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t33_256_409\" style=\"left:389px;bottom:822px;letter-spacing:-0.13px;display:inline;\">1,138 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t34_256_409\" style=\"left:444px;bottom:822px;letter-spacing:-0.13px;display:inline;\">1,983 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t35_256_409\" style=\"left:499px;bottom:822px;letter-spacing:-0.13px;display:inline;\">1,922 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t36_256_409\" style=\"left:563px;bottom:822px;letter-spacing:-0.13px;display:inline;\">299 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t37_256_409\" style=\"left:631px;bottom:822px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t38_256_409\" style=\"left:665px;bottom:822px;letter-spacing:-0.13px;display:inline;\">9,739 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t39_256_409\" style=\"left:748px;bottom:822px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t3a_256_409\" style=\"left:782px;bottom:822px;letter-spacing:-0.13px;display:inline;\">9,740 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t3b_256_409\" style=\"left:69px;bottom:804px;letter-spacing:-0.13px;display:inline;\">Intra-group revenue </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t3c_256_409\" style=\"left:300px;bottom:804px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t3d_256_409\" style=\"left:355px;bottom:804px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t3e_256_409\" style=\"left:410px;bottom:804px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t3f_256_409\" style=\"left:465px;bottom:804px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t3g_256_409\" style=\"left:520px;bottom:804px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t3h_256_409\" style=\"left:563px;bottom:804px;letter-spacing:-0.13px;display:inline;\">184 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t3i_256_409\" style=\"left:615px;bottom:804px;letter-spacing:-0.12px;display:inline;\">(184) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t3j_256_409\" style=\"left:686px;bottom:804px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t3k_256_409\" style=\"left:748px;bottom:804px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t3l_256_409\" style=\"left:803px;bottom:804px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t3m_256_409\" style=\"left:69px;bottom:787px;letter-spacing:-0.12px;display:inline;\">Interest income </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t3n_256_409\" style=\"left:279px;bottom:787px;letter-spacing:-0.13px;display:inline;\">1,033 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t3o_256_409\" style=\"left:349px;bottom:787px;letter-spacing:-0.11px;display:inline;\">92 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t3p_256_409\" style=\"left:398px;bottom:787px;letter-spacing:-0.13px;display:inline;\">239 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t3q_256_409\" style=\"left:453px;bottom:787px;letter-spacing:-0.13px;display:inline;\">785 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t3r_256_409\" style=\"left:508px;bottom:787px;letter-spacing:-0.13px;display:inline;\">627 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t3s_256_409\" style=\"left:575px;bottom:787px;display:inline;\">7 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t3t_256_409\" style=\"left:631px;bottom:787px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t3u_256_409\" style=\"left:665px;bottom:787px;letter-spacing:-0.13px;display:inline;\">2,783 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t3v_256_409\" style=\"left:736px;bottom:787px;letter-spacing:-0.13px;display:inline;\">164 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t3w_256_409\" style=\"left:782px;bottom:787px;letter-spacing:-0.13px;display:inline;\">2,947 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t3x_256_409\" style=\"left:69px;bottom:770px;letter-spacing:-0.14px;display:inline;\">Dividend and other investment income </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t3y_256_409\" style=\"left:288px;bottom:770px;letter-spacing:-0.13px;display:inline;\">775 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t3z_256_409\" style=\"left:349px;bottom:770px;letter-spacing:-0.11px;display:inline;\">93 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t40_256_409\" style=\"left:398px;bottom:770px;letter-spacing:-0.13px;display:inline;\">151 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t41_256_409\" style=\"left:453px;bottom:770px;letter-spacing:-0.13px;display:inline;\">528 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t42_256_409\" style=\"left:508px;bottom:770px;letter-spacing:-0.13px;display:inline;\">117 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t43_256_409\" style=\"left:575px;bottom:770px;display:inline;\">3 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t44_256_409\" style=\"left:631px;bottom:770px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t45_256_409\" style=\"left:665px;bottom:770px;letter-spacing:-0.13px;display:inline;\">1,667 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t46_256_409\" style=\"left:748px;bottom:770px;display:inline;\">7 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t47_256_409\" style=\"left:782px;bottom:770px;letter-spacing:-0.13px;display:inline;\">1,674 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t48_256_409\" style=\"left:69px;bottom:753px;letter-spacing:-0.13px;display:inline;\">Investment appreciation (depreciation) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t49_256_409\" style=\"left:279px;bottom:753px;letter-spacing:-0.13px;display:inline;\">2,155 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t4a_256_409\" style=\"left:349px;bottom:753px;letter-spacing:-0.11px;display:inline;\">50 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t4b_256_409\" style=\"left:398px;bottom:753px;letter-spacing:-0.13px;display:inline;\">177 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t4c_256_409\" style=\"left:444px;bottom:753px;letter-spacing:-0.13px;display:inline;\">1,490 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t4d_256_409\" style=\"left:499px;bottom:753px;letter-spacing:-0.13px;display:inline;\">1,309 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t4e_256_409\" style=\"left:575px;bottom:753px;display:inline;\">4 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t4f_256_409\" style=\"left:631px;bottom:753px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t4g_256_409\" style=\"left:666px;bottom:753px;letter-spacing:-0.13px;display:inline;\">5,185 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t4h_256_409\" style=\"left:738px;bottom:753px;letter-spacing:-0.11px;display:inline;\">(43) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t4i_256_409\" style=\"left:782px;bottom:753px;letter-spacing:-0.13px;display:inline;\">5,142 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t4j_256_409\" style=\"left:69px;bottom:736px;letter-spacing:-0.14px;display:inline;\">Investment return </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t4k_256_409\" style=\"left:279px;bottom:736px;letter-spacing:-0.13px;display:inline;\">3,963 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t4l_256_409\" style=\"left:343px;bottom:736px;letter-spacing:-0.13px;display:inline;\">235 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t4m_256_409\" style=\"left:398px;bottom:736px;letter-spacing:-0.13px;display:inline;\">567 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t4n_256_409\" style=\"left:444px;bottom:736px;letter-spacing:-0.13px;display:inline;\">2,803 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t4o_256_409\" style=\"left:499px;bottom:736px;letter-spacing:-0.13px;display:inline;\">2,053 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t4p_256_409\" style=\"left:563px;bottom:736px;letter-spacing:-0.13px;display:inline;\">198 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t4q_256_409\" style=\"left:615px;bottom:736px;letter-spacing:-0.12px;display:inline;\">(184) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t4r_256_409\" style=\"left:666px;bottom:736px;letter-spacing:-0.13px;display:inline;\">9,635 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t4s_256_409\" style=\"left:736px;bottom:736px;letter-spacing:-0.13px;display:inline;\">128 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t4t_256_409\" style=\"left:782px;bottom:736px;letter-spacing:-0.13px;display:inline;\">9,763 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t4u_256_409\" style=\"left:69px;bottom:718px;letter-spacing:-0.14px;display:inline;\">Total revenue </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t4v_256_409\" style=\"left:279px;bottom:718px;letter-spacing:-0.13px;display:inline;\">7,214 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t4w_256_409\" style=\"left:334px;bottom:718px;letter-spacing:-0.13px;display:inline;\">1,381 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t4x_256_409\" style=\"left:389px;bottom:718px;letter-spacing:-0.13px;display:inline;\">1,705 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t4y_256_409\" style=\"left:444px;bottom:718px;letter-spacing:-0.13px;display:inline;\">4,786 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t4z_256_409\" style=\"left:499px;bottom:718px;letter-spacing:-0.13px;display:inline;\">3,975 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t50_256_409\" style=\"left:563px;bottom:718px;letter-spacing:-0.13px;display:inline;\">497 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t51_256_409\" style=\"left:615px;bottom:718px;letter-spacing:-0.12px;display:inline;\">(184) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t52_256_409\" style=\"left:660px;bottom:718px;letter-spacing:-0.13px;display:inline;\">19,374 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t53_256_409\" style=\"left:736px;bottom:718px;letter-spacing:-0.13px;display:inline;\">129 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t54_256_409\" style=\"left:776px;bottom:718px;letter-spacing:-0.13px;display:inline;\">19,503 </div></td></tr>\n                                        </table><table>\n                                            <tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"10\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s7_256_409\" id=\"t55_256_409\" style=\"left:518px;bottom:688px;letter-spacing:0.09px;display:inline;\">2022 $m </div></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_256_409\" id=\"t57_256_409\" style=\"left:427px;bottom:676px;letter-spacing:-0.02px;display:inline;\">note (i) </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"5\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s7_256_409\" id=\"t56_256_409\" style=\"left:347px;bottom:671px;letter-spacing:0.06px;display:inline;\">Insurance operations </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_256_409\" id=\"t5c_256_409\" style=\"left:502px;bottom:655px;letter-spacing:0.07px;display:inline;\">Growth </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_256_409\" id=\"t5g_256_409\" style=\"left:619px;bottom:655px;letter-spacing:0.06px;display:inline;\">Inter- </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_256_409\" id=\"t5d_256_409\" style=\"left:500px;bottom:644px;letter-spacing:0.07px;display:inline;\">markets </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_256_409\" id=\"t5h_256_409\" style=\"left:607px;bottom:644px;letter-spacing:0.07px;display:inline;\">segment </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_256_409\" id=\"t5j_256_409\" style=\"left:675px;bottom:644px;letter-spacing:0.06px;display:inline;\">Total </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_256_409\" id=\"t5l_256_409\" style=\"left:709px;bottom:644px;letter-spacing:0.07px;display:inline;\">Unallocated </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_256_409\" id=\"t58_256_409\" style=\"left:268px;bottom:633px;letter-spacing:0.08px;display:inline;\">Hong Kong </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_256_409\" id=\"t59_256_409\" style=\"left:328px;bottom:633px;letter-spacing:0.07px;display:inline;\">Indonesia </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_256_409\" id=\"t5a_256_409\" style=\"left:386px;bottom:633px;letter-spacing:0.07px;display:inline;\">Malaysia </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_256_409\" id=\"t5b_256_409\" style=\"left:437px;bottom:633px;letter-spacing:0.07px;display:inline;\">Singapore </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_256_409\" id=\"t5e_256_409\" style=\"left:494px;bottom:633px;letter-spacing:0.07px;display:inline;\">and other </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_256_409\" id=\"t5f_256_409\" style=\"left:546px;bottom:633px;letter-spacing:0.07px;display:inline;\">Eastspring </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_256_409\" id=\"t5i_256_409\" style=\"left:598px;bottom:633px;letter-spacing:0.07px;display:inline;\">elimination </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_256_409\" id=\"t5k_256_409\" style=\"left:662px;bottom:633px;letter-spacing:0.08px;display:inline;\">segment </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_256_409\" id=\"t5m_256_409\" style=\"left:705px;bottom:633px;letter-spacing:0.07px;display:inline;\">to a segment </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_256_409\" id=\"t5n_256_409\" style=\"left:790px;bottom:633px;letter-spacing:0.07px;display:inline;\">Total </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t5o_256_409\" style=\"left:69px;bottom:614px;letter-spacing:-0.13px;display:inline;\">Amounts relating to changes in the </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t5p_256_409\" style=\"left:69px;bottom:602px;letter-spacing:-0.12px;display:inline;\">liability for remaining coverage: </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t5q_256_409\" style=\"left:69px;bottom:583px;letter-spacing:-0.12px;display:inline;\">Expected claims and other directly </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t5r_256_409\" style=\"left:69px;bottom:571px;letter-spacing:-0.13px;display:inline;\">attributable expenses </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t5s_256_409\" style=\"left:292px;bottom:571px;letter-spacing:-0.12px;display:inline;\">969 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t5t_256_409\" style=\"left:347px;bottom:571px;letter-spacing:-0.12px;display:inline;\">438 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t5u_256_409\" style=\"left:402px;bottom:571px;letter-spacing:-0.12px;display:inline;\">563 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t5v_256_409\" style=\"left:457px;bottom:571px;letter-spacing:-0.12px;display:inline;\">935 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t5w_256_409\" style=\"left:512px;bottom:571px;letter-spacing:-0.12px;display:inline;\">736 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t5x_256_409\" style=\"left:579px;bottom:571px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t5y_256_409\" style=\"left:634px;bottom:571px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t5z_256_409\" style=\"left:669px;bottom:571px;letter-spacing:-0.12px;display:inline;\">3,641 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t60_256_409\" style=\"left:748px;bottom:571px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t61_256_409\" style=\"left:783px;bottom:571px;letter-spacing:-0.12px;display:inline;\">3,641 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t62_256_409\" style=\"left:69px;bottom:553px;letter-spacing:-0.13px;display:inline;\">Change in risk adjustment for non- </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t63_256_409\" style=\"left:69px;bottom:540px;letter-spacing:-0.11px;display:inline;\">financial risk </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t64_256_409\" style=\"left:297px;bottom:540px;letter-spacing:-0.11px;display:inline;\">53 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t65_256_409\" style=\"left:352px;bottom:540px;letter-spacing:-0.11px;display:inline;\">33 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t66_256_409\" style=\"left:407px;bottom:540px;letter-spacing:-0.11px;display:inline;\">20 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t67_256_409\" style=\"left:462px;bottom:540px;letter-spacing:-0.11px;display:inline;\">33 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t68_256_409\" style=\"left:517px;bottom:540px;letter-spacing:-0.11px;display:inline;\">30 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t69_256_409\" style=\"left:579px;bottom:540px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t6a_256_409\" style=\"left:634px;bottom:540px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t6b_256_409\" style=\"left:677px;bottom:540px;letter-spacing:-0.12px;display:inline;\">169 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t6c_256_409\" style=\"left:748px;bottom:540px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t6d_256_409\" style=\"left:791px;bottom:540px;letter-spacing:-0.12px;display:inline;\">169 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t6e_256_409\" style=\"left:69px;bottom:522px;letter-spacing:-0.13px;display:inline;\">Release of CSM for services provided </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t6f_256_409\" style=\"left:292px;bottom:522px;letter-spacing:-0.12px;display:inline;\">737 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t6g_256_409\" style=\"left:347px;bottom:522px;letter-spacing:-0.12px;display:inline;\">274 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t6h_256_409\" style=\"left:402px;bottom:522px;letter-spacing:-0.12px;display:inline;\">215 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t6i_256_409\" style=\"left:457px;bottom:522px;letter-spacing:-0.12px;display:inline;\">442 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t6j_256_409\" style=\"left:512px;bottom:522px;letter-spacing:-0.12px;display:inline;\">513 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t6k_256_409\" style=\"left:579px;bottom:522px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t6l_256_409\" style=\"left:634px;bottom:522px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t6m_256_409\" style=\"left:669px;bottom:522px;letter-spacing:-0.12px;display:inline;\">2,181 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t6n_256_409\" style=\"left:748px;bottom:522px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t6o_256_409\" style=\"left:783px;bottom:522px;letter-spacing:-0.12px;display:inline;\">2,181 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t6p_256_409\" style=\"left:69px;bottom:505px;letter-spacing:-0.13px;display:inline;\">Other adjustments </div><div class=\"t s5_256_409\" id=\"t6q_256_409\" style=\"vertical-align: super;left:152px;bottom:512px;letter-spacing:-0.02px;display:inline;\">note (ii) </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t6r_256_409\" style=\"left:297px;bottom:505px;letter-spacing:-0.11px;display:inline;\">30 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t6s_256_409\" style=\"left:352px;bottom:505px;letter-spacing:-0.11px;display:inline;\">16 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t6t_256_409\" style=\"left:414px;bottom:505px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t6u_256_409\" style=\"left:462px;bottom:505px;letter-spacing:-0.11px;display:inline;\">27 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t6v_256_409\" style=\"left:517px;bottom:505px;letter-spacing:-0.11px;display:inline;\">32 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t6w_256_409\" style=\"left:579px;bottom:505px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t6x_256_409\" style=\"left:634px;bottom:505px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t6y_256_409\" style=\"left:677px;bottom:505px;letter-spacing:-0.12px;display:inline;\">105 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t6z_256_409\" style=\"left:748px;bottom:505px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t70_256_409\" style=\"left:791px;bottom:505px;letter-spacing:-0.12px;display:inline;\">105 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t71_256_409\" style=\"left:69px;bottom:487px;letter-spacing:-0.12px;display:inline;\">Recovery of insurance acquisition cash </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t72_256_409\" style=\"left:69px;bottom:474px;letter-spacing:-0.13px;display:inline;\">flows </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t73_256_409\" style=\"left:284px;bottom:474px;letter-spacing:-0.12px;display:inline;\">1,051 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t74_256_409\" style=\"left:347px;bottom:474px;letter-spacing:-0.12px;display:inline;\">309 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t75_256_409\" style=\"left:402px;bottom:474px;letter-spacing:-0.12px;display:inline;\">231 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t76_256_409\" style=\"left:457px;bottom:474px;letter-spacing:-0.12px;display:inline;\">378 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t77_256_409\" style=\"left:512px;bottom:474px;letter-spacing:-0.12px;display:inline;\">484 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t78_256_409\" style=\"left:579px;bottom:474px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t79_256_409\" style=\"left:634px;bottom:474px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t7a_256_409\" style=\"left:669px;bottom:474px;letter-spacing:-0.12px;display:inline;\">2,453 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t7b_256_409\" style=\"left:748px;bottom:474px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t7c_256_409\" style=\"left:783px;bottom:474px;letter-spacing:-0.12px;display:inline;\">2,453 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t7d_256_409\" style=\"left:69px;bottom:457px;letter-spacing:-0.15px;display:inline;\">Insurance revenue </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t7e_256_409\" style=\"left:284px;bottom:457px;letter-spacing:-0.12px;display:inline;\">2,840 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t7f_256_409\" style=\"left:339px;bottom:457px;letter-spacing:-0.12px;display:inline;\">1,070 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t7g_256_409\" style=\"left:394px;bottom:457px;letter-spacing:-0.12px;display:inline;\">1,029 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t7h_256_409\" style=\"left:449px;bottom:457px;letter-spacing:-0.12px;display:inline;\">1,815 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t7i_256_409\" style=\"left:504px;bottom:457px;letter-spacing:-0.12px;display:inline;\">1,795 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t7j_256_409\" style=\"left:579px;bottom:457px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t7k_256_409\" style=\"left:634px;bottom:457px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t7l_256_409\" style=\"left:669px;bottom:457px;letter-spacing:-0.12px;display:inline;\">8,549 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t7m_256_409\" style=\"left:748px;bottom:457px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t7n_256_409\" style=\"left:783px;bottom:457px;letter-spacing:-0.12px;display:inline;\">8,549 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t7o_256_409\" style=\"left:69px;bottom:440px;letter-spacing:-0.15px;display:inline;\">Other revenue </div><div class=\"t s6_256_409\" id=\"t7p_256_409\" style=\"vertical-align: super;left:137px;bottom:447px;letter-spacing:-0.02px;display:inline;\">note (iii) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t7q_256_409\" style=\"left:297px;bottom:440px;letter-spacing:-0.11px;display:inline;\">65 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t7r_256_409\" style=\"left:358px;bottom:440px;display:inline;\">6 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t7s_256_409\" style=\"left:414px;bottom:440px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t7t_256_409\" style=\"left:468px;bottom:440px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t7u_256_409\" style=\"left:517px;bottom:440px;letter-spacing:-0.11px;display:inline;\">33 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t7v_256_409\" style=\"left:567px;bottom:440px;letter-spacing:-0.12px;display:inline;\">330 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t7w_256_409\" style=\"left:634px;bottom:440px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t7x_256_409\" style=\"left:677px;bottom:440px;letter-spacing:-0.12px;display:inline;\">435 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t7y_256_409\" style=\"left:748px;bottom:440px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t7z_256_409\" style=\"left:791px;bottom:440px;letter-spacing:-0.12px;display:inline;\">436 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t80_256_409\" style=\"left:69px;bottom:422px;letter-spacing:-0.13px;display:inline;\">Total revenue from external customers </div><div class=\"t s5_256_409\" id=\"t81_256_409\" style=\"vertical-align: super;left:237px;bottom:428px;letter-spacing:-0.02px;display:inline;\">note </div><div class=\"t s5_256_409\" id=\"t82_256_409\" style=\"vertical-align: super;left:69px;bottom:416px;letter-spacing:-0.02px;display:inline;\">(iv) </div></td><td class=\"emptyTDSTag  tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t83_256_409\" style=\"left:284px;bottom:409px;letter-spacing:-0.12px;display:inline;\">2,905 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t84_256_409\" style=\"left:339px;bottom:409px;letter-spacing:-0.12px;display:inline;\">1,076 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t85_256_409\" style=\"left:394px;bottom:409px;letter-spacing:-0.12px;display:inline;\">1,029 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t86_256_409\" style=\"left:449px;bottom:409px;letter-spacing:-0.12px;display:inline;\">1,816 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t87_256_409\" style=\"left:504px;bottom:409px;letter-spacing:-0.12px;display:inline;\">1,828 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t88_256_409\" style=\"left:567px;bottom:409px;letter-spacing:-0.12px;display:inline;\">330 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t89_256_409\" style=\"left:634px;bottom:409px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t8a_256_409\" style=\"left:669px;bottom:409px;letter-spacing:-0.12px;display:inline;\">8,984 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t8b_256_409\" style=\"left:748px;bottom:409px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t8c_256_409\" style=\"left:783px;bottom:409px;letter-spacing:-0.12px;display:inline;\">8,985 </div></td></tr><tr><td class=\"tcs-selection-enabled tcs-selected\" colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t8d_256_409\" style=\"left:69px;bottom:392px;letter-spacing:-0.13px;display:inline;\">Intra-group revenue </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t8e_256_409\" style=\"left:304px;bottom:392px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t8f_256_409\" style=\"left:359px;bottom:392px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t8g_256_409\" style=\"left:414px;bottom:392px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t8h_256_409\" style=\"left:469px;bottom:392px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t8i_256_409\" style=\"left:523px;bottom:392px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t8j_256_409\" style=\"left:567px;bottom:392px;letter-spacing:-0.12px;display:inline;\">199 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t8k_256_409\" style=\"left:618px;bottom:392px;letter-spacing:-0.12px;display:inline;\">(200) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t8l_256_409\" style=\"left:689px;bottom:392px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t8m_256_409\" style=\"left:748px;bottom:392px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t8n_256_409\" style=\"left:803px;bottom:392px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t8o_256_409\" style=\"left:69px;bottom:375px;letter-spacing:-0.12px;display:inline;\">Interest income </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t8p_256_409\" style=\"left:292px;bottom:375px;letter-spacing:-0.12px;display:inline;\">927 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t8q_256_409\" style=\"left:352px;bottom:375px;letter-spacing:-0.11px;display:inline;\">83 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t8r_256_409\" style=\"left:402px;bottom:375px;letter-spacing:-0.12px;display:inline;\">208 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t8s_256_409\" style=\"left:457px;bottom:375px;letter-spacing:-0.12px;display:inline;\">724 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t8t_256_409\" style=\"left:512px;bottom:375px;letter-spacing:-0.12px;display:inline;\">601 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t8u_256_409\" style=\"left:578px;bottom:375px;display:inline;\">4 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t8v_256_409\" style=\"left:634px;bottom:375px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t8w_256_409\" style=\"left:669px;bottom:375px;letter-spacing:-0.12px;display:inline;\">2,547 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t8x_256_409\" style=\"left:742px;bottom:375px;letter-spacing:-0.11px;display:inline;\">50 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t8y_256_409\" style=\"left:783px;bottom:375px;letter-spacing:-0.12px;display:inline;\">2,597 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t8z_256_409\" style=\"left:69px;bottom:357px;letter-spacing:-0.14px;display:inline;\">Dividend and other investment income </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t90_256_409\" style=\"left:292px;bottom:357px;letter-spacing:-0.12px;display:inline;\">689 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t91_256_409\" style=\"left:352px;bottom:357px;letter-spacing:-0.11px;display:inline;\">77 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t92_256_409\" style=\"left:402px;bottom:357px;letter-spacing:-0.12px;display:inline;\">183 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t93_256_409\" style=\"left:457px;bottom:357px;letter-spacing:-0.12px;display:inline;\">576 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t94_256_409\" style=\"left:512px;bottom:357px;letter-spacing:-0.12px;display:inline;\">107 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t95_256_409\" style=\"left:578px;bottom:357px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t96_256_409\" style=\"left:634px;bottom:357px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t97_256_409\" style=\"left:669px;bottom:357px;letter-spacing:-0.12px;display:inline;\">1,633 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t98_256_409\" style=\"left:742px;bottom:357px;letter-spacing:-0.11px;display:inline;\">25 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t99_256_409\" style=\"left:783px;bottom:357px;letter-spacing:-0.12px;display:inline;\">1,658 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t9a_256_409\" style=\"left:69px;bottom:340px;letter-spacing:-0.14px;display:inline;\">Investment depreciation </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t9b_256_409\" style=\"left:275px;bottom:340px;letter-spacing:-0.12px;display:inline;\">(23,615) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t9c_256_409\" style=\"left:349px;bottom:340px;letter-spacing:-0.11px;display:inline;\">(69) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t9d_256_409\" style=\"left:398px;bottom:340px;letter-spacing:-0.12px;display:inline;\">(386) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t9e_256_409\" style=\"left:445px;bottom:340px;letter-spacing:-0.11px;display:inline;\">(6,679) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t9f_256_409\" style=\"left:500px;bottom:340px;letter-spacing:-0.11px;display:inline;\">(2,860) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t9g_256_409\" style=\"left:569px;bottom:340px;letter-spacing:-0.11px;display:inline;\">(21) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t9h_256_409\" style=\"left:634px;bottom:340px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t9i_256_409\" style=\"left:660px;bottom:340px;letter-spacing:-0.12px;display:inline;\">(33,630) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t9j_256_409\" style=\"left:744px;bottom:340px;letter-spacing:-0.09px;display:inline;\">(5) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t9k_256_409\" style=\"left:774px;bottom:340px;letter-spacing:-0.12px;display:inline;\">(33,635) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t9l_256_409\" style=\"left:69px;bottom:323px;letter-spacing:-0.14px;display:inline;\">Investment return </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t9m_256_409\" style=\"left:275px;bottom:323px;letter-spacing:-0.12px;display:inline;\">(21,999) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t9n_256_409\" style=\"left:353px;bottom:323px;letter-spacing:-0.11px;display:inline;\">91 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t9o_256_409\" style=\"left:413px;bottom:323px;display:inline;\">5 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t9p_256_409\" style=\"left:445px;bottom:323px;letter-spacing:-0.11px;display:inline;\">(5,379) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t9q_256_409\" style=\"left:500px;bottom:323px;letter-spacing:-0.11px;display:inline;\">(2,151) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t9r_256_409\" style=\"left:567px;bottom:323px;letter-spacing:-0.12px;display:inline;\">183 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t9s_256_409\" style=\"left:618px;bottom:323px;letter-spacing:-0.12px;display:inline;\">(200) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t9t_256_409\" style=\"left:660px;bottom:323px;letter-spacing:-0.12px;display:inline;\">(29,450) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t9u_256_409\" style=\"left:742px;bottom:323px;letter-spacing:-0.11px;display:inline;\">70 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t9v_256_409\" style=\"left:774px;bottom:323px;letter-spacing:-0.12px;display:inline;\">(29,380) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_256_409\" id=\"t9w_256_409\" style=\"left:69px;bottom:306px;letter-spacing:-0.14px;display:inline;\">Total revenue </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t9x_256_409\" style=\"left:275px;bottom:306px;letter-spacing:-0.12px;display:inline;\">(19,094) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t9y_256_409\" style=\"left:339px;bottom:306px;letter-spacing:-0.12px;display:inline;\">1,167 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"t9z_256_409\" style=\"left:394px;bottom:306px;letter-spacing:-0.12px;display:inline;\">1,034 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"ta0_256_409\" style=\"left:445px;bottom:306px;letter-spacing:-0.11px;display:inline;\">(3,563) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"ta1_256_409\" style=\"left:508px;bottom:306px;letter-spacing:-0.12px;display:inline;\">(323) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"ta2_256_409\" style=\"left:567px;bottom:306px;letter-spacing:-0.12px;display:inline;\">513 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"ta3_256_409\" style=\"left:618px;bottom:306px;letter-spacing:-0.12px;display:inline;\">(200) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"ta4_256_409\" style=\"left:660px;bottom:306px;letter-spacing:-0.12px;display:inline;\">(20,466) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"ta5_256_409\" style=\"left:742px;bottom:306px;letter-spacing:-0.11px;display:inline;\">71 </div></td><td class=\"cke_table-faked-selection-temp\" colspan=\"1\" rowspan=\"1\"><div class=\"t s3_256_409\" id=\"ta6_256_409\" style=\"left:774px;bottom:306px;letter-spacing:-0.12px;display:inline;\">(20,395) </div></td></tr>\n                                        </table><table><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_257\" id=\"t8_257\" style=\"left:91px;bottom:1008px;letter-spacing:-0.01px;display:inline;\">IFRS 9 basis </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_257\" id=\"t9_257\" style=\"left:795px;bottom:1009px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">2023 $m </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_257\" id=\"ta_257\" style=\"left:91px;bottom:988px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Interest income calculated using the effective interest method </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_257\" id=\"tb_257\" style=\"left:808px;bottom:988px;letter-spacing:-0.02px;display:inline;\">340 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_257\" id=\"tc_257\" style=\"left:91px;bottom:969px;letter-spacing:-0.01px;display:inline;\">Net gains on financial instruments at FVTPL </div> <div class=\"t s5_257\" id=\"td_257\" style=\"vertical-align: super;left:322px;bottom:977px;letter-spacing:0.2px;display:inline;\">note </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_257\" id=\"te_257\" style=\"left:798px;bottom:969px;letter-spacing:-0.02px;display:inline;\">9,400 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_257\" id=\"tf_257\" style=\"left:91px;bottom:949px;letter-spacing:-0.01px;display:inline;\">Dividend income from Jackson shares designated at FVOCI recognised in the income statement </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_257\" id=\"tg_257\" style=\"left:822px;bottom:949px;display:inline;\">7 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_257\" id=\"th_257\" style=\"left:91px;bottom:930px;letter-spacing:-0.01px;display:inline;\">Other investment returns (including foreign exchange gains and losses) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_257\" id=\"ti_257\" style=\"left:808px;bottom:930px;letter-spacing:-0.02px;display:inline;\">267 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_257\" id=\"tj_257\" style=\"left:91px;bottom:910px;letter-spacing:-0.01px;display:inline;\">Movement in amounts attributable to external unit holders of consolidated investment funds </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_257\" id=\"tk_257\" style=\"left:803px;bottom:910px;letter-spacing:-0.02px;display:inline;\">(251) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_257\" id=\"tl_257\" style=\"left:91px;bottom:891px;letter-spacing:-0.01px;display:inline;\">Investment return recognised in the income statement </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_257\" id=\"tm_257\" style=\"left:798px;bottom:891px;letter-spacing:-0.02px;display:inline;\">9,763 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_257\" id=\"tn_257\" style=\"left:91px;bottom:871px;letter-spacing:-0.01px;display:inline;\">Valuation movements in Jackson shares recognised in other comprehensive income </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_257\" id=\"to_257\" style=\"left:822px;bottom:871px;display:inline;\">8 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_257\" id=\"tp_257\" style=\"left:91px;bottom:852px;letter-spacing:-0.01px;display:inline;\">Total investment return recognised in the income statement and other comprehensive income </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_257\" id=\"tq_257\" style=\"left:798px;bottom:852px;letter-spacing:-0.02px;display:inline;\">9,771 </div></td></tr></table><table><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_257\" id=\"tr_257\" style=\"left:91px;bottom:819px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">IAS 39 basis </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_257\" id=\"ts_257\" style=\"left:797px;bottom:820px;letter-spacing:0.09px;display:inline;\">2022 $m </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_257\" id=\"tt_257\" style=\"left:91px;bottom:799px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Interest income calculated using the effective interest method </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_257\" id=\"tu_257\" style=\"left:808px;bottom:799px;letter-spacing:-0.01px;display:inline;\">237 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_257\" id=\"tv_257\" style=\"left:91px;bottom:780px;letter-spacing:-0.01px;display:inline;\">Net losses on financial instruments at FVTPL </div> <div class=\"t s5_257\" id=\"tw_257\" style=\"vertical-align: super;left:325px;bottom:788px;letter-spacing:0.16px;display:inline;\">note </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_257\" id=\"tx_257\" style=\"left:788px;bottom:780px;letter-spacing:-0.01px;display:inline;\">(30,890) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_257\" id=\"ty_257\" style=\"left:91px;bottom:760px;letter-spacing:-0.01px;display:inline;\">Dividend income from Jackson shares classified as AFS recognised in the income statement </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_257\" id=\"tz_257\" style=\"left:817px;bottom:760px;letter-spacing:-0.01px;display:inline;\">24 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_257\" id=\"t10_257\" style=\"left:91px;bottom:741px;letter-spacing:-0.01px;display:inline;\">Other investment returns (including foreign exchange gains and losses) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_257\" id=\"t11_257\" style=\"left:808px;bottom:741px;letter-spacing:-0.01px;display:inline;\">239 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_257\" id=\"t12_257\" style=\"left:91px;bottom:721px;letter-spacing:-0.01px;display:inline;\">Movement in amounts attributable to external unit holders of consolidated investment funds </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_257\" id=\"t13_257\" style=\"left:799px;bottom:721px;letter-spacing:-0.01px;display:inline;\">1,010 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_257\" id=\"t14_257\" style=\"left:91px;bottom:702px;letter-spacing:-0.01px;display:inline;\">Investment return recognised in the income statement </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_257\" id=\"t15_257\" style=\"left:788px;bottom:702px;letter-spacing:-0.01px;display:inline;\">(29,380) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_257\" id=\"t16_257\" style=\"left:91px;bottom:682px;letter-spacing:-0.01px;display:inline;\">Valuation movements in Jackson shares recognised in other comprehensive income </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_257\" id=\"t17_257\" style=\"left:804px;bottom:682px;letter-spacing:-0.01px;display:inline;\">(187) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_257\" id=\"t18_257\" style=\"left:91px;bottom:663px;letter-spacing:-0.01px;display:inline;\">Total investment return recognised in the income statement and other comprehensive income </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_257\" id=\"t19_257\" style=\"left:788px;bottom:663px;letter-spacing:-0.01px;display:inline;\">(29,567) </div></td></tr></table><div class=\"t s7_257\" id=\"t1a_257\" style=\"left:87px;bottom:637px;letter-spacing:-0.17px;display:inline;\">Note </div><div class=\"t s8_257\" id=\"t1b_257\" style=\"left:87px;bottom:625px;letter-spacing:-0.13px;display:inline;\">Net gains (losses) comprise interest income on financial instruments at FVTPL, dividend and other investment income and investment appreciation (depreciation). Net realised </div>gains and losses on the Group\u2019s investments for 2023 recognised in the income statement amounted to a net loss of $(6.0) billion (2022: a net loss of $(9.4) billion).",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfInterestIncomeExpenseExplanatory",
    "language": "en",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f31943": {
   "value": "Also included in other revenue is fee income on financial instruments that are not held at FVTPL of $3 million (2022: $2 million).",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfFeeAndCommissionIncomeExpenseExplanatory",
    "language": "en",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f32135": {
   "value": "B1.5 Net insurance and reinsurance finance income (expense) <div class=\"t s1_258\" id=\"t2_258\" style=\"left:65px;bottom:1100px;letter-spacing:-0.01px;display:inline;\">Insurance finance income and expenses comprise changes in the carrying amounts of groups of insurance and reinsurance contracts arising </div><div class=\"t s1_258\" id=\"t3_258\" style=\"left:65px;bottom:1085px;letter-spacing:-0.01px;display:inline;\">from the effects of the time value of money, financial risk and changes therein, unless any such changes for groups of direct participating </div><div class=\"t s1_258\" id=\"t4_258\" style=\"left:65px;bottom:1069px;letter-spacing:-0.01px;display:inline;\">contracts are allocated to a loss component and included in insurance service expenses. These amounts include changes in the measurement of </div><div class=\"t s1_258\" id=\"t5_258\" style=\"left:65px;bottom:1054px;letter-spacing:-0.01px;display:inline;\">groups of contracts caused by changes in the value of underlying items (excluding additions and withdrawals). The Group does not disaggregate </div><div class=\"t s1_258\" id=\"t6_258\" style=\"left:65px;bottom:1038px;letter-spacing:-0.01px;display:inline;\">insurance finance income or expenses between profit or loss and other comprehensive income. </div><div class=\"t s1_258\" id=\"t7_258\" style=\"left:65px;bottom:1010px;letter-spacing:-0.01px;display:inline;\">The following table provides an analysis of net insurance and reinsurance finance income (expense). </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_258\" id=\"t8_258\" style=\"left:696px;bottom:979px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">2023 $m </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_258\" id=\"t9_258\" style=\"left:775px;bottom:979px;letter-spacing:0.09px;display:inline;\">2022 $m </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_258\" id=\"ta_258\" style=\"left:69px;bottom:959px;letter-spacing:-0.01px;display:inline;\">Net finance (expense) income from insurance contracts </div> <div class=\"t s5_258\" id=\"tb_258\" style=\"vertical-align: super;left:384px;bottom:967px;letter-spacing:0.16px;display:inline;\">notes (i)(ii) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_258\" id=\"tc_258\" style=\"left:69px;bottom:939px;letter-spacing:-0.01px;display:inline;\">Accretion of interest on GMM contracts </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_258\" id=\"td_258\" style=\"left:704px;bottom:939px;letter-spacing:-0.02px;display:inline;\">(233) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_258\" id=\"te_258\" style=\"left:783px;bottom:939px;letter-spacing:-0.01px;display:inline;\">(240) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_258\" id=\"tf_258\" style=\"left:69px;bottom:920px;letter-spacing:-0.01px;display:inline;\">Changes in fair value of underlying assets and other adjustments relating to VFA contracts </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_258\" id=\"tg_258\" style=\"left:694px;bottom:920px;letter-spacing:-0.02px;display:inline;\">(8,162) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_258\" id=\"th_258\" style=\"left:770px;bottom:920px;letter-spacing:-0.01px;display:inline;\">28,498 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_258\" id=\"ti_258\" style=\"left:69px;bottom:900px;letter-spacing:-0.01px;display:inline;\">Effect of changes in interest rates and other financial assumptions </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_258\" id=\"tj_258\" style=\"left:704px;bottom:900px;letter-spacing:-0.02px;display:inline;\">(276) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_258\" id=\"tk_258\" style=\"left:787px;bottom:900px;letter-spacing:-0.01px;display:inline;\">458 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_258\" id=\"tl_258\" style=\"left:69px;bottom:881px;letter-spacing:-0.01px;display:inline;\">Effect of measuring changes in estimates at current rates and adjusting the CSM at locked-in rates </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_258\" id=\"tm_258\" style=\"left:715px;bottom:881px;letter-spacing:-0.02px;display:inline;\">43 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_258\" id=\"tn_258\" style=\"left:794px;bottom:881px;display:inline;\">53 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_258\" id=\"to_258\" style=\"left:69px;bottom:861px;letter-spacing:-0.01px;display:inline;\">Net foreign exchange income (expense) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_258\" id=\"tp_258\" style=\"left:715px;bottom:861px;letter-spacing:-0.02px;display:inline;\">12 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_258\" id=\"tq_258\" style=\"left:783px;bottom:861px;letter-spacing:-0.01px;display:inline;\">(524) </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_258\" id=\"tr_258\" style=\"left:69px;bottom:842px;letter-spacing:-0.01px;display:inline;\">Other finance (expense) income from insurance contracts </div> <div class=\"t s6_258\" id=\"ts_258\" style=\"vertical-align: super;left:372px;bottom:850px;letter-spacing:0.15px;display:inline;\">note (iii) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_258\" id=\"tt_258\" style=\"left:704px;bottom:842px;letter-spacing:-0.02px;display:inline;\">(223) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_258\" id=\"tu_258\" style=\"left:787px;bottom:842px;letter-spacing:-0.01px;display:inline;\">378 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_258\" id=\"tv_258\" style=\"left:694px;bottom:822px;letter-spacing:-0.02px;display:inline;\">(8,839) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_258\" id=\"tw_258\" style=\"left:770px;bottom:822px;letter-spacing:-0.01px;display:inline;\">28,623 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_258\" id=\"tx_258\" style=\"left:69px;bottom:803px;letter-spacing:-0.01px;display:inline;\">Net finance expense from reinsurance contracts held </div> <div class=\"t s5_258\" id=\"ty_258\" style=\"vertical-align: super;left:370px;bottom:811px;letter-spacing:0.16px;display:inline;\">notes (i)(ii) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_258\" id=\"tz_258\" style=\"left:69px;bottom:783px;letter-spacing:-0.01px;display:inline;\">Accretion of interest on GMM contracts </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_258\" id=\"t10_258\" style=\"left:715px;bottom:783px;letter-spacing:-0.02px;display:inline;\">45 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_258\" id=\"t11_258\" style=\"left:794px;bottom:783px;display:inline;\">45 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_258\" id=\"t12_258\" style=\"left:69px;bottom:764px;letter-spacing:-0.01px;display:inline;\">Effect of changes in interest rates and other financial assumptions </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_258\" id=\"t13_258\" style=\"left:708px;bottom:764px;letter-spacing:-0.02px;display:inline;\">168 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_258\" id=\"t14_258\" style=\"left:773px;bottom:764px;letter-spacing:-0.01px;display:inline;\">(1,301) </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_258\" id=\"t15_258\" style=\"left:69px;bottom:744px;letter-spacing:-0.01px;display:inline;\">Effect of measuring changes in estimates at current rates and adjusting the CSM at locked-in rates </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_258\" id=\"t16_258\" style=\"left:711px;bottom:744px;letter-spacing:-0.02px;display:inline;\">(11) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_258\" id=\"t17_258\" style=\"left:794px;bottom:744px;display:inline;\">71 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_258\" id=\"t18_258\" style=\"left:69px;bottom:725px;letter-spacing:-0.01px;display:inline;\">Net foreign exchange (expense) </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_258\" id=\"t19_258\" style=\"left:718px;bottom:725px;letter-spacing:-0.02px;display:inline;\">(8) </div></td><td class=\"tcs-selection-enabled tcs-selected\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_258\" id=\"t1a_258\" style=\"left:797px;bottom:725px;display:inline;\">(1) </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_258\" id=\"t1b_258\" style=\"left:69px;bottom:705px;letter-spacing:-0.01px;display:inline;\">Other finance (expense) from reinsurance contracts </div> <div class=\"t s6_258\" id=\"t1c_258\" style=\"vertical-align: super;left:341px;bottom:713px;letter-spacing:0.16px;display:inline;\">note (iv) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_258\" id=\"t1d_258\" style=\"left:718px;bottom:705px;letter-spacing:-0.02px;display:inline;\">(3) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_258\" id=\"t1e_258\" style=\"left:797px;bottom:705px;display:inline;\">(7) </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_258\" id=\"t1f_258\" style=\"left:708px;bottom:686px;letter-spacing:-0.02px;display:inline;\">191 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_258\" id=\"t1g_258\" style=\"left:773px;bottom:686px;letter-spacing:-0.01px;display:inline;\">(1,193) </div></td></tr></table><div class=\"t s7_258\" id=\"t1h_258\" style=\"left:65px;bottom:660px;letter-spacing:-0.16px;display:inline;\">Notes </div><div class=\"t s8_258\" id=\"t1i_258\" style=\"left:65px;bottom:648px;letter-spacing:-0.09px;display:inline;\">(i) </div><div class=\"t s8_258\" id=\"t1j_258\" style=\"left:82px;bottom:648px;letter-spacing:-0.13px;display:inline;\">The Group has made an accounting policy choice to disaggregate the finance component of the risk adjustment and present it under insurance finance income (expenses) </div><div class=\"t s8_258\" id=\"t1k_258\" style=\"left:82px;bottom:636px;letter-spacing:-0.12px;display:inline;\">instead of insurance service result. </div><div class=\"t s8_258\" id=\"t1l_258\" style=\"left:65px;bottom:624px;letter-spacing:-0.08px;display:inline;\">(ii) </div><div class=\"t s8_258\" id=\"t1m_258\" style=\"left:82px;bottom:624px;letter-spacing:-0.13px;display:inline;\">The analysis of the investment return on the assets of the Group is provided in note B1.4. The impact of changes in market movements on the assets and insurance contract </div><div class=\"t s8_258\" id=\"t1n_258\" style=\"left:82px;bottom:613px;letter-spacing:-0.12px;display:inline;\">liabilities will vary depending on whether the insurance contracts are classified as VFA or GMM, which is discussed further in note C6.1(a). </div><div class=\"t s8_258\" id=\"t1o_258\" style=\"left:65px;bottom:601px;letter-spacing:-0.08px;display:inline;\">(iii) </div><div class=\"t s8_258\" id=\"t1p_258\" style=\"left:82px;bottom:601px;letter-spacing:-0.12px;display:inline;\">Other finance (expense) income from insurance contracts includes the effect of changes in the policyholders\u2019 interest in the excess net assets of relevant participating funds </div><div class=\"t s8_258\" id=\"t1q_258\" style=\"left:82px;bottom:589px;letter-spacing:-0.12px;display:inline;\">of $(192) million (2022: $515 million). </div><div class=\"t s8_258\" id=\"t1r_258\" style=\"left:65px;bottom:577px;letter-spacing:-0.1px;display:inline;\">(iv) </div>Other finance (expense) from reinsurance contracts held includes the effect of changes in non-performance risk of reinsurers of $(3) million (2022: $(7) million).",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfFinanceCostExplanatory",
    "language": "en",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f32136": {
   "value": "B1.5 Net insurance and reinsurance finance income (expense) <div class=\"t s1_258\" id=\"t2_258\" style=\"left:65px;bottom:1100px;letter-spacing:-0.01px;display:inline;\">Insurance finance income and expenses comprise changes in the carrying amounts of groups of insurance and reinsurance contracts arising </div><div class=\"t s1_258\" id=\"t3_258\" style=\"left:65px;bottom:1085px;letter-spacing:-0.01px;display:inline;\">from the effects of the time value of money, financial risk and changes therein, unless any such changes for groups of direct participating </div><div class=\"t s1_258\" id=\"t4_258\" style=\"left:65px;bottom:1069px;letter-spacing:-0.01px;display:inline;\">contracts are allocated to a loss component and included in insurance service expenses. These amounts include changes in the measurement of </div><div class=\"t s1_258\" id=\"t5_258\" style=\"left:65px;bottom:1054px;letter-spacing:-0.01px;display:inline;\">groups of contracts caused by changes in the value of underlying items (excluding additions and withdrawals). The Group does not disaggregate </div><div class=\"t s1_258\" id=\"t6_258\" style=\"left:65px;bottom:1038px;letter-spacing:-0.01px;display:inline;\">insurance finance income or expenses between profit or loss and other comprehensive income. </div><div class=\"t s1_258\" id=\"t7_258\" style=\"left:65px;bottom:1010px;letter-spacing:-0.01px;display:inline;\">The following table provides an analysis of net insurance and reinsurance finance income (expense). </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_258\" id=\"t8_258\" style=\"left:696px;bottom:979px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">2023 $m </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_258\" id=\"t9_258\" style=\"left:775px;bottom:979px;letter-spacing:0.09px;display:inline;\">2022 $m </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_258\" id=\"ta_258\" style=\"left:69px;bottom:959px;letter-spacing:-0.01px;display:inline;\">Net finance (expense) income from insurance contracts </div> <div class=\"t s5_258\" id=\"tb_258\" style=\"vertical-align: super;left:384px;bottom:967px;letter-spacing:0.16px;display:inline;\">notes (i)(ii) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_258\" id=\"tc_258\" style=\"left:69px;bottom:939px;letter-spacing:-0.01px;display:inline;\">Accretion of interest on GMM contracts </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_258\" id=\"td_258\" style=\"left:704px;bottom:939px;letter-spacing:-0.02px;display:inline;\">(233) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_258\" id=\"te_258\" style=\"left:783px;bottom:939px;letter-spacing:-0.01px;display:inline;\">(240) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_258\" id=\"tf_258\" style=\"left:69px;bottom:920px;letter-spacing:-0.01px;display:inline;\">Changes in fair value of underlying assets and other adjustments relating to VFA contracts </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_258\" id=\"tg_258\" style=\"left:694px;bottom:920px;letter-spacing:-0.02px;display:inline;\">(8,162) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_258\" id=\"th_258\" style=\"left:770px;bottom:920px;letter-spacing:-0.01px;display:inline;\">28,498 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_258\" id=\"ti_258\" style=\"left:69px;bottom:900px;letter-spacing:-0.01px;display:inline;\">Effect of changes in interest rates and other financial assumptions </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_258\" id=\"tj_258\" style=\"left:704px;bottom:900px;letter-spacing:-0.02px;display:inline;\">(276) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_258\" id=\"tk_258\" style=\"left:787px;bottom:900px;letter-spacing:-0.01px;display:inline;\">458 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_258\" id=\"tl_258\" style=\"left:69px;bottom:881px;letter-spacing:-0.01px;display:inline;\">Effect of measuring changes in estimates at current rates and adjusting the CSM at locked-in rates </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_258\" id=\"tm_258\" style=\"left:715px;bottom:881px;letter-spacing:-0.02px;display:inline;\">43 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_258\" id=\"tn_258\" style=\"left:794px;bottom:881px;display:inline;\">53 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_258\" id=\"to_258\" style=\"left:69px;bottom:861px;letter-spacing:-0.01px;display:inline;\">Net foreign exchange income (expense) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_258\" id=\"tp_258\" style=\"left:715px;bottom:861px;letter-spacing:-0.02px;display:inline;\">12 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_258\" id=\"tq_258\" style=\"left:783px;bottom:861px;letter-spacing:-0.01px;display:inline;\">(524) </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_258\" id=\"tr_258\" style=\"left:69px;bottom:842px;letter-spacing:-0.01px;display:inline;\">Other finance (expense) income from insurance contracts </div> <div class=\"t s6_258\" id=\"ts_258\" style=\"vertical-align: super;left:372px;bottom:850px;letter-spacing:0.15px;display:inline;\">note (iii) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_258\" id=\"tt_258\" style=\"left:704px;bottom:842px;letter-spacing:-0.02px;display:inline;\">(223) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_258\" id=\"tu_258\" style=\"left:787px;bottom:842px;letter-spacing:-0.01px;display:inline;\">378 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_258\" id=\"tv_258\" style=\"left:694px;bottom:822px;letter-spacing:-0.02px;display:inline;\">(8,839) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_258\" id=\"tw_258\" style=\"left:770px;bottom:822px;letter-spacing:-0.01px;display:inline;\">28,623 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_258\" id=\"tx_258\" style=\"left:69px;bottom:803px;letter-spacing:-0.01px;display:inline;\">Net finance expense from reinsurance contracts held </div> <div class=\"t s5_258\" id=\"ty_258\" style=\"vertical-align: super;left:370px;bottom:811px;letter-spacing:0.16px;display:inline;\">notes (i)(ii) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_258\" id=\"tz_258\" style=\"left:69px;bottom:783px;letter-spacing:-0.01px;display:inline;\">Accretion of interest on GMM contracts </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_258\" id=\"t10_258\" style=\"left:715px;bottom:783px;letter-spacing:-0.02px;display:inline;\">45 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_258\" id=\"t11_258\" style=\"left:794px;bottom:783px;display:inline;\">45 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_258\" id=\"t12_258\" style=\"left:69px;bottom:764px;letter-spacing:-0.01px;display:inline;\">Effect of changes in interest rates and other financial assumptions </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_258\" id=\"t13_258\" style=\"left:708px;bottom:764px;letter-spacing:-0.02px;display:inline;\">168 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_258\" id=\"t14_258\" style=\"left:773px;bottom:764px;letter-spacing:-0.01px;display:inline;\">(1,301) </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_258\" id=\"t15_258\" style=\"left:69px;bottom:744px;letter-spacing:-0.01px;display:inline;\">Effect of measuring changes in estimates at current rates and adjusting the CSM at locked-in rates </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_258\" id=\"t16_258\" style=\"left:711px;bottom:744px;letter-spacing:-0.02px;display:inline;\">(11) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_258\" id=\"t17_258\" style=\"left:794px;bottom:744px;display:inline;\">71 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_258\" id=\"t18_258\" style=\"left:69px;bottom:725px;letter-spacing:-0.01px;display:inline;\">Net foreign exchange (expense) </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_258\" id=\"t19_258\" style=\"left:718px;bottom:725px;letter-spacing:-0.02px;display:inline;\">(8) </div></td><td class=\"tcs-selection-enabled tcs-selected\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_258\" id=\"t1a_258\" style=\"left:797px;bottom:725px;display:inline;\">(1) </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_258\" id=\"t1b_258\" style=\"left:69px;bottom:705px;letter-spacing:-0.01px;display:inline;\">Other finance (expense) from reinsurance contracts </div> <div class=\"t s6_258\" id=\"t1c_258\" style=\"vertical-align: super;left:341px;bottom:713px;letter-spacing:0.16px;display:inline;\">note (iv) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_258\" id=\"t1d_258\" style=\"left:718px;bottom:705px;letter-spacing:-0.02px;display:inline;\">(3) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_258\" id=\"t1e_258\" style=\"left:797px;bottom:705px;display:inline;\">(7) </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_258\" id=\"t1f_258\" style=\"left:708px;bottom:686px;letter-spacing:-0.02px;display:inline;\">191 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_258\" id=\"t1g_258\" style=\"left:773px;bottom:686px;letter-spacing:-0.01px;display:inline;\">(1,193) </div></td></tr></table><div class=\"t s7_258\" id=\"t1h_258\" style=\"left:65px;bottom:660px;letter-spacing:-0.16px;display:inline;\">Notes </div><div class=\"t s8_258\" id=\"t1i_258\" style=\"left:65px;bottom:648px;letter-spacing:-0.09px;display:inline;\">(i) </div><div class=\"t s8_258\" id=\"t1j_258\" style=\"left:82px;bottom:648px;letter-spacing:-0.13px;display:inline;\">The Group has made an accounting policy choice to disaggregate the finance component of the risk adjustment and present it under insurance finance income (expenses) </div><div class=\"t s8_258\" id=\"t1k_258\" style=\"left:82px;bottom:636px;letter-spacing:-0.12px;display:inline;\">instead of insurance service result. </div><div class=\"t s8_258\" id=\"t1l_258\" style=\"left:65px;bottom:624px;letter-spacing:-0.08px;display:inline;\">(ii) </div><div class=\"t s8_258\" id=\"t1m_258\" style=\"left:82px;bottom:624px;letter-spacing:-0.13px;display:inline;\">The analysis of the investment return on the assets of the Group is provided in note B1.4. The impact of changes in market movements on the assets and insurance contract </div><div class=\"t s8_258\" id=\"t1n_258\" style=\"left:82px;bottom:613px;letter-spacing:-0.12px;display:inline;\">liabilities will vary depending on whether the insurance contracts are classified as VFA or GMM, which is discussed further in note C6.1(a). </div><div class=\"t s8_258\" id=\"t1o_258\" style=\"left:65px;bottom:601px;letter-spacing:-0.08px;display:inline;\">(iii) </div><div class=\"t s8_258\" id=\"t1p_258\" style=\"left:82px;bottom:601px;letter-spacing:-0.12px;display:inline;\">Other finance (expense) income from insurance contracts includes the effect of changes in the policyholders\u2019 interest in the excess net assets of relevant participating funds </div><div class=\"t s8_258\" id=\"t1q_258\" style=\"left:82px;bottom:589px;letter-spacing:-0.12px;display:inline;\">of $(192) million (2022: $515 million). </div><div class=\"t s8_258\" id=\"t1r_258\" style=\"left:65px;bottom:577px;letter-spacing:-0.1px;display:inline;\">(iv) </div>Other finance (expense) from reinsurance contracts held includes the effect of changes in non-performance risk of reinsurers of $(3) million (2022: $(7) million).",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfFinanceIncomeExplanatory",
    "language": "en",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f32137": {
   "value": "B1.5 Net insurance and reinsurance finance income (expense) <div class=\"t s1_258\" id=\"t2_258\" style=\"left:65px;bottom:1100px;letter-spacing:-0.01px;display:inline;\">Insurance finance income and expenses comprise changes in the carrying amounts of groups of insurance and reinsurance contracts arising </div><div class=\"t s1_258\" id=\"t3_258\" style=\"left:65px;bottom:1085px;letter-spacing:-0.01px;display:inline;\">from the effects of the time value of money, financial risk and changes therein, unless any such changes for groups of direct participating </div><div class=\"t s1_258\" id=\"t4_258\" style=\"left:65px;bottom:1069px;letter-spacing:-0.01px;display:inline;\">contracts are allocated to a loss component and included in insurance service expenses. These amounts include changes in the measurement of </div><div class=\"t s1_258\" id=\"t5_258\" style=\"left:65px;bottom:1054px;letter-spacing:-0.01px;display:inline;\">groups of contracts caused by changes in the value of underlying items (excluding additions and withdrawals). The Group does not disaggregate </div><div class=\"t s1_258\" id=\"t6_258\" style=\"left:65px;bottom:1038px;letter-spacing:-0.01px;display:inline;\">insurance finance income or expenses between profit or loss and other comprehensive income. </div><div class=\"t s1_258\" id=\"t7_258\" style=\"left:65px;bottom:1010px;letter-spacing:-0.01px;display:inline;\">The following table provides an analysis of net insurance and reinsurance finance income (expense). </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_258\" id=\"t8_258\" style=\"left:696px;bottom:979px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">2023 $m </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_258\" id=\"t9_258\" style=\"left:775px;bottom:979px;letter-spacing:0.09px;display:inline;\">2022 $m </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_258\" id=\"ta_258\" style=\"left:69px;bottom:959px;letter-spacing:-0.01px;display:inline;\">Net finance (expense) income from insurance contracts </div> <div class=\"t s5_258\" id=\"tb_258\" style=\"vertical-align: super;left:384px;bottom:967px;letter-spacing:0.16px;display:inline;\">notes (i)(ii) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_258\" id=\"tc_258\" style=\"left:69px;bottom:939px;letter-spacing:-0.01px;display:inline;\">Accretion of interest on GMM contracts </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_258\" id=\"td_258\" style=\"left:704px;bottom:939px;letter-spacing:-0.02px;display:inline;\">(233) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_258\" id=\"te_258\" style=\"left:783px;bottom:939px;letter-spacing:-0.01px;display:inline;\">(240) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_258\" id=\"tf_258\" style=\"left:69px;bottom:920px;letter-spacing:-0.01px;display:inline;\">Changes in fair value of underlying assets and other adjustments relating to VFA contracts </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_258\" id=\"tg_258\" style=\"left:694px;bottom:920px;letter-spacing:-0.02px;display:inline;\">(8,162) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_258\" id=\"th_258\" style=\"left:770px;bottom:920px;letter-spacing:-0.01px;display:inline;\">28,498 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_258\" id=\"ti_258\" style=\"left:69px;bottom:900px;letter-spacing:-0.01px;display:inline;\">Effect of changes in interest rates and other financial assumptions </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_258\" id=\"tj_258\" style=\"left:704px;bottom:900px;letter-spacing:-0.02px;display:inline;\">(276) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_258\" id=\"tk_258\" style=\"left:787px;bottom:900px;letter-spacing:-0.01px;display:inline;\">458 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_258\" id=\"tl_258\" style=\"left:69px;bottom:881px;letter-spacing:-0.01px;display:inline;\">Effect of measuring changes in estimates at current rates and adjusting the CSM at locked-in rates </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_258\" id=\"tm_258\" style=\"left:715px;bottom:881px;letter-spacing:-0.02px;display:inline;\">43 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_258\" id=\"tn_258\" style=\"left:794px;bottom:881px;display:inline;\">53 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_258\" id=\"to_258\" style=\"left:69px;bottom:861px;letter-spacing:-0.01px;display:inline;\">Net foreign exchange income (expense) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_258\" id=\"tp_258\" style=\"left:715px;bottom:861px;letter-spacing:-0.02px;display:inline;\">12 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_258\" id=\"tq_258\" style=\"left:783px;bottom:861px;letter-spacing:-0.01px;display:inline;\">(524) </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_258\" id=\"tr_258\" style=\"left:69px;bottom:842px;letter-spacing:-0.01px;display:inline;\">Other finance (expense) income from insurance contracts </div> <div class=\"t s6_258\" id=\"ts_258\" style=\"vertical-align: super;left:372px;bottom:850px;letter-spacing:0.15px;display:inline;\">note (iii) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_258\" id=\"tt_258\" style=\"left:704px;bottom:842px;letter-spacing:-0.02px;display:inline;\">(223) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_258\" id=\"tu_258\" style=\"left:787px;bottom:842px;letter-spacing:-0.01px;display:inline;\">378 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_258\" id=\"tv_258\" style=\"left:694px;bottom:822px;letter-spacing:-0.02px;display:inline;\">(8,839) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_258\" id=\"tw_258\" style=\"left:770px;bottom:822px;letter-spacing:-0.01px;display:inline;\">28,623 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_258\" id=\"tx_258\" style=\"left:69px;bottom:803px;letter-spacing:-0.01px;display:inline;\">Net finance expense from reinsurance contracts held </div> <div class=\"t s5_258\" id=\"ty_258\" style=\"vertical-align: super;left:370px;bottom:811px;letter-spacing:0.16px;display:inline;\">notes (i)(ii) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_258\" id=\"tz_258\" style=\"left:69px;bottom:783px;letter-spacing:-0.01px;display:inline;\">Accretion of interest on GMM contracts </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_258\" id=\"t10_258\" style=\"left:715px;bottom:783px;letter-spacing:-0.02px;display:inline;\">45 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_258\" id=\"t11_258\" style=\"left:794px;bottom:783px;display:inline;\">45 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_258\" id=\"t12_258\" style=\"left:69px;bottom:764px;letter-spacing:-0.01px;display:inline;\">Effect of changes in interest rates and other financial assumptions </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_258\" id=\"t13_258\" style=\"left:708px;bottom:764px;letter-spacing:-0.02px;display:inline;\">168 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_258\" id=\"t14_258\" style=\"left:773px;bottom:764px;letter-spacing:-0.01px;display:inline;\">(1,301) </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_258\" id=\"t15_258\" style=\"left:69px;bottom:744px;letter-spacing:-0.01px;display:inline;\">Effect of measuring changes in estimates at current rates and adjusting the CSM at locked-in rates </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_258\" id=\"t16_258\" style=\"left:711px;bottom:744px;letter-spacing:-0.02px;display:inline;\">(11) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_258\" id=\"t17_258\" style=\"left:794px;bottom:744px;display:inline;\">71 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_258\" id=\"t18_258\" style=\"left:69px;bottom:725px;letter-spacing:-0.01px;display:inline;\">Net foreign exchange (expense) </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_258\" id=\"t19_258\" style=\"left:718px;bottom:725px;letter-spacing:-0.02px;display:inline;\">(8) </div></td><td class=\"tcs-selection-enabled tcs-selected\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_258\" id=\"t1a_258\" style=\"left:797px;bottom:725px;display:inline;\">(1) </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_258\" id=\"t1b_258\" style=\"left:69px;bottom:705px;letter-spacing:-0.01px;display:inline;\">Other finance (expense) from reinsurance contracts </div> <div class=\"t s6_258\" id=\"t1c_258\" style=\"vertical-align: super;left:341px;bottom:713px;letter-spacing:0.16px;display:inline;\">note (iv) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_258\" id=\"t1d_258\" style=\"left:718px;bottom:705px;letter-spacing:-0.02px;display:inline;\">(3) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_258\" id=\"t1e_258\" style=\"left:797px;bottom:705px;display:inline;\">(7) </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_258\" id=\"t1f_258\" style=\"left:708px;bottom:686px;letter-spacing:-0.02px;display:inline;\">191 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_258\" id=\"t1g_258\" style=\"left:773px;bottom:686px;letter-spacing:-0.01px;display:inline;\">(1,193) </div></td></tr></table><div class=\"t s7_258\" id=\"t1h_258\" style=\"left:65px;bottom:660px;letter-spacing:-0.16px;display:inline;\">Notes </div><div class=\"t s8_258\" id=\"t1i_258\" style=\"left:65px;bottom:648px;letter-spacing:-0.09px;display:inline;\">(i) </div><div class=\"t s8_258\" id=\"t1j_258\" style=\"left:82px;bottom:648px;letter-spacing:-0.13px;display:inline;\">The Group has made an accounting policy choice to disaggregate the finance component of the risk adjustment and present it under insurance finance income (expenses) </div><div class=\"t s8_258\" id=\"t1k_258\" style=\"left:82px;bottom:636px;letter-spacing:-0.12px;display:inline;\">instead of insurance service result. </div><div class=\"t s8_258\" id=\"t1l_258\" style=\"left:65px;bottom:624px;letter-spacing:-0.08px;display:inline;\">(ii) </div><div class=\"t s8_258\" id=\"t1m_258\" style=\"left:82px;bottom:624px;letter-spacing:-0.13px;display:inline;\">The analysis of the investment return on the assets of the Group is provided in note B1.4. The impact of changes in market movements on the assets and insurance contract </div><div class=\"t s8_258\" id=\"t1n_258\" style=\"left:82px;bottom:613px;letter-spacing:-0.12px;display:inline;\">liabilities will vary depending on whether the insurance contracts are classified as VFA or GMM, which is discussed further in note C6.1(a). </div><div class=\"t s8_258\" id=\"t1o_258\" style=\"left:65px;bottom:601px;letter-spacing:-0.08px;display:inline;\">(iii) </div><div class=\"t s8_258\" id=\"t1p_258\" style=\"left:82px;bottom:601px;letter-spacing:-0.12px;display:inline;\">Other finance (expense) income from insurance contracts includes the effect of changes in the policyholders\u2019 interest in the excess net assets of relevant participating funds </div><div class=\"t s8_258\" id=\"t1q_258\" style=\"left:82px;bottom:589px;letter-spacing:-0.12px;display:inline;\">of $(192) million (2022: $515 million). </div><div class=\"t s8_258\" id=\"t1r_258\" style=\"left:65px;bottom:577px;letter-spacing:-0.1px;display:inline;\">(iv) </div>Other finance (expense) from reinsurance contracts held includes the effect of changes in non-performance risk of reinsurers of $(3) million (2022: $(7) million).",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfFinanceIncomeExpenseExplanatory",
    "language": "en",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f32142": {
   "value": "Insurance finance income and expenses comprise changes in the carrying amounts of groups of insurance and reinsurance contracts arising <div class=\"t s1_258\" id=\"t3_258\" style=\"left:65px;bottom:1085px;letter-spacing:-0.01px;display:inline;\">from the effects of the time value of money, financial risk and changes therein, unless any such changes for groups of direct participating </div><div class=\"t s1_258\" id=\"t4_258\" style=\"left:65px;bottom:1069px;letter-spacing:-0.01px;display:inline;\">contracts are allocated to a loss component and included in insurance service expenses. These amounts include changes in the measurement of </div><div class=\"t s1_258\" id=\"t5_258\" style=\"left:65px;bottom:1054px;letter-spacing:-0.01px;display:inline;\">groups of contracts caused by changes in the value of underlying items (excluding additions and withdrawals). The Group does not disaggregate </div>insurance finance income or expenses between profit or loss and other comprehensive income.",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForFinanceCostsExplanatory",
    "language": "en",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f32143": {
   "value": "Insurance finance income and expenses comprise changes in the carrying amounts of groups of insurance and reinsurance contracts arising <div class=\"t s1_258\" id=\"t3_258\" style=\"left:65px;bottom:1085px;letter-spacing:-0.01px;display:inline;\">from the effects of the time value of money, financial risk and changes therein, unless any such changes for groups of direct participating </div><div class=\"t s1_258\" id=\"t4_258\" style=\"left:65px;bottom:1069px;letter-spacing:-0.01px;display:inline;\">contracts are allocated to a loss component and included in insurance service expenses. These amounts include changes in the measurement of </div><div class=\"t s1_258\" id=\"t5_258\" style=\"left:65px;bottom:1054px;letter-spacing:-0.01px;display:inline;\">groups of contracts caused by changes in the value of underlying items (excluding additions and withdrawals). The Group does not disaggregate </div>insurance finance income or expenses between profit or loss and other comprehensive income.",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForFinanceIncomeAndCostsExplanatory",
    "language": "en",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f32389": {
   "value": "B2 Insurance service expenses and other expenditure <div class=\"t s1_259\" id=\"t2_259\" style=\"left:87px;bottom:1090px;letter-spacing:-0.01px;display:inline;\">Insurance service expenses arising from insurance contracts are recognised in profit or loss generally as they are incurred. They exclude </div><div class=\"t s1_259\" id=\"t3_259\" style=\"left:87px;bottom:1075px;letter-spacing:-0.01px;display:inline;\">repayments of investment components and comprise: </div><div class=\"t s2_259\" id=\"t4_259\" style=\"left:87px;bottom:1047px;display:inline;\">\u2013 </div><div class=\"t s1_259\" id=\"t5_259\" style=\"left:100px;bottom:1047px;letter-spacing:-0.01px;display:inline;\">incurred claims and other insurance service expenses; </div><div class=\"t s2_259\" id=\"t6_259\" style=\"left:87px;bottom:1032px;display:inline;\">\u2013 </div><div class=\"t s1_259\" id=\"t7_259\" style=\"left:100px;bottom:1032px;letter-spacing:-0.01px;display:inline;\">amortisation of insurance acquisition cash flows; </div><div class=\"t s2_259\" id=\"t8_259\" style=\"left:87px;bottom:1016px;display:inline;\">\u2013 </div><div class=\"t s1_259\" id=\"t9_259\" style=\"left:100px;bottom:1016px;letter-spacing:-0.01px;display:inline;\">losses on onerous contracts and reversals of such losses; </div><div class=\"t s3_259\" id=\"ta_259\" style=\"left:87px;bottom:1000px;display:inline;\">\u2013 </div><div class=\"t s1_259\" id=\"tb_259\" style=\"left:100px;bottom:1000px;letter-spacing:-0.01px;display:inline;\">adjustments to the liabilities for incurred claims that do not arise from the effects of the time value of money, financial risk and changes </div><div class=\"t s1_259\" id=\"tc_259\" style=\"left:100px;bottom:985px;letter-spacing:-0.01px;display:inline;\">therein, which are recognised in insurance finance income (expense); and </div><div class=\"t s2_259\" id=\"td_259\" style=\"left:87px;bottom:969px;display:inline;\">\u2013 </div><div class=\"t s1_259\" id=\"te_259\" style=\"left:100px;bottom:969px;letter-spacing:-0.01px;display:inline;\">impairment losses on assets for insurance acquisition cash flows and reversals of such impairment losses. </div><div class=\"t s4_259\" id=\"tf_259\" style=\"left:87px;bottom:941px;letter-spacing:-0.01px;display:inline;\">An analysis of the expenses incurred by the Group in the year is provided in the table below. </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_259\" id=\"tg_259\" style=\"left:726px;bottom:910px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">2023 $m </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_259\" id=\"th_259\" style=\"left:806px;bottom:910px;letter-spacing:0.09px;display:inline;\">2022 $m </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_259\" id=\"ti_259\" style=\"left:91px;bottom:890px;letter-spacing:-0.01px;display:inline;\">Expenses attributed to insurance acquisition cash flows </div> <div class=\"t s7_259\" id=\"tj_259\" style=\"vertical-align: super;left:381px;bottom:898px;letter-spacing:0.16px;display:inline;\">note (i) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_259\" id=\"tk_259\" style=\"left:729px;bottom:890px;letter-spacing:-0.02px;display:inline;\">4,833 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_259\" id=\"tl_259\" style=\"left:809px;bottom:890px;letter-spacing:-0.01px;display:inline;\">3,232 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_259\" id=\"tm_259\" style=\"left:91px;bottom:870px;letter-spacing:-0.01px;display:inline;\">Other directly attributable expenses </div> <div class=\"t s7_259\" id=\"tn_259\" style=\"vertical-align: super;left:280px;bottom:878px;letter-spacing:0.15px;display:inline;\">note (ii) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_259\" id=\"to_259\" style=\"left:729px;bottom:870px;letter-spacing:-0.02px;display:inline;\">1,258 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_259\" id=\"tp_259\" style=\"left:809px;bottom:870px;letter-spacing:-0.01px;display:inline;\">1,221 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_259\" id=\"tq_259\" style=\"left:91px;bottom:851px;letter-spacing:-0.01px;display:inline;\">Other expenditure </div> <div class=\"t s7_259\" id=\"tr_259\" style=\"vertical-align: super;left:189px;bottom:859px;letter-spacing:0.15px;display:inline;\">note (iii) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_259\" id=\"ts_259\" style=\"left:739px;bottom:851px;letter-spacing:-0.02px;display:inline;\">990 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_259\" id=\"tt_259\" style=\"left:809px;bottom:851px;letter-spacing:-0.01px;display:inline;\">1,019 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_259\" id=\"tu_259\" style=\"left:91px;bottom:831px;letter-spacing:-0.01px;display:inline;\">Total expenses </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_259\" id=\"tv_259\" style=\"left:729px;bottom:831px;letter-spacing:-0.02px;display:inline;\">7,081 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_259\" id=\"tw_259\" style=\"left:808px;bottom:831px;letter-spacing:-0.01px;display:inline;\">5,472 </div></td></tr></table><div class=\"t s9_259\" id=\"tx_259\" style=\"left:87px;bottom:805px;letter-spacing:-0.16px;display:inline;\">Notes </div><div class=\"t sa_259\" id=\"ty_259\" style=\"left:87px;bottom:793px;letter-spacing:-0.09px;display:inline;\">(i) </div><div class=\"t sa_259\" id=\"tz_259\" style=\"left:104px;bottom:793px;letter-spacing:-0.13px;display:inline;\">Expenses attributed to insurance acquisition cash flows represent insurance acquisition expenses incurred in the year, which are implicitly deferred within the CSM and </div><div class=\"t sa_259\" id=\"t10_259\" style=\"left:104px;bottom:782px;letter-spacing:-0.13px;display:inline;\">amortised as part of the CSM amortisation. </div><div class=\"t sa_259\" id=\"t11_259\" style=\"left:87px;bottom:770px;letter-spacing:-0.08px;display:inline;\">(ii) </div><div class=\"t sa_259\" id=\"t12_259\" style=\"left:104px;bottom:770px;letter-spacing:-0.12px;display:inline;\">Other directly attributable expenses are those incurred in the year when providing insurance services to the policyholders, excluding the cost of claims and benefit payments. </div><div class=\"t sa_259\" id=\"t13_259\" style=\"left:104px;bottom:758px;letter-spacing:-0.12px;word-spacing:-0.01px;display:inline;\">The expected other directly attributable expenses are explicitly included within the BEL and form part of the BEL release to the insurance revenue. The actual other directly </div><div class=\"t sa_259\" id=\"t14_259\" style=\"left:104px;bottom:746px;letter-spacing:-0.12px;display:inline;\">attributable expenses incurred in the year form part of insurance service expenses. </div><div class=\"t sa_259\" id=\"t15_259\" style=\"left:87px;bottom:735px;letter-spacing:-0.08px;display:inline;\">(iii) </div><div class=\"t sa_259\" id=\"t16_259\" style=\"left:104px;bottom:735px;letter-spacing:-0.13px;display:inline;\">Other expenditure includes interest expense other than interest on core structural borrowings that is presented separately on the income statement as Finance costs. Total </div><div class=\"t sa_259\" id=\"t17_259\" style=\"left:104px;bottom:723px;letter-spacing:-0.13px;display:inline;\">segment interest expense is $58 million (2022: $23 million), of which $31 million arises in the Hong Kong segment (2022: $11 million) and $23 million (2022: $9 million) </div><div class=\"t sa_259\" id=\"t18_259\" style=\"left:104px;bottom:711px;letter-spacing:-0.13px;word-spacing:0.01px;display:inline;\">arises in the Centre segment with the remainder spread broadly across the other markets. Included within interest expense is $7 million (2022: $8 million) of interest on </div><div class=\"t sa_259\" id=\"t19_259\" style=\"left:104px;bottom:699px;letter-spacing:-0.12px;display:inline;\">lease liabilities. Core structural borrowings and operational borrowings (other than lease liabilities) represent financial liabilities that are not classified at FVTPL. </div><div class=\"t s4_259\" id=\"t1a_259\" style=\"left:87px;bottom:673px;letter-spacing:-0.01px;display:inline;\">Total depreciation and amortisation expenses relate primarily to amortisation of distribution rights intangibles as shown in note C4.2. The </div><div class=\"t s4_259\" id=\"t1b_259\" style=\"left:87px;bottom:657px;letter-spacing:-0.01px;display:inline;\">segmental analysis of total depreciation and amortisation is shown below. </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_259\" id=\"t1c_259\" style=\"left:726px;bottom:626px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">2023 $m </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_259\" id=\"t1d_259\" style=\"left:806px;bottom:626px;letter-spacing:0.09px;display:inline;\">2022 $m </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_259\" id=\"t1e_259\" style=\"left:91px;bottom:605px;letter-spacing:-0.01px;display:inline;\">Hong Kong </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_259\" id=\"t1f_259\" style=\"left:746px;bottom:605px;letter-spacing:-0.02px;display:inline;\">42 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_259\" id=\"t1g_259\" style=\"left:825px;bottom:605px;display:inline;\">43 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_259\" id=\"t1h_259\" style=\"left:91px;bottom:586px;letter-spacing:-0.01px;display:inline;\">Indonesia </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_259\" id=\"t1i_259\" style=\"left:746px;bottom:586px;letter-spacing:-0.02px;display:inline;\">11 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_259\" id=\"t1j_259\" style=\"left:825px;bottom:586px;display:inline;\">12 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_259\" id=\"t1k_259\" style=\"left:91px;bottom:567px;letter-spacing:-0.01px;display:inline;\">Malaysia </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_259\" id=\"t1l_259\" style=\"left:746px;bottom:567px;letter-spacing:-0.02px;display:inline;\">21 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_259\" id=\"t1m_259\" style=\"left:825px;bottom:567px;display:inline;\">21 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_259\" id=\"t1n_259\" style=\"left:91px;bottom:547px;letter-spacing:-0.01px;display:inline;\">Singapore </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_259\" id=\"t1o_259\" style=\"left:746px;bottom:547px;letter-spacing:-0.02px;display:inline;\">36 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_259\" id=\"t1p_259\" style=\"left:825px;bottom:547px;display:inline;\">40 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_259\" id=\"t1q_259\" style=\"left:91px;bottom:528px;letter-spacing:-0.01px;display:inline;\">Growth markets and other </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_259\" id=\"t1r_259\" style=\"left:739px;bottom:528px;letter-spacing:-0.02px;display:inline;\">369 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_259\" id=\"t1s_259\" style=\"left:818px;bottom:528px;letter-spacing:-0.01px;display:inline;\">339 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_259\" id=\"t1t_259\" style=\"left:91px;bottom:508px;letter-spacing:-0.01px;display:inline;\">Eastspring </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_259\" id=\"t1u_259\" style=\"left:746px;bottom:508px;letter-spacing:-0.02px;display:inline;\">12 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_259\" id=\"t1v_259\" style=\"left:825px;bottom:508px;display:inline;\">13 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_259\" id=\"t1w_259\" style=\"left:91px;bottom:489px;letter-spacing:-0.01px;display:inline;\">Total segment </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_259\" id=\"t1x_259\" style=\"left:739px;bottom:489px;letter-spacing:-0.02px;display:inline;\">491 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_259\" id=\"t1y_259\" style=\"left:818px;bottom:489px;letter-spacing:-0.01px;display:inline;\">468 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_259\" id=\"t1z_259\" style=\"left:91px;bottom:469px;letter-spacing:-0.01px;display:inline;\">Unallocated to a segment (central operations) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_259\" id=\"t20_259\" style=\"left:746px;bottom:469px;letter-spacing:-0.02px;display:inline;\">33 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_259\" id=\"t21_259\" style=\"left:825px;bottom:469px;display:inline;\">26 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_259\" id=\"t22_259\" style=\"left:91px;bottom:450px;letter-spacing:-0.01px;display:inline;\">Total depreciation and amortisation </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_259\" id=\"t23_259\" style=\"left:739px;bottom:450px;letter-spacing:-0.02px;display:inline;\">524 </div></td><td class=\"cke_table-faked-selection-temp\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_259\" id=\"t24_259\" style=\"left:818px;bottom:450px;letter-spacing:-0.01px;display:inline;\">494 </div></td></tr></table><div class=\"t sb_259\" id=\"t25_259\" style=\"left:87px;bottom:412px;letter-spacing:0.13px;display:inline;\">B2.1 Staff and employment costs </div><div class=\"t s4_259\" id=\"t26_259\" style=\"left:87px;bottom:396px;letter-spacing:-0.01px;display:inline;\">Total staff and employment costs are analysed by category below: </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_259\" id=\"t27_259\" style=\"left:717px;bottom:365px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">2023 $m </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_259\" id=\"t28_259\" style=\"left:797px;bottom:365px;letter-spacing:0.09px;display:inline;\">2022 $m </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_259\" id=\"t29_259\" style=\"left:91px;bottom:345px;letter-spacing:-0.01px;display:inline;\">Wages and salaries </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_259\" id=\"t2a_259\" style=\"left:720px;bottom:345px;letter-spacing:-0.02px;display:inline;\">1,079 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_259\" id=\"t2b_259\" style=\"left:799px;bottom:345px;letter-spacing:-0.01px;display:inline;\">1,018 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_259\" id=\"t2c_259\" style=\"left:91px;bottom:325px;letter-spacing:-0.01px;display:inline;\">Social security costs </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_259\" id=\"t2d_259\" style=\"left:737px;bottom:325px;letter-spacing:-0.02px;display:inline;\">37 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_259\" id=\"t2e_259\" style=\"left:815px;bottom:325px;display:inline;\">41 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_259\" id=\"t2f_259\" style=\"left:91px;bottom:306px;letter-spacing:-0.01px;display:inline;\">Defined contribution pension schemes </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_259\" id=\"t2g_259\" style=\"left:737px;bottom:306px;letter-spacing:-0.02px;display:inline;\">46 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_259\" id=\"t2h_259\" style=\"left:815px;bottom:306px;display:inline;\">40 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_259\" id=\"t2i_259\" style=\"left:91px;bottom:286px;letter-spacing:-0.01px;display:inline;\">Total Group </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_259\" id=\"t2j_259\" style=\"left:720px;bottom:286px;letter-spacing:-0.02px;display:inline;\">1,162 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_259\" id=\"t2k_259\" style=\"left:799px;bottom:286px;letter-spacing:-0.01px;display:inline;\">1,099 </div></td></tr></table><div class=\"t s4_259\" id=\"t2l_259\" style=\"left:87px;bottom:251px;letter-spacing:-0.01px;display:inline;\">The average number of staff employed by the Group during the years shown was: </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_259\" id=\"t2m_259\" style=\"left:734px;bottom:220px;letter-spacing:0.08px;display:inline;\">2023 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_259\" id=\"t2n_259\" style=\"left:812px;bottom:220px;letter-spacing:0.09px;display:inline;\">2022 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_259\" id=\"t2o_259\" style=\"left:91px;bottom:200px;letter-spacing:-0.01px;display:inline;\">Asia and Africa operations </div> <div class=\"t s7_259\" id=\"t2p_259\" style=\"vertical-align: super;left:231px;bottom:208px;letter-spacing:0.2px;display:inline;\">note </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_259\" id=\"t2q_259\" style=\"left:714px;bottom:200px;letter-spacing:-0.02px;display:inline;\">14,479 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_259\" id=\"t2r_259\" style=\"left:793px;bottom:200px;letter-spacing:-0.01px;display:inline;\">13,685 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_259\" id=\"t2s_259\" style=\"left:91px;bottom:180px;letter-spacing:-0.01px;display:inline;\">Head office function </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_259\" id=\"t2t_259\" style=\"left:731px;bottom:180px;letter-spacing:-0.02px;display:inline;\">551 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_259\" id=\"t2u_259\" style=\"left:810px;bottom:180px;letter-spacing:-0.01px;display:inline;\">511 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_259\" id=\"t2v_259\" style=\"left:91px;bottom:161px;letter-spacing:-0.01px;display:inline;\">Total Group </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_259\" id=\"t2w_259\" style=\"left:714px;bottom:161px;letter-spacing:-0.02px;display:inline;\">15,030 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_259\" id=\"t2x_259\" style=\"left:793px;bottom:161px;letter-spacing:-0.01px;display:inline;\">14,196 </div></td></tr></table><div class=\"t s9_259\" id=\"t2y_259\" style=\"left:87px;bottom:128px;letter-spacing:-0.17px;display:inline;\">Note </div><div class=\"t sa_259\" id=\"t2z_259\" style=\"left:87px;bottom:117px;letter-spacing:-0.13px;word-spacing:-0.01px;display:inline;\">The Asia and Africa operations staff numbers above exclude 621 (2022: 744) commission-based sales staff who have an employment contract with the Group. </div><div></div><div class=\"t s0_260\" id=\"t1_260\" style=\"left:65px;bottom:1116px;letter-spacing:0.13px;display:inline;\">B2.2 Share-based payment </div><div class=\"t s1_260\" id=\"t2_260\" style=\"left:65px;bottom:1100px;letter-spacing:-0.01px;display:inline;\">The Company offers discretionary share awards to certain key employees and all-employee share plans in the UK and a number of Asia locations. </div><div class=\"t s1_260\" id=\"t3_260\" style=\"left:65px;bottom:1085px;letter-spacing:-0.01px;display:inline;\">The compensation expense charged to the income statement is primarily based upon the fair value of the awards granted, the vesting period </div><div class=\"t s1_260\" id=\"t4_260\" style=\"left:65px;bottom:1069px;letter-spacing:-0.01px;display:inline;\">and the vesting conditions. The Company has established trusts to facilitate the delivery of Prudential plc shares under some of these plans. The </div><div class=\"t s1_260\" id=\"t5_260\" style=\"left:65px;bottom:1054px;letter-spacing:-0.01px;display:inline;\">cost to the Company of acquiring these shares held in trusts is shown as a deduction from shareholders\u2019 equity. </div><div class=\"t s2_260\" id=\"t6_260\" style=\"left:65px;bottom:1025px;letter-spacing:-0.1px;display:inline;\">(a) </div><div class=\"t s2_260\" id=\"t7_260\" style=\"left:91px;bottom:1025px;letter-spacing:-0.11px;display:inline;\">Description of the plans </div><div class=\"t s1_260\" id=\"t8_260\" style=\"left:65px;bottom:1009px;letter-spacing:-0.01px;display:inline;\">The Group operates a number of share award plans that provides Prudential plc shares, or ADRs, to participants upon vesting. The plans in </div><div class=\"t s1_260\" id=\"t9_260\" style=\"left:65px;bottom:994px;letter-spacing:-0.01px;display:inline;\">operation include the Prudential Long Term Incentive Plan, the Prudential Annual Incentive Plan, savings-related share option schemes, share </div><div class=\"t s1_260\" id=\"ta_260\" style=\"left:65px;bottom:978px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">purchase plans and deferred bonus plans. Where Executive Directors participate in these plans, details about those schemes are provided in the </div><div class=\"t s1_260\" id=\"tb_260\" style=\"left:65px;bottom:962px;letter-spacing:-0.01px;display:inline;\">Directors\u2019 remuneration report. The following information is provided about plans in which the Executive Directors do not participate: </div><table>\n                                            <tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_260\" id=\"tc_260\" style=\"left:69px;bottom:934px;letter-spacing:0.08px;display:inline;\">Share scheme* </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_260\" id=\"td_260\" style=\"left:283px;bottom:934px;letter-spacing:0.07px;display:inline;\">Description </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_260\" id=\"te_260\" style=\"left:69px;bottom:913px;letter-spacing:-0.01px;display:inline;\">Prudential Global Long Term </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"tg_260\" style=\"left:283px;bottom:913px;letter-spacing:-0.01px;display:inline;\">The PGLTIP provides eligible employees with conditional awards. Awards are discretionary and vest </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_260\" id=\"tf_260\" style=\"left:69px;bottom:898px;letter-spacing:-0.01px;display:inline;\">Incentive Plan (PGLTIP) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"th_260\" style=\"left:283px;bottom:898px;letter-spacing:-0.01px;display:inline;\">after one, two or three years subject to the employee being in employment. Vesting of awards may </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"ti_260\" style=\"left:283px;bottom:882px;letter-spacing:-0.01px;display:inline;\">also be subject to performance conditions. All awards are generally made in Prudential shares. In </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"tj_260\" style=\"left:283px;bottom:867px;letter-spacing:-0.01px;display:inline;\">countries where share awards are not feasible for reasons including securities and/or tax </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"tk_260\" style=\"left:283px;bottom:851px;letter-spacing:-0.01px;display:inline;\">considerations, awards will be replaced by the cash value of the shares that would otherwise have </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"tl_260\" style=\"left:283px;bottom:836px;letter-spacing:-0.01px;display:inline;\">vested. </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_260\" id=\"tm_260\" style=\"left:69px;bottom:816px;letter-spacing:-0.01px;display:inline;\">Prudential Agency Long-Term </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"to_260\" style=\"left:283px;bottom:816px;letter-spacing:-0.01px;display:inline;\">Certain agents are eligible to be granted awards in Prudential shares under the Prudential Agency </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_260\" id=\"tn_260\" style=\"left:69px;bottom:800px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Incentive Plan (LTIP) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"tp_260\" style=\"left:283px;bottom:800px;letter-spacing:-0.01px;display:inline;\">LTIP. These awards are structured in a similar way to the PGLTIP described above, with most awards </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"tq_260\" style=\"left:283px;bottom:785px;letter-spacing:-0.01px;display:inline;\">granted with a three-year vesting period. </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_260\" id=\"tr_260\" style=\"left:69px;bottom:764px;letter-spacing:-0.01px;display:inline;\">Restricted Share Plan (RSP) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"ts_260\" style=\"left:283px;bottom:764px;letter-spacing:-0.01px;display:inline;\">The Company operates the RSP for certain employees. Awards under this plan are discretionary, and </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"tt_260\" style=\"left:283px;bottom:749px;letter-spacing:-0.01px;display:inline;\">the vesting of awards may be subject to performance conditions. All awards are made in Prudential </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"tu_260\" style=\"left:283px;bottom:733px;letter-spacing:-0.01px;display:inline;\">shares. </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_260\" id=\"tv_260\" style=\"left:69px;bottom:713px;letter-spacing:-0.01px;display:inline;\">Deferred bonus plans </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"tw_260\" style=\"left:283px;bottom:713px;letter-spacing:-0.01px;display:inline;\">The Company operates a number of deferred bonus plans including the Group Deferred Bonus Plan </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"tx_260\" style=\"left:283px;bottom:697px;letter-spacing:-0.01px;display:inline;\">(GDBP) and the Prudential Deferred Bonus Plan. There are no performance conditions attached to </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"ty_260\" style=\"left:283px;bottom:682px;letter-spacing:-0.01px;display:inline;\">deferred share awards made under these arrangements. </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_260\" id=\"tz_260\" style=\"left:69px;bottom:661px;letter-spacing:-0.01px;display:inline;\">Savings-related share option </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"t11_260\" style=\"left:283px;bottom:661px;letter-spacing:-0.01px;display:inline;\">Eligible agents in certain business units are able to participate in the International Savings-Related </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_260\" id=\"t10_260\" style=\"left:69px;bottom:646px;letter-spacing:-0.01px;display:inline;\">schemes </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"t12_260\" style=\"left:283px;bottom:646px;letter-spacing:-0.01px;display:inline;\">Share Option Scheme for Non-Employees, which is similar to the HMRC-approved Save As You Earn </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"t13_260\" style=\"left:283px;bottom:630px;letter-spacing:-0.01px;display:inline;\">(SAYE) share option scheme in the UK. </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_260\" id=\"t14_260\" style=\"left:69px;bottom:610px;letter-spacing:-0.01px;display:inline;\">Share purchase plans </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"t15_260\" style=\"left:283px;bottom:610px;letter-spacing:-0.01px;display:inline;\">Eligible employees outside the UK are invited to participate in arrangements similar to the Company\u2019s </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"t16_260\" style=\"left:283px;bottom:594px;letter-spacing:-0.01px;display:inline;\">HMRC-approved UK Share Incentive Plan, which allows the purchase of Prudential plc shares. Staff </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"t17_260\" style=\"left:283px;bottom:579px;letter-spacing:-0.01px;display:inline;\">based in Asia and Africa are eligible to participate in the Prudential All Employee Share Purchase Plan. </div></td></tr>\n                                        </table><div class=\"t s5_260\" id=\"t18_260\" style=\"left:65px;bottom:551px;display:inline;\">* </div><div class=\"t s5_260\" id=\"t19_260\" style=\"left:82px;bottom:551px;letter-spacing:-0.12px;display:inline;\">The total numbers of securities available for issue under these schemes are disclosed in note I(vii) within additional unaudited financial information. </div><div class=\"t s2_260\" id=\"t1a_260\" style=\"left:65px;bottom:524px;letter-spacing:-0.1px;display:inline;\">(b) </div><div class=\"t s2_260\" id=\"t1b_260\" style=\"left:91px;bottom:524px;letter-spacing:-0.12px;display:inline;\">Outstanding options and awards </div><div class=\"t s1_260\" id=\"t1c_260\" style=\"left:65px;bottom:508px;letter-spacing:-0.01px;display:inline;\">The following table shows the movement in outstanding options and awards under the Group\u2019s share-based compensation plans: </div><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s6_260\" id=\"t1e_260\" style=\"left:669px;bottom:482px;letter-spacing:0.06px;word-spacing:0.01px;display:inline;\">Awards outstanding under incentive </div> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"4\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s6_260\" id=\"t1d_260\" style=\"left:420px;bottom:472px;letter-spacing:0.07px;display:inline;\">Options outstanding under SAYE schemes </div>  </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s6_260\" id=\"t1f_260\" style=\"left:725px;bottom:472px;letter-spacing:0.07px;display:inline;\">plans </div> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s3_260\" id=\"t1g_260\" style=\"left:409px;bottom:455px;letter-spacing:0.08px;display:inline;\">2023 </div> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s6_260\" id=\"t1h_260\" style=\"left:565px;bottom:455px;letter-spacing:0.09px;display:inline;\">2022 </div> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_260\" id=\"t1i_260\" style=\"left:711px;bottom:455px;letter-spacing:0.08px;display:inline;\">2023 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_260\" id=\"t1j_260\" style=\"left:789px;bottom:455px;letter-spacing:0.09px;display:inline;\">2022 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_260\" id=\"t1m_260\" style=\"left:454px;bottom:439px;letter-spacing:0.09px;display:inline;\">Weighted </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_260\" id=\"t1s_260\" style=\"left:613px;bottom:439px;letter-spacing:0.08px;display:inline;\">Weighted </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_260\" id=\"t1n_260\" style=\"left:461px;bottom:429px;letter-spacing:0.08px;display:inline;\">average </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_260\" id=\"t1t_260\" style=\"left:619px;bottom:429px;letter-spacing:0.07px;display:inline;\">average </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_260\" id=\"t1k_260\" style=\"left:383px;bottom:419px;letter-spacing:0.1px;display:inline;\">Number </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_260\" id=\"t1o_260\" style=\"left:461px;bottom:419px;letter-spacing:0.07px;display:inline;\">exercise </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_260\" id=\"t1q_260\" style=\"left:541px;bottom:419px;letter-spacing:0.09px;display:inline;\">Number </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_260\" id=\"t1u_260\" style=\"left:619px;bottom:419px;letter-spacing:0.06px;display:inline;\">exercise </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_260\" id=\"t1l_260\" style=\"left:374px;bottom:409px;letter-spacing:0.07px;display:inline;\">of options </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_260\" id=\"t1p_260\" style=\"left:473px;bottom:409px;letter-spacing:0.07px;display:inline;\">price </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_260\" id=\"t1r_260\" style=\"left:533px;bottom:409px;letter-spacing:0.07px;display:inline;\">of options </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_260\" id=\"t1v_260\" style=\"left:631px;bottom:409px;letter-spacing:0.06px;display:inline;\">price </div></td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s6_260\" id=\"t1w_260\" style=\"left:701px;bottom:409px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">Number of awards </div> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_260\" id=\"t1x_260\" style=\"left:387px;bottom:393px;letter-spacing:0.07px;display:inline;\">millions </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_260\" id=\"t1y_260\" style=\"left:491px;bottom:393px;display:inline;\">\u00a3 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_260\" id=\"t1z_260\" style=\"left:543px;bottom:393px;letter-spacing:0.06px;display:inline;\">millions </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_260\" id=\"t20_260\" style=\"left:644px;bottom:393px;display:inline;\">\u00a3 </div></td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s6_260\" id=\"t21_260\" style=\"left:723px;bottom:393px;letter-spacing:0.06px;display:inline;\">millions </div> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"t22_260\" style=\"left:69px;bottom:371px;letter-spacing:-0.01px;display:inline;\">Balance at beginning of year: </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_260\" id=\"t23_260\" style=\"left:396px;bottom:369px;letter-spacing:-0.01px;display:inline;\">1.9 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_260\" id=\"t24_260\" style=\"left:467px;bottom:369px;letter-spacing:-0.01px;display:inline;\">10.4 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"t25_260\" style=\"left:553px;bottom:369px;display:inline;\">2.0 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"t26_260\" style=\"left:624px;bottom:369px;letter-spacing:-0.01px;display:inline;\">11.6 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_260\" id=\"t27_260\" style=\"left:709px;bottom:369px;letter-spacing:-0.01px;display:inline;\">21.0 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"t28_260\" style=\"left:784px;bottom:369px;letter-spacing:-0.01px;display:inline;\">24.6 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"t29_260\" style=\"left:69px;bottom:349px;letter-spacing:-0.01px;display:inline;\">Granted </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_260\" id=\"t2a_260\" style=\"left:396px;bottom:348px;letter-spacing:-0.01px;display:inline;\">0.4 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_260\" id=\"t2b_260\" style=\"left:474px;bottom:348px;letter-spacing:-0.01px;display:inline;\">7.8 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"t2c_260\" style=\"left:553px;bottom:348px;display:inline;\">0.5 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"t2d_260\" style=\"left:631px;bottom:348px;display:inline;\">7.4 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_260\" id=\"t2e_260\" style=\"left:717px;bottom:348px;letter-spacing:-0.01px;display:inline;\">6.3 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"t2f_260\" style=\"left:791px;bottom:348px;display:inline;\">6.5 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"t2g_260\" style=\"left:69px;bottom:327px;letter-spacing:-0.01px;display:inline;\">Exercised </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_260\" id=\"t2h_260\" style=\"left:392px;bottom:326px;letter-spacing:-0.01px;display:inline;\">(0.3) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_260\" id=\"t2i_260\" style=\"left:467px;bottom:326px;letter-spacing:-0.01px;display:inline;\">11.6 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"t2j_260\" style=\"left:549px;bottom:326px;letter-spacing:-0.01px;display:inline;\">(0.3) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"t2k_260\" style=\"left:624px;bottom:326px;letter-spacing:-0.01px;display:inline;\">11.2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_260\" id=\"t2l_260\" style=\"left:701px;bottom:326px;letter-spacing:-0.02px;display:inline;\">(10.1) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"t2m_260\" style=\"left:787px;bottom:326px;letter-spacing:-0.01px;display:inline;\">(7.2) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"t2n_260\" style=\"left:69px;bottom:305px;letter-spacing:-0.01px;display:inline;\">Forfeited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_260\" id=\"t2o_260\" style=\"left:407px;bottom:304px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_260\" id=\"t2p_260\" style=\"left:474px;bottom:304px;letter-spacing:-0.01px;display:inline;\">7.8 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"t2q_260\" style=\"left:567px;bottom:304px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"t2r_260\" style=\"left:624px;bottom:304px;letter-spacing:-0.01px;display:inline;\">10.8 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_260\" id=\"t2s_260\" style=\"left:708px;bottom:304px;letter-spacing:-0.02px;display:inline;\">(1.7) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"t2t_260\" style=\"left:787px;bottom:304px;letter-spacing:-0.01px;display:inline;\">(1.1) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"t2u_260\" style=\"left:69px;bottom:284px;letter-spacing:-0.01px;display:inline;\">Cancelled </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_260\" id=\"t2v_260\" style=\"left:392px;bottom:282px;letter-spacing:-0.01px;display:inline;\">(0.3) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_260\" id=\"t2w_260\" style=\"left:467px;bottom:282px;letter-spacing:-0.01px;display:inline;\">12.0 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"t2x_260\" style=\"left:549px;bottom:282px;letter-spacing:-0.01px;display:inline;\">(0.3) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"t2y_260\" style=\"left:624px;bottom:282px;letter-spacing:-0.01px;display:inline;\">12.7 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_260\" id=\"t2z_260\" style=\"left:708px;bottom:282px;letter-spacing:-0.02px;display:inline;\">(0.1) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"t30_260\" style=\"left:787px;bottom:282px;letter-spacing:-0.01px;display:inline;\">(0.1) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"t31_260\" style=\"left:69px;bottom:262px;letter-spacing:-0.01px;display:inline;\">Lapsed/Expired </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_260\" id=\"t32_260\" style=\"left:407px;bottom:261px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_260\" id=\"t33_260\" style=\"left:467px;bottom:261px;letter-spacing:-0.01px;display:inline;\">10.4 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"t34_260\" style=\"left:567px;bottom:261px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"t35_260\" style=\"left:624px;bottom:261px;letter-spacing:-0.01px;display:inline;\">13.0 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_260\" id=\"t36_260\" style=\"left:708px;bottom:261px;letter-spacing:-0.02px;display:inline;\">(1.1) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"t37_260\" style=\"left:787px;bottom:261px;letter-spacing:-0.01px;display:inline;\">(1.7) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"t38_260\" style=\"left:69px;bottom:240px;letter-spacing:-0.01px;display:inline;\">Balance at end of year </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_260\" id=\"t39_260\" style=\"left:396px;bottom:239px;letter-spacing:-0.01px;display:inline;\">1.7 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_260\" id=\"t3a_260\" style=\"left:474px;bottom:239px;letter-spacing:-0.01px;display:inline;\">9.5 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"t3b_260\" style=\"left:553px;bottom:239px;display:inline;\">1.9 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"t3c_260\" style=\"left:624px;bottom:239px;letter-spacing:-0.01px;display:inline;\">10.4 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_260\" id=\"t3d_260\" style=\"left:709px;bottom:239px;letter-spacing:-0.01px;display:inline;\">14.3 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"t3e_260\" style=\"left:784px;bottom:239px;letter-spacing:-0.01px;display:inline;\">21.0 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"t3f_260\" style=\"left:69px;bottom:218px;letter-spacing:-0.01px;display:inline;\">Options immediately exercisable at end of year </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_260\" id=\"t3g_260\" style=\"left:396px;bottom:217px;letter-spacing:-0.01px;display:inline;\">0.2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_260\" id=\"t3h_260\" style=\"left:467px;bottom:217px;letter-spacing:-0.01px;display:inline;\">10.8 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"t3i_260\" style=\"left:553px;bottom:217px;display:inline;\">0.3 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"t3j_260\" style=\"left:624px;bottom:217px;letter-spacing:-0.01px;display:inline;\">12.5 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr>\n                                        </table><div class=\"t s1_260\" id=\"t3k_260\" style=\"left:65px;bottom:188px;letter-spacing:-0.01px;word-spacing:-0.01px;display:inline;\">The weighted average share price of Prudential plc for 2023 was \u00a310.46 (2022: \u00a310.33). </div><div class=\"t s1_260\" id=\"t3l_260\" style=\"left:65px;bottom:160px;letter-spacing:-0.01px;display:inline;\">The following table provides a summary of the range of exercise prices for Prudential plc options outstanding at 31 December: </div><div></div><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"6\" rowspan=\"1\" style=\"text-align: center;\">  <div class=\"t s0_261\" id=\"t1_261\" style=\"left:390px;bottom:1118px;letter-spacing:0.07px;display:inline;\">Outstanding </div>   </td><td colspan=\"4\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s0_261\" id=\"t2_261\" style=\"left:695px;bottom:1118px;letter-spacing:0.07px;display:inline;\">Exercisable </div>  </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s0_261\" id=\"t5_261\" style=\"left:379px;bottom:1102px;letter-spacing:0.07px;display:inline;\">Weighted average </div> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s0_261\" id=\"t6_261\" style=\"left:395px;bottom:1092px;letter-spacing:0.07px;display:inline;\">remaining </div> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s0_261\" id=\"t9_261\" style=\"left:498px;bottom:1092px;letter-spacing:0.07px;display:inline;\">Weighted average </div> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s0_261\" id=\"te_261\" style=\"left:741px;bottom:1092px;letter-spacing:0.07px;display:inline;\">Weighted average </div> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s0_261\" id=\"t3_261\" style=\"left:255px;bottom:1082px;letter-spacing:0.07px;display:inline;\">Number outstanding </div> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s0_261\" id=\"t7_261\" style=\"left:385px;bottom:1082px;letter-spacing:0.06px;display:inline;\">contractual life </div> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s0_261\" id=\"ta_261\" style=\"left:507px;bottom:1082px;letter-spacing:0.06px;display:inline;\">exercise prices </div> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s0_261\" id=\"tc_261\" style=\"left:620px;bottom:1082px;letter-spacing:0.07px;display:inline;\">Number exercisable </div> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s0_261\" id=\"tf_261\" style=\"left:750px;bottom:1082px;letter-spacing:0.06px;display:inline;\">exercise prices </div> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s0_261\" id=\"t4_261\" style=\"left:280px;bottom:1072px;letter-spacing:0.06px;display:inline;\">millions </div> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s0_261\" id=\"t8_261\" style=\"left:403px;bottom:1072px;letter-spacing:0.07px;display:inline;\">years </div> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s0_261\" id=\"tb_261\" style=\"left:530px;bottom:1072px;display:inline;\">\u00a3 </div> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s0_261\" id=\"td_261\" style=\"left:642px;bottom:1072px;letter-spacing:0.06px;display:inline;\">millions </div> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s0_261\" id=\"tg_261\" style=\"left:773px;bottom:1072px;display:inline;\">\u00a3 </div> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_261\" id=\"th_261\" style=\"left:269px;bottom:1054px;letter-spacing:0.08px;display:inline;\">2023 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_261\" id=\"ti_261\" style=\"left:330px;bottom:1054px;letter-spacing:0.09px;display:inline;\">2022 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_261\" id=\"tj_261\" style=\"left:389px;bottom:1054px;letter-spacing:0.08px;display:inline;\">2023 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_261\" id=\"tk_261\" style=\"left:449px;bottom:1054px;letter-spacing:0.09px;display:inline;\">2022 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_261\" id=\"tl_261\" style=\"left:508px;bottom:1054px;letter-spacing:0.08px;display:inline;\">2023 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_261\" id=\"tm_261\" style=\"left:568px;bottom:1054px;letter-spacing:0.09px;display:inline;\">2022 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_261\" id=\"tn_261\" style=\"left:632px;bottom:1054px;letter-spacing:0.08px;display:inline;\">2023 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_261\" id=\"to_261\" style=\"left:692px;bottom:1054px;letter-spacing:0.09px;display:inline;\">2022 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_261\" id=\"tp_261\" style=\"left:751px;bottom:1054px;letter-spacing:0.08px;display:inline;\">2023 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_261\" id=\"tq_261\" style=\"left:811px;bottom:1054px;letter-spacing:0.09px;display:inline;\">2022 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"tr_261\" style=\"left:91px;bottom:1034px;letter-spacing:-0.01px;display:inline;\">Between \u00a37 and \u00a38 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"ts_261\" style=\"left:271px;bottom:1034px;letter-spacing:-0.01px;display:inline;\">0.7 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"tt_261\" style=\"left:332px;bottom:1034px;display:inline;\">0.5 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"tu_261\" style=\"left:390px;bottom:1034px;letter-spacing:-0.01px;display:inline;\">3.7 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"tv_261\" style=\"left:451px;bottom:1034px;display:inline;\">4.1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"tw_261\" style=\"left:502px;bottom:1034px;letter-spacing:-0.01px;display:inline;\">7.55 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"tx_261\" style=\"left:563px;bottom:1034px;letter-spacing:-0.01px;display:inline;\">7.37 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"ty_261\" style=\"left:644px;bottom:1034px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"tz_261\" style=\"left:708px;bottom:1034px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t10_261\" style=\"left:763px;bottom:1034px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t11_261\" style=\"left:827px;bottom:1034px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t12_261\" style=\"left:91px;bottom:1015px;letter-spacing:-0.01px;display:inline;\">Between \u00a39 and \u00a310 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t13_261\" style=\"left:271px;bottom:1015px;letter-spacing:-0.01px;display:inline;\">0.3 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t14_261\" style=\"left:332px;bottom:1015px;display:inline;\">0.4 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t15_261\" style=\"left:390px;bottom:1015px;letter-spacing:-0.01px;display:inline;\">1.4 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t16_261\" style=\"left:451px;bottom:1015px;display:inline;\">2.2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t17_261\" style=\"left:502px;bottom:1015px;letter-spacing:-0.01px;display:inline;\">9.64 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t18_261\" style=\"left:563px;bottom:1015px;letter-spacing:-0.01px;display:inline;\">9.64 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t19_261\" style=\"left:633px;bottom:1015px;letter-spacing:-0.01px;display:inline;\">0.1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t1a_261\" style=\"left:708px;bottom:1015px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t1b_261\" style=\"left:745px;bottom:1015px;letter-spacing:-0.01px;display:inline;\">9.64 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t1c_261\" style=\"left:827px;bottom:1015px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t1d_261\" style=\"left:91px;bottom:995px;letter-spacing:-0.01px;display:inline;\">Between \u00a311 and \u00a312 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t1e_261\" style=\"left:271px;bottom:995px;letter-spacing:-0.01px;display:inline;\">0.6 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t1f_261\" style=\"left:332px;bottom:995px;display:inline;\">0.8 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t1g_261\" style=\"left:390px;bottom:995px;letter-spacing:-0.01px;display:inline;\">2.0 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t1h_261\" style=\"left:451px;bottom:995px;display:inline;\">2.4 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t1i_261\" style=\"left:495px;bottom:995px;letter-spacing:-0.02px;display:inline;\">11.59 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t1j_261\" style=\"left:556px;bottom:995px;letter-spacing:-0.01px;display:inline;\">11.48 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t1k_261\" style=\"left:644px;bottom:995px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t1l_261\" style=\"left:694px;bottom:995px;display:inline;\">0.2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t1m_261\" style=\"left:763px;bottom:995px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t1n_261\" style=\"left:799px;bottom:995px;letter-spacing:-0.01px;display:inline;\">11.12 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t1o_261\" style=\"left:91px;bottom:976px;letter-spacing:-0.01px;display:inline;\">Between \u00a312 and \u00a313 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t1p_261\" style=\"left:282px;bottom:976px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t1q_261\" style=\"left:342px;bottom:976px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t1r_261\" style=\"left:401px;bottom:976px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t1s_261\" style=\"left:461px;bottom:976px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t1t_261\" style=\"left:520px;bottom:976px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t1u_261\" style=\"left:580px;bottom:976px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t1v_261\" style=\"left:644px;bottom:976px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t1w_261\" style=\"left:704px;bottom:976px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t1x_261\" style=\"left:763px;bottom:976px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t1y_261\" style=\"left:823px;bottom:976px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t1z_261\" style=\"left:91px;bottom:956px;letter-spacing:-0.01px;display:inline;\">Between \u00a313 and \u00a314 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t20_261\" style=\"left:271px;bottom:956px;letter-spacing:-0.01px;display:inline;\">0.1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t21_261\" style=\"left:332px;bottom:956px;display:inline;\">0.1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t22_261\" style=\"left:390px;bottom:956px;letter-spacing:-0.01px;display:inline;\">0.4 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t23_261\" style=\"left:451px;bottom:956px;display:inline;\">1.4 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t24_261\" style=\"left:495px;bottom:956px;letter-spacing:-0.02px;display:inline;\">13.94 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t25_261\" style=\"left:556px;bottom:956px;letter-spacing:-0.01px;display:inline;\">13.94 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t26_261\" style=\"left:633px;bottom:956px;letter-spacing:-0.01px;display:inline;\">0.1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t27_261\" style=\"left:708px;bottom:956px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t28_261\" style=\"left:738px;bottom:956px;letter-spacing:-0.02px;display:inline;\">13.94 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t29_261\" style=\"left:827px;bottom:956px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t2a_261\" style=\"left:91px;bottom:937px;letter-spacing:-0.01px;display:inline;\">Between \u00a314 and \u00a315 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t2b_261\" style=\"left:282px;bottom:937px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t2c_261\" style=\"left:332px;bottom:937px;display:inline;\">0.1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t2d_261\" style=\"left:401px;bottom:937px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t2e_261\" style=\"left:451px;bottom:937px;display:inline;\">0.4 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t2f_261\" style=\"left:520px;bottom:937px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t2g_261\" style=\"left:556px;bottom:937px;letter-spacing:-0.01px;display:inline;\">14.55 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t2h_261\" style=\"left:644px;bottom:937px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t2i_261\" style=\"left:694px;bottom:937px;display:inline;\">0.1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t2j_261\" style=\"left:763px;bottom:937px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t2k_261\" style=\"left:799px;bottom:937px;letter-spacing:-0.01px;display:inline;\">14.55 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t2l_261\" style=\"left:91px;bottom:917px;letter-spacing:-0.01px;display:inline;\">Total </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t2m_261\" style=\"left:271px;bottom:917px;letter-spacing:-0.01px;display:inline;\">1.7 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t2n_261\" style=\"left:332px;bottom:917px;display:inline;\">1.9 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t2o_261\" style=\"left:390px;bottom:917px;letter-spacing:-0.01px;display:inline;\">2.6 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t2p_261\" style=\"left:451px;bottom:917px;display:inline;\">2.6 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t2q_261\" style=\"left:502px;bottom:917px;letter-spacing:-0.01px;display:inline;\">9.50 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t2r_261\" style=\"left:556px;bottom:917px;letter-spacing:-0.01px;display:inline;\">10.43 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t2s_261\" style=\"left:633px;bottom:917px;letter-spacing:-0.01px;display:inline;\">0.2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t2t_261\" style=\"left:694px;bottom:917px;display:inline;\">0.3 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t2u_261\" style=\"left:738px;bottom:917px;letter-spacing:-0.02px;display:inline;\">10.82 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t2v_261\" style=\"left:799px;bottom:917px;letter-spacing:-0.01px;display:inline;\">12.48 </div></td></tr>\n                                        </table><div class=\"t s2_261\" id=\"t2w_261\" style=\"left:87px;bottom:888px;letter-spacing:-0.01px;display:inline;\">The years shown above for weighted average remaining contractual life include the time period from end of vesting period to expiration of </div><div class=\"t s2_261\" id=\"t2x_261\" style=\"left:87px;bottom:873px;letter-spacing:-0.01px;display:inline;\">contract. </div><div class=\"t s4_261\" id=\"t2y_261\" style=\"left:87px;bottom:844px;letter-spacing:-0.09px;display:inline;\">(c) </div><div class=\"t s4_261\" id=\"t2z_261\" style=\"left:113px;bottom:844px;letter-spacing:-0.11px;display:inline;\">Fair value of options and awards </div><div class=\"t s2_261\" id=\"t30_261\" style=\"left:87px;bottom:828px;letter-spacing:-0.01px;display:inline;\">The fair value amounts estimated on the date of grant relating to all options and awards were determined by using the following assumptions: </div><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"3\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s1_261\" id=\"t31_261\" style=\"left:469px;bottom:800px;letter-spacing:0.08px;display:inline;\">2023 </div> </td><td colspan=\"3\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s0_261\" id=\"t32_261\" style=\"left:708px;bottom:800px;letter-spacing:0.09px;display:inline;\">2022 </div> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_261\" id=\"t33_261\" style=\"left:395px;bottom:783px;letter-spacing:0.07px;display:inline;\">Prudential </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_261\" id=\"t35_261\" style=\"left:493px;bottom:783px;letter-spacing:0.07px;display:inline;\">SAYE </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_261\" id=\"t37_261\" style=\"left:570px;bottom:783px;letter-spacing:0.08px;display:inline;\">Other </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_261\" id=\"t39_261\" style=\"left:637px;bottom:783px;letter-spacing:0.06px;display:inline;\">Prudential </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_261\" id=\"t3b_261\" style=\"left:734px;bottom:783px;letter-spacing:0.07px;display:inline;\">SAYE </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_261\" id=\"t3d_261\" style=\"left:810px;bottom:783px;letter-spacing:0.07px;display:inline;\">Other </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_261\" id=\"t34_261\" style=\"left:394px;bottom:773px;letter-spacing:0.07px;display:inline;\">LTIP (TSR) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_261\" id=\"t36_261\" style=\"left:485px;bottom:773px;letter-spacing:0.07px;display:inline;\">options </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_261\" id=\"t38_261\" style=\"left:564px;bottom:773px;letter-spacing:0.08px;display:inline;\">awards </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_261\" id=\"t3a_261\" style=\"left:636px;bottom:773px;letter-spacing:0.07px;display:inline;\">LTIP (TSR) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_261\" id=\"t3c_261\" style=\"left:725px;bottom:773px;letter-spacing:0.07px;display:inline;\">options </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_261\" id=\"t3e_261\" style=\"left:804px;bottom:773px;letter-spacing:0.08px;display:inline;\">awards </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t3f_261\" style=\"left:91px;bottom:753px;letter-spacing:-0.01px;display:inline;\">Dividend yield (%) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t3g_261\" style=\"left:430px;bottom:753px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t3h_261\" style=\"left:490px;bottom:753px;letter-spacing:-0.02px;display:inline;\">1.38 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t3i_261\" style=\"left:585px;bottom:753px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t3j_261\" style=\"left:671px;bottom:753px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t3k_261\" style=\"left:728px;bottom:753px;letter-spacing:-0.01px;display:inline;\">1.11 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t3l_261\" style=\"left:827px;bottom:753px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t3m_261\" style=\"left:91px;bottom:733px;letter-spacing:-0.01px;display:inline;\">Expected volatility (%) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t3n_261\" style=\"left:405px;bottom:733px;letter-spacing:-0.02px;display:inline;\">31.50 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t3o_261\" style=\"left:483px;bottom:733px;letter-spacing:-0.02px;display:inline;\">30.02 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t3p_261\" style=\"left:585px;bottom:733px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t3q_261\" style=\"left:643px;bottom:733px;letter-spacing:-0.01px;display:inline;\">33.64 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t3r_261\" style=\"left:721px;bottom:733px;letter-spacing:-0.01px;display:inline;\">25.68 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t3s_261\" style=\"left:827px;bottom:733px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t3t_261\" style=\"left:91px;bottom:714px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Risk-free interest rate (%) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t3u_261\" style=\"left:412px;bottom:714px;letter-spacing:-0.02px;display:inline;\">4.34 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t3v_261\" style=\"left:490px;bottom:714px;letter-spacing:-0.02px;display:inline;\">4.55 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t3w_261\" style=\"left:585px;bottom:714px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t3x_261\" style=\"left:650px;bottom:714px;letter-spacing:-0.01px;display:inline;\">2.79 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t3y_261\" style=\"left:728px;bottom:714px;letter-spacing:-0.01px;display:inline;\">3.97 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t3z_261\" style=\"left:827px;bottom:714px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t40_261\" style=\"left:91px;bottom:694px;letter-spacing:-0.01px;display:inline;\">Expected option life (years) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t41_261\" style=\"left:430px;bottom:694px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t42_261\" style=\"left:490px;bottom:694px;letter-spacing:-0.02px;display:inline;\">3.95 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t43_261\" style=\"left:585px;bottom:694px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t44_261\" style=\"left:671px;bottom:694px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t45_261\" style=\"left:728px;bottom:694px;letter-spacing:-0.01px;display:inline;\">4.52 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t46_261\" style=\"left:827px;bottom:694px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t47_261\" style=\"left:91px;bottom:675px;letter-spacing:-0.01px;display:inline;\">Weighted average exercise price (\u00a3) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t48_261\" style=\"left:430px;bottom:675px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t49_261\" style=\"left:490px;bottom:675px;letter-spacing:-0.02px;display:inline;\">7.75 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t4a_261\" style=\"left:585px;bottom:675px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t4b_261\" style=\"left:671px;bottom:675px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t4c_261\" style=\"left:728px;bottom:675px;letter-spacing:-0.01px;display:inline;\">7.37 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t4d_261\" style=\"left:827px;bottom:675px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t4e_261\" style=\"left:91px;bottom:655px;letter-spacing:-0.01px;display:inline;\">Weighted average share price at grant date (\u00a3) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t4f_261\" style=\"left:405px;bottom:655px;letter-spacing:-0.02px;display:inline;\">11.59 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t4g_261\" style=\"left:490px;bottom:655px;letter-spacing:-0.02px;display:inline;\">8.89 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t4h_261\" style=\"left:585px;bottom:655px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t4i_261\" style=\"left:643px;bottom:655px;letter-spacing:-0.01px;display:inline;\">11.15 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t4j_261\" style=\"left:728px;bottom:655px;letter-spacing:-0.01px;display:inline;\">9.54 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t4k_261\" style=\"left:827px;bottom:655px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t4l_261\" style=\"left:91px;bottom:636px;letter-spacing:-0.01px;display:inline;\">Weighted average fair value at grant date (\u00a3) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t4m_261\" style=\"left:412px;bottom:636px;letter-spacing:-0.02px;display:inline;\">5.10 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t4n_261\" style=\"left:490px;bottom:636px;letter-spacing:-0.02px;display:inline;\">2.85 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t4o_261\" style=\"left:559px;bottom:636px;letter-spacing:-0.02px;display:inline;\">11.45 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t4p_261\" style=\"left:650px;bottom:636px;letter-spacing:-0.01px;display:inline;\">2.09 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t4q_261\" style=\"left:728px;bottom:636px;letter-spacing:-0.01px;display:inline;\">3.45 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t4r_261\" style=\"left:799px;bottom:636px;letter-spacing:-0.01px;display:inline;\">11.11 </div></td></tr>\n                                        </table><div class=\"t s2_261\" id=\"t4s_261\" style=\"left:87px;bottom:601px;letter-spacing:-0.01px;display:inline;\">The compensation costs for all awards and options are recognised in net income over the plans\u2019 respective vesting periods. The Group uses the </div><div class=\"t s2_261\" id=\"t4t_261\" style=\"left:87px;bottom:585px;letter-spacing:-0.01px;display:inline;\">Black-Scholes model to value all options, and financial equivalence to value all awards other than those which have TSR performance conditions </div><div class=\"t s2_261\" id=\"t4u_261\" style=\"left:87px;bottom:570px;letter-spacing:-0.01px;display:inline;\">attached (some Prudential LTIP and RSP awards) for which the Group uses a Monte Carlo model in order to allow for the impact of these </div><div class=\"t s2_261\" id=\"t4v_261\" style=\"left:87px;bottom:554px;letter-spacing:-0.01px;display:inline;\">conditions. These models are used to calculate fair values for share options and awards at the grant date based on the quoted market price of </div><div class=\"t s2_261\" id=\"t4w_261\" style=\"left:87px;bottom:538px;letter-spacing:-0.01px;display:inline;\">the stock at the measurement date, the amount, if any, that the employees are required to pay, the dividend yield, expected volatility, risk-free </div><div class=\"t s2_261\" id=\"t4x_261\" style=\"left:87px;bottom:523px;letter-spacing:-0.01px;display:inline;\">interest rates and exercise prices. </div><div class=\"t s2_261\" id=\"t4y_261\" style=\"left:87px;bottom:495px;letter-spacing:-0.01px;display:inline;\">For all options and awards, the expected volatility is based on the market implied volatilities as quoted on Bloomberg. The Prudential specific at- </div><div class=\"t s2_261\" id=\"t4z_261\" style=\"left:87px;bottom:480px;letter-spacing:-0.01px;display:inline;\">the-money implied volatilities are adjusted to allow for the different terms and discounted exercise price on SAYE options by using information </div><div class=\"t s2_261\" id=\"t50_261\" style=\"left:87px;bottom:464px;letter-spacing:-0.01px;display:inline;\">on the volatility surface of the FTSE 100. </div><div class=\"t s2_261\" id=\"t51_261\" style=\"left:87px;bottom:436px;letter-spacing:-0.01px;display:inline;\">Risk-free interest rates are taken from swap spot rates with projection terms matching the corresponding vesting periods. For awards with a TSR </div><div class=\"t s2_261\" id=\"t52_261\" style=\"left:87px;bottom:421px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">condition, volatilities and correlations between Prudential and a basket of 12 competitor companies is required. For grants in 2023, the average </div><div class=\"t s2_261\" id=\"t53_261\" style=\"left:87px;bottom:405px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">volatility for the basket of competitors was 26 per cent (2022: 26 per cent). Correlations for the basket are calculated for each pairing from the </div><div class=\"t s2_261\" id=\"t54_261\" style=\"left:87px;bottom:389px;letter-spacing:-0.01px;display:inline;\">log of daily TSR returns for the three years prior to the valuation date. Market implied volatilities are used for both Prudential and the basket of </div><div class=\"t s2_261\" id=\"t55_261\" style=\"left:87px;bottom:374px;letter-spacing:-0.01px;display:inline;\">competitors. Changes to the subjective input assumptions could materially affect the fair value estimate. </div><div class=\"t s2_261\" id=\"t56_261\" style=\"left:87px;bottom:346px;letter-spacing:-0.01px;display:inline;\">Other awards, without market performance conditions or exercise price, are valued based on grant date share price. </div><div class=\"t s4_261\" id=\"t57_261\" style=\"left:87px;bottom:317px;letter-spacing:-0.1px;display:inline;\">(d) </div><div class=\"t s4_261\" id=\"t58_261\" style=\"left:113px;bottom:317px;letter-spacing:-0.12px;display:inline;\">Share-based payment expense charged to the income statement </div><div class=\"t s2_261\" id=\"t59_261\" style=\"left:87px;bottom:302px;letter-spacing:-0.01px;display:inline;\">The total expense recognised in 2023 in the consolidated financial statements relating to share-based compensation is $81 million (2022: $104 </div><div class=\"t s2_261\" id=\"t5a_261\" style=\"left:87px;bottom:286px;letter-spacing:-0.01px;display:inline;\">million), of which $71 million (2022: $97 million) is accounted for as equity-settled. </div><div class=\"t s2_261\" id=\"t5b_261\" style=\"left:87px;bottom:258px;letter-spacing:-0.01px;display:inline;\">The Group had $31 million of liabilities at 31 December 2023 (31 December 2022: $27 million) relating to share-based payment awards </div><div class=\"t s2_261\" id=\"t5c_261\" style=\"left:87px;bottom:243px;letter-spacing:-0.01px;display:inline;\">accounted for as cash-settled. </div><div></div><div class=\"t s0_262\" id=\"t1_262\" style=\"left:65px;bottom:1116px;letter-spacing:0.14px;display:inline;\">B2.3 Key management remuneration </div><div class=\"t s1_262\" id=\"t2_262\" style=\"left:65px;bottom:1100px;letter-spacing:-0.01px;display:inline;\">Key management constitutes the Directors of Prudential plc and other non-Director members of the GEC, as they have authority and </div><div class=\"t s1_262\" id=\"t3_262\" style=\"left:65px;bottom:1085px;letter-spacing:-0.01px;display:inline;\">responsibility for planning, directing and controlling the activities of the Group. </div><div class=\"t s1_262\" id=\"t4_262\" style=\"left:65px;bottom:1057px;letter-spacing:-0.01px;display:inline;\">Total key management remuneration is analysed in the following table: </div><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_262\" id=\"t5_262\" style=\"left:696px;bottom:1026px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">2023 $m </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_262\" id=\"t6_262\" style=\"left:775px;bottom:1026px;letter-spacing:0.09px;display:inline;\">2022 $m </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_262\" id=\"t7_262\" style=\"left:69px;bottom:1005px;letter-spacing:-0.01px;display:inline;\">Salaries and short-term benefits (including fees paid to non-executive directors) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_262\" id=\"t8_262\" style=\"left:705px;bottom:1005px;letter-spacing:-0.01px;display:inline;\">27.0 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_262\" id=\"t9_262\" style=\"left:784px;bottom:1005px;letter-spacing:-0.01px;display:inline;\">22.5 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_262\" id=\"ta_262\" style=\"left:69px;bottom:986px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Post-employment benefits </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_262\" id=\"tb_262\" style=\"left:713px;bottom:986px;letter-spacing:-0.01px;display:inline;\">1.0 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_262\" id=\"tc_262\" style=\"left:791px;bottom:986px;display:inline;\">1.0 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_262\" id=\"td_262\" style=\"left:69px;bottom:966px;letter-spacing:-0.01px;display:inline;\">Share-based payments </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_262\" id=\"te_262\" style=\"left:705px;bottom:966px;letter-spacing:-0.01px;display:inline;\">22.2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_262\" id=\"tf_262\" style=\"left:784px;bottom:966px;letter-spacing:-0.01px;display:inline;\">15.4 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_262\" id=\"tg_262\" style=\"left:69px;bottom:947px;letter-spacing:-0.01px;display:inline;\">Payments on separation </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_262\" id=\"th_262\" style=\"left:723px;bottom:947px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_262\" id=\"ti_262\" style=\"left:791px;bottom:947px;display:inline;\">1.0 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_262\" id=\"tj_262\" style=\"left:705px;bottom:927px;letter-spacing:-0.01px;display:inline;\">50.2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_262\" id=\"tk_262\" style=\"left:784px;bottom:927px;letter-spacing:-0.01px;display:inline;\">39.9 </div></td></tr>\n                                        </table><div class=\"t s1_262\" id=\"tl_262\" style=\"left:65px;bottom:892px;letter-spacing:-0.01px;word-spacing:-0.01px;display:inline;\">The share-based payments charge comprises $7.6 million (2022: $6.7 million), which is determined in accordance with IFRS 2 \u2018Share-based </div><div class=\"t s1_262\" id=\"tm_262\" style=\"left:65px;bottom:877px;letter-spacing:-0.01px;display:inline;\">Payment\u2019 (see note B2.2), $9.6 million (2022: $8.7 million) of deferred share awards and $5.0 million for an award made to Mr Wadhwani in </div><div class=\"t s1_262\" id=\"tn_262\" style=\"left:65px;bottom:861px;letter-spacing:-0.01px;display:inline;\">2023 to replace share-based awards from his former employer that were forfeited as a consequence of his joining Prudential. </div><div class=\"t s1_262\" id=\"to_262\" style=\"left:65px;bottom:833px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Additional details on the Directors\u2019 emoluments, retirement benefits and other payments are given in the Directors\u2019 remuneration report. </div><div class=\"t s0_262\" id=\"tp_262\" style=\"left:65px;bottom:803px;letter-spacing:0.12px;display:inline;\">B2.4 Fees payable to the auditor </div><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_262\" id=\"tq_262\" style=\"left:697px;bottom:784px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">2023 $m </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_262\" id=\"tr_262\" style=\"left:776px;bottom:784px;letter-spacing:0.09px;display:inline;\">2022 $m </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_262\" id=\"ts_262\" style=\"left:69px;bottom:764px;letter-spacing:-0.01px;display:inline;\">Audit of the Company\u2019s annual accounts </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_262\" id=\"tt_262\" style=\"left:714px;bottom:764px;letter-spacing:-0.01px;display:inline;\">5.8 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_262\" id=\"tu_262\" style=\"left:792px;bottom:764px;display:inline;\">2.3 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_262\" id=\"tv_262\" style=\"left:69px;bottom:744px;letter-spacing:-0.01px;display:inline;\">Audit of subsidiaries pursuant to legislation </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_262\" id=\"tw_262\" style=\"left:714px;bottom:744px;letter-spacing:-0.01px;display:inline;\">8.1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_262\" id=\"tx_262\" style=\"left:792px;bottom:744px;display:inline;\">4.4 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_262\" id=\"ty_262\" style=\"left:69px;bottom:725px;letter-spacing:-0.01px;display:inline;\">Audit fees payable to the auditor </div> <div class=\"t s5_262\" id=\"tz_262\" style=\"vertical-align: super;left:244px;bottom:733px;letter-spacing:0.16px;display:inline;\">note (i) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_262\" id=\"t10_262\" style=\"left:706px;bottom:725px;letter-spacing:-0.01px;display:inline;\">13.9 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_262\" id=\"t11_262\" style=\"left:792px;bottom:725px;display:inline;\">6.7 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_262\" id=\"t12_262\" style=\"left:69px;bottom:705px;letter-spacing:-0.01px;display:inline;\">Audit-related assurance services </div> <div class=\"t s5_262\" id=\"t13_262\" style=\"vertical-align: super;left:238px;bottom:713px;letter-spacing:0.15px;display:inline;\">note (ii) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_262\" id=\"t14_262\" style=\"left:714px;bottom:705px;letter-spacing:-0.01px;display:inline;\">4.0 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_262\" id=\"t15_262\" style=\"left:792px;bottom:705px;display:inline;\">3.5 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_262\" id=\"t16_262\" style=\"left:69px;bottom:686px;letter-spacing:-0.01px;display:inline;\">Other assurance services </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_262\" id=\"t17_262\" style=\"left:714px;bottom:686px;letter-spacing:-0.01px;display:inline;\">0.9 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_262\" id=\"t18_262\" style=\"left:792px;bottom:686px;display:inline;\">0.7 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_262\" id=\"t19_262\" style=\"left:69px;bottom:666px;letter-spacing:-0.01px;display:inline;\">Non-audit fees payable to the auditor </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_262\" id=\"t1a_262\" style=\"left:714px;bottom:666px;letter-spacing:-0.01px;display:inline;\">4.9 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_262\" id=\"t1b_262\" style=\"left:792px;bottom:666px;display:inline;\">4.2 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_262\" id=\"t1c_262\" style=\"left:69px;bottom:647px;letter-spacing:-0.01px;display:inline;\">Total fees payable to the auditor </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_262\" id=\"t1d_262\" style=\"left:706px;bottom:647px;letter-spacing:-0.01px;display:inline;\">18.8 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_262\" id=\"t1e_262\" style=\"left:785px;bottom:647px;letter-spacing:-0.01px;display:inline;\">10.9 </div></td></tr>\n                                        </table><div class=\"t s6_262\" id=\"t1f_262\" style=\"left:65px;bottom:620px;letter-spacing:-0.16px;display:inline;\">Notes </div><div class=\"t s7_262\" id=\"t1g_262\" style=\"left:65px;bottom:609px;letter-spacing:-0.09px;display:inline;\">(i) </div><div class=\"t s7_262\" id=\"t1h_262\" style=\"left:82px;bottom:609px;letter-spacing:-0.13px;display:inline;\">EY became the Group\u2019s statutory auditor in 2023 replacing KPMG who was the statutory auditor during 2022. The 2023 fees shown above are wholly in respect of fees </div><div class=\"t s7_262\" id=\"t1i_262\" style=\"left:82px;bottom:597px;letter-spacing:-0.13px;display:inline;\">payable to EY while the 2022 fees were the fees paid to KPMG. </div><div class=\"t s7_262\" id=\"t1j_262\" style=\"left:65px;bottom:583px;letter-spacing:-0.08px;display:inline;\">(ii) </div><div class=\"t s7_262\" id=\"t1k_262\" style=\"left:82px;bottom:583px;letter-spacing:-0.13px;display:inline;\">Of the audit-related assurance service fees of $4.0 million for EY in 2023 (2022: $3.5 million for KPMG), $1.1 </div><div class=\"t s7_262\" id=\"t1l_262\" style=\"left:550px;bottom:583px;letter-spacing:-0.12px;display:inline;\">million (2022: $0.9 million) relates to services that are required </div><div class=\"t s7_262\" id=\"t1m_262\" style=\"left:82px;bottom:571px;letter-spacing:-0.13px;display:inline;\">by law and regulation as defined by the FRC. </div><div class=\"t s1_262\" id=\"t1n_262\" style=\"left:65px;bottom:544px;letter-spacing:-0.01px;display:inline;\">In addition to the above, in the period from September 2021 until their appointment as the Group's statutory auditor in May 2023, EY were paid </div><div class=\"t s1_262\" id=\"t1o_262\" style=\"left:65px;bottom:528px;letter-spacing:-0.01px;display:inline;\">$12.4 million to provide audit assurance over the implementation of IFRS 17. </div><div></div><div class=\"t s0_263\" id=\"t1_263\" style=\"left:87px;bottom:1112px;letter-spacing:0.15px;display:inline;\">B3 Tax charge </div><div class=\"t s1_263\" id=\"t2_263\" style=\"left:87px;bottom:1092px;letter-spacing:-0.01px;display:inline;\">Prudential is subject to tax in numerous jurisdictions and the calculation of the total tax charge inherently involves a degree of estimation and </div><div class=\"t s1_263\" id=\"t3_263\" style=\"left:87px;bottom:1076px;letter-spacing:-0.01px;display:inline;\">judgement. Current tax expense is charged or credited based upon amounts estimated to be payable or recoverable as a result of taxable </div><div class=\"t s1_263\" id=\"t4_263\" style=\"left:87px;bottom:1061px;letter-spacing:-0.01px;display:inline;\">amounts for the current year and adjustments made in relation to prior years. The positions taken in tax returns where applicable tax regulation </div><div class=\"t s1_263\" id=\"t5_263\" style=\"left:87px;bottom:1045px;letter-spacing:-0.01px;word-spacing:-0.02px;display:inline;\">is subject to interpretation are recognised in full in the determination of the tax charge in the consolidated financial statements if the Group </div><div class=\"t s1_263\" id=\"t6_263\" style=\"left:87px;bottom:1030px;letter-spacing:-0.01px;display:inline;\">considers that it is probable that the taxation authority will accept those positions. Otherwise, provisions are established based on the likely </div><div class=\"t s1_263\" id=\"t7_263\" style=\"left:87px;bottom:1014px;letter-spacing:-0.01px;display:inline;\">amount of the liability, or recovery, by providing for the single best estimate of the most likely outcome or the weighted average expected value </div><div class=\"t s1_263\" id=\"t8_263\" style=\"left:87px;bottom:999px;letter-spacing:-0.01px;display:inline;\">where there are multiple outcomes. </div><div class=\"t s1_263\" id=\"t9_263\" style=\"left:87px;bottom:971px;letter-spacing:-0.01px;display:inline;\">The total tax charge includes tax expense attributable to both policyholders and shareholders. The tax expense attributable to policyholders </div><div class=\"t s1_263\" id=\"ta_263\" style=\"left:87px;bottom:955px;letter-spacing:-0.01px;display:inline;\">comprises the tax on the income of the consolidated with-profits and unit-linked funds. In certain jurisdictions, life insurance companies are </div><div class=\"t s1_263\" id=\"tb_263\" style=\"left:87px;bottom:940px;letter-spacing:-0.01px;display:inline;\">taxed on both their shareholders\u2019 profits and on their policyholders\u2019 insurance and investment returns on certain insurance and investment </div><div class=\"t s1_263\" id=\"tc_263\" style=\"left:87px;bottom:924px;letter-spacing:-0.01px;display:inline;\">products. Although both types of tax are included in the total tax charge in the Group\u2019s Consolidated income statement, they are presented </div><div class=\"t s1_263\" id=\"td_263\" style=\"left:87px;bottom:908px;letter-spacing:-0.01px;display:inline;\">separately in the Consolidated income statement to provide the most relevant information about tax that the Group pays on its profits. </div><div class=\"t s1_263\" id=\"te_263\" style=\"left:87px;bottom:881px;letter-spacing:-0.01px;display:inline;\">Deferred taxes are provided under the liability method for all relevant temporary differences. IAS 12 \u2018Income Taxes\u2019 does not require all </div><div class=\"t s1_263\" id=\"tf_263\" style=\"left:87px;bottom:865px;letter-spacing:-0.01px;display:inline;\">temporary differences to be provided for, in particular, the Group does not provide for deferred tax on undistributed earnings of subsidiaries </div><div class=\"t s1_263\" id=\"tg_263\" style=\"left:87px;bottom:849px;letter-spacing:-0.01px;display:inline;\">where the Group is able to control the timing of the distribution and the temporary difference created is not expected to reverse in the </div><div class=\"t s1_263\" id=\"th_263\" style=\"left:87px;bottom:834px;letter-spacing:-0.01px;display:inline;\">foreseeable future. Deferred tax assets are only recognised when it is more likely than not that future taxable profits will be available against </div><div class=\"t s1_263\" id=\"ti_263\" style=\"left:87px;bottom:818px;letter-spacing:-0.01px;display:inline;\">which these losses can be utilised. </div><div class=\"t s1_263\" id=\"tj_263\" style=\"left:87px;bottom:790px;letter-spacing:-0.01px;display:inline;\">Deferred tax is measured at the tax rates that are expected to apply to the period when the asset is realised or the liability settled, based on tax </div><div class=\"t s1_263\" id=\"tk_263\" style=\"left:87px;bottom:775px;letter-spacing:-0.01px;display:inline;\">rates (and laws) that have been enacted or are substantively enacted at the end of the reporting period. </div><div class=\"t s2_263\" id=\"tl_263\" style=\"left:87px;bottom:744px;letter-spacing:0.12px;display:inline;\">B3.1 Total tax charge by nature </div><div class=\"t s3_263\" id=\"tm_263\" style=\"left:87px;bottom:729px;letter-spacing:-0.01px;word-spacing:-0.01px;display:inline;\">The total tax charge in the income statement is as follows: </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_263\" id=\"tn_263\" style=\"left:717px;bottom:698px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">2023 $m </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_263\" id=\"to_263\" style=\"left:797px;bottom:698px;letter-spacing:0.09px;display:inline;\">2022 $m </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_263\" id=\"tp_263\" style=\"left:91px;bottom:677px;letter-spacing:-0.01px;display:inline;\">Hong Kong </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_263\" id=\"tq_263\" style=\"left:725px;bottom:677px;letter-spacing:-0.02px;display:inline;\">(129) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_263\" id=\"tr_263\" style=\"left:804px;bottom:677px;letter-spacing:-0.01px;display:inline;\">(106) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_263\" id=\"ts_263\" style=\"left:91px;bottom:658px;letter-spacing:-0.01px;display:inline;\">Indonesia </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_263\" id=\"tt_263\" style=\"left:733px;bottom:658px;letter-spacing:-0.02px;display:inline;\">(43) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_263\" id=\"tu_263\" style=\"left:811px;bottom:658px;display:inline;\">(27) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_263\" id=\"tv_263\" style=\"left:91px;bottom:638px;letter-spacing:-0.01px;display:inline;\">Malaysia </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_263\" id=\"tw_263\" style=\"left:733px;bottom:638px;letter-spacing:-0.02px;display:inline;\">(98) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_263\" id=\"tx_263\" style=\"left:811px;bottom:638px;display:inline;\">(44) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_263\" id=\"ty_263\" style=\"left:91px;bottom:619px;letter-spacing:-0.01px;display:inline;\">Singapore </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_263\" id=\"tz_263\" style=\"left:725px;bottom:619px;letter-spacing:-0.02px;display:inline;\">(174) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_263\" id=\"t10_263\" style=\"left:811px;bottom:619px;display:inline;\">(61) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_263\" id=\"t11_263\" style=\"left:91px;bottom:599px;letter-spacing:-0.01px;display:inline;\">Growth markets and other </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_263\" id=\"t12_263\" style=\"left:725px;bottom:599px;letter-spacing:-0.02px;display:inline;\">(103) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_263\" id=\"t13_263\" style=\"left:804px;bottom:599px;letter-spacing:-0.01px;display:inline;\">(210) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_263\" id=\"t14_263\" style=\"left:91px;bottom:580px;letter-spacing:-0.01px;display:inline;\">Eastspring </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_263\" id=\"t15_263\" style=\"left:733px;bottom:580px;letter-spacing:-0.02px;display:inline;\">(26) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_263\" id=\"t16_263\" style=\"left:811px;bottom:580px;display:inline;\">(26) </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s3_263\" id=\"t17_263\" style=\"left:91px;bottom:560px;letter-spacing:-0.01px;display:inline;\">Total segment </div> <div class=\"t s7_263\" id=\"t18_263\" style=\"vertical-align: super;left:169px;bottom:568px;letter-spacing:0.16px;display:inline;\">note (i) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_263\" id=\"t19_263\" style=\"left:725px;bottom:560px;letter-spacing:-0.02px;display:inline;\">(573) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_263\" id=\"t1a_263\" style=\"left:804px;bottom:560px;letter-spacing:-0.01px;display:inline;\">(474) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_263\" id=\"t1b_263\" style=\"left:91px;bottom:541px;letter-spacing:-0.01px;display:inline;\">Unallocated to a segment (central operations) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_263\" id=\"t1c_263\" style=\"left:737px;bottom:541px;letter-spacing:-0.02px;display:inline;\">13 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_263\" id=\"t1d_263\" style=\"left:818px;bottom:541px;display:inline;\">(4) </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s6_263\" id=\"t1e_263\" style=\"left:91px;bottom:521px;letter-spacing:-0.01px;display:inline;\">Total tax charge </div> <div class=\"t s8_263\" id=\"t1f_263\" style=\"vertical-align: super;left:187px;bottom:529px;letter-spacing:0.16px;display:inline;\">notes (i)(ii) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_263\" id=\"t1g_263\" style=\"left:725px;bottom:521px;letter-spacing:-0.02px;display:inline;\">(560) </div></td><td class=\"cke_table-faked-selection-temp\" colspan=\"1\" rowspan=\"1\"><div class=\"t s3_263\" id=\"t1h_263\" style=\"left:804px;bottom:521px;letter-spacing:-0.01px;display:inline;\">(478) </div></td></tr></table><div class=\"t s9_263\" id=\"t1i_263\" style=\"left:87px;bottom:495px;letter-spacing:-0.16px;display:inline;\">Notes </div><div class=\"t sa_263\" id=\"t1j_263\" style=\"left:87px;bottom:483px;letter-spacing:-0.09px;display:inline;\">(i) </div><div class=\"t sa_263\" id=\"t1k_263\" style=\"left:104px;bottom:483px;letter-spacing:-0.12px;display:inline;\">Profit before tax includes Prudential\u2019s share of profit after tax from the joint ventures and associates that are equity-accounted for. Therefore, the actual tax charge in the </div><div class=\"t sa_263\" id=\"t1l_263\" style=\"left:104px;bottom:472px;letter-spacing:-0.12px;display:inline;\">income statement does not include tax arising from the results of joint ventures and associates including CPL. </div><div class=\"t sb_263\" id=\"t1m_263\" style=\"left:87px;bottom:460px;letter-spacing:-0.08px;display:inline;\">(ii) </div><div class=\"t sb_263\" id=\"t1n_263\" style=\"left:104px;bottom:460px;letter-spacing:-0.13px;display:inline;\">The total tax charge is analysed between current tax and deferred tax as follows </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_263\" id=\"t1o_263\" style=\"left:717px;bottom:430px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">2023 $m </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_263\" id=\"t1p_263\" style=\"left:797px;bottom:430px;letter-spacing:0.09px;display:inline;\">2022 $m </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_263\" id=\"t1q_263\" style=\"left:91px;bottom:409px;letter-spacing:-0.01px;display:inline;\">Current tax expense: </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_263\" id=\"t1r_263\" style=\"left:91px;bottom:390px;letter-spacing:-0.01px;display:inline;\">Corporation tax </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_263\" id=\"t1s_263\" style=\"left:725px;bottom:390px;letter-spacing:-0.02px;display:inline;\">(457) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_263\" id=\"t1t_263\" style=\"left:804px;bottom:390px;letter-spacing:-0.01px;display:inline;\">(474) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_263\" id=\"t1u_263\" style=\"left:91px;bottom:370px;letter-spacing:-0.01px;display:inline;\">Adjustments in respect of prior years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_263\" id=\"t1v_263\" style=\"left:744px;bottom:370px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_263\" id=\"t1w_263\" style=\"left:818px;bottom:370px;display:inline;\">(7) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_263\" id=\"t1x_263\" style=\"left:91px;bottom:351px;letter-spacing:-0.01px;display:inline;\">Total current tax charge </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_263\" id=\"t1y_263\" style=\"left:725px;bottom:351px;letter-spacing:-0.02px;display:inline;\">(456) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_263\" id=\"t1z_263\" style=\"left:804px;bottom:351px;letter-spacing:-0.01px;display:inline;\">(481) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_263\" id=\"t20_263\" style=\"left:91px;bottom:331px;letter-spacing:-0.01px;display:inline;\">Deferred tax arising from: </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_263\" id=\"t21_263\" style=\"left:91px;bottom:312px;letter-spacing:-0.01px;display:inline;\">Origination and reversal of temporary differences </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_263\" id=\"t22_263\" style=\"left:725px;bottom:312px;letter-spacing:-0.02px;display:inline;\">(135) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_263\" id=\"t23_263\" style=\"left:823px;bottom:312px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_263\" id=\"t24_263\" style=\"left:91px;bottom:293px;letter-spacing:-0.01px;display:inline;\">Adjustment in respect of a tax loss, tax credit or temporary difference from a prior year </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_263\" id=\"t25_263\" style=\"left:737px;bottom:293px;letter-spacing:-0.02px;display:inline;\">31 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_263\" id=\"t26_263\" style=\"left:823px;bottom:293px;display:inline;\">3 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_263\" id=\"t27_263\" style=\"left:91px;bottom:273px;letter-spacing:-0.01px;display:inline;\">Total deferred tax (charge) credit </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_263\" id=\"t28_263\" style=\"left:725px;bottom:273px;letter-spacing:-0.02px;display:inline;\">(104) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_263\" id=\"t29_263\" style=\"left:823px;bottom:273px;display:inline;\">3 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_263\" id=\"t2a_263\" style=\"left:91px;bottom:254px;letter-spacing:-0.01px;display:inline;\">Total tax charge </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_263\" id=\"t2b_263\" style=\"left:725px;bottom:254px;letter-spacing:-0.02px;display:inline;\">(560) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_263\" id=\"t2c_263\" style=\"left:804px;bottom:254px;letter-spacing:-0.01px;display:inline;\">(478) </div></td></tr></table><div></div><div class=\"t s0_264\" id=\"t1_264\" style=\"left:65px;bottom:1116px;letter-spacing:0.11px;display:inline;\">B3.2 Reconciliation of effective tax rate </div><div class=\"t s1_264\" id=\"t2_264\" style=\"left:65px;bottom:1100px;letter-spacing:-0.01px;display:inline;\">In the reconciliation below, the expected tax rate reflects the corporation tax rates that are expected to apply to the taxable profit or loss for the </div><div class=\"t s1_264\" id=\"t3_264\" style=\"left:65px;bottom:1085px;letter-spacing:-0.01px;display:inline;\">year. It reflects the corporation tax rates of each jurisdiction weighted by reference to the amount of profit or loss contributing to the aggregate </div><div class=\"t s1_264\" id=\"t4_264\" style=\"left:65px;bottom:1069px;letter-spacing:-0.01px;display:inline;\">result. The reconciliation of the expected to actual tax charge/credit and the percentage impact of reconciliation items on shareholder effective </div><div class=\"t s1_264\" id=\"t5_264\" style=\"left:65px;bottom:1054px;letter-spacing:-0.01px;display:inline;\">tax rate are provided below. </div><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s2_264\" id=\"t6_264\" style=\"left:565px;bottom:1025px;letter-spacing:0.08px;display:inline;\">2023 </div> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s3_264\" id=\"t7_264\" style=\"left:725px;bottom:1025px;letter-spacing:0.09px;display:inline;\">2022 </div> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_264\" id=\"t8_264\" style=\"left:558px;bottom:1008px;letter-spacing:0.11px;display:inline;\">$m </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_264\" id=\"t9_264\" style=\"left:643px;bottom:1008px;display:inline;\">% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_264\" id=\"ta_264\" style=\"left:719px;bottom:1008px;letter-spacing:0.11px;display:inline;\">$m </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_264\" id=\"tb_264\" style=\"left:803px;bottom:1007px;display:inline;\">% </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"tc_264\" style=\"left:69px;bottom:987px;letter-spacing:-0.01px;display:inline;\">Profit (loss) before tax (being tax attributable to shareholders\u2019 and policyholders\u2019 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"td_264\" style=\"left:82px;bottom:971px;letter-spacing:-0.01px;display:inline;\">returns) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_264\" id=\"te_264\" style=\"left:538px;bottom:971px;letter-spacing:-0.02px;display:inline;\">2,272 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"tf_264\" style=\"left:705px;bottom:971px;letter-spacing:-0.01px;display:inline;\">(519) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"tg_264\" style=\"left:69px;bottom:952px;letter-spacing:-0.01px;display:inline;\">Tax charge attributable to policyholders\u2019 returns </div> <div class=\"t s5_264\" id=\"th_264\" style=\"vertical-align: super;left:323px;bottom:960px;letter-spacing:0.16px;display:inline;\">note (i) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_264\" id=\"ti_264\" style=\"left:543px;bottom:952px;letter-spacing:-0.02px;display:inline;\">(175) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"tj_264\" style=\"left:705px;bottom:952px;letter-spacing:-0.01px;display:inline;\">(124) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"tk_264\" style=\"left:69px;bottom:932px;letter-spacing:-0.01px;display:inline;\">Profit (loss) before tax attributable to shareholders' returns </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_264\" id=\"tl_264\" style=\"left:538px;bottom:932px;letter-spacing:-0.02px;display:inline;\">2,097 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"tm_264\" style=\"left:705px;bottom:932px;letter-spacing:-0.01px;display:inline;\">(643) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"tn_264\" style=\"left:69px;bottom:913px;letter-spacing:-0.01px;display:inline;\">Tax (charge) credit at the expected rate </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_264\" id=\"to_264\" style=\"left:543px;bottom:913px;letter-spacing:-0.02px;display:inline;\">(399) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_264\" id=\"tp_264\" style=\"left:621px;bottom:913px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">19 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"tq_264\" style=\"left:716px;bottom:913px;letter-spacing:-0.01px;display:inline;\">85 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"tr_264\" style=\"left:778px;bottom:913px;letter-spacing:-0.01px;display:inline;\">13 % </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"ts_264\" style=\"left:69px;bottom:893px;letter-spacing:-0.01px;display:inline;\">Effects of recurring tax reconciliation items: </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"tt_264\" style=\"left:82px;bottom:874px;letter-spacing:-0.01px;display:inline;\">Income not taxable or taxable at concessionary rates </div> <div class=\"t s5_264\" id=\"tu_264\" style=\"vertical-align: super;left:362px;bottom:882px;letter-spacing:0.15px;display:inline;\">note (ii) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_264\" id=\"tv_264\" style=\"left:555px;bottom:874px;letter-spacing:-0.02px;display:inline;\">80 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_264\" id=\"tw_264\" style=\"left:624px;bottom:874px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">(4) % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"tx_264\" style=\"left:716px;bottom:874px;letter-spacing:-0.01px;display:inline;\">61 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"ty_264\" style=\"left:785px;bottom:874px;letter-spacing:-0.01px;word-spacing:4.17px;display:inline;\">9 % </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"tz_264\" style=\"left:82px;bottom:854px;letter-spacing:-0.01px;display:inline;\">Deductions and losses not allowable for tax purposes </div> <div class=\"t s5_264\" id=\"t10_264\" style=\"vertical-align: super;left:361px;bottom:862px;letter-spacing:0.15px;display:inline;\">note (iii) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_264\" id=\"t11_264\" style=\"left:543px;bottom:854px;letter-spacing:-0.02px;display:inline;\">(136) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_264\" id=\"t12_264\" style=\"left:628px;bottom:854px;letter-spacing:-0.02px;word-spacing:4.23px;display:inline;\">6 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t13_264\" style=\"left:705px;bottom:854px;letter-spacing:-0.01px;display:inline;\">(196) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t14_264\" style=\"left:774px;bottom:854px;letter-spacing:-0.01px;display:inline;\">(30) % </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t15_264\" style=\"left:82px;bottom:835px;letter-spacing:-0.01px;display:inline;\">Items related to taxation of life insurance businesses </div> <div class=\"t s5_264\" id=\"t16_264\" style=\"vertical-align: super;left:360px;bottom:843px;letter-spacing:0.16px;display:inline;\">note (iv) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_264\" id=\"t17_264\" style=\"left:548px;bottom:835px;letter-spacing:-0.02px;display:inline;\">137 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_264\" id=\"t18_264\" style=\"left:624px;bottom:835px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">(7) % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t19_264\" style=\"left:705px;bottom:835px;letter-spacing:-0.01px;display:inline;\">(129) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t1a_264\" style=\"left:774px;bottom:835px;letter-spacing:-0.01px;display:inline;\">(20) % </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t1b_264\" style=\"left:82px;bottom:815px;letter-spacing:-0.01px;display:inline;\">Deferred tax adjustments including unrecognised tax losses </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_264\" id=\"t1c_264\" style=\"left:555px;bottom:815px;letter-spacing:-0.02px;display:inline;\">13 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_264\" id=\"t1d_264\" style=\"left:624px;bottom:815px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">(1) % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t1e_264\" style=\"left:712px;bottom:815px;display:inline;\">(45) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t1f_264\" style=\"left:781px;bottom:815px;letter-spacing:-0.01px;display:inline;\">(7) % </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t1g_264\" style=\"left:82px;bottom:796px;letter-spacing:-0.01px;display:inline;\">Effect of results of joint ventures and associates </div> <div class=\"t s5_264\" id=\"t1h_264\" style=\"vertical-align: super;left:334px;bottom:804px;letter-spacing:0.17px;display:inline;\">note (v) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_264\" id=\"t1i_264\" style=\"left:551px;bottom:796px;letter-spacing:-0.02px;display:inline;\">(38) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_264\" id=\"t1j_264\" style=\"left:628px;bottom:796px;letter-spacing:-0.02px;word-spacing:4.23px;display:inline;\">2 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t1k_264\" style=\"left:712px;bottom:796px;display:inline;\">(32) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t1l_264\" style=\"left:781px;bottom:796px;letter-spacing:-0.01px;display:inline;\">(5) % </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t1m_264\" style=\"left:82px;bottom:776px;letter-spacing:-0.01px;display:inline;\">Irrecoverable withholding taxes </div> <div class=\"t s5_264\" id=\"t1n_264\" style=\"vertical-align: super;left:249px;bottom:784px;letter-spacing:0.16px;display:inline;\">note (vi) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_264\" id=\"t1o_264\" style=\"left:551px;bottom:776px;letter-spacing:-0.02px;display:inline;\">(63) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_264\" id=\"t1p_264\" style=\"left:628px;bottom:776px;letter-spacing:-0.02px;word-spacing:4.23px;display:inline;\">3 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t1q_264\" style=\"left:712px;bottom:776px;display:inline;\">(55) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t1r_264\" style=\"left:781px;bottom:776px;letter-spacing:-0.01px;display:inline;\">(9) % </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t1s_264\" style=\"left:82px;bottom:757px;letter-spacing:-0.01px;display:inline;\">Other </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_264\" id=\"t1t_264\" style=\"left:558px;bottom:757px;letter-spacing:-0.02px;display:inline;\">(2) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_264\" id=\"t1u_264\" style=\"left:628px;bottom:757px;letter-spacing:-0.02px;word-spacing:4.23px;display:inline;\">1 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t1v_264\" style=\"left:712px;bottom:757px;display:inline;\">(15) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t1w_264\" style=\"left:781px;bottom:757px;letter-spacing:-0.01px;display:inline;\">(2) % </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t1x_264\" style=\"left:82px;bottom:737px;letter-spacing:-0.01px;display:inline;\">Total charge on recurring items </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_264\" id=\"t1y_264\" style=\"left:558px;bottom:737px;letter-spacing:-0.02px;display:inline;\">(9) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_264\" id=\"t1z_264\" style=\"left:628px;bottom:737px;letter-spacing:-0.02px;word-spacing:4.23px;display:inline;\">0 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t20_264\" style=\"left:705px;bottom:737px;letter-spacing:-0.01px;display:inline;\">(411) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t21_264\" style=\"left:774px;bottom:737px;letter-spacing:-0.01px;display:inline;\">(64) % </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t22_264\" style=\"left:69px;bottom:718px;letter-spacing:-0.01px;display:inline;\">Effects of non-recurring tax reconciliation items: </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t23_264\" style=\"left:82px;bottom:698px;letter-spacing:-0.01px;display:inline;\">Adjustments to tax charge in relation to prior years </div> <div class=\"t s5_264\" id=\"t24_264\" style=\"vertical-align: super;left:350px;bottom:706px;letter-spacing:0.16px;display:inline;\">note (vii) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_264\" id=\"t25_264\" style=\"left:555px;bottom:698px;letter-spacing:-0.02px;display:inline;\">42 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_264\" id=\"t26_264\" style=\"left:624px;bottom:698px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">(2) % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t27_264\" style=\"left:723px;bottom:698px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t28_264\" style=\"left:785px;bottom:698px;letter-spacing:-0.01px;word-spacing:4.17px;display:inline;\">0 % </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t29_264\" style=\"left:82px;bottom:679px;letter-spacing:-0.01px;display:inline;\">Movements in provisions for open tax matters </div> <div class=\"t s5_264\" id=\"t2a_264\" style=\"vertical-align: super;left:325px;bottom:687px;letter-spacing:0.15px;display:inline;\">note (viii) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_264\" id=\"t2b_264\" style=\"left:551px;bottom:679px;letter-spacing:-0.02px;display:inline;\">(15) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_264\" id=\"t2c_264\" style=\"left:628px;bottom:679px;letter-spacing:-0.02px;word-spacing:4.23px;display:inline;\">1 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t2d_264\" style=\"left:712px;bottom:679px;display:inline;\">(40) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t2e_264\" style=\"left:781px;bottom:679px;letter-spacing:-0.01px;display:inline;\">(6) % </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t2f_264\" style=\"left:82px;bottom:659px;letter-spacing:-0.01px;display:inline;\">Adjustments in relation to business disposals and corporate transactions </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_264\" id=\"t2g_264\" style=\"left:558px;bottom:659px;letter-spacing:-0.02px;display:inline;\">(4) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_264\" id=\"t2h_264\" style=\"left:628px;bottom:659px;letter-spacing:-0.02px;word-spacing:4.23px;display:inline;\">0 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t2i_264\" style=\"left:716px;bottom:659px;letter-spacing:-0.01px;display:inline;\">11 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t2j_264\" style=\"left:785px;bottom:659px;letter-spacing:-0.01px;word-spacing:4.17px;display:inline;\">2 % </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t2k_264\" style=\"left:82px;bottom:640px;letter-spacing:-0.01px;display:inline;\">Total credit (charge) on non-recurring items </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_264\" id=\"t2l_264\" style=\"left:555px;bottom:640px;letter-spacing:-0.02px;display:inline;\">23 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_264\" id=\"t2m_264\" style=\"left:624px;bottom:640px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">(1) % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t2n_264\" style=\"left:712px;bottom:640px;display:inline;\">(28) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t2o_264\" style=\"left:781px;bottom:640px;letter-spacing:-0.01px;display:inline;\">(4) % </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t2p_264\" style=\"left:69px;bottom:620px;letter-spacing:-0.01px;display:inline;\">Tax charge attributable to shareholders' returns </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_264\" id=\"t2q_264\" style=\"left:543px;bottom:620px;letter-spacing:-0.02px;display:inline;\">(385) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t2r_264\" style=\"left:705px;bottom:620px;letter-spacing:-0.01px;display:inline;\">(354) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t2s_264\" style=\"left:69px;bottom:601px;letter-spacing:-0.01px;display:inline;\">Tax charge attributable to policyholders\u2019 returns </div> <div class=\"t s5_264\" id=\"t2t_264\" style=\"vertical-align: super;left:323px;bottom:609px;letter-spacing:0.16px;display:inline;\">note (i) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_264\" id=\"t2u_264\" style=\"left:543px;bottom:601px;letter-spacing:-0.02px;display:inline;\">(175) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t2v_264\" style=\"left:705px;bottom:601px;letter-spacing:-0.01px;display:inline;\">(124) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_264\" id=\"t2w_264\" style=\"left:69px;bottom:581px;letter-spacing:-0.01px;display:inline;\">Tax charge attributable to shareholders' and policyholders' returns </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_264\" id=\"t2x_264\" style=\"left:543px;bottom:581px;letter-spacing:-0.02px;display:inline;\">(560) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t2y_264\" style=\"left:705px;bottom:581px;letter-spacing:-0.01px;display:inline;\">(478) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t2z_264\" style=\"left:69px;bottom:562px;letter-spacing:-0.01px;display:inline;\">Profit before tax attributable to shareholders\u2019 returns analysed into: </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t30_264\" style=\"left:82px;bottom:543px;letter-spacing:-0.01px;display:inline;\">Adjusted operating profit </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_264\" id=\"t31_264\" style=\"left:538px;bottom:543px;letter-spacing:-0.02px;display:inline;\">2,893 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t32_264\" style=\"left:699px;bottom:543px;letter-spacing:-0.01px;display:inline;\">2,722 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t33_264\" style=\"left:82px;bottom:523px;letter-spacing:-0.01px;display:inline;\">Non-operating result </div> <div class=\"t s5_264\" id=\"t34_264\" style=\"vertical-align: super;left:193px;bottom:531px;letter-spacing:0.16px;display:inline;\">note (ix) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_264\" id=\"t35_264\" style=\"left:543px;bottom:523px;letter-spacing:-0.02px;display:inline;\">(796) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t36_264\" style=\"left:695px;bottom:523px;letter-spacing:-0.01px;display:inline;\">(3,365) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t37_264\" style=\"left:69px;bottom:504px;letter-spacing:-0.01px;display:inline;\">Profit (loss) before tax attributable to shareholders' returns </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_264\" id=\"t38_264\" style=\"left:538px;bottom:504px;letter-spacing:-0.02px;display:inline;\">2,097 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t39_264\" style=\"left:705px;bottom:504px;letter-spacing:-0.01px;display:inline;\">(643) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t3a_264\" style=\"left:69px;bottom:484px;letter-spacing:-0.01px;display:inline;\">Tax charge attributable to shareholders' returns analysed into: </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t3b_264\" style=\"left:82px;bottom:465px;letter-spacing:-0.01px;display:inline;\">Tax charge on adjusted operating profit </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_264\" id=\"t3c_264\" style=\"left:543px;bottom:465px;letter-spacing:-0.02px;display:inline;\">(444) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t3d_264\" style=\"left:705px;bottom:465px;letter-spacing:-0.01px;display:inline;\">(539) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t3e_264\" style=\"left:82px;bottom:445px;letter-spacing:-0.01px;display:inline;\">Tax credit on non-operating result </div> <div class=\"t s5_264\" id=\"t3f_264\" style=\"vertical-align: super;left:262px;bottom:453px;letter-spacing:0.16px;display:inline;\">note (ix) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_264\" id=\"t3g_264\" style=\"left:555px;bottom:445px;letter-spacing:-0.02px;display:inline;\">59 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t3h_264\" style=\"left:709px;bottom:445px;letter-spacing:-0.01px;display:inline;\">185 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t3i_264\" style=\"left:69px;bottom:426px;letter-spacing:-0.01px;display:inline;\">Tax charge attributable to shareholders' returns </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_264\" id=\"t3j_264\" style=\"left:543px;bottom:426px;letter-spacing:-0.02px;display:inline;\">(385) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t3k_264\" style=\"left:705px;bottom:426px;letter-spacing:-0.01px;display:inline;\">(354) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t3l_264\" style=\"left:69px;bottom:406px;letter-spacing:-0.01px;display:inline;\">Actual tax rate on: </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t3m_264\" style=\"left:69px;bottom:387px;letter-spacing:-0.01px;display:inline;\">Adjusted operating profit: </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t3n_264\" style=\"left:82px;bottom:367px;letter-spacing:-0.01px;display:inline;\">Including non-recurring tax reconciling items </div> <div class=\"t s5_264\" id=\"t3o_264\" style=\"vertical-align: super;left:318px;bottom:375px;letter-spacing:0.17px;display:inline;\">note (x) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_264\" id=\"t3p_264\" style=\"left:550px;bottom:367px;letter-spacing:-0.02px;display:inline;\">15% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t3q_264\" style=\"left:707px;bottom:367px;letter-spacing:-0.01px;display:inline;\">20% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"tcs-selection-enabled tcs-selected\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t3r_264\" style=\"left:82px;bottom:348px;letter-spacing:-0.01px;display:inline;\">Excluding non-recurring tax reconciling items </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_264\" id=\"t3s_264\" style=\"left:550px;bottom:348px;letter-spacing:-0.02px;display:inline;\">16% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t3t_264\" style=\"left:707px;bottom:348px;letter-spacing:-0.01px;display:inline;\">18% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_264\" id=\"t3u_264\" style=\"left:69px;bottom:328px;letter-spacing:-0.01px;display:inline;\">Profit before tax attributable to shareholders' returns </div> <div class=\"t s6_264\" id=\"t3v_264\" style=\"vertical-align: super;left:376px;bottom:336px;letter-spacing:0.18px;display:inline;\">note (x) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_264\" id=\"t3w_264\" style=\"left:550px;bottom:328px;letter-spacing:-0.02px;display:inline;\">18% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t3x_264\" style=\"left:699px;bottom:328px;letter-spacing:-0.01px;display:inline;\">(55)% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr>\n                                        </table><div class=\"t s7_264\" id=\"t3y_264\" style=\"left:65px;bottom:302px;letter-spacing:-0.13px;display:inline;\">Notes </div><div class=\"t s8_264\" id=\"t3z_264\" style=\"left:65px;bottom:290px;letter-spacing:-0.09px;display:inline;\">(i) </div><div class=\"t s8_264\" id=\"t40_264\" style=\"left:82px;bottom:290px;letter-spacing:-0.12px;display:inline;\">The tax charge attributable to policyholders of $(175) million (2022: $(124) million) is equal to the profit before tax attributable to policyholders as a result of accounting </div><div class=\"t s8_264\" id=\"t41_264\" style=\"left:82px;bottom:279px;letter-spacing:-0.12px;display:inline;\">for policyholder income after the deduction of expenses on a post-tax basis. </div><div class=\"t s8_264\" id=\"t42_264\" style=\"left:65px;bottom:267px;letter-spacing:-0.08px;display:inline;\">(ii) </div><div class=\"t s8_264\" id=\"t43_264\" style=\"left:82px;bottom:267px;letter-spacing:-0.13px;display:inline;\">Income not taxable or taxable at concessionary rates primarily relates to non-taxable investment income in Growth markets and Singapore. </div><div class=\"t s8_264\" id=\"t44_264\" style=\"left:65px;bottom:255px;letter-spacing:-0.08px;display:inline;\">(iii) </div><div class=\"t s8_264\" id=\"t45_264\" style=\"left:82px;bottom:255px;letter-spacing:-0.12px;display:inline;\">Deductions and losses not allowable for tax purposes primarily relates to non-deductible head office costs in Other operations. </div><div class=\"t s8_264\" id=\"t46_264\" style=\"left:65px;bottom:243px;letter-spacing:-0.1px;display:inline;\">(iv) </div><div class=\"t s8_264\" id=\"t47_264\" style=\"left:82px;bottom:243px;letter-spacing:-0.13px;display:inline;\">Items related to taxation of life insurance businesses primarily relates to Hong Kong where the taxable profit is computed as 5 per cent of net insurance premiums. </div><div class=\"t s8_264\" id=\"t48_264\" style=\"left:65px;bottom:231px;letter-spacing:-0.11px;display:inline;\">(v) </div><div class=\"t s8_264\" id=\"t49_264\" style=\"left:82px;bottom:231px;letter-spacing:-0.12px;display:inline;\">Profit before tax includes Prudential\u2019s share of profit after tax from the joint ventures and associates. Therefore, the actual tax charge does not include tax arising from </div><div class=\"t s8_264\" id=\"t4a_264\" style=\"left:82px;bottom:220px;letter-spacing:-0.12px;display:inline;\">profit or loss of joint ventures and associates and is reflected as a reconciling item. </div><div class=\"t s8_264\" id=\"t4b_264\" style=\"left:65px;bottom:208px;letter-spacing:-0.1px;display:inline;\">(vi) </div><div class=\"t s8_264\" id=\"t4c_264\" style=\"left:82px;bottom:208px;letter-spacing:-0.13px;display:inline;\">The Group incurs withholding tax on remittances received from certain jurisdictions and on certain investment income. Where these withholding taxes cannot be offset </div><div class=\"t s8_264\" id=\"t4d_264\" style=\"left:82px;bottom:196px;letter-spacing:-0.12px;display:inline;\">against corporate income tax or otherwise recovered, they represent a cost to the Group. Irrecoverable withholding tax on remittances is included in Other operations and is </div><div class=\"t s8_264\" id=\"t4e_264\" style=\"left:82px;bottom:184px;letter-spacing:-0.13px;display:inline;\">not allocated to any segment. Irrecoverable withholding tax on investment income is included in the relevant segment where the investment income is reflected. </div><div class=\"t s8_264\" id=\"t4f_264\" style=\"left:65px;bottom:173px;letter-spacing:-0.12px;display:inline;\">(vii) Adjustments to tax charge in relation to prior years primarily relates to the recognition of a deferred tax asset in relation to historical tax losses, due to an increase in </div><div class=\"t s8_264\" id=\"t4g_264\" style=\"left:82px;bottom:161px;letter-spacing:-0.12px;display:inline;\">forecast taxable profit in the UK tax group. </div><div class=\"t s8_264\" id=\"t4h_264\" style=\"left:65px;bottom:149px;letter-spacing:-0.13px;word-spacing:0.02px;display:inline;\">(viii)The statement of financial position contains the following provisions in relation to open tax matters. </div><div></div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_265\" id=\"t1_265\" style=\"left:803px;bottom:1115px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">2023 $m </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_265\" id=\"t2_265\" style=\"left:108px;bottom:1095px;letter-spacing:-0.01px;display:inline;\">Balance at 1 Jan </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_265\" id=\"t3_265\" style=\"left:819px;bottom:1095px;letter-spacing:-0.02px;display:inline;\">(79) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_265\" id=\"t4_265\" style=\"left:108px;bottom:1075px;letter-spacing:-0.01px;display:inline;\">Movements in the current year included in tax charge attributable to shareholders </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_265\" id=\"t5_265\" style=\"left:819px;bottom:1075px;letter-spacing:-0.02px;display:inline;\">(15) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_265\" id=\"t6_265\" style=\"left:108px;bottom:1055px;letter-spacing:-0.01px;display:inline;\">Other movements (including interest arising on open tax matters and amounts included in the Group\u2019s share of profits from </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_265\" id=\"t7_265\" style=\"left:121px;bottom:1040px;letter-spacing:-0.01px;display:inline;\">joint ventures and associates, net of related tax) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_265\" id=\"t8_265\" style=\"left:830px;bottom:1040px;display:inline;\">1 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_265\" id=\"t9_265\" style=\"left:108px;bottom:1020px;letter-spacing:-0.01px;display:inline;\">Balance at 31 Dec </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_265\" id=\"ta_265\" style=\"left:819px;bottom:1020px;letter-spacing:-0.02px;display:inline;\">(93) </div></td></tr></table><div class=\"t s3_265\" id=\"tb_265\" style=\"left:87px;bottom:988px;letter-spacing:-0.1px;display:inline;\">(ix) </div><div class=\"t s3_265\" id=\"tc_265\" style=\"left:104px;bottom:988px;letter-spacing:-0.13px;word-spacing:-0.01px;display:inline;\">\u2018Non-operating result\u2019 is used to refer to items excluded from adjusted operating profit and includes short-term investment fluctuations in investment returns and corporate </div><div class=\"t s3_265\" id=\"td_265\" style=\"left:104px;bottom:976px;letter-spacing:-0.12px;display:inline;\">transactions. The tax charge on non-operating result is calculated using the tax rates applicable to investment profit or loss recorded in the non-operating result for each </div><div class=\"t s3_265\" id=\"te_265\" style=\"left:104px;bottom:965px;letter-spacing:-0.12px;display:inline;\">entity, and then adjusting for any discrete items included in the total tax charge that relate specifically to the amounts (other than investment related profit or loss) </div><div class=\"t s3_265\" id=\"tf_265\" style=\"left:104px;bottom:953px;letter-spacing:-0.12px;display:inline;\">included in the non-operating result. The difference between this tax on non-operating result and the tax charge calculated on profit before tax is the tax charge on </div><div class=\"t s3_265\" id=\"tg_265\" style=\"left:104px;bottom:941px;letter-spacing:-0.12px;display:inline;\">adjusted operating profit. </div><div class=\"t s3_265\" id=\"th_265\" style=\"left:87px;bottom:929px;letter-spacing:-0.11px;display:inline;\">(x) </div><div class=\"t s3_265\" id=\"ti_265\" style=\"left:104px;bottom:929px;letter-spacing:-0.13px;display:inline;\">The actual tax rates of the relevant business operations are shown below: </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"8\" rowspan=\"1\" style=\"text-align: center;\">   <div class=\"t s0_265\" id=\"tj_265\" style=\"left:572px;bottom:911px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">2023 % </div>    </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_265\" id=\"tu_265\" style=\"left:818px;bottom:896px;letter-spacing:0.07px;display:inline;\">Total </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_265\" id=\"to_265\" style=\"left:617px;bottom:886px;letter-spacing:0.09px;display:inline;\">Growth </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_265\" id=\"tv_265\" style=\"left:791px;bottom:886px;letter-spacing:0.06px;display:inline;\">attributable </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_265\" id=\"tp_265\" style=\"left:614px;bottom:876px;letter-spacing:0.08px;display:inline;\">markets </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_265\" id=\"ts_265\" style=\"left:752px;bottom:876px;letter-spacing:0.08px;display:inline;\">Other </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_265\" id=\"tw_265\" style=\"left:830px;bottom:876px;letter-spacing:0.08px;display:inline;\">to </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_265\" id=\"tk_265\" style=\"left:345px;bottom:866px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">Hong Kong </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_265\" id=\"tl_265\" style=\"left:414px;bottom:866px;letter-spacing:0.08px;display:inline;\">Indonesia </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_265\" id=\"tm_265\" style=\"left:482px;bottom:866px;letter-spacing:0.08px;display:inline;\">Malaysia </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_265\" id=\"tn_265\" style=\"left:542px;bottom:866px;letter-spacing:0.08px;display:inline;\">Singapore </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_265\" id=\"tq_265\" style=\"left:607px;bottom:866px;letter-spacing:0.08px;display:inline;\">and other </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_265\" id=\"tr_265\" style=\"left:669px;bottom:866px;letter-spacing:0.07px;display:inline;\">Eastspring </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_265\" id=\"tt_265\" style=\"left:732px;bottom:866px;letter-spacing:0.07px;display:inline;\">operations </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_265\" id=\"tx_265\" style=\"left:788px;bottom:866px;letter-spacing:0.07px;display:inline;\">shareholders </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_265\" id=\"ty_265\" style=\"left:108px;bottom:845px;letter-spacing:-0.01px;display:inline;\">Tax rate on adjusted operating profit </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_265\" id=\"tz_265\" style=\"left:372px;bottom:845px;letter-spacing:-0.02px;word-spacing:1.09px;display:inline;\">7 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_265\" id=\"t10_265\" style=\"left:429px;bottom:845px;letter-spacing:-0.02px;word-spacing:1.09px;display:inline;\">22 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_265\" id=\"t11_265\" style=\"left:493px;bottom:845px;letter-spacing:-0.02px;word-spacing:1.09px;display:inline;\">22 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_265\" id=\"t12_265\" style=\"left:558px;bottom:845px;letter-spacing:-0.02px;word-spacing:1.09px;display:inline;\">16 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_265\" id=\"t13_265\" style=\"left:622px;bottom:845px;letter-spacing:-0.02px;word-spacing:1.09px;display:inline;\">20 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_265\" id=\"t14_265\" style=\"left:693px;bottom:845px;letter-spacing:-0.02px;word-spacing:1.09px;display:inline;\">9 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_265\" id=\"t15_265\" style=\"left:757px;bottom:845px;letter-spacing:-0.02px;word-spacing:1.09px;display:inline;\">2 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_265\" id=\"t16_265\" style=\"left:814px;bottom:845px;letter-spacing:-0.02px;word-spacing:1.09px;display:inline;\">15 % </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_265\" id=\"t17_265\" style=\"left:108px;bottom:826px;letter-spacing:-0.01px;display:inline;\">Tax rate on profit before tax </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_265\" id=\"t18_265\" style=\"left:372px;bottom:826px;letter-spacing:-0.02px;word-spacing:1.09px;display:inline;\">7 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_265\" id=\"t19_265\" style=\"left:429px;bottom:826px;letter-spacing:-0.02px;word-spacing:1.09px;display:inline;\">22 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_265\" id=\"t1a_265\" style=\"left:493px;bottom:826px;letter-spacing:-0.02px;word-spacing:1.09px;display:inline;\">20 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_265\" id=\"t1b_265\" style=\"left:558px;bottom:826px;letter-spacing:-0.02px;word-spacing:1.09px;display:inline;\">16 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_265\" id=\"t1c_265\" style=\"left:622px;bottom:826px;letter-spacing:-0.02px;word-spacing:1.09px;display:inline;\">11 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_265\" id=\"t1d_265\" style=\"left:693px;bottom:826px;letter-spacing:-0.02px;word-spacing:1.09px;display:inline;\">9 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_265\" id=\"t1e_265\" style=\"left:757px;bottom:826px;letter-spacing:-0.02px;word-spacing:1.09px;display:inline;\">2 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_265\" id=\"t1f_265\" style=\"left:814px;bottom:826px;letter-spacing:-0.02px;word-spacing:1.09px;display:inline;\">18 % </div></td></tr></table><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"8\" rowspan=\"1\" style=\"text-align: center;\">   <div class=\"t s4_265\" id=\"t1g_265\" style=\"left:571px;bottom:790px;letter-spacing:0.09px;display:inline;\">2022 % </div>    </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_265\" id=\"t1l_265\" style=\"left:619px;bottom:774px;letter-spacing:0.08px;display:inline;\">Growth </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_265\" id=\"t1r_265\" style=\"left:820px;bottom:774px;letter-spacing:0.07px;display:inline;\">Total </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_265\" id=\"t1m_265\" style=\"left:617px;bottom:763px;letter-spacing:0.07px;display:inline;\">markets </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_265\" id=\"t1p_265\" style=\"left:754px;bottom:763px;letter-spacing:0.07px;display:inline;\">Other </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_265\" id=\"t1s_265\" style=\"left:785px;bottom:763px;letter-spacing:0.06px;display:inline;\">attributable to </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_265\" id=\"t1h_265\" style=\"left:348px;bottom:752px;letter-spacing:0.08px;display:inline;\">Hong Kong </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_265\" id=\"t1i_265\" style=\"left:417px;bottom:752px;letter-spacing:0.07px;display:inline;\">Indonesia </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_265\" id=\"t1j_265\" style=\"left:485px;bottom:752px;letter-spacing:0.07px;display:inline;\">Malaysia </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_265\" id=\"t1k_265\" style=\"left:545px;bottom:752px;letter-spacing:0.07px;display:inline;\">Singapore </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_265\" id=\"t1n_265\" style=\"left:610px;bottom:752px;letter-spacing:0.07px;display:inline;\">and other </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_265\" id=\"t1o_265\" style=\"left:672px;bottom:752px;letter-spacing:0.07px;display:inline;\">Eastspring </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_265\" id=\"t1q_265\" style=\"left:735px;bottom:752px;letter-spacing:0.07px;display:inline;\">operations </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_265\" id=\"t1t_265\" style=\"left:792px;bottom:752px;letter-spacing:0.07px;display:inline;\">shareholders </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_265\" id=\"t1u_265\" style=\"left:108px;bottom:731px;letter-spacing:-0.01px;display:inline;\">Tax rate on adjusted operating profit </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_265\" id=\"t1v_265\" style=\"left:369px;bottom:731px;letter-spacing:-0.01px;word-spacing:1.31px;display:inline;\">4 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_265\" id=\"t1w_265\" style=\"left:426px;bottom:731px;letter-spacing:-0.01px;word-spacing:1.31px;display:inline;\">19 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_265\" id=\"t1x_265\" style=\"left:490px;bottom:731px;letter-spacing:-0.01px;word-spacing:1.31px;display:inline;\">26 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_265\" id=\"t1y_265\" style=\"left:554px;bottom:731px;letter-spacing:-0.01px;word-spacing:1.31px;display:inline;\">16 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_265\" id=\"t1z_265\" style=\"left:618px;bottom:731px;letter-spacing:-0.01px;word-spacing:1.31px;display:inline;\">33 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_265\" id=\"t20_265\" style=\"left:682px;bottom:731px;letter-spacing:-0.01px;word-spacing:1.31px;display:inline;\">10 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_265\" id=\"t21_265\" style=\"left:754px;bottom:731px;letter-spacing:-0.01px;word-spacing:1.31px;display:inline;\">0 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_265\" id=\"t22_265\" style=\"left:811px;bottom:731px;letter-spacing:-0.01px;word-spacing:1.31px;display:inline;\">20 % </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_265\" id=\"t23_265\" style=\"left:108px;bottom:712px;letter-spacing:-0.01px;display:inline;\">Tax rate on profit before tax </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_265\" id=\"t24_265\" style=\"left:364px;bottom:712px;letter-spacing:-0.01px;display:inline;\">(7)% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_265\" id=\"t25_265\" style=\"left:426px;bottom:712px;letter-spacing:-0.01px;word-spacing:1.31px;display:inline;\">16 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_265\" id=\"t26_265\" style=\"left:490px;bottom:712px;letter-spacing:-0.01px;word-spacing:1.31px;display:inline;\">25 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_265\" id=\"t27_265\" style=\"left:554px;bottom:712px;letter-spacing:-0.01px;word-spacing:1.31px;display:inline;\">63 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_265\" id=\"t28_265\" style=\"left:618px;bottom:712px;letter-spacing:-0.01px;word-spacing:1.31px;display:inline;\">40 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_265\" id=\"t29_265\" style=\"left:682px;bottom:712px;letter-spacing:-0.01px;word-spacing:1.31px;display:inline;\">10 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_265\" id=\"t2a_265\" style=\"left:749px;bottom:712px;letter-spacing:-0.01px;display:inline;\">(1)% </div></td><td class=\"cke_table-faked-selection-temp\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_265\" id=\"t2b_265\" style=\"left:806px;bottom:712px;letter-spacing:-0.01px;display:inline;\">(55)% </div></td></tr></table><div class=\"t s3_265\" id=\"t2c_265\" style=\"left:104px;bottom:680px;letter-spacing:-0.13px;display:inline;\">Actual tax rates on adjusted operating profit for each segment for 2022 prepared applying IFRS 17 as shown in the table above are generally consistent with the tax rates </div><div class=\"t s3_265\" id=\"t2d_265\" style=\"left:104px;bottom:668px;letter-spacing:-0.12px;display:inline;\">previously published for 2022 results prepared applying IFRS 4. The tax rates on adjusted operating profit for Growth markets and other and the Group total as shown in the </div><div class=\"t s3_265\" id=\"t2e_265\" style=\"left:104px;bottom:656px;letter-spacing:-0.12px;display:inline;\">table above differ from the equivalent tax rates previously published under IFRS 4 for 2022 due primarily to differences in the proportions of adjusted operating profit </div><div class=\"t s3_265\" id=\"t2f_265\" style=\"left:104px;bottom:644px;letter-spacing:-0.12px;display:inline;\">contributed by entities with different tax rates. Actual tax rates on profit before tax for 2022 prepared under IFRS 17 differ from the equivalent tax rates previously </div><div class=\"t s3_265\" id=\"t2g_265\" style=\"left:104px;bottom:632px;letter-spacing:-0.13px;display:inline;\">published under IFRS 4 for 2022 primarily due to non-taxable and non-deductible amounts, such as investment gains or losses, making up a different proportion of total </div><div class=\"t s3_265\" id=\"t2h_265\" style=\"left:104px;bottom:621px;letter-spacing:-0.13px;display:inline;\">profit before tax for each segment and the Group total under each standard. </div><div class=\"t s1_265\" id=\"t2i_265\" style=\"left:87px;bottom:594px;letter-spacing:-0.01px;display:inline;\">A number of jurisdictions in which the Group has operations \u2013 Japan, South Korea, Luxembourg, Vietnam and the UK \u2013 have implemented either </div><div class=\"t s1_265\" id=\"t2j_265\" style=\"left:87px;bottom:578px;letter-spacing:-0.01px;display:inline;\">a global minimum tax or a domestic minimum tax at a rate of 15 per cent, in line with the OECD proposals, effective for 2024 onwards. Malaysia </div><div class=\"t s1_265\" id=\"t2k_265\" style=\"left:87px;bottom:563px;letter-spacing:-0.01px;display:inline;\">has implemented both the global minimum tax and domestic minimum tax effective for 2025 onwards. Other jurisdictions where the Group has </div><div class=\"t s1_265\" id=\"t2l_265\" style=\"left:87px;bottom:547px;letter-spacing:-0.01px;display:inline;\">a taxable presence, including Hong Kong (where Prudential plc has been tax resident since 3 March 2023), Singapore and Thailand intend to </div><div class=\"t s1_265\" id=\"t2m_265\" style=\"left:87px;bottom:532px;letter-spacing:-0.01px;display:inline;\">implement the proposals for 2025 onwards. </div><div class=\"t s1_265\" id=\"t2n_265\" style=\"left:87px;bottom:504px;letter-spacing:-0.01px;display:inline;\">For those jurisdictions where either a global minimum tax or domestic minimum tax or both have been implemented with effect for 2024, no </div><div class=\"t s1_265\" id=\"t2o_265\" style=\"left:87px;bottom:488px;letter-spacing:-0.01px;display:inline;\">material impact to the Group\u2019s IFRS tax charge for the 2024 financial year is expected. The implementation of a global minimum tax and </div><div class=\"t s1_265\" id=\"t2p_265\" style=\"left:87px;bottom:473px;letter-spacing:-0.01px;display:inline;\">domestic minimum tax in Malaysia effective for 2025 is not expected to have a material impact for the Group\u2019s IFRS tax charge for the 2025 </div><div class=\"t s1_265\" id=\"t2q_265\" style=\"left:87px;bottom:457px;letter-spacing:-0.01px;display:inline;\">financial year. These assessments consider a number of factors including whether the transitional safe harbour is expected to apply based on the </div><div class=\"t s1_265\" id=\"t2r_265\" style=\"left:87px;bottom:441px;letter-spacing:-0.01px;display:inline;\">most recent filings of tax returns, country by country reporting and financial statements of the relevant entities. In some jurisdictions a global </div><div class=\"t s1_265\" id=\"t2s_265\" style=\"left:87px;bottom:426px;letter-spacing:-0.01px;display:inline;\">minimum tax but not a domestic minimum tax regime has been implemented and the Group\u2019s operations in that jurisdiction will not be subject </div><div class=\"t s1_265\" id=\"t2t_265\" style=\"left:87px;bottom:410px;letter-spacing:-0.01px;display:inline;\">to the rules as they are wholly domestic operations. </div><div class=\"t s1_265\" id=\"t2u_265\" style=\"left:87px;bottom:383px;letter-spacing:-0.01px;display:inline;\">Luxembourg and South Korea have both implemented an undertaxed profits rule effective for 2025 onwards. The undertaxed profits rule is </div><div class=\"t s1_265\" id=\"t2v_265\" style=\"left:87px;bottom:367px;letter-spacing:-0.01px;display:inline;\">intended as a backstop provision to deal with jurisdictions which delay or do not implement the global minimum tax or domestic minimum tax </div><div class=\"t s1_265\" id=\"t2w_265\" style=\"left:87px;bottom:351px;letter-spacing:-0.01px;display:inline;\">rules. In the December 2023 public consultation and February 2024 budget, Hong Kong confirmed its intention to implement the global </div><div class=\"t s1_265\" id=\"t2x_265\" style=\"left:87px;bottom:336px;letter-spacing:-0.01px;display:inline;\">minimum and domestic minimum tax rules effective from 2025 onwards. As the Hong Kong rules are expected to be in force for 2025 and would </div><div class=\"t s1_265\" id=\"t2y_265\" style=\"left:87px;bottom:320px;letter-spacing:-0.01px;display:inline;\">apply to the Group from 2025, the undertaxed profits rules implemented in South Korea and Luxembourg are not expected to have any practical </div><div class=\"t s1_265\" id=\"t2z_265\" style=\"left:87px;bottom:305px;letter-spacing:-0.01px;display:inline;\">application to the Group. For those jurisdictions, such as Hong Kong and Singapore, where the proposals are expected to be implemented with </div>effect from 2025 onwards, work is ongoing to assess the potential impact and guidance will be provided in due course during 2024. ",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfExpensesByNatureExplanatory",
    "language": "en",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f32390": {
   "value": "B2 Insurance service expenses and other expenditure <div class=\"t s1_259\" id=\"t2_259\" style=\"left:87px;bottom:1090px;letter-spacing:-0.01px;display:inline;\">Insurance service expenses arising from insurance contracts are recognised in profit or loss generally as they are incurred. They exclude </div><div class=\"t s1_259\" id=\"t3_259\" style=\"left:87px;bottom:1075px;letter-spacing:-0.01px;display:inline;\">repayments of investment components and comprise: </div><div class=\"t s2_259\" id=\"t4_259\" style=\"left:87px;bottom:1047px;display:inline;\">\u2013 </div><div class=\"t s1_259\" id=\"t5_259\" style=\"left:100px;bottom:1047px;letter-spacing:-0.01px;display:inline;\">incurred claims and other insurance service expenses; </div><div class=\"t s2_259\" id=\"t6_259\" style=\"left:87px;bottom:1032px;display:inline;\">\u2013 </div><div class=\"t s1_259\" id=\"t7_259\" style=\"left:100px;bottom:1032px;letter-spacing:-0.01px;display:inline;\">amortisation of insurance acquisition cash flows; </div><div class=\"t s2_259\" id=\"t8_259\" style=\"left:87px;bottom:1016px;display:inline;\">\u2013 </div><div class=\"t s1_259\" id=\"t9_259\" style=\"left:100px;bottom:1016px;letter-spacing:-0.01px;display:inline;\">losses on onerous contracts and reversals of such losses; </div><div class=\"t s3_259\" id=\"ta_259\" style=\"left:87px;bottom:1000px;display:inline;\">\u2013 </div><div class=\"t s1_259\" id=\"tb_259\" style=\"left:100px;bottom:1000px;letter-spacing:-0.01px;display:inline;\">adjustments to the liabilities for incurred claims that do not arise from the effects of the time value of money, financial risk and changes </div><div class=\"t s1_259\" id=\"tc_259\" style=\"left:100px;bottom:985px;letter-spacing:-0.01px;display:inline;\">therein, which are recognised in insurance finance income (expense); and </div><div class=\"t s2_259\" id=\"td_259\" style=\"left:87px;bottom:969px;display:inline;\">\u2013 </div><div class=\"t s1_259\" id=\"te_259\" style=\"left:100px;bottom:969px;letter-spacing:-0.01px;display:inline;\">impairment losses on assets for insurance acquisition cash flows and reversals of such impairment losses. </div><div class=\"t s4_259\" id=\"tf_259\" style=\"left:87px;bottom:941px;letter-spacing:-0.01px;display:inline;\">An analysis of the expenses incurred by the Group in the year is provided in the table below. </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_259\" id=\"tg_259\" style=\"left:726px;bottom:910px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">2023 $m </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_259\" id=\"th_259\" style=\"left:806px;bottom:910px;letter-spacing:0.09px;display:inline;\">2022 $m </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_259\" id=\"ti_259\" style=\"left:91px;bottom:890px;letter-spacing:-0.01px;display:inline;\">Expenses attributed to insurance acquisition cash flows </div> <div class=\"t s7_259\" id=\"tj_259\" style=\"vertical-align: super;left:381px;bottom:898px;letter-spacing:0.16px;display:inline;\">note (i) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_259\" id=\"tk_259\" style=\"left:729px;bottom:890px;letter-spacing:-0.02px;display:inline;\">4,833 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_259\" id=\"tl_259\" style=\"left:809px;bottom:890px;letter-spacing:-0.01px;display:inline;\">3,232 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_259\" id=\"tm_259\" style=\"left:91px;bottom:870px;letter-spacing:-0.01px;display:inline;\">Other directly attributable expenses </div> <div class=\"t s7_259\" id=\"tn_259\" style=\"vertical-align: super;left:280px;bottom:878px;letter-spacing:0.15px;display:inline;\">note (ii) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_259\" id=\"to_259\" style=\"left:729px;bottom:870px;letter-spacing:-0.02px;display:inline;\">1,258 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_259\" id=\"tp_259\" style=\"left:809px;bottom:870px;letter-spacing:-0.01px;display:inline;\">1,221 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_259\" id=\"tq_259\" style=\"left:91px;bottom:851px;letter-spacing:-0.01px;display:inline;\">Other expenditure </div> <div class=\"t s7_259\" id=\"tr_259\" style=\"vertical-align: super;left:189px;bottom:859px;letter-spacing:0.15px;display:inline;\">note (iii) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_259\" id=\"ts_259\" style=\"left:739px;bottom:851px;letter-spacing:-0.02px;display:inline;\">990 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_259\" id=\"tt_259\" style=\"left:809px;bottom:851px;letter-spacing:-0.01px;display:inline;\">1,019 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_259\" id=\"tu_259\" style=\"left:91px;bottom:831px;letter-spacing:-0.01px;display:inline;\">Total expenses </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_259\" id=\"tv_259\" style=\"left:729px;bottom:831px;letter-spacing:-0.02px;display:inline;\">7,081 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_259\" id=\"tw_259\" style=\"left:808px;bottom:831px;letter-spacing:-0.01px;display:inline;\">5,472 </div></td></tr></table><div class=\"t s9_259\" id=\"tx_259\" style=\"left:87px;bottom:805px;letter-spacing:-0.16px;display:inline;\">Notes </div><div class=\"t sa_259\" id=\"ty_259\" style=\"left:87px;bottom:793px;letter-spacing:-0.09px;display:inline;\">(i) </div><div class=\"t sa_259\" id=\"tz_259\" style=\"left:104px;bottom:793px;letter-spacing:-0.13px;display:inline;\">Expenses attributed to insurance acquisition cash flows represent insurance acquisition expenses incurred in the year, which are implicitly deferred within the CSM and </div><div class=\"t sa_259\" id=\"t10_259\" style=\"left:104px;bottom:782px;letter-spacing:-0.13px;display:inline;\">amortised as part of the CSM amortisation. </div><div class=\"t sa_259\" id=\"t11_259\" style=\"left:87px;bottom:770px;letter-spacing:-0.08px;display:inline;\">(ii) </div><div class=\"t sa_259\" id=\"t12_259\" style=\"left:104px;bottom:770px;letter-spacing:-0.12px;display:inline;\">Other directly attributable expenses are those incurred in the year when providing insurance services to the policyholders, excluding the cost of claims and benefit payments. </div><div class=\"t sa_259\" id=\"t13_259\" style=\"left:104px;bottom:758px;letter-spacing:-0.12px;word-spacing:-0.01px;display:inline;\">The expected other directly attributable expenses are explicitly included within the BEL and form part of the BEL release to the insurance revenue. The actual other directly </div><div class=\"t sa_259\" id=\"t14_259\" style=\"left:104px;bottom:746px;letter-spacing:-0.12px;display:inline;\">attributable expenses incurred in the year form part of insurance service expenses. </div><div class=\"t sa_259\" id=\"t15_259\" style=\"left:87px;bottom:735px;letter-spacing:-0.08px;display:inline;\">(iii) </div><div class=\"t sa_259\" id=\"t16_259\" style=\"left:104px;bottom:735px;letter-spacing:-0.13px;display:inline;\">Other expenditure includes interest expense other than interest on core structural borrowings that is presented separately on the income statement as Finance costs. Total </div><div class=\"t sa_259\" id=\"t17_259\" style=\"left:104px;bottom:723px;letter-spacing:-0.13px;display:inline;\">segment interest expense is $58 million (2022: $23 million), of which $31 million arises in the Hong Kong segment (2022: $11 million) and $23 million (2022: $9 million) </div><div class=\"t sa_259\" id=\"t18_259\" style=\"left:104px;bottom:711px;letter-spacing:-0.13px;word-spacing:0.01px;display:inline;\">arises in the Centre segment with the remainder spread broadly across the other markets. Included within interest expense is $7 million (2022: $8 million) of interest on </div><div class=\"t sa_259\" id=\"t19_259\" style=\"left:104px;bottom:699px;letter-spacing:-0.12px;display:inline;\">lease liabilities. Core structural borrowings and operational borrowings (other than lease liabilities) represent financial liabilities that are not classified at FVTPL. </div><div class=\"t s4_259\" id=\"t1a_259\" style=\"left:87px;bottom:673px;letter-spacing:-0.01px;display:inline;\">Total depreciation and amortisation expenses relate primarily to amortisation of distribution rights intangibles as shown in note C4.2. The </div><div class=\"t s4_259\" id=\"t1b_259\" style=\"left:87px;bottom:657px;letter-spacing:-0.01px;display:inline;\">segmental analysis of total depreciation and amortisation is shown below. </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_259\" id=\"t1c_259\" style=\"left:726px;bottom:626px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">2023 $m </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_259\" id=\"t1d_259\" style=\"left:806px;bottom:626px;letter-spacing:0.09px;display:inline;\">2022 $m </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_259\" id=\"t1e_259\" style=\"left:91px;bottom:605px;letter-spacing:-0.01px;display:inline;\">Hong Kong </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_259\" id=\"t1f_259\" style=\"left:746px;bottom:605px;letter-spacing:-0.02px;display:inline;\">42 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_259\" id=\"t1g_259\" style=\"left:825px;bottom:605px;display:inline;\">43 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_259\" id=\"t1h_259\" style=\"left:91px;bottom:586px;letter-spacing:-0.01px;display:inline;\">Indonesia </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_259\" id=\"t1i_259\" style=\"left:746px;bottom:586px;letter-spacing:-0.02px;display:inline;\">11 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_259\" id=\"t1j_259\" style=\"left:825px;bottom:586px;display:inline;\">12 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_259\" id=\"t1k_259\" style=\"left:91px;bottom:567px;letter-spacing:-0.01px;display:inline;\">Malaysia </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_259\" id=\"t1l_259\" style=\"left:746px;bottom:567px;letter-spacing:-0.02px;display:inline;\">21 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_259\" id=\"t1m_259\" style=\"left:825px;bottom:567px;display:inline;\">21 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_259\" id=\"t1n_259\" style=\"left:91px;bottom:547px;letter-spacing:-0.01px;display:inline;\">Singapore </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_259\" id=\"t1o_259\" style=\"left:746px;bottom:547px;letter-spacing:-0.02px;display:inline;\">36 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_259\" id=\"t1p_259\" style=\"left:825px;bottom:547px;display:inline;\">40 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_259\" id=\"t1q_259\" style=\"left:91px;bottom:528px;letter-spacing:-0.01px;display:inline;\">Growth markets and other </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_259\" id=\"t1r_259\" style=\"left:739px;bottom:528px;letter-spacing:-0.02px;display:inline;\">369 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_259\" id=\"t1s_259\" style=\"left:818px;bottom:528px;letter-spacing:-0.01px;display:inline;\">339 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_259\" id=\"t1t_259\" style=\"left:91px;bottom:508px;letter-spacing:-0.01px;display:inline;\">Eastspring </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_259\" id=\"t1u_259\" style=\"left:746px;bottom:508px;letter-spacing:-0.02px;display:inline;\">12 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_259\" id=\"t1v_259\" style=\"left:825px;bottom:508px;display:inline;\">13 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_259\" id=\"t1w_259\" style=\"left:91px;bottom:489px;letter-spacing:-0.01px;display:inline;\">Total segment </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_259\" id=\"t1x_259\" style=\"left:739px;bottom:489px;letter-spacing:-0.02px;display:inline;\">491 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_259\" id=\"t1y_259\" style=\"left:818px;bottom:489px;letter-spacing:-0.01px;display:inline;\">468 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_259\" id=\"t1z_259\" style=\"left:91px;bottom:469px;letter-spacing:-0.01px;display:inline;\">Unallocated to a segment (central operations) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_259\" id=\"t20_259\" style=\"left:746px;bottom:469px;letter-spacing:-0.02px;display:inline;\">33 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_259\" id=\"t21_259\" style=\"left:825px;bottom:469px;display:inline;\">26 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_259\" id=\"t22_259\" style=\"left:91px;bottom:450px;letter-spacing:-0.01px;display:inline;\">Total depreciation and amortisation </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_259\" id=\"t23_259\" style=\"left:739px;bottom:450px;letter-spacing:-0.02px;display:inline;\">524 </div></td><td class=\"cke_table-faked-selection-temp\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_259\" id=\"t24_259\" style=\"left:818px;bottom:450px;letter-spacing:-0.01px;display:inline;\">494 </div></td></tr></table><div class=\"t sb_259\" id=\"t25_259\" style=\"left:87px;bottom:412px;letter-spacing:0.13px;display:inline;\">B2.1 Staff and employment costs </div><div class=\"t s4_259\" id=\"t26_259\" style=\"left:87px;bottom:396px;letter-spacing:-0.01px;display:inline;\">Total staff and employment costs are analysed by category below: </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_259\" id=\"t27_259\" style=\"left:717px;bottom:365px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">2023 $m </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_259\" id=\"t28_259\" style=\"left:797px;bottom:365px;letter-spacing:0.09px;display:inline;\">2022 $m </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_259\" id=\"t29_259\" style=\"left:91px;bottom:345px;letter-spacing:-0.01px;display:inline;\">Wages and salaries </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_259\" id=\"t2a_259\" style=\"left:720px;bottom:345px;letter-spacing:-0.02px;display:inline;\">1,079 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_259\" id=\"t2b_259\" style=\"left:799px;bottom:345px;letter-spacing:-0.01px;display:inline;\">1,018 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_259\" id=\"t2c_259\" style=\"left:91px;bottom:325px;letter-spacing:-0.01px;display:inline;\">Social security costs </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_259\" id=\"t2d_259\" style=\"left:737px;bottom:325px;letter-spacing:-0.02px;display:inline;\">37 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_259\" id=\"t2e_259\" style=\"left:815px;bottom:325px;display:inline;\">41 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_259\" id=\"t2f_259\" style=\"left:91px;bottom:306px;letter-spacing:-0.01px;display:inline;\">Defined contribution pension schemes </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_259\" id=\"t2g_259\" style=\"left:737px;bottom:306px;letter-spacing:-0.02px;display:inline;\">46 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_259\" id=\"t2h_259\" style=\"left:815px;bottom:306px;display:inline;\">40 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_259\" id=\"t2i_259\" style=\"left:91px;bottom:286px;letter-spacing:-0.01px;display:inline;\">Total Group </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_259\" id=\"t2j_259\" style=\"left:720px;bottom:286px;letter-spacing:-0.02px;display:inline;\">1,162 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_259\" id=\"t2k_259\" style=\"left:799px;bottom:286px;letter-spacing:-0.01px;display:inline;\">1,099 </div></td></tr></table><div class=\"t s4_259\" id=\"t2l_259\" style=\"left:87px;bottom:251px;letter-spacing:-0.01px;display:inline;\">The average number of staff employed by the Group during the years shown was: </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_259\" id=\"t2m_259\" style=\"left:734px;bottom:220px;letter-spacing:0.08px;display:inline;\">2023 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_259\" id=\"t2n_259\" style=\"left:812px;bottom:220px;letter-spacing:0.09px;display:inline;\">2022 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_259\" id=\"t2o_259\" style=\"left:91px;bottom:200px;letter-spacing:-0.01px;display:inline;\">Asia and Africa operations </div> <div class=\"t s7_259\" id=\"t2p_259\" style=\"vertical-align: super;left:231px;bottom:208px;letter-spacing:0.2px;display:inline;\">note </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_259\" id=\"t2q_259\" style=\"left:714px;bottom:200px;letter-spacing:-0.02px;display:inline;\">14,479 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_259\" id=\"t2r_259\" style=\"left:793px;bottom:200px;letter-spacing:-0.01px;display:inline;\">13,685 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_259\" id=\"t2s_259\" style=\"left:91px;bottom:180px;letter-spacing:-0.01px;display:inline;\">Head office function </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_259\" id=\"t2t_259\" style=\"left:731px;bottom:180px;letter-spacing:-0.02px;display:inline;\">551 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_259\" id=\"t2u_259\" style=\"left:810px;bottom:180px;letter-spacing:-0.01px;display:inline;\">511 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_259\" id=\"t2v_259\" style=\"left:91px;bottom:161px;letter-spacing:-0.01px;display:inline;\">Total Group </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_259\" id=\"t2w_259\" style=\"left:714px;bottom:161px;letter-spacing:-0.02px;display:inline;\">15,030 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_259\" id=\"t2x_259\" style=\"left:793px;bottom:161px;letter-spacing:-0.01px;display:inline;\">14,196 </div></td></tr></table><div class=\"t s9_259\" id=\"t2y_259\" style=\"left:87px;bottom:128px;letter-spacing:-0.17px;display:inline;\">Note </div><div class=\"t sa_259\" id=\"t2z_259\" style=\"left:87px;bottom:117px;letter-spacing:-0.13px;word-spacing:-0.01px;display:inline;\">The Asia and Africa operations staff numbers above exclude 621 (2022: 744) commission-based sales staff who have an employment contract with the Group. </div><div></div><div class=\"t s0_260\" id=\"t1_260\" style=\"left:65px;bottom:1116px;letter-spacing:0.13px;display:inline;\">B2.2 Share-based payment </div><div class=\"t s1_260\" id=\"t2_260\" style=\"left:65px;bottom:1100px;letter-spacing:-0.01px;display:inline;\">The Company offers discretionary share awards to certain key employees and all-employee share plans in the UK and a number of Asia locations. </div><div class=\"t s1_260\" id=\"t3_260\" style=\"left:65px;bottom:1085px;letter-spacing:-0.01px;display:inline;\">The compensation expense charged to the income statement is primarily based upon the fair value of the awards granted, the vesting period </div><div class=\"t s1_260\" id=\"t4_260\" style=\"left:65px;bottom:1069px;letter-spacing:-0.01px;display:inline;\">and the vesting conditions. The Company has established trusts to facilitate the delivery of Prudential plc shares under some of these plans. The </div><div class=\"t s1_260\" id=\"t5_260\" style=\"left:65px;bottom:1054px;letter-spacing:-0.01px;display:inline;\">cost to the Company of acquiring these shares held in trusts is shown as a deduction from shareholders\u2019 equity. </div><div class=\"t s2_260\" id=\"t6_260\" style=\"left:65px;bottom:1025px;letter-spacing:-0.1px;display:inline;\">(a) </div><div class=\"t s2_260\" id=\"t7_260\" style=\"left:91px;bottom:1025px;letter-spacing:-0.11px;display:inline;\">Description of the plans </div><div class=\"t s1_260\" id=\"t8_260\" style=\"left:65px;bottom:1009px;letter-spacing:-0.01px;display:inline;\">The Group operates a number of share award plans that provides Prudential plc shares, or ADRs, to participants upon vesting. The plans in </div><div class=\"t s1_260\" id=\"t9_260\" style=\"left:65px;bottom:994px;letter-spacing:-0.01px;display:inline;\">operation include the Prudential Long Term Incentive Plan, the Prudential Annual Incentive Plan, savings-related share option schemes, share </div><div class=\"t s1_260\" id=\"ta_260\" style=\"left:65px;bottom:978px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">purchase plans and deferred bonus plans. Where Executive Directors participate in these plans, details about those schemes are provided in the </div><div class=\"t s1_260\" id=\"tb_260\" style=\"left:65px;bottom:962px;letter-spacing:-0.01px;display:inline;\">Directors\u2019 remuneration report. The following information is provided about plans in which the Executive Directors do not participate: </div><table>\n                                            <tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_260\" id=\"tc_260\" style=\"left:69px;bottom:934px;letter-spacing:0.08px;display:inline;\">Share scheme* </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_260\" id=\"td_260\" style=\"left:283px;bottom:934px;letter-spacing:0.07px;display:inline;\">Description </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_260\" id=\"te_260\" style=\"left:69px;bottom:913px;letter-spacing:-0.01px;display:inline;\">Prudential Global Long Term </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"tg_260\" style=\"left:283px;bottom:913px;letter-spacing:-0.01px;display:inline;\">The PGLTIP provides eligible employees with conditional awards. Awards are discretionary and vest </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_260\" id=\"tf_260\" style=\"left:69px;bottom:898px;letter-spacing:-0.01px;display:inline;\">Incentive Plan (PGLTIP) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"th_260\" style=\"left:283px;bottom:898px;letter-spacing:-0.01px;display:inline;\">after one, two or three years subject to the employee being in employment. Vesting of awards may </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"ti_260\" style=\"left:283px;bottom:882px;letter-spacing:-0.01px;display:inline;\">also be subject to performance conditions. All awards are generally made in Prudential shares. In </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"tj_260\" style=\"left:283px;bottom:867px;letter-spacing:-0.01px;display:inline;\">countries where share awards are not feasible for reasons including securities and/or tax </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"tk_260\" style=\"left:283px;bottom:851px;letter-spacing:-0.01px;display:inline;\">considerations, awards will be replaced by the cash value of the shares that would otherwise have </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"tl_260\" style=\"left:283px;bottom:836px;letter-spacing:-0.01px;display:inline;\">vested. </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_260\" id=\"tm_260\" style=\"left:69px;bottom:816px;letter-spacing:-0.01px;display:inline;\">Prudential Agency Long-Term </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"to_260\" style=\"left:283px;bottom:816px;letter-spacing:-0.01px;display:inline;\">Certain agents are eligible to be granted awards in Prudential shares under the Prudential Agency </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_260\" id=\"tn_260\" style=\"left:69px;bottom:800px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Incentive Plan (LTIP) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"tp_260\" style=\"left:283px;bottom:800px;letter-spacing:-0.01px;display:inline;\">LTIP. These awards are structured in a similar way to the PGLTIP described above, with most awards </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"tq_260\" style=\"left:283px;bottom:785px;letter-spacing:-0.01px;display:inline;\">granted with a three-year vesting period. </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_260\" id=\"tr_260\" style=\"left:69px;bottom:764px;letter-spacing:-0.01px;display:inline;\">Restricted Share Plan (RSP) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"ts_260\" style=\"left:283px;bottom:764px;letter-spacing:-0.01px;display:inline;\">The Company operates the RSP for certain employees. Awards under this plan are discretionary, and </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"tt_260\" style=\"left:283px;bottom:749px;letter-spacing:-0.01px;display:inline;\">the vesting of awards may be subject to performance conditions. All awards are made in Prudential </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"tu_260\" style=\"left:283px;bottom:733px;letter-spacing:-0.01px;display:inline;\">shares. </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_260\" id=\"tv_260\" style=\"left:69px;bottom:713px;letter-spacing:-0.01px;display:inline;\">Deferred bonus plans </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"tw_260\" style=\"left:283px;bottom:713px;letter-spacing:-0.01px;display:inline;\">The Company operates a number of deferred bonus plans including the Group Deferred Bonus Plan </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"tx_260\" style=\"left:283px;bottom:697px;letter-spacing:-0.01px;display:inline;\">(GDBP) and the Prudential Deferred Bonus Plan. There are no performance conditions attached to </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"ty_260\" style=\"left:283px;bottom:682px;letter-spacing:-0.01px;display:inline;\">deferred share awards made under these arrangements. </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_260\" id=\"tz_260\" style=\"left:69px;bottom:661px;letter-spacing:-0.01px;display:inline;\">Savings-related share option </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"t11_260\" style=\"left:283px;bottom:661px;letter-spacing:-0.01px;display:inline;\">Eligible agents in certain business units are able to participate in the International Savings-Related </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_260\" id=\"t10_260\" style=\"left:69px;bottom:646px;letter-spacing:-0.01px;display:inline;\">schemes </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"t12_260\" style=\"left:283px;bottom:646px;letter-spacing:-0.01px;display:inline;\">Share Option Scheme for Non-Employees, which is similar to the HMRC-approved Save As You Earn </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"t13_260\" style=\"left:283px;bottom:630px;letter-spacing:-0.01px;display:inline;\">(SAYE) share option scheme in the UK. </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_260\" id=\"t14_260\" style=\"left:69px;bottom:610px;letter-spacing:-0.01px;display:inline;\">Share purchase plans </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"t15_260\" style=\"left:283px;bottom:610px;letter-spacing:-0.01px;display:inline;\">Eligible employees outside the UK are invited to participate in arrangements similar to the Company\u2019s </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"t16_260\" style=\"left:283px;bottom:594px;letter-spacing:-0.01px;display:inline;\">HMRC-approved UK Share Incentive Plan, which allows the purchase of Prudential plc shares. Staff </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"t17_260\" style=\"left:283px;bottom:579px;letter-spacing:-0.01px;display:inline;\">based in Asia and Africa are eligible to participate in the Prudential All Employee Share Purchase Plan. </div></td></tr>\n                                        </table><div class=\"t s5_260\" id=\"t18_260\" style=\"left:65px;bottom:551px;display:inline;\">* </div><div class=\"t s5_260\" id=\"t19_260\" style=\"left:82px;bottom:551px;letter-spacing:-0.12px;display:inline;\">The total numbers of securities available for issue under these schemes are disclosed in note I(vii) within additional unaudited financial information. </div><div class=\"t s2_260\" id=\"t1a_260\" style=\"left:65px;bottom:524px;letter-spacing:-0.1px;display:inline;\">(b) </div><div class=\"t s2_260\" id=\"t1b_260\" style=\"left:91px;bottom:524px;letter-spacing:-0.12px;display:inline;\">Outstanding options and awards </div><div class=\"t s1_260\" id=\"t1c_260\" style=\"left:65px;bottom:508px;letter-spacing:-0.01px;display:inline;\">The following table shows the movement in outstanding options and awards under the Group\u2019s share-based compensation plans: </div><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s6_260\" id=\"t1e_260\" style=\"left:669px;bottom:482px;letter-spacing:0.06px;word-spacing:0.01px;display:inline;\">Awards outstanding under incentive </div> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"4\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s6_260\" id=\"t1d_260\" style=\"left:420px;bottom:472px;letter-spacing:0.07px;display:inline;\">Options outstanding under SAYE schemes </div>  </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s6_260\" id=\"t1f_260\" style=\"left:725px;bottom:472px;letter-spacing:0.07px;display:inline;\">plans </div> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s3_260\" id=\"t1g_260\" style=\"left:409px;bottom:455px;letter-spacing:0.08px;display:inline;\">2023 </div> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s6_260\" id=\"t1h_260\" style=\"left:565px;bottom:455px;letter-spacing:0.09px;display:inline;\">2022 </div> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_260\" id=\"t1i_260\" style=\"left:711px;bottom:455px;letter-spacing:0.08px;display:inline;\">2023 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_260\" id=\"t1j_260\" style=\"left:789px;bottom:455px;letter-spacing:0.09px;display:inline;\">2022 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_260\" id=\"t1m_260\" style=\"left:454px;bottom:439px;letter-spacing:0.09px;display:inline;\">Weighted </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_260\" id=\"t1s_260\" style=\"left:613px;bottom:439px;letter-spacing:0.08px;display:inline;\">Weighted </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_260\" id=\"t1n_260\" style=\"left:461px;bottom:429px;letter-spacing:0.08px;display:inline;\">average </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_260\" id=\"t1t_260\" style=\"left:619px;bottom:429px;letter-spacing:0.07px;display:inline;\">average </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_260\" id=\"t1k_260\" style=\"left:383px;bottom:419px;letter-spacing:0.1px;display:inline;\">Number </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_260\" id=\"t1o_260\" style=\"left:461px;bottom:419px;letter-spacing:0.07px;display:inline;\">exercise </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_260\" id=\"t1q_260\" style=\"left:541px;bottom:419px;letter-spacing:0.09px;display:inline;\">Number </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_260\" id=\"t1u_260\" style=\"left:619px;bottom:419px;letter-spacing:0.06px;display:inline;\">exercise </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_260\" id=\"t1l_260\" style=\"left:374px;bottom:409px;letter-spacing:0.07px;display:inline;\">of options </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_260\" id=\"t1p_260\" style=\"left:473px;bottom:409px;letter-spacing:0.07px;display:inline;\">price </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_260\" id=\"t1r_260\" style=\"left:533px;bottom:409px;letter-spacing:0.07px;display:inline;\">of options </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_260\" id=\"t1v_260\" style=\"left:631px;bottom:409px;letter-spacing:0.06px;display:inline;\">price </div></td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s6_260\" id=\"t1w_260\" style=\"left:701px;bottom:409px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">Number of awards </div> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_260\" id=\"t1x_260\" style=\"left:387px;bottom:393px;letter-spacing:0.07px;display:inline;\">millions </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_260\" id=\"t1y_260\" style=\"left:491px;bottom:393px;display:inline;\">\u00a3 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_260\" id=\"t1z_260\" style=\"left:543px;bottom:393px;letter-spacing:0.06px;display:inline;\">millions </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_260\" id=\"t20_260\" style=\"left:644px;bottom:393px;display:inline;\">\u00a3 </div></td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s6_260\" id=\"t21_260\" style=\"left:723px;bottom:393px;letter-spacing:0.06px;display:inline;\">millions </div> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"t22_260\" style=\"left:69px;bottom:371px;letter-spacing:-0.01px;display:inline;\">Balance at beginning of year: </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_260\" id=\"t23_260\" style=\"left:396px;bottom:369px;letter-spacing:-0.01px;display:inline;\">1.9 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_260\" id=\"t24_260\" style=\"left:467px;bottom:369px;letter-spacing:-0.01px;display:inline;\">10.4 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"t25_260\" style=\"left:553px;bottom:369px;display:inline;\">2.0 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"t26_260\" style=\"left:624px;bottom:369px;letter-spacing:-0.01px;display:inline;\">11.6 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_260\" id=\"t27_260\" style=\"left:709px;bottom:369px;letter-spacing:-0.01px;display:inline;\">21.0 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"t28_260\" style=\"left:784px;bottom:369px;letter-spacing:-0.01px;display:inline;\">24.6 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"t29_260\" style=\"left:69px;bottom:349px;letter-spacing:-0.01px;display:inline;\">Granted </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_260\" id=\"t2a_260\" style=\"left:396px;bottom:348px;letter-spacing:-0.01px;display:inline;\">0.4 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_260\" id=\"t2b_260\" style=\"left:474px;bottom:348px;letter-spacing:-0.01px;display:inline;\">7.8 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"t2c_260\" style=\"left:553px;bottom:348px;display:inline;\">0.5 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"t2d_260\" style=\"left:631px;bottom:348px;display:inline;\">7.4 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_260\" id=\"t2e_260\" style=\"left:717px;bottom:348px;letter-spacing:-0.01px;display:inline;\">6.3 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"t2f_260\" style=\"left:791px;bottom:348px;display:inline;\">6.5 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"t2g_260\" style=\"left:69px;bottom:327px;letter-spacing:-0.01px;display:inline;\">Exercised </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_260\" id=\"t2h_260\" style=\"left:392px;bottom:326px;letter-spacing:-0.01px;display:inline;\">(0.3) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_260\" id=\"t2i_260\" style=\"left:467px;bottom:326px;letter-spacing:-0.01px;display:inline;\">11.6 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"t2j_260\" style=\"left:549px;bottom:326px;letter-spacing:-0.01px;display:inline;\">(0.3) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"t2k_260\" style=\"left:624px;bottom:326px;letter-spacing:-0.01px;display:inline;\">11.2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_260\" id=\"t2l_260\" style=\"left:701px;bottom:326px;letter-spacing:-0.02px;display:inline;\">(10.1) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"t2m_260\" style=\"left:787px;bottom:326px;letter-spacing:-0.01px;display:inline;\">(7.2) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"t2n_260\" style=\"left:69px;bottom:305px;letter-spacing:-0.01px;display:inline;\">Forfeited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_260\" id=\"t2o_260\" style=\"left:407px;bottom:304px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_260\" id=\"t2p_260\" style=\"left:474px;bottom:304px;letter-spacing:-0.01px;display:inline;\">7.8 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"t2q_260\" style=\"left:567px;bottom:304px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"t2r_260\" style=\"left:624px;bottom:304px;letter-spacing:-0.01px;display:inline;\">10.8 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_260\" id=\"t2s_260\" style=\"left:708px;bottom:304px;letter-spacing:-0.02px;display:inline;\">(1.7) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"t2t_260\" style=\"left:787px;bottom:304px;letter-spacing:-0.01px;display:inline;\">(1.1) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"t2u_260\" style=\"left:69px;bottom:284px;letter-spacing:-0.01px;display:inline;\">Cancelled </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_260\" id=\"t2v_260\" style=\"left:392px;bottom:282px;letter-spacing:-0.01px;display:inline;\">(0.3) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_260\" id=\"t2w_260\" style=\"left:467px;bottom:282px;letter-spacing:-0.01px;display:inline;\">12.0 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"t2x_260\" style=\"left:549px;bottom:282px;letter-spacing:-0.01px;display:inline;\">(0.3) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"t2y_260\" style=\"left:624px;bottom:282px;letter-spacing:-0.01px;display:inline;\">12.7 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_260\" id=\"t2z_260\" style=\"left:708px;bottom:282px;letter-spacing:-0.02px;display:inline;\">(0.1) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"t30_260\" style=\"left:787px;bottom:282px;letter-spacing:-0.01px;display:inline;\">(0.1) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"t31_260\" style=\"left:69px;bottom:262px;letter-spacing:-0.01px;display:inline;\">Lapsed/Expired </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_260\" id=\"t32_260\" style=\"left:407px;bottom:261px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_260\" id=\"t33_260\" style=\"left:467px;bottom:261px;letter-spacing:-0.01px;display:inline;\">10.4 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"t34_260\" style=\"left:567px;bottom:261px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"t35_260\" style=\"left:624px;bottom:261px;letter-spacing:-0.01px;display:inline;\">13.0 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_260\" id=\"t36_260\" style=\"left:708px;bottom:261px;letter-spacing:-0.02px;display:inline;\">(1.1) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"t37_260\" style=\"left:787px;bottom:261px;letter-spacing:-0.01px;display:inline;\">(1.7) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"t38_260\" style=\"left:69px;bottom:240px;letter-spacing:-0.01px;display:inline;\">Balance at end of year </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_260\" id=\"t39_260\" style=\"left:396px;bottom:239px;letter-spacing:-0.01px;display:inline;\">1.7 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_260\" id=\"t3a_260\" style=\"left:474px;bottom:239px;letter-spacing:-0.01px;display:inline;\">9.5 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"t3b_260\" style=\"left:553px;bottom:239px;display:inline;\">1.9 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"t3c_260\" style=\"left:624px;bottom:239px;letter-spacing:-0.01px;display:inline;\">10.4 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_260\" id=\"t3d_260\" style=\"left:709px;bottom:239px;letter-spacing:-0.01px;display:inline;\">14.3 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"t3e_260\" style=\"left:784px;bottom:239px;letter-spacing:-0.01px;display:inline;\">21.0 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"t3f_260\" style=\"left:69px;bottom:218px;letter-spacing:-0.01px;display:inline;\">Options immediately exercisable at end of year </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_260\" id=\"t3g_260\" style=\"left:396px;bottom:217px;letter-spacing:-0.01px;display:inline;\">0.2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_260\" id=\"t3h_260\" style=\"left:467px;bottom:217px;letter-spacing:-0.01px;display:inline;\">10.8 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"t3i_260\" style=\"left:553px;bottom:217px;display:inline;\">0.3 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"t3j_260\" style=\"left:624px;bottom:217px;letter-spacing:-0.01px;display:inline;\">12.5 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr>\n                                        </table><div class=\"t s1_260\" id=\"t3k_260\" style=\"left:65px;bottom:188px;letter-spacing:-0.01px;word-spacing:-0.01px;display:inline;\">The weighted average share price of Prudential plc for 2023 was \u00a310.46 (2022: \u00a310.33). </div><div class=\"t s1_260\" id=\"t3l_260\" style=\"left:65px;bottom:160px;letter-spacing:-0.01px;display:inline;\">The following table provides a summary of the range of exercise prices for Prudential plc options outstanding at 31 December: </div><div></div><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"6\" rowspan=\"1\" style=\"text-align: center;\">  <div class=\"t s0_261\" id=\"t1_261\" style=\"left:390px;bottom:1118px;letter-spacing:0.07px;display:inline;\">Outstanding </div>   </td><td colspan=\"4\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s0_261\" id=\"t2_261\" style=\"left:695px;bottom:1118px;letter-spacing:0.07px;display:inline;\">Exercisable </div>  </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s0_261\" id=\"t5_261\" style=\"left:379px;bottom:1102px;letter-spacing:0.07px;display:inline;\">Weighted average </div> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s0_261\" id=\"t6_261\" style=\"left:395px;bottom:1092px;letter-spacing:0.07px;display:inline;\">remaining </div> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s0_261\" id=\"t9_261\" style=\"left:498px;bottom:1092px;letter-spacing:0.07px;display:inline;\">Weighted average </div> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s0_261\" id=\"te_261\" style=\"left:741px;bottom:1092px;letter-spacing:0.07px;display:inline;\">Weighted average </div> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s0_261\" id=\"t3_261\" style=\"left:255px;bottom:1082px;letter-spacing:0.07px;display:inline;\">Number outstanding </div> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s0_261\" id=\"t7_261\" style=\"left:385px;bottom:1082px;letter-spacing:0.06px;display:inline;\">contractual life </div> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s0_261\" id=\"ta_261\" style=\"left:507px;bottom:1082px;letter-spacing:0.06px;display:inline;\">exercise prices </div> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s0_261\" id=\"tc_261\" style=\"left:620px;bottom:1082px;letter-spacing:0.07px;display:inline;\">Number exercisable </div> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s0_261\" id=\"tf_261\" style=\"left:750px;bottom:1082px;letter-spacing:0.06px;display:inline;\">exercise prices </div> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s0_261\" id=\"t4_261\" style=\"left:280px;bottom:1072px;letter-spacing:0.06px;display:inline;\">millions </div> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s0_261\" id=\"t8_261\" style=\"left:403px;bottom:1072px;letter-spacing:0.07px;display:inline;\">years </div> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s0_261\" id=\"tb_261\" style=\"left:530px;bottom:1072px;display:inline;\">\u00a3 </div> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s0_261\" id=\"td_261\" style=\"left:642px;bottom:1072px;letter-spacing:0.06px;display:inline;\">millions </div> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s0_261\" id=\"tg_261\" style=\"left:773px;bottom:1072px;display:inline;\">\u00a3 </div> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_261\" id=\"th_261\" style=\"left:269px;bottom:1054px;letter-spacing:0.08px;display:inline;\">2023 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_261\" id=\"ti_261\" style=\"left:330px;bottom:1054px;letter-spacing:0.09px;display:inline;\">2022 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_261\" id=\"tj_261\" style=\"left:389px;bottom:1054px;letter-spacing:0.08px;display:inline;\">2023 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_261\" id=\"tk_261\" style=\"left:449px;bottom:1054px;letter-spacing:0.09px;display:inline;\">2022 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_261\" id=\"tl_261\" style=\"left:508px;bottom:1054px;letter-spacing:0.08px;display:inline;\">2023 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_261\" id=\"tm_261\" style=\"left:568px;bottom:1054px;letter-spacing:0.09px;display:inline;\">2022 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_261\" id=\"tn_261\" style=\"left:632px;bottom:1054px;letter-spacing:0.08px;display:inline;\">2023 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_261\" id=\"to_261\" style=\"left:692px;bottom:1054px;letter-spacing:0.09px;display:inline;\">2022 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_261\" id=\"tp_261\" style=\"left:751px;bottom:1054px;letter-spacing:0.08px;display:inline;\">2023 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_261\" id=\"tq_261\" style=\"left:811px;bottom:1054px;letter-spacing:0.09px;display:inline;\">2022 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"tr_261\" style=\"left:91px;bottom:1034px;letter-spacing:-0.01px;display:inline;\">Between \u00a37 and \u00a38 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"ts_261\" style=\"left:271px;bottom:1034px;letter-spacing:-0.01px;display:inline;\">0.7 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"tt_261\" style=\"left:332px;bottom:1034px;display:inline;\">0.5 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"tu_261\" style=\"left:390px;bottom:1034px;letter-spacing:-0.01px;display:inline;\">3.7 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"tv_261\" style=\"left:451px;bottom:1034px;display:inline;\">4.1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"tw_261\" style=\"left:502px;bottom:1034px;letter-spacing:-0.01px;display:inline;\">7.55 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"tx_261\" style=\"left:563px;bottom:1034px;letter-spacing:-0.01px;display:inline;\">7.37 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"ty_261\" style=\"left:644px;bottom:1034px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"tz_261\" style=\"left:708px;bottom:1034px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t10_261\" style=\"left:763px;bottom:1034px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t11_261\" style=\"left:827px;bottom:1034px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t12_261\" style=\"left:91px;bottom:1015px;letter-spacing:-0.01px;display:inline;\">Between \u00a39 and \u00a310 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t13_261\" style=\"left:271px;bottom:1015px;letter-spacing:-0.01px;display:inline;\">0.3 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t14_261\" style=\"left:332px;bottom:1015px;display:inline;\">0.4 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t15_261\" style=\"left:390px;bottom:1015px;letter-spacing:-0.01px;display:inline;\">1.4 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t16_261\" style=\"left:451px;bottom:1015px;display:inline;\">2.2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t17_261\" style=\"left:502px;bottom:1015px;letter-spacing:-0.01px;display:inline;\">9.64 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t18_261\" style=\"left:563px;bottom:1015px;letter-spacing:-0.01px;display:inline;\">9.64 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t19_261\" style=\"left:633px;bottom:1015px;letter-spacing:-0.01px;display:inline;\">0.1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t1a_261\" style=\"left:708px;bottom:1015px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t1b_261\" style=\"left:745px;bottom:1015px;letter-spacing:-0.01px;display:inline;\">9.64 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t1c_261\" style=\"left:827px;bottom:1015px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t1d_261\" style=\"left:91px;bottom:995px;letter-spacing:-0.01px;display:inline;\">Between \u00a311 and \u00a312 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t1e_261\" style=\"left:271px;bottom:995px;letter-spacing:-0.01px;display:inline;\">0.6 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t1f_261\" style=\"left:332px;bottom:995px;display:inline;\">0.8 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t1g_261\" style=\"left:390px;bottom:995px;letter-spacing:-0.01px;display:inline;\">2.0 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t1h_261\" style=\"left:451px;bottom:995px;display:inline;\">2.4 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t1i_261\" style=\"left:495px;bottom:995px;letter-spacing:-0.02px;display:inline;\">11.59 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t1j_261\" style=\"left:556px;bottom:995px;letter-spacing:-0.01px;display:inline;\">11.48 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t1k_261\" style=\"left:644px;bottom:995px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t1l_261\" style=\"left:694px;bottom:995px;display:inline;\">0.2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t1m_261\" style=\"left:763px;bottom:995px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t1n_261\" style=\"left:799px;bottom:995px;letter-spacing:-0.01px;display:inline;\">11.12 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t1o_261\" style=\"left:91px;bottom:976px;letter-spacing:-0.01px;display:inline;\">Between \u00a312 and \u00a313 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t1p_261\" style=\"left:282px;bottom:976px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t1q_261\" style=\"left:342px;bottom:976px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t1r_261\" style=\"left:401px;bottom:976px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t1s_261\" style=\"left:461px;bottom:976px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t1t_261\" style=\"left:520px;bottom:976px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t1u_261\" style=\"left:580px;bottom:976px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t1v_261\" style=\"left:644px;bottom:976px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t1w_261\" style=\"left:704px;bottom:976px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t1x_261\" style=\"left:763px;bottom:976px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t1y_261\" style=\"left:823px;bottom:976px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t1z_261\" style=\"left:91px;bottom:956px;letter-spacing:-0.01px;display:inline;\">Between \u00a313 and \u00a314 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t20_261\" style=\"left:271px;bottom:956px;letter-spacing:-0.01px;display:inline;\">0.1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t21_261\" style=\"left:332px;bottom:956px;display:inline;\">0.1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t22_261\" style=\"left:390px;bottom:956px;letter-spacing:-0.01px;display:inline;\">0.4 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t23_261\" style=\"left:451px;bottom:956px;display:inline;\">1.4 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t24_261\" style=\"left:495px;bottom:956px;letter-spacing:-0.02px;display:inline;\">13.94 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t25_261\" style=\"left:556px;bottom:956px;letter-spacing:-0.01px;display:inline;\">13.94 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t26_261\" style=\"left:633px;bottom:956px;letter-spacing:-0.01px;display:inline;\">0.1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t27_261\" style=\"left:708px;bottom:956px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t28_261\" style=\"left:738px;bottom:956px;letter-spacing:-0.02px;display:inline;\">13.94 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t29_261\" style=\"left:827px;bottom:956px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t2a_261\" style=\"left:91px;bottom:937px;letter-spacing:-0.01px;display:inline;\">Between \u00a314 and \u00a315 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t2b_261\" style=\"left:282px;bottom:937px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t2c_261\" style=\"left:332px;bottom:937px;display:inline;\">0.1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t2d_261\" style=\"left:401px;bottom:937px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t2e_261\" style=\"left:451px;bottom:937px;display:inline;\">0.4 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t2f_261\" style=\"left:520px;bottom:937px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t2g_261\" style=\"left:556px;bottom:937px;letter-spacing:-0.01px;display:inline;\">14.55 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t2h_261\" style=\"left:644px;bottom:937px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t2i_261\" style=\"left:694px;bottom:937px;display:inline;\">0.1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t2j_261\" style=\"left:763px;bottom:937px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t2k_261\" style=\"left:799px;bottom:937px;letter-spacing:-0.01px;display:inline;\">14.55 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t2l_261\" style=\"left:91px;bottom:917px;letter-spacing:-0.01px;display:inline;\">Total </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t2m_261\" style=\"left:271px;bottom:917px;letter-spacing:-0.01px;display:inline;\">1.7 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t2n_261\" style=\"left:332px;bottom:917px;display:inline;\">1.9 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t2o_261\" style=\"left:390px;bottom:917px;letter-spacing:-0.01px;display:inline;\">2.6 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t2p_261\" style=\"left:451px;bottom:917px;display:inline;\">2.6 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t2q_261\" style=\"left:502px;bottom:917px;letter-spacing:-0.01px;display:inline;\">9.50 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t2r_261\" style=\"left:556px;bottom:917px;letter-spacing:-0.01px;display:inline;\">10.43 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t2s_261\" style=\"left:633px;bottom:917px;letter-spacing:-0.01px;display:inline;\">0.2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t2t_261\" style=\"left:694px;bottom:917px;display:inline;\">0.3 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t2u_261\" style=\"left:738px;bottom:917px;letter-spacing:-0.02px;display:inline;\">10.82 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t2v_261\" style=\"left:799px;bottom:917px;letter-spacing:-0.01px;display:inline;\">12.48 </div></td></tr>\n                                        </table><div class=\"t s2_261\" id=\"t2w_261\" style=\"left:87px;bottom:888px;letter-spacing:-0.01px;display:inline;\">The years shown above for weighted average remaining contractual life include the time period from end of vesting period to expiration of </div><div class=\"t s2_261\" id=\"t2x_261\" style=\"left:87px;bottom:873px;letter-spacing:-0.01px;display:inline;\">contract. </div><div class=\"t s4_261\" id=\"t2y_261\" style=\"left:87px;bottom:844px;letter-spacing:-0.09px;display:inline;\">(c) </div><div class=\"t s4_261\" id=\"t2z_261\" style=\"left:113px;bottom:844px;letter-spacing:-0.11px;display:inline;\">Fair value of options and awards </div><div class=\"t s2_261\" id=\"t30_261\" style=\"left:87px;bottom:828px;letter-spacing:-0.01px;display:inline;\">The fair value amounts estimated on the date of grant relating to all options and awards were determined by using the following assumptions: </div><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"3\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s1_261\" id=\"t31_261\" style=\"left:469px;bottom:800px;letter-spacing:0.08px;display:inline;\">2023 </div> </td><td colspan=\"3\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s0_261\" id=\"t32_261\" style=\"left:708px;bottom:800px;letter-spacing:0.09px;display:inline;\">2022 </div> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_261\" id=\"t33_261\" style=\"left:395px;bottom:783px;letter-spacing:0.07px;display:inline;\">Prudential </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_261\" id=\"t35_261\" style=\"left:493px;bottom:783px;letter-spacing:0.07px;display:inline;\">SAYE </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_261\" id=\"t37_261\" style=\"left:570px;bottom:783px;letter-spacing:0.08px;display:inline;\">Other </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_261\" id=\"t39_261\" style=\"left:637px;bottom:783px;letter-spacing:0.06px;display:inline;\">Prudential </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_261\" id=\"t3b_261\" style=\"left:734px;bottom:783px;letter-spacing:0.07px;display:inline;\">SAYE </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_261\" id=\"t3d_261\" style=\"left:810px;bottom:783px;letter-spacing:0.07px;display:inline;\">Other </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_261\" id=\"t34_261\" style=\"left:394px;bottom:773px;letter-spacing:0.07px;display:inline;\">LTIP (TSR) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_261\" id=\"t36_261\" style=\"left:485px;bottom:773px;letter-spacing:0.07px;display:inline;\">options </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_261\" id=\"t38_261\" style=\"left:564px;bottom:773px;letter-spacing:0.08px;display:inline;\">awards </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_261\" id=\"t3a_261\" style=\"left:636px;bottom:773px;letter-spacing:0.07px;display:inline;\">LTIP (TSR) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_261\" id=\"t3c_261\" style=\"left:725px;bottom:773px;letter-spacing:0.07px;display:inline;\">options </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_261\" id=\"t3e_261\" style=\"left:804px;bottom:773px;letter-spacing:0.08px;display:inline;\">awards </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t3f_261\" style=\"left:91px;bottom:753px;letter-spacing:-0.01px;display:inline;\">Dividend yield (%) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t3g_261\" style=\"left:430px;bottom:753px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t3h_261\" style=\"left:490px;bottom:753px;letter-spacing:-0.02px;display:inline;\">1.38 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t3i_261\" style=\"left:585px;bottom:753px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t3j_261\" style=\"left:671px;bottom:753px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t3k_261\" style=\"left:728px;bottom:753px;letter-spacing:-0.01px;display:inline;\">1.11 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t3l_261\" style=\"left:827px;bottom:753px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t3m_261\" style=\"left:91px;bottom:733px;letter-spacing:-0.01px;display:inline;\">Expected volatility (%) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t3n_261\" style=\"left:405px;bottom:733px;letter-spacing:-0.02px;display:inline;\">31.50 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t3o_261\" style=\"left:483px;bottom:733px;letter-spacing:-0.02px;display:inline;\">30.02 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t3p_261\" style=\"left:585px;bottom:733px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t3q_261\" style=\"left:643px;bottom:733px;letter-spacing:-0.01px;display:inline;\">33.64 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t3r_261\" style=\"left:721px;bottom:733px;letter-spacing:-0.01px;display:inline;\">25.68 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t3s_261\" style=\"left:827px;bottom:733px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t3t_261\" style=\"left:91px;bottom:714px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Risk-free interest rate (%) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t3u_261\" style=\"left:412px;bottom:714px;letter-spacing:-0.02px;display:inline;\">4.34 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t3v_261\" style=\"left:490px;bottom:714px;letter-spacing:-0.02px;display:inline;\">4.55 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t3w_261\" style=\"left:585px;bottom:714px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t3x_261\" style=\"left:650px;bottom:714px;letter-spacing:-0.01px;display:inline;\">2.79 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t3y_261\" style=\"left:728px;bottom:714px;letter-spacing:-0.01px;display:inline;\">3.97 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t3z_261\" style=\"left:827px;bottom:714px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t40_261\" style=\"left:91px;bottom:694px;letter-spacing:-0.01px;display:inline;\">Expected option life (years) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t41_261\" style=\"left:430px;bottom:694px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t42_261\" style=\"left:490px;bottom:694px;letter-spacing:-0.02px;display:inline;\">3.95 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t43_261\" style=\"left:585px;bottom:694px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t44_261\" style=\"left:671px;bottom:694px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t45_261\" style=\"left:728px;bottom:694px;letter-spacing:-0.01px;display:inline;\">4.52 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t46_261\" style=\"left:827px;bottom:694px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t47_261\" style=\"left:91px;bottom:675px;letter-spacing:-0.01px;display:inline;\">Weighted average exercise price (\u00a3) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t48_261\" style=\"left:430px;bottom:675px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t49_261\" style=\"left:490px;bottom:675px;letter-spacing:-0.02px;display:inline;\">7.75 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t4a_261\" style=\"left:585px;bottom:675px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t4b_261\" style=\"left:671px;bottom:675px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t4c_261\" style=\"left:728px;bottom:675px;letter-spacing:-0.01px;display:inline;\">7.37 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t4d_261\" style=\"left:827px;bottom:675px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t4e_261\" style=\"left:91px;bottom:655px;letter-spacing:-0.01px;display:inline;\">Weighted average share price at grant date (\u00a3) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t4f_261\" style=\"left:405px;bottom:655px;letter-spacing:-0.02px;display:inline;\">11.59 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t4g_261\" style=\"left:490px;bottom:655px;letter-spacing:-0.02px;display:inline;\">8.89 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t4h_261\" style=\"left:585px;bottom:655px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t4i_261\" style=\"left:643px;bottom:655px;letter-spacing:-0.01px;display:inline;\">11.15 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t4j_261\" style=\"left:728px;bottom:655px;letter-spacing:-0.01px;display:inline;\">9.54 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t4k_261\" style=\"left:827px;bottom:655px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t4l_261\" style=\"left:91px;bottom:636px;letter-spacing:-0.01px;display:inline;\">Weighted average fair value at grant date (\u00a3) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t4m_261\" style=\"left:412px;bottom:636px;letter-spacing:-0.02px;display:inline;\">5.10 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t4n_261\" style=\"left:490px;bottom:636px;letter-spacing:-0.02px;display:inline;\">2.85 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t4o_261\" style=\"left:559px;bottom:636px;letter-spacing:-0.02px;display:inline;\">11.45 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t4p_261\" style=\"left:650px;bottom:636px;letter-spacing:-0.01px;display:inline;\">2.09 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t4q_261\" style=\"left:728px;bottom:636px;letter-spacing:-0.01px;display:inline;\">3.45 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t4r_261\" style=\"left:799px;bottom:636px;letter-spacing:-0.01px;display:inline;\">11.11 </div></td></tr>\n                                        </table><div class=\"t s2_261\" id=\"t4s_261\" style=\"left:87px;bottom:601px;letter-spacing:-0.01px;display:inline;\">The compensation costs for all awards and options are recognised in net income over the plans\u2019 respective vesting periods. The Group uses the </div><div class=\"t s2_261\" id=\"t4t_261\" style=\"left:87px;bottom:585px;letter-spacing:-0.01px;display:inline;\">Black-Scholes model to value all options, and financial equivalence to value all awards other than those which have TSR performance conditions </div><div class=\"t s2_261\" id=\"t4u_261\" style=\"left:87px;bottom:570px;letter-spacing:-0.01px;display:inline;\">attached (some Prudential LTIP and RSP awards) for which the Group uses a Monte Carlo model in order to allow for the impact of these </div><div class=\"t s2_261\" id=\"t4v_261\" style=\"left:87px;bottom:554px;letter-spacing:-0.01px;display:inline;\">conditions. These models are used to calculate fair values for share options and awards at the grant date based on the quoted market price of </div><div class=\"t s2_261\" id=\"t4w_261\" style=\"left:87px;bottom:538px;letter-spacing:-0.01px;display:inline;\">the stock at the measurement date, the amount, if any, that the employees are required to pay, the dividend yield, expected volatility, risk-free </div><div class=\"t s2_261\" id=\"t4x_261\" style=\"left:87px;bottom:523px;letter-spacing:-0.01px;display:inline;\">interest rates and exercise prices. </div><div class=\"t s2_261\" id=\"t4y_261\" style=\"left:87px;bottom:495px;letter-spacing:-0.01px;display:inline;\">For all options and awards, the expected volatility is based on the market implied volatilities as quoted on Bloomberg. The Prudential specific at- </div><div class=\"t s2_261\" id=\"t4z_261\" style=\"left:87px;bottom:480px;letter-spacing:-0.01px;display:inline;\">the-money implied volatilities are adjusted to allow for the different terms and discounted exercise price on SAYE options by using information </div><div class=\"t s2_261\" id=\"t50_261\" style=\"left:87px;bottom:464px;letter-spacing:-0.01px;display:inline;\">on the volatility surface of the FTSE 100. </div><div class=\"t s2_261\" id=\"t51_261\" style=\"left:87px;bottom:436px;letter-spacing:-0.01px;display:inline;\">Risk-free interest rates are taken from swap spot rates with projection terms matching the corresponding vesting periods. For awards with a TSR </div><div class=\"t s2_261\" id=\"t52_261\" style=\"left:87px;bottom:421px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">condition, volatilities and correlations between Prudential and a basket of 12 competitor companies is required. For grants in 2023, the average </div><div class=\"t s2_261\" id=\"t53_261\" style=\"left:87px;bottom:405px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">volatility for the basket of competitors was 26 per cent (2022: 26 per cent). Correlations for the basket are calculated for each pairing from the </div><div class=\"t s2_261\" id=\"t54_261\" style=\"left:87px;bottom:389px;letter-spacing:-0.01px;display:inline;\">log of daily TSR returns for the three years prior to the valuation date. Market implied volatilities are used for both Prudential and the basket of </div><div class=\"t s2_261\" id=\"t55_261\" style=\"left:87px;bottom:374px;letter-spacing:-0.01px;display:inline;\">competitors. Changes to the subjective input assumptions could materially affect the fair value estimate. </div><div class=\"t s2_261\" id=\"t56_261\" style=\"left:87px;bottom:346px;letter-spacing:-0.01px;display:inline;\">Other awards, without market performance conditions or exercise price, are valued based on grant date share price. </div><div class=\"t s4_261\" id=\"t57_261\" style=\"left:87px;bottom:317px;letter-spacing:-0.1px;display:inline;\">(d) </div><div class=\"t s4_261\" id=\"t58_261\" style=\"left:113px;bottom:317px;letter-spacing:-0.12px;display:inline;\">Share-based payment expense charged to the income statement </div><div class=\"t s2_261\" id=\"t59_261\" style=\"left:87px;bottom:302px;letter-spacing:-0.01px;display:inline;\">The total expense recognised in 2023 in the consolidated financial statements relating to share-based compensation is $81 million (2022: $104 </div><div class=\"t s2_261\" id=\"t5a_261\" style=\"left:87px;bottom:286px;letter-spacing:-0.01px;display:inline;\">million), of which $71 million (2022: $97 million) is accounted for as equity-settled. </div><div class=\"t s2_261\" id=\"t5b_261\" style=\"left:87px;bottom:258px;letter-spacing:-0.01px;display:inline;\">The Group had $31 million of liabilities at 31 December 2023 (31 December 2022: $27 million) relating to share-based payment awards </div><div class=\"t s2_261\" id=\"t5c_261\" style=\"left:87px;bottom:243px;letter-spacing:-0.01px;display:inline;\">accounted for as cash-settled. </div><div></div><div class=\"t s0_262\" id=\"t1_262\" style=\"left:65px;bottom:1116px;letter-spacing:0.14px;display:inline;\">B2.3 Key management remuneration </div><div class=\"t s1_262\" id=\"t2_262\" style=\"left:65px;bottom:1100px;letter-spacing:-0.01px;display:inline;\">Key management constitutes the Directors of Prudential plc and other non-Director members of the GEC, as they have authority and </div><div class=\"t s1_262\" id=\"t3_262\" style=\"left:65px;bottom:1085px;letter-spacing:-0.01px;display:inline;\">responsibility for planning, directing and controlling the activities of the Group. </div><div class=\"t s1_262\" id=\"t4_262\" style=\"left:65px;bottom:1057px;letter-spacing:-0.01px;display:inline;\">Total key management remuneration is analysed in the following table: </div><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_262\" id=\"t5_262\" style=\"left:696px;bottom:1026px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">2023 $m </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_262\" id=\"t6_262\" style=\"left:775px;bottom:1026px;letter-spacing:0.09px;display:inline;\">2022 $m </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_262\" id=\"t7_262\" style=\"left:69px;bottom:1005px;letter-spacing:-0.01px;display:inline;\">Salaries and short-term benefits (including fees paid to non-executive directors) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_262\" id=\"t8_262\" style=\"left:705px;bottom:1005px;letter-spacing:-0.01px;display:inline;\">27.0 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_262\" id=\"t9_262\" style=\"left:784px;bottom:1005px;letter-spacing:-0.01px;display:inline;\">22.5 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_262\" id=\"ta_262\" style=\"left:69px;bottom:986px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Post-employment benefits </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_262\" id=\"tb_262\" style=\"left:713px;bottom:986px;letter-spacing:-0.01px;display:inline;\">1.0 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_262\" id=\"tc_262\" style=\"left:791px;bottom:986px;display:inline;\">1.0 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_262\" id=\"td_262\" style=\"left:69px;bottom:966px;letter-spacing:-0.01px;display:inline;\">Share-based payments </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_262\" id=\"te_262\" style=\"left:705px;bottom:966px;letter-spacing:-0.01px;display:inline;\">22.2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_262\" id=\"tf_262\" style=\"left:784px;bottom:966px;letter-spacing:-0.01px;display:inline;\">15.4 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_262\" id=\"tg_262\" style=\"left:69px;bottom:947px;letter-spacing:-0.01px;display:inline;\">Payments on separation </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_262\" id=\"th_262\" style=\"left:723px;bottom:947px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_262\" id=\"ti_262\" style=\"left:791px;bottom:947px;display:inline;\">1.0 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_262\" id=\"tj_262\" style=\"left:705px;bottom:927px;letter-spacing:-0.01px;display:inline;\">50.2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_262\" id=\"tk_262\" style=\"left:784px;bottom:927px;letter-spacing:-0.01px;display:inline;\">39.9 </div></td></tr>\n                                        </table><div class=\"t s1_262\" id=\"tl_262\" style=\"left:65px;bottom:892px;letter-spacing:-0.01px;word-spacing:-0.01px;display:inline;\">The share-based payments charge comprises $7.6 million (2022: $6.7 million), which is determined in accordance with IFRS 2 \u2018Share-based </div><div class=\"t s1_262\" id=\"tm_262\" style=\"left:65px;bottom:877px;letter-spacing:-0.01px;display:inline;\">Payment\u2019 (see note B2.2), $9.6 million (2022: $8.7 million) of deferred share awards and $5.0 million for an award made to Mr Wadhwani in </div><div class=\"t s1_262\" id=\"tn_262\" style=\"left:65px;bottom:861px;letter-spacing:-0.01px;display:inline;\">2023 to replace share-based awards from his former employer that were forfeited as a consequence of his joining Prudential. </div><div class=\"t s1_262\" id=\"to_262\" style=\"left:65px;bottom:833px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Additional details on the Directors\u2019 emoluments, retirement benefits and other payments are given in the Directors\u2019 remuneration report. </div><div class=\"t s0_262\" id=\"tp_262\" style=\"left:65px;bottom:803px;letter-spacing:0.12px;display:inline;\">B2.4 Fees payable to the auditor </div><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_262\" id=\"tq_262\" style=\"left:697px;bottom:784px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">2023 $m </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_262\" id=\"tr_262\" style=\"left:776px;bottom:784px;letter-spacing:0.09px;display:inline;\">2022 $m </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_262\" id=\"ts_262\" style=\"left:69px;bottom:764px;letter-spacing:-0.01px;display:inline;\">Audit of the Company\u2019s annual accounts </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_262\" id=\"tt_262\" style=\"left:714px;bottom:764px;letter-spacing:-0.01px;display:inline;\">5.8 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_262\" id=\"tu_262\" style=\"left:792px;bottom:764px;display:inline;\">2.3 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_262\" id=\"tv_262\" style=\"left:69px;bottom:744px;letter-spacing:-0.01px;display:inline;\">Audit of subsidiaries pursuant to legislation </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_262\" id=\"tw_262\" style=\"left:714px;bottom:744px;letter-spacing:-0.01px;display:inline;\">8.1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_262\" id=\"tx_262\" style=\"left:792px;bottom:744px;display:inline;\">4.4 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_262\" id=\"ty_262\" style=\"left:69px;bottom:725px;letter-spacing:-0.01px;display:inline;\">Audit fees payable to the auditor </div> <div class=\"t s5_262\" id=\"tz_262\" style=\"vertical-align: super;left:244px;bottom:733px;letter-spacing:0.16px;display:inline;\">note (i) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_262\" id=\"t10_262\" style=\"left:706px;bottom:725px;letter-spacing:-0.01px;display:inline;\">13.9 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_262\" id=\"t11_262\" style=\"left:792px;bottom:725px;display:inline;\">6.7 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_262\" id=\"t12_262\" style=\"left:69px;bottom:705px;letter-spacing:-0.01px;display:inline;\">Audit-related assurance services </div> <div class=\"t s5_262\" id=\"t13_262\" style=\"vertical-align: super;left:238px;bottom:713px;letter-spacing:0.15px;display:inline;\">note (ii) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_262\" id=\"t14_262\" style=\"left:714px;bottom:705px;letter-spacing:-0.01px;display:inline;\">4.0 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_262\" id=\"t15_262\" style=\"left:792px;bottom:705px;display:inline;\">3.5 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_262\" id=\"t16_262\" style=\"left:69px;bottom:686px;letter-spacing:-0.01px;display:inline;\">Other assurance services </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_262\" id=\"t17_262\" style=\"left:714px;bottom:686px;letter-spacing:-0.01px;display:inline;\">0.9 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_262\" id=\"t18_262\" style=\"left:792px;bottom:686px;display:inline;\">0.7 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_262\" id=\"t19_262\" style=\"left:69px;bottom:666px;letter-spacing:-0.01px;display:inline;\">Non-audit fees payable to the auditor </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_262\" id=\"t1a_262\" style=\"left:714px;bottom:666px;letter-spacing:-0.01px;display:inline;\">4.9 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_262\" id=\"t1b_262\" style=\"left:792px;bottom:666px;display:inline;\">4.2 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_262\" id=\"t1c_262\" style=\"left:69px;bottom:647px;letter-spacing:-0.01px;display:inline;\">Total fees payable to the auditor </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_262\" id=\"t1d_262\" style=\"left:706px;bottom:647px;letter-spacing:-0.01px;display:inline;\">18.8 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_262\" id=\"t1e_262\" style=\"left:785px;bottom:647px;letter-spacing:-0.01px;display:inline;\">10.9 </div></td></tr>\n                                        </table><div class=\"t s6_262\" id=\"t1f_262\" style=\"left:65px;bottom:620px;letter-spacing:-0.16px;display:inline;\">Notes </div><div class=\"t s7_262\" id=\"t1g_262\" style=\"left:65px;bottom:609px;letter-spacing:-0.09px;display:inline;\">(i) </div><div class=\"t s7_262\" id=\"t1h_262\" style=\"left:82px;bottom:609px;letter-spacing:-0.13px;display:inline;\">EY became the Group\u2019s statutory auditor in 2023 replacing KPMG who was the statutory auditor during 2022. The 2023 fees shown above are wholly in respect of fees </div><div class=\"t s7_262\" id=\"t1i_262\" style=\"left:82px;bottom:597px;letter-spacing:-0.13px;display:inline;\">payable to EY while the 2022 fees were the fees paid to KPMG. </div><div class=\"t s7_262\" id=\"t1j_262\" style=\"left:65px;bottom:583px;letter-spacing:-0.08px;display:inline;\">(ii) </div><div class=\"t s7_262\" id=\"t1k_262\" style=\"left:82px;bottom:583px;letter-spacing:-0.13px;display:inline;\">Of the audit-related assurance service fees of $4.0 million for EY in 2023 (2022: $3.5 million for KPMG), $1.1 </div><div class=\"t s7_262\" id=\"t1l_262\" style=\"left:550px;bottom:583px;letter-spacing:-0.12px;display:inline;\">million (2022: $0.9 million) relates to services that are required </div><div class=\"t s7_262\" id=\"t1m_262\" style=\"left:82px;bottom:571px;letter-spacing:-0.13px;display:inline;\">by law and regulation as defined by the FRC. </div><div class=\"t s1_262\" id=\"t1n_262\" style=\"left:65px;bottom:544px;letter-spacing:-0.01px;display:inline;\">In addition to the above, in the period from September 2021 until their appointment as the Group's statutory auditor in May 2023, EY were paid </div><div class=\"t s1_262\" id=\"t1o_262\" style=\"left:65px;bottom:528px;letter-spacing:-0.01px;display:inline;\">$12.4 million to provide audit assurance over the implementation of IFRS 17. </div><div></div><div class=\"t s0_263\" id=\"t1_263\" style=\"left:87px;bottom:1112px;letter-spacing:0.15px;display:inline;\">B3 Tax charge </div><div class=\"t s1_263\" id=\"t2_263\" style=\"left:87px;bottom:1092px;letter-spacing:-0.01px;display:inline;\">Prudential is subject to tax in numerous jurisdictions and the calculation of the total tax charge inherently involves a degree of estimation and </div><div class=\"t s1_263\" id=\"t3_263\" style=\"left:87px;bottom:1076px;letter-spacing:-0.01px;display:inline;\">judgement. Current tax expense is charged or credited based upon amounts estimated to be payable or recoverable as a result of taxable </div><div class=\"t s1_263\" id=\"t4_263\" style=\"left:87px;bottom:1061px;letter-spacing:-0.01px;display:inline;\">amounts for the current year and adjustments made in relation to prior years. The positions taken in tax returns where applicable tax regulation </div><div class=\"t s1_263\" id=\"t5_263\" style=\"left:87px;bottom:1045px;letter-spacing:-0.01px;word-spacing:-0.02px;display:inline;\">is subject to interpretation are recognised in full in the determination of the tax charge in the consolidated financial statements if the Group </div><div class=\"t s1_263\" id=\"t6_263\" style=\"left:87px;bottom:1030px;letter-spacing:-0.01px;display:inline;\">considers that it is probable that the taxation authority will accept those positions. Otherwise, provisions are established based on the likely </div><div class=\"t s1_263\" id=\"t7_263\" style=\"left:87px;bottom:1014px;letter-spacing:-0.01px;display:inline;\">amount of the liability, or recovery, by providing for the single best estimate of the most likely outcome or the weighted average expected value </div><div class=\"t s1_263\" id=\"t8_263\" style=\"left:87px;bottom:999px;letter-spacing:-0.01px;display:inline;\">where there are multiple outcomes. </div><div class=\"t s1_263\" id=\"t9_263\" style=\"left:87px;bottom:971px;letter-spacing:-0.01px;display:inline;\">The total tax charge includes tax expense attributable to both policyholders and shareholders. The tax expense attributable to policyholders </div><div class=\"t s1_263\" id=\"ta_263\" style=\"left:87px;bottom:955px;letter-spacing:-0.01px;display:inline;\">comprises the tax on the income of the consolidated with-profits and unit-linked funds. In certain jurisdictions, life insurance companies are </div><div class=\"t s1_263\" id=\"tb_263\" style=\"left:87px;bottom:940px;letter-spacing:-0.01px;display:inline;\">taxed on both their shareholders\u2019 profits and on their policyholders\u2019 insurance and investment returns on certain insurance and investment </div><div class=\"t s1_263\" id=\"tc_263\" style=\"left:87px;bottom:924px;letter-spacing:-0.01px;display:inline;\">products. Although both types of tax are included in the total tax charge in the Group\u2019s Consolidated income statement, they are presented </div><div class=\"t s1_263\" id=\"td_263\" style=\"left:87px;bottom:908px;letter-spacing:-0.01px;display:inline;\">separately in the Consolidated income statement to provide the most relevant information about tax that the Group pays on its profits. </div><div class=\"t s1_263\" id=\"te_263\" style=\"left:87px;bottom:881px;letter-spacing:-0.01px;display:inline;\">Deferred taxes are provided under the liability method for all relevant temporary differences. IAS 12 \u2018Income Taxes\u2019 does not require all </div><div class=\"t s1_263\" id=\"tf_263\" style=\"left:87px;bottom:865px;letter-spacing:-0.01px;display:inline;\">temporary differences to be provided for, in particular, the Group does not provide for deferred tax on undistributed earnings of subsidiaries </div><div class=\"t s1_263\" id=\"tg_263\" style=\"left:87px;bottom:849px;letter-spacing:-0.01px;display:inline;\">where the Group is able to control the timing of the distribution and the temporary difference created is not expected to reverse in the </div><div class=\"t s1_263\" id=\"th_263\" style=\"left:87px;bottom:834px;letter-spacing:-0.01px;display:inline;\">foreseeable future. Deferred tax assets are only recognised when it is more likely than not that future taxable profits will be available against </div><div class=\"t s1_263\" id=\"ti_263\" style=\"left:87px;bottom:818px;letter-spacing:-0.01px;display:inline;\">which these losses can be utilised. </div><div class=\"t s1_263\" id=\"tj_263\" style=\"left:87px;bottom:790px;letter-spacing:-0.01px;display:inline;\">Deferred tax is measured at the tax rates that are expected to apply to the period when the asset is realised or the liability settled, based on tax </div><div class=\"t s1_263\" id=\"tk_263\" style=\"left:87px;bottom:775px;letter-spacing:-0.01px;display:inline;\">rates (and laws) that have been enacted or are substantively enacted at the end of the reporting period. </div><div class=\"t s2_263\" id=\"tl_263\" style=\"left:87px;bottom:744px;letter-spacing:0.12px;display:inline;\">B3.1 Total tax charge by nature </div><div class=\"t s3_263\" id=\"tm_263\" style=\"left:87px;bottom:729px;letter-spacing:-0.01px;word-spacing:-0.01px;display:inline;\">The total tax charge in the income statement is as follows: </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_263\" id=\"tn_263\" style=\"left:717px;bottom:698px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">2023 $m </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_263\" id=\"to_263\" style=\"left:797px;bottom:698px;letter-spacing:0.09px;display:inline;\">2022 $m </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_263\" id=\"tp_263\" style=\"left:91px;bottom:677px;letter-spacing:-0.01px;display:inline;\">Hong Kong </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_263\" id=\"tq_263\" style=\"left:725px;bottom:677px;letter-spacing:-0.02px;display:inline;\">(129) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_263\" id=\"tr_263\" style=\"left:804px;bottom:677px;letter-spacing:-0.01px;display:inline;\">(106) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_263\" id=\"ts_263\" style=\"left:91px;bottom:658px;letter-spacing:-0.01px;display:inline;\">Indonesia </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_263\" id=\"tt_263\" style=\"left:733px;bottom:658px;letter-spacing:-0.02px;display:inline;\">(43) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_263\" id=\"tu_263\" style=\"left:811px;bottom:658px;display:inline;\">(27) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_263\" id=\"tv_263\" style=\"left:91px;bottom:638px;letter-spacing:-0.01px;display:inline;\">Malaysia </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_263\" id=\"tw_263\" style=\"left:733px;bottom:638px;letter-spacing:-0.02px;display:inline;\">(98) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_263\" id=\"tx_263\" style=\"left:811px;bottom:638px;display:inline;\">(44) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_263\" id=\"ty_263\" style=\"left:91px;bottom:619px;letter-spacing:-0.01px;display:inline;\">Singapore </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_263\" id=\"tz_263\" style=\"left:725px;bottom:619px;letter-spacing:-0.02px;display:inline;\">(174) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_263\" id=\"t10_263\" style=\"left:811px;bottom:619px;display:inline;\">(61) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_263\" id=\"t11_263\" style=\"left:91px;bottom:599px;letter-spacing:-0.01px;display:inline;\">Growth markets and other </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_263\" id=\"t12_263\" style=\"left:725px;bottom:599px;letter-spacing:-0.02px;display:inline;\">(103) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_263\" id=\"t13_263\" style=\"left:804px;bottom:599px;letter-spacing:-0.01px;display:inline;\">(210) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_263\" id=\"t14_263\" style=\"left:91px;bottom:580px;letter-spacing:-0.01px;display:inline;\">Eastspring </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_263\" id=\"t15_263\" style=\"left:733px;bottom:580px;letter-spacing:-0.02px;display:inline;\">(26) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_263\" id=\"t16_263\" style=\"left:811px;bottom:580px;display:inline;\">(26) </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s3_263\" id=\"t17_263\" style=\"left:91px;bottom:560px;letter-spacing:-0.01px;display:inline;\">Total segment </div> <div class=\"t s7_263\" id=\"t18_263\" style=\"vertical-align: super;left:169px;bottom:568px;letter-spacing:0.16px;display:inline;\">note (i) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_263\" id=\"t19_263\" style=\"left:725px;bottom:560px;letter-spacing:-0.02px;display:inline;\">(573) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_263\" id=\"t1a_263\" style=\"left:804px;bottom:560px;letter-spacing:-0.01px;display:inline;\">(474) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_263\" id=\"t1b_263\" style=\"left:91px;bottom:541px;letter-spacing:-0.01px;display:inline;\">Unallocated to a segment (central operations) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_263\" id=\"t1c_263\" style=\"left:737px;bottom:541px;letter-spacing:-0.02px;display:inline;\">13 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_263\" id=\"t1d_263\" style=\"left:818px;bottom:541px;display:inline;\">(4) </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s6_263\" id=\"t1e_263\" style=\"left:91px;bottom:521px;letter-spacing:-0.01px;display:inline;\">Total tax charge </div> <div class=\"t s8_263\" id=\"t1f_263\" style=\"vertical-align: super;left:187px;bottom:529px;letter-spacing:0.16px;display:inline;\">notes (i)(ii) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_263\" id=\"t1g_263\" style=\"left:725px;bottom:521px;letter-spacing:-0.02px;display:inline;\">(560) </div></td><td class=\"cke_table-faked-selection-temp\" colspan=\"1\" rowspan=\"1\"><div class=\"t s3_263\" id=\"t1h_263\" style=\"left:804px;bottom:521px;letter-spacing:-0.01px;display:inline;\">(478) </div></td></tr></table><div class=\"t s9_263\" id=\"t1i_263\" style=\"left:87px;bottom:495px;letter-spacing:-0.16px;display:inline;\">Notes </div><div class=\"t sa_263\" id=\"t1j_263\" style=\"left:87px;bottom:483px;letter-spacing:-0.09px;display:inline;\">(i) </div><div class=\"t sa_263\" id=\"t1k_263\" style=\"left:104px;bottom:483px;letter-spacing:-0.12px;display:inline;\">Profit before tax includes Prudential\u2019s share of profit after tax from the joint ventures and associates that are equity-accounted for. Therefore, the actual tax charge in the </div><div class=\"t sa_263\" id=\"t1l_263\" style=\"left:104px;bottom:472px;letter-spacing:-0.12px;display:inline;\">income statement does not include tax arising from the results of joint ventures and associates including CPL. </div><div class=\"t sb_263\" id=\"t1m_263\" style=\"left:87px;bottom:460px;letter-spacing:-0.08px;display:inline;\">(ii) </div><div class=\"t sb_263\" id=\"t1n_263\" style=\"left:104px;bottom:460px;letter-spacing:-0.13px;display:inline;\">The total tax charge is analysed between current tax and deferred tax as follows </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_263\" id=\"t1o_263\" style=\"left:717px;bottom:430px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">2023 $m </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_263\" id=\"t1p_263\" style=\"left:797px;bottom:430px;letter-spacing:0.09px;display:inline;\">2022 $m </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_263\" id=\"t1q_263\" style=\"left:91px;bottom:409px;letter-spacing:-0.01px;display:inline;\">Current tax expense: </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_263\" id=\"t1r_263\" style=\"left:91px;bottom:390px;letter-spacing:-0.01px;display:inline;\">Corporation tax </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_263\" id=\"t1s_263\" style=\"left:725px;bottom:390px;letter-spacing:-0.02px;display:inline;\">(457) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_263\" id=\"t1t_263\" style=\"left:804px;bottom:390px;letter-spacing:-0.01px;display:inline;\">(474) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_263\" id=\"t1u_263\" style=\"left:91px;bottom:370px;letter-spacing:-0.01px;display:inline;\">Adjustments in respect of prior years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_263\" id=\"t1v_263\" style=\"left:744px;bottom:370px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_263\" id=\"t1w_263\" style=\"left:818px;bottom:370px;display:inline;\">(7) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_263\" id=\"t1x_263\" style=\"left:91px;bottom:351px;letter-spacing:-0.01px;display:inline;\">Total current tax charge </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_263\" id=\"t1y_263\" style=\"left:725px;bottom:351px;letter-spacing:-0.02px;display:inline;\">(456) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_263\" id=\"t1z_263\" style=\"left:804px;bottom:351px;letter-spacing:-0.01px;display:inline;\">(481) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_263\" id=\"t20_263\" style=\"left:91px;bottom:331px;letter-spacing:-0.01px;display:inline;\">Deferred tax arising from: </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_263\" id=\"t21_263\" style=\"left:91px;bottom:312px;letter-spacing:-0.01px;display:inline;\">Origination and reversal of temporary differences </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_263\" id=\"t22_263\" style=\"left:725px;bottom:312px;letter-spacing:-0.02px;display:inline;\">(135) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_263\" id=\"t23_263\" style=\"left:823px;bottom:312px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_263\" id=\"t24_263\" style=\"left:91px;bottom:293px;letter-spacing:-0.01px;display:inline;\">Adjustment in respect of a tax loss, tax credit or temporary difference from a prior year </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_263\" id=\"t25_263\" style=\"left:737px;bottom:293px;letter-spacing:-0.02px;display:inline;\">31 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_263\" id=\"t26_263\" style=\"left:823px;bottom:293px;display:inline;\">3 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_263\" id=\"t27_263\" style=\"left:91px;bottom:273px;letter-spacing:-0.01px;display:inline;\">Total deferred tax (charge) credit </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_263\" id=\"t28_263\" style=\"left:725px;bottom:273px;letter-spacing:-0.02px;display:inline;\">(104) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_263\" id=\"t29_263\" style=\"left:823px;bottom:273px;display:inline;\">3 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_263\" id=\"t2a_263\" style=\"left:91px;bottom:254px;letter-spacing:-0.01px;display:inline;\">Total tax charge </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_263\" id=\"t2b_263\" style=\"left:725px;bottom:254px;letter-spacing:-0.02px;display:inline;\">(560) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_263\" id=\"t2c_263\" style=\"left:804px;bottom:254px;letter-spacing:-0.01px;display:inline;\">(478) </div></td></tr></table><div></div><div class=\"t s0_264\" id=\"t1_264\" style=\"left:65px;bottom:1116px;letter-spacing:0.11px;display:inline;\">B3.2 Reconciliation of effective tax rate </div><div class=\"t s1_264\" id=\"t2_264\" style=\"left:65px;bottom:1100px;letter-spacing:-0.01px;display:inline;\">In the reconciliation below, the expected tax rate reflects the corporation tax rates that are expected to apply to the taxable profit or loss for the </div><div class=\"t s1_264\" id=\"t3_264\" style=\"left:65px;bottom:1085px;letter-spacing:-0.01px;display:inline;\">year. It reflects the corporation tax rates of each jurisdiction weighted by reference to the amount of profit or loss contributing to the aggregate </div><div class=\"t s1_264\" id=\"t4_264\" style=\"left:65px;bottom:1069px;letter-spacing:-0.01px;display:inline;\">result. The reconciliation of the expected to actual tax charge/credit and the percentage impact of reconciliation items on shareholder effective </div><div class=\"t s1_264\" id=\"t5_264\" style=\"left:65px;bottom:1054px;letter-spacing:-0.01px;display:inline;\">tax rate are provided below. </div><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s2_264\" id=\"t6_264\" style=\"left:565px;bottom:1025px;letter-spacing:0.08px;display:inline;\">2023 </div> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s3_264\" id=\"t7_264\" style=\"left:725px;bottom:1025px;letter-spacing:0.09px;display:inline;\">2022 </div> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_264\" id=\"t8_264\" style=\"left:558px;bottom:1008px;letter-spacing:0.11px;display:inline;\">$m </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_264\" id=\"t9_264\" style=\"left:643px;bottom:1008px;display:inline;\">% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_264\" id=\"ta_264\" style=\"left:719px;bottom:1008px;letter-spacing:0.11px;display:inline;\">$m </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_264\" id=\"tb_264\" style=\"left:803px;bottom:1007px;display:inline;\">% </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"tc_264\" style=\"left:69px;bottom:987px;letter-spacing:-0.01px;display:inline;\">Profit (loss) before tax (being tax attributable to shareholders\u2019 and policyholders\u2019 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"td_264\" style=\"left:82px;bottom:971px;letter-spacing:-0.01px;display:inline;\">returns) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_264\" id=\"te_264\" style=\"left:538px;bottom:971px;letter-spacing:-0.02px;display:inline;\">2,272 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"tf_264\" style=\"left:705px;bottom:971px;letter-spacing:-0.01px;display:inline;\">(519) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"tg_264\" style=\"left:69px;bottom:952px;letter-spacing:-0.01px;display:inline;\">Tax charge attributable to policyholders\u2019 returns </div> <div class=\"t s5_264\" id=\"th_264\" style=\"vertical-align: super;left:323px;bottom:960px;letter-spacing:0.16px;display:inline;\">note (i) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_264\" id=\"ti_264\" style=\"left:543px;bottom:952px;letter-spacing:-0.02px;display:inline;\">(175) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"tj_264\" style=\"left:705px;bottom:952px;letter-spacing:-0.01px;display:inline;\">(124) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"tk_264\" style=\"left:69px;bottom:932px;letter-spacing:-0.01px;display:inline;\">Profit (loss) before tax attributable to shareholders' returns </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_264\" id=\"tl_264\" style=\"left:538px;bottom:932px;letter-spacing:-0.02px;display:inline;\">2,097 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"tm_264\" style=\"left:705px;bottom:932px;letter-spacing:-0.01px;display:inline;\">(643) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"tn_264\" style=\"left:69px;bottom:913px;letter-spacing:-0.01px;display:inline;\">Tax (charge) credit at the expected rate </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_264\" id=\"to_264\" style=\"left:543px;bottom:913px;letter-spacing:-0.02px;display:inline;\">(399) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_264\" id=\"tp_264\" style=\"left:621px;bottom:913px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">19 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"tq_264\" style=\"left:716px;bottom:913px;letter-spacing:-0.01px;display:inline;\">85 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"tr_264\" style=\"left:778px;bottom:913px;letter-spacing:-0.01px;display:inline;\">13 % </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"ts_264\" style=\"left:69px;bottom:893px;letter-spacing:-0.01px;display:inline;\">Effects of recurring tax reconciliation items: </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"tt_264\" style=\"left:82px;bottom:874px;letter-spacing:-0.01px;display:inline;\">Income not taxable or taxable at concessionary rates </div> <div class=\"t s5_264\" id=\"tu_264\" style=\"vertical-align: super;left:362px;bottom:882px;letter-spacing:0.15px;display:inline;\">note (ii) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_264\" id=\"tv_264\" style=\"left:555px;bottom:874px;letter-spacing:-0.02px;display:inline;\">80 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_264\" id=\"tw_264\" style=\"left:624px;bottom:874px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">(4) % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"tx_264\" style=\"left:716px;bottom:874px;letter-spacing:-0.01px;display:inline;\">61 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"ty_264\" style=\"left:785px;bottom:874px;letter-spacing:-0.01px;word-spacing:4.17px;display:inline;\">9 % </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"tz_264\" style=\"left:82px;bottom:854px;letter-spacing:-0.01px;display:inline;\">Deductions and losses not allowable for tax purposes </div> <div class=\"t s5_264\" id=\"t10_264\" style=\"vertical-align: super;left:361px;bottom:862px;letter-spacing:0.15px;display:inline;\">note (iii) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_264\" id=\"t11_264\" style=\"left:543px;bottom:854px;letter-spacing:-0.02px;display:inline;\">(136) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_264\" id=\"t12_264\" style=\"left:628px;bottom:854px;letter-spacing:-0.02px;word-spacing:4.23px;display:inline;\">6 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t13_264\" style=\"left:705px;bottom:854px;letter-spacing:-0.01px;display:inline;\">(196) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t14_264\" style=\"left:774px;bottom:854px;letter-spacing:-0.01px;display:inline;\">(30) % </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t15_264\" style=\"left:82px;bottom:835px;letter-spacing:-0.01px;display:inline;\">Items related to taxation of life insurance businesses </div> <div class=\"t s5_264\" id=\"t16_264\" style=\"vertical-align: super;left:360px;bottom:843px;letter-spacing:0.16px;display:inline;\">note (iv) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_264\" id=\"t17_264\" style=\"left:548px;bottom:835px;letter-spacing:-0.02px;display:inline;\">137 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_264\" id=\"t18_264\" style=\"left:624px;bottom:835px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">(7) % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t19_264\" style=\"left:705px;bottom:835px;letter-spacing:-0.01px;display:inline;\">(129) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t1a_264\" style=\"left:774px;bottom:835px;letter-spacing:-0.01px;display:inline;\">(20) % </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t1b_264\" style=\"left:82px;bottom:815px;letter-spacing:-0.01px;display:inline;\">Deferred tax adjustments including unrecognised tax losses </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_264\" id=\"t1c_264\" style=\"left:555px;bottom:815px;letter-spacing:-0.02px;display:inline;\">13 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_264\" id=\"t1d_264\" style=\"left:624px;bottom:815px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">(1) % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t1e_264\" style=\"left:712px;bottom:815px;display:inline;\">(45) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t1f_264\" style=\"left:781px;bottom:815px;letter-spacing:-0.01px;display:inline;\">(7) % </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t1g_264\" style=\"left:82px;bottom:796px;letter-spacing:-0.01px;display:inline;\">Effect of results of joint ventures and associates </div> <div class=\"t s5_264\" id=\"t1h_264\" style=\"vertical-align: super;left:334px;bottom:804px;letter-spacing:0.17px;display:inline;\">note (v) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_264\" id=\"t1i_264\" style=\"left:551px;bottom:796px;letter-spacing:-0.02px;display:inline;\">(38) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_264\" id=\"t1j_264\" style=\"left:628px;bottom:796px;letter-spacing:-0.02px;word-spacing:4.23px;display:inline;\">2 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t1k_264\" style=\"left:712px;bottom:796px;display:inline;\">(32) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t1l_264\" style=\"left:781px;bottom:796px;letter-spacing:-0.01px;display:inline;\">(5) % </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t1m_264\" style=\"left:82px;bottom:776px;letter-spacing:-0.01px;display:inline;\">Irrecoverable withholding taxes </div> <div class=\"t s5_264\" id=\"t1n_264\" style=\"vertical-align: super;left:249px;bottom:784px;letter-spacing:0.16px;display:inline;\">note (vi) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_264\" id=\"t1o_264\" style=\"left:551px;bottom:776px;letter-spacing:-0.02px;display:inline;\">(63) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_264\" id=\"t1p_264\" style=\"left:628px;bottom:776px;letter-spacing:-0.02px;word-spacing:4.23px;display:inline;\">3 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t1q_264\" style=\"left:712px;bottom:776px;display:inline;\">(55) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t1r_264\" style=\"left:781px;bottom:776px;letter-spacing:-0.01px;display:inline;\">(9) % </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t1s_264\" style=\"left:82px;bottom:757px;letter-spacing:-0.01px;display:inline;\">Other </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_264\" id=\"t1t_264\" style=\"left:558px;bottom:757px;letter-spacing:-0.02px;display:inline;\">(2) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_264\" id=\"t1u_264\" style=\"left:628px;bottom:757px;letter-spacing:-0.02px;word-spacing:4.23px;display:inline;\">1 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t1v_264\" style=\"left:712px;bottom:757px;display:inline;\">(15) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t1w_264\" style=\"left:781px;bottom:757px;letter-spacing:-0.01px;display:inline;\">(2) % </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t1x_264\" style=\"left:82px;bottom:737px;letter-spacing:-0.01px;display:inline;\">Total charge on recurring items </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_264\" id=\"t1y_264\" style=\"left:558px;bottom:737px;letter-spacing:-0.02px;display:inline;\">(9) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_264\" id=\"t1z_264\" style=\"left:628px;bottom:737px;letter-spacing:-0.02px;word-spacing:4.23px;display:inline;\">0 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t20_264\" style=\"left:705px;bottom:737px;letter-spacing:-0.01px;display:inline;\">(411) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t21_264\" style=\"left:774px;bottom:737px;letter-spacing:-0.01px;display:inline;\">(64) % </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t22_264\" style=\"left:69px;bottom:718px;letter-spacing:-0.01px;display:inline;\">Effects of non-recurring tax reconciliation items: </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t23_264\" style=\"left:82px;bottom:698px;letter-spacing:-0.01px;display:inline;\">Adjustments to tax charge in relation to prior years </div> <div class=\"t s5_264\" id=\"t24_264\" style=\"vertical-align: super;left:350px;bottom:706px;letter-spacing:0.16px;display:inline;\">note (vii) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_264\" id=\"t25_264\" style=\"left:555px;bottom:698px;letter-spacing:-0.02px;display:inline;\">42 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_264\" id=\"t26_264\" style=\"left:624px;bottom:698px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">(2) % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t27_264\" style=\"left:723px;bottom:698px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t28_264\" style=\"left:785px;bottom:698px;letter-spacing:-0.01px;word-spacing:4.17px;display:inline;\">0 % </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t29_264\" style=\"left:82px;bottom:679px;letter-spacing:-0.01px;display:inline;\">Movements in provisions for open tax matters </div> <div class=\"t s5_264\" id=\"t2a_264\" style=\"vertical-align: super;left:325px;bottom:687px;letter-spacing:0.15px;display:inline;\">note (viii) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_264\" id=\"t2b_264\" style=\"left:551px;bottom:679px;letter-spacing:-0.02px;display:inline;\">(15) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_264\" id=\"t2c_264\" style=\"left:628px;bottom:679px;letter-spacing:-0.02px;word-spacing:4.23px;display:inline;\">1 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t2d_264\" style=\"left:712px;bottom:679px;display:inline;\">(40) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t2e_264\" style=\"left:781px;bottom:679px;letter-spacing:-0.01px;display:inline;\">(6) % </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t2f_264\" style=\"left:82px;bottom:659px;letter-spacing:-0.01px;display:inline;\">Adjustments in relation to business disposals and corporate transactions </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_264\" id=\"t2g_264\" style=\"left:558px;bottom:659px;letter-spacing:-0.02px;display:inline;\">(4) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_264\" id=\"t2h_264\" style=\"left:628px;bottom:659px;letter-spacing:-0.02px;word-spacing:4.23px;display:inline;\">0 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t2i_264\" style=\"left:716px;bottom:659px;letter-spacing:-0.01px;display:inline;\">11 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t2j_264\" style=\"left:785px;bottom:659px;letter-spacing:-0.01px;word-spacing:4.17px;display:inline;\">2 % </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t2k_264\" style=\"left:82px;bottom:640px;letter-spacing:-0.01px;display:inline;\">Total credit (charge) on non-recurring items </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_264\" id=\"t2l_264\" style=\"left:555px;bottom:640px;letter-spacing:-0.02px;display:inline;\">23 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_264\" id=\"t2m_264\" style=\"left:624px;bottom:640px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">(1) % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t2n_264\" style=\"left:712px;bottom:640px;display:inline;\">(28) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t2o_264\" style=\"left:781px;bottom:640px;letter-spacing:-0.01px;display:inline;\">(4) % </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t2p_264\" style=\"left:69px;bottom:620px;letter-spacing:-0.01px;display:inline;\">Tax charge attributable to shareholders' returns </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_264\" id=\"t2q_264\" style=\"left:543px;bottom:620px;letter-spacing:-0.02px;display:inline;\">(385) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t2r_264\" style=\"left:705px;bottom:620px;letter-spacing:-0.01px;display:inline;\">(354) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t2s_264\" style=\"left:69px;bottom:601px;letter-spacing:-0.01px;display:inline;\">Tax charge attributable to policyholders\u2019 returns </div> <div class=\"t s5_264\" id=\"t2t_264\" style=\"vertical-align: super;left:323px;bottom:609px;letter-spacing:0.16px;display:inline;\">note (i) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_264\" id=\"t2u_264\" style=\"left:543px;bottom:601px;letter-spacing:-0.02px;display:inline;\">(175) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t2v_264\" style=\"left:705px;bottom:601px;letter-spacing:-0.01px;display:inline;\">(124) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_264\" id=\"t2w_264\" style=\"left:69px;bottom:581px;letter-spacing:-0.01px;display:inline;\">Tax charge attributable to shareholders' and policyholders' returns </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_264\" id=\"t2x_264\" style=\"left:543px;bottom:581px;letter-spacing:-0.02px;display:inline;\">(560) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t2y_264\" style=\"left:705px;bottom:581px;letter-spacing:-0.01px;display:inline;\">(478) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t2z_264\" style=\"left:69px;bottom:562px;letter-spacing:-0.01px;display:inline;\">Profit before tax attributable to shareholders\u2019 returns analysed into: </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t30_264\" style=\"left:82px;bottom:543px;letter-spacing:-0.01px;display:inline;\">Adjusted operating profit </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_264\" id=\"t31_264\" style=\"left:538px;bottom:543px;letter-spacing:-0.02px;display:inline;\">2,893 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t32_264\" style=\"left:699px;bottom:543px;letter-spacing:-0.01px;display:inline;\">2,722 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t33_264\" style=\"left:82px;bottom:523px;letter-spacing:-0.01px;display:inline;\">Non-operating result </div> <div class=\"t s5_264\" id=\"t34_264\" style=\"vertical-align: super;left:193px;bottom:531px;letter-spacing:0.16px;display:inline;\">note (ix) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_264\" id=\"t35_264\" style=\"left:543px;bottom:523px;letter-spacing:-0.02px;display:inline;\">(796) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t36_264\" style=\"left:695px;bottom:523px;letter-spacing:-0.01px;display:inline;\">(3,365) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t37_264\" style=\"left:69px;bottom:504px;letter-spacing:-0.01px;display:inline;\">Profit (loss) before tax attributable to shareholders' returns </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_264\" id=\"t38_264\" style=\"left:538px;bottom:504px;letter-spacing:-0.02px;display:inline;\">2,097 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t39_264\" style=\"left:705px;bottom:504px;letter-spacing:-0.01px;display:inline;\">(643) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t3a_264\" style=\"left:69px;bottom:484px;letter-spacing:-0.01px;display:inline;\">Tax charge attributable to shareholders' returns analysed into: </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t3b_264\" style=\"left:82px;bottom:465px;letter-spacing:-0.01px;display:inline;\">Tax charge on adjusted operating profit </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_264\" id=\"t3c_264\" style=\"left:543px;bottom:465px;letter-spacing:-0.02px;display:inline;\">(444) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t3d_264\" style=\"left:705px;bottom:465px;letter-spacing:-0.01px;display:inline;\">(539) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t3e_264\" style=\"left:82px;bottom:445px;letter-spacing:-0.01px;display:inline;\">Tax credit on non-operating result </div> <div class=\"t s5_264\" id=\"t3f_264\" style=\"vertical-align: super;left:262px;bottom:453px;letter-spacing:0.16px;display:inline;\">note (ix) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_264\" id=\"t3g_264\" style=\"left:555px;bottom:445px;letter-spacing:-0.02px;display:inline;\">59 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t3h_264\" style=\"left:709px;bottom:445px;letter-spacing:-0.01px;display:inline;\">185 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t3i_264\" style=\"left:69px;bottom:426px;letter-spacing:-0.01px;display:inline;\">Tax charge attributable to shareholders' returns </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_264\" id=\"t3j_264\" style=\"left:543px;bottom:426px;letter-spacing:-0.02px;display:inline;\">(385) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t3k_264\" style=\"left:705px;bottom:426px;letter-spacing:-0.01px;display:inline;\">(354) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t3l_264\" style=\"left:69px;bottom:406px;letter-spacing:-0.01px;display:inline;\">Actual tax rate on: </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t3m_264\" style=\"left:69px;bottom:387px;letter-spacing:-0.01px;display:inline;\">Adjusted operating profit: </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t3n_264\" style=\"left:82px;bottom:367px;letter-spacing:-0.01px;display:inline;\">Including non-recurring tax reconciling items </div> <div class=\"t s5_264\" id=\"t3o_264\" style=\"vertical-align: super;left:318px;bottom:375px;letter-spacing:0.17px;display:inline;\">note (x) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_264\" id=\"t3p_264\" style=\"left:550px;bottom:367px;letter-spacing:-0.02px;display:inline;\">15% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t3q_264\" style=\"left:707px;bottom:367px;letter-spacing:-0.01px;display:inline;\">20% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"tcs-selection-enabled tcs-selected\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t3r_264\" style=\"left:82px;bottom:348px;letter-spacing:-0.01px;display:inline;\">Excluding non-recurring tax reconciling items </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_264\" id=\"t3s_264\" style=\"left:550px;bottom:348px;letter-spacing:-0.02px;display:inline;\">16% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t3t_264\" style=\"left:707px;bottom:348px;letter-spacing:-0.01px;display:inline;\">18% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_264\" id=\"t3u_264\" style=\"left:69px;bottom:328px;letter-spacing:-0.01px;display:inline;\">Profit before tax attributable to shareholders' returns </div> <div class=\"t s6_264\" id=\"t3v_264\" style=\"vertical-align: super;left:376px;bottom:336px;letter-spacing:0.18px;display:inline;\">note (x) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_264\" id=\"t3w_264\" style=\"left:550px;bottom:328px;letter-spacing:-0.02px;display:inline;\">18% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t3x_264\" style=\"left:699px;bottom:328px;letter-spacing:-0.01px;display:inline;\">(55)% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr>\n                                        </table><div class=\"t s7_264\" id=\"t3y_264\" style=\"left:65px;bottom:302px;letter-spacing:-0.13px;display:inline;\">Notes </div><div class=\"t s8_264\" id=\"t3z_264\" style=\"left:65px;bottom:290px;letter-spacing:-0.09px;display:inline;\">(i) </div><div class=\"t s8_264\" id=\"t40_264\" style=\"left:82px;bottom:290px;letter-spacing:-0.12px;display:inline;\">The tax charge attributable to policyholders of $(175) million (2022: $(124) million) is equal to the profit before tax attributable to policyholders as a result of accounting </div><div class=\"t s8_264\" id=\"t41_264\" style=\"left:82px;bottom:279px;letter-spacing:-0.12px;display:inline;\">for policyholder income after the deduction of expenses on a post-tax basis. </div><div class=\"t s8_264\" id=\"t42_264\" style=\"left:65px;bottom:267px;letter-spacing:-0.08px;display:inline;\">(ii) </div><div class=\"t s8_264\" id=\"t43_264\" style=\"left:82px;bottom:267px;letter-spacing:-0.13px;display:inline;\">Income not taxable or taxable at concessionary rates primarily relates to non-taxable investment income in Growth markets and Singapore. </div><div class=\"t s8_264\" id=\"t44_264\" style=\"left:65px;bottom:255px;letter-spacing:-0.08px;display:inline;\">(iii) </div><div class=\"t s8_264\" id=\"t45_264\" style=\"left:82px;bottom:255px;letter-spacing:-0.12px;display:inline;\">Deductions and losses not allowable for tax purposes primarily relates to non-deductible head office costs in Other operations. </div><div class=\"t s8_264\" id=\"t46_264\" style=\"left:65px;bottom:243px;letter-spacing:-0.1px;display:inline;\">(iv) </div><div class=\"t s8_264\" id=\"t47_264\" style=\"left:82px;bottom:243px;letter-spacing:-0.13px;display:inline;\">Items related to taxation of life insurance businesses primarily relates to Hong Kong where the taxable profit is computed as 5 per cent of net insurance premiums. </div><div class=\"t s8_264\" id=\"t48_264\" style=\"left:65px;bottom:231px;letter-spacing:-0.11px;display:inline;\">(v) </div><div class=\"t s8_264\" id=\"t49_264\" style=\"left:82px;bottom:231px;letter-spacing:-0.12px;display:inline;\">Profit before tax includes Prudential\u2019s share of profit after tax from the joint ventures and associates. Therefore, the actual tax charge does not include tax arising from </div><div class=\"t s8_264\" id=\"t4a_264\" style=\"left:82px;bottom:220px;letter-spacing:-0.12px;display:inline;\">profit or loss of joint ventures and associates and is reflected as a reconciling item. </div><div class=\"t s8_264\" id=\"t4b_264\" style=\"left:65px;bottom:208px;letter-spacing:-0.1px;display:inline;\">(vi) </div><div class=\"t s8_264\" id=\"t4c_264\" style=\"left:82px;bottom:208px;letter-spacing:-0.13px;display:inline;\">The Group incurs withholding tax on remittances received from certain jurisdictions and on certain investment income. Where these withholding taxes cannot be offset </div><div class=\"t s8_264\" id=\"t4d_264\" style=\"left:82px;bottom:196px;letter-spacing:-0.12px;display:inline;\">against corporate income tax or otherwise recovered, they represent a cost to the Group. Irrecoverable withholding tax on remittances is included in Other operations and is </div><div class=\"t s8_264\" id=\"t4e_264\" style=\"left:82px;bottom:184px;letter-spacing:-0.13px;display:inline;\">not allocated to any segment. Irrecoverable withholding tax on investment income is included in the relevant segment where the investment income is reflected. </div><div class=\"t s8_264\" id=\"t4f_264\" style=\"left:65px;bottom:173px;letter-spacing:-0.12px;display:inline;\">(vii) Adjustments to tax charge in relation to prior years primarily relates to the recognition of a deferred tax asset in relation to historical tax losses, due to an increase in </div><div class=\"t s8_264\" id=\"t4g_264\" style=\"left:82px;bottom:161px;letter-spacing:-0.12px;display:inline;\">forecast taxable profit in the UK tax group. </div><div class=\"t s8_264\" id=\"t4h_264\" style=\"left:65px;bottom:149px;letter-spacing:-0.13px;word-spacing:0.02px;display:inline;\">(viii)The statement of financial position contains the following provisions in relation to open tax matters. </div><div></div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_265\" id=\"t1_265\" style=\"left:803px;bottom:1115px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">2023 $m </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_265\" id=\"t2_265\" style=\"left:108px;bottom:1095px;letter-spacing:-0.01px;display:inline;\">Balance at 1 Jan </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_265\" id=\"t3_265\" style=\"left:819px;bottom:1095px;letter-spacing:-0.02px;display:inline;\">(79) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_265\" id=\"t4_265\" style=\"left:108px;bottom:1075px;letter-spacing:-0.01px;display:inline;\">Movements in the current year included in tax charge attributable to shareholders </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_265\" id=\"t5_265\" style=\"left:819px;bottom:1075px;letter-spacing:-0.02px;display:inline;\">(15) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_265\" id=\"t6_265\" style=\"left:108px;bottom:1055px;letter-spacing:-0.01px;display:inline;\">Other movements (including interest arising on open tax matters and amounts included in the Group\u2019s share of profits from </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_265\" id=\"t7_265\" style=\"left:121px;bottom:1040px;letter-spacing:-0.01px;display:inline;\">joint ventures and associates, net of related tax) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_265\" id=\"t8_265\" style=\"left:830px;bottom:1040px;display:inline;\">1 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_265\" id=\"t9_265\" style=\"left:108px;bottom:1020px;letter-spacing:-0.01px;display:inline;\">Balance at 31 Dec </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_265\" id=\"ta_265\" style=\"left:819px;bottom:1020px;letter-spacing:-0.02px;display:inline;\">(93) </div></td></tr></table><div class=\"t s3_265\" id=\"tb_265\" style=\"left:87px;bottom:988px;letter-spacing:-0.1px;display:inline;\">(ix) </div><div class=\"t s3_265\" id=\"tc_265\" style=\"left:104px;bottom:988px;letter-spacing:-0.13px;word-spacing:-0.01px;display:inline;\">\u2018Non-operating result\u2019 is used to refer to items excluded from adjusted operating profit and includes short-term investment fluctuations in investment returns and corporate </div><div class=\"t s3_265\" id=\"td_265\" style=\"left:104px;bottom:976px;letter-spacing:-0.12px;display:inline;\">transactions. The tax charge on non-operating result is calculated using the tax rates applicable to investment profit or loss recorded in the non-operating result for each </div><div class=\"t s3_265\" id=\"te_265\" style=\"left:104px;bottom:965px;letter-spacing:-0.12px;display:inline;\">entity, and then adjusting for any discrete items included in the total tax charge that relate specifically to the amounts (other than investment related profit or loss) </div><div class=\"t s3_265\" id=\"tf_265\" style=\"left:104px;bottom:953px;letter-spacing:-0.12px;display:inline;\">included in the non-operating result. The difference between this tax on non-operating result and the tax charge calculated on profit before tax is the tax charge on </div><div class=\"t s3_265\" id=\"tg_265\" style=\"left:104px;bottom:941px;letter-spacing:-0.12px;display:inline;\">adjusted operating profit. </div><div class=\"t s3_265\" id=\"th_265\" style=\"left:87px;bottom:929px;letter-spacing:-0.11px;display:inline;\">(x) </div><div class=\"t s3_265\" id=\"ti_265\" style=\"left:104px;bottom:929px;letter-spacing:-0.13px;display:inline;\">The actual tax rates of the relevant business operations are shown below: </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"8\" rowspan=\"1\" style=\"text-align: center;\">   <div class=\"t s0_265\" id=\"tj_265\" style=\"left:572px;bottom:911px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">2023 % </div>    </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_265\" id=\"tu_265\" style=\"left:818px;bottom:896px;letter-spacing:0.07px;display:inline;\">Total </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_265\" id=\"to_265\" style=\"left:617px;bottom:886px;letter-spacing:0.09px;display:inline;\">Growth </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_265\" id=\"tv_265\" style=\"left:791px;bottom:886px;letter-spacing:0.06px;display:inline;\">attributable </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_265\" id=\"tp_265\" style=\"left:614px;bottom:876px;letter-spacing:0.08px;display:inline;\">markets </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_265\" id=\"ts_265\" style=\"left:752px;bottom:876px;letter-spacing:0.08px;display:inline;\">Other </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_265\" id=\"tw_265\" style=\"left:830px;bottom:876px;letter-spacing:0.08px;display:inline;\">to </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_265\" id=\"tk_265\" style=\"left:345px;bottom:866px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">Hong Kong </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_265\" id=\"tl_265\" style=\"left:414px;bottom:866px;letter-spacing:0.08px;display:inline;\">Indonesia </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_265\" id=\"tm_265\" style=\"left:482px;bottom:866px;letter-spacing:0.08px;display:inline;\">Malaysia </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_265\" id=\"tn_265\" style=\"left:542px;bottom:866px;letter-spacing:0.08px;display:inline;\">Singapore </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_265\" id=\"tq_265\" style=\"left:607px;bottom:866px;letter-spacing:0.08px;display:inline;\">and other </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_265\" id=\"tr_265\" style=\"left:669px;bottom:866px;letter-spacing:0.07px;display:inline;\">Eastspring </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_265\" id=\"tt_265\" style=\"left:732px;bottom:866px;letter-spacing:0.07px;display:inline;\">operations </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_265\" id=\"tx_265\" style=\"left:788px;bottom:866px;letter-spacing:0.07px;display:inline;\">shareholders </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_265\" id=\"ty_265\" style=\"left:108px;bottom:845px;letter-spacing:-0.01px;display:inline;\">Tax rate on adjusted operating profit </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_265\" id=\"tz_265\" style=\"left:372px;bottom:845px;letter-spacing:-0.02px;word-spacing:1.09px;display:inline;\">7 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_265\" id=\"t10_265\" style=\"left:429px;bottom:845px;letter-spacing:-0.02px;word-spacing:1.09px;display:inline;\">22 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_265\" id=\"t11_265\" style=\"left:493px;bottom:845px;letter-spacing:-0.02px;word-spacing:1.09px;display:inline;\">22 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_265\" id=\"t12_265\" style=\"left:558px;bottom:845px;letter-spacing:-0.02px;word-spacing:1.09px;display:inline;\">16 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_265\" id=\"t13_265\" style=\"left:622px;bottom:845px;letter-spacing:-0.02px;word-spacing:1.09px;display:inline;\">20 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_265\" id=\"t14_265\" style=\"left:693px;bottom:845px;letter-spacing:-0.02px;word-spacing:1.09px;display:inline;\">9 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_265\" id=\"t15_265\" style=\"left:757px;bottom:845px;letter-spacing:-0.02px;word-spacing:1.09px;display:inline;\">2 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_265\" id=\"t16_265\" style=\"left:814px;bottom:845px;letter-spacing:-0.02px;word-spacing:1.09px;display:inline;\">15 % </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_265\" id=\"t17_265\" style=\"left:108px;bottom:826px;letter-spacing:-0.01px;display:inline;\">Tax rate on profit before tax </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_265\" id=\"t18_265\" style=\"left:372px;bottom:826px;letter-spacing:-0.02px;word-spacing:1.09px;display:inline;\">7 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_265\" id=\"t19_265\" style=\"left:429px;bottom:826px;letter-spacing:-0.02px;word-spacing:1.09px;display:inline;\">22 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_265\" id=\"t1a_265\" style=\"left:493px;bottom:826px;letter-spacing:-0.02px;word-spacing:1.09px;display:inline;\">20 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_265\" id=\"t1b_265\" style=\"left:558px;bottom:826px;letter-spacing:-0.02px;word-spacing:1.09px;display:inline;\">16 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_265\" id=\"t1c_265\" style=\"left:622px;bottom:826px;letter-spacing:-0.02px;word-spacing:1.09px;display:inline;\">11 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_265\" id=\"t1d_265\" style=\"left:693px;bottom:826px;letter-spacing:-0.02px;word-spacing:1.09px;display:inline;\">9 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_265\" id=\"t1e_265\" style=\"left:757px;bottom:826px;letter-spacing:-0.02px;word-spacing:1.09px;display:inline;\">2 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_265\" id=\"t1f_265\" style=\"left:814px;bottom:826px;letter-spacing:-0.02px;word-spacing:1.09px;display:inline;\">18 % </div></td></tr></table><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"8\" rowspan=\"1\" style=\"text-align: center;\">   <div class=\"t s4_265\" id=\"t1g_265\" style=\"left:571px;bottom:790px;letter-spacing:0.09px;display:inline;\">2022 % </div>    </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_265\" id=\"t1l_265\" style=\"left:619px;bottom:774px;letter-spacing:0.08px;display:inline;\">Growth </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_265\" id=\"t1r_265\" style=\"left:820px;bottom:774px;letter-spacing:0.07px;display:inline;\">Total </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_265\" id=\"t1m_265\" style=\"left:617px;bottom:763px;letter-spacing:0.07px;display:inline;\">markets </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_265\" id=\"t1p_265\" style=\"left:754px;bottom:763px;letter-spacing:0.07px;display:inline;\">Other </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_265\" id=\"t1s_265\" style=\"left:785px;bottom:763px;letter-spacing:0.06px;display:inline;\">attributable to </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_265\" id=\"t1h_265\" style=\"left:348px;bottom:752px;letter-spacing:0.08px;display:inline;\">Hong Kong </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_265\" id=\"t1i_265\" style=\"left:417px;bottom:752px;letter-spacing:0.07px;display:inline;\">Indonesia </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_265\" id=\"t1j_265\" style=\"left:485px;bottom:752px;letter-spacing:0.07px;display:inline;\">Malaysia </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_265\" id=\"t1k_265\" style=\"left:545px;bottom:752px;letter-spacing:0.07px;display:inline;\">Singapore </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_265\" id=\"t1n_265\" style=\"left:610px;bottom:752px;letter-spacing:0.07px;display:inline;\">and other </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_265\" id=\"t1o_265\" style=\"left:672px;bottom:752px;letter-spacing:0.07px;display:inline;\">Eastspring </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_265\" id=\"t1q_265\" style=\"left:735px;bottom:752px;letter-spacing:0.07px;display:inline;\">operations </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_265\" id=\"t1t_265\" style=\"left:792px;bottom:752px;letter-spacing:0.07px;display:inline;\">shareholders </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_265\" id=\"t1u_265\" style=\"left:108px;bottom:731px;letter-spacing:-0.01px;display:inline;\">Tax rate on adjusted operating profit </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_265\" id=\"t1v_265\" style=\"left:369px;bottom:731px;letter-spacing:-0.01px;word-spacing:1.31px;display:inline;\">4 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_265\" id=\"t1w_265\" style=\"left:426px;bottom:731px;letter-spacing:-0.01px;word-spacing:1.31px;display:inline;\">19 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_265\" id=\"t1x_265\" style=\"left:490px;bottom:731px;letter-spacing:-0.01px;word-spacing:1.31px;display:inline;\">26 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_265\" id=\"t1y_265\" style=\"left:554px;bottom:731px;letter-spacing:-0.01px;word-spacing:1.31px;display:inline;\">16 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_265\" id=\"t1z_265\" style=\"left:618px;bottom:731px;letter-spacing:-0.01px;word-spacing:1.31px;display:inline;\">33 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_265\" id=\"t20_265\" style=\"left:682px;bottom:731px;letter-spacing:-0.01px;word-spacing:1.31px;display:inline;\">10 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_265\" id=\"t21_265\" style=\"left:754px;bottom:731px;letter-spacing:-0.01px;word-spacing:1.31px;display:inline;\">0 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_265\" id=\"t22_265\" style=\"left:811px;bottom:731px;letter-spacing:-0.01px;word-spacing:1.31px;display:inline;\">20 % </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_265\" id=\"t23_265\" style=\"left:108px;bottom:712px;letter-spacing:-0.01px;display:inline;\">Tax rate on profit before tax </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_265\" id=\"t24_265\" style=\"left:364px;bottom:712px;letter-spacing:-0.01px;display:inline;\">(7)% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_265\" id=\"t25_265\" style=\"left:426px;bottom:712px;letter-spacing:-0.01px;word-spacing:1.31px;display:inline;\">16 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_265\" id=\"t26_265\" style=\"left:490px;bottom:712px;letter-spacing:-0.01px;word-spacing:1.31px;display:inline;\">25 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_265\" id=\"t27_265\" style=\"left:554px;bottom:712px;letter-spacing:-0.01px;word-spacing:1.31px;display:inline;\">63 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_265\" id=\"t28_265\" style=\"left:618px;bottom:712px;letter-spacing:-0.01px;word-spacing:1.31px;display:inline;\">40 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_265\" id=\"t29_265\" style=\"left:682px;bottom:712px;letter-spacing:-0.01px;word-spacing:1.31px;display:inline;\">10 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_265\" id=\"t2a_265\" style=\"left:749px;bottom:712px;letter-spacing:-0.01px;display:inline;\">(1)% </div></td><td class=\"cke_table-faked-selection-temp\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_265\" id=\"t2b_265\" style=\"left:806px;bottom:712px;letter-spacing:-0.01px;display:inline;\">(55)% </div></td></tr></table><div class=\"t s3_265\" id=\"t2c_265\" style=\"left:104px;bottom:680px;letter-spacing:-0.13px;display:inline;\">Actual tax rates on adjusted operating profit for each segment for 2022 prepared applying IFRS 17 as shown in the table above are generally consistent with the tax rates </div><div class=\"t s3_265\" id=\"t2d_265\" style=\"left:104px;bottom:668px;letter-spacing:-0.12px;display:inline;\">previously published for 2022 results prepared applying IFRS 4. The tax rates on adjusted operating profit for Growth markets and other and the Group total as shown in the </div><div class=\"t s3_265\" id=\"t2e_265\" style=\"left:104px;bottom:656px;letter-spacing:-0.12px;display:inline;\">table above differ from the equivalent tax rates previously published under IFRS 4 for 2022 due primarily to differences in the proportions of adjusted operating profit </div><div class=\"t s3_265\" id=\"t2f_265\" style=\"left:104px;bottom:644px;letter-spacing:-0.12px;display:inline;\">contributed by entities with different tax rates. Actual tax rates on profit before tax for 2022 prepared under IFRS 17 differ from the equivalent tax rates previously </div><div class=\"t s3_265\" id=\"t2g_265\" style=\"left:104px;bottom:632px;letter-spacing:-0.13px;display:inline;\">published under IFRS 4 for 2022 primarily due to non-taxable and non-deductible amounts, such as investment gains or losses, making up a different proportion of total </div><div class=\"t s3_265\" id=\"t2h_265\" style=\"left:104px;bottom:621px;letter-spacing:-0.13px;display:inline;\">profit before tax for each segment and the Group total under each standard. </div><div class=\"t s1_265\" id=\"t2i_265\" style=\"left:87px;bottom:594px;letter-spacing:-0.01px;display:inline;\">A number of jurisdictions in which the Group has operations \u2013 Japan, South Korea, Luxembourg, Vietnam and the UK \u2013 have implemented either </div><div class=\"t s1_265\" id=\"t2j_265\" style=\"left:87px;bottom:578px;letter-spacing:-0.01px;display:inline;\">a global minimum tax or a domestic minimum tax at a rate of 15 per cent, in line with the OECD proposals, effective for 2024 onwards. Malaysia </div><div class=\"t s1_265\" id=\"t2k_265\" style=\"left:87px;bottom:563px;letter-spacing:-0.01px;display:inline;\">has implemented both the global minimum tax and domestic minimum tax effective for 2025 onwards. Other jurisdictions where the Group has </div><div class=\"t s1_265\" id=\"t2l_265\" style=\"left:87px;bottom:547px;letter-spacing:-0.01px;display:inline;\">a taxable presence, including Hong Kong (where Prudential plc has been tax resident since 3 March 2023), Singapore and Thailand intend to </div><div class=\"t s1_265\" id=\"t2m_265\" style=\"left:87px;bottom:532px;letter-spacing:-0.01px;display:inline;\">implement the proposals for 2025 onwards. </div><div class=\"t s1_265\" id=\"t2n_265\" style=\"left:87px;bottom:504px;letter-spacing:-0.01px;display:inline;\">For those jurisdictions where either a global minimum tax or domestic minimum tax or both have been implemented with effect for 2024, no </div><div class=\"t s1_265\" id=\"t2o_265\" style=\"left:87px;bottom:488px;letter-spacing:-0.01px;display:inline;\">material impact to the Group\u2019s IFRS tax charge for the 2024 financial year is expected. The implementation of a global minimum tax and </div><div class=\"t s1_265\" id=\"t2p_265\" style=\"left:87px;bottom:473px;letter-spacing:-0.01px;display:inline;\">domestic minimum tax in Malaysia effective for 2025 is not expected to have a material impact for the Group\u2019s IFRS tax charge for the 2025 </div><div class=\"t s1_265\" id=\"t2q_265\" style=\"left:87px;bottom:457px;letter-spacing:-0.01px;display:inline;\">financial year. These assessments consider a number of factors including whether the transitional safe harbour is expected to apply based on the </div><div class=\"t s1_265\" id=\"t2r_265\" style=\"left:87px;bottom:441px;letter-spacing:-0.01px;display:inline;\">most recent filings of tax returns, country by country reporting and financial statements of the relevant entities. In some jurisdictions a global </div><div class=\"t s1_265\" id=\"t2s_265\" style=\"left:87px;bottom:426px;letter-spacing:-0.01px;display:inline;\">minimum tax but not a domestic minimum tax regime has been implemented and the Group\u2019s operations in that jurisdiction will not be subject </div><div class=\"t s1_265\" id=\"t2t_265\" style=\"left:87px;bottom:410px;letter-spacing:-0.01px;display:inline;\">to the rules as they are wholly domestic operations. </div><div class=\"t s1_265\" id=\"t2u_265\" style=\"left:87px;bottom:383px;letter-spacing:-0.01px;display:inline;\">Luxembourg and South Korea have both implemented an undertaxed profits rule effective for 2025 onwards. The undertaxed profits rule is </div><div class=\"t s1_265\" id=\"t2v_265\" style=\"left:87px;bottom:367px;letter-spacing:-0.01px;display:inline;\">intended as a backstop provision to deal with jurisdictions which delay or do not implement the global minimum tax or domestic minimum tax </div><div class=\"t s1_265\" id=\"t2w_265\" style=\"left:87px;bottom:351px;letter-spacing:-0.01px;display:inline;\">rules. In the December 2023 public consultation and February 2024 budget, Hong Kong confirmed its intention to implement the global </div><div class=\"t s1_265\" id=\"t2x_265\" style=\"left:87px;bottom:336px;letter-spacing:-0.01px;display:inline;\">minimum and domestic minimum tax rules effective from 2025 onwards. As the Hong Kong rules are expected to be in force for 2025 and would </div><div class=\"t s1_265\" id=\"t2y_265\" style=\"left:87px;bottom:320px;letter-spacing:-0.01px;display:inline;\">apply to the Group from 2025, the undertaxed profits rules implemented in South Korea and Luxembourg are not expected to have any practical </div><div class=\"t s1_265\" id=\"t2z_265\" style=\"left:87px;bottom:305px;letter-spacing:-0.01px;display:inline;\">application to the Group. For those jurisdictions, such as Hong Kong and Singapore, where the proposals are expected to be implemented with </div>effect from 2025 onwards, work is ongoing to assess the potential impact and guidance will be provided in due course during 2024. ",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfExpensesExplanatory",
    "language": "en",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f32466": {
   "value": "(iii) <div class=\"t sa_259\" id=\"t16_259\" style=\"left:104px;bottom:735px;letter-spacing:-0.13px;display:inline;\">Other expenditure includes interest expense other than interest on core structural borrowings that is presented separately on the income statement as Finance costs. Total </div><div class=\"t sa_259\" id=\"t17_259\" style=\"left:104px;bottom:723px;letter-spacing:-0.13px;display:inline;\">segment interest expense is $58 million (2022: $23 million), of which $31 million arises in the Hong Kong segment (2022: $11 million) and $23 million (2022: $9 million) </div><div class=\"t sa_259\" id=\"t18_259\" style=\"left:104px;bottom:711px;letter-spacing:-0.13px;word-spacing:0.01px;display:inline;\">arises in the Centre segment with the remainder spread broadly across the other markets. Included within interest expense is $7 million (2022: $8 million) of interest on </div>lease liabilities. Core structural borrowings and operational borrowings (other than lease liabilities) represent financial liabilities that are not classified at FVTPL.",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfInterestExpenseExplanatory",
    "language": "en",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f32474": {
   "value": "Total depreciation and amortisation expenses relate primarily to amortisation of distribution rights intangibles as shown in note C4.2. The <div class=\"t s4_259\" id=\"t1b_259\" style=\"left:87px;bottom:657px;letter-spacing:-0.01px;display:inline;\">segmental analysis of total depreciation and amortisation is shown below. </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_259\" id=\"t1c_259\" style=\"left:726px;bottom:626px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">2023 $m </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_259\" id=\"t1d_259\" style=\"left:806px;bottom:626px;letter-spacing:0.09px;display:inline;\">2022 $m </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_259\" id=\"t1e_259\" style=\"left:91px;bottom:605px;letter-spacing:-0.01px;display:inline;\">Hong Kong </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_259\" id=\"t1f_259\" style=\"left:746px;bottom:605px;letter-spacing:-0.02px;display:inline;\">42 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_259\" id=\"t1g_259\" style=\"left:825px;bottom:605px;display:inline;\">43 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_259\" id=\"t1h_259\" style=\"left:91px;bottom:586px;letter-spacing:-0.01px;display:inline;\">Indonesia </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_259\" id=\"t1i_259\" style=\"left:746px;bottom:586px;letter-spacing:-0.02px;display:inline;\">11 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_259\" id=\"t1j_259\" style=\"left:825px;bottom:586px;display:inline;\">12 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_259\" id=\"t1k_259\" style=\"left:91px;bottom:567px;letter-spacing:-0.01px;display:inline;\">Malaysia </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_259\" id=\"t1l_259\" style=\"left:746px;bottom:567px;letter-spacing:-0.02px;display:inline;\">21 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_259\" id=\"t1m_259\" style=\"left:825px;bottom:567px;display:inline;\">21 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_259\" id=\"t1n_259\" style=\"left:91px;bottom:547px;letter-spacing:-0.01px;display:inline;\">Singapore </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_259\" id=\"t1o_259\" style=\"left:746px;bottom:547px;letter-spacing:-0.02px;display:inline;\">36 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_259\" id=\"t1p_259\" style=\"left:825px;bottom:547px;display:inline;\">40 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_259\" id=\"t1q_259\" style=\"left:91px;bottom:528px;letter-spacing:-0.01px;display:inline;\">Growth markets and other </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_259\" id=\"t1r_259\" style=\"left:739px;bottom:528px;letter-spacing:-0.02px;display:inline;\">369 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_259\" id=\"t1s_259\" style=\"left:818px;bottom:528px;letter-spacing:-0.01px;display:inline;\">339 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_259\" id=\"t1t_259\" style=\"left:91px;bottom:508px;letter-spacing:-0.01px;display:inline;\">Eastspring </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_259\" id=\"t1u_259\" style=\"left:746px;bottom:508px;letter-spacing:-0.02px;display:inline;\">12 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_259\" id=\"t1v_259\" style=\"left:825px;bottom:508px;display:inline;\">13 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_259\" id=\"t1w_259\" style=\"left:91px;bottom:489px;letter-spacing:-0.01px;display:inline;\">Total segment </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_259\" id=\"t1x_259\" style=\"left:739px;bottom:489px;letter-spacing:-0.02px;display:inline;\">491 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_259\" id=\"t1y_259\" style=\"left:818px;bottom:489px;letter-spacing:-0.01px;display:inline;\">468 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_259\" id=\"t1z_259\" style=\"left:91px;bottom:469px;letter-spacing:-0.01px;display:inline;\">Unallocated to a segment (central operations) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_259\" id=\"t20_259\" style=\"left:746px;bottom:469px;letter-spacing:-0.02px;display:inline;\">33 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_259\" id=\"t21_259\" style=\"left:825px;bottom:469px;display:inline;\">26 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_259\" id=\"t22_259\" style=\"left:91px;bottom:450px;letter-spacing:-0.01px;display:inline;\">Total depreciation and amortisation </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_259\" id=\"t23_259\" style=\"left:739px;bottom:450px;letter-spacing:-0.02px;display:inline;\">524 </div></td><td class=\"cke_table-faked-selection-temp\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_259\" id=\"t24_259\" style=\"left:818px;bottom:450px;letter-spacing:-0.01px;display:inline;\">494 </div></td></tr></table>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfDepreciationAndAmortisationExpenseExplanatory",
    "language": "en",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f32549": {
   "value": "B2.1 Staff and employment costs <div class=\"t s4_259\" id=\"t26_259\" style=\"left:87px;bottom:396px;letter-spacing:-0.01px;display:inline;\">Total staff and employment costs are analysed by category below: </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_259\" id=\"t27_259\" style=\"left:717px;bottom:365px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">2023 $m </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_259\" id=\"t28_259\" style=\"left:797px;bottom:365px;letter-spacing:0.09px;display:inline;\">2022 $m </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_259\" id=\"t29_259\" style=\"left:91px;bottom:345px;letter-spacing:-0.01px;display:inline;\">Wages and salaries </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_259\" id=\"t2a_259\" style=\"left:720px;bottom:345px;letter-spacing:-0.02px;display:inline;\">1,079 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_259\" id=\"t2b_259\" style=\"left:799px;bottom:345px;letter-spacing:-0.01px;display:inline;\">1,018 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_259\" id=\"t2c_259\" style=\"left:91px;bottom:325px;letter-spacing:-0.01px;display:inline;\">Social security costs </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_259\" id=\"t2d_259\" style=\"left:737px;bottom:325px;letter-spacing:-0.02px;display:inline;\">37 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_259\" id=\"t2e_259\" style=\"left:815px;bottom:325px;display:inline;\">41 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_259\" id=\"t2f_259\" style=\"left:91px;bottom:306px;letter-spacing:-0.01px;display:inline;\">Defined contribution pension schemes </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_259\" id=\"t2g_259\" style=\"left:737px;bottom:306px;letter-spacing:-0.02px;display:inline;\">46 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_259\" id=\"t2h_259\" style=\"left:815px;bottom:306px;display:inline;\">40 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_259\" id=\"t2i_259\" style=\"left:91px;bottom:286px;letter-spacing:-0.01px;display:inline;\">Total Group </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_259\" id=\"t2j_259\" style=\"left:720px;bottom:286px;letter-spacing:-0.02px;display:inline;\">1,162 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_259\" id=\"t2k_259\" style=\"left:799px;bottom:286px;letter-spacing:-0.01px;display:inline;\">1,099 </div></td></tr></table><div class=\"t s4_259\" id=\"t2l_259\" style=\"left:87px;bottom:251px;letter-spacing:-0.01px;display:inline;\">The average number of staff employed by the Group during the years shown was: </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_259\" id=\"t2m_259\" style=\"left:734px;bottom:220px;letter-spacing:0.08px;display:inline;\">2023 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_259\" id=\"t2n_259\" style=\"left:812px;bottom:220px;letter-spacing:0.09px;display:inline;\">2022 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_259\" id=\"t2o_259\" style=\"left:91px;bottom:200px;letter-spacing:-0.01px;display:inline;\">Asia and Africa operations </div> <div class=\"t s7_259\" id=\"t2p_259\" style=\"vertical-align: super;left:231px;bottom:208px;letter-spacing:0.2px;display:inline;\">note </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_259\" id=\"t2q_259\" style=\"left:714px;bottom:200px;letter-spacing:-0.02px;display:inline;\">14,479 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_259\" id=\"t2r_259\" style=\"left:793px;bottom:200px;letter-spacing:-0.01px;display:inline;\">13,685 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_259\" id=\"t2s_259\" style=\"left:91px;bottom:180px;letter-spacing:-0.01px;display:inline;\">Head office function </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_259\" id=\"t2t_259\" style=\"left:731px;bottom:180px;letter-spacing:-0.02px;display:inline;\">551 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_259\" id=\"t2u_259\" style=\"left:810px;bottom:180px;letter-spacing:-0.01px;display:inline;\">511 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_259\" id=\"t2v_259\" style=\"left:91px;bottom:161px;letter-spacing:-0.01px;display:inline;\">Total Group </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_259\" id=\"t2w_259\" style=\"left:714px;bottom:161px;letter-spacing:-0.02px;display:inline;\">15,030 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_259\" id=\"t2x_259\" style=\"left:793px;bottom:161px;letter-spacing:-0.01px;display:inline;\">14,196 </div></td></tr></table><div class=\"t s9_259\" id=\"t2y_259\" style=\"left:87px;bottom:128px;letter-spacing:-0.17px;display:inline;\">Note </div>The Asia and Africa operations staff numbers above exclude 621 (2022: 744) commission-based sales staff who have an employment contract with the Group.",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfInformationAboutEmployeesExplanatory",
    "language": "en",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f32550": {
   "value": "B2.1 Staff and employment costs <div class=\"t s4_259\" id=\"t26_259\" style=\"left:87px;bottom:396px;letter-spacing:-0.01px;display:inline;\">Total staff and employment costs are analysed by category below: </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_259\" id=\"t27_259\" style=\"left:717px;bottom:365px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">2023 $m </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_259\" id=\"t28_259\" style=\"left:797px;bottom:365px;letter-spacing:0.09px;display:inline;\">2022 $m </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_259\" id=\"t29_259\" style=\"left:91px;bottom:345px;letter-spacing:-0.01px;display:inline;\">Wages and salaries </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_259\" id=\"t2a_259\" style=\"left:720px;bottom:345px;letter-spacing:-0.02px;display:inline;\">1,079 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_259\" id=\"t2b_259\" style=\"left:799px;bottom:345px;letter-spacing:-0.01px;display:inline;\">1,018 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_259\" id=\"t2c_259\" style=\"left:91px;bottom:325px;letter-spacing:-0.01px;display:inline;\">Social security costs </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_259\" id=\"t2d_259\" style=\"left:737px;bottom:325px;letter-spacing:-0.02px;display:inline;\">37 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_259\" id=\"t2e_259\" style=\"left:815px;bottom:325px;display:inline;\">41 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_259\" id=\"t2f_259\" style=\"left:91px;bottom:306px;letter-spacing:-0.01px;display:inline;\">Defined contribution pension schemes </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_259\" id=\"t2g_259\" style=\"left:737px;bottom:306px;letter-spacing:-0.02px;display:inline;\">46 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_259\" id=\"t2h_259\" style=\"left:815px;bottom:306px;display:inline;\">40 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_259\" id=\"t2i_259\" style=\"left:91px;bottom:286px;letter-spacing:-0.01px;display:inline;\">Total Group </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_259\" id=\"t2j_259\" style=\"left:720px;bottom:286px;letter-spacing:-0.02px;display:inline;\">1,162 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_259\" id=\"t2k_259\" style=\"left:799px;bottom:286px;letter-spacing:-0.01px;display:inline;\">1,099 </div></td></tr></table><div class=\"t s4_259\" id=\"t2l_259\" style=\"left:87px;bottom:251px;letter-spacing:-0.01px;display:inline;\">The average number of staff employed by the Group during the years shown was: </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_259\" id=\"t2m_259\" style=\"left:734px;bottom:220px;letter-spacing:0.08px;display:inline;\">2023 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_259\" id=\"t2n_259\" style=\"left:812px;bottom:220px;letter-spacing:0.09px;display:inline;\">2022 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_259\" id=\"t2o_259\" style=\"left:91px;bottom:200px;letter-spacing:-0.01px;display:inline;\">Asia and Africa operations </div> <div class=\"t s7_259\" id=\"t2p_259\" style=\"vertical-align: super;left:231px;bottom:208px;letter-spacing:0.2px;display:inline;\">note </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_259\" id=\"t2q_259\" style=\"left:714px;bottom:200px;letter-spacing:-0.02px;display:inline;\">14,479 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_259\" id=\"t2r_259\" style=\"left:793px;bottom:200px;letter-spacing:-0.01px;display:inline;\">13,685 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_259\" id=\"t2s_259\" style=\"left:91px;bottom:180px;letter-spacing:-0.01px;display:inline;\">Head office function </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_259\" id=\"t2t_259\" style=\"left:731px;bottom:180px;letter-spacing:-0.02px;display:inline;\">551 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_259\" id=\"t2u_259\" style=\"left:810px;bottom:180px;letter-spacing:-0.01px;display:inline;\">511 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_259\" id=\"t2v_259\" style=\"left:91px;bottom:161px;letter-spacing:-0.01px;display:inline;\">Total Group </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_259\" id=\"t2w_259\" style=\"left:714px;bottom:161px;letter-spacing:-0.02px;display:inline;\">15,030 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_259\" id=\"t2x_259\" style=\"left:793px;bottom:161px;letter-spacing:-0.01px;display:inline;\">14,196 </div></td></tr></table><div class=\"t s9_259\" id=\"t2y_259\" style=\"left:87px;bottom:128px;letter-spacing:-0.17px;display:inline;\">Note </div><div class=\"t sa_259\" id=\"t2z_259\" style=\"left:87px;bottom:117px;letter-spacing:-0.13px;word-spacing:-0.01px;display:inline;\">The Asia and Africa operations staff numbers above exclude 621 (2022: 744) commission-based sales staff who have an employment contract with the Group. </div><div></div><div class=\"t s0_260\" id=\"t1_260\" style=\"left:65px;bottom:1116px;letter-spacing:0.13px;display:inline;\">B2.2 Share-based payment </div><div class=\"t s1_260\" id=\"t2_260\" style=\"left:65px;bottom:1100px;letter-spacing:-0.01px;display:inline;\">The Company offers discretionary share awards to certain key employees and all-employee share plans in the UK and a number of Asia locations. </div><div class=\"t s1_260\" id=\"t3_260\" style=\"left:65px;bottom:1085px;letter-spacing:-0.01px;display:inline;\">The compensation expense charged to the income statement is primarily based upon the fair value of the awards granted, the vesting period </div><div class=\"t s1_260\" id=\"t4_260\" style=\"left:65px;bottom:1069px;letter-spacing:-0.01px;display:inline;\">and the vesting conditions. The Company has established trusts to facilitate the delivery of Prudential plc shares under some of these plans. The </div><div class=\"t s1_260\" id=\"t5_260\" style=\"left:65px;bottom:1054px;letter-spacing:-0.01px;display:inline;\">cost to the Company of acquiring these shares held in trusts is shown as a deduction from shareholders\u2019 equity. </div><div class=\"t s2_260\" id=\"t6_260\" style=\"left:65px;bottom:1025px;letter-spacing:-0.1px;display:inline;\">(a) </div><div class=\"t s2_260\" id=\"t7_260\" style=\"left:91px;bottom:1025px;letter-spacing:-0.11px;display:inline;\">Description of the plans </div><div class=\"t s1_260\" id=\"t8_260\" style=\"left:65px;bottom:1009px;letter-spacing:-0.01px;display:inline;\">The Group operates a number of share award plans that provides Prudential plc shares, or ADRs, to participants upon vesting. The plans in </div><div class=\"t s1_260\" id=\"t9_260\" style=\"left:65px;bottom:994px;letter-spacing:-0.01px;display:inline;\">operation include the Prudential Long Term Incentive Plan, the Prudential Annual Incentive Plan, savings-related share option schemes, share </div><div class=\"t s1_260\" id=\"ta_260\" style=\"left:65px;bottom:978px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">purchase plans and deferred bonus plans. Where Executive Directors participate in these plans, details about those schemes are provided in the </div><div class=\"t s1_260\" id=\"tb_260\" style=\"left:65px;bottom:962px;letter-spacing:-0.01px;display:inline;\">Directors\u2019 remuneration report. The following information is provided about plans in which the Executive Directors do not participate: </div><table>\n                                            <tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_260\" id=\"tc_260\" style=\"left:69px;bottom:934px;letter-spacing:0.08px;display:inline;\">Share scheme* </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_260\" id=\"td_260\" style=\"left:283px;bottom:934px;letter-spacing:0.07px;display:inline;\">Description </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_260\" id=\"te_260\" style=\"left:69px;bottom:913px;letter-spacing:-0.01px;display:inline;\">Prudential Global Long Term </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"tg_260\" style=\"left:283px;bottom:913px;letter-spacing:-0.01px;display:inline;\">The PGLTIP provides eligible employees with conditional awards. Awards are discretionary and vest </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_260\" id=\"tf_260\" style=\"left:69px;bottom:898px;letter-spacing:-0.01px;display:inline;\">Incentive Plan (PGLTIP) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"th_260\" style=\"left:283px;bottom:898px;letter-spacing:-0.01px;display:inline;\">after one, two or three years subject to the employee being in employment. Vesting of awards may </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"ti_260\" style=\"left:283px;bottom:882px;letter-spacing:-0.01px;display:inline;\">also be subject to performance conditions. All awards are generally made in Prudential shares. In </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"tj_260\" style=\"left:283px;bottom:867px;letter-spacing:-0.01px;display:inline;\">countries where share awards are not feasible for reasons including securities and/or tax </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"tk_260\" style=\"left:283px;bottom:851px;letter-spacing:-0.01px;display:inline;\">considerations, awards will be replaced by the cash value of the shares that would otherwise have </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"tl_260\" style=\"left:283px;bottom:836px;letter-spacing:-0.01px;display:inline;\">vested. </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_260\" id=\"tm_260\" style=\"left:69px;bottom:816px;letter-spacing:-0.01px;display:inline;\">Prudential Agency Long-Term </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"to_260\" style=\"left:283px;bottom:816px;letter-spacing:-0.01px;display:inline;\">Certain agents are eligible to be granted awards in Prudential shares under the Prudential Agency </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_260\" id=\"tn_260\" style=\"left:69px;bottom:800px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Incentive Plan (LTIP) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"tp_260\" style=\"left:283px;bottom:800px;letter-spacing:-0.01px;display:inline;\">LTIP. These awards are structured in a similar way to the PGLTIP described above, with most awards </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"tq_260\" style=\"left:283px;bottom:785px;letter-spacing:-0.01px;display:inline;\">granted with a three-year vesting period. </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_260\" id=\"tr_260\" style=\"left:69px;bottom:764px;letter-spacing:-0.01px;display:inline;\">Restricted Share Plan (RSP) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"ts_260\" style=\"left:283px;bottom:764px;letter-spacing:-0.01px;display:inline;\">The Company operates the RSP for certain employees. Awards under this plan are discretionary, and </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"tt_260\" style=\"left:283px;bottom:749px;letter-spacing:-0.01px;display:inline;\">the vesting of awards may be subject to performance conditions. All awards are made in Prudential </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"tu_260\" style=\"left:283px;bottom:733px;letter-spacing:-0.01px;display:inline;\">shares. </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_260\" id=\"tv_260\" style=\"left:69px;bottom:713px;letter-spacing:-0.01px;display:inline;\">Deferred bonus plans </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"tw_260\" style=\"left:283px;bottom:713px;letter-spacing:-0.01px;display:inline;\">The Company operates a number of deferred bonus plans including the Group Deferred Bonus Plan </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"tx_260\" style=\"left:283px;bottom:697px;letter-spacing:-0.01px;display:inline;\">(GDBP) and the Prudential Deferred Bonus Plan. There are no performance conditions attached to </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"ty_260\" style=\"left:283px;bottom:682px;letter-spacing:-0.01px;display:inline;\">deferred share awards made under these arrangements. </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_260\" id=\"tz_260\" style=\"left:69px;bottom:661px;letter-spacing:-0.01px;display:inline;\">Savings-related share option </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"t11_260\" style=\"left:283px;bottom:661px;letter-spacing:-0.01px;display:inline;\">Eligible agents in certain business units are able to participate in the International Savings-Related </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_260\" id=\"t10_260\" style=\"left:69px;bottom:646px;letter-spacing:-0.01px;display:inline;\">schemes </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"t12_260\" style=\"left:283px;bottom:646px;letter-spacing:-0.01px;display:inline;\">Share Option Scheme for Non-Employees, which is similar to the HMRC-approved Save As You Earn </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"t13_260\" style=\"left:283px;bottom:630px;letter-spacing:-0.01px;display:inline;\">(SAYE) share option scheme in the UK. </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_260\" id=\"t14_260\" style=\"left:69px;bottom:610px;letter-spacing:-0.01px;display:inline;\">Share purchase plans </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"t15_260\" style=\"left:283px;bottom:610px;letter-spacing:-0.01px;display:inline;\">Eligible employees outside the UK are invited to participate in arrangements similar to the Company\u2019s </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"t16_260\" style=\"left:283px;bottom:594px;letter-spacing:-0.01px;display:inline;\">HMRC-approved UK Share Incentive Plan, which allows the purchase of Prudential plc shares. Staff </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"t17_260\" style=\"left:283px;bottom:579px;letter-spacing:-0.01px;display:inline;\">based in Asia and Africa are eligible to participate in the Prudential All Employee Share Purchase Plan. </div></td></tr>\n                                        </table><div class=\"t s5_260\" id=\"t18_260\" style=\"left:65px;bottom:551px;display:inline;\">* </div><div class=\"t s5_260\" id=\"t19_260\" style=\"left:82px;bottom:551px;letter-spacing:-0.12px;display:inline;\">The total numbers of securities available for issue under these schemes are disclosed in note I(vii) within additional unaudited financial information. </div><div class=\"t s2_260\" id=\"t1a_260\" style=\"left:65px;bottom:524px;letter-spacing:-0.1px;display:inline;\">(b) </div><div class=\"t s2_260\" id=\"t1b_260\" style=\"left:91px;bottom:524px;letter-spacing:-0.12px;display:inline;\">Outstanding options and awards </div><div class=\"t s1_260\" id=\"t1c_260\" style=\"left:65px;bottom:508px;letter-spacing:-0.01px;display:inline;\">The following table shows the movement in outstanding options and awards under the Group\u2019s share-based compensation plans: </div><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s6_260\" id=\"t1e_260\" style=\"left:669px;bottom:482px;letter-spacing:0.06px;word-spacing:0.01px;display:inline;\">Awards outstanding under incentive </div> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"4\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s6_260\" id=\"t1d_260\" style=\"left:420px;bottom:472px;letter-spacing:0.07px;display:inline;\">Options outstanding under SAYE schemes </div>  </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s6_260\" id=\"t1f_260\" style=\"left:725px;bottom:472px;letter-spacing:0.07px;display:inline;\">plans </div> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s3_260\" id=\"t1g_260\" style=\"left:409px;bottom:455px;letter-spacing:0.08px;display:inline;\">2023 </div> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s6_260\" id=\"t1h_260\" style=\"left:565px;bottom:455px;letter-spacing:0.09px;display:inline;\">2022 </div> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_260\" id=\"t1i_260\" style=\"left:711px;bottom:455px;letter-spacing:0.08px;display:inline;\">2023 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_260\" id=\"t1j_260\" style=\"left:789px;bottom:455px;letter-spacing:0.09px;display:inline;\">2022 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_260\" id=\"t1m_260\" style=\"left:454px;bottom:439px;letter-spacing:0.09px;display:inline;\">Weighted </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_260\" id=\"t1s_260\" style=\"left:613px;bottom:439px;letter-spacing:0.08px;display:inline;\">Weighted </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_260\" id=\"t1n_260\" style=\"left:461px;bottom:429px;letter-spacing:0.08px;display:inline;\">average </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_260\" id=\"t1t_260\" style=\"left:619px;bottom:429px;letter-spacing:0.07px;display:inline;\">average </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_260\" id=\"t1k_260\" style=\"left:383px;bottom:419px;letter-spacing:0.1px;display:inline;\">Number </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_260\" id=\"t1o_260\" style=\"left:461px;bottom:419px;letter-spacing:0.07px;display:inline;\">exercise </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_260\" id=\"t1q_260\" style=\"left:541px;bottom:419px;letter-spacing:0.09px;display:inline;\">Number </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_260\" id=\"t1u_260\" style=\"left:619px;bottom:419px;letter-spacing:0.06px;display:inline;\">exercise </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_260\" id=\"t1l_260\" style=\"left:374px;bottom:409px;letter-spacing:0.07px;display:inline;\">of options </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_260\" id=\"t1p_260\" style=\"left:473px;bottom:409px;letter-spacing:0.07px;display:inline;\">price </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_260\" id=\"t1r_260\" style=\"left:533px;bottom:409px;letter-spacing:0.07px;display:inline;\">of options </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_260\" id=\"t1v_260\" style=\"left:631px;bottom:409px;letter-spacing:0.06px;display:inline;\">price </div></td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s6_260\" id=\"t1w_260\" style=\"left:701px;bottom:409px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">Number of awards </div> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_260\" id=\"t1x_260\" style=\"left:387px;bottom:393px;letter-spacing:0.07px;display:inline;\">millions </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_260\" id=\"t1y_260\" style=\"left:491px;bottom:393px;display:inline;\">\u00a3 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_260\" id=\"t1z_260\" style=\"left:543px;bottom:393px;letter-spacing:0.06px;display:inline;\">millions </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_260\" id=\"t20_260\" style=\"left:644px;bottom:393px;display:inline;\">\u00a3 </div></td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s6_260\" id=\"t21_260\" style=\"left:723px;bottom:393px;letter-spacing:0.06px;display:inline;\">millions </div> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"t22_260\" style=\"left:69px;bottom:371px;letter-spacing:-0.01px;display:inline;\">Balance at beginning of year: </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_260\" id=\"t23_260\" style=\"left:396px;bottom:369px;letter-spacing:-0.01px;display:inline;\">1.9 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_260\" id=\"t24_260\" style=\"left:467px;bottom:369px;letter-spacing:-0.01px;display:inline;\">10.4 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"t25_260\" style=\"left:553px;bottom:369px;display:inline;\">2.0 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"t26_260\" style=\"left:624px;bottom:369px;letter-spacing:-0.01px;display:inline;\">11.6 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_260\" id=\"t27_260\" style=\"left:709px;bottom:369px;letter-spacing:-0.01px;display:inline;\">21.0 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"t28_260\" style=\"left:784px;bottom:369px;letter-spacing:-0.01px;display:inline;\">24.6 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"t29_260\" style=\"left:69px;bottom:349px;letter-spacing:-0.01px;display:inline;\">Granted </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_260\" id=\"t2a_260\" style=\"left:396px;bottom:348px;letter-spacing:-0.01px;display:inline;\">0.4 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_260\" id=\"t2b_260\" style=\"left:474px;bottom:348px;letter-spacing:-0.01px;display:inline;\">7.8 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"t2c_260\" style=\"left:553px;bottom:348px;display:inline;\">0.5 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"t2d_260\" style=\"left:631px;bottom:348px;display:inline;\">7.4 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_260\" id=\"t2e_260\" style=\"left:717px;bottom:348px;letter-spacing:-0.01px;display:inline;\">6.3 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"t2f_260\" style=\"left:791px;bottom:348px;display:inline;\">6.5 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"t2g_260\" style=\"left:69px;bottom:327px;letter-spacing:-0.01px;display:inline;\">Exercised </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_260\" id=\"t2h_260\" style=\"left:392px;bottom:326px;letter-spacing:-0.01px;display:inline;\">(0.3) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_260\" id=\"t2i_260\" style=\"left:467px;bottom:326px;letter-spacing:-0.01px;display:inline;\">11.6 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"t2j_260\" style=\"left:549px;bottom:326px;letter-spacing:-0.01px;display:inline;\">(0.3) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"t2k_260\" style=\"left:624px;bottom:326px;letter-spacing:-0.01px;display:inline;\">11.2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_260\" id=\"t2l_260\" style=\"left:701px;bottom:326px;letter-spacing:-0.02px;display:inline;\">(10.1) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"t2m_260\" style=\"left:787px;bottom:326px;letter-spacing:-0.01px;display:inline;\">(7.2) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"t2n_260\" style=\"left:69px;bottom:305px;letter-spacing:-0.01px;display:inline;\">Forfeited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_260\" id=\"t2o_260\" style=\"left:407px;bottom:304px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_260\" id=\"t2p_260\" style=\"left:474px;bottom:304px;letter-spacing:-0.01px;display:inline;\">7.8 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"t2q_260\" style=\"left:567px;bottom:304px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"t2r_260\" style=\"left:624px;bottom:304px;letter-spacing:-0.01px;display:inline;\">10.8 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_260\" id=\"t2s_260\" style=\"left:708px;bottom:304px;letter-spacing:-0.02px;display:inline;\">(1.7) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"t2t_260\" style=\"left:787px;bottom:304px;letter-spacing:-0.01px;display:inline;\">(1.1) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"t2u_260\" style=\"left:69px;bottom:284px;letter-spacing:-0.01px;display:inline;\">Cancelled </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_260\" id=\"t2v_260\" style=\"left:392px;bottom:282px;letter-spacing:-0.01px;display:inline;\">(0.3) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_260\" id=\"t2w_260\" style=\"left:467px;bottom:282px;letter-spacing:-0.01px;display:inline;\">12.0 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"t2x_260\" style=\"left:549px;bottom:282px;letter-spacing:-0.01px;display:inline;\">(0.3) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"t2y_260\" style=\"left:624px;bottom:282px;letter-spacing:-0.01px;display:inline;\">12.7 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_260\" id=\"t2z_260\" style=\"left:708px;bottom:282px;letter-spacing:-0.02px;display:inline;\">(0.1) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"t30_260\" style=\"left:787px;bottom:282px;letter-spacing:-0.01px;display:inline;\">(0.1) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"t31_260\" style=\"left:69px;bottom:262px;letter-spacing:-0.01px;display:inline;\">Lapsed/Expired </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_260\" id=\"t32_260\" style=\"left:407px;bottom:261px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_260\" id=\"t33_260\" style=\"left:467px;bottom:261px;letter-spacing:-0.01px;display:inline;\">10.4 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"t34_260\" style=\"left:567px;bottom:261px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"t35_260\" style=\"left:624px;bottom:261px;letter-spacing:-0.01px;display:inline;\">13.0 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_260\" id=\"t36_260\" style=\"left:708px;bottom:261px;letter-spacing:-0.02px;display:inline;\">(1.1) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"t37_260\" style=\"left:787px;bottom:261px;letter-spacing:-0.01px;display:inline;\">(1.7) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"t38_260\" style=\"left:69px;bottom:240px;letter-spacing:-0.01px;display:inline;\">Balance at end of year </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_260\" id=\"t39_260\" style=\"left:396px;bottom:239px;letter-spacing:-0.01px;display:inline;\">1.7 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_260\" id=\"t3a_260\" style=\"left:474px;bottom:239px;letter-spacing:-0.01px;display:inline;\">9.5 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"t3b_260\" style=\"left:553px;bottom:239px;display:inline;\">1.9 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"t3c_260\" style=\"left:624px;bottom:239px;letter-spacing:-0.01px;display:inline;\">10.4 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_260\" id=\"t3d_260\" style=\"left:709px;bottom:239px;letter-spacing:-0.01px;display:inline;\">14.3 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"t3e_260\" style=\"left:784px;bottom:239px;letter-spacing:-0.01px;display:inline;\">21.0 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"t3f_260\" style=\"left:69px;bottom:218px;letter-spacing:-0.01px;display:inline;\">Options immediately exercisable at end of year </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_260\" id=\"t3g_260\" style=\"left:396px;bottom:217px;letter-spacing:-0.01px;display:inline;\">0.2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_260\" id=\"t3h_260\" style=\"left:467px;bottom:217px;letter-spacing:-0.01px;display:inline;\">10.8 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"t3i_260\" style=\"left:553px;bottom:217px;display:inline;\">0.3 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"t3j_260\" style=\"left:624px;bottom:217px;letter-spacing:-0.01px;display:inline;\">12.5 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr>\n                                        </table><div class=\"t s1_260\" id=\"t3k_260\" style=\"left:65px;bottom:188px;letter-spacing:-0.01px;word-spacing:-0.01px;display:inline;\">The weighted average share price of Prudential plc for 2023 was \u00a310.46 (2022: \u00a310.33). </div><div class=\"t s1_260\" id=\"t3l_260\" style=\"left:65px;bottom:160px;letter-spacing:-0.01px;display:inline;\">The following table provides a summary of the range of exercise prices for Prudential plc options outstanding at 31 December: </div><div></div><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"6\" rowspan=\"1\" style=\"text-align: center;\">  <div class=\"t s0_261\" id=\"t1_261\" style=\"left:390px;bottom:1118px;letter-spacing:0.07px;display:inline;\">Outstanding </div>   </td><td colspan=\"4\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s0_261\" id=\"t2_261\" style=\"left:695px;bottom:1118px;letter-spacing:0.07px;display:inline;\">Exercisable </div>  </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s0_261\" id=\"t5_261\" style=\"left:379px;bottom:1102px;letter-spacing:0.07px;display:inline;\">Weighted average </div> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s0_261\" id=\"t6_261\" style=\"left:395px;bottom:1092px;letter-spacing:0.07px;display:inline;\">remaining </div> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s0_261\" id=\"t9_261\" style=\"left:498px;bottom:1092px;letter-spacing:0.07px;display:inline;\">Weighted average </div> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s0_261\" id=\"te_261\" style=\"left:741px;bottom:1092px;letter-spacing:0.07px;display:inline;\">Weighted average </div> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s0_261\" id=\"t3_261\" style=\"left:255px;bottom:1082px;letter-spacing:0.07px;display:inline;\">Number outstanding </div> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s0_261\" id=\"t7_261\" style=\"left:385px;bottom:1082px;letter-spacing:0.06px;display:inline;\">contractual life </div> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s0_261\" id=\"ta_261\" style=\"left:507px;bottom:1082px;letter-spacing:0.06px;display:inline;\">exercise prices </div> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s0_261\" id=\"tc_261\" style=\"left:620px;bottom:1082px;letter-spacing:0.07px;display:inline;\">Number exercisable </div> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s0_261\" id=\"tf_261\" style=\"left:750px;bottom:1082px;letter-spacing:0.06px;display:inline;\">exercise prices </div> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s0_261\" id=\"t4_261\" style=\"left:280px;bottom:1072px;letter-spacing:0.06px;display:inline;\">millions </div> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s0_261\" id=\"t8_261\" style=\"left:403px;bottom:1072px;letter-spacing:0.07px;display:inline;\">years </div> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s0_261\" id=\"tb_261\" style=\"left:530px;bottom:1072px;display:inline;\">\u00a3 </div> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s0_261\" id=\"td_261\" style=\"left:642px;bottom:1072px;letter-spacing:0.06px;display:inline;\">millions </div> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s0_261\" id=\"tg_261\" style=\"left:773px;bottom:1072px;display:inline;\">\u00a3 </div> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_261\" id=\"th_261\" style=\"left:269px;bottom:1054px;letter-spacing:0.08px;display:inline;\">2023 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_261\" id=\"ti_261\" style=\"left:330px;bottom:1054px;letter-spacing:0.09px;display:inline;\">2022 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_261\" id=\"tj_261\" style=\"left:389px;bottom:1054px;letter-spacing:0.08px;display:inline;\">2023 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_261\" id=\"tk_261\" style=\"left:449px;bottom:1054px;letter-spacing:0.09px;display:inline;\">2022 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_261\" id=\"tl_261\" style=\"left:508px;bottom:1054px;letter-spacing:0.08px;display:inline;\">2023 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_261\" id=\"tm_261\" style=\"left:568px;bottom:1054px;letter-spacing:0.09px;display:inline;\">2022 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_261\" id=\"tn_261\" style=\"left:632px;bottom:1054px;letter-spacing:0.08px;display:inline;\">2023 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_261\" id=\"to_261\" style=\"left:692px;bottom:1054px;letter-spacing:0.09px;display:inline;\">2022 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_261\" id=\"tp_261\" style=\"left:751px;bottom:1054px;letter-spacing:0.08px;display:inline;\">2023 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_261\" id=\"tq_261\" style=\"left:811px;bottom:1054px;letter-spacing:0.09px;display:inline;\">2022 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"tr_261\" style=\"left:91px;bottom:1034px;letter-spacing:-0.01px;display:inline;\">Between \u00a37 and \u00a38 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"ts_261\" style=\"left:271px;bottom:1034px;letter-spacing:-0.01px;display:inline;\">0.7 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"tt_261\" style=\"left:332px;bottom:1034px;display:inline;\">0.5 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"tu_261\" style=\"left:390px;bottom:1034px;letter-spacing:-0.01px;display:inline;\">3.7 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"tv_261\" style=\"left:451px;bottom:1034px;display:inline;\">4.1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"tw_261\" style=\"left:502px;bottom:1034px;letter-spacing:-0.01px;display:inline;\">7.55 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"tx_261\" style=\"left:563px;bottom:1034px;letter-spacing:-0.01px;display:inline;\">7.37 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"ty_261\" style=\"left:644px;bottom:1034px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"tz_261\" style=\"left:708px;bottom:1034px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t10_261\" style=\"left:763px;bottom:1034px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t11_261\" style=\"left:827px;bottom:1034px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t12_261\" style=\"left:91px;bottom:1015px;letter-spacing:-0.01px;display:inline;\">Between \u00a39 and \u00a310 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t13_261\" style=\"left:271px;bottom:1015px;letter-spacing:-0.01px;display:inline;\">0.3 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t14_261\" style=\"left:332px;bottom:1015px;display:inline;\">0.4 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t15_261\" style=\"left:390px;bottom:1015px;letter-spacing:-0.01px;display:inline;\">1.4 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t16_261\" style=\"left:451px;bottom:1015px;display:inline;\">2.2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t17_261\" style=\"left:502px;bottom:1015px;letter-spacing:-0.01px;display:inline;\">9.64 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t18_261\" style=\"left:563px;bottom:1015px;letter-spacing:-0.01px;display:inline;\">9.64 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t19_261\" style=\"left:633px;bottom:1015px;letter-spacing:-0.01px;display:inline;\">0.1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t1a_261\" style=\"left:708px;bottom:1015px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t1b_261\" style=\"left:745px;bottom:1015px;letter-spacing:-0.01px;display:inline;\">9.64 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t1c_261\" style=\"left:827px;bottom:1015px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t1d_261\" style=\"left:91px;bottom:995px;letter-spacing:-0.01px;display:inline;\">Between \u00a311 and \u00a312 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t1e_261\" style=\"left:271px;bottom:995px;letter-spacing:-0.01px;display:inline;\">0.6 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t1f_261\" style=\"left:332px;bottom:995px;display:inline;\">0.8 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t1g_261\" style=\"left:390px;bottom:995px;letter-spacing:-0.01px;display:inline;\">2.0 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t1h_261\" style=\"left:451px;bottom:995px;display:inline;\">2.4 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t1i_261\" style=\"left:495px;bottom:995px;letter-spacing:-0.02px;display:inline;\">11.59 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t1j_261\" style=\"left:556px;bottom:995px;letter-spacing:-0.01px;display:inline;\">11.48 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t1k_261\" style=\"left:644px;bottom:995px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t1l_261\" style=\"left:694px;bottom:995px;display:inline;\">0.2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t1m_261\" style=\"left:763px;bottom:995px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t1n_261\" style=\"left:799px;bottom:995px;letter-spacing:-0.01px;display:inline;\">11.12 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t1o_261\" style=\"left:91px;bottom:976px;letter-spacing:-0.01px;display:inline;\">Between \u00a312 and \u00a313 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t1p_261\" style=\"left:282px;bottom:976px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t1q_261\" style=\"left:342px;bottom:976px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t1r_261\" style=\"left:401px;bottom:976px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t1s_261\" style=\"left:461px;bottom:976px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t1t_261\" style=\"left:520px;bottom:976px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t1u_261\" style=\"left:580px;bottom:976px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t1v_261\" style=\"left:644px;bottom:976px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t1w_261\" style=\"left:704px;bottom:976px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t1x_261\" style=\"left:763px;bottom:976px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t1y_261\" style=\"left:823px;bottom:976px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t1z_261\" style=\"left:91px;bottom:956px;letter-spacing:-0.01px;display:inline;\">Between \u00a313 and \u00a314 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t20_261\" style=\"left:271px;bottom:956px;letter-spacing:-0.01px;display:inline;\">0.1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t21_261\" style=\"left:332px;bottom:956px;display:inline;\">0.1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t22_261\" style=\"left:390px;bottom:956px;letter-spacing:-0.01px;display:inline;\">0.4 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t23_261\" style=\"left:451px;bottom:956px;display:inline;\">1.4 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t24_261\" style=\"left:495px;bottom:956px;letter-spacing:-0.02px;display:inline;\">13.94 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t25_261\" style=\"left:556px;bottom:956px;letter-spacing:-0.01px;display:inline;\">13.94 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t26_261\" style=\"left:633px;bottom:956px;letter-spacing:-0.01px;display:inline;\">0.1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t27_261\" style=\"left:708px;bottom:956px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t28_261\" style=\"left:738px;bottom:956px;letter-spacing:-0.02px;display:inline;\">13.94 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t29_261\" style=\"left:827px;bottom:956px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t2a_261\" style=\"left:91px;bottom:937px;letter-spacing:-0.01px;display:inline;\">Between \u00a314 and \u00a315 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t2b_261\" style=\"left:282px;bottom:937px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t2c_261\" style=\"left:332px;bottom:937px;display:inline;\">0.1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t2d_261\" style=\"left:401px;bottom:937px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t2e_261\" style=\"left:451px;bottom:937px;display:inline;\">0.4 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t2f_261\" style=\"left:520px;bottom:937px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t2g_261\" style=\"left:556px;bottom:937px;letter-spacing:-0.01px;display:inline;\">14.55 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t2h_261\" style=\"left:644px;bottom:937px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t2i_261\" style=\"left:694px;bottom:937px;display:inline;\">0.1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t2j_261\" style=\"left:763px;bottom:937px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t2k_261\" style=\"left:799px;bottom:937px;letter-spacing:-0.01px;display:inline;\">14.55 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t2l_261\" style=\"left:91px;bottom:917px;letter-spacing:-0.01px;display:inline;\">Total </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t2m_261\" style=\"left:271px;bottom:917px;letter-spacing:-0.01px;display:inline;\">1.7 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t2n_261\" style=\"left:332px;bottom:917px;display:inline;\">1.9 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t2o_261\" style=\"left:390px;bottom:917px;letter-spacing:-0.01px;display:inline;\">2.6 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t2p_261\" style=\"left:451px;bottom:917px;display:inline;\">2.6 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t2q_261\" style=\"left:502px;bottom:917px;letter-spacing:-0.01px;display:inline;\">9.50 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t2r_261\" style=\"left:556px;bottom:917px;letter-spacing:-0.01px;display:inline;\">10.43 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t2s_261\" style=\"left:633px;bottom:917px;letter-spacing:-0.01px;display:inline;\">0.2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t2t_261\" style=\"left:694px;bottom:917px;display:inline;\">0.3 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t2u_261\" style=\"left:738px;bottom:917px;letter-spacing:-0.02px;display:inline;\">10.82 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t2v_261\" style=\"left:799px;bottom:917px;letter-spacing:-0.01px;display:inline;\">12.48 </div></td></tr>\n                                        </table><div class=\"t s2_261\" id=\"t2w_261\" style=\"left:87px;bottom:888px;letter-spacing:-0.01px;display:inline;\">The years shown above for weighted average remaining contractual life include the time period from end of vesting period to expiration of </div><div class=\"t s2_261\" id=\"t2x_261\" style=\"left:87px;bottom:873px;letter-spacing:-0.01px;display:inline;\">contract. </div><div class=\"t s4_261\" id=\"t2y_261\" style=\"left:87px;bottom:844px;letter-spacing:-0.09px;display:inline;\">(c) </div><div class=\"t s4_261\" id=\"t2z_261\" style=\"left:113px;bottom:844px;letter-spacing:-0.11px;display:inline;\">Fair value of options and awards </div><div class=\"t s2_261\" id=\"t30_261\" style=\"left:87px;bottom:828px;letter-spacing:-0.01px;display:inline;\">The fair value amounts estimated on the date of grant relating to all options and awards were determined by using the following assumptions: </div><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"3\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s1_261\" id=\"t31_261\" style=\"left:469px;bottom:800px;letter-spacing:0.08px;display:inline;\">2023 </div> </td><td colspan=\"3\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s0_261\" id=\"t32_261\" style=\"left:708px;bottom:800px;letter-spacing:0.09px;display:inline;\">2022 </div> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_261\" id=\"t33_261\" style=\"left:395px;bottom:783px;letter-spacing:0.07px;display:inline;\">Prudential </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_261\" id=\"t35_261\" style=\"left:493px;bottom:783px;letter-spacing:0.07px;display:inline;\">SAYE </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_261\" id=\"t37_261\" style=\"left:570px;bottom:783px;letter-spacing:0.08px;display:inline;\">Other </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_261\" id=\"t39_261\" style=\"left:637px;bottom:783px;letter-spacing:0.06px;display:inline;\">Prudential </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_261\" id=\"t3b_261\" style=\"left:734px;bottom:783px;letter-spacing:0.07px;display:inline;\">SAYE </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_261\" id=\"t3d_261\" style=\"left:810px;bottom:783px;letter-spacing:0.07px;display:inline;\">Other </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_261\" id=\"t34_261\" style=\"left:394px;bottom:773px;letter-spacing:0.07px;display:inline;\">LTIP (TSR) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_261\" id=\"t36_261\" style=\"left:485px;bottom:773px;letter-spacing:0.07px;display:inline;\">options </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_261\" id=\"t38_261\" style=\"left:564px;bottom:773px;letter-spacing:0.08px;display:inline;\">awards </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_261\" id=\"t3a_261\" style=\"left:636px;bottom:773px;letter-spacing:0.07px;display:inline;\">LTIP (TSR) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_261\" id=\"t3c_261\" style=\"left:725px;bottom:773px;letter-spacing:0.07px;display:inline;\">options </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_261\" id=\"t3e_261\" style=\"left:804px;bottom:773px;letter-spacing:0.08px;display:inline;\">awards </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t3f_261\" style=\"left:91px;bottom:753px;letter-spacing:-0.01px;display:inline;\">Dividend yield (%) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t3g_261\" style=\"left:430px;bottom:753px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t3h_261\" style=\"left:490px;bottom:753px;letter-spacing:-0.02px;display:inline;\">1.38 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t3i_261\" style=\"left:585px;bottom:753px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t3j_261\" style=\"left:671px;bottom:753px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t3k_261\" style=\"left:728px;bottom:753px;letter-spacing:-0.01px;display:inline;\">1.11 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t3l_261\" style=\"left:827px;bottom:753px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t3m_261\" style=\"left:91px;bottom:733px;letter-spacing:-0.01px;display:inline;\">Expected volatility (%) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t3n_261\" style=\"left:405px;bottom:733px;letter-spacing:-0.02px;display:inline;\">31.50 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t3o_261\" style=\"left:483px;bottom:733px;letter-spacing:-0.02px;display:inline;\">30.02 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t3p_261\" style=\"left:585px;bottom:733px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t3q_261\" style=\"left:643px;bottom:733px;letter-spacing:-0.01px;display:inline;\">33.64 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t3r_261\" style=\"left:721px;bottom:733px;letter-spacing:-0.01px;display:inline;\">25.68 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t3s_261\" style=\"left:827px;bottom:733px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t3t_261\" style=\"left:91px;bottom:714px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Risk-free interest rate (%) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t3u_261\" style=\"left:412px;bottom:714px;letter-spacing:-0.02px;display:inline;\">4.34 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t3v_261\" style=\"left:490px;bottom:714px;letter-spacing:-0.02px;display:inline;\">4.55 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t3w_261\" style=\"left:585px;bottom:714px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t3x_261\" style=\"left:650px;bottom:714px;letter-spacing:-0.01px;display:inline;\">2.79 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t3y_261\" style=\"left:728px;bottom:714px;letter-spacing:-0.01px;display:inline;\">3.97 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t3z_261\" style=\"left:827px;bottom:714px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t40_261\" style=\"left:91px;bottom:694px;letter-spacing:-0.01px;display:inline;\">Expected option life (years) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t41_261\" style=\"left:430px;bottom:694px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t42_261\" style=\"left:490px;bottom:694px;letter-spacing:-0.02px;display:inline;\">3.95 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t43_261\" style=\"left:585px;bottom:694px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t44_261\" style=\"left:671px;bottom:694px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t45_261\" style=\"left:728px;bottom:694px;letter-spacing:-0.01px;display:inline;\">4.52 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t46_261\" style=\"left:827px;bottom:694px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t47_261\" style=\"left:91px;bottom:675px;letter-spacing:-0.01px;display:inline;\">Weighted average exercise price (\u00a3) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t48_261\" style=\"left:430px;bottom:675px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t49_261\" style=\"left:490px;bottom:675px;letter-spacing:-0.02px;display:inline;\">7.75 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t4a_261\" style=\"left:585px;bottom:675px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t4b_261\" style=\"left:671px;bottom:675px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t4c_261\" style=\"left:728px;bottom:675px;letter-spacing:-0.01px;display:inline;\">7.37 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t4d_261\" style=\"left:827px;bottom:675px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t4e_261\" style=\"left:91px;bottom:655px;letter-spacing:-0.01px;display:inline;\">Weighted average share price at grant date (\u00a3) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t4f_261\" style=\"left:405px;bottom:655px;letter-spacing:-0.02px;display:inline;\">11.59 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t4g_261\" style=\"left:490px;bottom:655px;letter-spacing:-0.02px;display:inline;\">8.89 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t4h_261\" style=\"left:585px;bottom:655px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t4i_261\" style=\"left:643px;bottom:655px;letter-spacing:-0.01px;display:inline;\">11.15 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t4j_261\" style=\"left:728px;bottom:655px;letter-spacing:-0.01px;display:inline;\">9.54 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t4k_261\" style=\"left:827px;bottom:655px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t4l_261\" style=\"left:91px;bottom:636px;letter-spacing:-0.01px;display:inline;\">Weighted average fair value at grant date (\u00a3) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t4m_261\" style=\"left:412px;bottom:636px;letter-spacing:-0.02px;display:inline;\">5.10 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t4n_261\" style=\"left:490px;bottom:636px;letter-spacing:-0.02px;display:inline;\">2.85 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t4o_261\" style=\"left:559px;bottom:636px;letter-spacing:-0.02px;display:inline;\">11.45 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t4p_261\" style=\"left:650px;bottom:636px;letter-spacing:-0.01px;display:inline;\">2.09 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t4q_261\" style=\"left:728px;bottom:636px;letter-spacing:-0.01px;display:inline;\">3.45 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t4r_261\" style=\"left:799px;bottom:636px;letter-spacing:-0.01px;display:inline;\">11.11 </div></td></tr>\n                                        </table><div class=\"t s2_261\" id=\"t4s_261\" style=\"left:87px;bottom:601px;letter-spacing:-0.01px;display:inline;\">The compensation costs for all awards and options are recognised in net income over the plans\u2019 respective vesting periods. The Group uses the </div><div class=\"t s2_261\" id=\"t4t_261\" style=\"left:87px;bottom:585px;letter-spacing:-0.01px;display:inline;\">Black-Scholes model to value all options, and financial equivalence to value all awards other than those which have TSR performance conditions </div><div class=\"t s2_261\" id=\"t4u_261\" style=\"left:87px;bottom:570px;letter-spacing:-0.01px;display:inline;\">attached (some Prudential LTIP and RSP awards) for which the Group uses a Monte Carlo model in order to allow for the impact of these </div><div class=\"t s2_261\" id=\"t4v_261\" style=\"left:87px;bottom:554px;letter-spacing:-0.01px;display:inline;\">conditions. These models are used to calculate fair values for share options and awards at the grant date based on the quoted market price of </div><div class=\"t s2_261\" id=\"t4w_261\" style=\"left:87px;bottom:538px;letter-spacing:-0.01px;display:inline;\">the stock at the measurement date, the amount, if any, that the employees are required to pay, the dividend yield, expected volatility, risk-free </div><div class=\"t s2_261\" id=\"t4x_261\" style=\"left:87px;bottom:523px;letter-spacing:-0.01px;display:inline;\">interest rates and exercise prices. </div><div class=\"t s2_261\" id=\"t4y_261\" style=\"left:87px;bottom:495px;letter-spacing:-0.01px;display:inline;\">For all options and awards, the expected volatility is based on the market implied volatilities as quoted on Bloomberg. The Prudential specific at- </div><div class=\"t s2_261\" id=\"t4z_261\" style=\"left:87px;bottom:480px;letter-spacing:-0.01px;display:inline;\">the-money implied volatilities are adjusted to allow for the different terms and discounted exercise price on SAYE options by using information </div><div class=\"t s2_261\" id=\"t50_261\" style=\"left:87px;bottom:464px;letter-spacing:-0.01px;display:inline;\">on the volatility surface of the FTSE 100. </div><div class=\"t s2_261\" id=\"t51_261\" style=\"left:87px;bottom:436px;letter-spacing:-0.01px;display:inline;\">Risk-free interest rates are taken from swap spot rates with projection terms matching the corresponding vesting periods. For awards with a TSR </div><div class=\"t s2_261\" id=\"t52_261\" style=\"left:87px;bottom:421px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">condition, volatilities and correlations between Prudential and a basket of 12 competitor companies is required. For grants in 2023, the average </div><div class=\"t s2_261\" id=\"t53_261\" style=\"left:87px;bottom:405px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">volatility for the basket of competitors was 26 per cent (2022: 26 per cent). Correlations for the basket are calculated for each pairing from the </div><div class=\"t s2_261\" id=\"t54_261\" style=\"left:87px;bottom:389px;letter-spacing:-0.01px;display:inline;\">log of daily TSR returns for the three years prior to the valuation date. Market implied volatilities are used for both Prudential and the basket of </div><div class=\"t s2_261\" id=\"t55_261\" style=\"left:87px;bottom:374px;letter-spacing:-0.01px;display:inline;\">competitors. Changes to the subjective input assumptions could materially affect the fair value estimate. </div><div class=\"t s2_261\" id=\"t56_261\" style=\"left:87px;bottom:346px;letter-spacing:-0.01px;display:inline;\">Other awards, without market performance conditions or exercise price, are valued based on grant date share price. </div><div class=\"t s4_261\" id=\"t57_261\" style=\"left:87px;bottom:317px;letter-spacing:-0.1px;display:inline;\">(d) </div><div class=\"t s4_261\" id=\"t58_261\" style=\"left:113px;bottom:317px;letter-spacing:-0.12px;display:inline;\">Share-based payment expense charged to the income statement </div><div class=\"t s2_261\" id=\"t59_261\" style=\"left:87px;bottom:302px;letter-spacing:-0.01px;display:inline;\">The total expense recognised in 2023 in the consolidated financial statements relating to share-based compensation is $81 million (2022: $104 </div><div class=\"t s2_261\" id=\"t5a_261\" style=\"left:87px;bottom:286px;letter-spacing:-0.01px;display:inline;\">million), of which $71 million (2022: $97 million) is accounted for as equity-settled. </div><div class=\"t s2_261\" id=\"t5b_261\" style=\"left:87px;bottom:258px;letter-spacing:-0.01px;display:inline;\">The Group had $31 million of liabilities at 31 December 2023 (31 December 2022: $27 million) relating to share-based payment awards </div><div class=\"t s2_261\" id=\"t5c_261\" style=\"left:87px;bottom:243px;letter-spacing:-0.01px;display:inline;\">accounted for as cash-settled. </div><div></div><div class=\"t s0_262\" id=\"t1_262\" style=\"left:65px;bottom:1116px;letter-spacing:0.14px;display:inline;\">B2.3 Key management remuneration </div><div class=\"t s1_262\" id=\"t2_262\" style=\"left:65px;bottom:1100px;letter-spacing:-0.01px;display:inline;\">Key management constitutes the Directors of Prudential plc and other non-Director members of the GEC, as they have authority and </div><div class=\"t s1_262\" id=\"t3_262\" style=\"left:65px;bottom:1085px;letter-spacing:-0.01px;display:inline;\">responsibility for planning, directing and controlling the activities of the Group. </div><div class=\"t s1_262\" id=\"t4_262\" style=\"left:65px;bottom:1057px;letter-spacing:-0.01px;display:inline;\">Total key management remuneration is analysed in the following table: </div><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_262\" id=\"t5_262\" style=\"left:696px;bottom:1026px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">2023 $m </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_262\" id=\"t6_262\" style=\"left:775px;bottom:1026px;letter-spacing:0.09px;display:inline;\">2022 $m </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_262\" id=\"t7_262\" style=\"left:69px;bottom:1005px;letter-spacing:-0.01px;display:inline;\">Salaries and short-term benefits (including fees paid to non-executive directors) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_262\" id=\"t8_262\" style=\"left:705px;bottom:1005px;letter-spacing:-0.01px;display:inline;\">27.0 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_262\" id=\"t9_262\" style=\"left:784px;bottom:1005px;letter-spacing:-0.01px;display:inline;\">22.5 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_262\" id=\"ta_262\" style=\"left:69px;bottom:986px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Post-employment benefits </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_262\" id=\"tb_262\" style=\"left:713px;bottom:986px;letter-spacing:-0.01px;display:inline;\">1.0 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_262\" id=\"tc_262\" style=\"left:791px;bottom:986px;display:inline;\">1.0 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_262\" id=\"td_262\" style=\"left:69px;bottom:966px;letter-spacing:-0.01px;display:inline;\">Share-based payments </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_262\" id=\"te_262\" style=\"left:705px;bottom:966px;letter-spacing:-0.01px;display:inline;\">22.2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_262\" id=\"tf_262\" style=\"left:784px;bottom:966px;letter-spacing:-0.01px;display:inline;\">15.4 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_262\" id=\"tg_262\" style=\"left:69px;bottom:947px;letter-spacing:-0.01px;display:inline;\">Payments on separation </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_262\" id=\"th_262\" style=\"left:723px;bottom:947px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_262\" id=\"ti_262\" style=\"left:791px;bottom:947px;display:inline;\">1.0 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_262\" id=\"tj_262\" style=\"left:705px;bottom:927px;letter-spacing:-0.01px;display:inline;\">50.2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_262\" id=\"tk_262\" style=\"left:784px;bottom:927px;letter-spacing:-0.01px;display:inline;\">39.9 </div></td></tr>\n                                        </table><div class=\"t s1_262\" id=\"tl_262\" style=\"left:65px;bottom:892px;letter-spacing:-0.01px;word-spacing:-0.01px;display:inline;\">The share-based payments charge comprises $7.6 million (2022: $6.7 million), which is determined in accordance with IFRS 2 \u2018Share-based </div><div class=\"t s1_262\" id=\"tm_262\" style=\"left:65px;bottom:877px;letter-spacing:-0.01px;display:inline;\">Payment\u2019 (see note B2.2), $9.6 million (2022: $8.7 million) of deferred share awards and $5.0 million for an award made to Mr Wadhwani in </div><div class=\"t s1_262\" id=\"tn_262\" style=\"left:65px;bottom:861px;letter-spacing:-0.01px;display:inline;\">2023 to replace share-based awards from his former employer that were forfeited as a consequence of his joining Prudential. </div>Additional details on the Directors\u2019 emoluments, retirement benefits and other payments are given in the Directors\u2019 remuneration report.",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfEmployeeBenefitsExplanatory",
    "language": "en",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f32653": {
   "value": "B2.2 Share-based payment <div class=\"t s1_260\" id=\"t2_260\" style=\"left:65px;bottom:1100px;letter-spacing:-0.01px;display:inline;\">The Company offers discretionary share awards to certain key employees and all-employee share plans in the UK and a number of Asia locations. </div><div class=\"t s1_260\" id=\"t3_260\" style=\"left:65px;bottom:1085px;letter-spacing:-0.01px;display:inline;\">The compensation expense charged to the income statement is primarily based upon the fair value of the awards granted, the vesting period </div><div class=\"t s1_260\" id=\"t4_260\" style=\"left:65px;bottom:1069px;letter-spacing:-0.01px;display:inline;\">and the vesting conditions. The Company has established trusts to facilitate the delivery of Prudential plc shares under some of these plans. The </div><div class=\"t s1_260\" id=\"t5_260\" style=\"left:65px;bottom:1054px;letter-spacing:-0.01px;display:inline;\">cost to the Company of acquiring these shares held in trusts is shown as a deduction from shareholders\u2019 equity. </div><div class=\"t s2_260\" id=\"t6_260\" style=\"left:65px;bottom:1025px;letter-spacing:-0.1px;display:inline;\">(a) </div><div class=\"t s2_260\" id=\"t7_260\" style=\"left:91px;bottom:1025px;letter-spacing:-0.11px;display:inline;\">Description of the plans </div><div class=\"t s1_260\" id=\"t8_260\" style=\"left:65px;bottom:1009px;letter-spacing:-0.01px;display:inline;\">The Group operates a number of share award plans that provides Prudential plc shares, or ADRs, to participants upon vesting. The plans in </div><div class=\"t s1_260\" id=\"t9_260\" style=\"left:65px;bottom:994px;letter-spacing:-0.01px;display:inline;\">operation include the Prudential Long Term Incentive Plan, the Prudential Annual Incentive Plan, savings-related share option schemes, share </div><div class=\"t s1_260\" id=\"ta_260\" style=\"left:65px;bottom:978px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">purchase plans and deferred bonus plans. Where Executive Directors participate in these plans, details about those schemes are provided in the </div><div class=\"t s1_260\" id=\"tb_260\" style=\"left:65px;bottom:962px;letter-spacing:-0.01px;display:inline;\">Directors\u2019 remuneration report. The following information is provided about plans in which the Executive Directors do not participate: </div><table>\n                                            <tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_260\" id=\"tc_260\" style=\"left:69px;bottom:934px;letter-spacing:0.08px;display:inline;\">Share scheme* </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_260\" id=\"td_260\" style=\"left:283px;bottom:934px;letter-spacing:0.07px;display:inline;\">Description </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_260\" id=\"te_260\" style=\"left:69px;bottom:913px;letter-spacing:-0.01px;display:inline;\">Prudential Global Long Term </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"tg_260\" style=\"left:283px;bottom:913px;letter-spacing:-0.01px;display:inline;\">The PGLTIP provides eligible employees with conditional awards. Awards are discretionary and vest </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_260\" id=\"tf_260\" style=\"left:69px;bottom:898px;letter-spacing:-0.01px;display:inline;\">Incentive Plan (PGLTIP) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"th_260\" style=\"left:283px;bottom:898px;letter-spacing:-0.01px;display:inline;\">after one, two or three years subject to the employee being in employment. Vesting of awards may </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"ti_260\" style=\"left:283px;bottom:882px;letter-spacing:-0.01px;display:inline;\">also be subject to performance conditions. All awards are generally made in Prudential shares. In </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"tj_260\" style=\"left:283px;bottom:867px;letter-spacing:-0.01px;display:inline;\">countries where share awards are not feasible for reasons including securities and/or tax </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"tk_260\" style=\"left:283px;bottom:851px;letter-spacing:-0.01px;display:inline;\">considerations, awards will be replaced by the cash value of the shares that would otherwise have </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"tl_260\" style=\"left:283px;bottom:836px;letter-spacing:-0.01px;display:inline;\">vested. </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_260\" id=\"tm_260\" style=\"left:69px;bottom:816px;letter-spacing:-0.01px;display:inline;\">Prudential Agency Long-Term </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"to_260\" style=\"left:283px;bottom:816px;letter-spacing:-0.01px;display:inline;\">Certain agents are eligible to be granted awards in Prudential shares under the Prudential Agency </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_260\" id=\"tn_260\" style=\"left:69px;bottom:800px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Incentive Plan (LTIP) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"tp_260\" style=\"left:283px;bottom:800px;letter-spacing:-0.01px;display:inline;\">LTIP. These awards are structured in a similar way to the PGLTIP described above, with most awards </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"tq_260\" style=\"left:283px;bottom:785px;letter-spacing:-0.01px;display:inline;\">granted with a three-year vesting period. </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_260\" id=\"tr_260\" style=\"left:69px;bottom:764px;letter-spacing:-0.01px;display:inline;\">Restricted Share Plan (RSP) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"ts_260\" style=\"left:283px;bottom:764px;letter-spacing:-0.01px;display:inline;\">The Company operates the RSP for certain employees. Awards under this plan are discretionary, and </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"tt_260\" style=\"left:283px;bottom:749px;letter-spacing:-0.01px;display:inline;\">the vesting of awards may be subject to performance conditions. All awards are made in Prudential </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"tu_260\" style=\"left:283px;bottom:733px;letter-spacing:-0.01px;display:inline;\">shares. </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_260\" id=\"tv_260\" style=\"left:69px;bottom:713px;letter-spacing:-0.01px;display:inline;\">Deferred bonus plans </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"tw_260\" style=\"left:283px;bottom:713px;letter-spacing:-0.01px;display:inline;\">The Company operates a number of deferred bonus plans including the Group Deferred Bonus Plan </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"tx_260\" style=\"left:283px;bottom:697px;letter-spacing:-0.01px;display:inline;\">(GDBP) and the Prudential Deferred Bonus Plan. There are no performance conditions attached to </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"ty_260\" style=\"left:283px;bottom:682px;letter-spacing:-0.01px;display:inline;\">deferred share awards made under these arrangements. </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_260\" id=\"tz_260\" style=\"left:69px;bottom:661px;letter-spacing:-0.01px;display:inline;\">Savings-related share option </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"t11_260\" style=\"left:283px;bottom:661px;letter-spacing:-0.01px;display:inline;\">Eligible agents in certain business units are able to participate in the International Savings-Related </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_260\" id=\"t10_260\" style=\"left:69px;bottom:646px;letter-spacing:-0.01px;display:inline;\">schemes </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"t12_260\" style=\"left:283px;bottom:646px;letter-spacing:-0.01px;display:inline;\">Share Option Scheme for Non-Employees, which is similar to the HMRC-approved Save As You Earn </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"t13_260\" style=\"left:283px;bottom:630px;letter-spacing:-0.01px;display:inline;\">(SAYE) share option scheme in the UK. </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_260\" id=\"t14_260\" style=\"left:69px;bottom:610px;letter-spacing:-0.01px;display:inline;\">Share purchase plans </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"t15_260\" style=\"left:283px;bottom:610px;letter-spacing:-0.01px;display:inline;\">Eligible employees outside the UK are invited to participate in arrangements similar to the Company\u2019s </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"t16_260\" style=\"left:283px;bottom:594px;letter-spacing:-0.01px;display:inline;\">HMRC-approved UK Share Incentive Plan, which allows the purchase of Prudential plc shares. Staff </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"t17_260\" style=\"left:283px;bottom:579px;letter-spacing:-0.01px;display:inline;\">based in Asia and Africa are eligible to participate in the Prudential All Employee Share Purchase Plan. </div></td></tr>\n                                        </table><div class=\"t s5_260\" id=\"t18_260\" style=\"left:65px;bottom:551px;display:inline;\">* </div><div class=\"t s5_260\" id=\"t19_260\" style=\"left:82px;bottom:551px;letter-spacing:-0.12px;display:inline;\">The total numbers of securities available for issue under these schemes are disclosed in note I(vii) within additional unaudited financial information. </div><div class=\"t s2_260\" id=\"t1a_260\" style=\"left:65px;bottom:524px;letter-spacing:-0.1px;display:inline;\">(b) </div><div class=\"t s2_260\" id=\"t1b_260\" style=\"left:91px;bottom:524px;letter-spacing:-0.12px;display:inline;\">Outstanding options and awards </div><div class=\"t s1_260\" id=\"t1c_260\" style=\"left:65px;bottom:508px;letter-spacing:-0.01px;display:inline;\">The following table shows the movement in outstanding options and awards under the Group\u2019s share-based compensation plans: </div><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s6_260\" id=\"t1e_260\" style=\"left:669px;bottom:482px;letter-spacing:0.06px;word-spacing:0.01px;display:inline;\">Awards outstanding under incentive </div> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"4\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s6_260\" id=\"t1d_260\" style=\"left:420px;bottom:472px;letter-spacing:0.07px;display:inline;\">Options outstanding under SAYE schemes </div>  </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s6_260\" id=\"t1f_260\" style=\"left:725px;bottom:472px;letter-spacing:0.07px;display:inline;\">plans </div> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s3_260\" id=\"t1g_260\" style=\"left:409px;bottom:455px;letter-spacing:0.08px;display:inline;\">2023 </div> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s6_260\" id=\"t1h_260\" style=\"left:565px;bottom:455px;letter-spacing:0.09px;display:inline;\">2022 </div> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_260\" id=\"t1i_260\" style=\"left:711px;bottom:455px;letter-spacing:0.08px;display:inline;\">2023 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_260\" id=\"t1j_260\" style=\"left:789px;bottom:455px;letter-spacing:0.09px;display:inline;\">2022 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_260\" id=\"t1m_260\" style=\"left:454px;bottom:439px;letter-spacing:0.09px;display:inline;\">Weighted </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_260\" id=\"t1s_260\" style=\"left:613px;bottom:439px;letter-spacing:0.08px;display:inline;\">Weighted </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_260\" id=\"t1n_260\" style=\"left:461px;bottom:429px;letter-spacing:0.08px;display:inline;\">average </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_260\" id=\"t1t_260\" style=\"left:619px;bottom:429px;letter-spacing:0.07px;display:inline;\">average </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_260\" id=\"t1k_260\" style=\"left:383px;bottom:419px;letter-spacing:0.1px;display:inline;\">Number </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_260\" id=\"t1o_260\" style=\"left:461px;bottom:419px;letter-spacing:0.07px;display:inline;\">exercise </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_260\" id=\"t1q_260\" style=\"left:541px;bottom:419px;letter-spacing:0.09px;display:inline;\">Number </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_260\" id=\"t1u_260\" style=\"left:619px;bottom:419px;letter-spacing:0.06px;display:inline;\">exercise </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_260\" id=\"t1l_260\" style=\"left:374px;bottom:409px;letter-spacing:0.07px;display:inline;\">of options </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_260\" id=\"t1p_260\" style=\"left:473px;bottom:409px;letter-spacing:0.07px;display:inline;\">price </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_260\" id=\"t1r_260\" style=\"left:533px;bottom:409px;letter-spacing:0.07px;display:inline;\">of options </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_260\" id=\"t1v_260\" style=\"left:631px;bottom:409px;letter-spacing:0.06px;display:inline;\">price </div></td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s6_260\" id=\"t1w_260\" style=\"left:701px;bottom:409px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">Number of awards </div> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_260\" id=\"t1x_260\" style=\"left:387px;bottom:393px;letter-spacing:0.07px;display:inline;\">millions </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_260\" id=\"t1y_260\" style=\"left:491px;bottom:393px;display:inline;\">\u00a3 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_260\" id=\"t1z_260\" style=\"left:543px;bottom:393px;letter-spacing:0.06px;display:inline;\">millions </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_260\" id=\"t20_260\" style=\"left:644px;bottom:393px;display:inline;\">\u00a3 </div></td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s6_260\" id=\"t21_260\" style=\"left:723px;bottom:393px;letter-spacing:0.06px;display:inline;\">millions </div> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"t22_260\" style=\"left:69px;bottom:371px;letter-spacing:-0.01px;display:inline;\">Balance at beginning of year: </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_260\" id=\"t23_260\" style=\"left:396px;bottom:369px;letter-spacing:-0.01px;display:inline;\">1.9 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_260\" id=\"t24_260\" style=\"left:467px;bottom:369px;letter-spacing:-0.01px;display:inline;\">10.4 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"t25_260\" style=\"left:553px;bottom:369px;display:inline;\">2.0 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"t26_260\" style=\"left:624px;bottom:369px;letter-spacing:-0.01px;display:inline;\">11.6 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_260\" id=\"t27_260\" style=\"left:709px;bottom:369px;letter-spacing:-0.01px;display:inline;\">21.0 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"t28_260\" style=\"left:784px;bottom:369px;letter-spacing:-0.01px;display:inline;\">24.6 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"t29_260\" style=\"left:69px;bottom:349px;letter-spacing:-0.01px;display:inline;\">Granted </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_260\" id=\"t2a_260\" style=\"left:396px;bottom:348px;letter-spacing:-0.01px;display:inline;\">0.4 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_260\" id=\"t2b_260\" style=\"left:474px;bottom:348px;letter-spacing:-0.01px;display:inline;\">7.8 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"t2c_260\" style=\"left:553px;bottom:348px;display:inline;\">0.5 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"t2d_260\" style=\"left:631px;bottom:348px;display:inline;\">7.4 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_260\" id=\"t2e_260\" style=\"left:717px;bottom:348px;letter-spacing:-0.01px;display:inline;\">6.3 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"t2f_260\" style=\"left:791px;bottom:348px;display:inline;\">6.5 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"t2g_260\" style=\"left:69px;bottom:327px;letter-spacing:-0.01px;display:inline;\">Exercised </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_260\" id=\"t2h_260\" style=\"left:392px;bottom:326px;letter-spacing:-0.01px;display:inline;\">(0.3) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_260\" id=\"t2i_260\" style=\"left:467px;bottom:326px;letter-spacing:-0.01px;display:inline;\">11.6 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"t2j_260\" style=\"left:549px;bottom:326px;letter-spacing:-0.01px;display:inline;\">(0.3) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"t2k_260\" style=\"left:624px;bottom:326px;letter-spacing:-0.01px;display:inline;\">11.2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_260\" id=\"t2l_260\" style=\"left:701px;bottom:326px;letter-spacing:-0.02px;display:inline;\">(10.1) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"t2m_260\" style=\"left:787px;bottom:326px;letter-spacing:-0.01px;display:inline;\">(7.2) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"t2n_260\" style=\"left:69px;bottom:305px;letter-spacing:-0.01px;display:inline;\">Forfeited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_260\" id=\"t2o_260\" style=\"left:407px;bottom:304px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_260\" id=\"t2p_260\" style=\"left:474px;bottom:304px;letter-spacing:-0.01px;display:inline;\">7.8 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"t2q_260\" style=\"left:567px;bottom:304px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"t2r_260\" style=\"left:624px;bottom:304px;letter-spacing:-0.01px;display:inline;\">10.8 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_260\" id=\"t2s_260\" style=\"left:708px;bottom:304px;letter-spacing:-0.02px;display:inline;\">(1.7) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"t2t_260\" style=\"left:787px;bottom:304px;letter-spacing:-0.01px;display:inline;\">(1.1) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"t2u_260\" style=\"left:69px;bottom:284px;letter-spacing:-0.01px;display:inline;\">Cancelled </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_260\" id=\"t2v_260\" style=\"left:392px;bottom:282px;letter-spacing:-0.01px;display:inline;\">(0.3) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_260\" id=\"t2w_260\" style=\"left:467px;bottom:282px;letter-spacing:-0.01px;display:inline;\">12.0 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"t2x_260\" style=\"left:549px;bottom:282px;letter-spacing:-0.01px;display:inline;\">(0.3) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"t2y_260\" style=\"left:624px;bottom:282px;letter-spacing:-0.01px;display:inline;\">12.7 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_260\" id=\"t2z_260\" style=\"left:708px;bottom:282px;letter-spacing:-0.02px;display:inline;\">(0.1) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"t30_260\" style=\"left:787px;bottom:282px;letter-spacing:-0.01px;display:inline;\">(0.1) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"t31_260\" style=\"left:69px;bottom:262px;letter-spacing:-0.01px;display:inline;\">Lapsed/Expired </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_260\" id=\"t32_260\" style=\"left:407px;bottom:261px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_260\" id=\"t33_260\" style=\"left:467px;bottom:261px;letter-spacing:-0.01px;display:inline;\">10.4 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"t34_260\" style=\"left:567px;bottom:261px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"t35_260\" style=\"left:624px;bottom:261px;letter-spacing:-0.01px;display:inline;\">13.0 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_260\" id=\"t36_260\" style=\"left:708px;bottom:261px;letter-spacing:-0.02px;display:inline;\">(1.1) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"t37_260\" style=\"left:787px;bottom:261px;letter-spacing:-0.01px;display:inline;\">(1.7) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"t38_260\" style=\"left:69px;bottom:240px;letter-spacing:-0.01px;display:inline;\">Balance at end of year </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_260\" id=\"t39_260\" style=\"left:396px;bottom:239px;letter-spacing:-0.01px;display:inline;\">1.7 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_260\" id=\"t3a_260\" style=\"left:474px;bottom:239px;letter-spacing:-0.01px;display:inline;\">9.5 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"t3b_260\" style=\"left:553px;bottom:239px;display:inline;\">1.9 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"t3c_260\" style=\"left:624px;bottom:239px;letter-spacing:-0.01px;display:inline;\">10.4 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_260\" id=\"t3d_260\" style=\"left:709px;bottom:239px;letter-spacing:-0.01px;display:inline;\">14.3 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"t3e_260\" style=\"left:784px;bottom:239px;letter-spacing:-0.01px;display:inline;\">21.0 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"t3f_260\" style=\"left:69px;bottom:218px;letter-spacing:-0.01px;display:inline;\">Options immediately exercisable at end of year </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_260\" id=\"t3g_260\" style=\"left:396px;bottom:217px;letter-spacing:-0.01px;display:inline;\">0.2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_260\" id=\"t3h_260\" style=\"left:467px;bottom:217px;letter-spacing:-0.01px;display:inline;\">10.8 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"t3i_260\" style=\"left:553px;bottom:217px;display:inline;\">0.3 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_260\" id=\"t3j_260\" style=\"left:624px;bottom:217px;letter-spacing:-0.01px;display:inline;\">12.5 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr>\n                                        </table><div class=\"t s1_260\" id=\"t3k_260\" style=\"left:65px;bottom:188px;letter-spacing:-0.01px;word-spacing:-0.01px;display:inline;\">The weighted average share price of Prudential plc for 2023 was \u00a310.46 (2022: \u00a310.33). </div><div class=\"t s1_260\" id=\"t3l_260\" style=\"left:65px;bottom:160px;letter-spacing:-0.01px;display:inline;\">The following table provides a summary of the range of exercise prices for Prudential plc options outstanding at 31 December: </div><div></div><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"6\" rowspan=\"1\" style=\"text-align: center;\">  <div class=\"t s0_261\" id=\"t1_261\" style=\"left:390px;bottom:1118px;letter-spacing:0.07px;display:inline;\">Outstanding </div>   </td><td colspan=\"4\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s0_261\" id=\"t2_261\" style=\"left:695px;bottom:1118px;letter-spacing:0.07px;display:inline;\">Exercisable </div>  </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s0_261\" id=\"t5_261\" style=\"left:379px;bottom:1102px;letter-spacing:0.07px;display:inline;\">Weighted average </div> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s0_261\" id=\"t6_261\" style=\"left:395px;bottom:1092px;letter-spacing:0.07px;display:inline;\">remaining </div> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s0_261\" id=\"t9_261\" style=\"left:498px;bottom:1092px;letter-spacing:0.07px;display:inline;\">Weighted average </div> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s0_261\" id=\"te_261\" style=\"left:741px;bottom:1092px;letter-spacing:0.07px;display:inline;\">Weighted average </div> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s0_261\" id=\"t3_261\" style=\"left:255px;bottom:1082px;letter-spacing:0.07px;display:inline;\">Number outstanding </div> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s0_261\" id=\"t7_261\" style=\"left:385px;bottom:1082px;letter-spacing:0.06px;display:inline;\">contractual life </div> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s0_261\" id=\"ta_261\" style=\"left:507px;bottom:1082px;letter-spacing:0.06px;display:inline;\">exercise prices </div> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s0_261\" id=\"tc_261\" style=\"left:620px;bottom:1082px;letter-spacing:0.07px;display:inline;\">Number exercisable </div> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s0_261\" id=\"tf_261\" style=\"left:750px;bottom:1082px;letter-spacing:0.06px;display:inline;\">exercise prices </div> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s0_261\" id=\"t4_261\" style=\"left:280px;bottom:1072px;letter-spacing:0.06px;display:inline;\">millions </div> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s0_261\" id=\"t8_261\" style=\"left:403px;bottom:1072px;letter-spacing:0.07px;display:inline;\">years </div> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s0_261\" id=\"tb_261\" style=\"left:530px;bottom:1072px;display:inline;\">\u00a3 </div> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s0_261\" id=\"td_261\" style=\"left:642px;bottom:1072px;letter-spacing:0.06px;display:inline;\">millions </div> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s0_261\" id=\"tg_261\" style=\"left:773px;bottom:1072px;display:inline;\">\u00a3 </div> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_261\" id=\"th_261\" style=\"left:269px;bottom:1054px;letter-spacing:0.08px;display:inline;\">2023 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_261\" id=\"ti_261\" style=\"left:330px;bottom:1054px;letter-spacing:0.09px;display:inline;\">2022 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_261\" id=\"tj_261\" style=\"left:389px;bottom:1054px;letter-spacing:0.08px;display:inline;\">2023 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_261\" id=\"tk_261\" style=\"left:449px;bottom:1054px;letter-spacing:0.09px;display:inline;\">2022 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_261\" id=\"tl_261\" style=\"left:508px;bottom:1054px;letter-spacing:0.08px;display:inline;\">2023 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_261\" id=\"tm_261\" style=\"left:568px;bottom:1054px;letter-spacing:0.09px;display:inline;\">2022 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_261\" id=\"tn_261\" style=\"left:632px;bottom:1054px;letter-spacing:0.08px;display:inline;\">2023 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_261\" id=\"to_261\" style=\"left:692px;bottom:1054px;letter-spacing:0.09px;display:inline;\">2022 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_261\" id=\"tp_261\" style=\"left:751px;bottom:1054px;letter-spacing:0.08px;display:inline;\">2023 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_261\" id=\"tq_261\" style=\"left:811px;bottom:1054px;letter-spacing:0.09px;display:inline;\">2022 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"tr_261\" style=\"left:91px;bottom:1034px;letter-spacing:-0.01px;display:inline;\">Between \u00a37 and \u00a38 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"ts_261\" style=\"left:271px;bottom:1034px;letter-spacing:-0.01px;display:inline;\">0.7 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"tt_261\" style=\"left:332px;bottom:1034px;display:inline;\">0.5 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"tu_261\" style=\"left:390px;bottom:1034px;letter-spacing:-0.01px;display:inline;\">3.7 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"tv_261\" style=\"left:451px;bottom:1034px;display:inline;\">4.1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"tw_261\" style=\"left:502px;bottom:1034px;letter-spacing:-0.01px;display:inline;\">7.55 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"tx_261\" style=\"left:563px;bottom:1034px;letter-spacing:-0.01px;display:inline;\">7.37 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"ty_261\" style=\"left:644px;bottom:1034px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"tz_261\" style=\"left:708px;bottom:1034px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t10_261\" style=\"left:763px;bottom:1034px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t11_261\" style=\"left:827px;bottom:1034px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t12_261\" style=\"left:91px;bottom:1015px;letter-spacing:-0.01px;display:inline;\">Between \u00a39 and \u00a310 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t13_261\" style=\"left:271px;bottom:1015px;letter-spacing:-0.01px;display:inline;\">0.3 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t14_261\" style=\"left:332px;bottom:1015px;display:inline;\">0.4 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t15_261\" style=\"left:390px;bottom:1015px;letter-spacing:-0.01px;display:inline;\">1.4 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t16_261\" style=\"left:451px;bottom:1015px;display:inline;\">2.2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t17_261\" style=\"left:502px;bottom:1015px;letter-spacing:-0.01px;display:inline;\">9.64 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t18_261\" style=\"left:563px;bottom:1015px;letter-spacing:-0.01px;display:inline;\">9.64 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t19_261\" style=\"left:633px;bottom:1015px;letter-spacing:-0.01px;display:inline;\">0.1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t1a_261\" style=\"left:708px;bottom:1015px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t1b_261\" style=\"left:745px;bottom:1015px;letter-spacing:-0.01px;display:inline;\">9.64 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t1c_261\" style=\"left:827px;bottom:1015px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t1d_261\" style=\"left:91px;bottom:995px;letter-spacing:-0.01px;display:inline;\">Between \u00a311 and \u00a312 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t1e_261\" style=\"left:271px;bottom:995px;letter-spacing:-0.01px;display:inline;\">0.6 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t1f_261\" style=\"left:332px;bottom:995px;display:inline;\">0.8 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t1g_261\" style=\"left:390px;bottom:995px;letter-spacing:-0.01px;display:inline;\">2.0 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t1h_261\" style=\"left:451px;bottom:995px;display:inline;\">2.4 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t1i_261\" style=\"left:495px;bottom:995px;letter-spacing:-0.02px;display:inline;\">11.59 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t1j_261\" style=\"left:556px;bottom:995px;letter-spacing:-0.01px;display:inline;\">11.48 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t1k_261\" style=\"left:644px;bottom:995px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t1l_261\" style=\"left:694px;bottom:995px;display:inline;\">0.2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t1m_261\" style=\"left:763px;bottom:995px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t1n_261\" style=\"left:799px;bottom:995px;letter-spacing:-0.01px;display:inline;\">11.12 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t1o_261\" style=\"left:91px;bottom:976px;letter-spacing:-0.01px;display:inline;\">Between \u00a312 and \u00a313 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t1p_261\" style=\"left:282px;bottom:976px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t1q_261\" style=\"left:342px;bottom:976px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t1r_261\" style=\"left:401px;bottom:976px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t1s_261\" style=\"left:461px;bottom:976px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t1t_261\" style=\"left:520px;bottom:976px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t1u_261\" style=\"left:580px;bottom:976px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t1v_261\" style=\"left:644px;bottom:976px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t1w_261\" style=\"left:704px;bottom:976px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t1x_261\" style=\"left:763px;bottom:976px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t1y_261\" style=\"left:823px;bottom:976px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t1z_261\" style=\"left:91px;bottom:956px;letter-spacing:-0.01px;display:inline;\">Between \u00a313 and \u00a314 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t20_261\" style=\"left:271px;bottom:956px;letter-spacing:-0.01px;display:inline;\">0.1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t21_261\" style=\"left:332px;bottom:956px;display:inline;\">0.1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t22_261\" style=\"left:390px;bottom:956px;letter-spacing:-0.01px;display:inline;\">0.4 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t23_261\" style=\"left:451px;bottom:956px;display:inline;\">1.4 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t24_261\" style=\"left:495px;bottom:956px;letter-spacing:-0.02px;display:inline;\">13.94 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t25_261\" style=\"left:556px;bottom:956px;letter-spacing:-0.01px;display:inline;\">13.94 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t26_261\" style=\"left:633px;bottom:956px;letter-spacing:-0.01px;display:inline;\">0.1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t27_261\" style=\"left:708px;bottom:956px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t28_261\" style=\"left:738px;bottom:956px;letter-spacing:-0.02px;display:inline;\">13.94 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t29_261\" style=\"left:827px;bottom:956px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t2a_261\" style=\"left:91px;bottom:937px;letter-spacing:-0.01px;display:inline;\">Between \u00a314 and \u00a315 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t2b_261\" style=\"left:282px;bottom:937px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t2c_261\" style=\"left:332px;bottom:937px;display:inline;\">0.1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t2d_261\" style=\"left:401px;bottom:937px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t2e_261\" style=\"left:451px;bottom:937px;display:inline;\">0.4 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t2f_261\" style=\"left:520px;bottom:937px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t2g_261\" style=\"left:556px;bottom:937px;letter-spacing:-0.01px;display:inline;\">14.55 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t2h_261\" style=\"left:644px;bottom:937px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t2i_261\" style=\"left:694px;bottom:937px;display:inline;\">0.1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t2j_261\" style=\"left:763px;bottom:937px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t2k_261\" style=\"left:799px;bottom:937px;letter-spacing:-0.01px;display:inline;\">14.55 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t2l_261\" style=\"left:91px;bottom:917px;letter-spacing:-0.01px;display:inline;\">Total </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t2m_261\" style=\"left:271px;bottom:917px;letter-spacing:-0.01px;display:inline;\">1.7 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t2n_261\" style=\"left:332px;bottom:917px;display:inline;\">1.9 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t2o_261\" style=\"left:390px;bottom:917px;letter-spacing:-0.01px;display:inline;\">2.6 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t2p_261\" style=\"left:451px;bottom:917px;display:inline;\">2.6 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t2q_261\" style=\"left:502px;bottom:917px;letter-spacing:-0.01px;display:inline;\">9.50 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t2r_261\" style=\"left:556px;bottom:917px;letter-spacing:-0.01px;display:inline;\">10.43 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t2s_261\" style=\"left:633px;bottom:917px;letter-spacing:-0.01px;display:inline;\">0.2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t2t_261\" style=\"left:694px;bottom:917px;display:inline;\">0.3 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t2u_261\" style=\"left:738px;bottom:917px;letter-spacing:-0.02px;display:inline;\">10.82 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t2v_261\" style=\"left:799px;bottom:917px;letter-spacing:-0.01px;display:inline;\">12.48 </div></td></tr>\n                                        </table><div class=\"t s2_261\" id=\"t2w_261\" style=\"left:87px;bottom:888px;letter-spacing:-0.01px;display:inline;\">The years shown above for weighted average remaining contractual life include the time period from end of vesting period to expiration of </div><div class=\"t s2_261\" id=\"t2x_261\" style=\"left:87px;bottom:873px;letter-spacing:-0.01px;display:inline;\">contract. </div><div class=\"t s4_261\" id=\"t2y_261\" style=\"left:87px;bottom:844px;letter-spacing:-0.09px;display:inline;\">(c) </div><div class=\"t s4_261\" id=\"t2z_261\" style=\"left:113px;bottom:844px;letter-spacing:-0.11px;display:inline;\">Fair value of options and awards </div><div class=\"t s2_261\" id=\"t30_261\" style=\"left:87px;bottom:828px;letter-spacing:-0.01px;display:inline;\">The fair value amounts estimated on the date of grant relating to all options and awards were determined by using the following assumptions: </div><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"3\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s1_261\" id=\"t31_261\" style=\"left:469px;bottom:800px;letter-spacing:0.08px;display:inline;\">2023 </div> </td><td colspan=\"3\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s0_261\" id=\"t32_261\" style=\"left:708px;bottom:800px;letter-spacing:0.09px;display:inline;\">2022 </div> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_261\" id=\"t33_261\" style=\"left:395px;bottom:783px;letter-spacing:0.07px;display:inline;\">Prudential </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_261\" id=\"t35_261\" style=\"left:493px;bottom:783px;letter-spacing:0.07px;display:inline;\">SAYE </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_261\" id=\"t37_261\" style=\"left:570px;bottom:783px;letter-spacing:0.08px;display:inline;\">Other </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_261\" id=\"t39_261\" style=\"left:637px;bottom:783px;letter-spacing:0.06px;display:inline;\">Prudential </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_261\" id=\"t3b_261\" style=\"left:734px;bottom:783px;letter-spacing:0.07px;display:inline;\">SAYE </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_261\" id=\"t3d_261\" style=\"left:810px;bottom:783px;letter-spacing:0.07px;display:inline;\">Other </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_261\" id=\"t34_261\" style=\"left:394px;bottom:773px;letter-spacing:0.07px;display:inline;\">LTIP (TSR) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_261\" id=\"t36_261\" style=\"left:485px;bottom:773px;letter-spacing:0.07px;display:inline;\">options </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_261\" id=\"t38_261\" style=\"left:564px;bottom:773px;letter-spacing:0.08px;display:inline;\">awards </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_261\" id=\"t3a_261\" style=\"left:636px;bottom:773px;letter-spacing:0.07px;display:inline;\">LTIP (TSR) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_261\" id=\"t3c_261\" style=\"left:725px;bottom:773px;letter-spacing:0.07px;display:inline;\">options </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_261\" id=\"t3e_261\" style=\"left:804px;bottom:773px;letter-spacing:0.08px;display:inline;\">awards </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t3f_261\" style=\"left:91px;bottom:753px;letter-spacing:-0.01px;display:inline;\">Dividend yield (%) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t3g_261\" style=\"left:430px;bottom:753px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t3h_261\" style=\"left:490px;bottom:753px;letter-spacing:-0.02px;display:inline;\">1.38 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t3i_261\" style=\"left:585px;bottom:753px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t3j_261\" style=\"left:671px;bottom:753px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t3k_261\" style=\"left:728px;bottom:753px;letter-spacing:-0.01px;display:inline;\">1.11 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t3l_261\" style=\"left:827px;bottom:753px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t3m_261\" style=\"left:91px;bottom:733px;letter-spacing:-0.01px;display:inline;\">Expected volatility (%) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t3n_261\" style=\"left:405px;bottom:733px;letter-spacing:-0.02px;display:inline;\">31.50 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t3o_261\" style=\"left:483px;bottom:733px;letter-spacing:-0.02px;display:inline;\">30.02 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t3p_261\" style=\"left:585px;bottom:733px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t3q_261\" style=\"left:643px;bottom:733px;letter-spacing:-0.01px;display:inline;\">33.64 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t3r_261\" style=\"left:721px;bottom:733px;letter-spacing:-0.01px;display:inline;\">25.68 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t3s_261\" style=\"left:827px;bottom:733px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t3t_261\" style=\"left:91px;bottom:714px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Risk-free interest rate (%) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t3u_261\" style=\"left:412px;bottom:714px;letter-spacing:-0.02px;display:inline;\">4.34 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t3v_261\" style=\"left:490px;bottom:714px;letter-spacing:-0.02px;display:inline;\">4.55 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t3w_261\" style=\"left:585px;bottom:714px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t3x_261\" style=\"left:650px;bottom:714px;letter-spacing:-0.01px;display:inline;\">2.79 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t3y_261\" style=\"left:728px;bottom:714px;letter-spacing:-0.01px;display:inline;\">3.97 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t3z_261\" style=\"left:827px;bottom:714px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t40_261\" style=\"left:91px;bottom:694px;letter-spacing:-0.01px;display:inline;\">Expected option life (years) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t41_261\" style=\"left:430px;bottom:694px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t42_261\" style=\"left:490px;bottom:694px;letter-spacing:-0.02px;display:inline;\">3.95 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t43_261\" style=\"left:585px;bottom:694px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t44_261\" style=\"left:671px;bottom:694px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t45_261\" style=\"left:728px;bottom:694px;letter-spacing:-0.01px;display:inline;\">4.52 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t46_261\" style=\"left:827px;bottom:694px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t47_261\" style=\"left:91px;bottom:675px;letter-spacing:-0.01px;display:inline;\">Weighted average exercise price (\u00a3) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t48_261\" style=\"left:430px;bottom:675px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t49_261\" style=\"left:490px;bottom:675px;letter-spacing:-0.02px;display:inline;\">7.75 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t4a_261\" style=\"left:585px;bottom:675px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t4b_261\" style=\"left:671px;bottom:675px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t4c_261\" style=\"left:728px;bottom:675px;letter-spacing:-0.01px;display:inline;\">7.37 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t4d_261\" style=\"left:827px;bottom:675px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t4e_261\" style=\"left:91px;bottom:655px;letter-spacing:-0.01px;display:inline;\">Weighted average share price at grant date (\u00a3) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t4f_261\" style=\"left:405px;bottom:655px;letter-spacing:-0.02px;display:inline;\">11.59 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t4g_261\" style=\"left:490px;bottom:655px;letter-spacing:-0.02px;display:inline;\">8.89 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t4h_261\" style=\"left:585px;bottom:655px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t4i_261\" style=\"left:643px;bottom:655px;letter-spacing:-0.01px;display:inline;\">11.15 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t4j_261\" style=\"left:728px;bottom:655px;letter-spacing:-0.01px;display:inline;\">9.54 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t4k_261\" style=\"left:827px;bottom:655px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t4l_261\" style=\"left:91px;bottom:636px;letter-spacing:-0.01px;display:inline;\">Weighted average fair value at grant date (\u00a3) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t4m_261\" style=\"left:412px;bottom:636px;letter-spacing:-0.02px;display:inline;\">5.10 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t4n_261\" style=\"left:490px;bottom:636px;letter-spacing:-0.02px;display:inline;\">2.85 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_261\" id=\"t4o_261\" style=\"left:559px;bottom:636px;letter-spacing:-0.02px;display:inline;\">11.45 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t4p_261\" style=\"left:650px;bottom:636px;letter-spacing:-0.01px;display:inline;\">2.09 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t4q_261\" style=\"left:728px;bottom:636px;letter-spacing:-0.01px;display:inline;\">3.45 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_261\" id=\"t4r_261\" style=\"left:799px;bottom:636px;letter-spacing:-0.01px;display:inline;\">11.11 </div></td></tr>\n                                        </table><div class=\"t s2_261\" id=\"t4s_261\" style=\"left:87px;bottom:601px;letter-spacing:-0.01px;display:inline;\">The compensation costs for all awards and options are recognised in net income over the plans\u2019 respective vesting periods. The Group uses the </div><div class=\"t s2_261\" id=\"t4t_261\" style=\"left:87px;bottom:585px;letter-spacing:-0.01px;display:inline;\">Black-Scholes model to value all options, and financial equivalence to value all awards other than those which have TSR performance conditions </div><div class=\"t s2_261\" id=\"t4u_261\" style=\"left:87px;bottom:570px;letter-spacing:-0.01px;display:inline;\">attached (some Prudential LTIP and RSP awards) for which the Group uses a Monte Carlo model in order to allow for the impact of these </div><div class=\"t s2_261\" id=\"t4v_261\" style=\"left:87px;bottom:554px;letter-spacing:-0.01px;display:inline;\">conditions. These models are used to calculate fair values for share options and awards at the grant date based on the quoted market price of </div><div class=\"t s2_261\" id=\"t4w_261\" style=\"left:87px;bottom:538px;letter-spacing:-0.01px;display:inline;\">the stock at the measurement date, the amount, if any, that the employees are required to pay, the dividend yield, expected volatility, risk-free </div><div class=\"t s2_261\" id=\"t4x_261\" style=\"left:87px;bottom:523px;letter-spacing:-0.01px;display:inline;\">interest rates and exercise prices. </div><div class=\"t s2_261\" id=\"t4y_261\" style=\"left:87px;bottom:495px;letter-spacing:-0.01px;display:inline;\">For all options and awards, the expected volatility is based on the market implied volatilities as quoted on Bloomberg. The Prudential specific at- </div><div class=\"t s2_261\" id=\"t4z_261\" style=\"left:87px;bottom:480px;letter-spacing:-0.01px;display:inline;\">the-money implied volatilities are adjusted to allow for the different terms and discounted exercise price on SAYE options by using information </div><div class=\"t s2_261\" id=\"t50_261\" style=\"left:87px;bottom:464px;letter-spacing:-0.01px;display:inline;\">on the volatility surface of the FTSE 100. </div><div class=\"t s2_261\" id=\"t51_261\" style=\"left:87px;bottom:436px;letter-spacing:-0.01px;display:inline;\">Risk-free interest rates are taken from swap spot rates with projection terms matching the corresponding vesting periods. For awards with a TSR </div><div class=\"t s2_261\" id=\"t52_261\" style=\"left:87px;bottom:421px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">condition, volatilities and correlations between Prudential and a basket of 12 competitor companies is required. For grants in 2023, the average </div><div class=\"t s2_261\" id=\"t53_261\" style=\"left:87px;bottom:405px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">volatility for the basket of competitors was 26 per cent (2022: 26 per cent). Correlations for the basket are calculated for each pairing from the </div><div class=\"t s2_261\" id=\"t54_261\" style=\"left:87px;bottom:389px;letter-spacing:-0.01px;display:inline;\">log of daily TSR returns for the three years prior to the valuation date. Market implied volatilities are used for both Prudential and the basket of </div><div class=\"t s2_261\" id=\"t55_261\" style=\"left:87px;bottom:374px;letter-spacing:-0.01px;display:inline;\">competitors. Changes to the subjective input assumptions could materially affect the fair value estimate. </div><div class=\"t s2_261\" id=\"t56_261\" style=\"left:87px;bottom:346px;letter-spacing:-0.01px;display:inline;\">Other awards, without market performance conditions or exercise price, are valued based on grant date share price. </div><div class=\"t s4_261\" id=\"t57_261\" style=\"left:87px;bottom:317px;letter-spacing:-0.1px;display:inline;\">(d) </div><div class=\"t s4_261\" id=\"t58_261\" style=\"left:113px;bottom:317px;letter-spacing:-0.12px;display:inline;\">Share-based payment expense charged to the income statement </div><div class=\"t s2_261\" id=\"t59_261\" style=\"left:87px;bottom:302px;letter-spacing:-0.01px;display:inline;\">The total expense recognised in 2023 in the consolidated financial statements relating to share-based compensation is $81 million (2022: $104 </div><div class=\"t s2_261\" id=\"t5a_261\" style=\"left:87px;bottom:286px;letter-spacing:-0.01px;display:inline;\">million), of which $71 million (2022: $97 million) is accounted for as equity-settled. </div><div class=\"t s2_261\" id=\"t5b_261\" style=\"left:87px;bottom:258px;letter-spacing:-0.01px;display:inline;\">The Group had $31 million of liabilities at 31 December 2023 (31 December 2022: $27 million) relating to share-based payment awards </div>accounted for as cash-settled.",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfSharebasedPaymentArrangementsExplanatory",
    "language": "en",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f32656": {
   "value": "The Company offers discretionary share awards to certain key employees and all-employee share plans in the UK and a number of Asia locations. <div class=\"t s1_260\" id=\"t3_260\" style=\"left:65px;bottom:1085px;letter-spacing:-0.01px;display:inline;\">The compensation expense charged to the income statement is primarily based upon the fair value of the awards granted, the vesting period </div><div class=\"t s1_260\" id=\"t4_260\" style=\"left:65px;bottom:1069px;letter-spacing:-0.01px;display:inline;\">and the vesting conditions. The Company has established trusts to facilitate the delivery of Prudential plc shares under some of these plans. The </div>cost to the Company of acquiring these shares held in trusts is shown as a deduction from shareholders\u2019 equity.",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForSharebasedPaymentTransactionsExplanatory",
    "language": "en",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f33437": {
   "value": "B2.3 Key management remuneration <div class=\"t s1_262\" id=\"t2_262\" style=\"left:65px;bottom:1100px;letter-spacing:-0.01px;display:inline;\">Key management constitutes the Directors of Prudential plc and other non-Director members of the GEC, as they have authority and </div><div class=\"t s1_262\" id=\"t3_262\" style=\"left:65px;bottom:1085px;letter-spacing:-0.01px;display:inline;\">responsibility for planning, directing and controlling the activities of the Group. </div><div class=\"t s1_262\" id=\"t4_262\" style=\"left:65px;bottom:1057px;letter-spacing:-0.01px;display:inline;\">Total key management remuneration is analysed in the following table: </div><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_262\" id=\"t5_262\" style=\"left:696px;bottom:1026px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">2023 $m </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_262\" id=\"t6_262\" style=\"left:775px;bottom:1026px;letter-spacing:0.09px;display:inline;\">2022 $m </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_262\" id=\"t7_262\" style=\"left:69px;bottom:1005px;letter-spacing:-0.01px;display:inline;\">Salaries and short-term benefits (including fees paid to non-executive directors) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_262\" id=\"t8_262\" style=\"left:705px;bottom:1005px;letter-spacing:-0.01px;display:inline;\">27.0 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_262\" id=\"t9_262\" style=\"left:784px;bottom:1005px;letter-spacing:-0.01px;display:inline;\">22.5 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_262\" id=\"ta_262\" style=\"left:69px;bottom:986px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Post-employment benefits </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_262\" id=\"tb_262\" style=\"left:713px;bottom:986px;letter-spacing:-0.01px;display:inline;\">1.0 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_262\" id=\"tc_262\" style=\"left:791px;bottom:986px;display:inline;\">1.0 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_262\" id=\"td_262\" style=\"left:69px;bottom:966px;letter-spacing:-0.01px;display:inline;\">Share-based payments </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_262\" id=\"te_262\" style=\"left:705px;bottom:966px;letter-spacing:-0.01px;display:inline;\">22.2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_262\" id=\"tf_262\" style=\"left:784px;bottom:966px;letter-spacing:-0.01px;display:inline;\">15.4 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_262\" id=\"tg_262\" style=\"left:69px;bottom:947px;letter-spacing:-0.01px;display:inline;\">Payments on separation </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_262\" id=\"th_262\" style=\"left:723px;bottom:947px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_262\" id=\"ti_262\" style=\"left:791px;bottom:947px;display:inline;\">1.0 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_262\" id=\"tj_262\" style=\"left:705px;bottom:927px;letter-spacing:-0.01px;display:inline;\">50.2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_262\" id=\"tk_262\" style=\"left:784px;bottom:927px;letter-spacing:-0.01px;display:inline;\">39.9 </div></td></tr>\n                                        </table><div class=\"t s1_262\" id=\"tl_262\" style=\"left:65px;bottom:892px;letter-spacing:-0.01px;word-spacing:-0.01px;display:inline;\">The share-based payments charge comprises $7.6 million (2022: $6.7 million), which is determined in accordance with IFRS 2 \u2018Share-based </div><div class=\"t s1_262\" id=\"tm_262\" style=\"left:65px;bottom:877px;letter-spacing:-0.01px;display:inline;\">Payment\u2019 (see note B2.2), $9.6 million (2022: $8.7 million) of deferred share awards and $5.0 million for an award made to Mr Wadhwani in </div><div class=\"t s1_262\" id=\"tn_262\" style=\"left:65px;bottom:861px;letter-spacing:-0.01px;display:inline;\">2023 to replace share-based awards from his former employer that were forfeited as a consequence of his joining Prudential. </div>Additional details on the Directors\u2019 emoluments, retirement benefits and other payments are given in the Directors\u2019 remuneration report.D3 Related party transactions <div class=\"t s1_310\" id=\"t2_310\" style=\"left:65px;bottom:1092px;letter-spacing:-0.01px;display:inline;\">Transactions between the Company and its subsidiaries or intra-group transactions are eliminated on consolidation. Intra-group transactions of </div><div class=\"t s1_310\" id=\"t3_310\" style=\"left:65px;bottom:1076px;letter-spacing:-0.01px;display:inline;\">the Group mainly related to a limited number of loans, guarantees or services provided by the Company to or from others business units, or </div><div class=\"t s1_310\" id=\"t4_310\" style=\"left:65px;bottom:1061px;letter-spacing:-0.01px;display:inline;\">between business units, including investment management services provided by the Group\u2019s asset managers to the insurance operations </div><div class=\"t s1_310\" id=\"t5_310\" style=\"left:65px;bottom:1045px;letter-spacing:-0.01px;display:inline;\">businesses as shown in note B1.4. All intra-group transactions are subject to the same internal approval framework as external transactions. </div><div class=\"t s1_310\" id=\"t6_310\" style=\"left:65px;bottom:1030px;letter-spacing:-0.01px;display:inline;\">Given the nature of the Group\u2019s business there has historically been limited interconnectedness across the Group. The Group reviews its recovery </div><div class=\"t s1_310\" id=\"t7_310\" style=\"left:65px;bottom:1014px;letter-spacing:-0.01px;display:inline;\">plan (that also covers intra-group transactions and the level of the Group\u2019s interconnectivity risk) on an annual basis and details the remedial </div><div class=\"t s1_310\" id=\"t8_310\" style=\"left:65px;bottom:999px;letter-spacing:-0.01px;display:inline;\">actions that could be used to restore financial strength and viability if the Group were to come under severe stress. </div><div class=\"t s1_310\" id=\"t9_310\" style=\"left:65px;bottom:971px;letter-spacing:-0.01px;display:inline;\">The Company has transactions and outstanding balances with collective investment schemes and similar entities that are not consolidated and </div><div class=\"t s1_310\" id=\"ta_310\" style=\"left:65px;bottom:955px;letter-spacing:-0.01px;display:inline;\">where a Group company acts as manager, which are regarded as related parties for the purposes of IAS 24. The balances are included in the </div><div class=\"t s1_310\" id=\"tb_310\" style=\"left:65px;bottom:940px;letter-spacing:-0.01px;display:inline;\">Group\u2019s statement of financial position at fair value or amortised cost in accordance with IFRS 9 / IAS 39 classifications with the corresponding </div><div class=\"t s1_310\" id=\"tc_310\" style=\"left:65px;bottom:924px;letter-spacing:-0.01px;display:inline;\">amounts included in the income statement. The transactions include amounts paid on issue of shares or units, amounts received on cancellation </div><div class=\"t s1_310\" id=\"td_310\" style=\"left:65px;bottom:908px;letter-spacing:-0.01px;display:inline;\">of shares or units and amounts paid in respect of the periodic charge and administration fee. </div><div class=\"t s1_310\" id=\"te_310\" style=\"left:65px;bottom:881px;letter-spacing:-0.01px;display:inline;\">In addition, there are no material transactions between the Group\u2019s joint ventures and associates, which are accounted for on an equity method </div><div class=\"t s1_310\" id=\"tf_310\" style=\"left:65px;bottom:865px;letter-spacing:-0.01px;display:inline;\">basis, and other Group companies except for a planned capital injection into CPL, the Group\u2019s joint venture business in the Chinese Mainland </div><div class=\"t s1_310\" id=\"tg_310\" style=\"left:65px;bottom:849px;letter-spacing:-0.01px;display:inline;\">announced in December 2023. The Group announced that it was providing additional growth capital to CPL of RMB1.25 billion (US$176 million) </div><div class=\"t s1_310\" id=\"th_310\" style=\"left:65px;bottom:834px;letter-spacing:-0.01px;display:inline;\">in cash subject to relevant regulatory approvals, with CITIC, its joint venture partner providing an equal amount. In anticipation of the future </div><div class=\"t s1_310\" id=\"ti_310\" style=\"left:65px;bottom:818px;letter-spacing:-0.01px;display:inline;\">capital injection, the Group advanced the cash of $176 million to CPL in December 2023. </div><div class=\"t s1_310\" id=\"tj_310\" style=\"left:65px;bottom:790px;letter-spacing:-0.01px;word-spacing:-0.01px;display:inline;\">Key management personnel of the Company, as described in note B2.3, may from time to time purchase insurance or asset management </div><div class=\"t s1_310\" id=\"tk_310\" style=\"left:65px;bottom:775px;letter-spacing:-0.01px;display:inline;\">products marketed by Group companies in the ordinary course of business on substantially the same terms as those prevailing at the time for </div><div class=\"t s1_310\" id=\"tl_310\" style=\"left:65px;bottom:759px;letter-spacing:-0.01px;display:inline;\">comparable transactions with other persons. </div><div class=\"t s1_310\" id=\"tm_310\" style=\"left:65px;bottom:731px;letter-spacing:-0.01px;display:inline;\">In 2023 and 2022, transactions with key management personnel were not deemed to be significant both by virtue of their size and in the </div><div class=\"t s1_310\" id=\"tn_310\" style=\"left:65px;bottom:716px;letter-spacing:-0.01px;display:inline;\">context of the individuals\u2019 financial positions. All of these transactions were on terms broadly equivalent to those that prevailed in arm\u2019s-length </div><div class=\"t s1_310\" id=\"to_310\" style=\"left:65px;bottom:700px;letter-spacing:-0.01px;display:inline;\">transactions. </div><div class=\"t s1_310\" id=\"tp_310\" style=\"left:65px;bottom:672px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Additional details on the Directors\u2019 interests in shares, transactions or arrangements are given in the Directors\u2019 remuneration report. Key </div>management remuneration is disclosed in note B2.3.",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfRelatedPartyExplanatory",
    "language": "en",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f33438": {
   "value": "B2.3 Key management remuneration <div class=\"t s1_262\" id=\"t2_262\" style=\"left:65px;bottom:1100px;letter-spacing:-0.01px;display:inline;\">Key management constitutes the Directors of Prudential plc and other non-Director members of the GEC, as they have authority and </div><div class=\"t s1_262\" id=\"t3_262\" style=\"left:65px;bottom:1085px;letter-spacing:-0.01px;display:inline;\">responsibility for planning, directing and controlling the activities of the Group. </div><div class=\"t s1_262\" id=\"t4_262\" style=\"left:65px;bottom:1057px;letter-spacing:-0.01px;display:inline;\">Total key management remuneration is analysed in the following table: </div><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_262\" id=\"t5_262\" style=\"left:696px;bottom:1026px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">2023 $m </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_262\" id=\"t6_262\" style=\"left:775px;bottom:1026px;letter-spacing:0.09px;display:inline;\">2022 $m </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_262\" id=\"t7_262\" style=\"left:69px;bottom:1005px;letter-spacing:-0.01px;display:inline;\">Salaries and short-term benefits (including fees paid to non-executive directors) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_262\" id=\"t8_262\" style=\"left:705px;bottom:1005px;letter-spacing:-0.01px;display:inline;\">27.0 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_262\" id=\"t9_262\" style=\"left:784px;bottom:1005px;letter-spacing:-0.01px;display:inline;\">22.5 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_262\" id=\"ta_262\" style=\"left:69px;bottom:986px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Post-employment benefits </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_262\" id=\"tb_262\" style=\"left:713px;bottom:986px;letter-spacing:-0.01px;display:inline;\">1.0 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_262\" id=\"tc_262\" style=\"left:791px;bottom:986px;display:inline;\">1.0 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_262\" id=\"td_262\" style=\"left:69px;bottom:966px;letter-spacing:-0.01px;display:inline;\">Share-based payments </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_262\" id=\"te_262\" style=\"left:705px;bottom:966px;letter-spacing:-0.01px;display:inline;\">22.2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_262\" id=\"tf_262\" style=\"left:784px;bottom:966px;letter-spacing:-0.01px;display:inline;\">15.4 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_262\" id=\"tg_262\" style=\"left:69px;bottom:947px;letter-spacing:-0.01px;display:inline;\">Payments on separation </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_262\" id=\"th_262\" style=\"left:723px;bottom:947px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_262\" id=\"ti_262\" style=\"left:791px;bottom:947px;display:inline;\">1.0 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_262\" id=\"tj_262\" style=\"left:705px;bottom:927px;letter-spacing:-0.01px;display:inline;\">50.2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_262\" id=\"tk_262\" style=\"left:784px;bottom:927px;letter-spacing:-0.01px;display:inline;\">39.9 </div></td></tr>\n                                        </table><div class=\"t s1_262\" id=\"tl_262\" style=\"left:65px;bottom:892px;letter-spacing:-0.01px;word-spacing:-0.01px;display:inline;\">The share-based payments charge comprises $7.6 million (2022: $6.7 million), which is determined in accordance with IFRS 2 \u2018Share-based </div><div class=\"t s1_262\" id=\"tm_262\" style=\"left:65px;bottom:877px;letter-spacing:-0.01px;display:inline;\">Payment\u2019 (see note B2.2), $9.6 million (2022: $8.7 million) of deferred share awards and $5.0 million for an award made to Mr Wadhwani in </div><div class=\"t s1_262\" id=\"tn_262\" style=\"left:65px;bottom:861px;letter-spacing:-0.01px;display:inline;\">2023 to replace share-based awards from his former employer that were forfeited as a consequence of his joining Prudential. </div>Additional details on the Directors\u2019 emoluments, retirement benefits and other payments are given in the Directors\u2019 remuneration report.",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfInformationAboutKeyManagementPersonnelExplanatory",
    "language": "en",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f33493": {
   "value": "B2.4 Fees payable to the auditor <table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_262\" id=\"tq_262\" style=\"left:697px;bottom:784px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">2023 $m </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_262\" id=\"tr_262\" style=\"left:776px;bottom:784px;letter-spacing:0.09px;display:inline;\">2022 $m </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_262\" id=\"ts_262\" style=\"left:69px;bottom:764px;letter-spacing:-0.01px;display:inline;\">Audit of the Company\u2019s annual accounts </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_262\" id=\"tt_262\" style=\"left:714px;bottom:764px;letter-spacing:-0.01px;display:inline;\">5.8 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_262\" id=\"tu_262\" style=\"left:792px;bottom:764px;display:inline;\">2.3 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_262\" id=\"tv_262\" style=\"left:69px;bottom:744px;letter-spacing:-0.01px;display:inline;\">Audit of subsidiaries pursuant to legislation </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_262\" id=\"tw_262\" style=\"left:714px;bottom:744px;letter-spacing:-0.01px;display:inline;\">8.1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_262\" id=\"tx_262\" style=\"left:792px;bottom:744px;display:inline;\">4.4 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_262\" id=\"ty_262\" style=\"left:69px;bottom:725px;letter-spacing:-0.01px;display:inline;\">Audit fees payable to the auditor </div> <div class=\"t s5_262\" id=\"tz_262\" style=\"vertical-align: super;left:244px;bottom:733px;letter-spacing:0.16px;display:inline;\">note (i) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_262\" id=\"t10_262\" style=\"left:706px;bottom:725px;letter-spacing:-0.01px;display:inline;\">13.9 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_262\" id=\"t11_262\" style=\"left:792px;bottom:725px;display:inline;\">6.7 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_262\" id=\"t12_262\" style=\"left:69px;bottom:705px;letter-spacing:-0.01px;display:inline;\">Audit-related assurance services </div> <div class=\"t s5_262\" id=\"t13_262\" style=\"vertical-align: super;left:238px;bottom:713px;letter-spacing:0.15px;display:inline;\">note (ii) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_262\" id=\"t14_262\" style=\"left:714px;bottom:705px;letter-spacing:-0.01px;display:inline;\">4.0 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_262\" id=\"t15_262\" style=\"left:792px;bottom:705px;display:inline;\">3.5 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_262\" id=\"t16_262\" style=\"left:69px;bottom:686px;letter-spacing:-0.01px;display:inline;\">Other assurance services </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_262\" id=\"t17_262\" style=\"left:714px;bottom:686px;letter-spacing:-0.01px;display:inline;\">0.9 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_262\" id=\"t18_262\" style=\"left:792px;bottom:686px;display:inline;\">0.7 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_262\" id=\"t19_262\" style=\"left:69px;bottom:666px;letter-spacing:-0.01px;display:inline;\">Non-audit fees payable to the auditor </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_262\" id=\"t1a_262\" style=\"left:714px;bottom:666px;letter-spacing:-0.01px;display:inline;\">4.9 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_262\" id=\"t1b_262\" style=\"left:792px;bottom:666px;display:inline;\">4.2 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_262\" id=\"t1c_262\" style=\"left:69px;bottom:647px;letter-spacing:-0.01px;display:inline;\">Total fees payable to the auditor </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_262\" id=\"t1d_262\" style=\"left:706px;bottom:647px;letter-spacing:-0.01px;display:inline;\">18.8 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_262\" id=\"t1e_262\" style=\"left:785px;bottom:647px;letter-spacing:-0.01px;display:inline;\">10.9 </div></td></tr>\n                                        </table><div class=\"t s6_262\" id=\"t1f_262\" style=\"left:65px;bottom:620px;letter-spacing:-0.16px;display:inline;\">Notes </div><div class=\"t s7_262\" id=\"t1g_262\" style=\"left:65px;bottom:609px;letter-spacing:-0.09px;display:inline;\">(i) </div><div class=\"t s7_262\" id=\"t1h_262\" style=\"left:82px;bottom:609px;letter-spacing:-0.13px;display:inline;\">EY became the Group\u2019s statutory auditor in 2023 replacing KPMG who was the statutory auditor during 2022. The 2023 fees shown above are wholly in respect of fees </div><div class=\"t s7_262\" id=\"t1i_262\" style=\"left:82px;bottom:597px;letter-spacing:-0.13px;display:inline;\">payable to EY while the 2022 fees were the fees paid to KPMG. </div><div class=\"t s7_262\" id=\"t1j_262\" style=\"left:65px;bottom:583px;letter-spacing:-0.08px;display:inline;\">(ii) </div><div class=\"t s7_262\" id=\"t1k_262\" style=\"left:82px;bottom:583px;letter-spacing:-0.13px;display:inline;\">Of the audit-related assurance service fees of $4.0 million for EY in 2023 (2022: $3.5 million for KPMG), $1.1 </div><div class=\"t s7_262\" id=\"t1l_262\" style=\"left:550px;bottom:583px;letter-spacing:-0.12px;display:inline;\">million (2022: $0.9 million) relates to services that are required </div><div class=\"t s7_262\" id=\"t1m_262\" style=\"left:82px;bottom:571px;letter-spacing:-0.13px;display:inline;\">by law and regulation as defined by the FRC. </div><div class=\"t s1_262\" id=\"t1n_262\" style=\"left:65px;bottom:544px;letter-spacing:-0.01px;display:inline;\">In addition to the above, in the period from September 2021 until their appointment as the Group's statutory auditor in May 2023, EY were paid </div>$12.4 million to provide audit assurance over the implementation of IFRS 17. ",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfAuditorsRemunerationExplanatory",
    "language": "en",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f33581": {
   "value": "B3 Tax charge <div class=\"t s1_263\" id=\"t2_263\" style=\"left:87px;bottom:1092px;letter-spacing:-0.01px;display:inline;\">Prudential is subject to tax in numerous jurisdictions and the calculation of the total tax charge inherently involves a degree of estimation and </div><div class=\"t s1_263\" id=\"t3_263\" style=\"left:87px;bottom:1076px;letter-spacing:-0.01px;display:inline;\">judgement. Current tax expense is charged or credited based upon amounts estimated to be payable or recoverable as a result of taxable </div><div class=\"t s1_263\" id=\"t4_263\" style=\"left:87px;bottom:1061px;letter-spacing:-0.01px;display:inline;\">amounts for the current year and adjustments made in relation to prior years. The positions taken in tax returns where applicable tax regulation </div><div class=\"t s1_263\" id=\"t5_263\" style=\"left:87px;bottom:1045px;letter-spacing:-0.01px;word-spacing:-0.02px;display:inline;\">is subject to interpretation are recognised in full in the determination of the tax charge in the consolidated financial statements if the Group </div><div class=\"t s1_263\" id=\"t6_263\" style=\"left:87px;bottom:1030px;letter-spacing:-0.01px;display:inline;\">considers that it is probable that the taxation authority will accept those positions. Otherwise, provisions are established based on the likely </div><div class=\"t s1_263\" id=\"t7_263\" style=\"left:87px;bottom:1014px;letter-spacing:-0.01px;display:inline;\">amount of the liability, or recovery, by providing for the single best estimate of the most likely outcome or the weighted average expected value </div><div class=\"t s1_263\" id=\"t8_263\" style=\"left:87px;bottom:999px;letter-spacing:-0.01px;display:inline;\">where there are multiple outcomes. </div><div class=\"t s1_263\" id=\"t9_263\" style=\"left:87px;bottom:971px;letter-spacing:-0.01px;display:inline;\">The total tax charge includes tax expense attributable to both policyholders and shareholders. The tax expense attributable to policyholders </div><div class=\"t s1_263\" id=\"ta_263\" style=\"left:87px;bottom:955px;letter-spacing:-0.01px;display:inline;\">comprises the tax on the income of the consolidated with-profits and unit-linked funds. In certain jurisdictions, life insurance companies are </div><div class=\"t s1_263\" id=\"tb_263\" style=\"left:87px;bottom:940px;letter-spacing:-0.01px;display:inline;\">taxed on both their shareholders\u2019 profits and on their policyholders\u2019 insurance and investment returns on certain insurance and investment </div><div class=\"t s1_263\" id=\"tc_263\" style=\"left:87px;bottom:924px;letter-spacing:-0.01px;display:inline;\">products. Although both types of tax are included in the total tax charge in the Group\u2019s Consolidated income statement, they are presented </div><div class=\"t s1_263\" id=\"td_263\" style=\"left:87px;bottom:908px;letter-spacing:-0.01px;display:inline;\">separately in the Consolidated income statement to provide the most relevant information about tax that the Group pays on its profits. </div><div class=\"t s1_263\" id=\"te_263\" style=\"left:87px;bottom:881px;letter-spacing:-0.01px;display:inline;\">Deferred taxes are provided under the liability method for all relevant temporary differences. IAS 12 \u2018Income Taxes\u2019 does not require all </div><div class=\"t s1_263\" id=\"tf_263\" style=\"left:87px;bottom:865px;letter-spacing:-0.01px;display:inline;\">temporary differences to be provided for, in particular, the Group does not provide for deferred tax on undistributed earnings of subsidiaries </div><div class=\"t s1_263\" id=\"tg_263\" style=\"left:87px;bottom:849px;letter-spacing:-0.01px;display:inline;\">where the Group is able to control the timing of the distribution and the temporary difference created is not expected to reverse in the </div><div class=\"t s1_263\" id=\"th_263\" style=\"left:87px;bottom:834px;letter-spacing:-0.01px;display:inline;\">foreseeable future. Deferred tax assets are only recognised when it is more likely than not that future taxable profits will be available against </div><div class=\"t s1_263\" id=\"ti_263\" style=\"left:87px;bottom:818px;letter-spacing:-0.01px;display:inline;\">which these losses can be utilised. </div><div class=\"t s1_263\" id=\"tj_263\" style=\"left:87px;bottom:790px;letter-spacing:-0.01px;display:inline;\">Deferred tax is measured at the tax rates that are expected to apply to the period when the asset is realised or the liability settled, based on tax </div>rates (and laws) that have been enacted or are substantively enacted at the end of the reporting period.",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForIncomeTaxExplanatory",
    "language": "en",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f33582": {
   "value": "B3 Tax charge <div class=\"t s1_263\" id=\"t2_263\" style=\"left:87px;bottom:1092px;letter-spacing:-0.01px;display:inline;\">Prudential is subject to tax in numerous jurisdictions and the calculation of the total tax charge inherently involves a degree of estimation and </div><div class=\"t s1_263\" id=\"t3_263\" style=\"left:87px;bottom:1076px;letter-spacing:-0.01px;display:inline;\">judgement. Current tax expense is charged or credited based upon amounts estimated to be payable or recoverable as a result of taxable </div><div class=\"t s1_263\" id=\"t4_263\" style=\"left:87px;bottom:1061px;letter-spacing:-0.01px;display:inline;\">amounts for the current year and adjustments made in relation to prior years. The positions taken in tax returns where applicable tax regulation </div><div class=\"t s1_263\" id=\"t5_263\" style=\"left:87px;bottom:1045px;letter-spacing:-0.01px;word-spacing:-0.02px;display:inline;\">is subject to interpretation are recognised in full in the determination of the tax charge in the consolidated financial statements if the Group </div><div class=\"t s1_263\" id=\"t6_263\" style=\"left:87px;bottom:1030px;letter-spacing:-0.01px;display:inline;\">considers that it is probable that the taxation authority will accept those positions. Otherwise, provisions are established based on the likely </div><div class=\"t s1_263\" id=\"t7_263\" style=\"left:87px;bottom:1014px;letter-spacing:-0.01px;display:inline;\">amount of the liability, or recovery, by providing for the single best estimate of the most likely outcome or the weighted average expected value </div><div class=\"t s1_263\" id=\"t8_263\" style=\"left:87px;bottom:999px;letter-spacing:-0.01px;display:inline;\">where there are multiple outcomes. </div><div class=\"t s1_263\" id=\"t9_263\" style=\"left:87px;bottom:971px;letter-spacing:-0.01px;display:inline;\">The total tax charge includes tax expense attributable to both policyholders and shareholders. The tax expense attributable to policyholders </div><div class=\"t s1_263\" id=\"ta_263\" style=\"left:87px;bottom:955px;letter-spacing:-0.01px;display:inline;\">comprises the tax on the income of the consolidated with-profits and unit-linked funds. In certain jurisdictions, life insurance companies are </div><div class=\"t s1_263\" id=\"tb_263\" style=\"left:87px;bottom:940px;letter-spacing:-0.01px;display:inline;\">taxed on both their shareholders\u2019 profits and on their policyholders\u2019 insurance and investment returns on certain insurance and investment </div><div class=\"t s1_263\" id=\"tc_263\" style=\"left:87px;bottom:924px;letter-spacing:-0.01px;display:inline;\">products. Although both types of tax are included in the total tax charge in the Group\u2019s Consolidated income statement, they are presented </div><div class=\"t s1_263\" id=\"td_263\" style=\"left:87px;bottom:908px;letter-spacing:-0.01px;display:inline;\">separately in the Consolidated income statement to provide the most relevant information about tax that the Group pays on its profits. </div><div class=\"t s1_263\" id=\"te_263\" style=\"left:87px;bottom:881px;letter-spacing:-0.01px;display:inline;\">Deferred taxes are provided under the liability method for all relevant temporary differences. IAS 12 \u2018Income Taxes\u2019 does not require all </div><div class=\"t s1_263\" id=\"tf_263\" style=\"left:87px;bottom:865px;letter-spacing:-0.01px;display:inline;\">temporary differences to be provided for, in particular, the Group does not provide for deferred tax on undistributed earnings of subsidiaries </div><div class=\"t s1_263\" id=\"tg_263\" style=\"left:87px;bottom:849px;letter-spacing:-0.01px;display:inline;\">where the Group is able to control the timing of the distribution and the temporary difference created is not expected to reverse in the </div><div class=\"t s1_263\" id=\"th_263\" style=\"left:87px;bottom:834px;letter-spacing:-0.01px;display:inline;\">foreseeable future. Deferred tax assets are only recognised when it is more likely than not that future taxable profits will be available against </div><div class=\"t s1_263\" id=\"ti_263\" style=\"left:87px;bottom:818px;letter-spacing:-0.01px;display:inline;\">which these losses can be utilised. </div><div class=\"t s1_263\" id=\"tj_263\" style=\"left:87px;bottom:790px;letter-spacing:-0.01px;display:inline;\">Deferred tax is measured at the tax rates that are expected to apply to the period when the asset is realised or the liability settled, based on tax </div><div class=\"t s1_263\" id=\"tk_263\" style=\"left:87px;bottom:775px;letter-spacing:-0.01px;display:inline;\">rates (and laws) that have been enacted or are substantively enacted at the end of the reporting period. </div><div class=\"t s2_263\" id=\"tl_263\" style=\"left:87px;bottom:744px;letter-spacing:0.12px;display:inline;\">B3.1 Total tax charge by nature </div><div class=\"t s3_263\" id=\"tm_263\" style=\"left:87px;bottom:729px;letter-spacing:-0.01px;word-spacing:-0.01px;display:inline;\">The total tax charge in the income statement is as follows: </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_263\" id=\"tn_263\" style=\"left:717px;bottom:698px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">2023 $m </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_263\" id=\"to_263\" style=\"left:797px;bottom:698px;letter-spacing:0.09px;display:inline;\">2022 $m </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_263\" id=\"tp_263\" style=\"left:91px;bottom:677px;letter-spacing:-0.01px;display:inline;\">Hong Kong </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_263\" id=\"tq_263\" style=\"left:725px;bottom:677px;letter-spacing:-0.02px;display:inline;\">(129) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_263\" id=\"tr_263\" style=\"left:804px;bottom:677px;letter-spacing:-0.01px;display:inline;\">(106) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_263\" id=\"ts_263\" style=\"left:91px;bottom:658px;letter-spacing:-0.01px;display:inline;\">Indonesia </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_263\" id=\"tt_263\" style=\"left:733px;bottom:658px;letter-spacing:-0.02px;display:inline;\">(43) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_263\" id=\"tu_263\" style=\"left:811px;bottom:658px;display:inline;\">(27) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_263\" id=\"tv_263\" style=\"left:91px;bottom:638px;letter-spacing:-0.01px;display:inline;\">Malaysia </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_263\" id=\"tw_263\" style=\"left:733px;bottom:638px;letter-spacing:-0.02px;display:inline;\">(98) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_263\" id=\"tx_263\" style=\"left:811px;bottom:638px;display:inline;\">(44) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_263\" id=\"ty_263\" style=\"left:91px;bottom:619px;letter-spacing:-0.01px;display:inline;\">Singapore </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_263\" id=\"tz_263\" style=\"left:725px;bottom:619px;letter-spacing:-0.02px;display:inline;\">(174) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_263\" id=\"t10_263\" style=\"left:811px;bottom:619px;display:inline;\">(61) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_263\" id=\"t11_263\" style=\"left:91px;bottom:599px;letter-spacing:-0.01px;display:inline;\">Growth markets and other </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_263\" id=\"t12_263\" style=\"left:725px;bottom:599px;letter-spacing:-0.02px;display:inline;\">(103) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_263\" id=\"t13_263\" style=\"left:804px;bottom:599px;letter-spacing:-0.01px;display:inline;\">(210) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_263\" id=\"t14_263\" style=\"left:91px;bottom:580px;letter-spacing:-0.01px;display:inline;\">Eastspring </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_263\" id=\"t15_263\" style=\"left:733px;bottom:580px;letter-spacing:-0.02px;display:inline;\">(26) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_263\" id=\"t16_263\" style=\"left:811px;bottom:580px;display:inline;\">(26) </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s3_263\" id=\"t17_263\" style=\"left:91px;bottom:560px;letter-spacing:-0.01px;display:inline;\">Total segment </div> <div class=\"t s7_263\" id=\"t18_263\" style=\"vertical-align: super;left:169px;bottom:568px;letter-spacing:0.16px;display:inline;\">note (i) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_263\" id=\"t19_263\" style=\"left:725px;bottom:560px;letter-spacing:-0.02px;display:inline;\">(573) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_263\" id=\"t1a_263\" style=\"left:804px;bottom:560px;letter-spacing:-0.01px;display:inline;\">(474) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_263\" id=\"t1b_263\" style=\"left:91px;bottom:541px;letter-spacing:-0.01px;display:inline;\">Unallocated to a segment (central operations) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_263\" id=\"t1c_263\" style=\"left:737px;bottom:541px;letter-spacing:-0.02px;display:inline;\">13 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_263\" id=\"t1d_263\" style=\"left:818px;bottom:541px;display:inline;\">(4) </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s6_263\" id=\"t1e_263\" style=\"left:91px;bottom:521px;letter-spacing:-0.01px;display:inline;\">Total tax charge </div> <div class=\"t s8_263\" id=\"t1f_263\" style=\"vertical-align: super;left:187px;bottom:529px;letter-spacing:0.16px;display:inline;\">notes (i)(ii) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_263\" id=\"t1g_263\" style=\"left:725px;bottom:521px;letter-spacing:-0.02px;display:inline;\">(560) </div></td><td class=\"cke_table-faked-selection-temp\" colspan=\"1\" rowspan=\"1\"><div class=\"t s3_263\" id=\"t1h_263\" style=\"left:804px;bottom:521px;letter-spacing:-0.01px;display:inline;\">(478) </div></td></tr></table><div class=\"t s9_263\" id=\"t1i_263\" style=\"left:87px;bottom:495px;letter-spacing:-0.16px;display:inline;\">Notes </div><div class=\"t sa_263\" id=\"t1j_263\" style=\"left:87px;bottom:483px;letter-spacing:-0.09px;display:inline;\">(i) </div><div class=\"t sa_263\" id=\"t1k_263\" style=\"left:104px;bottom:483px;letter-spacing:-0.12px;display:inline;\">Profit before tax includes Prudential\u2019s share of profit after tax from the joint ventures and associates that are equity-accounted for. Therefore, the actual tax charge in the </div><div class=\"t sa_263\" id=\"t1l_263\" style=\"left:104px;bottom:472px;letter-spacing:-0.12px;display:inline;\">income statement does not include tax arising from the results of joint ventures and associates including CPL. </div><div class=\"t sb_263\" id=\"t1m_263\" style=\"left:87px;bottom:460px;letter-spacing:-0.08px;display:inline;\">(ii) </div><div class=\"t sb_263\" id=\"t1n_263\" style=\"left:104px;bottom:460px;letter-spacing:-0.13px;display:inline;\">The total tax charge is analysed between current tax and deferred tax as follows </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_263\" id=\"t1o_263\" style=\"left:717px;bottom:430px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">2023 $m </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_263\" id=\"t1p_263\" style=\"left:797px;bottom:430px;letter-spacing:0.09px;display:inline;\">2022 $m </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_263\" id=\"t1q_263\" style=\"left:91px;bottom:409px;letter-spacing:-0.01px;display:inline;\">Current tax expense: </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_263\" id=\"t1r_263\" style=\"left:91px;bottom:390px;letter-spacing:-0.01px;display:inline;\">Corporation tax </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_263\" id=\"t1s_263\" style=\"left:725px;bottom:390px;letter-spacing:-0.02px;display:inline;\">(457) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_263\" id=\"t1t_263\" style=\"left:804px;bottom:390px;letter-spacing:-0.01px;display:inline;\">(474) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_263\" id=\"t1u_263\" style=\"left:91px;bottom:370px;letter-spacing:-0.01px;display:inline;\">Adjustments in respect of prior years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_263\" id=\"t1v_263\" style=\"left:744px;bottom:370px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_263\" id=\"t1w_263\" style=\"left:818px;bottom:370px;display:inline;\">(7) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_263\" id=\"t1x_263\" style=\"left:91px;bottom:351px;letter-spacing:-0.01px;display:inline;\">Total current tax charge </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_263\" id=\"t1y_263\" style=\"left:725px;bottom:351px;letter-spacing:-0.02px;display:inline;\">(456) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_263\" id=\"t1z_263\" style=\"left:804px;bottom:351px;letter-spacing:-0.01px;display:inline;\">(481) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_263\" id=\"t20_263\" style=\"left:91px;bottom:331px;letter-spacing:-0.01px;display:inline;\">Deferred tax arising from: </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_263\" id=\"t21_263\" style=\"left:91px;bottom:312px;letter-spacing:-0.01px;display:inline;\">Origination and reversal of temporary differences </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_263\" id=\"t22_263\" style=\"left:725px;bottom:312px;letter-spacing:-0.02px;display:inline;\">(135) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_263\" id=\"t23_263\" style=\"left:823px;bottom:312px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_263\" id=\"t24_263\" style=\"left:91px;bottom:293px;letter-spacing:-0.01px;display:inline;\">Adjustment in respect of a tax loss, tax credit or temporary difference from a prior year </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_263\" id=\"t25_263\" style=\"left:737px;bottom:293px;letter-spacing:-0.02px;display:inline;\">31 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_263\" id=\"t26_263\" style=\"left:823px;bottom:293px;display:inline;\">3 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_263\" id=\"t27_263\" style=\"left:91px;bottom:273px;letter-spacing:-0.01px;display:inline;\">Total deferred tax (charge) credit </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_263\" id=\"t28_263\" style=\"left:725px;bottom:273px;letter-spacing:-0.02px;display:inline;\">(104) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_263\" id=\"t29_263\" style=\"left:823px;bottom:273px;display:inline;\">3 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_263\" id=\"t2a_263\" style=\"left:91px;bottom:254px;letter-spacing:-0.01px;display:inline;\">Total tax charge </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_263\" id=\"t2b_263\" style=\"left:725px;bottom:254px;letter-spacing:-0.02px;display:inline;\">(560) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_263\" id=\"t2c_263\" style=\"left:804px;bottom:254px;letter-spacing:-0.01px;display:inline;\">(478) </div></td></tr></table><div></div><div class=\"t s0_264\" id=\"t1_264\" style=\"left:65px;bottom:1116px;letter-spacing:0.11px;display:inline;\">B3.2 Reconciliation of effective tax rate </div><div class=\"t s1_264\" id=\"t2_264\" style=\"left:65px;bottom:1100px;letter-spacing:-0.01px;display:inline;\">In the reconciliation below, the expected tax rate reflects the corporation tax rates that are expected to apply to the taxable profit or loss for the </div><div class=\"t s1_264\" id=\"t3_264\" style=\"left:65px;bottom:1085px;letter-spacing:-0.01px;display:inline;\">year. It reflects the corporation tax rates of each jurisdiction weighted by reference to the amount of profit or loss contributing to the aggregate </div><div class=\"t s1_264\" id=\"t4_264\" style=\"left:65px;bottom:1069px;letter-spacing:-0.01px;display:inline;\">result. The reconciliation of the expected to actual tax charge/credit and the percentage impact of reconciliation items on shareholder effective </div><div class=\"t s1_264\" id=\"t5_264\" style=\"left:65px;bottom:1054px;letter-spacing:-0.01px;display:inline;\">tax rate are provided below. </div><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s2_264\" id=\"t6_264\" style=\"left:565px;bottom:1025px;letter-spacing:0.08px;display:inline;\">2023 </div> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s3_264\" id=\"t7_264\" style=\"left:725px;bottom:1025px;letter-spacing:0.09px;display:inline;\">2022 </div> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_264\" id=\"t8_264\" style=\"left:558px;bottom:1008px;letter-spacing:0.11px;display:inline;\">$m </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_264\" id=\"t9_264\" style=\"left:643px;bottom:1008px;display:inline;\">% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_264\" id=\"ta_264\" style=\"left:719px;bottom:1008px;letter-spacing:0.11px;display:inline;\">$m </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_264\" id=\"tb_264\" style=\"left:803px;bottom:1007px;display:inline;\">% </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"tc_264\" style=\"left:69px;bottom:987px;letter-spacing:-0.01px;display:inline;\">Profit (loss) before tax (being tax attributable to shareholders\u2019 and policyholders\u2019 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"td_264\" style=\"left:82px;bottom:971px;letter-spacing:-0.01px;display:inline;\">returns) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_264\" id=\"te_264\" style=\"left:538px;bottom:971px;letter-spacing:-0.02px;display:inline;\">2,272 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"tf_264\" style=\"left:705px;bottom:971px;letter-spacing:-0.01px;display:inline;\">(519) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"tg_264\" style=\"left:69px;bottom:952px;letter-spacing:-0.01px;display:inline;\">Tax charge attributable to policyholders\u2019 returns </div> <div class=\"t s5_264\" id=\"th_264\" style=\"vertical-align: super;left:323px;bottom:960px;letter-spacing:0.16px;display:inline;\">note (i) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_264\" id=\"ti_264\" style=\"left:543px;bottom:952px;letter-spacing:-0.02px;display:inline;\">(175) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"tj_264\" style=\"left:705px;bottom:952px;letter-spacing:-0.01px;display:inline;\">(124) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"tk_264\" style=\"left:69px;bottom:932px;letter-spacing:-0.01px;display:inline;\">Profit (loss) before tax attributable to shareholders' returns </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_264\" id=\"tl_264\" style=\"left:538px;bottom:932px;letter-spacing:-0.02px;display:inline;\">2,097 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"tm_264\" style=\"left:705px;bottom:932px;letter-spacing:-0.01px;display:inline;\">(643) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"tn_264\" style=\"left:69px;bottom:913px;letter-spacing:-0.01px;display:inline;\">Tax (charge) credit at the expected rate </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_264\" id=\"to_264\" style=\"left:543px;bottom:913px;letter-spacing:-0.02px;display:inline;\">(399) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_264\" id=\"tp_264\" style=\"left:621px;bottom:913px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">19 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"tq_264\" style=\"left:716px;bottom:913px;letter-spacing:-0.01px;display:inline;\">85 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"tr_264\" style=\"left:778px;bottom:913px;letter-spacing:-0.01px;display:inline;\">13 % </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"ts_264\" style=\"left:69px;bottom:893px;letter-spacing:-0.01px;display:inline;\">Effects of recurring tax reconciliation items: </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"tt_264\" style=\"left:82px;bottom:874px;letter-spacing:-0.01px;display:inline;\">Income not taxable or taxable at concessionary rates </div> <div class=\"t s5_264\" id=\"tu_264\" style=\"vertical-align: super;left:362px;bottom:882px;letter-spacing:0.15px;display:inline;\">note (ii) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_264\" id=\"tv_264\" style=\"left:555px;bottom:874px;letter-spacing:-0.02px;display:inline;\">80 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_264\" id=\"tw_264\" style=\"left:624px;bottom:874px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">(4) % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"tx_264\" style=\"left:716px;bottom:874px;letter-spacing:-0.01px;display:inline;\">61 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"ty_264\" style=\"left:785px;bottom:874px;letter-spacing:-0.01px;word-spacing:4.17px;display:inline;\">9 % </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"tz_264\" style=\"left:82px;bottom:854px;letter-spacing:-0.01px;display:inline;\">Deductions and losses not allowable for tax purposes </div> <div class=\"t s5_264\" id=\"t10_264\" style=\"vertical-align: super;left:361px;bottom:862px;letter-spacing:0.15px;display:inline;\">note (iii) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_264\" id=\"t11_264\" style=\"left:543px;bottom:854px;letter-spacing:-0.02px;display:inline;\">(136) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_264\" id=\"t12_264\" style=\"left:628px;bottom:854px;letter-spacing:-0.02px;word-spacing:4.23px;display:inline;\">6 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t13_264\" style=\"left:705px;bottom:854px;letter-spacing:-0.01px;display:inline;\">(196) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t14_264\" style=\"left:774px;bottom:854px;letter-spacing:-0.01px;display:inline;\">(30) % </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t15_264\" style=\"left:82px;bottom:835px;letter-spacing:-0.01px;display:inline;\">Items related to taxation of life insurance businesses </div> <div class=\"t s5_264\" id=\"t16_264\" style=\"vertical-align: super;left:360px;bottom:843px;letter-spacing:0.16px;display:inline;\">note (iv) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_264\" id=\"t17_264\" style=\"left:548px;bottom:835px;letter-spacing:-0.02px;display:inline;\">137 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_264\" id=\"t18_264\" style=\"left:624px;bottom:835px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">(7) % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t19_264\" style=\"left:705px;bottom:835px;letter-spacing:-0.01px;display:inline;\">(129) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t1a_264\" style=\"left:774px;bottom:835px;letter-spacing:-0.01px;display:inline;\">(20) % </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t1b_264\" style=\"left:82px;bottom:815px;letter-spacing:-0.01px;display:inline;\">Deferred tax adjustments including unrecognised tax losses </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_264\" id=\"t1c_264\" style=\"left:555px;bottom:815px;letter-spacing:-0.02px;display:inline;\">13 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_264\" id=\"t1d_264\" style=\"left:624px;bottom:815px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">(1) % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t1e_264\" style=\"left:712px;bottom:815px;display:inline;\">(45) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t1f_264\" style=\"left:781px;bottom:815px;letter-spacing:-0.01px;display:inline;\">(7) % </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t1g_264\" style=\"left:82px;bottom:796px;letter-spacing:-0.01px;display:inline;\">Effect of results of joint ventures and associates </div> <div class=\"t s5_264\" id=\"t1h_264\" style=\"vertical-align: super;left:334px;bottom:804px;letter-spacing:0.17px;display:inline;\">note (v) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_264\" id=\"t1i_264\" style=\"left:551px;bottom:796px;letter-spacing:-0.02px;display:inline;\">(38) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_264\" id=\"t1j_264\" style=\"left:628px;bottom:796px;letter-spacing:-0.02px;word-spacing:4.23px;display:inline;\">2 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t1k_264\" style=\"left:712px;bottom:796px;display:inline;\">(32) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t1l_264\" style=\"left:781px;bottom:796px;letter-spacing:-0.01px;display:inline;\">(5) % </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t1m_264\" style=\"left:82px;bottom:776px;letter-spacing:-0.01px;display:inline;\">Irrecoverable withholding taxes </div> <div class=\"t s5_264\" id=\"t1n_264\" style=\"vertical-align: super;left:249px;bottom:784px;letter-spacing:0.16px;display:inline;\">note (vi) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_264\" id=\"t1o_264\" style=\"left:551px;bottom:776px;letter-spacing:-0.02px;display:inline;\">(63) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_264\" id=\"t1p_264\" style=\"left:628px;bottom:776px;letter-spacing:-0.02px;word-spacing:4.23px;display:inline;\">3 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t1q_264\" style=\"left:712px;bottom:776px;display:inline;\">(55) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t1r_264\" style=\"left:781px;bottom:776px;letter-spacing:-0.01px;display:inline;\">(9) % </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t1s_264\" style=\"left:82px;bottom:757px;letter-spacing:-0.01px;display:inline;\">Other </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_264\" id=\"t1t_264\" style=\"left:558px;bottom:757px;letter-spacing:-0.02px;display:inline;\">(2) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_264\" id=\"t1u_264\" style=\"left:628px;bottom:757px;letter-spacing:-0.02px;word-spacing:4.23px;display:inline;\">1 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t1v_264\" style=\"left:712px;bottom:757px;display:inline;\">(15) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t1w_264\" style=\"left:781px;bottom:757px;letter-spacing:-0.01px;display:inline;\">(2) % </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t1x_264\" style=\"left:82px;bottom:737px;letter-spacing:-0.01px;display:inline;\">Total charge on recurring items </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_264\" id=\"t1y_264\" style=\"left:558px;bottom:737px;letter-spacing:-0.02px;display:inline;\">(9) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_264\" id=\"t1z_264\" style=\"left:628px;bottom:737px;letter-spacing:-0.02px;word-spacing:4.23px;display:inline;\">0 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t20_264\" style=\"left:705px;bottom:737px;letter-spacing:-0.01px;display:inline;\">(411) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t21_264\" style=\"left:774px;bottom:737px;letter-spacing:-0.01px;display:inline;\">(64) % </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t22_264\" style=\"left:69px;bottom:718px;letter-spacing:-0.01px;display:inline;\">Effects of non-recurring tax reconciliation items: </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t23_264\" style=\"left:82px;bottom:698px;letter-spacing:-0.01px;display:inline;\">Adjustments to tax charge in relation to prior years </div> <div class=\"t s5_264\" id=\"t24_264\" style=\"vertical-align: super;left:350px;bottom:706px;letter-spacing:0.16px;display:inline;\">note (vii) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_264\" id=\"t25_264\" style=\"left:555px;bottom:698px;letter-spacing:-0.02px;display:inline;\">42 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_264\" id=\"t26_264\" style=\"left:624px;bottom:698px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">(2) % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t27_264\" style=\"left:723px;bottom:698px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t28_264\" style=\"left:785px;bottom:698px;letter-spacing:-0.01px;word-spacing:4.17px;display:inline;\">0 % </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t29_264\" style=\"left:82px;bottom:679px;letter-spacing:-0.01px;display:inline;\">Movements in provisions for open tax matters </div> <div class=\"t s5_264\" id=\"t2a_264\" style=\"vertical-align: super;left:325px;bottom:687px;letter-spacing:0.15px;display:inline;\">note (viii) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_264\" id=\"t2b_264\" style=\"left:551px;bottom:679px;letter-spacing:-0.02px;display:inline;\">(15) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_264\" id=\"t2c_264\" style=\"left:628px;bottom:679px;letter-spacing:-0.02px;word-spacing:4.23px;display:inline;\">1 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t2d_264\" style=\"left:712px;bottom:679px;display:inline;\">(40) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t2e_264\" style=\"left:781px;bottom:679px;letter-spacing:-0.01px;display:inline;\">(6) % </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t2f_264\" style=\"left:82px;bottom:659px;letter-spacing:-0.01px;display:inline;\">Adjustments in relation to business disposals and corporate transactions </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_264\" id=\"t2g_264\" style=\"left:558px;bottom:659px;letter-spacing:-0.02px;display:inline;\">(4) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_264\" id=\"t2h_264\" style=\"left:628px;bottom:659px;letter-spacing:-0.02px;word-spacing:4.23px;display:inline;\">0 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t2i_264\" style=\"left:716px;bottom:659px;letter-spacing:-0.01px;display:inline;\">11 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t2j_264\" style=\"left:785px;bottom:659px;letter-spacing:-0.01px;word-spacing:4.17px;display:inline;\">2 % </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t2k_264\" style=\"left:82px;bottom:640px;letter-spacing:-0.01px;display:inline;\">Total credit (charge) on non-recurring items </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_264\" id=\"t2l_264\" style=\"left:555px;bottom:640px;letter-spacing:-0.02px;display:inline;\">23 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_264\" id=\"t2m_264\" style=\"left:624px;bottom:640px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">(1) % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t2n_264\" style=\"left:712px;bottom:640px;display:inline;\">(28) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t2o_264\" style=\"left:781px;bottom:640px;letter-spacing:-0.01px;display:inline;\">(4) % </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t2p_264\" style=\"left:69px;bottom:620px;letter-spacing:-0.01px;display:inline;\">Tax charge attributable to shareholders' returns </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_264\" id=\"t2q_264\" style=\"left:543px;bottom:620px;letter-spacing:-0.02px;display:inline;\">(385) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t2r_264\" style=\"left:705px;bottom:620px;letter-spacing:-0.01px;display:inline;\">(354) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t2s_264\" style=\"left:69px;bottom:601px;letter-spacing:-0.01px;display:inline;\">Tax charge attributable to policyholders\u2019 returns </div> <div class=\"t s5_264\" id=\"t2t_264\" style=\"vertical-align: super;left:323px;bottom:609px;letter-spacing:0.16px;display:inline;\">note (i) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_264\" id=\"t2u_264\" style=\"left:543px;bottom:601px;letter-spacing:-0.02px;display:inline;\">(175) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t2v_264\" style=\"left:705px;bottom:601px;letter-spacing:-0.01px;display:inline;\">(124) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_264\" id=\"t2w_264\" style=\"left:69px;bottom:581px;letter-spacing:-0.01px;display:inline;\">Tax charge attributable to shareholders' and policyholders' returns </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_264\" id=\"t2x_264\" style=\"left:543px;bottom:581px;letter-spacing:-0.02px;display:inline;\">(560) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t2y_264\" style=\"left:705px;bottom:581px;letter-spacing:-0.01px;display:inline;\">(478) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t2z_264\" style=\"left:69px;bottom:562px;letter-spacing:-0.01px;display:inline;\">Profit before tax attributable to shareholders\u2019 returns analysed into: </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t30_264\" style=\"left:82px;bottom:543px;letter-spacing:-0.01px;display:inline;\">Adjusted operating profit </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_264\" id=\"t31_264\" style=\"left:538px;bottom:543px;letter-spacing:-0.02px;display:inline;\">2,893 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t32_264\" style=\"left:699px;bottom:543px;letter-spacing:-0.01px;display:inline;\">2,722 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t33_264\" style=\"left:82px;bottom:523px;letter-spacing:-0.01px;display:inline;\">Non-operating result </div> <div class=\"t s5_264\" id=\"t34_264\" style=\"vertical-align: super;left:193px;bottom:531px;letter-spacing:0.16px;display:inline;\">note (ix) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_264\" id=\"t35_264\" style=\"left:543px;bottom:523px;letter-spacing:-0.02px;display:inline;\">(796) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t36_264\" style=\"left:695px;bottom:523px;letter-spacing:-0.01px;display:inline;\">(3,365) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t37_264\" style=\"left:69px;bottom:504px;letter-spacing:-0.01px;display:inline;\">Profit (loss) before tax attributable to shareholders' returns </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_264\" id=\"t38_264\" style=\"left:538px;bottom:504px;letter-spacing:-0.02px;display:inline;\">2,097 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t39_264\" style=\"left:705px;bottom:504px;letter-spacing:-0.01px;display:inline;\">(643) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t3a_264\" style=\"left:69px;bottom:484px;letter-spacing:-0.01px;display:inline;\">Tax charge attributable to shareholders' returns analysed into: </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t3b_264\" style=\"left:82px;bottom:465px;letter-spacing:-0.01px;display:inline;\">Tax charge on adjusted operating profit </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_264\" id=\"t3c_264\" style=\"left:543px;bottom:465px;letter-spacing:-0.02px;display:inline;\">(444) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t3d_264\" style=\"left:705px;bottom:465px;letter-spacing:-0.01px;display:inline;\">(539) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t3e_264\" style=\"left:82px;bottom:445px;letter-spacing:-0.01px;display:inline;\">Tax credit on non-operating result </div> <div class=\"t s5_264\" id=\"t3f_264\" style=\"vertical-align: super;left:262px;bottom:453px;letter-spacing:0.16px;display:inline;\">note (ix) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_264\" id=\"t3g_264\" style=\"left:555px;bottom:445px;letter-spacing:-0.02px;display:inline;\">59 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t3h_264\" style=\"left:709px;bottom:445px;letter-spacing:-0.01px;display:inline;\">185 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t3i_264\" style=\"left:69px;bottom:426px;letter-spacing:-0.01px;display:inline;\">Tax charge attributable to shareholders' returns </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_264\" id=\"t3j_264\" style=\"left:543px;bottom:426px;letter-spacing:-0.02px;display:inline;\">(385) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t3k_264\" style=\"left:705px;bottom:426px;letter-spacing:-0.01px;display:inline;\">(354) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t3l_264\" style=\"left:69px;bottom:406px;letter-spacing:-0.01px;display:inline;\">Actual tax rate on: </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t3m_264\" style=\"left:69px;bottom:387px;letter-spacing:-0.01px;display:inline;\">Adjusted operating profit: </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t3n_264\" style=\"left:82px;bottom:367px;letter-spacing:-0.01px;display:inline;\">Including non-recurring tax reconciling items </div> <div class=\"t s5_264\" id=\"t3o_264\" style=\"vertical-align: super;left:318px;bottom:375px;letter-spacing:0.17px;display:inline;\">note (x) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_264\" id=\"t3p_264\" style=\"left:550px;bottom:367px;letter-spacing:-0.02px;display:inline;\">15% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t3q_264\" style=\"left:707px;bottom:367px;letter-spacing:-0.01px;display:inline;\">20% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"tcs-selection-enabled tcs-selected\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t3r_264\" style=\"left:82px;bottom:348px;letter-spacing:-0.01px;display:inline;\">Excluding non-recurring tax reconciling items </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_264\" id=\"t3s_264\" style=\"left:550px;bottom:348px;letter-spacing:-0.02px;display:inline;\">16% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t3t_264\" style=\"left:707px;bottom:348px;letter-spacing:-0.01px;display:inline;\">18% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_264\" id=\"t3u_264\" style=\"left:69px;bottom:328px;letter-spacing:-0.01px;display:inline;\">Profit before tax attributable to shareholders' returns </div> <div class=\"t s6_264\" id=\"t3v_264\" style=\"vertical-align: super;left:376px;bottom:336px;letter-spacing:0.18px;display:inline;\">note (x) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_264\" id=\"t3w_264\" style=\"left:550px;bottom:328px;letter-spacing:-0.02px;display:inline;\">18% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_264\" id=\"t3x_264\" style=\"left:699px;bottom:328px;letter-spacing:-0.01px;display:inline;\">(55)% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr>\n                                        </table><div class=\"t s7_264\" id=\"t3y_264\" style=\"left:65px;bottom:302px;letter-spacing:-0.13px;display:inline;\">Notes </div><div class=\"t s8_264\" id=\"t3z_264\" style=\"left:65px;bottom:290px;letter-spacing:-0.09px;display:inline;\">(i) </div><div class=\"t s8_264\" id=\"t40_264\" style=\"left:82px;bottom:290px;letter-spacing:-0.12px;display:inline;\">The tax charge attributable to policyholders of $(175) million (2022: $(124) million) is equal to the profit before tax attributable to policyholders as a result of accounting </div><div class=\"t s8_264\" id=\"t41_264\" style=\"left:82px;bottom:279px;letter-spacing:-0.12px;display:inline;\">for policyholder income after the deduction of expenses on a post-tax basis. </div><div class=\"t s8_264\" id=\"t42_264\" style=\"left:65px;bottom:267px;letter-spacing:-0.08px;display:inline;\">(ii) </div><div class=\"t s8_264\" id=\"t43_264\" style=\"left:82px;bottom:267px;letter-spacing:-0.13px;display:inline;\">Income not taxable or taxable at concessionary rates primarily relates to non-taxable investment income in Growth markets and Singapore. </div><div class=\"t s8_264\" id=\"t44_264\" style=\"left:65px;bottom:255px;letter-spacing:-0.08px;display:inline;\">(iii) </div><div class=\"t s8_264\" id=\"t45_264\" style=\"left:82px;bottom:255px;letter-spacing:-0.12px;display:inline;\">Deductions and losses not allowable for tax purposes primarily relates to non-deductible head office costs in Other operations. </div><div class=\"t s8_264\" id=\"t46_264\" style=\"left:65px;bottom:243px;letter-spacing:-0.1px;display:inline;\">(iv) </div><div class=\"t s8_264\" id=\"t47_264\" style=\"left:82px;bottom:243px;letter-spacing:-0.13px;display:inline;\">Items related to taxation of life insurance businesses primarily relates to Hong Kong where the taxable profit is computed as 5 per cent of net insurance premiums. </div><div class=\"t s8_264\" id=\"t48_264\" style=\"left:65px;bottom:231px;letter-spacing:-0.11px;display:inline;\">(v) </div><div class=\"t s8_264\" id=\"t49_264\" style=\"left:82px;bottom:231px;letter-spacing:-0.12px;display:inline;\">Profit before tax includes Prudential\u2019s share of profit after tax from the joint ventures and associates. Therefore, the actual tax charge does not include tax arising from </div><div class=\"t s8_264\" id=\"t4a_264\" style=\"left:82px;bottom:220px;letter-spacing:-0.12px;display:inline;\">profit or loss of joint ventures and associates and is reflected as a reconciling item. </div><div class=\"t s8_264\" id=\"t4b_264\" style=\"left:65px;bottom:208px;letter-spacing:-0.1px;display:inline;\">(vi) </div><div class=\"t s8_264\" id=\"t4c_264\" style=\"left:82px;bottom:208px;letter-spacing:-0.13px;display:inline;\">The Group incurs withholding tax on remittances received from certain jurisdictions and on certain investment income. Where these withholding taxes cannot be offset </div><div class=\"t s8_264\" id=\"t4d_264\" style=\"left:82px;bottom:196px;letter-spacing:-0.12px;display:inline;\">against corporate income tax or otherwise recovered, they represent a cost to the Group. Irrecoverable withholding tax on remittances is included in Other operations and is </div><div class=\"t s8_264\" id=\"t4e_264\" style=\"left:82px;bottom:184px;letter-spacing:-0.13px;display:inline;\">not allocated to any segment. Irrecoverable withholding tax on investment income is included in the relevant segment where the investment income is reflected. </div><div class=\"t s8_264\" id=\"t4f_264\" style=\"left:65px;bottom:173px;letter-spacing:-0.12px;display:inline;\">(vii) Adjustments to tax charge in relation to prior years primarily relates to the recognition of a deferred tax asset in relation to historical tax losses, due to an increase in </div><div class=\"t s8_264\" id=\"t4g_264\" style=\"left:82px;bottom:161px;letter-spacing:-0.12px;display:inline;\">forecast taxable profit in the UK tax group. </div><div class=\"t s8_264\" id=\"t4h_264\" style=\"left:65px;bottom:149px;letter-spacing:-0.13px;word-spacing:0.02px;display:inline;\">(viii)The statement of financial position contains the following provisions in relation to open tax matters. </div><div></div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_265\" id=\"t1_265\" style=\"left:803px;bottom:1115px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">2023 $m </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_265\" id=\"t2_265\" style=\"left:108px;bottom:1095px;letter-spacing:-0.01px;display:inline;\">Balance at 1 Jan </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_265\" id=\"t3_265\" style=\"left:819px;bottom:1095px;letter-spacing:-0.02px;display:inline;\">(79) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_265\" id=\"t4_265\" style=\"left:108px;bottom:1075px;letter-spacing:-0.01px;display:inline;\">Movements in the current year included in tax charge attributable to shareholders </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_265\" id=\"t5_265\" style=\"left:819px;bottom:1075px;letter-spacing:-0.02px;display:inline;\">(15) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_265\" id=\"t6_265\" style=\"left:108px;bottom:1055px;letter-spacing:-0.01px;display:inline;\">Other movements (including interest arising on open tax matters and amounts included in the Group\u2019s share of profits from </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_265\" id=\"t7_265\" style=\"left:121px;bottom:1040px;letter-spacing:-0.01px;display:inline;\">joint ventures and associates, net of related tax) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_265\" id=\"t8_265\" style=\"left:830px;bottom:1040px;display:inline;\">1 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_265\" id=\"t9_265\" style=\"left:108px;bottom:1020px;letter-spacing:-0.01px;display:inline;\">Balance at 31 Dec </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_265\" id=\"ta_265\" style=\"left:819px;bottom:1020px;letter-spacing:-0.02px;display:inline;\">(93) </div></td></tr></table><div class=\"t s3_265\" id=\"tb_265\" style=\"left:87px;bottom:988px;letter-spacing:-0.1px;display:inline;\">(ix) </div><div class=\"t s3_265\" id=\"tc_265\" style=\"left:104px;bottom:988px;letter-spacing:-0.13px;word-spacing:-0.01px;display:inline;\">\u2018Non-operating result\u2019 is used to refer to items excluded from adjusted operating profit and includes short-term investment fluctuations in investment returns and corporate </div><div class=\"t s3_265\" id=\"td_265\" style=\"left:104px;bottom:976px;letter-spacing:-0.12px;display:inline;\">transactions. The tax charge on non-operating result is calculated using the tax rates applicable to investment profit or loss recorded in the non-operating result for each </div><div class=\"t s3_265\" id=\"te_265\" style=\"left:104px;bottom:965px;letter-spacing:-0.12px;display:inline;\">entity, and then adjusting for any discrete items included in the total tax charge that relate specifically to the amounts (other than investment related profit or loss) </div><div class=\"t s3_265\" id=\"tf_265\" style=\"left:104px;bottom:953px;letter-spacing:-0.12px;display:inline;\">included in the non-operating result. The difference between this tax on non-operating result and the tax charge calculated on profit before tax is the tax charge on </div><div class=\"t s3_265\" id=\"tg_265\" style=\"left:104px;bottom:941px;letter-spacing:-0.12px;display:inline;\">adjusted operating profit. </div><div class=\"t s3_265\" id=\"th_265\" style=\"left:87px;bottom:929px;letter-spacing:-0.11px;display:inline;\">(x) </div><div class=\"t s3_265\" id=\"ti_265\" style=\"left:104px;bottom:929px;letter-spacing:-0.13px;display:inline;\">The actual tax rates of the relevant business operations are shown below: </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"8\" rowspan=\"1\" style=\"text-align: center;\">   <div class=\"t s0_265\" id=\"tj_265\" style=\"left:572px;bottom:911px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">2023 % </div>    </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_265\" id=\"tu_265\" style=\"left:818px;bottom:896px;letter-spacing:0.07px;display:inline;\">Total </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_265\" id=\"to_265\" style=\"left:617px;bottom:886px;letter-spacing:0.09px;display:inline;\">Growth </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_265\" id=\"tv_265\" style=\"left:791px;bottom:886px;letter-spacing:0.06px;display:inline;\">attributable </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_265\" id=\"tp_265\" style=\"left:614px;bottom:876px;letter-spacing:0.08px;display:inline;\">markets </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_265\" id=\"ts_265\" style=\"left:752px;bottom:876px;letter-spacing:0.08px;display:inline;\">Other </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_265\" id=\"tw_265\" style=\"left:830px;bottom:876px;letter-spacing:0.08px;display:inline;\">to </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_265\" id=\"tk_265\" style=\"left:345px;bottom:866px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">Hong Kong </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_265\" id=\"tl_265\" style=\"left:414px;bottom:866px;letter-spacing:0.08px;display:inline;\">Indonesia </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_265\" id=\"tm_265\" style=\"left:482px;bottom:866px;letter-spacing:0.08px;display:inline;\">Malaysia </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_265\" id=\"tn_265\" style=\"left:542px;bottom:866px;letter-spacing:0.08px;display:inline;\">Singapore </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_265\" id=\"tq_265\" style=\"left:607px;bottom:866px;letter-spacing:0.08px;display:inline;\">and other </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_265\" id=\"tr_265\" style=\"left:669px;bottom:866px;letter-spacing:0.07px;display:inline;\">Eastspring </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_265\" id=\"tt_265\" style=\"left:732px;bottom:866px;letter-spacing:0.07px;display:inline;\">operations </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_265\" id=\"tx_265\" style=\"left:788px;bottom:866px;letter-spacing:0.07px;display:inline;\">shareholders </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_265\" id=\"ty_265\" style=\"left:108px;bottom:845px;letter-spacing:-0.01px;display:inline;\">Tax rate on adjusted operating profit </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_265\" id=\"tz_265\" style=\"left:372px;bottom:845px;letter-spacing:-0.02px;word-spacing:1.09px;display:inline;\">7 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_265\" id=\"t10_265\" style=\"left:429px;bottom:845px;letter-spacing:-0.02px;word-spacing:1.09px;display:inline;\">22 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_265\" id=\"t11_265\" style=\"left:493px;bottom:845px;letter-spacing:-0.02px;word-spacing:1.09px;display:inline;\">22 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_265\" id=\"t12_265\" style=\"left:558px;bottom:845px;letter-spacing:-0.02px;word-spacing:1.09px;display:inline;\">16 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_265\" id=\"t13_265\" style=\"left:622px;bottom:845px;letter-spacing:-0.02px;word-spacing:1.09px;display:inline;\">20 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_265\" id=\"t14_265\" style=\"left:693px;bottom:845px;letter-spacing:-0.02px;word-spacing:1.09px;display:inline;\">9 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_265\" id=\"t15_265\" style=\"left:757px;bottom:845px;letter-spacing:-0.02px;word-spacing:1.09px;display:inline;\">2 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_265\" id=\"t16_265\" style=\"left:814px;bottom:845px;letter-spacing:-0.02px;word-spacing:1.09px;display:inline;\">15 % </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_265\" id=\"t17_265\" style=\"left:108px;bottom:826px;letter-spacing:-0.01px;display:inline;\">Tax rate on profit before tax </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_265\" id=\"t18_265\" style=\"left:372px;bottom:826px;letter-spacing:-0.02px;word-spacing:1.09px;display:inline;\">7 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_265\" id=\"t19_265\" style=\"left:429px;bottom:826px;letter-spacing:-0.02px;word-spacing:1.09px;display:inline;\">22 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_265\" id=\"t1a_265\" style=\"left:493px;bottom:826px;letter-spacing:-0.02px;word-spacing:1.09px;display:inline;\">20 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_265\" id=\"t1b_265\" style=\"left:558px;bottom:826px;letter-spacing:-0.02px;word-spacing:1.09px;display:inline;\">16 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_265\" id=\"t1c_265\" style=\"left:622px;bottom:826px;letter-spacing:-0.02px;word-spacing:1.09px;display:inline;\">11 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_265\" id=\"t1d_265\" style=\"left:693px;bottom:826px;letter-spacing:-0.02px;word-spacing:1.09px;display:inline;\">9 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_265\" id=\"t1e_265\" style=\"left:757px;bottom:826px;letter-spacing:-0.02px;word-spacing:1.09px;display:inline;\">2 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_265\" id=\"t1f_265\" style=\"left:814px;bottom:826px;letter-spacing:-0.02px;word-spacing:1.09px;display:inline;\">18 % </div></td></tr></table><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"8\" rowspan=\"1\" style=\"text-align: center;\">   <div class=\"t s4_265\" id=\"t1g_265\" style=\"left:571px;bottom:790px;letter-spacing:0.09px;display:inline;\">2022 % </div>    </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_265\" id=\"t1l_265\" style=\"left:619px;bottom:774px;letter-spacing:0.08px;display:inline;\">Growth </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_265\" id=\"t1r_265\" style=\"left:820px;bottom:774px;letter-spacing:0.07px;display:inline;\">Total </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_265\" id=\"t1m_265\" style=\"left:617px;bottom:763px;letter-spacing:0.07px;display:inline;\">markets </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_265\" id=\"t1p_265\" style=\"left:754px;bottom:763px;letter-spacing:0.07px;display:inline;\">Other </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_265\" id=\"t1s_265\" style=\"left:785px;bottom:763px;letter-spacing:0.06px;display:inline;\">attributable to </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_265\" id=\"t1h_265\" style=\"left:348px;bottom:752px;letter-spacing:0.08px;display:inline;\">Hong Kong </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_265\" id=\"t1i_265\" style=\"left:417px;bottom:752px;letter-spacing:0.07px;display:inline;\">Indonesia </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_265\" id=\"t1j_265\" style=\"left:485px;bottom:752px;letter-spacing:0.07px;display:inline;\">Malaysia </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_265\" id=\"t1k_265\" style=\"left:545px;bottom:752px;letter-spacing:0.07px;display:inline;\">Singapore </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_265\" id=\"t1n_265\" style=\"left:610px;bottom:752px;letter-spacing:0.07px;display:inline;\">and other </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_265\" id=\"t1o_265\" style=\"left:672px;bottom:752px;letter-spacing:0.07px;display:inline;\">Eastspring </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_265\" id=\"t1q_265\" style=\"left:735px;bottom:752px;letter-spacing:0.07px;display:inline;\">operations </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_265\" id=\"t1t_265\" style=\"left:792px;bottom:752px;letter-spacing:0.07px;display:inline;\">shareholders </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_265\" id=\"t1u_265\" style=\"left:108px;bottom:731px;letter-spacing:-0.01px;display:inline;\">Tax rate on adjusted operating profit </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_265\" id=\"t1v_265\" style=\"left:369px;bottom:731px;letter-spacing:-0.01px;word-spacing:1.31px;display:inline;\">4 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_265\" id=\"t1w_265\" style=\"left:426px;bottom:731px;letter-spacing:-0.01px;word-spacing:1.31px;display:inline;\">19 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_265\" id=\"t1x_265\" style=\"left:490px;bottom:731px;letter-spacing:-0.01px;word-spacing:1.31px;display:inline;\">26 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_265\" id=\"t1y_265\" style=\"left:554px;bottom:731px;letter-spacing:-0.01px;word-spacing:1.31px;display:inline;\">16 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_265\" id=\"t1z_265\" style=\"left:618px;bottom:731px;letter-spacing:-0.01px;word-spacing:1.31px;display:inline;\">33 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_265\" id=\"t20_265\" style=\"left:682px;bottom:731px;letter-spacing:-0.01px;word-spacing:1.31px;display:inline;\">10 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_265\" id=\"t21_265\" style=\"left:754px;bottom:731px;letter-spacing:-0.01px;word-spacing:1.31px;display:inline;\">0 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_265\" id=\"t22_265\" style=\"left:811px;bottom:731px;letter-spacing:-0.01px;word-spacing:1.31px;display:inline;\">20 % </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_265\" id=\"t23_265\" style=\"left:108px;bottom:712px;letter-spacing:-0.01px;display:inline;\">Tax rate on profit before tax </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_265\" id=\"t24_265\" style=\"left:364px;bottom:712px;letter-spacing:-0.01px;display:inline;\">(7)% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_265\" id=\"t25_265\" style=\"left:426px;bottom:712px;letter-spacing:-0.01px;word-spacing:1.31px;display:inline;\">16 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_265\" id=\"t26_265\" style=\"left:490px;bottom:712px;letter-spacing:-0.01px;word-spacing:1.31px;display:inline;\">25 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_265\" id=\"t27_265\" style=\"left:554px;bottom:712px;letter-spacing:-0.01px;word-spacing:1.31px;display:inline;\">63 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_265\" id=\"t28_265\" style=\"left:618px;bottom:712px;letter-spacing:-0.01px;word-spacing:1.31px;display:inline;\">40 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_265\" id=\"t29_265\" style=\"left:682px;bottom:712px;letter-spacing:-0.01px;word-spacing:1.31px;display:inline;\">10 % </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_265\" id=\"t2a_265\" style=\"left:749px;bottom:712px;letter-spacing:-0.01px;display:inline;\">(1)% </div></td><td class=\"cke_table-faked-selection-temp\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_265\" id=\"t2b_265\" style=\"left:806px;bottom:712px;letter-spacing:-0.01px;display:inline;\">(55)% </div></td></tr></table><div class=\"t s3_265\" id=\"t2c_265\" style=\"left:104px;bottom:680px;letter-spacing:-0.13px;display:inline;\">Actual tax rates on adjusted operating profit for each segment for 2022 prepared applying IFRS 17 as shown in the table above are generally consistent with the tax rates </div><div class=\"t s3_265\" id=\"t2d_265\" style=\"left:104px;bottom:668px;letter-spacing:-0.12px;display:inline;\">previously published for 2022 results prepared applying IFRS 4. The tax rates on adjusted operating profit for Growth markets and other and the Group total as shown in the </div><div class=\"t s3_265\" id=\"t2e_265\" style=\"left:104px;bottom:656px;letter-spacing:-0.12px;display:inline;\">table above differ from the equivalent tax rates previously published under IFRS 4 for 2022 due primarily to differences in the proportions of adjusted operating profit </div><div class=\"t s3_265\" id=\"t2f_265\" style=\"left:104px;bottom:644px;letter-spacing:-0.12px;display:inline;\">contributed by entities with different tax rates. Actual tax rates on profit before tax for 2022 prepared under IFRS 17 differ from the equivalent tax rates previously </div><div class=\"t s3_265\" id=\"t2g_265\" style=\"left:104px;bottom:632px;letter-spacing:-0.13px;display:inline;\">published under IFRS 4 for 2022 primarily due to non-taxable and non-deductible amounts, such as investment gains or losses, making up a different proportion of total </div><div class=\"t s3_265\" id=\"t2h_265\" style=\"left:104px;bottom:621px;letter-spacing:-0.13px;display:inline;\">profit before tax for each segment and the Group total under each standard. </div><div class=\"t s1_265\" id=\"t2i_265\" style=\"left:87px;bottom:594px;letter-spacing:-0.01px;display:inline;\">A number of jurisdictions in which the Group has operations \u2013 Japan, South Korea, Luxembourg, Vietnam and the UK \u2013 have implemented either </div><div class=\"t s1_265\" id=\"t2j_265\" style=\"left:87px;bottom:578px;letter-spacing:-0.01px;display:inline;\">a global minimum tax or a domestic minimum tax at a rate of 15 per cent, in line with the OECD proposals, effective for 2024 onwards. Malaysia </div><div class=\"t s1_265\" id=\"t2k_265\" style=\"left:87px;bottom:563px;letter-spacing:-0.01px;display:inline;\">has implemented both the global minimum tax and domestic minimum tax effective for 2025 onwards. Other jurisdictions where the Group has </div><div class=\"t s1_265\" id=\"t2l_265\" style=\"left:87px;bottom:547px;letter-spacing:-0.01px;display:inline;\">a taxable presence, including Hong Kong (where Prudential plc has been tax resident since 3 March 2023), Singapore and Thailand intend to </div><div class=\"t s1_265\" id=\"t2m_265\" style=\"left:87px;bottom:532px;letter-spacing:-0.01px;display:inline;\">implement the proposals for 2025 onwards. </div><div class=\"t s1_265\" id=\"t2n_265\" style=\"left:87px;bottom:504px;letter-spacing:-0.01px;display:inline;\">For those jurisdictions where either a global minimum tax or domestic minimum tax or both have been implemented with effect for 2024, no </div><div class=\"t s1_265\" id=\"t2o_265\" style=\"left:87px;bottom:488px;letter-spacing:-0.01px;display:inline;\">material impact to the Group\u2019s IFRS tax charge for the 2024 financial year is expected. The implementation of a global minimum tax and </div><div class=\"t s1_265\" id=\"t2p_265\" style=\"left:87px;bottom:473px;letter-spacing:-0.01px;display:inline;\">domestic minimum tax in Malaysia effective for 2025 is not expected to have a material impact for the Group\u2019s IFRS tax charge for the 2025 </div><div class=\"t s1_265\" id=\"t2q_265\" style=\"left:87px;bottom:457px;letter-spacing:-0.01px;display:inline;\">financial year. These assessments consider a number of factors including whether the transitional safe harbour is expected to apply based on the </div><div class=\"t s1_265\" id=\"t2r_265\" style=\"left:87px;bottom:441px;letter-spacing:-0.01px;display:inline;\">most recent filings of tax returns, country by country reporting and financial statements of the relevant entities. In some jurisdictions a global </div><div class=\"t s1_265\" id=\"t2s_265\" style=\"left:87px;bottom:426px;letter-spacing:-0.01px;display:inline;\">minimum tax but not a domestic minimum tax regime has been implemented and the Group\u2019s operations in that jurisdiction will not be subject </div><div class=\"t s1_265\" id=\"t2t_265\" style=\"left:87px;bottom:410px;letter-spacing:-0.01px;display:inline;\">to the rules as they are wholly domestic operations. </div><div class=\"t s1_265\" id=\"t2u_265\" style=\"left:87px;bottom:383px;letter-spacing:-0.01px;display:inline;\">Luxembourg and South Korea have both implemented an undertaxed profits rule effective for 2025 onwards. The undertaxed profits rule is </div><div class=\"t s1_265\" id=\"t2v_265\" style=\"left:87px;bottom:367px;letter-spacing:-0.01px;display:inline;\">intended as a backstop provision to deal with jurisdictions which delay or do not implement the global minimum tax or domestic minimum tax </div><div class=\"t s1_265\" id=\"t2w_265\" style=\"left:87px;bottom:351px;letter-spacing:-0.01px;display:inline;\">rules. In the December 2023 public consultation and February 2024 budget, Hong Kong confirmed its intention to implement the global </div><div class=\"t s1_265\" id=\"t2x_265\" style=\"left:87px;bottom:336px;letter-spacing:-0.01px;display:inline;\">minimum and domestic minimum tax rules effective from 2025 onwards. As the Hong Kong rules are expected to be in force for 2025 and would </div><div class=\"t s1_265\" id=\"t2y_265\" style=\"left:87px;bottom:320px;letter-spacing:-0.01px;display:inline;\">apply to the Group from 2025, the undertaxed profits rules implemented in South Korea and Luxembourg are not expected to have any practical </div><div class=\"t s1_265\" id=\"t2z_265\" style=\"left:87px;bottom:305px;letter-spacing:-0.01px;display:inline;\">application to the Group. For those jurisdictions, such as Hong Kong and Singapore, where the proposals are expected to be implemented with </div>effect from 2025 onwards, work is ongoing to assess the potential impact and guidance will be provided in due course during 2024. C7.1 Current tax <div class=\"t s1_303\" id=\"t4_303\" style=\"left:87px;bottom:1046px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">At 31 December 2023, of the $34 million (31 December 2022: $18 million) current tax recoverable, the majority is expected to be recovered </div><div class=\"t s1_303\" id=\"t5_303\" style=\"left:87px;bottom:1030px;letter-spacing:-0.01px;display:inline;\">within 12 months after the reporting period. </div><div class=\"t s1_303\" id=\"t6_303\" style=\"left:87px;bottom:1002px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">At 31 December 2023, the current tax liability of $275 million (31 December 2022: $208 million) includes $93 million (31 December 2022: $79 </div><div class=\"t s1_303\" id=\"t7_303\" style=\"left:87px;bottom:987px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">million) of provisions for uncertain tax matters. Further detail is provided in note B3.2. </div><div class=\"t s2_303\" id=\"t8_303\" style=\"left:87px;bottom:956px;letter-spacing:0.13px;display:inline;\">C7.2 Deferred tax </div><div class=\"t s1_303\" id=\"t9_303\" style=\"left:87px;bottom:941px;letter-spacing:-0.01px;word-spacing:-0.01px;display:inline;\">The statement of financial position contains deferred tax assets of $156 million (31 December 2022: $140 million) and deferred tax liabilities of </div><div class=\"t s1_303\" id=\"ta_303\" style=\"left:87px;bottom:925px;letter-spacing:-0.01px;display:inline;\">$1,250 million (31 December 2022: $1,139 million), which are presented on a net basis in each of the categories below for the purpose of this </div><div class=\"t s1_303\" id=\"tb_303\" style=\"left:87px;bottom:910px;letter-spacing:-0.01px;display:inline;\">movement analysis only: </div><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"4\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s3_303\" id=\"tc_303\" style=\"left:662px;bottom:895px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">2023 $m </div>  </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_303\" id=\"tk_303\" style=\"left:730px;bottom:878px;letter-spacing:0.08px;display:inline;\">Other </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_303\" id=\"tl_303\" style=\"left:706px;bottom:868px;letter-spacing:0.09px;display:inline;\">movements </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_303\" id=\"td_303\" style=\"left:531px;bottom:858px;letter-spacing:0.07px;display:inline;\">Net deferred tax </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_303\" id=\"tm_303\" style=\"left:716px;bottom:858px;letter-spacing:0.07px;display:inline;\">including </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_303\" id=\"te_303\" style=\"left:528px;bottom:848px;letter-spacing:0.05px;word-spacing:0.01px;display:inline;\">(assets) liabilities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_303\" id=\"th_303\" style=\"left:622px;bottom:848px;letter-spacing:0.08px;display:inline;\">Movement in </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_303\" id=\"tn_303\" style=\"left:724px;bottom:848px;letter-spacing:0.07px;display:inline;\">foreign </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_303\" id=\"tq_303\" style=\"left:764px;bottom:848px;letter-spacing:0.07px;display:inline;\">Net deferred tax </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_303\" id=\"tf_303\" style=\"left:588px;bottom:838px;letter-spacing:0.04px;display:inline;\">at </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_303\" id=\"ti_303\" style=\"left:646px;bottom:838px;letter-spacing:0.08px;display:inline;\">income </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_303\" id=\"to_303\" style=\"left:714px;bottom:838px;letter-spacing:0.08px;display:inline;\">exchange </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_303\" id=\"tr_303\" style=\"left:762px;bottom:838px;letter-spacing:0.05px;word-spacing:0.01px;display:inline;\">(assets) liabilities </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_303\" id=\"tg_303\" style=\"left:576px;bottom:828px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">1 Jan </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_303\" id=\"tj_303\" style=\"left:633px;bottom:828px;letter-spacing:0.08px;display:inline;\">statement </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_303\" id=\"tp_303\" style=\"left:706px;bottom:828px;letter-spacing:0.09px;display:inline;\">movements </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_303\" id=\"ts_303\" style=\"left:792px;bottom:828px;letter-spacing:0.07px;display:inline;\">at 31 Dec </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_303\" id=\"tt_303\" style=\"left:91px;bottom:807px;letter-spacing:-0.01px;display:inline;\">Unrealised losses or gains on investments </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_303\" id=\"tu_303\" style=\"left:570px;bottom:807px;letter-spacing:-0.02px;display:inline;\">(129) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_303\" id=\"tv_303\" style=\"left:652px;bottom:807px;letter-spacing:-0.02px;display:inline;\">268 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_303\" id=\"tw_303\" style=\"left:733px;bottom:807px;letter-spacing:-0.02px;display:inline;\">(10) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_303\" id=\"tx_303\" style=\"left:808px;bottom:807px;letter-spacing:-0.02px;display:inline;\">129 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_303\" id=\"ty_303\" style=\"left:91px;bottom:788px;letter-spacing:-0.01px;display:inline;\">Balances relating to insurance and reinsurance contracts </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_303\" id=\"tz_303\" style=\"left:564px;bottom:788px;letter-spacing:-0.02px;display:inline;\">1,255 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_303\" id=\"t10_303\" style=\"left:655px;bottom:788px;letter-spacing:-0.02px;display:inline;\">(87) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_303\" id=\"t11_303\" style=\"left:744px;bottom:788px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_303\" id=\"t12_303\" style=\"left:798px;bottom:788px;letter-spacing:-0.02px;display:inline;\">1,170 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_303\" id=\"t13_303\" style=\"left:91px;bottom:768px;letter-spacing:-0.01px;display:inline;\">Short-term temporary differences </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_303\" id=\"t14_303\" style=\"left:577px;bottom:768px;letter-spacing:-0.02px;display:inline;\">(96) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_303\" id=\"t15_303\" style=\"left:666px;bottom:768px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_303\" id=\"t16_303\" style=\"left:745px;bottom:768px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_303\" id=\"t17_303\" style=\"left:811px;bottom:768px;letter-spacing:-0.02px;display:inline;\">(94) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_303\" id=\"t18_303\" style=\"left:91px;bottom:749px;letter-spacing:-0.01px;display:inline;\">Unused tax losses </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_303\" id=\"t19_303\" style=\"left:577px;bottom:749px;letter-spacing:-0.02px;display:inline;\">(31) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_303\" id=\"t1a_303\" style=\"left:655px;bottom:749px;letter-spacing:-0.02px;display:inline;\">(79) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_303\" id=\"t1b_303\" style=\"left:740px;bottom:749px;letter-spacing:-0.02px;display:inline;\">(1) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_303\" id=\"t1c_303\" style=\"left:803px;bottom:749px;letter-spacing:-0.02px;display:inline;\">(111) </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_303\" id=\"t1d_303\" style=\"left:91px;bottom:729px;letter-spacing:-0.01px;display:inline;\">Net deferred tax liabilities </div> <div class=\"t s5_303\" id=\"t1e_303\" style=\"vertical-align: super;left:242px;bottom:737px;letter-spacing:0.21px;display:inline;\">note </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_303\" id=\"t1f_303\" style=\"left:574px;bottom:729px;letter-spacing:-0.02px;display:inline;\">999 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_303\" id=\"t1g_303\" style=\"left:652px;bottom:729px;letter-spacing:-0.02px;display:inline;\">104 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_303\" id=\"t1h_303\" style=\"left:740px;bottom:729px;letter-spacing:-0.02px;display:inline;\">(9) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_303\" id=\"t1i_303\" style=\"left:798px;bottom:729px;letter-spacing:-0.02px;display:inline;\">1,094 </div></td></tr>\n                                        </table><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"6\" rowspan=\"1\" style=\"text-align: center;\">  <div class=\"t s6_303\" id=\"t1j_303\" style=\"left:584px;bottom:702px;letter-spacing:0.09px;display:inline;\">2022 $m </div>   </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_303\" id=\"t1n_303\" style=\"left:465px;bottom:684px;letter-spacing:0.05px;display:inline;\">Effect of initial </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_303\" id=\"t20_303\" style=\"left:732px;bottom:684px;letter-spacing:0.07px;display:inline;\">Other </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_303\" id=\"t1o_303\" style=\"left:468px;bottom:673px;letter-spacing:0.06px;display:inline;\">application of </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_303\" id=\"t21_303\" style=\"left:709px;bottom:673px;letter-spacing:0.08px;display:inline;\">movements </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_303\" id=\"t1p_303\" style=\"left:474px;bottom:662px;letter-spacing:0.07px;display:inline;\">IFRS 17 and </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_303\" id=\"t1t_303\" style=\"left:550px;bottom:662px;letter-spacing:0.06px;display:inline;\">Restated net </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_303\" id=\"t22_303\" style=\"left:719px;bottom:662px;letter-spacing:0.06px;display:inline;\">including </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_303\" id=\"t1k_303\" style=\"left:380px;bottom:651px;letter-spacing:0.06px;display:inline;\">Net deferred tax </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_303\" id=\"t1q_303\" style=\"left:472px;bottom:651px;letter-spacing:0.06px;display:inline;\">classification </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_303\" id=\"t1u_303\" style=\"left:552px;bottom:651px;letter-spacing:0.06px;display:inline;\">deferred tax </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_303\" id=\"t1x_303\" style=\"left:626px;bottom:651px;letter-spacing:0.08px;display:inline;\">Movement in </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_303\" id=\"t23_303\" style=\"left:726px;bottom:651px;letter-spacing:0.06px;display:inline;\">foreign </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_303\" id=\"t26_303\" style=\"left:770px;bottom:651px;letter-spacing:0.06px;display:inline;\">Net deferred tax </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_303\" id=\"t1l_303\" style=\"left:379px;bottom:640px;letter-spacing:0.05px;display:inline;\">(assets) liabilities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_303\" id=\"t1r_303\" style=\"left:483px;bottom:640px;letter-spacing:0.06px;display:inline;\">overlay of </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_303\" id=\"t1v_303\" style=\"left:534px;bottom:640px;letter-spacing:0.06px;display:inline;\">(assets) liabilities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_303\" id=\"t1y_303\" style=\"left:648px;bottom:640px;letter-spacing:0.08px;display:inline;\">income </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_303\" id=\"t24_303\" style=\"left:717px;bottom:640px;letter-spacing:0.08px;display:inline;\">exchange </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_303\" id=\"t27_303\" style=\"left:768px;bottom:640px;letter-spacing:0.05px;display:inline;\">(assets) liabilities </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_303\" id=\"t1m_303\" style=\"left:412px;bottom:629px;letter-spacing:0.07px;display:inline;\">at 1 Jan </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_303\" id=\"t1s_303\" style=\"left:495px;bottom:629px;letter-spacing:0.07px;display:inline;\">IFRS 9 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_303\" id=\"t1w_303\" style=\"left:567px;bottom:629px;letter-spacing:0.07px;display:inline;\">at 1 Jan </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_303\" id=\"t1z_303\" style=\"left:637px;bottom:629px;letter-spacing:0.07px;display:inline;\">statement </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_303\" id=\"t25_303\" style=\"left:709px;bottom:629px;letter-spacing:0.08px;display:inline;\">movements </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_303\" id=\"t28_303\" style=\"left:795px;bottom:629px;letter-spacing:0.07px;display:inline;\">at 31 Dec </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_303\" id=\"t29_303\" style=\"left:91px;bottom:609px;letter-spacing:-0.01px;display:inline;\">Unrealised losses or gains on investments </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_303\" id=\"t2a_303\" style=\"left:419px;bottom:609px;letter-spacing:-0.01px;display:inline;\">239 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_303\" id=\"t2b_303\" style=\"left:511px;bottom:609px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_303\" id=\"t2c_303\" style=\"left:575px;bottom:609px;letter-spacing:-0.01px;display:inline;\">239 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_303\" id=\"t2d_303\" style=\"left:648px;bottom:609px;letter-spacing:-0.01px;display:inline;\">(361) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_303\" id=\"t2e_303\" style=\"left:740px;bottom:609px;display:inline;\">(7) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_303\" id=\"t2f_303\" style=\"left:804px;bottom:609px;letter-spacing:-0.01px;display:inline;\">(129) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_303\" id=\"t2g_303\" style=\"left:91px;bottom:589px;letter-spacing:-0.01px;display:inline;\">Balances relating to insurance and reinsurance </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_303\" id=\"t2h_303\" style=\"left:104px;bottom:574px;letter-spacing:-0.01px;display:inline;\">contracts </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_303\" id=\"t2i_303\" style=\"left:409px;bottom:574px;letter-spacing:-0.01px;display:inline;\">2,091 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_303\" id=\"t2j_303\" style=\"left:483px;bottom:574px;letter-spacing:-0.01px;display:inline;\">(1,092) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_303\" id=\"t2k_303\" style=\"left:575px;bottom:574px;letter-spacing:-0.01px;display:inline;\">999 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_303\" id=\"t2l_303\" style=\"left:653px;bottom:574px;letter-spacing:-0.01px;display:inline;\">297 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_303\" id=\"t2m_303\" style=\"left:733px;bottom:574px;display:inline;\">(41) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_303\" id=\"t2n_303\" style=\"left:799px;bottom:574px;letter-spacing:-0.01px;display:inline;\">1,255 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_303\" id=\"t2o_303\" style=\"left:91px;bottom:554px;letter-spacing:-0.01px;display:inline;\">Short-term temporary differences </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_303\" id=\"t2p_303\" style=\"left:419px;bottom:554px;letter-spacing:-0.01px;display:inline;\">333 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_303\" id=\"t2q_303\" style=\"left:493px;bottom:554px;letter-spacing:-0.01px;display:inline;\">(469) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_303\" id=\"t2r_303\" style=\"left:571px;bottom:554px;letter-spacing:-0.01px;display:inline;\">(136) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_303\" id=\"t2s_303\" style=\"left:660px;bottom:554px;letter-spacing:-0.01px;display:inline;\">29 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_303\" id=\"t2t_303\" style=\"left:738px;bottom:554px;letter-spacing:-0.01px;display:inline;\">11 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_303\" id=\"t2u_303\" style=\"left:811px;bottom:554px;display:inline;\">(96) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_303\" id=\"t2v_303\" style=\"left:91px;bottom:535px;letter-spacing:-0.01px;display:inline;\">Unused tax losses </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_303\" id=\"t2w_303\" style=\"left:422px;bottom:535px;display:inline;\">(67) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_303\" id=\"t2x_303\" style=\"left:511px;bottom:535px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_303\" id=\"t2y_303\" style=\"left:578px;bottom:535px;display:inline;\">(67) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_303\" id=\"t2z_303\" style=\"left:660px;bottom:535px;letter-spacing:-0.01px;display:inline;\">32 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_303\" id=\"t30_303\" style=\"left:745px;bottom:535px;display:inline;\">4 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_303\" id=\"t31_303\" style=\"left:811px;bottom:535px;display:inline;\">(31) </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_303\" id=\"t32_303\" style=\"left:91px;bottom:515px;letter-spacing:-0.01px;display:inline;\">Net deferred tax liabilities </div> <div class=\"t s5_303\" id=\"t33_303\" style=\"vertical-align: super;left:242px;bottom:523px;letter-spacing:0.21px;display:inline;\">note </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_303\" id=\"t34_303\" style=\"left:409px;bottom:515px;letter-spacing:-0.01px;display:inline;\">2,596 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_303\" id=\"t35_303\" style=\"left:483px;bottom:515px;letter-spacing:-0.01px;display:inline;\">(1,561) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_303\" id=\"t36_303\" style=\"left:565px;bottom:515px;letter-spacing:-0.01px;display:inline;\">1,035 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_303\" id=\"t37_303\" style=\"left:663px;bottom:515px;display:inline;\">(3) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_303\" id=\"t38_303\" style=\"left:733px;bottom:515px;display:inline;\">(33) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_303\" id=\"t39_303\" style=\"left:808px;bottom:515px;letter-spacing:-0.01px;display:inline;\">999 </div></td></tr>\n                                        </table><div class=\"t s7_303\" id=\"t3a_303\" style=\"left:87px;bottom:489px;letter-spacing:-0.17px;display:inline;\">Note </div><div class=\"t s8_303\" id=\"t3b_303\" style=\"left:87px;bottom:477px;letter-spacing:-0.12px;display:inline;\">Deferred tax assets and deferred tax liabilities in the statement of financial position are offset at an entity level (or in some cases at a jurisdiction level where relevant tax </div><div class=\"t s8_303\" id=\"t3c_303\" style=\"left:87px;bottom:465px;letter-spacing:-0.13px;display:inline;\">grouping rules apply) as permitted under IAS 12. </div><div class=\"t s1_303\" id=\"t3d_303\" style=\"left:87px;bottom:439px;letter-spacing:-0.01px;display:inline;\">The Group has applied the mandatory exemption from recognising and disclosing information on the associated deferred tax assets and </div><div class=\"t s1_303\" id=\"t3e_303\" style=\"left:87px;bottom:423px;letter-spacing:-0.01px;display:inline;\">liabilities at 31 December 2023 as required by the amendments to IAS 12 \u2018International Tax Reform \u2013 Pillar Two Model Rules\u2019 referred to in note </div><div class=\"t s1_303\" id=\"t3f_303\" style=\"left:87px;bottom:407px;letter-spacing:-0.01px;display:inline;\">A2.2. </div><div class=\"t s1_303\" id=\"t3g_303\" style=\"left:87px;bottom:380px;letter-spacing:-0.01px;display:inline;\">At 31 December 2023, a deferred tax asset of $54 million has been recognised in relation to unused UK tax losses and deductible temporary </div><div class=\"t s1_303\" id=\"t3h_303\" style=\"left:87px;bottom:364px;letter-spacing:-0.01px;display:inline;\">differences, due to an increase in forecast taxable profit in the UK tax group, which follows the change of tax residence of Prudential plc in March </div><div class=\"t s1_303\" id=\"t3i_303\" style=\"left:87px;bottom:348px;letter-spacing:-0.01px;word-spacing:-0.01px;display:inline;\">2023 from the UK to Hong Kong. The Group has further unused tax losses and deductible temporary differences of $1,319 million (31 December </div><div class=\"t s1_303\" id=\"t3j_303\" style=\"left:87px;bottom:333px;letter-spacing:-0.01px;word-spacing:-0.01px;display:inline;\">2022: $2,235 million) in respect of which no deferred tax asset has been recognised. $837 million of unused tax losses expired at the point of </div><div class=\"t s1_303\" id=\"t3k_303\" style=\"left:87px;bottom:317px;letter-spacing:-0.01px;word-spacing:-0.01px;display:inline;\">Prudential plc\u2019s tax residency change. Of the unrecognised amounts, $108 million (31 December 2022: $103 million) relates to unused tax losses </div><div class=\"t s1_303\" id=\"t3l_303\" style=\"left:87px;bottom:302px;letter-spacing:-0.01px;display:inline;\">that will expire within the next ten years (potential tax benefit: $24 million), and the remainder of $1,211 million (31 December 2022: $1,295 </div><div class=\"t s1_303\" id=\"t3m_303\" style=\"left:87px;bottom:286px;letter-spacing:-0.01px;word-spacing:-0.01px;display:inline;\">million) has no expiry date (potential tax benefit: $240 million). </div><div class=\"t s1_303\" id=\"t3n_303\" style=\"left:87px;bottom:258px;letter-spacing:-0.01px;display:inline;\">Some of the Group\u2019s businesses are located in jurisdictions in which a withholding tax charge is incurred upon the distribution of earnings. At </div><div class=\"t s1_303\" id=\"t3o_303\" style=\"left:87px;bottom:243px;letter-spacing:-0.01px;display:inline;\">31 December 2023, deferred tax liabilities of $225 million (31 December 2022: $210 million) have not been recognised in respect of such </div><div class=\"t s1_303\" id=\"t3p_303\" style=\"left:87px;bottom:227px;letter-spacing:-0.01px;display:inline;\">withholding taxes as the Group is able to control the timing of the distributions and it is probable that the timing differences will not reverse in </div>the foreseeable future.",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfIncomeTaxExplanatory",
    "language": "en",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f33602": {
   "value": "Deferred taxes are provided under the liability method for all relevant temporary differences. IAS 12 \u2018Income Taxes\u2019 does not require all <div class=\"t s1_263\" id=\"tf_263\" style=\"left:87px;bottom:865px;letter-spacing:-0.01px;display:inline;\">temporary differences to be provided for, in particular, the Group does not provide for deferred tax on undistributed earnings of subsidiaries </div><div class=\"t s1_263\" id=\"tg_263\" style=\"left:87px;bottom:849px;letter-spacing:-0.01px;display:inline;\">where the Group is able to control the timing of the distribution and the temporary difference created is not expected to reverse in the </div><div class=\"t s1_263\" id=\"th_263\" style=\"left:87px;bottom:834px;letter-spacing:-0.01px;display:inline;\">foreseeable future. Deferred tax assets are only recognised when it is more likely than not that future taxable profits will be available against </div><div class=\"t s1_263\" id=\"ti_263\" style=\"left:87px;bottom:818px;letter-spacing:-0.01px;display:inline;\">which these losses can be utilised. </div><div class=\"t s1_263\" id=\"tj_263\" style=\"left:87px;bottom:790px;letter-spacing:-0.01px;display:inline;\">Deferred tax is measured at the tax rates that are expected to apply to the period when the asset is realised or the liability settled, based on tax </div>rates (and laws) that have been enacted or are substantively enacted at the end of the reporting period.",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForDeferredIncomeTaxExplanatory",
    "language": "en",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f34443": {
   "value": "B4 Earnings per share <div class=\"t s6_265\" id=\"t32_265\" style=\"left:87px;bottom:237px;letter-spacing:-0.01px;display:inline;\">Basic earnings per share are calculated based on earnings attributable to ordinary shareholders, after related tax and non-controlling interests, </div><div class=\"t s6_265\" id=\"t33_265\" style=\"left:87px;bottom:221px;letter-spacing:-0.01px;word-spacing:-0.03px;display:inline;\">divided by the weighted average number of ordinary shares outstanding during the year, excluding those held in employee share trusts, which </div><div class=\"t s6_265\" id=\"t34_265\" style=\"left:87px;bottom:205px;letter-spacing:-0.01px;display:inline;\">are treated as cancelled. For diluted earnings per share, the weighted average number of shares in issue is adjusted to assume conversion of all </div><div class=\"t s6_265\" id=\"t35_265\" style=\"left:87px;bottom:190px;letter-spacing:-0.01px;display:inline;\">dilutive potential ordinary shares. No adjustment is made if the impact is anti-dilutive overall. </div><div></div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"6\" rowspan=\"1\" style=\"text-align: center;\">  <div class=\"t s0_266\" id=\"t1_266\" style=\"left:569px;bottom:1118px;letter-spacing:0.08px;display:inline;\">2023 </div>   </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_266\" id=\"t7_266\" style=\"left:612px;bottom:1102px;letter-spacing:0.07px;display:inline;\">Net of tax </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_266\" id=\"t8_266\" style=\"left:618px;bottom:1092px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">and non- </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_266\" id=\"tb_266\" style=\"left:710px;bottom:1092px;letter-spacing:0.05px;display:inline;\">Basic </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_266\" id=\"te_266\" style=\"left:780px;bottom:1092px;letter-spacing:0.07px;display:inline;\">Diluted </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_266\" id=\"t2_266\" style=\"left:393px;bottom:1082px;letter-spacing:0.08px;display:inline;\">Before </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_266\" id=\"t5_266\" style=\"left:513px;bottom:1082px;letter-spacing:0.07px;display:inline;\">Non-controlling </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_266\" id=\"t9_266\" style=\"left:610px;bottom:1082px;letter-spacing:0.07px;display:inline;\">controlling </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_266\" id=\"tc_266\" style=\"left:697px;bottom:1082px;letter-spacing:0.07px;display:inline;\">earnings </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_266\" id=\"tf_266\" style=\"left:775px;bottom:1082px;letter-spacing:0.07px;display:inline;\">earnings </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_266\" id=\"t3_266\" style=\"left:406px;bottom:1072px;letter-spacing:0.08px;display:inline;\">tax </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_266\" id=\"t4_266\" style=\"left:483px;bottom:1072px;letter-spacing:0.09px;display:inline;\">Tax </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_266\" id=\"t6_266\" style=\"left:541px;bottom:1072px;letter-spacing:0.07px;display:inline;\">interests </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_266\" id=\"ta_266\" style=\"left:619px;bottom:1072px;letter-spacing:0.07px;display:inline;\">interests </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_266\" id=\"td_266\" style=\"left:694px;bottom:1072px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">per share </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_266\" id=\"tg_266\" style=\"left:772px;bottom:1072px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">per share </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_266\" id=\"th_266\" style=\"left:407px;bottom:1052px;letter-spacing:0.11px;display:inline;\">$m </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_266\" id=\"ti_266\" style=\"left:485px;bottom:1052px;letter-spacing:0.11px;display:inline;\">$m </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_266\" id=\"tj_266\" style=\"left:563px;bottom:1052px;letter-spacing:0.11px;display:inline;\">$m </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_266\" id=\"tk_266\" style=\"left:640px;bottom:1052px;letter-spacing:0.11px;display:inline;\">$m </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_266\" id=\"tl_266\" style=\"left:710px;bottom:1052px;letter-spacing:0.07px;display:inline;\">cents </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_266\" id=\"tm_266\" style=\"left:788px;bottom:1052px;letter-spacing:0.07px;display:inline;\">cents </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_266\" id=\"tn_266\" style=\"left:69px;bottom:1030px;letter-spacing:-0.01px;display:inline;\">Based on adjusted operating profit </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_266\" id=\"to_266\" style=\"left:386px;bottom:1030px;letter-spacing:-0.02px;display:inline;\">2,893 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_266\" id=\"tp_266\" style=\"left:470px;bottom:1030px;letter-spacing:-0.02px;display:inline;\">(444) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_266\" id=\"tq_266\" style=\"left:555px;bottom:1030px;letter-spacing:-0.02px;display:inline;\">(11) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_266\" id=\"tr_266\" style=\"left:620px;bottom:1030px;letter-spacing:-0.02px;display:inline;\">2,438 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_266\" id=\"ts_266\" style=\"left:698px;bottom:1030px;letter-spacing:-0.02px;word-spacing:1.09px;display:inline;\">89.0 \u00a2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_266\" id=\"tt_266\" style=\"left:776px;bottom:1030px;letter-spacing:-0.02px;word-spacing:1.09px;display:inline;\">88.7 \u00a2 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_266\" id=\"tu_266\" style=\"left:69px;bottom:1008px;letter-spacing:-0.01px;display:inline;\">Short-term fluctuations in investment returns </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_266\" id=\"tv_266\" style=\"left:392px;bottom:1008px;letter-spacing:-0.02px;display:inline;\">(774) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_266\" id=\"tw_266\" style=\"left:482px;bottom:1008px;letter-spacing:-0.02px;display:inline;\">59 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_266\" id=\"tx_266\" style=\"left:568px;bottom:1008px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_266\" id=\"ty_266\" style=\"left:626px;bottom:1008px;letter-spacing:-0.02px;display:inline;\">(715) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_266\" id=\"tz_266\" style=\"left:694px;bottom:1008px;letter-spacing:-0.01px;display:inline;\">(26.1)\u00a2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_266\" id=\"t10_266\" style=\"left:772px;bottom:1008px;letter-spacing:-0.01px;display:inline;\">(26.0)\u00a2 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_266\" id=\"t11_266\" style=\"left:69px;bottom:986px;letter-spacing:-0.01px;display:inline;\">Loss attaching to corporate transactions </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_266\" id=\"t12_266\" style=\"left:399px;bottom:986px;letter-spacing:-0.02px;display:inline;\">(22) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_266\" id=\"t13_266\" style=\"left:490px;bottom:986px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_266\" id=\"t14_266\" style=\"left:568px;bottom:986px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_266\" id=\"t15_266\" style=\"left:633px;bottom:986px;letter-spacing:-0.02px;display:inline;\">(22) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_266\" id=\"t16_266\" style=\"left:701px;bottom:986px;letter-spacing:-0.01px;display:inline;\">(0.8)\u00a2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_266\" id=\"t17_266\" style=\"left:779px;bottom:986px;letter-spacing:-0.01px;display:inline;\">(0.8)\u00a2 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_266\" id=\"t18_266\" style=\"left:69px;bottom:964px;letter-spacing:-0.01px;display:inline;\">Based on profit for the year </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_266\" id=\"t19_266\" style=\"left:386px;bottom:964px;letter-spacing:-0.02px;display:inline;\">2,097 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_266\" id=\"t1a_266\" style=\"left:470px;bottom:964px;letter-spacing:-0.02px;display:inline;\">(385) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_266\" id=\"t1b_266\" style=\"left:555px;bottom:964px;letter-spacing:-0.02px;display:inline;\">(11) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_266\" id=\"t1c_266\" style=\"left:620px;bottom:964px;letter-spacing:-0.02px;display:inline;\">1,701 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_266\" id=\"t1d_266\" style=\"left:698px;bottom:964px;letter-spacing:-0.02px;word-spacing:1.09px;display:inline;\">62.1 \u00a2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_266\" id=\"t1e_266\" style=\"left:776px;bottom:964px;letter-spacing:-0.02px;word-spacing:1.09px;display:inline;\">61.9 \u00a2 </div></td></tr></table><div class=\"t s1_266\" id=\"t1f_266\" style=\"left:65px;bottom:935px;letter-spacing:-0.01px;word-spacing:-0.01px;display:inline;\">For 2023, the weighted average number of shares for calculating basic earnings per share, which excludes those held in employee share trusts, is </div><div class=\"t s1_266\" id=\"t1g_266\" style=\"left:65px;bottom:920px;letter-spacing:-0.01px;word-spacing:-0.01px;display:inline;\">2,741 million. After including a dilutive effect of the Group's share options and awards (see note B2.2) of 6 million, the weighted average </div><div class=\"t s1_266\" id=\"t1h_266\" style=\"left:65px;bottom:904px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">number of shares for calculating diluted earnings per share is, 2,747 million. </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"6\" rowspan=\"1\" style=\"text-align: center;\">  <div class=\"t s3_266\" id=\"t1i_266\" style=\"left:570px;bottom:875px;letter-spacing:0.09px;display:inline;\">2022 </div>   </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_266\" id=\"t1o_266\" style=\"left:616px;bottom:859px;letter-spacing:0.07px;display:inline;\">Net of tax </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_266\" id=\"t1p_266\" style=\"left:620px;bottom:848px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">and non- </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_266\" id=\"t1s_266\" style=\"left:712px;bottom:848px;letter-spacing:0.06px;display:inline;\">Basic </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_266\" id=\"t1v_266\" style=\"left:782px;bottom:848px;letter-spacing:0.07px;display:inline;\">Diluted </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_266\" id=\"t1j_266\" style=\"left:395px;bottom:837px;letter-spacing:0.07px;display:inline;\">Before </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_266\" id=\"t1m_266\" style=\"left:518px;bottom:837px;letter-spacing:0.06px;display:inline;\">Non-controlling </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_266\" id=\"t1q_266\" style=\"left:614px;bottom:837px;letter-spacing:0.06px;display:inline;\">controlling </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_266\" id=\"t1t_266\" style=\"left:700px;bottom:837px;letter-spacing:0.07px;display:inline;\">earnings </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_266\" id=\"t1w_266\" style=\"left:777px;bottom:837px;letter-spacing:0.07px;display:inline;\">earnings </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_266\" id=\"t1k_266\" style=\"left:408px;bottom:826px;letter-spacing:0.07px;display:inline;\">tax </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_266\" id=\"t1l_266\" style=\"left:484px;bottom:826px;letter-spacing:0.08px;display:inline;\">Tax </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_266\" id=\"t1n_266\" style=\"left:544px;bottom:826px;letter-spacing:0.06px;display:inline;\">interests </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_266\" id=\"t1r_266\" style=\"left:622px;bottom:826px;letter-spacing:0.06px;display:inline;\">interests </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_266\" id=\"t1u_266\" style=\"left:697px;bottom:826px;letter-spacing:0.06px;word-spacing:0.01px;display:inline;\">per share </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_266\" id=\"t1x_266\" style=\"left:775px;bottom:826px;letter-spacing:0.06px;word-spacing:0.01px;display:inline;\">per share </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_266\" id=\"t1y_266\" style=\"left:407px;bottom:806px;letter-spacing:0.11px;display:inline;\">$m </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_266\" id=\"t1z_266\" style=\"left:485px;bottom:806px;letter-spacing:0.11px;display:inline;\">$m </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_266\" id=\"t20_266\" style=\"left:563px;bottom:806px;letter-spacing:0.11px;display:inline;\">$m </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_266\" id=\"t21_266\" style=\"left:641px;bottom:806px;letter-spacing:0.11px;display:inline;\">$m </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_266\" id=\"t22_266\" style=\"left:712px;bottom:806px;letter-spacing:0.07px;display:inline;\">cents </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_266\" id=\"t23_266\" style=\"left:790px;bottom:806px;letter-spacing:0.07px;display:inline;\">cents </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_266\" id=\"t24_266\" style=\"left:69px;bottom:786px;letter-spacing:-0.01px;display:inline;\">Based on adjusted operating profit </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_266\" id=\"t25_266\" style=\"left:388px;bottom:786px;letter-spacing:-0.01px;display:inline;\">2,722 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_266\" id=\"t26_266\" style=\"left:471px;bottom:786px;letter-spacing:-0.01px;display:inline;\">(539) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_266\" id=\"t27_266\" style=\"left:556px;bottom:786px;display:inline;\">(11) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_266\" id=\"t28_266\" style=\"left:621px;bottom:786px;letter-spacing:-0.01px;display:inline;\">2,172 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_266\" id=\"t29_266\" style=\"left:699px;bottom:786px;letter-spacing:-0.01px;word-spacing:1.31px;display:inline;\">79.4 \u00a2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_266\" id=\"t2a_266\" style=\"left:777px;bottom:786px;letter-spacing:-0.01px;word-spacing:1.31px;display:inline;\">79.4 \u00a2 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_266\" id=\"t2b_266\" style=\"left:69px;bottom:767px;letter-spacing:-0.01px;display:inline;\">Short-term fluctuations in investment returns </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_266\" id=\"t2c_266\" style=\"left:384px;bottom:767px;letter-spacing:-0.01px;display:inline;\">(3,420) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_266\" id=\"t2d_266\" style=\"left:475px;bottom:767px;letter-spacing:-0.01px;display:inline;\">185 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_266\" id=\"t2e_266\" style=\"left:567px;bottom:767px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_266\" id=\"t2f_266\" style=\"left:617px;bottom:767px;letter-spacing:-0.01px;display:inline;\">(3,234) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_266\" id=\"t2g_266\" style=\"left:688px;bottom:767px;letter-spacing:-0.01px;display:inline;\">(118.2)\u00a2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_266\" id=\"t2h_266\" style=\"left:766px;bottom:767px;letter-spacing:-0.01px;display:inline;\">(118.2)\u00a2 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_266\" id=\"t2i_266\" style=\"left:69px;bottom:747px;letter-spacing:-0.01px;display:inline;\">Gain attaching to corporate transactions </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_266\" id=\"t2j_266\" style=\"left:404px;bottom:747px;letter-spacing:-0.01px;display:inline;\">55 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_266\" id=\"t2k_266\" style=\"left:490px;bottom:747px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_266\" id=\"t2l_266\" style=\"left:568px;bottom:747px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_266\" id=\"t2m_266\" style=\"left:638px;bottom:747px;letter-spacing:-0.01px;display:inline;\">55 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_266\" id=\"t2n_266\" style=\"left:706px;bottom:747px;letter-spacing:-0.01px;word-spacing:1.31px;display:inline;\">2.0 \u00a2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_266\" id=\"t2o_266\" style=\"left:784px;bottom:747px;letter-spacing:-0.01px;word-spacing:1.31px;display:inline;\">2.0 \u00a2 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_266\" id=\"t2p_266\" style=\"left:69px;bottom:728px;letter-spacing:-0.01px;display:inline;\">Based on loss for the year </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_266\" id=\"t2q_266\" style=\"left:393px;bottom:728px;letter-spacing:-0.01px;display:inline;\">(643) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_266\" id=\"t2r_266\" style=\"left:471px;bottom:728px;letter-spacing:-0.01px;display:inline;\">(354) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_266\" id=\"t2s_266\" style=\"left:556px;bottom:728px;display:inline;\">(10) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_266\" id=\"t2t_266\" style=\"left:617px;bottom:728px;letter-spacing:-0.01px;display:inline;\">(1,007) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_266\" id=\"t2u_266\" style=\"left:695px;bottom:728px;letter-spacing:-0.01px;display:inline;\">(36.8)\u00a2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_266\" id=\"t2v_266\" style=\"left:773px;bottom:728px;letter-spacing:-0.01px;display:inline;\">(36.8)\u00a2 </div></td></tr></table><div class=\"t s1_266\" id=\"t2w_266\" style=\"left:65px;bottom:699px;letter-spacing:-0.01px;display:inline;\">For 2022, the weighted average number of shares for calculating basic and diluted earnings per share, which excludes those held in employee </div><div class=\"t s1_266\" id=\"t2x_266\" style=\"left:65px;bottom:683px;letter-spacing:-0.01px;display:inline;\">share trusts, was 2,736 million. As the Group made a loss for the year in 2022, the potential ordinary shares from the Group's share options and </div><div class=\"t s1_266\" id=\"t2y_266\" style=\"left:65px;bottom:668px;letter-spacing:-0.01px;display:inline;\">awards (see note B2.2) would be anti-dilutive and therefore not included in the diluted earnings per share calculation as it is not permissible for </div>the diluted earnings per share to be greater than the basic earnings per share.",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfEarningsPerShareExplanatory",
    "language": "en",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f34446": {
   "value": "Basic earnings per share are calculated based on earnings attributable to ordinary shareholders, after related tax and non-controlling interests, <div class=\"t s6_265\" id=\"t33_265\" style=\"left:87px;bottom:221px;letter-spacing:-0.01px;word-spacing:-0.03px;display:inline;\">divided by the weighted average number of ordinary shares outstanding during the year, excluding those held in employee share trusts, which </div><div class=\"t s6_265\" id=\"t34_265\" style=\"left:87px;bottom:205px;letter-spacing:-0.01px;display:inline;\">are treated as cancelled. For diluted earnings per share, the weighted average number of shares in issue is adjusted to assume conversion of all </div>dilutive potential ordinary shares. No adjustment is made if the impact is anti-dilutive overall.",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForEarningsPerShareExplanatory",
    "language": "en",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f34745": {
   "value": "B5 Dividends <table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s0_266\" id=\"t31_266\" style=\"left:566px;bottom:595px;letter-spacing:0.08px;display:inline;\">2023 </div> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s3_266\" id=\"t32_266\" style=\"left:726px;bottom:595px;letter-spacing:0.09px;display:inline;\">2022 </div> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_266\" id=\"t33_266\" style=\"left:509px;bottom:578px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">Cents per share </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_266\" id=\"t34_266\" style=\"left:636px;bottom:578px;letter-spacing:0.11px;display:inline;\">$m </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_266\" id=\"t35_266\" style=\"left:674px;bottom:578px;letter-spacing:0.06px;display:inline;\">Cents per share </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_266\" id=\"t36_266\" style=\"left:797px;bottom:578px;letter-spacing:0.11px;display:inline;\">$m </div></td></tr><tr><td class=\"cke_table-faked-selection-temp\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_266\" id=\"t37_266\" style=\"left:69px;bottom:557px;letter-spacing:-0.01px;display:inline;\">Dividends relating to reporting year: </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_266\" id=\"t38_266\" style=\"left:82px;bottom:538px;letter-spacing:-0.01px;display:inline;\">First interim dividend </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_266\" id=\"t39_266\" style=\"left:538px;bottom:538px;letter-spacing:-0.02px;word-spacing:1.09px;display:inline;\">6.26 \u00a2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_266\" id=\"t3a_266\" style=\"left:626px;bottom:538px;letter-spacing:-0.02px;display:inline;\">172 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_266\" id=\"t3b_266\" style=\"left:699px;bottom:538px;letter-spacing:-0.01px;word-spacing:1.31px;display:inline;\">5.74 \u00a2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_266\" id=\"t3c_266\" style=\"left:787px;bottom:538px;letter-spacing:-0.01px;display:inline;\">154 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_266\" id=\"t3d_266\" style=\"left:82px;bottom:518px;letter-spacing:-0.01px;display:inline;\">Second interim dividend </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_266\" id=\"t3e_266\" style=\"left:530px;bottom:518px;letter-spacing:-0.02px;word-spacing:1.09px;display:inline;\">14.21 \u00a2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_266\" id=\"t3f_266\" style=\"left:626px;bottom:518px;letter-spacing:-0.02px;display:inline;\">392 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_266\" id=\"t3g_266\" style=\"left:692px;bottom:518px;letter-spacing:-0.01px;word-spacing:1.31px;display:inline;\">13.04 \u00a2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_266\" id=\"t3h_266\" style=\"left:787px;bottom:518px;letter-spacing:-0.01px;display:inline;\">359 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_266\" id=\"t3i_266\" style=\"left:69px;bottom:499px;letter-spacing:-0.01px;display:inline;\">Total relating to reporting year </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_266\" id=\"t3j_266\" style=\"left:530px;bottom:499px;letter-spacing:-0.02px;word-spacing:1.09px;display:inline;\">20.47 \u00a2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_266\" id=\"t3k_266\" style=\"left:626px;bottom:499px;letter-spacing:-0.02px;display:inline;\">564 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_266\" id=\"t3l_266\" style=\"left:692px;bottom:499px;letter-spacing:-0.01px;word-spacing:1.31px;display:inline;\">18.78 \u00a2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_266\" id=\"t3m_266\" style=\"left:787px;bottom:499px;letter-spacing:-0.01px;display:inline;\">513 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_266\" id=\"t3n_266\" style=\"left:69px;bottom:480px;letter-spacing:-0.01px;display:inline;\">Dividends paid in reporting year: </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_266\" id=\"t3o_266\" style=\"left:82px;bottom:460px;letter-spacing:-0.01px;display:inline;\">Current year first interim dividend </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_266\" id=\"t3p_266\" style=\"left:538px;bottom:460px;letter-spacing:-0.02px;word-spacing:1.09px;display:inline;\">6.26 \u00a2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_266\" id=\"t3q_266\" style=\"left:626px;bottom:460px;letter-spacing:-0.02px;display:inline;\">172 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_266\" id=\"t3r_266\" style=\"left:699px;bottom:460px;letter-spacing:-0.01px;word-spacing:1.31px;display:inline;\">5.74 \u00a2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_266\" id=\"t3s_266\" style=\"left:787px;bottom:460px;letter-spacing:-0.01px;display:inline;\">154 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_266\" id=\"t3t_266\" style=\"left:82px;bottom:441px;letter-spacing:-0.01px;display:inline;\">Second interim dividend for prior year </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_266\" id=\"t3u_266\" style=\"left:530px;bottom:441px;letter-spacing:-0.02px;word-spacing:1.09px;display:inline;\">13.04 \u00a2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_266\" id=\"t3v_266\" style=\"left:626px;bottom:441px;letter-spacing:-0.02px;display:inline;\">361 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_266\" id=\"t3w_266\" style=\"left:692px;bottom:441px;letter-spacing:-0.01px;word-spacing:1.31px;display:inline;\">11.86 \u00a2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_266\" id=\"t3x_266\" style=\"left:787px;bottom:441px;letter-spacing:-0.01px;display:inline;\">320 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_266\" id=\"t3y_266\" style=\"left:69px;bottom:421px;letter-spacing:-0.01px;display:inline;\">Total paid in reporting year </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_266\" id=\"t3z_266\" style=\"left:530px;bottom:421px;letter-spacing:-0.02px;word-spacing:1.09px;display:inline;\">19.30 \u00a2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_266\" id=\"t40_266\" style=\"left:626px;bottom:421px;letter-spacing:-0.02px;display:inline;\">533 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_266\" id=\"t41_266\" style=\"left:692px;bottom:421px;letter-spacing:-0.01px;word-spacing:1.31px;display:inline;\">17.60 \u00a2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_266\" id=\"t42_266\" style=\"left:787px;bottom:421px;letter-spacing:-0.01px;display:inline;\">474 </div></td></tr></table><div class=\"t s1_266\" id=\"t43_266\" style=\"left:65px;bottom:386px;letter-spacing:-0.01px;display:inline;\">First and second interim dividends are recorded in the period in which they are paid. </div><div class=\"t s5_266\" id=\"t44_266\" style=\"left:65px;bottom:355px;letter-spacing:0.12px;display:inline;\">Dividend per share </div><div class=\"t s1_266\" id=\"t45_266\" style=\"left:65px;bottom:340px;letter-spacing:-0.01px;display:inline;\">The 2023 first interim dividend of 6.26 cents per ordinary share was paid to eligible shareholders on 19 October 2023. </div><div class=\"t s1_266\" id=\"t46_266\" style=\"left:65px;bottom:312px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">On 16 May 2024, Prudential will pay a second interim dividend of 14.21 cents per ordinary share for the year ended 31 December 2023. The </div><div class=\"t s1_266\" id=\"t47_266\" style=\"left:65px;bottom:296px;letter-spacing:-0.01px;display:inline;\">second interim dividend will be paid to shareholders recorded on the UK register at 6.00pm (British Summer Time) and to shareholders on the HK </div><div class=\"t s1_266\" id=\"t48_266\" style=\"left:65px;bottom:281px;letter-spacing:-0.01px;display:inline;\">branch register at 4.30pm (Hong Kong Time) on 2 April 2024 (Record Date), and also to the Holders of US American Depositary Receipts (ADRs) </div><div class=\"t s1_266\" id=\"t49_266\" style=\"left:65px;bottom:265px;letter-spacing:-0.01px;display:inline;\">as at 2 April 2024. The second interim dividend will be paid on or about 23 May 2024 to shareholders with shares standing to the credit of their </div><div class=\"t s1_266\" id=\"t4a_266\" style=\"left:65px;bottom:250px;letter-spacing:-0.01px;word-spacing:-0.01px;display:inline;\">securities accounts with The Central Depository (Pte) Limited (CDP) at 5.00pm (Singapore Time) on the Record Date. </div><div class=\"t s1_266\" id=\"t4b_266\" style=\"left:65px;bottom:222px;letter-spacing:-0.01px;display:inline;\">Shareholders holding shares on the UK or HK share registers will continue to receive their dividend payments in either GBP or HKD respectively, </div><div class=\"t s1_266\" id=\"t4c_266\" style=\"left:65px;bottom:206px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">unless they elect to receive dividend payments in USD. Elections must be made through the relevant UK or HK share registrar on or before 24 </div><div class=\"t s1_266\" id=\"t4d_266\" style=\"left:65px;bottom:191px;letter-spacing:-0.01px;display:inline;\">April 2024. The corresponding amounts per share in GBP and HKD are expected to be announced on or about 2 May 2024. The USD to GBP and </div><div class=\"t s1_266\" id=\"t4e_266\" style=\"left:65px;bottom:175px;letter-spacing:-0.01px;display:inline;\">HKD conversion rates will be determined by the actual rates achieved by Prudential buying those currencies prior to the subsequent </div><div class=\"t s1_266\" id=\"t4f_266\" style=\"left:65px;bottom:160px;letter-spacing:-0.01px;display:inline;\">announcement. </div><div class=\"t s1_266\" id=\"t4g_266\" style=\"left:65px;bottom:132px;letter-spacing:-0.01px;display:inline;\">Holders of ADRs will continue to receive their dividend payments in USD. Shareholders holding an interest in Prudential shares through CDP in </div><div class=\"t s1_266\" id=\"t4h_266\" style=\"left:65px;bottom:116px;letter-spacing:-0.01px;display:inline;\">Singapore will continue to receive their dividend payments in SGD at an exchange rate determined by CDP. </div>Shareholders on the UK register are eligible to participate in a Dividend Reinvestment Plan.",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfDividendsExplanatory",
    "language": "en",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f34787": {
   "value": "0.1421",
   "decimals": 4,
   "dimensions": {
    "concept": "ifrs-full:DividendsProposedOrDeclaredBeforeFinancialStatementsAuthorisedForIssueButNotRecognisedAsDistributionToOwnersPerShare",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "unit": "iso4217:USD/xbrli:shares"
   }
  },
  "f34790": {
   "value": "392000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:DividendsProposedOrDeclaredBeforeFinancialStatementsAuthorisedForIssueButNotRecognisedAsDistributionToOwners",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f34793": {
   "value": "0.1304",
   "decimals": 4,
   "dimensions": {
    "concept": "ifrs-full:DividendsProposedOrDeclaredBeforeFinancialStatementsAuthorisedForIssueButNotRecognisedAsDistributionToOwnersPerShare",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "unit": "iso4217:USD/xbrli:shares"
   }
  },
  "f34796": {
   "value": "359000000",
   "decimals": -6,
   "dimensions": {
    "concept": "ifrs-full:DividendsProposedOrDeclaredBeforeFinancialStatementsAuthorisedForIssueButNotRecognisedAsDistributionToOwners",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "unit": "iso4217:USD"
   }
  },
  "f34842": {
   "value": "0.193",
   "decimals": 4,
   "dimensions": {
    "concept": "ifrs-full:DividendsRecognisedAsDistributionsToOwnersPerShare",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "unit": "iso4217:USD/xbrli:shares"
   }
  },
  "f34847": {
   "value": "0.176",
   "decimals": 4,
   "dimensions": {
    "concept": "ifrs-full:DividendsRecognisedAsDistributionsToOwnersPerShare",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "unit": "iso4217:USD/xbrli:shares"
   }
  },
  "f34851": {
   "value": "interim dividends are recorded in the period in which they are paid.",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForDividendsExplanatory",
    "language": "en",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f34880": {
   "value": "C1 Group assets and liabilities <div class=\"t s2_267\" id=\"t3_267\" style=\"left:87px;bottom:1057px;letter-spacing:0.13px;display:inline;\">C1.1 Group investments by business type </div><div class=\"t s3_267\" id=\"t4_267\" style=\"left:87px;bottom:1042px;letter-spacing:-0.01px;display:inline;\">The analysis below is structured to show the investments of the Group's subsidiaries by reference to the differing degrees of policyholder and </div><div class=\"t s3_267\" id=\"t5_267\" style=\"left:87px;bottom:1026px;letter-spacing:-0.01px;display:inline;\">shareholder economic interest of the different types of business. </div><div class=\"t s3_267\" id=\"t6_267\" style=\"left:87px;bottom:998px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Debt securities are analysed below according to the issuing government for sovereign debt and to credit ratings for the rest of the securities. The </div><div class=\"t s3_267\" id=\"t7_267\" style=\"left:87px;bottom:983px;letter-spacing:-0.01px;display:inline;\">Group uses the middle of the Standard &amp; Poor\u2019s, Moody\u2019s and Fitch ratings, where available. Where ratings are not available from these rating </div><div class=\"t s3_267\" id=\"t8_267\" style=\"left:87px;bottom:967px;letter-spacing:-0.01px;display:inline;\">agencies, local external rating agencies\u2019 ratings and lastly internal ratings have been used. Securities with none of the ratings listed above are </div><div class=\"t s3_267\" id=\"t9_267\" style=\"left:87px;bottom:951px;letter-spacing:-0.01px;display:inline;\">classified as unrated and included under the \u2018below BBB- and unrated\u2019 category. The total securities (excluding sovereign debt) that were </div><div class=\"t s3_267\" id=\"ta_267\" style=\"left:87px;bottom:936px;letter-spacing:-0.01px;display:inline;\">unrated at 31 December 2023 were $1,181 million (31 December 2022: $1,152 million). Additionally, government debt is shown separately </div><div class=\"t s3_267\" id=\"tb_267\" style=\"left:87px;bottom:920px;letter-spacing:-0.01px;display:inline;\">from the rating breakdowns in order to provide a more focused view of the credit portfolio. </div><div class=\"t s3_267\" id=\"tc_267\" style=\"left:87px;bottom:892px;letter-spacing:-0.01px;display:inline;\">In the table below, AAA is the highest possible rating. Investment grade financial assets are classified within the range of AAA to BBB- ratings. </div><div class=\"t s3_267\" id=\"td_267\" style=\"left:87px;bottom:877px;letter-spacing:-0.01px;display:inline;\">Financial assets which fall outside this range are classified as below BBB-. </div><div class=\"t s3_267\" id=\"te_267\" style=\"left:87px;bottom:849px;letter-spacing:-0.01px;display:inline;\">The following table classifies assets into those that primarily back the Group\u2019s participating funds that are measured under the variable fee </div><div class=\"t s3_267\" id=\"tf_267\" style=\"left:87px;bottom:834px;letter-spacing:-0.01px;display:inline;\">approach, those backing unit-linked funds, other investments held within the insurance entities, Eastspring\u2019s investments and those that are </div><div class=\"t s3_267\" id=\"tg_267\" style=\"left:87px;bottom:818px;letter-spacing:-0.01px;display:inline;\">unallocated to a segment (principally centrally held investments). </div><div class=\"t s3_267\" id=\"th_267\" style=\"left:87px;bottom:790px;letter-spacing:-0.01px;display:inline;\">In terms of the investments held by the insurance businesses, those within funds with policyholder participation and those within unit-linked </div><div class=\"t s3_267\" id=\"ti_267\" style=\"left:87px;bottom:775px;letter-spacing:-0.01px;display:inline;\">funds represent underlying items. The gains or losses on these investments will be offset by movements in policyholder liabilities and therefore </div><div class=\"t s3_267\" id=\"tj_267\" style=\"left:87px;bottom:759px;letter-spacing:-0.01px;display:inline;\">adjusted operating profit reflects the actual investment return on these assets. The exception is for investments backing the shareholders\u2019 10 per </div><div class=\"t s3_267\" id=\"tk_267\" style=\"left:87px;bottom:743px;letter-spacing:-0.01px;display:inline;\">cent share of the estate within the Hong Kong with-profits fund. Changes in the value of these investments, including those driven by market </div><div class=\"t s3_267\" id=\"tl_267\" style=\"left:87px;bottom:728px;letter-spacing:-0.01px;display:inline;\">movements, pass through the income statement with no liability offset. Consequently adjusted operating profit recognises investment return on </div><div class=\"t s3_267\" id=\"tm_267\" style=\"left:87px;bottom:712px;letter-spacing:-0.01px;display:inline;\">a longer-term basis for these assets. </div><div class=\"t s3_267\" id=\"tn_267\" style=\"left:87px;bottom:684px;letter-spacing:-0.01px;display:inline;\">In terms of other assets held within the insurance entities, these largely comprise assets backing IFRS shareholders\u2019 equity or are non-underlying </div><div class=\"t s3_267\" id=\"to_267\" style=\"left:87px;bottom:669px;letter-spacing:-0.01px;display:inline;\">items backing GMM liabilities and therefore the returns on these other investments are recognised in adjusted operating profit at a longer-term </div><div class=\"t s3_267\" id=\"tp_267\" style=\"left:87px;bottom:653px;letter-spacing:-0.01px;display:inline;\">rate. </div><div></div><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"7\" rowspan=\"1\" style=\"text-align: center;\">   <div class=\"t s0_268\" id=\"t1_268\" style=\"left:525px;bottom:1118px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">31 Dec 2023 $m </div>   </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"5\" rowspan=\"1\" style=\"text-align: center;\">  <div class=\"t s0_268\" id=\"t2_268\" style=\"left:452px;bottom:1100px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">Asia and Africa </div>  </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"3\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s0_268\" id=\"t7_268\" style=\"left:389px;bottom:1083px;letter-spacing:0.07px;display:inline;\">Insurance </div> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_268\" id=\"t8_268\" style=\"left:324px;bottom:1067px;letter-spacing:0.07px;display:inline;\">Funds with </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_268\" id=\"t9_268\" style=\"left:319px;bottom:1057px;letter-spacing:0.07px;display:inline;\">policyholder </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_268\" id=\"tb_268\" style=\"left:397px;bottom:1057px;letter-spacing:0.06px;display:inline;\">Unit-linked </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_268\" id=\"t3_268\" style=\"left:686px;bottom:1057px;letter-spacing:0.08px;display:inline;\">Unallocated </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_268\" id=\"t5_268\" style=\"left:783px;bottom:1057px;letter-spacing:0.08px;display:inline;\">Group </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_268\" id=\"ta_268\" style=\"left:316px;bottom:1046px;letter-spacing:0.07px;display:inline;\">participation </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_268\" id=\"tc_268\" style=\"left:419px;bottom:1046px;letter-spacing:0.08px;display:inline;\">funds </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_268\" id=\"td_268\" style=\"left:492px;bottom:1046px;letter-spacing:0.08px;display:inline;\">Other </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_268\" id=\"te_268\" style=\"left:546px;bottom:1046px;letter-spacing:0.07px;display:inline;\">Eastspring </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_268\" id=\"tf_268\" style=\"left:640px;bottom:1046px;letter-spacing:0.07px;display:inline;\">Total </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_268\" id=\"t4_268\" style=\"left:682px;bottom:1046px;letter-spacing:0.08px;display:inline;\">to a segment </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_268\" id=\"t6_268\" style=\"left:789px;bottom:1046px;letter-spacing:0.07px;display:inline;\">total </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_268\" id=\"tg_268\" style=\"left:342px;bottom:1029px;letter-spacing:0.06px;display:inline;\">note (i) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_268\" id=\"th_268\" style=\"left:69px;bottom:1009px;letter-spacing:-0.01px;display:inline;\">Debt securities </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_268\" id=\"ti_268\" style=\"left:69px;bottom:989px;letter-spacing:-0.01px;display:inline;\">Sovereign debt </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_268\" id=\"tj_268\" style=\"left:82px;bottom:970px;letter-spacing:-0.01px;display:inline;\">Indonesia </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"tk_268\" style=\"left:345px;bottom:970px;letter-spacing:-0.02px;display:inline;\">393 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"tl_268\" style=\"left:418px;bottom:970px;letter-spacing:-0.02px;display:inline;\">611 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"tm_268\" style=\"left:492px;bottom:970px;letter-spacing:-0.02px;display:inline;\">525 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"tn_268\" style=\"left:580px;bottom:970px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"to_268\" style=\"left:628px;bottom:970px;letter-spacing:-0.02px;display:inline;\">1,529 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"tp_268\" style=\"left:727px;bottom:970px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"tq_268\" style=\"left:775px;bottom:970px;letter-spacing:-0.02px;display:inline;\">1,529 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_268\" id=\"tr_268\" style=\"left:82px;bottom:951px;letter-spacing:-0.01px;display:inline;\">Singapore </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"ts_268\" style=\"left:335px;bottom:951px;letter-spacing:-0.02px;display:inline;\">3,006 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"tt_268\" style=\"left:418px;bottom:951px;letter-spacing:-0.02px;display:inline;\">607 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"tu_268\" style=\"left:492px;bottom:951px;letter-spacing:-0.02px;display:inline;\">929 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"tv_268\" style=\"left:580px;bottom:951px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"tw_268\" style=\"left:628px;bottom:951px;letter-spacing:-0.02px;display:inline;\">4,542 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"tx_268\" style=\"left:727px;bottom:951px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"ty_268\" style=\"left:775px;bottom:951px;letter-spacing:-0.02px;display:inline;\">4,542 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_268\" id=\"tz_268\" style=\"left:82px;bottom:931px;letter-spacing:-0.01px;display:inline;\">Thailand </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t10_268\" style=\"left:359px;bottom:931px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t11_268\" style=\"left:433px;bottom:931px;display:inline;\">4 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t12_268\" style=\"left:481px;bottom:931px;letter-spacing:-0.02px;display:inline;\">1,957 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t13_268\" style=\"left:580px;bottom:931px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t14_268\" style=\"left:628px;bottom:931px;letter-spacing:-0.02px;display:inline;\">1,963 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t15_268\" style=\"left:727px;bottom:931px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t16_268\" style=\"left:775px;bottom:931px;letter-spacing:-0.02px;display:inline;\">1,963 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_268\" id=\"t17_268\" style=\"left:82px;bottom:912px;letter-spacing:-0.01px;display:inline;\">United Kingdom </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t18_268\" style=\"left:360px;bottom:912px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t19_268\" style=\"left:433px;bottom:912px;display:inline;\">5 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t1a_268\" style=\"left:499px;bottom:912px;letter-spacing:-0.02px;display:inline;\">87 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t1b_268\" style=\"left:580px;bottom:912px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t1c_268\" style=\"left:645px;bottom:912px;letter-spacing:-0.02px;display:inline;\">92 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t1d_268\" style=\"left:727px;bottom:912px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t1e_268\" style=\"left:792px;bottom:912px;letter-spacing:-0.02px;display:inline;\">92 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_268\" id=\"t1f_268\" style=\"left:82px;bottom:892px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">United States </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t1g_268\" style=\"left:327px;bottom:892px;letter-spacing:-0.02px;display:inline;\">23,552 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t1h_268\" style=\"left:425px;bottom:892px;letter-spacing:-0.02px;display:inline;\">84 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t1i_268\" style=\"left:481px;bottom:892px;letter-spacing:-0.02px;display:inline;\">2,351 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t1j_268\" style=\"left:580px;bottom:892px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t1k_268\" style=\"left:621px;bottom:892px;letter-spacing:-0.02px;display:inline;\">25,987 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t1l_268\" style=\"left:727px;bottom:892px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t1m_268\" style=\"left:767px;bottom:892px;letter-spacing:-0.02px;display:inline;\">25,987 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_268\" id=\"t1n_268\" style=\"left:82px;bottom:873px;letter-spacing:-0.01px;display:inline;\">Vietnam </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t1o_268\" style=\"left:335px;bottom:873px;letter-spacing:-0.02px;display:inline;\">3,143 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t1p_268\" style=\"left:425px;bottom:873px;letter-spacing:-0.02px;display:inline;\">30 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t1q_268\" style=\"left:492px;bottom:873px;letter-spacing:-0.02px;display:inline;\">173 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t1r_268\" style=\"left:580px;bottom:873px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t1s_268\" style=\"left:628px;bottom:873px;letter-spacing:-0.02px;display:inline;\">3,346 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t1t_268\" style=\"left:727px;bottom:873px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t1u_268\" style=\"left:775px;bottom:873px;letter-spacing:-0.02px;display:inline;\">3,346 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_268\" id=\"t1v_268\" style=\"left:82px;bottom:853px;letter-spacing:-0.01px;display:inline;\">Other (predominantly Asia) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t1w_268\" style=\"left:335px;bottom:853px;letter-spacing:-0.02px;display:inline;\">4,375 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t1x_268\" style=\"left:418px;bottom:853px;letter-spacing:-0.02px;display:inline;\">664 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t1y_268\" style=\"left:481px;bottom:853px;letter-spacing:-0.02px;display:inline;\">1,732 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t1z_268\" style=\"left:572px;bottom:853px;letter-spacing:-0.02px;display:inline;\">28 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t20_268\" style=\"left:628px;bottom:853px;letter-spacing:-0.02px;display:inline;\">6,799 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t21_268\" style=\"left:727px;bottom:853px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t22_268\" style=\"left:775px;bottom:853px;letter-spacing:-0.02px;display:inline;\">6,799 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_268\" id=\"t23_268\" style=\"left:69px;bottom:834px;letter-spacing:-0.01px;display:inline;\">Subtotal </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t24_268\" style=\"left:327px;bottom:834px;letter-spacing:-0.02px;display:inline;\">34,471 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t25_268\" style=\"left:408px;bottom:834px;letter-spacing:-0.02px;display:inline;\">2,005 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t26_268\" style=\"left:481px;bottom:834px;letter-spacing:-0.02px;display:inline;\">7,754 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t27_268\" style=\"left:572px;bottom:834px;letter-spacing:-0.02px;display:inline;\">28 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t28_268\" style=\"left:621px;bottom:834px;letter-spacing:-0.02px;display:inline;\">44,258 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t29_268\" style=\"left:727px;bottom:834px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t2a_268\" style=\"left:767px;bottom:834px;letter-spacing:-0.02px;display:inline;\">44,258 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_268\" id=\"t2b_268\" style=\"left:69px;bottom:814px;letter-spacing:-0.01px;display:inline;\">Other government bonds </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_268\" id=\"t2c_268\" style=\"left:82px;bottom:795px;letter-spacing:-0.01px;display:inline;\">AAA </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t2d_268\" style=\"left:335px;bottom:795px;letter-spacing:-0.02px;display:inline;\">1,533 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t2e_268\" style=\"left:425px;bottom:795px;letter-spacing:-0.02px;display:inline;\">94 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t2f_268\" style=\"left:492px;bottom:795px;letter-spacing:-0.02px;display:inline;\">119 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t2g_268\" style=\"left:580px;bottom:795px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t2h_268\" style=\"left:628px;bottom:795px;letter-spacing:-0.02px;display:inline;\">1,746 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t2i_268\" style=\"left:727px;bottom:795px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t2j_268\" style=\"left:775px;bottom:795px;letter-spacing:-0.02px;display:inline;\">1,746 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_268\" id=\"t2k_268\" style=\"left:82px;bottom:775px;letter-spacing:-0.01px;display:inline;\">AA+ to AA- </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t2l_268\" style=\"left:345px;bottom:775px;letter-spacing:-0.02px;display:inline;\">120 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t2m_268\" style=\"left:425px;bottom:775px;letter-spacing:-0.02px;display:inline;\">17 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t2n_268\" style=\"left:499px;bottom:775px;letter-spacing:-0.02px;display:inline;\">29 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t2o_268\" style=\"left:580px;bottom:775px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t2p_268\" style=\"left:638px;bottom:775px;letter-spacing:-0.02px;display:inline;\">166 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t2q_268\" style=\"left:727px;bottom:775px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t2r_268\" style=\"left:785px;bottom:775px;letter-spacing:-0.02px;display:inline;\">166 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_268\" id=\"t2s_268\" style=\"left:82px;bottom:756px;letter-spacing:-0.01px;display:inline;\">A+ to A- </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t2t_268\" style=\"left:345px;bottom:756px;letter-spacing:-0.02px;display:inline;\">689 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t2u_268\" style=\"left:425px;bottom:756px;letter-spacing:-0.02px;display:inline;\">95 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t2v_268\" style=\"left:492px;bottom:756px;letter-spacing:-0.02px;display:inline;\">239 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t2w_268\" style=\"left:580px;bottom:756px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t2x_268\" style=\"left:628px;bottom:756px;letter-spacing:-0.02px;display:inline;\">1,023 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t2y_268\" style=\"left:727px;bottom:756px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t2z_268\" style=\"left:775px;bottom:756px;letter-spacing:-0.02px;display:inline;\">1,023 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_268\" id=\"t30_268\" style=\"left:82px;bottom:736px;letter-spacing:-0.01px;display:inline;\">BBB+ to BBB- </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t31_268\" style=\"left:345px;bottom:736px;letter-spacing:-0.02px;display:inline;\">271 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t32_268\" style=\"left:425px;bottom:736px;letter-spacing:-0.02px;display:inline;\">57 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t33_268\" style=\"left:499px;bottom:736px;letter-spacing:-0.02px;display:inline;\">56 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t34_268\" style=\"left:580px;bottom:736px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t35_268\" style=\"left:638px;bottom:736px;letter-spacing:-0.02px;display:inline;\">384 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t36_268\" style=\"left:727px;bottom:736px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t37_268\" style=\"left:785px;bottom:736px;letter-spacing:-0.02px;display:inline;\">384 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_268\" id=\"t38_268\" style=\"left:82px;bottom:717px;letter-spacing:-0.01px;display:inline;\">Below BBB- and unrated </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t39_268\" style=\"left:345px;bottom:717px;letter-spacing:-0.02px;display:inline;\">502 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t3a_268\" style=\"left:425px;bottom:717px;letter-spacing:-0.02px;display:inline;\">11 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t3b_268\" style=\"left:499px;bottom:717px;letter-spacing:-0.02px;display:inline;\">63 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t3c_268\" style=\"left:579px;bottom:717px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t3d_268\" style=\"left:638px;bottom:717px;letter-spacing:-0.02px;display:inline;\">578 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t3e_268\" style=\"left:727px;bottom:717px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t3f_268\" style=\"left:785px;bottom:717px;letter-spacing:-0.02px;display:inline;\">578 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_268\" id=\"t3g_268\" style=\"left:69px;bottom:697px;letter-spacing:-0.01px;display:inline;\">Subtotal </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t3h_268\" style=\"left:335px;bottom:697px;letter-spacing:-0.02px;display:inline;\">3,115 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t3i_268\" style=\"left:418px;bottom:697px;letter-spacing:-0.02px;display:inline;\">274 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t3j_268\" style=\"left:492px;bottom:697px;letter-spacing:-0.02px;display:inline;\">506 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t3k_268\" style=\"left:579px;bottom:697px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t3l_268\" style=\"left:628px;bottom:697px;letter-spacing:-0.02px;display:inline;\">3,897 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t3m_268\" style=\"left:727px;bottom:697px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t3n_268\" style=\"left:775px;bottom:697px;letter-spacing:-0.02px;display:inline;\">3,897 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_268\" id=\"t3o_268\" style=\"left:69px;bottom:678px;letter-spacing:-0.01px;display:inline;\">Corporate bonds </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_268\" id=\"t3p_268\" style=\"left:82px;bottom:658px;letter-spacing:-0.01px;display:inline;\">AAA </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t3q_268\" style=\"left:335px;bottom:658px;letter-spacing:-0.02px;display:inline;\">1,214 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t3r_268\" style=\"left:418px;bottom:658px;letter-spacing:-0.02px;display:inline;\">147 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t3s_268\" style=\"left:492px;bottom:658px;letter-spacing:-0.02px;display:inline;\">243 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t3t_268\" style=\"left:580px;bottom:658px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t3u_268\" style=\"left:628px;bottom:658px;letter-spacing:-0.02px;display:inline;\">1,604 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t3v_268\" style=\"left:727px;bottom:658px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t3w_268\" style=\"left:775px;bottom:658px;letter-spacing:-0.02px;display:inline;\">1,604 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_268\" id=\"t3x_268\" style=\"left:82px;bottom:639px;letter-spacing:-0.01px;display:inline;\">AA+ to AA- </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t3y_268\" style=\"left:335px;bottom:639px;letter-spacing:-0.02px;display:inline;\">2,716 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t3z_268\" style=\"left:418px;bottom:639px;letter-spacing:-0.02px;display:inline;\">440 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t40_268\" style=\"left:492px;bottom:639px;letter-spacing:-0.02px;display:inline;\">934 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t41_268\" style=\"left:580px;bottom:639px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t42_268\" style=\"left:628px;bottom:639px;letter-spacing:-0.02px;display:inline;\">4,090 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t43_268\" style=\"left:727px;bottom:639px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t44_268\" style=\"left:775px;bottom:639px;letter-spacing:-0.02px;display:inline;\">4,090 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_268\" id=\"t45_268\" style=\"left:82px;bottom:619px;letter-spacing:-0.01px;display:inline;\">A+ to A- </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t46_268\" style=\"left:327px;bottom:619px;letter-spacing:-0.02px;display:inline;\">10,918 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t47_268\" style=\"left:418px;bottom:619px;letter-spacing:-0.02px;display:inline;\">460 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t48_268\" style=\"left:481px;bottom:619px;letter-spacing:-0.02px;display:inline;\">2,179 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t49_268\" style=\"left:580px;bottom:619px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t4a_268\" style=\"left:621px;bottom:619px;letter-spacing:-0.02px;display:inline;\">13,557 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t4b_268\" style=\"left:726px;bottom:619px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t4c_268\" style=\"left:767px;bottom:619px;letter-spacing:-0.02px;display:inline;\">13,558 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_268\" id=\"t4d_268\" style=\"left:82px;bottom:600px;letter-spacing:-0.01px;display:inline;\">BBB+ to BBB- </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t4e_268\" style=\"left:335px;bottom:600px;letter-spacing:-0.02px;display:inline;\">9,466 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t4f_268\" style=\"left:418px;bottom:600px;letter-spacing:-0.02px;display:inline;\">714 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t4g_268\" style=\"left:481px;bottom:600px;letter-spacing:-0.02px;display:inline;\">2,055 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t4h_268\" style=\"left:580px;bottom:600px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t4i_268\" style=\"left:621px;bottom:600px;letter-spacing:-0.02px;display:inline;\">12,235 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t4j_268\" style=\"left:726px;bottom:600px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t4k_268\" style=\"left:767px;bottom:600px;letter-spacing:-0.02px;display:inline;\">12,236 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_268\" id=\"t4l_268\" style=\"left:82px;bottom:580px;letter-spacing:-0.01px;display:inline;\">Below BBB- and unrated </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t4m_268\" style=\"left:335px;bottom:580px;letter-spacing:-0.02px;display:inline;\">2,280 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t4n_268\" style=\"left:418px;bottom:580px;letter-spacing:-0.02px;display:inline;\">500 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t4o_268\" style=\"left:492px;bottom:580px;letter-spacing:-0.02px;display:inline;\">356 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t4p_268\" style=\"left:580px;bottom:580px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t4q_268\" style=\"left:628px;bottom:580px;letter-spacing:-0.02px;display:inline;\">3,136 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t4r_268\" style=\"left:727px;bottom:580px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t4s_268\" style=\"left:775px;bottom:580px;letter-spacing:-0.02px;display:inline;\">3,136 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_268\" id=\"t4t_268\" style=\"left:69px;bottom:561px;letter-spacing:-0.01px;display:inline;\">Subtotal </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t4u_268\" style=\"left:327px;bottom:561px;letter-spacing:-0.02px;display:inline;\">26,594 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t4v_268\" style=\"left:408px;bottom:561px;letter-spacing:-0.02px;display:inline;\">2,261 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t4w_268\" style=\"left:481px;bottom:561px;letter-spacing:-0.02px;display:inline;\">5,767 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t4x_268\" style=\"left:580px;bottom:561px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t4y_268\" style=\"left:621px;bottom:561px;letter-spacing:-0.02px;display:inline;\">34,622 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t4z_268\" style=\"left:726px;bottom:561px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t50_268\" style=\"left:767px;bottom:561px;letter-spacing:-0.02px;display:inline;\">34,624 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_268\" id=\"t51_268\" style=\"left:69px;bottom:541px;letter-spacing:-0.01px;display:inline;\">Asset-backed securities </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_268\" id=\"t52_268\" style=\"left:82px;bottom:522px;letter-spacing:-0.01px;display:inline;\">AAA </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t53_268\" style=\"left:345px;bottom:522px;letter-spacing:-0.02px;display:inline;\">174 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t54_268\" style=\"left:433px;bottom:522px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t55_268\" style=\"left:499px;bottom:522px;letter-spacing:-0.02px;display:inline;\">54 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t56_268\" style=\"left:580px;bottom:522px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t57_268\" style=\"left:638px;bottom:522px;letter-spacing:-0.02px;display:inline;\">230 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t58_268\" style=\"left:727px;bottom:522px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t59_268\" style=\"left:785px;bottom:522px;letter-spacing:-0.02px;display:inline;\">230 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_268\" id=\"t5a_268\" style=\"left:82px;bottom:503px;letter-spacing:-0.01px;display:inline;\">AA+ to AA- </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t5b_268\" style=\"left:359px;bottom:503px;display:inline;\">6 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t5c_268\" style=\"left:434px;bottom:503px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t5d_268\" style=\"left:506px;bottom:503px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t5e_268\" style=\"left:580px;bottom:503px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t5f_268\" style=\"left:653px;bottom:503px;display:inline;\">8 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t5g_268\" style=\"left:727px;bottom:503px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t5h_268\" style=\"left:799px;bottom:503px;display:inline;\">8 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_268\" id=\"t5i_268\" style=\"left:82px;bottom:483px;letter-spacing:-0.01px;display:inline;\">A+ to A- </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t5j_268\" style=\"left:352px;bottom:483px;letter-spacing:-0.02px;display:inline;\">30 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t5k_268\" style=\"left:434px;bottom:483px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t5l_268\" style=\"left:506px;bottom:483px;display:inline;\">7 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t5m_268\" style=\"left:580px;bottom:483px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t5n_268\" style=\"left:645px;bottom:483px;letter-spacing:-0.02px;display:inline;\">37 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t5o_268\" style=\"left:727px;bottom:483px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t5p_268\" style=\"left:792px;bottom:483px;letter-spacing:-0.02px;display:inline;\">37 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_268\" id=\"t5q_268\" style=\"left:82px;bottom:464px;letter-spacing:-0.01px;display:inline;\">BBB+ to BBB- </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t5r_268\" style=\"left:359px;bottom:464px;display:inline;\">7 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t5s_268\" style=\"left:434px;bottom:464px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t5t_268\" style=\"left:506px;bottom:464px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t5u_268\" style=\"left:580px;bottom:464px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t5v_268\" style=\"left:653px;bottom:464px;display:inline;\">9 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t5w_268\" style=\"left:727px;bottom:464px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t5x_268\" style=\"left:799px;bottom:464px;display:inline;\">9 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_268\" id=\"t5y_268\" style=\"left:82px;bottom:444px;letter-spacing:-0.01px;display:inline;\">Below BBB- and unrated </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t5z_268\" style=\"left:360px;bottom:444px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t60_268\" style=\"left:433px;bottom:444px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t61_268\" style=\"left:507px;bottom:444px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t62_268\" style=\"left:580px;bottom:444px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t63_268\" style=\"left:653px;bottom:444px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t64_268\" style=\"left:727px;bottom:444px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t65_268\" style=\"left:799px;bottom:444px;display:inline;\">1 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_268\" id=\"t66_268\" style=\"left:69px;bottom:425px;letter-spacing:-0.01px;display:inline;\">Subtotal </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t67_268\" style=\"left:345px;bottom:425px;letter-spacing:-0.02px;display:inline;\">217 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t68_268\" style=\"left:433px;bottom:425px;display:inline;\">3 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t69_268\" style=\"left:499px;bottom:425px;letter-spacing:-0.02px;display:inline;\">65 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t6a_268\" style=\"left:580px;bottom:425px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t6b_268\" style=\"left:638px;bottom:425px;letter-spacing:-0.02px;display:inline;\">285 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t6c_268\" style=\"left:727px;bottom:425px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t6d_268\" style=\"left:785px;bottom:425px;letter-spacing:-0.02px;display:inline;\">285 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_268\" id=\"t6e_268\" style=\"left:69px;bottom:405px;letter-spacing:-0.01px;display:inline;\">Total debt securities </div> <div class=\"t s3_268\" id=\"t6f_268\" style=\"vertical-align: super;left:177px;bottom:413px;letter-spacing:0.15px;display:inline;\">notes (ii)(iv) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t6g_268\" style=\"left:327px;bottom:405px;letter-spacing:-0.02px;display:inline;\">64,397 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t6h_268\" style=\"left:408px;bottom:405px;letter-spacing:-0.02px;display:inline;\">4,543 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t6i_268\" style=\"left:474px;bottom:405px;letter-spacing:-0.02px;display:inline;\">14,092 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t6j_268\" style=\"left:572px;bottom:405px;letter-spacing:-0.02px;display:inline;\">30 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t6k_268\" style=\"left:621px;bottom:405px;letter-spacing:-0.02px;display:inline;\">83,062 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t6l_268\" style=\"left:726px;bottom:405px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t6m_268\" style=\"left:767px;bottom:405px;letter-spacing:-0.02px;display:inline;\">83,064 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t6n_268\" style=\"left:69px;bottom:386px;letter-spacing:-0.01px;display:inline;\">Loans </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_268\" id=\"t6o_268\" style=\"left:82px;bottom:366px;letter-spacing:-0.01px;display:inline;\">Mortgage loans </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t6p_268\" style=\"left:352px;bottom:366px;letter-spacing:-0.02px;display:inline;\">65 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t6q_268\" style=\"left:433px;bottom:366px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t6r_268\" style=\"left:499px;bottom:366px;letter-spacing:-0.02px;display:inline;\">83 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t6s_268\" style=\"left:580px;bottom:366px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t6t_268\" style=\"left:638px;bottom:366px;letter-spacing:-0.02px;display:inline;\">148 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t6u_268\" style=\"left:727px;bottom:366px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t6v_268\" style=\"left:785px;bottom:366px;letter-spacing:-0.02px;display:inline;\">148 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_268\" id=\"t6w_268\" style=\"left:82px;bottom:347px;letter-spacing:-0.01px;display:inline;\">Other loans </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t6x_268\" style=\"left:345px;bottom:347px;letter-spacing:-0.02px;display:inline;\">430 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t6y_268\" style=\"left:433px;bottom:347px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t6z_268\" style=\"left:507px;bottom:347px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t70_268\" style=\"left:580px;bottom:347px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t71_268\" style=\"left:638px;bottom:347px;letter-spacing:-0.02px;display:inline;\">430 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t72_268\" style=\"left:727px;bottom:347px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t73_268\" style=\"left:785px;bottom:347px;letter-spacing:-0.02px;display:inline;\">430 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_268\" id=\"t74_268\" style=\"left:69px;bottom:327px;letter-spacing:-0.01px;display:inline;\">Total loans </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t75_268\" style=\"left:345px;bottom:327px;letter-spacing:-0.02px;display:inline;\">495 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t76_268\" style=\"left:433px;bottom:327px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t77_268\" style=\"left:499px;bottom:327px;letter-spacing:-0.02px;display:inline;\">83 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t78_268\" style=\"left:580px;bottom:327px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t79_268\" style=\"left:638px;bottom:327px;letter-spacing:-0.02px;display:inline;\">578 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t7a_268\" style=\"left:727px;bottom:327px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t7b_268\" style=\"left:785px;bottom:327px;letter-spacing:-0.02px;display:inline;\">578 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t7c_268\" style=\"left:69px;bottom:307px;letter-spacing:-0.01px;display:inline;\">Equity securities and holdings in </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t7d_268\" style=\"left:82px;bottom:292px;letter-spacing:-0.01px;display:inline;\">collective investment schemes </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_268\" id=\"t7e_268\" style=\"left:82px;bottom:272px;letter-spacing:-0.01px;display:inline;\">Direct equities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t7f_268\" style=\"left:327px;bottom:272px;letter-spacing:-0.02px;display:inline;\">18,711 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t7g_268\" style=\"left:401px;bottom:272px;letter-spacing:-0.02px;display:inline;\">12,075 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t7h_268\" style=\"left:492px;bottom:272px;letter-spacing:-0.02px;display:inline;\">182 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t7i_268\" style=\"left:565px;bottom:272px;letter-spacing:-0.02px;display:inline;\">128 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t7j_268\" style=\"left:621px;bottom:272px;letter-spacing:-0.02px;display:inline;\">31,096 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t7k_268\" style=\"left:727px;bottom:272px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t7l_268\" style=\"left:767px;bottom:272px;letter-spacing:-0.02px;display:inline;\">31,096 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_268\" id=\"t7m_268\" style=\"left:82px;bottom:253px;letter-spacing:-0.01px;display:inline;\">Collective investment schemes </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t7n_268\" style=\"left:327px;bottom:253px;letter-spacing:-0.02px;display:inline;\">24,529 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t7o_268\" style=\"left:408px;bottom:253px;letter-spacing:-0.02px;display:inline;\">7,546 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t7p_268\" style=\"left:481px;bottom:253px;letter-spacing:-0.02px;display:inline;\">1,580 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t7q_268\" style=\"left:579px;bottom:253px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t7r_268\" style=\"left:621px;bottom:253px;letter-spacing:-0.02px;display:inline;\">33,657 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t7s_268\" style=\"left:727px;bottom:253px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t7t_268\" style=\"left:767px;bottom:253px;letter-spacing:-0.02px;display:inline;\">33,657 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_268\" id=\"t7u_268\" style=\"left:69px;bottom:233px;letter-spacing:-0.01px;display:inline;\">Total equity securities and holdings in </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_268\" id=\"t7v_268\" style=\"left:82px;bottom:217px;letter-spacing:-0.01px;display:inline;\">collective investment schemes </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t7w_268\" style=\"left:327px;bottom:217px;letter-spacing:-0.02px;display:inline;\">43,240 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t7x_268\" style=\"left:401px;bottom:217px;letter-spacing:-0.02px;display:inline;\">19,621 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t7y_268\" style=\"left:481px;bottom:217px;letter-spacing:-0.02px;display:inline;\">1,762 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t7z_268\" style=\"left:565px;bottom:217px;letter-spacing:-0.02px;display:inline;\">130 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t80_268\" style=\"left:621px;bottom:217px;letter-spacing:-0.02px;display:inline;\">64,753 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t81_268\" style=\"left:727px;bottom:217px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t82_268\" style=\"left:767px;bottom:217px;letter-spacing:-0.02px;display:inline;\">64,753 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t83_268\" style=\"left:69px;bottom:198px;letter-spacing:-0.01px;display:inline;\">Other financial investments </div> <div class=\"t s4_268\" id=\"t84_268\" style=\"vertical-align: super;left:229px;bottom:206px;letter-spacing:0.16px;display:inline;\">note (iii) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t85_268\" style=\"left:335px;bottom:198px;letter-spacing:-0.02px;display:inline;\">2,893 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t86_268\" style=\"left:418px;bottom:198px;letter-spacing:-0.02px;display:inline;\">396 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t87_268\" style=\"left:481px;bottom:198px;letter-spacing:-0.02px;display:inline;\">1,707 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t88_268\" style=\"left:565px;bottom:198px;letter-spacing:-0.02px;display:inline;\">101 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t89_268\" style=\"left:628px;bottom:198px;letter-spacing:-0.02px;display:inline;\">5,097 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t8a_268\" style=\"left:701px;bottom:198px;letter-spacing:-0.02px;display:inline;\">2,628 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t8b_268\" style=\"left:775px;bottom:198px;letter-spacing:-0.02px;display:inline;\">7,725 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t8c_268\" style=\"left:69px;bottom:178px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Total financial investments </div> <div class=\"t s3_268\" id=\"t8d_268\" style=\"vertical-align: super;left:227px;bottom:186px;letter-spacing:0.17px;display:inline;\">note (v) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t8e_268\" style=\"left:320px;bottom:178px;letter-spacing:-0.02px;display:inline;\">111,025 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t8f_268\" style=\"left:401px;bottom:178px;letter-spacing:-0.02px;display:inline;\">24,560 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t8g_268\" style=\"left:474px;bottom:178px;letter-spacing:-0.02px;display:inline;\">17,644 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t8h_268\" style=\"left:565px;bottom:178px;letter-spacing:-0.02px;display:inline;\">261 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t8i_268\" style=\"left:614px;bottom:178px;letter-spacing:-0.02px;display:inline;\">153,490 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t8j_268\" style=\"left:701px;bottom:178px;letter-spacing:-0.02px;display:inline;\">2,630 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t8k_268\" style=\"left:760px;bottom:178px;letter-spacing:-0.02px;display:inline;\">156,120 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_268\" id=\"t8l_268\" style=\"left:69px;bottom:159px;letter-spacing:-0.01px;display:inline;\">Investment properties </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t8m_268\" style=\"left:360px;bottom:159px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t8n_268\" style=\"left:433px;bottom:159px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t8o_268\" style=\"left:499px;bottom:159px;letter-spacing:-0.02px;display:inline;\">39 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t8p_268\" style=\"left:580px;bottom:159px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t8q_268\" style=\"left:645px;bottom:159px;letter-spacing:-0.02px;display:inline;\">39 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t8r_268\" style=\"left:727px;bottom:159px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t8s_268\" style=\"left:792px;bottom:159px;letter-spacing:-0.02px;display:inline;\">39 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_268\" id=\"t8t_268\" style=\"left:69px;bottom:139px;letter-spacing:-0.01px;display:inline;\">Cash and cash equivalents </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t8u_268\" style=\"left:335px;bottom:139px;letter-spacing:-0.02px;display:inline;\">1,054 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t8v_268\" style=\"left:418px;bottom:139px;letter-spacing:-0.02px;display:inline;\">647 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t8w_268\" style=\"left:481px;bottom:139px;letter-spacing:-0.02px;display:inline;\">1,287 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t8x_268\" style=\"left:565px;bottom:139px;letter-spacing:-0.02px;display:inline;\">173 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t8y_268\" style=\"left:628px;bottom:139px;letter-spacing:-0.02px;display:inline;\">3,161 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t8z_268\" style=\"left:701px;bottom:139px;letter-spacing:-0.02px;display:inline;\">1,590 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t90_268\" style=\"left:775px;bottom:139px;letter-spacing:-0.02px;display:inline;\">4,751 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t91_268\" style=\"left:69px;bottom:120px;letter-spacing:-0.01px;display:inline;\">Total investments </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t92_268\" style=\"left:320px;bottom:120px;letter-spacing:-0.02px;display:inline;\">112,079 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t93_268\" style=\"left:401px;bottom:120px;letter-spacing:-0.02px;display:inline;\">25,207 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t94_268\" style=\"left:474px;bottom:120px;letter-spacing:-0.02px;display:inline;\">18,970 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t95_268\" style=\"left:565px;bottom:120px;letter-spacing:-0.02px;display:inline;\">434 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t96_268\" style=\"left:614px;bottom:120px;letter-spacing:-0.02px;display:inline;\">156,690 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t97_268\" style=\"left:701px;bottom:120px;letter-spacing:-0.02px;display:inline;\">4,220 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_268\" id=\"t98_268\" style=\"left:760px;bottom:120px;letter-spacing:-0.02px;display:inline;\">160,910 </div></td></tr>\n                                        </table><div></div><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"7\" rowspan=\"1\" style=\"text-align: center;\">   <div class=\"t s0_269\" id=\"t1_269\" style=\"left:546px;bottom:1118px;letter-spacing:0.08px;display:inline;\">31 Dec 2022 $m </div>   </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled\" colspan=\"5\" rowspan=\"1\" style=\"text-align: center;\">  <div class=\"t s0_269\" id=\"t2_269\" style=\"left:476px;bottom:1100px;letter-spacing:0.06px;display:inline;\">Asia and Africa </div>  </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled\" colspan=\"3\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s0_269\" id=\"t5_269\" style=\"left:412px;bottom:1083px;letter-spacing:0.07px;display:inline;\">Insurance </div> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_269\" id=\"t6_269\" style=\"left:350px;bottom:1067px;letter-spacing:0.06px;word-spacing:0.01px;display:inline;\">Funds with </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_269\" id=\"t7_269\" style=\"left:345px;bottom:1056px;letter-spacing:0.06px;display:inline;\">policyholder </div></td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled tcs-selected emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_269\" id=\"t3_269\" style=\"left:711px;bottom:1056px;letter-spacing:0.07px;display:inline;\">Unallocated </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_269\" id=\"td_269\" style=\"left:807px;bottom:1056px;letter-spacing:0.08px;display:inline;\">Group </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_269\" id=\"t8_269\" style=\"left:342px;bottom:1045px;letter-spacing:0.07px;display:inline;\">participation </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_269\" id=\"t9_269\" style=\"left:400px;bottom:1045px;letter-spacing:0.06px;word-spacing:0.01px;display:inline;\">Unit-linked funds </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_269\" id=\"ta_269\" style=\"left:515px;bottom:1045px;letter-spacing:0.07px;display:inline;\">Other </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_269\" id=\"tb_269\" style=\"left:571px;bottom:1045px;letter-spacing:0.07px;display:inline;\">Eastspring </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_269\" id=\"tc_269\" style=\"left:664px;bottom:1045px;letter-spacing:0.07px;display:inline;\">Total </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_269\" id=\"t4_269\" style=\"left:707px;bottom:1045px;letter-spacing:0.07px;display:inline;\">to a segment </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_269\" id=\"te_269\" style=\"left:812px;bottom:1045px;letter-spacing:0.06px;display:inline;\">total </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_269\" id=\"tf_269\" style=\"left:366px;bottom:1030px;letter-spacing:0.06px;display:inline;\">note (i) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_269\" id=\"tg_269\" style=\"left:91px;bottom:1013px;letter-spacing:-0.13px;display:inline;\">Debt securities </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"th_269\" style=\"left:91px;bottom:998px;letter-spacing:-0.13px;display:inline;\">Sovereign debt </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"ti_269\" style=\"left:101px;bottom:983px;letter-spacing:-0.14px;display:inline;\">Indonesia </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"tj_269\" style=\"left:372px;bottom:983px;letter-spacing:-0.12px;display:inline;\">565 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"tk_269\" style=\"left:445px;bottom:983px;letter-spacing:-0.12px;display:inline;\">589 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"tl_269\" style=\"left:518px;bottom:983px;letter-spacing:-0.12px;display:inline;\">400 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"tm_269\" style=\"left:603px;bottom:983px;display:inline;\">3 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"tn_269\" style=\"left:657px;bottom:983px;letter-spacing:-0.12px;display:inline;\">1,557 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"to_269\" style=\"left:750px;bottom:983px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"tp_269\" style=\"left:804px;bottom:983px;letter-spacing:-0.12px;display:inline;\">1,557 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"tq_269\" style=\"left:101px;bottom:968px;letter-spacing:-0.14px;display:inline;\">Singapore </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"tr_269\" style=\"left:364px;bottom:968px;letter-spacing:-0.12px;display:inline;\">3,240 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"ts_269\" style=\"left:445px;bottom:968px;letter-spacing:-0.12px;display:inline;\">507 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"tt_269\" style=\"left:518px;bottom:968px;letter-spacing:-0.12px;display:inline;\">917 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"tu_269\" style=\"left:598px;bottom:968px;letter-spacing:-0.11px;display:inline;\">67 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"tv_269\" style=\"left:657px;bottom:968px;letter-spacing:-0.12px;display:inline;\">4,731 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"tw_269\" style=\"left:750px;bottom:968px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"tx_269\" style=\"left:804px;bottom:968px;letter-spacing:-0.12px;display:inline;\">4,731 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"ty_269\" style=\"left:101px;bottom:954px;letter-spacing:-0.14px;display:inline;\">Thailand </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"tz_269\" style=\"left:384px;bottom:954px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t10_269\" style=\"left:457px;bottom:954px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t11_269\" style=\"left:511px;bottom:954px;letter-spacing:-0.12px;display:inline;\">1,456 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t12_269\" style=\"left:604px;bottom:954px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t13_269\" style=\"left:657px;bottom:954px;letter-spacing:-0.12px;display:inline;\">1,456 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t14_269\" style=\"left:750px;bottom:954px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t15_269\" style=\"left:804px;bottom:954px;letter-spacing:-0.12px;display:inline;\">1,456 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t16_269\" style=\"left:101px;bottom:939px;letter-spacing:-0.15px;display:inline;\">United Kingdom </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t17_269\" style=\"left:384px;bottom:939px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t18_269\" style=\"left:457px;bottom:939px;display:inline;\">4 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t19_269\" style=\"left:530px;bottom:939px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t1a_269\" style=\"left:604px;bottom:939px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t1b_269\" style=\"left:677px;bottom:939px;display:inline;\">4 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t1c_269\" style=\"left:750px;bottom:939px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t1d_269\" style=\"left:823px;bottom:939px;display:inline;\">4 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t1e_269\" style=\"left:101px;bottom:924px;letter-spacing:-0.13px;display:inline;\">United States </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t1f_269\" style=\"left:358px;bottom:924px;letter-spacing:-0.13px;display:inline;\">21,580 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t1g_269\" style=\"left:451px;bottom:924px;letter-spacing:-0.11px;display:inline;\">54 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t1h_269\" style=\"left:518px;bottom:924px;letter-spacing:-0.12px;display:inline;\">257 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t1i_269\" style=\"left:604px;bottom:924px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t1j_269\" style=\"left:651px;bottom:924px;letter-spacing:-0.13px;display:inline;\">21,891 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t1k_269\" style=\"left:750px;bottom:924px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t1l_269\" style=\"left:798px;bottom:924px;letter-spacing:-0.13px;display:inline;\">21,891 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t1m_269\" style=\"left:101px;bottom:909px;letter-spacing:-0.15px;display:inline;\">Vietnam </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t1n_269\" style=\"left:364px;bottom:909px;letter-spacing:-0.12px;display:inline;\">2,263 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t1o_269\" style=\"left:451px;bottom:909px;letter-spacing:-0.11px;display:inline;\">12 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t1p_269\" style=\"left:518px;bottom:909px;letter-spacing:-0.12px;display:inline;\">135 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t1q_269\" style=\"left:604px;bottom:909px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t1r_269\" style=\"left:657px;bottom:909px;letter-spacing:-0.12px;display:inline;\">2,410 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t1s_269\" style=\"left:750px;bottom:909px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t1t_269\" style=\"left:804px;bottom:909px;letter-spacing:-0.12px;display:inline;\">2,410 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t1u_269\" style=\"left:101px;bottom:894px;letter-spacing:-0.13px;display:inline;\">Other (predominantly Asia) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t1v_269\" style=\"left:364px;bottom:894px;letter-spacing:-0.12px;display:inline;\">3,663 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t1w_269\" style=\"left:445px;bottom:894px;letter-spacing:-0.12px;display:inline;\">646 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t1x_269\" style=\"left:511px;bottom:894px;letter-spacing:-0.12px;display:inline;\">1,666 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t1y_269\" style=\"left:597px;bottom:894px;letter-spacing:-0.11px;display:inline;\">27 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t1z_269\" style=\"left:657px;bottom:894px;letter-spacing:-0.12px;display:inline;\">6,002 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t20_269\" style=\"left:750px;bottom:894px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t21_269\" style=\"left:804px;bottom:894px;letter-spacing:-0.12px;display:inline;\">6,002 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t22_269\" style=\"left:91px;bottom:879px;letter-spacing:-0.13px;display:inline;\">Subtotal </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t23_269\" style=\"left:358px;bottom:879px;letter-spacing:-0.13px;display:inline;\">31,311 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t24_269\" style=\"left:437px;bottom:879px;letter-spacing:-0.12px;display:inline;\">1,812 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t25_269\" style=\"left:511px;bottom:879px;letter-spacing:-0.12px;display:inline;\">4,831 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t26_269\" style=\"left:597px;bottom:879px;letter-spacing:-0.11px;display:inline;\">97 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t27_269\" style=\"left:651px;bottom:879px;letter-spacing:-0.13px;display:inline;\">38,051 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t28_269\" style=\"left:750px;bottom:879px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t29_269\" style=\"left:798px;bottom:879px;letter-spacing:-0.13px;display:inline;\">38,051 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t2a_269\" style=\"left:91px;bottom:864px;letter-spacing:-0.14px;display:inline;\">Other government bonds </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t2b_269\" style=\"left:101px;bottom:849px;letter-spacing:-0.19px;display:inline;\">AAA </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t2c_269\" style=\"left:364px;bottom:849px;letter-spacing:-0.12px;display:inline;\">1,480 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t2d_269\" style=\"left:451px;bottom:849px;letter-spacing:-0.11px;display:inline;\">85 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t2e_269\" style=\"left:518px;bottom:849px;letter-spacing:-0.12px;display:inline;\">108 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t2f_269\" style=\"left:604px;bottom:849px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t2g_269\" style=\"left:657px;bottom:849px;letter-spacing:-0.12px;display:inline;\">1,673 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t2h_269\" style=\"left:750px;bottom:849px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t2i_269\" style=\"left:804px;bottom:849px;letter-spacing:-0.12px;display:inline;\">1,673 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t2j_269\" style=\"left:101px;bottom:834px;letter-spacing:-0.14px;word-spacing:0.01px;display:inline;\">AA+ to AA- </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t2k_269\" style=\"left:372px;bottom:834px;letter-spacing:-0.12px;display:inline;\">112 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t2l_269\" style=\"left:451px;bottom:834px;letter-spacing:-0.11px;display:inline;\">21 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t2m_269\" style=\"left:524px;bottom:834px;letter-spacing:-0.11px;display:inline;\">20 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t2n_269\" style=\"left:604px;bottom:834px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t2o_269\" style=\"left:665px;bottom:834px;letter-spacing:-0.12px;display:inline;\">153 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t2p_269\" style=\"left:750px;bottom:834px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t2q_269\" style=\"left:812px;bottom:834px;letter-spacing:-0.12px;display:inline;\">153 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t2r_269\" style=\"left:101px;bottom:819px;letter-spacing:-0.13px;word-spacing:0.01px;display:inline;\">A+ to A- </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t2s_269\" style=\"left:372px;bottom:819px;letter-spacing:-0.12px;display:inline;\">765 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t2t_269\" style=\"left:445px;bottom:819px;letter-spacing:-0.12px;display:inline;\">139 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t2u_269\" style=\"left:518px;bottom:819px;letter-spacing:-0.12px;display:inline;\">233 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t2v_269\" style=\"left:604px;bottom:819px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t2w_269\" style=\"left:657px;bottom:819px;letter-spacing:-0.12px;display:inline;\">1,137 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t2x_269\" style=\"left:750px;bottom:819px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t2y_269\" style=\"left:804px;bottom:819px;letter-spacing:-0.12px;display:inline;\">1,137 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t2z_269\" style=\"left:101px;bottom:805px;letter-spacing:-0.14px;display:inline;\">BBB+ to BBB- </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t30_269\" style=\"left:372px;bottom:805px;letter-spacing:-0.12px;display:inline;\">327 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t31_269\" style=\"left:451px;bottom:805px;letter-spacing:-0.11px;display:inline;\">77 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t32_269\" style=\"left:524px;bottom:805px;letter-spacing:-0.11px;display:inline;\">99 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t33_269\" style=\"left:604px;bottom:805px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t34_269\" style=\"left:665px;bottom:805px;letter-spacing:-0.12px;display:inline;\">503 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t35_269\" style=\"left:750px;bottom:805px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t36_269\" style=\"left:812px;bottom:805px;letter-spacing:-0.12px;display:inline;\">503 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t37_269\" style=\"left:101px;bottom:790px;letter-spacing:-0.14px;display:inline;\">Below BBB- and unrated </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t38_269\" style=\"left:372px;bottom:790px;letter-spacing:-0.12px;display:inline;\">483 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t39_269\" style=\"left:451px;bottom:790px;letter-spacing:-0.11px;display:inline;\">22 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t3a_269\" style=\"left:524px;bottom:790px;letter-spacing:-0.11px;display:inline;\">67 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t3b_269\" style=\"left:604px;bottom:790px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t3c_269\" style=\"left:665px;bottom:790px;letter-spacing:-0.12px;display:inline;\">572 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t3d_269\" style=\"left:750px;bottom:790px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t3e_269\" style=\"left:812px;bottom:790px;letter-spacing:-0.12px;display:inline;\">572 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t3f_269\" style=\"left:90px;bottom:775px;letter-spacing:-0.13px;display:inline;\">Subtotal </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t3g_269\" style=\"left:364px;bottom:775px;letter-spacing:-0.12px;display:inline;\">3,167 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t3h_269\" style=\"left:445px;bottom:775px;letter-spacing:-0.12px;display:inline;\">344 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t3i_269\" style=\"left:518px;bottom:775px;letter-spacing:-0.12px;display:inline;\">527 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t3j_269\" style=\"left:604px;bottom:775px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t3k_269\" style=\"left:657px;bottom:775px;letter-spacing:-0.12px;display:inline;\">4,038 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t3l_269\" style=\"left:750px;bottom:775px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t3m_269\" style=\"left:804px;bottom:775px;letter-spacing:-0.12px;display:inline;\">4,038 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t3n_269\" style=\"left:90px;bottom:760px;letter-spacing:-0.14px;display:inline;\">Corporate bonds </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t3o_269\" style=\"left:101px;bottom:745px;letter-spacing:-0.19px;display:inline;\">AAA </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t3p_269\" style=\"left:364px;bottom:745px;letter-spacing:-0.12px;display:inline;\">1,094 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t3q_269\" style=\"left:445px;bottom:745px;letter-spacing:-0.12px;display:inline;\">181 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t3r_269\" style=\"left:518px;bottom:745px;letter-spacing:-0.12px;display:inline;\">268 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t3s_269\" style=\"left:604px;bottom:745px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t3t_269\" style=\"left:657px;bottom:745px;letter-spacing:-0.12px;display:inline;\">1,543 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t3u_269\" style=\"left:750px;bottom:745px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t3v_269\" style=\"left:804px;bottom:745px;letter-spacing:-0.12px;display:inline;\">1,543 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t3w_269\" style=\"left:101px;bottom:730px;letter-spacing:-0.14px;word-spacing:0.01px;display:inline;\">AA+ to AA- </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t3x_269\" style=\"left:364px;bottom:730px;letter-spacing:-0.12px;display:inline;\">2,356 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t3y_269\" style=\"left:445px;bottom:730px;letter-spacing:-0.12px;display:inline;\">385 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t3z_269\" style=\"left:510px;bottom:730px;letter-spacing:-0.12px;display:inline;\">1,151 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t40_269\" style=\"left:604px;bottom:730px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t41_269\" style=\"left:657px;bottom:730px;letter-spacing:-0.12px;display:inline;\">3,892 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t42_269\" style=\"left:750px;bottom:730px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t43_269\" style=\"left:804px;bottom:730px;letter-spacing:-0.12px;display:inline;\">3,892 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t44_269\" style=\"left:101px;bottom:715px;letter-spacing:-0.13px;word-spacing:0.01px;display:inline;\">A+ to A- </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t45_269\" style=\"left:364px;bottom:715px;letter-spacing:-0.12px;display:inline;\">9,233 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t46_269\" style=\"left:445px;bottom:715px;letter-spacing:-0.12px;display:inline;\">524 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t47_269\" style=\"left:510px;bottom:715px;letter-spacing:-0.12px;display:inline;\">2,345 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t48_269\" style=\"left:604px;bottom:715px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t49_269\" style=\"left:651px;bottom:715px;letter-spacing:-0.13px;display:inline;\">12,102 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t4a_269\" style=\"left:750px;bottom:715px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t4b_269\" style=\"left:798px;bottom:715px;letter-spacing:-0.13px;display:inline;\">12,102 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t4c_269\" style=\"left:101px;bottom:700px;letter-spacing:-0.14px;display:inline;\">BBB+ to BBB- </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t4d_269\" style=\"left:364px;bottom:700px;letter-spacing:-0.12px;display:inline;\">9,515 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t4e_269\" style=\"left:437px;bottom:700px;letter-spacing:-0.12px;display:inline;\">1,325 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t4f_269\" style=\"left:510px;bottom:700px;letter-spacing:-0.12px;display:inline;\">2,344 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t4g_269\" style=\"left:603px;bottom:700px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t4h_269\" style=\"left:651px;bottom:700px;letter-spacing:-0.13px;display:inline;\">13,185 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t4i_269\" style=\"left:750px;bottom:700px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t4j_269\" style=\"left:798px;bottom:700px;letter-spacing:-0.13px;display:inline;\">13,185 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t4k_269\" style=\"left:101px;bottom:685px;letter-spacing:-0.14px;display:inline;\">Below BBB- and unrated </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t4l_269\" style=\"left:364px;bottom:685px;letter-spacing:-0.12px;display:inline;\">2,918 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t4m_269\" style=\"left:445px;bottom:685px;letter-spacing:-0.12px;display:inline;\">444 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t4n_269\" style=\"left:518px;bottom:685px;letter-spacing:-0.12px;display:inline;\">454 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t4o_269\" style=\"left:604px;bottom:685px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t4p_269\" style=\"left:657px;bottom:685px;letter-spacing:-0.12px;display:inline;\">3,816 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t4q_269\" style=\"left:750px;bottom:685px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t4r_269\" style=\"left:804px;bottom:685px;letter-spacing:-0.12px;display:inline;\">3,816 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t4s_269\" style=\"left:90px;bottom:670px;letter-spacing:-0.13px;display:inline;\">Subtotal </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t4t_269\" style=\"left:358px;bottom:670px;letter-spacing:-0.13px;display:inline;\">25,116 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t4u_269\" style=\"left:437px;bottom:670px;letter-spacing:-0.12px;display:inline;\">2,859 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t4v_269\" style=\"left:510px;bottom:670px;letter-spacing:-0.12px;display:inline;\">6,562 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t4w_269\" style=\"left:603px;bottom:670px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t4x_269\" style=\"left:651px;bottom:670px;letter-spacing:-0.13px;display:inline;\">34,538 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t4y_269\" style=\"left:750px;bottom:670px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t4z_269\" style=\"left:798px;bottom:670px;letter-spacing:-0.13px;display:inline;\">34,538 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t50_269\" style=\"left:90px;bottom:656px;letter-spacing:-0.13px;display:inline;\">Asset-backed securities </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t51_269\" style=\"left:101px;bottom:641px;letter-spacing:-0.19px;display:inline;\">AAA </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t52_269\" style=\"left:372px;bottom:641px;letter-spacing:-0.12px;display:inline;\">228 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t53_269\" style=\"left:456px;bottom:641px;display:inline;\">5 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t54_269\" style=\"left:524px;bottom:641px;letter-spacing:-0.11px;display:inline;\">85 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t55_269\" style=\"left:604px;bottom:641px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t56_269\" style=\"left:665px;bottom:641px;letter-spacing:-0.12px;display:inline;\">318 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t57_269\" style=\"left:750px;bottom:641px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t58_269\" style=\"left:812px;bottom:641px;letter-spacing:-0.12px;display:inline;\">318 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t59_269\" style=\"left:101px;bottom:626px;letter-spacing:-0.14px;word-spacing:0.01px;display:inline;\">AA+ to AA- </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t5a_269\" style=\"left:383px;bottom:626px;display:inline;\">7 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t5b_269\" style=\"left:456px;bottom:626px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t5c_269\" style=\"left:530px;bottom:626px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t5d_269\" style=\"left:604px;bottom:626px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t5e_269\" style=\"left:671px;bottom:626px;letter-spacing:-0.11px;display:inline;\">10 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t5f_269\" style=\"left:750px;bottom:626px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t5g_269\" style=\"left:817px;bottom:626px;letter-spacing:-0.11px;display:inline;\">10 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t5h_269\" style=\"left:101px;bottom:611px;letter-spacing:-0.13px;word-spacing:0.01px;display:inline;\">A+ to A- </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t5i_269\" style=\"left:377px;bottom:611px;letter-spacing:-0.11px;display:inline;\">25 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t5j_269\" style=\"left:457px;bottom:611px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t5k_269\" style=\"left:530px;bottom:611px;display:inline;\">9 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t5l_269\" style=\"left:604px;bottom:611px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t5m_269\" style=\"left:671px;bottom:611px;letter-spacing:-0.11px;display:inline;\">34 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t5n_269\" style=\"left:750px;bottom:611px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t5o_269\" style=\"left:817px;bottom:611px;letter-spacing:-0.11px;display:inline;\">34 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t5p_269\" style=\"left:101px;bottom:596px;letter-spacing:-0.14px;display:inline;\">BBB+ to BBB- </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t5q_269\" style=\"left:377px;bottom:596px;letter-spacing:-0.11px;display:inline;\">17 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t5r_269\" style=\"left:457px;bottom:596px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t5s_269\" style=\"left:530px;bottom:596px;display:inline;\">6 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t5t_269\" style=\"left:604px;bottom:596px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t5u_269\" style=\"left:671px;bottom:596px;letter-spacing:-0.11px;display:inline;\">23 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t5v_269\" style=\"left:750px;bottom:596px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t5w_269\" style=\"left:817px;bottom:596px;letter-spacing:-0.11px;display:inline;\">23 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t5x_269\" style=\"left:101px;bottom:581px;letter-spacing:-0.14px;display:inline;\">Below BBB- and unrated </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t5y_269\" style=\"left:383px;bottom:581px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t5z_269\" style=\"left:456px;bottom:581px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t60_269\" style=\"left:530px;bottom:581px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t61_269\" style=\"left:603px;bottom:581px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t62_269\" style=\"left:676px;bottom:581px;display:inline;\">4 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t63_269\" style=\"left:750px;bottom:581px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t64_269\" style=\"left:823px;bottom:581px;display:inline;\">4 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t65_269\" style=\"left:90px;bottom:566px;letter-spacing:-0.13px;display:inline;\">Subtotal </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t66_269\" style=\"left:372px;bottom:566px;letter-spacing:-0.12px;display:inline;\">279 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t67_269\" style=\"left:456px;bottom:566px;display:inline;\">7 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t68_269\" style=\"left:518px;bottom:566px;letter-spacing:-0.12px;display:inline;\">103 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t69_269\" style=\"left:603px;bottom:566px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t6a_269\" style=\"left:665px;bottom:566px;letter-spacing:-0.12px;display:inline;\">389 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t6b_269\" style=\"left:750px;bottom:566px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t6c_269\" style=\"left:811px;bottom:566px;letter-spacing:-0.12px;display:inline;\">389 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t6d_269\" style=\"left:90px;bottom:551px;letter-spacing:-0.12px;display:inline;\">Total debt securities </div><div class=\"t s3_269\" id=\"t6e_269\" style=\"vertical-align: super;left:180px;bottom:558px;letter-spacing:-0.02px;display:inline;\">notes (ii)(iv) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t6f_269\" style=\"left:358px;bottom:551px;letter-spacing:-0.13px;display:inline;\">59,873 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t6g_269\" style=\"left:437px;bottom:551px;letter-spacing:-0.12px;display:inline;\">5,022 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t6h_269\" style=\"left:505px;bottom:551px;letter-spacing:-0.13px;display:inline;\">12,023 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t6i_269\" style=\"left:598px;bottom:551px;letter-spacing:-0.11px;display:inline;\">98 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t6j_269\" style=\"left:652px;bottom:551px;letter-spacing:-0.13px;display:inline;\">77,016 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t6k_269\" style=\"left:750px;bottom:551px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t6l_269\" style=\"left:798px;bottom:551px;letter-spacing:-0.13px;display:inline;\">77,016 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_269\" id=\"t6m_269\" style=\"left:91px;bottom:536px;letter-spacing:-0.16px;display:inline;\">Loans </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t6n_269\" style=\"left:101px;bottom:522px;letter-spacing:-0.14px;display:inline;\">Mortgage loans </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t6o_269\" style=\"left:378px;bottom:522px;letter-spacing:-0.11px;display:inline;\">92 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t6p_269\" style=\"left:457px;bottom:522px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t6q_269\" style=\"left:524px;bottom:522px;letter-spacing:-0.11px;display:inline;\">48 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t6r_269\" style=\"left:604px;bottom:522px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t6s_269\" style=\"left:665px;bottom:522px;letter-spacing:-0.12px;display:inline;\">140 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t6t_269\" style=\"left:750px;bottom:522px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t6u_269\" style=\"left:812px;bottom:522px;letter-spacing:-0.12px;display:inline;\">140 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t6v_269\" style=\"left:101px;bottom:507px;letter-spacing:-0.13px;display:inline;\">Other loans </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t6w_269\" style=\"left:372px;bottom:507px;letter-spacing:-0.12px;display:inline;\">450 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t6x_269\" style=\"left:457px;bottom:507px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t6y_269\" style=\"left:530px;bottom:507px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t6z_269\" style=\"left:604px;bottom:507px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t70_269\" style=\"left:665px;bottom:507px;letter-spacing:-0.12px;display:inline;\">450 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t71_269\" style=\"left:750px;bottom:507px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t72_269\" style=\"left:812px;bottom:507px;letter-spacing:-0.12px;display:inline;\">450 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t73_269\" style=\"left:91px;bottom:492px;letter-spacing:-0.12px;display:inline;\">Total loans </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t74_269\" style=\"left:372px;bottom:492px;letter-spacing:-0.12px;display:inline;\">542 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t75_269\" style=\"left:457px;bottom:492px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t76_269\" style=\"left:524px;bottom:492px;letter-spacing:-0.11px;display:inline;\">48 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t77_269\" style=\"left:604px;bottom:492px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t78_269\" style=\"left:665px;bottom:492px;letter-spacing:-0.12px;display:inline;\">590 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t79_269\" style=\"left:750px;bottom:492px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t7a_269\" style=\"left:812px;bottom:492px;letter-spacing:-0.12px;display:inline;\">590 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_269\" id=\"t7b_269\" style=\"left:91px;bottom:477px;letter-spacing:-0.13px;display:inline;\">Equity securities and holdings in collective </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t7c_269\" style=\"left:101px;bottom:462px;letter-spacing:-0.12px;display:inline;\">Direct equities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t7d_269\" style=\"left:358px;bottom:462px;letter-spacing:-0.13px;display:inline;\">15,000 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t7e_269\" style=\"left:431px;bottom:462px;letter-spacing:-0.13px;display:inline;\">11,379 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t7f_269\" style=\"left:518px;bottom:462px;letter-spacing:-0.12px;display:inline;\">202 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t7g_269\" style=\"left:598px;bottom:462px;letter-spacing:-0.11px;display:inline;\">61 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t7h_269\" style=\"left:651px;bottom:462px;letter-spacing:-0.13px;display:inline;\">26,642 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t7i_269\" style=\"left:738px;bottom:462px;letter-spacing:-0.12px;display:inline;\">266 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t7j_269\" style=\"left:798px;bottom:462px;letter-spacing:-0.13px;display:inline;\">26,908 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t7k_269\" style=\"left:101px;bottom:447px;letter-spacing:-0.13px;display:inline;\">Collective investment schemes </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t7l_269\" style=\"left:358px;bottom:447px;letter-spacing:-0.13px;display:inline;\">22,015 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t7m_269\" style=\"left:437px;bottom:447px;letter-spacing:-0.12px;display:inline;\">6,760 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t7n_269\" style=\"left:511px;bottom:447px;letter-spacing:-0.12px;display:inline;\">1,992 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t7o_269\" style=\"left:603px;bottom:447px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t7p_269\" style=\"left:651px;bottom:447px;letter-spacing:-0.13px;display:inline;\">30,769 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t7q_269\" style=\"left:750px;bottom:447px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t7r_269\" style=\"left:798px;bottom:447px;letter-spacing:-0.13px;display:inline;\">30,771 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t7s_269\" style=\"left:91px;bottom:431px;letter-spacing:-0.12px;display:inline;\">Total equity securities and holdings in collective </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t7t_269\" style=\"left:91px;bottom:418px;letter-spacing:-0.14px;display:inline;\">investment schemes </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t7u_269\" style=\"left:358px;bottom:418px;letter-spacing:-0.13px;display:inline;\">37,015 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t7v_269\" style=\"left:431px;bottom:418px;letter-spacing:-0.13px;display:inline;\">18,139 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t7w_269\" style=\"left:511px;bottom:418px;letter-spacing:-0.12px;display:inline;\">2,194 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t7x_269\" style=\"left:597px;bottom:418px;letter-spacing:-0.11px;display:inline;\">63 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t7y_269\" style=\"left:651px;bottom:418px;letter-spacing:-0.13px;display:inline;\">57,411 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t7z_269\" style=\"left:738px;bottom:418px;letter-spacing:-0.12px;display:inline;\">268 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t80_269\" style=\"left:798px;bottom:418px;letter-spacing:-0.13px;display:inline;\">57,679 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_269\" id=\"t81_269\" style=\"left:91px;bottom:401px;letter-spacing:-0.13px;display:inline;\">Other financial investments </div> <div class=\"t s4_269\" id=\"t82_269\" style=\"vertical-align: super;left:223px;bottom:408px;letter-spacing:-0.02px;display:inline;\">note (iii) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t83_269\" style=\"left:364px;bottom:401px;letter-spacing:-0.12px;display:inline;\">3,010 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t84_269\" style=\"left:445px;bottom:401px;letter-spacing:-0.12px;display:inline;\">379 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t85_269\" style=\"left:511px;bottom:401px;letter-spacing:-0.12px;display:inline;\">1,599 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t86_269\" style=\"left:592px;bottom:401px;letter-spacing:-0.12px;display:inline;\">107 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t87_269\" style=\"left:657px;bottom:401px;letter-spacing:-0.12px;display:inline;\">5,095 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t88_269\" style=\"left:731px;bottom:401px;letter-spacing:-0.12px;display:inline;\">1,749 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t89_269\" style=\"left:804px;bottom:401px;letter-spacing:-0.12px;display:inline;\">6,844 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_269\" id=\"t8a_269\" style=\"left:91px;bottom:386px;letter-spacing:-0.13px;display:inline;\">Total financial investments </div><div class=\"t s4_269\" id=\"t8b_269\" style=\"vertical-align: super;left:221px;bottom:393px;letter-spacing:-0.02px;display:inline;\">note (v) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t8c_269\" style=\"left:352px;bottom:386px;letter-spacing:-0.13px;display:inline;\">100,440 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t8d_269\" style=\"left:432px;bottom:386px;letter-spacing:-0.13px;display:inline;\">23,540 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t8e_269\" style=\"left:505px;bottom:386px;letter-spacing:-0.13px;display:inline;\">15,864 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t8f_269\" style=\"left:592px;bottom:386px;letter-spacing:-0.12px;display:inline;\">268 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t8g_269\" style=\"left:646px;bottom:386px;letter-spacing:-0.13px;display:inline;\">140,112 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t8h_269\" style=\"left:731px;bottom:386px;letter-spacing:-0.12px;display:inline;\">2,017 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t8i_269\" style=\"left:792px;bottom:386px;letter-spacing:-0.13px;display:inline;\">142,129 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t8j_269\" style=\"left:101px;bottom:371px;letter-spacing:-0.13px;display:inline;\">Investment properties </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t8k_269\" style=\"left:384px;bottom:371px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t8l_269\" style=\"left:457px;bottom:371px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t8m_269\" style=\"left:524px;bottom:371px;letter-spacing:-0.11px;display:inline;\">37 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t8n_269\" style=\"left:604px;bottom:371px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t8o_269\" style=\"left:671px;bottom:371px;letter-spacing:-0.11px;display:inline;\">37 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t8p_269\" style=\"left:750px;bottom:371px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t8q_269\" style=\"left:818px;bottom:371px;letter-spacing:-0.11px;display:inline;\">37 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t8r_269\" style=\"left:101px;bottom:357px;letter-spacing:-0.13px;display:inline;\">Cash and cash equivalents </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t8s_269\" style=\"left:364px;bottom:357px;letter-spacing:-0.12px;display:inline;\">1,563 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t8t_269\" style=\"left:445px;bottom:357px;letter-spacing:-0.12px;display:inline;\">749 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t8u_269\" style=\"left:511px;bottom:357px;letter-spacing:-0.12px;display:inline;\">1,266 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t8v_269\" style=\"left:592px;bottom:357px;letter-spacing:-0.12px;display:inline;\">127 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t8w_269\" style=\"left:657px;bottom:357px;letter-spacing:-0.12px;display:inline;\">3,705 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t8x_269\" style=\"left:731px;bottom:357px;letter-spacing:-0.12px;display:inline;\">1,809 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t8y_269\" style=\"left:804px;bottom:357px;letter-spacing:-0.12px;display:inline;\">5,514 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_269\" id=\"t8z_269\" style=\"left:91px;bottom:342px;letter-spacing:-0.14px;display:inline;\">Total investments </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t90_269\" style=\"left:352px;bottom:342px;letter-spacing:-0.13px;display:inline;\">102,003 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t91_269\" style=\"left:431px;bottom:342px;letter-spacing:-0.13px;display:inline;\">24,289 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t92_269\" style=\"left:505px;bottom:342px;letter-spacing:-0.13px;display:inline;\">17,167 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t93_269\" style=\"left:592px;bottom:342px;letter-spacing:-0.12px;display:inline;\">395 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t94_269\" style=\"left:646px;bottom:342px;letter-spacing:-0.13px;display:inline;\">143,854 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t95_269\" style=\"left:731px;bottom:342px;letter-spacing:-0.12px;display:inline;\">3,826 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_269\" id=\"t96_269\" style=\"left:792px;bottom:342px;letter-spacing:-0.13px;display:inline;\">147,680 </div></td></tr>\n                                        </table><div class=\"t s1_269\" id=\"t97_269\" style=\"left:87px;bottom:317px;letter-spacing:-0.16px;display:inline;\">Notes </div><div class=\"t s2_269\" id=\"t98_269\" style=\"left:87px;bottom:305px;letter-spacing:-0.09px;display:inline;\">(i) </div><div class=\"t s2_269\" id=\"t99_269\" style=\"left:104px;bottom:305px;letter-spacing:-0.12px;display:inline;\">Funds with policyholder participation represent investments held to support insurance products where policyholders participate in the returns of a specified pool of </div><div class=\"t s2_269\" id=\"t9a_269\" style=\"left:104px;bottom:293px;letter-spacing:-0.12px;display:inline;\">investments (excluding unit-linked policies) that are measured using the variable fee approach. </div><div class=\"t s5_269\" id=\"t9b_269\" style=\"left:87px;bottom:282px;letter-spacing:-0.08px;display:inline;\">(ii) </div><div class=\"t s2_269\" id=\"t9c_269\" style=\"left:104px;bottom:282px;letter-spacing:-0.13px;display:inline;\">Of the Group\u2019s debt securities, the following amounts were held by the consolidated investment funds: </div><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_269\" id=\"t9d_269\" style=\"left:688px;bottom:264px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">31 Dec 2023 $m </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_269\" id=\"t9e_269\" style=\"left:769px;bottom:264px;letter-spacing:0.08px;display:inline;\">31 Dec 2022 $m </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_269\" id=\"t9f_269\" style=\"left:108px;bottom:244px;letter-spacing:-0.01px;display:inline;\">Debt securities held by the consolidated investment funds </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_269\" id=\"t9g_269\" style=\"left:713px;bottom:244px;letter-spacing:-0.02px;display:inline;\">11,116 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_269\" id=\"t9h_269\" style=\"left:792px;bottom:244px;letter-spacing:-0.01px;display:inline;\">11,899 </div></td></tr>\n                                        </table><div class=\"t s2_269\" id=\"t9i_269\" style=\"left:87px;bottom:224px;letter-spacing:-0.08px;display:inline;\">(iii) </div><div class=\"t s2_269\" id=\"t9j_269\" style=\"left:104px;bottom:224px;letter-spacing:-0.13px;display:inline;\">Other financial investments comprise derivative assets and deposits. </div><div class=\"t s5_269\" id=\"t9k_269\" style=\"left:87px;bottom:213px;letter-spacing:-0.1px;display:inline;\">(iv) </div><div class=\"t s5_269\" id=\"t9l_269\" style=\"left:104px;bottom:213px;letter-spacing:-0.12px;display:inline;\">The credit ratings, information or data contained in this report which are attributed and specifically provided by Standard &amp; Poor\u2019s, Moody\u2019s and Fitch Solutions and their </div><div class=\"t s5_269\" id=\"t9m_269\" style=\"left:104px;bottom:201px;letter-spacing:-0.12px;display:inline;\">respective affiliates and suppliers (\u2018Content Providers\u2019) is referred to here as the \u2018Content\u2019. Reproduction of any Content in any form is prohibited except with the prior </div><div class=\"t s5_269\" id=\"t9n_269\" style=\"left:104px;bottom:189px;letter-spacing:-0.13px;display:inline;\">written permission of the relevant party. The Content Providers do not guarantee the accuracy, adequacy, completeness, timeliness or availability of any Content and are </div><div class=\"t s5_269\" id=\"t9o_269\" style=\"left:104px;bottom:177px;letter-spacing:-0.12px;display:inline;\">not responsible for any errors or omissions (negligent or otherwise), regardless of the cause, or for the results obtained from the use of such Content. The Content Providers </div><div class=\"t s5_269\" id=\"t9p_269\" style=\"left:104px;bottom:166px;letter-spacing:-0.12px;display:inline;\">expressly disclaim liability for any damages, costs, expenses, legal fees, or losses (including lost income or lost profit and opportunity costs) in connection with any use of the </div><div class=\"t s5_269\" id=\"t9q_269\" style=\"left:104px;bottom:154px;letter-spacing:-0.12px;display:inline;\">Content. A reference to a particular investment or security, a rating or any observation concerning an investment that is part of the Content is not a recommendation to </div><div class=\"t s5_269\" id=\"t9r_269\" style=\"left:104px;bottom:142px;letter-spacing:-0.12px;display:inline;\">buy, sell or hold any such investment or security, nor does it address the suitability of an investment or security and should not be relied on as investment advice. </div><div class=\"t s5_269\" id=\"t9s_269\" style=\"left:87px;bottom:130px;letter-spacing:-0.11px;display:inline;\">(v) </div><div class=\"t s5_269\" id=\"t9t_269\" style=\"left:104px;bottom:130px;letter-spacing:-0.13px;display:inline;\">Of the total financial investments of $156,120 million as at 31 December 2023 (31 December 2022: $142,129 million), $80,022 million (31 December 2022: </div>$68,949 million) are expected to be recovered within one year, including equity securities and holdings in collective investment schemes.C2 Measurement of financial assets and liabilities <div class=\"t s1_271\" id=\"t2_271\" style=\"left:87px;bottom:1090px;letter-spacing:-0.01px;display:inline;\">The Group uses the trade date method to account for regular purchases and sales of financial assets. The Group holds financial assets in </div><div class=\"t s1_271\" id=\"t3_271\" style=\"left:87px;bottom:1075px;letter-spacing:-0.01px;display:inline;\">accordance with IFRS 9 (2023) / IAS 39 (2022 and prior) whereby subject to specific criteria, financial instruments are required to be accounted </div><div class=\"t s1_271\" id=\"t4_271\" style=\"left:87px;bottom:1059px;letter-spacing:-0.01px;display:inline;\">for under one of the following categories: </div><div class=\"t s2_271\" id=\"t5_271\" style=\"left:87px;bottom:1032px;display:inline;\">\u2013 </div><div class=\"t s1_271\" id=\"t6_271\" style=\"left:100px;bottom:1032px;letter-spacing:-0.01px;display:inline;\">Financial instruments at FVTPL: this comprises primarily instruments that are managed and the performance evaluated on a fair value basis, </div><div class=\"t s1_271\" id=\"t7_271\" style=\"left:100px;bottom:1016px;letter-spacing:-0.01px;display:inline;\">including liabilities related to net assets attributable to unit holders of consolidated investment funds and policyholder liabilities for </div><div class=\"t s1_271\" id=\"t8_271\" style=\"left:100px;bottom:1000px;letter-spacing:-0.01px;display:inline;\">investment contracts without discretionary participation features. In addition, this includes derivatives. All investments within this category are </div><div class=\"t s1_271\" id=\"t9_271\" style=\"left:100px;bottom:985px;letter-spacing:-0.01px;display:inline;\">measured at fair value with all changes thereon being recognised in investment return in the income statement. </div><div class=\"t s2_271\" id=\"ta_271\" style=\"left:87px;bottom:969px;display:inline;\">\u2013 </div><div class=\"t s1_271\" id=\"tb_271\" style=\"left:100px;bottom:969px;letter-spacing:-0.01px;display:inline;\">Financial instruments at FVOCI under IFRS 9 or on an AFS basis under IAS 39: these instruments are initially recognised at fair value plus </div><div class=\"t s1_271\" id=\"tc_271\" style=\"left:100px;bottom:954px;letter-spacing:-0.01px;display:inline;\">attributable transaction costs and are subsequently measured at fair value. Interest and/or dividend income is recognised in the income </div><div class=\"t s1_271\" id=\"td_271\" style=\"left:100px;bottom:938px;letter-spacing:-0.01px;display:inline;\">statement. Unrealised gains and losses are recognised in other comprehensive income. Upon disposal or impairment, accumulated unrealised </div><div class=\"t s1_271\" id=\"te_271\" style=\"left:100px;bottom:922px;letter-spacing:-0.01px;display:inline;\">gains and losses are transferred from other comprehensive income to the income statement as realised gains or losses except for equity </div><div class=\"t s1_271\" id=\"tf_271\" style=\"left:100px;bottom:907px;letter-spacing:-0.01px;display:inline;\">securities that have been elected to be designated at FVOCI under IFRS 9 whereby there is no recycling to the profit or loss on derecognition </div><div class=\"t s1_271\" id=\"tg_271\" style=\"left:100px;bottom:891px;letter-spacing:-0.01px;display:inline;\">being the difference to the AFS treatment for equity securities under IAS 39. Subsequent to the demerger of Jackson in September 2021, the </div><div class=\"t s1_271\" id=\"th_271\" style=\"left:100px;bottom:876px;letter-spacing:-0.01px;display:inline;\">Group designated its retained interest in Jackson as AFS equity securities under IAS 39. Upon the adoption of IFRS 9, the Group made the </div><div class=\"t s1_271\" id=\"ti_271\" style=\"left:100px;bottom:860px;letter-spacing:-0.01px;display:inline;\">election to measure its interest in equity securities in Jackson at FVOCI, which were disposed of entirely in 2023. There were no financial </div><div class=\"t s1_271\" id=\"tj_271\" style=\"left:100px;bottom:845px;letter-spacing:-0.01px;display:inline;\">instruments at FVOCI at 31 December 2023. </div><div class=\"t s2_271\" id=\"tk_271\" style=\"left:87px;bottom:829px;display:inline;\">\u2013 </div><div class=\"t s1_271\" id=\"tl_271\" style=\"left:100px;bottom:829px;letter-spacing:-0.01px;display:inline;\">Financial instruments at amortised cost: these instruments comprise non-quoted investments that have fixed or determinable payments, </div><div class=\"t s1_271\" id=\"tm_271\" style=\"left:100px;bottom:813px;letter-spacing:-0.01px;display:inline;\">including loans collateralised by mortgages, deposits, and other receivables. These investments are initially recognised at fair value plus </div><div class=\"t s1_271\" id=\"tn_271\" style=\"left:100px;bottom:798px;letter-spacing:-0.01px;display:inline;\">transaction costs. Subsequently, these instruments are carried at amortised cost using the effective interest method. The effective interest rate </div><div class=\"t s1_271\" id=\"to_271\" style=\"left:100px;bottom:782px;letter-spacing:-0.01px;display:inline;\">is the rate that exactly discounts estimated future cash receipts through the expected life of the financial instrument or, when appropriate, a </div><div class=\"t s1_271\" id=\"tp_271\" style=\"left:100px;bottom:767px;letter-spacing:-0.01px;display:inline;\">shorter period to the net carrying amount of the financial asset. When assets held at amortised cost are subject to impairment testing, </div><div class=\"t s1_271\" id=\"tq_271\" style=\"left:100px;bottom:751px;letter-spacing:-0.01px;display:inline;\">estimated future cash flows are compared to the carrying value of the asset. The estimated future cash flows are discounted using the </div><div class=\"t s1_271\" id=\"tr_271\" style=\"left:100px;bottom:735px;letter-spacing:-0.01px;display:inline;\">financial asset\u2019s original or variable effective interest rate and exclude credit losses that have not yet been incurred. If, in subsequent periods, </div><div class=\"t s1_271\" id=\"ts_271\" style=\"left:100px;bottom:720px;letter-spacing:-0.01px;display:inline;\">an impaired loan or receivable recovers in value (in part or in full) and this recovery can be objectively related to an event occurring after the </div><div class=\"t s1_271\" id=\"tt_271\" style=\"left:100px;bottom:704px;letter-spacing:-0.01px;display:inline;\">impairment, then any amount determined to have been recovered is reversed through the income statement. </div><div class=\"t s3_271\" id=\"tu_271\" style=\"left:87px;bottom:674px;letter-spacing:0.12px;display:inline;\">C2.1 Determination of fair value </div><div class=\"t s4_271\" id=\"tv_271\" style=\"left:87px;bottom:658px;letter-spacing:-0.01px;display:inline;\">The fair values of the financial instruments for which fair valuation is required under IFRS Standards are determined by the use of quoted market </div><div class=\"t s4_271\" id=\"tw_271\" style=\"left:87px;bottom:643px;letter-spacing:-0.01px;display:inline;\">prices for exchange-quoted investments, or by using quotations from independent third parties, such as brokers and pricing services or by using </div><div class=\"t s4_271\" id=\"tx_271\" style=\"left:87px;bottom:627px;letter-spacing:-0.01px;display:inline;\">appropriate valuation techniques. Climate change does not directly impact fair values particularly where these are built on observable inputs (ie </div><div class=\"t s4_271\" id=\"ty_271\" style=\"left:87px;bottom:611px;letter-spacing:-0.01px;display:inline;\">level 1 and level 2), which represent the majority of the Group\u2019s financial instruments as discussed below. </div><div class=\"t s4_271\" id=\"tz_271\" style=\"left:87px;bottom:584px;letter-spacing:-0.01px;display:inline;\">The estimated fair value of derivative financial instruments reflects the estimated amount the Group would receive or pay in an arm\u2019s-length </div><div class=\"t s4_271\" id=\"t10_271\" style=\"left:87px;bottom:568px;letter-spacing:-0.01px;display:inline;\">transaction. This amount is determined using quoted prices if exchange listed, quotations from independent third parties or valued internally </div><div class=\"t s4_271\" id=\"t11_271\" style=\"left:87px;bottom:552px;letter-spacing:-0.01px;display:inline;\">using standard market practices. </div><div class=\"t s4_271\" id=\"t12_271\" style=\"left:87px;bottom:525px;letter-spacing:-0.01px;display:inline;\">The fair value of the subordinated and senior debt issued by the Group is determined using quoted prices from independent third parties. </div><div class=\"t s5_271\" id=\"t13_271\" style=\"left:87px;bottom:494px;letter-spacing:0.12px;display:inline;\">Valuation approach for level 2 fair valued assets and liabilities </div><div class=\"t s4_271\" id=\"t14_271\" style=\"left:87px;bottom:478px;letter-spacing:-0.01px;display:inline;\">A significant proportion of the Group\u2019s level 2 assets are corporate bonds, structured securities and other non-national government debt </div><div class=\"t s4_271\" id=\"t15_271\" style=\"left:87px;bottom:463px;letter-spacing:-0.01px;display:inline;\">securities. These assets, in line with market practice, are generally valued using a designated independent pricing service or quote from third- </div><div class=\"t s4_271\" id=\"t16_271\" style=\"left:87px;bottom:447px;letter-spacing:-0.01px;display:inline;\">party brokers. These valuations are subject to a number of monitoring controls, such as comparison to multiple pricing sources where available, </div><div class=\"t s4_271\" id=\"t17_271\" style=\"left:87px;bottom:432px;letter-spacing:-0.01px;display:inline;\">monthly price variances, stale price reviews and variance analysis on prices achieved on subsequent trades. </div><div class=\"t s4_271\" id=\"t18_271\" style=\"left:87px;bottom:404px;letter-spacing:-0.01px;display:inline;\">When prices are not available from pricing services, quotes are sourced directly from brokers. Prudential seeks to obtain a number of quotes from </div><div class=\"t s4_271\" id=\"t19_271\" style=\"left:87px;bottom:388px;letter-spacing:-0.01px;display:inline;\">different brokers so as to obtain the most comprehensive information available on their executability. The selected quote is the one which best </div><div class=\"t s4_271\" id=\"t1a_271\" style=\"left:87px;bottom:373px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">represents an executable quote for the security at the measurement date. </div><div class=\"t s4_271\" id=\"t1b_271\" style=\"left:87px;bottom:345px;letter-spacing:-0.01px;display:inline;\">Generally, no adjustment is made to the prices obtained from independent third parties. Adjustments are made in only limited circumstances, </div><div class=\"t s4_271\" id=\"t1c_271\" style=\"left:87px;bottom:329px;letter-spacing:-0.01px;display:inline;\">where it is determined that the third-party valuations obtained do not reflect fair value (eg either because the value is stale and/or the values are </div><div class=\"t s4_271\" id=\"t1d_271\" style=\"left:87px;bottom:314px;letter-spacing:-0.01px;display:inline;\">extremely diverse in range). Securities valued in such manner are classified as level 3 where these significant inputs are not based on observable </div><div class=\"t s4_271\" id=\"t1e_271\" style=\"left:87px;bottom:298px;letter-spacing:-0.01px;display:inline;\">market data. </div><div class=\"t s5_271\" id=\"t1f_271\" style=\"left:87px;bottom:268px;letter-spacing:0.12px;display:inline;\">Valuation approach for level 3 fair valued assets and liabilities </div><div class=\"t s4_271\" id=\"t1g_271\" style=\"left:87px;bottom:252px;letter-spacing:-0.01px;display:inline;\">Investments valued using valuation techniques include financial investments which by their nature do not have an externally quoted price based </div><div class=\"t s4_271\" id=\"t1h_271\" style=\"left:87px;bottom:236px;letter-spacing:-0.01px;display:inline;\">on regular trades, and financial investments for which markets are no longer active as a result of market conditions, eg market illiquidity. </div><div class=\"t s4_271\" id=\"t1i_271\" style=\"left:87px;bottom:209px;letter-spacing:-0.01px;display:inline;\">The Group\u2019s valuation policies, procedures and analyses for instruments categorised as level 3 are overseen by Business Unit committees as part </div><div class=\"t s4_271\" id=\"t1j_271\" style=\"left:87px;bottom:193px;letter-spacing:-0.01px;display:inline;\">of the Group\u2019s wider financial reporting governance processes. The procedures undertaken include approval of valuation methodologies, </div><div class=\"t s4_271\" id=\"t1k_271\" style=\"left:87px;bottom:177px;letter-spacing:-0.01px;display:inline;\">verification processes, and resolution of significant or complex valuation issues. In addition, the Group has minimum standards for independent </div><div class=\"t s4_271\" id=\"t1l_271\" style=\"left:87px;bottom:162px;letter-spacing:-0.01px;display:inline;\">price verification to ensure valuation accuracy is regularly independently verified. Adherence to this policy is monitored across the business units. </div><div></div><div class=\"t s0_272\" id=\"t1_272\" style=\"left:65px;bottom:1116px;letter-spacing:0.13px;display:inline;\">C2.2 Valuation hierarchy </div><div class=\"t s1_272\" id=\"t2_272\" style=\"left:65px;bottom:1097px;letter-spacing:0.11px;display:inline;\">(a) </div><div class=\"t s1_272\" id=\"t3_272\" style=\"left:91px;bottom:1097px;letter-spacing:0.11px;display:inline;\">Assets and liabilities at fair value </div><div class=\"t s2_272\" id=\"t4_272\" style=\"left:65px;bottom:1082px;letter-spacing:-0.01px;display:inline;\">The table below shows the assets and liabilities carried at fair value analysed by level of the IFRS 13 \u2018Fair Value Measurement\u2019 defined fair value </div><div class=\"t s2_272\" id=\"t5_272\" style=\"left:65px;bottom:1066px;letter-spacing:-0.01px;display:inline;\">hierarchy. This hierarchy is based on the inputs to the fair value measurement and reflects the lowest level input that is significant to that </div><div class=\"t s2_272\" id=\"t6_272\" style=\"left:65px;bottom:1051px;letter-spacing:-0.01px;display:inline;\">measurement. </div><div class=\"t s2_272\" id=\"t7_272\" style=\"left:65px;bottom:1023px;letter-spacing:-0.01px;word-spacing:-0.01px;display:inline;\">All assets and liabilities held at fair value are classified as FVTPL at 31 December 2023. At 31 December 2022, $266 million of financial assets </div><div class=\"t s2_272\" id=\"t8_272\" style=\"left:65px;bottom:1007px;letter-spacing:-0.01px;display:inline;\">classified as AFS under IAS 39 related to the Group\u2019s retained interest in Jackson, which was disposed of in 2023. All assets and liabilities held at </div><div class=\"t s2_272\" id=\"t9_272\" style=\"left:65px;bottom:992px;letter-spacing:-0.01px;display:inline;\">fair value are measured on a recurring basis. </div><div class=\"t s1_272\" id=\"ta_272\" style=\"left:65px;bottom:961px;letter-spacing:0.12px;display:inline;\">Financial instruments at fair value </div><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"4\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s3_272\" id=\"tb_272\" style=\"left:627px;bottom:945px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">31 Dec 2023 $m </div>  </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_272\" id=\"tc_272\" style=\"left:551px;bottom:927px;letter-spacing:0.07px;display:inline;\">Level 1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_272\" id=\"td_272\" style=\"left:629px;bottom:927px;letter-spacing:0.07px;display:inline;\">Level 2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_272\" id=\"te_272\" style=\"left:707px;bottom:927px;letter-spacing:0.07px;display:inline;\">Level 3 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_272\" id=\"ti_272\" style=\"left:592px;bottom:912px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">Valuation based </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_272\" id=\"tm_272\" style=\"left:670px;bottom:912px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">Valuation based </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_272\" id=\"tf_272\" style=\"left:524px;bottom:902px;letter-spacing:0.07px;display:inline;\">Quoted prices </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_272\" id=\"tj_272\" style=\"left:603px;bottom:902px;letter-spacing:0.06px;word-spacing:0.01px;display:inline;\">on significant </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_272\" id=\"tn_272\" style=\"left:681px;bottom:902px;letter-spacing:0.06px;word-spacing:0.01px;display:inline;\">on significant </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_272\" id=\"tg_272\" style=\"left:528px;bottom:892px;letter-spacing:0.07px;display:inline;\">(unadjusted) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_272\" id=\"tk_272\" style=\"left:614px;bottom:892px;letter-spacing:0.08px;display:inline;\">observable </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_272\" id=\"to_272\" style=\"left:682px;bottom:892px;letter-spacing:0.07px;display:inline;\">unobservable </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_272\" id=\"th_272\" style=\"left:511px;bottom:882px;letter-spacing:0.07px;display:inline;\">in active markets </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_272\" id=\"tl_272\" style=\"left:602px;bottom:882px;letter-spacing:0.07px;display:inline;\">market inputs </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_272\" id=\"tp_272\" style=\"left:679px;bottom:882px;letter-spacing:0.07px;display:inline;\">market inputs </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_272\" id=\"tq_272\" style=\"left:792px;bottom:882px;letter-spacing:0.07px;display:inline;\">Total </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_272\" id=\"tr_272\" style=\"left:702px;bottom:867px;letter-spacing:0.06px;display:inline;\">note (iii) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"ts_272\" style=\"left:69px;bottom:846px;letter-spacing:-0.01px;display:inline;\">Loans </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"tt_272\" style=\"left:560px;bottom:846px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"tu_272\" style=\"left:622px;bottom:846px;letter-spacing:-0.02px;display:inline;\">430 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"tv_272\" style=\"left:716px;bottom:846px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"tw_272\" style=\"left:778px;bottom:846px;letter-spacing:-0.02px;display:inline;\">430 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"tx_272\" style=\"left:69px;bottom:827px;letter-spacing:-0.01px;display:inline;\">Equity securities and holdings in collective investment schemes </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"ty_272\" style=\"left:527px;bottom:827px;letter-spacing:-0.02px;display:inline;\">56,327 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"tz_272\" style=\"left:612px;bottom:827px;letter-spacing:-0.02px;display:inline;\">5,562 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t10_272\" style=\"left:690px;bottom:827px;letter-spacing:-0.02px;display:inline;\">2,864 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t11_272\" style=\"left:761px;bottom:827px;letter-spacing:-0.02px;display:inline;\">64,753 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t12_272\" style=\"left:69px;bottom:807px;letter-spacing:-0.01px;display:inline;\">Debt securities </div> <div class=\"t s5_272\" id=\"t13_272\" style=\"vertical-align: super;left:149px;bottom:815px;letter-spacing:0.16px;display:inline;\">note (i) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t14_272\" style=\"left:527px;bottom:807px;letter-spacing:-0.02px;display:inline;\">64,004 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t15_272\" style=\"left:605px;bottom:807px;letter-spacing:-0.02px;display:inline;\">19,020 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t16_272\" style=\"left:708px;bottom:807px;letter-spacing:-0.02px;display:inline;\">40 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t17_272\" style=\"left:761px;bottom:807px;letter-spacing:-0.02px;display:inline;\">83,064 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t18_272\" style=\"left:69px;bottom:788px;letter-spacing:-0.01px;display:inline;\">Derivative assets </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t19_272\" style=\"left:534px;bottom:788px;letter-spacing:-0.02px;display:inline;\">1,460 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t1a_272\" style=\"left:622px;bottom:788px;letter-spacing:-0.02px;display:inline;\">395 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t1b_272\" style=\"left:716px;bottom:788px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t1c_272\" style=\"left:768px;bottom:788px;letter-spacing:-0.02px;display:inline;\">1,855 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t1d_272\" style=\"left:69px;bottom:768px;letter-spacing:-0.01px;display:inline;\">Derivative liabilities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t1e_272\" style=\"left:548px;bottom:768px;letter-spacing:-0.02px;display:inline;\">(58) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t1f_272\" style=\"left:618px;bottom:768px;letter-spacing:-0.02px;display:inline;\">(180) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t1g_272\" style=\"left:716px;bottom:768px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t1h_272\" style=\"left:774px;bottom:768px;letter-spacing:-0.02px;display:inline;\">(238) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t1i_272\" style=\"left:69px;bottom:749px;letter-spacing:-0.01px;display:inline;\">Total financial investments, net of derivative liabilities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t1j_272\" style=\"left:520px;bottom:749px;letter-spacing:-0.02px;display:inline;\">121,733 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t1k_272\" style=\"left:605px;bottom:749px;letter-spacing:-0.02px;display:inline;\">25,227 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t1l_272\" style=\"left:690px;bottom:749px;letter-spacing:-0.02px;display:inline;\">2,904 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t1m_272\" style=\"left:754px;bottom:749px;letter-spacing:-0.02px;display:inline;\">149,864 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t1n_272\" style=\"left:69px;bottom:729px;letter-spacing:-0.01px;display:inline;\">Investment contract liabilities without DPF </div> <div class=\"t s5_272\" id=\"t1o_272\" style=\"vertical-align: super;left:294px;bottom:737px;letter-spacing:0.15px;display:inline;\">note (ii) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t1p_272\" style=\"left:560px;bottom:729px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t1q_272\" style=\"left:618px;bottom:729px;letter-spacing:-0.02px;display:inline;\">(769) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t1r_272\" style=\"left:716px;bottom:729px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t1s_272\" style=\"left:774px;bottom:729px;letter-spacing:-0.02px;display:inline;\">(769) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t1t_272\" style=\"left:69px;bottom:710px;letter-spacing:-0.01px;display:inline;\">Net asset value attributable to unit holders of consolidated investment funds </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t1u_272\" style=\"left:530px;bottom:710px;letter-spacing:-0.02px;display:inline;\">(2,711) </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t1v_272\" style=\"left:638px;bottom:710px;display:inline;\">\u2013 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t1w_272\" style=\"left:716px;bottom:710px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t1x_272\" style=\"left:764px;bottom:710px;letter-spacing:-0.02px;display:inline;\">(2,711) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t1y_272\" style=\"left:69px;bottom:690px;letter-spacing:-0.01px;display:inline;\">Total financial instruments at fair value </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t1z_272\" style=\"left:520px;bottom:690px;letter-spacing:-0.02px;display:inline;\">119,022 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t20_272\" style=\"left:605px;bottom:690px;letter-spacing:-0.02px;display:inline;\">24,458 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t21_272\" style=\"left:690px;bottom:690px;letter-spacing:-0.02px;display:inline;\">2,904 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t22_272\" style=\"left:754px;bottom:690px;letter-spacing:-0.02px;display:inline;\">146,384 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t23_272\" style=\"left:69px;bottom:671px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Percentage of total (%) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t24_272\" style=\"left:552px;bottom:671px;letter-spacing:-0.02px;display:inline;\">81% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t25_272\" style=\"left:630px;bottom:671px;letter-spacing:-0.02px;display:inline;\">17% </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t26_272\" style=\"left:715px;bottom:671px;letter-spacing:-0.02px;display:inline;\">2% </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t27_272\" style=\"left:778px;bottom:671px;letter-spacing:-0.02px;display:inline;\">100% </div></td></tr>\n                                        </table><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"4\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s6_272\" id=\"t28_272\" style=\"left:628px;bottom:641px;letter-spacing:0.08px;display:inline;\">31 Dec 2022 $m </div>  </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_272\" id=\"t29_272\" style=\"left:551px;bottom:624px;letter-spacing:0.06px;display:inline;\">Level 1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_272\" id=\"t2a_272\" style=\"left:629px;bottom:624px;letter-spacing:0.06px;display:inline;\">Level 2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_272\" id=\"t2b_272\" style=\"left:707px;bottom:624px;letter-spacing:0.06px;display:inline;\">Level 3 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_272\" id=\"t2f_272\" style=\"left:619px;bottom:608px;letter-spacing:0.07px;display:inline;\">Valuation </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_272\" id=\"t2k_272\" style=\"left:696px;bottom:608px;letter-spacing:0.07px;display:inline;\">Valuation </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_272\" id=\"t2g_272\" style=\"left:632px;bottom:597px;letter-spacing:0.07px;display:inline;\">based </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_272\" id=\"t2l_272\" style=\"left:710px;bottom:597px;letter-spacing:0.07px;display:inline;\">based </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_272\" id=\"t2c_272\" style=\"left:526px;bottom:586px;letter-spacing:0.07px;display:inline;\">Quoted prices </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_272\" id=\"t2h_272\" style=\"left:604px;bottom:586px;letter-spacing:0.06px;display:inline;\">on significant </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_272\" id=\"t2m_272\" style=\"left:682px;bottom:586px;letter-spacing:0.06px;display:inline;\">on significant </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_272\" id=\"t2d_272\" style=\"left:529px;bottom:575px;letter-spacing:0.07px;display:inline;\">(unadjusted) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_272\" id=\"t2i_272\" style=\"left:615px;bottom:575px;letter-spacing:0.07px;display:inline;\">observable </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_272\" id=\"t2n_272\" style=\"left:683px;bottom:575px;letter-spacing:0.07px;display:inline;\">unobservable </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_272\" id=\"t2e_272\" style=\"left:514px;bottom:564px;letter-spacing:0.06px;display:inline;\">in active markets </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_272\" id=\"t2j_272\" style=\"left:604px;bottom:564px;letter-spacing:0.07px;display:inline;\">market inputs </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_272\" id=\"t2o_272\" style=\"left:682px;bottom:564px;letter-spacing:0.07px;display:inline;\">market inputs </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_272\" id=\"t2p_272\" style=\"left:791px;bottom:564px;letter-spacing:0.07px;display:inline;\">Total </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_272\" id=\"t2q_272\" style=\"left:701px;bottom:549px;letter-spacing:0.06px;display:inline;\">note (iii) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t2r_272\" style=\"left:69px;bottom:529px;letter-spacing:-0.01px;display:inline;\">Loans </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t2s_272\" style=\"left:556px;bottom:529px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t2t_272\" style=\"left:619px;bottom:529px;letter-spacing:-0.01px;display:inline;\">447 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t2u_272\" style=\"left:711px;bottom:529px;display:inline;\">3 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t2v_272\" style=\"left:775px;bottom:529px;letter-spacing:-0.01px;display:inline;\">450 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t2w_272\" style=\"left:69px;bottom:509px;letter-spacing:-0.01px;display:inline;\">Equity securities and holdings in collective investment schemes </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t2x_272\" style=\"left:525px;bottom:509px;letter-spacing:-0.01px;display:inline;\">49,725 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t2y_272\" style=\"left:610px;bottom:509px;letter-spacing:-0.01px;display:inline;\">7,130 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t2z_272\" style=\"left:697px;bottom:509px;letter-spacing:-0.01px;display:inline;\">824 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t30_272\" style=\"left:758px;bottom:509px;letter-spacing:-0.01px;display:inline;\">57,679 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t31_272\" style=\"left:69px;bottom:490px;letter-spacing:-0.01px;display:inline;\">Debt securities </div> <div class=\"t s5_272\" id=\"t32_272\" style=\"vertical-align: super;left:149px;bottom:498px;letter-spacing:0.16px;display:inline;\">note (i) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t33_272\" style=\"left:525px;bottom:490px;letter-spacing:-0.01px;display:inline;\">57,148 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t34_272\" style=\"left:603px;bottom:490px;letter-spacing:-0.01px;display:inline;\">19,763 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t35_272\" style=\"left:704px;bottom:490px;letter-spacing:-0.01px;display:inline;\">38 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t36_272\" style=\"left:758px;bottom:490px;letter-spacing:-0.01px;display:inline;\">76,949 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t37_272\" style=\"left:69px;bottom:470px;letter-spacing:-0.01px;display:inline;\">Derivative assets </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t38_272\" style=\"left:548px;bottom:470px;letter-spacing:-0.01px;display:inline;\">82 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t39_272\" style=\"left:619px;bottom:470px;letter-spacing:-0.01px;display:inline;\">487 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t3a_272\" style=\"left:712px;bottom:470px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t3b_272\" style=\"left:775px;bottom:470px;letter-spacing:-0.01px;display:inline;\">569 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t3c_272\" style=\"left:69px;bottom:451px;letter-spacing:-0.01px;display:inline;\">Derivative liabilities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t3d_272\" style=\"left:537px;bottom:451px;letter-spacing:-0.01px;display:inline;\">(778) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t3e_272\" style=\"left:615px;bottom:451px;letter-spacing:-0.01px;display:inline;\">(223) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t3f_272\" style=\"left:712px;bottom:451px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t3g_272\" style=\"left:761px;bottom:451px;letter-spacing:-0.01px;display:inline;\">(1,001) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t3h_272\" style=\"left:69px;bottom:432px;letter-spacing:-0.01px;display:inline;\">Total financial investments, net of derivative liabilities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t3i_272\" style=\"left:518px;bottom:432px;letter-spacing:-0.01px;display:inline;\">106,177 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t3j_272\" style=\"left:603px;bottom:432px;letter-spacing:-0.01px;display:inline;\">27,604 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t3k_272\" style=\"left:697px;bottom:432px;letter-spacing:-0.01px;display:inline;\">865 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t3l_272\" style=\"left:751px;bottom:432px;letter-spacing:-0.01px;display:inline;\">134,646 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t3m_272\" style=\"left:69px;bottom:412px;letter-spacing:-0.01px;display:inline;\">Investment contract liabilities without DPF </div> <div class=\"t s5_272\" id=\"t3n_272\" style=\"vertical-align: super;left:294px;bottom:420px;letter-spacing:0.15px;display:inline;\">note (ii) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t3o_272\" style=\"left:556px;bottom:412px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t3p_272\" style=\"left:615px;bottom:412px;letter-spacing:-0.01px;display:inline;\">(663) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t3q_272\" style=\"left:712px;bottom:412px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t3r_272\" style=\"left:771px;bottom:412px;letter-spacing:-0.01px;display:inline;\">(663) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t3s_272\" style=\"left:69px;bottom:393px;letter-spacing:-0.01px;display:inline;\">Net asset value attributable to unit holders of consolidated investment funds </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t3t_272\" style=\"left:528px;bottom:393px;letter-spacing:-0.01px;display:inline;\">(4,193) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t3u_272\" style=\"left:634px;bottom:393px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t3v_272\" style=\"left:712px;bottom:393px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t3w_272\" style=\"left:761px;bottom:393px;letter-spacing:-0.01px;display:inline;\">(4,193) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t3x_272\" style=\"left:69px;bottom:373px;letter-spacing:-0.01px;display:inline;\">Total financial instruments at fair value </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t3y_272\" style=\"left:518px;bottom:373px;letter-spacing:-0.01px;display:inline;\">101,984 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t3z_272\" style=\"left:603px;bottom:373px;letter-spacing:-0.01px;display:inline;\">26,941 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t40_272\" style=\"left:697px;bottom:373px;letter-spacing:-0.01px;display:inline;\">865 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t41_272\" style=\"left:751px;bottom:373px;letter-spacing:-0.01px;display:inline;\">129,790 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t42_272\" style=\"left:69px;bottom:354px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Percentage of total (%) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t43_272\" style=\"left:548px;bottom:354px;letter-spacing:-0.01px;display:inline;\">78% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t44_272\" style=\"left:626px;bottom:354px;letter-spacing:-0.01px;display:inline;\">21% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t45_272\" style=\"left:711px;bottom:354px;letter-spacing:-0.01px;display:inline;\">1% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t46_272\" style=\"left:775px;bottom:354px;letter-spacing:-0.01px;display:inline;\">100% </div></td></tr>\n                                        </table><div class=\"t s7_272\" id=\"t47_272\" style=\"left:65px;bottom:327px;letter-spacing:-0.16px;display:inline;\">Notes </div><div class=\"t s8_272\" id=\"t48_272\" style=\"left:65px;bottom:316px;letter-spacing:-0.09px;display:inline;\">(i) </div><div class=\"t s8_272\" id=\"t49_272\" style=\"left:82px;bottom:316px;letter-spacing:-0.13px;display:inline;\">Of the total level 2 debt securities of $19,020 million at 31 December 2023 (31 December 2022: $19,763 million), $10 million (31 December 2022: $37 million) are valued </div><div class=\"t s8_272\" id=\"t4a_272\" style=\"left:82px;bottom:304px;letter-spacing:-0.11px;display:inline;\">internally. </div><div class=\"t s8_272\" id=\"t4b_272\" style=\"left:65px;bottom:292px;letter-spacing:-0.08px;display:inline;\">(ii) </div><div class=\"t s8_272\" id=\"t4c_272\" style=\"left:82px;bottom:292px;letter-spacing:-0.12px;display:inline;\">For Investment contract liabilities without DPF, it is assumed that these investment contracts are not quoted in an active market and do not have readily available published </div><div class=\"t s8_272\" id=\"t4d_272\" style=\"left:82px;bottom:280px;letter-spacing:-0.12px;display:inline;\">prices and that their fair values are determined using valuation techniques. It is assumed that all significant inputs used in the valuation are observable and these </div><div class=\"t s8_272\" id=\"t4e_272\" style=\"left:82px;bottom:269px;letter-spacing:-0.11px;display:inline;\">investment contract liabilities are classified in level 2. </div><div class=\"t s8_272\" id=\"t4f_272\" style=\"left:65px;bottom:257px;letter-spacing:-0.08px;display:inline;\">(iii) </div><div class=\"t s8_272\" id=\"t4g_272\" style=\"left:82px;bottom:257px;letter-spacing:-0.13px;display:inline;\">At 31 December 2023, the Group held $2,904 million (31 December 2022: $865 million) of net financial instruments at fair value within level 3. This represents 2 per cent </div><div class=\"t s8_272\" id=\"t4h_272\" style=\"left:82px;bottom:245px;letter-spacing:-0.12px;display:inline;\">(2022: less than one per cent) of the total fair valued financial assets, net of financial liabilities and comprises the following: </div><div class=\"t s9_272\" id=\"t4i_272\" style=\"left:82px;bottom:233px;display:inline;\">\u2013 </div><div class=\"t s8_272\" id=\"t4j_272\" style=\"left:95px;bottom:233px;letter-spacing:-0.13px;display:inline;\">Equity securities and holdings in collective investment schemes of $2,863 million (31 December 2022: $823 million) are externally valued using the net asset value of the </div><div class=\"t s8_272\" id=\"t4k_272\" style=\"left:95px;bottom:222px;letter-spacing:-0.12px;display:inline;\">invested entities and consist primarily of property and infrastructure funds held by the participating funds. Equity securities of $1 million (31 December 2022: $1 million) </div><div class=\"t s8_272\" id=\"t4l_272\" style=\"left:95px;bottom:210px;letter-spacing:-0.12px;display:inline;\">are internally valued. Internal valuations are inherently more subjective than external valuations; and </div><div class=\"t s9_272\" id=\"t4m_272\" style=\"left:82px;bottom:198px;display:inline;\">\u2013 </div><div class=\"t s8_272\" id=\"t4n_272\" style=\"left:95px;bottom:198px;letter-spacing:-0.13px;display:inline;\">Other sundry individual financial instruments of a net asset of $40 million (31 December 2022: $41 million). </div><div class=\"t s8_272\" id=\"t4o_272\" style=\"left:82px;bottom:186px;letter-spacing:-0.13px;display:inline;\">Of the net financial instruments of $2,904 million (31 December 2022: $865 million) referred to above: </div><div class=\"t s9_272\" id=\"t4p_272\" style=\"left:82px;bottom:174px;display:inline;\">\u2013 </div><div class=\"t s8_272\" id=\"t4q_272\" style=\"left:95px;bottom:174px;letter-spacing:-0.12px;display:inline;\">A net asset of $2,866 million (31 December 2022: $830 million) is held by the Group\u2019s with-profits and unit-linked funds and therefore shareholders\u2019 profit and equity </div><div class=\"t s8_272\" id=\"t4r_272\" style=\"left:95px;bottom:163px;letter-spacing:-0.13px;display:inline;\">are not immediately impacted by movements in the valuation of these financial instruments; and </div><div class=\"t s9_272\" id=\"t4s_272\" style=\"left:82px;bottom:151px;display:inline;\">\u2013 </div><div class=\"t s8_272\" id=\"t4t_272\" style=\"left:95px;bottom:151px;letter-spacing:-0.13px;display:inline;\">The remaining level 3 investments comprise a net asset of $38 million (31 December 2022: $35 million) and are primarily corporate bonds valued using external prices </div><div class=\"t s8_272\" id=\"t4u_272\" style=\"left:95px;bottom:139px;letter-spacing:-0.12px;display:inline;\">adjusted to reflect the specific known conditions relating to these bonds (eg distressed securities). If the value of all these level 3 financial instruments decreased by 10 </div><div class=\"t s8_272\" id=\"t4v_272\" style=\"left:95px;bottom:127px;letter-spacing:-0.13px;display:inline;\">per cent, the change in valuation would be $(4) million (31 December 2022: $(4) million), which would reduce shareholders\u2019 equity by this amount before tax. </div><div></div><div class=\"t s0_273\" id=\"t1_273\" style=\"left:87px;bottom:1118px;letter-spacing:-0.1px;display:inline;\">Transfers into and transfers out of levels </div><div class=\"t s1_273\" id=\"t2_273\" style=\"left:87px;bottom:1102px;letter-spacing:-0.01px;display:inline;\">The Group\u2019s policy is to recognise transfers into and out of levels as of the end of each reporting period except for material transfers which are </div><div class=\"t s1_273\" id=\"t3_273\" style=\"left:87px;bottom:1087px;letter-spacing:-0.01px;display:inline;\">recognised as of the date of the event or change in circumstances that caused the transfer. Transfers are deemed to have occurred when there is </div><div class=\"t s1_273\" id=\"t4_273\" style=\"left:87px;bottom:1071px;letter-spacing:-0.01px;display:inline;\">a material change in the observed valuation inputs or a change in the level of trading activities of the securities. </div><div class=\"t s1_273\" id=\"t5_273\" style=\"left:87px;bottom:1043px;letter-spacing:-0.01px;display:inline;\">During 2023, the transfers between levels within the portfolios included transfers from level 1 to level 2 of $505 million and transfers from level 2 </div><div class=\"t s1_273\" id=\"t6_273\" style=\"left:87px;bottom:1028px;letter-spacing:-0.01px;display:inline;\">to level 1 of $1,708 million. These transfers primarily reflect the change in the observed valuation inputs of equity securities and debt securities </div><div class=\"t s1_273\" id=\"t7_273\" style=\"left:87px;bottom:1012px;letter-spacing:-0.01px;word-spacing:-0.01px;display:inline;\">and, in certain cases, the change in the level of trading activities of the securities. There were transfers from level 2 to level 3 of $1,489 million in </div><div class=\"t s1_273\" id=\"t8_273\" style=\"left:87px;bottom:996px;letter-spacing:-0.01px;display:inline;\">the period relating to certain of the underlying investments of the Group\u2019s consolidated investment funds, which are now deemed to have more </div><div class=\"t s1_273\" id=\"t9_273\" style=\"left:87px;bottom:981px;letter-spacing:-0.01px;display:inline;\">unobservable inputs. </div><div class=\"t s0_273\" id=\"ta_273\" style=\"left:87px;bottom:952px;letter-spacing:-0.11px;display:inline;\">Reconciliation of movements in level 3 assets and liabilities measured at fair value </div><div class=\"t s1_273\" id=\"tb_273\" style=\"left:87px;bottom:936px;letter-spacing:-0.01px;display:inline;\">The following table reconciles the value of level 3 fair valued assets and liabilities at the beginning of the period to that presented at the end of </div><div class=\"t s1_273\" id=\"tc_273\" style=\"left:87px;bottom:921px;letter-spacing:-0.01px;display:inline;\">the period. </div><div class=\"t s1_273\" id=\"td_273\" style=\"left:87px;bottom:893px;letter-spacing:-0.01px;display:inline;\">Total investment return recorded in the income statement represents interest and dividend income, realised gains and losses, unrealised gains </div><div class=\"t s1_273\" id=\"te_273\" style=\"left:87px;bottom:878px;letter-spacing:-0.01px;display:inline;\">and losses on the assets classified at fair value through profit and loss and foreign exchange movements on an individual entity\u2019s overseas </div><div class=\"t s1_273\" id=\"tf_273\" style=\"left:87px;bottom:862px;letter-spacing:-0.01px;display:inline;\">investments. Total gains and losses recorded in other comprehensive income comprises the translation of investments into the Group's </div><div class=\"t s1_273\" id=\"tg_273\" style=\"left:87px;bottom:846px;letter-spacing:-0.01px;display:inline;\">presentational currency of US dollars. </div><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"4\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s2_273\" id=\"th_273\" style=\"left:665px;bottom:817px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">2023 $m </div>  </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_273\" id=\"tj_273\" style=\"left:652px;bottom:801px;letter-spacing:0.07px;display:inline;\">Equity </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_273\" id=\"tk_273\" style=\"left:640px;bottom:791px;letter-spacing:0.06px;display:inline;\">securities </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_273\" id=\"tl_273\" style=\"left:663px;bottom:781px;letter-spacing:0.08px;display:inline;\">and </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_273\" id=\"tm_273\" style=\"left:634px;bottom:771px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">holdings in </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_273\" id=\"tn_273\" style=\"left:640px;bottom:761px;letter-spacing:0.07px;display:inline;\">collective </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_273\" id=\"to_273\" style=\"left:633px;bottom:751px;letter-spacing:0.08px;display:inline;\">investment </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_273\" id=\"tq_273\" style=\"left:736px;bottom:751px;letter-spacing:0.09px;display:inline;\">Debt </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_273\" id=\"ti_273\" style=\"left:576px;bottom:741px;letter-spacing:0.08px;display:inline;\">Loans </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_273\" id=\"tp_273\" style=\"left:644px;bottom:741px;letter-spacing:0.09px;display:inline;\">schemes </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_273\" id=\"tr_273\" style=\"left:718px;bottom:741px;letter-spacing:0.06px;display:inline;\">securities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_273\" id=\"ts_273\" style=\"left:788px;bottom:741px;letter-spacing:0.07px;display:inline;\">Group total </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_273\" id=\"tt_273\" style=\"left:91px;bottom:720px;letter-spacing:-0.01px;display:inline;\">Balance at 1 Jan </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_273\" id=\"tu_273\" style=\"left:588px;bottom:720px;display:inline;\">3 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_273\" id=\"tv_273\" style=\"left:652px;bottom:720px;letter-spacing:-0.02px;display:inline;\">824 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_273\" id=\"tw_273\" style=\"left:737px;bottom:720px;letter-spacing:-0.02px;display:inline;\">38 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_273\" id=\"tx_273\" style=\"left:808px;bottom:720px;letter-spacing:-0.02px;display:inline;\">865 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_273\" id=\"ty_273\" style=\"left:91px;bottom:701px;letter-spacing:-0.01px;display:inline;\">Total gains in income statement </div> <div class=\"t s4_273\" id=\"tz_273\" style=\"vertical-align: super;left:263px;bottom:709px;letter-spacing:0.2px;display:inline;\">note </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_273\" id=\"t10_273\" style=\"left:589px;bottom:701px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_273\" id=\"t11_273\" style=\"left:659px;bottom:701px;letter-spacing:-0.02px;display:inline;\">25 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_273\" id=\"t12_273\" style=\"left:744px;bottom:701px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_273\" id=\"t13_273\" style=\"left:815px;bottom:701px;letter-spacing:-0.02px;display:inline;\">27 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_273\" id=\"t14_273\" style=\"left:91px;bottom:681px;letter-spacing:-0.01px;display:inline;\">Total gains recorded in other comprehensive income </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_273\" id=\"t15_273\" style=\"left:589px;bottom:681px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_273\" id=\"t16_273\" style=\"left:666px;bottom:681px;display:inline;\">6 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_273\" id=\"t17_273\" style=\"left:745px;bottom:681px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_273\" id=\"t18_273\" style=\"left:822px;bottom:681px;display:inline;\">6 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_273\" id=\"t19_273\" style=\"left:91px;bottom:662px;letter-spacing:-0.01px;display:inline;\">Purchases and other additions </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_273\" id=\"t1a_273\" style=\"left:589px;bottom:662px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_273\" id=\"t1b_273\" style=\"left:652px;bottom:662px;letter-spacing:-0.02px;display:inline;\">524 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_273\" id=\"t1c_273\" style=\"left:745px;bottom:662px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_273\" id=\"t1d_273\" style=\"left:808px;bottom:662px;letter-spacing:-0.02px;display:inline;\">524 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_273\" id=\"t1e_273\" style=\"left:91px;bottom:642px;letter-spacing:-0.01px;display:inline;\">Sales </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_273\" id=\"t1f_273\" style=\"left:584px;bottom:642px;letter-spacing:-0.02px;display:inline;\">(3) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_273\" id=\"t1g_273\" style=\"left:662px;bottom:642px;letter-spacing:-0.02px;display:inline;\">(4) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_273\" id=\"t1h_273\" style=\"left:745px;bottom:642px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_273\" id=\"t1i_273\" style=\"left:818px;bottom:642px;letter-spacing:-0.02px;display:inline;\">(7) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_273\" id=\"t1j_273\" style=\"left:91px;bottom:623px;letter-spacing:-0.01px;display:inline;\">Transfers into level 3 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_273\" id=\"t1k_273\" style=\"left:589px;bottom:623px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_273\" id=\"t1l_273\" style=\"left:642px;bottom:623px;letter-spacing:-0.02px;display:inline;\">1,489 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_273\" id=\"t1m_273\" style=\"left:745px;bottom:623px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_273\" id=\"t1n_273\" style=\"left:798px;bottom:623px;letter-spacing:-0.02px;display:inline;\">1,489 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_273\" id=\"t1o_273\" style=\"left:91px;bottom:603px;letter-spacing:-0.01px;display:inline;\">Balance at 31 Dec </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_273\" id=\"t1p_273\" style=\"left:589px;bottom:603px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_273\" id=\"t1q_273\" style=\"left:642px;bottom:603px;letter-spacing:-0.02px;display:inline;\">2,864 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_273\" id=\"t1r_273\" style=\"left:737px;bottom:603px;letter-spacing:-0.02px;display:inline;\">40 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_273\" id=\"t1s_273\" style=\"left:798px;bottom:603px;letter-spacing:-0.02px;display:inline;\">2,904 </div></td></tr>\n                                        </table><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"4\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s5_273\" id=\"t1t_273\" style=\"left:665px;bottom:573px;letter-spacing:0.09px;display:inline;\">2022 $m </div>  </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_273\" id=\"t1v_273\" style=\"left:652px;bottom:557px;letter-spacing:0.07px;display:inline;\">Equity </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_273\" id=\"t1w_273\" style=\"left:641px;bottom:547px;letter-spacing:0.05px;display:inline;\">securities </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_273\" id=\"t1x_273\" style=\"left:661px;bottom:537px;letter-spacing:0.08px;display:inline;\">and </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_273\" id=\"t1y_273\" style=\"left:635px;bottom:527px;letter-spacing:0.06px;word-spacing:0.01px;display:inline;\">holdings in </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_273\" id=\"t1z_273\" style=\"left:641px;bottom:517px;letter-spacing:0.06px;display:inline;\">collective </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_273\" id=\"t20_273\" style=\"left:634px;bottom:507px;letter-spacing:0.07px;display:inline;\">investment </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_273\" id=\"t22_273\" style=\"left:735px;bottom:507px;letter-spacing:0.06px;display:inline;\">Debt </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_273\" id=\"t1u_273\" style=\"left:575px;bottom:497px;letter-spacing:0.07px;display:inline;\">Loans </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_273\" id=\"t21_273\" style=\"left:643px;bottom:497px;letter-spacing:0.08px;display:inline;\">schemes </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_273\" id=\"t23_273\" style=\"left:719px;bottom:497px;letter-spacing:0.06px;display:inline;\">securities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_273\" id=\"t24_273\" style=\"left:789px;bottom:497px;letter-spacing:0.07px;display:inline;\">Group total </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_273\" id=\"t25_273\" style=\"left:91px;bottom:476px;letter-spacing:-0.01px;display:inline;\">Balance at 1 Jan </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_273\" id=\"t26_273\" style=\"left:589px;bottom:476px;display:inline;\">5 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_273\" id=\"t27_273\" style=\"left:653px;bottom:476px;letter-spacing:-0.01px;display:inline;\">577 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_273\" id=\"t28_273\" style=\"left:738px;bottom:476px;letter-spacing:-0.01px;display:inline;\">58 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_273\" id=\"t29_273\" style=\"left:808px;bottom:476px;letter-spacing:-0.01px;display:inline;\">640 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_273\" id=\"t2a_273\" style=\"left:91px;bottom:457px;letter-spacing:-0.01px;display:inline;\">Total losses in income statement </div> <div class=\"t s4_273\" id=\"t2b_273\" style=\"vertical-align: super;left:265px;bottom:465px;letter-spacing:0.2px;display:inline;\">note </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_273\" id=\"t2c_273\" style=\"left:585px;bottom:457px;display:inline;\">(2) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_273\" id=\"t2d_273\" style=\"left:655px;bottom:457px;display:inline;\">(31) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_273\" id=\"t2e_273\" style=\"left:740px;bottom:457px;display:inline;\">(2) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_273\" id=\"t2f_273\" style=\"left:811px;bottom:457px;display:inline;\">(35) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_273\" id=\"t2g_273\" style=\"left:91px;bottom:438px;letter-spacing:-0.01px;display:inline;\">Total losses recorded in other comprehensive income </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_273\" id=\"t2h_273\" style=\"left:589px;bottom:437px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_273\" id=\"t2i_273\" style=\"left:663px;bottom:437px;display:inline;\">(6) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_273\" id=\"t2j_273\" style=\"left:740px;bottom:437px;display:inline;\">(3) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_273\" id=\"t2k_273\" style=\"left:818px;bottom:437px;display:inline;\">(9) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_273\" id=\"t2l_273\" style=\"left:91px;bottom:418px;letter-spacing:-0.01px;display:inline;\">Purchases and other additions </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_273\" id=\"t2m_273\" style=\"left:589px;bottom:418px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_273\" id=\"t2n_273\" style=\"left:653px;bottom:418px;letter-spacing:-0.01px;display:inline;\">305 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_273\" id=\"t2o_273\" style=\"left:745px;bottom:418px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_273\" id=\"t2p_273\" style=\"left:808px;bottom:418px;letter-spacing:-0.01px;display:inline;\">305 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_273\" id=\"t2q_273\" style=\"left:91px;bottom:399px;letter-spacing:-0.01px;display:inline;\">Sales </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_273\" id=\"t2r_273\" style=\"left:589px;bottom:398px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_273\" id=\"t2s_273\" style=\"left:655px;bottom:398px;display:inline;\">(21) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_273\" id=\"t2t_273\" style=\"left:745px;bottom:398px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_273\" id=\"t2u_273\" style=\"left:811px;bottom:398px;display:inline;\">(21) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_273\" id=\"t2v_273\" style=\"left:91px;bottom:379px;letter-spacing:-0.01px;display:inline;\">Transfers (out of) level 3 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_273\" id=\"t2w_273\" style=\"left:589px;bottom:379px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_273\" id=\"t2x_273\" style=\"left:667px;bottom:379px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_273\" id=\"t2y_273\" style=\"left:733px;bottom:379px;display:inline;\">(15) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_273\" id=\"t2z_273\" style=\"left:811px;bottom:379px;display:inline;\">(15) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_273\" id=\"t30_273\" style=\"left:91px;bottom:359px;letter-spacing:-0.01px;display:inline;\">Balance at 31 Dec </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_273\" id=\"t31_273\" style=\"left:589px;bottom:359px;display:inline;\">3 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_273\" id=\"t32_273\" style=\"left:653px;bottom:359px;letter-spacing:-0.01px;display:inline;\">824 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_273\" id=\"t33_273\" style=\"left:738px;bottom:359px;letter-spacing:-0.01px;display:inline;\">38 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_273\" id=\"t34_273\" style=\"left:808px;bottom:359px;letter-spacing:-0.01px;display:inline;\">865 </div></td></tr>\n                                        </table><div class=\"t s6_273\" id=\"t35_273\" style=\"left:87px;bottom:333px;letter-spacing:-0.17px;display:inline;\">Note </div><div class=\"t s7_273\" id=\"t36_273\" style=\"left:87px;bottom:321px;letter-spacing:-0.12px;display:inline;\">Of the total net gain in the income statement of $27 million at 2023 (2022: net loss of $(35) million), $29 million (2022: $(12) million) relates to net unrealised gains and losses </div><div class=\"t s7_273\" id=\"t37_273\" style=\"left:87px;bottom:310px;letter-spacing:-0.12px;display:inline;\">of financial instruments still held at the end of the year, which can be analysed as follows: </div><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_273\" id=\"t38_273\" style=\"left:717px;bottom:294px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">2023 $m </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_273\" id=\"t39_273\" style=\"left:797px;bottom:294px;letter-spacing:0.09px;display:inline;\">2022 $m </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_273\" id=\"t3a_273\" style=\"left:91px;bottom:274px;letter-spacing:-0.01px;display:inline;\">Loans </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_273\" id=\"t3b_273\" style=\"left:745px;bottom:274px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_273\" id=\"t3c_273\" style=\"left:818px;bottom:274px;display:inline;\">(2) </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_273\" id=\"t3d_273\" style=\"left:91px;bottom:254px;letter-spacing:-0.01px;display:inline;\">Equity securities and holdings in collective investment schemes </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_273\" id=\"t3e_273\" style=\"left:737px;bottom:254px;letter-spacing:-0.02px;display:inline;\">27 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_273\" id=\"t3f_273\" style=\"left:818px;bottom:254px;display:inline;\">(8) </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_273\" id=\"t3g_273\" style=\"left:91px;bottom:235px;letter-spacing:-0.01px;display:inline;\">Debt securities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_273\" id=\"t3h_273\" style=\"left:744px;bottom:235px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_273\" id=\"t3i_273\" style=\"left:818px;bottom:235px;display:inline;\">(2) </div></td></tr><tr><td class=\"tcs-selection-enabled tcs-selected\" colspan=\"1\" rowspan=\"1\"><div class=\"t s3_273\" id=\"t3j_273\" style=\"left:91px;bottom:215px;letter-spacing:-0.01px;display:inline;\">Net unrealised gains and losses of financial instruments still held at the end of the year </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_273\" id=\"t3k_273\" style=\"left:737px;bottom:215px;letter-spacing:-0.02px;display:inline;\">29 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_273\" id=\"t3l_273\" style=\"left:811px;bottom:215px;display:inline;\">(12) </div></td></tr>\n                                        </table><div></div><div class=\"t s0_274\" id=\"t1_274\" style=\"left:65px;bottom:1118px;letter-spacing:-0.1px;display:inline;\">(b) </div><div class=\"t s0_274\" id=\"t2_274\" style=\"left:91px;bottom:1118px;letter-spacing:-0.1px;display:inline;\">Assets and liabilities at amortised cost and their fair value </div><div class=\"t s1_274\" id=\"t3_274\" style=\"left:65px;bottom:1102px;letter-spacing:-0.01px;display:inline;\">The table below shows the financial assets and liabilities carried at amortised cost on the statement of financial position and their fair value. </div><div class=\"t s1_274\" id=\"t4_274\" style=\"left:65px;bottom:1087px;letter-spacing:-0.01px;display:inline;\">Deposits, cash and cash equivalents, accrued investment income, other debtors, accruals, deferred income and other creditors are excluded from </div><div class=\"t s1_274\" id=\"t5_274\" style=\"left:65px;bottom:1071px;letter-spacing:-0.01px;display:inline;\">the analysis below, as these are carried at amortised cost which approximates fair value. </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s2_274\" id=\"t6_274\" style=\"left:542px;bottom:1040px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">31 Dec 2023 $m </div> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s3_274\" id=\"t7_274\" style=\"left:704px;bottom:1040px;letter-spacing:0.08px;display:inline;\">31 Dec 2022 $m </div> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_274\" id=\"t8_274\" style=\"left:537px;bottom:1019px;letter-spacing:0.07px;display:inline;\">Carrying </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_274\" id=\"ta_274\" style=\"left:633px;bottom:1019px;letter-spacing:0.06px;display:inline;\">Fair </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_274\" id=\"tc_274\" style=\"left:700px;bottom:1019px;letter-spacing:0.07px;display:inline;\">Carrying </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_274\" id=\"te_274\" style=\"left:795px;bottom:1019px;letter-spacing:0.06px;display:inline;\">Fair </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_274\" id=\"t9_274\" style=\"left:549px;bottom:1009px;letter-spacing:0.07px;display:inline;\">value </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_274\" id=\"tb_274\" style=\"left:627px;bottom:1009px;letter-spacing:0.07px;display:inline;\">value </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_274\" id=\"td_274\" style=\"left:712px;bottom:1009px;letter-spacing:0.07px;display:inline;\">value </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_274\" id=\"tf_274\" style=\"left:789px;bottom:1009px;letter-spacing:0.07px;display:inline;\">value </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"tg_274\" style=\"left:69px;bottom:988px;letter-spacing:-0.01px;display:inline;\">Assets </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_274\" id=\"th_274\" style=\"left:69px;bottom:969px;letter-spacing:-0.01px;display:inline;\">Debt securities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"ti_274\" style=\"left:563px;bottom:969px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"tj_274\" style=\"left:641px;bottom:969px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_274\" id=\"tk_274\" style=\"left:716px;bottom:969px;letter-spacing:-0.01px;display:inline;\">67 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_274\" id=\"tl_274\" style=\"left:794px;bottom:969px;display:inline;\">67 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_274\" id=\"tm_274\" style=\"left:69px;bottom:950px;letter-spacing:-0.01px;display:inline;\">Loans </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"tn_274\" style=\"left:548px;bottom:950px;letter-spacing:-0.02px;display:inline;\">148 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"to_274\" style=\"left:626px;bottom:950px;letter-spacing:-0.02px;display:inline;\">179 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_274\" id=\"tp_274\" style=\"left:709px;bottom:950px;letter-spacing:-0.01px;display:inline;\">140 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_274\" id=\"tq_274\" style=\"left:787px;bottom:950px;letter-spacing:-0.01px;display:inline;\">206 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"tr_274\" style=\"left:69px;bottom:930px;letter-spacing:-0.01px;display:inline;\">Liabilities </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_274\" id=\"ts_274\" style=\"left:69px;bottom:911px;letter-spacing:-0.01px;display:inline;\">Core structural borrowings of shareholder-financed businesses </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"tt_274\" style=\"left:533px;bottom:911px;letter-spacing:-0.02px;display:inline;\">(3,933) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"tu_274\" style=\"left:611px;bottom:911px;letter-spacing:-0.02px;display:inline;\">(3,659) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_274\" id=\"tv_274\" style=\"left:695px;bottom:911px;letter-spacing:-0.01px;display:inline;\">(4,261) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_274\" id=\"tw_274\" style=\"left:773px;bottom:911px;letter-spacing:-0.01px;display:inline;\">(3,834) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_274\" id=\"tx_274\" style=\"left:69px;bottom:891px;letter-spacing:-0.01px;display:inline;\">Operational borrowings (excluding lease liabilities) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"ty_274\" style=\"left:543px;bottom:891px;letter-spacing:-0.02px;display:inline;\">(707) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"tz_274\" style=\"left:621px;bottom:891px;letter-spacing:-0.02px;display:inline;\">(707) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_274\" id=\"t10_274\" style=\"left:705px;bottom:891px;letter-spacing:-0.01px;display:inline;\">(516) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_274\" id=\"t11_274\" style=\"left:783px;bottom:891px;letter-spacing:-0.01px;display:inline;\">(516) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_274\" id=\"t12_274\" style=\"left:69px;bottom:871px;letter-spacing:-0.01px;display:inline;\">Obligations under funding, securities lending and sale and repurchase </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_274\" id=\"t13_274\" style=\"left:69px;bottom:856px;letter-spacing:-0.01px;display:inline;\">agreements </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t14_274\" style=\"left:543px;bottom:856px;letter-spacing:-0.02px;display:inline;\">(716) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t15_274\" style=\"left:621px;bottom:856px;letter-spacing:-0.02px;display:inline;\">(716) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_274\" id=\"t16_274\" style=\"left:705px;bottom:856px;letter-spacing:-0.01px;display:inline;\">(582) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_274\" id=\"t17_274\" style=\"left:783px;bottom:856px;letter-spacing:-0.01px;display:inline;\">(582) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t18_274\" style=\"left:69px;bottom:836px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Net financial liabilities at amortised cost </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t19_274\" style=\"left:533px;bottom:836px;letter-spacing:-0.02px;display:inline;\">(5,208) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t1a_274\" style=\"left:611px;bottom:836px;letter-spacing:-0.02px;display:inline;\">(4,903) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_274\" id=\"t1b_274\" style=\"left:695px;bottom:836px;letter-spacing:-0.01px;display:inline;\">(5,152) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_274\" id=\"t1c_274\" style=\"left:773px;bottom:836px;letter-spacing:-0.01px;display:inline;\">(4,659) </div></td></tr></table><div class=\"t s1_274\" id=\"t1d_274\" style=\"left:65px;bottom:807px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">The fair value of the assets and liabilities in the table above, with the exception of the subordinated and senior debt issued by the Group, has </div><div class=\"t s1_274\" id=\"t1e_274\" style=\"left:65px;bottom:791px;letter-spacing:-0.01px;display:inline;\">been estimated from the discounted cash flows expected to be received or paid. All the assets and liabilities in the table above have been </div><div class=\"t s1_274\" id=\"t1f_274\" style=\"left:65px;bottom:776px;letter-spacing:-0.01px;display:inline;\">classified within level 2 at 31 December 2023 and 2022, reflecting the observability of the inputs used to derive their fair value. The fair value of </div><div class=\"t s1_274\" id=\"t1g_274\" style=\"left:65px;bottom:760px;letter-spacing:-0.01px;display:inline;\">the subordinated and senior debt issued by the Group is determined using quoted prices from independent third parties. </div><div class=\"t s5_274\" id=\"t1h_274\" style=\"left:65px;bottom:730px;letter-spacing:0.12px;display:inline;\">C2.3 Additional information on financial instruments </div><div class=\"t s0_274\" id=\"t1i_274\" style=\"left:65px;bottom:713px;letter-spacing:-0.1px;display:inline;\">(a) </div><div class=\"t s0_274\" id=\"t1j_274\" style=\"left:91px;bottom:713px;letter-spacing:-0.1px;display:inline;\">Financial risk </div><div class=\"t s6_274\" id=\"t1k_274\" style=\"left:65px;bottom:697px;letter-spacing:-0.11px;display:inline;\">Liquidity analysis </div><div class=\"t s1_274\" id=\"t1l_274\" style=\"left:65px;bottom:681px;letter-spacing:-0.01px;display:inline;\">The vast majority of the Group\u2019s financial assets are held to back the Group\u2019s policyholder liabilities. Although asset/liability matching is an </div><div class=\"t s1_274\" id=\"t1m_274\" style=\"left:65px;bottom:666px;letter-spacing:-0.01px;display:inline;\">important component of managing policyholder liabilities (both those classified as insurance and those classified as investments), this profile is </div><div class=\"t s1_274\" id=\"t1n_274\" style=\"left:65px;bottom:650px;letter-spacing:-0.01px;display:inline;\">mainly relevant for managing market risk rather than liquidity risk. Within each business unit, this asset/liability matching is performed on a </div><div class=\"t s1_274\" id=\"t1o_274\" style=\"left:65px;bottom:634px;letter-spacing:-0.01px;display:inline;\">portfolio-by-portfolio basis. In terms of liquidity risk, a large proportion of the policyholder liabilities contain discretionary surrender values or </div><div class=\"t s1_274\" id=\"t1p_274\" style=\"left:65px;bottom:619px;letter-spacing:-0.01px;display:inline;\">surrender charges, meaning that many of the Group\u2019s liabilities are expected to be held for the long term. Much of the Group\u2019s investment </div><div class=\"t s1_274\" id=\"t1q_274\" style=\"left:65px;bottom:603px;letter-spacing:-0.01px;display:inline;\">portfolios are in marketable securities, which can therefore be converted quickly to liquid assets. For the reasons provided above, an analysis of </div><div class=\"t s1_274\" id=\"t1r_274\" style=\"left:65px;bottom:588px;letter-spacing:-0.01px;display:inline;\">the Group\u2019s assets by contractual maturity is not considered meaningful to evaluate the nature and extent of the Group\u2019s liquidity risk. </div><div class=\"t s7_274\" id=\"t1s_274\" style=\"left:65px;bottom:559px;letter-spacing:-0.1px;display:inline;\">Contractual maturities of financial liabilities on an undiscounted cash flow basis </div><div class=\"t s1_274\" id=\"t1t_274\" style=\"left:65px;bottom:543px;letter-spacing:-0.01px;display:inline;\">The following table sets out the contractual maturities for applicable classes of financial liabilities, excluding derivative liabilities that are </div><div class=\"t s1_274\" id=\"t1u_274\" style=\"left:65px;bottom:528px;letter-spacing:-0.01px;display:inline;\">separately presented. The financial liabilities are included in the column relating to the contractual maturities of the undiscounted cash flows </div><div class=\"t s1_274\" id=\"t1v_274\" style=\"left:65px;bottom:512px;letter-spacing:-0.01px;display:inline;\">(including contractual interest payments) based on the earliest period in which the Group can be required to pay assuming conditions are </div><div class=\"t s1_274\" id=\"t1w_274\" style=\"left:65px;bottom:497px;letter-spacing:-0.01px;display:inline;\">consistent with those of year end. For investment contracts without DPF, the maturity profile is based on undiscounted cash flow projections of </div><div class=\"t s1_274\" id=\"t1x_274\" style=\"left:65px;bottom:481px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">expected benefit payments. </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"cke_table-faked-selection-temp\" colspan=\"10\" rowspan=\"1\" style=\"text-align: center;\">    <div class=\"t s2_274\" id=\"t1y_274\" style=\"left:505px;bottom:452px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">31 Dec 2023 $m </div>     </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"9\" rowspan=\"1\" style=\"text-align: center;\">   <div class=\"t s2_274\" id=\"t22_274\" style=\"left:466px;bottom:435px;letter-spacing:0.06px;display:inline;\">Contractual maturity profile for financial liabilities </div>     </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_274\" id=\"t1z_274\" style=\"left:291px;bottom:418px;letter-spacing:0.07px;display:inline;\">Total </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_274\" id=\"t2i_274\" style=\"left:788px;bottom:418px;letter-spacing:0.07px;display:inline;\">Total </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_274\" id=\"t20_274\" style=\"left:279px;bottom:408px;letter-spacing:0.07px;display:inline;\">carrying </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_274\" id=\"t23_274\" style=\"left:334px;bottom:408px;letter-spacing:0.06px;display:inline;\">1 year or </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_274\" id=\"t25_274\" style=\"left:409px;bottom:408px;letter-spacing:0.07px;display:inline;\">1-2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_274\" id=\"t27_274\" style=\"left:462px;bottom:408px;letter-spacing:0.07px;display:inline;\">2-5 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_274\" id=\"t2a_274\" style=\"left:557px;bottom:408px;letter-spacing:0.06px;display:inline;\">10-15 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_274\" id=\"t2c_274\" style=\"left:610px;bottom:408px;letter-spacing:0.06px;display:inline;\">15-20 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_274\" id=\"t2e_274\" style=\"left:654px;bottom:408px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">Over 20 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_274\" id=\"t2g_274\" style=\"left:699px;bottom:408px;letter-spacing:0.07px;display:inline;\">No stated </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_274\" id=\"t2j_274\" style=\"left:755px;bottom:408px;letter-spacing:0.08px;display:inline;\">undiscounted </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_274\" id=\"t21_274\" style=\"left:290px;bottom:398px;letter-spacing:0.07px;display:inline;\">value </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_274\" id=\"t24_274\" style=\"left:355px;bottom:398px;letter-spacing:0.06px;display:inline;\">less </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_274\" id=\"t26_274\" style=\"left:400px;bottom:398px;letter-spacing:0.07px;display:inline;\">years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_274\" id=\"t28_274\" style=\"left:453px;bottom:398px;letter-spacing:0.07px;display:inline;\">years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_274\" id=\"t29_274\" style=\"left:486px;bottom:398px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">5-10 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_274\" id=\"t2b_274\" style=\"left:559px;bottom:398px;letter-spacing:0.07px;display:inline;\">years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_274\" id=\"t2d_274\" style=\"left:611px;bottom:398px;letter-spacing:0.07px;display:inline;\">years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_274\" id=\"t2f_274\" style=\"left:664px;bottom:398px;letter-spacing:0.07px;display:inline;\">years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_274\" id=\"t2h_274\" style=\"left:703px;bottom:398px;letter-spacing:0.07px;display:inline;\">maturity </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_274\" id=\"t2k_274\" style=\"left:768px;bottom:398px;letter-spacing:0.07px;display:inline;\">cash flows </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_274\" id=\"t2l_274\" style=\"left:69px;bottom:378px;letter-spacing:-0.01px;display:inline;\">Investment contracts without DPF </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s8_274\" id=\"t2m_274\" style=\"vertical-align: super;left:69px;bottom:370px;letter-spacing:0.2px;display:inline;\">note </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t2n_274\" style=\"left:289px;bottom:362px;letter-spacing:-0.02px;display:inline;\">769 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t2o_274\" style=\"left:346px;bottom:362px;letter-spacing:-0.02px;display:inline;\">155 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t2p_274\" style=\"left:399px;bottom:362px;letter-spacing:-0.02px;display:inline;\">169 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t2q_274\" style=\"left:459px;bottom:362px;letter-spacing:-0.02px;display:inline;\">68 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t2r_274\" style=\"left:504px;bottom:362px;letter-spacing:-0.02px;display:inline;\">149 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t2s_274\" style=\"left:564px;bottom:362px;letter-spacing:-0.02px;display:inline;\">24 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t2t_274\" style=\"left:624px;bottom:362px;display:inline;\">9 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t2u_274\" style=\"left:677px;bottom:362px;display:inline;\">5 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t2v_274\" style=\"left:715px;bottom:362px;letter-spacing:-0.02px;display:inline;\">273 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t2w_274\" style=\"left:786px;bottom:362px;letter-spacing:-0.02px;display:inline;\">852 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_274\" id=\"t2x_274\" style=\"left:69px;bottom:342px;letter-spacing:-0.01px;display:inline;\">Core structural borrowings of </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_274\" id=\"t2y_274\" style=\"left:69px;bottom:326px;letter-spacing:-0.01px;display:inline;\">shareholder-financed businesses </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t2z_274\" style=\"left:279px;bottom:326px;letter-spacing:-0.02px;display:inline;\">3,933 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t30_274\" style=\"left:346px;bottom:326px;letter-spacing:-0.02px;display:inline;\">126 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t31_274\" style=\"left:399px;bottom:326px;letter-spacing:-0.02px;display:inline;\">126 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t32_274\" style=\"left:451px;bottom:326px;letter-spacing:-0.02px;display:inline;\">379 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t33_274\" style=\"left:494px;bottom:326px;letter-spacing:-0.02px;display:inline;\">3,555 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t34_274\" style=\"left:572px;bottom:326px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t35_274\" style=\"left:625px;bottom:326px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t36_274\" style=\"left:678px;bottom:326px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t37_274\" style=\"left:715px;bottom:326px;letter-spacing:-0.02px;display:inline;\">750 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t38_274\" style=\"left:776px;bottom:326px;letter-spacing:-0.02px;display:inline;\">4,936 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_274\" id=\"t39_274\" style=\"left:69px;bottom:307px;letter-spacing:-0.01px;display:inline;\">Lease liabilities under IFRS 16 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t3a_274\" style=\"left:289px;bottom:307px;letter-spacing:-0.02px;display:inline;\">234 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t3b_274\" style=\"left:353px;bottom:307px;letter-spacing:-0.02px;display:inline;\">76 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t3c_274\" style=\"left:406px;bottom:307px;letter-spacing:-0.02px;display:inline;\">62 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t3d_274\" style=\"left:459px;bottom:307px;letter-spacing:-0.02px;display:inline;\">86 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t3e_274\" style=\"left:511px;bottom:307px;letter-spacing:-0.02px;display:inline;\">25 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t3f_274\" style=\"left:571px;bottom:307px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t3g_274\" style=\"left:625px;bottom:307px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t3h_274\" style=\"left:678px;bottom:307px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t3i_274\" style=\"left:730px;bottom:307px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t3j_274\" style=\"left:786px;bottom:307px;letter-spacing:-0.02px;display:inline;\">251 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_274\" id=\"t3k_274\" style=\"left:69px;bottom:287px;letter-spacing:-0.01px;display:inline;\">Other operational borrowings </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t3l_274\" style=\"left:289px;bottom:287px;letter-spacing:-0.02px;display:inline;\">707 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t3m_274\" style=\"left:346px;bottom:287px;letter-spacing:-0.02px;display:inline;\">707 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t3n_274\" style=\"left:414px;bottom:287px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t3o_274\" style=\"left:467px;bottom:287px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t3p_274\" style=\"left:519px;bottom:287px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t3q_274\" style=\"left:572px;bottom:287px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t3r_274\" style=\"left:625px;bottom:287px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t3s_274\" style=\"left:678px;bottom:287px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t3t_274\" style=\"left:730px;bottom:287px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t3u_274\" style=\"left:786px;bottom:287px;letter-spacing:-0.02px;display:inline;\">707 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_274\" id=\"t3v_274\" style=\"left:69px;bottom:268px;letter-spacing:-0.01px;display:inline;\">Obligations under funding, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_274\" id=\"t3w_274\" style=\"left:69px;bottom:253px;letter-spacing:-0.01px;display:inline;\">securities lending and sale and </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_274\" id=\"t3x_274\" style=\"left:69px;bottom:237px;letter-spacing:-0.01px;display:inline;\">repurchase agreements </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t3y_274\" style=\"left:289px;bottom:237px;letter-spacing:-0.02px;display:inline;\">716 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t3z_274\" style=\"left:346px;bottom:237px;letter-spacing:-0.02px;display:inline;\">716 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t40_274\" style=\"left:414px;bottom:237px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t41_274\" style=\"left:467px;bottom:237px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t42_274\" style=\"left:519px;bottom:237px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t43_274\" style=\"left:572px;bottom:237px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t44_274\" style=\"left:625px;bottom:237px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t45_274\" style=\"left:678px;bottom:237px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t46_274\" style=\"left:730px;bottom:237px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t47_274\" style=\"left:786px;bottom:237px;letter-spacing:-0.02px;display:inline;\">716 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_274\" id=\"t48_274\" style=\"left:69px;bottom:217px;letter-spacing:-0.01px;display:inline;\">Accruals, deferred income and other </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_274\" id=\"t49_274\" style=\"left:69px;bottom:202px;letter-spacing:-0.01px;display:inline;\">liabilities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t4a_274\" style=\"left:279px;bottom:202px;letter-spacing:-0.02px;display:inline;\">4,035 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t4b_274\" style=\"left:336px;bottom:202px;letter-spacing:-0.02px;display:inline;\">3,845 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t4c_274\" style=\"left:414px;bottom:202px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t4d_274\" style=\"left:467px;bottom:202px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t4e_274\" style=\"left:520px;bottom:202px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t4f_274\" style=\"left:572px;bottom:202px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t4g_274\" style=\"left:625px;bottom:202px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t4h_274\" style=\"left:678px;bottom:202px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t4i_274\" style=\"left:715px;bottom:202px;letter-spacing:-0.02px;display:inline;\">190 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t4j_274\" style=\"left:776px;bottom:202px;letter-spacing:-0.02px;display:inline;\">4,035 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_274\" id=\"t4k_274\" style=\"left:69px;bottom:182px;letter-spacing:-0.01px;display:inline;\">Net asset value attributable to unit </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_274\" id=\"t4l_274\" style=\"left:69px;bottom:167px;letter-spacing:-0.01px;display:inline;\">holders of consolidated investment </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_274\" id=\"t4m_274\" style=\"left:69px;bottom:151px;letter-spacing:-0.01px;display:inline;\">funds </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t4n_274\" style=\"left:279px;bottom:151px;letter-spacing:-0.02px;display:inline;\">2,711 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t4o_274\" style=\"left:336px;bottom:151px;letter-spacing:-0.02px;display:inline;\">2,711 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t4p_274\" style=\"left:414px;bottom:151px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t4q_274\" style=\"left:467px;bottom:151px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t4r_274\" style=\"left:520px;bottom:151px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t4s_274\" style=\"left:572px;bottom:151px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t4t_274\" style=\"left:625px;bottom:151px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t4u_274\" style=\"left:678px;bottom:151px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t4v_274\" style=\"left:730px;bottom:151px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t4w_274\" style=\"left:776px;bottom:151px;letter-spacing:-0.02px;display:inline;\">2,711 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t4x_274\" style=\"left:69px;bottom:131px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Total non-derivative financial </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t4y_274\" style=\"left:69px;bottom:116px;letter-spacing:-0.01px;display:inline;\">liabilities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t4z_274\" style=\"left:271px;bottom:116px;letter-spacing:-0.02px;display:inline;\">13,105 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t50_274\" style=\"left:336px;bottom:116px;letter-spacing:-0.02px;display:inline;\">8,336 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t51_274\" style=\"left:399px;bottom:116px;letter-spacing:-0.02px;display:inline;\">357 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t52_274\" style=\"left:452px;bottom:116px;letter-spacing:-0.02px;display:inline;\">533 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t53_274\" style=\"left:494px;bottom:116px;letter-spacing:-0.02px;display:inline;\">3,729 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t54_274\" style=\"left:564px;bottom:116px;letter-spacing:-0.02px;display:inline;\">26 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t55_274\" style=\"left:624px;bottom:116px;display:inline;\">9 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t56_274\" style=\"left:677px;bottom:116px;display:inline;\">5 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t57_274\" style=\"left:705px;bottom:116px;letter-spacing:-0.02px;display:inline;\">1,213 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t58_274\" style=\"left:769px;bottom:116px;letter-spacing:-0.02px;display:inline;\">14,208 </div></td></tr></table><div></div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"10\" rowspan=\"1\" style=\"text-align: center;\">    <div class=\"t s0_275\" id=\"t1_275\" style=\"left:527px;bottom:1115px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">31 Dec 2022 $m </div>     </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled\" colspan=\"9\" rowspan=\"1\" style=\"text-align: center;\">   <div class=\"t s0_275\" id=\"t5_275\" style=\"left:483px;bottom:1096px;letter-spacing:0.06px;display:inline;\">Contractual maturity profile for financial liabilities </div>     </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_275\" id=\"t2_275\" style=\"left:304px;bottom:1070px;letter-spacing:0.07px;display:inline;\">Total </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled tcs-selected emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_275\" id=\"tl_275\" style=\"left:810px;bottom:1070px;letter-spacing:0.07px;display:inline;\">Total </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_275\" id=\"t3_275\" style=\"left:293px;bottom:1060px;letter-spacing:0.07px;display:inline;\">carrying </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_275\" id=\"t6_275\" style=\"left:349px;bottom:1060px;letter-spacing:0.06px;display:inline;\">1 year or </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_275\" id=\"t8_275\" style=\"left:425px;bottom:1060px;letter-spacing:0.07px;display:inline;\">1-2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_275\" id=\"ta_275\" style=\"left:479px;bottom:1060px;letter-spacing:0.07px;display:inline;\">2-5 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_275\" id=\"td_275\" style=\"left:576px;bottom:1060px;letter-spacing:0.06px;display:inline;\">10-15 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_275\" id=\"tf_275\" style=\"left:630px;bottom:1060px;letter-spacing:0.06px;display:inline;\">15-20 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_275\" id=\"th_275\" style=\"left:676px;bottom:1060px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">Over 20 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_275\" id=\"tj_275\" style=\"left:721px;bottom:1060px;letter-spacing:0.07px;display:inline;\">No stated </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_275\" id=\"tm_275\" style=\"left:777px;bottom:1060px;letter-spacing:0.08px;display:inline;\">undiscounted </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_275\" id=\"t4_275\" style=\"left:304px;bottom:1050px;letter-spacing:0.07px;display:inline;\">value </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_275\" id=\"t7_275\" style=\"left:369px;bottom:1050px;letter-spacing:0.06px;display:inline;\">less </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_275\" id=\"t9_275\" style=\"left:416px;bottom:1050px;letter-spacing:0.07px;display:inline;\">years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_275\" id=\"tb_275\" style=\"left:470px;bottom:1050px;letter-spacing:0.07px;display:inline;\">years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_275\" id=\"tc_275\" style=\"left:504px;bottom:1050px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">5-10 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_275\" id=\"te_275\" style=\"left:578px;bottom:1050px;letter-spacing:0.07px;display:inline;\">years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_275\" id=\"tg_275\" style=\"left:632px;bottom:1050px;letter-spacing:0.07px;display:inline;\">years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_275\" id=\"ti_275\" style=\"left:686px;bottom:1050px;letter-spacing:0.07px;display:inline;\">years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_275\" id=\"tk_275\" style=\"left:726px;bottom:1050px;letter-spacing:0.07px;display:inline;\">maturity </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_275\" id=\"tn_275\" style=\"left:790px;bottom:1050px;letter-spacing:0.07px;display:inline;\">cash flows </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"to_275\" style=\"left:91px;bottom:1029px;letter-spacing:-0.01px;display:inline;\">Investment contracts without DPF </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s2_275\" id=\"tp_275\" style=\"vertical-align: super;left:91px;bottom:1021px;letter-spacing:0.2px;display:inline;\">note </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"tq_275\" style=\"left:303px;bottom:1014px;letter-spacing:-0.01px;display:inline;\">663 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"tr_275\" style=\"left:369px;bottom:1014px;letter-spacing:-0.01px;display:inline;\">11 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"ts_275\" style=\"left:415px;bottom:1014px;letter-spacing:-0.01px;display:inline;\">163 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"tt_275\" style=\"left:469px;bottom:1014px;letter-spacing:-0.01px;display:inline;\">206 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"tu_275\" style=\"left:530px;bottom:1014px;letter-spacing:-0.01px;display:inline;\">98 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"tv_275\" style=\"left:584px;bottom:1014px;letter-spacing:-0.01px;display:inline;\">22 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"tw_275\" style=\"left:645px;bottom:1014px;display:inline;\">8 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"tx_275\" style=\"left:699px;bottom:1014px;display:inline;\">4 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"ty_275\" style=\"left:739px;bottom:1014px;letter-spacing:-0.01px;display:inline;\">243 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"tz_275\" style=\"left:808px;bottom:1014px;letter-spacing:-0.01px;display:inline;\">755 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t10_275\" style=\"left:91px;bottom:994px;letter-spacing:-0.01px;display:inline;\">Core structural borrowings of </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t11_275\" style=\"left:91px;bottom:978px;letter-spacing:-0.01px;display:inline;\">shareholder-financed businesses </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t12_275\" style=\"left:294px;bottom:978px;letter-spacing:-0.01px;display:inline;\">4,261 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t13_275\" style=\"left:362px;bottom:978px;letter-spacing:-0.01px;display:inline;\">509 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t14_275\" style=\"left:415px;bottom:978px;letter-spacing:-0.01px;display:inline;\">124 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t15_275\" style=\"left:469px;bottom:978px;letter-spacing:-0.01px;display:inline;\">370 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t16_275\" style=\"left:514px;bottom:978px;letter-spacing:-0.01px;display:inline;\">2,598 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t17_275\" style=\"left:568px;bottom:978px;letter-spacing:-0.01px;display:inline;\">1,024 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t18_275\" style=\"left:645px;bottom:978px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t19_275\" style=\"left:699px;bottom:978px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t1a_275\" style=\"left:739px;bottom:978px;letter-spacing:-0.01px;display:inline;\">750 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t1b_275\" style=\"left:799px;bottom:978px;letter-spacing:-0.01px;display:inline;\">5,375 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t1c_275\" style=\"left:91px;bottom:959px;letter-spacing:-0.01px;display:inline;\">Lease liabilities under IFRS 16 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t1d_275\" style=\"left:303px;bottom:959px;letter-spacing:-0.01px;display:inline;\">299 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t1e_275\" style=\"left:362px;bottom:959px;letter-spacing:-0.01px;display:inline;\">101 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t1f_275\" style=\"left:422px;bottom:959px;letter-spacing:-0.01px;display:inline;\">76 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t1g_275\" style=\"left:469px;bottom:959px;letter-spacing:-0.01px;display:inline;\">127 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t1h_275\" style=\"left:530px;bottom:959px;letter-spacing:-0.01px;display:inline;\">28 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t1i_275\" style=\"left:591px;bottom:959px;display:inline;\">9 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t1j_275\" style=\"left:645px;bottom:959px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t1k_275\" style=\"left:699px;bottom:959px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t1l_275\" style=\"left:753px;bottom:959px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t1m_275\" style=\"left:808px;bottom:959px;letter-spacing:-0.01px;display:inline;\">341 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t1n_275\" style=\"left:91px;bottom:939px;letter-spacing:-0.01px;display:inline;\">Other operational borrowings </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t1o_275\" style=\"left:303px;bottom:939px;letter-spacing:-0.01px;display:inline;\">516 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t1p_275\" style=\"left:362px;bottom:939px;letter-spacing:-0.01px;display:inline;\">516 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t1q_275\" style=\"left:430px;bottom:939px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t1r_275\" style=\"left:484px;bottom:939px;display:inline;\">\u2013 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t1s_275\" style=\"left:538px;bottom:939px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t1t_275\" style=\"left:592px;bottom:939px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t1u_275\" style=\"left:645px;bottom:939px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t1v_275\" style=\"left:699px;bottom:939px;display:inline;\">\u2013 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t1w_275\" style=\"left:753px;bottom:939px;display:inline;\">\u2013 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t1x_275\" style=\"left:808px;bottom:939px;letter-spacing:-0.01px;display:inline;\">516 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t1y_275\" style=\"left:91px;bottom:920px;letter-spacing:-0.01px;display:inline;\">Obligations under funding, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t1z_275\" style=\"left:91px;bottom:904px;letter-spacing:-0.01px;display:inline;\">securities lending and sale and </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t20_275\" style=\"left:91px;bottom:889px;letter-spacing:-0.01px;display:inline;\">repurchase agreements </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t21_275\" style=\"left:303px;bottom:889px;letter-spacing:-0.01px;display:inline;\">582 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t22_275\" style=\"left:362px;bottom:889px;letter-spacing:-0.01px;display:inline;\">582 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t23_275\" style=\"left:430px;bottom:889px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t24_275\" style=\"left:484px;bottom:889px;display:inline;\">\u2013 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t25_275\" style=\"left:538px;bottom:889px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t26_275\" style=\"left:592px;bottom:889px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t27_275\" style=\"left:645px;bottom:889px;display:inline;\">\u2013 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t28_275\" style=\"left:699px;bottom:889px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t29_275\" style=\"left:753px;bottom:889px;display:inline;\">\u2013 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t2a_275\" style=\"left:808px;bottom:889px;letter-spacing:-0.01px;display:inline;\">582 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t2b_275\" style=\"left:91px;bottom:869px;letter-spacing:-0.01px;display:inline;\">Accruals, deferred income and other </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t2c_275\" style=\"left:91px;bottom:853px;letter-spacing:-0.01px;display:inline;\">liabilities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t2d_275\" style=\"left:294px;bottom:853px;letter-spacing:-0.01px;display:inline;\">2,866 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t2e_275\" style=\"left:352px;bottom:853px;letter-spacing:-0.01px;display:inline;\">2,686 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t2f_275\" style=\"left:430px;bottom:853px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t2g_275\" style=\"left:484px;bottom:853px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t2h_275\" style=\"left:538px;bottom:853px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t2i_275\" style=\"left:592px;bottom:853px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t2j_275\" style=\"left:645px;bottom:853px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t2k_275\" style=\"left:699px;bottom:853px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t2l_275\" style=\"left:739px;bottom:853px;letter-spacing:-0.01px;display:inline;\">180 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t2m_275\" style=\"left:799px;bottom:853px;letter-spacing:-0.01px;display:inline;\">2,866 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t2n_275\" style=\"left:91px;bottom:834px;letter-spacing:-0.01px;display:inline;\">Net asset value attributable to unit </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t2o_275\" style=\"left:91px;bottom:818px;letter-spacing:-0.01px;display:inline;\">holders of consolidated investment </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t2p_275\" style=\"left:91px;bottom:803px;letter-spacing:-0.01px;display:inline;\">funds </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t2q_275\" style=\"left:294px;bottom:803px;letter-spacing:-0.01px;display:inline;\">4,193 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t2r_275\" style=\"left:352px;bottom:803px;letter-spacing:-0.01px;display:inline;\">4,193 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t2s_275\" style=\"left:430px;bottom:803px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t2t_275\" style=\"left:484px;bottom:803px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t2u_275\" style=\"left:538px;bottom:803px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t2v_275\" style=\"left:592px;bottom:803px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t2w_275\" style=\"left:645px;bottom:803px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t2x_275\" style=\"left:699px;bottom:803px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t2y_275\" style=\"left:753px;bottom:803px;display:inline;\">\u2013 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t2z_275\" style=\"left:799px;bottom:803px;letter-spacing:-0.01px;display:inline;\">4,193 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s3_275\" id=\"t30_275\" style=\"left:91px;bottom:783px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Total non-derivative financial </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s3_275\" id=\"t31_275\" style=\"left:91px;bottom:767px;letter-spacing:-0.01px;display:inline;\">liabilities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t32_275\" style=\"left:289px;bottom:767px;letter-spacing:-0.01px;display:inline;\">13,380 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t33_275\" style=\"left:352px;bottom:767px;letter-spacing:-0.01px;display:inline;\">8,598 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t34_275\" style=\"left:415px;bottom:767px;letter-spacing:-0.01px;display:inline;\">363 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t35_275\" style=\"left:469px;bottom:767px;letter-spacing:-0.01px;display:inline;\">703 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t36_275\" style=\"left:514px;bottom:767px;letter-spacing:-0.01px;display:inline;\">2,724 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t37_275\" style=\"left:568px;bottom:767px;letter-spacing:-0.01px;display:inline;\">1,055 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t38_275\" style=\"left:645px;bottom:767px;display:inline;\">8 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t39_275\" style=\"left:699px;bottom:767px;display:inline;\">4 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t3a_275\" style=\"left:729px;bottom:767px;letter-spacing:-0.01px;display:inline;\">1,173 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t3b_275\" style=\"left:792px;bottom:767px;letter-spacing:-0.01px;display:inline;\">14,628 </div></td></tr></table><div class=\"t s4_275\" id=\"t3c_275\" style=\"left:87px;bottom:741px;letter-spacing:-0.17px;display:inline;\">Note </div><div class=\"t s5_275\" id=\"t3d_275\" style=\"left:87px;bottom:729px;letter-spacing:-0.13px;display:inline;\">The undiscounted cash flows of investment contracts without DPF included under the 'No stated maturity' category in the maturity profile shown above are mostly repayable </div><div class=\"t s5_275\" id=\"t3e_275\" style=\"left:87px;bottom:717px;letter-spacing:-0.13px;display:inline;\">on demand due to most of these investment contracts having options to surrender early, though often subject to surrender or other penalties therefore, these options are </div><div class=\"t s5_275\" id=\"t3f_275\" style=\"left:87px;bottom:706px;letter-spacing:-0.12px;display:inline;\">unlikely to be exercised in practice. </div><div class=\"t s6_275\" id=\"t3g_275\" style=\"left:87px;bottom:678px;letter-spacing:-0.11px;display:inline;\">Maturity analysis of derivatives </div><div class=\"t s1_275\" id=\"t3h_275\" style=\"left:87px;bottom:662px;letter-spacing:-0.01px;display:inline;\">The following table shows the carrying value of the gross and net derivative positions. </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"3\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s7_275\" id=\"t3i_275\" style=\"left:651px;bottom:634px;letter-spacing:0.06px;display:inline;\">Carrying value of net derivatives $m </div>  </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_275\" id=\"t3n_275\" style=\"left:817px;bottom:617px;letter-spacing:0.08px;display:inline;\">Net </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_275\" id=\"t3j_275\" style=\"left:638px;bottom:607px;letter-spacing:0.06px;display:inline;\">Derivative </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_275\" id=\"t3l_275\" style=\"left:716px;bottom:607px;letter-spacing:0.06px;display:inline;\">Derivative </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_275\" id=\"t3o_275\" style=\"left:795px;bottom:607px;letter-spacing:0.06px;display:inline;\">derivative </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_275\" id=\"t3k_275\" style=\"left:652px;bottom:597px;letter-spacing:0.06px;display:inline;\">assets </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_275\" id=\"t3m_275\" style=\"left:721px;bottom:597px;letter-spacing:0.05px;display:inline;\">liabilities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_275\" id=\"t3p_275\" style=\"left:801px;bottom:597px;letter-spacing:0.07px;display:inline;\">position </div></td></tr><tr><td class=\"tcs-selection-enabled tcs-selected\" colspan=\"1\" rowspan=\"1\"><div class=\"t s3_275\" id=\"t3q_275\" style=\"left:91px;bottom:574px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">31 Dec 2023 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_275\" id=\"t3r_275\" style=\"left:642px;bottom:574px;letter-spacing:-0.02px;display:inline;\">1,855 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_275\" id=\"t3s_275\" style=\"left:725px;bottom:574px;letter-spacing:-0.02px;display:inline;\">(238) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_275\" id=\"t3t_275\" style=\"left:798px;bottom:574px;letter-spacing:-0.02px;display:inline;\">1,617 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t3u_275\" style=\"left:91px;bottom:552px;letter-spacing:-0.01px;display:inline;\">31 Dec 2022 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t3v_275\" style=\"left:653px;bottom:552px;letter-spacing:-0.01px;display:inline;\">569 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t3w_275\" style=\"left:717px;bottom:552px;letter-spacing:-0.01px;display:inline;\">(1,001) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t3x_275\" style=\"left:804px;bottom:552px;letter-spacing:-0.01px;display:inline;\">(432) </div></td></tr></table><div class=\"t s1_275\" id=\"t3y_275\" style=\"left:87px;bottom:523px;letter-spacing:-0.01px;display:inline;\">All net derivatives are carried at fair value and are considered to be due within one year or less, representing the basis on which they are </div><div class=\"t s1_275\" id=\"t3z_275\" style=\"left:87px;bottom:508px;letter-spacing:-0.01px;display:inline;\">managed (ie to manage principally asset or liability value exposures). The Group has no cash flow hedges and, in general, contractual maturities </div><div class=\"t s1_275\" id=\"t40_275\" style=\"left:87px;bottom:492px;letter-spacing:-0.01px;display:inline;\">are not considered essential for an understanding of the timing of the cash flows for these instruments. </div><div class=\"t s6_275\" id=\"t41_275\" style=\"left:87px;bottom:464px;letter-spacing:-0.09px;display:inline;\">Credit risk </div><div class=\"t s1_275\" id=\"t42_275\" style=\"left:87px;bottom:448px;letter-spacing:-0.01px;display:inline;\">The Group\u2019s maximum exposure to credit risk of financial instruments before any allowance for collateral or allocation of losses to policyholders </div><div class=\"t s1_275\" id=\"t43_275\" style=\"left:87px;bottom:432px;letter-spacing:-0.01px;display:inline;\">is represented by the carrying value of financial instruments on the balance sheet that have exposures to credit risk comprising cash and cash </div><div class=\"t s1_275\" id=\"t44_275\" style=\"left:87px;bottom:417px;letter-spacing:-0.01px;display:inline;\">equivalents, deposits, debt securities, loans and derivative assets, accrued investment income and other debtors. Further details of collateral in </div><div class=\"t s1_275\" id=\"t45_275\" style=\"left:87px;bottom:401px;letter-spacing:-0.01px;display:inline;\">place in relation to derivatives, securities lending, repurchase and reverse repurchase agreements and other transactions are provided in note (c) </div><div class=\"t s1_275\" id=\"t46_275\" style=\"left:87px;bottom:386px;letter-spacing:-0.01px;display:inline;\">below. The Group\u2019s exposure to credit risk is further discussed in the Risk review report. </div><div class=\"t s1_275\" id=\"t47_275\" style=\"left:87px;bottom:358px;letter-spacing:-0.01px;display:inline;\">The majority of Group\u2019s financial instruments are carried at FVTPL. The total value of assets held at amortised cost is $12,933 million (31 </div><div class=\"t s1_275\" id=\"t48_275\" style=\"left:87px;bottom:342px;letter-spacing:-0.01px;display:inline;\">December 2022: $13,947 million), comprising primarily cash and cash equivalents, deposits and accrued investment income where the credit risk </div><div class=\"t s1_275\" id=\"t49_275\" style=\"left:87px;bottom:327px;letter-spacing:-0.01px;display:inline;\">is considered to be low by nature. There are no material expected credit losses recognised on these assets. At 31 December 2023, $9 million (31 </div><div class=\"t s1_275\" id=\"t4a_275\" style=\"left:87px;bottom:311px;letter-spacing:-0.01px;display:inline;\">December 2022: $7 million) are past their due date and as recovery is anticipated, immaterial expected credit loss provision has been </div><div class=\"t s1_275\" id=\"t4b_275\" style=\"left:87px;bottom:296px;letter-spacing:-0.01px;display:inline;\">established. </div><div class=\"t s1_275\" id=\"t4c_275\" style=\"left:87px;bottom:280px;letter-spacing:-0.01px;display:inline;\">In addition, the Group did not take possession of any other collateral held as security in both years. </div><div class=\"t s6_275\" id=\"t4d_275\" style=\"left:87px;bottom:251px;letter-spacing:-0.11px;display:inline;\">Foreign exchange risk </div><div class=\"t s1_275\" id=\"t4e_275\" style=\"left:87px;bottom:236px;letter-spacing:-0.01px;display:inline;\">The Group is exposed to exchange gains and losses on financial assets and liabilities held by the Group's business units in a currency other than </div><div class=\"t s1_275\" id=\"t4f_275\" style=\"left:87px;bottom:220px;letter-spacing:-0.01px;display:inline;\">the functional currency of the relevant business units or the currency to which the functional currency is pegged (eg financial assets and liabilities </div><div class=\"t s1_275\" id=\"t4g_275\" style=\"left:87px;bottom:204px;letter-spacing:-0.01px;display:inline;\">of USD denominated business in Hong Kong). The exchange risks inherent in these exposures are mitigated through the use of derivatives, </div><div class=\"t s1_275\" id=\"t4h_275\" style=\"left:87px;bottom:189px;letter-spacing:-0.01px;display:inline;\">mainly forward currency contracts and currency swaps as described in note (b) below. </div><div class=\"t s1_275\" id=\"t4i_275\" style=\"left:87px;bottom:161px;letter-spacing:-0.01px;word-spacing:-0.01px;display:inline;\">The amount of exchange loss on financial instruments recognised in the income statement in 2023, except for those arising on financial </div><div class=\"t s1_275\" id=\"t4j_275\" style=\"left:87px;bottom:145px;letter-spacing:-0.01px;display:inline;\">instruments measured at FVTPL, is $(38) million (2022: $234 million gain). </div><div></div><div class=\"t s0_276\" id=\"t1_276\" style=\"left:65px;bottom:1118px;letter-spacing:-0.1px;display:inline;\">(b) </div><div class=\"t s0_276\" id=\"t2_276\" style=\"left:91px;bottom:1118px;letter-spacing:-0.12px;display:inline;\">Derivatives and hedging </div><div class=\"t s1_276\" id=\"t3_276\" style=\"left:65px;bottom:1102px;letter-spacing:-0.01px;display:inline;\">Derivative financial instruments are used to reduce or manage investment, interest rate and currency exposures, to facilitate efficient portfolio </div><div class=\"t s1_276\" id=\"t4_276\" style=\"left:65px;bottom:1087px;letter-spacing:-0.01px;display:inline;\">management and for investment purposes. </div><div class=\"t s1_276\" id=\"t5_276\" style=\"left:65px;bottom:1059px;letter-spacing:-0.01px;display:inline;\">The Group does not regularly seek to apply fair value or cash flow hedging treatment under IFRS 9/IAS 39. The Group has no net investment, fair </div><div class=\"t s1_276\" id=\"t6_276\" style=\"left:65px;bottom:1043px;letter-spacing:-0.01px;display:inline;\">value or cash flow hedges under IFRS 9 and IAS 39 at 31 December 2023 and 2022, respectively. All derivatives that are not designated as </div><div class=\"t s1_276\" id=\"t7_276\" style=\"left:65px;bottom:1028px;letter-spacing:-0.01px;display:inline;\">hedging instruments are carried at fair value, with movements in fair value being recorded in the income statement. </div><div class=\"t s2_276\" id=\"t8_276\" style=\"left:65px;bottom:999px;letter-spacing:-0.11px;display:inline;\">Derivatives held and their purpose </div><div class=\"t s1_276\" id=\"t9_276\" style=\"left:65px;bottom:983px;letter-spacing:-0.01px;display:inline;\">The Group enters into a variety of exchange traded and over-the-counter derivative financial instruments, including futures, options, forward </div><div class=\"t s1_276\" id=\"ta_276\" style=\"left:65px;bottom:968px;letter-spacing:-0.01px;display:inline;\">contracts, swaps and swaptions. </div><div class=\"t s1_276\" id=\"tb_276\" style=\"left:65px;bottom:940px;letter-spacing:-0.01px;display:inline;\">All over-the-counter derivative transactions are conducted under standardised ISDA (International Swaps and Derivatives Association Inc) master </div><div class=\"t s1_276\" id=\"tc_276\" style=\"left:65px;bottom:924px;letter-spacing:-0.01px;display:inline;\">agreements and collateral agreements are in place between the individual entities and relevant counterparties under each of these market </div><div class=\"t s1_276\" id=\"td_276\" style=\"left:65px;bottom:909px;letter-spacing:-0.01px;display:inline;\">master agreements. The collateral management for these transactions is conducted under the usual and customary terms and conditions set out </div><div class=\"t s1_276\" id=\"te_276\" style=\"left:65px;bottom:893px;letter-spacing:-0.01px;display:inline;\">in the Credit Support Annex to the ISDA master agreement. </div><div class=\"t s1_276\" id=\"tf_276\" style=\"left:65px;bottom:865px;letter-spacing:-0.01px;display:inline;\">Derivatives are used for efficient portfolio management to obtain cost effective and management of exposure to various markets in accordance </div><div class=\"t s1_276\" id=\"tg_276\" style=\"left:65px;bottom:850px;letter-spacing:-0.01px;display:inline;\">with the Group\u2019s investment strategies and to manage exposure to interest rate, currency, credit and other business risks. The Group also uses </div><div class=\"t s1_276\" id=\"th_276\" style=\"left:65px;bottom:834px;letter-spacing:-0.01px;display:inline;\">interest rate derivatives to reduce exposure to interest rate volatility. </div><div class=\"t s0_276\" id=\"ti_276\" style=\"left:65px;bottom:805px;letter-spacing:-0.09px;display:inline;\">(c) </div><div class=\"t s0_276\" id=\"tj_276\" style=\"left:91px;bottom:805px;letter-spacing:-0.11px;display:inline;\">Derecognition, collateral and offsetting </div><div class=\"t s2_276\" id=\"tk_276\" style=\"left:65px;bottom:789px;letter-spacing:-0.1px;display:inline;\">Derecognition of financial assets and liabilities </div><div class=\"t s1_276\" id=\"tl_276\" style=\"left:65px;bottom:773px;letter-spacing:-0.01px;display:inline;\">The Group\u2019s policy is to derecognise financial assets when it is deemed that substantially all the risks and rewards of ownership have been </div><div class=\"t s1_276\" id=\"tm_276\" style=\"left:65px;bottom:758px;letter-spacing:-0.01px;display:inline;\">transferred. </div><div class=\"t s1_276\" id=\"tn_276\" style=\"left:65px;bottom:730px;letter-spacing:-0.01px;display:inline;\">The Group derecognises financial liabilities only when the obligation specified in the contract is discharged, cancelled or has expired. </div><div class=\"t s2_276\" id=\"to_276\" style=\"left:65px;bottom:701px;letter-spacing:-0.12px;display:inline;\">Reverse repurchase agreements </div><div class=\"t s1_276\" id=\"tp_276\" style=\"left:65px;bottom:686px;letter-spacing:-0.01px;display:inline;\">The Group is party to various reverse repurchase agreements under which securities are purchased from third parties with an obligation to resell </div><div class=\"t s1_276\" id=\"tq_276\" style=\"left:65px;bottom:670px;letter-spacing:-0.01px;display:inline;\">the securities. The securities are not recognised as investments in the statement of financial position but the right to receive the cash paid is </div><div class=\"t s1_276\" id=\"tr_276\" style=\"left:65px;bottom:654px;letter-spacing:-0.01px;display:inline;\">recognised as deposits. </div><div class=\"t s1_276\" id=\"ts_276\" style=\"left:65px;bottom:627px;letter-spacing:-0.01px;display:inline;\">The Group has entered into reverse repurchase transactions under which it purchased securities and had taken on the obligation to resell the </div><div class=\"t s1_276\" id=\"tt_276\" style=\"left:65px;bottom:611px;letter-spacing:-0.01px;display:inline;\">securities. At 31 December 2023, the fair value of the collateral held in respect of these transactions, which is represented by the purchased </div><div class=\"t s1_276\" id=\"tu_276\" style=\"left:65px;bottom:595px;letter-spacing:-0.01px;display:inline;\">securities was $3,623 million (31 December 2022: $3,244 million). </div><div class=\"t s2_276\" id=\"tv_276\" style=\"left:65px;bottom:567px;letter-spacing:-0.11px;display:inline;\">Securities lending and repurchase agreements </div><div class=\"t s1_276\" id=\"tw_276\" style=\"left:65px;bottom:551px;letter-spacing:-0.01px;display:inline;\">The Group is also party to various securities lending agreements (including repurchase agreements) under which securities are loaned to third </div><div class=\"t s1_276\" id=\"tx_276\" style=\"left:65px;bottom:536px;letter-spacing:-0.01px;display:inline;\">parties on a short-term basis. The loaned securities are not derecognised; rather, they continue to be recognised within the appropriate </div><div class=\"t s1_276\" id=\"ty_276\" style=\"left:65px;bottom:520px;letter-spacing:-0.01px;display:inline;\">investment classification. To the extent cash collateral is received it is recognised on the statement of financial position with the obligation to </div><div class=\"t s1_276\" id=\"tz_276\" style=\"left:65px;bottom:504px;letter-spacing:-0.01px;display:inline;\">repay the cash paid recognised as a liability. Other collateral is not recognised. </div><div class=\"t s1_276\" id=\"t10_276\" style=\"left:65px;bottom:477px;letter-spacing:-0.01px;display:inline;\">At 31 December 2023, the Group had $2,001 million (31 December 2022: $1,571 million) of lent securities and assets subject to repurchase </div><div class=\"t s1_276\" id=\"t11_276\" style=\"left:65px;bottom:461px;letter-spacing:-0.01px;display:inline;\">agreements. The cash and securities collateral held or pledged under such agreements were $2,042 million (31 December 2022: $1,679 million). </div><div class=\"t s2_276\" id=\"t12_276\" style=\"left:65px;bottom:432px;letter-spacing:-0.11px;display:inline;\">Collateral and pledges under derivative transactions </div><div class=\"t s1_276\" id=\"t13_276\" style=\"left:65px;bottom:417px;letter-spacing:-0.01px;display:inline;\">At 31 December 2023, the Group had pledged $457 million (31 December 2022: $62 million) for liabilities and held collateral of $1,586 million </div><div class=\"t s1_276\" id=\"t14_276\" style=\"left:65px;bottom:401px;letter-spacing:-0.01px;display:inline;\">(31 December 2022: $234 million) for assets in respect of derivative transactions. These transactions are conducted under terms that are usual </div><div class=\"t s1_276\" id=\"t15_276\" style=\"left:65px;bottom:386px;letter-spacing:-0.01px;display:inline;\">and customary to collateralised transactions including, where relevant, standard securities lending and repurchase agreements. </div><div class=\"t s1_276\" id=\"t16_276\" style=\"left:65px;bottom:358px;letter-spacing:-0.01px;display:inline;\">The Group has entered into collateral arrangements in relation to derivative transactions, which permit sale or re-pledging of underlying </div><div class=\"t s1_276\" id=\"t17_276\" style=\"left:65px;bottom:342px;letter-spacing:-0.01px;display:inline;\">collateral. The Group has not sold any non-cash collateral held or re-pledged any non-cash collateral. </div><div class=\"t s2_276\" id=\"t18_276\" style=\"left:65px;bottom:313px;letter-spacing:-0.1px;display:inline;\">Offsetting assets and liabilities </div><div class=\"t s1_276\" id=\"t19_276\" style=\"left:65px;bottom:298px;letter-spacing:-0.01px;display:inline;\">The Group\u2019s derivative instruments, repurchase agreements and securities lending agreements are subject to master netting arrangements and </div><div class=\"t s1_276\" id=\"t1a_276\" style=\"left:65px;bottom:282px;letter-spacing:-0.01px;display:inline;\">collateral arrangements. A master netting arrangement with a counterparty creates a right of offset for amounts due to and due from that same </div><div class=\"t s1_276\" id=\"t1b_276\" style=\"left:65px;bottom:267px;letter-spacing:-0.01px;display:inline;\">counterparty that is enforceable in the event of a default or bankruptcy. The Group recognises amounts subject to master netting arrangements </div><div class=\"t s1_276\" id=\"t1c_276\" style=\"left:65px;bottom:251px;letter-spacing:-0.01px;display:inline;\">on a gross basis within the consolidated balance sheets. </div><div></div><div class=\"t s0_277\" id=\"t1_277\" style=\"left:87px;bottom:1119px;letter-spacing:-0.01px;display:inline;\">The following tables present the gross and net information about the Group\u2019s financial instruments subject to master netting arrangements: </div><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"5\" rowspan=\"1\" style=\"text-align: center;\">  <div class=\"t s1_277\" id=\"t2_277\" style=\"left:619px;bottom:1090px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">31 Dec 2023 $m </div>  </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"3\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s1_277\" id=\"t6_277\" style=\"left:553px;bottom:1073px;letter-spacing:0.07px;display:inline;\">Related amounts not offset in the balance sheet </div>  </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_277\" id=\"t3_277\" style=\"left:473px;bottom:1066px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">Gross amount </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_277\" id=\"t7_277\" style=\"left:791px;bottom:1066px;letter-spacing:0.08px;display:inline;\">Net amount </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_277\" id=\"t4_277\" style=\"left:469px;bottom:1056px;letter-spacing:0.06px;display:inline;\">included in the </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_277\" id=\"ta_277\" style=\"left:570px;bottom:1056px;letter-spacing:0.06px;display:inline;\">Financial </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_277\" id=\"td_277\" style=\"left:723px;bottom:1056px;letter-spacing:0.06px;display:inline;\">Securities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_277\" id=\"t8_277\" style=\"left:781px;bottom:1056px;letter-spacing:0.06px;display:inline;\">included in the </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_277\" id=\"t5_277\" style=\"left:473px;bottom:1046px;letter-spacing:0.07px;display:inline;\">balance sheet </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_277\" id=\"tb_277\" style=\"left:558px;bottom:1046px;letter-spacing:0.07px;display:inline;\">instruments </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_277\" id=\"tc_277\" style=\"left:625px;bottom:1046px;letter-spacing:0.07px;display:inline;\">Cash collateral </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_277\" id=\"te_277\" style=\"left:725px;bottom:1046px;letter-spacing:0.07px;display:inline;\">collateral </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_277\" id=\"t9_277\" style=\"left:784px;bottom:1046px;letter-spacing:0.07px;display:inline;\">balance sheet </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_277\" id=\"tf_277\" style=\"left:499px;bottom:1029px;letter-spacing:0.06px;display:inline;\">note (i) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_277\" id=\"tg_277\" style=\"left:575px;bottom:1029px;letter-spacing:0.06px;display:inline;\">note (ii) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_277\" id=\"th_277\" style=\"left:807px;bottom:1029px;letter-spacing:0.06px;display:inline;\">note (iv) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"ti_277\" style=\"left:91px;bottom:1009px;letter-spacing:-0.01px;display:inline;\">Derivative assets </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"tj_277\" style=\"left:495px;bottom:1009px;letter-spacing:-0.02px;display:inline;\">1,820 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"tk_277\" style=\"left:579px;bottom:1009px;letter-spacing:-0.02px;display:inline;\">(138) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"tl_277\" style=\"left:647px;bottom:1009px;letter-spacing:-0.02px;display:inline;\">(1,529) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"tm_277\" style=\"left:742px;bottom:1009px;letter-spacing:-0.02px;display:inline;\">(11) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"tn_277\" style=\"left:817px;bottom:1009px;letter-spacing:-0.02px;display:inline;\">142 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"to_277\" style=\"left:91px;bottom:989px;letter-spacing:-0.01px;display:inline;\">Reverse repurchase agreements </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"tp_277\" style=\"left:495px;bottom:989px;letter-spacing:-0.02px;display:inline;\">3,616 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"tq_277\" style=\"left:586px;bottom:989px;letter-spacing:-0.02px;display:inline;\">(12) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"tr_277\" style=\"left:676px;bottom:989px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"ts_277\" style=\"left:725px;bottom:989px;letter-spacing:-0.02px;display:inline;\">(3,604) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"tt_277\" style=\"left:832px;bottom:989px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"tu_277\" style=\"left:91px;bottom:970px;letter-spacing:-0.01px;display:inline;\">Total financial assets </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"tv_277\" style=\"left:495px;bottom:970px;letter-spacing:-0.02px;display:inline;\">5,436 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"tw_277\" style=\"left:579px;bottom:970px;letter-spacing:-0.02px;display:inline;\">(150) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"tx_277\" style=\"left:647px;bottom:970px;letter-spacing:-0.02px;display:inline;\">(1,529) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"ty_277\" style=\"left:725px;bottom:970px;letter-spacing:-0.02px;display:inline;\">(3,615) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"tz_277\" style=\"left:817px;bottom:970px;letter-spacing:-0.02px;display:inline;\">142 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t10_277\" style=\"left:91px;bottom:950px;letter-spacing:-0.01px;display:inline;\">Derivative liabilities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"t11_277\" style=\"left:501px;bottom:950px;letter-spacing:-0.02px;display:inline;\">(225) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"t12_277\" style=\"left:583px;bottom:950px;letter-spacing:-0.02px;display:inline;\">138 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"t13_277\" style=\"left:668px;bottom:950px;letter-spacing:-0.02px;display:inline;\">57 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"t14_277\" style=\"left:754px;bottom:950px;display:inline;\">\u2013 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"t15_277\" style=\"left:820px;bottom:950px;letter-spacing:-0.02px;display:inline;\">(30) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t16_277\" style=\"left:91px;bottom:931px;letter-spacing:-0.01px;display:inline;\">Securities lending and repurchase agreements </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"t17_277\" style=\"left:501px;bottom:931px;letter-spacing:-0.02px;display:inline;\">(713) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"t18_277\" style=\"left:598px;bottom:931px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"t19_277\" style=\"left:664px;bottom:931px;letter-spacing:-0.02px;display:inline;\">(18) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"t1a_277\" style=\"left:739px;bottom:931px;letter-spacing:-0.02px;display:inline;\">730 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"t1b_277\" style=\"left:827px;bottom:931px;letter-spacing:-0.02px;display:inline;\">(1) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"t1c_277\" style=\"left:91px;bottom:911px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Total financial liabilities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"t1d_277\" style=\"left:501px;bottom:911px;letter-spacing:-0.02px;display:inline;\">(938) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"t1e_277\" style=\"left:583px;bottom:911px;letter-spacing:-0.02px;display:inline;\">138 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"t1f_277\" style=\"left:668px;bottom:911px;letter-spacing:-0.02px;display:inline;\">39 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"t1g_277\" style=\"left:739px;bottom:911px;letter-spacing:-0.02px;display:inline;\">730 </div></td><td class=\"tcs-selection-enabled tcs-selected\" colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"t1h_277\" style=\"left:820px;bottom:911px;letter-spacing:-0.02px;display:inline;\">(31) </div></td></tr>\n                                        </table><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"5\" rowspan=\"1\" style=\"text-align: center;\">  <div class=\"t s3_277\" id=\"t1i_277\" style=\"left:620px;bottom:881px;letter-spacing:0.08px;display:inline;\">31 Dec 2022 $m </div>  </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"3\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s3_277\" id=\"t1m_277\" style=\"left:560px;bottom:864px;letter-spacing:0.07px;display:inline;\">Related amounts not offset in the balance sheet </div>  </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_277\" id=\"t1j_277\" style=\"left:477px;bottom:858px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">Gross amount </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_277\" id=\"t1n_277\" style=\"left:795px;bottom:858px;letter-spacing:0.07px;display:inline;\">Net amount </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_277\" id=\"t1k_277\" style=\"left:474px;bottom:848px;letter-spacing:0.06px;display:inline;\">included in the </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_277\" id=\"t1q_277\" style=\"left:573px;bottom:848px;letter-spacing:0.06px;display:inline;\">Financial </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_277\" id=\"t1t_277\" style=\"left:727px;bottom:848px;letter-spacing:0.05px;display:inline;\">Securities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_277\" id=\"t1o_277\" style=\"left:786px;bottom:848px;letter-spacing:0.06px;display:inline;\">included in the </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_277\" id=\"t1l_277\" style=\"left:477px;bottom:838px;letter-spacing:0.07px;display:inline;\">balance sheet </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_277\" id=\"t1r_277\" style=\"left:563px;bottom:838px;letter-spacing:0.07px;display:inline;\">instruments </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_277\" id=\"t1s_277\" style=\"left:630px;bottom:838px;letter-spacing:0.06px;display:inline;\">Cash collateral </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_277\" id=\"t1u_277\" style=\"left:728px;bottom:838px;letter-spacing:0.06px;display:inline;\">collateral </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_277\" id=\"t1p_277\" style=\"left:789px;bottom:838px;letter-spacing:0.07px;display:inline;\">balance sheet </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_277\" id=\"t1v_277\" style=\"left:501px;bottom:820px;letter-spacing:0.06px;display:inline;\">note (i) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_277\" id=\"t1w_277\" style=\"left:577px;bottom:820px;letter-spacing:0.06px;display:inline;\">note (ii) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_277\" id=\"t1x_277\" style=\"left:731px;bottom:820px;letter-spacing:0.06px;display:inline;\">note (iii) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_277\" id=\"t1y_277\" style=\"left:809px;bottom:820px;letter-spacing:0.06px;display:inline;\">note (iv) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t1z_277\" style=\"left:91px;bottom:800px;letter-spacing:-0.01px;display:inline;\">Derivative assets </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t20_277\" style=\"left:506px;bottom:800px;letter-spacing:-0.01px;display:inline;\">457 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t21_277\" style=\"left:580px;bottom:800px;letter-spacing:-0.01px;display:inline;\">(179) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t22_277\" style=\"left:658px;bottom:800px;letter-spacing:-0.01px;display:inline;\">(217) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t23_277\" style=\"left:754px;bottom:800px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t24_277\" style=\"left:825px;bottom:800px;display:inline;\">61 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t25_277\" style=\"left:91px;bottom:781px;letter-spacing:-0.01px;display:inline;\">Reverse repurchase agreements </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t26_277\" style=\"left:496px;bottom:781px;letter-spacing:-0.01px;display:inline;\">3,174 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t27_277\" style=\"left:598px;bottom:781px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t28_277\" style=\"left:676px;bottom:781px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t29_277\" style=\"left:726px;bottom:781px;letter-spacing:-0.01px;display:inline;\">(3,174) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t2a_277\" style=\"left:832px;bottom:781px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"t2b_277\" style=\"left:91px;bottom:761px;letter-spacing:-0.01px;display:inline;\">Total financial assets </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t2c_277\" style=\"left:496px;bottom:761px;letter-spacing:-0.01px;display:inline;\">3,631 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t2d_277\" style=\"left:580px;bottom:761px;letter-spacing:-0.01px;display:inline;\">(179) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t2e_277\" style=\"left:658px;bottom:761px;letter-spacing:-0.01px;display:inline;\">(217) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t2f_277\" style=\"left:726px;bottom:761px;letter-spacing:-0.01px;display:inline;\">(3,174) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t2g_277\" style=\"left:825px;bottom:761px;display:inline;\">61 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t2h_277\" style=\"left:91px;bottom:742px;letter-spacing:-0.01px;display:inline;\">Derivative liabilities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t2i_277\" style=\"left:502px;bottom:742px;letter-spacing:-0.01px;display:inline;\">(284) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t2j_277\" style=\"left:584px;bottom:742px;letter-spacing:-0.01px;display:inline;\">179 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t2k_277\" style=\"left:669px;bottom:742px;letter-spacing:-0.01px;display:inline;\">27 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t2l_277\" style=\"left:754px;bottom:742px;display:inline;\">6 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t2m_277\" style=\"left:820px;bottom:742px;display:inline;\">(72) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t2n_277\" style=\"left:91px;bottom:722px;letter-spacing:-0.01px;display:inline;\">Securities lending and repurchase agreements </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t2o_277\" style=\"left:502px;bottom:722px;letter-spacing:-0.01px;display:inline;\">(582) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t2p_277\" style=\"left:598px;bottom:722px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t2q_277\" style=\"left:669px;bottom:722px;letter-spacing:-0.01px;display:inline;\">13 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t2r_277\" style=\"left:740px;bottom:722px;letter-spacing:-0.01px;display:inline;\">566 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t2s_277\" style=\"left:828px;bottom:722px;display:inline;\">(3) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"t2t_277\" style=\"left:91px;bottom:703px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Total financial liabilities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t2u_277\" style=\"left:502px;bottom:703px;letter-spacing:-0.01px;display:inline;\">(866) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t2v_277\" style=\"left:584px;bottom:703px;letter-spacing:-0.01px;display:inline;\">179 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t2w_277\" style=\"left:669px;bottom:703px;letter-spacing:-0.01px;display:inline;\">40 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t2x_277\" style=\"left:740px;bottom:703px;letter-spacing:-0.01px;display:inline;\">572 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t2y_277\" style=\"left:820px;bottom:703px;display:inline;\">(75) </div></td></tr>\n                                        </table><div class=\"t s4_277\" id=\"t2z_277\" style=\"left:87px;bottom:676px;letter-spacing:-0.16px;display:inline;\">Notes </div><div class=\"t s5_277\" id=\"t30_277\" style=\"left:87px;bottom:665px;letter-spacing:-0.09px;display:inline;\">(i) </div><div class=\"t s5_277\" id=\"t31_277\" style=\"left:104px;bottom:665px;letter-spacing:-0.13px;display:inline;\">The Group has not offset any of the amounts included in the balance sheet. </div><div class=\"t s5_277\" id=\"t32_277\" style=\"left:87px;bottom:653px;letter-spacing:-0.08px;display:inline;\">(ii) </div><div class=\"t s5_277\" id=\"t33_277\" style=\"left:104px;bottom:653px;letter-spacing:-0.13px;display:inline;\">Represents the amount that could be offset under master netting or similar arrangements where the Group does not satisfy the full criteria to offset in the balance sheet. </div><div class=\"t s5_277\" id=\"t34_277\" style=\"left:87px;bottom:641px;letter-spacing:-0.08px;display:inline;\">(iii) </div><div class=\"t s5_277\" id=\"t35_277\" style=\"left:104px;bottom:641px;letter-spacing:-0.13px;display:inline;\">Excludes initial margin amounts for exchange-traded derivatives. </div><div class=\"t s5_277\" id=\"t36_277\" style=\"left:87px;bottom:629px;letter-spacing:-0.1px;display:inline;\">(iv) </div><div class=\"t s5_277\" id=\"t37_277\" style=\"left:104px;bottom:629px;letter-spacing:-0.12px;display:inline;\">In the tables above, the amounts of assets or liabilities included in the balance sheet would be offset first by financial instruments that have the right of offset under master </div><div class=\"t s5_277\" id=\"t38_277\" style=\"left:104px;bottom:618px;letter-spacing:-0.13px;display:inline;\">netting or similar arrangements with any remaining amount reduced by the amount of cash and securities collateral. The actual amount of collateral may be greater than </div>amounts presented in the tables.",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfInvestmentsOtherThanInvestmentsAccountedForUsingEquityMethodExplanatory",
    "language": "en",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f36611": {
   "value": "(a) <div class=\"t s1_270\" id=\"t3_270\" style=\"left:91px;bottom:1099px;letter-spacing:-0.12px;display:inline;\">Accrued investment income and other debtors </div><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_270\" id=\"t4_270\" style=\"left:666px;bottom:1083px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">31 Dec 2023 $m </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_270\" id=\"t5_270\" style=\"left:747px;bottom:1083px;letter-spacing:0.08px;display:inline;\">31 Dec 2022 $m </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_270\" id=\"t6_270\" style=\"left:69px;bottom:1062px;letter-spacing:-0.01px;display:inline;\">Interest receivable </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_270\" id=\"t7_270\" style=\"left:708px;bottom:1062px;letter-spacing:-0.02px;display:inline;\">871 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_270\" id=\"t8_270\" style=\"left:787px;bottom:1062px;letter-spacing:-0.01px;display:inline;\">806 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_270\" id=\"t9_270\" style=\"left:69px;bottom:1043px;letter-spacing:-0.01px;display:inline;\">Other accrued income </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_270\" id=\"ta_270\" style=\"left:708px;bottom:1043px;letter-spacing:-0.02px;display:inline;\">132 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_270\" id=\"tb_270\" style=\"left:787px;bottom:1043px;letter-spacing:-0.01px;display:inline;\">177 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_270\" id=\"tc_270\" style=\"left:69px;bottom:1023px;letter-spacing:-0.01px;display:inline;\">Total accrued investment income </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_270\" id=\"td_270\" style=\"left:698px;bottom:1023px;letter-spacing:-0.02px;display:inline;\">1,003 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_270\" id=\"te_270\" style=\"left:787px;bottom:1023px;letter-spacing:-0.01px;display:inline;\">983 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_270\" id=\"tf_270\" style=\"left:69px;bottom:1004px;letter-spacing:-0.01px;display:inline;\">Other debtors </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_270\" id=\"tg_270\" style=\"left:698px;bottom:1004px;letter-spacing:-0.02px;display:inline;\">1,161 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_270\" id=\"th_270\" style=\"left:787px;bottom:1004px;letter-spacing:-0.01px;display:inline;\">968 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_270\" id=\"ti_270\" style=\"left:69px;bottom:984px;letter-spacing:-0.01px;display:inline;\">Total accrued investment income and other debtors </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_270\" id=\"tj_270\" style=\"left:698px;bottom:984px;letter-spacing:-0.02px;display:inline;\">2,164 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_270\" id=\"tk_270\" style=\"left:777px;bottom:984px;letter-spacing:-0.01px;display:inline;\">1,951 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_270\" id=\"tl_270\" style=\"left:69px;bottom:965px;letter-spacing:-0.01px;display:inline;\">Analysed as: </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_270\" id=\"tm_270\" style=\"left:69px;bottom:945px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Expected to be settled within one year </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_270\" id=\"tn_270\" style=\"left:698px;bottom:945px;letter-spacing:-0.02px;display:inline;\">2,048 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_270\" id=\"to_270\" style=\"left:777px;bottom:945px;letter-spacing:-0.01px;display:inline;\">1,882 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_270\" id=\"tp_270\" style=\"left:69px;bottom:926px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Expected to be settled beyond one year </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_270\" id=\"tq_270\" style=\"left:708px;bottom:926px;letter-spacing:-0.02px;display:inline;\">116 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_270\" id=\"tr_270\" style=\"left:794px;bottom:926px;display:inline;\">69 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_270\" id=\"ts_270\" style=\"left:69px;bottom:907px;letter-spacing:-0.01px;display:inline;\">Total accrued investment income and other debtors </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_270\" id=\"tt_270\" style=\"left:698px;bottom:907px;letter-spacing:-0.02px;display:inline;\">2,164 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_270\" id=\"tu_270\" style=\"left:777px;bottom:907px;letter-spacing:-0.01px;display:inline;\">1,951 </div></td></tr>\n                                        </table>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfPrepaymentsAndOtherAssetsExplanatory",
    "language": "en",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f36612": {
   "value": "(a) <div class=\"t s1_270\" id=\"t3_270\" style=\"left:91px;bottom:1099px;letter-spacing:-0.12px;display:inline;\">Accrued investment income and other debtors </div><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_270\" id=\"t4_270\" style=\"left:666px;bottom:1083px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">31 Dec 2023 $m </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_270\" id=\"t5_270\" style=\"left:747px;bottom:1083px;letter-spacing:0.08px;display:inline;\">31 Dec 2022 $m </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_270\" id=\"t6_270\" style=\"left:69px;bottom:1062px;letter-spacing:-0.01px;display:inline;\">Interest receivable </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_270\" id=\"t7_270\" style=\"left:708px;bottom:1062px;letter-spacing:-0.02px;display:inline;\">871 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_270\" id=\"t8_270\" style=\"left:787px;bottom:1062px;letter-spacing:-0.01px;display:inline;\">806 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_270\" id=\"t9_270\" style=\"left:69px;bottom:1043px;letter-spacing:-0.01px;display:inline;\">Other accrued income </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_270\" id=\"ta_270\" style=\"left:708px;bottom:1043px;letter-spacing:-0.02px;display:inline;\">132 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_270\" id=\"tb_270\" style=\"left:787px;bottom:1043px;letter-spacing:-0.01px;display:inline;\">177 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_270\" id=\"tc_270\" style=\"left:69px;bottom:1023px;letter-spacing:-0.01px;display:inline;\">Total accrued investment income </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_270\" id=\"td_270\" style=\"left:698px;bottom:1023px;letter-spacing:-0.02px;display:inline;\">1,003 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_270\" id=\"te_270\" style=\"left:787px;bottom:1023px;letter-spacing:-0.01px;display:inline;\">983 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_270\" id=\"tf_270\" style=\"left:69px;bottom:1004px;letter-spacing:-0.01px;display:inline;\">Other debtors </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_270\" id=\"tg_270\" style=\"left:698px;bottom:1004px;letter-spacing:-0.02px;display:inline;\">1,161 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_270\" id=\"th_270\" style=\"left:787px;bottom:1004px;letter-spacing:-0.01px;display:inline;\">968 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_270\" id=\"ti_270\" style=\"left:69px;bottom:984px;letter-spacing:-0.01px;display:inline;\">Total accrued investment income and other debtors </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_270\" id=\"tj_270\" style=\"left:698px;bottom:984px;letter-spacing:-0.02px;display:inline;\">2,164 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_270\" id=\"tk_270\" style=\"left:777px;bottom:984px;letter-spacing:-0.01px;display:inline;\">1,951 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_270\" id=\"tl_270\" style=\"left:69px;bottom:965px;letter-spacing:-0.01px;display:inline;\">Analysed as: </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_270\" id=\"tm_270\" style=\"left:69px;bottom:945px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Expected to be settled within one year </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_270\" id=\"tn_270\" style=\"left:698px;bottom:945px;letter-spacing:-0.02px;display:inline;\">2,048 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_270\" id=\"to_270\" style=\"left:777px;bottom:945px;letter-spacing:-0.01px;display:inline;\">1,882 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_270\" id=\"tp_270\" style=\"left:69px;bottom:926px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Expected to be settled beyond one year </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_270\" id=\"tq_270\" style=\"left:708px;bottom:926px;letter-spacing:-0.02px;display:inline;\">116 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_270\" id=\"tr_270\" style=\"left:794px;bottom:926px;display:inline;\">69 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_270\" id=\"ts_270\" style=\"left:69px;bottom:907px;letter-spacing:-0.01px;display:inline;\">Total accrued investment income and other debtors </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_270\" id=\"tt_270\" style=\"left:698px;bottom:907px;letter-spacing:-0.02px;display:inline;\">2,164 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_270\" id=\"tu_270\" style=\"left:777px;bottom:907px;letter-spacing:-0.01px;display:inline;\">1,951 </div></td></tr>\n                                        </table>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfOtherAssetsExplanatory",
    "language": "en",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f36685": {
   "value": "(b) <div class=\"t s1_270\" id=\"tw_270\" style=\"left:91px;bottom:877px;letter-spacing:-0.11px;display:inline;\">Accruals, deferred income and other creditors </div><div class=\"t s4_270\" id=\"tx_270\" style=\"left:65px;bottom:861px;letter-spacing:-0.01px;display:inline;\">Accruals, deferred income and other creditors are analysed as follows (detailed maturity analysis is provided in note C2.3): </div><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_270\" id=\"ty_270\" style=\"left:666px;bottom:832px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">31 Dec 2023 $m </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_270\" id=\"tz_270\" style=\"left:747px;bottom:832px;letter-spacing:0.08px;display:inline;\">31 Dec 2022 $m </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_270\" id=\"t10_270\" style=\"left:69px;bottom:812px;letter-spacing:-0.01px;display:inline;\">Accruals and deferred income </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_270\" id=\"t11_270\" style=\"left:708px;bottom:812px;letter-spacing:-0.02px;display:inline;\">244 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_270\" id=\"t12_270\" style=\"left:787px;bottom:812px;letter-spacing:-0.01px;display:inline;\">200 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_270\" id=\"t13_270\" style=\"left:69px;bottom:792px;letter-spacing:-0.01px;display:inline;\">Interest payable </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_270\" id=\"t14_270\" style=\"left:715px;bottom:792px;letter-spacing:-0.02px;display:inline;\">35 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_270\" id=\"t15_270\" style=\"left:794px;bottom:792px;display:inline;\">59 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_270\" id=\"t16_270\" style=\"left:69px;bottom:773px;letter-spacing:-0.01px;display:inline;\">Other creditors </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_270\" id=\"t17_270\" style=\"left:698px;bottom:773px;letter-spacing:-0.02px;display:inline;\">3,756 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_270\" id=\"t18_270\" style=\"left:777px;bottom:773px;letter-spacing:-0.01px;display:inline;\">2,607 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_270\" id=\"t19_270\" style=\"left:69px;bottom:753px;letter-spacing:-0.01px;display:inline;\">Total accruals, deferred income and other creditors </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_270\" id=\"t1a_270\" style=\"left:698px;bottom:753px;letter-spacing:-0.02px;display:inline;\">4,035 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_270\" id=\"t1b_270\" style=\"left:777px;bottom:753px;letter-spacing:-0.01px;display:inline;\">2,866 </div></td></tr>\n                                        </table>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfDeferredIncomeExplanatory",
    "language": "en",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f36686": {
   "value": "(b) <div class=\"t s1_270\" id=\"tw_270\" style=\"left:91px;bottom:877px;letter-spacing:-0.11px;display:inline;\">Accruals, deferred income and other creditors </div><div class=\"t s4_270\" id=\"tx_270\" style=\"left:65px;bottom:861px;letter-spacing:-0.01px;display:inline;\">Accruals, deferred income and other creditors are analysed as follows (detailed maturity analysis is provided in note C2.3): </div><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_270\" id=\"ty_270\" style=\"left:666px;bottom:832px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">31 Dec 2023 $m </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_270\" id=\"tz_270\" style=\"left:747px;bottom:832px;letter-spacing:0.08px;display:inline;\">31 Dec 2022 $m </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_270\" id=\"t10_270\" style=\"left:69px;bottom:812px;letter-spacing:-0.01px;display:inline;\">Accruals and deferred income </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_270\" id=\"t11_270\" style=\"left:708px;bottom:812px;letter-spacing:-0.02px;display:inline;\">244 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_270\" id=\"t12_270\" style=\"left:787px;bottom:812px;letter-spacing:-0.01px;display:inline;\">200 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_270\" id=\"t13_270\" style=\"left:69px;bottom:792px;letter-spacing:-0.01px;display:inline;\">Interest payable </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_270\" id=\"t14_270\" style=\"left:715px;bottom:792px;letter-spacing:-0.02px;display:inline;\">35 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_270\" id=\"t15_270\" style=\"left:794px;bottom:792px;display:inline;\">59 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_270\" id=\"t16_270\" style=\"left:69px;bottom:773px;letter-spacing:-0.01px;display:inline;\">Other creditors </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_270\" id=\"t17_270\" style=\"left:698px;bottom:773px;letter-spacing:-0.02px;display:inline;\">3,756 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_270\" id=\"t18_270\" style=\"left:777px;bottom:773px;letter-spacing:-0.01px;display:inline;\">2,607 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_270\" id=\"t19_270\" style=\"left:69px;bottom:753px;letter-spacing:-0.01px;display:inline;\">Total accruals, deferred income and other creditors </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_270\" id=\"t1a_270\" style=\"left:698px;bottom:753px;letter-spacing:-0.02px;display:inline;\">4,035 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_270\" id=\"t1b_270\" style=\"left:777px;bottom:753px;letter-spacing:-0.01px;display:inline;\">2,866 </div></td></tr>\n                                        </table>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfAccruedExpensesAndOtherLiabilitiesExplanatory",
    "language": "en",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f36687": {
   "value": "(b) <div class=\"t s1_270\" id=\"tw_270\" style=\"left:91px;bottom:877px;letter-spacing:-0.11px;display:inline;\">Accruals, deferred income and other creditors </div><div class=\"t s4_270\" id=\"tx_270\" style=\"left:65px;bottom:861px;letter-spacing:-0.01px;display:inline;\">Accruals, deferred income and other creditors are analysed as follows (detailed maturity analysis is provided in note C2.3): </div><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_270\" id=\"ty_270\" style=\"left:666px;bottom:832px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">31 Dec 2023 $m </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_270\" id=\"tz_270\" style=\"left:747px;bottom:832px;letter-spacing:0.08px;display:inline;\">31 Dec 2022 $m </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_270\" id=\"t10_270\" style=\"left:69px;bottom:812px;letter-spacing:-0.01px;display:inline;\">Accruals and deferred income </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_270\" id=\"t11_270\" style=\"left:708px;bottom:812px;letter-spacing:-0.02px;display:inline;\">244 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_270\" id=\"t12_270\" style=\"left:787px;bottom:812px;letter-spacing:-0.01px;display:inline;\">200 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_270\" id=\"t13_270\" style=\"left:69px;bottom:792px;letter-spacing:-0.01px;display:inline;\">Interest payable </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_270\" id=\"t14_270\" style=\"left:715px;bottom:792px;letter-spacing:-0.02px;display:inline;\">35 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_270\" id=\"t15_270\" style=\"left:794px;bottom:792px;display:inline;\">59 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_270\" id=\"t16_270\" style=\"left:69px;bottom:773px;letter-spacing:-0.01px;display:inline;\">Other creditors </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_270\" id=\"t17_270\" style=\"left:698px;bottom:773px;letter-spacing:-0.02px;display:inline;\">3,756 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_270\" id=\"t18_270\" style=\"left:777px;bottom:773px;letter-spacing:-0.01px;display:inline;\">2,607 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_270\" id=\"t19_270\" style=\"left:69px;bottom:753px;letter-spacing:-0.01px;display:inline;\">Total accruals, deferred income and other creditors </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_270\" id=\"t1a_270\" style=\"left:698px;bottom:753px;letter-spacing:-0.02px;display:inline;\">4,035 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_270\" id=\"t1b_270\" style=\"left:777px;bottom:753px;letter-spacing:-0.01px;display:inline;\">2,866 </div></td></tr>\n                                        </table>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfOtherLiabilitiesExplanatory",
    "language": "en",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f36729": {
   "value": "C1.3 Cash and cash equivalents <div class=\"t s4_270\" id=\"t1d_270\" style=\"left:65px;bottom:706px;letter-spacing:-0.01px;display:inline;\">Cash and cash equivalents consist of cash at bank and in hand, deposits held at call with banks, treasury bills and other short-term highly liquid </div><div class=\"t s4_270\" id=\"t1e_270\" style=\"left:65px;bottom:690px;letter-spacing:-0.01px;display:inline;\">investments with less than 90 days maturity from the date of acquisition and are analysed as follows: </div><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_270\" id=\"t1f_270\" style=\"left:669px;bottom:662px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">31 Dec 2023 $m </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_270\" id=\"t1g_270\" style=\"left:750px;bottom:662px;letter-spacing:0.08px;display:inline;\">31 Dec 2022 $m </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_270\" id=\"t1h_270\" style=\"left:69px;bottom:641px;letter-spacing:-0.01px;display:inline;\">Cash </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_270\" id=\"t1i_270\" style=\"left:698px;bottom:641px;letter-spacing:-0.02px;display:inline;\">1,964 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_270\" id=\"t1j_270\" style=\"left:777px;bottom:641px;letter-spacing:-0.01px;display:inline;\">1,878 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_270\" id=\"t1k_270\" style=\"left:69px;bottom:622px;letter-spacing:-0.01px;display:inline;\">Cash equivalents </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_270\" id=\"t1l_270\" style=\"left:698px;bottom:622px;letter-spacing:-0.02px;display:inline;\">2,787 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_270\" id=\"t1m_270\" style=\"left:777px;bottom:622px;letter-spacing:-0.01px;display:inline;\">3,636 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_270\" id=\"t1n_270\" style=\"left:69px;bottom:602px;letter-spacing:-0.01px;display:inline;\">Total cash and cash equivalents </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_270\" id=\"t1o_270\" style=\"left:698px;bottom:602px;letter-spacing:-0.02px;display:inline;\">4,751 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_270\" id=\"t1p_270\" style=\"left:777px;bottom:602px;letter-spacing:-0.01px;display:inline;\">5,514 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_270\" id=\"t1q_270\" style=\"left:69px;bottom:583px;letter-spacing:-0.01px;display:inline;\">Analysed as: </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_270\" id=\"t1r_270\" style=\"left:69px;bottom:563px;letter-spacing:-0.01px;display:inline;\">Held by the Group\u2019s holding and non-regulated entities and available for general use </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_270\" id=\"t1s_270\" style=\"left:698px;bottom:563px;letter-spacing:-0.02px;display:inline;\">1,590 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_270\" id=\"t1t_270\" style=\"left:777px;bottom:563px;letter-spacing:-0.01px;display:inline;\">1,809 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_270\" id=\"t1u_270\" style=\"left:69px;bottom:544px;letter-spacing:-0.01px;display:inline;\">Other funds not available for general use by the Group, including funds held for the benefit of policyholders </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_270\" id=\"t1v_270\" style=\"left:698px;bottom:544px;letter-spacing:-0.02px;display:inline;\">3,161 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_270\" id=\"t1w_270\" style=\"left:777px;bottom:544px;letter-spacing:-0.01px;display:inline;\">3,705 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_270\" id=\"t1x_270\" style=\"left:69px;bottom:524px;letter-spacing:-0.01px;display:inline;\">Total cash and cash equivalents </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_270\" id=\"t1y_270\" style=\"left:698px;bottom:524px;letter-spacing:-0.02px;display:inline;\">4,751 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_270\" id=\"t1z_270\" style=\"left:777px;bottom:524px;letter-spacing:-0.01px;display:inline;\">5,514 </div></td></tr>\n                                        </table><div class=\"t s4_270\" id=\"t20_270\" style=\"left:65px;bottom:495px;letter-spacing:-0.01px;word-spacing:-0.01px;display:inline;\">The Group\u2019s cash and cash equivalents are held in the following currencies as at 31 December 2023: USD 42 per cent, MYR 14 per cent, GBP 5 </div><div class=\"t s4_270\" id=\"t21_270\" style=\"left:65px;bottom:480px;letter-spacing:-0.01px;display:inline;\">per cent, HKD 6 per cent, SGD 8 per cent, and other currencies 25 per cent (31 December 2022: USD 45 per cent, MYR 14 per cent, GBP 11 per </div>cent, HKD 5 per cent, SGD 5 per cent and other currencies 20 per cent).",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfRestrictedCashAndCashEquivalentsExplanatory",
    "language": "en",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f36730": {
   "value": "C1.3 Cash and cash equivalents <div class=\"t s4_270\" id=\"t1d_270\" style=\"left:65px;bottom:706px;letter-spacing:-0.01px;display:inline;\">Cash and cash equivalents consist of cash at bank and in hand, deposits held at call with banks, treasury bills and other short-term highly liquid </div><div class=\"t s4_270\" id=\"t1e_270\" style=\"left:65px;bottom:690px;letter-spacing:-0.01px;display:inline;\">investments with less than 90 days maturity from the date of acquisition and are analysed as follows: </div><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_270\" id=\"t1f_270\" style=\"left:669px;bottom:662px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">31 Dec 2023 $m </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_270\" id=\"t1g_270\" style=\"left:750px;bottom:662px;letter-spacing:0.08px;display:inline;\">31 Dec 2022 $m </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_270\" id=\"t1h_270\" style=\"left:69px;bottom:641px;letter-spacing:-0.01px;display:inline;\">Cash </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_270\" id=\"t1i_270\" style=\"left:698px;bottom:641px;letter-spacing:-0.02px;display:inline;\">1,964 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_270\" id=\"t1j_270\" style=\"left:777px;bottom:641px;letter-spacing:-0.01px;display:inline;\">1,878 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_270\" id=\"t1k_270\" style=\"left:69px;bottom:622px;letter-spacing:-0.01px;display:inline;\">Cash equivalents </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_270\" id=\"t1l_270\" style=\"left:698px;bottom:622px;letter-spacing:-0.02px;display:inline;\">2,787 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_270\" id=\"t1m_270\" style=\"left:777px;bottom:622px;letter-spacing:-0.01px;display:inline;\">3,636 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_270\" id=\"t1n_270\" style=\"left:69px;bottom:602px;letter-spacing:-0.01px;display:inline;\">Total cash and cash equivalents </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_270\" id=\"t1o_270\" style=\"left:698px;bottom:602px;letter-spacing:-0.02px;display:inline;\">4,751 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_270\" id=\"t1p_270\" style=\"left:777px;bottom:602px;letter-spacing:-0.01px;display:inline;\">5,514 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_270\" id=\"t1q_270\" style=\"left:69px;bottom:583px;letter-spacing:-0.01px;display:inline;\">Analysed as: </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_270\" id=\"t1r_270\" style=\"left:69px;bottom:563px;letter-spacing:-0.01px;display:inline;\">Held by the Group\u2019s holding and non-regulated entities and available for general use </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_270\" id=\"t1s_270\" style=\"left:698px;bottom:563px;letter-spacing:-0.02px;display:inline;\">1,590 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_270\" id=\"t1t_270\" style=\"left:777px;bottom:563px;letter-spacing:-0.01px;display:inline;\">1,809 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_270\" id=\"t1u_270\" style=\"left:69px;bottom:544px;letter-spacing:-0.01px;display:inline;\">Other funds not available for general use by the Group, including funds held for the benefit of policyholders </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_270\" id=\"t1v_270\" style=\"left:698px;bottom:544px;letter-spacing:-0.02px;display:inline;\">3,161 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_270\" id=\"t1w_270\" style=\"left:777px;bottom:544px;letter-spacing:-0.01px;display:inline;\">3,705 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_270\" id=\"t1x_270\" style=\"left:69px;bottom:524px;letter-spacing:-0.01px;display:inline;\">Total cash and cash equivalents </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_270\" id=\"t1y_270\" style=\"left:698px;bottom:524px;letter-spacing:-0.02px;display:inline;\">4,751 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_270\" id=\"t1z_270\" style=\"left:777px;bottom:524px;letter-spacing:-0.01px;display:inline;\">5,514 </div></td></tr>\n                                        </table><div class=\"t s4_270\" id=\"t20_270\" style=\"left:65px;bottom:495px;letter-spacing:-0.01px;word-spacing:-0.01px;display:inline;\">The Group\u2019s cash and cash equivalents are held in the following currencies as at 31 December 2023: USD 42 per cent, MYR 14 per cent, GBP 5 </div><div class=\"t s4_270\" id=\"t21_270\" style=\"left:65px;bottom:480px;letter-spacing:-0.01px;display:inline;\">per cent, HKD 6 per cent, SGD 8 per cent, and other currencies 25 per cent (31 December 2022: USD 45 per cent, MYR 14 per cent, GBP 11 per </div>cent, HKD 5 per cent, SGD 5 per cent and other currencies 20 per cent).",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfCashAndCashEquivalentsExplanatory",
    "language": "en",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f36734": {
   "value": "Cash and cash equivalents consist of cash at bank and in hand, deposits held at call with banks, treasury bills and other short-term highly liquid investments with less than 90 days maturity from the date of acquisition and are analysed as follows:",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyToDetermineComponentsOfCashAndCashEquivalents",
    "language": "en",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f36797": {
   "value": "C1.4 Provisions <div class=\"t s4_270\" id=\"t24_270\" style=\"left:65px;bottom:418px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">An analysis of movement in total provisions held is shown below: </div><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_270\" id=\"t25_270\" style=\"left:696px;bottom:389px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">2023 $m </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_270\" id=\"t26_270\" style=\"left:775px;bottom:389px;letter-spacing:0.09px;display:inline;\">2022 $m </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_270\" id=\"t27_270\" style=\"left:69px;bottom:369px;letter-spacing:-0.01px;display:inline;\">Balance at 1 Jan </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_270\" id=\"t28_270\" style=\"left:708px;bottom:369px;letter-spacing:-0.02px;display:inline;\">206 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_270\" id=\"t29_270\" style=\"left:787px;bottom:369px;letter-spacing:-0.01px;display:inline;\">234 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_270\" id=\"t2a_270\" style=\"left:69px;bottom:349px;letter-spacing:-0.01px;display:inline;\">Charge (credit) to income statement: </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_270\" id=\"t2b_270\" style=\"left:69px;bottom:330px;letter-spacing:-0.01px;display:inline;\">Additional provisions </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_270\" id=\"t2c_270\" style=\"left:708px;bottom:330px;letter-spacing:-0.02px;display:inline;\">198 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_270\" id=\"t2d_270\" style=\"left:787px;bottom:330px;letter-spacing:-0.01px;display:inline;\">153 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_270\" id=\"t2e_270\" style=\"left:69px;bottom:310px;letter-spacing:-0.01px;display:inline;\">Unused amounts released </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_270\" id=\"t2f_270\" style=\"left:711px;bottom:310px;letter-spacing:-0.02px;display:inline;\">(10) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_270\" id=\"t2g_270\" style=\"left:790px;bottom:310px;display:inline;\">(19) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_270\" id=\"t2h_270\" style=\"left:69px;bottom:291px;letter-spacing:-0.01px;display:inline;\">Utilisation during the year </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_270\" id=\"t2i_270\" style=\"left:704px;bottom:291px;letter-spacing:-0.02px;display:inline;\">(172) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_270\" id=\"t2j_270\" style=\"left:783px;bottom:291px;letter-spacing:-0.01px;display:inline;\">(154) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_270\" id=\"t2k_270\" style=\"left:69px;bottom:271px;letter-spacing:-0.01px;display:inline;\">Exchange differences </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_270\" id=\"t2l_270\" style=\"left:723px;bottom:271px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_270\" id=\"t2m_270\" style=\"left:797px;bottom:271px;display:inline;\">(8) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_270\" id=\"t2n_270\" style=\"left:69px;bottom:252px;letter-spacing:-0.01px;display:inline;\">Balance at 31 Dec </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_270\" id=\"t2o_270\" style=\"left:708px;bottom:252px;letter-spacing:-0.02px;display:inline;\">224 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_270\" id=\"t2p_270\" style=\"left:787px;bottom:252px;letter-spacing:-0.01px;display:inline;\">206 </div></td></tr>\n                                        </table><div class=\"t s4_270\" id=\"t2q_270\" style=\"left:65px;bottom:223px;letter-spacing:-0.01px;display:inline;\">Of the $224 million of provisions at 31 December 2023 (31 December 2022: $206 million), which excludes any amounts attributable to </div><div class=\"t s4_270\" id=\"t2r_270\" style=\"left:65px;bottom:207px;letter-spacing:-0.01px;display:inline;\">insurance contracts, the Group held $215 million (31 December 2022: $199 million) provisions for staff benefits, which are generally expected to </div>be paid out within the next three years.",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfProvisionsExplanatory",
    "language": "en",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f36870": {
   "value": "C2 Measurement of financial assets and liabilities <div class=\"t s1_271\" id=\"t2_271\" style=\"left:87px;bottom:1090px;letter-spacing:-0.01px;display:inline;\">The Group uses the trade date method to account for regular purchases and sales of financial assets. The Group holds financial assets in </div><div class=\"t s1_271\" id=\"t3_271\" style=\"left:87px;bottom:1075px;letter-spacing:-0.01px;display:inline;\">accordance with IFRS 9 (2023) / IAS 39 (2022 and prior) whereby subject to specific criteria, financial instruments are required to be accounted </div><div class=\"t s1_271\" id=\"t4_271\" style=\"left:87px;bottom:1059px;letter-spacing:-0.01px;display:inline;\">for under one of the following categories: </div><div class=\"t s2_271\" id=\"t5_271\" style=\"left:87px;bottom:1032px;display:inline;\">\u2013 </div><div class=\"t s1_271\" id=\"t6_271\" style=\"left:100px;bottom:1032px;letter-spacing:-0.01px;display:inline;\">Financial instruments at FVTPL: this comprises primarily instruments that are managed and the performance evaluated on a fair value basis, </div><div class=\"t s1_271\" id=\"t7_271\" style=\"left:100px;bottom:1016px;letter-spacing:-0.01px;display:inline;\">including liabilities related to net assets attributable to unit holders of consolidated investment funds and policyholder liabilities for </div><div class=\"t s1_271\" id=\"t8_271\" style=\"left:100px;bottom:1000px;letter-spacing:-0.01px;display:inline;\">investment contracts without discretionary participation features. In addition, this includes derivatives. All investments within this category are </div><div class=\"t s1_271\" id=\"t9_271\" style=\"left:100px;bottom:985px;letter-spacing:-0.01px;display:inline;\">measured at fair value with all changes thereon being recognised in investment return in the income statement. </div><div class=\"t s2_271\" id=\"ta_271\" style=\"left:87px;bottom:969px;display:inline;\">\u2013 </div><div class=\"t s1_271\" id=\"tb_271\" style=\"left:100px;bottom:969px;letter-spacing:-0.01px;display:inline;\">Financial instruments at FVOCI under IFRS 9 or on an AFS basis under IAS 39: these instruments are initially recognised at fair value plus </div><div class=\"t s1_271\" id=\"tc_271\" style=\"left:100px;bottom:954px;letter-spacing:-0.01px;display:inline;\">attributable transaction costs and are subsequently measured at fair value. Interest and/or dividend income is recognised in the income </div><div class=\"t s1_271\" id=\"td_271\" style=\"left:100px;bottom:938px;letter-spacing:-0.01px;display:inline;\">statement. Unrealised gains and losses are recognised in other comprehensive income. Upon disposal or impairment, accumulated unrealised </div><div class=\"t s1_271\" id=\"te_271\" style=\"left:100px;bottom:922px;letter-spacing:-0.01px;display:inline;\">gains and losses are transferred from other comprehensive income to the income statement as realised gains or losses except for equity </div><div class=\"t s1_271\" id=\"tf_271\" style=\"left:100px;bottom:907px;letter-spacing:-0.01px;display:inline;\">securities that have been elected to be designated at FVOCI under IFRS 9 whereby there is no recycling to the profit or loss on derecognition </div><div class=\"t s1_271\" id=\"tg_271\" style=\"left:100px;bottom:891px;letter-spacing:-0.01px;display:inline;\">being the difference to the AFS treatment for equity securities under IAS 39. Subsequent to the demerger of Jackson in September 2021, the </div><div class=\"t s1_271\" id=\"th_271\" style=\"left:100px;bottom:876px;letter-spacing:-0.01px;display:inline;\">Group designated its retained interest in Jackson as AFS equity securities under IAS 39. Upon the adoption of IFRS 9, the Group made the </div><div class=\"t s1_271\" id=\"ti_271\" style=\"left:100px;bottom:860px;letter-spacing:-0.01px;display:inline;\">election to measure its interest in equity securities in Jackson at FVOCI, which were disposed of entirely in 2023. There were no financial </div><div class=\"t s1_271\" id=\"tj_271\" style=\"left:100px;bottom:845px;letter-spacing:-0.01px;display:inline;\">instruments at FVOCI at 31 December 2023. </div><div class=\"t s2_271\" id=\"tk_271\" style=\"left:87px;bottom:829px;display:inline;\">\u2013 </div><div class=\"t s1_271\" id=\"tl_271\" style=\"left:100px;bottom:829px;letter-spacing:-0.01px;display:inline;\">Financial instruments at amortised cost: these instruments comprise non-quoted investments that have fixed or determinable payments, </div><div class=\"t s1_271\" id=\"tm_271\" style=\"left:100px;bottom:813px;letter-spacing:-0.01px;display:inline;\">including loans collateralised by mortgages, deposits, and other receivables. These investments are initially recognised at fair value plus </div><div class=\"t s1_271\" id=\"tn_271\" style=\"left:100px;bottom:798px;letter-spacing:-0.01px;display:inline;\">transaction costs. Subsequently, these instruments are carried at amortised cost using the effective interest method. The effective interest rate </div><div class=\"t s1_271\" id=\"to_271\" style=\"left:100px;bottom:782px;letter-spacing:-0.01px;display:inline;\">is the rate that exactly discounts estimated future cash receipts through the expected life of the financial instrument or, when appropriate, a </div><div class=\"t s1_271\" id=\"tp_271\" style=\"left:100px;bottom:767px;letter-spacing:-0.01px;display:inline;\">shorter period to the net carrying amount of the financial asset. When assets held at amortised cost are subject to impairment testing, </div><div class=\"t s1_271\" id=\"tq_271\" style=\"left:100px;bottom:751px;letter-spacing:-0.01px;display:inline;\">estimated future cash flows are compared to the carrying value of the asset. The estimated future cash flows are discounted using the </div><div class=\"t s1_271\" id=\"tr_271\" style=\"left:100px;bottom:735px;letter-spacing:-0.01px;display:inline;\">financial asset\u2019s original or variable effective interest rate and exclude credit losses that have not yet been incurred. If, in subsequent periods, </div><div class=\"t s1_271\" id=\"ts_271\" style=\"left:100px;bottom:720px;letter-spacing:-0.01px;display:inline;\">an impaired loan or receivable recovers in value (in part or in full) and this recovery can be objectively related to an event occurring after the </div>impairment, then any amount determined to have been recovered is reversed through the income statement.",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForInvestmentsOtherThanInvestmentsAccountedForUsingEquityMethodExplanatory",
    "language": "en",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f36871": {
   "value": "C2 Measurement of financial assets and liabilities <div class=\"t s1_271\" id=\"t2_271\" style=\"left:87px;bottom:1090px;letter-spacing:-0.01px;display:inline;\">The Group uses the trade date method to account for regular purchases and sales of financial assets. The Group holds financial assets in </div><div class=\"t s1_271\" id=\"t3_271\" style=\"left:87px;bottom:1075px;letter-spacing:-0.01px;display:inline;\">accordance with IFRS 9 (2023) / IAS 39 (2022 and prior) whereby subject to specific criteria, financial instruments are required to be accounted </div><div class=\"t s1_271\" id=\"t4_271\" style=\"left:87px;bottom:1059px;letter-spacing:-0.01px;display:inline;\">for under one of the following categories: </div><div class=\"t s2_271\" id=\"t5_271\" style=\"left:87px;bottom:1032px;display:inline;\">\u2013 </div><div class=\"t s1_271\" id=\"t6_271\" style=\"left:100px;bottom:1032px;letter-spacing:-0.01px;display:inline;\">Financial instruments at FVTPL: this comprises primarily instruments that are managed and the performance evaluated on a fair value basis, </div><div class=\"t s1_271\" id=\"t7_271\" style=\"left:100px;bottom:1016px;letter-spacing:-0.01px;display:inline;\">including liabilities related to net assets attributable to unit holders of consolidated investment funds and policyholder liabilities for </div><div class=\"t s1_271\" id=\"t8_271\" style=\"left:100px;bottom:1000px;letter-spacing:-0.01px;display:inline;\">investment contracts without discretionary participation features. In addition, this includes derivatives. All investments within this category are </div><div class=\"t s1_271\" id=\"t9_271\" style=\"left:100px;bottom:985px;letter-spacing:-0.01px;display:inline;\">measured at fair value with all changes thereon being recognised in investment return in the income statement. </div><div class=\"t s2_271\" id=\"ta_271\" style=\"left:87px;bottom:969px;display:inline;\">\u2013 </div><div class=\"t s1_271\" id=\"tb_271\" style=\"left:100px;bottom:969px;letter-spacing:-0.01px;display:inline;\">Financial instruments at FVOCI under IFRS 9 or on an AFS basis under IAS 39: these instruments are initially recognised at fair value plus </div><div class=\"t s1_271\" id=\"tc_271\" style=\"left:100px;bottom:954px;letter-spacing:-0.01px;display:inline;\">attributable transaction costs and are subsequently measured at fair value. Interest and/or dividend income is recognised in the income </div><div class=\"t s1_271\" id=\"td_271\" style=\"left:100px;bottom:938px;letter-spacing:-0.01px;display:inline;\">statement. Unrealised gains and losses are recognised in other comprehensive income. Upon disposal or impairment, accumulated unrealised </div><div class=\"t s1_271\" id=\"te_271\" style=\"left:100px;bottom:922px;letter-spacing:-0.01px;display:inline;\">gains and losses are transferred from other comprehensive income to the income statement as realised gains or losses except for equity </div><div class=\"t s1_271\" id=\"tf_271\" style=\"left:100px;bottom:907px;letter-spacing:-0.01px;display:inline;\">securities that have been elected to be designated at FVOCI under IFRS 9 whereby there is no recycling to the profit or loss on derecognition </div><div class=\"t s1_271\" id=\"tg_271\" style=\"left:100px;bottom:891px;letter-spacing:-0.01px;display:inline;\">being the difference to the AFS treatment for equity securities under IAS 39. Subsequent to the demerger of Jackson in September 2021, the </div><div class=\"t s1_271\" id=\"th_271\" style=\"left:100px;bottom:876px;letter-spacing:-0.01px;display:inline;\">Group designated its retained interest in Jackson as AFS equity securities under IAS 39. Upon the adoption of IFRS 9, the Group made the </div><div class=\"t s1_271\" id=\"ti_271\" style=\"left:100px;bottom:860px;letter-spacing:-0.01px;display:inline;\">election to measure its interest in equity securities in Jackson at FVOCI, which were disposed of entirely in 2023. There were no financial </div><div class=\"t s1_271\" id=\"tj_271\" style=\"left:100px;bottom:845px;letter-spacing:-0.01px;display:inline;\">instruments at FVOCI at 31 December 2023. </div><div class=\"t s2_271\" id=\"tk_271\" style=\"left:87px;bottom:829px;display:inline;\">\u2013 </div><div class=\"t s1_271\" id=\"tl_271\" style=\"left:100px;bottom:829px;letter-spacing:-0.01px;display:inline;\">Financial instruments at amortised cost: these instruments comprise non-quoted investments that have fixed or determinable payments, </div><div class=\"t s1_271\" id=\"tm_271\" style=\"left:100px;bottom:813px;letter-spacing:-0.01px;display:inline;\">including loans collateralised by mortgages, deposits, and other receivables. These investments are initially recognised at fair value plus </div><div class=\"t s1_271\" id=\"tn_271\" style=\"left:100px;bottom:798px;letter-spacing:-0.01px;display:inline;\">transaction costs. Subsequently, these instruments are carried at amortised cost using the effective interest method. The effective interest rate </div><div class=\"t s1_271\" id=\"to_271\" style=\"left:100px;bottom:782px;letter-spacing:-0.01px;display:inline;\">is the rate that exactly discounts estimated future cash receipts through the expected life of the financial instrument or, when appropriate, a </div><div class=\"t s1_271\" id=\"tp_271\" style=\"left:100px;bottom:767px;letter-spacing:-0.01px;display:inline;\">shorter period to the net carrying amount of the financial asset. When assets held at amortised cost are subject to impairment testing, </div><div class=\"t s1_271\" id=\"tq_271\" style=\"left:100px;bottom:751px;letter-spacing:-0.01px;display:inline;\">estimated future cash flows are compared to the carrying value of the asset. The estimated future cash flows are discounted using the </div><div class=\"t s1_271\" id=\"tr_271\" style=\"left:100px;bottom:735px;letter-spacing:-0.01px;display:inline;\">financial asset\u2019s original or variable effective interest rate and exclude credit losses that have not yet been incurred. If, in subsequent periods, </div><div class=\"t s1_271\" id=\"ts_271\" style=\"left:100px;bottom:720px;letter-spacing:-0.01px;display:inline;\">an impaired loan or receivable recovers in value (in part or in full) and this recovery can be objectively related to an event occurring after the </div>impairment, then any amount determined to have been recovered is reversed through the income statement.",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForFinancialLiabilitiesExplanatory",
    "language": "en",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f36872": {
   "value": "C2 Measurement of financial assets and liabilities <div class=\"t s1_271\" id=\"t2_271\" style=\"left:87px;bottom:1090px;letter-spacing:-0.01px;display:inline;\">The Group uses the trade date method to account for regular purchases and sales of financial assets. The Group holds financial assets in </div><div class=\"t s1_271\" id=\"t3_271\" style=\"left:87px;bottom:1075px;letter-spacing:-0.01px;display:inline;\">accordance with IFRS 9 (2023) / IAS 39 (2022 and prior) whereby subject to specific criteria, financial instruments are required to be accounted </div><div class=\"t s1_271\" id=\"t4_271\" style=\"left:87px;bottom:1059px;letter-spacing:-0.01px;display:inline;\">for under one of the following categories: </div><div class=\"t s2_271\" id=\"t5_271\" style=\"left:87px;bottom:1032px;display:inline;\">\u2013 </div><div class=\"t s1_271\" id=\"t6_271\" style=\"left:100px;bottom:1032px;letter-spacing:-0.01px;display:inline;\">Financial instruments at FVTPL: this comprises primarily instruments that are managed and the performance evaluated on a fair value basis, </div><div class=\"t s1_271\" id=\"t7_271\" style=\"left:100px;bottom:1016px;letter-spacing:-0.01px;display:inline;\">including liabilities related to net assets attributable to unit holders of consolidated investment funds and policyholder liabilities for </div><div class=\"t s1_271\" id=\"t8_271\" style=\"left:100px;bottom:1000px;letter-spacing:-0.01px;display:inline;\">investment contracts without discretionary participation features. In addition, this includes derivatives. All investments within this category are </div><div class=\"t s1_271\" id=\"t9_271\" style=\"left:100px;bottom:985px;letter-spacing:-0.01px;display:inline;\">measured at fair value with all changes thereon being recognised in investment return in the income statement. </div><div class=\"t s2_271\" id=\"ta_271\" style=\"left:87px;bottom:969px;display:inline;\">\u2013 </div><div class=\"t s1_271\" id=\"tb_271\" style=\"left:100px;bottom:969px;letter-spacing:-0.01px;display:inline;\">Financial instruments at FVOCI under IFRS 9 or on an AFS basis under IAS 39: these instruments are initially recognised at fair value plus </div><div class=\"t s1_271\" id=\"tc_271\" style=\"left:100px;bottom:954px;letter-spacing:-0.01px;display:inline;\">attributable transaction costs and are subsequently measured at fair value. Interest and/or dividend income is recognised in the income </div><div class=\"t s1_271\" id=\"td_271\" style=\"left:100px;bottom:938px;letter-spacing:-0.01px;display:inline;\">statement. Unrealised gains and losses are recognised in other comprehensive income. Upon disposal or impairment, accumulated unrealised </div><div class=\"t s1_271\" id=\"te_271\" style=\"left:100px;bottom:922px;letter-spacing:-0.01px;display:inline;\">gains and losses are transferred from other comprehensive income to the income statement as realised gains or losses except for equity </div><div class=\"t s1_271\" id=\"tf_271\" style=\"left:100px;bottom:907px;letter-spacing:-0.01px;display:inline;\">securities that have been elected to be designated at FVOCI under IFRS 9 whereby there is no recycling to the profit or loss on derecognition </div><div class=\"t s1_271\" id=\"tg_271\" style=\"left:100px;bottom:891px;letter-spacing:-0.01px;display:inline;\">being the difference to the AFS treatment for equity securities under IAS 39. Subsequent to the demerger of Jackson in September 2021, the </div><div class=\"t s1_271\" id=\"th_271\" style=\"left:100px;bottom:876px;letter-spacing:-0.01px;display:inline;\">Group designated its retained interest in Jackson as AFS equity securities under IAS 39. Upon the adoption of IFRS 9, the Group made the </div><div class=\"t s1_271\" id=\"ti_271\" style=\"left:100px;bottom:860px;letter-spacing:-0.01px;display:inline;\">election to measure its interest in equity securities in Jackson at FVOCI, which were disposed of entirely in 2023. There were no financial </div><div class=\"t s1_271\" id=\"tj_271\" style=\"left:100px;bottom:845px;letter-spacing:-0.01px;display:inline;\">instruments at FVOCI at 31 December 2023. </div><div class=\"t s2_271\" id=\"tk_271\" style=\"left:87px;bottom:829px;display:inline;\">\u2013 </div><div class=\"t s1_271\" id=\"tl_271\" style=\"left:100px;bottom:829px;letter-spacing:-0.01px;display:inline;\">Financial instruments at amortised cost: these instruments comprise non-quoted investments that have fixed or determinable payments, </div><div class=\"t s1_271\" id=\"tm_271\" style=\"left:100px;bottom:813px;letter-spacing:-0.01px;display:inline;\">including loans collateralised by mortgages, deposits, and other receivables. These investments are initially recognised at fair value plus </div><div class=\"t s1_271\" id=\"tn_271\" style=\"left:100px;bottom:798px;letter-spacing:-0.01px;display:inline;\">transaction costs. Subsequently, these instruments are carried at amortised cost using the effective interest method. The effective interest rate </div><div class=\"t s1_271\" id=\"to_271\" style=\"left:100px;bottom:782px;letter-spacing:-0.01px;display:inline;\">is the rate that exactly discounts estimated future cash receipts through the expected life of the financial instrument or, when appropriate, a </div><div class=\"t s1_271\" id=\"tp_271\" style=\"left:100px;bottom:767px;letter-spacing:-0.01px;display:inline;\">shorter period to the net carrying amount of the financial asset. When assets held at amortised cost are subject to impairment testing, </div><div class=\"t s1_271\" id=\"tq_271\" style=\"left:100px;bottom:751px;letter-spacing:-0.01px;display:inline;\">estimated future cash flows are compared to the carrying value of the asset. The estimated future cash flows are discounted using the </div><div class=\"t s1_271\" id=\"tr_271\" style=\"left:100px;bottom:735px;letter-spacing:-0.01px;display:inline;\">financial asset\u2019s original or variable effective interest rate and exclude credit losses that have not yet been incurred. If, in subsequent periods, </div><div class=\"t s1_271\" id=\"ts_271\" style=\"left:100px;bottom:720px;letter-spacing:-0.01px;display:inline;\">an impaired loan or receivable recovers in value (in part or in full) and this recovery can be objectively related to an event occurring after the </div>impairment, then any amount determined to have been recovered is reversed through the income statement.",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForFinancialAssetsExplanatory",
    "language": "en",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f36873": {
   "value": "C2 Measurement of financial assets and liabilities <div class=\"t s1_271\" id=\"t2_271\" style=\"left:87px;bottom:1090px;letter-spacing:-0.01px;display:inline;\">The Group uses the trade date method to account for regular purchases and sales of financial assets. The Group holds financial assets in </div><div class=\"t s1_271\" id=\"t3_271\" style=\"left:87px;bottom:1075px;letter-spacing:-0.01px;display:inline;\">accordance with IFRS 9 (2023) / IAS 39 (2022 and prior) whereby subject to specific criteria, financial instruments are required to be accounted </div><div class=\"t s1_271\" id=\"t4_271\" style=\"left:87px;bottom:1059px;letter-spacing:-0.01px;display:inline;\">for under one of the following categories: </div><div class=\"t s2_271\" id=\"t5_271\" style=\"left:87px;bottom:1032px;display:inline;\">\u2013 </div><div class=\"t s1_271\" id=\"t6_271\" style=\"left:100px;bottom:1032px;letter-spacing:-0.01px;display:inline;\">Financial instruments at FVTPL: this comprises primarily instruments that are managed and the performance evaluated on a fair value basis, </div><div class=\"t s1_271\" id=\"t7_271\" style=\"left:100px;bottom:1016px;letter-spacing:-0.01px;display:inline;\">including liabilities related to net assets attributable to unit holders of consolidated investment funds and policyholder liabilities for </div><div class=\"t s1_271\" id=\"t8_271\" style=\"left:100px;bottom:1000px;letter-spacing:-0.01px;display:inline;\">investment contracts without discretionary participation features. In addition, this includes derivatives. All investments within this category are </div><div class=\"t s1_271\" id=\"t9_271\" style=\"left:100px;bottom:985px;letter-spacing:-0.01px;display:inline;\">measured at fair value with all changes thereon being recognised in investment return in the income statement. </div><div class=\"t s2_271\" id=\"ta_271\" style=\"left:87px;bottom:969px;display:inline;\">\u2013 </div><div class=\"t s1_271\" id=\"tb_271\" style=\"left:100px;bottom:969px;letter-spacing:-0.01px;display:inline;\">Financial instruments at FVOCI under IFRS 9 or on an AFS basis under IAS 39: these instruments are initially recognised at fair value plus </div><div class=\"t s1_271\" id=\"tc_271\" style=\"left:100px;bottom:954px;letter-spacing:-0.01px;display:inline;\">attributable transaction costs and are subsequently measured at fair value. Interest and/or dividend income is recognised in the income </div><div class=\"t s1_271\" id=\"td_271\" style=\"left:100px;bottom:938px;letter-spacing:-0.01px;display:inline;\">statement. Unrealised gains and losses are recognised in other comprehensive income. Upon disposal or impairment, accumulated unrealised </div><div class=\"t s1_271\" id=\"te_271\" style=\"left:100px;bottom:922px;letter-spacing:-0.01px;display:inline;\">gains and losses are transferred from other comprehensive income to the income statement as realised gains or losses except for equity </div><div class=\"t s1_271\" id=\"tf_271\" style=\"left:100px;bottom:907px;letter-spacing:-0.01px;display:inline;\">securities that have been elected to be designated at FVOCI under IFRS 9 whereby there is no recycling to the profit or loss on derecognition </div><div class=\"t s1_271\" id=\"tg_271\" style=\"left:100px;bottom:891px;letter-spacing:-0.01px;display:inline;\">being the difference to the AFS treatment for equity securities under IAS 39. Subsequent to the demerger of Jackson in September 2021, the </div><div class=\"t s1_271\" id=\"th_271\" style=\"left:100px;bottom:876px;letter-spacing:-0.01px;display:inline;\">Group designated its retained interest in Jackson as AFS equity securities under IAS 39. Upon the adoption of IFRS 9, the Group made the </div><div class=\"t s1_271\" id=\"ti_271\" style=\"left:100px;bottom:860px;letter-spacing:-0.01px;display:inline;\">election to measure its interest in equity securities in Jackson at FVOCI, which were disposed of entirely in 2023. There were no financial </div><div class=\"t s1_271\" id=\"tj_271\" style=\"left:100px;bottom:845px;letter-spacing:-0.01px;display:inline;\">instruments at FVOCI at 31 December 2023. </div><div class=\"t s2_271\" id=\"tk_271\" style=\"left:87px;bottom:829px;display:inline;\">\u2013 </div><div class=\"t s1_271\" id=\"tl_271\" style=\"left:100px;bottom:829px;letter-spacing:-0.01px;display:inline;\">Financial instruments at amortised cost: these instruments comprise non-quoted investments that have fixed or determinable payments, </div><div class=\"t s1_271\" id=\"tm_271\" style=\"left:100px;bottom:813px;letter-spacing:-0.01px;display:inline;\">including loans collateralised by mortgages, deposits, and other receivables. These investments are initially recognised at fair value plus </div><div class=\"t s1_271\" id=\"tn_271\" style=\"left:100px;bottom:798px;letter-spacing:-0.01px;display:inline;\">transaction costs. Subsequently, these instruments are carried at amortised cost using the effective interest method. The effective interest rate </div><div class=\"t s1_271\" id=\"to_271\" style=\"left:100px;bottom:782px;letter-spacing:-0.01px;display:inline;\">is the rate that exactly discounts estimated future cash receipts through the expected life of the financial instrument or, when appropriate, a </div><div class=\"t s1_271\" id=\"tp_271\" style=\"left:100px;bottom:767px;letter-spacing:-0.01px;display:inline;\">shorter period to the net carrying amount of the financial asset. When assets held at amortised cost are subject to impairment testing, </div><div class=\"t s1_271\" id=\"tq_271\" style=\"left:100px;bottom:751px;letter-spacing:-0.01px;display:inline;\">estimated future cash flows are compared to the carrying value of the asset. The estimated future cash flows are discounted using the </div><div class=\"t s1_271\" id=\"tr_271\" style=\"left:100px;bottom:735px;letter-spacing:-0.01px;display:inline;\">financial asset\u2019s original or variable effective interest rate and exclude credit losses that have not yet been incurred. If, in subsequent periods, </div><div class=\"t s1_271\" id=\"ts_271\" style=\"left:100px;bottom:720px;letter-spacing:-0.01px;display:inline;\">an impaired loan or receivable recovers in value (in part or in full) and this recovery can be objectively related to an event occurring after the </div>impairment, then any amount determined to have been recovered is reversed through the income statement.",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForFinancialInstrumentsExplanatory",
    "language": "en",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f36874": {
   "value": "C2 Measurement of financial assets and liabilities <div class=\"t s1_271\" id=\"t2_271\" style=\"left:87px;bottom:1090px;letter-spacing:-0.01px;display:inline;\">The Group uses the trade date method to account for regular purchases and sales of financial assets. The Group holds financial assets in </div><div class=\"t s1_271\" id=\"t3_271\" style=\"left:87px;bottom:1075px;letter-spacing:-0.01px;display:inline;\">accordance with IFRS 9 (2023) / IAS 39 (2022 and prior) whereby subject to specific criteria, financial instruments are required to be accounted </div><div class=\"t s1_271\" id=\"t4_271\" style=\"left:87px;bottom:1059px;letter-spacing:-0.01px;display:inline;\">for under one of the following categories: </div><div class=\"t s2_271\" id=\"t5_271\" style=\"left:87px;bottom:1032px;display:inline;\">\u2013 </div><div class=\"t s1_271\" id=\"t6_271\" style=\"left:100px;bottom:1032px;letter-spacing:-0.01px;display:inline;\">Financial instruments at FVTPL: this comprises primarily instruments that are managed and the performance evaluated on a fair value basis, </div><div class=\"t s1_271\" id=\"t7_271\" style=\"left:100px;bottom:1016px;letter-spacing:-0.01px;display:inline;\">including liabilities related to net assets attributable to unit holders of consolidated investment funds and policyholder liabilities for </div><div class=\"t s1_271\" id=\"t8_271\" style=\"left:100px;bottom:1000px;letter-spacing:-0.01px;display:inline;\">investment contracts without discretionary participation features. In addition, this includes derivatives. All investments within this category are </div><div class=\"t s1_271\" id=\"t9_271\" style=\"left:100px;bottom:985px;letter-spacing:-0.01px;display:inline;\">measured at fair value with all changes thereon being recognised in investment return in the income statement. </div><div class=\"t s2_271\" id=\"ta_271\" style=\"left:87px;bottom:969px;display:inline;\">\u2013 </div><div class=\"t s1_271\" id=\"tb_271\" style=\"left:100px;bottom:969px;letter-spacing:-0.01px;display:inline;\">Financial instruments at FVOCI under IFRS 9 or on an AFS basis under IAS 39: these instruments are initially recognised at fair value plus </div><div class=\"t s1_271\" id=\"tc_271\" style=\"left:100px;bottom:954px;letter-spacing:-0.01px;display:inline;\">attributable transaction costs and are subsequently measured at fair value. Interest and/or dividend income is recognised in the income </div><div class=\"t s1_271\" id=\"td_271\" style=\"left:100px;bottom:938px;letter-spacing:-0.01px;display:inline;\">statement. Unrealised gains and losses are recognised in other comprehensive income. Upon disposal or impairment, accumulated unrealised </div><div class=\"t s1_271\" id=\"te_271\" style=\"left:100px;bottom:922px;letter-spacing:-0.01px;display:inline;\">gains and losses are transferred from other comprehensive income to the income statement as realised gains or losses except for equity </div><div class=\"t s1_271\" id=\"tf_271\" style=\"left:100px;bottom:907px;letter-spacing:-0.01px;display:inline;\">securities that have been elected to be designated at FVOCI under IFRS 9 whereby there is no recycling to the profit or loss on derecognition </div><div class=\"t s1_271\" id=\"tg_271\" style=\"left:100px;bottom:891px;letter-spacing:-0.01px;display:inline;\">being the difference to the AFS treatment for equity securities under IAS 39. Subsequent to the demerger of Jackson in September 2021, the </div><div class=\"t s1_271\" id=\"th_271\" style=\"left:100px;bottom:876px;letter-spacing:-0.01px;display:inline;\">Group designated its retained interest in Jackson as AFS equity securities under IAS 39. Upon the adoption of IFRS 9, the Group made the </div><div class=\"t s1_271\" id=\"ti_271\" style=\"left:100px;bottom:860px;letter-spacing:-0.01px;display:inline;\">election to measure its interest in equity securities in Jackson at FVOCI, which were disposed of entirely in 2023. There were no financial </div><div class=\"t s1_271\" id=\"tj_271\" style=\"left:100px;bottom:845px;letter-spacing:-0.01px;display:inline;\">instruments at FVOCI at 31 December 2023. </div><div class=\"t s2_271\" id=\"tk_271\" style=\"left:87px;bottom:829px;display:inline;\">\u2013 </div><div class=\"t s1_271\" id=\"tl_271\" style=\"left:100px;bottom:829px;letter-spacing:-0.01px;display:inline;\">Financial instruments at amortised cost: these instruments comprise non-quoted investments that have fixed or determinable payments, </div><div class=\"t s1_271\" id=\"tm_271\" style=\"left:100px;bottom:813px;letter-spacing:-0.01px;display:inline;\">including loans collateralised by mortgages, deposits, and other receivables. These investments are initially recognised at fair value plus </div><div class=\"t s1_271\" id=\"tn_271\" style=\"left:100px;bottom:798px;letter-spacing:-0.01px;display:inline;\">transaction costs. Subsequently, these instruments are carried at amortised cost using the effective interest method. The effective interest rate </div><div class=\"t s1_271\" id=\"to_271\" style=\"left:100px;bottom:782px;letter-spacing:-0.01px;display:inline;\">is the rate that exactly discounts estimated future cash receipts through the expected life of the financial instrument or, when appropriate, a </div><div class=\"t s1_271\" id=\"tp_271\" style=\"left:100px;bottom:767px;letter-spacing:-0.01px;display:inline;\">shorter period to the net carrying amount of the financial asset. When assets held at amortised cost are subject to impairment testing, </div><div class=\"t s1_271\" id=\"tq_271\" style=\"left:100px;bottom:751px;letter-spacing:-0.01px;display:inline;\">estimated future cash flows are compared to the carrying value of the asset. The estimated future cash flows are discounted using the </div><div class=\"t s1_271\" id=\"tr_271\" style=\"left:100px;bottom:735px;letter-spacing:-0.01px;display:inline;\">financial asset\u2019s original or variable effective interest rate and exclude credit losses that have not yet been incurred. If, in subsequent periods, </div><div class=\"t s1_271\" id=\"ts_271\" style=\"left:100px;bottom:720px;letter-spacing:-0.01px;display:inline;\">an impaired loan or receivable recovers in value (in part or in full) and this recovery can be objectively related to an event occurring after the </div>impairment, then any amount determined to have been recovered is reversed through the income statement.",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForImpairmentOfFinancialAssetsExplanatory",
    "language": "en",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f36876": {
   "value": "C2 Measurement of financial assets and liabilities <div class=\"t s1_271\" id=\"t2_271\" style=\"left:87px;bottom:1090px;letter-spacing:-0.01px;display:inline;\">The Group uses the trade date method to account for regular purchases and sales of financial assets. The Group holds financial assets in </div><div class=\"t s1_271\" id=\"t3_271\" style=\"left:87px;bottom:1075px;letter-spacing:-0.01px;display:inline;\">accordance with IFRS 9 (2023) / IAS 39 (2022 and prior) whereby subject to specific criteria, financial instruments are required to be accounted </div><div class=\"t s1_271\" id=\"t4_271\" style=\"left:87px;bottom:1059px;letter-spacing:-0.01px;display:inline;\">for under one of the following categories: </div><div class=\"t s2_271\" id=\"t5_271\" style=\"left:87px;bottom:1032px;display:inline;\">\u2013 </div><div class=\"t s1_271\" id=\"t6_271\" style=\"left:100px;bottom:1032px;letter-spacing:-0.01px;display:inline;\">Financial instruments at FVTPL: this comprises primarily instruments that are managed and the performance evaluated on a fair value basis, </div><div class=\"t s1_271\" id=\"t7_271\" style=\"left:100px;bottom:1016px;letter-spacing:-0.01px;display:inline;\">including liabilities related to net assets attributable to unit holders of consolidated investment funds and policyholder liabilities for </div><div class=\"t s1_271\" id=\"t8_271\" style=\"left:100px;bottom:1000px;letter-spacing:-0.01px;display:inline;\">investment contracts without discretionary participation features. In addition, this includes derivatives. All investments within this category are </div><div class=\"t s1_271\" id=\"t9_271\" style=\"left:100px;bottom:985px;letter-spacing:-0.01px;display:inline;\">measured at fair value with all changes thereon being recognised in investment return in the income statement. </div><div class=\"t s2_271\" id=\"ta_271\" style=\"left:87px;bottom:969px;display:inline;\">\u2013 </div><div class=\"t s1_271\" id=\"tb_271\" style=\"left:100px;bottom:969px;letter-spacing:-0.01px;display:inline;\">Financial instruments at FVOCI under IFRS 9 or on an AFS basis under IAS 39: these instruments are initially recognised at fair value plus </div><div class=\"t s1_271\" id=\"tc_271\" style=\"left:100px;bottom:954px;letter-spacing:-0.01px;display:inline;\">attributable transaction costs and are subsequently measured at fair value. Interest and/or dividend income is recognised in the income </div><div class=\"t s1_271\" id=\"td_271\" style=\"left:100px;bottom:938px;letter-spacing:-0.01px;display:inline;\">statement. Unrealised gains and losses are recognised in other comprehensive income. Upon disposal or impairment, accumulated unrealised </div><div class=\"t s1_271\" id=\"te_271\" style=\"left:100px;bottom:922px;letter-spacing:-0.01px;display:inline;\">gains and losses are transferred from other comprehensive income to the income statement as realised gains or losses except for equity </div><div class=\"t s1_271\" id=\"tf_271\" style=\"left:100px;bottom:907px;letter-spacing:-0.01px;display:inline;\">securities that have been elected to be designated at FVOCI under IFRS 9 whereby there is no recycling to the profit or loss on derecognition </div><div class=\"t s1_271\" id=\"tg_271\" style=\"left:100px;bottom:891px;letter-spacing:-0.01px;display:inline;\">being the difference to the AFS treatment for equity securities under IAS 39. Subsequent to the demerger of Jackson in September 2021, the </div><div class=\"t s1_271\" id=\"th_271\" style=\"left:100px;bottom:876px;letter-spacing:-0.01px;display:inline;\">Group designated its retained interest in Jackson as AFS equity securities under IAS 39. Upon the adoption of IFRS 9, the Group made the </div><div class=\"t s1_271\" id=\"ti_271\" style=\"left:100px;bottom:860px;letter-spacing:-0.01px;display:inline;\">election to measure its interest in equity securities in Jackson at FVOCI, which were disposed of entirely in 2023. There were no financial </div><div class=\"t s1_271\" id=\"tj_271\" style=\"left:100px;bottom:845px;letter-spacing:-0.01px;display:inline;\">instruments at FVOCI at 31 December 2023. </div><div class=\"t s2_271\" id=\"tk_271\" style=\"left:87px;bottom:829px;display:inline;\">\u2013 </div><div class=\"t s1_271\" id=\"tl_271\" style=\"left:100px;bottom:829px;letter-spacing:-0.01px;display:inline;\">Financial instruments at amortised cost: these instruments comprise non-quoted investments that have fixed or determinable payments, </div><div class=\"t s1_271\" id=\"tm_271\" style=\"left:100px;bottom:813px;letter-spacing:-0.01px;display:inline;\">including loans collateralised by mortgages, deposits, and other receivables. These investments are initially recognised at fair value plus </div><div class=\"t s1_271\" id=\"tn_271\" style=\"left:100px;bottom:798px;letter-spacing:-0.01px;display:inline;\">transaction costs. Subsequently, these instruments are carried at amortised cost using the effective interest method. The effective interest rate </div><div class=\"t s1_271\" id=\"to_271\" style=\"left:100px;bottom:782px;letter-spacing:-0.01px;display:inline;\">is the rate that exactly discounts estimated future cash receipts through the expected life of the financial instrument or, when appropriate, a </div><div class=\"t s1_271\" id=\"tp_271\" style=\"left:100px;bottom:767px;letter-spacing:-0.01px;display:inline;\">shorter period to the net carrying amount of the financial asset. When assets held at amortised cost are subject to impairment testing, </div><div class=\"t s1_271\" id=\"tq_271\" style=\"left:100px;bottom:751px;letter-spacing:-0.01px;display:inline;\">estimated future cash flows are compared to the carrying value of the asset. The estimated future cash flows are discounted using the </div><div class=\"t s1_271\" id=\"tr_271\" style=\"left:100px;bottom:735px;letter-spacing:-0.01px;display:inline;\">financial asset\u2019s original or variable effective interest rate and exclude credit losses that have not yet been incurred. If, in subsequent periods, </div><div class=\"t s1_271\" id=\"ts_271\" style=\"left:100px;bottom:720px;letter-spacing:-0.01px;display:inline;\">an impaired loan or receivable recovers in value (in part or in full) and this recovery can be objectively related to an event occurring after the </div><div class=\"t s1_271\" id=\"tt_271\" style=\"left:100px;bottom:704px;letter-spacing:-0.01px;display:inline;\">impairment, then any amount determined to have been recovered is reversed through the income statement. </div><div class=\"t s3_271\" id=\"tu_271\" style=\"left:87px;bottom:674px;letter-spacing:0.12px;display:inline;\">C2.1 Determination of fair value </div><div class=\"t s4_271\" id=\"tv_271\" style=\"left:87px;bottom:658px;letter-spacing:-0.01px;display:inline;\">The fair values of the financial instruments for which fair valuation is required under IFRS Standards are determined by the use of quoted market </div><div class=\"t s4_271\" id=\"tw_271\" style=\"left:87px;bottom:643px;letter-spacing:-0.01px;display:inline;\">prices for exchange-quoted investments, or by using quotations from independent third parties, such as brokers and pricing services or by using </div><div class=\"t s4_271\" id=\"tx_271\" style=\"left:87px;bottom:627px;letter-spacing:-0.01px;display:inline;\">appropriate valuation techniques. Climate change does not directly impact fair values particularly where these are built on observable inputs (ie </div><div class=\"t s4_271\" id=\"ty_271\" style=\"left:87px;bottom:611px;letter-spacing:-0.01px;display:inline;\">level 1 and level 2), which represent the majority of the Group\u2019s financial instruments as discussed below. </div><div class=\"t s4_271\" id=\"tz_271\" style=\"left:87px;bottom:584px;letter-spacing:-0.01px;display:inline;\">The estimated fair value of derivative financial instruments reflects the estimated amount the Group would receive or pay in an arm\u2019s-length </div><div class=\"t s4_271\" id=\"t10_271\" style=\"left:87px;bottom:568px;letter-spacing:-0.01px;display:inline;\">transaction. This amount is determined using quoted prices if exchange listed, quotations from independent third parties or valued internally </div><div class=\"t s4_271\" id=\"t11_271\" style=\"left:87px;bottom:552px;letter-spacing:-0.01px;display:inline;\">using standard market practices. </div><div class=\"t s4_271\" id=\"t12_271\" style=\"left:87px;bottom:525px;letter-spacing:-0.01px;display:inline;\">The fair value of the subordinated and senior debt issued by the Group is determined using quoted prices from independent third parties. </div><div class=\"t s5_271\" id=\"t13_271\" style=\"left:87px;bottom:494px;letter-spacing:0.12px;display:inline;\">Valuation approach for level 2 fair valued assets and liabilities </div><div class=\"t s4_271\" id=\"t14_271\" style=\"left:87px;bottom:478px;letter-spacing:-0.01px;display:inline;\">A significant proportion of the Group\u2019s level 2 assets are corporate bonds, structured securities and other non-national government debt </div><div class=\"t s4_271\" id=\"t15_271\" style=\"left:87px;bottom:463px;letter-spacing:-0.01px;display:inline;\">securities. These assets, in line with market practice, are generally valued using a designated independent pricing service or quote from third- </div><div class=\"t s4_271\" id=\"t16_271\" style=\"left:87px;bottom:447px;letter-spacing:-0.01px;display:inline;\">party brokers. These valuations are subject to a number of monitoring controls, such as comparison to multiple pricing sources where available, </div><div class=\"t s4_271\" id=\"t17_271\" style=\"left:87px;bottom:432px;letter-spacing:-0.01px;display:inline;\">monthly price variances, stale price reviews and variance analysis on prices achieved on subsequent trades. </div><div class=\"t s4_271\" id=\"t18_271\" style=\"left:87px;bottom:404px;letter-spacing:-0.01px;display:inline;\">When prices are not available from pricing services, quotes are sourced directly from brokers. Prudential seeks to obtain a number of quotes from </div><div class=\"t s4_271\" id=\"t19_271\" style=\"left:87px;bottom:388px;letter-spacing:-0.01px;display:inline;\">different brokers so as to obtain the most comprehensive information available on their executability. The selected quote is the one which best </div><div class=\"t s4_271\" id=\"t1a_271\" style=\"left:87px;bottom:373px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">represents an executable quote for the security at the measurement date. </div><div class=\"t s4_271\" id=\"t1b_271\" style=\"left:87px;bottom:345px;letter-spacing:-0.01px;display:inline;\">Generally, no adjustment is made to the prices obtained from independent third parties. Adjustments are made in only limited circumstances, </div><div class=\"t s4_271\" id=\"t1c_271\" style=\"left:87px;bottom:329px;letter-spacing:-0.01px;display:inline;\">where it is determined that the third-party valuations obtained do not reflect fair value (eg either because the value is stale and/or the values are </div><div class=\"t s4_271\" id=\"t1d_271\" style=\"left:87px;bottom:314px;letter-spacing:-0.01px;display:inline;\">extremely diverse in range). Securities valued in such manner are classified as level 3 where these significant inputs are not based on observable </div><div class=\"t s4_271\" id=\"t1e_271\" style=\"left:87px;bottom:298px;letter-spacing:-0.01px;display:inline;\">market data. </div><div class=\"t s5_271\" id=\"t1f_271\" style=\"left:87px;bottom:268px;letter-spacing:0.12px;display:inline;\">Valuation approach for level 3 fair valued assets and liabilities </div><div class=\"t s4_271\" id=\"t1g_271\" style=\"left:87px;bottom:252px;letter-spacing:-0.01px;display:inline;\">Investments valued using valuation techniques include financial investments which by their nature do not have an externally quoted price based </div><div class=\"t s4_271\" id=\"t1h_271\" style=\"left:87px;bottom:236px;letter-spacing:-0.01px;display:inline;\">on regular trades, and financial investments for which markets are no longer active as a result of market conditions, eg market illiquidity. </div><div class=\"t s4_271\" id=\"t1i_271\" style=\"left:87px;bottom:209px;letter-spacing:-0.01px;display:inline;\">The Group\u2019s valuation policies, procedures and analyses for instruments categorised as level 3 are overseen by Business Unit committees as part </div><div class=\"t s4_271\" id=\"t1j_271\" style=\"left:87px;bottom:193px;letter-spacing:-0.01px;display:inline;\">of the Group\u2019s wider financial reporting governance processes. The procedures undertaken include approval of valuation methodologies, </div><div class=\"t s4_271\" id=\"t1k_271\" style=\"left:87px;bottom:177px;letter-spacing:-0.01px;display:inline;\">verification processes, and resolution of significant or complex valuation issues. In addition, the Group has minimum standards for independent </div><div class=\"t s4_271\" id=\"t1l_271\" style=\"left:87px;bottom:162px;letter-spacing:-0.01px;display:inline;\">price verification to ensure valuation accuracy is regularly independently verified. Adherence to this policy is monitored across the business units. </div><div></div><div class=\"t s0_272\" id=\"t1_272\" style=\"left:65px;bottom:1116px;letter-spacing:0.13px;display:inline;\">C2.2 Valuation hierarchy </div><div class=\"t s1_272\" id=\"t2_272\" style=\"left:65px;bottom:1097px;letter-spacing:0.11px;display:inline;\">(a) </div><div class=\"t s1_272\" id=\"t3_272\" style=\"left:91px;bottom:1097px;letter-spacing:0.11px;display:inline;\">Assets and liabilities at fair value </div><div class=\"t s2_272\" id=\"t4_272\" style=\"left:65px;bottom:1082px;letter-spacing:-0.01px;display:inline;\">The table below shows the assets and liabilities carried at fair value analysed by level of the IFRS 13 \u2018Fair Value Measurement\u2019 defined fair value </div><div class=\"t s2_272\" id=\"t5_272\" style=\"left:65px;bottom:1066px;letter-spacing:-0.01px;display:inline;\">hierarchy. This hierarchy is based on the inputs to the fair value measurement and reflects the lowest level input that is significant to that </div><div class=\"t s2_272\" id=\"t6_272\" style=\"left:65px;bottom:1051px;letter-spacing:-0.01px;display:inline;\">measurement. </div><div class=\"t s2_272\" id=\"t7_272\" style=\"left:65px;bottom:1023px;letter-spacing:-0.01px;word-spacing:-0.01px;display:inline;\">All assets and liabilities held at fair value are classified as FVTPL at 31 December 2023. At 31 December 2022, $266 million of financial assets </div><div class=\"t s2_272\" id=\"t8_272\" style=\"left:65px;bottom:1007px;letter-spacing:-0.01px;display:inline;\">classified as AFS under IAS 39 related to the Group\u2019s retained interest in Jackson, which was disposed of in 2023. All assets and liabilities held at </div><div class=\"t s2_272\" id=\"t9_272\" style=\"left:65px;bottom:992px;letter-spacing:-0.01px;display:inline;\">fair value are measured on a recurring basis. </div><div class=\"t s1_272\" id=\"ta_272\" style=\"left:65px;bottom:961px;letter-spacing:0.12px;display:inline;\">Financial instruments at fair value </div><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"4\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s3_272\" id=\"tb_272\" style=\"left:627px;bottom:945px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">31 Dec 2023 $m </div>  </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_272\" id=\"tc_272\" style=\"left:551px;bottom:927px;letter-spacing:0.07px;display:inline;\">Level 1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_272\" id=\"td_272\" style=\"left:629px;bottom:927px;letter-spacing:0.07px;display:inline;\">Level 2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_272\" id=\"te_272\" style=\"left:707px;bottom:927px;letter-spacing:0.07px;display:inline;\">Level 3 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_272\" id=\"ti_272\" style=\"left:592px;bottom:912px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">Valuation based </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_272\" id=\"tm_272\" style=\"left:670px;bottom:912px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">Valuation based </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_272\" id=\"tf_272\" style=\"left:524px;bottom:902px;letter-spacing:0.07px;display:inline;\">Quoted prices </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_272\" id=\"tj_272\" style=\"left:603px;bottom:902px;letter-spacing:0.06px;word-spacing:0.01px;display:inline;\">on significant </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_272\" id=\"tn_272\" style=\"left:681px;bottom:902px;letter-spacing:0.06px;word-spacing:0.01px;display:inline;\">on significant </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_272\" id=\"tg_272\" style=\"left:528px;bottom:892px;letter-spacing:0.07px;display:inline;\">(unadjusted) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_272\" id=\"tk_272\" style=\"left:614px;bottom:892px;letter-spacing:0.08px;display:inline;\">observable </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_272\" id=\"to_272\" style=\"left:682px;bottom:892px;letter-spacing:0.07px;display:inline;\">unobservable </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_272\" id=\"th_272\" style=\"left:511px;bottom:882px;letter-spacing:0.07px;display:inline;\">in active markets </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_272\" id=\"tl_272\" style=\"left:602px;bottom:882px;letter-spacing:0.07px;display:inline;\">market inputs </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_272\" id=\"tp_272\" style=\"left:679px;bottom:882px;letter-spacing:0.07px;display:inline;\">market inputs </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_272\" id=\"tq_272\" style=\"left:792px;bottom:882px;letter-spacing:0.07px;display:inline;\">Total </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_272\" id=\"tr_272\" style=\"left:702px;bottom:867px;letter-spacing:0.06px;display:inline;\">note (iii) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"ts_272\" style=\"left:69px;bottom:846px;letter-spacing:-0.01px;display:inline;\">Loans </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"tt_272\" style=\"left:560px;bottom:846px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"tu_272\" style=\"left:622px;bottom:846px;letter-spacing:-0.02px;display:inline;\">430 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"tv_272\" style=\"left:716px;bottom:846px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"tw_272\" style=\"left:778px;bottom:846px;letter-spacing:-0.02px;display:inline;\">430 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"tx_272\" style=\"left:69px;bottom:827px;letter-spacing:-0.01px;display:inline;\">Equity securities and holdings in collective investment schemes </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"ty_272\" style=\"left:527px;bottom:827px;letter-spacing:-0.02px;display:inline;\">56,327 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"tz_272\" style=\"left:612px;bottom:827px;letter-spacing:-0.02px;display:inline;\">5,562 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t10_272\" style=\"left:690px;bottom:827px;letter-spacing:-0.02px;display:inline;\">2,864 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t11_272\" style=\"left:761px;bottom:827px;letter-spacing:-0.02px;display:inline;\">64,753 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t12_272\" style=\"left:69px;bottom:807px;letter-spacing:-0.01px;display:inline;\">Debt securities </div> <div class=\"t s5_272\" id=\"t13_272\" style=\"vertical-align: super;left:149px;bottom:815px;letter-spacing:0.16px;display:inline;\">note (i) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t14_272\" style=\"left:527px;bottom:807px;letter-spacing:-0.02px;display:inline;\">64,004 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t15_272\" style=\"left:605px;bottom:807px;letter-spacing:-0.02px;display:inline;\">19,020 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t16_272\" style=\"left:708px;bottom:807px;letter-spacing:-0.02px;display:inline;\">40 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t17_272\" style=\"left:761px;bottom:807px;letter-spacing:-0.02px;display:inline;\">83,064 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t18_272\" style=\"left:69px;bottom:788px;letter-spacing:-0.01px;display:inline;\">Derivative assets </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t19_272\" style=\"left:534px;bottom:788px;letter-spacing:-0.02px;display:inline;\">1,460 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t1a_272\" style=\"left:622px;bottom:788px;letter-spacing:-0.02px;display:inline;\">395 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t1b_272\" style=\"left:716px;bottom:788px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t1c_272\" style=\"left:768px;bottom:788px;letter-spacing:-0.02px;display:inline;\">1,855 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t1d_272\" style=\"left:69px;bottom:768px;letter-spacing:-0.01px;display:inline;\">Derivative liabilities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t1e_272\" style=\"left:548px;bottom:768px;letter-spacing:-0.02px;display:inline;\">(58) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t1f_272\" style=\"left:618px;bottom:768px;letter-spacing:-0.02px;display:inline;\">(180) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t1g_272\" style=\"left:716px;bottom:768px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t1h_272\" style=\"left:774px;bottom:768px;letter-spacing:-0.02px;display:inline;\">(238) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t1i_272\" style=\"left:69px;bottom:749px;letter-spacing:-0.01px;display:inline;\">Total financial investments, net of derivative liabilities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t1j_272\" style=\"left:520px;bottom:749px;letter-spacing:-0.02px;display:inline;\">121,733 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t1k_272\" style=\"left:605px;bottom:749px;letter-spacing:-0.02px;display:inline;\">25,227 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t1l_272\" style=\"left:690px;bottom:749px;letter-spacing:-0.02px;display:inline;\">2,904 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t1m_272\" style=\"left:754px;bottom:749px;letter-spacing:-0.02px;display:inline;\">149,864 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t1n_272\" style=\"left:69px;bottom:729px;letter-spacing:-0.01px;display:inline;\">Investment contract liabilities without DPF </div> <div class=\"t s5_272\" id=\"t1o_272\" style=\"vertical-align: super;left:294px;bottom:737px;letter-spacing:0.15px;display:inline;\">note (ii) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t1p_272\" style=\"left:560px;bottom:729px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t1q_272\" style=\"left:618px;bottom:729px;letter-spacing:-0.02px;display:inline;\">(769) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t1r_272\" style=\"left:716px;bottom:729px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t1s_272\" style=\"left:774px;bottom:729px;letter-spacing:-0.02px;display:inline;\">(769) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t1t_272\" style=\"left:69px;bottom:710px;letter-spacing:-0.01px;display:inline;\">Net asset value attributable to unit holders of consolidated investment funds </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t1u_272\" style=\"left:530px;bottom:710px;letter-spacing:-0.02px;display:inline;\">(2,711) </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t1v_272\" style=\"left:638px;bottom:710px;display:inline;\">\u2013 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t1w_272\" style=\"left:716px;bottom:710px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t1x_272\" style=\"left:764px;bottom:710px;letter-spacing:-0.02px;display:inline;\">(2,711) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t1y_272\" style=\"left:69px;bottom:690px;letter-spacing:-0.01px;display:inline;\">Total financial instruments at fair value </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t1z_272\" style=\"left:520px;bottom:690px;letter-spacing:-0.02px;display:inline;\">119,022 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t20_272\" style=\"left:605px;bottom:690px;letter-spacing:-0.02px;display:inline;\">24,458 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t21_272\" style=\"left:690px;bottom:690px;letter-spacing:-0.02px;display:inline;\">2,904 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t22_272\" style=\"left:754px;bottom:690px;letter-spacing:-0.02px;display:inline;\">146,384 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t23_272\" style=\"left:69px;bottom:671px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Percentage of total (%) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t24_272\" style=\"left:552px;bottom:671px;letter-spacing:-0.02px;display:inline;\">81% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t25_272\" style=\"left:630px;bottom:671px;letter-spacing:-0.02px;display:inline;\">17% </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t26_272\" style=\"left:715px;bottom:671px;letter-spacing:-0.02px;display:inline;\">2% </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t27_272\" style=\"left:778px;bottom:671px;letter-spacing:-0.02px;display:inline;\">100% </div></td></tr>\n                                        </table><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"4\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s6_272\" id=\"t28_272\" style=\"left:628px;bottom:641px;letter-spacing:0.08px;display:inline;\">31 Dec 2022 $m </div>  </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_272\" id=\"t29_272\" style=\"left:551px;bottom:624px;letter-spacing:0.06px;display:inline;\">Level 1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_272\" id=\"t2a_272\" style=\"left:629px;bottom:624px;letter-spacing:0.06px;display:inline;\">Level 2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_272\" id=\"t2b_272\" style=\"left:707px;bottom:624px;letter-spacing:0.06px;display:inline;\">Level 3 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_272\" id=\"t2f_272\" style=\"left:619px;bottom:608px;letter-spacing:0.07px;display:inline;\">Valuation </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_272\" id=\"t2k_272\" style=\"left:696px;bottom:608px;letter-spacing:0.07px;display:inline;\">Valuation </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_272\" id=\"t2g_272\" style=\"left:632px;bottom:597px;letter-spacing:0.07px;display:inline;\">based </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_272\" id=\"t2l_272\" style=\"left:710px;bottom:597px;letter-spacing:0.07px;display:inline;\">based </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_272\" id=\"t2c_272\" style=\"left:526px;bottom:586px;letter-spacing:0.07px;display:inline;\">Quoted prices </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_272\" id=\"t2h_272\" style=\"left:604px;bottom:586px;letter-spacing:0.06px;display:inline;\">on significant </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_272\" id=\"t2m_272\" style=\"left:682px;bottom:586px;letter-spacing:0.06px;display:inline;\">on significant </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_272\" id=\"t2d_272\" style=\"left:529px;bottom:575px;letter-spacing:0.07px;display:inline;\">(unadjusted) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_272\" id=\"t2i_272\" style=\"left:615px;bottom:575px;letter-spacing:0.07px;display:inline;\">observable </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_272\" id=\"t2n_272\" style=\"left:683px;bottom:575px;letter-spacing:0.07px;display:inline;\">unobservable </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_272\" id=\"t2e_272\" style=\"left:514px;bottom:564px;letter-spacing:0.06px;display:inline;\">in active markets </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_272\" id=\"t2j_272\" style=\"left:604px;bottom:564px;letter-spacing:0.07px;display:inline;\">market inputs </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_272\" id=\"t2o_272\" style=\"left:682px;bottom:564px;letter-spacing:0.07px;display:inline;\">market inputs </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_272\" id=\"t2p_272\" style=\"left:791px;bottom:564px;letter-spacing:0.07px;display:inline;\">Total </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_272\" id=\"t2q_272\" style=\"left:701px;bottom:549px;letter-spacing:0.06px;display:inline;\">note (iii) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t2r_272\" style=\"left:69px;bottom:529px;letter-spacing:-0.01px;display:inline;\">Loans </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t2s_272\" style=\"left:556px;bottom:529px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t2t_272\" style=\"left:619px;bottom:529px;letter-spacing:-0.01px;display:inline;\">447 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t2u_272\" style=\"left:711px;bottom:529px;display:inline;\">3 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t2v_272\" style=\"left:775px;bottom:529px;letter-spacing:-0.01px;display:inline;\">450 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t2w_272\" style=\"left:69px;bottom:509px;letter-spacing:-0.01px;display:inline;\">Equity securities and holdings in collective investment schemes </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t2x_272\" style=\"left:525px;bottom:509px;letter-spacing:-0.01px;display:inline;\">49,725 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t2y_272\" style=\"left:610px;bottom:509px;letter-spacing:-0.01px;display:inline;\">7,130 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t2z_272\" style=\"left:697px;bottom:509px;letter-spacing:-0.01px;display:inline;\">824 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t30_272\" style=\"left:758px;bottom:509px;letter-spacing:-0.01px;display:inline;\">57,679 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t31_272\" style=\"left:69px;bottom:490px;letter-spacing:-0.01px;display:inline;\">Debt securities </div> <div class=\"t s5_272\" id=\"t32_272\" style=\"vertical-align: super;left:149px;bottom:498px;letter-spacing:0.16px;display:inline;\">note (i) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t33_272\" style=\"left:525px;bottom:490px;letter-spacing:-0.01px;display:inline;\">57,148 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t34_272\" style=\"left:603px;bottom:490px;letter-spacing:-0.01px;display:inline;\">19,763 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t35_272\" style=\"left:704px;bottom:490px;letter-spacing:-0.01px;display:inline;\">38 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t36_272\" style=\"left:758px;bottom:490px;letter-spacing:-0.01px;display:inline;\">76,949 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t37_272\" style=\"left:69px;bottom:470px;letter-spacing:-0.01px;display:inline;\">Derivative assets </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t38_272\" style=\"left:548px;bottom:470px;letter-spacing:-0.01px;display:inline;\">82 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t39_272\" style=\"left:619px;bottom:470px;letter-spacing:-0.01px;display:inline;\">487 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t3a_272\" style=\"left:712px;bottom:470px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t3b_272\" style=\"left:775px;bottom:470px;letter-spacing:-0.01px;display:inline;\">569 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t3c_272\" style=\"left:69px;bottom:451px;letter-spacing:-0.01px;display:inline;\">Derivative liabilities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t3d_272\" style=\"left:537px;bottom:451px;letter-spacing:-0.01px;display:inline;\">(778) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t3e_272\" style=\"left:615px;bottom:451px;letter-spacing:-0.01px;display:inline;\">(223) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t3f_272\" style=\"left:712px;bottom:451px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t3g_272\" style=\"left:761px;bottom:451px;letter-spacing:-0.01px;display:inline;\">(1,001) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t3h_272\" style=\"left:69px;bottom:432px;letter-spacing:-0.01px;display:inline;\">Total financial investments, net of derivative liabilities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t3i_272\" style=\"left:518px;bottom:432px;letter-spacing:-0.01px;display:inline;\">106,177 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t3j_272\" style=\"left:603px;bottom:432px;letter-spacing:-0.01px;display:inline;\">27,604 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t3k_272\" style=\"left:697px;bottom:432px;letter-spacing:-0.01px;display:inline;\">865 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t3l_272\" style=\"left:751px;bottom:432px;letter-spacing:-0.01px;display:inline;\">134,646 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t3m_272\" style=\"left:69px;bottom:412px;letter-spacing:-0.01px;display:inline;\">Investment contract liabilities without DPF </div> <div class=\"t s5_272\" id=\"t3n_272\" style=\"vertical-align: super;left:294px;bottom:420px;letter-spacing:0.15px;display:inline;\">note (ii) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t3o_272\" style=\"left:556px;bottom:412px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t3p_272\" style=\"left:615px;bottom:412px;letter-spacing:-0.01px;display:inline;\">(663) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t3q_272\" style=\"left:712px;bottom:412px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t3r_272\" style=\"left:771px;bottom:412px;letter-spacing:-0.01px;display:inline;\">(663) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t3s_272\" style=\"left:69px;bottom:393px;letter-spacing:-0.01px;display:inline;\">Net asset value attributable to unit holders of consolidated investment funds </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t3t_272\" style=\"left:528px;bottom:393px;letter-spacing:-0.01px;display:inline;\">(4,193) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t3u_272\" style=\"left:634px;bottom:393px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t3v_272\" style=\"left:712px;bottom:393px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t3w_272\" style=\"left:761px;bottom:393px;letter-spacing:-0.01px;display:inline;\">(4,193) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t3x_272\" style=\"left:69px;bottom:373px;letter-spacing:-0.01px;display:inline;\">Total financial instruments at fair value </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t3y_272\" style=\"left:518px;bottom:373px;letter-spacing:-0.01px;display:inline;\">101,984 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t3z_272\" style=\"left:603px;bottom:373px;letter-spacing:-0.01px;display:inline;\">26,941 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t40_272\" style=\"left:697px;bottom:373px;letter-spacing:-0.01px;display:inline;\">865 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t41_272\" style=\"left:751px;bottom:373px;letter-spacing:-0.01px;display:inline;\">129,790 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t42_272\" style=\"left:69px;bottom:354px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Percentage of total (%) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t43_272\" style=\"left:548px;bottom:354px;letter-spacing:-0.01px;display:inline;\">78% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t44_272\" style=\"left:626px;bottom:354px;letter-spacing:-0.01px;display:inline;\">21% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t45_272\" style=\"left:711px;bottom:354px;letter-spacing:-0.01px;display:inline;\">1% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t46_272\" style=\"left:775px;bottom:354px;letter-spacing:-0.01px;display:inline;\">100% </div></td></tr>\n                                        </table><div class=\"t s7_272\" id=\"t47_272\" style=\"left:65px;bottom:327px;letter-spacing:-0.16px;display:inline;\">Notes </div><div class=\"t s8_272\" id=\"t48_272\" style=\"left:65px;bottom:316px;letter-spacing:-0.09px;display:inline;\">(i) </div><div class=\"t s8_272\" id=\"t49_272\" style=\"left:82px;bottom:316px;letter-spacing:-0.13px;display:inline;\">Of the total level 2 debt securities of $19,020 million at 31 December 2023 (31 December 2022: $19,763 million), $10 million (31 December 2022: $37 million) are valued </div><div class=\"t s8_272\" id=\"t4a_272\" style=\"left:82px;bottom:304px;letter-spacing:-0.11px;display:inline;\">internally. </div><div class=\"t s8_272\" id=\"t4b_272\" style=\"left:65px;bottom:292px;letter-spacing:-0.08px;display:inline;\">(ii) </div><div class=\"t s8_272\" id=\"t4c_272\" style=\"left:82px;bottom:292px;letter-spacing:-0.12px;display:inline;\">For Investment contract liabilities without DPF, it is assumed that these investment contracts are not quoted in an active market and do not have readily available published </div><div class=\"t s8_272\" id=\"t4d_272\" style=\"left:82px;bottom:280px;letter-spacing:-0.12px;display:inline;\">prices and that their fair values are determined using valuation techniques. It is assumed that all significant inputs used in the valuation are observable and these </div><div class=\"t s8_272\" id=\"t4e_272\" style=\"left:82px;bottom:269px;letter-spacing:-0.11px;display:inline;\">investment contract liabilities are classified in level 2. </div><div class=\"t s8_272\" id=\"t4f_272\" style=\"left:65px;bottom:257px;letter-spacing:-0.08px;display:inline;\">(iii) </div><div class=\"t s8_272\" id=\"t4g_272\" style=\"left:82px;bottom:257px;letter-spacing:-0.13px;display:inline;\">At 31 December 2023, the Group held $2,904 million (31 December 2022: $865 million) of net financial instruments at fair value within level 3. This represents 2 per cent </div><div class=\"t s8_272\" id=\"t4h_272\" style=\"left:82px;bottom:245px;letter-spacing:-0.12px;display:inline;\">(2022: less than one per cent) of the total fair valued financial assets, net of financial liabilities and comprises the following: </div><div class=\"t s9_272\" id=\"t4i_272\" style=\"left:82px;bottom:233px;display:inline;\">\u2013 </div><div class=\"t s8_272\" id=\"t4j_272\" style=\"left:95px;bottom:233px;letter-spacing:-0.13px;display:inline;\">Equity securities and holdings in collective investment schemes of $2,863 million (31 December 2022: $823 million) are externally valued using the net asset value of the </div><div class=\"t s8_272\" id=\"t4k_272\" style=\"left:95px;bottom:222px;letter-spacing:-0.12px;display:inline;\">invested entities and consist primarily of property and infrastructure funds held by the participating funds. Equity securities of $1 million (31 December 2022: $1 million) </div><div class=\"t s8_272\" id=\"t4l_272\" style=\"left:95px;bottom:210px;letter-spacing:-0.12px;display:inline;\">are internally valued. Internal valuations are inherently more subjective than external valuations; and </div><div class=\"t s9_272\" id=\"t4m_272\" style=\"left:82px;bottom:198px;display:inline;\">\u2013 </div><div class=\"t s8_272\" id=\"t4n_272\" style=\"left:95px;bottom:198px;letter-spacing:-0.13px;display:inline;\">Other sundry individual financial instruments of a net asset of $40 million (31 December 2022: $41 million). </div><div class=\"t s8_272\" id=\"t4o_272\" style=\"left:82px;bottom:186px;letter-spacing:-0.13px;display:inline;\">Of the net financial instruments of $2,904 million (31 December 2022: $865 million) referred to above: </div><div class=\"t s9_272\" id=\"t4p_272\" style=\"left:82px;bottom:174px;display:inline;\">\u2013 </div><div class=\"t s8_272\" id=\"t4q_272\" style=\"left:95px;bottom:174px;letter-spacing:-0.12px;display:inline;\">A net asset of $2,866 million (31 December 2022: $830 million) is held by the Group\u2019s with-profits and unit-linked funds and therefore shareholders\u2019 profit and equity </div><div class=\"t s8_272\" id=\"t4r_272\" style=\"left:95px;bottom:163px;letter-spacing:-0.13px;display:inline;\">are not immediately impacted by movements in the valuation of these financial instruments; and </div><div class=\"t s9_272\" id=\"t4s_272\" style=\"left:82px;bottom:151px;display:inline;\">\u2013 </div><div class=\"t s8_272\" id=\"t4t_272\" style=\"left:95px;bottom:151px;letter-spacing:-0.13px;display:inline;\">The remaining level 3 investments comprise a net asset of $38 million (31 December 2022: $35 million) and are primarily corporate bonds valued using external prices </div><div class=\"t s8_272\" id=\"t4u_272\" style=\"left:95px;bottom:139px;letter-spacing:-0.12px;display:inline;\">adjusted to reflect the specific known conditions relating to these bonds (eg distressed securities). If the value of all these level 3 financial instruments decreased by 10 </div><div class=\"t s8_272\" id=\"t4v_272\" style=\"left:95px;bottom:127px;letter-spacing:-0.13px;display:inline;\">per cent, the change in valuation would be $(4) million (31 December 2022: $(4) million), which would reduce shareholders\u2019 equity by this amount before tax. </div><div></div><div class=\"t s0_273\" id=\"t1_273\" style=\"left:87px;bottom:1118px;letter-spacing:-0.1px;display:inline;\">Transfers into and transfers out of levels </div><div class=\"t s1_273\" id=\"t2_273\" style=\"left:87px;bottom:1102px;letter-spacing:-0.01px;display:inline;\">The Group\u2019s policy is to recognise transfers into and out of levels as of the end of each reporting period except for material transfers which are </div><div class=\"t s1_273\" id=\"t3_273\" style=\"left:87px;bottom:1087px;letter-spacing:-0.01px;display:inline;\">recognised as of the date of the event or change in circumstances that caused the transfer. Transfers are deemed to have occurred when there is </div><div class=\"t s1_273\" id=\"t4_273\" style=\"left:87px;bottom:1071px;letter-spacing:-0.01px;display:inline;\">a material change in the observed valuation inputs or a change in the level of trading activities of the securities. </div><div class=\"t s1_273\" id=\"t5_273\" style=\"left:87px;bottom:1043px;letter-spacing:-0.01px;display:inline;\">During 2023, the transfers between levels within the portfolios included transfers from level 1 to level 2 of $505 million and transfers from level 2 </div><div class=\"t s1_273\" id=\"t6_273\" style=\"left:87px;bottom:1028px;letter-spacing:-0.01px;display:inline;\">to level 1 of $1,708 million. These transfers primarily reflect the change in the observed valuation inputs of equity securities and debt securities </div><div class=\"t s1_273\" id=\"t7_273\" style=\"left:87px;bottom:1012px;letter-spacing:-0.01px;word-spacing:-0.01px;display:inline;\">and, in certain cases, the change in the level of trading activities of the securities. There were transfers from level 2 to level 3 of $1,489 million in </div><div class=\"t s1_273\" id=\"t8_273\" style=\"left:87px;bottom:996px;letter-spacing:-0.01px;display:inline;\">the period relating to certain of the underlying investments of the Group\u2019s consolidated investment funds, which are now deemed to have more </div><div class=\"t s1_273\" id=\"t9_273\" style=\"left:87px;bottom:981px;letter-spacing:-0.01px;display:inline;\">unobservable inputs. </div><div class=\"t s0_273\" id=\"ta_273\" style=\"left:87px;bottom:952px;letter-spacing:-0.11px;display:inline;\">Reconciliation of movements in level 3 assets and liabilities measured at fair value </div><div class=\"t s1_273\" id=\"tb_273\" style=\"left:87px;bottom:936px;letter-spacing:-0.01px;display:inline;\">The following table reconciles the value of level 3 fair valued assets and liabilities at the beginning of the period to that presented at the end of </div><div class=\"t s1_273\" id=\"tc_273\" style=\"left:87px;bottom:921px;letter-spacing:-0.01px;display:inline;\">the period. </div><div class=\"t s1_273\" id=\"td_273\" style=\"left:87px;bottom:893px;letter-spacing:-0.01px;display:inline;\">Total investment return recorded in the income statement represents interest and dividend income, realised gains and losses, unrealised gains </div><div class=\"t s1_273\" id=\"te_273\" style=\"left:87px;bottom:878px;letter-spacing:-0.01px;display:inline;\">and losses on the assets classified at fair value through profit and loss and foreign exchange movements on an individual entity\u2019s overseas </div><div class=\"t s1_273\" id=\"tf_273\" style=\"left:87px;bottom:862px;letter-spacing:-0.01px;display:inline;\">investments. Total gains and losses recorded in other comprehensive income comprises the translation of investments into the Group's </div><div class=\"t s1_273\" id=\"tg_273\" style=\"left:87px;bottom:846px;letter-spacing:-0.01px;display:inline;\">presentational currency of US dollars. </div><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"4\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s2_273\" id=\"th_273\" style=\"left:665px;bottom:817px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">2023 $m </div>  </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_273\" id=\"tj_273\" style=\"left:652px;bottom:801px;letter-spacing:0.07px;display:inline;\">Equity </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_273\" id=\"tk_273\" style=\"left:640px;bottom:791px;letter-spacing:0.06px;display:inline;\">securities </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_273\" id=\"tl_273\" style=\"left:663px;bottom:781px;letter-spacing:0.08px;display:inline;\">and </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_273\" id=\"tm_273\" style=\"left:634px;bottom:771px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">holdings in </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_273\" id=\"tn_273\" style=\"left:640px;bottom:761px;letter-spacing:0.07px;display:inline;\">collective </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_273\" id=\"to_273\" style=\"left:633px;bottom:751px;letter-spacing:0.08px;display:inline;\">investment </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_273\" id=\"tq_273\" style=\"left:736px;bottom:751px;letter-spacing:0.09px;display:inline;\">Debt </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_273\" id=\"ti_273\" style=\"left:576px;bottom:741px;letter-spacing:0.08px;display:inline;\">Loans </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_273\" id=\"tp_273\" style=\"left:644px;bottom:741px;letter-spacing:0.09px;display:inline;\">schemes </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_273\" id=\"tr_273\" style=\"left:718px;bottom:741px;letter-spacing:0.06px;display:inline;\">securities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_273\" id=\"ts_273\" style=\"left:788px;bottom:741px;letter-spacing:0.07px;display:inline;\">Group total </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_273\" id=\"tt_273\" style=\"left:91px;bottom:720px;letter-spacing:-0.01px;display:inline;\">Balance at 1 Jan </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_273\" id=\"tu_273\" style=\"left:588px;bottom:720px;display:inline;\">3 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_273\" id=\"tv_273\" style=\"left:652px;bottom:720px;letter-spacing:-0.02px;display:inline;\">824 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_273\" id=\"tw_273\" style=\"left:737px;bottom:720px;letter-spacing:-0.02px;display:inline;\">38 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_273\" id=\"tx_273\" style=\"left:808px;bottom:720px;letter-spacing:-0.02px;display:inline;\">865 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_273\" id=\"ty_273\" style=\"left:91px;bottom:701px;letter-spacing:-0.01px;display:inline;\">Total gains in income statement </div> <div class=\"t s4_273\" id=\"tz_273\" style=\"vertical-align: super;left:263px;bottom:709px;letter-spacing:0.2px;display:inline;\">note </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_273\" id=\"t10_273\" style=\"left:589px;bottom:701px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_273\" id=\"t11_273\" style=\"left:659px;bottom:701px;letter-spacing:-0.02px;display:inline;\">25 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_273\" id=\"t12_273\" style=\"left:744px;bottom:701px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_273\" id=\"t13_273\" style=\"left:815px;bottom:701px;letter-spacing:-0.02px;display:inline;\">27 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_273\" id=\"t14_273\" style=\"left:91px;bottom:681px;letter-spacing:-0.01px;display:inline;\">Total gains recorded in other comprehensive income </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_273\" id=\"t15_273\" style=\"left:589px;bottom:681px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_273\" id=\"t16_273\" style=\"left:666px;bottom:681px;display:inline;\">6 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_273\" id=\"t17_273\" style=\"left:745px;bottom:681px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_273\" id=\"t18_273\" style=\"left:822px;bottom:681px;display:inline;\">6 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_273\" id=\"t19_273\" style=\"left:91px;bottom:662px;letter-spacing:-0.01px;display:inline;\">Purchases and other additions </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_273\" id=\"t1a_273\" style=\"left:589px;bottom:662px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_273\" id=\"t1b_273\" style=\"left:652px;bottom:662px;letter-spacing:-0.02px;display:inline;\">524 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_273\" id=\"t1c_273\" style=\"left:745px;bottom:662px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_273\" id=\"t1d_273\" style=\"left:808px;bottom:662px;letter-spacing:-0.02px;display:inline;\">524 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_273\" id=\"t1e_273\" style=\"left:91px;bottom:642px;letter-spacing:-0.01px;display:inline;\">Sales </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_273\" id=\"t1f_273\" style=\"left:584px;bottom:642px;letter-spacing:-0.02px;display:inline;\">(3) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_273\" id=\"t1g_273\" style=\"left:662px;bottom:642px;letter-spacing:-0.02px;display:inline;\">(4) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_273\" id=\"t1h_273\" style=\"left:745px;bottom:642px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_273\" id=\"t1i_273\" style=\"left:818px;bottom:642px;letter-spacing:-0.02px;display:inline;\">(7) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_273\" id=\"t1j_273\" style=\"left:91px;bottom:623px;letter-spacing:-0.01px;display:inline;\">Transfers into level 3 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_273\" id=\"t1k_273\" style=\"left:589px;bottom:623px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_273\" id=\"t1l_273\" style=\"left:642px;bottom:623px;letter-spacing:-0.02px;display:inline;\">1,489 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_273\" id=\"t1m_273\" style=\"left:745px;bottom:623px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_273\" id=\"t1n_273\" style=\"left:798px;bottom:623px;letter-spacing:-0.02px;display:inline;\">1,489 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_273\" id=\"t1o_273\" style=\"left:91px;bottom:603px;letter-spacing:-0.01px;display:inline;\">Balance at 31 Dec </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_273\" id=\"t1p_273\" style=\"left:589px;bottom:603px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_273\" id=\"t1q_273\" style=\"left:642px;bottom:603px;letter-spacing:-0.02px;display:inline;\">2,864 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_273\" id=\"t1r_273\" style=\"left:737px;bottom:603px;letter-spacing:-0.02px;display:inline;\">40 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_273\" id=\"t1s_273\" style=\"left:798px;bottom:603px;letter-spacing:-0.02px;display:inline;\">2,904 </div></td></tr>\n                                        </table><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"4\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s5_273\" id=\"t1t_273\" style=\"left:665px;bottom:573px;letter-spacing:0.09px;display:inline;\">2022 $m </div>  </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_273\" id=\"t1v_273\" style=\"left:652px;bottom:557px;letter-spacing:0.07px;display:inline;\">Equity </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_273\" id=\"t1w_273\" style=\"left:641px;bottom:547px;letter-spacing:0.05px;display:inline;\">securities </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_273\" id=\"t1x_273\" style=\"left:661px;bottom:537px;letter-spacing:0.08px;display:inline;\">and </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_273\" id=\"t1y_273\" style=\"left:635px;bottom:527px;letter-spacing:0.06px;word-spacing:0.01px;display:inline;\">holdings in </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_273\" id=\"t1z_273\" style=\"left:641px;bottom:517px;letter-spacing:0.06px;display:inline;\">collective </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_273\" id=\"t20_273\" style=\"left:634px;bottom:507px;letter-spacing:0.07px;display:inline;\">investment </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_273\" id=\"t22_273\" style=\"left:735px;bottom:507px;letter-spacing:0.06px;display:inline;\">Debt </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_273\" id=\"t1u_273\" style=\"left:575px;bottom:497px;letter-spacing:0.07px;display:inline;\">Loans </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_273\" id=\"t21_273\" style=\"left:643px;bottom:497px;letter-spacing:0.08px;display:inline;\">schemes </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_273\" id=\"t23_273\" style=\"left:719px;bottom:497px;letter-spacing:0.06px;display:inline;\">securities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_273\" id=\"t24_273\" style=\"left:789px;bottom:497px;letter-spacing:0.07px;display:inline;\">Group total </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_273\" id=\"t25_273\" style=\"left:91px;bottom:476px;letter-spacing:-0.01px;display:inline;\">Balance at 1 Jan </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_273\" id=\"t26_273\" style=\"left:589px;bottom:476px;display:inline;\">5 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_273\" id=\"t27_273\" style=\"left:653px;bottom:476px;letter-spacing:-0.01px;display:inline;\">577 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_273\" id=\"t28_273\" style=\"left:738px;bottom:476px;letter-spacing:-0.01px;display:inline;\">58 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_273\" id=\"t29_273\" style=\"left:808px;bottom:476px;letter-spacing:-0.01px;display:inline;\">640 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_273\" id=\"t2a_273\" style=\"left:91px;bottom:457px;letter-spacing:-0.01px;display:inline;\">Total losses in income statement </div> <div class=\"t s4_273\" id=\"t2b_273\" style=\"vertical-align: super;left:265px;bottom:465px;letter-spacing:0.2px;display:inline;\">note </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_273\" id=\"t2c_273\" style=\"left:585px;bottom:457px;display:inline;\">(2) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_273\" id=\"t2d_273\" style=\"left:655px;bottom:457px;display:inline;\">(31) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_273\" id=\"t2e_273\" style=\"left:740px;bottom:457px;display:inline;\">(2) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_273\" id=\"t2f_273\" style=\"left:811px;bottom:457px;display:inline;\">(35) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_273\" id=\"t2g_273\" style=\"left:91px;bottom:438px;letter-spacing:-0.01px;display:inline;\">Total losses recorded in other comprehensive income </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_273\" id=\"t2h_273\" style=\"left:589px;bottom:437px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_273\" id=\"t2i_273\" style=\"left:663px;bottom:437px;display:inline;\">(6) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_273\" id=\"t2j_273\" style=\"left:740px;bottom:437px;display:inline;\">(3) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_273\" id=\"t2k_273\" style=\"left:818px;bottom:437px;display:inline;\">(9) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_273\" id=\"t2l_273\" style=\"left:91px;bottom:418px;letter-spacing:-0.01px;display:inline;\">Purchases and other additions </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_273\" id=\"t2m_273\" style=\"left:589px;bottom:418px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_273\" id=\"t2n_273\" style=\"left:653px;bottom:418px;letter-spacing:-0.01px;display:inline;\">305 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_273\" id=\"t2o_273\" style=\"left:745px;bottom:418px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_273\" id=\"t2p_273\" style=\"left:808px;bottom:418px;letter-spacing:-0.01px;display:inline;\">305 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_273\" id=\"t2q_273\" style=\"left:91px;bottom:399px;letter-spacing:-0.01px;display:inline;\">Sales </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_273\" id=\"t2r_273\" style=\"left:589px;bottom:398px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_273\" id=\"t2s_273\" style=\"left:655px;bottom:398px;display:inline;\">(21) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_273\" id=\"t2t_273\" style=\"left:745px;bottom:398px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_273\" id=\"t2u_273\" style=\"left:811px;bottom:398px;display:inline;\">(21) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_273\" id=\"t2v_273\" style=\"left:91px;bottom:379px;letter-spacing:-0.01px;display:inline;\">Transfers (out of) level 3 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_273\" id=\"t2w_273\" style=\"left:589px;bottom:379px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_273\" id=\"t2x_273\" style=\"left:667px;bottom:379px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_273\" id=\"t2y_273\" style=\"left:733px;bottom:379px;display:inline;\">(15) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_273\" id=\"t2z_273\" style=\"left:811px;bottom:379px;display:inline;\">(15) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_273\" id=\"t30_273\" style=\"left:91px;bottom:359px;letter-spacing:-0.01px;display:inline;\">Balance at 31 Dec </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_273\" id=\"t31_273\" style=\"left:589px;bottom:359px;display:inline;\">3 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_273\" id=\"t32_273\" style=\"left:653px;bottom:359px;letter-spacing:-0.01px;display:inline;\">824 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_273\" id=\"t33_273\" style=\"left:738px;bottom:359px;letter-spacing:-0.01px;display:inline;\">38 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_273\" id=\"t34_273\" style=\"left:808px;bottom:359px;letter-spacing:-0.01px;display:inline;\">865 </div></td></tr>\n                                        </table><div class=\"t s6_273\" id=\"t35_273\" style=\"left:87px;bottom:333px;letter-spacing:-0.17px;display:inline;\">Note </div><div class=\"t s7_273\" id=\"t36_273\" style=\"left:87px;bottom:321px;letter-spacing:-0.12px;display:inline;\">Of the total net gain in the income statement of $27 million at 2023 (2022: net loss of $(35) million), $29 million (2022: $(12) million) relates to net unrealised gains and losses </div><div class=\"t s7_273\" id=\"t37_273\" style=\"left:87px;bottom:310px;letter-spacing:-0.12px;display:inline;\">of financial instruments still held at the end of the year, which can be analysed as follows: </div><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_273\" id=\"t38_273\" style=\"left:717px;bottom:294px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">2023 $m </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_273\" id=\"t39_273\" style=\"left:797px;bottom:294px;letter-spacing:0.09px;display:inline;\">2022 $m </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_273\" id=\"t3a_273\" style=\"left:91px;bottom:274px;letter-spacing:-0.01px;display:inline;\">Loans </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_273\" id=\"t3b_273\" style=\"left:745px;bottom:274px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_273\" id=\"t3c_273\" style=\"left:818px;bottom:274px;display:inline;\">(2) </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_273\" id=\"t3d_273\" style=\"left:91px;bottom:254px;letter-spacing:-0.01px;display:inline;\">Equity securities and holdings in collective investment schemes </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_273\" id=\"t3e_273\" style=\"left:737px;bottom:254px;letter-spacing:-0.02px;display:inline;\">27 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_273\" id=\"t3f_273\" style=\"left:818px;bottom:254px;display:inline;\">(8) </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_273\" id=\"t3g_273\" style=\"left:91px;bottom:235px;letter-spacing:-0.01px;display:inline;\">Debt securities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_273\" id=\"t3h_273\" style=\"left:744px;bottom:235px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_273\" id=\"t3i_273\" style=\"left:818px;bottom:235px;display:inline;\">(2) </div></td></tr><tr><td class=\"tcs-selection-enabled tcs-selected\" colspan=\"1\" rowspan=\"1\"><div class=\"t s3_273\" id=\"t3j_273\" style=\"left:91px;bottom:215px;letter-spacing:-0.01px;display:inline;\">Net unrealised gains and losses of financial instruments still held at the end of the year </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_273\" id=\"t3k_273\" style=\"left:737px;bottom:215px;letter-spacing:-0.02px;display:inline;\">29 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_273\" id=\"t3l_273\" style=\"left:811px;bottom:215px;display:inline;\">(12) </div></td></tr>\n                                        </table><div></div><div class=\"t s0_274\" id=\"t1_274\" style=\"left:65px;bottom:1118px;letter-spacing:-0.1px;display:inline;\">(b) </div><div class=\"t s0_274\" id=\"t2_274\" style=\"left:91px;bottom:1118px;letter-spacing:-0.1px;display:inline;\">Assets and liabilities at amortised cost and their fair value </div><div class=\"t s1_274\" id=\"t3_274\" style=\"left:65px;bottom:1102px;letter-spacing:-0.01px;display:inline;\">The table below shows the financial assets and liabilities carried at amortised cost on the statement of financial position and their fair value. </div><div class=\"t s1_274\" id=\"t4_274\" style=\"left:65px;bottom:1087px;letter-spacing:-0.01px;display:inline;\">Deposits, cash and cash equivalents, accrued investment income, other debtors, accruals, deferred income and other creditors are excluded from </div><div class=\"t s1_274\" id=\"t5_274\" style=\"left:65px;bottom:1071px;letter-spacing:-0.01px;display:inline;\">the analysis below, as these are carried at amortised cost which approximates fair value. </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s2_274\" id=\"t6_274\" style=\"left:542px;bottom:1040px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">31 Dec 2023 $m </div> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s3_274\" id=\"t7_274\" style=\"left:704px;bottom:1040px;letter-spacing:0.08px;display:inline;\">31 Dec 2022 $m </div> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_274\" id=\"t8_274\" style=\"left:537px;bottom:1019px;letter-spacing:0.07px;display:inline;\">Carrying </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_274\" id=\"ta_274\" style=\"left:633px;bottom:1019px;letter-spacing:0.06px;display:inline;\">Fair </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_274\" id=\"tc_274\" style=\"left:700px;bottom:1019px;letter-spacing:0.07px;display:inline;\">Carrying </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_274\" id=\"te_274\" style=\"left:795px;bottom:1019px;letter-spacing:0.06px;display:inline;\">Fair </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_274\" id=\"t9_274\" style=\"left:549px;bottom:1009px;letter-spacing:0.07px;display:inline;\">value </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_274\" id=\"tb_274\" style=\"left:627px;bottom:1009px;letter-spacing:0.07px;display:inline;\">value </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_274\" id=\"td_274\" style=\"left:712px;bottom:1009px;letter-spacing:0.07px;display:inline;\">value </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_274\" id=\"tf_274\" style=\"left:789px;bottom:1009px;letter-spacing:0.07px;display:inline;\">value </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"tg_274\" style=\"left:69px;bottom:988px;letter-spacing:-0.01px;display:inline;\">Assets </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_274\" id=\"th_274\" style=\"left:69px;bottom:969px;letter-spacing:-0.01px;display:inline;\">Debt securities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"ti_274\" style=\"left:563px;bottom:969px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"tj_274\" style=\"left:641px;bottom:969px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_274\" id=\"tk_274\" style=\"left:716px;bottom:969px;letter-spacing:-0.01px;display:inline;\">67 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_274\" id=\"tl_274\" style=\"left:794px;bottom:969px;display:inline;\">67 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_274\" id=\"tm_274\" style=\"left:69px;bottom:950px;letter-spacing:-0.01px;display:inline;\">Loans </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"tn_274\" style=\"left:548px;bottom:950px;letter-spacing:-0.02px;display:inline;\">148 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"to_274\" style=\"left:626px;bottom:950px;letter-spacing:-0.02px;display:inline;\">179 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_274\" id=\"tp_274\" style=\"left:709px;bottom:950px;letter-spacing:-0.01px;display:inline;\">140 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_274\" id=\"tq_274\" style=\"left:787px;bottom:950px;letter-spacing:-0.01px;display:inline;\">206 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"tr_274\" style=\"left:69px;bottom:930px;letter-spacing:-0.01px;display:inline;\">Liabilities </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_274\" id=\"ts_274\" style=\"left:69px;bottom:911px;letter-spacing:-0.01px;display:inline;\">Core structural borrowings of shareholder-financed businesses </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"tt_274\" style=\"left:533px;bottom:911px;letter-spacing:-0.02px;display:inline;\">(3,933) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"tu_274\" style=\"left:611px;bottom:911px;letter-spacing:-0.02px;display:inline;\">(3,659) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_274\" id=\"tv_274\" style=\"left:695px;bottom:911px;letter-spacing:-0.01px;display:inline;\">(4,261) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_274\" id=\"tw_274\" style=\"left:773px;bottom:911px;letter-spacing:-0.01px;display:inline;\">(3,834) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_274\" id=\"tx_274\" style=\"left:69px;bottom:891px;letter-spacing:-0.01px;display:inline;\">Operational borrowings (excluding lease liabilities) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"ty_274\" style=\"left:543px;bottom:891px;letter-spacing:-0.02px;display:inline;\">(707) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"tz_274\" style=\"left:621px;bottom:891px;letter-spacing:-0.02px;display:inline;\">(707) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_274\" id=\"t10_274\" style=\"left:705px;bottom:891px;letter-spacing:-0.01px;display:inline;\">(516) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_274\" id=\"t11_274\" style=\"left:783px;bottom:891px;letter-spacing:-0.01px;display:inline;\">(516) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_274\" id=\"t12_274\" style=\"left:69px;bottom:871px;letter-spacing:-0.01px;display:inline;\">Obligations under funding, securities lending and sale and repurchase </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_274\" id=\"t13_274\" style=\"left:69px;bottom:856px;letter-spacing:-0.01px;display:inline;\">agreements </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t14_274\" style=\"left:543px;bottom:856px;letter-spacing:-0.02px;display:inline;\">(716) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t15_274\" style=\"left:621px;bottom:856px;letter-spacing:-0.02px;display:inline;\">(716) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_274\" id=\"t16_274\" style=\"left:705px;bottom:856px;letter-spacing:-0.01px;display:inline;\">(582) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_274\" id=\"t17_274\" style=\"left:783px;bottom:856px;letter-spacing:-0.01px;display:inline;\">(582) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t18_274\" style=\"left:69px;bottom:836px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Net financial liabilities at amortised cost </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t19_274\" style=\"left:533px;bottom:836px;letter-spacing:-0.02px;display:inline;\">(5,208) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t1a_274\" style=\"left:611px;bottom:836px;letter-spacing:-0.02px;display:inline;\">(4,903) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_274\" id=\"t1b_274\" style=\"left:695px;bottom:836px;letter-spacing:-0.01px;display:inline;\">(5,152) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_274\" id=\"t1c_274\" style=\"left:773px;bottom:836px;letter-spacing:-0.01px;display:inline;\">(4,659) </div></td></tr></table><div class=\"t s1_274\" id=\"t1d_274\" style=\"left:65px;bottom:807px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">The fair value of the assets and liabilities in the table above, with the exception of the subordinated and senior debt issued by the Group, has </div><div class=\"t s1_274\" id=\"t1e_274\" style=\"left:65px;bottom:791px;letter-spacing:-0.01px;display:inline;\">been estimated from the discounted cash flows expected to be received or paid. All the assets and liabilities in the table above have been </div><div class=\"t s1_274\" id=\"t1f_274\" style=\"left:65px;bottom:776px;letter-spacing:-0.01px;display:inline;\">classified within level 2 at 31 December 2023 and 2022, reflecting the observability of the inputs used to derive their fair value. The fair value of </div><div class=\"t s1_274\" id=\"t1g_274\" style=\"left:65px;bottom:760px;letter-spacing:-0.01px;display:inline;\">the subordinated and senior debt issued by the Group is determined using quoted prices from independent third parties. </div><div class=\"t s5_274\" id=\"t1h_274\" style=\"left:65px;bottom:730px;letter-spacing:0.12px;display:inline;\">C2.3 Additional information on financial instruments </div><div class=\"t s0_274\" id=\"t1i_274\" style=\"left:65px;bottom:713px;letter-spacing:-0.1px;display:inline;\">(a) </div><div class=\"t s0_274\" id=\"t1j_274\" style=\"left:91px;bottom:713px;letter-spacing:-0.1px;display:inline;\">Financial risk </div><div class=\"t s6_274\" id=\"t1k_274\" style=\"left:65px;bottom:697px;letter-spacing:-0.11px;display:inline;\">Liquidity analysis </div><div class=\"t s1_274\" id=\"t1l_274\" style=\"left:65px;bottom:681px;letter-spacing:-0.01px;display:inline;\">The vast majority of the Group\u2019s financial assets are held to back the Group\u2019s policyholder liabilities. Although asset/liability matching is an </div><div class=\"t s1_274\" id=\"t1m_274\" style=\"left:65px;bottom:666px;letter-spacing:-0.01px;display:inline;\">important component of managing policyholder liabilities (both those classified as insurance and those classified as investments), this profile is </div><div class=\"t s1_274\" id=\"t1n_274\" style=\"left:65px;bottom:650px;letter-spacing:-0.01px;display:inline;\">mainly relevant for managing market risk rather than liquidity risk. Within each business unit, this asset/liability matching is performed on a </div><div class=\"t s1_274\" id=\"t1o_274\" style=\"left:65px;bottom:634px;letter-spacing:-0.01px;display:inline;\">portfolio-by-portfolio basis. In terms of liquidity risk, a large proportion of the policyholder liabilities contain discretionary surrender values or </div><div class=\"t s1_274\" id=\"t1p_274\" style=\"left:65px;bottom:619px;letter-spacing:-0.01px;display:inline;\">surrender charges, meaning that many of the Group\u2019s liabilities are expected to be held for the long term. Much of the Group\u2019s investment </div><div class=\"t s1_274\" id=\"t1q_274\" style=\"left:65px;bottom:603px;letter-spacing:-0.01px;display:inline;\">portfolios are in marketable securities, which can therefore be converted quickly to liquid assets. For the reasons provided above, an analysis of </div><div class=\"t s1_274\" id=\"t1r_274\" style=\"left:65px;bottom:588px;letter-spacing:-0.01px;display:inline;\">the Group\u2019s assets by contractual maturity is not considered meaningful to evaluate the nature and extent of the Group\u2019s liquidity risk. </div><div class=\"t s7_274\" id=\"t1s_274\" style=\"left:65px;bottom:559px;letter-spacing:-0.1px;display:inline;\">Contractual maturities of financial liabilities on an undiscounted cash flow basis </div><div class=\"t s1_274\" id=\"t1t_274\" style=\"left:65px;bottom:543px;letter-spacing:-0.01px;display:inline;\">The following table sets out the contractual maturities for applicable classes of financial liabilities, excluding derivative liabilities that are </div><div class=\"t s1_274\" id=\"t1u_274\" style=\"left:65px;bottom:528px;letter-spacing:-0.01px;display:inline;\">separately presented. The financial liabilities are included in the column relating to the contractual maturities of the undiscounted cash flows </div><div class=\"t s1_274\" id=\"t1v_274\" style=\"left:65px;bottom:512px;letter-spacing:-0.01px;display:inline;\">(including contractual interest payments) based on the earliest period in which the Group can be required to pay assuming conditions are </div><div class=\"t s1_274\" id=\"t1w_274\" style=\"left:65px;bottom:497px;letter-spacing:-0.01px;display:inline;\">consistent with those of year end. For investment contracts without DPF, the maturity profile is based on undiscounted cash flow projections of </div><div class=\"t s1_274\" id=\"t1x_274\" style=\"left:65px;bottom:481px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">expected benefit payments. </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"cke_table-faked-selection-temp\" colspan=\"10\" rowspan=\"1\" style=\"text-align: center;\">    <div class=\"t s2_274\" id=\"t1y_274\" style=\"left:505px;bottom:452px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">31 Dec 2023 $m </div>     </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"9\" rowspan=\"1\" style=\"text-align: center;\">   <div class=\"t s2_274\" id=\"t22_274\" style=\"left:466px;bottom:435px;letter-spacing:0.06px;display:inline;\">Contractual maturity profile for financial liabilities </div>     </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_274\" id=\"t1z_274\" style=\"left:291px;bottom:418px;letter-spacing:0.07px;display:inline;\">Total </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_274\" id=\"t2i_274\" style=\"left:788px;bottom:418px;letter-spacing:0.07px;display:inline;\">Total </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_274\" id=\"t20_274\" style=\"left:279px;bottom:408px;letter-spacing:0.07px;display:inline;\">carrying </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_274\" id=\"t23_274\" style=\"left:334px;bottom:408px;letter-spacing:0.06px;display:inline;\">1 year or </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_274\" id=\"t25_274\" style=\"left:409px;bottom:408px;letter-spacing:0.07px;display:inline;\">1-2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_274\" id=\"t27_274\" style=\"left:462px;bottom:408px;letter-spacing:0.07px;display:inline;\">2-5 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_274\" id=\"t2a_274\" style=\"left:557px;bottom:408px;letter-spacing:0.06px;display:inline;\">10-15 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_274\" id=\"t2c_274\" style=\"left:610px;bottom:408px;letter-spacing:0.06px;display:inline;\">15-20 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_274\" id=\"t2e_274\" style=\"left:654px;bottom:408px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">Over 20 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_274\" id=\"t2g_274\" style=\"left:699px;bottom:408px;letter-spacing:0.07px;display:inline;\">No stated </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_274\" id=\"t2j_274\" style=\"left:755px;bottom:408px;letter-spacing:0.08px;display:inline;\">undiscounted </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_274\" id=\"t21_274\" style=\"left:290px;bottom:398px;letter-spacing:0.07px;display:inline;\">value </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_274\" id=\"t24_274\" style=\"left:355px;bottom:398px;letter-spacing:0.06px;display:inline;\">less </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_274\" id=\"t26_274\" style=\"left:400px;bottom:398px;letter-spacing:0.07px;display:inline;\">years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_274\" id=\"t28_274\" style=\"left:453px;bottom:398px;letter-spacing:0.07px;display:inline;\">years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_274\" id=\"t29_274\" style=\"left:486px;bottom:398px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">5-10 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_274\" id=\"t2b_274\" style=\"left:559px;bottom:398px;letter-spacing:0.07px;display:inline;\">years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_274\" id=\"t2d_274\" style=\"left:611px;bottom:398px;letter-spacing:0.07px;display:inline;\">years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_274\" id=\"t2f_274\" style=\"left:664px;bottom:398px;letter-spacing:0.07px;display:inline;\">years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_274\" id=\"t2h_274\" style=\"left:703px;bottom:398px;letter-spacing:0.07px;display:inline;\">maturity </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_274\" id=\"t2k_274\" style=\"left:768px;bottom:398px;letter-spacing:0.07px;display:inline;\">cash flows </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_274\" id=\"t2l_274\" style=\"left:69px;bottom:378px;letter-spacing:-0.01px;display:inline;\">Investment contracts without DPF </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s8_274\" id=\"t2m_274\" style=\"vertical-align: super;left:69px;bottom:370px;letter-spacing:0.2px;display:inline;\">note </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t2n_274\" style=\"left:289px;bottom:362px;letter-spacing:-0.02px;display:inline;\">769 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t2o_274\" style=\"left:346px;bottom:362px;letter-spacing:-0.02px;display:inline;\">155 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t2p_274\" style=\"left:399px;bottom:362px;letter-spacing:-0.02px;display:inline;\">169 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t2q_274\" style=\"left:459px;bottom:362px;letter-spacing:-0.02px;display:inline;\">68 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t2r_274\" style=\"left:504px;bottom:362px;letter-spacing:-0.02px;display:inline;\">149 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t2s_274\" style=\"left:564px;bottom:362px;letter-spacing:-0.02px;display:inline;\">24 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t2t_274\" style=\"left:624px;bottom:362px;display:inline;\">9 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t2u_274\" style=\"left:677px;bottom:362px;display:inline;\">5 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t2v_274\" style=\"left:715px;bottom:362px;letter-spacing:-0.02px;display:inline;\">273 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t2w_274\" style=\"left:786px;bottom:362px;letter-spacing:-0.02px;display:inline;\">852 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_274\" id=\"t2x_274\" style=\"left:69px;bottom:342px;letter-spacing:-0.01px;display:inline;\">Core structural borrowings of </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_274\" id=\"t2y_274\" style=\"left:69px;bottom:326px;letter-spacing:-0.01px;display:inline;\">shareholder-financed businesses </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t2z_274\" style=\"left:279px;bottom:326px;letter-spacing:-0.02px;display:inline;\">3,933 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t30_274\" style=\"left:346px;bottom:326px;letter-spacing:-0.02px;display:inline;\">126 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t31_274\" style=\"left:399px;bottom:326px;letter-spacing:-0.02px;display:inline;\">126 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t32_274\" style=\"left:451px;bottom:326px;letter-spacing:-0.02px;display:inline;\">379 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t33_274\" style=\"left:494px;bottom:326px;letter-spacing:-0.02px;display:inline;\">3,555 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t34_274\" style=\"left:572px;bottom:326px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t35_274\" style=\"left:625px;bottom:326px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t36_274\" style=\"left:678px;bottom:326px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t37_274\" style=\"left:715px;bottom:326px;letter-spacing:-0.02px;display:inline;\">750 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t38_274\" style=\"left:776px;bottom:326px;letter-spacing:-0.02px;display:inline;\">4,936 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_274\" id=\"t39_274\" style=\"left:69px;bottom:307px;letter-spacing:-0.01px;display:inline;\">Lease liabilities under IFRS 16 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t3a_274\" style=\"left:289px;bottom:307px;letter-spacing:-0.02px;display:inline;\">234 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t3b_274\" style=\"left:353px;bottom:307px;letter-spacing:-0.02px;display:inline;\">76 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t3c_274\" style=\"left:406px;bottom:307px;letter-spacing:-0.02px;display:inline;\">62 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t3d_274\" style=\"left:459px;bottom:307px;letter-spacing:-0.02px;display:inline;\">86 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t3e_274\" style=\"left:511px;bottom:307px;letter-spacing:-0.02px;display:inline;\">25 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t3f_274\" style=\"left:571px;bottom:307px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t3g_274\" style=\"left:625px;bottom:307px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t3h_274\" style=\"left:678px;bottom:307px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t3i_274\" style=\"left:730px;bottom:307px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t3j_274\" style=\"left:786px;bottom:307px;letter-spacing:-0.02px;display:inline;\">251 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_274\" id=\"t3k_274\" style=\"left:69px;bottom:287px;letter-spacing:-0.01px;display:inline;\">Other operational borrowings </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t3l_274\" style=\"left:289px;bottom:287px;letter-spacing:-0.02px;display:inline;\">707 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t3m_274\" style=\"left:346px;bottom:287px;letter-spacing:-0.02px;display:inline;\">707 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t3n_274\" style=\"left:414px;bottom:287px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t3o_274\" style=\"left:467px;bottom:287px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t3p_274\" style=\"left:519px;bottom:287px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t3q_274\" style=\"left:572px;bottom:287px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t3r_274\" style=\"left:625px;bottom:287px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t3s_274\" style=\"left:678px;bottom:287px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t3t_274\" style=\"left:730px;bottom:287px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t3u_274\" style=\"left:786px;bottom:287px;letter-spacing:-0.02px;display:inline;\">707 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_274\" id=\"t3v_274\" style=\"left:69px;bottom:268px;letter-spacing:-0.01px;display:inline;\">Obligations under funding, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_274\" id=\"t3w_274\" style=\"left:69px;bottom:253px;letter-spacing:-0.01px;display:inline;\">securities lending and sale and </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_274\" id=\"t3x_274\" style=\"left:69px;bottom:237px;letter-spacing:-0.01px;display:inline;\">repurchase agreements </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t3y_274\" style=\"left:289px;bottom:237px;letter-spacing:-0.02px;display:inline;\">716 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t3z_274\" style=\"left:346px;bottom:237px;letter-spacing:-0.02px;display:inline;\">716 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t40_274\" style=\"left:414px;bottom:237px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t41_274\" style=\"left:467px;bottom:237px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t42_274\" style=\"left:519px;bottom:237px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t43_274\" style=\"left:572px;bottom:237px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t44_274\" style=\"left:625px;bottom:237px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t45_274\" style=\"left:678px;bottom:237px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t46_274\" style=\"left:730px;bottom:237px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t47_274\" style=\"left:786px;bottom:237px;letter-spacing:-0.02px;display:inline;\">716 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_274\" id=\"t48_274\" style=\"left:69px;bottom:217px;letter-spacing:-0.01px;display:inline;\">Accruals, deferred income and other </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_274\" id=\"t49_274\" style=\"left:69px;bottom:202px;letter-spacing:-0.01px;display:inline;\">liabilities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t4a_274\" style=\"left:279px;bottom:202px;letter-spacing:-0.02px;display:inline;\">4,035 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t4b_274\" style=\"left:336px;bottom:202px;letter-spacing:-0.02px;display:inline;\">3,845 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t4c_274\" style=\"left:414px;bottom:202px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t4d_274\" style=\"left:467px;bottom:202px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t4e_274\" style=\"left:520px;bottom:202px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t4f_274\" style=\"left:572px;bottom:202px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t4g_274\" style=\"left:625px;bottom:202px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t4h_274\" style=\"left:678px;bottom:202px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t4i_274\" style=\"left:715px;bottom:202px;letter-spacing:-0.02px;display:inline;\">190 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t4j_274\" style=\"left:776px;bottom:202px;letter-spacing:-0.02px;display:inline;\">4,035 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_274\" id=\"t4k_274\" style=\"left:69px;bottom:182px;letter-spacing:-0.01px;display:inline;\">Net asset value attributable to unit </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_274\" id=\"t4l_274\" style=\"left:69px;bottom:167px;letter-spacing:-0.01px;display:inline;\">holders of consolidated investment </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_274\" id=\"t4m_274\" style=\"left:69px;bottom:151px;letter-spacing:-0.01px;display:inline;\">funds </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t4n_274\" style=\"left:279px;bottom:151px;letter-spacing:-0.02px;display:inline;\">2,711 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t4o_274\" style=\"left:336px;bottom:151px;letter-spacing:-0.02px;display:inline;\">2,711 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t4p_274\" style=\"left:414px;bottom:151px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t4q_274\" style=\"left:467px;bottom:151px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t4r_274\" style=\"left:520px;bottom:151px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t4s_274\" style=\"left:572px;bottom:151px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t4t_274\" style=\"left:625px;bottom:151px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t4u_274\" style=\"left:678px;bottom:151px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t4v_274\" style=\"left:730px;bottom:151px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t4w_274\" style=\"left:776px;bottom:151px;letter-spacing:-0.02px;display:inline;\">2,711 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t4x_274\" style=\"left:69px;bottom:131px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Total non-derivative financial </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t4y_274\" style=\"left:69px;bottom:116px;letter-spacing:-0.01px;display:inline;\">liabilities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t4z_274\" style=\"left:271px;bottom:116px;letter-spacing:-0.02px;display:inline;\">13,105 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t50_274\" style=\"left:336px;bottom:116px;letter-spacing:-0.02px;display:inline;\">8,336 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t51_274\" style=\"left:399px;bottom:116px;letter-spacing:-0.02px;display:inline;\">357 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t52_274\" style=\"left:452px;bottom:116px;letter-spacing:-0.02px;display:inline;\">533 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t53_274\" style=\"left:494px;bottom:116px;letter-spacing:-0.02px;display:inline;\">3,729 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t54_274\" style=\"left:564px;bottom:116px;letter-spacing:-0.02px;display:inline;\">26 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t55_274\" style=\"left:624px;bottom:116px;display:inline;\">9 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t56_274\" style=\"left:677px;bottom:116px;display:inline;\">5 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t57_274\" style=\"left:705px;bottom:116px;letter-spacing:-0.02px;display:inline;\">1,213 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t58_274\" style=\"left:769px;bottom:116px;letter-spacing:-0.02px;display:inline;\">14,208 </div></td></tr></table><div></div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"10\" rowspan=\"1\" style=\"text-align: center;\">    <div class=\"t s0_275\" id=\"t1_275\" style=\"left:527px;bottom:1115px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">31 Dec 2022 $m </div>     </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled\" colspan=\"9\" rowspan=\"1\" style=\"text-align: center;\">   <div class=\"t s0_275\" id=\"t5_275\" style=\"left:483px;bottom:1096px;letter-spacing:0.06px;display:inline;\">Contractual maturity profile for financial liabilities </div>     </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_275\" id=\"t2_275\" style=\"left:304px;bottom:1070px;letter-spacing:0.07px;display:inline;\">Total </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled tcs-selected emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_275\" id=\"tl_275\" style=\"left:810px;bottom:1070px;letter-spacing:0.07px;display:inline;\">Total </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_275\" id=\"t3_275\" style=\"left:293px;bottom:1060px;letter-spacing:0.07px;display:inline;\">carrying </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_275\" id=\"t6_275\" style=\"left:349px;bottom:1060px;letter-spacing:0.06px;display:inline;\">1 year or </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_275\" id=\"t8_275\" style=\"left:425px;bottom:1060px;letter-spacing:0.07px;display:inline;\">1-2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_275\" id=\"ta_275\" style=\"left:479px;bottom:1060px;letter-spacing:0.07px;display:inline;\">2-5 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_275\" id=\"td_275\" style=\"left:576px;bottom:1060px;letter-spacing:0.06px;display:inline;\">10-15 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_275\" id=\"tf_275\" style=\"left:630px;bottom:1060px;letter-spacing:0.06px;display:inline;\">15-20 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_275\" id=\"th_275\" style=\"left:676px;bottom:1060px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">Over 20 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_275\" id=\"tj_275\" style=\"left:721px;bottom:1060px;letter-spacing:0.07px;display:inline;\">No stated </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_275\" id=\"tm_275\" style=\"left:777px;bottom:1060px;letter-spacing:0.08px;display:inline;\">undiscounted </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_275\" id=\"t4_275\" style=\"left:304px;bottom:1050px;letter-spacing:0.07px;display:inline;\">value </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_275\" id=\"t7_275\" style=\"left:369px;bottom:1050px;letter-spacing:0.06px;display:inline;\">less </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_275\" id=\"t9_275\" style=\"left:416px;bottom:1050px;letter-spacing:0.07px;display:inline;\">years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_275\" id=\"tb_275\" style=\"left:470px;bottom:1050px;letter-spacing:0.07px;display:inline;\">years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_275\" id=\"tc_275\" style=\"left:504px;bottom:1050px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">5-10 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_275\" id=\"te_275\" style=\"left:578px;bottom:1050px;letter-spacing:0.07px;display:inline;\">years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_275\" id=\"tg_275\" style=\"left:632px;bottom:1050px;letter-spacing:0.07px;display:inline;\">years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_275\" id=\"ti_275\" style=\"left:686px;bottom:1050px;letter-spacing:0.07px;display:inline;\">years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_275\" id=\"tk_275\" style=\"left:726px;bottom:1050px;letter-spacing:0.07px;display:inline;\">maturity </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_275\" id=\"tn_275\" style=\"left:790px;bottom:1050px;letter-spacing:0.07px;display:inline;\">cash flows </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"to_275\" style=\"left:91px;bottom:1029px;letter-spacing:-0.01px;display:inline;\">Investment contracts without DPF </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s2_275\" id=\"tp_275\" style=\"vertical-align: super;left:91px;bottom:1021px;letter-spacing:0.2px;display:inline;\">note </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"tq_275\" style=\"left:303px;bottom:1014px;letter-spacing:-0.01px;display:inline;\">663 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"tr_275\" style=\"left:369px;bottom:1014px;letter-spacing:-0.01px;display:inline;\">11 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"ts_275\" style=\"left:415px;bottom:1014px;letter-spacing:-0.01px;display:inline;\">163 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"tt_275\" style=\"left:469px;bottom:1014px;letter-spacing:-0.01px;display:inline;\">206 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"tu_275\" style=\"left:530px;bottom:1014px;letter-spacing:-0.01px;display:inline;\">98 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"tv_275\" style=\"left:584px;bottom:1014px;letter-spacing:-0.01px;display:inline;\">22 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"tw_275\" style=\"left:645px;bottom:1014px;display:inline;\">8 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"tx_275\" style=\"left:699px;bottom:1014px;display:inline;\">4 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"ty_275\" style=\"left:739px;bottom:1014px;letter-spacing:-0.01px;display:inline;\">243 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"tz_275\" style=\"left:808px;bottom:1014px;letter-spacing:-0.01px;display:inline;\">755 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t10_275\" style=\"left:91px;bottom:994px;letter-spacing:-0.01px;display:inline;\">Core structural borrowings of </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t11_275\" style=\"left:91px;bottom:978px;letter-spacing:-0.01px;display:inline;\">shareholder-financed businesses </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t12_275\" style=\"left:294px;bottom:978px;letter-spacing:-0.01px;display:inline;\">4,261 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t13_275\" style=\"left:362px;bottom:978px;letter-spacing:-0.01px;display:inline;\">509 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t14_275\" style=\"left:415px;bottom:978px;letter-spacing:-0.01px;display:inline;\">124 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t15_275\" style=\"left:469px;bottom:978px;letter-spacing:-0.01px;display:inline;\">370 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t16_275\" style=\"left:514px;bottom:978px;letter-spacing:-0.01px;display:inline;\">2,598 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t17_275\" style=\"left:568px;bottom:978px;letter-spacing:-0.01px;display:inline;\">1,024 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t18_275\" style=\"left:645px;bottom:978px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t19_275\" style=\"left:699px;bottom:978px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t1a_275\" style=\"left:739px;bottom:978px;letter-spacing:-0.01px;display:inline;\">750 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t1b_275\" style=\"left:799px;bottom:978px;letter-spacing:-0.01px;display:inline;\">5,375 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t1c_275\" style=\"left:91px;bottom:959px;letter-spacing:-0.01px;display:inline;\">Lease liabilities under IFRS 16 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t1d_275\" style=\"left:303px;bottom:959px;letter-spacing:-0.01px;display:inline;\">299 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t1e_275\" style=\"left:362px;bottom:959px;letter-spacing:-0.01px;display:inline;\">101 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t1f_275\" style=\"left:422px;bottom:959px;letter-spacing:-0.01px;display:inline;\">76 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t1g_275\" style=\"left:469px;bottom:959px;letter-spacing:-0.01px;display:inline;\">127 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t1h_275\" style=\"left:530px;bottom:959px;letter-spacing:-0.01px;display:inline;\">28 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t1i_275\" style=\"left:591px;bottom:959px;display:inline;\">9 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t1j_275\" style=\"left:645px;bottom:959px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t1k_275\" style=\"left:699px;bottom:959px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t1l_275\" style=\"left:753px;bottom:959px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t1m_275\" style=\"left:808px;bottom:959px;letter-spacing:-0.01px;display:inline;\">341 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t1n_275\" style=\"left:91px;bottom:939px;letter-spacing:-0.01px;display:inline;\">Other operational borrowings </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t1o_275\" style=\"left:303px;bottom:939px;letter-spacing:-0.01px;display:inline;\">516 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t1p_275\" style=\"left:362px;bottom:939px;letter-spacing:-0.01px;display:inline;\">516 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t1q_275\" style=\"left:430px;bottom:939px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t1r_275\" style=\"left:484px;bottom:939px;display:inline;\">\u2013 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t1s_275\" style=\"left:538px;bottom:939px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t1t_275\" style=\"left:592px;bottom:939px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t1u_275\" style=\"left:645px;bottom:939px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t1v_275\" style=\"left:699px;bottom:939px;display:inline;\">\u2013 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t1w_275\" style=\"left:753px;bottom:939px;display:inline;\">\u2013 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t1x_275\" style=\"left:808px;bottom:939px;letter-spacing:-0.01px;display:inline;\">516 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t1y_275\" style=\"left:91px;bottom:920px;letter-spacing:-0.01px;display:inline;\">Obligations under funding, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t1z_275\" style=\"left:91px;bottom:904px;letter-spacing:-0.01px;display:inline;\">securities lending and sale and </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t20_275\" style=\"left:91px;bottom:889px;letter-spacing:-0.01px;display:inline;\">repurchase agreements </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t21_275\" style=\"left:303px;bottom:889px;letter-spacing:-0.01px;display:inline;\">582 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t22_275\" style=\"left:362px;bottom:889px;letter-spacing:-0.01px;display:inline;\">582 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t23_275\" style=\"left:430px;bottom:889px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t24_275\" style=\"left:484px;bottom:889px;display:inline;\">\u2013 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t25_275\" style=\"left:538px;bottom:889px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t26_275\" style=\"left:592px;bottom:889px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t27_275\" style=\"left:645px;bottom:889px;display:inline;\">\u2013 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t28_275\" style=\"left:699px;bottom:889px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t29_275\" style=\"left:753px;bottom:889px;display:inline;\">\u2013 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t2a_275\" style=\"left:808px;bottom:889px;letter-spacing:-0.01px;display:inline;\">582 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t2b_275\" style=\"left:91px;bottom:869px;letter-spacing:-0.01px;display:inline;\">Accruals, deferred income and other </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t2c_275\" style=\"left:91px;bottom:853px;letter-spacing:-0.01px;display:inline;\">liabilities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t2d_275\" style=\"left:294px;bottom:853px;letter-spacing:-0.01px;display:inline;\">2,866 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t2e_275\" style=\"left:352px;bottom:853px;letter-spacing:-0.01px;display:inline;\">2,686 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t2f_275\" style=\"left:430px;bottom:853px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t2g_275\" style=\"left:484px;bottom:853px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t2h_275\" style=\"left:538px;bottom:853px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t2i_275\" style=\"left:592px;bottom:853px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t2j_275\" style=\"left:645px;bottom:853px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t2k_275\" style=\"left:699px;bottom:853px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t2l_275\" style=\"left:739px;bottom:853px;letter-spacing:-0.01px;display:inline;\">180 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t2m_275\" style=\"left:799px;bottom:853px;letter-spacing:-0.01px;display:inline;\">2,866 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t2n_275\" style=\"left:91px;bottom:834px;letter-spacing:-0.01px;display:inline;\">Net asset value attributable to unit </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t2o_275\" style=\"left:91px;bottom:818px;letter-spacing:-0.01px;display:inline;\">holders of consolidated investment </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t2p_275\" style=\"left:91px;bottom:803px;letter-spacing:-0.01px;display:inline;\">funds </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t2q_275\" style=\"left:294px;bottom:803px;letter-spacing:-0.01px;display:inline;\">4,193 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t2r_275\" style=\"left:352px;bottom:803px;letter-spacing:-0.01px;display:inline;\">4,193 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t2s_275\" style=\"left:430px;bottom:803px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t2t_275\" style=\"left:484px;bottom:803px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t2u_275\" style=\"left:538px;bottom:803px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t2v_275\" style=\"left:592px;bottom:803px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t2w_275\" style=\"left:645px;bottom:803px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t2x_275\" style=\"left:699px;bottom:803px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t2y_275\" style=\"left:753px;bottom:803px;display:inline;\">\u2013 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t2z_275\" style=\"left:799px;bottom:803px;letter-spacing:-0.01px;display:inline;\">4,193 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s3_275\" id=\"t30_275\" style=\"left:91px;bottom:783px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Total non-derivative financial </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s3_275\" id=\"t31_275\" style=\"left:91px;bottom:767px;letter-spacing:-0.01px;display:inline;\">liabilities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t32_275\" style=\"left:289px;bottom:767px;letter-spacing:-0.01px;display:inline;\">13,380 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t33_275\" style=\"left:352px;bottom:767px;letter-spacing:-0.01px;display:inline;\">8,598 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t34_275\" style=\"left:415px;bottom:767px;letter-spacing:-0.01px;display:inline;\">363 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t35_275\" style=\"left:469px;bottom:767px;letter-spacing:-0.01px;display:inline;\">703 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t36_275\" style=\"left:514px;bottom:767px;letter-spacing:-0.01px;display:inline;\">2,724 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t37_275\" style=\"left:568px;bottom:767px;letter-spacing:-0.01px;display:inline;\">1,055 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t38_275\" style=\"left:645px;bottom:767px;display:inline;\">8 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t39_275\" style=\"left:699px;bottom:767px;display:inline;\">4 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t3a_275\" style=\"left:729px;bottom:767px;letter-spacing:-0.01px;display:inline;\">1,173 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t3b_275\" style=\"left:792px;bottom:767px;letter-spacing:-0.01px;display:inline;\">14,628 </div></td></tr></table><div class=\"t s4_275\" id=\"t3c_275\" style=\"left:87px;bottom:741px;letter-spacing:-0.17px;display:inline;\">Note </div><div class=\"t s5_275\" id=\"t3d_275\" style=\"left:87px;bottom:729px;letter-spacing:-0.13px;display:inline;\">The undiscounted cash flows of investment contracts without DPF included under the 'No stated maturity' category in the maturity profile shown above are mostly repayable </div><div class=\"t s5_275\" id=\"t3e_275\" style=\"left:87px;bottom:717px;letter-spacing:-0.13px;display:inline;\">on demand due to most of these investment contracts having options to surrender early, though often subject to surrender or other penalties therefore, these options are </div><div class=\"t s5_275\" id=\"t3f_275\" style=\"left:87px;bottom:706px;letter-spacing:-0.12px;display:inline;\">unlikely to be exercised in practice. </div><div class=\"t s6_275\" id=\"t3g_275\" style=\"left:87px;bottom:678px;letter-spacing:-0.11px;display:inline;\">Maturity analysis of derivatives </div><div class=\"t s1_275\" id=\"t3h_275\" style=\"left:87px;bottom:662px;letter-spacing:-0.01px;display:inline;\">The following table shows the carrying value of the gross and net derivative positions. </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"3\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s7_275\" id=\"t3i_275\" style=\"left:651px;bottom:634px;letter-spacing:0.06px;display:inline;\">Carrying value of net derivatives $m </div>  </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_275\" id=\"t3n_275\" style=\"left:817px;bottom:617px;letter-spacing:0.08px;display:inline;\">Net </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_275\" id=\"t3j_275\" style=\"left:638px;bottom:607px;letter-spacing:0.06px;display:inline;\">Derivative </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_275\" id=\"t3l_275\" style=\"left:716px;bottom:607px;letter-spacing:0.06px;display:inline;\">Derivative </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_275\" id=\"t3o_275\" style=\"left:795px;bottom:607px;letter-spacing:0.06px;display:inline;\">derivative </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_275\" id=\"t3k_275\" style=\"left:652px;bottom:597px;letter-spacing:0.06px;display:inline;\">assets </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_275\" id=\"t3m_275\" style=\"left:721px;bottom:597px;letter-spacing:0.05px;display:inline;\">liabilities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_275\" id=\"t3p_275\" style=\"left:801px;bottom:597px;letter-spacing:0.07px;display:inline;\">position </div></td></tr><tr><td class=\"tcs-selection-enabled tcs-selected\" colspan=\"1\" rowspan=\"1\"><div class=\"t s3_275\" id=\"t3q_275\" style=\"left:91px;bottom:574px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">31 Dec 2023 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_275\" id=\"t3r_275\" style=\"left:642px;bottom:574px;letter-spacing:-0.02px;display:inline;\">1,855 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_275\" id=\"t3s_275\" style=\"left:725px;bottom:574px;letter-spacing:-0.02px;display:inline;\">(238) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_275\" id=\"t3t_275\" style=\"left:798px;bottom:574px;letter-spacing:-0.02px;display:inline;\">1,617 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t3u_275\" style=\"left:91px;bottom:552px;letter-spacing:-0.01px;display:inline;\">31 Dec 2022 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t3v_275\" style=\"left:653px;bottom:552px;letter-spacing:-0.01px;display:inline;\">569 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t3w_275\" style=\"left:717px;bottom:552px;letter-spacing:-0.01px;display:inline;\">(1,001) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t3x_275\" style=\"left:804px;bottom:552px;letter-spacing:-0.01px;display:inline;\">(432) </div></td></tr></table><div class=\"t s1_275\" id=\"t3y_275\" style=\"left:87px;bottom:523px;letter-spacing:-0.01px;display:inline;\">All net derivatives are carried at fair value and are considered to be due within one year or less, representing the basis on which they are </div><div class=\"t s1_275\" id=\"t3z_275\" style=\"left:87px;bottom:508px;letter-spacing:-0.01px;display:inline;\">managed (ie to manage principally asset or liability value exposures). The Group has no cash flow hedges and, in general, contractual maturities </div><div class=\"t s1_275\" id=\"t40_275\" style=\"left:87px;bottom:492px;letter-spacing:-0.01px;display:inline;\">are not considered essential for an understanding of the timing of the cash flows for these instruments. </div><div class=\"t s6_275\" id=\"t41_275\" style=\"left:87px;bottom:464px;letter-spacing:-0.09px;display:inline;\">Credit risk </div><div class=\"t s1_275\" id=\"t42_275\" style=\"left:87px;bottom:448px;letter-spacing:-0.01px;display:inline;\">The Group\u2019s maximum exposure to credit risk of financial instruments before any allowance for collateral or allocation of losses to policyholders </div><div class=\"t s1_275\" id=\"t43_275\" style=\"left:87px;bottom:432px;letter-spacing:-0.01px;display:inline;\">is represented by the carrying value of financial instruments on the balance sheet that have exposures to credit risk comprising cash and cash </div><div class=\"t s1_275\" id=\"t44_275\" style=\"left:87px;bottom:417px;letter-spacing:-0.01px;display:inline;\">equivalents, deposits, debt securities, loans and derivative assets, accrued investment income and other debtors. Further details of collateral in </div><div class=\"t s1_275\" id=\"t45_275\" style=\"left:87px;bottom:401px;letter-spacing:-0.01px;display:inline;\">place in relation to derivatives, securities lending, repurchase and reverse repurchase agreements and other transactions are provided in note (c) </div><div class=\"t s1_275\" id=\"t46_275\" style=\"left:87px;bottom:386px;letter-spacing:-0.01px;display:inline;\">below. The Group\u2019s exposure to credit risk is further discussed in the Risk review report. </div><div class=\"t s1_275\" id=\"t47_275\" style=\"left:87px;bottom:358px;letter-spacing:-0.01px;display:inline;\">The majority of Group\u2019s financial instruments are carried at FVTPL. The total value of assets held at amortised cost is $12,933 million (31 </div><div class=\"t s1_275\" id=\"t48_275\" style=\"left:87px;bottom:342px;letter-spacing:-0.01px;display:inline;\">December 2022: $13,947 million), comprising primarily cash and cash equivalents, deposits and accrued investment income where the credit risk </div><div class=\"t s1_275\" id=\"t49_275\" style=\"left:87px;bottom:327px;letter-spacing:-0.01px;display:inline;\">is considered to be low by nature. There are no material expected credit losses recognised on these assets. At 31 December 2023, $9 million (31 </div><div class=\"t s1_275\" id=\"t4a_275\" style=\"left:87px;bottom:311px;letter-spacing:-0.01px;display:inline;\">December 2022: $7 million) are past their due date and as recovery is anticipated, immaterial expected credit loss provision has been </div><div class=\"t s1_275\" id=\"t4b_275\" style=\"left:87px;bottom:296px;letter-spacing:-0.01px;display:inline;\">established. </div><div class=\"t s1_275\" id=\"t4c_275\" style=\"left:87px;bottom:280px;letter-spacing:-0.01px;display:inline;\">In addition, the Group did not take possession of any other collateral held as security in both years. </div><div class=\"t s6_275\" id=\"t4d_275\" style=\"left:87px;bottom:251px;letter-spacing:-0.11px;display:inline;\">Foreign exchange risk </div><div class=\"t s1_275\" id=\"t4e_275\" style=\"left:87px;bottom:236px;letter-spacing:-0.01px;display:inline;\">The Group is exposed to exchange gains and losses on financial assets and liabilities held by the Group's business units in a currency other than </div><div class=\"t s1_275\" id=\"t4f_275\" style=\"left:87px;bottom:220px;letter-spacing:-0.01px;display:inline;\">the functional currency of the relevant business units or the currency to which the functional currency is pegged (eg financial assets and liabilities </div><div class=\"t s1_275\" id=\"t4g_275\" style=\"left:87px;bottom:204px;letter-spacing:-0.01px;display:inline;\">of USD denominated business in Hong Kong). The exchange risks inherent in these exposures are mitigated through the use of derivatives, </div><div class=\"t s1_275\" id=\"t4h_275\" style=\"left:87px;bottom:189px;letter-spacing:-0.01px;display:inline;\">mainly forward currency contracts and currency swaps as described in note (b) below. </div><div class=\"t s1_275\" id=\"t4i_275\" style=\"left:87px;bottom:161px;letter-spacing:-0.01px;word-spacing:-0.01px;display:inline;\">The amount of exchange loss on financial instruments recognised in the income statement in 2023, except for those arising on financial </div><div class=\"t s1_275\" id=\"t4j_275\" style=\"left:87px;bottom:145px;letter-spacing:-0.01px;display:inline;\">instruments measured at FVTPL, is $(38) million (2022: $234 million gain). </div><div></div><div class=\"t s0_276\" id=\"t1_276\" style=\"left:65px;bottom:1118px;letter-spacing:-0.1px;display:inline;\">(b) </div><div class=\"t s0_276\" id=\"t2_276\" style=\"left:91px;bottom:1118px;letter-spacing:-0.12px;display:inline;\">Derivatives and hedging </div><div class=\"t s1_276\" id=\"t3_276\" style=\"left:65px;bottom:1102px;letter-spacing:-0.01px;display:inline;\">Derivative financial instruments are used to reduce or manage investment, interest rate and currency exposures, to facilitate efficient portfolio </div><div class=\"t s1_276\" id=\"t4_276\" style=\"left:65px;bottom:1087px;letter-spacing:-0.01px;display:inline;\">management and for investment purposes. </div><div class=\"t s1_276\" id=\"t5_276\" style=\"left:65px;bottom:1059px;letter-spacing:-0.01px;display:inline;\">The Group does not regularly seek to apply fair value or cash flow hedging treatment under IFRS 9/IAS 39. The Group has no net investment, fair </div><div class=\"t s1_276\" id=\"t6_276\" style=\"left:65px;bottom:1043px;letter-spacing:-0.01px;display:inline;\">value or cash flow hedges under IFRS 9 and IAS 39 at 31 December 2023 and 2022, respectively. All derivatives that are not designated as </div><div class=\"t s1_276\" id=\"t7_276\" style=\"left:65px;bottom:1028px;letter-spacing:-0.01px;display:inline;\">hedging instruments are carried at fair value, with movements in fair value being recorded in the income statement. </div><div class=\"t s2_276\" id=\"t8_276\" style=\"left:65px;bottom:999px;letter-spacing:-0.11px;display:inline;\">Derivatives held and their purpose </div><div class=\"t s1_276\" id=\"t9_276\" style=\"left:65px;bottom:983px;letter-spacing:-0.01px;display:inline;\">The Group enters into a variety of exchange traded and over-the-counter derivative financial instruments, including futures, options, forward </div><div class=\"t s1_276\" id=\"ta_276\" style=\"left:65px;bottom:968px;letter-spacing:-0.01px;display:inline;\">contracts, swaps and swaptions. </div><div class=\"t s1_276\" id=\"tb_276\" style=\"left:65px;bottom:940px;letter-spacing:-0.01px;display:inline;\">All over-the-counter derivative transactions are conducted under standardised ISDA (International Swaps and Derivatives Association Inc) master </div><div class=\"t s1_276\" id=\"tc_276\" style=\"left:65px;bottom:924px;letter-spacing:-0.01px;display:inline;\">agreements and collateral agreements are in place between the individual entities and relevant counterparties under each of these market </div><div class=\"t s1_276\" id=\"td_276\" style=\"left:65px;bottom:909px;letter-spacing:-0.01px;display:inline;\">master agreements. The collateral management for these transactions is conducted under the usual and customary terms and conditions set out </div><div class=\"t s1_276\" id=\"te_276\" style=\"left:65px;bottom:893px;letter-spacing:-0.01px;display:inline;\">in the Credit Support Annex to the ISDA master agreement. </div><div class=\"t s1_276\" id=\"tf_276\" style=\"left:65px;bottom:865px;letter-spacing:-0.01px;display:inline;\">Derivatives are used for efficient portfolio management to obtain cost effective and management of exposure to various markets in accordance </div><div class=\"t s1_276\" id=\"tg_276\" style=\"left:65px;bottom:850px;letter-spacing:-0.01px;display:inline;\">with the Group\u2019s investment strategies and to manage exposure to interest rate, currency, credit and other business risks. The Group also uses </div><div class=\"t s1_276\" id=\"th_276\" style=\"left:65px;bottom:834px;letter-spacing:-0.01px;display:inline;\">interest rate derivatives to reduce exposure to interest rate volatility. </div><div class=\"t s0_276\" id=\"ti_276\" style=\"left:65px;bottom:805px;letter-spacing:-0.09px;display:inline;\">(c) </div><div class=\"t s0_276\" id=\"tj_276\" style=\"left:91px;bottom:805px;letter-spacing:-0.11px;display:inline;\">Derecognition, collateral and offsetting </div><div class=\"t s2_276\" id=\"tk_276\" style=\"left:65px;bottom:789px;letter-spacing:-0.1px;display:inline;\">Derecognition of financial assets and liabilities </div><div class=\"t s1_276\" id=\"tl_276\" style=\"left:65px;bottom:773px;letter-spacing:-0.01px;display:inline;\">The Group\u2019s policy is to derecognise financial assets when it is deemed that substantially all the risks and rewards of ownership have been </div><div class=\"t s1_276\" id=\"tm_276\" style=\"left:65px;bottom:758px;letter-spacing:-0.01px;display:inline;\">transferred. </div><div class=\"t s1_276\" id=\"tn_276\" style=\"left:65px;bottom:730px;letter-spacing:-0.01px;display:inline;\">The Group derecognises financial liabilities only when the obligation specified in the contract is discharged, cancelled or has expired. </div><div class=\"t s2_276\" id=\"to_276\" style=\"left:65px;bottom:701px;letter-spacing:-0.12px;display:inline;\">Reverse repurchase agreements </div><div class=\"t s1_276\" id=\"tp_276\" style=\"left:65px;bottom:686px;letter-spacing:-0.01px;display:inline;\">The Group is party to various reverse repurchase agreements under which securities are purchased from third parties with an obligation to resell </div><div class=\"t s1_276\" id=\"tq_276\" style=\"left:65px;bottom:670px;letter-spacing:-0.01px;display:inline;\">the securities. The securities are not recognised as investments in the statement of financial position but the right to receive the cash paid is </div><div class=\"t s1_276\" id=\"tr_276\" style=\"left:65px;bottom:654px;letter-spacing:-0.01px;display:inline;\">recognised as deposits. </div><div class=\"t s1_276\" id=\"ts_276\" style=\"left:65px;bottom:627px;letter-spacing:-0.01px;display:inline;\">The Group has entered into reverse repurchase transactions under which it purchased securities and had taken on the obligation to resell the </div><div class=\"t s1_276\" id=\"tt_276\" style=\"left:65px;bottom:611px;letter-spacing:-0.01px;display:inline;\">securities. At 31 December 2023, the fair value of the collateral held in respect of these transactions, which is represented by the purchased </div><div class=\"t s1_276\" id=\"tu_276\" style=\"left:65px;bottom:595px;letter-spacing:-0.01px;display:inline;\">securities was $3,623 million (31 December 2022: $3,244 million). </div><div class=\"t s2_276\" id=\"tv_276\" style=\"left:65px;bottom:567px;letter-spacing:-0.11px;display:inline;\">Securities lending and repurchase agreements </div><div class=\"t s1_276\" id=\"tw_276\" style=\"left:65px;bottom:551px;letter-spacing:-0.01px;display:inline;\">The Group is also party to various securities lending agreements (including repurchase agreements) under which securities are loaned to third </div><div class=\"t s1_276\" id=\"tx_276\" style=\"left:65px;bottom:536px;letter-spacing:-0.01px;display:inline;\">parties on a short-term basis. The loaned securities are not derecognised; rather, they continue to be recognised within the appropriate </div><div class=\"t s1_276\" id=\"ty_276\" style=\"left:65px;bottom:520px;letter-spacing:-0.01px;display:inline;\">investment classification. To the extent cash collateral is received it is recognised on the statement of financial position with the obligation to </div><div class=\"t s1_276\" id=\"tz_276\" style=\"left:65px;bottom:504px;letter-spacing:-0.01px;display:inline;\">repay the cash paid recognised as a liability. Other collateral is not recognised. </div><div class=\"t s1_276\" id=\"t10_276\" style=\"left:65px;bottom:477px;letter-spacing:-0.01px;display:inline;\">At 31 December 2023, the Group had $2,001 million (31 December 2022: $1,571 million) of lent securities and assets subject to repurchase </div><div class=\"t s1_276\" id=\"t11_276\" style=\"left:65px;bottom:461px;letter-spacing:-0.01px;display:inline;\">agreements. The cash and securities collateral held or pledged under such agreements were $2,042 million (31 December 2022: $1,679 million). </div><div class=\"t s2_276\" id=\"t12_276\" style=\"left:65px;bottom:432px;letter-spacing:-0.11px;display:inline;\">Collateral and pledges under derivative transactions </div><div class=\"t s1_276\" id=\"t13_276\" style=\"left:65px;bottom:417px;letter-spacing:-0.01px;display:inline;\">At 31 December 2023, the Group had pledged $457 million (31 December 2022: $62 million) for liabilities and held collateral of $1,586 million </div><div class=\"t s1_276\" id=\"t14_276\" style=\"left:65px;bottom:401px;letter-spacing:-0.01px;display:inline;\">(31 December 2022: $234 million) for assets in respect of derivative transactions. These transactions are conducted under terms that are usual </div><div class=\"t s1_276\" id=\"t15_276\" style=\"left:65px;bottom:386px;letter-spacing:-0.01px;display:inline;\">and customary to collateralised transactions including, where relevant, standard securities lending and repurchase agreements. </div><div class=\"t s1_276\" id=\"t16_276\" style=\"left:65px;bottom:358px;letter-spacing:-0.01px;display:inline;\">The Group has entered into collateral arrangements in relation to derivative transactions, which permit sale or re-pledging of underlying </div><div class=\"t s1_276\" id=\"t17_276\" style=\"left:65px;bottom:342px;letter-spacing:-0.01px;display:inline;\">collateral. The Group has not sold any non-cash collateral held or re-pledged any non-cash collateral. </div><div class=\"t s2_276\" id=\"t18_276\" style=\"left:65px;bottom:313px;letter-spacing:-0.1px;display:inline;\">Offsetting assets and liabilities </div><div class=\"t s1_276\" id=\"t19_276\" style=\"left:65px;bottom:298px;letter-spacing:-0.01px;display:inline;\">The Group\u2019s derivative instruments, repurchase agreements and securities lending agreements are subject to master netting arrangements and </div><div class=\"t s1_276\" id=\"t1a_276\" style=\"left:65px;bottom:282px;letter-spacing:-0.01px;display:inline;\">collateral arrangements. A master netting arrangement with a counterparty creates a right of offset for amounts due to and due from that same </div><div class=\"t s1_276\" id=\"t1b_276\" style=\"left:65px;bottom:267px;letter-spacing:-0.01px;display:inline;\">counterparty that is enforceable in the event of a default or bankruptcy. The Group recognises amounts subject to master netting arrangements </div><div class=\"t s1_276\" id=\"t1c_276\" style=\"left:65px;bottom:251px;letter-spacing:-0.01px;display:inline;\">on a gross basis within the consolidated balance sheets. </div><div></div><div class=\"t s0_277\" id=\"t1_277\" style=\"left:87px;bottom:1119px;letter-spacing:-0.01px;display:inline;\">The following tables present the gross and net information about the Group\u2019s financial instruments subject to master netting arrangements: </div><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"5\" rowspan=\"1\" style=\"text-align: center;\">  <div class=\"t s1_277\" id=\"t2_277\" style=\"left:619px;bottom:1090px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">31 Dec 2023 $m </div>  </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"3\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s1_277\" id=\"t6_277\" style=\"left:553px;bottom:1073px;letter-spacing:0.07px;display:inline;\">Related amounts not offset in the balance sheet </div>  </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_277\" id=\"t3_277\" style=\"left:473px;bottom:1066px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">Gross amount </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_277\" id=\"t7_277\" style=\"left:791px;bottom:1066px;letter-spacing:0.08px;display:inline;\">Net amount </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_277\" id=\"t4_277\" style=\"left:469px;bottom:1056px;letter-spacing:0.06px;display:inline;\">included in the </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_277\" id=\"ta_277\" style=\"left:570px;bottom:1056px;letter-spacing:0.06px;display:inline;\">Financial </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_277\" id=\"td_277\" style=\"left:723px;bottom:1056px;letter-spacing:0.06px;display:inline;\">Securities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_277\" id=\"t8_277\" style=\"left:781px;bottom:1056px;letter-spacing:0.06px;display:inline;\">included in the </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_277\" id=\"t5_277\" style=\"left:473px;bottom:1046px;letter-spacing:0.07px;display:inline;\">balance sheet </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_277\" id=\"tb_277\" style=\"left:558px;bottom:1046px;letter-spacing:0.07px;display:inline;\">instruments </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_277\" id=\"tc_277\" style=\"left:625px;bottom:1046px;letter-spacing:0.07px;display:inline;\">Cash collateral </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_277\" id=\"te_277\" style=\"left:725px;bottom:1046px;letter-spacing:0.07px;display:inline;\">collateral </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_277\" id=\"t9_277\" style=\"left:784px;bottom:1046px;letter-spacing:0.07px;display:inline;\">balance sheet </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_277\" id=\"tf_277\" style=\"left:499px;bottom:1029px;letter-spacing:0.06px;display:inline;\">note (i) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_277\" id=\"tg_277\" style=\"left:575px;bottom:1029px;letter-spacing:0.06px;display:inline;\">note (ii) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_277\" id=\"th_277\" style=\"left:807px;bottom:1029px;letter-spacing:0.06px;display:inline;\">note (iv) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"ti_277\" style=\"left:91px;bottom:1009px;letter-spacing:-0.01px;display:inline;\">Derivative assets </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"tj_277\" style=\"left:495px;bottom:1009px;letter-spacing:-0.02px;display:inline;\">1,820 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"tk_277\" style=\"left:579px;bottom:1009px;letter-spacing:-0.02px;display:inline;\">(138) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"tl_277\" style=\"left:647px;bottom:1009px;letter-spacing:-0.02px;display:inline;\">(1,529) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"tm_277\" style=\"left:742px;bottom:1009px;letter-spacing:-0.02px;display:inline;\">(11) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"tn_277\" style=\"left:817px;bottom:1009px;letter-spacing:-0.02px;display:inline;\">142 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"to_277\" style=\"left:91px;bottom:989px;letter-spacing:-0.01px;display:inline;\">Reverse repurchase agreements </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"tp_277\" style=\"left:495px;bottom:989px;letter-spacing:-0.02px;display:inline;\">3,616 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"tq_277\" style=\"left:586px;bottom:989px;letter-spacing:-0.02px;display:inline;\">(12) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"tr_277\" style=\"left:676px;bottom:989px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"ts_277\" style=\"left:725px;bottom:989px;letter-spacing:-0.02px;display:inline;\">(3,604) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"tt_277\" style=\"left:832px;bottom:989px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"tu_277\" style=\"left:91px;bottom:970px;letter-spacing:-0.01px;display:inline;\">Total financial assets </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"tv_277\" style=\"left:495px;bottom:970px;letter-spacing:-0.02px;display:inline;\">5,436 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"tw_277\" style=\"left:579px;bottom:970px;letter-spacing:-0.02px;display:inline;\">(150) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"tx_277\" style=\"left:647px;bottom:970px;letter-spacing:-0.02px;display:inline;\">(1,529) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"ty_277\" style=\"left:725px;bottom:970px;letter-spacing:-0.02px;display:inline;\">(3,615) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"tz_277\" style=\"left:817px;bottom:970px;letter-spacing:-0.02px;display:inline;\">142 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t10_277\" style=\"left:91px;bottom:950px;letter-spacing:-0.01px;display:inline;\">Derivative liabilities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"t11_277\" style=\"left:501px;bottom:950px;letter-spacing:-0.02px;display:inline;\">(225) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"t12_277\" style=\"left:583px;bottom:950px;letter-spacing:-0.02px;display:inline;\">138 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"t13_277\" style=\"left:668px;bottom:950px;letter-spacing:-0.02px;display:inline;\">57 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"t14_277\" style=\"left:754px;bottom:950px;display:inline;\">\u2013 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"t15_277\" style=\"left:820px;bottom:950px;letter-spacing:-0.02px;display:inline;\">(30) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t16_277\" style=\"left:91px;bottom:931px;letter-spacing:-0.01px;display:inline;\">Securities lending and repurchase agreements </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"t17_277\" style=\"left:501px;bottom:931px;letter-spacing:-0.02px;display:inline;\">(713) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"t18_277\" style=\"left:598px;bottom:931px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"t19_277\" style=\"left:664px;bottom:931px;letter-spacing:-0.02px;display:inline;\">(18) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"t1a_277\" style=\"left:739px;bottom:931px;letter-spacing:-0.02px;display:inline;\">730 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"t1b_277\" style=\"left:827px;bottom:931px;letter-spacing:-0.02px;display:inline;\">(1) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"t1c_277\" style=\"left:91px;bottom:911px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Total financial liabilities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"t1d_277\" style=\"left:501px;bottom:911px;letter-spacing:-0.02px;display:inline;\">(938) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"t1e_277\" style=\"left:583px;bottom:911px;letter-spacing:-0.02px;display:inline;\">138 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"t1f_277\" style=\"left:668px;bottom:911px;letter-spacing:-0.02px;display:inline;\">39 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"t1g_277\" style=\"left:739px;bottom:911px;letter-spacing:-0.02px;display:inline;\">730 </div></td><td class=\"tcs-selection-enabled tcs-selected\" colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"t1h_277\" style=\"left:820px;bottom:911px;letter-spacing:-0.02px;display:inline;\">(31) </div></td></tr>\n                                        </table><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"5\" rowspan=\"1\" style=\"text-align: center;\">  <div class=\"t s3_277\" id=\"t1i_277\" style=\"left:620px;bottom:881px;letter-spacing:0.08px;display:inline;\">31 Dec 2022 $m </div>  </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"3\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s3_277\" id=\"t1m_277\" style=\"left:560px;bottom:864px;letter-spacing:0.07px;display:inline;\">Related amounts not offset in the balance sheet </div>  </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_277\" id=\"t1j_277\" style=\"left:477px;bottom:858px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">Gross amount </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_277\" id=\"t1n_277\" style=\"left:795px;bottom:858px;letter-spacing:0.07px;display:inline;\">Net amount </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_277\" id=\"t1k_277\" style=\"left:474px;bottom:848px;letter-spacing:0.06px;display:inline;\">included in the </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_277\" id=\"t1q_277\" style=\"left:573px;bottom:848px;letter-spacing:0.06px;display:inline;\">Financial </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_277\" id=\"t1t_277\" style=\"left:727px;bottom:848px;letter-spacing:0.05px;display:inline;\">Securities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_277\" id=\"t1o_277\" style=\"left:786px;bottom:848px;letter-spacing:0.06px;display:inline;\">included in the </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_277\" id=\"t1l_277\" style=\"left:477px;bottom:838px;letter-spacing:0.07px;display:inline;\">balance sheet </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_277\" id=\"t1r_277\" style=\"left:563px;bottom:838px;letter-spacing:0.07px;display:inline;\">instruments </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_277\" id=\"t1s_277\" style=\"left:630px;bottom:838px;letter-spacing:0.06px;display:inline;\">Cash collateral </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_277\" id=\"t1u_277\" style=\"left:728px;bottom:838px;letter-spacing:0.06px;display:inline;\">collateral </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_277\" id=\"t1p_277\" style=\"left:789px;bottom:838px;letter-spacing:0.07px;display:inline;\">balance sheet </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_277\" id=\"t1v_277\" style=\"left:501px;bottom:820px;letter-spacing:0.06px;display:inline;\">note (i) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_277\" id=\"t1w_277\" style=\"left:577px;bottom:820px;letter-spacing:0.06px;display:inline;\">note (ii) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_277\" id=\"t1x_277\" style=\"left:731px;bottom:820px;letter-spacing:0.06px;display:inline;\">note (iii) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_277\" id=\"t1y_277\" style=\"left:809px;bottom:820px;letter-spacing:0.06px;display:inline;\">note (iv) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t1z_277\" style=\"left:91px;bottom:800px;letter-spacing:-0.01px;display:inline;\">Derivative assets </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t20_277\" style=\"left:506px;bottom:800px;letter-spacing:-0.01px;display:inline;\">457 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t21_277\" style=\"left:580px;bottom:800px;letter-spacing:-0.01px;display:inline;\">(179) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t22_277\" style=\"left:658px;bottom:800px;letter-spacing:-0.01px;display:inline;\">(217) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t23_277\" style=\"left:754px;bottom:800px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t24_277\" style=\"left:825px;bottom:800px;display:inline;\">61 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t25_277\" style=\"left:91px;bottom:781px;letter-spacing:-0.01px;display:inline;\">Reverse repurchase agreements </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t26_277\" style=\"left:496px;bottom:781px;letter-spacing:-0.01px;display:inline;\">3,174 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t27_277\" style=\"left:598px;bottom:781px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t28_277\" style=\"left:676px;bottom:781px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t29_277\" style=\"left:726px;bottom:781px;letter-spacing:-0.01px;display:inline;\">(3,174) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t2a_277\" style=\"left:832px;bottom:781px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"t2b_277\" style=\"left:91px;bottom:761px;letter-spacing:-0.01px;display:inline;\">Total financial assets </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t2c_277\" style=\"left:496px;bottom:761px;letter-spacing:-0.01px;display:inline;\">3,631 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t2d_277\" style=\"left:580px;bottom:761px;letter-spacing:-0.01px;display:inline;\">(179) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t2e_277\" style=\"left:658px;bottom:761px;letter-spacing:-0.01px;display:inline;\">(217) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t2f_277\" style=\"left:726px;bottom:761px;letter-spacing:-0.01px;display:inline;\">(3,174) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t2g_277\" style=\"left:825px;bottom:761px;display:inline;\">61 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t2h_277\" style=\"left:91px;bottom:742px;letter-spacing:-0.01px;display:inline;\">Derivative liabilities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t2i_277\" style=\"left:502px;bottom:742px;letter-spacing:-0.01px;display:inline;\">(284) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t2j_277\" style=\"left:584px;bottom:742px;letter-spacing:-0.01px;display:inline;\">179 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t2k_277\" style=\"left:669px;bottom:742px;letter-spacing:-0.01px;display:inline;\">27 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t2l_277\" style=\"left:754px;bottom:742px;display:inline;\">6 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t2m_277\" style=\"left:820px;bottom:742px;display:inline;\">(72) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t2n_277\" style=\"left:91px;bottom:722px;letter-spacing:-0.01px;display:inline;\">Securities lending and repurchase agreements </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t2o_277\" style=\"left:502px;bottom:722px;letter-spacing:-0.01px;display:inline;\">(582) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t2p_277\" style=\"left:598px;bottom:722px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t2q_277\" style=\"left:669px;bottom:722px;letter-spacing:-0.01px;display:inline;\">13 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t2r_277\" style=\"left:740px;bottom:722px;letter-spacing:-0.01px;display:inline;\">566 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t2s_277\" style=\"left:828px;bottom:722px;display:inline;\">(3) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"t2t_277\" style=\"left:91px;bottom:703px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Total financial liabilities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t2u_277\" style=\"left:502px;bottom:703px;letter-spacing:-0.01px;display:inline;\">(866) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t2v_277\" style=\"left:584px;bottom:703px;letter-spacing:-0.01px;display:inline;\">179 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t2w_277\" style=\"left:669px;bottom:703px;letter-spacing:-0.01px;display:inline;\">40 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t2x_277\" style=\"left:740px;bottom:703px;letter-spacing:-0.01px;display:inline;\">572 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t2y_277\" style=\"left:820px;bottom:703px;display:inline;\">(75) </div></td></tr>\n                                        </table><div class=\"t s4_277\" id=\"t2z_277\" style=\"left:87px;bottom:676px;letter-spacing:-0.16px;display:inline;\">Notes </div><div class=\"t s5_277\" id=\"t30_277\" style=\"left:87px;bottom:665px;letter-spacing:-0.09px;display:inline;\">(i) </div><div class=\"t s5_277\" id=\"t31_277\" style=\"left:104px;bottom:665px;letter-spacing:-0.13px;display:inline;\">The Group has not offset any of the amounts included in the balance sheet. </div><div class=\"t s5_277\" id=\"t32_277\" style=\"left:87px;bottom:653px;letter-spacing:-0.08px;display:inline;\">(ii) </div><div class=\"t s5_277\" id=\"t33_277\" style=\"left:104px;bottom:653px;letter-spacing:-0.13px;display:inline;\">Represents the amount that could be offset under master netting or similar arrangements where the Group does not satisfy the full criteria to offset in the balance sheet. </div><div class=\"t s5_277\" id=\"t34_277\" style=\"left:87px;bottom:641px;letter-spacing:-0.08px;display:inline;\">(iii) </div><div class=\"t s5_277\" id=\"t35_277\" style=\"left:104px;bottom:641px;letter-spacing:-0.13px;display:inline;\">Excludes initial margin amounts for exchange-traded derivatives. </div><div class=\"t s5_277\" id=\"t36_277\" style=\"left:87px;bottom:629px;letter-spacing:-0.1px;display:inline;\">(iv) </div><div class=\"t s5_277\" id=\"t37_277\" style=\"left:104px;bottom:629px;letter-spacing:-0.12px;display:inline;\">In the tables above, the amounts of assets or liabilities included in the balance sheet would be offset first by financial instruments that have the right of offset under master </div><div class=\"t s5_277\" id=\"t38_277\" style=\"left:104px;bottom:618px;letter-spacing:-0.13px;display:inline;\">netting or similar arrangements with any remaining amount reduced by the amount of cash and securities collateral. The actual amount of collateral may be greater than </div>amounts presented in the tables.",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfFinancialInstrumentsExplanatory",
    "language": "en",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f36877": {
   "value": "C2 Measurement of financial assets and liabilities <div class=\"t s1_271\" id=\"t2_271\" style=\"left:87px;bottom:1090px;letter-spacing:-0.01px;display:inline;\">The Group uses the trade date method to account for regular purchases and sales of financial assets. The Group holds financial assets in </div><div class=\"t s1_271\" id=\"t3_271\" style=\"left:87px;bottom:1075px;letter-spacing:-0.01px;display:inline;\">accordance with IFRS 9 (2023) / IAS 39 (2022 and prior) whereby subject to specific criteria, financial instruments are required to be accounted </div><div class=\"t s1_271\" id=\"t4_271\" style=\"left:87px;bottom:1059px;letter-spacing:-0.01px;display:inline;\">for under one of the following categories: </div><div class=\"t s2_271\" id=\"t5_271\" style=\"left:87px;bottom:1032px;display:inline;\">\u2013 </div><div class=\"t s1_271\" id=\"t6_271\" style=\"left:100px;bottom:1032px;letter-spacing:-0.01px;display:inline;\">Financial instruments at FVTPL: this comprises primarily instruments that are managed and the performance evaluated on a fair value basis, </div><div class=\"t s1_271\" id=\"t7_271\" style=\"left:100px;bottom:1016px;letter-spacing:-0.01px;display:inline;\">including liabilities related to net assets attributable to unit holders of consolidated investment funds and policyholder liabilities for </div><div class=\"t s1_271\" id=\"t8_271\" style=\"left:100px;bottom:1000px;letter-spacing:-0.01px;display:inline;\">investment contracts without discretionary participation features. In addition, this includes derivatives. All investments within this category are </div><div class=\"t s1_271\" id=\"t9_271\" style=\"left:100px;bottom:985px;letter-spacing:-0.01px;display:inline;\">measured at fair value with all changes thereon being recognised in investment return in the income statement. </div><div class=\"t s2_271\" id=\"ta_271\" style=\"left:87px;bottom:969px;display:inline;\">\u2013 </div><div class=\"t s1_271\" id=\"tb_271\" style=\"left:100px;bottom:969px;letter-spacing:-0.01px;display:inline;\">Financial instruments at FVOCI under IFRS 9 or on an AFS basis under IAS 39: these instruments are initially recognised at fair value plus </div><div class=\"t s1_271\" id=\"tc_271\" style=\"left:100px;bottom:954px;letter-spacing:-0.01px;display:inline;\">attributable transaction costs and are subsequently measured at fair value. Interest and/or dividend income is recognised in the income </div><div class=\"t s1_271\" id=\"td_271\" style=\"left:100px;bottom:938px;letter-spacing:-0.01px;display:inline;\">statement. Unrealised gains and losses are recognised in other comprehensive income. Upon disposal or impairment, accumulated unrealised </div><div class=\"t s1_271\" id=\"te_271\" style=\"left:100px;bottom:922px;letter-spacing:-0.01px;display:inline;\">gains and losses are transferred from other comprehensive income to the income statement as realised gains or losses except for equity </div><div class=\"t s1_271\" id=\"tf_271\" style=\"left:100px;bottom:907px;letter-spacing:-0.01px;display:inline;\">securities that have been elected to be designated at FVOCI under IFRS 9 whereby there is no recycling to the profit or loss on derecognition </div><div class=\"t s1_271\" id=\"tg_271\" style=\"left:100px;bottom:891px;letter-spacing:-0.01px;display:inline;\">being the difference to the AFS treatment for equity securities under IAS 39. Subsequent to the demerger of Jackson in September 2021, the </div><div class=\"t s1_271\" id=\"th_271\" style=\"left:100px;bottom:876px;letter-spacing:-0.01px;display:inline;\">Group designated its retained interest in Jackson as AFS equity securities under IAS 39. Upon the adoption of IFRS 9, the Group made the </div><div class=\"t s1_271\" id=\"ti_271\" style=\"left:100px;bottom:860px;letter-spacing:-0.01px;display:inline;\">election to measure its interest in equity securities in Jackson at FVOCI, which were disposed of entirely in 2023. There were no financial </div><div class=\"t s1_271\" id=\"tj_271\" style=\"left:100px;bottom:845px;letter-spacing:-0.01px;display:inline;\">instruments at FVOCI at 31 December 2023. </div><div class=\"t s2_271\" id=\"tk_271\" style=\"left:87px;bottom:829px;display:inline;\">\u2013 </div><div class=\"t s1_271\" id=\"tl_271\" style=\"left:100px;bottom:829px;letter-spacing:-0.01px;display:inline;\">Financial instruments at amortised cost: these instruments comprise non-quoted investments that have fixed or determinable payments, </div><div class=\"t s1_271\" id=\"tm_271\" style=\"left:100px;bottom:813px;letter-spacing:-0.01px;display:inline;\">including loans collateralised by mortgages, deposits, and other receivables. These investments are initially recognised at fair value plus </div><div class=\"t s1_271\" id=\"tn_271\" style=\"left:100px;bottom:798px;letter-spacing:-0.01px;display:inline;\">transaction costs. Subsequently, these instruments are carried at amortised cost using the effective interest method. The effective interest rate </div><div class=\"t s1_271\" id=\"to_271\" style=\"left:100px;bottom:782px;letter-spacing:-0.01px;display:inline;\">is the rate that exactly discounts estimated future cash receipts through the expected life of the financial instrument or, when appropriate, a </div><div class=\"t s1_271\" id=\"tp_271\" style=\"left:100px;bottom:767px;letter-spacing:-0.01px;display:inline;\">shorter period to the net carrying amount of the financial asset. When assets held at amortised cost are subject to impairment testing, </div><div class=\"t s1_271\" id=\"tq_271\" style=\"left:100px;bottom:751px;letter-spacing:-0.01px;display:inline;\">estimated future cash flows are compared to the carrying value of the asset. The estimated future cash flows are discounted using the </div><div class=\"t s1_271\" id=\"tr_271\" style=\"left:100px;bottom:735px;letter-spacing:-0.01px;display:inline;\">financial asset\u2019s original or variable effective interest rate and exclude credit losses that have not yet been incurred. If, in subsequent periods, </div><div class=\"t s1_271\" id=\"ts_271\" style=\"left:100px;bottom:720px;letter-spacing:-0.01px;display:inline;\">an impaired loan or receivable recovers in value (in part or in full) and this recovery can be objectively related to an event occurring after the </div><div class=\"t s1_271\" id=\"tt_271\" style=\"left:100px;bottom:704px;letter-spacing:-0.01px;display:inline;\">impairment, then any amount determined to have been recovered is reversed through the income statement. </div><div class=\"t s3_271\" id=\"tu_271\" style=\"left:87px;bottom:674px;letter-spacing:0.12px;display:inline;\">C2.1 Determination of fair value </div><div class=\"t s4_271\" id=\"tv_271\" style=\"left:87px;bottom:658px;letter-spacing:-0.01px;display:inline;\">The fair values of the financial instruments for which fair valuation is required under IFRS Standards are determined by the use of quoted market </div><div class=\"t s4_271\" id=\"tw_271\" style=\"left:87px;bottom:643px;letter-spacing:-0.01px;display:inline;\">prices for exchange-quoted investments, or by using quotations from independent third parties, such as brokers and pricing services or by using </div><div class=\"t s4_271\" id=\"tx_271\" style=\"left:87px;bottom:627px;letter-spacing:-0.01px;display:inline;\">appropriate valuation techniques. Climate change does not directly impact fair values particularly where these are built on observable inputs (ie </div><div class=\"t s4_271\" id=\"ty_271\" style=\"left:87px;bottom:611px;letter-spacing:-0.01px;display:inline;\">level 1 and level 2), which represent the majority of the Group\u2019s financial instruments as discussed below. </div><div class=\"t s4_271\" id=\"tz_271\" style=\"left:87px;bottom:584px;letter-spacing:-0.01px;display:inline;\">The estimated fair value of derivative financial instruments reflects the estimated amount the Group would receive or pay in an arm\u2019s-length </div><div class=\"t s4_271\" id=\"t10_271\" style=\"left:87px;bottom:568px;letter-spacing:-0.01px;display:inline;\">transaction. This amount is determined using quoted prices if exchange listed, quotations from independent third parties or valued internally </div><div class=\"t s4_271\" id=\"t11_271\" style=\"left:87px;bottom:552px;letter-spacing:-0.01px;display:inline;\">using standard market practices. </div><div class=\"t s4_271\" id=\"t12_271\" style=\"left:87px;bottom:525px;letter-spacing:-0.01px;display:inline;\">The fair value of the subordinated and senior debt issued by the Group is determined using quoted prices from independent third parties. </div><div class=\"t s5_271\" id=\"t13_271\" style=\"left:87px;bottom:494px;letter-spacing:0.12px;display:inline;\">Valuation approach for level 2 fair valued assets and liabilities </div><div class=\"t s4_271\" id=\"t14_271\" style=\"left:87px;bottom:478px;letter-spacing:-0.01px;display:inline;\">A significant proportion of the Group\u2019s level 2 assets are corporate bonds, structured securities and other non-national government debt </div><div class=\"t s4_271\" id=\"t15_271\" style=\"left:87px;bottom:463px;letter-spacing:-0.01px;display:inline;\">securities. These assets, in line with market practice, are generally valued using a designated independent pricing service or quote from third- </div><div class=\"t s4_271\" id=\"t16_271\" style=\"left:87px;bottom:447px;letter-spacing:-0.01px;display:inline;\">party brokers. These valuations are subject to a number of monitoring controls, such as comparison to multiple pricing sources where available, </div><div class=\"t s4_271\" id=\"t17_271\" style=\"left:87px;bottom:432px;letter-spacing:-0.01px;display:inline;\">monthly price variances, stale price reviews and variance analysis on prices achieved on subsequent trades. </div><div class=\"t s4_271\" id=\"t18_271\" style=\"left:87px;bottom:404px;letter-spacing:-0.01px;display:inline;\">When prices are not available from pricing services, quotes are sourced directly from brokers. Prudential seeks to obtain a number of quotes from </div><div class=\"t s4_271\" id=\"t19_271\" style=\"left:87px;bottom:388px;letter-spacing:-0.01px;display:inline;\">different brokers so as to obtain the most comprehensive information available on their executability. The selected quote is the one which best </div><div class=\"t s4_271\" id=\"t1a_271\" style=\"left:87px;bottom:373px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">represents an executable quote for the security at the measurement date. </div><div class=\"t s4_271\" id=\"t1b_271\" style=\"left:87px;bottom:345px;letter-spacing:-0.01px;display:inline;\">Generally, no adjustment is made to the prices obtained from independent third parties. Adjustments are made in only limited circumstances, </div><div class=\"t s4_271\" id=\"t1c_271\" style=\"left:87px;bottom:329px;letter-spacing:-0.01px;display:inline;\">where it is determined that the third-party valuations obtained do not reflect fair value (eg either because the value is stale and/or the values are </div><div class=\"t s4_271\" id=\"t1d_271\" style=\"left:87px;bottom:314px;letter-spacing:-0.01px;display:inline;\">extremely diverse in range). Securities valued in such manner are classified as level 3 where these significant inputs are not based on observable </div><div class=\"t s4_271\" id=\"t1e_271\" style=\"left:87px;bottom:298px;letter-spacing:-0.01px;display:inline;\">market data. </div><div class=\"t s5_271\" id=\"t1f_271\" style=\"left:87px;bottom:268px;letter-spacing:0.12px;display:inline;\">Valuation approach for level 3 fair valued assets and liabilities </div><div class=\"t s4_271\" id=\"t1g_271\" style=\"left:87px;bottom:252px;letter-spacing:-0.01px;display:inline;\">Investments valued using valuation techniques include financial investments which by their nature do not have an externally quoted price based </div><div class=\"t s4_271\" id=\"t1h_271\" style=\"left:87px;bottom:236px;letter-spacing:-0.01px;display:inline;\">on regular trades, and financial investments for which markets are no longer active as a result of market conditions, eg market illiquidity. </div><div class=\"t s4_271\" id=\"t1i_271\" style=\"left:87px;bottom:209px;letter-spacing:-0.01px;display:inline;\">The Group\u2019s valuation policies, procedures and analyses for instruments categorised as level 3 are overseen by Business Unit committees as part </div><div class=\"t s4_271\" id=\"t1j_271\" style=\"left:87px;bottom:193px;letter-spacing:-0.01px;display:inline;\">of the Group\u2019s wider financial reporting governance processes. The procedures undertaken include approval of valuation methodologies, </div><div class=\"t s4_271\" id=\"t1k_271\" style=\"left:87px;bottom:177px;letter-spacing:-0.01px;display:inline;\">verification processes, and resolution of significant or complex valuation issues. In addition, the Group has minimum standards for independent </div><div class=\"t s4_271\" id=\"t1l_271\" style=\"left:87px;bottom:162px;letter-spacing:-0.01px;display:inline;\">price verification to ensure valuation accuracy is regularly independently verified. Adherence to this policy is monitored across the business units. </div><div></div><div class=\"t s0_272\" id=\"t1_272\" style=\"left:65px;bottom:1116px;letter-spacing:0.13px;display:inline;\">C2.2 Valuation hierarchy </div><div class=\"t s1_272\" id=\"t2_272\" style=\"left:65px;bottom:1097px;letter-spacing:0.11px;display:inline;\">(a) </div><div class=\"t s1_272\" id=\"t3_272\" style=\"left:91px;bottom:1097px;letter-spacing:0.11px;display:inline;\">Assets and liabilities at fair value </div><div class=\"t s2_272\" id=\"t4_272\" style=\"left:65px;bottom:1082px;letter-spacing:-0.01px;display:inline;\">The table below shows the assets and liabilities carried at fair value analysed by level of the IFRS 13 \u2018Fair Value Measurement\u2019 defined fair value </div><div class=\"t s2_272\" id=\"t5_272\" style=\"left:65px;bottom:1066px;letter-spacing:-0.01px;display:inline;\">hierarchy. This hierarchy is based on the inputs to the fair value measurement and reflects the lowest level input that is significant to that </div><div class=\"t s2_272\" id=\"t6_272\" style=\"left:65px;bottom:1051px;letter-spacing:-0.01px;display:inline;\">measurement. </div><div class=\"t s2_272\" id=\"t7_272\" style=\"left:65px;bottom:1023px;letter-spacing:-0.01px;word-spacing:-0.01px;display:inline;\">All assets and liabilities held at fair value are classified as FVTPL at 31 December 2023. At 31 December 2022, $266 million of financial assets </div><div class=\"t s2_272\" id=\"t8_272\" style=\"left:65px;bottom:1007px;letter-spacing:-0.01px;display:inline;\">classified as AFS under IAS 39 related to the Group\u2019s retained interest in Jackson, which was disposed of in 2023. All assets and liabilities held at </div><div class=\"t s2_272\" id=\"t9_272\" style=\"left:65px;bottom:992px;letter-spacing:-0.01px;display:inline;\">fair value are measured on a recurring basis. </div><div class=\"t s1_272\" id=\"ta_272\" style=\"left:65px;bottom:961px;letter-spacing:0.12px;display:inline;\">Financial instruments at fair value </div><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"4\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s3_272\" id=\"tb_272\" style=\"left:627px;bottom:945px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">31 Dec 2023 $m </div>  </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_272\" id=\"tc_272\" style=\"left:551px;bottom:927px;letter-spacing:0.07px;display:inline;\">Level 1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_272\" id=\"td_272\" style=\"left:629px;bottom:927px;letter-spacing:0.07px;display:inline;\">Level 2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_272\" id=\"te_272\" style=\"left:707px;bottom:927px;letter-spacing:0.07px;display:inline;\">Level 3 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_272\" id=\"ti_272\" style=\"left:592px;bottom:912px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">Valuation based </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_272\" id=\"tm_272\" style=\"left:670px;bottom:912px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">Valuation based </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_272\" id=\"tf_272\" style=\"left:524px;bottom:902px;letter-spacing:0.07px;display:inline;\">Quoted prices </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_272\" id=\"tj_272\" style=\"left:603px;bottom:902px;letter-spacing:0.06px;word-spacing:0.01px;display:inline;\">on significant </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_272\" id=\"tn_272\" style=\"left:681px;bottom:902px;letter-spacing:0.06px;word-spacing:0.01px;display:inline;\">on significant </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_272\" id=\"tg_272\" style=\"left:528px;bottom:892px;letter-spacing:0.07px;display:inline;\">(unadjusted) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_272\" id=\"tk_272\" style=\"left:614px;bottom:892px;letter-spacing:0.08px;display:inline;\">observable </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_272\" id=\"to_272\" style=\"left:682px;bottom:892px;letter-spacing:0.07px;display:inline;\">unobservable </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_272\" id=\"th_272\" style=\"left:511px;bottom:882px;letter-spacing:0.07px;display:inline;\">in active markets </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_272\" id=\"tl_272\" style=\"left:602px;bottom:882px;letter-spacing:0.07px;display:inline;\">market inputs </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_272\" id=\"tp_272\" style=\"left:679px;bottom:882px;letter-spacing:0.07px;display:inline;\">market inputs </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_272\" id=\"tq_272\" style=\"left:792px;bottom:882px;letter-spacing:0.07px;display:inline;\">Total </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_272\" id=\"tr_272\" style=\"left:702px;bottom:867px;letter-spacing:0.06px;display:inline;\">note (iii) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"ts_272\" style=\"left:69px;bottom:846px;letter-spacing:-0.01px;display:inline;\">Loans </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"tt_272\" style=\"left:560px;bottom:846px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"tu_272\" style=\"left:622px;bottom:846px;letter-spacing:-0.02px;display:inline;\">430 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"tv_272\" style=\"left:716px;bottom:846px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"tw_272\" style=\"left:778px;bottom:846px;letter-spacing:-0.02px;display:inline;\">430 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"tx_272\" style=\"left:69px;bottom:827px;letter-spacing:-0.01px;display:inline;\">Equity securities and holdings in collective investment schemes </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"ty_272\" style=\"left:527px;bottom:827px;letter-spacing:-0.02px;display:inline;\">56,327 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"tz_272\" style=\"left:612px;bottom:827px;letter-spacing:-0.02px;display:inline;\">5,562 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t10_272\" style=\"left:690px;bottom:827px;letter-spacing:-0.02px;display:inline;\">2,864 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t11_272\" style=\"left:761px;bottom:827px;letter-spacing:-0.02px;display:inline;\">64,753 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t12_272\" style=\"left:69px;bottom:807px;letter-spacing:-0.01px;display:inline;\">Debt securities </div> <div class=\"t s5_272\" id=\"t13_272\" style=\"vertical-align: super;left:149px;bottom:815px;letter-spacing:0.16px;display:inline;\">note (i) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t14_272\" style=\"left:527px;bottom:807px;letter-spacing:-0.02px;display:inline;\">64,004 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t15_272\" style=\"left:605px;bottom:807px;letter-spacing:-0.02px;display:inline;\">19,020 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t16_272\" style=\"left:708px;bottom:807px;letter-spacing:-0.02px;display:inline;\">40 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t17_272\" style=\"left:761px;bottom:807px;letter-spacing:-0.02px;display:inline;\">83,064 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t18_272\" style=\"left:69px;bottom:788px;letter-spacing:-0.01px;display:inline;\">Derivative assets </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t19_272\" style=\"left:534px;bottom:788px;letter-spacing:-0.02px;display:inline;\">1,460 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t1a_272\" style=\"left:622px;bottom:788px;letter-spacing:-0.02px;display:inline;\">395 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t1b_272\" style=\"left:716px;bottom:788px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t1c_272\" style=\"left:768px;bottom:788px;letter-spacing:-0.02px;display:inline;\">1,855 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t1d_272\" style=\"left:69px;bottom:768px;letter-spacing:-0.01px;display:inline;\">Derivative liabilities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t1e_272\" style=\"left:548px;bottom:768px;letter-spacing:-0.02px;display:inline;\">(58) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t1f_272\" style=\"left:618px;bottom:768px;letter-spacing:-0.02px;display:inline;\">(180) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t1g_272\" style=\"left:716px;bottom:768px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t1h_272\" style=\"left:774px;bottom:768px;letter-spacing:-0.02px;display:inline;\">(238) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t1i_272\" style=\"left:69px;bottom:749px;letter-spacing:-0.01px;display:inline;\">Total financial investments, net of derivative liabilities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t1j_272\" style=\"left:520px;bottom:749px;letter-spacing:-0.02px;display:inline;\">121,733 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t1k_272\" style=\"left:605px;bottom:749px;letter-spacing:-0.02px;display:inline;\">25,227 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t1l_272\" style=\"left:690px;bottom:749px;letter-spacing:-0.02px;display:inline;\">2,904 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t1m_272\" style=\"left:754px;bottom:749px;letter-spacing:-0.02px;display:inline;\">149,864 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t1n_272\" style=\"left:69px;bottom:729px;letter-spacing:-0.01px;display:inline;\">Investment contract liabilities without DPF </div> <div class=\"t s5_272\" id=\"t1o_272\" style=\"vertical-align: super;left:294px;bottom:737px;letter-spacing:0.15px;display:inline;\">note (ii) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t1p_272\" style=\"left:560px;bottom:729px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t1q_272\" style=\"left:618px;bottom:729px;letter-spacing:-0.02px;display:inline;\">(769) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t1r_272\" style=\"left:716px;bottom:729px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t1s_272\" style=\"left:774px;bottom:729px;letter-spacing:-0.02px;display:inline;\">(769) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t1t_272\" style=\"left:69px;bottom:710px;letter-spacing:-0.01px;display:inline;\">Net asset value attributable to unit holders of consolidated investment funds </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t1u_272\" style=\"left:530px;bottom:710px;letter-spacing:-0.02px;display:inline;\">(2,711) </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t1v_272\" style=\"left:638px;bottom:710px;display:inline;\">\u2013 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t1w_272\" style=\"left:716px;bottom:710px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t1x_272\" style=\"left:764px;bottom:710px;letter-spacing:-0.02px;display:inline;\">(2,711) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t1y_272\" style=\"left:69px;bottom:690px;letter-spacing:-0.01px;display:inline;\">Total financial instruments at fair value </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t1z_272\" style=\"left:520px;bottom:690px;letter-spacing:-0.02px;display:inline;\">119,022 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t20_272\" style=\"left:605px;bottom:690px;letter-spacing:-0.02px;display:inline;\">24,458 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t21_272\" style=\"left:690px;bottom:690px;letter-spacing:-0.02px;display:inline;\">2,904 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t22_272\" style=\"left:754px;bottom:690px;letter-spacing:-0.02px;display:inline;\">146,384 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t23_272\" style=\"left:69px;bottom:671px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Percentage of total (%) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t24_272\" style=\"left:552px;bottom:671px;letter-spacing:-0.02px;display:inline;\">81% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t25_272\" style=\"left:630px;bottom:671px;letter-spacing:-0.02px;display:inline;\">17% </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t26_272\" style=\"left:715px;bottom:671px;letter-spacing:-0.02px;display:inline;\">2% </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t27_272\" style=\"left:778px;bottom:671px;letter-spacing:-0.02px;display:inline;\">100% </div></td></tr>\n                                        </table><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"4\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s6_272\" id=\"t28_272\" style=\"left:628px;bottom:641px;letter-spacing:0.08px;display:inline;\">31 Dec 2022 $m </div>  </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_272\" id=\"t29_272\" style=\"left:551px;bottom:624px;letter-spacing:0.06px;display:inline;\">Level 1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_272\" id=\"t2a_272\" style=\"left:629px;bottom:624px;letter-spacing:0.06px;display:inline;\">Level 2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_272\" id=\"t2b_272\" style=\"left:707px;bottom:624px;letter-spacing:0.06px;display:inline;\">Level 3 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_272\" id=\"t2f_272\" style=\"left:619px;bottom:608px;letter-spacing:0.07px;display:inline;\">Valuation </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_272\" id=\"t2k_272\" style=\"left:696px;bottom:608px;letter-spacing:0.07px;display:inline;\">Valuation </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_272\" id=\"t2g_272\" style=\"left:632px;bottom:597px;letter-spacing:0.07px;display:inline;\">based </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_272\" id=\"t2l_272\" style=\"left:710px;bottom:597px;letter-spacing:0.07px;display:inline;\">based </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_272\" id=\"t2c_272\" style=\"left:526px;bottom:586px;letter-spacing:0.07px;display:inline;\">Quoted prices </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_272\" id=\"t2h_272\" style=\"left:604px;bottom:586px;letter-spacing:0.06px;display:inline;\">on significant </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_272\" id=\"t2m_272\" style=\"left:682px;bottom:586px;letter-spacing:0.06px;display:inline;\">on significant </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_272\" id=\"t2d_272\" style=\"left:529px;bottom:575px;letter-spacing:0.07px;display:inline;\">(unadjusted) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_272\" id=\"t2i_272\" style=\"left:615px;bottom:575px;letter-spacing:0.07px;display:inline;\">observable </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_272\" id=\"t2n_272\" style=\"left:683px;bottom:575px;letter-spacing:0.07px;display:inline;\">unobservable </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_272\" id=\"t2e_272\" style=\"left:514px;bottom:564px;letter-spacing:0.06px;display:inline;\">in active markets </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_272\" id=\"t2j_272\" style=\"left:604px;bottom:564px;letter-spacing:0.07px;display:inline;\">market inputs </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_272\" id=\"t2o_272\" style=\"left:682px;bottom:564px;letter-spacing:0.07px;display:inline;\">market inputs </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_272\" id=\"t2p_272\" style=\"left:791px;bottom:564px;letter-spacing:0.07px;display:inline;\">Total </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_272\" id=\"t2q_272\" style=\"left:701px;bottom:549px;letter-spacing:0.06px;display:inline;\">note (iii) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t2r_272\" style=\"left:69px;bottom:529px;letter-spacing:-0.01px;display:inline;\">Loans </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t2s_272\" style=\"left:556px;bottom:529px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t2t_272\" style=\"left:619px;bottom:529px;letter-spacing:-0.01px;display:inline;\">447 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t2u_272\" style=\"left:711px;bottom:529px;display:inline;\">3 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t2v_272\" style=\"left:775px;bottom:529px;letter-spacing:-0.01px;display:inline;\">450 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t2w_272\" style=\"left:69px;bottom:509px;letter-spacing:-0.01px;display:inline;\">Equity securities and holdings in collective investment schemes </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t2x_272\" style=\"left:525px;bottom:509px;letter-spacing:-0.01px;display:inline;\">49,725 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t2y_272\" style=\"left:610px;bottom:509px;letter-spacing:-0.01px;display:inline;\">7,130 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t2z_272\" style=\"left:697px;bottom:509px;letter-spacing:-0.01px;display:inline;\">824 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t30_272\" style=\"left:758px;bottom:509px;letter-spacing:-0.01px;display:inline;\">57,679 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t31_272\" style=\"left:69px;bottom:490px;letter-spacing:-0.01px;display:inline;\">Debt securities </div> <div class=\"t s5_272\" id=\"t32_272\" style=\"vertical-align: super;left:149px;bottom:498px;letter-spacing:0.16px;display:inline;\">note (i) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t33_272\" style=\"left:525px;bottom:490px;letter-spacing:-0.01px;display:inline;\">57,148 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t34_272\" style=\"left:603px;bottom:490px;letter-spacing:-0.01px;display:inline;\">19,763 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t35_272\" style=\"left:704px;bottom:490px;letter-spacing:-0.01px;display:inline;\">38 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t36_272\" style=\"left:758px;bottom:490px;letter-spacing:-0.01px;display:inline;\">76,949 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t37_272\" style=\"left:69px;bottom:470px;letter-spacing:-0.01px;display:inline;\">Derivative assets </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t38_272\" style=\"left:548px;bottom:470px;letter-spacing:-0.01px;display:inline;\">82 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t39_272\" style=\"left:619px;bottom:470px;letter-spacing:-0.01px;display:inline;\">487 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t3a_272\" style=\"left:712px;bottom:470px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t3b_272\" style=\"left:775px;bottom:470px;letter-spacing:-0.01px;display:inline;\">569 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t3c_272\" style=\"left:69px;bottom:451px;letter-spacing:-0.01px;display:inline;\">Derivative liabilities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t3d_272\" style=\"left:537px;bottom:451px;letter-spacing:-0.01px;display:inline;\">(778) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t3e_272\" style=\"left:615px;bottom:451px;letter-spacing:-0.01px;display:inline;\">(223) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t3f_272\" style=\"left:712px;bottom:451px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t3g_272\" style=\"left:761px;bottom:451px;letter-spacing:-0.01px;display:inline;\">(1,001) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t3h_272\" style=\"left:69px;bottom:432px;letter-spacing:-0.01px;display:inline;\">Total financial investments, net of derivative liabilities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t3i_272\" style=\"left:518px;bottom:432px;letter-spacing:-0.01px;display:inline;\">106,177 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t3j_272\" style=\"left:603px;bottom:432px;letter-spacing:-0.01px;display:inline;\">27,604 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t3k_272\" style=\"left:697px;bottom:432px;letter-spacing:-0.01px;display:inline;\">865 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t3l_272\" style=\"left:751px;bottom:432px;letter-spacing:-0.01px;display:inline;\">134,646 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t3m_272\" style=\"left:69px;bottom:412px;letter-spacing:-0.01px;display:inline;\">Investment contract liabilities without DPF </div> <div class=\"t s5_272\" id=\"t3n_272\" style=\"vertical-align: super;left:294px;bottom:420px;letter-spacing:0.15px;display:inline;\">note (ii) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t3o_272\" style=\"left:556px;bottom:412px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t3p_272\" style=\"left:615px;bottom:412px;letter-spacing:-0.01px;display:inline;\">(663) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t3q_272\" style=\"left:712px;bottom:412px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t3r_272\" style=\"left:771px;bottom:412px;letter-spacing:-0.01px;display:inline;\">(663) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t3s_272\" style=\"left:69px;bottom:393px;letter-spacing:-0.01px;display:inline;\">Net asset value attributable to unit holders of consolidated investment funds </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t3t_272\" style=\"left:528px;bottom:393px;letter-spacing:-0.01px;display:inline;\">(4,193) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t3u_272\" style=\"left:634px;bottom:393px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t3v_272\" style=\"left:712px;bottom:393px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t3w_272\" style=\"left:761px;bottom:393px;letter-spacing:-0.01px;display:inline;\">(4,193) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t3x_272\" style=\"left:69px;bottom:373px;letter-spacing:-0.01px;display:inline;\">Total financial instruments at fair value </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t3y_272\" style=\"left:518px;bottom:373px;letter-spacing:-0.01px;display:inline;\">101,984 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t3z_272\" style=\"left:603px;bottom:373px;letter-spacing:-0.01px;display:inline;\">26,941 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t40_272\" style=\"left:697px;bottom:373px;letter-spacing:-0.01px;display:inline;\">865 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t41_272\" style=\"left:751px;bottom:373px;letter-spacing:-0.01px;display:inline;\">129,790 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t42_272\" style=\"left:69px;bottom:354px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Percentage of total (%) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t43_272\" style=\"left:548px;bottom:354px;letter-spacing:-0.01px;display:inline;\">78% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t44_272\" style=\"left:626px;bottom:354px;letter-spacing:-0.01px;display:inline;\">21% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t45_272\" style=\"left:711px;bottom:354px;letter-spacing:-0.01px;display:inline;\">1% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t46_272\" style=\"left:775px;bottom:354px;letter-spacing:-0.01px;display:inline;\">100% </div></td></tr>\n                                        </table><div class=\"t s7_272\" id=\"t47_272\" style=\"left:65px;bottom:327px;letter-spacing:-0.16px;display:inline;\">Notes </div><div class=\"t s8_272\" id=\"t48_272\" style=\"left:65px;bottom:316px;letter-spacing:-0.09px;display:inline;\">(i) </div><div class=\"t s8_272\" id=\"t49_272\" style=\"left:82px;bottom:316px;letter-spacing:-0.13px;display:inline;\">Of the total level 2 debt securities of $19,020 million at 31 December 2023 (31 December 2022: $19,763 million), $10 million (31 December 2022: $37 million) are valued </div><div class=\"t s8_272\" id=\"t4a_272\" style=\"left:82px;bottom:304px;letter-spacing:-0.11px;display:inline;\">internally. </div><div class=\"t s8_272\" id=\"t4b_272\" style=\"left:65px;bottom:292px;letter-spacing:-0.08px;display:inline;\">(ii) </div><div class=\"t s8_272\" id=\"t4c_272\" style=\"left:82px;bottom:292px;letter-spacing:-0.12px;display:inline;\">For Investment contract liabilities without DPF, it is assumed that these investment contracts are not quoted in an active market and do not have readily available published </div><div class=\"t s8_272\" id=\"t4d_272\" style=\"left:82px;bottom:280px;letter-spacing:-0.12px;display:inline;\">prices and that their fair values are determined using valuation techniques. It is assumed that all significant inputs used in the valuation are observable and these </div><div class=\"t s8_272\" id=\"t4e_272\" style=\"left:82px;bottom:269px;letter-spacing:-0.11px;display:inline;\">investment contract liabilities are classified in level 2. </div><div class=\"t s8_272\" id=\"t4f_272\" style=\"left:65px;bottom:257px;letter-spacing:-0.08px;display:inline;\">(iii) </div><div class=\"t s8_272\" id=\"t4g_272\" style=\"left:82px;bottom:257px;letter-spacing:-0.13px;display:inline;\">At 31 December 2023, the Group held $2,904 million (31 December 2022: $865 million) of net financial instruments at fair value within level 3. This represents 2 per cent </div><div class=\"t s8_272\" id=\"t4h_272\" style=\"left:82px;bottom:245px;letter-spacing:-0.12px;display:inline;\">(2022: less than one per cent) of the total fair valued financial assets, net of financial liabilities and comprises the following: </div><div class=\"t s9_272\" id=\"t4i_272\" style=\"left:82px;bottom:233px;display:inline;\">\u2013 </div><div class=\"t s8_272\" id=\"t4j_272\" style=\"left:95px;bottom:233px;letter-spacing:-0.13px;display:inline;\">Equity securities and holdings in collective investment schemes of $2,863 million (31 December 2022: $823 million) are externally valued using the net asset value of the </div><div class=\"t s8_272\" id=\"t4k_272\" style=\"left:95px;bottom:222px;letter-spacing:-0.12px;display:inline;\">invested entities and consist primarily of property and infrastructure funds held by the participating funds. Equity securities of $1 million (31 December 2022: $1 million) </div><div class=\"t s8_272\" id=\"t4l_272\" style=\"left:95px;bottom:210px;letter-spacing:-0.12px;display:inline;\">are internally valued. Internal valuations are inherently more subjective than external valuations; and </div><div class=\"t s9_272\" id=\"t4m_272\" style=\"left:82px;bottom:198px;display:inline;\">\u2013 </div><div class=\"t s8_272\" id=\"t4n_272\" style=\"left:95px;bottom:198px;letter-spacing:-0.13px;display:inline;\">Other sundry individual financial instruments of a net asset of $40 million (31 December 2022: $41 million). </div><div class=\"t s8_272\" id=\"t4o_272\" style=\"left:82px;bottom:186px;letter-spacing:-0.13px;display:inline;\">Of the net financial instruments of $2,904 million (31 December 2022: $865 million) referred to above: </div><div class=\"t s9_272\" id=\"t4p_272\" style=\"left:82px;bottom:174px;display:inline;\">\u2013 </div><div class=\"t s8_272\" id=\"t4q_272\" style=\"left:95px;bottom:174px;letter-spacing:-0.12px;display:inline;\">A net asset of $2,866 million (31 December 2022: $830 million) is held by the Group\u2019s with-profits and unit-linked funds and therefore shareholders\u2019 profit and equity </div><div class=\"t s8_272\" id=\"t4r_272\" style=\"left:95px;bottom:163px;letter-spacing:-0.13px;display:inline;\">are not immediately impacted by movements in the valuation of these financial instruments; and </div><div class=\"t s9_272\" id=\"t4s_272\" style=\"left:82px;bottom:151px;display:inline;\">\u2013 </div><div class=\"t s8_272\" id=\"t4t_272\" style=\"left:95px;bottom:151px;letter-spacing:-0.13px;display:inline;\">The remaining level 3 investments comprise a net asset of $38 million (31 December 2022: $35 million) and are primarily corporate bonds valued using external prices </div><div class=\"t s8_272\" id=\"t4u_272\" style=\"left:95px;bottom:139px;letter-spacing:-0.12px;display:inline;\">adjusted to reflect the specific known conditions relating to these bonds (eg distressed securities). If the value of all these level 3 financial instruments decreased by 10 </div><div class=\"t s8_272\" id=\"t4v_272\" style=\"left:95px;bottom:127px;letter-spacing:-0.13px;display:inline;\">per cent, the change in valuation would be $(4) million (31 December 2022: $(4) million), which would reduce shareholders\u2019 equity by this amount before tax. </div><div></div><div class=\"t s0_273\" id=\"t1_273\" style=\"left:87px;bottom:1118px;letter-spacing:-0.1px;display:inline;\">Transfers into and transfers out of levels </div><div class=\"t s1_273\" id=\"t2_273\" style=\"left:87px;bottom:1102px;letter-spacing:-0.01px;display:inline;\">The Group\u2019s policy is to recognise transfers into and out of levels as of the end of each reporting period except for material transfers which are </div><div class=\"t s1_273\" id=\"t3_273\" style=\"left:87px;bottom:1087px;letter-spacing:-0.01px;display:inline;\">recognised as of the date of the event or change in circumstances that caused the transfer. Transfers are deemed to have occurred when there is </div><div class=\"t s1_273\" id=\"t4_273\" style=\"left:87px;bottom:1071px;letter-spacing:-0.01px;display:inline;\">a material change in the observed valuation inputs or a change in the level of trading activities of the securities. </div><div class=\"t s1_273\" id=\"t5_273\" style=\"left:87px;bottom:1043px;letter-spacing:-0.01px;display:inline;\">During 2023, the transfers between levels within the portfolios included transfers from level 1 to level 2 of $505 million and transfers from level 2 </div><div class=\"t s1_273\" id=\"t6_273\" style=\"left:87px;bottom:1028px;letter-spacing:-0.01px;display:inline;\">to level 1 of $1,708 million. These transfers primarily reflect the change in the observed valuation inputs of equity securities and debt securities </div><div class=\"t s1_273\" id=\"t7_273\" style=\"left:87px;bottom:1012px;letter-spacing:-0.01px;word-spacing:-0.01px;display:inline;\">and, in certain cases, the change in the level of trading activities of the securities. There were transfers from level 2 to level 3 of $1,489 million in </div><div class=\"t s1_273\" id=\"t8_273\" style=\"left:87px;bottom:996px;letter-spacing:-0.01px;display:inline;\">the period relating to certain of the underlying investments of the Group\u2019s consolidated investment funds, which are now deemed to have more </div><div class=\"t s1_273\" id=\"t9_273\" style=\"left:87px;bottom:981px;letter-spacing:-0.01px;display:inline;\">unobservable inputs. </div><div class=\"t s0_273\" id=\"ta_273\" style=\"left:87px;bottom:952px;letter-spacing:-0.11px;display:inline;\">Reconciliation of movements in level 3 assets and liabilities measured at fair value </div><div class=\"t s1_273\" id=\"tb_273\" style=\"left:87px;bottom:936px;letter-spacing:-0.01px;display:inline;\">The following table reconciles the value of level 3 fair valued assets and liabilities at the beginning of the period to that presented at the end of </div><div class=\"t s1_273\" id=\"tc_273\" style=\"left:87px;bottom:921px;letter-spacing:-0.01px;display:inline;\">the period. </div><div class=\"t s1_273\" id=\"td_273\" style=\"left:87px;bottom:893px;letter-spacing:-0.01px;display:inline;\">Total investment return recorded in the income statement represents interest and dividend income, realised gains and losses, unrealised gains </div><div class=\"t s1_273\" id=\"te_273\" style=\"left:87px;bottom:878px;letter-spacing:-0.01px;display:inline;\">and losses on the assets classified at fair value through profit and loss and foreign exchange movements on an individual entity\u2019s overseas </div><div class=\"t s1_273\" id=\"tf_273\" style=\"left:87px;bottom:862px;letter-spacing:-0.01px;display:inline;\">investments. Total gains and losses recorded in other comprehensive income comprises the translation of investments into the Group's </div><div class=\"t s1_273\" id=\"tg_273\" style=\"left:87px;bottom:846px;letter-spacing:-0.01px;display:inline;\">presentational currency of US dollars. </div><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"4\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s2_273\" id=\"th_273\" style=\"left:665px;bottom:817px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">2023 $m </div>  </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_273\" id=\"tj_273\" style=\"left:652px;bottom:801px;letter-spacing:0.07px;display:inline;\">Equity </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_273\" id=\"tk_273\" style=\"left:640px;bottom:791px;letter-spacing:0.06px;display:inline;\">securities </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_273\" id=\"tl_273\" style=\"left:663px;bottom:781px;letter-spacing:0.08px;display:inline;\">and </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_273\" id=\"tm_273\" style=\"left:634px;bottom:771px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">holdings in </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_273\" id=\"tn_273\" style=\"left:640px;bottom:761px;letter-spacing:0.07px;display:inline;\">collective </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_273\" id=\"to_273\" style=\"left:633px;bottom:751px;letter-spacing:0.08px;display:inline;\">investment </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_273\" id=\"tq_273\" style=\"left:736px;bottom:751px;letter-spacing:0.09px;display:inline;\">Debt </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_273\" id=\"ti_273\" style=\"left:576px;bottom:741px;letter-spacing:0.08px;display:inline;\">Loans </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_273\" id=\"tp_273\" style=\"left:644px;bottom:741px;letter-spacing:0.09px;display:inline;\">schemes </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_273\" id=\"tr_273\" style=\"left:718px;bottom:741px;letter-spacing:0.06px;display:inline;\">securities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_273\" id=\"ts_273\" style=\"left:788px;bottom:741px;letter-spacing:0.07px;display:inline;\">Group total </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_273\" id=\"tt_273\" style=\"left:91px;bottom:720px;letter-spacing:-0.01px;display:inline;\">Balance at 1 Jan </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_273\" id=\"tu_273\" style=\"left:588px;bottom:720px;display:inline;\">3 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_273\" id=\"tv_273\" style=\"left:652px;bottom:720px;letter-spacing:-0.02px;display:inline;\">824 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_273\" id=\"tw_273\" style=\"left:737px;bottom:720px;letter-spacing:-0.02px;display:inline;\">38 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_273\" id=\"tx_273\" style=\"left:808px;bottom:720px;letter-spacing:-0.02px;display:inline;\">865 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_273\" id=\"ty_273\" style=\"left:91px;bottom:701px;letter-spacing:-0.01px;display:inline;\">Total gains in income statement </div> <div class=\"t s4_273\" id=\"tz_273\" style=\"vertical-align: super;left:263px;bottom:709px;letter-spacing:0.2px;display:inline;\">note </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_273\" id=\"t10_273\" style=\"left:589px;bottom:701px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_273\" id=\"t11_273\" style=\"left:659px;bottom:701px;letter-spacing:-0.02px;display:inline;\">25 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_273\" id=\"t12_273\" style=\"left:744px;bottom:701px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_273\" id=\"t13_273\" style=\"left:815px;bottom:701px;letter-spacing:-0.02px;display:inline;\">27 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_273\" id=\"t14_273\" style=\"left:91px;bottom:681px;letter-spacing:-0.01px;display:inline;\">Total gains recorded in other comprehensive income </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_273\" id=\"t15_273\" style=\"left:589px;bottom:681px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_273\" id=\"t16_273\" style=\"left:666px;bottom:681px;display:inline;\">6 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_273\" id=\"t17_273\" style=\"left:745px;bottom:681px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_273\" id=\"t18_273\" style=\"left:822px;bottom:681px;display:inline;\">6 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_273\" id=\"t19_273\" style=\"left:91px;bottom:662px;letter-spacing:-0.01px;display:inline;\">Purchases and other additions </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_273\" id=\"t1a_273\" style=\"left:589px;bottom:662px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_273\" id=\"t1b_273\" style=\"left:652px;bottom:662px;letter-spacing:-0.02px;display:inline;\">524 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_273\" id=\"t1c_273\" style=\"left:745px;bottom:662px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_273\" id=\"t1d_273\" style=\"left:808px;bottom:662px;letter-spacing:-0.02px;display:inline;\">524 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_273\" id=\"t1e_273\" style=\"left:91px;bottom:642px;letter-spacing:-0.01px;display:inline;\">Sales </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_273\" id=\"t1f_273\" style=\"left:584px;bottom:642px;letter-spacing:-0.02px;display:inline;\">(3) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_273\" id=\"t1g_273\" style=\"left:662px;bottom:642px;letter-spacing:-0.02px;display:inline;\">(4) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_273\" id=\"t1h_273\" style=\"left:745px;bottom:642px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_273\" id=\"t1i_273\" style=\"left:818px;bottom:642px;letter-spacing:-0.02px;display:inline;\">(7) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_273\" id=\"t1j_273\" style=\"left:91px;bottom:623px;letter-spacing:-0.01px;display:inline;\">Transfers into level 3 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_273\" id=\"t1k_273\" style=\"left:589px;bottom:623px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_273\" id=\"t1l_273\" style=\"left:642px;bottom:623px;letter-spacing:-0.02px;display:inline;\">1,489 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_273\" id=\"t1m_273\" style=\"left:745px;bottom:623px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_273\" id=\"t1n_273\" style=\"left:798px;bottom:623px;letter-spacing:-0.02px;display:inline;\">1,489 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_273\" id=\"t1o_273\" style=\"left:91px;bottom:603px;letter-spacing:-0.01px;display:inline;\">Balance at 31 Dec </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_273\" id=\"t1p_273\" style=\"left:589px;bottom:603px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_273\" id=\"t1q_273\" style=\"left:642px;bottom:603px;letter-spacing:-0.02px;display:inline;\">2,864 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_273\" id=\"t1r_273\" style=\"left:737px;bottom:603px;letter-spacing:-0.02px;display:inline;\">40 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_273\" id=\"t1s_273\" style=\"left:798px;bottom:603px;letter-spacing:-0.02px;display:inline;\">2,904 </div></td></tr>\n                                        </table><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"4\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s5_273\" id=\"t1t_273\" style=\"left:665px;bottom:573px;letter-spacing:0.09px;display:inline;\">2022 $m </div>  </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_273\" id=\"t1v_273\" style=\"left:652px;bottom:557px;letter-spacing:0.07px;display:inline;\">Equity </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_273\" id=\"t1w_273\" style=\"left:641px;bottom:547px;letter-spacing:0.05px;display:inline;\">securities </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_273\" id=\"t1x_273\" style=\"left:661px;bottom:537px;letter-spacing:0.08px;display:inline;\">and </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_273\" id=\"t1y_273\" style=\"left:635px;bottom:527px;letter-spacing:0.06px;word-spacing:0.01px;display:inline;\">holdings in </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_273\" id=\"t1z_273\" style=\"left:641px;bottom:517px;letter-spacing:0.06px;display:inline;\">collective </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_273\" id=\"t20_273\" style=\"left:634px;bottom:507px;letter-spacing:0.07px;display:inline;\">investment </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_273\" id=\"t22_273\" style=\"left:735px;bottom:507px;letter-spacing:0.06px;display:inline;\">Debt </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_273\" id=\"t1u_273\" style=\"left:575px;bottom:497px;letter-spacing:0.07px;display:inline;\">Loans </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_273\" id=\"t21_273\" style=\"left:643px;bottom:497px;letter-spacing:0.08px;display:inline;\">schemes </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_273\" id=\"t23_273\" style=\"left:719px;bottom:497px;letter-spacing:0.06px;display:inline;\">securities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_273\" id=\"t24_273\" style=\"left:789px;bottom:497px;letter-spacing:0.07px;display:inline;\">Group total </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_273\" id=\"t25_273\" style=\"left:91px;bottom:476px;letter-spacing:-0.01px;display:inline;\">Balance at 1 Jan </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_273\" id=\"t26_273\" style=\"left:589px;bottom:476px;display:inline;\">5 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_273\" id=\"t27_273\" style=\"left:653px;bottom:476px;letter-spacing:-0.01px;display:inline;\">577 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_273\" id=\"t28_273\" style=\"left:738px;bottom:476px;letter-spacing:-0.01px;display:inline;\">58 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_273\" id=\"t29_273\" style=\"left:808px;bottom:476px;letter-spacing:-0.01px;display:inline;\">640 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_273\" id=\"t2a_273\" style=\"left:91px;bottom:457px;letter-spacing:-0.01px;display:inline;\">Total losses in income statement </div> <div class=\"t s4_273\" id=\"t2b_273\" style=\"vertical-align: super;left:265px;bottom:465px;letter-spacing:0.2px;display:inline;\">note </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_273\" id=\"t2c_273\" style=\"left:585px;bottom:457px;display:inline;\">(2) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_273\" id=\"t2d_273\" style=\"left:655px;bottom:457px;display:inline;\">(31) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_273\" id=\"t2e_273\" style=\"left:740px;bottom:457px;display:inline;\">(2) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_273\" id=\"t2f_273\" style=\"left:811px;bottom:457px;display:inline;\">(35) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_273\" id=\"t2g_273\" style=\"left:91px;bottom:438px;letter-spacing:-0.01px;display:inline;\">Total losses recorded in other comprehensive income </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_273\" id=\"t2h_273\" style=\"left:589px;bottom:437px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_273\" id=\"t2i_273\" style=\"left:663px;bottom:437px;display:inline;\">(6) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_273\" id=\"t2j_273\" style=\"left:740px;bottom:437px;display:inline;\">(3) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_273\" id=\"t2k_273\" style=\"left:818px;bottom:437px;display:inline;\">(9) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_273\" id=\"t2l_273\" style=\"left:91px;bottom:418px;letter-spacing:-0.01px;display:inline;\">Purchases and other additions </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_273\" id=\"t2m_273\" style=\"left:589px;bottom:418px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_273\" id=\"t2n_273\" style=\"left:653px;bottom:418px;letter-spacing:-0.01px;display:inline;\">305 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_273\" id=\"t2o_273\" style=\"left:745px;bottom:418px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_273\" id=\"t2p_273\" style=\"left:808px;bottom:418px;letter-spacing:-0.01px;display:inline;\">305 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_273\" id=\"t2q_273\" style=\"left:91px;bottom:399px;letter-spacing:-0.01px;display:inline;\">Sales </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_273\" id=\"t2r_273\" style=\"left:589px;bottom:398px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_273\" id=\"t2s_273\" style=\"left:655px;bottom:398px;display:inline;\">(21) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_273\" id=\"t2t_273\" style=\"left:745px;bottom:398px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_273\" id=\"t2u_273\" style=\"left:811px;bottom:398px;display:inline;\">(21) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_273\" id=\"t2v_273\" style=\"left:91px;bottom:379px;letter-spacing:-0.01px;display:inline;\">Transfers (out of) level 3 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_273\" id=\"t2w_273\" style=\"left:589px;bottom:379px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_273\" id=\"t2x_273\" style=\"left:667px;bottom:379px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_273\" id=\"t2y_273\" style=\"left:733px;bottom:379px;display:inline;\">(15) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_273\" id=\"t2z_273\" style=\"left:811px;bottom:379px;display:inline;\">(15) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_273\" id=\"t30_273\" style=\"left:91px;bottom:359px;letter-spacing:-0.01px;display:inline;\">Balance at 31 Dec </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_273\" id=\"t31_273\" style=\"left:589px;bottom:359px;display:inline;\">3 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_273\" id=\"t32_273\" style=\"left:653px;bottom:359px;letter-spacing:-0.01px;display:inline;\">824 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_273\" id=\"t33_273\" style=\"left:738px;bottom:359px;letter-spacing:-0.01px;display:inline;\">38 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_273\" id=\"t34_273\" style=\"left:808px;bottom:359px;letter-spacing:-0.01px;display:inline;\">865 </div></td></tr>\n                                        </table><div class=\"t s6_273\" id=\"t35_273\" style=\"left:87px;bottom:333px;letter-spacing:-0.17px;display:inline;\">Note </div><div class=\"t s7_273\" id=\"t36_273\" style=\"left:87px;bottom:321px;letter-spacing:-0.12px;display:inline;\">Of the total net gain in the income statement of $27 million at 2023 (2022: net loss of $(35) million), $29 million (2022: $(12) million) relates to net unrealised gains and losses </div><div class=\"t s7_273\" id=\"t37_273\" style=\"left:87px;bottom:310px;letter-spacing:-0.12px;display:inline;\">of financial instruments still held at the end of the year, which can be analysed as follows: </div><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_273\" id=\"t38_273\" style=\"left:717px;bottom:294px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">2023 $m </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_273\" id=\"t39_273\" style=\"left:797px;bottom:294px;letter-spacing:0.09px;display:inline;\">2022 $m </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_273\" id=\"t3a_273\" style=\"left:91px;bottom:274px;letter-spacing:-0.01px;display:inline;\">Loans </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_273\" id=\"t3b_273\" style=\"left:745px;bottom:274px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_273\" id=\"t3c_273\" style=\"left:818px;bottom:274px;display:inline;\">(2) </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_273\" id=\"t3d_273\" style=\"left:91px;bottom:254px;letter-spacing:-0.01px;display:inline;\">Equity securities and holdings in collective investment schemes </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_273\" id=\"t3e_273\" style=\"left:737px;bottom:254px;letter-spacing:-0.02px;display:inline;\">27 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_273\" id=\"t3f_273\" style=\"left:818px;bottom:254px;display:inline;\">(8) </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_273\" id=\"t3g_273\" style=\"left:91px;bottom:235px;letter-spacing:-0.01px;display:inline;\">Debt securities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_273\" id=\"t3h_273\" style=\"left:744px;bottom:235px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_273\" id=\"t3i_273\" style=\"left:818px;bottom:235px;display:inline;\">(2) </div></td></tr><tr><td class=\"tcs-selection-enabled tcs-selected\" colspan=\"1\" rowspan=\"1\"><div class=\"t s3_273\" id=\"t3j_273\" style=\"left:91px;bottom:215px;letter-spacing:-0.01px;display:inline;\">Net unrealised gains and losses of financial instruments still held at the end of the year </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_273\" id=\"t3k_273\" style=\"left:737px;bottom:215px;letter-spacing:-0.02px;display:inline;\">29 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_273\" id=\"t3l_273\" style=\"left:811px;bottom:215px;display:inline;\">(12) </div></td></tr>\n                                        </table><div></div><div class=\"t s0_274\" id=\"t1_274\" style=\"left:65px;bottom:1118px;letter-spacing:-0.1px;display:inline;\">(b) </div><div class=\"t s0_274\" id=\"t2_274\" style=\"left:91px;bottom:1118px;letter-spacing:-0.1px;display:inline;\">Assets and liabilities at amortised cost and their fair value </div><div class=\"t s1_274\" id=\"t3_274\" style=\"left:65px;bottom:1102px;letter-spacing:-0.01px;display:inline;\">The table below shows the financial assets and liabilities carried at amortised cost on the statement of financial position and their fair value. </div><div class=\"t s1_274\" id=\"t4_274\" style=\"left:65px;bottom:1087px;letter-spacing:-0.01px;display:inline;\">Deposits, cash and cash equivalents, accrued investment income, other debtors, accruals, deferred income and other creditors are excluded from </div><div class=\"t s1_274\" id=\"t5_274\" style=\"left:65px;bottom:1071px;letter-spacing:-0.01px;display:inline;\">the analysis below, as these are carried at amortised cost which approximates fair value. </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s2_274\" id=\"t6_274\" style=\"left:542px;bottom:1040px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">31 Dec 2023 $m </div> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s3_274\" id=\"t7_274\" style=\"left:704px;bottom:1040px;letter-spacing:0.08px;display:inline;\">31 Dec 2022 $m </div> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_274\" id=\"t8_274\" style=\"left:537px;bottom:1019px;letter-spacing:0.07px;display:inline;\">Carrying </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_274\" id=\"ta_274\" style=\"left:633px;bottom:1019px;letter-spacing:0.06px;display:inline;\">Fair </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_274\" id=\"tc_274\" style=\"left:700px;bottom:1019px;letter-spacing:0.07px;display:inline;\">Carrying </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_274\" id=\"te_274\" style=\"left:795px;bottom:1019px;letter-spacing:0.06px;display:inline;\">Fair </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_274\" id=\"t9_274\" style=\"left:549px;bottom:1009px;letter-spacing:0.07px;display:inline;\">value </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_274\" id=\"tb_274\" style=\"left:627px;bottom:1009px;letter-spacing:0.07px;display:inline;\">value </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_274\" id=\"td_274\" style=\"left:712px;bottom:1009px;letter-spacing:0.07px;display:inline;\">value </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_274\" id=\"tf_274\" style=\"left:789px;bottom:1009px;letter-spacing:0.07px;display:inline;\">value </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"tg_274\" style=\"left:69px;bottom:988px;letter-spacing:-0.01px;display:inline;\">Assets </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_274\" id=\"th_274\" style=\"left:69px;bottom:969px;letter-spacing:-0.01px;display:inline;\">Debt securities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"ti_274\" style=\"left:563px;bottom:969px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"tj_274\" style=\"left:641px;bottom:969px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_274\" id=\"tk_274\" style=\"left:716px;bottom:969px;letter-spacing:-0.01px;display:inline;\">67 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_274\" id=\"tl_274\" style=\"left:794px;bottom:969px;display:inline;\">67 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_274\" id=\"tm_274\" style=\"left:69px;bottom:950px;letter-spacing:-0.01px;display:inline;\">Loans </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"tn_274\" style=\"left:548px;bottom:950px;letter-spacing:-0.02px;display:inline;\">148 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"to_274\" style=\"left:626px;bottom:950px;letter-spacing:-0.02px;display:inline;\">179 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_274\" id=\"tp_274\" style=\"left:709px;bottom:950px;letter-spacing:-0.01px;display:inline;\">140 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_274\" id=\"tq_274\" style=\"left:787px;bottom:950px;letter-spacing:-0.01px;display:inline;\">206 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"tr_274\" style=\"left:69px;bottom:930px;letter-spacing:-0.01px;display:inline;\">Liabilities </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_274\" id=\"ts_274\" style=\"left:69px;bottom:911px;letter-spacing:-0.01px;display:inline;\">Core structural borrowings of shareholder-financed businesses </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"tt_274\" style=\"left:533px;bottom:911px;letter-spacing:-0.02px;display:inline;\">(3,933) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"tu_274\" style=\"left:611px;bottom:911px;letter-spacing:-0.02px;display:inline;\">(3,659) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_274\" id=\"tv_274\" style=\"left:695px;bottom:911px;letter-spacing:-0.01px;display:inline;\">(4,261) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_274\" id=\"tw_274\" style=\"left:773px;bottom:911px;letter-spacing:-0.01px;display:inline;\">(3,834) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_274\" id=\"tx_274\" style=\"left:69px;bottom:891px;letter-spacing:-0.01px;display:inline;\">Operational borrowings (excluding lease liabilities) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"ty_274\" style=\"left:543px;bottom:891px;letter-spacing:-0.02px;display:inline;\">(707) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"tz_274\" style=\"left:621px;bottom:891px;letter-spacing:-0.02px;display:inline;\">(707) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_274\" id=\"t10_274\" style=\"left:705px;bottom:891px;letter-spacing:-0.01px;display:inline;\">(516) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_274\" id=\"t11_274\" style=\"left:783px;bottom:891px;letter-spacing:-0.01px;display:inline;\">(516) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_274\" id=\"t12_274\" style=\"left:69px;bottom:871px;letter-spacing:-0.01px;display:inline;\">Obligations under funding, securities lending and sale and repurchase </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_274\" id=\"t13_274\" style=\"left:69px;bottom:856px;letter-spacing:-0.01px;display:inline;\">agreements </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t14_274\" style=\"left:543px;bottom:856px;letter-spacing:-0.02px;display:inline;\">(716) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t15_274\" style=\"left:621px;bottom:856px;letter-spacing:-0.02px;display:inline;\">(716) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_274\" id=\"t16_274\" style=\"left:705px;bottom:856px;letter-spacing:-0.01px;display:inline;\">(582) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_274\" id=\"t17_274\" style=\"left:783px;bottom:856px;letter-spacing:-0.01px;display:inline;\">(582) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t18_274\" style=\"left:69px;bottom:836px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Net financial liabilities at amortised cost </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t19_274\" style=\"left:533px;bottom:836px;letter-spacing:-0.02px;display:inline;\">(5,208) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t1a_274\" style=\"left:611px;bottom:836px;letter-spacing:-0.02px;display:inline;\">(4,903) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_274\" id=\"t1b_274\" style=\"left:695px;bottom:836px;letter-spacing:-0.01px;display:inline;\">(5,152) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_274\" id=\"t1c_274\" style=\"left:773px;bottom:836px;letter-spacing:-0.01px;display:inline;\">(4,659) </div></td></tr></table><div class=\"t s1_274\" id=\"t1d_274\" style=\"left:65px;bottom:807px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">The fair value of the assets and liabilities in the table above, with the exception of the subordinated and senior debt issued by the Group, has </div><div class=\"t s1_274\" id=\"t1e_274\" style=\"left:65px;bottom:791px;letter-spacing:-0.01px;display:inline;\">been estimated from the discounted cash flows expected to be received or paid. All the assets and liabilities in the table above have been </div><div class=\"t s1_274\" id=\"t1f_274\" style=\"left:65px;bottom:776px;letter-spacing:-0.01px;display:inline;\">classified within level 2 at 31 December 2023 and 2022, reflecting the observability of the inputs used to derive their fair value. The fair value of </div><div class=\"t s1_274\" id=\"t1g_274\" style=\"left:65px;bottom:760px;letter-spacing:-0.01px;display:inline;\">the subordinated and senior debt issued by the Group is determined using quoted prices from independent third parties. </div><div class=\"t s5_274\" id=\"t1h_274\" style=\"left:65px;bottom:730px;letter-spacing:0.12px;display:inline;\">C2.3 Additional information on financial instruments </div><div class=\"t s0_274\" id=\"t1i_274\" style=\"left:65px;bottom:713px;letter-spacing:-0.1px;display:inline;\">(a) </div><div class=\"t s0_274\" id=\"t1j_274\" style=\"left:91px;bottom:713px;letter-spacing:-0.1px;display:inline;\">Financial risk </div><div class=\"t s6_274\" id=\"t1k_274\" style=\"left:65px;bottom:697px;letter-spacing:-0.11px;display:inline;\">Liquidity analysis </div><div class=\"t s1_274\" id=\"t1l_274\" style=\"left:65px;bottom:681px;letter-spacing:-0.01px;display:inline;\">The vast majority of the Group\u2019s financial assets are held to back the Group\u2019s policyholder liabilities. Although asset/liability matching is an </div><div class=\"t s1_274\" id=\"t1m_274\" style=\"left:65px;bottom:666px;letter-spacing:-0.01px;display:inline;\">important component of managing policyholder liabilities (both those classified as insurance and those classified as investments), this profile is </div><div class=\"t s1_274\" id=\"t1n_274\" style=\"left:65px;bottom:650px;letter-spacing:-0.01px;display:inline;\">mainly relevant for managing market risk rather than liquidity risk. Within each business unit, this asset/liability matching is performed on a </div><div class=\"t s1_274\" id=\"t1o_274\" style=\"left:65px;bottom:634px;letter-spacing:-0.01px;display:inline;\">portfolio-by-portfolio basis. In terms of liquidity risk, a large proportion of the policyholder liabilities contain discretionary surrender values or </div><div class=\"t s1_274\" id=\"t1p_274\" style=\"left:65px;bottom:619px;letter-spacing:-0.01px;display:inline;\">surrender charges, meaning that many of the Group\u2019s liabilities are expected to be held for the long term. Much of the Group\u2019s investment </div><div class=\"t s1_274\" id=\"t1q_274\" style=\"left:65px;bottom:603px;letter-spacing:-0.01px;display:inline;\">portfolios are in marketable securities, which can therefore be converted quickly to liquid assets. For the reasons provided above, an analysis of </div><div class=\"t s1_274\" id=\"t1r_274\" style=\"left:65px;bottom:588px;letter-spacing:-0.01px;display:inline;\">the Group\u2019s assets by contractual maturity is not considered meaningful to evaluate the nature and extent of the Group\u2019s liquidity risk. </div><div class=\"t s7_274\" id=\"t1s_274\" style=\"left:65px;bottom:559px;letter-spacing:-0.1px;display:inline;\">Contractual maturities of financial liabilities on an undiscounted cash flow basis </div><div class=\"t s1_274\" id=\"t1t_274\" style=\"left:65px;bottom:543px;letter-spacing:-0.01px;display:inline;\">The following table sets out the contractual maturities for applicable classes of financial liabilities, excluding derivative liabilities that are </div><div class=\"t s1_274\" id=\"t1u_274\" style=\"left:65px;bottom:528px;letter-spacing:-0.01px;display:inline;\">separately presented. The financial liabilities are included in the column relating to the contractual maturities of the undiscounted cash flows </div><div class=\"t s1_274\" id=\"t1v_274\" style=\"left:65px;bottom:512px;letter-spacing:-0.01px;display:inline;\">(including contractual interest payments) based on the earliest period in which the Group can be required to pay assuming conditions are </div><div class=\"t s1_274\" id=\"t1w_274\" style=\"left:65px;bottom:497px;letter-spacing:-0.01px;display:inline;\">consistent with those of year end. For investment contracts without DPF, the maturity profile is based on undiscounted cash flow projections of </div><div class=\"t s1_274\" id=\"t1x_274\" style=\"left:65px;bottom:481px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">expected benefit payments. </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"cke_table-faked-selection-temp\" colspan=\"10\" rowspan=\"1\" style=\"text-align: center;\">    <div class=\"t s2_274\" id=\"t1y_274\" style=\"left:505px;bottom:452px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">31 Dec 2023 $m </div>     </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"9\" rowspan=\"1\" style=\"text-align: center;\">   <div class=\"t s2_274\" id=\"t22_274\" style=\"left:466px;bottom:435px;letter-spacing:0.06px;display:inline;\">Contractual maturity profile for financial liabilities </div>     </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_274\" id=\"t1z_274\" style=\"left:291px;bottom:418px;letter-spacing:0.07px;display:inline;\">Total </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_274\" id=\"t2i_274\" style=\"left:788px;bottom:418px;letter-spacing:0.07px;display:inline;\">Total </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_274\" id=\"t20_274\" style=\"left:279px;bottom:408px;letter-spacing:0.07px;display:inline;\">carrying </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_274\" id=\"t23_274\" style=\"left:334px;bottom:408px;letter-spacing:0.06px;display:inline;\">1 year or </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_274\" id=\"t25_274\" style=\"left:409px;bottom:408px;letter-spacing:0.07px;display:inline;\">1-2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_274\" id=\"t27_274\" style=\"left:462px;bottom:408px;letter-spacing:0.07px;display:inline;\">2-5 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_274\" id=\"t2a_274\" style=\"left:557px;bottom:408px;letter-spacing:0.06px;display:inline;\">10-15 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_274\" id=\"t2c_274\" style=\"left:610px;bottom:408px;letter-spacing:0.06px;display:inline;\">15-20 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_274\" id=\"t2e_274\" style=\"left:654px;bottom:408px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">Over 20 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_274\" id=\"t2g_274\" style=\"left:699px;bottom:408px;letter-spacing:0.07px;display:inline;\">No stated </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_274\" id=\"t2j_274\" style=\"left:755px;bottom:408px;letter-spacing:0.08px;display:inline;\">undiscounted </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_274\" id=\"t21_274\" style=\"left:290px;bottom:398px;letter-spacing:0.07px;display:inline;\">value </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_274\" id=\"t24_274\" style=\"left:355px;bottom:398px;letter-spacing:0.06px;display:inline;\">less </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_274\" id=\"t26_274\" style=\"left:400px;bottom:398px;letter-spacing:0.07px;display:inline;\">years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_274\" id=\"t28_274\" style=\"left:453px;bottom:398px;letter-spacing:0.07px;display:inline;\">years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_274\" id=\"t29_274\" style=\"left:486px;bottom:398px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">5-10 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_274\" id=\"t2b_274\" style=\"left:559px;bottom:398px;letter-spacing:0.07px;display:inline;\">years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_274\" id=\"t2d_274\" style=\"left:611px;bottom:398px;letter-spacing:0.07px;display:inline;\">years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_274\" id=\"t2f_274\" style=\"left:664px;bottom:398px;letter-spacing:0.07px;display:inline;\">years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_274\" id=\"t2h_274\" style=\"left:703px;bottom:398px;letter-spacing:0.07px;display:inline;\">maturity </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_274\" id=\"t2k_274\" style=\"left:768px;bottom:398px;letter-spacing:0.07px;display:inline;\">cash flows </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_274\" id=\"t2l_274\" style=\"left:69px;bottom:378px;letter-spacing:-0.01px;display:inline;\">Investment contracts without DPF </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s8_274\" id=\"t2m_274\" style=\"vertical-align: super;left:69px;bottom:370px;letter-spacing:0.2px;display:inline;\">note </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t2n_274\" style=\"left:289px;bottom:362px;letter-spacing:-0.02px;display:inline;\">769 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t2o_274\" style=\"left:346px;bottom:362px;letter-spacing:-0.02px;display:inline;\">155 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t2p_274\" style=\"left:399px;bottom:362px;letter-spacing:-0.02px;display:inline;\">169 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t2q_274\" style=\"left:459px;bottom:362px;letter-spacing:-0.02px;display:inline;\">68 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t2r_274\" style=\"left:504px;bottom:362px;letter-spacing:-0.02px;display:inline;\">149 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t2s_274\" style=\"left:564px;bottom:362px;letter-spacing:-0.02px;display:inline;\">24 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t2t_274\" style=\"left:624px;bottom:362px;display:inline;\">9 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t2u_274\" style=\"left:677px;bottom:362px;display:inline;\">5 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t2v_274\" style=\"left:715px;bottom:362px;letter-spacing:-0.02px;display:inline;\">273 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t2w_274\" style=\"left:786px;bottom:362px;letter-spacing:-0.02px;display:inline;\">852 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_274\" id=\"t2x_274\" style=\"left:69px;bottom:342px;letter-spacing:-0.01px;display:inline;\">Core structural borrowings of </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_274\" id=\"t2y_274\" style=\"left:69px;bottom:326px;letter-spacing:-0.01px;display:inline;\">shareholder-financed businesses </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t2z_274\" style=\"left:279px;bottom:326px;letter-spacing:-0.02px;display:inline;\">3,933 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t30_274\" style=\"left:346px;bottom:326px;letter-spacing:-0.02px;display:inline;\">126 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t31_274\" style=\"left:399px;bottom:326px;letter-spacing:-0.02px;display:inline;\">126 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t32_274\" style=\"left:451px;bottom:326px;letter-spacing:-0.02px;display:inline;\">379 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t33_274\" style=\"left:494px;bottom:326px;letter-spacing:-0.02px;display:inline;\">3,555 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t34_274\" style=\"left:572px;bottom:326px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t35_274\" style=\"left:625px;bottom:326px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t36_274\" style=\"left:678px;bottom:326px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t37_274\" style=\"left:715px;bottom:326px;letter-spacing:-0.02px;display:inline;\">750 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t38_274\" style=\"left:776px;bottom:326px;letter-spacing:-0.02px;display:inline;\">4,936 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_274\" id=\"t39_274\" style=\"left:69px;bottom:307px;letter-spacing:-0.01px;display:inline;\">Lease liabilities under IFRS 16 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t3a_274\" style=\"left:289px;bottom:307px;letter-spacing:-0.02px;display:inline;\">234 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t3b_274\" style=\"left:353px;bottom:307px;letter-spacing:-0.02px;display:inline;\">76 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t3c_274\" style=\"left:406px;bottom:307px;letter-spacing:-0.02px;display:inline;\">62 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t3d_274\" style=\"left:459px;bottom:307px;letter-spacing:-0.02px;display:inline;\">86 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t3e_274\" style=\"left:511px;bottom:307px;letter-spacing:-0.02px;display:inline;\">25 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t3f_274\" style=\"left:571px;bottom:307px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t3g_274\" style=\"left:625px;bottom:307px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t3h_274\" style=\"left:678px;bottom:307px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t3i_274\" style=\"left:730px;bottom:307px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t3j_274\" style=\"left:786px;bottom:307px;letter-spacing:-0.02px;display:inline;\">251 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_274\" id=\"t3k_274\" style=\"left:69px;bottom:287px;letter-spacing:-0.01px;display:inline;\">Other operational borrowings </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t3l_274\" style=\"left:289px;bottom:287px;letter-spacing:-0.02px;display:inline;\">707 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t3m_274\" style=\"left:346px;bottom:287px;letter-spacing:-0.02px;display:inline;\">707 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t3n_274\" style=\"left:414px;bottom:287px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t3o_274\" style=\"left:467px;bottom:287px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t3p_274\" style=\"left:519px;bottom:287px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t3q_274\" style=\"left:572px;bottom:287px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t3r_274\" style=\"left:625px;bottom:287px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t3s_274\" style=\"left:678px;bottom:287px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t3t_274\" style=\"left:730px;bottom:287px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t3u_274\" style=\"left:786px;bottom:287px;letter-spacing:-0.02px;display:inline;\">707 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_274\" id=\"t3v_274\" style=\"left:69px;bottom:268px;letter-spacing:-0.01px;display:inline;\">Obligations under funding, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_274\" id=\"t3w_274\" style=\"left:69px;bottom:253px;letter-spacing:-0.01px;display:inline;\">securities lending and sale and </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_274\" id=\"t3x_274\" style=\"left:69px;bottom:237px;letter-spacing:-0.01px;display:inline;\">repurchase agreements </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t3y_274\" style=\"left:289px;bottom:237px;letter-spacing:-0.02px;display:inline;\">716 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t3z_274\" style=\"left:346px;bottom:237px;letter-spacing:-0.02px;display:inline;\">716 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t40_274\" style=\"left:414px;bottom:237px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t41_274\" style=\"left:467px;bottom:237px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t42_274\" style=\"left:519px;bottom:237px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t43_274\" style=\"left:572px;bottom:237px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t44_274\" style=\"left:625px;bottom:237px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t45_274\" style=\"left:678px;bottom:237px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t46_274\" style=\"left:730px;bottom:237px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t47_274\" style=\"left:786px;bottom:237px;letter-spacing:-0.02px;display:inline;\">716 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_274\" id=\"t48_274\" style=\"left:69px;bottom:217px;letter-spacing:-0.01px;display:inline;\">Accruals, deferred income and other </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_274\" id=\"t49_274\" style=\"left:69px;bottom:202px;letter-spacing:-0.01px;display:inline;\">liabilities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t4a_274\" style=\"left:279px;bottom:202px;letter-spacing:-0.02px;display:inline;\">4,035 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t4b_274\" style=\"left:336px;bottom:202px;letter-spacing:-0.02px;display:inline;\">3,845 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t4c_274\" style=\"left:414px;bottom:202px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t4d_274\" style=\"left:467px;bottom:202px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t4e_274\" style=\"left:520px;bottom:202px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t4f_274\" style=\"left:572px;bottom:202px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t4g_274\" style=\"left:625px;bottom:202px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t4h_274\" style=\"left:678px;bottom:202px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t4i_274\" style=\"left:715px;bottom:202px;letter-spacing:-0.02px;display:inline;\">190 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t4j_274\" style=\"left:776px;bottom:202px;letter-spacing:-0.02px;display:inline;\">4,035 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_274\" id=\"t4k_274\" style=\"left:69px;bottom:182px;letter-spacing:-0.01px;display:inline;\">Net asset value attributable to unit </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_274\" id=\"t4l_274\" style=\"left:69px;bottom:167px;letter-spacing:-0.01px;display:inline;\">holders of consolidated investment </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_274\" id=\"t4m_274\" style=\"left:69px;bottom:151px;letter-spacing:-0.01px;display:inline;\">funds </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t4n_274\" style=\"left:279px;bottom:151px;letter-spacing:-0.02px;display:inline;\">2,711 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t4o_274\" style=\"left:336px;bottom:151px;letter-spacing:-0.02px;display:inline;\">2,711 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t4p_274\" style=\"left:414px;bottom:151px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t4q_274\" style=\"left:467px;bottom:151px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t4r_274\" style=\"left:520px;bottom:151px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t4s_274\" style=\"left:572px;bottom:151px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t4t_274\" style=\"left:625px;bottom:151px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t4u_274\" style=\"left:678px;bottom:151px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t4v_274\" style=\"left:730px;bottom:151px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t4w_274\" style=\"left:776px;bottom:151px;letter-spacing:-0.02px;display:inline;\">2,711 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t4x_274\" style=\"left:69px;bottom:131px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Total non-derivative financial </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t4y_274\" style=\"left:69px;bottom:116px;letter-spacing:-0.01px;display:inline;\">liabilities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t4z_274\" style=\"left:271px;bottom:116px;letter-spacing:-0.02px;display:inline;\">13,105 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t50_274\" style=\"left:336px;bottom:116px;letter-spacing:-0.02px;display:inline;\">8,336 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t51_274\" style=\"left:399px;bottom:116px;letter-spacing:-0.02px;display:inline;\">357 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t52_274\" style=\"left:452px;bottom:116px;letter-spacing:-0.02px;display:inline;\">533 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t53_274\" style=\"left:494px;bottom:116px;letter-spacing:-0.02px;display:inline;\">3,729 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t54_274\" style=\"left:564px;bottom:116px;letter-spacing:-0.02px;display:inline;\">26 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t55_274\" style=\"left:624px;bottom:116px;display:inline;\">9 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t56_274\" style=\"left:677px;bottom:116px;display:inline;\">5 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t57_274\" style=\"left:705px;bottom:116px;letter-spacing:-0.02px;display:inline;\">1,213 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t58_274\" style=\"left:769px;bottom:116px;letter-spacing:-0.02px;display:inline;\">14,208 </div></td></tr></table><div></div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"10\" rowspan=\"1\" style=\"text-align: center;\">    <div class=\"t s0_275\" id=\"t1_275\" style=\"left:527px;bottom:1115px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">31 Dec 2022 $m </div>     </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled\" colspan=\"9\" rowspan=\"1\" style=\"text-align: center;\">   <div class=\"t s0_275\" id=\"t5_275\" style=\"left:483px;bottom:1096px;letter-spacing:0.06px;display:inline;\">Contractual maturity profile for financial liabilities </div>     </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_275\" id=\"t2_275\" style=\"left:304px;bottom:1070px;letter-spacing:0.07px;display:inline;\">Total </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled tcs-selected emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_275\" id=\"tl_275\" style=\"left:810px;bottom:1070px;letter-spacing:0.07px;display:inline;\">Total </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_275\" id=\"t3_275\" style=\"left:293px;bottom:1060px;letter-spacing:0.07px;display:inline;\">carrying </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_275\" id=\"t6_275\" style=\"left:349px;bottom:1060px;letter-spacing:0.06px;display:inline;\">1 year or </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_275\" id=\"t8_275\" style=\"left:425px;bottom:1060px;letter-spacing:0.07px;display:inline;\">1-2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_275\" id=\"ta_275\" style=\"left:479px;bottom:1060px;letter-spacing:0.07px;display:inline;\">2-5 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_275\" id=\"td_275\" style=\"left:576px;bottom:1060px;letter-spacing:0.06px;display:inline;\">10-15 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_275\" id=\"tf_275\" style=\"left:630px;bottom:1060px;letter-spacing:0.06px;display:inline;\">15-20 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_275\" id=\"th_275\" style=\"left:676px;bottom:1060px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">Over 20 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_275\" id=\"tj_275\" style=\"left:721px;bottom:1060px;letter-spacing:0.07px;display:inline;\">No stated </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_275\" id=\"tm_275\" style=\"left:777px;bottom:1060px;letter-spacing:0.08px;display:inline;\">undiscounted </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_275\" id=\"t4_275\" style=\"left:304px;bottom:1050px;letter-spacing:0.07px;display:inline;\">value </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_275\" id=\"t7_275\" style=\"left:369px;bottom:1050px;letter-spacing:0.06px;display:inline;\">less </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_275\" id=\"t9_275\" style=\"left:416px;bottom:1050px;letter-spacing:0.07px;display:inline;\">years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_275\" id=\"tb_275\" style=\"left:470px;bottom:1050px;letter-spacing:0.07px;display:inline;\">years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_275\" id=\"tc_275\" style=\"left:504px;bottom:1050px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">5-10 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_275\" id=\"te_275\" style=\"left:578px;bottom:1050px;letter-spacing:0.07px;display:inline;\">years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_275\" id=\"tg_275\" style=\"left:632px;bottom:1050px;letter-spacing:0.07px;display:inline;\">years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_275\" id=\"ti_275\" style=\"left:686px;bottom:1050px;letter-spacing:0.07px;display:inline;\">years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_275\" id=\"tk_275\" style=\"left:726px;bottom:1050px;letter-spacing:0.07px;display:inline;\">maturity </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_275\" id=\"tn_275\" style=\"left:790px;bottom:1050px;letter-spacing:0.07px;display:inline;\">cash flows </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"to_275\" style=\"left:91px;bottom:1029px;letter-spacing:-0.01px;display:inline;\">Investment contracts without DPF </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s2_275\" id=\"tp_275\" style=\"vertical-align: super;left:91px;bottom:1021px;letter-spacing:0.2px;display:inline;\">note </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"tq_275\" style=\"left:303px;bottom:1014px;letter-spacing:-0.01px;display:inline;\">663 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"tr_275\" style=\"left:369px;bottom:1014px;letter-spacing:-0.01px;display:inline;\">11 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"ts_275\" style=\"left:415px;bottom:1014px;letter-spacing:-0.01px;display:inline;\">163 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"tt_275\" style=\"left:469px;bottom:1014px;letter-spacing:-0.01px;display:inline;\">206 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"tu_275\" style=\"left:530px;bottom:1014px;letter-spacing:-0.01px;display:inline;\">98 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"tv_275\" style=\"left:584px;bottom:1014px;letter-spacing:-0.01px;display:inline;\">22 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"tw_275\" style=\"left:645px;bottom:1014px;display:inline;\">8 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"tx_275\" style=\"left:699px;bottom:1014px;display:inline;\">4 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"ty_275\" style=\"left:739px;bottom:1014px;letter-spacing:-0.01px;display:inline;\">243 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"tz_275\" style=\"left:808px;bottom:1014px;letter-spacing:-0.01px;display:inline;\">755 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t10_275\" style=\"left:91px;bottom:994px;letter-spacing:-0.01px;display:inline;\">Core structural borrowings of </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t11_275\" style=\"left:91px;bottom:978px;letter-spacing:-0.01px;display:inline;\">shareholder-financed businesses </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t12_275\" style=\"left:294px;bottom:978px;letter-spacing:-0.01px;display:inline;\">4,261 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t13_275\" style=\"left:362px;bottom:978px;letter-spacing:-0.01px;display:inline;\">509 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t14_275\" style=\"left:415px;bottom:978px;letter-spacing:-0.01px;display:inline;\">124 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t15_275\" style=\"left:469px;bottom:978px;letter-spacing:-0.01px;display:inline;\">370 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t16_275\" style=\"left:514px;bottom:978px;letter-spacing:-0.01px;display:inline;\">2,598 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t17_275\" style=\"left:568px;bottom:978px;letter-spacing:-0.01px;display:inline;\">1,024 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t18_275\" style=\"left:645px;bottom:978px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t19_275\" style=\"left:699px;bottom:978px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t1a_275\" style=\"left:739px;bottom:978px;letter-spacing:-0.01px;display:inline;\">750 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t1b_275\" style=\"left:799px;bottom:978px;letter-spacing:-0.01px;display:inline;\">5,375 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t1c_275\" style=\"left:91px;bottom:959px;letter-spacing:-0.01px;display:inline;\">Lease liabilities under IFRS 16 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t1d_275\" style=\"left:303px;bottom:959px;letter-spacing:-0.01px;display:inline;\">299 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t1e_275\" style=\"left:362px;bottom:959px;letter-spacing:-0.01px;display:inline;\">101 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t1f_275\" style=\"left:422px;bottom:959px;letter-spacing:-0.01px;display:inline;\">76 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t1g_275\" style=\"left:469px;bottom:959px;letter-spacing:-0.01px;display:inline;\">127 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t1h_275\" style=\"left:530px;bottom:959px;letter-spacing:-0.01px;display:inline;\">28 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t1i_275\" style=\"left:591px;bottom:959px;display:inline;\">9 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t1j_275\" style=\"left:645px;bottom:959px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t1k_275\" style=\"left:699px;bottom:959px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t1l_275\" style=\"left:753px;bottom:959px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t1m_275\" style=\"left:808px;bottom:959px;letter-spacing:-0.01px;display:inline;\">341 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t1n_275\" style=\"left:91px;bottom:939px;letter-spacing:-0.01px;display:inline;\">Other operational borrowings </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t1o_275\" style=\"left:303px;bottom:939px;letter-spacing:-0.01px;display:inline;\">516 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t1p_275\" style=\"left:362px;bottom:939px;letter-spacing:-0.01px;display:inline;\">516 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t1q_275\" style=\"left:430px;bottom:939px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t1r_275\" style=\"left:484px;bottom:939px;display:inline;\">\u2013 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t1s_275\" style=\"left:538px;bottom:939px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t1t_275\" style=\"left:592px;bottom:939px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t1u_275\" style=\"left:645px;bottom:939px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t1v_275\" style=\"left:699px;bottom:939px;display:inline;\">\u2013 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t1w_275\" style=\"left:753px;bottom:939px;display:inline;\">\u2013 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t1x_275\" style=\"left:808px;bottom:939px;letter-spacing:-0.01px;display:inline;\">516 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t1y_275\" style=\"left:91px;bottom:920px;letter-spacing:-0.01px;display:inline;\">Obligations under funding, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t1z_275\" style=\"left:91px;bottom:904px;letter-spacing:-0.01px;display:inline;\">securities lending and sale and </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t20_275\" style=\"left:91px;bottom:889px;letter-spacing:-0.01px;display:inline;\">repurchase agreements </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t21_275\" style=\"left:303px;bottom:889px;letter-spacing:-0.01px;display:inline;\">582 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t22_275\" style=\"left:362px;bottom:889px;letter-spacing:-0.01px;display:inline;\">582 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t23_275\" style=\"left:430px;bottom:889px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t24_275\" style=\"left:484px;bottom:889px;display:inline;\">\u2013 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t25_275\" style=\"left:538px;bottom:889px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t26_275\" style=\"left:592px;bottom:889px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t27_275\" style=\"left:645px;bottom:889px;display:inline;\">\u2013 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t28_275\" style=\"left:699px;bottom:889px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t29_275\" style=\"left:753px;bottom:889px;display:inline;\">\u2013 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t2a_275\" style=\"left:808px;bottom:889px;letter-spacing:-0.01px;display:inline;\">582 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t2b_275\" style=\"left:91px;bottom:869px;letter-spacing:-0.01px;display:inline;\">Accruals, deferred income and other </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t2c_275\" style=\"left:91px;bottom:853px;letter-spacing:-0.01px;display:inline;\">liabilities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t2d_275\" style=\"left:294px;bottom:853px;letter-spacing:-0.01px;display:inline;\">2,866 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t2e_275\" style=\"left:352px;bottom:853px;letter-spacing:-0.01px;display:inline;\">2,686 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t2f_275\" style=\"left:430px;bottom:853px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t2g_275\" style=\"left:484px;bottom:853px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t2h_275\" style=\"left:538px;bottom:853px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t2i_275\" style=\"left:592px;bottom:853px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t2j_275\" style=\"left:645px;bottom:853px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t2k_275\" style=\"left:699px;bottom:853px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t2l_275\" style=\"left:739px;bottom:853px;letter-spacing:-0.01px;display:inline;\">180 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t2m_275\" style=\"left:799px;bottom:853px;letter-spacing:-0.01px;display:inline;\">2,866 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t2n_275\" style=\"left:91px;bottom:834px;letter-spacing:-0.01px;display:inline;\">Net asset value attributable to unit </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t2o_275\" style=\"left:91px;bottom:818px;letter-spacing:-0.01px;display:inline;\">holders of consolidated investment </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t2p_275\" style=\"left:91px;bottom:803px;letter-spacing:-0.01px;display:inline;\">funds </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t2q_275\" style=\"left:294px;bottom:803px;letter-spacing:-0.01px;display:inline;\">4,193 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t2r_275\" style=\"left:352px;bottom:803px;letter-spacing:-0.01px;display:inline;\">4,193 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t2s_275\" style=\"left:430px;bottom:803px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t2t_275\" style=\"left:484px;bottom:803px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t2u_275\" style=\"left:538px;bottom:803px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t2v_275\" style=\"left:592px;bottom:803px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t2w_275\" style=\"left:645px;bottom:803px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t2x_275\" style=\"left:699px;bottom:803px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t2y_275\" style=\"left:753px;bottom:803px;display:inline;\">\u2013 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t2z_275\" style=\"left:799px;bottom:803px;letter-spacing:-0.01px;display:inline;\">4,193 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s3_275\" id=\"t30_275\" style=\"left:91px;bottom:783px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Total non-derivative financial </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s3_275\" id=\"t31_275\" style=\"left:91px;bottom:767px;letter-spacing:-0.01px;display:inline;\">liabilities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t32_275\" style=\"left:289px;bottom:767px;letter-spacing:-0.01px;display:inline;\">13,380 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t33_275\" style=\"left:352px;bottom:767px;letter-spacing:-0.01px;display:inline;\">8,598 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t34_275\" style=\"left:415px;bottom:767px;letter-spacing:-0.01px;display:inline;\">363 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t35_275\" style=\"left:469px;bottom:767px;letter-spacing:-0.01px;display:inline;\">703 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t36_275\" style=\"left:514px;bottom:767px;letter-spacing:-0.01px;display:inline;\">2,724 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t37_275\" style=\"left:568px;bottom:767px;letter-spacing:-0.01px;display:inline;\">1,055 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t38_275\" style=\"left:645px;bottom:767px;display:inline;\">8 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t39_275\" style=\"left:699px;bottom:767px;display:inline;\">4 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t3a_275\" style=\"left:729px;bottom:767px;letter-spacing:-0.01px;display:inline;\">1,173 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t3b_275\" style=\"left:792px;bottom:767px;letter-spacing:-0.01px;display:inline;\">14,628 </div></td></tr></table><div class=\"t s4_275\" id=\"t3c_275\" style=\"left:87px;bottom:741px;letter-spacing:-0.17px;display:inline;\">Note </div><div class=\"t s5_275\" id=\"t3d_275\" style=\"left:87px;bottom:729px;letter-spacing:-0.13px;display:inline;\">The undiscounted cash flows of investment contracts without DPF included under the 'No stated maturity' category in the maturity profile shown above are mostly repayable </div><div class=\"t s5_275\" id=\"t3e_275\" style=\"left:87px;bottom:717px;letter-spacing:-0.13px;display:inline;\">on demand due to most of these investment contracts having options to surrender early, though often subject to surrender or other penalties therefore, these options are </div><div class=\"t s5_275\" id=\"t3f_275\" style=\"left:87px;bottom:706px;letter-spacing:-0.12px;display:inline;\">unlikely to be exercised in practice. </div><div class=\"t s6_275\" id=\"t3g_275\" style=\"left:87px;bottom:678px;letter-spacing:-0.11px;display:inline;\">Maturity analysis of derivatives </div><div class=\"t s1_275\" id=\"t3h_275\" style=\"left:87px;bottom:662px;letter-spacing:-0.01px;display:inline;\">The following table shows the carrying value of the gross and net derivative positions. </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"3\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s7_275\" id=\"t3i_275\" style=\"left:651px;bottom:634px;letter-spacing:0.06px;display:inline;\">Carrying value of net derivatives $m </div>  </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_275\" id=\"t3n_275\" style=\"left:817px;bottom:617px;letter-spacing:0.08px;display:inline;\">Net </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_275\" id=\"t3j_275\" style=\"left:638px;bottom:607px;letter-spacing:0.06px;display:inline;\">Derivative </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_275\" id=\"t3l_275\" style=\"left:716px;bottom:607px;letter-spacing:0.06px;display:inline;\">Derivative </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_275\" id=\"t3o_275\" style=\"left:795px;bottom:607px;letter-spacing:0.06px;display:inline;\">derivative </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_275\" id=\"t3k_275\" style=\"left:652px;bottom:597px;letter-spacing:0.06px;display:inline;\">assets </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_275\" id=\"t3m_275\" style=\"left:721px;bottom:597px;letter-spacing:0.05px;display:inline;\">liabilities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_275\" id=\"t3p_275\" style=\"left:801px;bottom:597px;letter-spacing:0.07px;display:inline;\">position </div></td></tr><tr><td class=\"tcs-selection-enabled tcs-selected\" colspan=\"1\" rowspan=\"1\"><div class=\"t s3_275\" id=\"t3q_275\" style=\"left:91px;bottom:574px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">31 Dec 2023 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_275\" id=\"t3r_275\" style=\"left:642px;bottom:574px;letter-spacing:-0.02px;display:inline;\">1,855 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_275\" id=\"t3s_275\" style=\"left:725px;bottom:574px;letter-spacing:-0.02px;display:inline;\">(238) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_275\" id=\"t3t_275\" style=\"left:798px;bottom:574px;letter-spacing:-0.02px;display:inline;\">1,617 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t3u_275\" style=\"left:91px;bottom:552px;letter-spacing:-0.01px;display:inline;\">31 Dec 2022 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t3v_275\" style=\"left:653px;bottom:552px;letter-spacing:-0.01px;display:inline;\">569 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t3w_275\" style=\"left:717px;bottom:552px;letter-spacing:-0.01px;display:inline;\">(1,001) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t3x_275\" style=\"left:804px;bottom:552px;letter-spacing:-0.01px;display:inline;\">(432) </div></td></tr></table><div class=\"t s1_275\" id=\"t3y_275\" style=\"left:87px;bottom:523px;letter-spacing:-0.01px;display:inline;\">All net derivatives are carried at fair value and are considered to be due within one year or less, representing the basis on which they are </div><div class=\"t s1_275\" id=\"t3z_275\" style=\"left:87px;bottom:508px;letter-spacing:-0.01px;display:inline;\">managed (ie to manage principally asset or liability value exposures). The Group has no cash flow hedges and, in general, contractual maturities </div><div class=\"t s1_275\" id=\"t40_275\" style=\"left:87px;bottom:492px;letter-spacing:-0.01px;display:inline;\">are not considered essential for an understanding of the timing of the cash flows for these instruments. </div><div class=\"t s6_275\" id=\"t41_275\" style=\"left:87px;bottom:464px;letter-spacing:-0.09px;display:inline;\">Credit risk </div><div class=\"t s1_275\" id=\"t42_275\" style=\"left:87px;bottom:448px;letter-spacing:-0.01px;display:inline;\">The Group\u2019s maximum exposure to credit risk of financial instruments before any allowance for collateral or allocation of losses to policyholders </div><div class=\"t s1_275\" id=\"t43_275\" style=\"left:87px;bottom:432px;letter-spacing:-0.01px;display:inline;\">is represented by the carrying value of financial instruments on the balance sheet that have exposures to credit risk comprising cash and cash </div><div class=\"t s1_275\" id=\"t44_275\" style=\"left:87px;bottom:417px;letter-spacing:-0.01px;display:inline;\">equivalents, deposits, debt securities, loans and derivative assets, accrued investment income and other debtors. Further details of collateral in </div><div class=\"t s1_275\" id=\"t45_275\" style=\"left:87px;bottom:401px;letter-spacing:-0.01px;display:inline;\">place in relation to derivatives, securities lending, repurchase and reverse repurchase agreements and other transactions are provided in note (c) </div><div class=\"t s1_275\" id=\"t46_275\" style=\"left:87px;bottom:386px;letter-spacing:-0.01px;display:inline;\">below. The Group\u2019s exposure to credit risk is further discussed in the Risk review report. </div><div class=\"t s1_275\" id=\"t47_275\" style=\"left:87px;bottom:358px;letter-spacing:-0.01px;display:inline;\">The majority of Group\u2019s financial instruments are carried at FVTPL. The total value of assets held at amortised cost is $12,933 million (31 </div><div class=\"t s1_275\" id=\"t48_275\" style=\"left:87px;bottom:342px;letter-spacing:-0.01px;display:inline;\">December 2022: $13,947 million), comprising primarily cash and cash equivalents, deposits and accrued investment income where the credit risk </div><div class=\"t s1_275\" id=\"t49_275\" style=\"left:87px;bottom:327px;letter-spacing:-0.01px;display:inline;\">is considered to be low by nature. There are no material expected credit losses recognised on these assets. At 31 December 2023, $9 million (31 </div><div class=\"t s1_275\" id=\"t4a_275\" style=\"left:87px;bottom:311px;letter-spacing:-0.01px;display:inline;\">December 2022: $7 million) are past their due date and as recovery is anticipated, immaterial expected credit loss provision has been </div><div class=\"t s1_275\" id=\"t4b_275\" style=\"left:87px;bottom:296px;letter-spacing:-0.01px;display:inline;\">established. </div><div class=\"t s1_275\" id=\"t4c_275\" style=\"left:87px;bottom:280px;letter-spacing:-0.01px;display:inline;\">In addition, the Group did not take possession of any other collateral held as security in both years. </div><div class=\"t s6_275\" id=\"t4d_275\" style=\"left:87px;bottom:251px;letter-spacing:-0.11px;display:inline;\">Foreign exchange risk </div><div class=\"t s1_275\" id=\"t4e_275\" style=\"left:87px;bottom:236px;letter-spacing:-0.01px;display:inline;\">The Group is exposed to exchange gains and losses on financial assets and liabilities held by the Group's business units in a currency other than </div><div class=\"t s1_275\" id=\"t4f_275\" style=\"left:87px;bottom:220px;letter-spacing:-0.01px;display:inline;\">the functional currency of the relevant business units or the currency to which the functional currency is pegged (eg financial assets and liabilities </div><div class=\"t s1_275\" id=\"t4g_275\" style=\"left:87px;bottom:204px;letter-spacing:-0.01px;display:inline;\">of USD denominated business in Hong Kong). The exchange risks inherent in these exposures are mitigated through the use of derivatives, </div><div class=\"t s1_275\" id=\"t4h_275\" style=\"left:87px;bottom:189px;letter-spacing:-0.01px;display:inline;\">mainly forward currency contracts and currency swaps as described in note (b) below. </div><div class=\"t s1_275\" id=\"t4i_275\" style=\"left:87px;bottom:161px;letter-spacing:-0.01px;word-spacing:-0.01px;display:inline;\">The amount of exchange loss on financial instruments recognised in the income statement in 2023, except for those arising on financial </div><div class=\"t s1_275\" id=\"t4j_275\" style=\"left:87px;bottom:145px;letter-spacing:-0.01px;display:inline;\">instruments measured at FVTPL, is $(38) million (2022: $234 million gain). </div><div></div><div class=\"t s0_276\" id=\"t1_276\" style=\"left:65px;bottom:1118px;letter-spacing:-0.1px;display:inline;\">(b) </div><div class=\"t s0_276\" id=\"t2_276\" style=\"left:91px;bottom:1118px;letter-spacing:-0.12px;display:inline;\">Derivatives and hedging </div><div class=\"t s1_276\" id=\"t3_276\" style=\"left:65px;bottom:1102px;letter-spacing:-0.01px;display:inline;\">Derivative financial instruments are used to reduce or manage investment, interest rate and currency exposures, to facilitate efficient portfolio </div><div class=\"t s1_276\" id=\"t4_276\" style=\"left:65px;bottom:1087px;letter-spacing:-0.01px;display:inline;\">management and for investment purposes. </div><div class=\"t s1_276\" id=\"t5_276\" style=\"left:65px;bottom:1059px;letter-spacing:-0.01px;display:inline;\">The Group does not regularly seek to apply fair value or cash flow hedging treatment under IFRS 9/IAS 39. The Group has no net investment, fair </div><div class=\"t s1_276\" id=\"t6_276\" style=\"left:65px;bottom:1043px;letter-spacing:-0.01px;display:inline;\">value or cash flow hedges under IFRS 9 and IAS 39 at 31 December 2023 and 2022, respectively. All derivatives that are not designated as </div><div class=\"t s1_276\" id=\"t7_276\" style=\"left:65px;bottom:1028px;letter-spacing:-0.01px;display:inline;\">hedging instruments are carried at fair value, with movements in fair value being recorded in the income statement. </div><div class=\"t s2_276\" id=\"t8_276\" style=\"left:65px;bottom:999px;letter-spacing:-0.11px;display:inline;\">Derivatives held and their purpose </div><div class=\"t s1_276\" id=\"t9_276\" style=\"left:65px;bottom:983px;letter-spacing:-0.01px;display:inline;\">The Group enters into a variety of exchange traded and over-the-counter derivative financial instruments, including futures, options, forward </div><div class=\"t s1_276\" id=\"ta_276\" style=\"left:65px;bottom:968px;letter-spacing:-0.01px;display:inline;\">contracts, swaps and swaptions. </div><div class=\"t s1_276\" id=\"tb_276\" style=\"left:65px;bottom:940px;letter-spacing:-0.01px;display:inline;\">All over-the-counter derivative transactions are conducted under standardised ISDA (International Swaps and Derivatives Association Inc) master </div><div class=\"t s1_276\" id=\"tc_276\" style=\"left:65px;bottom:924px;letter-spacing:-0.01px;display:inline;\">agreements and collateral agreements are in place between the individual entities and relevant counterparties under each of these market </div><div class=\"t s1_276\" id=\"td_276\" style=\"left:65px;bottom:909px;letter-spacing:-0.01px;display:inline;\">master agreements. The collateral management for these transactions is conducted under the usual and customary terms and conditions set out </div><div class=\"t s1_276\" id=\"te_276\" style=\"left:65px;bottom:893px;letter-spacing:-0.01px;display:inline;\">in the Credit Support Annex to the ISDA master agreement. </div><div class=\"t s1_276\" id=\"tf_276\" style=\"left:65px;bottom:865px;letter-spacing:-0.01px;display:inline;\">Derivatives are used for efficient portfolio management to obtain cost effective and management of exposure to various markets in accordance </div><div class=\"t s1_276\" id=\"tg_276\" style=\"left:65px;bottom:850px;letter-spacing:-0.01px;display:inline;\">with the Group\u2019s investment strategies and to manage exposure to interest rate, currency, credit and other business risks. The Group also uses </div><div class=\"t s1_276\" id=\"th_276\" style=\"left:65px;bottom:834px;letter-spacing:-0.01px;display:inline;\">interest rate derivatives to reduce exposure to interest rate volatility. </div><div class=\"t s0_276\" id=\"ti_276\" style=\"left:65px;bottom:805px;letter-spacing:-0.09px;display:inline;\">(c) </div><div class=\"t s0_276\" id=\"tj_276\" style=\"left:91px;bottom:805px;letter-spacing:-0.11px;display:inline;\">Derecognition, collateral and offsetting </div><div class=\"t s2_276\" id=\"tk_276\" style=\"left:65px;bottom:789px;letter-spacing:-0.1px;display:inline;\">Derecognition of financial assets and liabilities </div><div class=\"t s1_276\" id=\"tl_276\" style=\"left:65px;bottom:773px;letter-spacing:-0.01px;display:inline;\">The Group\u2019s policy is to derecognise financial assets when it is deemed that substantially all the risks and rewards of ownership have been </div><div class=\"t s1_276\" id=\"tm_276\" style=\"left:65px;bottom:758px;letter-spacing:-0.01px;display:inline;\">transferred. </div><div class=\"t s1_276\" id=\"tn_276\" style=\"left:65px;bottom:730px;letter-spacing:-0.01px;display:inline;\">The Group derecognises financial liabilities only when the obligation specified in the contract is discharged, cancelled or has expired. </div><div class=\"t s2_276\" id=\"to_276\" style=\"left:65px;bottom:701px;letter-spacing:-0.12px;display:inline;\">Reverse repurchase agreements </div><div class=\"t s1_276\" id=\"tp_276\" style=\"left:65px;bottom:686px;letter-spacing:-0.01px;display:inline;\">The Group is party to various reverse repurchase agreements under which securities are purchased from third parties with an obligation to resell </div><div class=\"t s1_276\" id=\"tq_276\" style=\"left:65px;bottom:670px;letter-spacing:-0.01px;display:inline;\">the securities. The securities are not recognised as investments in the statement of financial position but the right to receive the cash paid is </div><div class=\"t s1_276\" id=\"tr_276\" style=\"left:65px;bottom:654px;letter-spacing:-0.01px;display:inline;\">recognised as deposits. </div><div class=\"t s1_276\" id=\"ts_276\" style=\"left:65px;bottom:627px;letter-spacing:-0.01px;display:inline;\">The Group has entered into reverse repurchase transactions under which it purchased securities and had taken on the obligation to resell the </div><div class=\"t s1_276\" id=\"tt_276\" style=\"left:65px;bottom:611px;letter-spacing:-0.01px;display:inline;\">securities. At 31 December 2023, the fair value of the collateral held in respect of these transactions, which is represented by the purchased </div><div class=\"t s1_276\" id=\"tu_276\" style=\"left:65px;bottom:595px;letter-spacing:-0.01px;display:inline;\">securities was $3,623 million (31 December 2022: $3,244 million). </div><div class=\"t s2_276\" id=\"tv_276\" style=\"left:65px;bottom:567px;letter-spacing:-0.11px;display:inline;\">Securities lending and repurchase agreements </div><div class=\"t s1_276\" id=\"tw_276\" style=\"left:65px;bottom:551px;letter-spacing:-0.01px;display:inline;\">The Group is also party to various securities lending agreements (including repurchase agreements) under which securities are loaned to third </div><div class=\"t s1_276\" id=\"tx_276\" style=\"left:65px;bottom:536px;letter-spacing:-0.01px;display:inline;\">parties on a short-term basis. The loaned securities are not derecognised; rather, they continue to be recognised within the appropriate </div><div class=\"t s1_276\" id=\"ty_276\" style=\"left:65px;bottom:520px;letter-spacing:-0.01px;display:inline;\">investment classification. To the extent cash collateral is received it is recognised on the statement of financial position with the obligation to </div><div class=\"t s1_276\" id=\"tz_276\" style=\"left:65px;bottom:504px;letter-spacing:-0.01px;display:inline;\">repay the cash paid recognised as a liability. Other collateral is not recognised. </div><div class=\"t s1_276\" id=\"t10_276\" style=\"left:65px;bottom:477px;letter-spacing:-0.01px;display:inline;\">At 31 December 2023, the Group had $2,001 million (31 December 2022: $1,571 million) of lent securities and assets subject to repurchase </div><div class=\"t s1_276\" id=\"t11_276\" style=\"left:65px;bottom:461px;letter-spacing:-0.01px;display:inline;\">agreements. The cash and securities collateral held or pledged under such agreements were $2,042 million (31 December 2022: $1,679 million). </div><div class=\"t s2_276\" id=\"t12_276\" style=\"left:65px;bottom:432px;letter-spacing:-0.11px;display:inline;\">Collateral and pledges under derivative transactions </div><div class=\"t s1_276\" id=\"t13_276\" style=\"left:65px;bottom:417px;letter-spacing:-0.01px;display:inline;\">At 31 December 2023, the Group had pledged $457 million (31 December 2022: $62 million) for liabilities and held collateral of $1,586 million </div><div class=\"t s1_276\" id=\"t14_276\" style=\"left:65px;bottom:401px;letter-spacing:-0.01px;display:inline;\">(31 December 2022: $234 million) for assets in respect of derivative transactions. These transactions are conducted under terms that are usual </div><div class=\"t s1_276\" id=\"t15_276\" style=\"left:65px;bottom:386px;letter-spacing:-0.01px;display:inline;\">and customary to collateralised transactions including, where relevant, standard securities lending and repurchase agreements. </div><div class=\"t s1_276\" id=\"t16_276\" style=\"left:65px;bottom:358px;letter-spacing:-0.01px;display:inline;\">The Group has entered into collateral arrangements in relation to derivative transactions, which permit sale or re-pledging of underlying </div><div class=\"t s1_276\" id=\"t17_276\" style=\"left:65px;bottom:342px;letter-spacing:-0.01px;display:inline;\">collateral. The Group has not sold any non-cash collateral held or re-pledged any non-cash collateral. </div><div class=\"t s2_276\" id=\"t18_276\" style=\"left:65px;bottom:313px;letter-spacing:-0.1px;display:inline;\">Offsetting assets and liabilities </div><div class=\"t s1_276\" id=\"t19_276\" style=\"left:65px;bottom:298px;letter-spacing:-0.01px;display:inline;\">The Group\u2019s derivative instruments, repurchase agreements and securities lending agreements are subject to master netting arrangements and </div><div class=\"t s1_276\" id=\"t1a_276\" style=\"left:65px;bottom:282px;letter-spacing:-0.01px;display:inline;\">collateral arrangements. A master netting arrangement with a counterparty creates a right of offset for amounts due to and due from that same </div><div class=\"t s1_276\" id=\"t1b_276\" style=\"left:65px;bottom:267px;letter-spacing:-0.01px;display:inline;\">counterparty that is enforceable in the event of a default or bankruptcy. The Group recognises amounts subject to master netting arrangements </div><div class=\"t s1_276\" id=\"t1c_276\" style=\"left:65px;bottom:251px;letter-spacing:-0.01px;display:inline;\">on a gross basis within the consolidated balance sheets. </div><div></div><div class=\"t s0_277\" id=\"t1_277\" style=\"left:87px;bottom:1119px;letter-spacing:-0.01px;display:inline;\">The following tables present the gross and net information about the Group\u2019s financial instruments subject to master netting arrangements: </div><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"5\" rowspan=\"1\" style=\"text-align: center;\">  <div class=\"t s1_277\" id=\"t2_277\" style=\"left:619px;bottom:1090px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">31 Dec 2023 $m </div>  </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"3\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s1_277\" id=\"t6_277\" style=\"left:553px;bottom:1073px;letter-spacing:0.07px;display:inline;\">Related amounts not offset in the balance sheet </div>  </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_277\" id=\"t3_277\" style=\"left:473px;bottom:1066px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">Gross amount </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_277\" id=\"t7_277\" style=\"left:791px;bottom:1066px;letter-spacing:0.08px;display:inline;\">Net amount </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_277\" id=\"t4_277\" style=\"left:469px;bottom:1056px;letter-spacing:0.06px;display:inline;\">included in the </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_277\" id=\"ta_277\" style=\"left:570px;bottom:1056px;letter-spacing:0.06px;display:inline;\">Financial </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_277\" id=\"td_277\" style=\"left:723px;bottom:1056px;letter-spacing:0.06px;display:inline;\">Securities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_277\" id=\"t8_277\" style=\"left:781px;bottom:1056px;letter-spacing:0.06px;display:inline;\">included in the </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_277\" id=\"t5_277\" style=\"left:473px;bottom:1046px;letter-spacing:0.07px;display:inline;\">balance sheet </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_277\" id=\"tb_277\" style=\"left:558px;bottom:1046px;letter-spacing:0.07px;display:inline;\">instruments </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_277\" id=\"tc_277\" style=\"left:625px;bottom:1046px;letter-spacing:0.07px;display:inline;\">Cash collateral </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_277\" id=\"te_277\" style=\"left:725px;bottom:1046px;letter-spacing:0.07px;display:inline;\">collateral </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_277\" id=\"t9_277\" style=\"left:784px;bottom:1046px;letter-spacing:0.07px;display:inline;\">balance sheet </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_277\" id=\"tf_277\" style=\"left:499px;bottom:1029px;letter-spacing:0.06px;display:inline;\">note (i) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_277\" id=\"tg_277\" style=\"left:575px;bottom:1029px;letter-spacing:0.06px;display:inline;\">note (ii) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_277\" id=\"th_277\" style=\"left:807px;bottom:1029px;letter-spacing:0.06px;display:inline;\">note (iv) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"ti_277\" style=\"left:91px;bottom:1009px;letter-spacing:-0.01px;display:inline;\">Derivative assets </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"tj_277\" style=\"left:495px;bottom:1009px;letter-spacing:-0.02px;display:inline;\">1,820 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"tk_277\" style=\"left:579px;bottom:1009px;letter-spacing:-0.02px;display:inline;\">(138) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"tl_277\" style=\"left:647px;bottom:1009px;letter-spacing:-0.02px;display:inline;\">(1,529) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"tm_277\" style=\"left:742px;bottom:1009px;letter-spacing:-0.02px;display:inline;\">(11) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"tn_277\" style=\"left:817px;bottom:1009px;letter-spacing:-0.02px;display:inline;\">142 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"to_277\" style=\"left:91px;bottom:989px;letter-spacing:-0.01px;display:inline;\">Reverse repurchase agreements </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"tp_277\" style=\"left:495px;bottom:989px;letter-spacing:-0.02px;display:inline;\">3,616 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"tq_277\" style=\"left:586px;bottom:989px;letter-spacing:-0.02px;display:inline;\">(12) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"tr_277\" style=\"left:676px;bottom:989px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"ts_277\" style=\"left:725px;bottom:989px;letter-spacing:-0.02px;display:inline;\">(3,604) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"tt_277\" style=\"left:832px;bottom:989px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"tu_277\" style=\"left:91px;bottom:970px;letter-spacing:-0.01px;display:inline;\">Total financial assets </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"tv_277\" style=\"left:495px;bottom:970px;letter-spacing:-0.02px;display:inline;\">5,436 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"tw_277\" style=\"left:579px;bottom:970px;letter-spacing:-0.02px;display:inline;\">(150) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"tx_277\" style=\"left:647px;bottom:970px;letter-spacing:-0.02px;display:inline;\">(1,529) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"ty_277\" style=\"left:725px;bottom:970px;letter-spacing:-0.02px;display:inline;\">(3,615) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"tz_277\" style=\"left:817px;bottom:970px;letter-spacing:-0.02px;display:inline;\">142 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t10_277\" style=\"left:91px;bottom:950px;letter-spacing:-0.01px;display:inline;\">Derivative liabilities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"t11_277\" style=\"left:501px;bottom:950px;letter-spacing:-0.02px;display:inline;\">(225) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"t12_277\" style=\"left:583px;bottom:950px;letter-spacing:-0.02px;display:inline;\">138 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"t13_277\" style=\"left:668px;bottom:950px;letter-spacing:-0.02px;display:inline;\">57 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"t14_277\" style=\"left:754px;bottom:950px;display:inline;\">\u2013 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"t15_277\" style=\"left:820px;bottom:950px;letter-spacing:-0.02px;display:inline;\">(30) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t16_277\" style=\"left:91px;bottom:931px;letter-spacing:-0.01px;display:inline;\">Securities lending and repurchase agreements </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"t17_277\" style=\"left:501px;bottom:931px;letter-spacing:-0.02px;display:inline;\">(713) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"t18_277\" style=\"left:598px;bottom:931px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"t19_277\" style=\"left:664px;bottom:931px;letter-spacing:-0.02px;display:inline;\">(18) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"t1a_277\" style=\"left:739px;bottom:931px;letter-spacing:-0.02px;display:inline;\">730 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"t1b_277\" style=\"left:827px;bottom:931px;letter-spacing:-0.02px;display:inline;\">(1) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"t1c_277\" style=\"left:91px;bottom:911px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Total financial liabilities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"t1d_277\" style=\"left:501px;bottom:911px;letter-spacing:-0.02px;display:inline;\">(938) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"t1e_277\" style=\"left:583px;bottom:911px;letter-spacing:-0.02px;display:inline;\">138 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"t1f_277\" style=\"left:668px;bottom:911px;letter-spacing:-0.02px;display:inline;\">39 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"t1g_277\" style=\"left:739px;bottom:911px;letter-spacing:-0.02px;display:inline;\">730 </div></td><td class=\"tcs-selection-enabled tcs-selected\" colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"t1h_277\" style=\"left:820px;bottom:911px;letter-spacing:-0.02px;display:inline;\">(31) </div></td></tr>\n                                        </table><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"5\" rowspan=\"1\" style=\"text-align: center;\">  <div class=\"t s3_277\" id=\"t1i_277\" style=\"left:620px;bottom:881px;letter-spacing:0.08px;display:inline;\">31 Dec 2022 $m </div>  </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"3\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s3_277\" id=\"t1m_277\" style=\"left:560px;bottom:864px;letter-spacing:0.07px;display:inline;\">Related amounts not offset in the balance sheet </div>  </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_277\" id=\"t1j_277\" style=\"left:477px;bottom:858px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">Gross amount </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_277\" id=\"t1n_277\" style=\"left:795px;bottom:858px;letter-spacing:0.07px;display:inline;\">Net amount </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_277\" id=\"t1k_277\" style=\"left:474px;bottom:848px;letter-spacing:0.06px;display:inline;\">included in the </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_277\" id=\"t1q_277\" style=\"left:573px;bottom:848px;letter-spacing:0.06px;display:inline;\">Financial </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_277\" id=\"t1t_277\" style=\"left:727px;bottom:848px;letter-spacing:0.05px;display:inline;\">Securities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_277\" id=\"t1o_277\" style=\"left:786px;bottom:848px;letter-spacing:0.06px;display:inline;\">included in the </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_277\" id=\"t1l_277\" style=\"left:477px;bottom:838px;letter-spacing:0.07px;display:inline;\">balance sheet </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_277\" id=\"t1r_277\" style=\"left:563px;bottom:838px;letter-spacing:0.07px;display:inline;\">instruments </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_277\" id=\"t1s_277\" style=\"left:630px;bottom:838px;letter-spacing:0.06px;display:inline;\">Cash collateral </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_277\" id=\"t1u_277\" style=\"left:728px;bottom:838px;letter-spacing:0.06px;display:inline;\">collateral </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_277\" id=\"t1p_277\" style=\"left:789px;bottom:838px;letter-spacing:0.07px;display:inline;\">balance sheet </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_277\" id=\"t1v_277\" style=\"left:501px;bottom:820px;letter-spacing:0.06px;display:inline;\">note (i) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_277\" id=\"t1w_277\" style=\"left:577px;bottom:820px;letter-spacing:0.06px;display:inline;\">note (ii) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_277\" id=\"t1x_277\" style=\"left:731px;bottom:820px;letter-spacing:0.06px;display:inline;\">note (iii) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_277\" id=\"t1y_277\" style=\"left:809px;bottom:820px;letter-spacing:0.06px;display:inline;\">note (iv) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t1z_277\" style=\"left:91px;bottom:800px;letter-spacing:-0.01px;display:inline;\">Derivative assets </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t20_277\" style=\"left:506px;bottom:800px;letter-spacing:-0.01px;display:inline;\">457 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t21_277\" style=\"left:580px;bottom:800px;letter-spacing:-0.01px;display:inline;\">(179) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t22_277\" style=\"left:658px;bottom:800px;letter-spacing:-0.01px;display:inline;\">(217) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t23_277\" style=\"left:754px;bottom:800px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t24_277\" style=\"left:825px;bottom:800px;display:inline;\">61 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t25_277\" style=\"left:91px;bottom:781px;letter-spacing:-0.01px;display:inline;\">Reverse repurchase agreements </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t26_277\" style=\"left:496px;bottom:781px;letter-spacing:-0.01px;display:inline;\">3,174 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t27_277\" style=\"left:598px;bottom:781px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t28_277\" style=\"left:676px;bottom:781px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t29_277\" style=\"left:726px;bottom:781px;letter-spacing:-0.01px;display:inline;\">(3,174) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t2a_277\" style=\"left:832px;bottom:781px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"t2b_277\" style=\"left:91px;bottom:761px;letter-spacing:-0.01px;display:inline;\">Total financial assets </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t2c_277\" style=\"left:496px;bottom:761px;letter-spacing:-0.01px;display:inline;\">3,631 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t2d_277\" style=\"left:580px;bottom:761px;letter-spacing:-0.01px;display:inline;\">(179) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t2e_277\" style=\"left:658px;bottom:761px;letter-spacing:-0.01px;display:inline;\">(217) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t2f_277\" style=\"left:726px;bottom:761px;letter-spacing:-0.01px;display:inline;\">(3,174) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t2g_277\" style=\"left:825px;bottom:761px;display:inline;\">61 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t2h_277\" style=\"left:91px;bottom:742px;letter-spacing:-0.01px;display:inline;\">Derivative liabilities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t2i_277\" style=\"left:502px;bottom:742px;letter-spacing:-0.01px;display:inline;\">(284) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t2j_277\" style=\"left:584px;bottom:742px;letter-spacing:-0.01px;display:inline;\">179 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t2k_277\" style=\"left:669px;bottom:742px;letter-spacing:-0.01px;display:inline;\">27 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t2l_277\" style=\"left:754px;bottom:742px;display:inline;\">6 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t2m_277\" style=\"left:820px;bottom:742px;display:inline;\">(72) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t2n_277\" style=\"left:91px;bottom:722px;letter-spacing:-0.01px;display:inline;\">Securities lending and repurchase agreements </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t2o_277\" style=\"left:502px;bottom:722px;letter-spacing:-0.01px;display:inline;\">(582) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t2p_277\" style=\"left:598px;bottom:722px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t2q_277\" style=\"left:669px;bottom:722px;letter-spacing:-0.01px;display:inline;\">13 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t2r_277\" style=\"left:740px;bottom:722px;letter-spacing:-0.01px;display:inline;\">566 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t2s_277\" style=\"left:828px;bottom:722px;display:inline;\">(3) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"t2t_277\" style=\"left:91px;bottom:703px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Total financial liabilities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t2u_277\" style=\"left:502px;bottom:703px;letter-spacing:-0.01px;display:inline;\">(866) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t2v_277\" style=\"left:584px;bottom:703px;letter-spacing:-0.01px;display:inline;\">179 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t2w_277\" style=\"left:669px;bottom:703px;letter-spacing:-0.01px;display:inline;\">40 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t2x_277\" style=\"left:740px;bottom:703px;letter-spacing:-0.01px;display:inline;\">572 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t2y_277\" style=\"left:820px;bottom:703px;display:inline;\">(75) </div></td></tr>\n                                        </table><div class=\"t s4_277\" id=\"t2z_277\" style=\"left:87px;bottom:676px;letter-spacing:-0.16px;display:inline;\">Notes </div><div class=\"t s5_277\" id=\"t30_277\" style=\"left:87px;bottom:665px;letter-spacing:-0.09px;display:inline;\">(i) </div><div class=\"t s5_277\" id=\"t31_277\" style=\"left:104px;bottom:665px;letter-spacing:-0.13px;display:inline;\">The Group has not offset any of the amounts included in the balance sheet. </div><div class=\"t s5_277\" id=\"t32_277\" style=\"left:87px;bottom:653px;letter-spacing:-0.08px;display:inline;\">(ii) </div><div class=\"t s5_277\" id=\"t33_277\" style=\"left:104px;bottom:653px;letter-spacing:-0.13px;display:inline;\">Represents the amount that could be offset under master netting or similar arrangements where the Group does not satisfy the full criteria to offset in the balance sheet. </div><div class=\"t s5_277\" id=\"t34_277\" style=\"left:87px;bottom:641px;letter-spacing:-0.08px;display:inline;\">(iii) </div><div class=\"t s5_277\" id=\"t35_277\" style=\"left:104px;bottom:641px;letter-spacing:-0.13px;display:inline;\">Excludes initial margin amounts for exchange-traded derivatives. </div><div class=\"t s5_277\" id=\"t36_277\" style=\"left:87px;bottom:629px;letter-spacing:-0.1px;display:inline;\">(iv) </div><div class=\"t s5_277\" id=\"t37_277\" style=\"left:104px;bottom:629px;letter-spacing:-0.12px;display:inline;\">In the tables above, the amounts of assets or liabilities included in the balance sheet would be offset first by financial instruments that have the right of offset under master </div><div class=\"t s5_277\" id=\"t38_277\" style=\"left:104px;bottom:618px;letter-spacing:-0.13px;display:inline;\">netting or similar arrangements with any remaining amount reduced by the amount of cash and securities collateral. The actual amount of collateral may be greater than </div>amounts presented in the tables.",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfFairValueMeasurementExplanatory",
    "language": "en",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f36897": {
   "value": "\u2013 <div class=\"t s1_271\" id=\"t6_271\" style=\"left:100px;bottom:1032px;letter-spacing:-0.01px;display:inline;\">Financial instruments at FVTPL: this comprises primarily instruments that are managed and the performance evaluated on a fair value basis, </div><div class=\"t s1_271\" id=\"t7_271\" style=\"left:100px;bottom:1016px;letter-spacing:-0.01px;display:inline;\">including liabilities related to net assets attributable to unit holders of consolidated investment funds and policyholder liabilities for </div><div class=\"t s1_271\" id=\"t8_271\" style=\"left:100px;bottom:1000px;letter-spacing:-0.01px;display:inline;\">investment contracts without discretionary participation features. In addition, this includes derivatives. All investments within this category are </div>measured at fair value with all changes thereon being recognised in investment return in the income statement.",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForFinancialInstrumentsAtFairValueThroughProfitOrLossExplanatory",
    "language": "en",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f36898": {
   "value": "\u2013 <div class=\"t s1_271\" id=\"t6_271\" style=\"left:100px;bottom:1032px;letter-spacing:-0.01px;display:inline;\">Financial instruments at FVTPL: this comprises primarily instruments that are managed and the performance evaluated on a fair value basis, </div><div class=\"t s1_271\" id=\"t7_271\" style=\"left:100px;bottom:1016px;letter-spacing:-0.01px;display:inline;\">including liabilities related to net assets attributable to unit holders of consolidated investment funds and policyholder liabilities for </div><div class=\"t s1_271\" id=\"t8_271\" style=\"left:100px;bottom:1000px;letter-spacing:-0.01px;display:inline;\">investment contracts without discretionary participation features. In addition, this includes derivatives. All investments within this category are </div>measured at fair value with all changes thereon being recognised in investment return in the income statement.",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfFinancialInstrumentsAtFairValueThroughProfitOrLossExplanatory",
    "language": "en",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f36908": {
   "value": "\u2013 <div class=\"t s1_271\" id=\"tb_271\" style=\"left:100px;bottom:969px;letter-spacing:-0.01px;display:inline;\">Financial instruments at FVOCI under IFRS 9 or on an AFS basis under IAS 39: these instruments are initially recognised at fair value plus </div><div class=\"t s1_271\" id=\"tc_271\" style=\"left:100px;bottom:954px;letter-spacing:-0.01px;display:inline;\">attributable transaction costs and are subsequently measured at fair value. Interest and/or dividend income is recognised in the income </div><div class=\"t s1_271\" id=\"td_271\" style=\"left:100px;bottom:938px;letter-spacing:-0.01px;display:inline;\">statement. Unrealised gains and losses are recognised in other comprehensive income. Upon disposal or impairment, accumulated unrealised </div><div class=\"t s1_271\" id=\"te_271\" style=\"left:100px;bottom:922px;letter-spacing:-0.01px;display:inline;\">gains and losses are transferred from other comprehensive income to the income statement as realised gains or losses except for equity </div><div class=\"t s1_271\" id=\"tf_271\" style=\"left:100px;bottom:907px;letter-spacing:-0.01px;display:inline;\">securities that have been elected to be designated at FVOCI under IFRS 9 whereby there is no recycling to the profit or loss on derecognition </div><div class=\"t s1_271\" id=\"tg_271\" style=\"left:100px;bottom:891px;letter-spacing:-0.01px;display:inline;\">being the difference to the AFS treatment for equity securities under IAS 39. Subsequent to the demerger of Jackson in September 2021, the </div><div class=\"t s1_271\" id=\"th_271\" style=\"left:100px;bottom:876px;letter-spacing:-0.01px;display:inline;\">Group designated its retained interest in Jackson as AFS equity securities under IAS 39. Upon the adoption of IFRS 9, the Group made the </div><div class=\"t s1_271\" id=\"ti_271\" style=\"left:100px;bottom:860px;letter-spacing:-0.01px;display:inline;\">election to measure its interest in equity securities in Jackson at FVOCI, which were disposed of entirely in 2023. There were no financial </div>instruments at FVOCI at 31 December 2023.",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForAvailableforsaleFinancialAssetsExplanatory",
    "language": "en",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f36909": {
   "value": "\u2013 <div class=\"t s1_271\" id=\"tb_271\" style=\"left:100px;bottom:969px;letter-spacing:-0.01px;display:inline;\">Financial instruments at FVOCI under IFRS 9 or on an AFS basis under IAS 39: these instruments are initially recognised at fair value plus </div><div class=\"t s1_271\" id=\"tc_271\" style=\"left:100px;bottom:954px;letter-spacing:-0.01px;display:inline;\">attributable transaction costs and are subsequently measured at fair value. Interest and/or dividend income is recognised in the income </div><div class=\"t s1_271\" id=\"td_271\" style=\"left:100px;bottom:938px;letter-spacing:-0.01px;display:inline;\">statement. Unrealised gains and losses are recognised in other comprehensive income. Upon disposal or impairment, accumulated unrealised </div><div class=\"t s1_271\" id=\"te_271\" style=\"left:100px;bottom:922px;letter-spacing:-0.01px;display:inline;\">gains and losses are transferred from other comprehensive income to the income statement as realised gains or losses except for equity </div><div class=\"t s1_271\" id=\"tf_271\" style=\"left:100px;bottom:907px;letter-spacing:-0.01px;display:inline;\">securities that have been elected to be designated at FVOCI under IFRS 9 whereby there is no recycling to the profit or loss on derecognition </div><div class=\"t s1_271\" id=\"tg_271\" style=\"left:100px;bottom:891px;letter-spacing:-0.01px;display:inline;\">being the difference to the AFS treatment for equity securities under IAS 39. Subsequent to the demerger of Jackson in September 2021, the </div><div class=\"t s1_271\" id=\"th_271\" style=\"left:100px;bottom:876px;letter-spacing:-0.01px;display:inline;\">Group designated its retained interest in Jackson as AFS equity securities under IAS 39. Upon the adoption of IFRS 9, the Group made the </div><div class=\"t s1_271\" id=\"ti_271\" style=\"left:100px;bottom:860px;letter-spacing:-0.01px;display:inline;\">election to measure its interest in equity securities in Jackson at FVOCI, which were disposed of entirely in 2023. There were no financial </div>instruments at FVOCI at 31 December 2023.",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfAvailableforsaleAssetsExplanatory",
    "language": "en",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f36924": {
   "value": "\u2013 <div class=\"t s1_271\" id=\"tl_271\" style=\"left:100px;bottom:829px;letter-spacing:-0.01px;display:inline;\">Financial instruments at amortised cost: these instruments comprise non-quoted investments that have fixed or determinable payments, </div><div class=\"t s1_271\" id=\"tm_271\" style=\"left:100px;bottom:813px;letter-spacing:-0.01px;display:inline;\">including loans collateralised by mortgages, deposits, and other receivables. These investments are initially recognised at fair value plus </div><div class=\"t s1_271\" id=\"tn_271\" style=\"left:100px;bottom:798px;letter-spacing:-0.01px;display:inline;\">transaction costs. Subsequently, these instruments are carried at amortised cost using the effective interest method. The effective interest rate </div><div class=\"t s1_271\" id=\"to_271\" style=\"left:100px;bottom:782px;letter-spacing:-0.01px;display:inline;\">is the rate that exactly discounts estimated future cash receipts through the expected life of the financial instrument or, when appropriate, a </div><div class=\"t s1_271\" id=\"tp_271\" style=\"left:100px;bottom:767px;letter-spacing:-0.01px;display:inline;\">shorter period to the net carrying amount of the financial asset. When assets held at amortised cost are subject to impairment testing, </div><div class=\"t s1_271\" id=\"tq_271\" style=\"left:100px;bottom:751px;letter-spacing:-0.01px;display:inline;\">estimated future cash flows are compared to the carrying value of the asset. The estimated future cash flows are discounted using the </div><div class=\"t s1_271\" id=\"tr_271\" style=\"left:100px;bottom:735px;letter-spacing:-0.01px;display:inline;\">financial asset\u2019s original or variable effective interest rate and exclude credit losses that have not yet been incurred. If, in subsequent periods, </div><div class=\"t s1_271\" id=\"ts_271\" style=\"left:100px;bottom:720px;letter-spacing:-0.01px;display:inline;\">an impaired loan or receivable recovers in value (in part or in full) and this recovery can be objectively related to an event occurring after the </div>impairment, then any amount determined to have been recovered is reversed through the income statement.",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForLoansAndReceivablesExplanatory",
    "language": "en",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f37005": {
   "value": "(a) <div class=\"t s1_272\" id=\"t3_272\" style=\"left:91px;bottom:1097px;letter-spacing:0.11px;display:inline;\">Assets and liabilities at fair value </div><div class=\"t s2_272\" id=\"t4_272\" style=\"left:65px;bottom:1082px;letter-spacing:-0.01px;display:inline;\">The table below shows the assets and liabilities carried at fair value analysed by level of the IFRS 13 \u2018Fair Value Measurement\u2019 defined fair value </div><div class=\"t s2_272\" id=\"t5_272\" style=\"left:65px;bottom:1066px;letter-spacing:-0.01px;display:inline;\">hierarchy. This hierarchy is based on the inputs to the fair value measurement and reflects the lowest level input that is significant to that </div><div class=\"t s2_272\" id=\"t6_272\" style=\"left:65px;bottom:1051px;letter-spacing:-0.01px;display:inline;\">measurement. </div><div class=\"t s2_272\" id=\"t7_272\" style=\"left:65px;bottom:1023px;letter-spacing:-0.01px;word-spacing:-0.01px;display:inline;\">All assets and liabilities held at fair value are classified as FVTPL at 31 December 2023. At 31 December 2022, $266 million of financial assets </div><div class=\"t s2_272\" id=\"t8_272\" style=\"left:65px;bottom:1007px;letter-spacing:-0.01px;display:inline;\">classified as AFS under IAS 39 related to the Group\u2019s retained interest in Jackson, which was disposed of in 2023. All assets and liabilities held at </div><div class=\"t s2_272\" id=\"t9_272\" style=\"left:65px;bottom:992px;letter-spacing:-0.01px;display:inline;\">fair value are measured on a recurring basis. </div><div class=\"t s1_272\" id=\"ta_272\" style=\"left:65px;bottom:961px;letter-spacing:0.12px;display:inline;\">Financial instruments at fair value </div><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"4\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s3_272\" id=\"tb_272\" style=\"left:627px;bottom:945px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">31 Dec 2023 $m </div>  </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_272\" id=\"tc_272\" style=\"left:551px;bottom:927px;letter-spacing:0.07px;display:inline;\">Level 1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_272\" id=\"td_272\" style=\"left:629px;bottom:927px;letter-spacing:0.07px;display:inline;\">Level 2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_272\" id=\"te_272\" style=\"left:707px;bottom:927px;letter-spacing:0.07px;display:inline;\">Level 3 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_272\" id=\"ti_272\" style=\"left:592px;bottom:912px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">Valuation based </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_272\" id=\"tm_272\" style=\"left:670px;bottom:912px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">Valuation based </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_272\" id=\"tf_272\" style=\"left:524px;bottom:902px;letter-spacing:0.07px;display:inline;\">Quoted prices </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_272\" id=\"tj_272\" style=\"left:603px;bottom:902px;letter-spacing:0.06px;word-spacing:0.01px;display:inline;\">on significant </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_272\" id=\"tn_272\" style=\"left:681px;bottom:902px;letter-spacing:0.06px;word-spacing:0.01px;display:inline;\">on significant </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_272\" id=\"tg_272\" style=\"left:528px;bottom:892px;letter-spacing:0.07px;display:inline;\">(unadjusted) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_272\" id=\"tk_272\" style=\"left:614px;bottom:892px;letter-spacing:0.08px;display:inline;\">observable </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_272\" id=\"to_272\" style=\"left:682px;bottom:892px;letter-spacing:0.07px;display:inline;\">unobservable </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_272\" id=\"th_272\" style=\"left:511px;bottom:882px;letter-spacing:0.07px;display:inline;\">in active markets </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_272\" id=\"tl_272\" style=\"left:602px;bottom:882px;letter-spacing:0.07px;display:inline;\">market inputs </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_272\" id=\"tp_272\" style=\"left:679px;bottom:882px;letter-spacing:0.07px;display:inline;\">market inputs </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_272\" id=\"tq_272\" style=\"left:792px;bottom:882px;letter-spacing:0.07px;display:inline;\">Total </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_272\" id=\"tr_272\" style=\"left:702px;bottom:867px;letter-spacing:0.06px;display:inline;\">note (iii) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"ts_272\" style=\"left:69px;bottom:846px;letter-spacing:-0.01px;display:inline;\">Loans </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"tt_272\" style=\"left:560px;bottom:846px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"tu_272\" style=\"left:622px;bottom:846px;letter-spacing:-0.02px;display:inline;\">430 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"tv_272\" style=\"left:716px;bottom:846px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"tw_272\" style=\"left:778px;bottom:846px;letter-spacing:-0.02px;display:inline;\">430 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"tx_272\" style=\"left:69px;bottom:827px;letter-spacing:-0.01px;display:inline;\">Equity securities and holdings in collective investment schemes </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"ty_272\" style=\"left:527px;bottom:827px;letter-spacing:-0.02px;display:inline;\">56,327 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"tz_272\" style=\"left:612px;bottom:827px;letter-spacing:-0.02px;display:inline;\">5,562 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t10_272\" style=\"left:690px;bottom:827px;letter-spacing:-0.02px;display:inline;\">2,864 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t11_272\" style=\"left:761px;bottom:827px;letter-spacing:-0.02px;display:inline;\">64,753 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t12_272\" style=\"left:69px;bottom:807px;letter-spacing:-0.01px;display:inline;\">Debt securities </div> <div class=\"t s5_272\" id=\"t13_272\" style=\"vertical-align: super;left:149px;bottom:815px;letter-spacing:0.16px;display:inline;\">note (i) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t14_272\" style=\"left:527px;bottom:807px;letter-spacing:-0.02px;display:inline;\">64,004 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t15_272\" style=\"left:605px;bottom:807px;letter-spacing:-0.02px;display:inline;\">19,020 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t16_272\" style=\"left:708px;bottom:807px;letter-spacing:-0.02px;display:inline;\">40 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t17_272\" style=\"left:761px;bottom:807px;letter-spacing:-0.02px;display:inline;\">83,064 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t18_272\" style=\"left:69px;bottom:788px;letter-spacing:-0.01px;display:inline;\">Derivative assets </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t19_272\" style=\"left:534px;bottom:788px;letter-spacing:-0.02px;display:inline;\">1,460 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t1a_272\" style=\"left:622px;bottom:788px;letter-spacing:-0.02px;display:inline;\">395 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t1b_272\" style=\"left:716px;bottom:788px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t1c_272\" style=\"left:768px;bottom:788px;letter-spacing:-0.02px;display:inline;\">1,855 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t1d_272\" style=\"left:69px;bottom:768px;letter-spacing:-0.01px;display:inline;\">Derivative liabilities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t1e_272\" style=\"left:548px;bottom:768px;letter-spacing:-0.02px;display:inline;\">(58) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t1f_272\" style=\"left:618px;bottom:768px;letter-spacing:-0.02px;display:inline;\">(180) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t1g_272\" style=\"left:716px;bottom:768px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t1h_272\" style=\"left:774px;bottom:768px;letter-spacing:-0.02px;display:inline;\">(238) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t1i_272\" style=\"left:69px;bottom:749px;letter-spacing:-0.01px;display:inline;\">Total financial investments, net of derivative liabilities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t1j_272\" style=\"left:520px;bottom:749px;letter-spacing:-0.02px;display:inline;\">121,733 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t1k_272\" style=\"left:605px;bottom:749px;letter-spacing:-0.02px;display:inline;\">25,227 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t1l_272\" style=\"left:690px;bottom:749px;letter-spacing:-0.02px;display:inline;\">2,904 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t1m_272\" style=\"left:754px;bottom:749px;letter-spacing:-0.02px;display:inline;\">149,864 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t1n_272\" style=\"left:69px;bottom:729px;letter-spacing:-0.01px;display:inline;\">Investment contract liabilities without DPF </div> <div class=\"t s5_272\" id=\"t1o_272\" style=\"vertical-align: super;left:294px;bottom:737px;letter-spacing:0.15px;display:inline;\">note (ii) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t1p_272\" style=\"left:560px;bottom:729px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t1q_272\" style=\"left:618px;bottom:729px;letter-spacing:-0.02px;display:inline;\">(769) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t1r_272\" style=\"left:716px;bottom:729px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t1s_272\" style=\"left:774px;bottom:729px;letter-spacing:-0.02px;display:inline;\">(769) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t1t_272\" style=\"left:69px;bottom:710px;letter-spacing:-0.01px;display:inline;\">Net asset value attributable to unit holders of consolidated investment funds </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t1u_272\" style=\"left:530px;bottom:710px;letter-spacing:-0.02px;display:inline;\">(2,711) </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t1v_272\" style=\"left:638px;bottom:710px;display:inline;\">\u2013 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t1w_272\" style=\"left:716px;bottom:710px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t1x_272\" style=\"left:764px;bottom:710px;letter-spacing:-0.02px;display:inline;\">(2,711) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t1y_272\" style=\"left:69px;bottom:690px;letter-spacing:-0.01px;display:inline;\">Total financial instruments at fair value </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t1z_272\" style=\"left:520px;bottom:690px;letter-spacing:-0.02px;display:inline;\">119,022 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t20_272\" style=\"left:605px;bottom:690px;letter-spacing:-0.02px;display:inline;\">24,458 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t21_272\" style=\"left:690px;bottom:690px;letter-spacing:-0.02px;display:inline;\">2,904 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t22_272\" style=\"left:754px;bottom:690px;letter-spacing:-0.02px;display:inline;\">146,384 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t23_272\" style=\"left:69px;bottom:671px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Percentage of total (%) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t24_272\" style=\"left:552px;bottom:671px;letter-spacing:-0.02px;display:inline;\">81% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t25_272\" style=\"left:630px;bottom:671px;letter-spacing:-0.02px;display:inline;\">17% </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t26_272\" style=\"left:715px;bottom:671px;letter-spacing:-0.02px;display:inline;\">2% </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t27_272\" style=\"left:778px;bottom:671px;letter-spacing:-0.02px;display:inline;\">100% </div></td></tr>\n                                        </table><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"4\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s6_272\" id=\"t28_272\" style=\"left:628px;bottom:641px;letter-spacing:0.08px;display:inline;\">31 Dec 2022 $m </div>  </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_272\" id=\"t29_272\" style=\"left:551px;bottom:624px;letter-spacing:0.06px;display:inline;\">Level 1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_272\" id=\"t2a_272\" style=\"left:629px;bottom:624px;letter-spacing:0.06px;display:inline;\">Level 2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_272\" id=\"t2b_272\" style=\"left:707px;bottom:624px;letter-spacing:0.06px;display:inline;\">Level 3 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_272\" id=\"t2f_272\" style=\"left:619px;bottom:608px;letter-spacing:0.07px;display:inline;\">Valuation </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_272\" id=\"t2k_272\" style=\"left:696px;bottom:608px;letter-spacing:0.07px;display:inline;\">Valuation </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_272\" id=\"t2g_272\" style=\"left:632px;bottom:597px;letter-spacing:0.07px;display:inline;\">based </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_272\" id=\"t2l_272\" style=\"left:710px;bottom:597px;letter-spacing:0.07px;display:inline;\">based </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_272\" id=\"t2c_272\" style=\"left:526px;bottom:586px;letter-spacing:0.07px;display:inline;\">Quoted prices </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_272\" id=\"t2h_272\" style=\"left:604px;bottom:586px;letter-spacing:0.06px;display:inline;\">on significant </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_272\" id=\"t2m_272\" style=\"left:682px;bottom:586px;letter-spacing:0.06px;display:inline;\">on significant </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_272\" id=\"t2d_272\" style=\"left:529px;bottom:575px;letter-spacing:0.07px;display:inline;\">(unadjusted) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_272\" id=\"t2i_272\" style=\"left:615px;bottom:575px;letter-spacing:0.07px;display:inline;\">observable </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_272\" id=\"t2n_272\" style=\"left:683px;bottom:575px;letter-spacing:0.07px;display:inline;\">unobservable </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_272\" id=\"t2e_272\" style=\"left:514px;bottom:564px;letter-spacing:0.06px;display:inline;\">in active markets </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_272\" id=\"t2j_272\" style=\"left:604px;bottom:564px;letter-spacing:0.07px;display:inline;\">market inputs </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_272\" id=\"t2o_272\" style=\"left:682px;bottom:564px;letter-spacing:0.07px;display:inline;\">market inputs </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_272\" id=\"t2p_272\" style=\"left:791px;bottom:564px;letter-spacing:0.07px;display:inline;\">Total </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_272\" id=\"t2q_272\" style=\"left:701px;bottom:549px;letter-spacing:0.06px;display:inline;\">note (iii) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t2r_272\" style=\"left:69px;bottom:529px;letter-spacing:-0.01px;display:inline;\">Loans </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t2s_272\" style=\"left:556px;bottom:529px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t2t_272\" style=\"left:619px;bottom:529px;letter-spacing:-0.01px;display:inline;\">447 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t2u_272\" style=\"left:711px;bottom:529px;display:inline;\">3 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t2v_272\" style=\"left:775px;bottom:529px;letter-spacing:-0.01px;display:inline;\">450 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t2w_272\" style=\"left:69px;bottom:509px;letter-spacing:-0.01px;display:inline;\">Equity securities and holdings in collective investment schemes </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t2x_272\" style=\"left:525px;bottom:509px;letter-spacing:-0.01px;display:inline;\">49,725 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t2y_272\" style=\"left:610px;bottom:509px;letter-spacing:-0.01px;display:inline;\">7,130 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t2z_272\" style=\"left:697px;bottom:509px;letter-spacing:-0.01px;display:inline;\">824 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t30_272\" style=\"left:758px;bottom:509px;letter-spacing:-0.01px;display:inline;\">57,679 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t31_272\" style=\"left:69px;bottom:490px;letter-spacing:-0.01px;display:inline;\">Debt securities </div> <div class=\"t s5_272\" id=\"t32_272\" style=\"vertical-align: super;left:149px;bottom:498px;letter-spacing:0.16px;display:inline;\">note (i) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t33_272\" style=\"left:525px;bottom:490px;letter-spacing:-0.01px;display:inline;\">57,148 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t34_272\" style=\"left:603px;bottom:490px;letter-spacing:-0.01px;display:inline;\">19,763 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t35_272\" style=\"left:704px;bottom:490px;letter-spacing:-0.01px;display:inline;\">38 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t36_272\" style=\"left:758px;bottom:490px;letter-spacing:-0.01px;display:inline;\">76,949 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t37_272\" style=\"left:69px;bottom:470px;letter-spacing:-0.01px;display:inline;\">Derivative assets </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t38_272\" style=\"left:548px;bottom:470px;letter-spacing:-0.01px;display:inline;\">82 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t39_272\" style=\"left:619px;bottom:470px;letter-spacing:-0.01px;display:inline;\">487 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t3a_272\" style=\"left:712px;bottom:470px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t3b_272\" style=\"left:775px;bottom:470px;letter-spacing:-0.01px;display:inline;\">569 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t3c_272\" style=\"left:69px;bottom:451px;letter-spacing:-0.01px;display:inline;\">Derivative liabilities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t3d_272\" style=\"left:537px;bottom:451px;letter-spacing:-0.01px;display:inline;\">(778) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t3e_272\" style=\"left:615px;bottom:451px;letter-spacing:-0.01px;display:inline;\">(223) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t3f_272\" style=\"left:712px;bottom:451px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t3g_272\" style=\"left:761px;bottom:451px;letter-spacing:-0.01px;display:inline;\">(1,001) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t3h_272\" style=\"left:69px;bottom:432px;letter-spacing:-0.01px;display:inline;\">Total financial investments, net of derivative liabilities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t3i_272\" style=\"left:518px;bottom:432px;letter-spacing:-0.01px;display:inline;\">106,177 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t3j_272\" style=\"left:603px;bottom:432px;letter-spacing:-0.01px;display:inline;\">27,604 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t3k_272\" style=\"left:697px;bottom:432px;letter-spacing:-0.01px;display:inline;\">865 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t3l_272\" style=\"left:751px;bottom:432px;letter-spacing:-0.01px;display:inline;\">134,646 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t3m_272\" style=\"left:69px;bottom:412px;letter-spacing:-0.01px;display:inline;\">Investment contract liabilities without DPF </div> <div class=\"t s5_272\" id=\"t3n_272\" style=\"vertical-align: super;left:294px;bottom:420px;letter-spacing:0.15px;display:inline;\">note (ii) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t3o_272\" style=\"left:556px;bottom:412px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t3p_272\" style=\"left:615px;bottom:412px;letter-spacing:-0.01px;display:inline;\">(663) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t3q_272\" style=\"left:712px;bottom:412px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t3r_272\" style=\"left:771px;bottom:412px;letter-spacing:-0.01px;display:inline;\">(663) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t3s_272\" style=\"left:69px;bottom:393px;letter-spacing:-0.01px;display:inline;\">Net asset value attributable to unit holders of consolidated investment funds </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t3t_272\" style=\"left:528px;bottom:393px;letter-spacing:-0.01px;display:inline;\">(4,193) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t3u_272\" style=\"left:634px;bottom:393px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t3v_272\" style=\"left:712px;bottom:393px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t3w_272\" style=\"left:761px;bottom:393px;letter-spacing:-0.01px;display:inline;\">(4,193) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t3x_272\" style=\"left:69px;bottom:373px;letter-spacing:-0.01px;display:inline;\">Total financial instruments at fair value </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t3y_272\" style=\"left:518px;bottom:373px;letter-spacing:-0.01px;display:inline;\">101,984 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t3z_272\" style=\"left:603px;bottom:373px;letter-spacing:-0.01px;display:inline;\">26,941 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t40_272\" style=\"left:697px;bottom:373px;letter-spacing:-0.01px;display:inline;\">865 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t41_272\" style=\"left:751px;bottom:373px;letter-spacing:-0.01px;display:inline;\">129,790 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t42_272\" style=\"left:69px;bottom:354px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Percentage of total (%) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t43_272\" style=\"left:548px;bottom:354px;letter-spacing:-0.01px;display:inline;\">78% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t44_272\" style=\"left:626px;bottom:354px;letter-spacing:-0.01px;display:inline;\">21% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t45_272\" style=\"left:711px;bottom:354px;letter-spacing:-0.01px;display:inline;\">1% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t46_272\" style=\"left:775px;bottom:354px;letter-spacing:-0.01px;display:inline;\">100% </div></td></tr>\n                                        </table><div class=\"t s7_272\" id=\"t47_272\" style=\"left:65px;bottom:327px;letter-spacing:-0.16px;display:inline;\">Notes </div><div class=\"t s8_272\" id=\"t48_272\" style=\"left:65px;bottom:316px;letter-spacing:-0.09px;display:inline;\">(i) </div><div class=\"t s8_272\" id=\"t49_272\" style=\"left:82px;bottom:316px;letter-spacing:-0.13px;display:inline;\">Of the total level 2 debt securities of $19,020 million at 31 December 2023 (31 December 2022: $19,763 million), $10 million (31 December 2022: $37 million) are valued </div><div class=\"t s8_272\" id=\"t4a_272\" style=\"left:82px;bottom:304px;letter-spacing:-0.11px;display:inline;\">internally. </div><div class=\"t s8_272\" id=\"t4b_272\" style=\"left:65px;bottom:292px;letter-spacing:-0.08px;display:inline;\">(ii) </div><div class=\"t s8_272\" id=\"t4c_272\" style=\"left:82px;bottom:292px;letter-spacing:-0.12px;display:inline;\">For Investment contract liabilities without DPF, it is assumed that these investment contracts are not quoted in an active market and do not have readily available published </div><div class=\"t s8_272\" id=\"t4d_272\" style=\"left:82px;bottom:280px;letter-spacing:-0.12px;display:inline;\">prices and that their fair values are determined using valuation techniques. It is assumed that all significant inputs used in the valuation are observable and these </div><div class=\"t s8_272\" id=\"t4e_272\" style=\"left:82px;bottom:269px;letter-spacing:-0.11px;display:inline;\">investment contract liabilities are classified in level 2. </div><div class=\"t s8_272\" id=\"t4f_272\" style=\"left:65px;bottom:257px;letter-spacing:-0.08px;display:inline;\">(iii) </div><div class=\"t s8_272\" id=\"t4g_272\" style=\"left:82px;bottom:257px;letter-spacing:-0.13px;display:inline;\">At 31 December 2023, the Group held $2,904 million (31 December 2022: $865 million) of net financial instruments at fair value within level 3. This represents 2 per cent </div><div class=\"t s8_272\" id=\"t4h_272\" style=\"left:82px;bottom:245px;letter-spacing:-0.12px;display:inline;\">(2022: less than one per cent) of the total fair valued financial assets, net of financial liabilities and comprises the following: </div><div class=\"t s9_272\" id=\"t4i_272\" style=\"left:82px;bottom:233px;display:inline;\">\u2013 </div><div class=\"t s8_272\" id=\"t4j_272\" style=\"left:95px;bottom:233px;letter-spacing:-0.13px;display:inline;\">Equity securities and holdings in collective investment schemes of $2,863 million (31 December 2022: $823 million) are externally valued using the net asset value of the </div><div class=\"t s8_272\" id=\"t4k_272\" style=\"left:95px;bottom:222px;letter-spacing:-0.12px;display:inline;\">invested entities and consist primarily of property and infrastructure funds held by the participating funds. Equity securities of $1 million (31 December 2022: $1 million) </div><div class=\"t s8_272\" id=\"t4l_272\" style=\"left:95px;bottom:210px;letter-spacing:-0.12px;display:inline;\">are internally valued. Internal valuations are inherently more subjective than external valuations; and </div><div class=\"t s9_272\" id=\"t4m_272\" style=\"left:82px;bottom:198px;display:inline;\">\u2013 </div><div class=\"t s8_272\" id=\"t4n_272\" style=\"left:95px;bottom:198px;letter-spacing:-0.13px;display:inline;\">Other sundry individual financial instruments of a net asset of $40 million (31 December 2022: $41 million). </div><div class=\"t s8_272\" id=\"t4o_272\" style=\"left:82px;bottom:186px;letter-spacing:-0.13px;display:inline;\">Of the net financial instruments of $2,904 million (31 December 2022: $865 million) referred to above: </div><div class=\"t s9_272\" id=\"t4p_272\" style=\"left:82px;bottom:174px;display:inline;\">\u2013 </div><div class=\"t s8_272\" id=\"t4q_272\" style=\"left:95px;bottom:174px;letter-spacing:-0.12px;display:inline;\">A net asset of $2,866 million (31 December 2022: $830 million) is held by the Group\u2019s with-profits and unit-linked funds and therefore shareholders\u2019 profit and equity </div><div class=\"t s8_272\" id=\"t4r_272\" style=\"left:95px;bottom:163px;letter-spacing:-0.13px;display:inline;\">are not immediately impacted by movements in the valuation of these financial instruments; and </div><div class=\"t s9_272\" id=\"t4s_272\" style=\"left:82px;bottom:151px;display:inline;\">\u2013 </div><div class=\"t s8_272\" id=\"t4t_272\" style=\"left:95px;bottom:151px;letter-spacing:-0.13px;display:inline;\">The remaining level 3 investments comprise a net asset of $38 million (31 December 2022: $35 million) and are primarily corporate bonds valued using external prices </div><div class=\"t s8_272\" id=\"t4u_272\" style=\"left:95px;bottom:139px;letter-spacing:-0.12px;display:inline;\">adjusted to reflect the specific known conditions relating to these bonds (eg distressed securities). If the value of all these level 3 financial instruments decreased by 10 </div>per cent, the change in valuation would be $(4) million (31 December 2022: $(4) million), which would reduce shareholders\u2019 equity by this amount before tax.Maturity analysis of derivatives <div class=\"t s1_275\" id=\"t3h_275\" style=\"left:87px;bottom:662px;letter-spacing:-0.01px;display:inline;\">The following table shows the carrying value of the gross and net derivative positions. </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"3\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s7_275\" id=\"t3i_275\" style=\"left:651px;bottom:634px;letter-spacing:0.06px;display:inline;\">Carrying value of net derivatives $m </div>  </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_275\" id=\"t3n_275\" style=\"left:817px;bottom:617px;letter-spacing:0.08px;display:inline;\">Net </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_275\" id=\"t3j_275\" style=\"left:638px;bottom:607px;letter-spacing:0.06px;display:inline;\">Derivative </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_275\" id=\"t3l_275\" style=\"left:716px;bottom:607px;letter-spacing:0.06px;display:inline;\">Derivative </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_275\" id=\"t3o_275\" style=\"left:795px;bottom:607px;letter-spacing:0.06px;display:inline;\">derivative </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_275\" id=\"t3k_275\" style=\"left:652px;bottom:597px;letter-spacing:0.06px;display:inline;\">assets </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_275\" id=\"t3m_275\" style=\"left:721px;bottom:597px;letter-spacing:0.05px;display:inline;\">liabilities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_275\" id=\"t3p_275\" style=\"left:801px;bottom:597px;letter-spacing:0.07px;display:inline;\">position </div></td></tr><tr><td class=\"tcs-selection-enabled tcs-selected\" colspan=\"1\" rowspan=\"1\"><div class=\"t s3_275\" id=\"t3q_275\" style=\"left:91px;bottom:574px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">31 Dec 2023 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_275\" id=\"t3r_275\" style=\"left:642px;bottom:574px;letter-spacing:-0.02px;display:inline;\">1,855 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_275\" id=\"t3s_275\" style=\"left:725px;bottom:574px;letter-spacing:-0.02px;display:inline;\">(238) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_275\" id=\"t3t_275\" style=\"left:798px;bottom:574px;letter-spacing:-0.02px;display:inline;\">1,617 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t3u_275\" style=\"left:91px;bottom:552px;letter-spacing:-0.01px;display:inline;\">31 Dec 2022 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t3v_275\" style=\"left:653px;bottom:552px;letter-spacing:-0.01px;display:inline;\">569 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t3w_275\" style=\"left:717px;bottom:552px;letter-spacing:-0.01px;display:inline;\">(1,001) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t3x_275\" style=\"left:804px;bottom:552px;letter-spacing:-0.01px;display:inline;\">(432) </div></td></tr></table><div class=\"t s1_275\" id=\"t3y_275\" style=\"left:87px;bottom:523px;letter-spacing:-0.01px;display:inline;\">All net derivatives are carried at fair value and are considered to be due within one year or less, representing the basis on which they are </div><div class=\"t s1_275\" id=\"t3z_275\" style=\"left:87px;bottom:508px;letter-spacing:-0.01px;display:inline;\">managed (ie to manage principally asset or liability value exposures). The Group has no cash flow hedges and, in general, contractual maturities </div>are not considered essential for an understanding of the timing of the cash flows for these instruments.(b) <div class=\"t s0_276\" id=\"t2_276\" style=\"left:91px;bottom:1118px;letter-spacing:-0.12px;display:inline;\">Derivatives and hedging </div><div class=\"t s1_276\" id=\"t3_276\" style=\"left:65px;bottom:1102px;letter-spacing:-0.01px;display:inline;\">Derivative financial instruments are used to reduce or manage investment, interest rate and currency exposures, to facilitate efficient portfolio </div><div class=\"t s1_276\" id=\"t4_276\" style=\"left:65px;bottom:1087px;letter-spacing:-0.01px;display:inline;\">management and for investment purposes. </div><div class=\"t s1_276\" id=\"t5_276\" style=\"left:65px;bottom:1059px;letter-spacing:-0.01px;display:inline;\">The Group does not regularly seek to apply fair value or cash flow hedging treatment under IFRS 9/IAS 39. The Group has no net investment, fair </div><div class=\"t s1_276\" id=\"t6_276\" style=\"left:65px;bottom:1043px;letter-spacing:-0.01px;display:inline;\">value or cash flow hedges under IFRS 9 and IAS 39 at 31 December 2023 and 2022, respectively. All derivatives that are not designated as </div><div class=\"t s1_276\" id=\"t7_276\" style=\"left:65px;bottom:1028px;letter-spacing:-0.01px;display:inline;\">hedging instruments are carried at fair value, with movements in fair value being recorded in the income statement. </div><div class=\"t s2_276\" id=\"t8_276\" style=\"left:65px;bottom:999px;letter-spacing:-0.11px;display:inline;\">Derivatives held and their purpose </div><div class=\"t s1_276\" id=\"t9_276\" style=\"left:65px;bottom:983px;letter-spacing:-0.01px;display:inline;\">The Group enters into a variety of exchange traded and over-the-counter derivative financial instruments, including futures, options, forward </div><div class=\"t s1_276\" id=\"ta_276\" style=\"left:65px;bottom:968px;letter-spacing:-0.01px;display:inline;\">contracts, swaps and swaptions. </div><div class=\"t s1_276\" id=\"tb_276\" style=\"left:65px;bottom:940px;letter-spacing:-0.01px;display:inline;\">All over-the-counter derivative transactions are conducted under standardised ISDA (International Swaps and Derivatives Association Inc) master </div><div class=\"t s1_276\" id=\"tc_276\" style=\"left:65px;bottom:924px;letter-spacing:-0.01px;display:inline;\">agreements and collateral agreements are in place between the individual entities and relevant counterparties under each of these market </div><div class=\"t s1_276\" id=\"td_276\" style=\"left:65px;bottom:909px;letter-spacing:-0.01px;display:inline;\">master agreements. The collateral management for these transactions is conducted under the usual and customary terms and conditions set out </div><div class=\"t s1_276\" id=\"te_276\" style=\"left:65px;bottom:893px;letter-spacing:-0.01px;display:inline;\">in the Credit Support Annex to the ISDA master agreement. </div><div class=\"t s1_276\" id=\"tf_276\" style=\"left:65px;bottom:865px;letter-spacing:-0.01px;display:inline;\">Derivatives are used for efficient portfolio management to obtain cost effective and management of exposure to various markets in accordance </div><div class=\"t s1_276\" id=\"tg_276\" style=\"left:65px;bottom:850px;letter-spacing:-0.01px;display:inline;\">with the Group\u2019s investment strategies and to manage exposure to interest rate, currency, credit and other business risks. The Group also uses </div>interest rate derivatives to reduce exposure to interest rate volatility.Offsetting assets and liabilities <div class=\"t s1_276\" id=\"t19_276\" style=\"left:65px;bottom:298px;letter-spacing:-0.01px;display:inline;\">The Group\u2019s derivative instruments, repurchase agreements and securities lending agreements are subject to master netting arrangements and </div><div class=\"t s1_276\" id=\"t1a_276\" style=\"left:65px;bottom:282px;letter-spacing:-0.01px;display:inline;\">collateral arrangements. A master netting arrangement with a counterparty creates a right of offset for amounts due to and due from that same </div><div class=\"t s1_276\" id=\"t1b_276\" style=\"left:65px;bottom:267px;letter-spacing:-0.01px;display:inline;\">counterparty that is enforceable in the event of a default or bankruptcy. The Group recognises amounts subject to master netting arrangements </div><div class=\"t s1_276\" id=\"t1c_276\" style=\"left:65px;bottom:251px;letter-spacing:-0.01px;display:inline;\">on a gross basis within the consolidated balance sheets. </div><div></div><div class=\"t s0_277\" id=\"t1_277\" style=\"left:87px;bottom:1119px;letter-spacing:-0.01px;display:inline;\">The following tables present the gross and net information about the Group\u2019s financial instruments subject to master netting arrangements: </div><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"5\" rowspan=\"1\" style=\"text-align: center;\">  <div class=\"t s1_277\" id=\"t2_277\" style=\"left:619px;bottom:1090px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">31 Dec 2023 $m </div>  </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"3\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s1_277\" id=\"t6_277\" style=\"left:553px;bottom:1073px;letter-spacing:0.07px;display:inline;\">Related amounts not offset in the balance sheet </div>  </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_277\" id=\"t3_277\" style=\"left:473px;bottom:1066px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">Gross amount </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_277\" id=\"t7_277\" style=\"left:791px;bottom:1066px;letter-spacing:0.08px;display:inline;\">Net amount </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_277\" id=\"t4_277\" style=\"left:469px;bottom:1056px;letter-spacing:0.06px;display:inline;\">included in the </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_277\" id=\"ta_277\" style=\"left:570px;bottom:1056px;letter-spacing:0.06px;display:inline;\">Financial </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_277\" id=\"td_277\" style=\"left:723px;bottom:1056px;letter-spacing:0.06px;display:inline;\">Securities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_277\" id=\"t8_277\" style=\"left:781px;bottom:1056px;letter-spacing:0.06px;display:inline;\">included in the </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_277\" id=\"t5_277\" style=\"left:473px;bottom:1046px;letter-spacing:0.07px;display:inline;\">balance sheet </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_277\" id=\"tb_277\" style=\"left:558px;bottom:1046px;letter-spacing:0.07px;display:inline;\">instruments </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_277\" id=\"tc_277\" style=\"left:625px;bottom:1046px;letter-spacing:0.07px;display:inline;\">Cash collateral </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_277\" id=\"te_277\" style=\"left:725px;bottom:1046px;letter-spacing:0.07px;display:inline;\">collateral </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_277\" id=\"t9_277\" style=\"left:784px;bottom:1046px;letter-spacing:0.07px;display:inline;\">balance sheet </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_277\" id=\"tf_277\" style=\"left:499px;bottom:1029px;letter-spacing:0.06px;display:inline;\">note (i) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_277\" id=\"tg_277\" style=\"left:575px;bottom:1029px;letter-spacing:0.06px;display:inline;\">note (ii) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_277\" id=\"th_277\" style=\"left:807px;bottom:1029px;letter-spacing:0.06px;display:inline;\">note (iv) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"ti_277\" style=\"left:91px;bottom:1009px;letter-spacing:-0.01px;display:inline;\">Derivative assets </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"tj_277\" style=\"left:495px;bottom:1009px;letter-spacing:-0.02px;display:inline;\">1,820 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"tk_277\" style=\"left:579px;bottom:1009px;letter-spacing:-0.02px;display:inline;\">(138) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"tl_277\" style=\"left:647px;bottom:1009px;letter-spacing:-0.02px;display:inline;\">(1,529) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"tm_277\" style=\"left:742px;bottom:1009px;letter-spacing:-0.02px;display:inline;\">(11) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"tn_277\" style=\"left:817px;bottom:1009px;letter-spacing:-0.02px;display:inline;\">142 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"to_277\" style=\"left:91px;bottom:989px;letter-spacing:-0.01px;display:inline;\">Reverse repurchase agreements </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"tp_277\" style=\"left:495px;bottom:989px;letter-spacing:-0.02px;display:inline;\">3,616 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"tq_277\" style=\"left:586px;bottom:989px;letter-spacing:-0.02px;display:inline;\">(12) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"tr_277\" style=\"left:676px;bottom:989px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"ts_277\" style=\"left:725px;bottom:989px;letter-spacing:-0.02px;display:inline;\">(3,604) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"tt_277\" style=\"left:832px;bottom:989px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"tu_277\" style=\"left:91px;bottom:970px;letter-spacing:-0.01px;display:inline;\">Total financial assets </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"tv_277\" style=\"left:495px;bottom:970px;letter-spacing:-0.02px;display:inline;\">5,436 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"tw_277\" style=\"left:579px;bottom:970px;letter-spacing:-0.02px;display:inline;\">(150) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"tx_277\" style=\"left:647px;bottom:970px;letter-spacing:-0.02px;display:inline;\">(1,529) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"ty_277\" style=\"left:725px;bottom:970px;letter-spacing:-0.02px;display:inline;\">(3,615) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"tz_277\" style=\"left:817px;bottom:970px;letter-spacing:-0.02px;display:inline;\">142 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t10_277\" style=\"left:91px;bottom:950px;letter-spacing:-0.01px;display:inline;\">Derivative liabilities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"t11_277\" style=\"left:501px;bottom:950px;letter-spacing:-0.02px;display:inline;\">(225) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"t12_277\" style=\"left:583px;bottom:950px;letter-spacing:-0.02px;display:inline;\">138 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"t13_277\" style=\"left:668px;bottom:950px;letter-spacing:-0.02px;display:inline;\">57 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"t14_277\" style=\"left:754px;bottom:950px;display:inline;\">\u2013 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"t15_277\" style=\"left:820px;bottom:950px;letter-spacing:-0.02px;display:inline;\">(30) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t16_277\" style=\"left:91px;bottom:931px;letter-spacing:-0.01px;display:inline;\">Securities lending and repurchase agreements </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"t17_277\" style=\"left:501px;bottom:931px;letter-spacing:-0.02px;display:inline;\">(713) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"t18_277\" style=\"left:598px;bottom:931px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"t19_277\" style=\"left:664px;bottom:931px;letter-spacing:-0.02px;display:inline;\">(18) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"t1a_277\" style=\"left:739px;bottom:931px;letter-spacing:-0.02px;display:inline;\">730 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"t1b_277\" style=\"left:827px;bottom:931px;letter-spacing:-0.02px;display:inline;\">(1) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"t1c_277\" style=\"left:91px;bottom:911px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Total financial liabilities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"t1d_277\" style=\"left:501px;bottom:911px;letter-spacing:-0.02px;display:inline;\">(938) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"t1e_277\" style=\"left:583px;bottom:911px;letter-spacing:-0.02px;display:inline;\">138 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"t1f_277\" style=\"left:668px;bottom:911px;letter-spacing:-0.02px;display:inline;\">39 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"t1g_277\" style=\"left:739px;bottom:911px;letter-spacing:-0.02px;display:inline;\">730 </div></td><td class=\"tcs-selection-enabled tcs-selected\" colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"t1h_277\" style=\"left:820px;bottom:911px;letter-spacing:-0.02px;display:inline;\">(31) </div></td></tr>\n                                        </table><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"5\" rowspan=\"1\" style=\"text-align: center;\">  <div class=\"t s3_277\" id=\"t1i_277\" style=\"left:620px;bottom:881px;letter-spacing:0.08px;display:inline;\">31 Dec 2022 $m </div>  </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"3\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s3_277\" id=\"t1m_277\" style=\"left:560px;bottom:864px;letter-spacing:0.07px;display:inline;\">Related amounts not offset in the balance sheet </div>  </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_277\" id=\"t1j_277\" style=\"left:477px;bottom:858px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">Gross amount </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_277\" id=\"t1n_277\" style=\"left:795px;bottom:858px;letter-spacing:0.07px;display:inline;\">Net amount </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_277\" id=\"t1k_277\" style=\"left:474px;bottom:848px;letter-spacing:0.06px;display:inline;\">included in the </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_277\" id=\"t1q_277\" style=\"left:573px;bottom:848px;letter-spacing:0.06px;display:inline;\">Financial </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_277\" id=\"t1t_277\" style=\"left:727px;bottom:848px;letter-spacing:0.05px;display:inline;\">Securities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_277\" id=\"t1o_277\" style=\"left:786px;bottom:848px;letter-spacing:0.06px;display:inline;\">included in the </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_277\" id=\"t1l_277\" style=\"left:477px;bottom:838px;letter-spacing:0.07px;display:inline;\">balance sheet </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_277\" id=\"t1r_277\" style=\"left:563px;bottom:838px;letter-spacing:0.07px;display:inline;\">instruments </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_277\" id=\"t1s_277\" style=\"left:630px;bottom:838px;letter-spacing:0.06px;display:inline;\">Cash collateral </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_277\" id=\"t1u_277\" style=\"left:728px;bottom:838px;letter-spacing:0.06px;display:inline;\">collateral </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_277\" id=\"t1p_277\" style=\"left:789px;bottom:838px;letter-spacing:0.07px;display:inline;\">balance sheet </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_277\" id=\"t1v_277\" style=\"left:501px;bottom:820px;letter-spacing:0.06px;display:inline;\">note (i) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_277\" id=\"t1w_277\" style=\"left:577px;bottom:820px;letter-spacing:0.06px;display:inline;\">note (ii) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_277\" id=\"t1x_277\" style=\"left:731px;bottom:820px;letter-spacing:0.06px;display:inline;\">note (iii) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_277\" id=\"t1y_277\" style=\"left:809px;bottom:820px;letter-spacing:0.06px;display:inline;\">note (iv) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t1z_277\" style=\"left:91px;bottom:800px;letter-spacing:-0.01px;display:inline;\">Derivative assets </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t20_277\" style=\"left:506px;bottom:800px;letter-spacing:-0.01px;display:inline;\">457 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t21_277\" style=\"left:580px;bottom:800px;letter-spacing:-0.01px;display:inline;\">(179) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t22_277\" style=\"left:658px;bottom:800px;letter-spacing:-0.01px;display:inline;\">(217) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t23_277\" style=\"left:754px;bottom:800px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t24_277\" style=\"left:825px;bottom:800px;display:inline;\">61 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t25_277\" style=\"left:91px;bottom:781px;letter-spacing:-0.01px;display:inline;\">Reverse repurchase agreements </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t26_277\" style=\"left:496px;bottom:781px;letter-spacing:-0.01px;display:inline;\">3,174 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t27_277\" style=\"left:598px;bottom:781px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t28_277\" style=\"left:676px;bottom:781px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t29_277\" style=\"left:726px;bottom:781px;letter-spacing:-0.01px;display:inline;\">(3,174) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t2a_277\" style=\"left:832px;bottom:781px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"t2b_277\" style=\"left:91px;bottom:761px;letter-spacing:-0.01px;display:inline;\">Total financial assets </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t2c_277\" style=\"left:496px;bottom:761px;letter-spacing:-0.01px;display:inline;\">3,631 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t2d_277\" style=\"left:580px;bottom:761px;letter-spacing:-0.01px;display:inline;\">(179) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t2e_277\" style=\"left:658px;bottom:761px;letter-spacing:-0.01px;display:inline;\">(217) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t2f_277\" style=\"left:726px;bottom:761px;letter-spacing:-0.01px;display:inline;\">(3,174) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t2g_277\" style=\"left:825px;bottom:761px;display:inline;\">61 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t2h_277\" style=\"left:91px;bottom:742px;letter-spacing:-0.01px;display:inline;\">Derivative liabilities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t2i_277\" style=\"left:502px;bottom:742px;letter-spacing:-0.01px;display:inline;\">(284) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t2j_277\" style=\"left:584px;bottom:742px;letter-spacing:-0.01px;display:inline;\">179 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t2k_277\" style=\"left:669px;bottom:742px;letter-spacing:-0.01px;display:inline;\">27 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t2l_277\" style=\"left:754px;bottom:742px;display:inline;\">6 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t2m_277\" style=\"left:820px;bottom:742px;display:inline;\">(72) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t2n_277\" style=\"left:91px;bottom:722px;letter-spacing:-0.01px;display:inline;\">Securities lending and repurchase agreements </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t2o_277\" style=\"left:502px;bottom:722px;letter-spacing:-0.01px;display:inline;\">(582) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t2p_277\" style=\"left:598px;bottom:722px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t2q_277\" style=\"left:669px;bottom:722px;letter-spacing:-0.01px;display:inline;\">13 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t2r_277\" style=\"left:740px;bottom:722px;letter-spacing:-0.01px;display:inline;\">566 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t2s_277\" style=\"left:828px;bottom:722px;display:inline;\">(3) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"t2t_277\" style=\"left:91px;bottom:703px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Total financial liabilities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t2u_277\" style=\"left:502px;bottom:703px;letter-spacing:-0.01px;display:inline;\">(866) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t2v_277\" style=\"left:584px;bottom:703px;letter-spacing:-0.01px;display:inline;\">179 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t2w_277\" style=\"left:669px;bottom:703px;letter-spacing:-0.01px;display:inline;\">40 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t2x_277\" style=\"left:740px;bottom:703px;letter-spacing:-0.01px;display:inline;\">572 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t2y_277\" style=\"left:820px;bottom:703px;display:inline;\">(75) </div></td></tr>\n                                        </table><div class=\"t s4_277\" id=\"t2z_277\" style=\"left:87px;bottom:676px;letter-spacing:-0.16px;display:inline;\">Notes </div><div class=\"t s5_277\" id=\"t30_277\" style=\"left:87px;bottom:665px;letter-spacing:-0.09px;display:inline;\">(i) </div><div class=\"t s5_277\" id=\"t31_277\" style=\"left:104px;bottom:665px;letter-spacing:-0.13px;display:inline;\">The Group has not offset any of the amounts included in the balance sheet. </div><div class=\"t s5_277\" id=\"t32_277\" style=\"left:87px;bottom:653px;letter-spacing:-0.08px;display:inline;\">(ii) </div><div class=\"t s5_277\" id=\"t33_277\" style=\"left:104px;bottom:653px;letter-spacing:-0.13px;display:inline;\">Represents the amount that could be offset under master netting or similar arrangements where the Group does not satisfy the full criteria to offset in the balance sheet. </div><div class=\"t s5_277\" id=\"t34_277\" style=\"left:87px;bottom:641px;letter-spacing:-0.08px;display:inline;\">(iii) </div><div class=\"t s5_277\" id=\"t35_277\" style=\"left:104px;bottom:641px;letter-spacing:-0.13px;display:inline;\">Excludes initial margin amounts for exchange-traded derivatives. </div><div class=\"t s5_277\" id=\"t36_277\" style=\"left:87px;bottom:629px;letter-spacing:-0.1px;display:inline;\">(iv) </div><div class=\"t s5_277\" id=\"t37_277\" style=\"left:104px;bottom:629px;letter-spacing:-0.12px;display:inline;\">In the tables above, the amounts of assets or liabilities included in the balance sheet would be offset first by financial instruments that have the right of offset under master </div><div class=\"t s5_277\" id=\"t38_277\" style=\"left:104px;bottom:618px;letter-spacing:-0.13px;display:inline;\">netting or similar arrangements with any remaining amount reduced by the amount of cash and securities collateral. The actual amount of collateral may be greater than </div>amounts presented in the tables.",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfDerivativeFinancialInstrumentsExplanatory",
    "language": "en",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f37006": {
   "value": "(a) <div class=\"t s1_272\" id=\"t3_272\" style=\"left:91px;bottom:1097px;letter-spacing:0.11px;display:inline;\">Assets and liabilities at fair value </div><div class=\"t s2_272\" id=\"t4_272\" style=\"left:65px;bottom:1082px;letter-spacing:-0.01px;display:inline;\">The table below shows the assets and liabilities carried at fair value analysed by level of the IFRS 13 \u2018Fair Value Measurement\u2019 defined fair value </div><div class=\"t s2_272\" id=\"t5_272\" style=\"left:65px;bottom:1066px;letter-spacing:-0.01px;display:inline;\">hierarchy. This hierarchy is based on the inputs to the fair value measurement and reflects the lowest level input that is significant to that </div><div class=\"t s2_272\" id=\"t6_272\" style=\"left:65px;bottom:1051px;letter-spacing:-0.01px;display:inline;\">measurement. </div><div class=\"t s2_272\" id=\"t7_272\" style=\"left:65px;bottom:1023px;letter-spacing:-0.01px;word-spacing:-0.01px;display:inline;\">All assets and liabilities held at fair value are classified as FVTPL at 31 December 2023. At 31 December 2022, $266 million of financial assets </div><div class=\"t s2_272\" id=\"t8_272\" style=\"left:65px;bottom:1007px;letter-spacing:-0.01px;display:inline;\">classified as AFS under IAS 39 related to the Group\u2019s retained interest in Jackson, which was disposed of in 2023. All assets and liabilities held at </div><div class=\"t s2_272\" id=\"t9_272\" style=\"left:65px;bottom:992px;letter-spacing:-0.01px;display:inline;\">fair value are measured on a recurring basis. </div><div class=\"t s1_272\" id=\"ta_272\" style=\"left:65px;bottom:961px;letter-spacing:0.12px;display:inline;\">Financial instruments at fair value </div><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"4\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s3_272\" id=\"tb_272\" style=\"left:627px;bottom:945px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">31 Dec 2023 $m </div>  </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_272\" id=\"tc_272\" style=\"left:551px;bottom:927px;letter-spacing:0.07px;display:inline;\">Level 1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_272\" id=\"td_272\" style=\"left:629px;bottom:927px;letter-spacing:0.07px;display:inline;\">Level 2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_272\" id=\"te_272\" style=\"left:707px;bottom:927px;letter-spacing:0.07px;display:inline;\">Level 3 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_272\" id=\"ti_272\" style=\"left:592px;bottom:912px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">Valuation based </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_272\" id=\"tm_272\" style=\"left:670px;bottom:912px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">Valuation based </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_272\" id=\"tf_272\" style=\"left:524px;bottom:902px;letter-spacing:0.07px;display:inline;\">Quoted prices </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_272\" id=\"tj_272\" style=\"left:603px;bottom:902px;letter-spacing:0.06px;word-spacing:0.01px;display:inline;\">on significant </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_272\" id=\"tn_272\" style=\"left:681px;bottom:902px;letter-spacing:0.06px;word-spacing:0.01px;display:inline;\">on significant </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_272\" id=\"tg_272\" style=\"left:528px;bottom:892px;letter-spacing:0.07px;display:inline;\">(unadjusted) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_272\" id=\"tk_272\" style=\"left:614px;bottom:892px;letter-spacing:0.08px;display:inline;\">observable </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_272\" id=\"to_272\" style=\"left:682px;bottom:892px;letter-spacing:0.07px;display:inline;\">unobservable </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_272\" id=\"th_272\" style=\"left:511px;bottom:882px;letter-spacing:0.07px;display:inline;\">in active markets </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_272\" id=\"tl_272\" style=\"left:602px;bottom:882px;letter-spacing:0.07px;display:inline;\">market inputs </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_272\" id=\"tp_272\" style=\"left:679px;bottom:882px;letter-spacing:0.07px;display:inline;\">market inputs </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_272\" id=\"tq_272\" style=\"left:792px;bottom:882px;letter-spacing:0.07px;display:inline;\">Total </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_272\" id=\"tr_272\" style=\"left:702px;bottom:867px;letter-spacing:0.06px;display:inline;\">note (iii) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"ts_272\" style=\"left:69px;bottom:846px;letter-spacing:-0.01px;display:inline;\">Loans </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"tt_272\" style=\"left:560px;bottom:846px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"tu_272\" style=\"left:622px;bottom:846px;letter-spacing:-0.02px;display:inline;\">430 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"tv_272\" style=\"left:716px;bottom:846px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"tw_272\" style=\"left:778px;bottom:846px;letter-spacing:-0.02px;display:inline;\">430 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"tx_272\" style=\"left:69px;bottom:827px;letter-spacing:-0.01px;display:inline;\">Equity securities and holdings in collective investment schemes </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"ty_272\" style=\"left:527px;bottom:827px;letter-spacing:-0.02px;display:inline;\">56,327 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"tz_272\" style=\"left:612px;bottom:827px;letter-spacing:-0.02px;display:inline;\">5,562 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t10_272\" style=\"left:690px;bottom:827px;letter-spacing:-0.02px;display:inline;\">2,864 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t11_272\" style=\"left:761px;bottom:827px;letter-spacing:-0.02px;display:inline;\">64,753 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t12_272\" style=\"left:69px;bottom:807px;letter-spacing:-0.01px;display:inline;\">Debt securities </div> <div class=\"t s5_272\" id=\"t13_272\" style=\"vertical-align: super;left:149px;bottom:815px;letter-spacing:0.16px;display:inline;\">note (i) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t14_272\" style=\"left:527px;bottom:807px;letter-spacing:-0.02px;display:inline;\">64,004 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t15_272\" style=\"left:605px;bottom:807px;letter-spacing:-0.02px;display:inline;\">19,020 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t16_272\" style=\"left:708px;bottom:807px;letter-spacing:-0.02px;display:inline;\">40 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t17_272\" style=\"left:761px;bottom:807px;letter-spacing:-0.02px;display:inline;\">83,064 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t18_272\" style=\"left:69px;bottom:788px;letter-spacing:-0.01px;display:inline;\">Derivative assets </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t19_272\" style=\"left:534px;bottom:788px;letter-spacing:-0.02px;display:inline;\">1,460 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t1a_272\" style=\"left:622px;bottom:788px;letter-spacing:-0.02px;display:inline;\">395 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t1b_272\" style=\"left:716px;bottom:788px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t1c_272\" style=\"left:768px;bottom:788px;letter-spacing:-0.02px;display:inline;\">1,855 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t1d_272\" style=\"left:69px;bottom:768px;letter-spacing:-0.01px;display:inline;\">Derivative liabilities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t1e_272\" style=\"left:548px;bottom:768px;letter-spacing:-0.02px;display:inline;\">(58) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t1f_272\" style=\"left:618px;bottom:768px;letter-spacing:-0.02px;display:inline;\">(180) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t1g_272\" style=\"left:716px;bottom:768px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t1h_272\" style=\"left:774px;bottom:768px;letter-spacing:-0.02px;display:inline;\">(238) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t1i_272\" style=\"left:69px;bottom:749px;letter-spacing:-0.01px;display:inline;\">Total financial investments, net of derivative liabilities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t1j_272\" style=\"left:520px;bottom:749px;letter-spacing:-0.02px;display:inline;\">121,733 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t1k_272\" style=\"left:605px;bottom:749px;letter-spacing:-0.02px;display:inline;\">25,227 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t1l_272\" style=\"left:690px;bottom:749px;letter-spacing:-0.02px;display:inline;\">2,904 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t1m_272\" style=\"left:754px;bottom:749px;letter-spacing:-0.02px;display:inline;\">149,864 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t1n_272\" style=\"left:69px;bottom:729px;letter-spacing:-0.01px;display:inline;\">Investment contract liabilities without DPF </div> <div class=\"t s5_272\" id=\"t1o_272\" style=\"vertical-align: super;left:294px;bottom:737px;letter-spacing:0.15px;display:inline;\">note (ii) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t1p_272\" style=\"left:560px;bottom:729px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t1q_272\" style=\"left:618px;bottom:729px;letter-spacing:-0.02px;display:inline;\">(769) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t1r_272\" style=\"left:716px;bottom:729px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t1s_272\" style=\"left:774px;bottom:729px;letter-spacing:-0.02px;display:inline;\">(769) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t1t_272\" style=\"left:69px;bottom:710px;letter-spacing:-0.01px;display:inline;\">Net asset value attributable to unit holders of consolidated investment funds </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t1u_272\" style=\"left:530px;bottom:710px;letter-spacing:-0.02px;display:inline;\">(2,711) </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t1v_272\" style=\"left:638px;bottom:710px;display:inline;\">\u2013 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t1w_272\" style=\"left:716px;bottom:710px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t1x_272\" style=\"left:764px;bottom:710px;letter-spacing:-0.02px;display:inline;\">(2,711) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t1y_272\" style=\"left:69px;bottom:690px;letter-spacing:-0.01px;display:inline;\">Total financial instruments at fair value </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t1z_272\" style=\"left:520px;bottom:690px;letter-spacing:-0.02px;display:inline;\">119,022 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t20_272\" style=\"left:605px;bottom:690px;letter-spacing:-0.02px;display:inline;\">24,458 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t21_272\" style=\"left:690px;bottom:690px;letter-spacing:-0.02px;display:inline;\">2,904 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t22_272\" style=\"left:754px;bottom:690px;letter-spacing:-0.02px;display:inline;\">146,384 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t23_272\" style=\"left:69px;bottom:671px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Percentage of total (%) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t24_272\" style=\"left:552px;bottom:671px;letter-spacing:-0.02px;display:inline;\">81% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t25_272\" style=\"left:630px;bottom:671px;letter-spacing:-0.02px;display:inline;\">17% </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t26_272\" style=\"left:715px;bottom:671px;letter-spacing:-0.02px;display:inline;\">2% </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t27_272\" style=\"left:778px;bottom:671px;letter-spacing:-0.02px;display:inline;\">100% </div></td></tr>\n                                        </table><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"4\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s6_272\" id=\"t28_272\" style=\"left:628px;bottom:641px;letter-spacing:0.08px;display:inline;\">31 Dec 2022 $m </div>  </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_272\" id=\"t29_272\" style=\"left:551px;bottom:624px;letter-spacing:0.06px;display:inline;\">Level 1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_272\" id=\"t2a_272\" style=\"left:629px;bottom:624px;letter-spacing:0.06px;display:inline;\">Level 2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_272\" id=\"t2b_272\" style=\"left:707px;bottom:624px;letter-spacing:0.06px;display:inline;\">Level 3 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_272\" id=\"t2f_272\" style=\"left:619px;bottom:608px;letter-spacing:0.07px;display:inline;\">Valuation </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_272\" id=\"t2k_272\" style=\"left:696px;bottom:608px;letter-spacing:0.07px;display:inline;\">Valuation </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_272\" id=\"t2g_272\" style=\"left:632px;bottom:597px;letter-spacing:0.07px;display:inline;\">based </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_272\" id=\"t2l_272\" style=\"left:710px;bottom:597px;letter-spacing:0.07px;display:inline;\">based </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_272\" id=\"t2c_272\" style=\"left:526px;bottom:586px;letter-spacing:0.07px;display:inline;\">Quoted prices </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_272\" id=\"t2h_272\" style=\"left:604px;bottom:586px;letter-spacing:0.06px;display:inline;\">on significant </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_272\" id=\"t2m_272\" style=\"left:682px;bottom:586px;letter-spacing:0.06px;display:inline;\">on significant </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_272\" id=\"t2d_272\" style=\"left:529px;bottom:575px;letter-spacing:0.07px;display:inline;\">(unadjusted) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_272\" id=\"t2i_272\" style=\"left:615px;bottom:575px;letter-spacing:0.07px;display:inline;\">observable </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_272\" id=\"t2n_272\" style=\"left:683px;bottom:575px;letter-spacing:0.07px;display:inline;\">unobservable </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_272\" id=\"t2e_272\" style=\"left:514px;bottom:564px;letter-spacing:0.06px;display:inline;\">in active markets </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_272\" id=\"t2j_272\" style=\"left:604px;bottom:564px;letter-spacing:0.07px;display:inline;\">market inputs </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_272\" id=\"t2o_272\" style=\"left:682px;bottom:564px;letter-spacing:0.07px;display:inline;\">market inputs </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_272\" id=\"t2p_272\" style=\"left:791px;bottom:564px;letter-spacing:0.07px;display:inline;\">Total </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_272\" id=\"t2q_272\" style=\"left:701px;bottom:549px;letter-spacing:0.06px;display:inline;\">note (iii) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t2r_272\" style=\"left:69px;bottom:529px;letter-spacing:-0.01px;display:inline;\">Loans </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t2s_272\" style=\"left:556px;bottom:529px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t2t_272\" style=\"left:619px;bottom:529px;letter-spacing:-0.01px;display:inline;\">447 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t2u_272\" style=\"left:711px;bottom:529px;display:inline;\">3 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t2v_272\" style=\"left:775px;bottom:529px;letter-spacing:-0.01px;display:inline;\">450 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t2w_272\" style=\"left:69px;bottom:509px;letter-spacing:-0.01px;display:inline;\">Equity securities and holdings in collective investment schemes </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t2x_272\" style=\"left:525px;bottom:509px;letter-spacing:-0.01px;display:inline;\">49,725 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t2y_272\" style=\"left:610px;bottom:509px;letter-spacing:-0.01px;display:inline;\">7,130 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t2z_272\" style=\"left:697px;bottom:509px;letter-spacing:-0.01px;display:inline;\">824 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t30_272\" style=\"left:758px;bottom:509px;letter-spacing:-0.01px;display:inline;\">57,679 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t31_272\" style=\"left:69px;bottom:490px;letter-spacing:-0.01px;display:inline;\">Debt securities </div> <div class=\"t s5_272\" id=\"t32_272\" style=\"vertical-align: super;left:149px;bottom:498px;letter-spacing:0.16px;display:inline;\">note (i) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t33_272\" style=\"left:525px;bottom:490px;letter-spacing:-0.01px;display:inline;\">57,148 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t34_272\" style=\"left:603px;bottom:490px;letter-spacing:-0.01px;display:inline;\">19,763 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t35_272\" style=\"left:704px;bottom:490px;letter-spacing:-0.01px;display:inline;\">38 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t36_272\" style=\"left:758px;bottom:490px;letter-spacing:-0.01px;display:inline;\">76,949 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t37_272\" style=\"left:69px;bottom:470px;letter-spacing:-0.01px;display:inline;\">Derivative assets </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t38_272\" style=\"left:548px;bottom:470px;letter-spacing:-0.01px;display:inline;\">82 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t39_272\" style=\"left:619px;bottom:470px;letter-spacing:-0.01px;display:inline;\">487 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t3a_272\" style=\"left:712px;bottom:470px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t3b_272\" style=\"left:775px;bottom:470px;letter-spacing:-0.01px;display:inline;\">569 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t3c_272\" style=\"left:69px;bottom:451px;letter-spacing:-0.01px;display:inline;\">Derivative liabilities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t3d_272\" style=\"left:537px;bottom:451px;letter-spacing:-0.01px;display:inline;\">(778) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t3e_272\" style=\"left:615px;bottom:451px;letter-spacing:-0.01px;display:inline;\">(223) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t3f_272\" style=\"left:712px;bottom:451px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t3g_272\" style=\"left:761px;bottom:451px;letter-spacing:-0.01px;display:inline;\">(1,001) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t3h_272\" style=\"left:69px;bottom:432px;letter-spacing:-0.01px;display:inline;\">Total financial investments, net of derivative liabilities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t3i_272\" style=\"left:518px;bottom:432px;letter-spacing:-0.01px;display:inline;\">106,177 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t3j_272\" style=\"left:603px;bottom:432px;letter-spacing:-0.01px;display:inline;\">27,604 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t3k_272\" style=\"left:697px;bottom:432px;letter-spacing:-0.01px;display:inline;\">865 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t3l_272\" style=\"left:751px;bottom:432px;letter-spacing:-0.01px;display:inline;\">134,646 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t3m_272\" style=\"left:69px;bottom:412px;letter-spacing:-0.01px;display:inline;\">Investment contract liabilities without DPF </div> <div class=\"t s5_272\" id=\"t3n_272\" style=\"vertical-align: super;left:294px;bottom:420px;letter-spacing:0.15px;display:inline;\">note (ii) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t3o_272\" style=\"left:556px;bottom:412px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t3p_272\" style=\"left:615px;bottom:412px;letter-spacing:-0.01px;display:inline;\">(663) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t3q_272\" style=\"left:712px;bottom:412px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t3r_272\" style=\"left:771px;bottom:412px;letter-spacing:-0.01px;display:inline;\">(663) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t3s_272\" style=\"left:69px;bottom:393px;letter-spacing:-0.01px;display:inline;\">Net asset value attributable to unit holders of consolidated investment funds </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t3t_272\" style=\"left:528px;bottom:393px;letter-spacing:-0.01px;display:inline;\">(4,193) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t3u_272\" style=\"left:634px;bottom:393px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t3v_272\" style=\"left:712px;bottom:393px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t3w_272\" style=\"left:761px;bottom:393px;letter-spacing:-0.01px;display:inline;\">(4,193) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t3x_272\" style=\"left:69px;bottom:373px;letter-spacing:-0.01px;display:inline;\">Total financial instruments at fair value </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t3y_272\" style=\"left:518px;bottom:373px;letter-spacing:-0.01px;display:inline;\">101,984 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t3z_272\" style=\"left:603px;bottom:373px;letter-spacing:-0.01px;display:inline;\">26,941 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t40_272\" style=\"left:697px;bottom:373px;letter-spacing:-0.01px;display:inline;\">865 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t41_272\" style=\"left:751px;bottom:373px;letter-spacing:-0.01px;display:inline;\">129,790 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t42_272\" style=\"left:69px;bottom:354px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Percentage of total (%) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t43_272\" style=\"left:548px;bottom:354px;letter-spacing:-0.01px;display:inline;\">78% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t44_272\" style=\"left:626px;bottom:354px;letter-spacing:-0.01px;display:inline;\">21% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t45_272\" style=\"left:711px;bottom:354px;letter-spacing:-0.01px;display:inline;\">1% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t46_272\" style=\"left:775px;bottom:354px;letter-spacing:-0.01px;display:inline;\">100% </div></td></tr>\n                                        </table><div class=\"t s7_272\" id=\"t47_272\" style=\"left:65px;bottom:327px;letter-spacing:-0.16px;display:inline;\">Notes </div><div class=\"t s8_272\" id=\"t48_272\" style=\"left:65px;bottom:316px;letter-spacing:-0.09px;display:inline;\">(i) </div><div class=\"t s8_272\" id=\"t49_272\" style=\"left:82px;bottom:316px;letter-spacing:-0.13px;display:inline;\">Of the total level 2 debt securities of $19,020 million at 31 December 2023 (31 December 2022: $19,763 million), $10 million (31 December 2022: $37 million) are valued </div><div class=\"t s8_272\" id=\"t4a_272\" style=\"left:82px;bottom:304px;letter-spacing:-0.11px;display:inline;\">internally. </div><div class=\"t s8_272\" id=\"t4b_272\" style=\"left:65px;bottom:292px;letter-spacing:-0.08px;display:inline;\">(ii) </div><div class=\"t s8_272\" id=\"t4c_272\" style=\"left:82px;bottom:292px;letter-spacing:-0.12px;display:inline;\">For Investment contract liabilities without DPF, it is assumed that these investment contracts are not quoted in an active market and do not have readily available published </div><div class=\"t s8_272\" id=\"t4d_272\" style=\"left:82px;bottom:280px;letter-spacing:-0.12px;display:inline;\">prices and that their fair values are determined using valuation techniques. It is assumed that all significant inputs used in the valuation are observable and these </div><div class=\"t s8_272\" id=\"t4e_272\" style=\"left:82px;bottom:269px;letter-spacing:-0.11px;display:inline;\">investment contract liabilities are classified in level 2. </div><div class=\"t s8_272\" id=\"t4f_272\" style=\"left:65px;bottom:257px;letter-spacing:-0.08px;display:inline;\">(iii) </div><div class=\"t s8_272\" id=\"t4g_272\" style=\"left:82px;bottom:257px;letter-spacing:-0.13px;display:inline;\">At 31 December 2023, the Group held $2,904 million (31 December 2022: $865 million) of net financial instruments at fair value within level 3. This represents 2 per cent </div><div class=\"t s8_272\" id=\"t4h_272\" style=\"left:82px;bottom:245px;letter-spacing:-0.12px;display:inline;\">(2022: less than one per cent) of the total fair valued financial assets, net of financial liabilities and comprises the following: </div><div class=\"t s9_272\" id=\"t4i_272\" style=\"left:82px;bottom:233px;display:inline;\">\u2013 </div><div class=\"t s8_272\" id=\"t4j_272\" style=\"left:95px;bottom:233px;letter-spacing:-0.13px;display:inline;\">Equity securities and holdings in collective investment schemes of $2,863 million (31 December 2022: $823 million) are externally valued using the net asset value of the </div><div class=\"t s8_272\" id=\"t4k_272\" style=\"left:95px;bottom:222px;letter-spacing:-0.12px;display:inline;\">invested entities and consist primarily of property and infrastructure funds held by the participating funds. Equity securities of $1 million (31 December 2022: $1 million) </div><div class=\"t s8_272\" id=\"t4l_272\" style=\"left:95px;bottom:210px;letter-spacing:-0.12px;display:inline;\">are internally valued. Internal valuations are inherently more subjective than external valuations; and </div><div class=\"t s9_272\" id=\"t4m_272\" style=\"left:82px;bottom:198px;display:inline;\">\u2013 </div><div class=\"t s8_272\" id=\"t4n_272\" style=\"left:95px;bottom:198px;letter-spacing:-0.13px;display:inline;\">Other sundry individual financial instruments of a net asset of $40 million (31 December 2022: $41 million). </div><div class=\"t s8_272\" id=\"t4o_272\" style=\"left:82px;bottom:186px;letter-spacing:-0.13px;display:inline;\">Of the net financial instruments of $2,904 million (31 December 2022: $865 million) referred to above: </div><div class=\"t s9_272\" id=\"t4p_272\" style=\"left:82px;bottom:174px;display:inline;\">\u2013 </div><div class=\"t s8_272\" id=\"t4q_272\" style=\"left:95px;bottom:174px;letter-spacing:-0.12px;display:inline;\">A net asset of $2,866 million (31 December 2022: $830 million) is held by the Group\u2019s with-profits and unit-linked funds and therefore shareholders\u2019 profit and equity </div><div class=\"t s8_272\" id=\"t4r_272\" style=\"left:95px;bottom:163px;letter-spacing:-0.13px;display:inline;\">are not immediately impacted by movements in the valuation of these financial instruments; and </div><div class=\"t s9_272\" id=\"t4s_272\" style=\"left:82px;bottom:151px;display:inline;\">\u2013 </div><div class=\"t s8_272\" id=\"t4t_272\" style=\"left:95px;bottom:151px;letter-spacing:-0.13px;display:inline;\">The remaining level 3 investments comprise a net asset of $38 million (31 December 2022: $35 million) and are primarily corporate bonds valued using external prices </div><div class=\"t s8_272\" id=\"t4u_272\" style=\"left:95px;bottom:139px;letter-spacing:-0.12px;display:inline;\">adjusted to reflect the specific known conditions relating to these bonds (eg distressed securities). If the value of all these level 3 financial instruments decreased by 10 </div>per cent, the change in valuation would be $(4) million (31 December 2022: $(4) million), which would reduce shareholders\u2019 equity by this amount before tax.Maturity analysis of derivatives <div class=\"t s1_275\" id=\"t3h_275\" style=\"left:87px;bottom:662px;letter-spacing:-0.01px;display:inline;\">The following table shows the carrying value of the gross and net derivative positions. </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"3\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s7_275\" id=\"t3i_275\" style=\"left:651px;bottom:634px;letter-spacing:0.06px;display:inline;\">Carrying value of net derivatives $m </div>  </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_275\" id=\"t3n_275\" style=\"left:817px;bottom:617px;letter-spacing:0.08px;display:inline;\">Net </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_275\" id=\"t3j_275\" style=\"left:638px;bottom:607px;letter-spacing:0.06px;display:inline;\">Derivative </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_275\" id=\"t3l_275\" style=\"left:716px;bottom:607px;letter-spacing:0.06px;display:inline;\">Derivative </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_275\" id=\"t3o_275\" style=\"left:795px;bottom:607px;letter-spacing:0.06px;display:inline;\">derivative </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_275\" id=\"t3k_275\" style=\"left:652px;bottom:597px;letter-spacing:0.06px;display:inline;\">assets </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_275\" id=\"t3m_275\" style=\"left:721px;bottom:597px;letter-spacing:0.05px;display:inline;\">liabilities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_275\" id=\"t3p_275\" style=\"left:801px;bottom:597px;letter-spacing:0.07px;display:inline;\">position </div></td></tr><tr><td class=\"tcs-selection-enabled tcs-selected\" colspan=\"1\" rowspan=\"1\"><div class=\"t s3_275\" id=\"t3q_275\" style=\"left:91px;bottom:574px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">31 Dec 2023 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_275\" id=\"t3r_275\" style=\"left:642px;bottom:574px;letter-spacing:-0.02px;display:inline;\">1,855 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_275\" id=\"t3s_275\" style=\"left:725px;bottom:574px;letter-spacing:-0.02px;display:inline;\">(238) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_275\" id=\"t3t_275\" style=\"left:798px;bottom:574px;letter-spacing:-0.02px;display:inline;\">1,617 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t3u_275\" style=\"left:91px;bottom:552px;letter-spacing:-0.01px;display:inline;\">31 Dec 2022 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t3v_275\" style=\"left:653px;bottom:552px;letter-spacing:-0.01px;display:inline;\">569 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t3w_275\" style=\"left:717px;bottom:552px;letter-spacing:-0.01px;display:inline;\">(1,001) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t3x_275\" style=\"left:804px;bottom:552px;letter-spacing:-0.01px;display:inline;\">(432) </div></td></tr></table><div class=\"t s1_275\" id=\"t3y_275\" style=\"left:87px;bottom:523px;letter-spacing:-0.01px;display:inline;\">All net derivatives are carried at fair value and are considered to be due within one year or less, representing the basis on which they are </div><div class=\"t s1_275\" id=\"t3z_275\" style=\"left:87px;bottom:508px;letter-spacing:-0.01px;display:inline;\">managed (ie to manage principally asset or liability value exposures). The Group has no cash flow hedges and, in general, contractual maturities </div>are not considered essential for an understanding of the timing of the cash flows for these instruments.(b) <div class=\"t s0_276\" id=\"t2_276\" style=\"left:91px;bottom:1118px;letter-spacing:-0.12px;display:inline;\">Derivatives and hedging </div><div class=\"t s1_276\" id=\"t3_276\" style=\"left:65px;bottom:1102px;letter-spacing:-0.01px;display:inline;\">Derivative financial instruments are used to reduce or manage investment, interest rate and currency exposures, to facilitate efficient portfolio </div><div class=\"t s1_276\" id=\"t4_276\" style=\"left:65px;bottom:1087px;letter-spacing:-0.01px;display:inline;\">management and for investment purposes. </div><div class=\"t s1_276\" id=\"t5_276\" style=\"left:65px;bottom:1059px;letter-spacing:-0.01px;display:inline;\">The Group does not regularly seek to apply fair value or cash flow hedging treatment under IFRS 9/IAS 39. The Group has no net investment, fair </div><div class=\"t s1_276\" id=\"t6_276\" style=\"left:65px;bottom:1043px;letter-spacing:-0.01px;display:inline;\">value or cash flow hedges under IFRS 9 and IAS 39 at 31 December 2023 and 2022, respectively. All derivatives that are not designated as </div><div class=\"t s1_276\" id=\"t7_276\" style=\"left:65px;bottom:1028px;letter-spacing:-0.01px;display:inline;\">hedging instruments are carried at fair value, with movements in fair value being recorded in the income statement. </div><div class=\"t s2_276\" id=\"t8_276\" style=\"left:65px;bottom:999px;letter-spacing:-0.11px;display:inline;\">Derivatives held and their purpose </div><div class=\"t s1_276\" id=\"t9_276\" style=\"left:65px;bottom:983px;letter-spacing:-0.01px;display:inline;\">The Group enters into a variety of exchange traded and over-the-counter derivative financial instruments, including futures, options, forward </div><div class=\"t s1_276\" id=\"ta_276\" style=\"left:65px;bottom:968px;letter-spacing:-0.01px;display:inline;\">contracts, swaps and swaptions. </div><div class=\"t s1_276\" id=\"tb_276\" style=\"left:65px;bottom:940px;letter-spacing:-0.01px;display:inline;\">All over-the-counter derivative transactions are conducted under standardised ISDA (International Swaps and Derivatives Association Inc) master </div><div class=\"t s1_276\" id=\"tc_276\" style=\"left:65px;bottom:924px;letter-spacing:-0.01px;display:inline;\">agreements and collateral agreements are in place between the individual entities and relevant counterparties under each of these market </div><div class=\"t s1_276\" id=\"td_276\" style=\"left:65px;bottom:909px;letter-spacing:-0.01px;display:inline;\">master agreements. The collateral management for these transactions is conducted under the usual and customary terms and conditions set out </div><div class=\"t s1_276\" id=\"te_276\" style=\"left:65px;bottom:893px;letter-spacing:-0.01px;display:inline;\">in the Credit Support Annex to the ISDA master agreement. </div><div class=\"t s1_276\" id=\"tf_276\" style=\"left:65px;bottom:865px;letter-spacing:-0.01px;display:inline;\">Derivatives are used for efficient portfolio management to obtain cost effective and management of exposure to various markets in accordance </div><div class=\"t s1_276\" id=\"tg_276\" style=\"left:65px;bottom:850px;letter-spacing:-0.01px;display:inline;\">with the Group\u2019s investment strategies and to manage exposure to interest rate, currency, credit and other business risks. The Group also uses </div>interest rate derivatives to reduce exposure to interest rate volatility.Offsetting assets and liabilities <div class=\"t s1_276\" id=\"t19_276\" style=\"left:65px;bottom:298px;letter-spacing:-0.01px;display:inline;\">The Group\u2019s derivative instruments, repurchase agreements and securities lending agreements are subject to master netting arrangements and </div><div class=\"t s1_276\" id=\"t1a_276\" style=\"left:65px;bottom:282px;letter-spacing:-0.01px;display:inline;\">collateral arrangements. A master netting arrangement with a counterparty creates a right of offset for amounts due to and due from that same </div><div class=\"t s1_276\" id=\"t1b_276\" style=\"left:65px;bottom:267px;letter-spacing:-0.01px;display:inline;\">counterparty that is enforceable in the event of a default or bankruptcy. The Group recognises amounts subject to master netting arrangements </div><div class=\"t s1_276\" id=\"t1c_276\" style=\"left:65px;bottom:251px;letter-spacing:-0.01px;display:inline;\">on a gross basis within the consolidated balance sheets. </div><div></div><div class=\"t s0_277\" id=\"t1_277\" style=\"left:87px;bottom:1119px;letter-spacing:-0.01px;display:inline;\">The following tables present the gross and net information about the Group\u2019s financial instruments subject to master netting arrangements: </div><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"5\" rowspan=\"1\" style=\"text-align: center;\">  <div class=\"t s1_277\" id=\"t2_277\" style=\"left:619px;bottom:1090px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">31 Dec 2023 $m </div>  </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"3\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s1_277\" id=\"t6_277\" style=\"left:553px;bottom:1073px;letter-spacing:0.07px;display:inline;\">Related amounts not offset in the balance sheet </div>  </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_277\" id=\"t3_277\" style=\"left:473px;bottom:1066px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">Gross amount </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_277\" id=\"t7_277\" style=\"left:791px;bottom:1066px;letter-spacing:0.08px;display:inline;\">Net amount </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_277\" id=\"t4_277\" style=\"left:469px;bottom:1056px;letter-spacing:0.06px;display:inline;\">included in the </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_277\" id=\"ta_277\" style=\"left:570px;bottom:1056px;letter-spacing:0.06px;display:inline;\">Financial </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_277\" id=\"td_277\" style=\"left:723px;bottom:1056px;letter-spacing:0.06px;display:inline;\">Securities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_277\" id=\"t8_277\" style=\"left:781px;bottom:1056px;letter-spacing:0.06px;display:inline;\">included in the </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_277\" id=\"t5_277\" style=\"left:473px;bottom:1046px;letter-spacing:0.07px;display:inline;\">balance sheet </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_277\" id=\"tb_277\" style=\"left:558px;bottom:1046px;letter-spacing:0.07px;display:inline;\">instruments </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_277\" id=\"tc_277\" style=\"left:625px;bottom:1046px;letter-spacing:0.07px;display:inline;\">Cash collateral </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_277\" id=\"te_277\" style=\"left:725px;bottom:1046px;letter-spacing:0.07px;display:inline;\">collateral </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_277\" id=\"t9_277\" style=\"left:784px;bottom:1046px;letter-spacing:0.07px;display:inline;\">balance sheet </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_277\" id=\"tf_277\" style=\"left:499px;bottom:1029px;letter-spacing:0.06px;display:inline;\">note (i) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_277\" id=\"tg_277\" style=\"left:575px;bottom:1029px;letter-spacing:0.06px;display:inline;\">note (ii) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_277\" id=\"th_277\" style=\"left:807px;bottom:1029px;letter-spacing:0.06px;display:inline;\">note (iv) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"ti_277\" style=\"left:91px;bottom:1009px;letter-spacing:-0.01px;display:inline;\">Derivative assets </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"tj_277\" style=\"left:495px;bottom:1009px;letter-spacing:-0.02px;display:inline;\">1,820 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"tk_277\" style=\"left:579px;bottom:1009px;letter-spacing:-0.02px;display:inline;\">(138) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"tl_277\" style=\"left:647px;bottom:1009px;letter-spacing:-0.02px;display:inline;\">(1,529) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"tm_277\" style=\"left:742px;bottom:1009px;letter-spacing:-0.02px;display:inline;\">(11) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"tn_277\" style=\"left:817px;bottom:1009px;letter-spacing:-0.02px;display:inline;\">142 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"to_277\" style=\"left:91px;bottom:989px;letter-spacing:-0.01px;display:inline;\">Reverse repurchase agreements </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"tp_277\" style=\"left:495px;bottom:989px;letter-spacing:-0.02px;display:inline;\">3,616 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"tq_277\" style=\"left:586px;bottom:989px;letter-spacing:-0.02px;display:inline;\">(12) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"tr_277\" style=\"left:676px;bottom:989px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"ts_277\" style=\"left:725px;bottom:989px;letter-spacing:-0.02px;display:inline;\">(3,604) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"tt_277\" style=\"left:832px;bottom:989px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"tu_277\" style=\"left:91px;bottom:970px;letter-spacing:-0.01px;display:inline;\">Total financial assets </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"tv_277\" style=\"left:495px;bottom:970px;letter-spacing:-0.02px;display:inline;\">5,436 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"tw_277\" style=\"left:579px;bottom:970px;letter-spacing:-0.02px;display:inline;\">(150) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"tx_277\" style=\"left:647px;bottom:970px;letter-spacing:-0.02px;display:inline;\">(1,529) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"ty_277\" style=\"left:725px;bottom:970px;letter-spacing:-0.02px;display:inline;\">(3,615) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"tz_277\" style=\"left:817px;bottom:970px;letter-spacing:-0.02px;display:inline;\">142 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t10_277\" style=\"left:91px;bottom:950px;letter-spacing:-0.01px;display:inline;\">Derivative liabilities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"t11_277\" style=\"left:501px;bottom:950px;letter-spacing:-0.02px;display:inline;\">(225) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"t12_277\" style=\"left:583px;bottom:950px;letter-spacing:-0.02px;display:inline;\">138 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"t13_277\" style=\"left:668px;bottom:950px;letter-spacing:-0.02px;display:inline;\">57 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"t14_277\" style=\"left:754px;bottom:950px;display:inline;\">\u2013 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"t15_277\" style=\"left:820px;bottom:950px;letter-spacing:-0.02px;display:inline;\">(30) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t16_277\" style=\"left:91px;bottom:931px;letter-spacing:-0.01px;display:inline;\">Securities lending and repurchase agreements </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"t17_277\" style=\"left:501px;bottom:931px;letter-spacing:-0.02px;display:inline;\">(713) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"t18_277\" style=\"left:598px;bottom:931px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"t19_277\" style=\"left:664px;bottom:931px;letter-spacing:-0.02px;display:inline;\">(18) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"t1a_277\" style=\"left:739px;bottom:931px;letter-spacing:-0.02px;display:inline;\">730 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"t1b_277\" style=\"left:827px;bottom:931px;letter-spacing:-0.02px;display:inline;\">(1) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"t1c_277\" style=\"left:91px;bottom:911px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Total financial liabilities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"t1d_277\" style=\"left:501px;bottom:911px;letter-spacing:-0.02px;display:inline;\">(938) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"t1e_277\" style=\"left:583px;bottom:911px;letter-spacing:-0.02px;display:inline;\">138 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"t1f_277\" style=\"left:668px;bottom:911px;letter-spacing:-0.02px;display:inline;\">39 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"t1g_277\" style=\"left:739px;bottom:911px;letter-spacing:-0.02px;display:inline;\">730 </div></td><td class=\"tcs-selection-enabled tcs-selected\" colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"t1h_277\" style=\"left:820px;bottom:911px;letter-spacing:-0.02px;display:inline;\">(31) </div></td></tr>\n                                        </table><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"5\" rowspan=\"1\" style=\"text-align: center;\">  <div class=\"t s3_277\" id=\"t1i_277\" style=\"left:620px;bottom:881px;letter-spacing:0.08px;display:inline;\">31 Dec 2022 $m </div>  </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"3\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s3_277\" id=\"t1m_277\" style=\"left:560px;bottom:864px;letter-spacing:0.07px;display:inline;\">Related amounts not offset in the balance sheet </div>  </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_277\" id=\"t1j_277\" style=\"left:477px;bottom:858px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">Gross amount </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_277\" id=\"t1n_277\" style=\"left:795px;bottom:858px;letter-spacing:0.07px;display:inline;\">Net amount </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_277\" id=\"t1k_277\" style=\"left:474px;bottom:848px;letter-spacing:0.06px;display:inline;\">included in the </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_277\" id=\"t1q_277\" style=\"left:573px;bottom:848px;letter-spacing:0.06px;display:inline;\">Financial </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_277\" id=\"t1t_277\" style=\"left:727px;bottom:848px;letter-spacing:0.05px;display:inline;\">Securities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_277\" id=\"t1o_277\" style=\"left:786px;bottom:848px;letter-spacing:0.06px;display:inline;\">included in the </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_277\" id=\"t1l_277\" style=\"left:477px;bottom:838px;letter-spacing:0.07px;display:inline;\">balance sheet </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_277\" id=\"t1r_277\" style=\"left:563px;bottom:838px;letter-spacing:0.07px;display:inline;\">instruments </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_277\" id=\"t1s_277\" style=\"left:630px;bottom:838px;letter-spacing:0.06px;display:inline;\">Cash collateral </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_277\" id=\"t1u_277\" style=\"left:728px;bottom:838px;letter-spacing:0.06px;display:inline;\">collateral </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_277\" id=\"t1p_277\" style=\"left:789px;bottom:838px;letter-spacing:0.07px;display:inline;\">balance sheet </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_277\" id=\"t1v_277\" style=\"left:501px;bottom:820px;letter-spacing:0.06px;display:inline;\">note (i) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_277\" id=\"t1w_277\" style=\"left:577px;bottom:820px;letter-spacing:0.06px;display:inline;\">note (ii) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_277\" id=\"t1x_277\" style=\"left:731px;bottom:820px;letter-spacing:0.06px;display:inline;\">note (iii) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_277\" id=\"t1y_277\" style=\"left:809px;bottom:820px;letter-spacing:0.06px;display:inline;\">note (iv) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t1z_277\" style=\"left:91px;bottom:800px;letter-spacing:-0.01px;display:inline;\">Derivative assets </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t20_277\" style=\"left:506px;bottom:800px;letter-spacing:-0.01px;display:inline;\">457 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t21_277\" style=\"left:580px;bottom:800px;letter-spacing:-0.01px;display:inline;\">(179) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t22_277\" style=\"left:658px;bottom:800px;letter-spacing:-0.01px;display:inline;\">(217) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t23_277\" style=\"left:754px;bottom:800px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t24_277\" style=\"left:825px;bottom:800px;display:inline;\">61 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t25_277\" style=\"left:91px;bottom:781px;letter-spacing:-0.01px;display:inline;\">Reverse repurchase agreements </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t26_277\" style=\"left:496px;bottom:781px;letter-spacing:-0.01px;display:inline;\">3,174 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t27_277\" style=\"left:598px;bottom:781px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t28_277\" style=\"left:676px;bottom:781px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t29_277\" style=\"left:726px;bottom:781px;letter-spacing:-0.01px;display:inline;\">(3,174) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t2a_277\" style=\"left:832px;bottom:781px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"t2b_277\" style=\"left:91px;bottom:761px;letter-spacing:-0.01px;display:inline;\">Total financial assets </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t2c_277\" style=\"left:496px;bottom:761px;letter-spacing:-0.01px;display:inline;\">3,631 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t2d_277\" style=\"left:580px;bottom:761px;letter-spacing:-0.01px;display:inline;\">(179) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t2e_277\" style=\"left:658px;bottom:761px;letter-spacing:-0.01px;display:inline;\">(217) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t2f_277\" style=\"left:726px;bottom:761px;letter-spacing:-0.01px;display:inline;\">(3,174) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t2g_277\" style=\"left:825px;bottom:761px;display:inline;\">61 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t2h_277\" style=\"left:91px;bottom:742px;letter-spacing:-0.01px;display:inline;\">Derivative liabilities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t2i_277\" style=\"left:502px;bottom:742px;letter-spacing:-0.01px;display:inline;\">(284) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t2j_277\" style=\"left:584px;bottom:742px;letter-spacing:-0.01px;display:inline;\">179 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t2k_277\" style=\"left:669px;bottom:742px;letter-spacing:-0.01px;display:inline;\">27 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t2l_277\" style=\"left:754px;bottom:742px;display:inline;\">6 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t2m_277\" style=\"left:820px;bottom:742px;display:inline;\">(72) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t2n_277\" style=\"left:91px;bottom:722px;letter-spacing:-0.01px;display:inline;\">Securities lending and repurchase agreements </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t2o_277\" style=\"left:502px;bottom:722px;letter-spacing:-0.01px;display:inline;\">(582) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t2p_277\" style=\"left:598px;bottom:722px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t2q_277\" style=\"left:669px;bottom:722px;letter-spacing:-0.01px;display:inline;\">13 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t2r_277\" style=\"left:740px;bottom:722px;letter-spacing:-0.01px;display:inline;\">566 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t2s_277\" style=\"left:828px;bottom:722px;display:inline;\">(3) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_277\" id=\"t2t_277\" style=\"left:91px;bottom:703px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Total financial liabilities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t2u_277\" style=\"left:502px;bottom:703px;letter-spacing:-0.01px;display:inline;\">(866) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t2v_277\" style=\"left:584px;bottom:703px;letter-spacing:-0.01px;display:inline;\">179 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t2w_277\" style=\"left:669px;bottom:703px;letter-spacing:-0.01px;display:inline;\">40 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t2x_277\" style=\"left:740px;bottom:703px;letter-spacing:-0.01px;display:inline;\">572 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_277\" id=\"t2y_277\" style=\"left:820px;bottom:703px;display:inline;\">(75) </div></td></tr>\n                                        </table><div class=\"t s4_277\" id=\"t2z_277\" style=\"left:87px;bottom:676px;letter-spacing:-0.16px;display:inline;\">Notes </div><div class=\"t s5_277\" id=\"t30_277\" style=\"left:87px;bottom:665px;letter-spacing:-0.09px;display:inline;\">(i) </div><div class=\"t s5_277\" id=\"t31_277\" style=\"left:104px;bottom:665px;letter-spacing:-0.13px;display:inline;\">The Group has not offset any of the amounts included in the balance sheet. </div><div class=\"t s5_277\" id=\"t32_277\" style=\"left:87px;bottom:653px;letter-spacing:-0.08px;display:inline;\">(ii) </div><div class=\"t s5_277\" id=\"t33_277\" style=\"left:104px;bottom:653px;letter-spacing:-0.13px;display:inline;\">Represents the amount that could be offset under master netting or similar arrangements where the Group does not satisfy the full criteria to offset in the balance sheet. </div><div class=\"t s5_277\" id=\"t34_277\" style=\"left:87px;bottom:641px;letter-spacing:-0.08px;display:inline;\">(iii) </div><div class=\"t s5_277\" id=\"t35_277\" style=\"left:104px;bottom:641px;letter-spacing:-0.13px;display:inline;\">Excludes initial margin amounts for exchange-traded derivatives. </div><div class=\"t s5_277\" id=\"t36_277\" style=\"left:87px;bottom:629px;letter-spacing:-0.1px;display:inline;\">(iv) </div><div class=\"t s5_277\" id=\"t37_277\" style=\"left:104px;bottom:629px;letter-spacing:-0.12px;display:inline;\">In the tables above, the amounts of assets or liabilities included in the balance sheet would be offset first by financial instruments that have the right of offset under master </div><div class=\"t s5_277\" id=\"t38_277\" style=\"left:104px;bottom:618px;letter-spacing:-0.13px;display:inline;\">netting or similar arrangements with any remaining amount reduced by the amount of cash and securities collateral. The actual amount of collateral may be greater than </div>amounts presented in the tables.",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfFairValueOfFinancialInstrumentsExplanatory",
    "language": "en",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f37017": {
   "value": "Financial instruments at fair value <table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"4\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s3_272\" id=\"tb_272\" style=\"left:627px;bottom:945px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">31 Dec 2023 $m </div>  </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_272\" id=\"tc_272\" style=\"left:551px;bottom:927px;letter-spacing:0.07px;display:inline;\">Level 1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_272\" id=\"td_272\" style=\"left:629px;bottom:927px;letter-spacing:0.07px;display:inline;\">Level 2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_272\" id=\"te_272\" style=\"left:707px;bottom:927px;letter-spacing:0.07px;display:inline;\">Level 3 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_272\" id=\"ti_272\" style=\"left:592px;bottom:912px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">Valuation based </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_272\" id=\"tm_272\" style=\"left:670px;bottom:912px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">Valuation based </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_272\" id=\"tf_272\" style=\"left:524px;bottom:902px;letter-spacing:0.07px;display:inline;\">Quoted prices </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_272\" id=\"tj_272\" style=\"left:603px;bottom:902px;letter-spacing:0.06px;word-spacing:0.01px;display:inline;\">on significant </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_272\" id=\"tn_272\" style=\"left:681px;bottom:902px;letter-spacing:0.06px;word-spacing:0.01px;display:inline;\">on significant </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_272\" id=\"tg_272\" style=\"left:528px;bottom:892px;letter-spacing:0.07px;display:inline;\">(unadjusted) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_272\" id=\"tk_272\" style=\"left:614px;bottom:892px;letter-spacing:0.08px;display:inline;\">observable </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_272\" id=\"to_272\" style=\"left:682px;bottom:892px;letter-spacing:0.07px;display:inline;\">unobservable </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_272\" id=\"th_272\" style=\"left:511px;bottom:882px;letter-spacing:0.07px;display:inline;\">in active markets </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_272\" id=\"tl_272\" style=\"left:602px;bottom:882px;letter-spacing:0.07px;display:inline;\">market inputs </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_272\" id=\"tp_272\" style=\"left:679px;bottom:882px;letter-spacing:0.07px;display:inline;\">market inputs </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_272\" id=\"tq_272\" style=\"left:792px;bottom:882px;letter-spacing:0.07px;display:inline;\">Total </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_272\" id=\"tr_272\" style=\"left:702px;bottom:867px;letter-spacing:0.06px;display:inline;\">note (iii) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"ts_272\" style=\"left:69px;bottom:846px;letter-spacing:-0.01px;display:inline;\">Loans </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"tt_272\" style=\"left:560px;bottom:846px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"tu_272\" style=\"left:622px;bottom:846px;letter-spacing:-0.02px;display:inline;\">430 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"tv_272\" style=\"left:716px;bottom:846px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"tw_272\" style=\"left:778px;bottom:846px;letter-spacing:-0.02px;display:inline;\">430 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"tx_272\" style=\"left:69px;bottom:827px;letter-spacing:-0.01px;display:inline;\">Equity securities and holdings in collective investment schemes </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"ty_272\" style=\"left:527px;bottom:827px;letter-spacing:-0.02px;display:inline;\">56,327 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"tz_272\" style=\"left:612px;bottom:827px;letter-spacing:-0.02px;display:inline;\">5,562 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t10_272\" style=\"left:690px;bottom:827px;letter-spacing:-0.02px;display:inline;\">2,864 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t11_272\" style=\"left:761px;bottom:827px;letter-spacing:-0.02px;display:inline;\">64,753 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t12_272\" style=\"left:69px;bottom:807px;letter-spacing:-0.01px;display:inline;\">Debt securities </div> <div class=\"t s5_272\" id=\"t13_272\" style=\"vertical-align: super;left:149px;bottom:815px;letter-spacing:0.16px;display:inline;\">note (i) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t14_272\" style=\"left:527px;bottom:807px;letter-spacing:-0.02px;display:inline;\">64,004 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t15_272\" style=\"left:605px;bottom:807px;letter-spacing:-0.02px;display:inline;\">19,020 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t16_272\" style=\"left:708px;bottom:807px;letter-spacing:-0.02px;display:inline;\">40 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t17_272\" style=\"left:761px;bottom:807px;letter-spacing:-0.02px;display:inline;\">83,064 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t18_272\" style=\"left:69px;bottom:788px;letter-spacing:-0.01px;display:inline;\">Derivative assets </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t19_272\" style=\"left:534px;bottom:788px;letter-spacing:-0.02px;display:inline;\">1,460 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t1a_272\" style=\"left:622px;bottom:788px;letter-spacing:-0.02px;display:inline;\">395 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t1b_272\" style=\"left:716px;bottom:788px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t1c_272\" style=\"left:768px;bottom:788px;letter-spacing:-0.02px;display:inline;\">1,855 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t1d_272\" style=\"left:69px;bottom:768px;letter-spacing:-0.01px;display:inline;\">Derivative liabilities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t1e_272\" style=\"left:548px;bottom:768px;letter-spacing:-0.02px;display:inline;\">(58) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t1f_272\" style=\"left:618px;bottom:768px;letter-spacing:-0.02px;display:inline;\">(180) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t1g_272\" style=\"left:716px;bottom:768px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t1h_272\" style=\"left:774px;bottom:768px;letter-spacing:-0.02px;display:inline;\">(238) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t1i_272\" style=\"left:69px;bottom:749px;letter-spacing:-0.01px;display:inline;\">Total financial investments, net of derivative liabilities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t1j_272\" style=\"left:520px;bottom:749px;letter-spacing:-0.02px;display:inline;\">121,733 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t1k_272\" style=\"left:605px;bottom:749px;letter-spacing:-0.02px;display:inline;\">25,227 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t1l_272\" style=\"left:690px;bottom:749px;letter-spacing:-0.02px;display:inline;\">2,904 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t1m_272\" style=\"left:754px;bottom:749px;letter-spacing:-0.02px;display:inline;\">149,864 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t1n_272\" style=\"left:69px;bottom:729px;letter-spacing:-0.01px;display:inline;\">Investment contract liabilities without DPF </div> <div class=\"t s5_272\" id=\"t1o_272\" style=\"vertical-align: super;left:294px;bottom:737px;letter-spacing:0.15px;display:inline;\">note (ii) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t1p_272\" style=\"left:560px;bottom:729px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t1q_272\" style=\"left:618px;bottom:729px;letter-spacing:-0.02px;display:inline;\">(769) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t1r_272\" style=\"left:716px;bottom:729px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t1s_272\" style=\"left:774px;bottom:729px;letter-spacing:-0.02px;display:inline;\">(769) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t1t_272\" style=\"left:69px;bottom:710px;letter-spacing:-0.01px;display:inline;\">Net asset value attributable to unit holders of consolidated investment funds </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t1u_272\" style=\"left:530px;bottom:710px;letter-spacing:-0.02px;display:inline;\">(2,711) </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t1v_272\" style=\"left:638px;bottom:710px;display:inline;\">\u2013 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t1w_272\" style=\"left:716px;bottom:710px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t1x_272\" style=\"left:764px;bottom:710px;letter-spacing:-0.02px;display:inline;\">(2,711) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t1y_272\" style=\"left:69px;bottom:690px;letter-spacing:-0.01px;display:inline;\">Total financial instruments at fair value </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t1z_272\" style=\"left:520px;bottom:690px;letter-spacing:-0.02px;display:inline;\">119,022 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t20_272\" style=\"left:605px;bottom:690px;letter-spacing:-0.02px;display:inline;\">24,458 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t21_272\" style=\"left:690px;bottom:690px;letter-spacing:-0.02px;display:inline;\">2,904 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t22_272\" style=\"left:754px;bottom:690px;letter-spacing:-0.02px;display:inline;\">146,384 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t23_272\" style=\"left:69px;bottom:671px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Percentage of total (%) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t24_272\" style=\"left:552px;bottom:671px;letter-spacing:-0.02px;display:inline;\">81% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t25_272\" style=\"left:630px;bottom:671px;letter-spacing:-0.02px;display:inline;\">17% </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t26_272\" style=\"left:715px;bottom:671px;letter-spacing:-0.02px;display:inline;\">2% </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t27_272\" style=\"left:778px;bottom:671px;letter-spacing:-0.02px;display:inline;\">100% </div></td></tr>\n                                        </table><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"4\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s6_272\" id=\"t28_272\" style=\"left:628px;bottom:641px;letter-spacing:0.08px;display:inline;\">31 Dec 2022 $m </div>  </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_272\" id=\"t29_272\" style=\"left:551px;bottom:624px;letter-spacing:0.06px;display:inline;\">Level 1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_272\" id=\"t2a_272\" style=\"left:629px;bottom:624px;letter-spacing:0.06px;display:inline;\">Level 2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_272\" id=\"t2b_272\" style=\"left:707px;bottom:624px;letter-spacing:0.06px;display:inline;\">Level 3 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_272\" id=\"t2f_272\" style=\"left:619px;bottom:608px;letter-spacing:0.07px;display:inline;\">Valuation </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_272\" id=\"t2k_272\" style=\"left:696px;bottom:608px;letter-spacing:0.07px;display:inline;\">Valuation </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_272\" id=\"t2g_272\" style=\"left:632px;bottom:597px;letter-spacing:0.07px;display:inline;\">based </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_272\" id=\"t2l_272\" style=\"left:710px;bottom:597px;letter-spacing:0.07px;display:inline;\">based </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_272\" id=\"t2c_272\" style=\"left:526px;bottom:586px;letter-spacing:0.07px;display:inline;\">Quoted prices </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_272\" id=\"t2h_272\" style=\"left:604px;bottom:586px;letter-spacing:0.06px;display:inline;\">on significant </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_272\" id=\"t2m_272\" style=\"left:682px;bottom:586px;letter-spacing:0.06px;display:inline;\">on significant </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_272\" id=\"t2d_272\" style=\"left:529px;bottom:575px;letter-spacing:0.07px;display:inline;\">(unadjusted) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_272\" id=\"t2i_272\" style=\"left:615px;bottom:575px;letter-spacing:0.07px;display:inline;\">observable </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_272\" id=\"t2n_272\" style=\"left:683px;bottom:575px;letter-spacing:0.07px;display:inline;\">unobservable </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_272\" id=\"t2e_272\" style=\"left:514px;bottom:564px;letter-spacing:0.06px;display:inline;\">in active markets </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_272\" id=\"t2j_272\" style=\"left:604px;bottom:564px;letter-spacing:0.07px;display:inline;\">market inputs </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_272\" id=\"t2o_272\" style=\"left:682px;bottom:564px;letter-spacing:0.07px;display:inline;\">market inputs </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_272\" id=\"t2p_272\" style=\"left:791px;bottom:564px;letter-spacing:0.07px;display:inline;\">Total </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_272\" id=\"t2q_272\" style=\"left:701px;bottom:549px;letter-spacing:0.06px;display:inline;\">note (iii) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t2r_272\" style=\"left:69px;bottom:529px;letter-spacing:-0.01px;display:inline;\">Loans </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t2s_272\" style=\"left:556px;bottom:529px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t2t_272\" style=\"left:619px;bottom:529px;letter-spacing:-0.01px;display:inline;\">447 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t2u_272\" style=\"left:711px;bottom:529px;display:inline;\">3 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t2v_272\" style=\"left:775px;bottom:529px;letter-spacing:-0.01px;display:inline;\">450 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t2w_272\" style=\"left:69px;bottom:509px;letter-spacing:-0.01px;display:inline;\">Equity securities and holdings in collective investment schemes </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t2x_272\" style=\"left:525px;bottom:509px;letter-spacing:-0.01px;display:inline;\">49,725 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t2y_272\" style=\"left:610px;bottom:509px;letter-spacing:-0.01px;display:inline;\">7,130 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t2z_272\" style=\"left:697px;bottom:509px;letter-spacing:-0.01px;display:inline;\">824 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t30_272\" style=\"left:758px;bottom:509px;letter-spacing:-0.01px;display:inline;\">57,679 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t31_272\" style=\"left:69px;bottom:490px;letter-spacing:-0.01px;display:inline;\">Debt securities </div> <div class=\"t s5_272\" id=\"t32_272\" style=\"vertical-align: super;left:149px;bottom:498px;letter-spacing:0.16px;display:inline;\">note (i) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t33_272\" style=\"left:525px;bottom:490px;letter-spacing:-0.01px;display:inline;\">57,148 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t34_272\" style=\"left:603px;bottom:490px;letter-spacing:-0.01px;display:inline;\">19,763 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t35_272\" style=\"left:704px;bottom:490px;letter-spacing:-0.01px;display:inline;\">38 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t36_272\" style=\"left:758px;bottom:490px;letter-spacing:-0.01px;display:inline;\">76,949 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t37_272\" style=\"left:69px;bottom:470px;letter-spacing:-0.01px;display:inline;\">Derivative assets </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t38_272\" style=\"left:548px;bottom:470px;letter-spacing:-0.01px;display:inline;\">82 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t39_272\" style=\"left:619px;bottom:470px;letter-spacing:-0.01px;display:inline;\">487 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t3a_272\" style=\"left:712px;bottom:470px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t3b_272\" style=\"left:775px;bottom:470px;letter-spacing:-0.01px;display:inline;\">569 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t3c_272\" style=\"left:69px;bottom:451px;letter-spacing:-0.01px;display:inline;\">Derivative liabilities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t3d_272\" style=\"left:537px;bottom:451px;letter-spacing:-0.01px;display:inline;\">(778) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t3e_272\" style=\"left:615px;bottom:451px;letter-spacing:-0.01px;display:inline;\">(223) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t3f_272\" style=\"left:712px;bottom:451px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t3g_272\" style=\"left:761px;bottom:451px;letter-spacing:-0.01px;display:inline;\">(1,001) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t3h_272\" style=\"left:69px;bottom:432px;letter-spacing:-0.01px;display:inline;\">Total financial investments, net of derivative liabilities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t3i_272\" style=\"left:518px;bottom:432px;letter-spacing:-0.01px;display:inline;\">106,177 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t3j_272\" style=\"left:603px;bottom:432px;letter-spacing:-0.01px;display:inline;\">27,604 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t3k_272\" style=\"left:697px;bottom:432px;letter-spacing:-0.01px;display:inline;\">865 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t3l_272\" style=\"left:751px;bottom:432px;letter-spacing:-0.01px;display:inline;\">134,646 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t3m_272\" style=\"left:69px;bottom:412px;letter-spacing:-0.01px;display:inline;\">Investment contract liabilities without DPF </div> <div class=\"t s5_272\" id=\"t3n_272\" style=\"vertical-align: super;left:294px;bottom:420px;letter-spacing:0.15px;display:inline;\">note (ii) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t3o_272\" style=\"left:556px;bottom:412px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t3p_272\" style=\"left:615px;bottom:412px;letter-spacing:-0.01px;display:inline;\">(663) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t3q_272\" style=\"left:712px;bottom:412px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t3r_272\" style=\"left:771px;bottom:412px;letter-spacing:-0.01px;display:inline;\">(663) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t3s_272\" style=\"left:69px;bottom:393px;letter-spacing:-0.01px;display:inline;\">Net asset value attributable to unit holders of consolidated investment funds </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t3t_272\" style=\"left:528px;bottom:393px;letter-spacing:-0.01px;display:inline;\">(4,193) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t3u_272\" style=\"left:634px;bottom:393px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t3v_272\" style=\"left:712px;bottom:393px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t3w_272\" style=\"left:761px;bottom:393px;letter-spacing:-0.01px;display:inline;\">(4,193) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_272\" id=\"t3x_272\" style=\"left:69px;bottom:373px;letter-spacing:-0.01px;display:inline;\">Total financial instruments at fair value </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t3y_272\" style=\"left:518px;bottom:373px;letter-spacing:-0.01px;display:inline;\">101,984 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t3z_272\" style=\"left:603px;bottom:373px;letter-spacing:-0.01px;display:inline;\">26,941 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t40_272\" style=\"left:697px;bottom:373px;letter-spacing:-0.01px;display:inline;\">865 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t41_272\" style=\"left:751px;bottom:373px;letter-spacing:-0.01px;display:inline;\">129,790 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t42_272\" style=\"left:69px;bottom:354px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Percentage of total (%) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t43_272\" style=\"left:548px;bottom:354px;letter-spacing:-0.01px;display:inline;\">78% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t44_272\" style=\"left:626px;bottom:354px;letter-spacing:-0.01px;display:inline;\">21% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t45_272\" style=\"left:711px;bottom:354px;letter-spacing:-0.01px;display:inline;\">1% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_272\" id=\"t46_272\" style=\"left:775px;bottom:354px;letter-spacing:-0.01px;display:inline;\">100% </div></td></tr>\n                                        </table><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"cke_table-faked-selection-temp\" colspan=\"10\" rowspan=\"1\" style=\"text-align: center;\">    <div class=\"t s2_274\" id=\"t1y_274\" style=\"left:505px;bottom:452px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">31 Dec 2023 $m </div>     </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"9\" rowspan=\"1\" style=\"text-align: center;\">   <div class=\"t s2_274\" id=\"t22_274\" style=\"left:466px;bottom:435px;letter-spacing:0.06px;display:inline;\">Contractual maturity profile for financial liabilities </div>     </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_274\" id=\"t1z_274\" style=\"left:291px;bottom:418px;letter-spacing:0.07px;display:inline;\">Total </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_274\" id=\"t2i_274\" style=\"left:788px;bottom:418px;letter-spacing:0.07px;display:inline;\">Total </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_274\" id=\"t20_274\" style=\"left:279px;bottom:408px;letter-spacing:0.07px;display:inline;\">carrying </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_274\" id=\"t23_274\" style=\"left:334px;bottom:408px;letter-spacing:0.06px;display:inline;\">1 year or </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_274\" id=\"t25_274\" style=\"left:409px;bottom:408px;letter-spacing:0.07px;display:inline;\">1-2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_274\" id=\"t27_274\" style=\"left:462px;bottom:408px;letter-spacing:0.07px;display:inline;\">2-5 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_274\" id=\"t2a_274\" style=\"left:557px;bottom:408px;letter-spacing:0.06px;display:inline;\">10-15 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_274\" id=\"t2c_274\" style=\"left:610px;bottom:408px;letter-spacing:0.06px;display:inline;\">15-20 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_274\" id=\"t2e_274\" style=\"left:654px;bottom:408px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">Over 20 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_274\" id=\"t2g_274\" style=\"left:699px;bottom:408px;letter-spacing:0.07px;display:inline;\">No stated </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_274\" id=\"t2j_274\" style=\"left:755px;bottom:408px;letter-spacing:0.08px;display:inline;\">undiscounted </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_274\" id=\"t21_274\" style=\"left:290px;bottom:398px;letter-spacing:0.07px;display:inline;\">value </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_274\" id=\"t24_274\" style=\"left:355px;bottom:398px;letter-spacing:0.06px;display:inline;\">less </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_274\" id=\"t26_274\" style=\"left:400px;bottom:398px;letter-spacing:0.07px;display:inline;\">years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_274\" id=\"t28_274\" style=\"left:453px;bottom:398px;letter-spacing:0.07px;display:inline;\">years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_274\" id=\"t29_274\" style=\"left:486px;bottom:398px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">5-10 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_274\" id=\"t2b_274\" style=\"left:559px;bottom:398px;letter-spacing:0.07px;display:inline;\">years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_274\" id=\"t2d_274\" style=\"left:611px;bottom:398px;letter-spacing:0.07px;display:inline;\">years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_274\" id=\"t2f_274\" style=\"left:664px;bottom:398px;letter-spacing:0.07px;display:inline;\">years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_274\" id=\"t2h_274\" style=\"left:703px;bottom:398px;letter-spacing:0.07px;display:inline;\">maturity </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_274\" id=\"t2k_274\" style=\"left:768px;bottom:398px;letter-spacing:0.07px;display:inline;\">cash flows </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_274\" id=\"t2l_274\" style=\"left:69px;bottom:378px;letter-spacing:-0.01px;display:inline;\">Investment contracts without DPF </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s8_274\" id=\"t2m_274\" style=\"vertical-align: super;left:69px;bottom:370px;letter-spacing:0.2px;display:inline;\">note </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t2n_274\" style=\"left:289px;bottom:362px;letter-spacing:-0.02px;display:inline;\">769 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t2o_274\" style=\"left:346px;bottom:362px;letter-spacing:-0.02px;display:inline;\">155 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t2p_274\" style=\"left:399px;bottom:362px;letter-spacing:-0.02px;display:inline;\">169 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t2q_274\" style=\"left:459px;bottom:362px;letter-spacing:-0.02px;display:inline;\">68 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t2r_274\" style=\"left:504px;bottom:362px;letter-spacing:-0.02px;display:inline;\">149 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t2s_274\" style=\"left:564px;bottom:362px;letter-spacing:-0.02px;display:inline;\">24 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t2t_274\" style=\"left:624px;bottom:362px;display:inline;\">9 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t2u_274\" style=\"left:677px;bottom:362px;display:inline;\">5 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t2v_274\" style=\"left:715px;bottom:362px;letter-spacing:-0.02px;display:inline;\">273 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t2w_274\" style=\"left:786px;bottom:362px;letter-spacing:-0.02px;display:inline;\">852 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_274\" id=\"t2x_274\" style=\"left:69px;bottom:342px;letter-spacing:-0.01px;display:inline;\">Core structural borrowings of </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_274\" id=\"t2y_274\" style=\"left:69px;bottom:326px;letter-spacing:-0.01px;display:inline;\">shareholder-financed businesses </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t2z_274\" style=\"left:279px;bottom:326px;letter-spacing:-0.02px;display:inline;\">3,933 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t30_274\" style=\"left:346px;bottom:326px;letter-spacing:-0.02px;display:inline;\">126 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t31_274\" style=\"left:399px;bottom:326px;letter-spacing:-0.02px;display:inline;\">126 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t32_274\" style=\"left:451px;bottom:326px;letter-spacing:-0.02px;display:inline;\">379 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t33_274\" style=\"left:494px;bottom:326px;letter-spacing:-0.02px;display:inline;\">3,555 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t34_274\" style=\"left:572px;bottom:326px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t35_274\" style=\"left:625px;bottom:326px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t36_274\" style=\"left:678px;bottom:326px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t37_274\" style=\"left:715px;bottom:326px;letter-spacing:-0.02px;display:inline;\">750 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t38_274\" style=\"left:776px;bottom:326px;letter-spacing:-0.02px;display:inline;\">4,936 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_274\" id=\"t39_274\" style=\"left:69px;bottom:307px;letter-spacing:-0.01px;display:inline;\">Lease liabilities under IFRS 16 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t3a_274\" style=\"left:289px;bottom:307px;letter-spacing:-0.02px;display:inline;\">234 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t3b_274\" style=\"left:353px;bottom:307px;letter-spacing:-0.02px;display:inline;\">76 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t3c_274\" style=\"left:406px;bottom:307px;letter-spacing:-0.02px;display:inline;\">62 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t3d_274\" style=\"left:459px;bottom:307px;letter-spacing:-0.02px;display:inline;\">86 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t3e_274\" style=\"left:511px;bottom:307px;letter-spacing:-0.02px;display:inline;\">25 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t3f_274\" style=\"left:571px;bottom:307px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t3g_274\" style=\"left:625px;bottom:307px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t3h_274\" style=\"left:678px;bottom:307px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t3i_274\" style=\"left:730px;bottom:307px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t3j_274\" style=\"left:786px;bottom:307px;letter-spacing:-0.02px;display:inline;\">251 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_274\" id=\"t3k_274\" style=\"left:69px;bottom:287px;letter-spacing:-0.01px;display:inline;\">Other operational borrowings </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t3l_274\" style=\"left:289px;bottom:287px;letter-spacing:-0.02px;display:inline;\">707 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t3m_274\" style=\"left:346px;bottom:287px;letter-spacing:-0.02px;display:inline;\">707 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t3n_274\" style=\"left:414px;bottom:287px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t3o_274\" style=\"left:467px;bottom:287px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t3p_274\" style=\"left:519px;bottom:287px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t3q_274\" style=\"left:572px;bottom:287px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t3r_274\" style=\"left:625px;bottom:287px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t3s_274\" style=\"left:678px;bottom:287px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t3t_274\" style=\"left:730px;bottom:287px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t3u_274\" style=\"left:786px;bottom:287px;letter-spacing:-0.02px;display:inline;\">707 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_274\" id=\"t3v_274\" style=\"left:69px;bottom:268px;letter-spacing:-0.01px;display:inline;\">Obligations under funding, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_274\" id=\"t3w_274\" style=\"left:69px;bottom:253px;letter-spacing:-0.01px;display:inline;\">securities lending and sale and </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_274\" id=\"t3x_274\" style=\"left:69px;bottom:237px;letter-spacing:-0.01px;display:inline;\">repurchase agreements </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t3y_274\" style=\"left:289px;bottom:237px;letter-spacing:-0.02px;display:inline;\">716 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t3z_274\" style=\"left:346px;bottom:237px;letter-spacing:-0.02px;display:inline;\">716 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t40_274\" style=\"left:414px;bottom:237px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t41_274\" style=\"left:467px;bottom:237px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t42_274\" style=\"left:519px;bottom:237px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t43_274\" style=\"left:572px;bottom:237px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t44_274\" style=\"left:625px;bottom:237px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t45_274\" style=\"left:678px;bottom:237px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t46_274\" style=\"left:730px;bottom:237px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t47_274\" style=\"left:786px;bottom:237px;letter-spacing:-0.02px;display:inline;\">716 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_274\" id=\"t48_274\" style=\"left:69px;bottom:217px;letter-spacing:-0.01px;display:inline;\">Accruals, deferred income and other </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_274\" id=\"t49_274\" style=\"left:69px;bottom:202px;letter-spacing:-0.01px;display:inline;\">liabilities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t4a_274\" style=\"left:279px;bottom:202px;letter-spacing:-0.02px;display:inline;\">4,035 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t4b_274\" style=\"left:336px;bottom:202px;letter-spacing:-0.02px;display:inline;\">3,845 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t4c_274\" style=\"left:414px;bottom:202px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t4d_274\" style=\"left:467px;bottom:202px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t4e_274\" style=\"left:520px;bottom:202px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t4f_274\" style=\"left:572px;bottom:202px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t4g_274\" style=\"left:625px;bottom:202px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t4h_274\" style=\"left:678px;bottom:202px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t4i_274\" style=\"left:715px;bottom:202px;letter-spacing:-0.02px;display:inline;\">190 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t4j_274\" style=\"left:776px;bottom:202px;letter-spacing:-0.02px;display:inline;\">4,035 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_274\" id=\"t4k_274\" style=\"left:69px;bottom:182px;letter-spacing:-0.01px;display:inline;\">Net asset value attributable to unit </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_274\" id=\"t4l_274\" style=\"left:69px;bottom:167px;letter-spacing:-0.01px;display:inline;\">holders of consolidated investment </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_274\" id=\"t4m_274\" style=\"left:69px;bottom:151px;letter-spacing:-0.01px;display:inline;\">funds </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t4n_274\" style=\"left:279px;bottom:151px;letter-spacing:-0.02px;display:inline;\">2,711 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t4o_274\" style=\"left:336px;bottom:151px;letter-spacing:-0.02px;display:inline;\">2,711 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t4p_274\" style=\"left:414px;bottom:151px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t4q_274\" style=\"left:467px;bottom:151px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t4r_274\" style=\"left:520px;bottom:151px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t4s_274\" style=\"left:572px;bottom:151px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t4t_274\" style=\"left:625px;bottom:151px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t4u_274\" style=\"left:678px;bottom:151px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t4v_274\" style=\"left:730px;bottom:151px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t4w_274\" style=\"left:776px;bottom:151px;letter-spacing:-0.02px;display:inline;\">2,711 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t4x_274\" style=\"left:69px;bottom:131px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Total non-derivative financial </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t4y_274\" style=\"left:69px;bottom:116px;letter-spacing:-0.01px;display:inline;\">liabilities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t4z_274\" style=\"left:271px;bottom:116px;letter-spacing:-0.02px;display:inline;\">13,105 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t50_274\" style=\"left:336px;bottom:116px;letter-spacing:-0.02px;display:inline;\">8,336 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t51_274\" style=\"left:399px;bottom:116px;letter-spacing:-0.02px;display:inline;\">357 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t52_274\" style=\"left:452px;bottom:116px;letter-spacing:-0.02px;display:inline;\">533 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t53_274\" style=\"left:494px;bottom:116px;letter-spacing:-0.02px;display:inline;\">3,729 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t54_274\" style=\"left:564px;bottom:116px;letter-spacing:-0.02px;display:inline;\">26 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t55_274\" style=\"left:624px;bottom:116px;display:inline;\">9 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t56_274\" style=\"left:677px;bottom:116px;display:inline;\">5 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t57_274\" style=\"left:705px;bottom:116px;letter-spacing:-0.02px;display:inline;\">1,213 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t58_274\" style=\"left:769px;bottom:116px;letter-spacing:-0.02px;display:inline;\">14,208 </div></td></tr></table><div></div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"10\" rowspan=\"1\" style=\"text-align: center;\">    <div class=\"t s0_275\" id=\"t1_275\" style=\"left:527px;bottom:1115px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">31 Dec 2022 $m </div>     </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled\" colspan=\"9\" rowspan=\"1\" style=\"text-align: center;\">   <div class=\"t s0_275\" id=\"t5_275\" style=\"left:483px;bottom:1096px;letter-spacing:0.06px;display:inline;\">Contractual maturity profile for financial liabilities </div>     </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_275\" id=\"t2_275\" style=\"left:304px;bottom:1070px;letter-spacing:0.07px;display:inline;\">Total </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled tcs-selected emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_275\" id=\"tl_275\" style=\"left:810px;bottom:1070px;letter-spacing:0.07px;display:inline;\">Total </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_275\" id=\"t3_275\" style=\"left:293px;bottom:1060px;letter-spacing:0.07px;display:inline;\">carrying </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_275\" id=\"t6_275\" style=\"left:349px;bottom:1060px;letter-spacing:0.06px;display:inline;\">1 year or </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_275\" id=\"t8_275\" style=\"left:425px;bottom:1060px;letter-spacing:0.07px;display:inline;\">1-2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_275\" id=\"ta_275\" style=\"left:479px;bottom:1060px;letter-spacing:0.07px;display:inline;\">2-5 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_275\" id=\"td_275\" style=\"left:576px;bottom:1060px;letter-spacing:0.06px;display:inline;\">10-15 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_275\" id=\"tf_275\" style=\"left:630px;bottom:1060px;letter-spacing:0.06px;display:inline;\">15-20 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_275\" id=\"th_275\" style=\"left:676px;bottom:1060px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">Over 20 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_275\" id=\"tj_275\" style=\"left:721px;bottom:1060px;letter-spacing:0.07px;display:inline;\">No stated </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_275\" id=\"tm_275\" style=\"left:777px;bottom:1060px;letter-spacing:0.08px;display:inline;\">undiscounted </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_275\" id=\"t4_275\" style=\"left:304px;bottom:1050px;letter-spacing:0.07px;display:inline;\">value </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_275\" id=\"t7_275\" style=\"left:369px;bottom:1050px;letter-spacing:0.06px;display:inline;\">less </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_275\" id=\"t9_275\" style=\"left:416px;bottom:1050px;letter-spacing:0.07px;display:inline;\">years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_275\" id=\"tb_275\" style=\"left:470px;bottom:1050px;letter-spacing:0.07px;display:inline;\">years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_275\" id=\"tc_275\" style=\"left:504px;bottom:1050px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">5-10 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_275\" id=\"te_275\" style=\"left:578px;bottom:1050px;letter-spacing:0.07px;display:inline;\">years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_275\" id=\"tg_275\" style=\"left:632px;bottom:1050px;letter-spacing:0.07px;display:inline;\">years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_275\" id=\"ti_275\" style=\"left:686px;bottom:1050px;letter-spacing:0.07px;display:inline;\">years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_275\" id=\"tk_275\" style=\"left:726px;bottom:1050px;letter-spacing:0.07px;display:inline;\">maturity </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_275\" id=\"tn_275\" style=\"left:790px;bottom:1050px;letter-spacing:0.07px;display:inline;\">cash flows </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"to_275\" style=\"left:91px;bottom:1029px;letter-spacing:-0.01px;display:inline;\">Investment contracts without DPF </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s2_275\" id=\"tp_275\" style=\"vertical-align: super;left:91px;bottom:1021px;letter-spacing:0.2px;display:inline;\">note </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"tq_275\" style=\"left:303px;bottom:1014px;letter-spacing:-0.01px;display:inline;\">663 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"tr_275\" style=\"left:369px;bottom:1014px;letter-spacing:-0.01px;display:inline;\">11 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"ts_275\" style=\"left:415px;bottom:1014px;letter-spacing:-0.01px;display:inline;\">163 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"tt_275\" style=\"left:469px;bottom:1014px;letter-spacing:-0.01px;display:inline;\">206 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"tu_275\" style=\"left:530px;bottom:1014px;letter-spacing:-0.01px;display:inline;\">98 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"tv_275\" style=\"left:584px;bottom:1014px;letter-spacing:-0.01px;display:inline;\">22 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"tw_275\" style=\"left:645px;bottom:1014px;display:inline;\">8 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"tx_275\" style=\"left:699px;bottom:1014px;display:inline;\">4 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"ty_275\" style=\"left:739px;bottom:1014px;letter-spacing:-0.01px;display:inline;\">243 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"tz_275\" style=\"left:808px;bottom:1014px;letter-spacing:-0.01px;display:inline;\">755 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t10_275\" style=\"left:91px;bottom:994px;letter-spacing:-0.01px;display:inline;\">Core structural borrowings of </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t11_275\" style=\"left:91px;bottom:978px;letter-spacing:-0.01px;display:inline;\">shareholder-financed businesses </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t12_275\" style=\"left:294px;bottom:978px;letter-spacing:-0.01px;display:inline;\">4,261 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t13_275\" style=\"left:362px;bottom:978px;letter-spacing:-0.01px;display:inline;\">509 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t14_275\" style=\"left:415px;bottom:978px;letter-spacing:-0.01px;display:inline;\">124 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t15_275\" style=\"left:469px;bottom:978px;letter-spacing:-0.01px;display:inline;\">370 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t16_275\" style=\"left:514px;bottom:978px;letter-spacing:-0.01px;display:inline;\">2,598 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t17_275\" style=\"left:568px;bottom:978px;letter-spacing:-0.01px;display:inline;\">1,024 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t18_275\" style=\"left:645px;bottom:978px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t19_275\" style=\"left:699px;bottom:978px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t1a_275\" style=\"left:739px;bottom:978px;letter-spacing:-0.01px;display:inline;\">750 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t1b_275\" style=\"left:799px;bottom:978px;letter-spacing:-0.01px;display:inline;\">5,375 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t1c_275\" style=\"left:91px;bottom:959px;letter-spacing:-0.01px;display:inline;\">Lease liabilities under IFRS 16 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t1d_275\" style=\"left:303px;bottom:959px;letter-spacing:-0.01px;display:inline;\">299 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t1e_275\" style=\"left:362px;bottom:959px;letter-spacing:-0.01px;display:inline;\">101 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t1f_275\" style=\"left:422px;bottom:959px;letter-spacing:-0.01px;display:inline;\">76 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t1g_275\" style=\"left:469px;bottom:959px;letter-spacing:-0.01px;display:inline;\">127 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t1h_275\" style=\"left:530px;bottom:959px;letter-spacing:-0.01px;display:inline;\">28 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t1i_275\" style=\"left:591px;bottom:959px;display:inline;\">9 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t1j_275\" style=\"left:645px;bottom:959px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t1k_275\" style=\"left:699px;bottom:959px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t1l_275\" style=\"left:753px;bottom:959px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t1m_275\" style=\"left:808px;bottom:959px;letter-spacing:-0.01px;display:inline;\">341 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t1n_275\" style=\"left:91px;bottom:939px;letter-spacing:-0.01px;display:inline;\">Other operational borrowings </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t1o_275\" style=\"left:303px;bottom:939px;letter-spacing:-0.01px;display:inline;\">516 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t1p_275\" style=\"left:362px;bottom:939px;letter-spacing:-0.01px;display:inline;\">516 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t1q_275\" style=\"left:430px;bottom:939px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t1r_275\" style=\"left:484px;bottom:939px;display:inline;\">\u2013 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t1s_275\" style=\"left:538px;bottom:939px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t1t_275\" style=\"left:592px;bottom:939px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t1u_275\" style=\"left:645px;bottom:939px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t1v_275\" style=\"left:699px;bottom:939px;display:inline;\">\u2013 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t1w_275\" style=\"left:753px;bottom:939px;display:inline;\">\u2013 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t1x_275\" style=\"left:808px;bottom:939px;letter-spacing:-0.01px;display:inline;\">516 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t1y_275\" style=\"left:91px;bottom:920px;letter-spacing:-0.01px;display:inline;\">Obligations under funding, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t1z_275\" style=\"left:91px;bottom:904px;letter-spacing:-0.01px;display:inline;\">securities lending and sale and </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t20_275\" style=\"left:91px;bottom:889px;letter-spacing:-0.01px;display:inline;\">repurchase agreements </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t21_275\" style=\"left:303px;bottom:889px;letter-spacing:-0.01px;display:inline;\">582 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t22_275\" style=\"left:362px;bottom:889px;letter-spacing:-0.01px;display:inline;\">582 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t23_275\" style=\"left:430px;bottom:889px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t24_275\" style=\"left:484px;bottom:889px;display:inline;\">\u2013 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t25_275\" style=\"left:538px;bottom:889px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t26_275\" style=\"left:592px;bottom:889px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t27_275\" style=\"left:645px;bottom:889px;display:inline;\">\u2013 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t28_275\" style=\"left:699px;bottom:889px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t29_275\" style=\"left:753px;bottom:889px;display:inline;\">\u2013 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t2a_275\" style=\"left:808px;bottom:889px;letter-spacing:-0.01px;display:inline;\">582 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t2b_275\" style=\"left:91px;bottom:869px;letter-spacing:-0.01px;display:inline;\">Accruals, deferred income and other </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t2c_275\" style=\"left:91px;bottom:853px;letter-spacing:-0.01px;display:inline;\">liabilities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t2d_275\" style=\"left:294px;bottom:853px;letter-spacing:-0.01px;display:inline;\">2,866 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t2e_275\" style=\"left:352px;bottom:853px;letter-spacing:-0.01px;display:inline;\">2,686 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t2f_275\" style=\"left:430px;bottom:853px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t2g_275\" style=\"left:484px;bottom:853px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t2h_275\" style=\"left:538px;bottom:853px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t2i_275\" style=\"left:592px;bottom:853px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t2j_275\" style=\"left:645px;bottom:853px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t2k_275\" style=\"left:699px;bottom:853px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t2l_275\" style=\"left:739px;bottom:853px;letter-spacing:-0.01px;display:inline;\">180 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t2m_275\" style=\"left:799px;bottom:853px;letter-spacing:-0.01px;display:inline;\">2,866 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t2n_275\" style=\"left:91px;bottom:834px;letter-spacing:-0.01px;display:inline;\">Net asset value attributable to unit </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t2o_275\" style=\"left:91px;bottom:818px;letter-spacing:-0.01px;display:inline;\">holders of consolidated investment </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t2p_275\" style=\"left:91px;bottom:803px;letter-spacing:-0.01px;display:inline;\">funds </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t2q_275\" style=\"left:294px;bottom:803px;letter-spacing:-0.01px;display:inline;\">4,193 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t2r_275\" style=\"left:352px;bottom:803px;letter-spacing:-0.01px;display:inline;\">4,193 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t2s_275\" style=\"left:430px;bottom:803px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t2t_275\" style=\"left:484px;bottom:803px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t2u_275\" style=\"left:538px;bottom:803px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t2v_275\" style=\"left:592px;bottom:803px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t2w_275\" style=\"left:645px;bottom:803px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t2x_275\" style=\"left:699px;bottom:803px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t2y_275\" style=\"left:753px;bottom:803px;display:inline;\">\u2013 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t2z_275\" style=\"left:799px;bottom:803px;letter-spacing:-0.01px;display:inline;\">4,193 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s3_275\" id=\"t30_275\" style=\"left:91px;bottom:783px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Total non-derivative financial </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s3_275\" id=\"t31_275\" style=\"left:91px;bottom:767px;letter-spacing:-0.01px;display:inline;\">liabilities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t32_275\" style=\"left:289px;bottom:767px;letter-spacing:-0.01px;display:inline;\">13,380 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t33_275\" style=\"left:352px;bottom:767px;letter-spacing:-0.01px;display:inline;\">8,598 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t34_275\" style=\"left:415px;bottom:767px;letter-spacing:-0.01px;display:inline;\">363 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t35_275\" style=\"left:469px;bottom:767px;letter-spacing:-0.01px;display:inline;\">703 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t36_275\" style=\"left:514px;bottom:767px;letter-spacing:-0.01px;display:inline;\">2,724 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t37_275\" style=\"left:568px;bottom:767px;letter-spacing:-0.01px;display:inline;\">1,055 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t38_275\" style=\"left:645px;bottom:767px;display:inline;\">8 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t39_275\" style=\"left:699px;bottom:767px;display:inline;\">4 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t3a_275\" style=\"left:729px;bottom:767px;letter-spacing:-0.01px;display:inline;\">1,173 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t3b_275\" style=\"left:792px;bottom:767px;letter-spacing:-0.01px;display:inline;\">14,628 </div></td></tr></table>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfNetAssetValueAttributableToUnitholdersExplanatory",
    "language": "en",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f37893": {
   "value": "Liquidity analysis <div class=\"t s1_274\" id=\"t1l_274\" style=\"left:65px;bottom:681px;letter-spacing:-0.01px;display:inline;\">The vast majority of the Group\u2019s financial assets are held to back the Group\u2019s policyholder liabilities. Although asset/liability matching is an </div><div class=\"t s1_274\" id=\"t1m_274\" style=\"left:65px;bottom:666px;letter-spacing:-0.01px;display:inline;\">important component of managing policyholder liabilities (both those classified as insurance and those classified as investments), this profile is </div><div class=\"t s1_274\" id=\"t1n_274\" style=\"left:65px;bottom:650px;letter-spacing:-0.01px;display:inline;\">mainly relevant for managing market risk rather than liquidity risk. Within each business unit, this asset/liability matching is performed on a </div><div class=\"t s1_274\" id=\"t1o_274\" style=\"left:65px;bottom:634px;letter-spacing:-0.01px;display:inline;\">portfolio-by-portfolio basis. In terms of liquidity risk, a large proportion of the policyholder liabilities contain discretionary surrender values or </div><div class=\"t s1_274\" id=\"t1p_274\" style=\"left:65px;bottom:619px;letter-spacing:-0.01px;display:inline;\">surrender charges, meaning that many of the Group\u2019s liabilities are expected to be held for the long term. Much of the Group\u2019s investment </div><div class=\"t s1_274\" id=\"t1q_274\" style=\"left:65px;bottom:603px;letter-spacing:-0.01px;display:inline;\">portfolios are in marketable securities, which can therefore be converted quickly to liquid assets. For the reasons provided above, an analysis of </div><div class=\"t s1_274\" id=\"t1r_274\" style=\"left:65px;bottom:588px;letter-spacing:-0.01px;display:inline;\">the Group\u2019s assets by contractual maturity is not considered meaningful to evaluate the nature and extent of the Group\u2019s liquidity risk. </div><div class=\"t s7_274\" id=\"t1s_274\" style=\"left:65px;bottom:559px;letter-spacing:-0.1px;display:inline;\">Contractual maturities of financial liabilities on an undiscounted cash flow basis </div><div class=\"t s1_274\" id=\"t1t_274\" style=\"left:65px;bottom:543px;letter-spacing:-0.01px;display:inline;\">The following table sets out the contractual maturities for applicable classes of financial liabilities, excluding derivative liabilities that are </div><div class=\"t s1_274\" id=\"t1u_274\" style=\"left:65px;bottom:528px;letter-spacing:-0.01px;display:inline;\">separately presented. The financial liabilities are included in the column relating to the contractual maturities of the undiscounted cash flows </div><div class=\"t s1_274\" id=\"t1v_274\" style=\"left:65px;bottom:512px;letter-spacing:-0.01px;display:inline;\">(including contractual interest payments) based on the earliest period in which the Group can be required to pay assuming conditions are </div><div class=\"t s1_274\" id=\"t1w_274\" style=\"left:65px;bottom:497px;letter-spacing:-0.01px;display:inline;\">consistent with those of year end. For investment contracts without DPF, the maturity profile is based on undiscounted cash flow projections of </div><div class=\"t s1_274\" id=\"t1x_274\" style=\"left:65px;bottom:481px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">expected benefit payments. </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"cke_table-faked-selection-temp\" colspan=\"10\" rowspan=\"1\" style=\"text-align: center;\">    <div class=\"t s2_274\" id=\"t1y_274\" style=\"left:505px;bottom:452px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">31 Dec 2023 $m </div>     </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"9\" rowspan=\"1\" style=\"text-align: center;\">   <div class=\"t s2_274\" id=\"t22_274\" style=\"left:466px;bottom:435px;letter-spacing:0.06px;display:inline;\">Contractual maturity profile for financial liabilities </div>     </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_274\" id=\"t1z_274\" style=\"left:291px;bottom:418px;letter-spacing:0.07px;display:inline;\">Total </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_274\" id=\"t2i_274\" style=\"left:788px;bottom:418px;letter-spacing:0.07px;display:inline;\">Total </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_274\" id=\"t20_274\" style=\"left:279px;bottom:408px;letter-spacing:0.07px;display:inline;\">carrying </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_274\" id=\"t23_274\" style=\"left:334px;bottom:408px;letter-spacing:0.06px;display:inline;\">1 year or </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_274\" id=\"t25_274\" style=\"left:409px;bottom:408px;letter-spacing:0.07px;display:inline;\">1-2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_274\" id=\"t27_274\" style=\"left:462px;bottom:408px;letter-spacing:0.07px;display:inline;\">2-5 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_274\" id=\"t2a_274\" style=\"left:557px;bottom:408px;letter-spacing:0.06px;display:inline;\">10-15 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_274\" id=\"t2c_274\" style=\"left:610px;bottom:408px;letter-spacing:0.06px;display:inline;\">15-20 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_274\" id=\"t2e_274\" style=\"left:654px;bottom:408px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">Over 20 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_274\" id=\"t2g_274\" style=\"left:699px;bottom:408px;letter-spacing:0.07px;display:inline;\">No stated </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_274\" id=\"t2j_274\" style=\"left:755px;bottom:408px;letter-spacing:0.08px;display:inline;\">undiscounted </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_274\" id=\"t21_274\" style=\"left:290px;bottom:398px;letter-spacing:0.07px;display:inline;\">value </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_274\" id=\"t24_274\" style=\"left:355px;bottom:398px;letter-spacing:0.06px;display:inline;\">less </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_274\" id=\"t26_274\" style=\"left:400px;bottom:398px;letter-spacing:0.07px;display:inline;\">years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_274\" id=\"t28_274\" style=\"left:453px;bottom:398px;letter-spacing:0.07px;display:inline;\">years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_274\" id=\"t29_274\" style=\"left:486px;bottom:398px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">5-10 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_274\" id=\"t2b_274\" style=\"left:559px;bottom:398px;letter-spacing:0.07px;display:inline;\">years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_274\" id=\"t2d_274\" style=\"left:611px;bottom:398px;letter-spacing:0.07px;display:inline;\">years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_274\" id=\"t2f_274\" style=\"left:664px;bottom:398px;letter-spacing:0.07px;display:inline;\">years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_274\" id=\"t2h_274\" style=\"left:703px;bottom:398px;letter-spacing:0.07px;display:inline;\">maturity </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_274\" id=\"t2k_274\" style=\"left:768px;bottom:398px;letter-spacing:0.07px;display:inline;\">cash flows </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_274\" id=\"t2l_274\" style=\"left:69px;bottom:378px;letter-spacing:-0.01px;display:inline;\">Investment contracts without DPF </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s8_274\" id=\"t2m_274\" style=\"vertical-align: super;left:69px;bottom:370px;letter-spacing:0.2px;display:inline;\">note </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t2n_274\" style=\"left:289px;bottom:362px;letter-spacing:-0.02px;display:inline;\">769 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t2o_274\" style=\"left:346px;bottom:362px;letter-spacing:-0.02px;display:inline;\">155 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t2p_274\" style=\"left:399px;bottom:362px;letter-spacing:-0.02px;display:inline;\">169 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t2q_274\" style=\"left:459px;bottom:362px;letter-spacing:-0.02px;display:inline;\">68 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t2r_274\" style=\"left:504px;bottom:362px;letter-spacing:-0.02px;display:inline;\">149 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t2s_274\" style=\"left:564px;bottom:362px;letter-spacing:-0.02px;display:inline;\">24 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t2t_274\" style=\"left:624px;bottom:362px;display:inline;\">9 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t2u_274\" style=\"left:677px;bottom:362px;display:inline;\">5 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t2v_274\" style=\"left:715px;bottom:362px;letter-spacing:-0.02px;display:inline;\">273 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t2w_274\" style=\"left:786px;bottom:362px;letter-spacing:-0.02px;display:inline;\">852 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_274\" id=\"t2x_274\" style=\"left:69px;bottom:342px;letter-spacing:-0.01px;display:inline;\">Core structural borrowings of </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_274\" id=\"t2y_274\" style=\"left:69px;bottom:326px;letter-spacing:-0.01px;display:inline;\">shareholder-financed businesses </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t2z_274\" style=\"left:279px;bottom:326px;letter-spacing:-0.02px;display:inline;\">3,933 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t30_274\" style=\"left:346px;bottom:326px;letter-spacing:-0.02px;display:inline;\">126 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t31_274\" style=\"left:399px;bottom:326px;letter-spacing:-0.02px;display:inline;\">126 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t32_274\" style=\"left:451px;bottom:326px;letter-spacing:-0.02px;display:inline;\">379 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t33_274\" style=\"left:494px;bottom:326px;letter-spacing:-0.02px;display:inline;\">3,555 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t34_274\" style=\"left:572px;bottom:326px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t35_274\" style=\"left:625px;bottom:326px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t36_274\" style=\"left:678px;bottom:326px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t37_274\" style=\"left:715px;bottom:326px;letter-spacing:-0.02px;display:inline;\">750 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t38_274\" style=\"left:776px;bottom:326px;letter-spacing:-0.02px;display:inline;\">4,936 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_274\" id=\"t39_274\" style=\"left:69px;bottom:307px;letter-spacing:-0.01px;display:inline;\">Lease liabilities under IFRS 16 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t3a_274\" style=\"left:289px;bottom:307px;letter-spacing:-0.02px;display:inline;\">234 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t3b_274\" style=\"left:353px;bottom:307px;letter-spacing:-0.02px;display:inline;\">76 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t3c_274\" style=\"left:406px;bottom:307px;letter-spacing:-0.02px;display:inline;\">62 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t3d_274\" style=\"left:459px;bottom:307px;letter-spacing:-0.02px;display:inline;\">86 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t3e_274\" style=\"left:511px;bottom:307px;letter-spacing:-0.02px;display:inline;\">25 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t3f_274\" style=\"left:571px;bottom:307px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t3g_274\" style=\"left:625px;bottom:307px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t3h_274\" style=\"left:678px;bottom:307px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t3i_274\" style=\"left:730px;bottom:307px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t3j_274\" style=\"left:786px;bottom:307px;letter-spacing:-0.02px;display:inline;\">251 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_274\" id=\"t3k_274\" style=\"left:69px;bottom:287px;letter-spacing:-0.01px;display:inline;\">Other operational borrowings </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t3l_274\" style=\"left:289px;bottom:287px;letter-spacing:-0.02px;display:inline;\">707 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t3m_274\" style=\"left:346px;bottom:287px;letter-spacing:-0.02px;display:inline;\">707 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t3n_274\" style=\"left:414px;bottom:287px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t3o_274\" style=\"left:467px;bottom:287px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t3p_274\" style=\"left:519px;bottom:287px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t3q_274\" style=\"left:572px;bottom:287px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t3r_274\" style=\"left:625px;bottom:287px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t3s_274\" style=\"left:678px;bottom:287px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t3t_274\" style=\"left:730px;bottom:287px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t3u_274\" style=\"left:786px;bottom:287px;letter-spacing:-0.02px;display:inline;\">707 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_274\" id=\"t3v_274\" style=\"left:69px;bottom:268px;letter-spacing:-0.01px;display:inline;\">Obligations under funding, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_274\" id=\"t3w_274\" style=\"left:69px;bottom:253px;letter-spacing:-0.01px;display:inline;\">securities lending and sale and </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_274\" id=\"t3x_274\" style=\"left:69px;bottom:237px;letter-spacing:-0.01px;display:inline;\">repurchase agreements </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t3y_274\" style=\"left:289px;bottom:237px;letter-spacing:-0.02px;display:inline;\">716 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t3z_274\" style=\"left:346px;bottom:237px;letter-spacing:-0.02px;display:inline;\">716 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t40_274\" style=\"left:414px;bottom:237px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t41_274\" style=\"left:467px;bottom:237px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t42_274\" style=\"left:519px;bottom:237px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t43_274\" style=\"left:572px;bottom:237px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t44_274\" style=\"left:625px;bottom:237px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t45_274\" style=\"left:678px;bottom:237px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t46_274\" style=\"left:730px;bottom:237px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t47_274\" style=\"left:786px;bottom:237px;letter-spacing:-0.02px;display:inline;\">716 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_274\" id=\"t48_274\" style=\"left:69px;bottom:217px;letter-spacing:-0.01px;display:inline;\">Accruals, deferred income and other </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_274\" id=\"t49_274\" style=\"left:69px;bottom:202px;letter-spacing:-0.01px;display:inline;\">liabilities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t4a_274\" style=\"left:279px;bottom:202px;letter-spacing:-0.02px;display:inline;\">4,035 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t4b_274\" style=\"left:336px;bottom:202px;letter-spacing:-0.02px;display:inline;\">3,845 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t4c_274\" style=\"left:414px;bottom:202px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t4d_274\" style=\"left:467px;bottom:202px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t4e_274\" style=\"left:520px;bottom:202px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t4f_274\" style=\"left:572px;bottom:202px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t4g_274\" style=\"left:625px;bottom:202px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t4h_274\" style=\"left:678px;bottom:202px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t4i_274\" style=\"left:715px;bottom:202px;letter-spacing:-0.02px;display:inline;\">190 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t4j_274\" style=\"left:776px;bottom:202px;letter-spacing:-0.02px;display:inline;\">4,035 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_274\" id=\"t4k_274\" style=\"left:69px;bottom:182px;letter-spacing:-0.01px;display:inline;\">Net asset value attributable to unit </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_274\" id=\"t4l_274\" style=\"left:69px;bottom:167px;letter-spacing:-0.01px;display:inline;\">holders of consolidated investment </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_274\" id=\"t4m_274\" style=\"left:69px;bottom:151px;letter-spacing:-0.01px;display:inline;\">funds </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t4n_274\" style=\"left:279px;bottom:151px;letter-spacing:-0.02px;display:inline;\">2,711 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t4o_274\" style=\"left:336px;bottom:151px;letter-spacing:-0.02px;display:inline;\">2,711 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t4p_274\" style=\"left:414px;bottom:151px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t4q_274\" style=\"left:467px;bottom:151px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t4r_274\" style=\"left:520px;bottom:151px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t4s_274\" style=\"left:572px;bottom:151px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t4t_274\" style=\"left:625px;bottom:151px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t4u_274\" style=\"left:678px;bottom:151px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t4v_274\" style=\"left:730px;bottom:151px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t4w_274\" style=\"left:776px;bottom:151px;letter-spacing:-0.02px;display:inline;\">2,711 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t4x_274\" style=\"left:69px;bottom:131px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Total non-derivative financial </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t4y_274\" style=\"left:69px;bottom:116px;letter-spacing:-0.01px;display:inline;\">liabilities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t4z_274\" style=\"left:271px;bottom:116px;letter-spacing:-0.02px;display:inline;\">13,105 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t50_274\" style=\"left:336px;bottom:116px;letter-spacing:-0.02px;display:inline;\">8,336 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t51_274\" style=\"left:399px;bottom:116px;letter-spacing:-0.02px;display:inline;\">357 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t52_274\" style=\"left:452px;bottom:116px;letter-spacing:-0.02px;display:inline;\">533 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t53_274\" style=\"left:494px;bottom:116px;letter-spacing:-0.02px;display:inline;\">3,729 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t54_274\" style=\"left:564px;bottom:116px;letter-spacing:-0.02px;display:inline;\">26 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t55_274\" style=\"left:624px;bottom:116px;display:inline;\">9 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t56_274\" style=\"left:677px;bottom:116px;display:inline;\">5 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t57_274\" style=\"left:705px;bottom:116px;letter-spacing:-0.02px;display:inline;\">1,213 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t58_274\" style=\"left:769px;bottom:116px;letter-spacing:-0.02px;display:inline;\">14,208 </div></td></tr></table><div></div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"10\" rowspan=\"1\" style=\"text-align: center;\">    <div class=\"t s0_275\" id=\"t1_275\" style=\"left:527px;bottom:1115px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">31 Dec 2022 $m </div>     </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled\" colspan=\"9\" rowspan=\"1\" style=\"text-align: center;\">   <div class=\"t s0_275\" id=\"t5_275\" style=\"left:483px;bottom:1096px;letter-spacing:0.06px;display:inline;\">Contractual maturity profile for financial liabilities </div>     </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_275\" id=\"t2_275\" style=\"left:304px;bottom:1070px;letter-spacing:0.07px;display:inline;\">Total </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled tcs-selected emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_275\" id=\"tl_275\" style=\"left:810px;bottom:1070px;letter-spacing:0.07px;display:inline;\">Total </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_275\" id=\"t3_275\" style=\"left:293px;bottom:1060px;letter-spacing:0.07px;display:inline;\">carrying </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_275\" id=\"t6_275\" style=\"left:349px;bottom:1060px;letter-spacing:0.06px;display:inline;\">1 year or </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_275\" id=\"t8_275\" style=\"left:425px;bottom:1060px;letter-spacing:0.07px;display:inline;\">1-2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_275\" id=\"ta_275\" style=\"left:479px;bottom:1060px;letter-spacing:0.07px;display:inline;\">2-5 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_275\" id=\"td_275\" style=\"left:576px;bottom:1060px;letter-spacing:0.06px;display:inline;\">10-15 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_275\" id=\"tf_275\" style=\"left:630px;bottom:1060px;letter-spacing:0.06px;display:inline;\">15-20 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_275\" id=\"th_275\" style=\"left:676px;bottom:1060px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">Over 20 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_275\" id=\"tj_275\" style=\"left:721px;bottom:1060px;letter-spacing:0.07px;display:inline;\">No stated </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_275\" id=\"tm_275\" style=\"left:777px;bottom:1060px;letter-spacing:0.08px;display:inline;\">undiscounted </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_275\" id=\"t4_275\" style=\"left:304px;bottom:1050px;letter-spacing:0.07px;display:inline;\">value </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_275\" id=\"t7_275\" style=\"left:369px;bottom:1050px;letter-spacing:0.06px;display:inline;\">less </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_275\" id=\"t9_275\" style=\"left:416px;bottom:1050px;letter-spacing:0.07px;display:inline;\">years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_275\" id=\"tb_275\" style=\"left:470px;bottom:1050px;letter-spacing:0.07px;display:inline;\">years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_275\" id=\"tc_275\" style=\"left:504px;bottom:1050px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">5-10 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_275\" id=\"te_275\" style=\"left:578px;bottom:1050px;letter-spacing:0.07px;display:inline;\">years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_275\" id=\"tg_275\" style=\"left:632px;bottom:1050px;letter-spacing:0.07px;display:inline;\">years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_275\" id=\"ti_275\" style=\"left:686px;bottom:1050px;letter-spacing:0.07px;display:inline;\">years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_275\" id=\"tk_275\" style=\"left:726px;bottom:1050px;letter-spacing:0.07px;display:inline;\">maturity </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_275\" id=\"tn_275\" style=\"left:790px;bottom:1050px;letter-spacing:0.07px;display:inline;\">cash flows </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"to_275\" style=\"left:91px;bottom:1029px;letter-spacing:-0.01px;display:inline;\">Investment contracts without DPF </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s2_275\" id=\"tp_275\" style=\"vertical-align: super;left:91px;bottom:1021px;letter-spacing:0.2px;display:inline;\">note </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"tq_275\" style=\"left:303px;bottom:1014px;letter-spacing:-0.01px;display:inline;\">663 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"tr_275\" style=\"left:369px;bottom:1014px;letter-spacing:-0.01px;display:inline;\">11 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"ts_275\" style=\"left:415px;bottom:1014px;letter-spacing:-0.01px;display:inline;\">163 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"tt_275\" style=\"left:469px;bottom:1014px;letter-spacing:-0.01px;display:inline;\">206 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"tu_275\" style=\"left:530px;bottom:1014px;letter-spacing:-0.01px;display:inline;\">98 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"tv_275\" style=\"left:584px;bottom:1014px;letter-spacing:-0.01px;display:inline;\">22 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"tw_275\" style=\"left:645px;bottom:1014px;display:inline;\">8 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"tx_275\" style=\"left:699px;bottom:1014px;display:inline;\">4 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"ty_275\" style=\"left:739px;bottom:1014px;letter-spacing:-0.01px;display:inline;\">243 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"tz_275\" style=\"left:808px;bottom:1014px;letter-spacing:-0.01px;display:inline;\">755 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t10_275\" style=\"left:91px;bottom:994px;letter-spacing:-0.01px;display:inline;\">Core structural borrowings of </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t11_275\" style=\"left:91px;bottom:978px;letter-spacing:-0.01px;display:inline;\">shareholder-financed businesses </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t12_275\" style=\"left:294px;bottom:978px;letter-spacing:-0.01px;display:inline;\">4,261 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t13_275\" style=\"left:362px;bottom:978px;letter-spacing:-0.01px;display:inline;\">509 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t14_275\" style=\"left:415px;bottom:978px;letter-spacing:-0.01px;display:inline;\">124 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t15_275\" style=\"left:469px;bottom:978px;letter-spacing:-0.01px;display:inline;\">370 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t16_275\" style=\"left:514px;bottom:978px;letter-spacing:-0.01px;display:inline;\">2,598 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t17_275\" style=\"left:568px;bottom:978px;letter-spacing:-0.01px;display:inline;\">1,024 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t18_275\" style=\"left:645px;bottom:978px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t19_275\" style=\"left:699px;bottom:978px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t1a_275\" style=\"left:739px;bottom:978px;letter-spacing:-0.01px;display:inline;\">750 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t1b_275\" style=\"left:799px;bottom:978px;letter-spacing:-0.01px;display:inline;\">5,375 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t1c_275\" style=\"left:91px;bottom:959px;letter-spacing:-0.01px;display:inline;\">Lease liabilities under IFRS 16 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t1d_275\" style=\"left:303px;bottom:959px;letter-spacing:-0.01px;display:inline;\">299 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t1e_275\" style=\"left:362px;bottom:959px;letter-spacing:-0.01px;display:inline;\">101 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t1f_275\" style=\"left:422px;bottom:959px;letter-spacing:-0.01px;display:inline;\">76 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t1g_275\" style=\"left:469px;bottom:959px;letter-spacing:-0.01px;display:inline;\">127 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t1h_275\" style=\"left:530px;bottom:959px;letter-spacing:-0.01px;display:inline;\">28 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t1i_275\" style=\"left:591px;bottom:959px;display:inline;\">9 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t1j_275\" style=\"left:645px;bottom:959px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t1k_275\" style=\"left:699px;bottom:959px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t1l_275\" style=\"left:753px;bottom:959px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t1m_275\" style=\"left:808px;bottom:959px;letter-spacing:-0.01px;display:inline;\">341 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t1n_275\" style=\"left:91px;bottom:939px;letter-spacing:-0.01px;display:inline;\">Other operational borrowings </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t1o_275\" style=\"left:303px;bottom:939px;letter-spacing:-0.01px;display:inline;\">516 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t1p_275\" style=\"left:362px;bottom:939px;letter-spacing:-0.01px;display:inline;\">516 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t1q_275\" style=\"left:430px;bottom:939px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t1r_275\" style=\"left:484px;bottom:939px;display:inline;\">\u2013 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t1s_275\" style=\"left:538px;bottom:939px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t1t_275\" style=\"left:592px;bottom:939px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t1u_275\" style=\"left:645px;bottom:939px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t1v_275\" style=\"left:699px;bottom:939px;display:inline;\">\u2013 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t1w_275\" style=\"left:753px;bottom:939px;display:inline;\">\u2013 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t1x_275\" style=\"left:808px;bottom:939px;letter-spacing:-0.01px;display:inline;\">516 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t1y_275\" style=\"left:91px;bottom:920px;letter-spacing:-0.01px;display:inline;\">Obligations under funding, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t1z_275\" style=\"left:91px;bottom:904px;letter-spacing:-0.01px;display:inline;\">securities lending and sale and </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t20_275\" style=\"left:91px;bottom:889px;letter-spacing:-0.01px;display:inline;\">repurchase agreements </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t21_275\" style=\"left:303px;bottom:889px;letter-spacing:-0.01px;display:inline;\">582 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t22_275\" style=\"left:362px;bottom:889px;letter-spacing:-0.01px;display:inline;\">582 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t23_275\" style=\"left:430px;bottom:889px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t24_275\" style=\"left:484px;bottom:889px;display:inline;\">\u2013 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t25_275\" style=\"left:538px;bottom:889px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t26_275\" style=\"left:592px;bottom:889px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t27_275\" style=\"left:645px;bottom:889px;display:inline;\">\u2013 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t28_275\" style=\"left:699px;bottom:889px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t29_275\" style=\"left:753px;bottom:889px;display:inline;\">\u2013 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t2a_275\" style=\"left:808px;bottom:889px;letter-spacing:-0.01px;display:inline;\">582 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t2b_275\" style=\"left:91px;bottom:869px;letter-spacing:-0.01px;display:inline;\">Accruals, deferred income and other </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t2c_275\" style=\"left:91px;bottom:853px;letter-spacing:-0.01px;display:inline;\">liabilities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t2d_275\" style=\"left:294px;bottom:853px;letter-spacing:-0.01px;display:inline;\">2,866 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t2e_275\" style=\"left:352px;bottom:853px;letter-spacing:-0.01px;display:inline;\">2,686 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t2f_275\" style=\"left:430px;bottom:853px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t2g_275\" style=\"left:484px;bottom:853px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t2h_275\" style=\"left:538px;bottom:853px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t2i_275\" style=\"left:592px;bottom:853px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t2j_275\" style=\"left:645px;bottom:853px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t2k_275\" style=\"left:699px;bottom:853px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t2l_275\" style=\"left:739px;bottom:853px;letter-spacing:-0.01px;display:inline;\">180 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t2m_275\" style=\"left:799px;bottom:853px;letter-spacing:-0.01px;display:inline;\">2,866 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t2n_275\" style=\"left:91px;bottom:834px;letter-spacing:-0.01px;display:inline;\">Net asset value attributable to unit </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t2o_275\" style=\"left:91px;bottom:818px;letter-spacing:-0.01px;display:inline;\">holders of consolidated investment </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t2p_275\" style=\"left:91px;bottom:803px;letter-spacing:-0.01px;display:inline;\">funds </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t2q_275\" style=\"left:294px;bottom:803px;letter-spacing:-0.01px;display:inline;\">4,193 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t2r_275\" style=\"left:352px;bottom:803px;letter-spacing:-0.01px;display:inline;\">4,193 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t2s_275\" style=\"left:430px;bottom:803px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t2t_275\" style=\"left:484px;bottom:803px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t2u_275\" style=\"left:538px;bottom:803px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t2v_275\" style=\"left:592px;bottom:803px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t2w_275\" style=\"left:645px;bottom:803px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t2x_275\" style=\"left:699px;bottom:803px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t2y_275\" style=\"left:753px;bottom:803px;display:inline;\">\u2013 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t2z_275\" style=\"left:799px;bottom:803px;letter-spacing:-0.01px;display:inline;\">4,193 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s3_275\" id=\"t30_275\" style=\"left:91px;bottom:783px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Total non-derivative financial </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s3_275\" id=\"t31_275\" style=\"left:91px;bottom:767px;letter-spacing:-0.01px;display:inline;\">liabilities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t32_275\" style=\"left:289px;bottom:767px;letter-spacing:-0.01px;display:inline;\">13,380 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t33_275\" style=\"left:352px;bottom:767px;letter-spacing:-0.01px;display:inline;\">8,598 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t34_275\" style=\"left:415px;bottom:767px;letter-spacing:-0.01px;display:inline;\">363 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t35_275\" style=\"left:469px;bottom:767px;letter-spacing:-0.01px;display:inline;\">703 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t36_275\" style=\"left:514px;bottom:767px;letter-spacing:-0.01px;display:inline;\">2,724 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t37_275\" style=\"left:568px;bottom:767px;letter-spacing:-0.01px;display:inline;\">1,055 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t38_275\" style=\"left:645px;bottom:767px;display:inline;\">8 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t39_275\" style=\"left:699px;bottom:767px;display:inline;\">4 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t3a_275\" style=\"left:729px;bottom:767px;letter-spacing:-0.01px;display:inline;\">1,173 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t3b_275\" style=\"left:792px;bottom:767px;letter-spacing:-0.01px;display:inline;\">14,628 </div></td></tr></table><div class=\"t s4_275\" id=\"t3c_275\" style=\"left:87px;bottom:741px;letter-spacing:-0.17px;display:inline;\">Note </div><div class=\"t s5_275\" id=\"t3d_275\" style=\"left:87px;bottom:729px;letter-spacing:-0.13px;display:inline;\">The undiscounted cash flows of investment contracts without DPF included under the 'No stated maturity' category in the maturity profile shown above are mostly repayable </div><div class=\"t s5_275\" id=\"t3e_275\" style=\"left:87px;bottom:717px;letter-spacing:-0.13px;display:inline;\">on demand due to most of these investment contracts having options to surrender early, though often subject to surrender or other penalties therefore, these options are </div><div class=\"t s5_275\" id=\"t3f_275\" style=\"left:87px;bottom:706px;letter-spacing:-0.12px;display:inline;\">unlikely to be exercised in practice. </div><div class=\"t s6_275\" id=\"t3g_275\" style=\"left:87px;bottom:678px;letter-spacing:-0.11px;display:inline;\">Maturity analysis of derivatives </div><div class=\"t s1_275\" id=\"t3h_275\" style=\"left:87px;bottom:662px;letter-spacing:-0.01px;display:inline;\">The following table shows the carrying value of the gross and net derivative positions. </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"3\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s7_275\" id=\"t3i_275\" style=\"left:651px;bottom:634px;letter-spacing:0.06px;display:inline;\">Carrying value of net derivatives $m </div>  </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_275\" id=\"t3n_275\" style=\"left:817px;bottom:617px;letter-spacing:0.08px;display:inline;\">Net </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_275\" id=\"t3j_275\" style=\"left:638px;bottom:607px;letter-spacing:0.06px;display:inline;\">Derivative </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_275\" id=\"t3l_275\" style=\"left:716px;bottom:607px;letter-spacing:0.06px;display:inline;\">Derivative </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_275\" id=\"t3o_275\" style=\"left:795px;bottom:607px;letter-spacing:0.06px;display:inline;\">derivative </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_275\" id=\"t3k_275\" style=\"left:652px;bottom:597px;letter-spacing:0.06px;display:inline;\">assets </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_275\" id=\"t3m_275\" style=\"left:721px;bottom:597px;letter-spacing:0.05px;display:inline;\">liabilities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_275\" id=\"t3p_275\" style=\"left:801px;bottom:597px;letter-spacing:0.07px;display:inline;\">position </div></td></tr><tr><td class=\"tcs-selection-enabled tcs-selected\" colspan=\"1\" rowspan=\"1\"><div class=\"t s3_275\" id=\"t3q_275\" style=\"left:91px;bottom:574px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">31 Dec 2023 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_275\" id=\"t3r_275\" style=\"left:642px;bottom:574px;letter-spacing:-0.02px;display:inline;\">1,855 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_275\" id=\"t3s_275\" style=\"left:725px;bottom:574px;letter-spacing:-0.02px;display:inline;\">(238) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_275\" id=\"t3t_275\" style=\"left:798px;bottom:574px;letter-spacing:-0.02px;display:inline;\">1,617 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t3u_275\" style=\"left:91px;bottom:552px;letter-spacing:-0.01px;display:inline;\">31 Dec 2022 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t3v_275\" style=\"left:653px;bottom:552px;letter-spacing:-0.01px;display:inline;\">569 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t3w_275\" style=\"left:717px;bottom:552px;letter-spacing:-0.01px;display:inline;\">(1,001) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t3x_275\" style=\"left:804px;bottom:552px;letter-spacing:-0.01px;display:inline;\">(432) </div></td></tr></table><div class=\"t s1_275\" id=\"t3y_275\" style=\"left:87px;bottom:523px;letter-spacing:-0.01px;display:inline;\">All net derivatives are carried at fair value and are considered to be due within one year or less, representing the basis on which they are </div><div class=\"t s1_275\" id=\"t3z_275\" style=\"left:87px;bottom:508px;letter-spacing:-0.01px;display:inline;\">managed (ie to manage principally asset or liability value exposures). The Group has no cash flow hedges and, in general, contractual maturities </div>are not considered essential for an understanding of the timing of the cash flows for these instruments.",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfLiquidityRiskExplanatory",
    "language": "en",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f37909": {
   "value": "<table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"cke_table-faked-selection-temp\" colspan=\"10\" rowspan=\"1\" style=\"text-align: center;\">    <div class=\"t s2_274\" id=\"t1y_274\" style=\"left:505px;bottom:452px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">31 Dec 2023 $m </div>     </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"9\" rowspan=\"1\" style=\"text-align: center;\">   <div class=\"t s2_274\" id=\"t22_274\" style=\"left:466px;bottom:435px;letter-spacing:0.06px;display:inline;\">Contractual maturity profile for financial liabilities </div>     </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_274\" id=\"t1z_274\" style=\"left:291px;bottom:418px;letter-spacing:0.07px;display:inline;\">Total </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_274\" id=\"t2i_274\" style=\"left:788px;bottom:418px;letter-spacing:0.07px;display:inline;\">Total </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_274\" id=\"t20_274\" style=\"left:279px;bottom:408px;letter-spacing:0.07px;display:inline;\">carrying </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_274\" id=\"t23_274\" style=\"left:334px;bottom:408px;letter-spacing:0.06px;display:inline;\">1 year or </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_274\" id=\"t25_274\" style=\"left:409px;bottom:408px;letter-spacing:0.07px;display:inline;\">1-2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_274\" id=\"t27_274\" style=\"left:462px;bottom:408px;letter-spacing:0.07px;display:inline;\">2-5 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_274\" id=\"t2a_274\" style=\"left:557px;bottom:408px;letter-spacing:0.06px;display:inline;\">10-15 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_274\" id=\"t2c_274\" style=\"left:610px;bottom:408px;letter-spacing:0.06px;display:inline;\">15-20 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_274\" id=\"t2e_274\" style=\"left:654px;bottom:408px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">Over 20 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_274\" id=\"t2g_274\" style=\"left:699px;bottom:408px;letter-spacing:0.07px;display:inline;\">No stated </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_274\" id=\"t2j_274\" style=\"left:755px;bottom:408px;letter-spacing:0.08px;display:inline;\">undiscounted </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_274\" id=\"t21_274\" style=\"left:290px;bottom:398px;letter-spacing:0.07px;display:inline;\">value </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_274\" id=\"t24_274\" style=\"left:355px;bottom:398px;letter-spacing:0.06px;display:inline;\">less </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_274\" id=\"t26_274\" style=\"left:400px;bottom:398px;letter-spacing:0.07px;display:inline;\">years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_274\" id=\"t28_274\" style=\"left:453px;bottom:398px;letter-spacing:0.07px;display:inline;\">years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_274\" id=\"t29_274\" style=\"left:486px;bottom:398px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">5-10 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_274\" id=\"t2b_274\" style=\"left:559px;bottom:398px;letter-spacing:0.07px;display:inline;\">years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_274\" id=\"t2d_274\" style=\"left:611px;bottom:398px;letter-spacing:0.07px;display:inline;\">years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_274\" id=\"t2f_274\" style=\"left:664px;bottom:398px;letter-spacing:0.07px;display:inline;\">years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_274\" id=\"t2h_274\" style=\"left:703px;bottom:398px;letter-spacing:0.07px;display:inline;\">maturity </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_274\" id=\"t2k_274\" style=\"left:768px;bottom:398px;letter-spacing:0.07px;display:inline;\">cash flows </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_274\" id=\"t2l_274\" style=\"left:69px;bottom:378px;letter-spacing:-0.01px;display:inline;\">Investment contracts without DPF </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s8_274\" id=\"t2m_274\" style=\"vertical-align: super;left:69px;bottom:370px;letter-spacing:0.2px;display:inline;\">note </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t2n_274\" style=\"left:289px;bottom:362px;letter-spacing:-0.02px;display:inline;\">769 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t2o_274\" style=\"left:346px;bottom:362px;letter-spacing:-0.02px;display:inline;\">155 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t2p_274\" style=\"left:399px;bottom:362px;letter-spacing:-0.02px;display:inline;\">169 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t2q_274\" style=\"left:459px;bottom:362px;letter-spacing:-0.02px;display:inline;\">68 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t2r_274\" style=\"left:504px;bottom:362px;letter-spacing:-0.02px;display:inline;\">149 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t2s_274\" style=\"left:564px;bottom:362px;letter-spacing:-0.02px;display:inline;\">24 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t2t_274\" style=\"left:624px;bottom:362px;display:inline;\">9 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t2u_274\" style=\"left:677px;bottom:362px;display:inline;\">5 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t2v_274\" style=\"left:715px;bottom:362px;letter-spacing:-0.02px;display:inline;\">273 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t2w_274\" style=\"left:786px;bottom:362px;letter-spacing:-0.02px;display:inline;\">852 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_274\" id=\"t2x_274\" style=\"left:69px;bottom:342px;letter-spacing:-0.01px;display:inline;\">Core structural borrowings of </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_274\" id=\"t2y_274\" style=\"left:69px;bottom:326px;letter-spacing:-0.01px;display:inline;\">shareholder-financed businesses </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t2z_274\" style=\"left:279px;bottom:326px;letter-spacing:-0.02px;display:inline;\">3,933 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t30_274\" style=\"left:346px;bottom:326px;letter-spacing:-0.02px;display:inline;\">126 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t31_274\" style=\"left:399px;bottom:326px;letter-spacing:-0.02px;display:inline;\">126 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t32_274\" style=\"left:451px;bottom:326px;letter-spacing:-0.02px;display:inline;\">379 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t33_274\" style=\"left:494px;bottom:326px;letter-spacing:-0.02px;display:inline;\">3,555 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t34_274\" style=\"left:572px;bottom:326px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t35_274\" style=\"left:625px;bottom:326px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t36_274\" style=\"left:678px;bottom:326px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t37_274\" style=\"left:715px;bottom:326px;letter-spacing:-0.02px;display:inline;\">750 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t38_274\" style=\"left:776px;bottom:326px;letter-spacing:-0.02px;display:inline;\">4,936 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_274\" id=\"t39_274\" style=\"left:69px;bottom:307px;letter-spacing:-0.01px;display:inline;\">Lease liabilities under IFRS 16 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t3a_274\" style=\"left:289px;bottom:307px;letter-spacing:-0.02px;display:inline;\">234 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t3b_274\" style=\"left:353px;bottom:307px;letter-spacing:-0.02px;display:inline;\">76 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t3c_274\" style=\"left:406px;bottom:307px;letter-spacing:-0.02px;display:inline;\">62 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t3d_274\" style=\"left:459px;bottom:307px;letter-spacing:-0.02px;display:inline;\">86 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t3e_274\" style=\"left:511px;bottom:307px;letter-spacing:-0.02px;display:inline;\">25 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t3f_274\" style=\"left:571px;bottom:307px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t3g_274\" style=\"left:625px;bottom:307px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t3h_274\" style=\"left:678px;bottom:307px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t3i_274\" style=\"left:730px;bottom:307px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t3j_274\" style=\"left:786px;bottom:307px;letter-spacing:-0.02px;display:inline;\">251 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_274\" id=\"t3k_274\" style=\"left:69px;bottom:287px;letter-spacing:-0.01px;display:inline;\">Other operational borrowings </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t3l_274\" style=\"left:289px;bottom:287px;letter-spacing:-0.02px;display:inline;\">707 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t3m_274\" style=\"left:346px;bottom:287px;letter-spacing:-0.02px;display:inline;\">707 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t3n_274\" style=\"left:414px;bottom:287px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t3o_274\" style=\"left:467px;bottom:287px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t3p_274\" style=\"left:519px;bottom:287px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t3q_274\" style=\"left:572px;bottom:287px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t3r_274\" style=\"left:625px;bottom:287px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t3s_274\" style=\"left:678px;bottom:287px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t3t_274\" style=\"left:730px;bottom:287px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t3u_274\" style=\"left:786px;bottom:287px;letter-spacing:-0.02px;display:inline;\">707 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_274\" id=\"t3v_274\" style=\"left:69px;bottom:268px;letter-spacing:-0.01px;display:inline;\">Obligations under funding, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_274\" id=\"t3w_274\" style=\"left:69px;bottom:253px;letter-spacing:-0.01px;display:inline;\">securities lending and sale and </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_274\" id=\"t3x_274\" style=\"left:69px;bottom:237px;letter-spacing:-0.01px;display:inline;\">repurchase agreements </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t3y_274\" style=\"left:289px;bottom:237px;letter-spacing:-0.02px;display:inline;\">716 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t3z_274\" style=\"left:346px;bottom:237px;letter-spacing:-0.02px;display:inline;\">716 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t40_274\" style=\"left:414px;bottom:237px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t41_274\" style=\"left:467px;bottom:237px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t42_274\" style=\"left:519px;bottom:237px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t43_274\" style=\"left:572px;bottom:237px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t44_274\" style=\"left:625px;bottom:237px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t45_274\" style=\"left:678px;bottom:237px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t46_274\" style=\"left:730px;bottom:237px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t47_274\" style=\"left:786px;bottom:237px;letter-spacing:-0.02px;display:inline;\">716 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_274\" id=\"t48_274\" style=\"left:69px;bottom:217px;letter-spacing:-0.01px;display:inline;\">Accruals, deferred income and other </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_274\" id=\"t49_274\" style=\"left:69px;bottom:202px;letter-spacing:-0.01px;display:inline;\">liabilities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t4a_274\" style=\"left:279px;bottom:202px;letter-spacing:-0.02px;display:inline;\">4,035 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t4b_274\" style=\"left:336px;bottom:202px;letter-spacing:-0.02px;display:inline;\">3,845 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t4c_274\" style=\"left:414px;bottom:202px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t4d_274\" style=\"left:467px;bottom:202px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t4e_274\" style=\"left:520px;bottom:202px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t4f_274\" style=\"left:572px;bottom:202px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t4g_274\" style=\"left:625px;bottom:202px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t4h_274\" style=\"left:678px;bottom:202px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t4i_274\" style=\"left:715px;bottom:202px;letter-spacing:-0.02px;display:inline;\">190 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t4j_274\" style=\"left:776px;bottom:202px;letter-spacing:-0.02px;display:inline;\">4,035 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_274\" id=\"t4k_274\" style=\"left:69px;bottom:182px;letter-spacing:-0.01px;display:inline;\">Net asset value attributable to unit </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_274\" id=\"t4l_274\" style=\"left:69px;bottom:167px;letter-spacing:-0.01px;display:inline;\">holders of consolidated investment </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_274\" id=\"t4m_274\" style=\"left:69px;bottom:151px;letter-spacing:-0.01px;display:inline;\">funds </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t4n_274\" style=\"left:279px;bottom:151px;letter-spacing:-0.02px;display:inline;\">2,711 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t4o_274\" style=\"left:336px;bottom:151px;letter-spacing:-0.02px;display:inline;\">2,711 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t4p_274\" style=\"left:414px;bottom:151px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t4q_274\" style=\"left:467px;bottom:151px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t4r_274\" style=\"left:520px;bottom:151px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t4s_274\" style=\"left:572px;bottom:151px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t4t_274\" style=\"left:625px;bottom:151px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t4u_274\" style=\"left:678px;bottom:151px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t4v_274\" style=\"left:730px;bottom:151px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t4w_274\" style=\"left:776px;bottom:151px;letter-spacing:-0.02px;display:inline;\">2,711 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t4x_274\" style=\"left:69px;bottom:131px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Total non-derivative financial </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t4y_274\" style=\"left:69px;bottom:116px;letter-spacing:-0.01px;display:inline;\">liabilities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t4z_274\" style=\"left:271px;bottom:116px;letter-spacing:-0.02px;display:inline;\">13,105 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t50_274\" style=\"left:336px;bottom:116px;letter-spacing:-0.02px;display:inline;\">8,336 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t51_274\" style=\"left:399px;bottom:116px;letter-spacing:-0.02px;display:inline;\">357 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t52_274\" style=\"left:452px;bottom:116px;letter-spacing:-0.02px;display:inline;\">533 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t53_274\" style=\"left:494px;bottom:116px;letter-spacing:-0.02px;display:inline;\">3,729 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t54_274\" style=\"left:564px;bottom:116px;letter-spacing:-0.02px;display:inline;\">26 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t55_274\" style=\"left:624px;bottom:116px;display:inline;\">9 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t56_274\" style=\"left:677px;bottom:116px;display:inline;\">5 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t57_274\" style=\"left:705px;bottom:116px;letter-spacing:-0.02px;display:inline;\">1,213 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_274\" id=\"t58_274\" style=\"left:769px;bottom:116px;letter-spacing:-0.02px;display:inline;\">14,208 </div></td></tr></table><div></div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"10\" rowspan=\"1\" style=\"text-align: center;\">    <div class=\"t s0_275\" id=\"t1_275\" style=\"left:527px;bottom:1115px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">31 Dec 2022 $m </div>     </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled\" colspan=\"9\" rowspan=\"1\" style=\"text-align: center;\">   <div class=\"t s0_275\" id=\"t5_275\" style=\"left:483px;bottom:1096px;letter-spacing:0.06px;display:inline;\">Contractual maturity profile for financial liabilities </div>     </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_275\" id=\"t2_275\" style=\"left:304px;bottom:1070px;letter-spacing:0.07px;display:inline;\">Total </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled tcs-selected emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_275\" id=\"tl_275\" style=\"left:810px;bottom:1070px;letter-spacing:0.07px;display:inline;\">Total </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_275\" id=\"t3_275\" style=\"left:293px;bottom:1060px;letter-spacing:0.07px;display:inline;\">carrying </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_275\" id=\"t6_275\" style=\"left:349px;bottom:1060px;letter-spacing:0.06px;display:inline;\">1 year or </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_275\" id=\"t8_275\" style=\"left:425px;bottom:1060px;letter-spacing:0.07px;display:inline;\">1-2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_275\" id=\"ta_275\" style=\"left:479px;bottom:1060px;letter-spacing:0.07px;display:inline;\">2-5 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_275\" id=\"td_275\" style=\"left:576px;bottom:1060px;letter-spacing:0.06px;display:inline;\">10-15 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_275\" id=\"tf_275\" style=\"left:630px;bottom:1060px;letter-spacing:0.06px;display:inline;\">15-20 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_275\" id=\"th_275\" style=\"left:676px;bottom:1060px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">Over 20 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_275\" id=\"tj_275\" style=\"left:721px;bottom:1060px;letter-spacing:0.07px;display:inline;\">No stated </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_275\" id=\"tm_275\" style=\"left:777px;bottom:1060px;letter-spacing:0.08px;display:inline;\">undiscounted </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_275\" id=\"t4_275\" style=\"left:304px;bottom:1050px;letter-spacing:0.07px;display:inline;\">value </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_275\" id=\"t7_275\" style=\"left:369px;bottom:1050px;letter-spacing:0.06px;display:inline;\">less </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_275\" id=\"t9_275\" style=\"left:416px;bottom:1050px;letter-spacing:0.07px;display:inline;\">years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_275\" id=\"tb_275\" style=\"left:470px;bottom:1050px;letter-spacing:0.07px;display:inline;\">years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_275\" id=\"tc_275\" style=\"left:504px;bottom:1050px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">5-10 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_275\" id=\"te_275\" style=\"left:578px;bottom:1050px;letter-spacing:0.07px;display:inline;\">years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_275\" id=\"tg_275\" style=\"left:632px;bottom:1050px;letter-spacing:0.07px;display:inline;\">years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_275\" id=\"ti_275\" style=\"left:686px;bottom:1050px;letter-spacing:0.07px;display:inline;\">years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_275\" id=\"tk_275\" style=\"left:726px;bottom:1050px;letter-spacing:0.07px;display:inline;\">maturity </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_275\" id=\"tn_275\" style=\"left:790px;bottom:1050px;letter-spacing:0.07px;display:inline;\">cash flows </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"to_275\" style=\"left:91px;bottom:1029px;letter-spacing:-0.01px;display:inline;\">Investment contracts without DPF </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s2_275\" id=\"tp_275\" style=\"vertical-align: super;left:91px;bottom:1021px;letter-spacing:0.2px;display:inline;\">note </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"tq_275\" style=\"left:303px;bottom:1014px;letter-spacing:-0.01px;display:inline;\">663 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"tr_275\" style=\"left:369px;bottom:1014px;letter-spacing:-0.01px;display:inline;\">11 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"ts_275\" style=\"left:415px;bottom:1014px;letter-spacing:-0.01px;display:inline;\">163 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"tt_275\" style=\"left:469px;bottom:1014px;letter-spacing:-0.01px;display:inline;\">206 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"tu_275\" style=\"left:530px;bottom:1014px;letter-spacing:-0.01px;display:inline;\">98 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"tv_275\" style=\"left:584px;bottom:1014px;letter-spacing:-0.01px;display:inline;\">22 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"tw_275\" style=\"left:645px;bottom:1014px;display:inline;\">8 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"tx_275\" style=\"left:699px;bottom:1014px;display:inline;\">4 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"ty_275\" style=\"left:739px;bottom:1014px;letter-spacing:-0.01px;display:inline;\">243 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"tz_275\" style=\"left:808px;bottom:1014px;letter-spacing:-0.01px;display:inline;\">755 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t10_275\" style=\"left:91px;bottom:994px;letter-spacing:-0.01px;display:inline;\">Core structural borrowings of </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t11_275\" style=\"left:91px;bottom:978px;letter-spacing:-0.01px;display:inline;\">shareholder-financed businesses </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t12_275\" style=\"left:294px;bottom:978px;letter-spacing:-0.01px;display:inline;\">4,261 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t13_275\" style=\"left:362px;bottom:978px;letter-spacing:-0.01px;display:inline;\">509 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t14_275\" style=\"left:415px;bottom:978px;letter-spacing:-0.01px;display:inline;\">124 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t15_275\" style=\"left:469px;bottom:978px;letter-spacing:-0.01px;display:inline;\">370 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t16_275\" style=\"left:514px;bottom:978px;letter-spacing:-0.01px;display:inline;\">2,598 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t17_275\" style=\"left:568px;bottom:978px;letter-spacing:-0.01px;display:inline;\">1,024 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t18_275\" style=\"left:645px;bottom:978px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t19_275\" style=\"left:699px;bottom:978px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t1a_275\" style=\"left:739px;bottom:978px;letter-spacing:-0.01px;display:inline;\">750 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t1b_275\" style=\"left:799px;bottom:978px;letter-spacing:-0.01px;display:inline;\">5,375 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t1c_275\" style=\"left:91px;bottom:959px;letter-spacing:-0.01px;display:inline;\">Lease liabilities under IFRS 16 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t1d_275\" style=\"left:303px;bottom:959px;letter-spacing:-0.01px;display:inline;\">299 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t1e_275\" style=\"left:362px;bottom:959px;letter-spacing:-0.01px;display:inline;\">101 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t1f_275\" style=\"left:422px;bottom:959px;letter-spacing:-0.01px;display:inline;\">76 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t1g_275\" style=\"left:469px;bottom:959px;letter-spacing:-0.01px;display:inline;\">127 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t1h_275\" style=\"left:530px;bottom:959px;letter-spacing:-0.01px;display:inline;\">28 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t1i_275\" style=\"left:591px;bottom:959px;display:inline;\">9 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t1j_275\" style=\"left:645px;bottom:959px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t1k_275\" style=\"left:699px;bottom:959px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t1l_275\" style=\"left:753px;bottom:959px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t1m_275\" style=\"left:808px;bottom:959px;letter-spacing:-0.01px;display:inline;\">341 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t1n_275\" style=\"left:91px;bottom:939px;letter-spacing:-0.01px;display:inline;\">Other operational borrowings </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t1o_275\" style=\"left:303px;bottom:939px;letter-spacing:-0.01px;display:inline;\">516 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t1p_275\" style=\"left:362px;bottom:939px;letter-spacing:-0.01px;display:inline;\">516 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t1q_275\" style=\"left:430px;bottom:939px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t1r_275\" style=\"left:484px;bottom:939px;display:inline;\">\u2013 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t1s_275\" style=\"left:538px;bottom:939px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t1t_275\" style=\"left:592px;bottom:939px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t1u_275\" style=\"left:645px;bottom:939px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t1v_275\" style=\"left:699px;bottom:939px;display:inline;\">\u2013 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t1w_275\" style=\"left:753px;bottom:939px;display:inline;\">\u2013 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t1x_275\" style=\"left:808px;bottom:939px;letter-spacing:-0.01px;display:inline;\">516 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t1y_275\" style=\"left:91px;bottom:920px;letter-spacing:-0.01px;display:inline;\">Obligations under funding, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t1z_275\" style=\"left:91px;bottom:904px;letter-spacing:-0.01px;display:inline;\">securities lending and sale and </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t20_275\" style=\"left:91px;bottom:889px;letter-spacing:-0.01px;display:inline;\">repurchase agreements </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t21_275\" style=\"left:303px;bottom:889px;letter-spacing:-0.01px;display:inline;\">582 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t22_275\" style=\"left:362px;bottom:889px;letter-spacing:-0.01px;display:inline;\">582 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t23_275\" style=\"left:430px;bottom:889px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t24_275\" style=\"left:484px;bottom:889px;display:inline;\">\u2013 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t25_275\" style=\"left:538px;bottom:889px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t26_275\" style=\"left:592px;bottom:889px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t27_275\" style=\"left:645px;bottom:889px;display:inline;\">\u2013 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t28_275\" style=\"left:699px;bottom:889px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t29_275\" style=\"left:753px;bottom:889px;display:inline;\">\u2013 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t2a_275\" style=\"left:808px;bottom:889px;letter-spacing:-0.01px;display:inline;\">582 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t2b_275\" style=\"left:91px;bottom:869px;letter-spacing:-0.01px;display:inline;\">Accruals, deferred income and other </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t2c_275\" style=\"left:91px;bottom:853px;letter-spacing:-0.01px;display:inline;\">liabilities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t2d_275\" style=\"left:294px;bottom:853px;letter-spacing:-0.01px;display:inline;\">2,866 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t2e_275\" style=\"left:352px;bottom:853px;letter-spacing:-0.01px;display:inline;\">2,686 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t2f_275\" style=\"left:430px;bottom:853px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t2g_275\" style=\"left:484px;bottom:853px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t2h_275\" style=\"left:538px;bottom:853px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t2i_275\" style=\"left:592px;bottom:853px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t2j_275\" style=\"left:645px;bottom:853px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t2k_275\" style=\"left:699px;bottom:853px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t2l_275\" style=\"left:739px;bottom:853px;letter-spacing:-0.01px;display:inline;\">180 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t2m_275\" style=\"left:799px;bottom:853px;letter-spacing:-0.01px;display:inline;\">2,866 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t2n_275\" style=\"left:91px;bottom:834px;letter-spacing:-0.01px;display:inline;\">Net asset value attributable to unit </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t2o_275\" style=\"left:91px;bottom:818px;letter-spacing:-0.01px;display:inline;\">holders of consolidated investment </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t2p_275\" style=\"left:91px;bottom:803px;letter-spacing:-0.01px;display:inline;\">funds </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t2q_275\" style=\"left:294px;bottom:803px;letter-spacing:-0.01px;display:inline;\">4,193 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t2r_275\" style=\"left:352px;bottom:803px;letter-spacing:-0.01px;display:inline;\">4,193 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t2s_275\" style=\"left:430px;bottom:803px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t2t_275\" style=\"left:484px;bottom:803px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t2u_275\" style=\"left:538px;bottom:803px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t2v_275\" style=\"left:592px;bottom:803px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t2w_275\" style=\"left:645px;bottom:803px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t2x_275\" style=\"left:699px;bottom:803px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t2y_275\" style=\"left:753px;bottom:803px;display:inline;\">\u2013 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t2z_275\" style=\"left:799px;bottom:803px;letter-spacing:-0.01px;display:inline;\">4,193 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s3_275\" id=\"t30_275\" style=\"left:91px;bottom:783px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Total non-derivative financial </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s3_275\" id=\"t31_275\" style=\"left:91px;bottom:767px;letter-spacing:-0.01px;display:inline;\">liabilities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t32_275\" style=\"left:289px;bottom:767px;letter-spacing:-0.01px;display:inline;\">13,380 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t33_275\" style=\"left:352px;bottom:767px;letter-spacing:-0.01px;display:inline;\">8,598 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t34_275\" style=\"left:415px;bottom:767px;letter-spacing:-0.01px;display:inline;\">363 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t35_275\" style=\"left:469px;bottom:767px;letter-spacing:-0.01px;display:inline;\">703 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t36_275\" style=\"left:514px;bottom:767px;letter-spacing:-0.01px;display:inline;\">2,724 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t37_275\" style=\"left:568px;bottom:767px;letter-spacing:-0.01px;display:inline;\">1,055 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t38_275\" style=\"left:645px;bottom:767px;display:inline;\">8 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t39_275\" style=\"left:699px;bottom:767px;display:inline;\">4 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t3a_275\" style=\"left:729px;bottom:767px;letter-spacing:-0.01px;display:inline;\">1,173 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_275\" id=\"t3b_275\" style=\"left:792px;bottom:767px;letter-spacing:-0.01px;display:inline;\">14,628 </div></td></tr></table><div class=\"t s4_275\" id=\"t3c_275\" style=\"left:87px;bottom:741px;letter-spacing:-0.17px;display:inline;\">Note </div><div class=\"t s5_275\" id=\"t3d_275\" style=\"left:87px;bottom:729px;letter-spacing:-0.13px;display:inline;\">The undiscounted cash flows of investment contracts without DPF included under the 'No stated maturity' category in the maturity profile shown above are mostly repayable </div><div class=\"t s5_275\" id=\"t3e_275\" style=\"left:87px;bottom:717px;letter-spacing:-0.13px;display:inline;\">on demand due to most of these investment contracts having options to surrender early, though often subject to surrender or other penalties therefore, these options are </div>unlikely to be exercised in practice.",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfInvestmentContractsLiabilitiesExplanatory",
    "language": "en",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f38710": {
   "value": "Credit risk <div class=\"t s1_275\" id=\"t42_275\" style=\"left:87px;bottom:448px;letter-spacing:-0.01px;display:inline;\">The Group\u2019s maximum exposure to credit risk of financial instruments before any allowance for collateral or allocation of losses to policyholders </div><div class=\"t s1_275\" id=\"t43_275\" style=\"left:87px;bottom:432px;letter-spacing:-0.01px;display:inline;\">is represented by the carrying value of financial instruments on the balance sheet that have exposures to credit risk comprising cash and cash </div><div class=\"t s1_275\" id=\"t44_275\" style=\"left:87px;bottom:417px;letter-spacing:-0.01px;display:inline;\">equivalents, deposits, debt securities, loans and derivative assets, accrued investment income and other debtors. Further details of collateral in </div><div class=\"t s1_275\" id=\"t45_275\" style=\"left:87px;bottom:401px;letter-spacing:-0.01px;display:inline;\">place in relation to derivatives, securities lending, repurchase and reverse repurchase agreements and other transactions are provided in note (c) </div><div class=\"t s1_275\" id=\"t46_275\" style=\"left:87px;bottom:386px;letter-spacing:-0.01px;display:inline;\">below. The Group\u2019s exposure to credit risk is further discussed in the Risk review report. </div><div class=\"t s1_275\" id=\"t47_275\" style=\"left:87px;bottom:358px;letter-spacing:-0.01px;display:inline;\">The majority of Group\u2019s financial instruments are carried at FVTPL. The total value of assets held at amortised cost is $12,933 million (31 </div><div class=\"t s1_275\" id=\"t48_275\" style=\"left:87px;bottom:342px;letter-spacing:-0.01px;display:inline;\">December 2022: $13,947 million), comprising primarily cash and cash equivalents, deposits and accrued investment income where the credit risk </div><div class=\"t s1_275\" id=\"t49_275\" style=\"left:87px;bottom:327px;letter-spacing:-0.01px;display:inline;\">is considered to be low by nature. There are no material expected credit losses recognised on these assets. At 31 December 2023, $9 million (31 </div><div class=\"t s1_275\" id=\"t4a_275\" style=\"left:87px;bottom:311px;letter-spacing:-0.01px;display:inline;\">December 2022: $7 million) are past their due date and as recovery is anticipated, immaterial expected credit loss provision has been </div><div class=\"t s1_275\" id=\"t4b_275\" style=\"left:87px;bottom:296px;letter-spacing:-0.01px;display:inline;\">established. </div>In addition, the Group did not take possession of any other collateral held as security in both years.",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfCreditRiskExplanatory",
    "language": "en",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f38728": {
   "value": "Foreign exchange risk <div class=\"t s1_275\" id=\"t4e_275\" style=\"left:87px;bottom:236px;letter-spacing:-0.01px;display:inline;\">The Group is exposed to exchange gains and losses on financial assets and liabilities held by the Group's business units in a currency other than </div><div class=\"t s1_275\" id=\"t4f_275\" style=\"left:87px;bottom:220px;letter-spacing:-0.01px;display:inline;\">the functional currency of the relevant business units or the currency to which the functional currency is pegged (eg financial assets and liabilities </div><div class=\"t s1_275\" id=\"t4g_275\" style=\"left:87px;bottom:204px;letter-spacing:-0.01px;display:inline;\">of USD denominated business in Hong Kong). The exchange risks inherent in these exposures are mitigated through the use of derivatives, </div><div class=\"t s1_275\" id=\"t4h_275\" style=\"left:87px;bottom:189px;letter-spacing:-0.01px;display:inline;\">mainly forward currency contracts and currency swaps as described in note (b) below. </div><div class=\"t s1_275\" id=\"t4i_275\" style=\"left:87px;bottom:161px;letter-spacing:-0.01px;word-spacing:-0.01px;display:inline;\">The amount of exchange loss on financial instruments recognised in the income statement in 2023, except for those arising on financial </div>instruments measured at FVTPL, is $(38) million (2022: $234 million gain).The geographical diversity of the Group\u2019s business means that it has some exposure to the risk of foreign exchange rate fluctuations where a <div class=\"t s2_299\" id=\"t13_299\" style=\"left:87px;bottom:445px;letter-spacing:-0.01px;display:inline;\">group undertaking has a functional currency that differs to US dollar, the Group\u2019s presentational currency. Consistent with the Group\u2019s </div><div class=\"t s2_299\" id=\"t14_299\" style=\"left:87px;bottom:429px;letter-spacing:-0.01px;display:inline;\">accounting policies, the profits of these business units are translated at average exchange rates and shareholders\u2019 equity at the closing rate for </div><div class=\"t s2_299\" id=\"t15_299\" style=\"left:87px;bottom:413px;letter-spacing:-0.01px;display:inline;\">the reporting period. For 2023 and 2022, the rates for the most significant operations are given in note A1. The Group has no exposure to </div><div class=\"t s2_299\" id=\"t16_299\" style=\"left:87px;bottom:398px;letter-spacing:-0.01px;display:inline;\">currency fluctuation from business units that operate in USD, or currencies pegged to the USD (such as HKD), and reduced exposure to currencies </div><div class=\"t s2_299\" id=\"t17_299\" style=\"left:87px;bottom:382px;letter-spacing:-0.01px;display:inline;\">partially managed to the USD within a basket of currencies (such as SGD). The impact of changes of foreign exchange rates on the Group\u2019s </div><div class=\"t s2_299\" id=\"t18_299\" style=\"left:87px;bottom:367px;letter-spacing:-0.01px;word-spacing:-0.01px;display:inline;\">assets and liabilities from the above exposure is recorded as part of Other comprehensive income and in 2023 represented a loss of $124 million </div><div class=\"t s2_299\" id=\"t19_299\" style=\"left:87px;bottom:351px;letter-spacing:-0.01px;word-spacing:-0.01px;display:inline;\">(2022: loss of $603 million) which corresponds to 1 per cent of opening shareholders\u2019 equity (2022: 3 per cent). Additionally note B1.1 \u2018Segment </div><div class=\"t s2_299\" id=\"t1a_299\" style=\"left:87px;bottom:335px;letter-spacing:-0.01px;word-spacing:-0.01px;display:inline;\">Results\u2019 shows the Group\u2019s segment and total profit for 2022 as if it had been prepared using the same exchange rates as 2023, giving an </div><div class=\"t s2_299\" id=\"t1b_299\" style=\"left:87px;bottom:320px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">indication of how foreign exchange rates impact the Group\u2019s profit and loss. </div><div class=\"t s2_299\" id=\"t1c_299\" style=\"left:87px;bottom:292px;letter-spacing:-0.01px;display:inline;\">A 10 per cent increase (strengthening of the US dollar) or decrease (weakening of the US dollar) in these rates would have reduced or increased </div><div class=\"t s2_299\" id=\"t1d_299\" style=\"left:87px;bottom:277px;letter-spacing:-0.01px;display:inline;\">profit for the year and shareholders\u2019 equity of the Group respectively as follows: </div><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s4_299\" id=\"t1e_299\" style=\"left:572px;bottom:249px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">31 Dec 2023 $m </div> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s5_299\" id=\"t1f_299\" style=\"left:735px;bottom:249px;letter-spacing:0.08px;display:inline;\">31 Dec 2022 $m </div> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_299\" id=\"t1g_299\" style=\"left:91px;bottom:227px;letter-spacing:-0.01px;display:inline;\">Change in local currency to $ exchange rates </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_299\" id=\"t1h_299\" style=\"left:535px;bottom:232px;letter-spacing:0.08px;display:inline;\">Decrease of 10% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_299\" id=\"t1i_299\" style=\"left:615px;bottom:232px;letter-spacing:0.07px;display:inline;\">Increase of 10% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_299\" id=\"t1j_299\" style=\"left:697px;bottom:232px;letter-spacing:0.08px;display:inline;\">Decrease of 10% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_299\" id=\"t1k_299\" style=\"left:777px;bottom:232px;letter-spacing:0.07px;display:inline;\">Increase of 10% </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_299\" id=\"t1l_299\" style=\"left:91px;bottom:208px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Profit after tax for the year </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_299\" id=\"t1m_299\" style=\"left:577px;bottom:208px;letter-spacing:-0.02px;display:inline;\">152 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_299\" id=\"t1n_299\" style=\"left:651px;bottom:208px;letter-spacing:-0.02px;display:inline;\">(124) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_299\" id=\"t1o_299\" style=\"left:748px;bottom:208px;letter-spacing:-0.01px;display:inline;\">49 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_299\" id=\"t1p_299\" style=\"left:818px;bottom:208px;letter-spacing:-0.01px;display:inline;\">(40) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_299\" id=\"t1q_299\" style=\"left:91px;bottom:189px;letter-spacing:-0.01px;display:inline;\">Shareholders\u2019 equity </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_299\" id=\"t1r_299\" style=\"left:567px;bottom:188px;letter-spacing:-0.02px;display:inline;\">1,256 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_299\" id=\"t1s_299\" style=\"left:641px;bottom:188px;letter-spacing:-0.02px;display:inline;\">(1,028) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_299\" id=\"t1t_299\" style=\"left:732px;bottom:188px;letter-spacing:-0.01px;display:inline;\">1,182 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_299\" id=\"t1u_299\" style=\"left:811px;bottom:188px;letter-spacing:-0.01px;display:inline;\">(967) </div></td></tr>\n                                        </table><div class=\"t s2_299\" id=\"t1v_299\" style=\"left:87px;bottom:153px;letter-spacing:-0.01px;display:inline;\">The Group is also exposed to foreign exchange gains and losses on assets and liabilities held by the Group\u2019s undertakings in a currency other </div>than their functional currency. These will often be managed by derivatives or by having assets and liabilities that match in terms of currency.C6.1 Insurance operations <div class=\"t s1_300\" id=\"t2_300\" style=\"left:65px;bottom:1097px;letter-spacing:0.11px;display:inline;\">(a) </div><div class=\"t s1_300\" id=\"t3_300\" style=\"left:91px;bottom:1097px;letter-spacing:0.12px;display:inline;\">Sensitivity to key market risks </div><div class=\"t s2_300\" id=\"t4_300\" style=\"left:65px;bottom:1082px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">The table below shows the sensitivity of profit after tax, shareholders\u2019 equity and CSM as at 31 December 2023 and 2022 for insurance </div><div class=\"t s2_300\" id=\"t5_300\" style=\"left:65px;bottom:1066px;letter-spacing:-0.01px;display:inline;\">segments to the following market risks: </div><div class=\"t s3_300\" id=\"t6_300\" style=\"left:65px;bottom:1039px;display:inline;\">\u2013 </div><div class=\"t s2_300\" id=\"t7_300\" style=\"left:78px;bottom:1039px;letter-spacing:-0.01px;word-spacing:-0.01px;display:inline;\">1 per cent increase and 0.5 per cent decrease in observable risk-free interest rates (as described in note A3.1(a)) in isolation and subject to a </div><div class=\"t s2_300\" id=\"t8_300\" style=\"left:78px;bottom:1023px;letter-spacing:-0.01px;display:inline;\">floor of zero; and </div><div class=\"t s4_300\" id=\"t9_300\" style=\"left:65px;bottom:1007px;display:inline;\">\u2013 </div><div class=\"t s2_300\" id=\"ta_300\" style=\"left:78px;bottom:1007px;letter-spacing:-0.01px;display:inline;\">Instantaneous 10 per cent rise and 20 per cent fall in the market value of equity and property assets. The equity risk sensitivity analysis </div><div class=\"t s2_300\" id=\"tb_300\" style=\"left:78px;bottom:992px;letter-spacing:-0.01px;display:inline;\">assumes that all equity indices fall by the same percentage. </div><div class=\"t s2_300\" id=\"tc_300\" style=\"left:65px;bottom:964px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">The sensitivities below only allow for limited management actions such as changes to policyholder bonuses and re-pricing for medical business, </div><div class=\"t s2_300\" id=\"td_300\" style=\"left:65px;bottom:948px;letter-spacing:-0.01px;display:inline;\">where applicable. If the economic conditions set out in the sensitivities persisted, the financial impacts may differ to the instantaneous impacts </div><div class=\"t s2_300\" id=\"te_300\" style=\"left:65px;bottom:933px;letter-spacing:-0.01px;display:inline;\">shown below. Given the continuous risk management processes in place, management could take additional actions to help mitigate the impact </div><div class=\"t s2_300\" id=\"tf_300\" style=\"left:65px;bottom:917px;letter-spacing:-0.01px;display:inline;\">of these stresses, including (but not limited to) increased use of reinsurance, repricing of in-force benefits, changes to new business pricing and </div><div class=\"t s2_300\" id=\"tg_300\" style=\"left:65px;bottom:902px;letter-spacing:-0.01px;display:inline;\">the mix of new business being sold. </div><div class=\"t s2_300\" id=\"th_300\" style=\"left:65px;bottom:874px;letter-spacing:-0.01px;display:inline;\">The impact of changes in interest rates and equity values impacts both assets and liabilities. For assets backing insurance contract liabilities and </div><div class=\"t s2_300\" id=\"ti_300\" style=\"left:65px;bottom:858px;letter-spacing:-0.01px;display:inline;\">those related liabilities, these impacts will vary depending on whether insurance contracts are classified as VFA or GMM. In addition there will be </div><div class=\"t s2_300\" id=\"tj_300\" style=\"left:65px;bottom:843px;letter-spacing:-0.01px;display:inline;\">impacts from other shareholder assets that back IFRS shareholders equity rather than insurance contract liabilities. The vast majority of the </div><div class=\"t s2_300\" id=\"tk_300\" style=\"left:65px;bottom:827px;letter-spacing:-0.01px;display:inline;\">Group\u2019s investments are classified as FVTPL and so movements as a result of interest rate and equity markets directly impact profit, unless they </div><div class=\"t s2_300\" id=\"tl_300\" style=\"left:65px;bottom:812px;letter-spacing:-0.01px;display:inline;\">are offset by corresponding movements in the Group\u2019s liabilities. </div><div class=\"t s2_300\" id=\"tm_300\" style=\"left:65px;bottom:784px;letter-spacing:-0.01px;word-spacing:-0.02px;display:inline;\">For VFA contracts (which include the majority of the Group\u2019s participating and unit-linked contracts but not all as discussed in note A2.1) </div><div class=\"t s2_300\" id=\"tn_300\" style=\"left:65px;bottom:768px;letter-spacing:-0.01px;display:inline;\">movements in underlying assets are matched by a movement in insurance liabilities. Changes in BEL and risk adjustment as a result of a change </div><div class=\"t s2_300\" id=\"to_300\" style=\"left:65px;bottom:753px;letter-spacing:-0.01px;display:inline;\">in discount rate or from changes in the variable fee (that is dependent on the value of underlying assets) are taken as a change to the CSM with </div><div class=\"t s2_300\" id=\"tp_300\" style=\"left:65px;bottom:737px;letter-spacing:-0.01px;display:inline;\">no immediate impact on profit or shareholders\u2019 equity. There will however be an impact on profit and shareholders\u2019 equity from changes to the </div><div class=\"t s2_300\" id=\"tq_300\" style=\"left:65px;bottom:721px;letter-spacing:-0.01px;display:inline;\">CSM amortisation as a result of changes both to the CSM and the discounting of the coverage units. Onerous contracts with no CSM will also </div><div class=\"t s2_300\" id=\"tr_300\" style=\"left:65px;bottom:706px;letter-spacing:-0.01px;display:inline;\">have impacts going directly to the income statement. </div><div class=\"t s2_300\" id=\"ts_300\" style=\"left:65px;bottom:678px;letter-spacing:-0.01px;display:inline;\">For GMM contracts, the CSM is calculated on a locked-in basis (ie using discount rates applied at the dates of initial recognition of each group of </div><div class=\"t s2_300\" id=\"tt_300\" style=\"left:65px;bottom:662px;letter-spacing:-0.01px;display:inline;\">contracts), whereas the BEL and risk adjustment are calculated using a current discount rate. This accounting mismatch passes through the </div><div class=\"t s2_300\" id=\"tu_300\" style=\"left:65px;bottom:647px;letter-spacing:-0.01px;display:inline;\">income statement. The impact will depend on whether the BEL is an asset or a liability. For BEL assets, which are largely offset by CSM liabilities, </div><div class=\"t s2_300\" id=\"tv_300\" style=\"left:65px;bottom:631px;letter-spacing:-0.01px;display:inline;\">(ie for certain protection contracts where future premiums are expected to exceed future claims and expenses) increases in interest rates will </div><div class=\"t s2_300\" id=\"tw_300\" style=\"left:65px;bottom:616px;letter-spacing:-0.01px;display:inline;\">reduce the BEL asset with no impact on the CSM liability and hence reduce profit. For a BEL liability, where the BEL and CSM liabilities are backed </div><div class=\"t s2_300\" id=\"tx_300\" style=\"left:65px;bottom:600px;letter-spacing:-0.01px;display:inline;\">by invested assets, (eg certain Universal Life contracts) there are likely to be offsetting asset impacts (for example BEL liabilities and bond values </div><div class=\"t s2_300\" id=\"ty_300\" style=\"left:65px;bottom:584px;letter-spacing:-0.01px;display:inline;\">will both reduce as interest rates increase) and the impact on profit will be dependent on any mismatches between assets and liabilities together </div><div class=\"t s2_300\" id=\"tz_300\" style=\"left:65px;bottom:569px;letter-spacing:-0.01px;display:inline;\">with the impact of the CSM being calculated on a locked-in basis. </div><div class=\"t s2_300\" id=\"t10_300\" style=\"left:65px;bottom:541px;letter-spacing:-0.01px;display:inline;\">For other shareholder assets, that are not backing insurance contract liabilities increases in interest rates and falls in equity markets reduce asset </div><div class=\"t s2_300\" id=\"t11_300\" style=\"left:65px;bottom:526px;letter-spacing:-0.01px;display:inline;\">values, which under the Group\u2019s accounting policy pass directly through the income statement and hence reduce profit (vice-versa for decreases </div><div class=\"t s2_300\" id=\"t12_300\" style=\"left:65px;bottom:510px;letter-spacing:-0.01px;display:inline;\">in interest rates and increases in equity markets). </div><div class=\"t s2_300\" id=\"t13_300\" style=\"left:65px;bottom:482px;letter-spacing:-0.01px;display:inline;\">The income statement volatilities stated above lead to a volatility in the shareholders\u2019 equity to the same extent. </div><table>\n                                            <tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_300\" id=\"t14_300\" style=\"left:69px;bottom:450px;letter-spacing:-0.01px;display:inline;\">Base values </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_300\" id=\"t15_300\" style=\"left:696px;bottom:451px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">2023 $m </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_300\" id=\"t16_300\" style=\"left:775px;bottom:451px;letter-spacing:0.09px;display:inline;\">2022 $m </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_300\" id=\"t17_300\" style=\"left:69px;bottom:431px;letter-spacing:-0.01px;display:inline;\">Profit (loss) after tax for the year from insurance segments </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_300\" id=\"t18_300\" style=\"left:698px;bottom:431px;letter-spacing:-0.02px;display:inline;\">2,099 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_300\" id=\"t19_300\" style=\"left:783px;bottom:431px;letter-spacing:-0.01px;display:inline;\">(494) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_300\" id=\"t1a_300\" style=\"left:69px;bottom:411px;letter-spacing:-0.01px;display:inline;\">Group shareholders\u2019 equity as at 31 Dec </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_300\" id=\"t1b_300\" style=\"left:691px;bottom:411px;letter-spacing:-0.02px;display:inline;\">17,823 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_300\" id=\"t1c_300\" style=\"left:770px;bottom:411px;letter-spacing:-0.01px;display:inline;\">16,731 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_300\" id=\"t1d_300\" style=\"left:69px;bottom:392px;letter-spacing:-0.01px;display:inline;\">CSM as at 31 Dec including JVs and associates </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_300\" id=\"t1e_300\" style=\"left:691px;bottom:392px;letter-spacing:-0.02px;display:inline;\">21,012 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_300\" id=\"t1f_300\" style=\"left:770px;bottom:392px;letter-spacing:-0.01px;display:inline;\">19,989 </div></td></tr>\n                                        </table><table>\n                                            <tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s5_300\" id=\"t1g_300\" style=\"left:69px;bottom:353px;letter-spacing:-0.01px;display:inline;\">Insurance segments </div></td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s6_300\" id=\"t1h_300\" style=\"left:526px;bottom:353px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">31 Dec 2023 $m </div> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s7_300\" id=\"t1i_300\" style=\"left:699px;bottom:353px;letter-spacing:0.08px;display:inline;\">31 Dec 2022 $m </div> </td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s5_300\" id=\"t1j_300\" style=\"left:69px;bottom:333px;letter-spacing:-0.01px;display:inline;\">Interest rates and consequential effects </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_300\" id=\"t1k_300\" style=\"left:486px;bottom:334px;letter-spacing:0.07px;display:inline;\">Decrease of 0.5% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_300\" id=\"t1l_300\" style=\"left:579px;bottom:334px;letter-spacing:0.07px;display:inline;\">Increase of 1% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_300\" id=\"t1m_300\" style=\"left:659px;bottom:334px;letter-spacing:0.07px;display:inline;\">Decrease of 0.5% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_300\" id=\"t1n_300\" style=\"left:751px;bottom:334px;letter-spacing:0.07px;display:inline;\">Increase of 1% </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s2_300\" id=\"t1o_300\" style=\"left:69px;bottom:313px;letter-spacing:-0.01px;display:inline;\">Increase/(decrease) to shareholders\u2019 equity and profit after tax: </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s2_300\" id=\"t1p_300\" style=\"left:82px;bottom:294px;letter-spacing:-0.01px;display:inline;\">Financial assets </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_300\" id=\"t1q_300\" style=\"left:520px;bottom:294px;letter-spacing:-0.02px;display:inline;\">6,815 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_300\" id=\"t1r_300\" style=\"left:593px;bottom:294px;letter-spacing:-0.02px;display:inline;\">(12,004) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_300\" id=\"t1s_300\" style=\"left:694px;bottom:294px;letter-spacing:-0.01px;display:inline;\">5,873 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_300\" id=\"t1t_300\" style=\"left:766px;bottom:294px;letter-spacing:-0.01px;display:inline;\">(10,362) </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s2_300\" id=\"t1u_300\" style=\"left:82px;bottom:274px;letter-spacing:-0.01px;display:inline;\">Net insurance contract liabilities (including CSM) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_300\" id=\"t1v_300\" style=\"left:516px;bottom:274px;letter-spacing:-0.02px;display:inline;\">(7,332) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_300\" id=\"t1w_300\" style=\"left:597px;bottom:274px;letter-spacing:-0.02px;display:inline;\">12,191 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_300\" id=\"t1x_300\" style=\"left:690px;bottom:274px;letter-spacing:-0.01px;display:inline;\">(6,120) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_300\" id=\"t1y_300\" style=\"left:775px;bottom:274px;letter-spacing:-0.01px;display:inline;\">10,295 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s2_300\" id=\"t1z_300\" style=\"left:82px;bottom:255px;letter-spacing:-0.01px;display:inline;\">Net effect on shareholders' equity and profit after tax </div> <div class=\"t s8_300\" id=\"t20_300\" style=\"vertical-align: super;left:366px;bottom:263px;letter-spacing:0.2px;display:inline;\">note </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_300\" id=\"t21_300\" style=\"left:526px;bottom:255px;letter-spacing:-0.02px;display:inline;\">(328) </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s5_300\" id=\"t22_300\" style=\"left:621px;bottom:255px;letter-spacing:-0.02px;display:inline;\">24 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s2_300\" id=\"t23_300\" style=\"left:699px;bottom:255px;letter-spacing:-0.01px;display:inline;\">(127) </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s2_300\" id=\"t24_300\" style=\"left:783px;bottom:255px;letter-spacing:-0.01px;display:inline;\">(165) </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s2_300\" id=\"t25_300\" style=\"left:69px;bottom:235px;letter-spacing:-0.01px;display:inline;\">Increase/(decrease) to CSM liability: </div></td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s2_300\" id=\"t26_300\" style=\"left:82px;bottom:216px;letter-spacing:-0.01px;display:inline;\">CSM </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s5_300\" id=\"t27_300\" style=\"left:530px;bottom:216px;letter-spacing:-0.02px;display:inline;\">358 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s5_300\" id=\"t28_300\" style=\"left:610px;bottom:216px;letter-spacing:-0.02px;display:inline;\">(880) </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s2_300\" id=\"t29_300\" style=\"left:703px;bottom:216px;letter-spacing:-0.01px;display:inline;\">220 </div></td><td class=\"tcs-selection-enabled tcs-selected\" colspan=\"1\" rowspan=\"1\"><div class=\"t s2_300\" id=\"t2a_300\" style=\"left:783px;bottom:216px;letter-spacing:-0.01px;display:inline;\">(850) </div></td></tr>\n                                        </table><div></div><table>\n                                            <tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_301\" id=\"t1_301\" style=\"left:91px;bottom:1115px;letter-spacing:-0.01px;display:inline;\">Insurance segments </div></td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s1_301\" id=\"t2_301\" style=\"left:547px;bottom:1115px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">31 Dec 2023 $m </div> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s2_301\" id=\"t3_301\" style=\"left:720px;bottom:1115px;letter-spacing:0.08px;display:inline;\">31 Dec 2022 $m </div> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_301\" id=\"t4_301\" style=\"left:91px;bottom:1095px;letter-spacing:-0.01px;display:inline;\">Equity/property market values </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_301\" id=\"t5_301\" style=\"left:509px;bottom:1096px;letter-spacing:0.08px;display:inline;\">Decrease of 20% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_301\" id=\"t6_301\" style=\"left:595px;bottom:1096px;letter-spacing:0.07px;display:inline;\">Increase of 10% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_301\" id=\"t7_301\" style=\"left:682px;bottom:1096px;letter-spacing:0.08px;display:inline;\">Decrease of 20% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_301\" id=\"t8_301\" style=\"left:768px;bottom:1096px;letter-spacing:0.07px;display:inline;\">Increase of 10% </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_301\" id=\"t9_301\" style=\"left:91px;bottom:1075px;letter-spacing:-0.01px;display:inline;\">Increase/(decrease) to shareholders\u2019 equity and profit after tax: </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_301\" id=\"ta_301\" style=\"left:104px;bottom:1056px;letter-spacing:-0.01px;display:inline;\">Financial assets </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_301\" id=\"tb_301\" style=\"left:531px;bottom:1056px;letter-spacing:-0.02px;display:inline;\">(13,359) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_301\" id=\"tc_301\" style=\"left:626px;bottom:1056px;letter-spacing:-0.02px;display:inline;\">6,681 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_301\" id=\"td_301\" style=\"left:704px;bottom:1056px;letter-spacing:-0.01px;display:inline;\">(11,884) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_301\" id=\"te_301\" style=\"left:799px;bottom:1056px;letter-spacing:-0.01px;display:inline;\">5,939 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_301\" id=\"tf_301\" style=\"left:104px;bottom:1036px;letter-spacing:-0.01px;display:inline;\">Net insurance contract liabilities (including CSM) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_301\" id=\"tg_301\" style=\"left:535px;bottom:1036px;letter-spacing:-0.02px;display:inline;\">12,288 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_301\" id=\"th_301\" style=\"left:621px;bottom:1036px;letter-spacing:-0.02px;display:inline;\">(6,254) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_301\" id=\"ti_301\" style=\"left:712px;bottom:1036px;letter-spacing:-0.01px;display:inline;\">10,927 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_301\" id=\"tj_301\" style=\"left:795px;bottom:1036px;letter-spacing:-0.01px;display:inline;\">(5,571) </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s3_301\" id=\"tk_301\" style=\"left:104px;bottom:1017px;letter-spacing:-0.01px;display:inline;\">Net effect on shareholders' equity and profit after tax </div> <div class=\"t s4_301\" id=\"tl_301\" style=\"vertical-align: super;left:388px;bottom:1025px;letter-spacing:0.2px;display:inline;\">note </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_301\" id=\"tm_301\" style=\"left:548px;bottom:1017px;letter-spacing:-0.02px;display:inline;\">(822) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_301\" id=\"tn_301\" style=\"left:636px;bottom:1017px;letter-spacing:-0.02px;display:inline;\">327 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_301\" id=\"to_301\" style=\"left:721px;bottom:1017px;letter-spacing:-0.01px;display:inline;\">(735) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_301\" id=\"tp_301\" style=\"left:808px;bottom:1017px;letter-spacing:-0.01px;display:inline;\">283 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_301\" id=\"tq_301\" style=\"left:91px;bottom:998px;letter-spacing:-0.01px;display:inline;\">Increase/(decrease) to CSM liability: </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_301\" id=\"tr_301\" style=\"left:104px;bottom:978px;letter-spacing:-0.01px;display:inline;\">CSM </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_301\" id=\"ts_301\" style=\"left:538px;bottom:978px;letter-spacing:-0.02px;display:inline;\">(1,392) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_301\" id=\"tt_301\" style=\"left:636px;bottom:978px;letter-spacing:-0.02px;display:inline;\">618 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_301\" id=\"tu_301\" style=\"left:711px;bottom:978px;letter-spacing:-0.01px;display:inline;\">(1,303) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_301\" id=\"tv_301\" style=\"left:808px;bottom:978px;letter-spacing:-0.01px;display:inline;\">550 </div></td></tr>\n                                        </table><div class=\"t s5_301\" id=\"tw_301\" style=\"left:87px;bottom:952px;letter-spacing:-0.17px;display:inline;\">Note </div><div class=\"t s6_301\" id=\"tx_301\" style=\"left:87px;bottom:940px;letter-spacing:-0.12px;display:inline;\">The net effect on shareholders\u2019 equity and profit after tax reflects the net pre-tax effect on the financial assets and net insurance contract liabilities shown above, together with </div><div class=\"t s6_301\" id=\"ty_301\" style=\"left:87px;bottom:928px;letter-spacing:-0.12px;display:inline;\">the pre-tax effect on other non-insurance liabilities and the related tax impact. </div><div class=\"t s3_301\" id=\"tz_301\" style=\"left:87px;bottom:901px;letter-spacing:-0.01px;display:inline;\">The sensitivity of the insurance segments presented as a whole at a given point in time will also be affected by a change in the relative size of the </div><div class=\"t s3_301\" id=\"t10_301\" style=\"left:87px;bottom:886px;letter-spacing:-0.01px;display:inline;\">individual businesses. Changes to the results of the Africa insurance operations from interest rate or equity price changes would not materially </div><div class=\"t s3_301\" id=\"t11_301\" style=\"left:87px;bottom:870px;letter-spacing:-0.01px;display:inline;\">impact the Group\u2019s results. </div><div class=\"t s3_301\" id=\"t12_301\" style=\"left:87px;bottom:843px;letter-spacing:-0.01px;word-spacing:-0.01px;display:inline;\">The Group uses the segment measure 'Adjusted operating profit' to review the performance of the business (see note B1.2 for how this measure </div><div class=\"t s3_301\" id=\"t13_301\" style=\"left:87px;bottom:827px;letter-spacing:-0.01px;display:inline;\">is determined). The impact on 'Adjusted operating profit' will be more muted than on total profit as long-term asset returns are assumed for </div><div class=\"t s3_301\" id=\"t14_301\" style=\"left:87px;bottom:811px;letter-spacing:-0.01px;display:inline;\">surplus assets and long-term spreads are assumed for GMM business. Adjusted operating profit will be impacted by changes in CSM amortisation </div><div class=\"t s3_301\" id=\"t15_301\" style=\"left:87px;bottom:796px;letter-spacing:-0.01px;display:inline;\">for VFA business following the impact of economic changes on underlying assets and discount rates that impact the value of variable fees, and </div><div class=\"t s3_301\" id=\"t16_301\" style=\"left:87px;bottom:780px;letter-spacing:-0.01px;display:inline;\">on the value of onerous contracts losses (or reversal thereof) taken directly to the income statement. The changes in CSM amortisation result </div><div class=\"t s3_301\" id=\"t17_301\" style=\"left:87px;bottom:765px;letter-spacing:-0.01px;display:inline;\">from changes both to the CSM and the discounting of the coverage units. </div><div class=\"t s3_301\" id=\"t18_301\" style=\"left:87px;bottom:737px;letter-spacing:-0.01px;display:inline;\">The pre-tax adjusted operating profit impacts for a decrease of 0.5 per cent and an increase of 1 per cent in interest rates at 31 December 2023 </div><div class=\"t s3_301\" id=\"t19_301\" style=\"left:87px;bottom:721px;letter-spacing:-0.01px;display:inline;\">were $(30) million and $33 million, respectively (2022: $(47) million and $54 million, respectively). </div><div class=\"t s3_301\" id=\"t1a_301\" style=\"left:87px;bottom:693px;letter-spacing:-0.01px;display:inline;\">The pre-tax adjusted operating profit impacts for a decrease of 20 per cent and an increase of 10 per cent in equity/property market values at 31 </div><div class=\"t s3_301\" id=\"t1b_301\" style=\"left:87px;bottom:678px;letter-spacing:-0.01px;display:inline;\">December 2023 were $(186) million and $83 million, respectively (2022: $(157) million and $66 million, respectively). </div><div class=\"t s7_301\" id=\"t1c_301\" style=\"left:87px;bottom:647px;letter-spacing:0.11px;display:inline;\">(b) </div><div class=\"t s7_301\" id=\"t1d_301\" style=\"left:113px;bottom:647px;letter-spacing:0.11px;display:inline;\">Sensitivity to insurance risk </div><div class=\"t s3_301\" id=\"t1e_301\" style=\"left:87px;bottom:632px;letter-spacing:-0.01px;display:inline;\">For insurance operations, adverse persistency experience can impact the overall IFRS profitability of certain types of business written. This risk is </div><div class=\"t s3_301\" id=\"t1f_301\" style=\"left:87px;bottom:616px;letter-spacing:-0.01px;display:inline;\">managed at a business unit level through regular monitoring of experience and the implementation of management actions as necessary. These </div><div class=\"t s3_301\" id=\"t1g_301\" style=\"left:87px;bottom:601px;letter-spacing:-0.01px;display:inline;\">actions could include product enhancements, increased management focus on premium collection, as well as other customer retention efforts. </div><div class=\"t s3_301\" id=\"t1h_301\" style=\"left:87px;bottom:585px;letter-spacing:-0.01px;display:inline;\">The potential financial impact of lapses is often mitigated through the specific features of the products, eg surrender charges, or through the </div><div class=\"t s3_301\" id=\"t1i_301\" style=\"left:87px;bottom:569px;letter-spacing:-0.01px;display:inline;\">availability of premium holiday or partial withdrawal policy features. The effects of these management actions have not been factored into the </div><div class=\"t s3_301\" id=\"t1j_301\" style=\"left:87px;bottom:554px;letter-spacing:-0.01px;display:inline;\">sensitivities below. </div><div class=\"t s3_301\" id=\"t1k_301\" style=\"left:87px;bottom:526px;letter-spacing:-0.01px;display:inline;\">In addition many of the business units are exposed to mortality and morbidity risk and changes in maintenance expense level. </div><div class=\"t s3_301\" id=\"t1l_301\" style=\"left:87px;bottom:498px;letter-spacing:-0.01px;display:inline;\">Changes to the assumed levels of persistency, mortality, morbidity and expenses from that when the contract is first recognised will impact the </div><div class=\"t s3_301\" id=\"t1m_301\" style=\"left:87px;bottom:483px;letter-spacing:-0.01px;display:inline;\">overall profitability of the insurance contract. These risks are managed on a portfolio basis and reinsurance can be used to mitigate the risk the </div><div class=\"t s3_301\" id=\"t1n_301\" style=\"left:87px;bottom:467px;letter-spacing:-0.01px;display:inline;\">Group has. In particular for certain medical contracts, product repricing is a key management action that is embedded in the process to mitigate </div><div class=\"t s3_301\" id=\"t1o_301\" style=\"left:87px;bottom:451px;letter-spacing:-0.01px;display:inline;\">morbidity risk. A degree of medical product repricing is assumed to have been undertaken in the mortality and morbidity sensitivity results shown </div><div class=\"t s3_301\" id=\"t1p_301\" style=\"left:87px;bottom:436px;letter-spacing:-0.01px;display:inline;\">in the table below. </div><div class=\"t s3_301\" id=\"t1q_301\" style=\"left:87px;bottom:408px;letter-spacing:-0.01px;display:inline;\">In terms of the impact on the Group\u2019s financial results, changes to shareholders\u2019 equity or profit or loss will occur over the life of the contract, as </div><div class=\"t s3_301\" id=\"t1r_301\" style=\"left:87px;bottom:392px;letter-spacing:-0.01px;display:inline;\">changes to future cash flows from altered assumptions are recognised as an increase or decrease of CSM (except for onerous contracts), which is </div><div class=\"t s3_301\" id=\"t1s_301\" style=\"left:87px;bottom:377px;letter-spacing:-0.01px;display:inline;\">then amortised to profit and loss (and hence shareholders\u2019 equity) over time. </div><div class=\"t s3_301\" id=\"t1t_301\" style=\"left:87px;bottom:349px;letter-spacing:-0.01px;display:inline;\">The table below shows how the shareholders\u2019 equity and CSM would have increased or decreased if changes in the future assumptions in </div><div class=\"t s3_301\" id=\"t1u_301\" style=\"left:87px;bottom:333px;letter-spacing:-0.01px;display:inline;\">insurance risk that were reasonably possible at the reporting date had occurred. This analysis presents the sensitivities both before and after risk </div><div class=\"t s3_301\" id=\"t1v_301\" style=\"left:87px;bottom:318px;letter-spacing:-0.01px;display:inline;\">mitigation by reinsurance and assumes that the other variables remain constant. </div><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"4\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s1_301\" id=\"t1w_301\" style=\"left:675px;bottom:301px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">2023 $m </div>  </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s1_301\" id=\"t1x_301\" style=\"left:547px;bottom:276px;letter-spacing:0.07px;display:inline;\">Net effect on shareholders\u2019 equity </div> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s1_301\" id=\"t1y_301\" style=\"left:577px;bottom:266px;letter-spacing:0.07px;display:inline;\">and profit after tax </div> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s1_301\" id=\"t1z_301\" style=\"left:733px;bottom:266px;letter-spacing:0.08px;display:inline;\">Net effect on CSM </div> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_301\" id=\"t21_301\" style=\"left:579px;bottom:240px;letter-spacing:0.06px;display:inline;\">Gross of </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_301\" id=\"t23_301\" style=\"left:661px;bottom:240px;letter-spacing:0.07px;display:inline;\">Net of </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_301\" id=\"t25_301\" style=\"left:733px;bottom:240px;letter-spacing:0.06px;display:inline;\">Gross of </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_301\" id=\"t27_301\" style=\"left:815px;bottom:240px;letter-spacing:0.07px;display:inline;\">Net of </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_301\" id=\"t20_301\" style=\"left:91px;bottom:229px;letter-spacing:-0.01px;display:inline;\">Sensitivity to insurance risk: </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_301\" id=\"t22_301\" style=\"left:566px;bottom:230px;letter-spacing:0.07px;display:inline;\">reinsurance </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_301\" id=\"t24_301\" style=\"left:640px;bottom:230px;letter-spacing:0.07px;display:inline;\">reinsurance </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_301\" id=\"t26_301\" style=\"left:719px;bottom:230px;letter-spacing:0.07px;display:inline;\">reinsurance </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_301\" id=\"t28_301\" style=\"left:794px;bottom:230px;letter-spacing:0.07px;display:inline;\">reinsurance </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_301\" id=\"t29_301\" style=\"left:91px;bottom:210px;letter-spacing:-0.01px;display:inline;\">Maintenance expenses \u2013 10% increase </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_301\" id=\"t2a_301\" style=\"left:592px;bottom:210px;letter-spacing:-0.02px;display:inline;\">(77) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_301\" id=\"t2b_301\" style=\"left:666px;bottom:210px;letter-spacing:-0.02px;display:inline;\">(71) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_301\" id=\"t2c_301\" style=\"left:738px;bottom:210px;letter-spacing:-0.02px;display:inline;\">(420) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_301\" id=\"t2d_301\" style=\"left:813px;bottom:210px;letter-spacing:-0.02px;display:inline;\">(427) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_301\" id=\"t2e_301\" style=\"left:91px;bottom:190px;letter-spacing:-0.01px;display:inline;\">Lapse rates \u2013 10% increase </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_301\" id=\"t2f_301\" style=\"left:592px;bottom:190px;letter-spacing:-0.02px;display:inline;\">(88) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_301\" id=\"t2g_301\" style=\"left:666px;bottom:190px;letter-spacing:-0.02px;display:inline;\">(76) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_301\" id=\"t2h_301\" style=\"left:728px;bottom:191px;letter-spacing:-0.02px;display:inline;\">(1,363) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_301\" id=\"t2i_301\" style=\"left:802px;bottom:191px;letter-spacing:-0.02px;display:inline;\">(1,496) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_301\" id=\"t2j_301\" style=\"left:91px;bottom:171px;letter-spacing:-0.01px;display:inline;\">Mortality and morbidity \u2013 5% increase </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_301\" id=\"t2k_301\" style=\"left:585px;bottom:171px;letter-spacing:-0.02px;display:inline;\">(131) </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_301\" id=\"t2l_301\" style=\"left:666px;bottom:171px;letter-spacing:-0.02px;display:inline;\">(96) </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_301\" id=\"t2m_301\" style=\"left:738px;bottom:171px;letter-spacing:-0.02px;display:inline;\">(638) </div></td><td class=\"tcs-selection-enabled tcs-selected\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_301\" id=\"t2n_301\" style=\"left:813px;bottom:171px;letter-spacing:-0.02px;display:inline;\">(261) </div></td></tr>\n                                        </table><div></div><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"4\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s0_302\" id=\"t1_302\" style=\"left:645px;bottom:1118px;letter-spacing:0.09px;display:inline;\">2022 $m </div>  </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s0_302\" id=\"t2_302\" style=\"left:522px;bottom:1092px;letter-spacing:0.06px;display:inline;\">Net effect on shareholders\u2019 equity </div> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s0_302\" id=\"t3_302\" style=\"left:550px;bottom:1082px;letter-spacing:0.06px;display:inline;\">and profit after tax </div> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s0_302\" id=\"t4_302\" style=\"left:704px;bottom:1082px;letter-spacing:0.07px;display:inline;\">Net effect on CSM </div> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_302\" id=\"t6_302\" style=\"left:551px;bottom:1057px;letter-spacing:0.06px;display:inline;\">Gross of </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_302\" id=\"t8_302\" style=\"left:632px;bottom:1057px;letter-spacing:0.06px;display:inline;\">Net of </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_302\" id=\"ta_302\" style=\"left:705px;bottom:1057px;letter-spacing:0.06px;display:inline;\">Gross of </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_302\" id=\"tc_302\" style=\"left:786px;bottom:1057px;letter-spacing:0.06px;display:inline;\">Net of </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_302\" id=\"t5_302\" style=\"left:69px;bottom:1046px;letter-spacing:-0.01px;display:inline;\">Sensitivity to insurance risk: </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_302\" id=\"t7_302\" style=\"left:539px;bottom:1046px;letter-spacing:0.06px;display:inline;\">reinsurance </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_302\" id=\"t9_302\" style=\"left:613px;bottom:1046px;letter-spacing:0.06px;display:inline;\">reinsurance </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_302\" id=\"tb_302\" style=\"left:692px;bottom:1046px;letter-spacing:0.06px;display:inline;\">reinsurance </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_302\" id=\"td_302\" style=\"left:767px;bottom:1046px;letter-spacing:0.06px;display:inline;\">reinsurance </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_302\" id=\"te_302\" style=\"left:69px;bottom:1026px;letter-spacing:-0.01px;display:inline;\">Maintenance expenses \u2013 10% increase </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_302\" id=\"tf_302\" style=\"left:562px;bottom:1026px;letter-spacing:-0.01px;display:inline;\">(58) </div></td><td class=\"tcs-selection-enabled tcs-selected\" colspan=\"1\" rowspan=\"1\"><div class=\"t s2_302\" id=\"tg_302\" style=\"left:636px;bottom:1026px;letter-spacing:-0.01px;display:inline;\">(57) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_302\" id=\"th_302\" style=\"left:708px;bottom:1026px;letter-spacing:-0.01px;display:inline;\">(365) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_302\" id=\"ti_302\" style=\"left:783px;bottom:1026px;letter-spacing:-0.01px;display:inline;\">(365) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_302\" id=\"tj_302\" style=\"left:69px;bottom:1007px;letter-spacing:-0.01px;display:inline;\">Lapse rates \u2013 10% increase </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_302\" id=\"tk_302\" style=\"left:562px;bottom:1007px;display:inline;\">(78) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_302\" id=\"tl_302\" style=\"left:636px;bottom:1007px;display:inline;\">(70) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_302\" id=\"tm_302\" style=\"left:699px;bottom:1007px;letter-spacing:-0.01px;display:inline;\">(1,179) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_302\" id=\"tn_302\" style=\"left:773px;bottom:1007px;letter-spacing:-0.01px;display:inline;\">(1,274) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_302\" id=\"to_302\" style=\"left:69px;bottom:987px;letter-spacing:-0.01px;display:inline;\">Mortality and morbidity \u2013 5% increase </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_302\" id=\"tp_302\" style=\"left:562px;bottom:987px;display:inline;\">(88) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_302\" id=\"tq_302\" style=\"left:636px;bottom:987px;display:inline;\">(79) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_302\" id=\"tr_302\" style=\"left:708px;bottom:987px;letter-spacing:-0.01px;display:inline;\">(548) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_302\" id=\"ts_302\" style=\"left:783px;bottom:987px;letter-spacing:-0.01px;display:inline;\">(217) </div></td></tr>\n                                        </table><div class=\"t s2_302\" id=\"tt_302\" style=\"left:65px;bottom:952px;letter-spacing:-0.01px;display:inline;\">The pre-tax adjusted operating profit impacts, net of reinsurance, for a 10 per cent increase in maintenance expenses, a 10 per cent increase in </div><div class=\"t s2_302\" id=\"tu_302\" style=\"left:65px;bottom:936px;letter-spacing:-0.01px;display:inline;\">lapse rates and a 5 per cent increase in mortality and morbidity were $(61) million, $(95) million and $(85) million, respectively (2022: $(53) </div><div class=\"t s2_302\" id=\"tv_302\" style=\"left:65px;bottom:921px;letter-spacing:-0.01px;display:inline;\">million, $(69) million and $(67) million, respectively). </div><div class=\"t s2_302\" id=\"tw_302\" style=\"left:65px;bottom:893px;letter-spacing:-0.01px;display:inline;\">A 10 per cent decrease in the maintenance expense and lapse rate assumptions would have a broadly similar opposite effect on profit and </div><div class=\"t s2_302\" id=\"tx_302\" style=\"left:65px;bottom:878px;letter-spacing:-0.01px;display:inline;\">shareholders\u2019 equity to the sensitivities shown above. The effect from a 5 per cent decrease in mortality and morbidity assumptions is dependent </div><div class=\"t s2_302\" id=\"ty_302\" style=\"left:65px;bottom:862px;letter-spacing:-0.01px;display:inline;\">on the degree of product repricing assumed to have been undertaken. </div><div class=\"t s3_302\" id=\"tz_302\" style=\"left:65px;bottom:831px;letter-spacing:0.12px;display:inline;\">C6.2 Eastspring and central operations </div><div class=\"t s2_302\" id=\"t10_302\" style=\"left:65px;bottom:816px;letter-spacing:-0.01px;display:inline;\">The profit for the year of Eastspring is sensitive to the level of assets under management, as this significantly affects the value of management </div><div class=\"t s2_302\" id=\"t11_302\" style=\"left:65px;bottom:800px;letter-spacing:-0.01px;display:inline;\">fees earned by the business in the current and future periods. Assets under management will rise and fall as market conditions change, with a </div><div class=\"t s2_302\" id=\"t12_302\" style=\"left:65px;bottom:785px;letter-spacing:-0.01px;display:inline;\">consequential impact on profitability. </div><div class=\"t s2_302\" id=\"t13_302\" style=\"left:65px;bottom:757px;letter-spacing:-0.01px;display:inline;\">Eastspring holds a small amount of investments direct on its balance sheet, including investments in respect of seeding capital into retail funds it </div><div class=\"t s2_302\" id=\"t14_302\" style=\"left:65px;bottom:741px;letter-spacing:-0.01px;display:inline;\">sells to third parties (see note C1). Eastspring\u2019s profit will therefore have some exposure to the market movements of these investments. </div><div class=\"t s2_302\" id=\"t15_302\" style=\"left:65px;bottom:713px;letter-spacing:-0.01px;display:inline;\">At 31 December 2023 Central operations did not hold significant financial investments other than short-term deposits and money market funds </div>held by the Group\u2019s treasury function for liquidity purposes and so there is immaterial sensitivity to market movements.",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfMarketRiskExplanatory",
    "language": "en",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f38771": {
   "value": "(b) <div class=\"t s0_276\" id=\"t2_276\" style=\"left:91px;bottom:1118px;letter-spacing:-0.12px;display:inline;\">Derivatives and hedging </div><div class=\"t s1_276\" id=\"t3_276\" style=\"left:65px;bottom:1102px;letter-spacing:-0.01px;display:inline;\">Derivative financial instruments are used to reduce or manage investment, interest rate and currency exposures, to facilitate efficient portfolio </div><div class=\"t s1_276\" id=\"t4_276\" style=\"left:65px;bottom:1087px;letter-spacing:-0.01px;display:inline;\">management and for investment purposes. </div><div class=\"t s1_276\" id=\"t5_276\" style=\"left:65px;bottom:1059px;letter-spacing:-0.01px;display:inline;\">The Group does not regularly seek to apply fair value or cash flow hedging treatment under IFRS 9/IAS 39. The Group has no net investment, fair </div><div class=\"t s1_276\" id=\"t6_276\" style=\"left:65px;bottom:1043px;letter-spacing:-0.01px;display:inline;\">value or cash flow hedges under IFRS 9 and IAS 39 at 31 December 2023 and 2022, respectively. All derivatives that are not designated as </div><div class=\"t s1_276\" id=\"t7_276\" style=\"left:65px;bottom:1028px;letter-spacing:-0.01px;display:inline;\">hedging instruments are carried at fair value, with movements in fair value being recorded in the income statement. </div><div class=\"t s2_276\" id=\"t8_276\" style=\"left:65px;bottom:999px;letter-spacing:-0.11px;display:inline;\">Derivatives held and their purpose </div><div class=\"t s1_276\" id=\"t9_276\" style=\"left:65px;bottom:983px;letter-spacing:-0.01px;display:inline;\">The Group enters into a variety of exchange traded and over-the-counter derivative financial instruments, including futures, options, forward </div><div class=\"t s1_276\" id=\"ta_276\" style=\"left:65px;bottom:968px;letter-spacing:-0.01px;display:inline;\">contracts, swaps and swaptions. </div><div class=\"t s1_276\" id=\"tb_276\" style=\"left:65px;bottom:940px;letter-spacing:-0.01px;display:inline;\">All over-the-counter derivative transactions are conducted under standardised ISDA (International Swaps and Derivatives Association Inc) master </div><div class=\"t s1_276\" id=\"tc_276\" style=\"left:65px;bottom:924px;letter-spacing:-0.01px;display:inline;\">agreements and collateral agreements are in place between the individual entities and relevant counterparties under each of these market </div><div class=\"t s1_276\" id=\"td_276\" style=\"left:65px;bottom:909px;letter-spacing:-0.01px;display:inline;\">master agreements. The collateral management for these transactions is conducted under the usual and customary terms and conditions set out </div><div class=\"t s1_276\" id=\"te_276\" style=\"left:65px;bottom:893px;letter-spacing:-0.01px;display:inline;\">in the Credit Support Annex to the ISDA master agreement. </div><div class=\"t s1_276\" id=\"tf_276\" style=\"left:65px;bottom:865px;letter-spacing:-0.01px;display:inline;\">Derivatives are used for efficient portfolio management to obtain cost effective and management of exposure to various markets in accordance </div><div class=\"t s1_276\" id=\"tg_276\" style=\"left:65px;bottom:850px;letter-spacing:-0.01px;display:inline;\">with the Group\u2019s investment strategies and to manage exposure to interest rate, currency, credit and other business risks. The Group also uses </div>interest rate derivatives to reduce exposure to interest rate volatility.",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForHedgingExplanatory",
    "language": "en",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f38772": {
   "value": "(b) <div class=\"t s0_276\" id=\"t2_276\" style=\"left:91px;bottom:1118px;letter-spacing:-0.12px;display:inline;\">Derivatives and hedging </div><div class=\"t s1_276\" id=\"t3_276\" style=\"left:65px;bottom:1102px;letter-spacing:-0.01px;display:inline;\">Derivative financial instruments are used to reduce or manage investment, interest rate and currency exposures, to facilitate efficient portfolio </div><div class=\"t s1_276\" id=\"t4_276\" style=\"left:65px;bottom:1087px;letter-spacing:-0.01px;display:inline;\">management and for investment purposes. </div><div class=\"t s1_276\" id=\"t5_276\" style=\"left:65px;bottom:1059px;letter-spacing:-0.01px;display:inline;\">The Group does not regularly seek to apply fair value or cash flow hedging treatment under IFRS 9/IAS 39. The Group has no net investment, fair </div><div class=\"t s1_276\" id=\"t6_276\" style=\"left:65px;bottom:1043px;letter-spacing:-0.01px;display:inline;\">value or cash flow hedges under IFRS 9 and IAS 39 at 31 December 2023 and 2022, respectively. All derivatives that are not designated as </div><div class=\"t s1_276\" id=\"t7_276\" style=\"left:65px;bottom:1028px;letter-spacing:-0.01px;display:inline;\">hedging instruments are carried at fair value, with movements in fair value being recorded in the income statement. </div><div class=\"t s2_276\" id=\"t8_276\" style=\"left:65px;bottom:999px;letter-spacing:-0.11px;display:inline;\">Derivatives held and their purpose </div><div class=\"t s1_276\" id=\"t9_276\" style=\"left:65px;bottom:983px;letter-spacing:-0.01px;display:inline;\">The Group enters into a variety of exchange traded and over-the-counter derivative financial instruments, including futures, options, forward </div><div class=\"t s1_276\" id=\"ta_276\" style=\"left:65px;bottom:968px;letter-spacing:-0.01px;display:inline;\">contracts, swaps and swaptions. </div><div class=\"t s1_276\" id=\"tb_276\" style=\"left:65px;bottom:940px;letter-spacing:-0.01px;display:inline;\">All over-the-counter derivative transactions are conducted under standardised ISDA (International Swaps and Derivatives Association Inc) master </div><div class=\"t s1_276\" id=\"tc_276\" style=\"left:65px;bottom:924px;letter-spacing:-0.01px;display:inline;\">agreements and collateral agreements are in place between the individual entities and relevant counterparties under each of these market </div><div class=\"t s1_276\" id=\"td_276\" style=\"left:65px;bottom:909px;letter-spacing:-0.01px;display:inline;\">master agreements. The collateral management for these transactions is conducted under the usual and customary terms and conditions set out </div><div class=\"t s1_276\" id=\"te_276\" style=\"left:65px;bottom:893px;letter-spacing:-0.01px;display:inline;\">in the Credit Support Annex to the ISDA master agreement. </div><div class=\"t s1_276\" id=\"tf_276\" style=\"left:65px;bottom:865px;letter-spacing:-0.01px;display:inline;\">Derivatives are used for efficient portfolio management to obtain cost effective and management of exposure to various markets in accordance </div><div class=\"t s1_276\" id=\"tg_276\" style=\"left:65px;bottom:850px;letter-spacing:-0.01px;display:inline;\">with the Group\u2019s investment strategies and to manage exposure to interest rate, currency, credit and other business risks. The Group also uses </div>interest rate derivatives to reduce exposure to interest rate volatility.",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForDerivativeFinancialInstrumentsExplanatory",
    "language": "en",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f38773": {
   "value": "(b) <div class=\"t s0_276\" id=\"t2_276\" style=\"left:91px;bottom:1118px;letter-spacing:-0.12px;display:inline;\">Derivatives and hedging </div><div class=\"t s1_276\" id=\"t3_276\" style=\"left:65px;bottom:1102px;letter-spacing:-0.01px;display:inline;\">Derivative financial instruments are used to reduce or manage investment, interest rate and currency exposures, to facilitate efficient portfolio </div><div class=\"t s1_276\" id=\"t4_276\" style=\"left:65px;bottom:1087px;letter-spacing:-0.01px;display:inline;\">management and for investment purposes. </div><div class=\"t s1_276\" id=\"t5_276\" style=\"left:65px;bottom:1059px;letter-spacing:-0.01px;display:inline;\">The Group does not regularly seek to apply fair value or cash flow hedging treatment under IFRS 9/IAS 39. The Group has no net investment, fair </div><div class=\"t s1_276\" id=\"t6_276\" style=\"left:65px;bottom:1043px;letter-spacing:-0.01px;display:inline;\">value or cash flow hedges under IFRS 9 and IAS 39 at 31 December 2023 and 2022, respectively. All derivatives that are not designated as </div><div class=\"t s1_276\" id=\"t7_276\" style=\"left:65px;bottom:1028px;letter-spacing:-0.01px;display:inline;\">hedging instruments are carried at fair value, with movements in fair value being recorded in the income statement. </div><div class=\"t s2_276\" id=\"t8_276\" style=\"left:65px;bottom:999px;letter-spacing:-0.11px;display:inline;\">Derivatives held and their purpose </div><div class=\"t s1_276\" id=\"t9_276\" style=\"left:65px;bottom:983px;letter-spacing:-0.01px;display:inline;\">The Group enters into a variety of exchange traded and over-the-counter derivative financial instruments, including futures, options, forward </div><div class=\"t s1_276\" id=\"ta_276\" style=\"left:65px;bottom:968px;letter-spacing:-0.01px;display:inline;\">contracts, swaps and swaptions. </div><div class=\"t s1_276\" id=\"tb_276\" style=\"left:65px;bottom:940px;letter-spacing:-0.01px;display:inline;\">All over-the-counter derivative transactions are conducted under standardised ISDA (International Swaps and Derivatives Association Inc) master </div><div class=\"t s1_276\" id=\"tc_276\" style=\"left:65px;bottom:924px;letter-spacing:-0.01px;display:inline;\">agreements and collateral agreements are in place between the individual entities and relevant counterparties under each of these market </div><div class=\"t s1_276\" id=\"td_276\" style=\"left:65px;bottom:909px;letter-spacing:-0.01px;display:inline;\">master agreements. The collateral management for these transactions is conducted under the usual and customary terms and conditions set out </div><div class=\"t s1_276\" id=\"te_276\" style=\"left:65px;bottom:893px;letter-spacing:-0.01px;display:inline;\">in the Credit Support Annex to the ISDA master agreement. </div><div class=\"t s1_276\" id=\"tf_276\" style=\"left:65px;bottom:865px;letter-spacing:-0.01px;display:inline;\">Derivatives are used for efficient portfolio management to obtain cost effective and management of exposure to various markets in accordance </div><div class=\"t s1_276\" id=\"tg_276\" style=\"left:65px;bottom:850px;letter-spacing:-0.01px;display:inline;\">with the Group\u2019s investment strategies and to manage exposure to interest rate, currency, credit and other business risks. The Group also uses </div>interest rate derivatives to reduce exposure to interest rate volatility.",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForDerivativeFinancialInstrumentsAndHedgingExplanatory",
    "language": "en",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f38811": {
   "value": "Derecognition of financial assets and liabilities <div class=\"t s1_276\" id=\"tl_276\" style=\"left:65px;bottom:773px;letter-spacing:-0.01px;display:inline;\">The Group\u2019s policy is to derecognise financial assets when it is deemed that substantially all the risks and rewards of ownership have been </div><div class=\"t s1_276\" id=\"tm_276\" style=\"left:65px;bottom:758px;letter-spacing:-0.01px;display:inline;\">transferred. </div>The Group derecognises financial liabilities only when the obligation specified in the contract is discharged, cancelled or has expired.",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForDerecognitionOfFinancialInstrumentsExplanatory",
    "language": "en",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f38822": {
   "value": "Reverse repurchase agreements <div class=\"t s1_276\" id=\"tp_276\" style=\"left:65px;bottom:686px;letter-spacing:-0.01px;display:inline;\">The Group is party to various reverse repurchase agreements under which securities are purchased from third parties with an obligation to resell </div><div class=\"t s1_276\" id=\"tq_276\" style=\"left:65px;bottom:670px;letter-spacing:-0.01px;display:inline;\">the securities. The securities are not recognised as investments in the statement of financial position but the right to receive the cash paid is </div><div class=\"t s1_276\" id=\"tr_276\" style=\"left:65px;bottom:654px;letter-spacing:-0.01px;display:inline;\">recognised as deposits. </div><div class=\"t s1_276\" id=\"ts_276\" style=\"left:65px;bottom:627px;letter-spacing:-0.01px;display:inline;\">The Group has entered into reverse repurchase transactions under which it purchased securities and had taken on the obligation to resell the </div><div class=\"t s1_276\" id=\"tt_276\" style=\"left:65px;bottom:611px;letter-spacing:-0.01px;display:inline;\">securities. At 31 December 2023, the fair value of the collateral held in respect of these transactions, which is represented by the purchased </div><div class=\"t s1_276\" id=\"tu_276\" style=\"left:65px;bottom:595px;letter-spacing:-0.01px;display:inline;\">securities was $3,623 million (31 December 2022: $3,244 million). </div><div class=\"t s2_276\" id=\"tv_276\" style=\"left:65px;bottom:567px;letter-spacing:-0.11px;display:inline;\">Securities lending and repurchase agreements </div><div class=\"t s1_276\" id=\"tw_276\" style=\"left:65px;bottom:551px;letter-spacing:-0.01px;display:inline;\">The Group is also party to various securities lending agreements (including repurchase agreements) under which securities are loaned to third </div><div class=\"t s1_276\" id=\"tx_276\" style=\"left:65px;bottom:536px;letter-spacing:-0.01px;display:inline;\">parties on a short-term basis. The loaned securities are not derecognised; rather, they continue to be recognised within the appropriate </div><div class=\"t s1_276\" id=\"ty_276\" style=\"left:65px;bottom:520px;letter-spacing:-0.01px;display:inline;\">investment classification. To the extent cash collateral is received it is recognised on the statement of financial position with the obligation to </div><div class=\"t s1_276\" id=\"tz_276\" style=\"left:65px;bottom:504px;letter-spacing:-0.01px;display:inline;\">repay the cash paid recognised as a liability. Other collateral is not recognised. </div><div class=\"t s1_276\" id=\"t10_276\" style=\"left:65px;bottom:477px;letter-spacing:-0.01px;display:inline;\">At 31 December 2023, the Group had $2,001 million (31 December 2022: $1,571 million) of lent securities and assets subject to repurchase </div>agreements. The cash and securities collateral held or pledged under such agreements were $2,042 million (31 December 2022: $1,679 million).",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfRepurchaseAndReverseRepurchaseAgreementsExplanatory",
    "language": "en",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f38825": {
   "value": "The Group is party to various reverse repurchase agreements under which securities are purchased from third parties with an obligation to resell <div class=\"t s1_276\" id=\"tq_276\" style=\"left:65px;bottom:670px;letter-spacing:-0.01px;display:inline;\">the securities. The securities are not recognised as investments in the statement of financial position but the right to receive the cash paid is </div>recognised as deposits.The Group is also party to various securities lending agreements (including repurchase agreements) under which securities are loaned to third <div class=\"t s1_276\" id=\"tx_276\" style=\"left:65px;bottom:536px;letter-spacing:-0.01px;display:inline;\">parties on a short-term basis. The loaned securities are not derecognised; rather, they continue to be recognised within the appropriate </div><div class=\"t s1_276\" id=\"ty_276\" style=\"left:65px;bottom:520px;letter-spacing:-0.01px;display:inline;\">investment classification. To the extent cash collateral is received it is recognised on the statement of financial position with the obligation to </div>repay the cash paid recognised as a liability. Other collateral is not recognised.",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForRepurchaseAndReverseRepurchaseAgreementsExplanatory",
    "language": "en",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f38846": {
   "value": "To the extent cash collateral is received it is recognised on the statement of financial position with the obligation to repay the cash paid recognised as a liability. Other collateral is not recognised.",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForCollateralExplanatory",
    "language": "en",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f38856": {
   "value": "Collateral and pledges under derivative transactions <div class=\"t s1_276\" id=\"t13_276\" style=\"left:65px;bottom:417px;letter-spacing:-0.01px;display:inline;\">At 31 December 2023, the Group had pledged $457 million (31 December 2022: $62 million) for liabilities and held collateral of $1,586 million </div><div class=\"t s1_276\" id=\"t14_276\" style=\"left:65px;bottom:401px;letter-spacing:-0.01px;display:inline;\">(31 December 2022: $234 million) for assets in respect of derivative transactions. These transactions are conducted under terms that are usual </div><div class=\"t s1_276\" id=\"t15_276\" style=\"left:65px;bottom:386px;letter-spacing:-0.01px;display:inline;\">and customary to collateralised transactions including, where relevant, standard securities lending and repurchase agreements. </div><div class=\"t s1_276\" id=\"t16_276\" style=\"left:65px;bottom:358px;letter-spacing:-0.01px;display:inline;\">The Group has entered into collateral arrangements in relation to derivative transactions, which permit sale or re-pledging of underlying </div>collateral. The Group has not sold any non-cash collateral held or re-pledged any non-cash collateral.",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfCollateralExplanatory",
    "language": "en",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f38870": {
   "value": "The Group\u2019s derivative instruments, repurchase agreements and securities lending agreements are subject to master netting arrangements and <div class=\"t s1_276\" id=\"t1a_276\" style=\"left:65px;bottom:282px;letter-spacing:-0.01px;display:inline;\">collateral arrangements. A master netting arrangement with a counterparty creates a right of offset for amounts due to and due from that same </div><div class=\"t s1_276\" id=\"t1b_276\" style=\"left:65px;bottom:267px;letter-spacing:-0.01px;display:inline;\">counterparty that is enforceable in the event of a default or bankruptcy. The Group recognises amounts subject to master netting arrangements </div>on a gross basis within the consolidated balance sheets.",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForOffsettingOfFinancialInstrumentsExplanatory",
    "language": "en",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f39185": {
   "value": "C3 Insurance and reinsurance contracts <div class=\"t s7_277\" id=\"t3b_277\" style=\"left:87px;bottom:551px;letter-spacing:-0.01px;word-spacing:-0.03px;display:inline;\">Portfolios of insurance contracts that are assets and those that are liabilities, and portfolios of reinsurance contracts that are assets and those </div><div class=\"t s7_277\" id=\"t3c_277\" style=\"left:87px;bottom:535px;letter-spacing:-0.01px;display:inline;\">that are liabilities, are presented separately in the statement of financial position. Any assets or liabilities recognised for cash flows arising before </div><div class=\"t s7_277\" id=\"t3d_277\" style=\"left:87px;bottom:520px;letter-spacing:-0.01px;display:inline;\">the recognition of the related group of contracts (including any assets for insurance acquisition cash flows) are included in the carrying amount </div><div class=\"t s7_277\" id=\"t3e_277\" style=\"left:87px;bottom:504px;letter-spacing:-0.01px;display:inline;\">of the related portfolios of contracts. </div><div class=\"t s0_277\" id=\"t3f_277\" style=\"left:87px;bottom:476px;letter-spacing:-0.01px;display:inline;\">The amounts recorded in the balance sheet as insurance and reinsurance contract asset and liabilities are set out in the table below (on the left </div><div class=\"t s0_277\" id=\"t3g_277\" style=\"left:87px;bottom:461px;letter-spacing:-0.01px;display:inline;\">hand side), broken out into their component parts. Additionally presented on the right hand side are the same amounts but including the Group\u2019s </div><div class=\"t s0_277\" id=\"t3h_277\" style=\"left:87px;bottom:445px;letter-spacing:-0.01px;display:inline;\">share of the relevant amounts of its joint venture and associates, which are equity accounted for on the statement of financial position and </div><div class=\"t s0_277\" id=\"t3i_277\" style=\"left:87px;bottom:430px;letter-spacing:-0.01px;display:inline;\">hence all assets and liabilities of those businesses are included in a separate line. </div><div class=\"t s0_277\" id=\"t3j_277\" style=\"left:87px;bottom:402px;letter-spacing:-0.01px;display:inline;\">Management believe that the movement in the CSM is a key driver for understanding changes in profitability from period to period and as the </div><div class=\"t s0_277\" id=\"t3k_277\" style=\"left:87px;bottom:386px;letter-spacing:-0.01px;display:inline;\">Group\u2019s share of the results of the joint ventures and associates are included in the Group\u2019s adjusted operating and total profit, it is relevant to </div><div class=\"t s0_277\" id=\"t3l_277\" style=\"left:87px;bottom:371px;letter-spacing:-0.01px;display:inline;\">understand the movement in insurance assets and liabilities including those entities too. </div><div class=\"t s0_277\" id=\"t3m_277\" style=\"left:87px;bottom:343px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Therefore note C3 comprises: </div><div class=\"t s8_277\" id=\"t3n_277\" style=\"left:87px;bottom:315px;display:inline;\">\u2013 </div><div class=\"t s0_277\" id=\"t3o_277\" style=\"left:100px;bottom:315px;letter-spacing:-0.01px;display:inline;\">Note C3.1 which sets out the components of assets and liabilities as described above. It also provides adjusted shareholders\u2019 equity which </div><div class=\"t s0_277\" id=\"t3p_277\" style=\"left:100px;bottom:300px;letter-spacing:-0.01px;display:inline;\">includes the Contractual service margin net of tax and other adjustments, which management believes is a better measure of value than IFRS </div><div class=\"t s0_277\" id=\"t3q_277\" style=\"left:100px;bottom:284px;letter-spacing:-0.01px;display:inline;\">shareholders\u2019 equity alone as it includes the Group\u2019s future expected profits (based on assumptions at 31 December) on policies that are in- </div><div class=\"t s0_277\" id=\"t3r_277\" style=\"left:100px;bottom:268px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">force at the balance sheet date. </div><div class=\"t s8_277\" id=\"t3s_277\" style=\"left:87px;bottom:253px;display:inline;\">\u2013 </div><div class=\"t s0_277\" id=\"t3t_277\" style=\"left:100px;bottom:253px;letter-spacing:-0.01px;display:inline;\">Note C3.2 which contains the required IFRS 17 disclosures on how certain insurance and reinsurance contract balances have moved during the </div><div class=\"t s0_277\" id=\"t3u_277\" style=\"left:100px;bottom:237px;letter-spacing:-0.01px;display:inline;\">year, including an analysis of the movement of CSM by transition type. These exclude JV and associate balances. </div><div class=\"t s8_277\" id=\"t3v_277\" style=\"left:87px;bottom:222px;display:inline;\">\u2013 </div><div class=\"t s0_277\" id=\"t3w_277\" style=\"left:100px;bottom:222px;letter-spacing:-0.01px;display:inline;\">Note C3.3 includes the disclosures in C3.2 which management believe would be helpful to show on a basis that includes the Group\u2019s share of </div><div class=\"t s0_277\" id=\"t3x_277\" style=\"left:100px;bottom:206px;letter-spacing:-0.01px;display:inline;\">joint ventures and associates, together with a further breakdown of the movement in insurance and reinsurance contract balances by </div><div class=\"t s0_277\" id=\"t3y_277\" style=\"left:100px;bottom:190px;letter-spacing:-0.01px;display:inline;\">segment. The difference in most cases between the notes in C3.2 and C3.3 is solely the addition of the joint venture and associate amounts </div><div class=\"t s0_277\" id=\"t3z_277\" style=\"left:100px;bottom:175px;letter-spacing:-0.01px;display:inline;\">and so no explicit reconciliation has been provided to bridge between the two. </div><div></div><div class=\"t s0_278\" id=\"t1_278\" style=\"left:65px;bottom:1116px;letter-spacing:0.13px;display:inline;\">C3.1 Group overview </div><div class=\"t s1_278\" id=\"t2_278\" style=\"left:65px;bottom:1097px;letter-spacing:0.11px;display:inline;\">(a) </div><div class=\"t s1_278\" id=\"t3_278\" style=\"left:91px;bottom:1097px;letter-spacing:0.12px;display:inline;\">Analysis of Group insurance and reinsurance contract assets and liabilities </div><div class=\"t s2_278\" id=\"t4_278\" style=\"left:65px;bottom:1082px;letter-spacing:-0.01px;display:inline;\">The table below provides an analysis of portfolio of insurance and reinsurance (RI) contract assets and liabilities held on the Group\u2019s statement </div><div class=\"t s2_278\" id=\"t5_278\" style=\"left:65px;bottom:1066px;letter-spacing:-0.01px;display:inline;\">of financial position: </div><div class=\"t s6_278\" id=\"t6w_278\" style=\"left:716px;bottom:1049px;letter-spacing:-0.02px;display:inline;\">note (i) </div><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"6\" rowspan=\"1\" style=\"text-align: center;\">  <div class=\"t s3_278\" id=\"t6u_278\" style=\"left:311px;bottom:1044px;letter-spacing:0.06px;display:inline;\">Excluding JVs and associates </div>   </td><td colspan=\"6\" rowspan=\"1\" style=\"text-align: center;\">  <div class=\"t s3_278\" id=\"t6v_278\" style=\"left:609px;bottom:1044px;letter-spacing:0.06px;display:inline;\">Including JVs and associates </div>   </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s3_278\" id=\"t6x_278\" style=\"left:252px;bottom:1026px;letter-spacing:0.07px;display:inline;\">Assets </div> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s3_278\" id=\"t6y_278\" style=\"left:347px;bottom:1026px;letter-spacing:0.06px;display:inline;\">Liabilities </div> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s3_278\" id=\"t6z_278\" style=\"left:426px;bottom:1026px;letter-spacing:0.06px;display:inline;\">Net liabilities (assets) </div> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s3_278\" id=\"t70_278\" style=\"left:559px;bottom:1026px;letter-spacing:0.07px;display:inline;\">Assets </div> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s3_278\" id=\"t71_278\" style=\"left:654px;bottom:1026px;letter-spacing:0.06px;display:inline;\">Liabilities </div> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s3_278\" id=\"t72_278\" style=\"left:733px;bottom:1026px;letter-spacing:0.06px;display:inline;\">Net liabilities (assets) </div> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_278\" id=\"t73_278\" style=\"left:223px;bottom:1009px;letter-spacing:0.07px;display:inline;\">Insurance </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_278\" id=\"t74_278\" style=\"left:302px;bottom:1009px;letter-spacing:0.07px;display:inline;\">RI </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_278\" id=\"t75_278\" style=\"left:323px;bottom:1009px;letter-spacing:0.07px;display:inline;\">Insurance </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_278\" id=\"t76_278\" style=\"left:402px;bottom:1009px;letter-spacing:0.07px;display:inline;\">RI </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_278\" id=\"t77_278\" style=\"left:424px;bottom:1009px;letter-spacing:0.07px;display:inline;\">Insurance </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_278\" id=\"t78_278\" style=\"left:503px;bottom:1009px;letter-spacing:0.07px;display:inline;\">RI </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_278\" id=\"t79_278\" style=\"left:530px;bottom:1009px;letter-spacing:0.07px;display:inline;\">Insurance </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_278\" id=\"t7a_278\" style=\"left:609px;bottom:1009px;letter-spacing:0.07px;display:inline;\">RI </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_278\" id=\"t7b_278\" style=\"left:630px;bottom:1009px;letter-spacing:0.07px;display:inline;\">Insurance </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_278\" id=\"t7c_278\" style=\"left:709px;bottom:1009px;letter-spacing:0.07px;display:inline;\">RI </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_278\" id=\"t7d_278\" style=\"left:731px;bottom:1009px;letter-spacing:0.07px;display:inline;\">Insurance </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_278\" id=\"t7e_278\" style=\"left:810px;bottom:1009px;letter-spacing:0.07px;display:inline;\">RI </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_278\" id=\"t7f_278\" style=\"left:247px;bottom:992px;letter-spacing:0.11px;display:inline;\">$m </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_278\" id=\"t7g_278\" style=\"left:297px;bottom:992px;letter-spacing:0.11px;display:inline;\">$m </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_278\" id=\"t7h_278\" style=\"left:348px;bottom:992px;letter-spacing:0.11px;display:inline;\">$m </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_278\" id=\"t7i_278\" style=\"left:398px;bottom:992px;letter-spacing:0.11px;display:inline;\">$m </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_278\" id=\"t7j_278\" style=\"left:448px;bottom:992px;letter-spacing:0.11px;display:inline;\">$m </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_278\" id=\"t7k_278\" style=\"left:499px;bottom:992px;letter-spacing:0.11px;display:inline;\">$m </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_278\" id=\"t7l_278\" style=\"left:554px;bottom:992px;letter-spacing:0.11px;display:inline;\">$m </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_278\" id=\"t7m_278\" style=\"left:604px;bottom:992px;letter-spacing:0.11px;display:inline;\">$m </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_278\" id=\"t7n_278\" style=\"left:655px;bottom:992px;letter-spacing:0.11px;display:inline;\">$m </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_278\" id=\"t7o_278\" style=\"left:705px;bottom:992px;letter-spacing:0.11px;display:inline;\">$m </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_278\" id=\"t7p_278\" style=\"left:756px;bottom:992px;letter-spacing:0.11px;display:inline;\">$m </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_278\" id=\"t7q_278\" style=\"left:806px;bottom:992px;letter-spacing:0.11px;display:inline;\">$m </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_278\" id=\"t6_278\" style=\"left:435px;bottom:975px;letter-spacing:0.06px;display:inline;\">note (ii) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_278\" id=\"t7_278\" style=\"left:742px;bottom:975px;letter-spacing:0.06px;display:inline;\">note (ii) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_278\" id=\"t8_278\" style=\"left:69px;bottom:957px;letter-spacing:-0.14px;display:inline;\">As at 31 Dec 2023 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled tcs-selected emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t9_278\" style=\"left:69px;bottom:942px;letter-spacing:-0.12px;display:inline;\">Best estimate liabilities (BEL) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_278\" id=\"ta_278\" style=\"left:232px;bottom:942px;letter-spacing:-0.13px;display:inline;\">3,952 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_278\" id=\"tb_278\" style=\"left:283px;bottom:942px;letter-spacing:-0.15px;word-spacing:3.48px;display:inline;\">1,175  120,115 </div></td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_278\" id=\"tc_278\" style=\"left:384px;bottom:942px;letter-spacing:-0.15px;word-spacing:3.48px;display:inline;\">1,182  116,163 </div></td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_278\" id=\"td_278\" style=\"left:505px;bottom:942px;display:inline;\">7 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_278\" id=\"te_278\" style=\"left:539px;bottom:942px;letter-spacing:-0.13px;display:inline;\">3,998 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_278\" id=\"tf_278\" style=\"left:590px;bottom:942px;letter-spacing:-0.15px;word-spacing:3.48px;display:inline;\">1,315  139,673 </div></td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_278\" id=\"tg_278\" style=\"left:691px;bottom:942px;letter-spacing:-0.15px;word-spacing:3.48px;display:inline;\">1,222  135,675 </div></td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_278\" id=\"th_278\" style=\"left:802px;bottom:942px;letter-spacing:-0.11px;display:inline;\">(93) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"ti_278\" style=\"left:69px;bottom:928px;letter-spacing:-0.13px;display:inline;\">Risk adjustment for non- </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"tj_278\" style=\"left:69px;bottom:915px;letter-spacing:-0.11px;display:inline;\">financial risk (RA) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_278\" id=\"tk_278\" style=\"left:237px;bottom:915px;letter-spacing:-0.12px;display:inline;\">(631) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_278\" id=\"tl_278\" style=\"left:293px;bottom:915px;letter-spacing:-0.11px;display:inline;\">(84) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_278\" id=\"tm_278\" style=\"left:333px;bottom:915px;letter-spacing:-0.13px;display:inline;\">1,713 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_278\" id=\"tn_278\" style=\"left:394px;bottom:915px;letter-spacing:-0.11px;display:inline;\">(21) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_278\" id=\"to_278\" style=\"left:434px;bottom:915px;letter-spacing:-0.13px;display:inline;\">2,344 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_278\" id=\"tp_278\" style=\"left:499px;bottom:915px;letter-spacing:-0.11px;display:inline;\">63 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_278\" id=\"tq_278\" style=\"left:544px;bottom:915px;letter-spacing:-0.12px;display:inline;\">(630) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_278\" id=\"tr_278\" style=\"left:601px;bottom:915px;letter-spacing:-0.11px;display:inline;\">(67) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_278\" id=\"ts_278\" style=\"left:640px;bottom:915px;letter-spacing:-0.13px;display:inline;\">1,969 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_278\" id=\"tt_278\" style=\"left:701px;bottom:915px;letter-spacing:-0.11px;display:inline;\">(24) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_278\" id=\"tu_278\" style=\"left:741px;bottom:915px;letter-spacing:-0.13px;display:inline;\">2,599 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_278\" id=\"tv_278\" style=\"left:806px;bottom:915px;letter-spacing:-0.11px;display:inline;\">43 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"tw_278\" style=\"left:69px;bottom:900px;letter-spacing:-0.12px;display:inline;\">Contractual service margin </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"tx_278\" style=\"left:69px;bottom:887px;letter-spacing:-0.16px;display:inline;\">(CSM) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_278\" id=\"ty_278\" style=\"left:229px;bottom:887px;letter-spacing:-0.12px;display:inline;\">(2,173) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_278\" id=\"tz_278\" style=\"left:283px;bottom:887px;letter-spacing:-0.13px;display:inline;\">1,335 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_278\" id=\"t10_278\" style=\"left:327px;bottom:887px;letter-spacing:-0.13px;display:inline;\">18,011 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_278\" id=\"t11_278\" style=\"left:394px;bottom:887px;letter-spacing:-0.11px;display:inline;\">(10) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_278\" id=\"t12_278\" style=\"left:428px;bottom:887px;letter-spacing:-0.13px;display:inline;\">20,184 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_278\" id=\"t13_278\" style=\"left:481px;bottom:887px;letter-spacing:-0.12px;display:inline;\">(1,345) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_278\" id=\"t14_278\" style=\"left:536px;bottom:887px;letter-spacing:-0.12px;display:inline;\">(2,176) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_278\" id=\"t15_278\" style=\"left:590px;bottom:887px;letter-spacing:-0.13px;display:inline;\">1,321 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_278\" id=\"t16_278\" style=\"left:634px;bottom:887px;letter-spacing:-0.13px;display:inline;\">20,176 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_278\" id=\"t17_278\" style=\"left:701px;bottom:887px;letter-spacing:-0.11px;display:inline;\">(19) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_278\" id=\"t18_278\" style=\"left:735px;bottom:887px;letter-spacing:-0.13px;display:inline;\">22,352 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_278\" id=\"t19_278\" style=\"left:788px;bottom:887px;letter-spacing:-0.12px;display:inline;\">(1,340) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t1a_278\" style=\"left:69px;bottom:873px;letter-spacing:-0.13px;display:inline;\">Insurance contract balances </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_278\" id=\"t1b_278\" style=\"left:232px;bottom:873px;letter-spacing:-0.13px;display:inline;\">1,148 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_278\" id=\"t1c_278\" style=\"left:283px;bottom:873px;letter-spacing:-0.15px;word-spacing:3.48px;display:inline;\">2,426  139,839 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_278\" id=\"t1d_278\" style=\"left:383px;bottom:873px;letter-spacing:-0.15px;word-spacing:3.48px;display:inline;\">1,151  138,691 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_278\" id=\"t1e_278\" style=\"left:481px;bottom:873px;letter-spacing:-0.12px;display:inline;\">(1,275) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_278\" id=\"t1f_278\" style=\"left:539px;bottom:873px;letter-spacing:-0.13px;display:inline;\">1,192 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_278\" id=\"t1g_278\" style=\"left:590px;bottom:873px;letter-spacing:-0.15px;word-spacing:3.48px;display:inline;\">2,569  161,818 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_278\" id=\"t1h_278\" style=\"left:691px;bottom:873px;letter-spacing:-0.15px;word-spacing:3.48px;display:inline;\">1,179  160,626 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_278\" id=\"t1i_278\" style=\"left:788px;bottom:873px;letter-spacing:-0.12px;display:inline;\">(1,390) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t1j_278\" style=\"left:69px;bottom:854px;letter-spacing:-0.12px;display:inline;\">Assets for insurance acquisition </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t1k_278\" style=\"left:69px;bottom:842px;letter-spacing:-0.13px;display:inline;\">cash flows </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_278\" id=\"t1l_278\" style=\"left:246px;bottom:842px;letter-spacing:-0.11px;display:inline;\">32 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_278\" id=\"t1m_278\" style=\"left:303px;bottom:842px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_278\" id=\"t1n_278\" style=\"left:353px;bottom:842px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_278\" id=\"t1o_278\" style=\"left:404px;bottom:842px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_278\" id=\"t1p_278\" style=\"left:445px;bottom:842px;letter-spacing:-0.11px;display:inline;\">(31) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_278\" id=\"t1q_278\" style=\"left:505px;bottom:842px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_278\" id=\"t1r_278\" style=\"left:554px;bottom:842px;letter-spacing:-0.11px;display:inline;\">32 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_278\" id=\"t1s_278\" style=\"left:611px;bottom:842px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_278\" id=\"t1t_278\" style=\"left:660px;bottom:842px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_278\" id=\"t1u_278\" style=\"left:711px;bottom:842px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_278\" id=\"t1v_278\" style=\"left:752px;bottom:842px;letter-spacing:-0.11px;display:inline;\">(31) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_278\" id=\"t1w_278\" style=\"left:812px;bottom:842px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t1x_278\" style=\"left:69px;bottom:823px;letter-spacing:-0.13px;display:inline;\">Insurance and reinsurance </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t1y_278\" style=\"left:69px;bottom:811px;letter-spacing:-0.11px;display:inline;\">contract (assets) liabilities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_278\" id=\"t1z_278\" style=\"left:232px;bottom:811px;letter-spacing:-0.13px;display:inline;\">1,180 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_278\" id=\"t20_278\" style=\"left:283px;bottom:811px;letter-spacing:-0.15px;word-spacing:3.48px;display:inline;\">2,426  139,840 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_278\" id=\"t21_278\" style=\"left:383px;bottom:811px;letter-spacing:-0.15px;word-spacing:3.48px;display:inline;\">1,151  138,660 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_278\" id=\"t22_278\" style=\"left:481px;bottom:811px;letter-spacing:-0.12px;display:inline;\">(1,275) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_278\" id=\"t23_278\" style=\"left:539px;bottom:811px;letter-spacing:-0.13px;display:inline;\">1,224 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_278\" id=\"t24_278\" style=\"left:590px;bottom:811px;letter-spacing:-0.15px;word-spacing:3.48px;display:inline;\">2,569  161,819 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_278\" id=\"t25_278\" style=\"left:690px;bottom:811px;letter-spacing:-0.15px;word-spacing:3.48px;display:inline;\">1,179  160,595 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_278\" id=\"t26_278\" style=\"left:788px;bottom:811px;letter-spacing:-0.12px;display:inline;\">(1,390) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_278\" id=\"t27_278\" style=\"left:69px;bottom:781px;letter-spacing:-0.14px;display:inline;\">As at 31 Dec 2022 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t28_278\" style=\"left:69px;bottom:766px;letter-spacing:-0.12px;display:inline;\">Best estimate liabilities (BEL) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t29_278\" style=\"left:233px;bottom:766px;letter-spacing:-0.12px;display:inline;\">3,540 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t2a_278\" style=\"left:291px;bottom:766px;letter-spacing:-0.12px;display:inline;\">508 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t2b_278\" style=\"left:322px;bottom:766px;letter-spacing:-0.13px;display:inline;\">107,582 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t2c_278\" style=\"left:384px;bottom:766px;letter-spacing:-0.12px;display:inline;\">1,162 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t2d_278\" style=\"left:423px;bottom:766px;letter-spacing:-0.13px;display:inline;\">104,042 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t2e_278\" style=\"left:493px;bottom:766px;letter-spacing:-0.12px;display:inline;\">654 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t2f_278\" style=\"left:540px;bottom:766px;letter-spacing:-0.12px;display:inline;\">3,562 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t2g_278\" style=\"left:599px;bottom:766px;letter-spacing:-0.12px;display:inline;\">652 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t2h_278\" style=\"left:630px;bottom:766px;letter-spacing:-0.13px;display:inline;\">124,297 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t2i_278\" style=\"left:692px;bottom:766px;letter-spacing:-0.12px;display:inline;\">1,193 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t2j_278\" style=\"left:730px;bottom:766px;letter-spacing:-0.13px;display:inline;\">120,735 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t2k_278\" style=\"left:800px;bottom:766px;letter-spacing:-0.12px;display:inline;\">541 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t2l_278\" style=\"left:69px;bottom:748px;letter-spacing:-0.13px;display:inline;\">Risk adjustment for non- </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t2m_278\" style=\"left:69px;bottom:735px;letter-spacing:-0.11px;display:inline;\">financial risk (RA) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t2n_278\" style=\"left:238px;bottom:735px;letter-spacing:-0.12px;display:inline;\">(505) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t2o_278\" style=\"left:294px;bottom:735px;letter-spacing:-0.11px;display:inline;\">(39) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t2p_278\" style=\"left:334px;bottom:735px;letter-spacing:-0.12px;display:inline;\">1,418 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t2q_278\" style=\"left:395px;bottom:735px;letter-spacing:-0.11px;display:inline;\">(44) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t2r_278\" style=\"left:435px;bottom:735px;letter-spacing:-0.12px;display:inline;\">1,923 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t2s_278\" style=\"left:501px;bottom:735px;letter-spacing:-0.09px;display:inline;\">(5) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t2t_278\" style=\"left:545px;bottom:735px;letter-spacing:-0.12px;display:inline;\">(502) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t2u_278\" style=\"left:601px;bottom:735px;letter-spacing:-0.11px;display:inline;\">(21) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t2v_278\" style=\"left:641px;bottom:735px;letter-spacing:-0.12px;display:inline;\">1,662 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t2w_278\" style=\"left:702px;bottom:735px;letter-spacing:-0.11px;display:inline;\">(47) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t2x_278\" style=\"left:742px;bottom:735px;letter-spacing:-0.12px;display:inline;\">2,164 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t2y_278\" style=\"left:802px;bottom:735px;letter-spacing:-0.11px;display:inline;\">(26) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t2z_278\" style=\"left:69px;bottom:717px;letter-spacing:-0.12px;display:inline;\">Contractual service margin </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t30_278\" style=\"left:69px;bottom:704px;letter-spacing:-0.16px;display:inline;\">(CSM) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t31_278\" style=\"left:230px;bottom:704px;letter-spacing:-0.11px;display:inline;\">(1,929) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t32_278\" style=\"left:284px;bottom:704px;letter-spacing:-0.12px;display:inline;\">1,387 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t33_278\" style=\"left:328px;bottom:704px;letter-spacing:-0.13px;display:inline;\">17,239 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t34_278\" style=\"left:398px;bottom:704px;letter-spacing:-0.11px;display:inline;\">57 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t35_278\" style=\"left:429px;bottom:704px;letter-spacing:-0.13px;display:inline;\">19,168 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t36_278\" style=\"left:482px;bottom:704px;letter-spacing:-0.11px;display:inline;\">(1,330) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t37_278\" style=\"left:537px;bottom:704px;letter-spacing:-0.11px;display:inline;\">(1,921) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t38_278\" style=\"left:591px;bottom:704px;letter-spacing:-0.12px;display:inline;\">1,369 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t39_278\" style=\"left:635px;bottom:704px;letter-spacing:-0.13px;display:inline;\">19,383 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t3a_278\" style=\"left:705px;bottom:704px;letter-spacing:-0.11px;display:inline;\">54 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t3b_278\" style=\"left:736px;bottom:704px;letter-spacing:-0.13px;display:inline;\">21,304 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t3c_278\" style=\"left:789px;bottom:704px;letter-spacing:-0.11px;display:inline;\">(1,315) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t3d_278\" style=\"left:69px;bottom:687px;letter-spacing:-0.13px;display:inline;\">Insurance contract balances </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t3e_278\" style=\"left:233px;bottom:687px;letter-spacing:-0.12px;display:inline;\">1,106 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t3f_278\" style=\"left:284px;bottom:687px;letter-spacing:-0.12px;display:inline;\">1,856 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t3g_278\" style=\"left:322px;bottom:687px;letter-spacing:-0.13px;display:inline;\">126,239 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t3h_278\" style=\"left:384px;bottom:687px;letter-spacing:-0.12px;display:inline;\">1,175 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t3i_278\" style=\"left:423px;bottom:687px;letter-spacing:-0.13px;display:inline;\">125,133 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t3j_278\" style=\"left:490px;bottom:687px;letter-spacing:-0.12px;display:inline;\">(681) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t3k_278\" style=\"left:540px;bottom:687px;letter-spacing:-0.12px;display:inline;\">1,139 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t3l_278\" style=\"left:591px;bottom:687px;letter-spacing:-0.12px;display:inline;\">2,000 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t3m_278\" style=\"left:629px;bottom:687px;letter-spacing:-0.13px;display:inline;\">145,342 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t3n_278\" style=\"left:691px;bottom:687px;letter-spacing:-0.12px;display:inline;\">1,200 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t3o_278\" style=\"left:730px;bottom:687px;letter-spacing:-0.13px;display:inline;\">144,203 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t3p_278\" style=\"left:797px;bottom:687px;letter-spacing:-0.12px;display:inline;\">(800) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t3q_278\" style=\"left:69px;bottom:669px;letter-spacing:-0.12px;display:inline;\">Assets for insurance acquisition </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t3r_278\" style=\"left:69px;bottom:656px;letter-spacing:-0.13px;display:inline;\">cash flows </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t3s_278\" style=\"left:247px;bottom:656px;letter-spacing:-0.11px;display:inline;\">28 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t3t_278\" style=\"left:303px;bottom:656px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t3u_278\" style=\"left:353px;bottom:656px;display:inline;\">3 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t3v_278\" style=\"left:404px;bottom:656px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t3w_278\" style=\"left:445px;bottom:656px;letter-spacing:-0.11px;display:inline;\">(25) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t3x_278\" style=\"left:505px;bottom:656px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t3y_278\" style=\"left:554px;bottom:656px;letter-spacing:-0.11px;display:inline;\">28 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t3z_278\" style=\"left:610px;bottom:656px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t40_278\" style=\"left:660px;bottom:656px;display:inline;\">3 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t41_278\" style=\"left:711px;bottom:656px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t42_278\" style=\"left:752px;bottom:656px;letter-spacing:-0.11px;display:inline;\">(25) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t43_278\" style=\"left:812px;bottom:656px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t44_278\" style=\"left:69px;bottom:638px;letter-spacing:-0.13px;display:inline;\">Insurance and reinsurance </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t45_278\" style=\"left:69px;bottom:625px;letter-spacing:-0.11px;display:inline;\">contract (assets) liabilities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t46_278\" style=\"left:233px;bottom:625px;letter-spacing:-0.12px;display:inline;\">1,134 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t47_278\" style=\"left:283px;bottom:625px;letter-spacing:-0.12px;display:inline;\">1,856 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t48_278\" style=\"left:322px;bottom:625px;letter-spacing:-0.13px;display:inline;\">126,242 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t49_278\" style=\"left:384px;bottom:625px;letter-spacing:-0.12px;display:inline;\">1,175 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t4a_278\" style=\"left:423px;bottom:625px;letter-spacing:-0.13px;display:inline;\">125,108 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t4b_278\" style=\"left:490px;bottom:625px;letter-spacing:-0.12px;display:inline;\">(681) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t4c_278\" style=\"left:540px;bottom:625px;letter-spacing:-0.12px;display:inline;\">1,167 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t4d_278\" style=\"left:591px;bottom:625px;letter-spacing:-0.12px;display:inline;\">2,000 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t4e_278\" style=\"left:629px;bottom:625px;letter-spacing:-0.13px;display:inline;\">145,345 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t4f_278\" style=\"left:691px;bottom:625px;letter-spacing:-0.12px;display:inline;\">1,200 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t4g_278\" style=\"left:730px;bottom:625px;letter-spacing:-0.13px;display:inline;\">144,178 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t4h_278\" style=\"left:797px;bottom:625px;letter-spacing:-0.12px;display:inline;\">(800) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_278\" id=\"t4i_278\" style=\"left:69px;bottom:592px;letter-spacing:-0.13px;display:inline;\">As at 1 Jan 2022 (transition </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_278\" id=\"t4j_278\" style=\"left:69px;bottom:579px;letter-spacing:-0.15px;display:inline;\">date) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t4k_278\" style=\"left:69px;bottom:562px;letter-spacing:-0.12px;display:inline;\">Best estimate liabilities (BEL) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t4l_278\" style=\"left:233px;bottom:562px;letter-spacing:-0.12px;display:inline;\">3,818 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t4m_278\" style=\"left:283px;bottom:562px;letter-spacing:-0.12px;display:inline;\">1,752 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t4n_278\" style=\"left:322px;bottom:562px;letter-spacing:-0.13px;display:inline;\">126,438 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t4o_278\" style=\"left:384px;bottom:562px;letter-spacing:-0.12px;display:inline;\">1,474 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t4p_278\" style=\"left:423px;bottom:562px;letter-spacing:-0.13px;display:inline;\">122,620 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t4q_278\" style=\"left:489px;bottom:562px;letter-spacing:-0.12px;display:inline;\">(278) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t4r_278\" style=\"left:540px;bottom:562px;letter-spacing:-0.12px;display:inline;\">3,993 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t4s_278\" style=\"left:591px;bottom:562px;letter-spacing:-0.12px;display:inline;\">1,916 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t4t_278\" style=\"left:629px;bottom:562px;letter-spacing:-0.13px;display:inline;\">142,146 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t4u_278\" style=\"left:691px;bottom:562px;letter-spacing:-0.12px;display:inline;\">1,501 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t4v_278\" style=\"left:730px;bottom:562px;letter-spacing:-0.13px;display:inline;\">138,153 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t4w_278\" style=\"left:797px;bottom:562px;letter-spacing:-0.12px;display:inline;\">(415) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t4x_278\" style=\"left:69px;bottom:544px;letter-spacing:-0.13px;display:inline;\">Risk adjustment for non- </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t4y_278\" style=\"left:69px;bottom:531px;letter-spacing:-0.11px;display:inline;\">financial risk (RA) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t4z_278\" style=\"left:237px;bottom:531px;letter-spacing:-0.12px;display:inline;\">(547) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t50_278\" style=\"left:294px;bottom:531px;letter-spacing:-0.11px;display:inline;\">(15) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t51_278\" style=\"left:334px;bottom:531px;letter-spacing:-0.12px;display:inline;\">1,661 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t52_278\" style=\"left:394px;bottom:531px;letter-spacing:-0.11px;display:inline;\">(46) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t53_278\" style=\"left:435px;bottom:531px;letter-spacing:-0.12px;display:inline;\">2,208 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t54_278\" style=\"left:495px;bottom:531px;letter-spacing:-0.11px;display:inline;\">(31) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t55_278\" style=\"left:544px;bottom:531px;letter-spacing:-0.12px;display:inline;\">(575) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t56_278\" style=\"left:610px;bottom:531px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t57_278\" style=\"left:641px;bottom:531px;letter-spacing:-0.12px;display:inline;\">1,868 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t58_278\" style=\"left:701px;bottom:531px;letter-spacing:-0.11px;display:inline;\">(49) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t59_278\" style=\"left:742px;bottom:531px;letter-spacing:-0.12px;display:inline;\">2,443 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t5a_278\" style=\"left:802px;bottom:531px;letter-spacing:-0.11px;display:inline;\">(50) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t5b_278\" style=\"left:69px;bottom:513px;letter-spacing:-0.12px;display:inline;\">Contractual service margin </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t5c_278\" style=\"left:69px;bottom:500px;letter-spacing:-0.16px;display:inline;\">(CSM) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t5d_278\" style=\"left:230px;bottom:500px;letter-spacing:-0.11px;display:inline;\">(2,050) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t5e_278\" style=\"left:283px;bottom:500px;letter-spacing:-0.12px;display:inline;\">1,050 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t5f_278\" style=\"left:328px;bottom:500px;letter-spacing:-0.13px;display:inline;\">21,699 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t5g_278\" style=\"left:389px;bottom:500px;letter-spacing:-0.12px;display:inline;\">(174) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t5h_278\" style=\"left:429px;bottom:500px;letter-spacing:-0.13px;display:inline;\">23,749 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t5i_278\" style=\"left:482px;bottom:500px;letter-spacing:-0.11px;display:inline;\">(1,224) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t5j_278\" style=\"left:537px;bottom:500px;letter-spacing:-0.11px;display:inline;\">(2,161) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t5k_278\" style=\"left:590px;bottom:500px;letter-spacing:-0.12px;display:inline;\">1,023 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t5l_278\" style=\"left:635px;bottom:500px;letter-spacing:-0.13px;display:inline;\">23,787 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t5m_278\" style=\"left:696px;bottom:500px;letter-spacing:-0.12px;display:inline;\">(176) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t5n_278\" style=\"left:736px;bottom:500px;letter-spacing:-0.13px;display:inline;\">25,948 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t5o_278\" style=\"left:789px;bottom:500px;letter-spacing:-0.11px;display:inline;\">(1,199) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t5p_278\" style=\"left:68px;bottom:483px;letter-spacing:-0.13px;display:inline;\">Insurance contract balances </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t5q_278\" style=\"left:233px;bottom:483px;letter-spacing:-0.12px;display:inline;\">1,221 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t5r_278\" style=\"left:283px;bottom:483px;letter-spacing:-0.12px;display:inline;\">2,787 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t5s_278\" style=\"left:322px;bottom:483px;letter-spacing:-0.13px;display:inline;\">149,798 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t5t_278\" style=\"left:384px;bottom:483px;letter-spacing:-0.12px;display:inline;\">1,254 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t5u_278\" style=\"left:423px;bottom:483px;letter-spacing:-0.13px;display:inline;\">148,577 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t5v_278\" style=\"left:482px;bottom:483px;letter-spacing:-0.11px;display:inline;\">(1,533) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t5w_278\" style=\"left:540px;bottom:483px;letter-spacing:-0.12px;display:inline;\">1,257 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t5x_278\" style=\"left:590px;bottom:483px;letter-spacing:-0.12px;display:inline;\">2,940 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t5y_278\" style=\"left:629px;bottom:483px;letter-spacing:-0.13px;display:inline;\">167,801 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t5z_278\" style=\"left:691px;bottom:483px;letter-spacing:-0.12px;display:inline;\">1,276 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t60_278\" style=\"left:730px;bottom:483px;letter-spacing:-0.13px;display:inline;\">166,544 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t61_278\" style=\"left:789px;bottom:483px;letter-spacing:-0.11px;display:inline;\">(1,664) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t62_278\" style=\"left:68px;bottom:465px;letter-spacing:-0.12px;display:inline;\">Assets for insurance acquisition </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t63_278\" style=\"left:68px;bottom:452px;letter-spacing:-0.13px;display:inline;\">cash flows </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t64_278\" style=\"left:246px;bottom:452px;letter-spacing:-0.11px;display:inline;\">29 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t65_278\" style=\"left:303px;bottom:452px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t66_278\" style=\"left:354px;bottom:452px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t67_278\" style=\"left:404px;bottom:452px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t68_278\" style=\"left:445px;bottom:452px;letter-spacing:-0.11px;display:inline;\">(29) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t69_278\" style=\"left:505px;bottom:452px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t6a_278\" style=\"left:554px;bottom:452px;letter-spacing:-0.11px;display:inline;\">29 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t6b_278\" style=\"left:610px;bottom:452px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t6c_278\" style=\"left:661px;bottom:452px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t6d_278\" style=\"left:711px;bottom:452px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t6e_278\" style=\"left:752px;bottom:452px;letter-spacing:-0.11px;display:inline;\">(29) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t6f_278\" style=\"left:812px;bottom:452px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t6g_278\" style=\"left:68px;bottom:434px;letter-spacing:-0.13px;display:inline;\">Insurance and reinsurance </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t6h_278\" style=\"left:68px;bottom:421px;letter-spacing:-0.11px;display:inline;\">contract (assets) liabilities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t6i_278\" style=\"left:233px;bottom:421px;letter-spacing:-0.12px;display:inline;\">1,250 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t6j_278\" style=\"left:283px;bottom:421px;letter-spacing:-0.12px;display:inline;\">2,787 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t6k_278\" style=\"left:322px;bottom:421px;letter-spacing:-0.13px;display:inline;\">149,798 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t6l_278\" style=\"left:384px;bottom:421px;letter-spacing:-0.12px;display:inline;\">1,254 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t6m_278\" style=\"left:423px;bottom:421px;letter-spacing:-0.13px;display:inline;\">148,548 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t6n_278\" style=\"left:481px;bottom:421px;letter-spacing:-0.11px;display:inline;\">(1,533) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t6o_278\" style=\"left:540px;bottom:421px;letter-spacing:-0.12px;display:inline;\">1,286 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t6p_278\" style=\"left:590px;bottom:421px;letter-spacing:-0.12px;display:inline;\">2,940 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t6q_278\" style=\"left:629px;bottom:421px;letter-spacing:-0.13px;display:inline;\">167,801 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t6r_278\" style=\"left:691px;bottom:421px;letter-spacing:-0.12px;display:inline;\">1,276 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t6s_278\" style=\"left:730px;bottom:421px;letter-spacing:-0.13px;display:inline;\">166,515 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t6t_278\" style=\"left:789px;bottom:421px;letter-spacing:-0.11px;display:inline;\">(1,664) </div></td></tr>\n                                        </table><div class=\"t s4_278\" id=\"t7r_278\" style=\"left:65px;bottom:388px;letter-spacing:-0.16px;display:inline;\">Notes </div><div class=\"t s5_278\" id=\"t7s_278\" style=\"left:65px;bottom:376px;letter-spacing:-0.09px;display:inline;\">(i) </div><div class=\"t s5_278\" id=\"t7t_278\" style=\"left:82px;bottom:376px;letter-spacing:-0.13px;display:inline;\">The Group\u2019s investments in JVs and associates are accounted for on an equity method and the Group\u2019s share of insurance and reinsurance contract liabilities and assets as </div><div class=\"t s5_278\" id=\"t7u_278\" style=\"left:82px;bottom:365px;letter-spacing:-0.12px;display:inline;\">shown above relate to the life business of CPL, India and Takaful business in Malaysia. </div><div class=\"t s5_278\" id=\"t7v_278\" style=\"left:65px;bottom:353px;letter-spacing:-0.08px;display:inline;\">(ii) </div><div class=\"t s5_278\" id=\"t7w_278\" style=\"left:82px;bottom:353px;letter-spacing:-0.13px;display:inline;\">At 31 December 2023 and 2022 the Group\u2019s exposure to credit risk arising from insurance contracts issued is not material to the Group as premiums receivable from an </div><div class=\"t s5_278\" id=\"t7x_278\" style=\"left:82px;bottom:341px;letter-spacing:-0.12px;display:inline;\">individual party (policyholders and intermediaries) is not material to the Group. </div><div class=\"t s1_278\" id=\"t7y_278\" style=\"left:65px;bottom:312px;letter-spacing:0.11px;display:inline;\">(b) </div><div class=\"t s1_278\" id=\"t7z_278\" style=\"left:91px;bottom:312px;letter-spacing:0.13px;display:inline;\">Adjusted shareholders\u2019 equity </div><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"3\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s7_278\" id=\"t80_278\" style=\"left:317px;bottom:295px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">31 Dec 2023 $m </div> </td><td colspan=\"3\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s3_278\" id=\"t81_278\" style=\"left:505px;bottom:295px;letter-spacing:0.08px;display:inline;\">31 Dec 2022 $m </div> </td><td colspan=\"3\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s3_278\" id=\"t82_278\" style=\"left:663px;bottom:295px;letter-spacing:0.07px;display:inline;\">1 Jan 2022 (transition date) $m </div>  </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_278\" id=\"t87_278\" style=\"left:343px;bottom:279px;letter-spacing:0.07px;display:inline;\">Group\u2019s </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_278\" id=\"t83_278\" style=\"left:279px;bottom:269px;letter-spacing:0.07px;display:inline;\">Balances </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_278\" id=\"t88_278\" style=\"left:353px;bottom:269px;letter-spacing:0.06px;display:inline;\">share </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_278\" id=\"t8c_278\" style=\"left:414px;bottom:269px;letter-spacing:0.06px;display:inline;\">Total </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_278\" id=\"t8g_278\" style=\"left:468px;bottom:272px;letter-spacing:0.07px;display:inline;\">Balances </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_278\" id=\"t8k_278\" style=\"left:510px;bottom:272px;letter-spacing:0.06px;word-spacing:0.01px;display:inline;\">Group\u2019s share </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_278\" id=\"t8o_278\" style=\"left:603px;bottom:272px;letter-spacing:0.06px;display:inline;\">Total </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_278\" id=\"t8s_278\" style=\"left:655px;bottom:272px;letter-spacing:0.07px;display:inline;\">Balances </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_278\" id=\"t8w_278\" style=\"left:697px;bottom:272px;letter-spacing:0.06px;word-spacing:0.01px;display:inline;\">Group\u2019s share </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_278\" id=\"t90_278\" style=\"left:790px;bottom:272px;letter-spacing:0.06px;display:inline;\">Total </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_278\" id=\"t84_278\" style=\"left:276px;bottom:259px;letter-spacing:0.07px;display:inline;\">excluding </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_278\" id=\"t89_278\" style=\"left:333px;bottom:259px;letter-spacing:0.06px;word-spacing:0.01px;display:inline;\">relating to </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_278\" id=\"t8d_278\" style=\"left:399px;bottom:259px;letter-spacing:0.07px;display:inline;\">including </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_278\" id=\"t8h_278\" style=\"left:466px;bottom:261px;letter-spacing:0.07px;display:inline;\">excluding </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_278\" id=\"t8l_278\" style=\"left:524px;bottom:261px;letter-spacing:0.06px;display:inline;\">relating to </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_278\" id=\"t8p_278\" style=\"left:589px;bottom:261px;letter-spacing:0.06px;display:inline;\">including </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_278\" id=\"t8t_278\" style=\"left:652px;bottom:261px;letter-spacing:0.07px;display:inline;\">excluding </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_278\" id=\"t8x_278\" style=\"left:710px;bottom:261px;letter-spacing:0.06px;display:inline;\">relating to </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_278\" id=\"t91_278\" style=\"left:776px;bottom:261px;letter-spacing:0.06px;display:inline;\">including </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_278\" id=\"t85_278\" style=\"left:283px;bottom:249px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">JVs and </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_278\" id=\"t8a_278\" style=\"left:344px;bottom:249px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">JVs and </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_278\" id=\"t8e_278\" style=\"left:405px;bottom:249px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">JVs and </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_278\" id=\"t8i_278\" style=\"left:473px;bottom:250px;letter-spacing:0.06px;word-spacing:0.01px;display:inline;\">JVs and </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_278\" id=\"t8m_278\" style=\"left:533px;bottom:250px;letter-spacing:0.06px;word-spacing:0.01px;display:inline;\">JVs and </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_278\" id=\"t8q_278\" style=\"left:594px;bottom:250px;letter-spacing:0.06px;word-spacing:0.01px;display:inline;\">JVs and </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_278\" id=\"t8u_278\" style=\"left:659px;bottom:250px;letter-spacing:0.06px;word-spacing:0.01px;display:inline;\">JVs and </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_278\" id=\"t8y_278\" style=\"left:720px;bottom:250px;letter-spacing:0.06px;word-spacing:0.01px;display:inline;\">JVs and </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_278\" id=\"t92_278\" style=\"left:781px;bottom:250px;letter-spacing:0.06px;word-spacing:0.01px;display:inline;\">JVs and </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_278\" id=\"t86_278\" style=\"left:273px;bottom:239px;letter-spacing:0.07px;display:inline;\">associates </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_278\" id=\"t8b_278\" style=\"left:334px;bottom:239px;letter-spacing:0.07px;display:inline;\">associates </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_278\" id=\"t8f_278\" style=\"left:394px;bottom:239px;letter-spacing:0.07px;display:inline;\">associates </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_278\" id=\"t8j_278\" style=\"left:463px;bottom:239px;letter-spacing:0.07px;display:inline;\">associates </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_278\" id=\"t8n_278\" style=\"left:524px;bottom:239px;letter-spacing:0.07px;display:inline;\">associates </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_278\" id=\"t8r_278\" style=\"left:584px;bottom:239px;letter-spacing:0.07px;display:inline;\">associates </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_278\" id=\"t8v_278\" style=\"left:650px;bottom:239px;letter-spacing:0.07px;display:inline;\">associates </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_278\" id=\"t8z_278\" style=\"left:711px;bottom:239px;letter-spacing:0.07px;display:inline;\">associates </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_278\" id=\"t93_278\" style=\"left:771px;bottom:239px;letter-spacing:0.07px;display:inline;\">associates </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_278\" id=\"t94_278\" style=\"left:69px;bottom:218px;letter-spacing:-0.01px;display:inline;\">Shareholders\u2019 equity </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_278\" id=\"t95_278\" style=\"left:274px;bottom:218px;letter-spacing:-0.02px;display:inline;\">15,883 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_278\" id=\"t96_278\" style=\"left:342px;bottom:218px;letter-spacing:-0.02px;display:inline;\">1,940 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_278\" id=\"t97_278\" style=\"left:395px;bottom:218px;letter-spacing:-0.02px;display:inline;\">17,823 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_278\" id=\"t98_278\" style=\"left:462px;bottom:218px;letter-spacing:-0.01px;display:inline;\">14,472 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_278\" id=\"t99_278\" style=\"left:530px;bottom:218px;letter-spacing:-0.01px;display:inline;\">2,259 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_278\" id=\"t9a_278\" style=\"left:584px;bottom:218px;letter-spacing:-0.01px;display:inline;\">16,731 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_278\" id=\"t9b_278\" style=\"left:649px;bottom:218px;letter-spacing:-0.01px;display:inline;\">16,238 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_278\" id=\"t9c_278\" style=\"left:717px;bottom:218px;letter-spacing:-0.01px;display:inline;\">2,698 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_278\" id=\"t9d_278\" style=\"left:770px;bottom:218px;letter-spacing:-0.01px;display:inline;\">18,936 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_278\" id=\"t9e_278\" style=\"left:69px;bottom:199px;letter-spacing:-0.01px;display:inline;\">CSM, net of reinsurance </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_278\" id=\"t9f_278\" style=\"left:274px;bottom:199px;letter-spacing:-0.02px;display:inline;\">18,839 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_278\" id=\"t9g_278\" style=\"left:342px;bottom:199px;letter-spacing:-0.02px;display:inline;\">2,173 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_278\" id=\"t9h_278\" style=\"left:395px;bottom:199px;letter-spacing:-0.02px;display:inline;\">21,012 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_278\" id=\"t9i_278\" style=\"left:462px;bottom:199px;letter-spacing:-0.01px;display:inline;\">17,838 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_278\" id=\"t9j_278\" style=\"left:530px;bottom:199px;letter-spacing:-0.01px;display:inline;\">2,151 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_278\" id=\"t9k_278\" style=\"left:583px;bottom:199px;letter-spacing:-0.01px;display:inline;\">19,989 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_278\" id=\"t9l_278\" style=\"left:649px;bottom:199px;letter-spacing:-0.01px;display:inline;\">22,525 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_278\" id=\"t9m_278\" style=\"left:717px;bottom:199px;letter-spacing:-0.01px;display:inline;\">2,224 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_278\" id=\"t9n_278\" style=\"left:770px;bottom:199px;letter-spacing:-0.01px;display:inline;\">24,749 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_278\" id=\"t9o_278\" style=\"left:69px;bottom:180px;letter-spacing:-0.01px;display:inline;\">Remove: CSM asset attaching to </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_278\" id=\"t9p_278\" style=\"left:82px;bottom:164px;letter-spacing:-0.01px;display:inline;\">reinsurance contracts wholly </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_278\" id=\"t9q_278\" style=\"left:82px;bottom:149px;letter-spacing:-0.01px;display:inline;\">attributable to policyholders </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_278\" id=\"t9r_278\" style=\"left:281px;bottom:149px;letter-spacing:-0.02px;display:inline;\">1,367 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_278\" id=\"t9s_278\" style=\"left:367px;bottom:149px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_278\" id=\"t9t_278\" style=\"left:402px;bottom:149px;letter-spacing:-0.02px;display:inline;\">1,367 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_278\" id=\"t9u_278\" style=\"left:469px;bottom:149px;letter-spacing:-0.01px;display:inline;\">1,295 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_278\" id=\"t9v_278\" style=\"left:554px;bottom:149px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_278\" id=\"t9w_278\" style=\"left:590px;bottom:149px;letter-spacing:-0.01px;display:inline;\">1,295 </div></td><td class=\"tcs-selection-enabled tcs-selected\" colspan=\"1\" rowspan=\"1\"><div class=\"t s2_278\" id=\"t9x_278\" style=\"left:656px;bottom:149px;letter-spacing:-0.01px;display:inline;\">1,144 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_278\" id=\"t9y_278\" style=\"left:741px;bottom:149px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_278\" id=\"t9z_278\" style=\"left:777px;bottom:149px;letter-spacing:-0.01px;display:inline;\">1,144 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_278\" id=\"ta0_278\" style=\"left:69px;bottom:129px;letter-spacing:-0.01px;display:inline;\">Less: Related tax adjustments </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_278\" id=\"ta1_278\" style=\"left:277px;bottom:129px;letter-spacing:-0.02px;display:inline;\">(2,347) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_278\" id=\"ta2_278\" style=\"left:347px;bottom:129px;letter-spacing:-0.02px;display:inline;\">(509) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_278\" id=\"ta3_278\" style=\"left:398px;bottom:129px;letter-spacing:-0.02px;display:inline;\">(2,856) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_278\" id=\"ta4_278\" style=\"left:465px;bottom:129px;letter-spacing:-0.01px;display:inline;\">(2,295) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_278\" id=\"ta5_278\" style=\"left:535px;bottom:129px;letter-spacing:-0.01px;display:inline;\">(509) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_278\" id=\"ta6_278\" style=\"left:586px;bottom:129px;letter-spacing:-0.01px;display:inline;\">(2,804) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_278\" id=\"ta7_278\" style=\"left:652px;bottom:129px;letter-spacing:-0.01px;display:inline;\">(2,531) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_278\" id=\"ta8_278\" style=\"left:722px;bottom:129px;letter-spacing:-0.01px;display:inline;\">(527) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_278\" id=\"ta9_278\" style=\"left:773px;bottom:129px;letter-spacing:-0.01px;display:inline;\">(3,058) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_278\" id=\"taa_278\" style=\"left:69px;bottom:110px;letter-spacing:-0.01px;display:inline;\">Adjusted shareholders\u2019 equity </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_278\" id=\"tab_278\" style=\"left:273px;bottom:110px;letter-spacing:-0.02px;display:inline;\">33,742 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_278\" id=\"tac_278\" style=\"left:341px;bottom:110px;letter-spacing:-0.02px;display:inline;\">3,604 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_278\" id=\"tad_278\" style=\"left:395px;bottom:110px;letter-spacing:-0.02px;display:inline;\">37,346 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_278\" id=\"tae_278\" style=\"left:462px;bottom:110px;letter-spacing:-0.01px;display:inline;\">31,310 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_278\" id=\"taf_278\" style=\"left:530px;bottom:110px;letter-spacing:-0.01px;display:inline;\">3,901 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_278\" id=\"tag_278\" style=\"left:583px;bottom:110px;letter-spacing:-0.01px;display:inline;\">35,211 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_278\" id=\"tah_278\" style=\"left:649px;bottom:110px;letter-spacing:-0.01px;display:inline;\">37,376 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_278\" id=\"tai_278\" style=\"left:716px;bottom:110px;letter-spacing:-0.01px;display:inline;\">4,395 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_278\" id=\"taj_278\" style=\"left:770px;bottom:110px;letter-spacing:-0.01px;display:inline;\">41,771 </div></td></tr>\n                                        </table><div></div><div class=\"t s0_279\" id=\"t1_279\" style=\"left:87px;bottom:1116px;letter-spacing:0.12px;display:inline;\">C3.2 Analysis of movements in insurance and reinsurance contract balances (excluding JVs and associates) </div><div class=\"t s1_279\" id=\"t2_279\" style=\"left:87px;bottom:1099px;letter-spacing:-0.1px;display:inline;\">(a) </div><div class=\"t s1_279\" id=\"t3_279\" style=\"left:113px;bottom:1099px;letter-spacing:-0.12px;display:inline;\">Analysis of movements in insurance and reinsurance contract balances by measurement component </div><div class=\"t s2_279\" id=\"t4_279\" style=\"left:87px;bottom:1084px;letter-spacing:-0.01px;display:inline;\">An analysis of movements in insurance and reinsurance contract balances by measurement component and excluding the Group\u2019s share of </div><div class=\"t s2_279\" id=\"t5_279\" style=\"left:87px;bottom:1068px;letter-spacing:-0.01px;display:inline;\">insurance and reinsurance contract liabilities and assets relate to the life JVs and associates is set out below: </div><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"8\" rowspan=\"1\" style=\"text-align: center;\">   <div class=\"t s3_279\" id=\"t6_279\" style=\"left:559px;bottom:1039px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">Excluding JVs and associates </div>    </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"8\" rowspan=\"1\" style=\"text-align: center;\">   <div class=\"t s3_279\" id=\"t7_279\" style=\"left:599px;bottom:1022px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">2023 $m </div>    </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"4\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s3_279\" id=\"t8_279\" style=\"left:483px;bottom:1005px;letter-spacing:0.07px;display:inline;\">Insurance </div>  </td><td colspan=\"4\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s3_279\" id=\"t9_279\" style=\"left:707px;bottom:1005px;letter-spacing:0.07px;display:inline;\">Reinsurance </div>  </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_279\" id=\"ta_279\" style=\"left:427px;bottom:988px;letter-spacing:0.08px;display:inline;\">BEL </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_279\" id=\"tb_279\" style=\"left:487px;bottom:988px;letter-spacing:0.1px;display:inline;\">RA </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_279\" id=\"tc_279\" style=\"left:536px;bottom:988px;letter-spacing:0.11px;display:inline;\">CSM </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_279\" id=\"td_279\" style=\"left:590px;bottom:988px;letter-spacing:0.07px;display:inline;\">Total </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_279\" id=\"te_279\" style=\"left:657px;bottom:988px;letter-spacing:0.08px;display:inline;\">BEL </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_279\" id=\"tf_279\" style=\"left:716px;bottom:988px;letter-spacing:0.1px;display:inline;\">RA </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_279\" id=\"tg_279\" style=\"left:765px;bottom:988px;letter-spacing:0.11px;display:inline;\">CSM </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_279\" id=\"th_279\" style=\"left:819px;bottom:988px;letter-spacing:0.07px;display:inline;\">Total </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_279\" id=\"ti_279\" style=\"left:526px;bottom:971px;letter-spacing:0.07px;display:inline;\">note (b) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_279\" id=\"tj_279\" style=\"left:755px;bottom:971px;letter-spacing:0.07px;display:inline;\">note (b) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_279\" id=\"tk_279\" style=\"left:91px;bottom:950px;letter-spacing:-0.01px;display:inline;\">Opening assets </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"tl_279\" style=\"left:405px;bottom:950px;letter-spacing:-0.02px;display:inline;\">(3,540) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"tm_279\" style=\"left:475px;bottom:950px;letter-spacing:-0.02px;display:inline;\">505 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"tn_279\" style=\"left:521px;bottom:950px;letter-spacing:-0.02px;word-spacing:6.87px;display:inline;\">1,929  (1,106) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"to_279\" style=\"left:644px;bottom:950px;letter-spacing:-0.02px;display:inline;\">(508) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"tp_279\" style=\"left:712px;bottom:950px;letter-spacing:-0.02px;word-spacing:5.82px;display:inline;\">39  (1,387)  (1,856) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_279\" id=\"tq_279\" style=\"left:91px;bottom:931px;letter-spacing:-0.01px;display:inline;\">Opening liabilities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"tr_279\" style=\"left:395px;bottom:931px;letter-spacing:-0.02px;display:inline;\">107,582 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"ts_279\" style=\"left:465px;bottom:931px;letter-spacing:-0.02px;word-spacing:3.54px;display:inline;\">1,418  17,239  126,239 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"tt_279\" style=\"left:638px;bottom:931px;letter-spacing:-0.02px;display:inline;\">1,162 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"tu_279\" style=\"left:708px;bottom:931px;letter-spacing:-0.02px;display:inline;\">(44) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"tv_279\" style=\"left:768px;bottom:931px;letter-spacing:-0.02px;display:inline;\">57 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"tw_279\" style=\"left:807px;bottom:931px;letter-spacing:-0.02px;display:inline;\">1,175 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"tx_279\" style=\"left:91px;bottom:911px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Net opening balance at 1 Jan </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"ty_279\" style=\"left:395px;bottom:911px;letter-spacing:-0.02px;display:inline;\">104,042 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"tz_279\" style=\"left:465px;bottom:911px;letter-spacing:-0.02px;word-spacing:3.54px;display:inline;\">1,923  19,168  125,133 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t10_279\" style=\"left:648px;bottom:911px;letter-spacing:-0.02px;display:inline;\">654 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t11_279\" style=\"left:715px;bottom:911px;letter-spacing:-0.02px;word-spacing:4.76px;display:inline;\">(5)  (1,330) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t12_279\" style=\"left:813px;bottom:911px;letter-spacing:-0.02px;display:inline;\">(681) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_279\" id=\"t13_279\" style=\"left:91px;bottom:892px;letter-spacing:-0.01px;display:inline;\">Changes that relate to future service </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_279\" id=\"t14_279\" style=\"left:91px;bottom:872px;letter-spacing:-0.01px;display:inline;\">Changes in estimates that adjust the CSM </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t15_279\" style=\"left:405px;bottom:872px;letter-spacing:-0.02px;display:inline;\">(1,181) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t16_279\" style=\"left:475px;bottom:872px;letter-spacing:-0.02px;display:inline;\">343 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t17_279\" style=\"left:532px;bottom:872px;letter-spacing:-0.02px;display:inline;\">838 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t18_279\" style=\"left:603px;bottom:872px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t19_279\" style=\"left:656px;bottom:872px;letter-spacing:-0.02px;display:inline;\">57 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t1a_279\" style=\"left:712px;bottom:872px;letter-spacing:-0.02px;display:inline;\">43 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t1b_279\" style=\"left:757px;bottom:872px;letter-spacing:-0.02px;display:inline;\">(100) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t1c_279\" style=\"left:832px;bottom:872px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_279\" id=\"t1d_279\" style=\"left:91px;bottom:852px;letter-spacing:-0.01px;display:inline;\">Changes in estimates that result in losses or reversal of </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_279\" id=\"t1e_279\" style=\"left:91px;bottom:837px;letter-spacing:-0.01px;display:inline;\">losses on onerous contracts </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t1f_279\" style=\"left:419px;bottom:837px;letter-spacing:-0.02px;display:inline;\">196 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t1g_279\" style=\"left:486px;bottom:837px;letter-spacing:-0.02px;display:inline;\">(6) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t1h_279\" style=\"left:547px;bottom:837px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t1i_279\" style=\"left:588px;bottom:837px;letter-spacing:-0.02px;display:inline;\">190 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t1j_279\" style=\"left:652px;bottom:837px;letter-spacing:-0.02px;display:inline;\">(98) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t1k_279\" style=\"left:720px;bottom:837px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t1l_279\" style=\"left:776px;bottom:837px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t1m_279\" style=\"left:820px;bottom:837px;letter-spacing:-0.02px;display:inline;\">(98) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_279\" id=\"t1n_279\" style=\"left:91px;bottom:817px;letter-spacing:-0.01px;display:inline;\">New contracts in the year </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t1o_279\" style=\"left:405px;bottom:817px;letter-spacing:-0.02px;display:inline;\">(2,461) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t1p_279\" style=\"left:475px;bottom:817px;letter-spacing:-0.02px;display:inline;\">295 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t1q_279\" style=\"left:522px;bottom:817px;letter-spacing:-0.02px;display:inline;\">2,173 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t1r_279\" style=\"left:602px;bottom:817px;display:inline;\">7 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t1s_279\" style=\"left:656px;bottom:817px;letter-spacing:-0.02px;display:inline;\">75 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t1t_279\" style=\"left:715px;bottom:817px;letter-spacing:-0.02px;display:inline;\">(5) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t1u_279\" style=\"left:764px;bottom:817px;letter-spacing:-0.02px;display:inline;\">(70) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t1v_279\" style=\"left:832px;bottom:817px;display:inline;\">\u2013 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t1w_279\" style=\"left:405px;bottom:798px;letter-spacing:-0.02px;display:inline;\">(3,446) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t1x_279\" style=\"left:476px;bottom:798px;letter-spacing:-0.02px;display:inline;\">632 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t1y_279\" style=\"left:522px;bottom:798px;letter-spacing:-0.02px;display:inline;\">3,011 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t1z_279\" style=\"left:588px;bottom:798px;letter-spacing:-0.02px;display:inline;\">197 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t20_279\" style=\"left:656px;bottom:798px;letter-spacing:-0.02px;display:inline;\">34 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t21_279\" style=\"left:712px;bottom:798px;letter-spacing:-0.02px;display:inline;\">38 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t22_279\" style=\"left:757px;bottom:798px;letter-spacing:-0.02px;display:inline;\">(170) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t23_279\" style=\"left:820px;bottom:798px;letter-spacing:-0.02px;display:inline;\">(98) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_279\" id=\"t24_279\" style=\"left:91px;bottom:778px;letter-spacing:-0.01px;display:inline;\">Changes that relate to current service </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_279\" id=\"t25_279\" style=\"left:104px;bottom:759px;letter-spacing:-0.01px;display:inline;\">Release of CSM to profit or loss </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t26_279\" style=\"left:435px;bottom:759px;display:inline;\">\u2013 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t27_279\" style=\"left:491px;bottom:759px;letter-spacing:-0.02px;word-spacing:5.81px;display:inline;\">\u2013  (2,193)  (2,193) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t28_279\" style=\"left:664px;bottom:759px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t29_279\" style=\"left:720px;bottom:759px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t2a_279\" style=\"left:761px;bottom:759px;letter-spacing:-0.02px;display:inline;\">203 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t2b_279\" style=\"left:817px;bottom:759px;letter-spacing:-0.02px;display:inline;\">203 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_279\" id=\"t2c_279\" style=\"left:104px;bottom:739px;letter-spacing:-0.01px;display:inline;\">Release of risk adjustment to profit or loss </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t2d_279\" style=\"left:435px;bottom:739px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t2e_279\" style=\"left:471px;bottom:739px;letter-spacing:-0.02px;display:inline;\">(228) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t2f_279\" style=\"left:547px;bottom:739px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t2g_279\" style=\"left:584px;bottom:739px;letter-spacing:-0.02px;display:inline;\">(228) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t2h_279\" style=\"left:664px;bottom:739px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t2i_279\" style=\"left:712px;bottom:739px;letter-spacing:-0.02px;display:inline;\">24 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t2j_279\" style=\"left:776px;bottom:739px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t2k_279\" style=\"left:824px;bottom:739px;letter-spacing:-0.02px;display:inline;\">24 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_279\" id=\"t2l_279\" style=\"left:104px;bottom:720px;letter-spacing:-0.01px;display:inline;\">Experience adjustments </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t2m_279\" style=\"left:415px;bottom:720px;letter-spacing:-0.02px;display:inline;\">(176) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t2n_279\" style=\"left:491px;bottom:720px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t2o_279\" style=\"left:547px;bottom:720px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t2p_279\" style=\"left:584px;bottom:720px;letter-spacing:-0.02px;display:inline;\">(176) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t2q_279\" style=\"left:656px;bottom:720px;letter-spacing:-0.02px;display:inline;\">45 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t2r_279\" style=\"left:720px;bottom:720px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t2s_279\" style=\"left:776px;bottom:720px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t2t_279\" style=\"left:824px;bottom:720px;letter-spacing:-0.02px;display:inline;\">45 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t2u_279\" style=\"left:415px;bottom:700px;letter-spacing:-0.02px;display:inline;\">(176) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t2v_279\" style=\"left:471px;bottom:700px;letter-spacing:-0.02px;word-spacing:4.76px;display:inline;\">(228)  (2,193)  (2,597) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t2w_279\" style=\"left:656px;bottom:700px;letter-spacing:-0.02px;display:inline;\">45 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t2x_279\" style=\"left:712px;bottom:700px;letter-spacing:-0.02px;display:inline;\">24 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t2y_279\" style=\"left:761px;bottom:700px;letter-spacing:-0.02px;display:inline;\">203 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t2z_279\" style=\"left:817px;bottom:700px;letter-spacing:-0.02px;display:inline;\">272 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_279\" id=\"t30_279\" style=\"left:91px;bottom:681px;letter-spacing:-0.01px;display:inline;\">Changes that relate to past service </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_279\" id=\"t31_279\" style=\"left:104px;bottom:645px;letter-spacing:-0.01px;display:inline;\">Adjustments to assets/liabilities for incurred claims </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t32_279\" style=\"left:419px;bottom:645px;letter-spacing:-0.02px;display:inline;\">144 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t33_279\" style=\"left:486px;bottom:645px;letter-spacing:-0.02px;display:inline;\">(2) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t34_279\" style=\"left:547px;bottom:645px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t35_279\" style=\"left:588px;bottom:645px;letter-spacing:-0.02px;display:inline;\">142 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t36_279\" style=\"left:659px;bottom:645px;letter-spacing:-0.02px;display:inline;\">(3) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t37_279\" style=\"left:720px;bottom:645px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t38_279\" style=\"left:776px;bottom:645px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t39_279\" style=\"left:827px;bottom:645px;letter-spacing:-0.02px;display:inline;\">(3) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t3a_279\" style=\"left:91px;bottom:626px;letter-spacing:-0.01px;display:inline;\">Insurance service result </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t3b_279\" style=\"left:405px;bottom:626px;letter-spacing:-0.02px;display:inline;\">(3,478) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t3c_279\" style=\"left:476px;bottom:626px;letter-spacing:-0.02px;display:inline;\">402 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t3d_279\" style=\"left:532px;bottom:626px;letter-spacing:-0.02px;word-spacing:6.87px;display:inline;\">818  (2,258) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t3e_279\" style=\"left:656px;bottom:626px;letter-spacing:-0.02px;display:inline;\">76 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t3f_279\" style=\"left:712px;bottom:626px;letter-spacing:-0.02px;display:inline;\">62 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t3g_279\" style=\"left:768px;bottom:626px;letter-spacing:-0.02px;display:inline;\">33 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t3h_279\" style=\"left:817px;bottom:626px;letter-spacing:-0.02px;display:inline;\">171 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_279\" id=\"t3i_279\" style=\"left:91px;bottom:587px;letter-spacing:-0.01px;display:inline;\">Net finance (income) expense from insurance and </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_279\" id=\"t3j_279\" style=\"left:91px;bottom:571px;letter-spacing:-0.01px;display:inline;\">reinsurance contracts </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_279\" id=\"t3k_279\" style=\"left:91px;bottom:551px;letter-spacing:-0.01px;display:inline;\">Accretion of interest on GMM contracts </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t3l_279\" style=\"left:423px;bottom:551px;letter-spacing:-0.02px;display:inline;\">(43) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t3m_279\" style=\"left:483px;bottom:551px;letter-spacing:-0.02px;display:inline;\">47 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t3n_279\" style=\"left:532px;bottom:551px;letter-spacing:-0.02px;display:inline;\">229 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t3o_279\" style=\"left:588px;bottom:551px;letter-spacing:-0.02px;display:inline;\">233 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t3p_279\" style=\"left:663px;bottom:551px;display:inline;\">6 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t3q_279\" style=\"left:715px;bottom:551px;letter-spacing:-0.02px;display:inline;\">(2) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t3r_279\" style=\"left:764px;bottom:551px;letter-spacing:-0.02px;display:inline;\">(49) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t3s_279\" style=\"left:820px;bottom:551px;letter-spacing:-0.02px;display:inline;\">(45) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_279\" id=\"t3t_279\" style=\"left:91px;bottom:532px;letter-spacing:-0.01px;display:inline;\">Other net finance (income) expense </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t3u_279\" style=\"left:409px;bottom:532px;letter-spacing:-0.02px;display:inline;\">8,650 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t3v_279\" style=\"left:479px;bottom:532px;letter-spacing:-0.02px;display:inline;\">(32) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t3w_279\" style=\"left:535px;bottom:532px;letter-spacing:-0.02px;display:inline;\">(12) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t3x_279\" style=\"left:578px;bottom:532px;letter-spacing:-0.02px;display:inline;\">8,606 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t3y_279\" style=\"left:645px;bottom:532px;letter-spacing:-0.02px;display:inline;\">(156) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t3z_279\" style=\"left:712px;bottom:532px;letter-spacing:-0.02px;display:inline;\">10 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t40_279\" style=\"left:776px;bottom:532px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t41_279\" style=\"left:813px;bottom:532px;letter-spacing:-0.02px;display:inline;\">(146) </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t42_279\" style=\"left:410px;bottom:513px;letter-spacing:-0.02px;display:inline;\">8,607 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t43_279\" style=\"left:483px;bottom:513px;letter-spacing:-0.02px;display:inline;\">15 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t44_279\" style=\"left:532px;bottom:513px;letter-spacing:-0.02px;display:inline;\">217 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t45_279\" style=\"left:578px;bottom:513px;letter-spacing:-0.02px;display:inline;\">8,839 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t46_279\" style=\"left:645px;bottom:513px;letter-spacing:-0.02px;display:inline;\">(150) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t47_279\" style=\"left:719px;bottom:513px;display:inline;\">8 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t48_279\" style=\"left:764px;bottom:513px;letter-spacing:-0.02px;display:inline;\">(49) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t49_279\" style=\"left:813px;bottom:513px;letter-spacing:-0.02px;display:inline;\">(191) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t4a_279\" style=\"left:91px;bottom:493px;letter-spacing:-0.01px;display:inline;\">Total amount recognised in income statement </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t4b_279\" style=\"left:410px;bottom:493px;letter-spacing:-0.02px;display:inline;\">5,129 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t4c_279\" style=\"left:476px;bottom:493px;letter-spacing:-0.02px;display:inline;\">417 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t4d_279\" style=\"left:522px;bottom:493px;letter-spacing:-0.02px;display:inline;\">1,035 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t4e_279\" style=\"left:578px;bottom:493px;letter-spacing:-0.02px;display:inline;\">6,581 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t4f_279\" style=\"left:652px;bottom:493px;letter-spacing:-0.02px;display:inline;\">(74) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t4g_279\" style=\"left:712px;bottom:493px;letter-spacing:-0.02px;display:inline;\">70 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t4h_279\" style=\"left:764px;bottom:493px;letter-spacing:-0.02px;display:inline;\">(16) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t4i_279\" style=\"left:820px;bottom:493px;letter-spacing:-0.02px;display:inline;\">(20) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_279\" id=\"t4j_279\" style=\"left:91px;bottom:474px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Effect of movements in exchange rates </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t4k_279\" style=\"left:420px;bottom:474px;letter-spacing:-0.02px;display:inline;\">225 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t4l_279\" style=\"left:490px;bottom:474px;display:inline;\">4 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t4m_279\" style=\"left:535px;bottom:474px;letter-spacing:-0.02px;display:inline;\">(19) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t4n_279\" style=\"left:588px;bottom:474px;letter-spacing:-0.02px;display:inline;\">210 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t4o_279\" style=\"left:663px;bottom:474px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t4p_279\" style=\"left:715px;bottom:474px;letter-spacing:-0.02px;display:inline;\">(2) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t4q_279\" style=\"left:776px;bottom:474px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t4r_279\" style=\"left:833px;bottom:474px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t4s_279\" style=\"left:91px;bottom:454px;letter-spacing:-0.01px;display:inline;\">Total amount recognised in comprehensive income </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t4t_279\" style=\"left:410px;bottom:454px;letter-spacing:-0.02px;display:inline;\">5,354 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t4u_279\" style=\"left:476px;bottom:454px;letter-spacing:-0.02px;display:inline;\">421 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t4v_279\" style=\"left:522px;bottom:454px;letter-spacing:-0.02px;display:inline;\">1,016 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t4w_279\" style=\"left:578px;bottom:454px;letter-spacing:-0.02px;display:inline;\">6,791 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t4x_279\" style=\"left:652px;bottom:454px;letter-spacing:-0.02px;display:inline;\">(73) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t4y_279\" style=\"left:712px;bottom:454px;letter-spacing:-0.02px;display:inline;\">68 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t4z_279\" style=\"left:764px;bottom:454px;letter-spacing:-0.02px;display:inline;\">(15) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t50_279\" style=\"left:820px;bottom:454px;letter-spacing:-0.02px;display:inline;\">(20) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t51_279\" style=\"left:91px;bottom:415px;letter-spacing:-0.01px;display:inline;\">Cash flows </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_279\" id=\"t52_279\" style=\"left:91px;bottom:396px;letter-spacing:-0.01px;display:inline;\">Premiums received net of ceding commissions paid </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t53_279\" style=\"left:402px;bottom:396px;letter-spacing:-0.02px;display:inline;\">22,294 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t54_279\" style=\"left:491px;bottom:396px;display:inline;\">\u2013 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t55_279\" style=\"left:547px;bottom:396px;letter-spacing:-0.02px;word-spacing:5.35px;display:inline;\">\u2013  22,294 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t56_279\" style=\"left:635px;bottom:396px;letter-spacing:-0.02px;display:inline;\">(1,032) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t57_279\" style=\"left:720px;bottom:396px;display:inline;\">\u2013 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t58_279\" style=\"left:777px;bottom:396px;letter-spacing:-0.02px;word-spacing:6.87px;display:inline;\">\u2013  (1,032) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_279\" id=\"t59_279\" style=\"left:91px;bottom:376px;letter-spacing:-0.01px;display:inline;\">Insurance acquisition cash flows </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t5a_279\" style=\"left:405px;bottom:376px;letter-spacing:-0.02px;display:inline;\">(4,270) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t5b_279\" style=\"left:491px;bottom:376px;display:inline;\">\u2013 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t5c_279\" style=\"left:547px;bottom:376px;letter-spacing:-0.02px;word-spacing:6.87px;display:inline;\">\u2013  (4,270) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t5d_279\" style=\"left:664px;bottom:376px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t5e_279\" style=\"left:720px;bottom:376px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t5f_279\" style=\"left:777px;bottom:376px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t5g_279\" style=\"left:833px;bottom:376px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_279\" id=\"t5h_279\" style=\"left:91px;bottom:356px;letter-spacing:-0.01px;display:inline;\">Claims and other insurance service expenses net of </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_279\" id=\"t5i_279\" style=\"left:91px;bottom:341px;letter-spacing:-0.01px;display:inline;\">recoveries from reinsurance received* </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t5j_279\" style=\"left:398px;bottom:341px;letter-spacing:-0.02px;display:inline;\">(11,082) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t5k_279\" style=\"left:491px;bottom:341px;display:inline;\">\u2013 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t5l_279\" style=\"left:547px;bottom:341px;letter-spacing:-0.02px;word-spacing:3.24px;display:inline;\">\u2013  (11,082) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t5m_279\" style=\"left:649px;bottom:341px;letter-spacing:-0.02px;display:inline;\">458 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t5n_279\" style=\"left:720px;bottom:341px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t5o_279\" style=\"left:777px;bottom:341px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t5p_279\" style=\"left:817px;bottom:341px;letter-spacing:-0.02px;display:inline;\">458 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t5q_279\" style=\"left:91px;bottom:321px;letter-spacing:-0.01px;display:inline;\">Total cash flows </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t5r_279\" style=\"left:410px;bottom:321px;letter-spacing:-0.02px;display:inline;\">6,942 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t5s_279\" style=\"left:491px;bottom:321px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t5t_279\" style=\"left:547px;bottom:321px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t5u_279\" style=\"left:578px;bottom:321px;letter-spacing:-0.02px;display:inline;\">6,942 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t5v_279\" style=\"left:645px;bottom:321px;letter-spacing:-0.02px;display:inline;\">(574) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t5w_279\" style=\"left:720px;bottom:321px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t5x_279\" style=\"left:777px;bottom:321px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t5y_279\" style=\"left:813px;bottom:321px;letter-spacing:-0.02px;display:inline;\">(574) </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t5z_279\" style=\"left:91px;bottom:282px;letter-spacing:-0.01px;display:inline;\">Other changes </div> <div class=\"t s6_279\" id=\"t60_279\" style=\"vertical-align: super;left:176px;bottom:290px;letter-spacing:0.21px;display:inline;\">note </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t61_279\" style=\"left:415px;bottom:282px;letter-spacing:-0.02px;display:inline;\">(175) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t62_279\" style=\"left:491px;bottom:282px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t63_279\" style=\"left:547px;bottom:282px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t64_279\" style=\"left:583px;bottom:282px;letter-spacing:-0.02px;display:inline;\">(175) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t65_279\" style=\"left:664px;bottom:282px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t66_279\" style=\"left:720px;bottom:282px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t67_279\" style=\"left:776px;bottom:282px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t68_279\" style=\"left:832px;bottom:282px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_279\" id=\"t69_279\" style=\"left:91px;bottom:243px;letter-spacing:-0.01px;display:inline;\">Closing assets </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t6a_279\" style=\"left:405px;bottom:243px;letter-spacing:-0.02px;display:inline;\">(3,952) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t6b_279\" style=\"left:475px;bottom:243px;letter-spacing:-0.02px;display:inline;\">631 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t6c_279\" style=\"left:521px;bottom:243px;letter-spacing:-0.02px;word-spacing:6.96px;display:inline;\">2,173  (1,148)  (1,175) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t6d_279\" style=\"left:712px;bottom:243px;letter-spacing:-0.02px;word-spacing:5.82px;display:inline;\">84  (1,335)  (2,426) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_279\" id=\"t6e_279\" style=\"left:91px;bottom:224px;letter-spacing:-0.01px;display:inline;\">Closing liabilities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t6f_279\" style=\"left:395px;bottom:224px;letter-spacing:-0.02px;display:inline;\">120,115 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t6g_279\" style=\"left:465px;bottom:224px;letter-spacing:-0.02px;word-spacing:3.54px;display:inline;\">1,713  18,011  139,839 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t6h_279\" style=\"left:638px;bottom:224px;letter-spacing:-0.02px;display:inline;\">1,182 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t6i_279\" style=\"left:708px;bottom:224px;letter-spacing:-0.02px;display:inline;\">(21) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t6j_279\" style=\"left:764px;bottom:224px;letter-spacing:-0.02px;display:inline;\">(10) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t6k_279\" style=\"left:807px;bottom:224px;letter-spacing:-0.02px;display:inline;\">1,151 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t6l_279\" style=\"left:91px;bottom:204px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Net closing balance at 31 Dec </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t6m_279\" style=\"left:395px;bottom:204px;letter-spacing:-0.02px;display:inline;\">116,163 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t6n_279\" style=\"left:465px;bottom:204px;letter-spacing:-0.02px;word-spacing:3.54px;display:inline;\">2,344  20,184  138,691 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t6o_279\" style=\"left:663px;bottom:204px;display:inline;\">7 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t6p_279\" style=\"left:712px;bottom:204px;letter-spacing:-0.02px;word-spacing:5.82px;display:inline;\">63  (1,345)  (1,275) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr>\n                                        </table><div></div><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"8\" rowspan=\"1\" style=\"text-align: center;\">   <div class=\"t s0_280\" id=\"t1_280\" style=\"left:543px;bottom:1118px;letter-spacing:0.06px;display:inline;\">Excluding JVs and associates </div>    </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"8\" rowspan=\"1\" style=\"text-align: center;\">   <div class=\"t s0_280\" id=\"t2_280\" style=\"left:578px;bottom:1100px;letter-spacing:0.09px;display:inline;\">2022 $m </div>    </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"4\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s0_280\" id=\"t3_280\" style=\"left:463px;bottom:1083px;letter-spacing:0.07px;display:inline;\">Insurance </div>  </td><td colspan=\"4\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s0_280\" id=\"t4_280\" style=\"left:688px;bottom:1083px;letter-spacing:0.07px;display:inline;\">Reinsurance </div>  </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_280\" id=\"t5_280\" style=\"left:407px;bottom:1066px;letter-spacing:0.08px;display:inline;\">BEL </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_280\" id=\"t6_280\" style=\"left:467px;bottom:1066px;letter-spacing:0.09px;display:inline;\">RA </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_280\" id=\"t7_280\" style=\"left:516px;bottom:1066px;letter-spacing:0.1px;display:inline;\">CSM </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_280\" id=\"t8_280\" style=\"left:570px;bottom:1066px;letter-spacing:0.07px;display:inline;\">Total </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_280\" id=\"t9_280\" style=\"left:636px;bottom:1066px;letter-spacing:0.08px;display:inline;\">BEL </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_280\" id=\"ta_280\" style=\"left:696px;bottom:1066px;letter-spacing:0.09px;display:inline;\">RA </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_280\" id=\"tb_280\" style=\"left:745px;bottom:1066px;letter-spacing:0.1px;display:inline;\">CSM </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_280\" id=\"tc_280\" style=\"left:799px;bottom:1066px;letter-spacing:0.07px;display:inline;\">Total </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_280\" id=\"td_280\" style=\"left:506px;bottom:1049px;letter-spacing:0.07px;display:inline;\">note (b) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_280\" id=\"te_280\" style=\"left:735px;bottom:1049px;letter-spacing:0.07px;display:inline;\">note (b) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"tf_280\" style=\"left:69px;bottom:1028px;letter-spacing:-0.01px;display:inline;\">Opening assets </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"tg_280\" style=\"left:385px;bottom:1028px;letter-spacing:-0.01px;display:inline;\">(3,818) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"th_280\" style=\"left:455px;bottom:1028px;letter-spacing:-0.01px;display:inline;\">547 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"ti_280\" style=\"left:501px;bottom:1028px;letter-spacing:-0.01px;display:inline;\">2,050 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"tj_280\" style=\"left:553px;bottom:1028px;letter-spacing:-0.01px;display:inline;\">(1,221) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"tk_280\" style=\"left:614px;bottom:1028px;letter-spacing:-0.01px;display:inline;\">(1,752) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"tl_280\" style=\"left:691px;bottom:1028px;letter-spacing:-0.01px;display:inline;\">15 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"tm_280\" style=\"left:726px;bottom:1028px;letter-spacing:-0.01px;display:inline;\">(1,050) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"tn_280\" style=\"left:782px;bottom:1028px;letter-spacing:-0.01px;display:inline;\">(2,787) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"to_280\" style=\"left:69px;bottom:1009px;letter-spacing:-0.01px;display:inline;\">Opening liabilities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"tp_280\" style=\"left:375px;bottom:1009px;letter-spacing:-0.01px;display:inline;\">126,438 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"tq_280\" style=\"left:445px;bottom:1009px;letter-spacing:-0.01px;word-spacing:4.69px;display:inline;\">1,661  21,699  149,798 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"tr_280\" style=\"left:618px;bottom:1009px;letter-spacing:-0.01px;display:inline;\">1,474 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"ts_280\" style=\"left:687px;bottom:1009px;display:inline;\">(46) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"tt_280\" style=\"left:736px;bottom:1009px;letter-spacing:-0.01px;display:inline;\">(174) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"tu_280\" style=\"left:787px;bottom:1009px;letter-spacing:-0.01px;display:inline;\">1,254 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_280\" id=\"tv_280\" style=\"left:69px;bottom:989px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Net opening balance at 1 Jan </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"tw_280\" style=\"left:375px;bottom:989px;letter-spacing:-0.01px;display:inline;\">122,620 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"tx_280\" style=\"left:445px;bottom:989px;letter-spacing:-0.01px;word-spacing:4.69px;display:inline;\">2,208  23,749  148,577 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"ty_280\" style=\"left:623px;bottom:989px;letter-spacing:-0.01px;display:inline;\">(278) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"tz_280\" style=\"left:687px;bottom:989px;display:inline;\">(31) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t10_280\" style=\"left:726px;bottom:989px;letter-spacing:-0.01px;display:inline;\">(1,224) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t11_280\" style=\"left:782px;bottom:989px;letter-spacing:-0.01px;display:inline;\">(1,533) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_280\" id=\"t12_280\" style=\"left:69px;bottom:970px;letter-spacing:-0.01px;display:inline;\">Changes that relate to future service </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t13_280\" style=\"left:69px;bottom:951px;letter-spacing:-0.01px;display:inline;\">Changes in estimates that adjust the CSM </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t14_280\" style=\"left:389px;bottom:951px;letter-spacing:-0.01px;display:inline;\">4,043 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t15_280\" style=\"left:450px;bottom:951px;letter-spacing:-0.01px;display:inline;\">(222) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t16_280\" style=\"left:497px;bottom:951px;letter-spacing:-0.01px;display:inline;\">(3,821) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t17_280\" style=\"left:581px;bottom:951px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t18_280\" style=\"left:628px;bottom:951px;letter-spacing:-0.01px;display:inline;\">280 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t19_280\" style=\"left:691px;bottom:951px;letter-spacing:-0.01px;display:inline;\">10 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t1a_280\" style=\"left:736px;bottom:951px;letter-spacing:-0.01px;display:inline;\">(290) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t1b_280\" style=\"left:811px;bottom:951px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t1c_280\" style=\"left:69px;bottom:931px;letter-spacing:-0.01px;display:inline;\">Changes in estimates that result in losses or reversal of </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t1d_280\" style=\"left:69px;bottom:915px;letter-spacing:-0.01px;display:inline;\">losses on onerous contracts </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t1e_280\" style=\"left:406px;bottom:915px;letter-spacing:-0.01px;display:inline;\">79 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t1f_280\" style=\"left:457px;bottom:915px;display:inline;\">(52) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t1g_280\" style=\"left:525px;bottom:915px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t1h_280\" style=\"left:574px;bottom:915px;letter-spacing:-0.01px;display:inline;\">27 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t1i_280\" style=\"left:638px;bottom:915px;display:inline;\">(3) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t1j_280\" style=\"left:698px;bottom:915px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t1k_280\" style=\"left:755px;bottom:915px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t1l_280\" style=\"left:806px;bottom:915px;display:inline;\">(3) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t1m_280\" style=\"left:69px;bottom:896px;letter-spacing:-0.01px;display:inline;\">New contracts in the period </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t1n_280\" style=\"left:385px;bottom:896px;letter-spacing:-0.01px;display:inline;\">(1,811) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t1o_280\" style=\"left:455px;bottom:896px;letter-spacing:-0.01px;display:inline;\">232 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t1p_280\" style=\"left:501px;bottom:896px;letter-spacing:-0.01px;display:inline;\">1,582 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t1q_280\" style=\"left:581px;bottom:896px;display:inline;\">3 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t1r_280\" style=\"left:631px;bottom:896px;display:inline;\">(45) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t1s_280\" style=\"left:698px;bottom:896px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t1t_280\" style=\"left:747px;bottom:896px;letter-spacing:-0.01px;display:inline;\">44 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t1u_280\" style=\"left:811px;bottom:896px;display:inline;\">\u2013 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t1v_280\" style=\"left:389px;bottom:876px;letter-spacing:-0.01px;display:inline;\">2,311 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t1w_280\" style=\"left:458px;bottom:876px;display:inline;\">(42) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t1x_280\" style=\"left:497px;bottom:876px;letter-spacing:-0.01px;display:inline;\">(2,239) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t1y_280\" style=\"left:574px;bottom:876px;letter-spacing:-0.01px;display:inline;\">30 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t1z_280\" style=\"left:628px;bottom:876px;letter-spacing:-0.01px;display:inline;\">232 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t20_280\" style=\"left:691px;bottom:876px;letter-spacing:-0.01px;display:inline;\">11 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t21_280\" style=\"left:736px;bottom:876px;letter-spacing:-0.01px;display:inline;\">(246) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t22_280\" style=\"left:806px;bottom:876px;display:inline;\">(3) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_280\" id=\"t23_280\" style=\"left:69px;bottom:857px;letter-spacing:-0.01px;display:inline;\">Changes that relate to current service </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t24_280\" style=\"left:82px;bottom:837px;letter-spacing:-0.01px;display:inline;\">Release of CSM to profit or loss </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t25_280\" style=\"left:413px;bottom:837px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t26_280\" style=\"left:469px;bottom:837px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t27_280\" style=\"left:497px;bottom:837px;letter-spacing:-0.01px;display:inline;\">(2,181) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t28_280\" style=\"left:553px;bottom:837px;letter-spacing:-0.01px;display:inline;\">(2,181) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t29_280\" style=\"left:642px;bottom:837px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t2a_280\" style=\"left:698px;bottom:837px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t2b_280\" style=\"left:740px;bottom:837px;letter-spacing:-0.01px;display:inline;\">168 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t2c_280\" style=\"left:796px;bottom:837px;letter-spacing:-0.01px;display:inline;\">168 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t2d_280\" style=\"left:82px;bottom:818px;letter-spacing:-0.01px;display:inline;\">Release of risk adjustment to profit or loss </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t2e_280\" style=\"left:413px;bottom:818px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t2f_280\" style=\"left:451px;bottom:818px;letter-spacing:-0.01px;display:inline;\">(169) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t2g_280\" style=\"left:525px;bottom:818px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t2h_280\" style=\"left:563px;bottom:818px;letter-spacing:-0.01px;display:inline;\">(169) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t2i_280\" style=\"left:642px;bottom:818px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t2j_280\" style=\"left:698px;bottom:818px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t2k_280\" style=\"left:755px;bottom:818px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t2l_280\" style=\"left:810px;bottom:818px;display:inline;\">2 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t2m_280\" style=\"left:82px;bottom:798px;letter-spacing:-0.01px;display:inline;\">Experience adjustments </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t2n_280\" style=\"left:394px;bottom:798px;letter-spacing:-0.01px;display:inline;\">(108) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t2o_280\" style=\"left:469px;bottom:798px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t2p_280\" style=\"left:525px;bottom:798px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t2q_280\" style=\"left:563px;bottom:798px;letter-spacing:-0.01px;display:inline;\">(108) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t2r_280\" style=\"left:631px;bottom:798px;display:inline;\">(87) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t2s_280\" style=\"left:698px;bottom:798px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t2t_280\" style=\"left:755px;bottom:798px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t2u_280\" style=\"left:799px;bottom:798px;display:inline;\">(87) </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t2v_280\" style=\"left:394px;bottom:779px;letter-spacing:-0.01px;display:inline;\">(108) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t2w_280\" style=\"left:451px;bottom:779px;letter-spacing:-0.01px;display:inline;\">(169) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t2x_280\" style=\"left:497px;bottom:779px;letter-spacing:-0.01px;display:inline;\">(2,181) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t2y_280\" style=\"left:553px;bottom:779px;letter-spacing:-0.01px;display:inline;\">(2,458) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t2z_280\" style=\"left:631px;bottom:779px;display:inline;\">(87) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t30_280\" style=\"left:698px;bottom:779px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t31_280\" style=\"left:740px;bottom:779px;letter-spacing:-0.01px;display:inline;\">168 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t32_280\" style=\"left:803px;bottom:779px;display:inline;\">83 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_280\" id=\"t33_280\" style=\"left:69px;bottom:759px;letter-spacing:-0.01px;display:inline;\">Changes that relate to past service </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t34_280\" style=\"left:82px;bottom:740px;letter-spacing:-0.01px;display:inline;\">Adjustments to assets/liabilities for incurred claims </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t35_280\" style=\"left:399px;bottom:740px;letter-spacing:-0.01px;display:inline;\">144 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t36_280\" style=\"left:469px;bottom:740px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t37_280\" style=\"left:526px;bottom:740px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t38_280\" style=\"left:567px;bottom:740px;letter-spacing:-0.01px;display:inline;\">146 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t39_280\" style=\"left:635px;bottom:740px;letter-spacing:-0.01px;display:inline;\">25 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t3a_280\" style=\"left:699px;bottom:740px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t3b_280\" style=\"left:755px;bottom:740px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t3c_280\" style=\"left:803px;bottom:740px;display:inline;\">25 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_280\" id=\"t3d_280\" style=\"left:69px;bottom:720px;letter-spacing:-0.01px;display:inline;\">Insurance service result </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t3e_280\" style=\"left:389px;bottom:720px;letter-spacing:-0.01px;display:inline;\">2,347 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t3f_280\" style=\"left:451px;bottom:720px;letter-spacing:-0.01px;display:inline;\">(209) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t3g_280\" style=\"left:497px;bottom:720px;letter-spacing:-0.01px;display:inline;\">(4,420) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t3h_280\" style=\"left:553px;bottom:720px;letter-spacing:-0.01px;display:inline;\">(2,282) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t3i_280\" style=\"left:628px;bottom:720px;letter-spacing:-0.01px;display:inline;\">170 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t3j_280\" style=\"left:691px;bottom:720px;letter-spacing:-0.01px;display:inline;\">13 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t3k_280\" style=\"left:743px;bottom:720px;display:inline;\">(78) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t3l_280\" style=\"left:796px;bottom:720px;letter-spacing:-0.01px;display:inline;\">105 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_280\" id=\"t3m_280\" style=\"left:69px;bottom:681px;letter-spacing:-0.01px;display:inline;\">Net finance (income) expense from insurance and </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_280\" id=\"t3n_280\" style=\"left:69px;bottom:665px;letter-spacing:-0.01px;display:inline;\">reinsurance contracts </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t3o_280\" style=\"left:69px;bottom:646px;letter-spacing:-0.01px;display:inline;\">Accretion of interest on GMM contracts </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t3p_280\" style=\"left:406px;bottom:646px;letter-spacing:-0.01px;display:inline;\">13 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t3q_280\" style=\"left:469px;bottom:646px;display:inline;\">9 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t3r_280\" style=\"left:511px;bottom:646px;letter-spacing:-0.01px;display:inline;\">218 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t3s_280\" style=\"left:567px;bottom:646px;letter-spacing:-0.01px;display:inline;\">240 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t3t_280\" style=\"left:638px;bottom:646px;display:inline;\">(3) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t3u_280\" style=\"left:694px;bottom:646px;display:inline;\">(1) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t3v_280\" style=\"left:743px;bottom:646px;display:inline;\">(41) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t3w_280\" style=\"left:799px;bottom:646px;display:inline;\">(45) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t3x_280\" style=\"left:69px;bottom:626px;letter-spacing:-0.01px;display:inline;\">Other net finance (income) expense </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t3y_280\" style=\"left:378px;bottom:626px;letter-spacing:-0.01px;display:inline;\">(28,954) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t3z_280\" style=\"left:458px;bottom:626px;display:inline;\">(26) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t40_280\" style=\"left:511px;bottom:626px;letter-spacing:-0.01px;word-spacing:4.36px;display:inline;\">117  (28,863) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t41_280\" style=\"left:618px;bottom:626px;letter-spacing:-0.01px;display:inline;\">1,224 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t42_280\" style=\"left:691px;bottom:626px;letter-spacing:-0.01px;display:inline;\">10 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t43_280\" style=\"left:754px;bottom:626px;display:inline;\">4 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t44_280\" style=\"left:787px;bottom:626px;letter-spacing:-0.01px;display:inline;\">1,238 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t45_280\" style=\"left:378px;bottom:607px;letter-spacing:-0.01px;display:inline;\">(28,941) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t46_280\" style=\"left:458px;bottom:607px;display:inline;\">(17) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t47_280\" style=\"left:511px;bottom:607px;letter-spacing:-0.01px;word-spacing:4.36px;display:inline;\">335  (28,623) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t48_280\" style=\"left:618px;bottom:607px;letter-spacing:-0.01px;display:inline;\">1,221 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t49_280\" style=\"left:698px;bottom:607px;display:inline;\">9 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t4a_280\" style=\"left:743px;bottom:607px;display:inline;\">(37) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t4b_280\" style=\"left:787px;bottom:607px;letter-spacing:-0.01px;display:inline;\">1,193 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_280\" id=\"t4c_280\" style=\"left:69px;bottom:587px;letter-spacing:-0.01px;display:inline;\">Total amount recognised in income statement </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t4d_280\" style=\"left:378px;bottom:587px;letter-spacing:-0.01px;display:inline;\">(26,594) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t4e_280\" style=\"left:451px;bottom:587px;letter-spacing:-0.01px;display:inline;\">(226) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t4f_280\" style=\"left:497px;bottom:587px;letter-spacing:-0.01px;word-spacing:2.26px;display:inline;\">(4,085)  (30,905) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t4g_280\" style=\"left:618px;bottom:587px;letter-spacing:-0.01px;display:inline;\">1,391 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t4h_280\" style=\"left:691px;bottom:587px;letter-spacing:-0.01px;display:inline;\">22 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t4i_280\" style=\"left:736px;bottom:587px;letter-spacing:-0.01px;display:inline;\">(115) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t4j_280\" style=\"left:787px;bottom:587px;letter-spacing:-0.01px;display:inline;\">1,298 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t4k_280\" style=\"left:69px;bottom:568px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Effect of movements in exchange rates </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t4l_280\" style=\"left:385px;bottom:568px;letter-spacing:-0.01px;display:inline;\">(1,595) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t4m_280\" style=\"left:458px;bottom:568px;display:inline;\">(59) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t4n_280\" style=\"left:507px;bottom:568px;letter-spacing:-0.01px;display:inline;\">(496) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t4o_280\" style=\"left:554px;bottom:568px;letter-spacing:-0.01px;display:inline;\">(2,150) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t4p_280\" style=\"left:631px;bottom:568px;display:inline;\">(19) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t4q_280\" style=\"left:698px;bottom:568px;display:inline;\">4 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t4r_280\" style=\"left:754px;bottom:568px;display:inline;\">9 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t4s_280\" style=\"left:806px;bottom:568px;display:inline;\">(6) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_280\" id=\"t4t_280\" style=\"left:69px;bottom:548px;letter-spacing:-0.01px;display:inline;\">Total amount recognised in comprehensive income </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t4u_280\" style=\"left:378px;bottom:548px;letter-spacing:-0.01px;display:inline;\">(28,189) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t4v_280\" style=\"left:451px;bottom:548px;letter-spacing:-0.01px;display:inline;\">(285) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t4w_280\" style=\"left:497px;bottom:548px;letter-spacing:-0.01px;word-spacing:2.26px;display:inline;\">(4,581)  (33,055) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t4x_280\" style=\"left:619px;bottom:548px;letter-spacing:-0.01px;display:inline;\">1,372 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t4y_280\" style=\"left:691px;bottom:548px;letter-spacing:-0.01px;display:inline;\">26 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t4z_280\" style=\"left:736px;bottom:548px;letter-spacing:-0.01px;display:inline;\">(106) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t50_280\" style=\"left:787px;bottom:548px;letter-spacing:-0.01px;display:inline;\">1,292 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_280\" id=\"t51_280\" style=\"left:69px;bottom:509px;letter-spacing:-0.01px;display:inline;\">Cash flows </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t52_280\" style=\"left:69px;bottom:490px;letter-spacing:-0.01px;display:inline;\">Premiums received net of ceding commissions paid </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t53_280\" style=\"left:382px;bottom:490px;letter-spacing:-0.01px;display:inline;\">23,464 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t54_280\" style=\"left:470px;bottom:490px;display:inline;\">\u2013 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t55_280\" style=\"left:526px;bottom:490px;letter-spacing:-0.01px;word-spacing:6.44px;display:inline;\">\u2013  23,464 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t56_280\" style=\"left:624px;bottom:490px;letter-spacing:-0.01px;display:inline;\">(970) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t57_280\" style=\"left:699px;bottom:490px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t58_280\" style=\"left:755px;bottom:490px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t59_280\" style=\"left:792px;bottom:490px;letter-spacing:-0.01px;display:inline;\">(970) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t5a_280\" style=\"left:69px;bottom:470px;letter-spacing:-0.01px;display:inline;\">Insurance acquisition cash flows </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t5b_280\" style=\"left:385px;bottom:470px;letter-spacing:-0.01px;display:inline;\">(3,138) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t5c_280\" style=\"left:470px;bottom:470px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t5d_280\" style=\"left:526px;bottom:470px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t5e_280\" style=\"left:554px;bottom:470px;letter-spacing:-0.01px;display:inline;\">(3,138) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t5f_280\" style=\"left:643px;bottom:470px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t5g_280\" style=\"left:699px;bottom:470px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t5h_280\" style=\"left:755px;bottom:470px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t5i_280\" style=\"left:811px;bottom:470px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t5j_280\" style=\"left:70px;bottom:448px;letter-spacing:-0.01px;display:inline;\">Claims and other insurance service expenses net of </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t5k_280\" style=\"left:70px;bottom:433px;letter-spacing:-0.01px;display:inline;\">recoveries from reinsurance received* </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t5l_280\" style=\"left:378px;bottom:433px;letter-spacing:-0.01px;display:inline;\">(10,650) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t5m_280\" style=\"left:470px;bottom:433px;display:inline;\">\u2013 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t5n_280\" style=\"left:526px;bottom:433px;letter-spacing:-0.01px;word-spacing:4.36px;display:inline;\">\u2013  (10,650) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t5o_280\" style=\"left:628px;bottom:433px;letter-spacing:-0.01px;display:inline;\">519 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t5p_280\" style=\"left:699px;bottom:433px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t5q_280\" style=\"left:755px;bottom:433px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t5r_280\" style=\"left:797px;bottom:433px;letter-spacing:-0.01px;display:inline;\">519 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_280\" id=\"t5s_280\" style=\"left:70px;bottom:413px;letter-spacing:-0.01px;display:inline;\">Total cash flows </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t5t_280\" style=\"left:389px;bottom:413px;letter-spacing:-0.01px;display:inline;\">9,676 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t5u_280\" style=\"left:470px;bottom:413px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t5v_280\" style=\"left:526px;bottom:413px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t5w_280\" style=\"left:558px;bottom:413px;letter-spacing:-0.01px;display:inline;\">9,676 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t5x_280\" style=\"left:624px;bottom:413px;letter-spacing:-0.01px;display:inline;\">(451) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t5y_280\" style=\"left:699px;bottom:413px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t5z_280\" style=\"left:755px;bottom:413px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t60_280\" style=\"left:792px;bottom:413px;letter-spacing:-0.01px;display:inline;\">(451) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_280\" id=\"t61_280\" style=\"left:70px;bottom:374px;letter-spacing:-0.01px;display:inline;\">Other changes </div> <div class=\"t s4_280\" id=\"t62_280\" style=\"vertical-align: super;left:155px;bottom:382px;letter-spacing:0.21px;display:inline;\">note </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t63_280\" style=\"left:401px;bottom:374px;display:inline;\">(65) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t64_280\" style=\"left:469px;bottom:374px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t65_280\" style=\"left:525px;bottom:374px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t66_280\" style=\"left:570px;bottom:374px;display:inline;\">(65) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t67_280\" style=\"left:635px;bottom:374px;letter-spacing:-0.01px;display:inline;\">11 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t68_280\" style=\"left:698px;bottom:374px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t69_280\" style=\"left:754px;bottom:374px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t6a_280\" style=\"left:803px;bottom:374px;display:inline;\">11 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t6b_280\" style=\"left:69px;bottom:335px;letter-spacing:-0.01px;display:inline;\">Closing assets </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t6c_280\" style=\"left:385px;bottom:335px;letter-spacing:-0.01px;display:inline;\">(3,540) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t6d_280\" style=\"left:455px;bottom:335px;letter-spacing:-0.01px;display:inline;\">505 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t6e_280\" style=\"left:501px;bottom:335px;letter-spacing:-0.01px;display:inline;\">1,929 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t6f_280\" style=\"left:553px;bottom:335px;letter-spacing:-0.01px;display:inline;\">(1,106) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t6g_280\" style=\"left:623px;bottom:335px;letter-spacing:-0.01px;display:inline;\">(508) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t6h_280\" style=\"left:691px;bottom:335px;letter-spacing:-0.01px;display:inline;\">39 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t6i_280\" style=\"left:726px;bottom:335px;letter-spacing:-0.01px;display:inline;\">(1,387) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t6j_280\" style=\"left:782px;bottom:335px;letter-spacing:-0.01px;display:inline;\">(1,856) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t6k_280\" style=\"left:69px;bottom:316px;letter-spacing:-0.01px;display:inline;\">Closing liabilities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t6l_280\" style=\"left:375px;bottom:316px;letter-spacing:-0.01px;display:inline;\">107,582 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t6m_280\" style=\"left:445px;bottom:316px;letter-spacing:-0.01px;word-spacing:4.69px;display:inline;\">1,418  17,239  126,239 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t6n_280\" style=\"left:618px;bottom:316px;letter-spacing:-0.01px;display:inline;\">1,162 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t6o_280\" style=\"left:687px;bottom:316px;display:inline;\">(44) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t6p_280\" style=\"left:747px;bottom:316px;letter-spacing:-0.01px;display:inline;\">57 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t6q_280\" style=\"left:787px;bottom:316px;letter-spacing:-0.01px;display:inline;\">1,175 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_280\" id=\"t6r_280\" style=\"left:69px;bottom:296px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Net closing balance at 31 Dec </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t6s_280\" style=\"left:375px;bottom:296px;letter-spacing:-0.01px;display:inline;\">104,042 </div></td><td class=\"tcs-selection-enabled tcs-selected\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t6t_280\" style=\"left:445px;bottom:296px;letter-spacing:-0.01px;word-spacing:4.69px;display:inline;\">1,923  19,168  125,133 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t6u_280\" style=\"left:628px;bottom:296px;letter-spacing:-0.01px;display:inline;\">654 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t6v_280\" style=\"left:694px;bottom:296px;display:inline;\">(5) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t6w_280\" style=\"left:726px;bottom:296px;letter-spacing:-0.01px;display:inline;\">(1,330) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t6x_280\" style=\"left:792px;bottom:296px;letter-spacing:-0.01px;display:inline;\">(681) </div></td></tr>\n                                        </table><div class=\"t s5_280\" id=\"t6y_280\" style=\"left:65px;bottom:270px;display:inline;\">* </div><div class=\"t s5_280\" id=\"t6z_280\" style=\"left:82px;bottom:270px;letter-spacing:-0.14px;display:inline;\">Including investment component. </div><div class=\"t s6_280\" id=\"t70_280\" style=\"left:65px;bottom:252px;letter-spacing:-0.17px;display:inline;\">Note </div><div class=\"t s5_280\" id=\"t71_280\" style=\"left:65px;bottom:240px;letter-spacing:-0.13px;display:inline;\">Other changes include movements in insurance contract liabilities arising from adjustments to remove the incurred non-cash expenses (such as depreciation, amortisation) from </div><div class=\"t s5_280\" id=\"t72_280\" style=\"left:65px;bottom:229px;letter-spacing:-0.12px;display:inline;\">insurance contract asset/liability balance. </div><div class=\"t s5_280\" id=\"t73_280\" style=\"left:65px;bottom:217px;letter-spacing:-0.12px;display:inline;\">Accretion of interest includes interest on policy loans. </div><div></div><div class=\"t s0_281\" id=\"t1_281\" style=\"left:87px;bottom:1118px;letter-spacing:-0.1px;display:inline;\">(b) </div><div class=\"t s0_281\" id=\"t2_281\" style=\"left:113px;bottom:1118px;letter-spacing:-0.12px;display:inline;\">CSM transition approach </div><div class=\"t s1_281\" id=\"t3_281\" style=\"left:87px;bottom:1102px;letter-spacing:-0.01px;display:inline;\">The table below provides an analysis of CSM by transition approach excluding JVs and associates: </div>\n\n<table>\n\t\n\t\t<tr>\n\t\t\t<td>                                            \u00a0</td>\n\t\t\t<td>                                        \u00a0</td>\n\t\t</tr>\n\t\n\t\n\t\t<tr>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"8\" rowspan=\"1\" style=\"text-align: center;\">  <div class=\"t s2_281\" id=\"t4_281\" style=\"left:484px;bottom:1073px;letter-spacing:0.06px;display:inline;\">Insurance contracts (excluding JVs and associates) </div>     </td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"4\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s3_281\" id=\"t5_281\" style=\"left:429px;bottom:1056px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">2023 $m </div>  </td>\n\t\t\t<td colspan=\"4\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s2_281\" id=\"t6_281\" style=\"left:691px;bottom:1056px;letter-spacing:0.09px;display:inline;\">2022 $m </div>  </td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_281\" id=\"t7_281\" style=\"left:341px;bottom:1040px;letter-spacing:0.07px;display:inline;\">Contracts </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_281\" id=\"t9_281\" style=\"left:405px;bottom:1040px;letter-spacing:0.07px;display:inline;\">Contracts </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_281\" id=\"tb_281\" style=\"left:485px;bottom:1040px;letter-spacing:0.06px;display:inline;\">Other </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_281\" id=\"te_281\" style=\"left:606px;bottom:1040px;letter-spacing:0.06px;display:inline;\">Contracts </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_281\" id=\"tg_281\" style=\"left:670px;bottom:1040px;letter-spacing:0.06px;display:inline;\">Contracts </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_281\" id=\"ti_281\" style=\"left:749px;bottom:1040px;letter-spacing:0.06px;display:inline;\">Other </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_281\" id=\"t8_281\" style=\"left:335px;bottom:1030px;letter-spacing:0.09px;word-spacing:0.01px;display:inline;\">under MRA </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_281\" id=\"ta_281\" style=\"left:402px;bottom:1030px;letter-spacing:0.08px;display:inline;\">under FVA </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_281\" id=\"tc_281\" style=\"left:468px;bottom:1030px;letter-spacing:0.07px;display:inline;\">contracts* </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_281\" id=\"td_281\" style=\"left:531px;bottom:1030px;letter-spacing:0.08px;display:inline;\">Total CSM </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_281\" id=\"tf_281\" style=\"left:600px;bottom:1030px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">under MRA </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_281\" id=\"th_281\" style=\"left:667px;bottom:1030px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">under FVA </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_281\" id=\"tj_281\" style=\"left:733px;bottom:1030px;letter-spacing:0.06px;display:inline;\">contracts* </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_281\" id=\"tk_281\" style=\"left:795px;bottom:1030px;letter-spacing:0.08px;display:inline;\">Total CSM </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_281\" id=\"tl_281\" style=\"left:91px;bottom:1009px;letter-spacing:-0.01px;display:inline;\">Balance at 1 Jan </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_281\" id=\"tm_281\" style=\"left:354px;bottom:1009px;letter-spacing:-0.02px;display:inline;\">822 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_281\" id=\"tn_281\" style=\"left:408px;bottom:1009px;letter-spacing:-0.02px;display:inline;\">3,635 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_281\" id=\"to_281\" style=\"left:465px;bottom:1009px;letter-spacing:-0.02px;display:inline;\">14,711 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_281\" id=\"tp_281\" style=\"left:529px;bottom:1009px;letter-spacing:-0.02px;display:inline;\">19,168 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"tq_281\" style=\"left:616px;bottom:1009px;letter-spacing:-0.01px;display:inline;\">944 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"tr_281\" style=\"left:671px;bottom:1009px;letter-spacing:-0.01px;display:inline;\">4,798 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"ts_281\" style=\"left:728px;bottom:1009px;letter-spacing:-0.01px;display:inline;\">18,007 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"tt_281\" style=\"left:792px;bottom:1009px;letter-spacing:-0.01px;display:inline;\">23,749 </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"tu_281\" style=\"left:91px;bottom:990px;letter-spacing:-0.01px;display:inline;\">Changes that relate to future service </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"tv_281\" style=\"left:91px;bottom:970px;letter-spacing:-0.01px;display:inline;\">Changes in estimates that adjust the CSM </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_281\" id=\"tw_281\" style=\"left:354px;bottom:970px;letter-spacing:-0.02px;display:inline;\">143 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_281\" id=\"tx_281\" style=\"left:418px;bottom:970px;letter-spacing:-0.02px;display:inline;\">462 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_281\" id=\"ty_281\" style=\"left:482px;bottom:970px;letter-spacing:-0.02px;display:inline;\">233 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_281\" id=\"tz_281\" style=\"left:546px;bottom:970px;letter-spacing:-0.02px;display:inline;\">838 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t10_281\" style=\"left:623px;bottom:970px;letter-spacing:-0.01px;display:inline;\">18 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t11_281\" style=\"left:676px;bottom:970px;letter-spacing:-0.01px;display:inline;\">(686) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t12_281\" style=\"left:731px;bottom:970px;letter-spacing:-0.01px;display:inline;\">(3,153) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t13_281\" style=\"left:795px;bottom:970px;letter-spacing:-0.01px;display:inline;\">(3,821) </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t14_281\" style=\"left:91px;bottom:951px;letter-spacing:-0.01px;display:inline;\">New contracts in the year </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_281\" id=\"t15_281\" style=\"left:369px;bottom:951px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_281\" id=\"t16_281\" style=\"left:433px;bottom:951px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_281\" id=\"t17_281\" style=\"left:472px;bottom:951px;letter-spacing:-0.02px;display:inline;\">2,173 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_281\" id=\"t18_281\" style=\"left:536px;bottom:951px;letter-spacing:-0.02px;display:inline;\">2,173 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t19_281\" style=\"left:630px;bottom:951px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t1a_281\" style=\"left:695px;bottom:951px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t1b_281\" style=\"left:735px;bottom:951px;letter-spacing:-0.01px;display:inline;\">1,582 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t1c_281\" style=\"left:799px;bottom:951px;letter-spacing:-0.01px;display:inline;\">1,582 </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_281\" id=\"t1d_281\" style=\"left:354px;bottom:931px;letter-spacing:-0.02px;display:inline;\">143 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_281\" id=\"t1e_281\" style=\"left:418px;bottom:931px;letter-spacing:-0.02px;display:inline;\">462 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_281\" id=\"t1f_281\" style=\"left:472px;bottom:931px;letter-spacing:-0.02px;display:inline;\">2,406 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_281\" id=\"t1g_281\" style=\"left:536px;bottom:931px;letter-spacing:-0.02px;display:inline;\">3,011 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t1h_281\" style=\"left:623px;bottom:931px;letter-spacing:-0.01px;display:inline;\">18 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t1i_281\" style=\"left:676px;bottom:931px;letter-spacing:-0.01px;display:inline;\">(686) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t1j_281\" style=\"left:731px;bottom:931px;letter-spacing:-0.01px;display:inline;\">(1,571) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t1k_281\" style=\"left:795px;bottom:931px;letter-spacing:-0.01px;display:inline;\">(2,239) </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t1l_281\" style=\"left:91px;bottom:912px;letter-spacing:-0.01px;display:inline;\">Changes that relate to current service </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t1m_281\" style=\"left:91px;bottom:892px;letter-spacing:-0.01px;display:inline;\">Release of CSM to profit or loss </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_281\" id=\"t1n_281\" style=\"left:350px;bottom:892px;letter-spacing:-0.02px;display:inline;\">(135) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_281\" id=\"t1o_281\" style=\"left:414px;bottom:892px;letter-spacing:-0.02px;display:inline;\">(434) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_281\" id=\"t1p_281\" style=\"left:468px;bottom:892px;letter-spacing:-0.02px;display:inline;\">(1,624) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_281\" id=\"t1q_281\" style=\"left:532px;bottom:892px;letter-spacing:-0.02px;display:inline;\">(2,193) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t1r_281\" style=\"left:612px;bottom:892px;letter-spacing:-0.01px;display:inline;\">(122) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t1s_281\" style=\"left:676px;bottom:892px;letter-spacing:-0.01px;display:inline;\">(466) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t1t_281\" style=\"left:731px;bottom:892px;letter-spacing:-0.01px;display:inline;\">(1,593) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t1u_281\" style=\"left:795px;bottom:892px;letter-spacing:-0.01px;display:inline;\">(2,181) </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_281\" id=\"t1v_281\" style=\"left:368px;bottom:873px;display:inline;\">8 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_281\" id=\"t1w_281\" style=\"left:425px;bottom:873px;letter-spacing:-0.02px;display:inline;\">28 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_281\" id=\"t1x_281\" style=\"left:482px;bottom:873px;letter-spacing:-0.02px;display:inline;\">782 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_281\" id=\"t1y_281\" style=\"left:546px;bottom:873px;letter-spacing:-0.02px;display:inline;\">818 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t1z_281\" style=\"left:612px;bottom:873px;letter-spacing:-0.01px;display:inline;\">(104) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t20_281\" style=\"left:666px;bottom:873px;letter-spacing:-0.01px;display:inline;\">(1,152) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t21_281\" style=\"left:731px;bottom:873px;letter-spacing:-0.01px;display:inline;\">(3,164) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t22_281\" style=\"left:795px;bottom:873px;letter-spacing:-0.01px;display:inline;\">(4,420) </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t23_281\" style=\"left:91px;bottom:854px;letter-spacing:-0.01px;display:inline;\">Net finance income (expenses) from </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t24_281\" style=\"left:91px;bottom:838px;letter-spacing:-0.01px;display:inline;\">insurance contracts </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_281\" id=\"t25_281\" style=\"left:361px;bottom:842px;letter-spacing:-0.02px;display:inline;\">24 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_281\" id=\"t26_281\" style=\"left:433px;bottom:842px;display:inline;\">3 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_281\" id=\"t27_281\" style=\"left:482px;bottom:842px;letter-spacing:-0.02px;display:inline;\">190 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_281\" id=\"t28_281\" style=\"left:546px;bottom:842px;letter-spacing:-0.02px;display:inline;\">217 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t29_281\" style=\"left:623px;bottom:842px;letter-spacing:-0.01px;display:inline;\">35 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t2a_281\" style=\"left:687px;bottom:842px;letter-spacing:-0.01px;display:inline;\">40 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t2b_281\" style=\"left:744px;bottom:842px;letter-spacing:-0.01px;display:inline;\">260 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t2c_281\" style=\"left:808px;bottom:842px;letter-spacing:-0.01px;display:inline;\">335 </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t2d_281\" style=\"left:91px;bottom:823px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Effect of movements in exchange rates </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_281\" id=\"t2e_281\" style=\"left:357px;bottom:823px;letter-spacing:-0.02px;display:inline;\">(25) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_281\" id=\"t2f_281\" style=\"left:433px;bottom:823px;display:inline;\">8 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_281\" id=\"t2g_281\" style=\"left:493px;bottom:823px;letter-spacing:-0.02px;display:inline;\">(2) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_281\" id=\"t2h_281\" style=\"left:549px;bottom:823px;letter-spacing:-0.02px;display:inline;\">(19) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t2i_281\" style=\"left:619px;bottom:823px;display:inline;\">(53) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t2j_281\" style=\"left:683px;bottom:823px;display:inline;\">(51) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t2k_281\" style=\"left:740px;bottom:823px;letter-spacing:-0.01px;display:inline;\">(392) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t2l_281\" style=\"left:804px;bottom:823px;letter-spacing:-0.01px;display:inline;\">(496) </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_281\" id=\"t2m_281\" style=\"left:91px;bottom:804px;letter-spacing:-0.01px;display:inline;\">Balance at 31 Dec </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_281\" id=\"t2n_281\" style=\"left:354px;bottom:804px;letter-spacing:-0.02px;display:inline;\">829 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_281\" id=\"t2o_281\" style=\"left:408px;bottom:804px;letter-spacing:-0.02px;display:inline;\">3,674 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_281\" id=\"t2p_281\" style=\"left:465px;bottom:804px;letter-spacing:-0.02px;display:inline;\">15,681 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_281\" id=\"t2q_281\" style=\"left:529px;bottom:804px;letter-spacing:-0.02px;display:inline;\">20,184 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t2r_281\" style=\"left:616px;bottom:804px;letter-spacing:-0.01px;display:inline;\">822 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t2s_281\" style=\"left:671px;bottom:804px;letter-spacing:-0.01px;display:inline;\">3,635 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t2t_281\" style=\"left:728px;bottom:804px;letter-spacing:-0.01px;display:inline;\">14,711 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t2u_281\" style=\"left:792px;bottom:804px;letter-spacing:-0.01px;display:inline;\">19,168 </div></td>\n\t\t</tr>\n\t\n</table>\n<div class=\"t s5_281\" id=\"t2v_281\" style=\"left:87px;bottom:778px;display:inline;\">* </div><div class=\"t s5_281\" id=\"t2w_281\" style=\"left:104px;bottom:778px;letter-spacing:-0.13px;display:inline;\">Other contracts represent groups of insurance contracts measured under the full retrospective approach at the transition date, 1 January 2022 and groups of contracts </div><div class=\"t s5_281\" id=\"t2x_281\" style=\"left:104px;bottom:766px;letter-spacing:-0.12px;display:inline;\">recognised on or after the transition date. </div>\n\n<table>\n\t\n\t\t<tr>\n\t\t\t<td>                                            \u00a0</td>\n\t\t\t<td>                                        \u00a0</td>\n\t\t</tr>\n\t\n\t\n\t\t<tr>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"8\" rowspan=\"1\" style=\"text-align: center;\">  <div class=\"t s2_281\" id=\"t2y_281\" style=\"left:480px;bottom:738px;letter-spacing:0.06px;display:inline;\">Reinsurance contracts (excluding JVs and associates) </div>     </td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"4\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s3_281\" id=\"t2z_281\" style=\"left:429px;bottom:721px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">2023 $m </div>  </td>\n\t\t\t<td colspan=\"4\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s2_281\" id=\"t30_281\" style=\"left:691px;bottom:721px;letter-spacing:0.09px;display:inline;\">2022 $m </div>  </td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_281\" id=\"t31_281\" style=\"left:341px;bottom:705px;letter-spacing:0.07px;display:inline;\">Contracts </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_281\" id=\"t33_281\" style=\"left:405px;bottom:705px;letter-spacing:0.07px;display:inline;\">Contracts </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_281\" id=\"t35_281\" style=\"left:485px;bottom:705px;letter-spacing:0.06px;display:inline;\">Other </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_281\" id=\"t38_281\" style=\"left:602px;bottom:705px;letter-spacing:0.07px;display:inline;\">Contracts </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_281\" id=\"t3a_281\" style=\"left:667px;bottom:705px;letter-spacing:0.07px;display:inline;\">Contracts </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_281\" id=\"t3c_281\" style=\"left:747px;bottom:705px;letter-spacing:0.06px;display:inline;\">Other </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_281\" id=\"t32_281\" style=\"left:335px;bottom:695px;letter-spacing:0.09px;word-spacing:0.01px;display:inline;\">under MRA </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_281\" id=\"t34_281\" style=\"left:402px;bottom:695px;letter-spacing:0.08px;display:inline;\">under FVA </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_281\" id=\"t36_281\" style=\"left:468px;bottom:695px;letter-spacing:0.07px;display:inline;\">contracts* </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_281\" id=\"t37_281\" style=\"left:531px;bottom:695px;letter-spacing:0.08px;display:inline;\">Total CSM </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_281\" id=\"t39_281\" style=\"left:596px;bottom:695px;letter-spacing:0.09px;word-spacing:0.01px;display:inline;\">under MRA </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_281\" id=\"t3b_281\" style=\"left:663px;bottom:695px;letter-spacing:0.08px;display:inline;\">under FVA </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_281\" id=\"t3d_281\" style=\"left:729px;bottom:695px;letter-spacing:0.07px;display:inline;\">contracts* </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_281\" id=\"t3e_281\" style=\"left:792px;bottom:695px;letter-spacing:0.08px;display:inline;\">Total CSM </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_281\" id=\"t3f_281\" style=\"left:91px;bottom:675px;letter-spacing:-0.01px;display:inline;\">Balance at 1 Jan </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_281\" id=\"t3g_281\" style=\"left:369px;bottom:675px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_281\" id=\"t3h_281\" style=\"left:421px;bottom:675px;letter-spacing:-0.02px;display:inline;\">(34) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_281\" id=\"t3i_281\" style=\"left:468px;bottom:675px;letter-spacing:-0.02px;display:inline;\">(1,296) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_281\" id=\"t3j_281\" style=\"left:532px;bottom:675px;letter-spacing:-0.02px;display:inline;\">(1,330) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t3k_281\" style=\"left:631px;bottom:675px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t3l_281\" style=\"left:683px;bottom:675px;display:inline;\">(26) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t3m_281\" style=\"left:731px;bottom:675px;letter-spacing:-0.01px;display:inline;\">(1,198) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t3n_281\" style=\"left:795px;bottom:675px;letter-spacing:-0.01px;display:inline;\">(1,224) </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t3o_281\" style=\"left:91px;bottom:655px;letter-spacing:-0.01px;display:inline;\">Changes that relate to future service </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t3p_281\" style=\"left:91px;bottom:636px;letter-spacing:-0.01px;display:inline;\">Changes in estimates that adjust the CSM </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_281\" id=\"t3q_281\" style=\"left:369px;bottom:636px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_281\" id=\"t3r_281\" style=\"left:421px;bottom:636px;letter-spacing:-0.02px;display:inline;\">(19) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_281\" id=\"t3s_281\" style=\"left:485px;bottom:636px;letter-spacing:-0.02px;display:inline;\">(81) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_281\" id=\"t3t_281\" style=\"left:542px;bottom:636px;letter-spacing:-0.02px;display:inline;\">(100) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t3u_281\" style=\"left:630px;bottom:636px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t3v_281\" style=\"left:683px;bottom:636px;display:inline;\">(18) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t3w_281\" style=\"left:740px;bottom:636px;letter-spacing:-0.01px;display:inline;\">(272) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t3x_281\" style=\"left:804px;bottom:636px;letter-spacing:-0.01px;display:inline;\">(290) </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t3y_281\" style=\"left:91px;bottom:616px;letter-spacing:-0.01px;display:inline;\">New contracts in the year </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_281\" id=\"t3z_281\" style=\"left:369px;bottom:616px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_281\" id=\"t40_281\" style=\"left:433px;bottom:616px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_281\" id=\"t41_281\" style=\"left:485px;bottom:616px;letter-spacing:-0.02px;display:inline;\">(70) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_281\" id=\"t42_281\" style=\"left:549px;bottom:616px;letter-spacing:-0.02px;display:inline;\">(70) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t43_281\" style=\"left:630px;bottom:616px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t44_281\" style=\"left:695px;bottom:616px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t45_281\" style=\"left:751px;bottom:616px;letter-spacing:-0.01px;display:inline;\">44 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t46_281\" style=\"left:815px;bottom:616px;display:inline;\">44 </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_281\" id=\"t47_281\" style=\"left:369px;bottom:597px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_281\" id=\"t48_281\" style=\"left:421px;bottom:597px;letter-spacing:-0.02px;display:inline;\">(19) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_281\" id=\"t49_281\" style=\"left:478px;bottom:597px;letter-spacing:-0.02px;display:inline;\">(151) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_281\" id=\"t4a_281\" style=\"left:542px;bottom:597px;letter-spacing:-0.02px;display:inline;\">(170) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t4b_281\" style=\"left:630px;bottom:597px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t4c_281\" style=\"left:683px;bottom:597px;display:inline;\">(18) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t4d_281\" style=\"left:740px;bottom:597px;letter-spacing:-0.01px;display:inline;\">(228) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t4e_281\" style=\"left:804px;bottom:597px;letter-spacing:-0.01px;display:inline;\">(246) </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t4f_281\" style=\"left:91px;bottom:577px;letter-spacing:-0.01px;display:inline;\">Changes that relate to current service </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t4g_281\" style=\"left:91px;bottom:558px;letter-spacing:-0.01px;display:inline;\">Release of CSM to profit or loss </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_281\" id=\"t4h_281\" style=\"left:369px;bottom:558px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_281\" id=\"t4i_281\" style=\"left:433px;bottom:558px;display:inline;\">8 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_281\" id=\"t4j_281\" style=\"left:482px;bottom:558px;letter-spacing:-0.02px;display:inline;\">195 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_281\" id=\"t4k_281\" style=\"left:546px;bottom:558px;letter-spacing:-0.02px;display:inline;\">203 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t4l_281\" style=\"left:630px;bottom:558px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t4m_281\" style=\"left:694px;bottom:558px;display:inline;\">8 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t4n_281\" style=\"left:744px;bottom:558px;letter-spacing:-0.01px;display:inline;\">160 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t4o_281\" style=\"left:808px;bottom:558px;letter-spacing:-0.01px;display:inline;\">168 </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_281\" id=\"t4p_281\" style=\"left:369px;bottom:538px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_281\" id=\"t4q_281\" style=\"left:421px;bottom:538px;letter-spacing:-0.02px;display:inline;\">(11) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_281\" id=\"t4r_281\" style=\"left:489px;bottom:538px;letter-spacing:-0.02px;display:inline;\">44 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_281\" id=\"t4s_281\" style=\"left:554px;bottom:538px;letter-spacing:-0.02px;display:inline;\">33 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t4t_281\" style=\"left:630px;bottom:538px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t4u_281\" style=\"left:683px;bottom:538px;display:inline;\">(10) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t4v_281\" style=\"left:747px;bottom:538px;display:inline;\">(68) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t4w_281\" style=\"left:811px;bottom:538px;display:inline;\">(78) </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t4x_281\" style=\"left:91px;bottom:518px;letter-spacing:-0.01px;display:inline;\">Net finance income (expenses) from </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t4y_281\" style=\"left:91px;bottom:503px;letter-spacing:-0.01px;display:inline;\">reinsurance contracts </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_281\" id=\"t4z_281\" style=\"left:369px;bottom:503px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_281\" id=\"t50_281\" style=\"left:428px;bottom:503px;letter-spacing:-0.02px;display:inline;\">(1) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_281\" id=\"t51_281\" style=\"left:485px;bottom:503px;letter-spacing:-0.02px;display:inline;\">(48) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_281\" id=\"t52_281\" style=\"left:549px;bottom:503px;letter-spacing:-0.02px;display:inline;\">(49) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t53_281\" style=\"left:630px;bottom:503px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t54_281\" style=\"left:695px;bottom:503px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t55_281\" style=\"left:747px;bottom:503px;display:inline;\">(37) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t56_281\" style=\"left:811px;bottom:503px;display:inline;\">(37) </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t57_281\" style=\"left:91px;bottom:483px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Effect of movements in exchange rates </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_281\" id=\"t58_281\" style=\"left:369px;bottom:483px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_281\" id=\"t59_281\" style=\"left:433px;bottom:483px;display:inline;\">1 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_281\" id=\"t5a_281\" style=\"left:497px;bottom:483px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_281\" id=\"t5b_281\" style=\"left:561px;bottom:483px;display:inline;\">1 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t5c_281\" style=\"left:630px;bottom:483px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t5d_281\" style=\"left:694px;bottom:483px;display:inline;\">2 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t5e_281\" style=\"left:758px;bottom:483px;display:inline;\">7 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t5f_281\" style=\"left:822px;bottom:483px;display:inline;\">9 </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_281\" id=\"t5g_281\" style=\"left:91px;bottom:464px;letter-spacing:-0.01px;display:inline;\">Balance at 31 Dec </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_281\" id=\"t5h_281\" style=\"left:369px;bottom:464px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_281\" id=\"t5i_281\" style=\"left:421px;bottom:464px;letter-spacing:-0.02px;display:inline;\">(45) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_281\" id=\"t5j_281\" style=\"left:468px;bottom:464px;letter-spacing:-0.02px;display:inline;\">(1,300) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_281\" id=\"t5k_281\" style=\"left:532px;bottom:464px;letter-spacing:-0.02px;display:inline;\">(1,345) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t5l_281\" style=\"left:630px;bottom:464px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t5m_281\" style=\"left:683px;bottom:464px;display:inline;\">(34) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t5n_281\" style=\"left:731px;bottom:464px;letter-spacing:-0.01px;display:inline;\">(1,296) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t5o_281\" style=\"left:795px;bottom:464px;letter-spacing:-0.01px;display:inline;\">(1,330) </div></td>\n\t\t</tr>\n\t\n</table>\n<div class=\"t s5_281\" id=\"t5p_281\" style=\"left:87px;bottom:437px;display:inline;\">* </div><div class=\"t s5_281\" id=\"t5q_281\" style=\"left:104px;bottom:437px;letter-spacing:-0.13px;display:inline;\">Other contracts represent groups of reinsurance contracts measured under the full retrospective approach at the transition date, 1 January 2022 and groups of contracts </div><div class=\"t s5_281\" id=\"t5r_281\" style=\"left:104px;bottom:426px;letter-spacing:-0.12px;display:inline;\">recognised on or after the transition date. </div><div class=\"t s1_281\" id=\"t5s_281\" style=\"left:87px;bottom:399px;letter-spacing:-0.01px;word-spacing:-0.02px;display:inline;\">An analysis of insurance revenue by transition approach is included in note C3.2(c). </div><div class=\"t s0_281\" id=\"t5t_281\" style=\"left:87px;bottom:370px;letter-spacing:-0.09px;display:inline;\">(c) </div><div class=\"t s0_281\" id=\"t5u_281\" style=\"left:113px;bottom:370px;letter-spacing:-0.11px;word-spacing:-0.01px;display:inline;\">Analysis of movements in insurance and reinsurance contract balances by remaining coverage and incurred claims </div><div class=\"t s0_281\" id=\"t5v_281\" style=\"left:113px;bottom:354px;letter-spacing:-0.11px;display:inline;\">(excluding JVs and associates) </div><div class=\"t s1_281\" id=\"t5w_281\" style=\"left:87px;bottom:338px;letter-spacing:-0.01px;display:inline;\">An analysis of movements in insurance and reinsurance contract balances by remaining coverage and incurred claims and excluding JVs and </div><div class=\"t s1_281\" id=\"t5x_281\" style=\"left:87px;bottom:323px;letter-spacing:-0.01px;display:inline;\">associates is set out below: </div><div></div><table>\n\t\n\t\t<tr>\n\t\t\t<td>                                            \u00a0</td>\n\t\t\t<td>                                        \u00a0</td>\n\t\t</tr>\n\t\n\t\n\t\t<tr>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"8\" rowspan=\"1\" style=\"text-align: center;\">   <div class=\"t s0_282\" id=\"t1_282\" style=\"left:509px;bottom:1118px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">Excluding JVs and associates </div>    </td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"8\" rowspan=\"1\" style=\"text-align: center;\">   <div class=\"t s0_282\" id=\"t2_282\" style=\"left:548px;bottom:1100px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">2023 $m </div>    </td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"4\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s0_282\" id=\"t3_282\" style=\"left:421px;bottom:1083px;letter-spacing:0.07px;display:inline;\">Insurance </div>  </td>\n\t\t\t<td colspan=\"4\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s0_282\" id=\"t4_282\" style=\"left:666px;bottom:1083px;letter-spacing:0.07px;display:inline;\">Reinsurance </div>  </td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s0_282\" id=\"t5_282\" style=\"left:332px;bottom:1067px;letter-spacing:0.06px;word-spacing:0.01px;display:inline;\">Liabilities for remaining </div> </td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s0_282\" id=\"ta_282\" style=\"left:582px;bottom:1067px;letter-spacing:0.06px;word-spacing:0.01px;display:inline;\">Liabilities for remaining </div> </td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s0_282\" id=\"t6_282\" style=\"left:362px;bottom:1057px;letter-spacing:0.08px;display:inline;\">coverage </div> </td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s0_282\" id=\"tb_282\" style=\"left:611px;bottom:1057px;letter-spacing:0.08px;display:inline;\">coverage </div> </td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_282\" id=\"tf_282\" style=\"left:337px;bottom:1040px;letter-spacing:0.07px;display:inline;\">Excluding </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_282\" id=\"t7_282\" style=\"left:445px;bottom:1040px;letter-spacing:0.05px;display:inline;\">Liabilities for </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_282\" id=\"tc_282\" style=\"left:696px;bottom:1040px;letter-spacing:0.05px;display:inline;\">Liabilities for </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_282\" id=\"tg_282\" style=\"left:361px;bottom:1030px;letter-spacing:0.05px;display:inline;\">loss </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_282\" id=\"ti_282\" style=\"left:420px;bottom:1030px;letter-spacing:0.06px;display:inline;\">Loss </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_282\" id=\"t8_282\" style=\"left:465px;bottom:1030px;letter-spacing:0.06px;display:inline;\">incurred </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_282\" id=\"tl_282\" style=\"left:571px;bottom:1030px;letter-spacing:0.06px;word-spacing:0.01px;display:inline;\">Excluding loss </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_282\" id=\"tn_282\" style=\"left:671px;bottom:1030px;letter-spacing:0.06px;display:inline;\">Loss </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_282\" id=\"td_282\" style=\"left:716px;bottom:1030px;letter-spacing:0.06px;display:inline;\">incurred </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_282\" id=\"th_282\" style=\"left:330px;bottom:1020px;letter-spacing:0.09px;display:inline;\">component </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_282\" id=\"tj_282\" style=\"left:391px;bottom:1020px;letter-spacing:0.09px;display:inline;\">component </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_282\" id=\"t9_282\" style=\"left:472px;bottom:1020px;letter-spacing:0.07px;display:inline;\">claims </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_282\" id=\"tk_282\" style=\"left:537px;bottom:1020px;letter-spacing:0.07px;display:inline;\">Total </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_282\" id=\"tm_282\" style=\"left:581px;bottom:1020px;letter-spacing:0.09px;display:inline;\">component </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_282\" id=\"to_282\" style=\"left:642px;bottom:1020px;letter-spacing:0.09px;display:inline;\">component </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_282\" id=\"te_282\" style=\"left:723px;bottom:1020px;letter-spacing:0.07px;display:inline;\">claims </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_282\" id=\"tp_282\" style=\"left:788px;bottom:1020px;letter-spacing:0.07px;display:inline;\">Total </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_282\" id=\"tq_282\" style=\"left:411px;bottom:1003px;letter-spacing:0.06px;display:inline;\">note (i) </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_282\" id=\"tr_282\" style=\"left:648px;bottom:1003px;letter-spacing:0.06px;display:inline;\">note (i) </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_282\" id=\"ts_282\" style=\"left:69px;bottom:983px;letter-spacing:-0.01px;display:inline;\">Opening assets </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"tt_282\" style=\"left:339px;bottom:983px;letter-spacing:-0.02px;display:inline;\">(1,200) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"tu_282\" style=\"left:421px;bottom:983px;letter-spacing:-0.02px;display:inline;\">14 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"tv_282\" style=\"left:482px;bottom:983px;letter-spacing:-0.02px;display:inline;\">80 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"tw_282\" style=\"left:521px;bottom:983px;letter-spacing:-0.02px;display:inline;\">(1,106) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"tx_282\" style=\"left:589px;bottom:983px;letter-spacing:-0.02px;display:inline;\">(1,460) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"ty_282\" style=\"left:668px;bottom:983px;letter-spacing:-0.02px;display:inline;\">(29) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"tz_282\" style=\"left:721px;bottom:983px;letter-spacing:-0.02px;display:inline;\">(367) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t10_282\" style=\"left:772px;bottom:983px;letter-spacing:-0.02px;display:inline;\">(1,856) </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_282\" id=\"t11_282\" style=\"left:69px;bottom:963px;letter-spacing:-0.01px;display:inline;\">Opening liabilities </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t12_282\" style=\"left:328px;bottom:963px;letter-spacing:-0.02px;display:inline;\">123,855 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t13_282\" style=\"left:414px;bottom:963px;letter-spacing:-0.02px;display:inline;\">622 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t14_282\" style=\"left:464px;bottom:963px;letter-spacing:-0.02px;word-spacing:4px;display:inline;\">1,762  126,239 </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t15_282\" style=\"left:594px;bottom:963px;letter-spacing:-0.02px;display:inline;\">1,220 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t16_282\" style=\"left:675px;bottom:963px;letter-spacing:-0.02px;display:inline;\">(6) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t17_282\" style=\"left:728px;bottom:963px;letter-spacing:-0.02px;display:inline;\">(39) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t18_282\" style=\"left:776px;bottom:963px;letter-spacing:-0.02px;display:inline;\">1,175 </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t19_282\" style=\"left:69px;bottom:944px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Net opening balance at 1 Jan </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t1a_282\" style=\"left:328px;bottom:944px;letter-spacing:-0.02px;display:inline;\">122,655 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t1b_282\" style=\"left:414px;bottom:944px;letter-spacing:-0.02px;display:inline;\">636 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t1c_282\" style=\"left:464px;bottom:944px;letter-spacing:-0.02px;word-spacing:4px;display:inline;\">1,842  125,133 </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t1d_282\" style=\"left:599px;bottom:944px;letter-spacing:-0.02px;display:inline;\">(240) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t1e_282\" style=\"left:667px;bottom:944px;letter-spacing:-0.02px;display:inline;\">(35) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t1f_282\" style=\"left:721px;bottom:944px;letter-spacing:-0.02px;display:inline;\">(406) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t1g_282\" style=\"left:782px;bottom:944px;letter-spacing:-0.02px;display:inline;\">(681) </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t1h_282\" style=\"left:69px;bottom:900px;letter-spacing:-0.01px;display:inline;\">Insurance revenue </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_282\" id=\"t1i_282\" style=\"left:69px;bottom:880px;letter-spacing:-0.01px;display:inline;\">Contracts measured under the modified </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_282\" id=\"t1j_282\" style=\"left:69px;bottom:865px;letter-spacing:-0.01px;display:inline;\">retrospective approach </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t1k_282\" style=\"left:349px;bottom:865px;letter-spacing:-0.02px;display:inline;\">(247) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t1l_282\" style=\"left:429px;bottom:865px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t1m_282\" style=\"left:490px;bottom:865px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t1n_282\" style=\"left:531px;bottom:865px;letter-spacing:-0.02px;display:inline;\">(247) </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_282\" id=\"t1o_282\" style=\"left:69px;bottom:845px;letter-spacing:-0.01px;display:inline;\">Contracts measured under the fair value </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_282\" id=\"t1p_282\" style=\"left:69px;bottom:829px;letter-spacing:-0.01px;display:inline;\">approach </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t1q_282\" style=\"left:348px;bottom:829px;letter-spacing:-0.02px;display:inline;\">(733) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t1r_282\" style=\"left:429px;bottom:829px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t1s_282\" style=\"left:489px;bottom:829px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t1t_282\" style=\"left:531px;bottom:829px;letter-spacing:-0.02px;display:inline;\">(733) </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_282\" id=\"t1u_282\" style=\"left:69px;bottom:810px;letter-spacing:-0.01px;display:inline;\">Other contracts </div> <div class=\"t s3_282\" id=\"t1v_282\" style=\"vertical-align: super;left:153px;bottom:818px;letter-spacing:0.15px;display:inline;\">note (ii) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t1w_282\" style=\"left:339px;bottom:810px;letter-spacing:-0.02px;display:inline;\">(8,391) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t1x_282\" style=\"left:429px;bottom:810px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t1y_282\" style=\"left:490px;bottom:810px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t1z_282\" style=\"left:521px;bottom:810px;letter-spacing:-0.02px;display:inline;\">(8,391) </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t20_282\" style=\"left:339px;bottom:790px;letter-spacing:-0.02px;display:inline;\">(9,371) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t21_282\" style=\"left:429px;bottom:790px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t22_282\" style=\"left:490px;bottom:790px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t23_282\" style=\"left:521px;bottom:790px;letter-spacing:-0.02px;display:inline;\">(9,371) </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t24_282\" style=\"left:69px;bottom:771px;letter-spacing:-0.01px;display:inline;\">Insurance service expense </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_282\" id=\"t25_282\" style=\"left:69px;bottom:751px;letter-spacing:-0.01px;display:inline;\">Incurred claims and other directly attributable </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_282\" id=\"t26_282\" style=\"left:69px;bottom:735px;letter-spacing:-0.01px;display:inline;\">expenses </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t27_282\" style=\"left:368px;bottom:735px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t28_282\" style=\"left:417px;bottom:735px;letter-spacing:-0.02px;display:inline;\">(42) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t29_282\" style=\"left:464px;bottom:735px;letter-spacing:-0.02px;display:inline;\">4,071 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t2a_282\" style=\"left:525px;bottom:735px;letter-spacing:-0.02px;display:inline;\">4,029 </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_282\" id=\"t2b_282\" style=\"left:69px;bottom:715px;letter-spacing:-0.01px;display:inline;\">Amortisation of insurance acquisition cash </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_282\" id=\"t2c_282\" style=\"left:69px;bottom:700px;letter-spacing:-0.01px;display:inline;\">flows </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t2d_282\" style=\"left:343px;bottom:700px;letter-spacing:-0.02px;display:inline;\">2,745 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t2e_282\" style=\"left:429px;bottom:700px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t2f_282\" style=\"left:490px;bottom:700px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t2g_282\" style=\"left:525px;bottom:700px;letter-spacing:-0.02px;display:inline;\">2,745 </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_282\" id=\"t2h_282\" style=\"left:69px;bottom:680px;letter-spacing:-0.01px;display:inline;\">Losses or reversal of losses on onerous </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_282\" id=\"t2i_282\" style=\"left:69px;bottom:664px;letter-spacing:-0.01px;display:inline;\">contracts </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t2j_282\" style=\"left:368px;bottom:664px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t2k_282\" style=\"left:413px;bottom:664px;letter-spacing:-0.02px;display:inline;\">197 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t2l_282\" style=\"left:490px;bottom:664px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t2m_282\" style=\"left:535px;bottom:664px;letter-spacing:-0.02px;display:inline;\">197 </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_282\" id=\"t2n_282\" style=\"left:69px;bottom:645px;letter-spacing:-0.01px;display:inline;\">Adjustments to liability for incurred claims </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t2o_282\" style=\"left:368px;bottom:645px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t2p_282\" style=\"left:429px;bottom:645px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t2q_282\" style=\"left:474px;bottom:645px;letter-spacing:-0.02px;display:inline;\">142 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t2r_282\" style=\"left:535px;bottom:645px;letter-spacing:-0.02px;display:inline;\">142 </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t2s_282\" style=\"left:343px;bottom:625px;letter-spacing:-0.02px;display:inline;\">2,745 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t2t_282\" style=\"left:413px;bottom:625px;letter-spacing:-0.02px;display:inline;\">155 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t2u_282\" style=\"left:464px;bottom:625px;letter-spacing:-0.02px;display:inline;\">4,213 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t2v_282\" style=\"left:525px;bottom:625px;letter-spacing:-0.02px;display:inline;\">7,113 </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t2w_282\" style=\"left:69px;bottom:605px;letter-spacing:-0.01px;display:inline;\">Net (income) expense from reinsurance </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t2x_282\" style=\"left:69px;bottom:590px;letter-spacing:-0.01px;display:inline;\">contracts held </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t2y_282\" style=\"left:604px;bottom:590px;letter-spacing:-0.02px;display:inline;\">640 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t2z_282\" style=\"left:667px;bottom:590px;letter-spacing:-0.02px;display:inline;\">(98) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t30_282\" style=\"left:721px;bottom:590px;letter-spacing:-0.02px;display:inline;\">(371) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t31_282\" style=\"left:786px;bottom:590px;letter-spacing:-0.02px;display:inline;\">171 </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t32_282\" style=\"left:69px;bottom:570px;letter-spacing:-0.01px;display:inline;\">Insurance service result </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t33_282\" style=\"left:338px;bottom:570px;letter-spacing:-0.02px;display:inline;\">(6,626) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t34_282\" style=\"left:413px;bottom:570px;letter-spacing:-0.02px;display:inline;\">155 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t35_282\" style=\"left:464px;bottom:570px;letter-spacing:-0.02px;display:inline;\">4,213 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t36_282\" style=\"left:521px;bottom:570px;letter-spacing:-0.02px;display:inline;\">(2,258) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t37_282\" style=\"left:604px;bottom:570px;letter-spacing:-0.02px;display:inline;\">640 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t38_282\" style=\"left:667px;bottom:570px;letter-spacing:-0.02px;display:inline;\">(98) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t39_282\" style=\"left:721px;bottom:570px;letter-spacing:-0.02px;display:inline;\">(371) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t3a_282\" style=\"left:786px;bottom:570px;letter-spacing:-0.02px;display:inline;\">171 </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_282\" id=\"t3b_282\" style=\"left:69px;bottom:527px;letter-spacing:-0.01px;display:inline;\">Investment components and premium refunds </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t3c_282\" style=\"left:338px;bottom:527px;letter-spacing:-0.02px;display:inline;\">(7,095) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t3d_282\" style=\"left:429px;bottom:527px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t3e_282\" style=\"left:464px;bottom:527px;letter-spacing:-0.02px;display:inline;\">7,095 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t3f_282\" style=\"left:550px;bottom:527px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t3g_282\" style=\"left:614px;bottom:527px;letter-spacing:-0.02px;display:inline;\">(1) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t3h_282\" style=\"left:680px;bottom:527px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t3i_282\" style=\"left:740px;bottom:527px;display:inline;\">1 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t3j_282\" style=\"left:801px;bottom:527px;display:inline;\">\u2013 </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_282\" id=\"t3k_282\" style=\"left:69px;bottom:507px;letter-spacing:-0.01px;display:inline;\">Net finance (income) expenses from insurance </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_282\" id=\"t3l_282\" style=\"left:69px;bottom:491px;letter-spacing:-0.01px;display:inline;\">and reinsurance contracts </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t3m_282\" style=\"left:343px;bottom:491px;letter-spacing:-0.02px;display:inline;\">8,792 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t3n_282\" style=\"left:421px;bottom:491px;letter-spacing:-0.02px;display:inline;\">15 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t3o_282\" style=\"left:481px;bottom:491px;letter-spacing:-0.02px;display:inline;\">32 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t3p_282\" style=\"left:525px;bottom:491px;letter-spacing:-0.02px;display:inline;\">8,839 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t3q_282\" style=\"left:599px;bottom:491px;letter-spacing:-0.02px;display:inline;\">(191) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t3r_282\" style=\"left:680px;bottom:491px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t3s_282\" style=\"left:740px;bottom:491px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t3t_282\" style=\"left:781px;bottom:491px;letter-spacing:-0.02px;display:inline;\">(191) </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t3u_282\" style=\"left:69px;bottom:471px;letter-spacing:-0.01px;display:inline;\">Total amount recognised in income </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t3v_282\" style=\"left:69px;bottom:456px;letter-spacing:-0.01px;display:inline;\">statement </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t3w_282\" style=\"left:338px;bottom:456px;letter-spacing:-0.02px;display:inline;\">(4,929) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t3x_282\" style=\"left:413px;bottom:456px;letter-spacing:-0.02px;display:inline;\">170 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t3y_282\" style=\"left:457px;bottom:456px;letter-spacing:-0.02px;display:inline;\">11,340 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t3z_282\" style=\"left:525px;bottom:456px;letter-spacing:-0.02px;display:inline;\">6,581 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t40_282\" style=\"left:603px;bottom:456px;letter-spacing:-0.02px;display:inline;\">448 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t41_282\" style=\"left:667px;bottom:456px;letter-spacing:-0.02px;display:inline;\">(98) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t42_282\" style=\"left:721px;bottom:456px;letter-spacing:-0.02px;display:inline;\">(370) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t43_282\" style=\"left:789px;bottom:456px;letter-spacing:-0.02px;display:inline;\">(20) </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_282\" id=\"t44_282\" style=\"left:69px;bottom:436px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Effect of movement in exchange rates </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t45_282\" style=\"left:353px;bottom:436px;letter-spacing:-0.02px;display:inline;\">220 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t46_282\" style=\"left:424px;bottom:436px;letter-spacing:-0.02px;display:inline;\">(4) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t47_282\" style=\"left:484px;bottom:436px;letter-spacing:-0.02px;display:inline;\">(6) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t48_282\" style=\"left:535px;bottom:436px;letter-spacing:-0.02px;display:inline;\">210 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t49_282\" style=\"left:614px;bottom:436px;letter-spacing:-0.02px;display:inline;\">(1) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t4a_282\" style=\"left:679px;bottom:436px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t4b_282\" style=\"left:739px;bottom:436px;display:inline;\">1 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t4c_282\" style=\"left:801px;bottom:436px;display:inline;\">\u2013 </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t4d_282\" style=\"left:69px;bottom:416px;letter-spacing:-0.01px;display:inline;\">Total amount recognised in comprehensive </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t4e_282\" style=\"left:69px;bottom:401px;letter-spacing:-0.02px;display:inline;\">income </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t4f_282\" style=\"left:338px;bottom:401px;letter-spacing:-0.02px;display:inline;\">(4,709) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t4g_282\" style=\"left:413px;bottom:401px;letter-spacing:-0.02px;display:inline;\">166 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t4h_282\" style=\"left:457px;bottom:401px;letter-spacing:-0.02px;display:inline;\">11,334 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t4i_282\" style=\"left:525px;bottom:401px;letter-spacing:-0.02px;display:inline;\">6,791 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t4j_282\" style=\"left:603px;bottom:401px;letter-spacing:-0.02px;display:inline;\">447 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t4k_282\" style=\"left:667px;bottom:401px;letter-spacing:-0.02px;display:inline;\">(98) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t4l_282\" style=\"left:721px;bottom:401px;letter-spacing:-0.02px;display:inline;\">(369) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t4m_282\" style=\"left:789px;bottom:401px;letter-spacing:-0.02px;display:inline;\">(20) </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t4n_282\" style=\"left:69px;bottom:357px;letter-spacing:-0.01px;display:inline;\">Cash flows </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_282\" id=\"t4o_282\" style=\"left:69px;bottom:337px;letter-spacing:-0.01px;display:inline;\">Premiums received net of ceding commissions </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"tcs-selection-enabled tcs-selected emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_282\" id=\"t4p_282\" style=\"left:69px;bottom:321px;letter-spacing:-0.01px;display:inline;\">paid </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t4q_282\" style=\"left:335px;bottom:321px;letter-spacing:-0.02px;display:inline;\">22,294 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t4r_282\" style=\"left:429px;bottom:321px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t4s_282\" style=\"left:489px;bottom:321px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t4t_282\" style=\"left:517px;bottom:321px;letter-spacing:-0.02px;display:inline;\">22,294 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t4u_282\" style=\"left:589px;bottom:321px;letter-spacing:-0.02px;display:inline;\">(1,032) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t4v_282\" style=\"left:679px;bottom:321px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t4w_282\" style=\"left:740px;bottom:321px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t4x_282\" style=\"left:771px;bottom:321px;letter-spacing:-0.02px;display:inline;\">(1,032) </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_282\" id=\"t4y_282\" style=\"left:69px;bottom:302px;letter-spacing:-0.01px;display:inline;\">Insurance acquisition cash flows </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t4z_282\" style=\"left:338px;bottom:302px;letter-spacing:-0.02px;display:inline;\">(4,270) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t50_282\" style=\"left:428px;bottom:302px;display:inline;\">\u2013 </div></td>\n\t\t\t<td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t51_282\" style=\"left:489px;bottom:302px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t52_282\" style=\"left:520px;bottom:302px;letter-spacing:-0.02px;display:inline;\">(4,270) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t53_282\" style=\"left:619px;bottom:302px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t54_282\" style=\"left:679px;bottom:302px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t55_282\" style=\"left:740px;bottom:302px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t56_282\" style=\"left:801px;bottom:302px;display:inline;\">\u2013 </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_282\" id=\"t57_282\" style=\"left:69px;bottom:282px;letter-spacing:-0.01px;display:inline;\">Claims and other insurance service expenses </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_282\" id=\"t58_282\" style=\"left:69px;bottom:266px;letter-spacing:-0.01px;display:inline;\">net of recoveries from reinsurance received* </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t59_282\" style=\"left:368px;bottom:266px;display:inline;\">\u2013 </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t5a_282\" style=\"left:428px;bottom:266px;letter-spacing:-0.02px;word-spacing:4.47px;display:inline;\">\u2013  (11,082)  (11,082) </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t5b_282\" style=\"left:619px;bottom:266px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t5c_282\" style=\"left:679px;bottom:266px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t5d_282\" style=\"left:725px;bottom:266px;letter-spacing:-0.02px;display:inline;\">458 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t5e_282\" style=\"left:785px;bottom:266px;letter-spacing:-0.02px;display:inline;\">458 </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t5f_282\" style=\"left:68px;bottom:247px;letter-spacing:-0.01px;display:inline;\">Total cash flows </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t5g_282\" style=\"left:335px;bottom:247px;letter-spacing:-0.02px;display:inline;\">18,024 </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t5h_282\" style=\"left:428px;bottom:247px;letter-spacing:-0.02px;word-spacing:5.53px;display:inline;\">\u2013  (11,082) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t5i_282\" style=\"left:524px;bottom:247px;letter-spacing:-0.02px;display:inline;\">6,942 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t5j_282\" style=\"left:589px;bottom:247px;letter-spacing:-0.02px;display:inline;\">(1,032) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t5k_282\" style=\"left:679px;bottom:247px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t5l_282\" style=\"left:725px;bottom:247px;letter-spacing:-0.02px;display:inline;\">458 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t5m_282\" style=\"left:781px;bottom:247px;letter-spacing:-0.02px;display:inline;\">(574) </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t5n_282\" style=\"left:550px;bottom:228px;display:inline;\">\u2013 </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t5o_282\" style=\"left:68px;bottom:208px;letter-spacing:-0.01px;display:inline;\">Other changes </div> <div class=\"t s4_282\" id=\"t5p_282\" style=\"vertical-align: super;left:155px;bottom:216px;letter-spacing:0.16px;display:inline;\">note (iii) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t5q_282\" style=\"left:349px;bottom:208px;letter-spacing:-0.02px;display:inline;\">(236) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t5r_282\" style=\"left:421px;bottom:208px;letter-spacing:-0.02px;display:inline;\">23 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t5s_282\" style=\"left:482px;bottom:208px;letter-spacing:-0.02px;display:inline;\">38 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t5t_282\" style=\"left:531px;bottom:208px;letter-spacing:-0.02px;display:inline;\">(175) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t5u_282\" style=\"left:618px;bottom:208px;display:inline;\">2 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t5v_282\" style=\"left:675px;bottom:208px;letter-spacing:-0.02px;display:inline;\">(1) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t5w_282\" style=\"left:736px;bottom:208px;letter-spacing:-0.02px;display:inline;\">(1) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t5x_282\" style=\"left:801px;bottom:208px;display:inline;\">\u2013 </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_282\" id=\"t5y_282\" style=\"left:69px;bottom:164px;letter-spacing:-0.01px;display:inline;\">Closing assets </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t5z_282\" style=\"left:339px;bottom:164px;letter-spacing:-0.02px;display:inline;\">(1,285) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t60_282\" style=\"left:421px;bottom:164px;letter-spacing:-0.02px;display:inline;\">20 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t61_282\" style=\"left:474px;bottom:164px;letter-spacing:-0.02px;display:inline;\">117 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t62_282\" style=\"left:521px;bottom:164px;letter-spacing:-0.02px;display:inline;\">(1,148) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t63_282\" style=\"left:589px;bottom:164px;letter-spacing:-0.02px;display:inline;\">(2,023) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t64_282\" style=\"left:660px;bottom:164px;letter-spacing:-0.02px;display:inline;\">(119) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t65_282\" style=\"left:721px;bottom:164px;letter-spacing:-0.02px;display:inline;\">(284) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t66_282\" style=\"left:772px;bottom:164px;letter-spacing:-0.02px;display:inline;\">(2,426) </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_282\" id=\"t67_282\" style=\"left:69px;bottom:145px;letter-spacing:-0.01px;display:inline;\">Closing liabilities </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t68_282\" style=\"left:328px;bottom:145px;letter-spacing:-0.02px;display:inline;\">137,019 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t69_282\" style=\"left:414px;bottom:145px;letter-spacing:-0.02px;display:inline;\">805 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t6a_282\" style=\"left:464px;bottom:145px;letter-spacing:-0.02px;word-spacing:4px;display:inline;\">2,015  139,839 </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t6b_282\" style=\"left:594px;bottom:145px;letter-spacing:-0.02px;display:inline;\">1,200 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t6c_282\" style=\"left:667px;bottom:145px;letter-spacing:-0.02px;display:inline;\">(15) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t6d_282\" style=\"left:728px;bottom:145px;letter-spacing:-0.02px;display:inline;\">(34) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t6e_282\" style=\"left:776px;bottom:145px;letter-spacing:-0.02px;display:inline;\">1,151 </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t6f_282\" style=\"left:69px;bottom:126px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Net closing balance at 31 Dec </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t6g_282\" style=\"left:328px;bottom:126px;letter-spacing:-0.02px;display:inline;\">135,734 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t6h_282\" style=\"left:413px;bottom:126px;letter-spacing:-0.02px;display:inline;\">825 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t6i_282\" style=\"left:464px;bottom:126px;letter-spacing:-0.02px;word-spacing:4px;display:inline;\">2,132  138,691 </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t6j_282\" style=\"left:599px;bottom:126px;letter-spacing:-0.02px;display:inline;\">(823) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t6k_282\" style=\"left:660px;bottom:126px;letter-spacing:-0.02px;display:inline;\">(134) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t6l_282\" style=\"left:721px;bottom:126px;letter-spacing:-0.02px;display:inline;\">(318) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t6m_282\" style=\"left:772px;bottom:126px;letter-spacing:-0.02px;display:inline;\">(1,275) </div></td>\n\t\t</tr>\n\t\n</table><div></div><table>\n\t\n\t\t<tr>\n\t\t\t<td>                                            \u00a0</td>\n\t\t\t<td>                                        \u00a0</td>\n\t\t</tr>\n\t\n\t\n\t\t<tr>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_283\" id=\"t1_283\" style=\"left:546px;bottom:1118px;letter-spacing:0.06px;display:inline;\">Excluding JVs and associates </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_283\" id=\"t2_283\" style=\"left:582px;bottom:1100px;letter-spacing:0.09px;display:inline;\">2022 $m </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_283\" id=\"t3_283\" style=\"left:457px;bottom:1083px;letter-spacing:0.07px;display:inline;\">Insurance </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_283\" id=\"t4_283\" style=\"left:700px;bottom:1083px;letter-spacing:0.07px;display:inline;\">Reinsurance </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_283\" id=\"t5_283\" style=\"left:371px;bottom:1067px;letter-spacing:0.06px;display:inline;\">Liabilities for remaining </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_283\" id=\"tb_283\" style=\"left:619px;bottom:1067px;letter-spacing:0.06px;display:inline;\">Liabilities for remaining </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_283\" id=\"t6_283\" style=\"left:397px;bottom:1057px;letter-spacing:0.07px;display:inline;\">coverage </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_283\" id=\"t7_283\" style=\"left:498px;bottom:1060px;letter-spacing:0.06px;display:inline;\">Liabilities </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_283\" id=\"tc_283\" style=\"left:645px;bottom:1057px;letter-spacing:0.07px;display:inline;\">coverage </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_283\" id=\"t8_283\" style=\"left:521px;bottom:1049px;letter-spacing:0.06px;display:inline;\">for </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_283\" id=\"td_283\" style=\"left:732px;bottom:1049px;letter-spacing:0.05px;display:inline;\">Liabilities for </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_283\" id=\"tg_283\" style=\"left:360px;bottom:1039px;letter-spacing:0.06px;display:inline;\">Excluding loss </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_283\" id=\"ti_283\" style=\"left:455px;bottom:1039px;letter-spacing:0.05px;display:inline;\">Loss </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_283\" id=\"t9_283\" style=\"left:502px;bottom:1039px;letter-spacing:0.06px;display:inline;\">incurred </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_283\" id=\"tl_283\" style=\"left:607px;bottom:1039px;letter-spacing:0.06px;display:inline;\">Excluding loss </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_283\" id=\"tn_283\" style=\"left:703px;bottom:1039px;letter-spacing:0.05px;display:inline;\">Loss </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_283\" id=\"te_283\" style=\"left:749px;bottom:1039px;letter-spacing:0.06px;display:inline;\">incurred </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_283\" id=\"th_283\" style=\"left:368px;bottom:1029px;letter-spacing:0.08px;display:inline;\">component </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_283\" id=\"tj_283\" style=\"left:428px;bottom:1029px;letter-spacing:0.08px;display:inline;\">component </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_283\" id=\"ta_283\" style=\"left:508px;bottom:1029px;letter-spacing:0.07px;display:inline;\">claims </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_283\" id=\"tk_283\" style=\"left:573px;bottom:1029px;letter-spacing:0.07px;display:inline;\">Total </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_283\" id=\"tm_283\" style=\"left:615px;bottom:1029px;letter-spacing:0.08px;display:inline;\">component </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_283\" id=\"to_283\" style=\"left:676px;bottom:1029px;letter-spacing:0.08px;display:inline;\">component </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_283\" id=\"tf_283\" style=\"left:756px;bottom:1029px;letter-spacing:0.07px;display:inline;\">claims </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_283\" id=\"tp_283\" style=\"left:821px;bottom:1029px;letter-spacing:0.07px;display:inline;\">Total </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_283\" id=\"tq_283\" style=\"left:447px;bottom:1012px;letter-spacing:0.06px;display:inline;\">note (i) </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_283\" id=\"tr_283\" style=\"left:694px;bottom:1012px;letter-spacing:0.06px;display:inline;\">note (i) </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"ts_283\" style=\"left:91px;bottom:992px;letter-spacing:-0.01px;display:inline;\">Opening assets </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"tt_283\" style=\"left:374px;bottom:992px;letter-spacing:-0.01px;display:inline;\">(1,308) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"tu_283\" style=\"left:456px;bottom:992px;letter-spacing:-0.01px;display:inline;\">17 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"tv_283\" style=\"left:516px;bottom:992px;letter-spacing:-0.01px;display:inline;\">70 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"tw_283\" style=\"left:556px;bottom:992px;letter-spacing:-0.01px;display:inline;\">(1,221) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"tx_283\" style=\"left:622px;bottom:992px;letter-spacing:-0.01px;display:inline;\">(2,431) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"ty_283\" style=\"left:699px;bottom:992px;display:inline;\">(32) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"tz_283\" style=\"left:753px;bottom:992px;letter-spacing:-0.01px;display:inline;\">(324) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t10_283\" style=\"left:804px;bottom:992px;letter-spacing:-0.01px;display:inline;\">(2,787) </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t11_283\" style=\"left:91px;bottom:972px;letter-spacing:-0.01px;display:inline;\">Opening liabilities </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t12_283\" style=\"left:364px;bottom:972px;letter-spacing:-0.01px;display:inline;\">147,209 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t13_283\" style=\"left:449px;bottom:972px;letter-spacing:-0.01px;display:inline;\">651 </div></td>\n\t\t\t<td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t14_283\" style=\"left:500px;bottom:972px;letter-spacing:-0.01px;word-spacing:5.22px;display:inline;\">1,938  149,798 </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t15_283\" style=\"left:626px;bottom:972px;letter-spacing:-0.01px;display:inline;\">1,314 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t16_283\" style=\"left:706px;bottom:972px;display:inline;\">(1) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t17_283\" style=\"left:760px;bottom:972px;display:inline;\">(59) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t18_283\" style=\"left:808px;bottom:972px;letter-spacing:-0.01px;display:inline;\">1,254 </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_283\" id=\"t19_283\" style=\"left:91px;bottom:953px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Net opening balance at 1 Jan </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t1a_283\" style=\"left:364px;bottom:953px;letter-spacing:-0.01px;display:inline;\">145,901 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t1b_283\" style=\"left:449px;bottom:953px;letter-spacing:-0.01px;display:inline;\">668 </div></td>\n\t\t\t<td class=\"tcs-selection-enabled tcs-selected\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t1c_283\" style=\"left:500px;bottom:953px;letter-spacing:-0.01px;word-spacing:5.22px;display:inline;\">2,008  148,577 </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t1d_283\" style=\"left:622px;bottom:953px;letter-spacing:-0.01px;display:inline;\">(1,117) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t1e_283\" style=\"left:699px;bottom:953px;display:inline;\">(33) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t1f_283\" style=\"left:753px;bottom:953px;letter-spacing:-0.01px;display:inline;\">(383) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t1g_283\" style=\"left:804px;bottom:953px;letter-spacing:-0.01px;display:inline;\">(1,533) </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_283\" id=\"t1h_283\" style=\"left:91px;bottom:921px;letter-spacing:-0.01px;display:inline;\">Insurance revenue </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t1i_283\" style=\"left:91px;bottom:901px;letter-spacing:-0.01px;display:inline;\">Contracts measured under the modified </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t1j_283\" style=\"left:91px;bottom:885px;letter-spacing:-0.01px;display:inline;\">retrospective approach </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t1k_283\" style=\"left:384px;bottom:885px;letter-spacing:-0.01px;display:inline;\">(367) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t1l_283\" style=\"left:463px;bottom:885px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t1m_283\" style=\"left:524px;bottom:885px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t1n_283\" style=\"left:566px;bottom:885px;letter-spacing:-0.01px;display:inline;\">(367) </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t1o_283\" style=\"left:90px;bottom:865px;letter-spacing:-0.01px;display:inline;\">Contracts measured under the fair value </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t1p_283\" style=\"left:90px;bottom:850px;letter-spacing:-0.01px;display:inline;\">approach </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t1q_283\" style=\"left:374px;bottom:850px;letter-spacing:-0.01px;display:inline;\">(1,083) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t1r_283\" style=\"left:463px;bottom:850px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t1s_283\" style=\"left:524px;bottom:850px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t1t_283\" style=\"left:556px;bottom:850px;letter-spacing:-0.01px;display:inline;\">(1,083) </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t1u_283\" style=\"left:90px;bottom:830px;letter-spacing:-0.01px;display:inline;\">Other contracts </div> <div class=\"t s3_283\" id=\"t1v_283\" style=\"left:174px;bottom:838px;letter-spacing:0.15px;display:inline;\">note (ii) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t1w_283\" style=\"left:374px;bottom:830px;letter-spacing:-0.01px;display:inline;\">(7,099) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t1x_283\" style=\"left:463px;bottom:830px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t1y_283\" style=\"left:524px;bottom:830px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t1z_283\" style=\"left:556px;bottom:830px;letter-spacing:-0.01px;display:inline;\">(7,099) </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t20_283\" style=\"left:374px;bottom:811px;letter-spacing:-0.01px;display:inline;\">(8,549) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t21_283\" style=\"left:463px;bottom:811px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t22_283\" style=\"left:524px;bottom:811px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t23_283\" style=\"left:556px;bottom:811px;letter-spacing:-0.01px;display:inline;\">(8,549) </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_283\" id=\"t24_283\" style=\"left:91px;bottom:791px;letter-spacing:-0.01px;display:inline;\">Insurance service expense </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t25_283\" style=\"left:91px;bottom:771px;letter-spacing:-0.01px;display:inline;\">Incurred claims and other directly attributable </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t26_283\" style=\"left:91px;bottom:756px;letter-spacing:-0.01px;display:inline;\">expenses </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t27_283\" style=\"left:402px;bottom:756px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t28_283\" style=\"left:451px;bottom:756px;display:inline;\">(41) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t29_283\" style=\"left:500px;bottom:756px;letter-spacing:-0.01px;display:inline;\">3,679 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t2a_283\" style=\"left:561px;bottom:756px;letter-spacing:-0.01px;display:inline;\">3,638 </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t2b_283\" style=\"left:91px;bottom:720px;letter-spacing:-0.01px;display:inline;\">Amortisation of insurance acquisition cash flows </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t2c_283\" style=\"left:378px;bottom:720px;letter-spacing:-0.01px;display:inline;\">2,453 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t2d_283\" style=\"left:463px;bottom:720px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t2e_283\" style=\"left:524px;bottom:720px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t2f_283\" style=\"left:561px;bottom:720px;letter-spacing:-0.01px;display:inline;\">2,453 </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t2g_283\" style=\"left:91px;bottom:701px;letter-spacing:-0.01px;display:inline;\">Losses or reversal of losses on onerous contracts </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t2h_283\" style=\"left:402px;bottom:701px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t2i_283\" style=\"left:456px;bottom:701px;letter-spacing:-0.01px;display:inline;\">30 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t2j_283\" style=\"left:524px;bottom:701px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t2k_283\" style=\"left:577px;bottom:701px;letter-spacing:-0.01px;display:inline;\">30 </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t2l_283\" style=\"left:91px;bottom:681px;letter-spacing:-0.01px;display:inline;\">Adjustments to liability for incurred claims </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t2m_283\" style=\"left:402px;bottom:681px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t2n_283\" style=\"left:463px;bottom:681px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t2o_283\" style=\"left:509px;bottom:681px;letter-spacing:-0.01px;display:inline;\">146 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t2p_283\" style=\"left:570px;bottom:681px;letter-spacing:-0.01px;display:inline;\">146 </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t2q_283\" style=\"left:378px;bottom:662px;letter-spacing:-0.01px;display:inline;\">2,453 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t2r_283\" style=\"left:451px;bottom:662px;display:inline;\">(11) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t2s_283\" style=\"left:500px;bottom:662px;letter-spacing:-0.01px;display:inline;\">3,825 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t2t_283\" style=\"left:561px;bottom:662px;letter-spacing:-0.01px;display:inline;\">6,267 </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_283\" id=\"t2u_283\" style=\"left:91px;bottom:642px;letter-spacing:-0.01px;display:inline;\">Net (income) expense from reinsurance </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_283\" id=\"t2v_283\" style=\"left:91px;bottom:626px;letter-spacing:-0.01px;display:inline;\">contracts held </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t2w_283\" style=\"left:635px;bottom:626px;letter-spacing:-0.01px;display:inline;\">487 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t2x_283\" style=\"left:706px;bottom:626px;display:inline;\">(2) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t2y_283\" style=\"left:753px;bottom:626px;letter-spacing:-0.01px;display:inline;\">(380) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t2z_283\" style=\"left:818px;bottom:626px;letter-spacing:-0.01px;display:inline;\">105 </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_283\" id=\"t30_283\" style=\"left:91px;bottom:607px;letter-spacing:-0.01px;display:inline;\">Insurance service result </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t31_283\" style=\"left:374px;bottom:607px;letter-spacing:-0.01px;display:inline;\">(6,096) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t32_283\" style=\"left:451px;bottom:607px;display:inline;\">(11) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t33_283\" style=\"left:500px;bottom:607px;letter-spacing:-0.01px;display:inline;\">3,825 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t34_283\" style=\"left:556px;bottom:607px;letter-spacing:-0.01px;display:inline;\">(2,282) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t35_283\" style=\"left:635px;bottom:607px;letter-spacing:-0.01px;display:inline;\">487 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t36_283\" style=\"left:706px;bottom:607px;display:inline;\">(2) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t37_283\" style=\"left:753px;bottom:607px;letter-spacing:-0.01px;display:inline;\">(380) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t38_283\" style=\"left:817px;bottom:607px;letter-spacing:-0.01px;display:inline;\">105 </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t39_283\" style=\"left:90px;bottom:568px;letter-spacing:-0.01px;display:inline;\">Investment components and premium refunds </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t3a_283\" style=\"left:374px;bottom:568px;letter-spacing:-0.01px;display:inline;\">(6,895) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t3b_283\" style=\"left:463px;bottom:568px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t3c_283\" style=\"left:500px;bottom:568px;letter-spacing:-0.01px;display:inline;\">6,895 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t3d_283\" style=\"left:585px;bottom:568px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t3e_283\" style=\"left:635px;bottom:568px;letter-spacing:-0.01px;display:inline;\">179 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t3f_283\" style=\"left:711px;bottom:568px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t3g_283\" style=\"left:753px;bottom:568px;letter-spacing:-0.01px;display:inline;\">(179) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t3h_283\" style=\"left:832px;bottom:568px;display:inline;\">\u2013 </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t3i_283\" style=\"left:90px;bottom:548px;letter-spacing:-0.01px;display:inline;\">Net finance (income) expenses from insurance </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t3j_283\" style=\"left:90px;bottom:532px;letter-spacing:-0.01px;display:inline;\">and reinsurance contracts </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t3k_283\" style=\"left:367px;bottom:532px;letter-spacing:-0.01px;display:inline;\">(28,605) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t3l_283\" style=\"left:451px;bottom:532px;display:inline;\">(21) </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t3m_283\" style=\"left:523px;bottom:532px;letter-spacing:-0.01px;word-spacing:6.64px;display:inline;\">3  (28,623) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t3n_283\" style=\"left:626px;bottom:532px;letter-spacing:-0.01px;display:inline;\">1,182 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t3o_283\" style=\"left:711px;bottom:532px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t3p_283\" style=\"left:764px;bottom:532px;letter-spacing:-0.01px;display:inline;\">11 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t3q_283\" style=\"left:808px;bottom:532px;letter-spacing:-0.01px;display:inline;\">1,193 </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_283\" id=\"t3r_283\" style=\"left:90px;bottom:512px;letter-spacing:-0.01px;display:inline;\">Total amount recognised in income </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_283\" id=\"t3s_283\" style=\"left:90px;bottom:497px;letter-spacing:-0.01px;display:inline;\">statement </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t3t_283\" style=\"left:367px;bottom:497px;letter-spacing:-0.01px;display:inline;\">(41,596) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t3u_283\" style=\"left:451px;bottom:497px;display:inline;\">(32) </div></td>\n\t\t\t<td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t3v_283\" style=\"left:493px;bottom:497px;letter-spacing:-0.01px;word-spacing:6.64px;display:inline;\">10,723  (30,905) </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t3w_283\" style=\"left:626px;bottom:497px;letter-spacing:-0.01px;display:inline;\">1,848 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t3x_283\" style=\"left:706px;bottom:497px;display:inline;\">(2) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t3y_283\" style=\"left:752px;bottom:497px;letter-spacing:-0.01px;display:inline;\">(548) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t3z_283\" style=\"left:808px;bottom:497px;letter-spacing:-0.01px;display:inline;\">1,298 </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t40_283\" style=\"left:90px;bottom:477px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Effect of movement in exchange rates </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t41_283\" style=\"left:374px;bottom:477px;letter-spacing:-0.01px;display:inline;\">(2,044) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t42_283\" style=\"left:451px;bottom:477px;display:inline;\">(15) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t43_283\" style=\"left:512px;bottom:477px;display:inline;\">(91) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t44_283\" style=\"left:556px;bottom:477px;letter-spacing:-0.01px;display:inline;\">(2,150) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t45_283\" style=\"left:638px;bottom:477px;display:inline;\">(10) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t46_283\" style=\"left:710px;bottom:477px;display:inline;\">2 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t47_283\" style=\"left:771px;bottom:477px;display:inline;\">2 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t48_283\" style=\"left:827px;bottom:477px;display:inline;\">(6) </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_283\" id=\"t49_283\" style=\"left:90px;bottom:457px;letter-spacing:-0.01px;display:inline;\">Total amount recognised in comprehensive </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_283\" id=\"t4a_283\" style=\"left:90px;bottom:442px;letter-spacing:-0.02px;display:inline;\">income </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t4b_283\" style=\"left:367px;bottom:442px;letter-spacing:-0.01px;display:inline;\">(43,640) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t4c_283\" style=\"left:451px;bottom:442px;display:inline;\">(47) </div></td>\n\t\t\t<td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t4d_283\" style=\"left:493px;bottom:442px;letter-spacing:-0.01px;word-spacing:6.64px;display:inline;\">10,632  (33,055) </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t4e_283\" style=\"left:626px;bottom:442px;letter-spacing:-0.01px;display:inline;\">1,838 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t4f_283\" style=\"left:710px;bottom:442px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t4g_283\" style=\"left:752px;bottom:442px;letter-spacing:-0.01px;display:inline;\">(546) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t4h_283\" style=\"left:808px;bottom:442px;letter-spacing:-0.01px;display:inline;\">1,292 </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_283\" id=\"t4i_283\" style=\"left:90px;bottom:407px;letter-spacing:-0.01px;display:inline;\">Cash flows </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t4j_283\" style=\"left:90px;bottom:387px;letter-spacing:-0.01px;display:inline;\">Premiums received net of ceding commissions </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t4k_283\" style=\"left:90px;bottom:372px;letter-spacing:-0.01px;display:inline;\">paid </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t4l_283\" style=\"left:371px;bottom:372px;letter-spacing:-0.01px;display:inline;\">23,464 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t4m_283\" style=\"left:463px;bottom:372px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t4n_283\" style=\"left:524px;bottom:372px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t4o_283\" style=\"left:553px;bottom:372px;letter-spacing:-0.01px;display:inline;\">23,464 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t4p_283\" style=\"left:631px;bottom:372px;letter-spacing:-0.01px;display:inline;\">(970) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t4q_283\" style=\"left:710px;bottom:372px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t4r_283\" style=\"left:771px;bottom:372px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t4s_283\" style=\"left:813px;bottom:372px;letter-spacing:-0.01px;display:inline;\">(970) </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t4t_283\" style=\"left:90px;bottom:352px;letter-spacing:-0.01px;display:inline;\">Insurance acquisition cash flows </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t4u_283\" style=\"left:374px;bottom:352px;letter-spacing:-0.01px;display:inline;\">(3,138) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t4v_283\" style=\"left:463px;bottom:352px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t4w_283\" style=\"left:524px;bottom:352px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t4x_283\" style=\"left:556px;bottom:352px;letter-spacing:-0.01px;display:inline;\">(3,138) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t4y_283\" style=\"left:650px;bottom:352px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t4z_283\" style=\"left:710px;bottom:352px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t50_283\" style=\"left:771px;bottom:352px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t51_283\" style=\"left:832px;bottom:352px;display:inline;\">\u2013 </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t52_283\" style=\"left:90px;bottom:332px;letter-spacing:-0.01px;display:inline;\">Claims and other insurance service expenses net </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t53_283\" style=\"left:90px;bottom:317px;letter-spacing:-0.01px;display:inline;\">of recoveries from reinsurance received* </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t54_283\" style=\"left:402px;bottom:317px;display:inline;\">\u2013 </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t55_283\" style=\"left:463px;bottom:317px;letter-spacing:-0.01px;word-spacing:5.59px;display:inline;\">\u2013  (10,650)  (10,650) </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t56_283\" style=\"left:650px;bottom:317px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t57_283\" style=\"left:710px;bottom:317px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t58_283\" style=\"left:756px;bottom:317px;letter-spacing:-0.01px;display:inline;\">519 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t59_283\" style=\"left:817px;bottom:317px;letter-spacing:-0.01px;display:inline;\">519 </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_283\" id=\"t5a_283\" style=\"left:90px;bottom:297px;letter-spacing:-0.01px;display:inline;\">Total cash flows </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t5b_283\" style=\"left:371px;bottom:297px;letter-spacing:-0.01px;display:inline;\">20,326 </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t5c_283\" style=\"left:463px;bottom:297px;letter-spacing:-0.01px;word-spacing:6.64px;display:inline;\">\u2013  (10,650) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t5d_283\" style=\"left:560px;bottom:297px;letter-spacing:-0.01px;display:inline;\">9,676 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t5e_283\" style=\"left:631px;bottom:297px;letter-spacing:-0.01px;display:inline;\">(970) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t5f_283\" style=\"left:710px;bottom:297px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t5g_283\" style=\"left:756px;bottom:297px;letter-spacing:-0.01px;display:inline;\">519 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t5h_283\" style=\"left:813px;bottom:297px;letter-spacing:-0.01px;display:inline;\">(451) </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_283\" id=\"t5i_283\" style=\"left:90px;bottom:265px;letter-spacing:-0.01px;display:inline;\">Other changes </div> <div class=\"t s4_283\" id=\"t5j_283\" style=\"left:176px;bottom:273px;letter-spacing:0.16px;display:inline;\">note (iii) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t5k_283\" style=\"left:395px;bottom:265px;letter-spacing:-0.01px;display:inline;\">68 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t5l_283\" style=\"left:456px;bottom:265px;letter-spacing:-0.01px;display:inline;\">15 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t5m_283\" style=\"left:505px;bottom:265px;letter-spacing:-0.01px;display:inline;\">(148) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t5n_283\" style=\"left:573px;bottom:265px;display:inline;\">(65) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t5o_283\" style=\"left:649px;bottom:265px;display:inline;\">9 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t5p_283\" style=\"left:706px;bottom:265px;display:inline;\">(2) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t5q_283\" style=\"left:771px;bottom:265px;display:inline;\">4 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t5r_283\" style=\"left:825px;bottom:265px;display:inline;\">11 </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t5s_283\" style=\"left:91px;bottom:232px;letter-spacing:-0.01px;display:inline;\">Closing assets </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t5t_283\" style=\"left:374px;bottom:232px;letter-spacing:-0.01px;display:inline;\">(1,200) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t5u_283\" style=\"left:456px;bottom:232px;letter-spacing:-0.01px;display:inline;\">14 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t5v_283\" style=\"left:516px;bottom:232px;letter-spacing:-0.01px;display:inline;\">80 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t5w_283\" style=\"left:556px;bottom:232px;letter-spacing:-0.01px;display:inline;\">(1,106) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t5x_283\" style=\"left:622px;bottom:232px;letter-spacing:-0.01px;display:inline;\">(1,460) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t5y_283\" style=\"left:699px;bottom:232px;display:inline;\">(29) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t5z_283\" style=\"left:753px;bottom:232px;letter-spacing:-0.01px;display:inline;\">(367) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t60_283\" style=\"left:804px;bottom:232px;letter-spacing:-0.01px;display:inline;\">(1,856) </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t61_283\" style=\"left:91px;bottom:213px;letter-spacing:-0.01px;display:inline;\">Closing liabilities </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t62_283\" style=\"left:364px;bottom:213px;letter-spacing:-0.01px;display:inline;\">123,855 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t63_283\" style=\"left:449px;bottom:213px;letter-spacing:-0.01px;display:inline;\">622 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t64_283\" style=\"left:500px;bottom:213px;letter-spacing:-0.01px;word-spacing:5.22px;display:inline;\">1,762  126,239 </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t65_283\" style=\"left:626px;bottom:213px;letter-spacing:-0.01px;display:inline;\">1,220 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t66_283\" style=\"left:706px;bottom:213px;display:inline;\">(6) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t67_283\" style=\"left:760px;bottom:213px;display:inline;\">(39) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t68_283\" style=\"left:808px;bottom:213px;letter-spacing:-0.01px;display:inline;\">1,175 </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_283\" id=\"t69_283\" style=\"left:91px;bottom:193px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Net closing balance at 31 Dec </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t6a_283\" style=\"left:364px;bottom:193px;letter-spacing:-0.01px;display:inline;\">122,655 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t6b_283\" style=\"left:449px;bottom:193px;letter-spacing:-0.01px;display:inline;\">636 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t6c_283\" style=\"left:500px;bottom:193px;letter-spacing:-0.01px;word-spacing:5.22px;display:inline;\">1,842  125,133 </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t6d_283\" style=\"left:631px;bottom:193px;letter-spacing:-0.01px;display:inline;\">(240) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t6e_283\" style=\"left:699px;bottom:193px;display:inline;\">(35) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t6f_283\" style=\"left:753px;bottom:193px;letter-spacing:-0.01px;display:inline;\">(406) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t6g_283\" style=\"left:813px;bottom:193px;letter-spacing:-0.01px;display:inline;\">(681) </div></td>\n\t\t</tr>\n\t\n</table>\n<div class=\"t s5_283\" id=\"t6h_283\" style=\"left:87px;bottom:167px;display:inline;\">* </div><div class=\"t s5_283\" id=\"t6i_283\" style=\"left:104px;bottom:167px;letter-spacing:-0.14px;display:inline;\">Including investment component. </div><div class=\"t s6_283\" id=\"t6j_283\" style=\"left:87px;bottom:149px;letter-spacing:-0.16px;display:inline;\">Notes </div><div class=\"t s5_283\" id=\"t6k_283\" style=\"left:87px;bottom:137px;letter-spacing:-0.09px;display:inline;\">(i) </div><div class=\"t s5_283\" id=\"t6l_283\" style=\"left:104px;bottom:137px;letter-spacing:-0.13px;display:inline;\">The Group establishes a loss component of the liability for remaining coverage for onerous groups of insurance contracts. The loss component determines the amounts of </div><div class=\"t s5_283\" id=\"t6m_283\" style=\"left:104px;bottom:126px;letter-spacing:-0.12px;display:inline;\">fulfilment cash flows that are subsequently presented in profit or loss as reversals of losses on onerous contracts and are excluded from insurance revenue when they occur. </div><div class=\"t s5_283\" id=\"t6n_283\" style=\"left:87px;bottom:114px;letter-spacing:-0.08px;display:inline;\">(ii) </div><div class=\"t s5_283\" id=\"t6o_283\" style=\"left:104px;bottom:114px;letter-spacing:-0.13px;display:inline;\">Other contracts represent groups of insurance and reinsurance contracts measured under the full retrospective approach at the transition date, 1 January 2022 and groups </div><div class=\"t s5_283\" id=\"t6p_283\" style=\"left:104px;bottom:102px;letter-spacing:-0.12px;display:inline;\">of contracts recognised on or after the transition date. </div><div class=\"t s5_283\" id=\"t6q_283\" style=\"left:87px;bottom:90px;letter-spacing:-0.08px;display:inline;\">(iii) </div><div class=\"t s5_283\" id=\"t6r_283\" style=\"left:104px;bottom:90px;letter-spacing:-0.13px;display:inline;\">Other changes include adjustments to remove the incurred non-cash expenses (such as depreciation and amortisation) from insurance contract asset/liability balance. </div><div></div><div class=\"t s0_284\" id=\"t1_284\" style=\"left:65px;bottom:1118px;letter-spacing:-0.1px;display:inline;\">(d) </div><div class=\"t s0_284\" id=\"t2_284\" style=\"left:91px;bottom:1118px;letter-spacing:-0.11px;display:inline;\">Effect of insurance and reinsurance contracts initially recognised in the year </div><div class=\"t s1_284\" id=\"t3_284\" style=\"left:65px;bottom:1102px;letter-spacing:-0.01px;word-spacing:1.26px;display:inline;\">The following tables summarise the effect on the measurement components arising from the initial recognition of insurance and reinsurance </div><div class=\"t s1_284\" id=\"t4_284\" style=\"left:65px;bottom:1087px;letter-spacing:-0.01px;display:inline;\">contracts in the year,excluding the effect from the Group\u2019s share of the amounts relating to life JVs and associates. </div><div class=\"t s2_284\" id=\"t5_284\" style=\"left:65px;bottom:1058px;letter-spacing:-0.08px;display:inline;\">(i) </div><div class=\"t s2_284\" id=\"t6_284\" style=\"left:92px;bottom:1058px;letter-spacing:-0.11px;display:inline;\">Insurance contracts </div>\n\n<table>\n\t\n\t\t<tr>\n\t\t\t<td>                                            \u00a0</td>\n\t\t\t<td>                                        \u00a0</td>\n\t\t</tr>\n\t\n\t\n\t\t<tr>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"6\" rowspan=\"1\" style=\"text-align: center;\">  <div class=\"t s3_284\" id=\"t7_284\" style=\"left:527px;bottom:1041px;letter-spacing:0.06px;display:inline;\">Excluding JVs and associates </div>   </td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"3\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s4_284\" id=\"t8_284\" style=\"left:444px;bottom:1024px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">2023 $m </div> </td>\n\t\t\t<td colspan=\"3\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s3_284\" id=\"t9_284\" style=\"left:682px;bottom:1024px;letter-spacing:0.09px;display:inline;\">2022 $m </div> </td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_284\" id=\"ta_284\" style=\"left:379px;bottom:1007px;letter-spacing:0.07px;display:inline;\">Profitable </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_284\" id=\"td_284\" style=\"left:464px;bottom:1007px;letter-spacing:0.07px;display:inline;\">Onerous </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_284\" id=\"th_284\" style=\"left:621px;bottom:1007px;letter-spacing:0.06px;display:inline;\">Profitable </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_284\" id=\"tb_284\" style=\"left:382px;bottom:997px;letter-spacing:0.07px;display:inline;\">contracts </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_284\" id=\"te_284\" style=\"left:460px;bottom:997px;letter-spacing:0.07px;display:inline;\">contracts </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_284\" id=\"ti_284\" style=\"left:623px;bottom:997px;letter-spacing:0.07px;display:inline;\">contracts </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_284\" id=\"tk_284\" style=\"left:668px;bottom:997px;letter-spacing:0.07px;display:inline;\">Onerous contracts </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_284\" id=\"tc_284\" style=\"left:394px;bottom:987px;letter-spacing:0.07px;display:inline;\">issued </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_284\" id=\"tf_284\" style=\"left:472px;bottom:987px;letter-spacing:0.07px;display:inline;\">issued </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_284\" id=\"tg_284\" style=\"left:554px;bottom:987px;letter-spacing:0.07px;display:inline;\">Total </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_284\" id=\"tj_284\" style=\"left:635px;bottom:987px;letter-spacing:0.06px;display:inline;\">issued </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_284\" id=\"tl_284\" style=\"left:712px;bottom:987px;letter-spacing:0.06px;display:inline;\">issued </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_284\" id=\"tm_284\" style=\"left:794px;bottom:987px;letter-spacing:0.07px;display:inline;\">Total </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_284\" id=\"tn_284\" style=\"left:69px;bottom:966px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Estimate of present value of expected future cash </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_284\" id=\"to_284\" style=\"left:69px;bottom:951px;letter-spacing:-0.01px;display:inline;\">outflows: </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_284\" id=\"tp_284\" style=\"left:69px;bottom:931px;letter-spacing:-0.01px;display:inline;\">Insurance acquisition cash flows </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_284\" id=\"tq_284\" style=\"left:383px;bottom:931px;letter-spacing:-0.02px;display:inline;\">4,365 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_284\" id=\"tr_284\" style=\"left:471px;bottom:931px;letter-spacing:-0.02px;display:inline;\">101 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_284\" id=\"ts_284\" style=\"left:539px;bottom:931px;letter-spacing:-0.02px;display:inline;\">4,466 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_284\" id=\"tt_284\" style=\"left:623px;bottom:931px;letter-spacing:-0.01px;display:inline;\">2,416 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_284\" id=\"tu_284\" style=\"left:717px;bottom:931px;letter-spacing:-0.01px;display:inline;\">49 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_284\" id=\"tv_284\" style=\"left:778px;bottom:931px;letter-spacing:-0.01px;display:inline;\">2,465 </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_284\" id=\"tw_284\" style=\"left:69px;bottom:912px;letter-spacing:-0.01px;display:inline;\">Claims and other directly attributable expenses </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_284\" id=\"tx_284\" style=\"left:376px;bottom:912px;letter-spacing:-0.02px;display:inline;\">17,125 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_284\" id=\"ty_284\" style=\"left:471px;bottom:912px;letter-spacing:-0.02px;display:inline;\">348 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_284\" id=\"tz_284\" style=\"left:531px;bottom:912px;letter-spacing:-0.02px;display:inline;\">17,473 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_284\" id=\"t10_284\" style=\"left:616px;bottom:912px;letter-spacing:-0.01px;display:inline;\">12,153 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_284\" id=\"t11_284\" style=\"left:710px;bottom:912px;letter-spacing:-0.01px;display:inline;\">420 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_284\" id=\"t12_284\" style=\"left:771px;bottom:912px;letter-spacing:-0.01px;display:inline;\">12,573 </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_284\" id=\"t13_284\" style=\"left:376px;bottom:892px;letter-spacing:-0.02px;display:inline;\">21,490 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_284\" id=\"t14_284\" style=\"left:471px;bottom:892px;letter-spacing:-0.02px;display:inline;\">449 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_284\" id=\"t15_284\" style=\"left:531px;bottom:892px;letter-spacing:-0.02px;display:inline;\">21,939 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_284\" id=\"t16_284\" style=\"left:616px;bottom:892px;letter-spacing:-0.01px;display:inline;\">14,569 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_284\" id=\"t17_284\" style=\"left:710px;bottom:892px;letter-spacing:-0.01px;display:inline;\">469 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_284\" id=\"t18_284\" style=\"left:771px;bottom:892px;letter-spacing:-0.01px;display:inline;\">15,038 </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_284\" id=\"t19_284\" style=\"left:69px;bottom:873px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Estimate of present value of expected future cash </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_284\" id=\"t1a_284\" style=\"left:69px;bottom:857px;letter-spacing:-0.01px;display:inline;\">inflows </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_284\" id=\"t1b_284\" style=\"left:371px;bottom:857px;letter-spacing:-0.02px;display:inline;\">(23,916) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_284\" id=\"t1c_284\" style=\"left:467px;bottom:857px;letter-spacing:-0.02px;display:inline;\">(484) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_284\" id=\"t1d_284\" style=\"left:527px;bottom:857px;letter-spacing:-0.02px;display:inline;\">(24,400) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_284\" id=\"t1e_284\" style=\"left:611px;bottom:857px;letter-spacing:-0.01px;display:inline;\">(16,379) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_284\" id=\"t1f_284\" style=\"left:706px;bottom:857px;letter-spacing:-0.01px;display:inline;\">(470) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_284\" id=\"t1g_284\" style=\"left:767px;bottom:857px;letter-spacing:-0.01px;display:inline;\">(16,849) </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_284\" id=\"t1h_284\" style=\"left:69px;bottom:837px;letter-spacing:-0.01px;display:inline;\">Risk adjustment for non-financial risk </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_284\" id=\"t1i_284\" style=\"left:393px;bottom:837px;letter-spacing:-0.02px;display:inline;\">253 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_284\" id=\"t1j_284\" style=\"left:478px;bottom:837px;letter-spacing:-0.02px;display:inline;\">42 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_284\" id=\"t1k_284\" style=\"left:549px;bottom:837px;letter-spacing:-0.02px;display:inline;\">295 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_284\" id=\"t1l_284\" style=\"left:632px;bottom:837px;letter-spacing:-0.01px;display:inline;\">228 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_284\" id=\"t1m_284\" style=\"left:724px;bottom:837px;display:inline;\">4 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_284\" id=\"t1n_284\" style=\"left:788px;bottom:837px;letter-spacing:-0.01px;display:inline;\">232 </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_284\" id=\"t1o_284\" style=\"left:69px;bottom:818px;letter-spacing:-0.01px;display:inline;\">CSM </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_284\" id=\"t1p_284\" style=\"left:383px;bottom:818px;letter-spacing:-0.02px;display:inline;\">2,173 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_284\" id=\"t1q_284\" style=\"left:486px;bottom:818px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_284\" id=\"t1r_284\" style=\"left:539px;bottom:818px;letter-spacing:-0.02px;display:inline;\">2,173 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_284\" id=\"t1s_284\" style=\"left:623px;bottom:818px;letter-spacing:-0.01px;display:inline;\">1,582 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_284\" id=\"t1t_284\" style=\"left:725px;bottom:818px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_284\" id=\"t1u_284\" style=\"left:778px;bottom:818px;letter-spacing:-0.01px;display:inline;\">1,582 </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_284\" id=\"t1v_284\" style=\"left:69px;bottom:799px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Loss recognised on initial recognition </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_284\" id=\"t1w_284\" style=\"left:408px;bottom:799px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_284\" id=\"t1x_284\" style=\"left:485px;bottom:799px;display:inline;\">7 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_284\" id=\"t1y_284\" style=\"left:563px;bottom:799px;display:inline;\">7 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_284\" id=\"t1z_284\" style=\"left:647px;bottom:799px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_284\" id=\"t20_284\" style=\"left:724px;bottom:799px;display:inline;\">3 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_284\" id=\"t21_284\" style=\"left:802px;bottom:799px;display:inline;\">3 </div></td>\n\t\t</tr>\n\t\n</table>\n<div class=\"t s2_284\" id=\"t22_284\" style=\"left:65px;bottom:769px;letter-spacing:-0.07px;display:inline;\">(ii) </div><div class=\"t s2_284\" id=\"t23_284\" style=\"left:92px;bottom:769px;letter-spacing:-0.12px;display:inline;\">Reinsurance contracts </div>\n\n<table>\n\t\n\t\t<tr>\n\t\t\t<td>                                            \u00a0</td>\n\t\t\t<td>                                        \u00a0</td>\n\t\t</tr>\n\t\n\t\n\t\t<tr>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"6\" rowspan=\"1\" style=\"text-align: center;\">  <div class=\"t s3_284\" id=\"t24_284\" style=\"left:527px;bottom:752px;letter-spacing:0.06px;display:inline;\">Excluding JVs and associates </div>   </td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"3\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s4_284\" id=\"t25_284\" style=\"left:444px;bottom:735px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">2023 $m </div> </td>\n\t\t\t<td colspan=\"3\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s3_284\" id=\"t26_284\" style=\"left:682px;bottom:735px;letter-spacing:0.09px;display:inline;\">2022 $m </div> </td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_284\" id=\"t2g_284\" style=\"left:622px;bottom:719px;letter-spacing:0.07px;display:inline;\">Contracts </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_284\" id=\"t27_284\" style=\"left:380px;bottom:709px;letter-spacing:0.07px;display:inline;\">Contracts </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_284\" id=\"t2b_284\" style=\"left:458px;bottom:709px;letter-spacing:0.07px;display:inline;\">Contracts </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_284\" id=\"t2h_284\" style=\"left:627px;bottom:709px;letter-spacing:0.06px;display:inline;\">initiated </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_284\" id=\"t2l_284\" style=\"left:700px;bottom:709px;letter-spacing:0.06px;display:inline;\">Contracts </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_284\" id=\"t28_284\" style=\"left:351px;bottom:699px;letter-spacing:0.07px;display:inline;\">initiated without </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_284\" id=\"t2c_284\" style=\"left:443px;bottom:699px;letter-spacing:0.07px;display:inline;\">initiated with </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_284\" id=\"t2i_284\" style=\"left:629px;bottom:699px;letter-spacing:0.07px;display:inline;\">without </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_284\" id=\"t2m_284\" style=\"left:686px;bottom:699px;letter-spacing:0.06px;display:inline;\">initiated with </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_284\" id=\"t29_284\" style=\"left:368px;bottom:689px;letter-spacing:0.07px;display:inline;\">loss-recovery </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_284\" id=\"t2d_284\" style=\"left:445px;bottom:689px;letter-spacing:0.06px;display:inline;\">loss-recovery </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_284\" id=\"t2j_284\" style=\"left:610px;bottom:689px;letter-spacing:0.06px;display:inline;\">loss-recovery </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_284\" id=\"t2n_284\" style=\"left:688px;bottom:689px;letter-spacing:0.06px;display:inline;\">loss-recovery </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_284\" id=\"t2a_284\" style=\"left:373px;bottom:679px;letter-spacing:0.09px;display:inline;\">component </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_284\" id=\"t2e_284\" style=\"left:451px;bottom:679px;letter-spacing:0.09px;display:inline;\">component </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_284\" id=\"t2f_284\" style=\"left:554px;bottom:679px;letter-spacing:0.07px;display:inline;\">Total </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_284\" id=\"t2k_284\" style=\"left:615px;bottom:679px;letter-spacing:0.08px;display:inline;\">component </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_284\" id=\"t2o_284\" style=\"left:693px;bottom:679px;letter-spacing:0.08px;display:inline;\">component </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_284\" id=\"t2p_284\" style=\"left:794px;bottom:679px;letter-spacing:0.07px;display:inline;\">Total </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_284\" id=\"t2q_284\" style=\"left:69px;bottom:658px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Estimate of present value of expected future cash </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_284\" id=\"t2r_284\" style=\"left:69px;bottom:642px;letter-spacing:-0.01px;display:inline;\">outflows </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_284\" id=\"t2s_284\" style=\"left:383px;bottom:642px;letter-spacing:-0.02px;display:inline;\">1,022 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_284\" id=\"t2t_284\" style=\"left:481px;bottom:642px;letter-spacing:-0.02px;display:inline;\">(1) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_284\" id=\"t2u_284\" style=\"left:539px;bottom:642px;letter-spacing:-0.02px;display:inline;\">1,021 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_284\" id=\"t2v_284\" style=\"left:632px;bottom:642px;letter-spacing:-0.01px;display:inline;\">762 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_284\" id=\"t2w_284\" style=\"left:725px;bottom:642px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_284\" id=\"t2x_284\" style=\"left:788px;bottom:642px;letter-spacing:-0.01px;display:inline;\">762 </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_284\" id=\"t2y_284\" style=\"left:69px;bottom:622px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Estimate of present value of expected future cash </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_284\" id=\"t2z_284\" style=\"left:69px;bottom:607px;letter-spacing:-0.01px;display:inline;\">inflows </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_284\" id=\"t30_284\" style=\"left:389px;bottom:607px;letter-spacing:-0.02px;display:inline;\">(946) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_284\" id=\"t31_284\" style=\"left:486px;bottom:607px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_284\" id=\"t32_284\" style=\"left:545px;bottom:607px;letter-spacing:-0.02px;display:inline;\">(946) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_284\" id=\"t33_284\" style=\"left:628px;bottom:607px;letter-spacing:-0.01px;display:inline;\">(813) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_284\" id=\"t34_284\" style=\"left:724px;bottom:607px;display:inline;\">6 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_284\" id=\"t35_284\" style=\"left:784px;bottom:607px;letter-spacing:-0.01px;display:inline;\">(807) </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_284\" id=\"t36_284\" style=\"left:69px;bottom:587px;letter-spacing:-0.01px;display:inline;\">Risk adjustment for non-financial risk </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_284\" id=\"t37_284\" style=\"left:403px;bottom:587px;letter-spacing:-0.02px;display:inline;\">(5) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_284\" id=\"t38_284\" style=\"left:486px;bottom:587px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_284\" id=\"t39_284\" style=\"left:559px;bottom:587px;letter-spacing:-0.02px;display:inline;\">(5) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_284\" id=\"t3a_284\" style=\"left:646px;bottom:587px;display:inline;\">1 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_284\" id=\"t3b_284\" style=\"left:725px;bottom:587px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_284\" id=\"t3c_284\" style=\"left:802px;bottom:587px;display:inline;\">1 </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_284\" id=\"t3d_284\" style=\"left:69px;bottom:568px;letter-spacing:-0.01px;display:inline;\">CSM </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_284\" id=\"t3e_284\" style=\"left:396px;bottom:568px;letter-spacing:-0.02px;display:inline;\">(71) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_284\" id=\"t3f_284\" style=\"left:485px;bottom:568px;display:inline;\">1 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_284\" id=\"t3g_284\" style=\"left:552px;bottom:568px;letter-spacing:-0.02px;display:inline;\">(70) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_284\" id=\"t3h_284\" style=\"left:639px;bottom:568px;letter-spacing:-0.01px;display:inline;\">50 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_284\" id=\"t3i_284\" style=\"left:720px;bottom:568px;display:inline;\">(6) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_284\" id=\"t3j_284\" style=\"left:795px;bottom:568px;display:inline;\">44 </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_284\" id=\"t3k_284\" style=\"left:69px;bottom:548px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Profit (loss) recognised on initial recognition </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_284\" id=\"t3l_284\" style=\"left:408px;bottom:548px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_284\" id=\"t3m_284\" style=\"left:486px;bottom:548px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_284\" id=\"t3n_284\" style=\"left:564px;bottom:548px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_284\" id=\"t3o_284\" style=\"left:647px;bottom:548px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_284\" id=\"t3p_284\" style=\"left:725px;bottom:548px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_284\" id=\"t3q_284\" style=\"left:803px;bottom:548px;display:inline;\">\u2013 </div></td>\n\t\t</tr>\n\t\n</table><div></div><div class=\"t s0_285\" id=\"t1_285\" style=\"left:87px;bottom:1116px;letter-spacing:0.12px;display:inline;\">C3.3 Analysis of movements in insurance and reinsurance contract balances (including JVs and associates) </div><div class=\"t s1_285\" id=\"t2_285\" style=\"left:87px;bottom:1097px;letter-spacing:0.11px;display:inline;\">(a) </div><div class=\"t s1_285\" id=\"t3_285\" style=\"left:113px;bottom:1097px;letter-spacing:0.13px;display:inline;\">Analysis of movements in insurance and reinsurance contract balances by measurement component </div><div class=\"t s2_285\" id=\"t4_285\" style=\"left:87px;bottom:1082px;letter-spacing:-0.01px;display:inline;\">An analysis of movements in insurance and reinsurance contract balances by measurement component and including the Group\u2019s share of </div><div class=\"t s2_285\" id=\"t5_285\" style=\"left:87px;bottom:1066px;letter-spacing:-0.01px;display:inline;\">insurance and reinsurance contract liabilities and assets relate to the life JVs and associates is set out below: </div>\n\n<table>\n\t\n\t\t<tr>\n\t\t\t<td>                                            \u00a0</td>\n\t\t\t<td>                                        \u00a0</td>\n\t\t</tr>\n\t\n\t\n\t\t<tr>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"8\" rowspan=\"1\" style=\"text-align: center;\">   <div class=\"t s3_285\" id=\"t6_285\" style=\"left:535px;bottom:1037px;letter-spacing:0.07px;display:inline;\">Including JVs and associates </div>    </td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"8\" rowspan=\"1\" style=\"text-align: center;\">   <div class=\"t s3_285\" id=\"t7_285\" style=\"left:575px;bottom:1020px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">2023 $m </div>    </td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"4\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s3_285\" id=\"t8_285\" style=\"left:448px;bottom:1003px;letter-spacing:0.07px;display:inline;\">Insurance </div>  </td>\n\t\t\t<td colspan=\"4\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s3_285\" id=\"t9_285\" style=\"left:689px;bottom:1003px;letter-spacing:0.07px;display:inline;\">Reinsurance </div>  </td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_285\" id=\"ta_285\" style=\"left:390px;bottom:986px;letter-spacing:0.08px;display:inline;\">BEL </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_285\" id=\"tb_285\" style=\"left:453px;bottom:986px;letter-spacing:0.1px;display:inline;\">RA </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_285\" id=\"tc_285\" style=\"left:505px;bottom:986px;letter-spacing:0.11px;display:inline;\">CSM </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_285\" id=\"td_285\" style=\"left:562px;bottom:986px;letter-spacing:0.07px;display:inline;\">Total </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_285\" id=\"te_285\" style=\"left:634px;bottom:986px;letter-spacing:0.08px;display:inline;\">BEL </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_285\" id=\"tf_285\" style=\"left:698px;bottom:986px;letter-spacing:0.1px;display:inline;\">RA </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_285\" id=\"tg_285\" style=\"left:752px;bottom:986px;letter-spacing:0.11px;display:inline;\">CSM </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_285\" id=\"th_285\" style=\"left:810px;bottom:986px;letter-spacing:0.07px;display:inline;\">Total </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_285\" id=\"ti_285\" style=\"left:495px;bottom:969px;letter-spacing:0.07px;display:inline;\">note (b) </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_285\" id=\"tj_285\" style=\"left:741px;bottom:969px;letter-spacing:0.07px;display:inline;\">note (b) </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_285\" id=\"tk_285\" style=\"left:91px;bottom:948px;letter-spacing:-0.01px;display:inline;\">Opening assets </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"tl_285\" style=\"left:367px;bottom:948px;letter-spacing:-0.02px;display:inline;\">(3,562) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"tm_285\" style=\"left:441px;bottom:948px;letter-spacing:-0.02px;display:inline;\">502 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"tn_285\" style=\"left:490px;bottom:948px;letter-spacing:-0.02px;display:inline;\">1,921 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"to_285\" style=\"left:546px;bottom:948px;letter-spacing:-0.02px;display:inline;\">(1,139) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"tp_285\" style=\"left:621px;bottom:948px;letter-spacing:-0.02px;display:inline;\">(652) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"tq_285\" style=\"left:693px;bottom:948px;letter-spacing:-0.02px;display:inline;\">21 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"tr_285\" style=\"left:733px;bottom:948px;letter-spacing:-0.02px;display:inline;\">(1,369) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"ts_285\" style=\"left:793px;bottom:948px;letter-spacing:-0.02px;display:inline;\">(2,000) </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_285\" id=\"tt_285\" style=\"left:91px;bottom:929px;letter-spacing:-0.01px;display:inline;\">Opening liabilities </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"tu_285\" style=\"left:357px;bottom:929px;letter-spacing:-0.02px;display:inline;\">124,297 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"tv_285\" style=\"left:431px;bottom:929px;letter-spacing:-0.02px;word-spacing:5.25px;display:inline;\">1,662  19,383  145,342 </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"tw_285\" style=\"left:615px;bottom:929px;letter-spacing:-0.02px;display:inline;\">1,193 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"tx_285\" style=\"left:689px;bottom:929px;letter-spacing:-0.02px;display:inline;\">(47) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"ty_285\" style=\"left:754px;bottom:929px;letter-spacing:-0.02px;display:inline;\">54 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"tz_285\" style=\"left:798px;bottom:929px;letter-spacing:-0.02px;display:inline;\">1,200 </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t10_285\" style=\"left:91px;bottom:909px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Net opening balance at 1 Jan </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t11_285\" style=\"left:357px;bottom:909px;letter-spacing:-0.02px;display:inline;\">120,735 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t12_285\" style=\"left:431px;bottom:909px;letter-spacing:-0.02px;word-spacing:5.25px;display:inline;\">2,164  21,304  144,203 </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t13_285\" style=\"left:625px;bottom:909px;letter-spacing:-0.02px;display:inline;\">541 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t14_285\" style=\"left:689px;bottom:909px;letter-spacing:-0.02px;display:inline;\">(26) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t15_285\" style=\"left:733px;bottom:909px;letter-spacing:-0.02px;display:inline;\">(1,315) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t16_285\" style=\"left:803px;bottom:909px;letter-spacing:-0.02px;display:inline;\">(800) </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_285\" id=\"t17_285\" style=\"left:91px;bottom:890px;letter-spacing:-0.01px;display:inline;\">Changes that relate to future service </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_285\" id=\"t18_285\" style=\"left:91px;bottom:870px;letter-spacing:-0.01px;display:inline;\">Changes in estimates that adjust the CSM </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t19_285\" style=\"left:367px;bottom:870px;letter-spacing:-0.02px;display:inline;\">(1,142) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t1a_285\" style=\"left:441px;bottom:870px;letter-spacing:-0.02px;display:inline;\">341 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t1b_285\" style=\"left:500px;bottom:870px;letter-spacing:-0.02px;display:inline;\">801 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t1c_285\" style=\"left:575px;bottom:870px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t1d_285\" style=\"left:633px;bottom:870px;letter-spacing:-0.02px;display:inline;\">62 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t1e_285\" style=\"left:693px;bottom:870px;letter-spacing:-0.02px;display:inline;\">43 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t1f_285\" style=\"left:743px;bottom:870px;letter-spacing:-0.02px;display:inline;\">(105) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t1g_285\" style=\"left:823px;bottom:870px;display:inline;\">\u2013 </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_285\" id=\"t1h_285\" style=\"left:91px;bottom:851px;letter-spacing:-0.01px;display:inline;\">Changes in estimates that result in losses or </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_285\" id=\"t1i_285\" style=\"left:104px;bottom:835px;letter-spacing:-0.01px;display:inline;\">reversal of losses on onerous contracts </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t1j_285\" style=\"left:381px;bottom:835px;letter-spacing:-0.02px;display:inline;\">224 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t1k_285\" style=\"left:451px;bottom:835px;letter-spacing:-0.02px;display:inline;\">(8) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t1l_285\" style=\"left:516px;bottom:835px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t1m_285\" style=\"left:560px;bottom:835px;letter-spacing:-0.02px;display:inline;\">216 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t1n_285\" style=\"left:628px;bottom:835px;letter-spacing:-0.02px;display:inline;\">(93) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t1o_285\" style=\"left:701px;bottom:835px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t1p_285\" style=\"left:762px;bottom:835px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t1q_285\" style=\"left:811px;bottom:835px;letter-spacing:-0.02px;display:inline;\">(93) </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_285\" id=\"t1r_285\" style=\"left:90px;bottom:815px;letter-spacing:-0.01px;display:inline;\">New contracts in the year </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t1s_285\" style=\"left:367px;bottom:815px;letter-spacing:-0.02px;display:inline;\">(2,687) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t1t_285\" style=\"left:441px;bottom:815px;letter-spacing:-0.02px;display:inline;\">317 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t1u_285\" style=\"left:490px;bottom:815px;letter-spacing:-0.02px;display:inline;\">2,429 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t1v_285\" style=\"left:567px;bottom:815px;letter-spacing:-0.02px;display:inline;\">59 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t1w_285\" style=\"left:633px;bottom:815px;letter-spacing:-0.02px;display:inline;\">86 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t1x_285\" style=\"left:696px;bottom:815px;letter-spacing:-0.02px;display:inline;\">(6) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t1y_285\" style=\"left:750px;bottom:815px;letter-spacing:-0.02px;display:inline;\">(81) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t1z_285\" style=\"left:818px;bottom:815px;letter-spacing:-0.02px;display:inline;\">(1) </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t20_285\" style=\"left:367px;bottom:796px;letter-spacing:-0.02px;display:inline;\">(3,605) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t21_285\" style=\"left:441px;bottom:796px;letter-spacing:-0.02px;display:inline;\">650 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t22_285\" style=\"left:490px;bottom:796px;letter-spacing:-0.02px;display:inline;\">3,230 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t23_285\" style=\"left:560px;bottom:796px;letter-spacing:-0.02px;display:inline;\">275 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t24_285\" style=\"left:633px;bottom:796px;letter-spacing:-0.02px;display:inline;\">55 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t25_285\" style=\"left:693px;bottom:796px;letter-spacing:-0.02px;display:inline;\">37 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t26_285\" style=\"left:743px;bottom:796px;letter-spacing:-0.02px;display:inline;\">(186) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t27_285\" style=\"left:810px;bottom:796px;letter-spacing:-0.02px;display:inline;\">(94) </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_285\" id=\"t28_285\" style=\"left:90px;bottom:777px;letter-spacing:-0.01px;display:inline;\">Changes that relate to current service </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_285\" id=\"t29_285\" style=\"left:103px;bottom:757px;letter-spacing:-0.01px;display:inline;\">Release of CSM to profit or loss </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t2a_285\" style=\"left:397px;bottom:757px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t2b_285\" style=\"left:456px;bottom:757px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t2c_285\" style=\"left:486px;bottom:757px;letter-spacing:-0.02px;display:inline;\">(2,414) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t2d_285\" style=\"left:546px;bottom:757px;letter-spacing:-0.02px;display:inline;\">(2,414) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t2e_285\" style=\"left:641px;bottom:757px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t2f_285\" style=\"left:701px;bottom:757px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t2g_285\" style=\"left:747px;bottom:757px;letter-spacing:-0.02px;display:inline;\">206 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t2h_285\" style=\"left:807px;bottom:757px;letter-spacing:-0.02px;display:inline;\">206 </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_285\" id=\"t2i_285\" style=\"left:103px;bottom:738px;letter-spacing:-0.01px;display:inline;\">Release of risk adjustment to profit or loss </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t2j_285\" style=\"left:397px;bottom:738px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t2k_285\" style=\"left:437px;bottom:738px;letter-spacing:-0.02px;display:inline;\">(242) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t2l_285\" style=\"left:516px;bottom:738px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t2m_285\" style=\"left:556px;bottom:738px;letter-spacing:-0.02px;display:inline;\">(242) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t2n_285\" style=\"left:641px;bottom:738px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t2o_285\" style=\"left:693px;bottom:738px;letter-spacing:-0.02px;display:inline;\">27 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t2p_285\" style=\"left:762px;bottom:738px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t2q_285\" style=\"left:815px;bottom:738px;letter-spacing:-0.02px;display:inline;\">27 </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_285\" id=\"t2r_285\" style=\"left:103px;bottom:718px;letter-spacing:-0.01px;display:inline;\">Experience adjustments </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t2s_285\" style=\"left:377px;bottom:718px;letter-spacing:-0.02px;display:inline;\">(170) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t2t_285\" style=\"left:456px;bottom:718px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t2u_285\" style=\"left:516px;bottom:718px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t2v_285\" style=\"left:556px;bottom:718px;letter-spacing:-0.02px;display:inline;\">(170) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t2w_285\" style=\"left:632px;bottom:718px;letter-spacing:-0.02px;display:inline;\">50 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t2x_285\" style=\"left:701px;bottom:718px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t2y_285\" style=\"left:762px;bottom:718px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t2z_285\" style=\"left:815px;bottom:718px;letter-spacing:-0.02px;display:inline;\">50 </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t30_285\" style=\"left:377px;bottom:699px;letter-spacing:-0.02px;display:inline;\">(170) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t31_285\" style=\"left:436px;bottom:699px;letter-spacing:-0.02px;display:inline;\">(242) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t32_285\" style=\"left:486px;bottom:699px;letter-spacing:-0.02px;display:inline;\">(2,414) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t33_285\" style=\"left:546px;bottom:699px;letter-spacing:-0.02px;display:inline;\">(2,826) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t34_285\" style=\"left:632px;bottom:699px;letter-spacing:-0.02px;display:inline;\">50 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t35_285\" style=\"left:693px;bottom:699px;letter-spacing:-0.02px;display:inline;\">27 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t36_285\" style=\"left:747px;bottom:699px;letter-spacing:-0.02px;display:inline;\">206 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t37_285\" style=\"left:807px;bottom:699px;letter-spacing:-0.02px;display:inline;\">283 </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_285\" id=\"t38_285\" style=\"left:90px;bottom:679px;letter-spacing:-0.01px;display:inline;\">Changes that relate to past service </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_285\" id=\"t39_285\" style=\"left:103px;bottom:659px;letter-spacing:-0.01px;display:inline;\">Adjustments to assets/liabilities for incurred </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_285\" id=\"t3a_285\" style=\"left:103px;bottom:644px;letter-spacing:-0.01px;display:inline;\">claims </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t3b_285\" style=\"left:381px;bottom:644px;letter-spacing:-0.02px;display:inline;\">130 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t3c_285\" style=\"left:451px;bottom:644px;letter-spacing:-0.02px;display:inline;\">(3) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t3d_285\" style=\"left:516px;bottom:644px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t3e_285\" style=\"left:560px;bottom:644px;letter-spacing:-0.02px;display:inline;\">127 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t3f_285\" style=\"left:640px;bottom:644px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t3g_285\" style=\"left:701px;bottom:644px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t3h_285\" style=\"left:762px;bottom:644px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t3i_285\" style=\"left:823px;bottom:644px;display:inline;\">\u2013 </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t3j_285\" style=\"left:90px;bottom:624px;letter-spacing:-0.01px;display:inline;\">Insurance service result </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t3k_285\" style=\"left:367px;bottom:624px;letter-spacing:-0.02px;display:inline;\">(3,645) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t3l_285\" style=\"left:441px;bottom:624px;letter-spacing:-0.02px;display:inline;\">405 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t3m_285\" style=\"left:500px;bottom:624px;letter-spacing:-0.02px;display:inline;\">816 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t3n_285\" style=\"left:546px;bottom:624px;letter-spacing:-0.02px;display:inline;\">(2,424) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t3o_285\" style=\"left:625px;bottom:624px;letter-spacing:-0.02px;display:inline;\">105 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t3p_285\" style=\"left:693px;bottom:624px;letter-spacing:-0.02px;display:inline;\">64 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t3q_285\" style=\"left:754px;bottom:624px;letter-spacing:-0.02px;display:inline;\">20 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t3r_285\" style=\"left:807px;bottom:624px;letter-spacing:-0.02px;display:inline;\">189 </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t3s_285\" style=\"left:90px;bottom:585px;letter-spacing:-0.01px;display:inline;\">Net finance (income) expense from </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t3t_285\" style=\"left:103px;bottom:569px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">insurance and reinsurance contracts </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_285\" id=\"t3u_285\" style=\"left:90px;bottom:550px;letter-spacing:-0.01px;display:inline;\">Accretion of interest on GMM contracts </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t3v_285\" style=\"left:381px;bottom:550px;letter-spacing:-0.02px;display:inline;\">158 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t3w_285\" style=\"left:448px;bottom:550px;letter-spacing:-0.02px;display:inline;\">52 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t3x_285\" style=\"left:500px;bottom:550px;letter-spacing:-0.02px;display:inline;\">307 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t3y_285\" style=\"left:560px;bottom:550px;letter-spacing:-0.02px;display:inline;\">517 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t3z_285\" style=\"left:635px;bottom:550px;letter-spacing:-0.02px;display:inline;\">(3) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t40_285\" style=\"left:696px;bottom:550px;letter-spacing:-0.02px;display:inline;\">(3) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t41_285\" style=\"left:750px;bottom:550px;letter-spacing:-0.02px;display:inline;\">(47) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t42_285\" style=\"left:810px;bottom:550px;letter-spacing:-0.02px;display:inline;\">(53) </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_285\" id=\"t43_285\" style=\"left:90px;bottom:530px;letter-spacing:-0.01px;display:inline;\">Other net finance (income) expense </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t44_285\" style=\"left:364px;bottom:530px;letter-spacing:-0.02px;display:inline;\">10,379 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t45_285\" style=\"left:444px;bottom:530px;letter-spacing:-0.02px;display:inline;\">(20) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t46_285\" style=\"left:503px;bottom:530px;letter-spacing:-0.02px;word-spacing:4.96px;display:inline;\">(12)  10,347 </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t47_285\" style=\"left:621px;bottom:530px;letter-spacing:-0.02px;display:inline;\">(155) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t48_285\" style=\"left:700px;bottom:530px;display:inline;\">9 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t49_285\" style=\"left:762px;bottom:530px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t4a_285\" style=\"left:803px;bottom:530px;letter-spacing:-0.02px;display:inline;\">(146) </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t4b_285\" style=\"left:364px;bottom:511px;letter-spacing:-0.02px;display:inline;\">10,537 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t4c_285\" style=\"left:448px;bottom:511px;letter-spacing:-0.02px;display:inline;\">32 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t4d_285\" style=\"left:500px;bottom:511px;letter-spacing:-0.02px;word-spacing:7.08px;display:inline;\">295  10,864 </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t4e_285\" style=\"left:621px;bottom:511px;letter-spacing:-0.02px;display:inline;\">(158) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t4f_285\" style=\"left:700px;bottom:511px;display:inline;\">6 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t4g_285\" style=\"left:750px;bottom:511px;letter-spacing:-0.02px;display:inline;\">(47) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t4h_285\" style=\"left:803px;bottom:511px;letter-spacing:-0.02px;display:inline;\">(199) </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t4i_285\" style=\"left:90px;bottom:491px;letter-spacing:-0.01px;display:inline;\">Total amount recognised in income </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t4j_285\" style=\"left:103px;bottom:475px;letter-spacing:-0.01px;display:inline;\">statement </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t4k_285\" style=\"left:371px;bottom:475px;letter-spacing:-0.02px;display:inline;\">6,892 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t4l_285\" style=\"left:441px;bottom:475px;letter-spacing:-0.02px;display:inline;\">437 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t4m_285\" style=\"left:490px;bottom:475px;letter-spacing:-0.02px;display:inline;\">1,111 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t4n_285\" style=\"left:550px;bottom:475px;letter-spacing:-0.02px;display:inline;\">8,440 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t4o_285\" style=\"left:628px;bottom:475px;letter-spacing:-0.02px;display:inline;\">(53) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t4p_285\" style=\"left:693px;bottom:475px;letter-spacing:-0.02px;display:inline;\">70 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t4q_285\" style=\"left:750px;bottom:475px;letter-spacing:-0.02px;display:inline;\">(27) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t4r_285\" style=\"left:810px;bottom:475px;letter-spacing:-0.02px;display:inline;\">(10) </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_285\" id=\"t4s_285\" style=\"left:90px;bottom:456px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Effect of movements in exchange rates </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t4t_285\" style=\"left:384px;bottom:456px;letter-spacing:-0.02px;display:inline;\">(49) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t4u_285\" style=\"left:451px;bottom:456px;letter-spacing:-0.02px;display:inline;\">(2) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t4v_285\" style=\"left:503px;bottom:456px;letter-spacing:-0.02px;display:inline;\">(63) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t4w_285\" style=\"left:555px;bottom:456px;letter-spacing:-0.02px;display:inline;\">(114) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t4x_285\" style=\"left:640px;bottom:456px;display:inline;\">2 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t4y_285\" style=\"left:696px;bottom:456px;letter-spacing:-0.02px;display:inline;\">(1) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t4z_285\" style=\"left:761px;bottom:456px;display:inline;\">2 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t50_285\" style=\"left:822px;bottom:456px;display:inline;\">3 </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t51_285\" style=\"left:90px;bottom:436px;letter-spacing:-0.01px;display:inline;\">Total amount recognised in comprehensive </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t52_285\" style=\"left:103px;bottom:420px;letter-spacing:-0.02px;display:inline;\">income </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t53_285\" style=\"left:371px;bottom:420px;letter-spacing:-0.02px;display:inline;\">6,843 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t54_285\" style=\"left:440px;bottom:420px;letter-spacing:-0.02px;display:inline;\">435 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t55_285\" style=\"left:490px;bottom:420px;letter-spacing:-0.02px;display:inline;\">1,048 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t56_285\" style=\"left:550px;bottom:420px;letter-spacing:-0.02px;display:inline;\">8,326 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t57_285\" style=\"left:628px;bottom:420px;letter-spacing:-0.02px;display:inline;\">(51) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t58_285\" style=\"left:693px;bottom:420px;letter-spacing:-0.02px;display:inline;\">69 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t59_285\" style=\"left:749px;bottom:420px;letter-spacing:-0.02px;display:inline;\">(25) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t5a_285\" style=\"left:817px;bottom:420px;letter-spacing:-0.02px;display:inline;\">(7) </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t5b_285\" style=\"left:90px;bottom:381px;letter-spacing:-0.01px;display:inline;\">Cash flows </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_285\" id=\"t5c_285\" style=\"left:90px;bottom:361px;letter-spacing:-0.01px;display:inline;\">Premiums received net of ceding commissions </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_285\" id=\"t5d_285\" style=\"left:103px;bottom:346px;letter-spacing:-0.01px;display:inline;\">paid </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t5e_285\" style=\"left:364px;bottom:346px;letter-spacing:-0.02px;display:inline;\">26,224 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t5f_285\" style=\"left:456px;bottom:346px;display:inline;\">\u2013 </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t5g_285\" style=\"left:515px;bottom:346px;letter-spacing:-0.02px;word-spacing:7.07px;display:inline;\">\u2013  26,224 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t5h_285\" style=\"left:611px;bottom:346px;letter-spacing:-0.02px;display:inline;\">(1,137) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t5i_285\" style=\"left:701px;bottom:346px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t5j_285\" style=\"left:762px;bottom:346px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t5k_285\" style=\"left:793px;bottom:346px;letter-spacing:-0.02px;display:inline;\">(1,137) </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_285\" id=\"t5l_285\" style=\"left:90px;bottom:326px;letter-spacing:-0.01px;display:inline;\">Insurance acquisition cash flows </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t5m_285\" style=\"left:367px;bottom:326px;letter-spacing:-0.02px;display:inline;\">(4,802) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t5n_285\" style=\"left:456px;bottom:326px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t5o_285\" style=\"left:515px;bottom:326px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t5p_285\" style=\"left:545px;bottom:326px;letter-spacing:-0.02px;display:inline;\">(4,802) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t5q_285\" style=\"left:640px;bottom:326px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t5r_285\" style=\"left:701px;bottom:326px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t5s_285\" style=\"left:762px;bottom:326px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t5t_285\" style=\"left:822px;bottom:326px;display:inline;\">\u2013 </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_285\" id=\"t5u_285\" style=\"left:90px;bottom:306px;letter-spacing:-0.01px;display:inline;\">Claims and other insurance service expenses net </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_285\" id=\"t5v_285\" style=\"left:103px;bottom:291px;letter-spacing:-0.01px;display:inline;\">of recoveries from reinsurance received* </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t5w_285\" style=\"left:359px;bottom:291px;letter-spacing:-0.02px;display:inline;\">(13,144) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t5x_285\" style=\"left:456px;bottom:291px;display:inline;\">\u2013 </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t5y_285\" style=\"left:515px;bottom:291px;letter-spacing:-0.02px;word-spacing:4.96px;display:inline;\">\u2013  (13,144) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t5z_285\" style=\"left:625px;bottom:291px;letter-spacing:-0.02px;display:inline;\">554 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t60_285\" style=\"left:701px;bottom:291px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t61_285\" style=\"left:762px;bottom:291px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t62_285\" style=\"left:807px;bottom:291px;letter-spacing:-0.02px;display:inline;\">554 </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t63_285\" style=\"left:90px;bottom:271px;letter-spacing:-0.01px;display:inline;\">Total cash flows </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t64_285\" style=\"left:371px;bottom:271px;letter-spacing:-0.02px;display:inline;\">8,278 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t65_285\" style=\"left:456px;bottom:271px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t66_285\" style=\"left:515px;bottom:271px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t67_285\" style=\"left:549px;bottom:271px;letter-spacing:-0.02px;display:inline;\">8,278 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t68_285\" style=\"left:621px;bottom:271px;letter-spacing:-0.02px;display:inline;\">(583) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t69_285\" style=\"left:701px;bottom:271px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t6a_285\" style=\"left:762px;bottom:271px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t6b_285\" style=\"left:803px;bottom:271px;letter-spacing:-0.02px;display:inline;\">(583) </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t6c_285\" style=\"left:90px;bottom:232px;letter-spacing:-0.01px;display:inline;\">Other changes </div> <div class=\"t s6_285\" id=\"t6d_285\" style=\"left:176px;bottom:240px;letter-spacing:0.17px;display:inline;\">note </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t6e_285\" style=\"left:377px;bottom:232px;letter-spacing:-0.02px;display:inline;\">(181) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t6f_285\" style=\"left:456px;bottom:232px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t6g_285\" style=\"left:516px;bottom:232px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t6h_285\" style=\"left:556px;bottom:232px;letter-spacing:-0.02px;display:inline;\">(181) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t6i_285\" style=\"left:641px;bottom:232px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t6j_285\" style=\"left:701px;bottom:232px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t6k_285\" style=\"left:762px;bottom:232px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t6l_285\" style=\"left:823px;bottom:232px;display:inline;\">\u2013 </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_285\" id=\"t6m_285\" style=\"left:91px;bottom:189px;letter-spacing:-0.01px;display:inline;\">Closing assets </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t6n_285\" style=\"left:367px;bottom:189px;letter-spacing:-0.02px;display:inline;\">(3,998) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t6o_285\" style=\"left:441px;bottom:189px;letter-spacing:-0.02px;display:inline;\">630 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t6p_285\" style=\"left:490px;bottom:189px;letter-spacing:-0.02px;display:inline;\">2,176 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t6q_285\" style=\"left:546px;bottom:189px;letter-spacing:-0.02px;display:inline;\">(1,192) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t6r_285\" style=\"left:611px;bottom:189px;letter-spacing:-0.02px;display:inline;\">(1,315) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t6s_285\" style=\"left:693px;bottom:189px;letter-spacing:-0.02px;display:inline;\">67 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t6t_285\" style=\"left:733px;bottom:189px;letter-spacing:-0.02px;display:inline;\">(1,321) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t6u_285\" style=\"left:793px;bottom:189px;letter-spacing:-0.02px;display:inline;\">(2,569) </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_285\" id=\"t6v_285\" style=\"left:91px;bottom:169px;letter-spacing:-0.01px;display:inline;\">Closing liabilities </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t6w_285\" style=\"left:357px;bottom:169px;letter-spacing:-0.02px;display:inline;\">139,673 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t6x_285\" style=\"left:431px;bottom:169px;letter-spacing:-0.02px;word-spacing:5.25px;display:inline;\">1,969  20,176  161,818 </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t6y_285\" style=\"left:615px;bottom:169px;letter-spacing:-0.02px;display:inline;\">1,222 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t6z_285\" style=\"left:689px;bottom:169px;letter-spacing:-0.02px;display:inline;\">(24) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t70_285\" style=\"left:750px;bottom:169px;letter-spacing:-0.02px;display:inline;\">(19) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t71_285\" style=\"left:797px;bottom:169px;letter-spacing:-0.02px;display:inline;\">1,179 </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t72_285\" style=\"left:91px;bottom:150px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Net closing balance at 31 Dec </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t73_285\" style=\"left:357px;bottom:150px;letter-spacing:-0.02px;display:inline;\">135,675 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t74_285\" style=\"left:431px;bottom:150px;letter-spacing:-0.02px;word-spacing:5.25px;display:inline;\">2,599  22,352  160,626 </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t75_285\" style=\"left:628px;bottom:150px;letter-spacing:-0.02px;display:inline;\">(93) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t76_285\" style=\"left:693px;bottom:150px;letter-spacing:-0.02px;display:inline;\">43 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t77_285\" style=\"left:732px;bottom:150px;letter-spacing:-0.02px;display:inline;\">(1,340) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t78_285\" style=\"left:793px;bottom:150px;letter-spacing:-0.02px;display:inline;\">(1,390) </div></td>\n\t\t</tr>\n\t\n</table><div></div><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"8\" rowspan=\"1\" style=\"text-align: center;\">   <div class=\"t s0_286\" id=\"t1_286\" style=\"left:518px;bottom:1118px;letter-spacing:0.06px;display:inline;\">Including JVs and associates </div>    </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"8\" rowspan=\"1\" style=\"text-align: center;\">   <div class=\"t s0_286\" id=\"t2_286\" style=\"left:554px;bottom:1100px;letter-spacing:0.09px;display:inline;\">2022 $m </div>    </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_286\" id=\"t3_286\" style=\"left:428px;bottom:1083px;letter-spacing:0.07px;display:inline;\">Insurance </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_286\" id=\"t4_286\" style=\"left:669px;bottom:1083px;letter-spacing:0.07px;display:inline;\">Reinsurance </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_286\" id=\"t5_286\" style=\"left:370px;bottom:1066px;letter-spacing:0.08px;display:inline;\">BEL </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_286\" id=\"t6_286\" style=\"left:432px;bottom:1066px;letter-spacing:0.09px;display:inline;\">RA </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_286\" id=\"t7_286\" style=\"left:485px;bottom:1066px;letter-spacing:0.1px;display:inline;\">CSM </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_286\" id=\"t8_286\" style=\"left:542px;bottom:1066px;letter-spacing:0.07px;display:inline;\">Total </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_286\" id=\"t9_286\" style=\"left:614px;bottom:1066px;letter-spacing:0.08px;display:inline;\">BEL </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_286\" id=\"ta_286\" style=\"left:678px;bottom:1066px;letter-spacing:0.09px;display:inline;\">RA </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_286\" id=\"tb_286\" style=\"left:731px;bottom:1066px;letter-spacing:0.1px;display:inline;\">CSM </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_286\" id=\"tc_286\" style=\"left:790px;bottom:1066px;letter-spacing:0.07px;display:inline;\">Total </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_286\" id=\"td_286\" style=\"left:475px;bottom:1049px;letter-spacing:0.07px;display:inline;\">note (b) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_286\" id=\"te_286\" style=\"left:722px;bottom:1049px;letter-spacing:0.07px;display:inline;\">note (b) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"tf_286\" style=\"left:69px;bottom:1028px;letter-spacing:-0.01px;display:inline;\">Opening assets </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"tg_286\" style=\"left:347px;bottom:1028px;letter-spacing:-0.01px;display:inline;\">(3,993) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"th_286\" style=\"left:420px;bottom:1028px;letter-spacing:-0.01px;display:inline;\">575 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"ti_286\" style=\"left:470px;bottom:1028px;letter-spacing:-0.01px;display:inline;\">2,161 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"tj_286\" style=\"left:526px;bottom:1028px;letter-spacing:-0.01px;display:inline;\">(1,257) </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"tk_286\" style=\"left:591px;bottom:1028px;letter-spacing:-0.01px;display:inline;\">(1,916) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"tl_286\" style=\"left:675px;bottom:1028px;display:inline;\">(1) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"tm_286\" style=\"left:712px;bottom:1028px;letter-spacing:-0.01px;display:inline;\">(1,023) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"tn_286\" style=\"left:773px;bottom:1028px;letter-spacing:-0.01px;display:inline;\">(2,940) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"to_286\" style=\"left:69px;bottom:1009px;letter-spacing:-0.01px;display:inline;\">Opening liabilities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"tp_286\" style=\"left:337px;bottom:1009px;letter-spacing:-0.01px;display:inline;\">142,146 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"tq_286\" style=\"left:411px;bottom:1009px;letter-spacing:-0.01px;display:inline;\">1,868 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"tr_286\" style=\"left:463px;bottom:1009px;letter-spacing:-0.01px;word-spacing:4.65px;display:inline;\">23,787  167,801 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"ts_286\" style=\"left:595px;bottom:1009px;letter-spacing:-0.01px;display:inline;\">1,501 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"tt_286\" style=\"left:668px;bottom:1009px;display:inline;\">(49) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"tu_286\" style=\"left:722px;bottom:1009px;letter-spacing:-0.01px;display:inline;\">(176) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"tv_286\" style=\"left:777px;bottom:1009px;letter-spacing:-0.01px;display:inline;\">1,276 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_286\" id=\"tw_286\" style=\"left:69px;bottom:989px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Net opening balance at 1 Jan </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"tx_286\" style=\"left:337px;bottom:989px;letter-spacing:-0.01px;display:inline;\">138,153 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"ty_286\" style=\"left:411px;bottom:989px;letter-spacing:-0.01px;display:inline;\">2,443 </div></td><td class=\"tcs-selection-enabled tcs-selected\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"tz_286\" style=\"left:463px;bottom:989px;letter-spacing:-0.01px;word-spacing:4.65px;display:inline;\">25,948  166,544 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t10_286\" style=\"left:600px;bottom:989px;letter-spacing:-0.01px;display:inline;\">(415) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t11_286\" style=\"left:668px;bottom:989px;display:inline;\">(50) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t12_286\" style=\"left:712px;bottom:989px;letter-spacing:-0.01px;display:inline;\">(1,199) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t13_286\" style=\"left:773px;bottom:989px;letter-spacing:-0.01px;display:inline;\">(1,664) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_286\" id=\"t14_286\" style=\"left:69px;bottom:970px;letter-spacing:-0.01px;display:inline;\">Changes that relate to future service </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t15_286\" style=\"left:69px;bottom:951px;letter-spacing:-0.01px;display:inline;\">Changes in estimates that adjust the CSM </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t16_286\" style=\"left:351px;bottom:951px;letter-spacing:-0.01px;display:inline;\">4,214 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t17_286\" style=\"left:416px;bottom:951px;letter-spacing:-0.01px;display:inline;\">(226) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t18_286\" style=\"left:466px;bottom:951px;letter-spacing:-0.01px;display:inline;\">(3,988) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t19_286\" style=\"left:554px;bottom:951px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t1a_286\" style=\"left:605px;bottom:951px;letter-spacing:-0.01px;display:inline;\">284 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t1b_286\" style=\"left:672px;bottom:951px;letter-spacing:-0.01px;display:inline;\">10 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t1c_286\" style=\"left:722px;bottom:951px;letter-spacing:-0.01px;display:inline;\">(294) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t1d_286\" style=\"left:801px;bottom:951px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t1e_286\" style=\"left:69px;bottom:931px;letter-spacing:-0.01px;display:inline;\">Changes in estimates that result in losses or </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t1f_286\" style=\"left:82px;bottom:915px;letter-spacing:-0.01px;display:inline;\">reversal of losses on onerous contracts </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t1g_286\" style=\"left:360px;bottom:915px;letter-spacing:-0.01px;display:inline;\">162 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t1h_286\" style=\"left:423px;bottom:915px;display:inline;\">(52) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t1i_286\" style=\"left:494px;bottom:915px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t1j_286\" style=\"left:539px;bottom:915px;letter-spacing:-0.01px;display:inline;\">110 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t1k_286\" style=\"left:607px;bottom:915px;display:inline;\">(17) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t1l_286\" style=\"left:680px;bottom:915px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t1m_286\" style=\"left:741px;bottom:915px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t1n_286\" style=\"left:790px;bottom:915px;display:inline;\">(17) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t1o_286\" style=\"left:69px;bottom:896px;letter-spacing:-0.01px;display:inline;\">New contracts in the period </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t1p_286\" style=\"left:347px;bottom:896px;letter-spacing:-0.01px;display:inline;\">(2,210) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t1q_286\" style=\"left:420px;bottom:896px;letter-spacing:-0.01px;display:inline;\">259 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t1r_286\" style=\"left:470px;bottom:896px;letter-spacing:-0.01px;display:inline;\">2,027 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t1s_286\" style=\"left:546px;bottom:896px;letter-spacing:-0.01px;display:inline;\">76 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t1t_286\" style=\"left:607px;bottom:896px;display:inline;\">(37) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t1u_286\" style=\"left:680px;bottom:896px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t1v_286\" style=\"left:733px;bottom:896px;letter-spacing:-0.01px;display:inline;\">37 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t1w_286\" style=\"left:801px;bottom:896px;display:inline;\">\u2013 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t1x_286\" style=\"left:351px;bottom:876px;letter-spacing:-0.01px;display:inline;\">2,166 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t1y_286\" style=\"left:423px;bottom:876px;display:inline;\">(19) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t1z_286\" style=\"left:466px;bottom:876px;letter-spacing:-0.01px;display:inline;\">(1,961) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t20_286\" style=\"left:539px;bottom:876px;letter-spacing:-0.01px;display:inline;\">186 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t21_286\" style=\"left:604px;bottom:876px;letter-spacing:-0.01px;display:inline;\">230 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t22_286\" style=\"left:672px;bottom:876px;letter-spacing:-0.01px;display:inline;\">10 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t23_286\" style=\"left:722px;bottom:876px;letter-spacing:-0.01px;display:inline;\">(257) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t24_286\" style=\"left:789px;bottom:876px;display:inline;\">(17) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_286\" id=\"t25_286\" style=\"left:69px;bottom:857px;letter-spacing:-0.01px;display:inline;\">Changes that relate to current service </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t26_286\" style=\"left:82px;bottom:837px;letter-spacing:-0.01px;display:inline;\">Release of CSM to profit or loss </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t27_286\" style=\"left:375px;bottom:837px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t28_286\" style=\"left:435px;bottom:837px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t29_286\" style=\"left:466px;bottom:837px;letter-spacing:-0.01px;display:inline;\">(2,413) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t2a_286\" style=\"left:525px;bottom:837px;letter-spacing:-0.01px;display:inline;\">(2,413) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t2b_286\" style=\"left:619px;bottom:837px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t2c_286\" style=\"left:680px;bottom:837px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t2d_286\" style=\"left:726px;bottom:837px;letter-spacing:-0.01px;display:inline;\">171 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t2e_286\" style=\"left:787px;bottom:837px;letter-spacing:-0.01px;display:inline;\">171 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t2f_286\" style=\"left:82px;bottom:818px;letter-spacing:-0.01px;display:inline;\">Release of risk adjustment to profit or loss </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t2g_286\" style=\"left:375px;bottom:818px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t2h_286\" style=\"left:416px;bottom:818px;letter-spacing:-0.01px;display:inline;\">(184) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t2i_286\" style=\"left:494px;bottom:818px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t2j_286\" style=\"left:535px;bottom:818px;letter-spacing:-0.01px;display:inline;\">(184) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t2k_286\" style=\"left:619px;bottom:818px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t2l_286\" style=\"left:679px;bottom:818px;display:inline;\">5 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t2m_286\" style=\"left:740px;bottom:818px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t2n_286\" style=\"left:801px;bottom:818px;display:inline;\">5 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t2o_286\" style=\"left:82px;bottom:798px;letter-spacing:-0.01px;display:inline;\">Experience adjustments </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t2p_286\" style=\"left:356px;bottom:798px;letter-spacing:-0.01px;display:inline;\">(119) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t2q_286\" style=\"left:434px;bottom:798px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t2r_286\" style=\"left:494px;bottom:798px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t2s_286\" style=\"left:535px;bottom:798px;letter-spacing:-0.01px;display:inline;\">(119) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t2t_286\" style=\"left:607px;bottom:798px;display:inline;\">(80) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t2u_286\" style=\"left:680px;bottom:798px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t2v_286\" style=\"left:740px;bottom:798px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t2w_286\" style=\"left:789px;bottom:798px;display:inline;\">(80) </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t2x_286\" style=\"left:356px;bottom:779px;letter-spacing:-0.01px;display:inline;\">(119) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t2y_286\" style=\"left:416px;bottom:779px;letter-spacing:-0.01px;display:inline;\">(184) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t2z_286\" style=\"left:466px;bottom:779px;letter-spacing:-0.01px;display:inline;\">(2,413) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t30_286\" style=\"left:525px;bottom:779px;letter-spacing:-0.01px;display:inline;\">(2,716) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t31_286\" style=\"left:607px;bottom:779px;display:inline;\">(80) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t32_286\" style=\"left:679px;bottom:779px;display:inline;\">5 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t33_286\" style=\"left:726px;bottom:779px;letter-spacing:-0.01px;display:inline;\">171 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t34_286\" style=\"left:794px;bottom:779px;display:inline;\">96 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_286\" id=\"t35_286\" style=\"left:69px;bottom:759px;letter-spacing:-0.01px;display:inline;\">Changes that relate to past service </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t36_286\" style=\"left:82px;bottom:739px;letter-spacing:-0.01px;display:inline;\">Adjustments to assets/liabilities for incurred </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t37_286\" style=\"left:82px;bottom:724px;letter-spacing:-0.01px;display:inline;\">claims </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t38_286\" style=\"left:360px;bottom:724px;letter-spacing:-0.01px;display:inline;\">133 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t39_286\" style=\"left:434px;bottom:724px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t3a_286\" style=\"left:494px;bottom:724px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t3b_286\" style=\"left:539px;bottom:724px;letter-spacing:-0.01px;display:inline;\">134 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t3c_286\" style=\"left:611px;bottom:724px;letter-spacing:-0.01px;display:inline;\">28 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t3d_286\" style=\"left:680px;bottom:724px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t3e_286\" style=\"left:740px;bottom:724px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t3f_286\" style=\"left:794px;bottom:724px;display:inline;\">28 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_286\" id=\"t3g_286\" style=\"left:69px;bottom:704px;letter-spacing:-0.01px;display:inline;\">Insurance service result </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t3h_286\" style=\"left:351px;bottom:704px;letter-spacing:-0.01px;display:inline;\">2,180 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t3i_286\" style=\"left:416px;bottom:704px;letter-spacing:-0.01px;display:inline;\">(202) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t3j_286\" style=\"left:466px;bottom:704px;letter-spacing:-0.01px;display:inline;\">(4,374) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t3k_286\" style=\"left:525px;bottom:704px;letter-spacing:-0.01px;display:inline;\">(2,396) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t3l_286\" style=\"left:604px;bottom:704px;letter-spacing:-0.01px;display:inline;\">178 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t3m_286\" style=\"left:672px;bottom:704px;letter-spacing:-0.01px;display:inline;\">15 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t3n_286\" style=\"left:729px;bottom:704px;display:inline;\">(86) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t3o_286\" style=\"left:786px;bottom:704px;letter-spacing:-0.01px;display:inline;\">107 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_286\" id=\"t3p_286\" style=\"left:69px;bottom:672px;letter-spacing:-0.01px;display:inline;\">Net finance (income) expense from </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_286\" id=\"t3q_286\" style=\"left:82px;bottom:656px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">insurance and reinsurance contracts </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t3r_286\" style=\"left:69px;bottom:637px;letter-spacing:-0.01px;display:inline;\">Accretion of interest on GMM contracts </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t3s_286\" style=\"left:360px;bottom:637px;letter-spacing:-0.01px;display:inline;\">182 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t3t_286\" style=\"left:427px;bottom:637px;letter-spacing:-0.01px;display:inline;\">13 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t3u_286\" style=\"left:479px;bottom:637px;letter-spacing:-0.01px;display:inline;\">294 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t3v_286\" style=\"left:539px;bottom:637px;letter-spacing:-0.01px;display:inline;\">489 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t3w_286\" style=\"left:614px;bottom:637px;display:inline;\">(8) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t3x_286\" style=\"left:675px;bottom:637px;display:inline;\">(6) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t3y_286\" style=\"left:729px;bottom:637px;display:inline;\">(39) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t3z_286\" style=\"left:789px;bottom:637px;display:inline;\">(53) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t40_286\" style=\"left:69px;bottom:617px;letter-spacing:-0.01px;display:inline;\">Other net finance (income) expense </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t41_286\" style=\"left:340px;bottom:617px;letter-spacing:-0.01px;display:inline;\">(28,612) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t42_286\" style=\"left:423px;bottom:617px;display:inline;\">(12) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t43_286\" style=\"left:479px;bottom:617px;letter-spacing:-0.01px;word-spacing:6.07px;display:inline;\">117  (28,507) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t44_286\" style=\"left:595px;bottom:617px;letter-spacing:-0.01px;display:inline;\">1,215 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t45_286\" style=\"left:672px;bottom:617px;letter-spacing:-0.01px;display:inline;\">10 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t46_286\" style=\"left:740px;bottom:617px;display:inline;\">4 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t47_286\" style=\"left:777px;bottom:617px;letter-spacing:-0.01px;display:inline;\">1,229 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t48_286\" style=\"left:340px;bottom:598px;letter-spacing:-0.01px;display:inline;\">(28,430) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t49_286\" style=\"left:434px;bottom:598px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t4a_286\" style=\"left:479px;bottom:598px;letter-spacing:-0.01px;word-spacing:6.07px;display:inline;\">411  (28,018) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t4b_286\" style=\"left:595px;bottom:598px;letter-spacing:-0.01px;display:inline;\">1,207 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t4c_286\" style=\"left:679px;bottom:598px;display:inline;\">4 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t4d_286\" style=\"left:729px;bottom:598px;display:inline;\">(35) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t4e_286\" style=\"left:777px;bottom:598px;letter-spacing:-0.01px;display:inline;\">1,176 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_286\" id=\"t4f_286\" style=\"left:69px;bottom:578px;letter-spacing:-0.01px;display:inline;\">Total amount recognised in income </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_286\" id=\"t4g_286\" style=\"left:82px;bottom:562px;letter-spacing:-0.01px;display:inline;\">statement </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t4h_286\" style=\"left:339px;bottom:562px;letter-spacing:-0.01px;display:inline;\">(26,250) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t4i_286\" style=\"left:416px;bottom:562px;letter-spacing:-0.01px;display:inline;\">(201) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t4j_286\" style=\"left:466px;bottom:562px;letter-spacing:-0.01px;word-spacing:3.97px;display:inline;\">(3,963)  (30,414) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t4k_286\" style=\"left:595px;bottom:562px;letter-spacing:-0.01px;display:inline;\">1,385 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t4l_286\" style=\"left:672px;bottom:562px;letter-spacing:-0.01px;display:inline;\">19 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t4m_286\" style=\"left:721px;bottom:562px;letter-spacing:-0.01px;display:inline;\">(121) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t4n_286\" style=\"left:777px;bottom:562px;letter-spacing:-0.01px;display:inline;\">1,283 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t4o_286\" style=\"left:69px;bottom:543px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Effect of movements in exchange rates </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t4p_286\" style=\"left:346px;bottom:543px;letter-spacing:-0.01px;display:inline;\">(3,070) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t4q_286\" style=\"left:423px;bottom:543px;display:inline;\">(78) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t4r_286\" style=\"left:475px;bottom:543px;letter-spacing:-0.01px;display:inline;\">(681) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t4s_286\" style=\"left:525px;bottom:543px;letter-spacing:-0.01px;display:inline;\">(3,829) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t4t_286\" style=\"left:618px;bottom:543px;display:inline;\">3 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t4u_286\" style=\"left:679px;bottom:543px;display:inline;\">5 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t4v_286\" style=\"left:740px;bottom:543px;display:inline;\">5 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t4w_286\" style=\"left:793px;bottom:543px;display:inline;\">13 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_286\" id=\"t4x_286\" style=\"left:69px;bottom:523px;letter-spacing:-0.01px;display:inline;\">Total amount recognised in comprehensive </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_286\" id=\"t4y_286\" style=\"left:81px;bottom:507px;letter-spacing:-0.02px;display:inline;\">income </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t4z_286\" style=\"left:339px;bottom:507px;letter-spacing:-0.01px;display:inline;\">(29,320) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t50_286\" style=\"left:416px;bottom:507px;letter-spacing:-0.01px;display:inline;\">(279) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t51_286\" style=\"left:466px;bottom:507px;letter-spacing:-0.01px;word-spacing:3.97px;display:inline;\">(4,644)  (34,243) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t52_286\" style=\"left:595px;bottom:507px;letter-spacing:-0.01px;display:inline;\">1,388 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t53_286\" style=\"left:672px;bottom:507px;letter-spacing:-0.01px;display:inline;\">24 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t54_286\" style=\"left:721px;bottom:507px;letter-spacing:-0.01px;display:inline;\">(116) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t55_286\" style=\"left:777px;bottom:507px;letter-spacing:-0.01px;display:inline;\">1,296 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_286\" id=\"t56_286\" style=\"left:68px;bottom:475px;letter-spacing:-0.01px;display:inline;\">Cash flows </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t57_286\" style=\"left:68px;bottom:455px;letter-spacing:-0.01px;display:inline;\">Premiums received net of ceding commissions </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t58_286\" style=\"left:81px;bottom:439px;letter-spacing:-0.01px;display:inline;\">paid </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t59_286\" style=\"left:344px;bottom:439px;letter-spacing:-0.01px;display:inline;\">27,916 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t5a_286\" style=\"left:434px;bottom:439px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t5b_286\" style=\"left:494px;bottom:439px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t5c_286\" style=\"left:522px;bottom:439px;letter-spacing:-0.01px;display:inline;\">27,916 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t5d_286\" style=\"left:590px;bottom:439px;letter-spacing:-0.01px;display:inline;\">(1,013) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t5e_286\" style=\"left:679px;bottom:439px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t5f_286\" style=\"left:740px;bottom:439px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t5g_286\" style=\"left:773px;bottom:439px;letter-spacing:-0.01px;display:inline;\">(1,013) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t5h_286\" style=\"left:68px;bottom:420px;letter-spacing:-0.01px;display:inline;\">Insurance acquisition cash flows </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t5i_286\" style=\"left:346px;bottom:420px;letter-spacing:-0.01px;display:inline;\">(3,690) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t5j_286\" style=\"left:434px;bottom:420px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t5k_286\" style=\"left:494px;bottom:420px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t5l_286\" style=\"left:525px;bottom:420px;letter-spacing:-0.01px;display:inline;\">(3,690) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t5m_286\" style=\"left:619px;bottom:420px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t5n_286\" style=\"left:679px;bottom:420px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t5o_286\" style=\"left:740px;bottom:420px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t5p_286\" style=\"left:801px;bottom:420px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t5q_286\" style=\"left:68px;bottom:400px;letter-spacing:-0.01px;display:inline;\">Claims and other insurance service expenses net </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t5r_286\" style=\"left:81px;bottom:384px;letter-spacing:-0.01px;display:inline;\">of recoveries from reinsurance received* </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t5s_286\" style=\"left:339px;bottom:384px;letter-spacing:-0.01px;display:inline;\">(12,241) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t5t_286\" style=\"left:434px;bottom:384px;display:inline;\">\u2013 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t5u_286\" style=\"left:494px;bottom:384px;letter-spacing:-0.01px;word-spacing:6.07px;display:inline;\">\u2013  (12,241) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t5v_286\" style=\"left:604px;bottom:384px;letter-spacing:-0.01px;display:inline;\">567 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t5w_286\" style=\"left:679px;bottom:384px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t5x_286\" style=\"left:740px;bottom:384px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t5y_286\" style=\"left:786px;bottom:384px;letter-spacing:-0.01px;display:inline;\">567 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_286\" id=\"t5z_286\" style=\"left:68px;bottom:365px;letter-spacing:-0.01px;display:inline;\">Total cash flows </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t60_286\" style=\"left:343px;bottom:365px;letter-spacing:-0.01px;display:inline;\">11,985 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t61_286\" style=\"left:434px;bottom:365px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t62_286\" style=\"left:494px;bottom:365px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t63_286\" style=\"left:522px;bottom:365px;letter-spacing:-0.01px;display:inline;\">11,985 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t64_286\" style=\"left:600px;bottom:365px;letter-spacing:-0.01px;display:inline;\">(446) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t65_286\" style=\"left:679px;bottom:365px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t66_286\" style=\"left:740px;bottom:365px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t67_286\" style=\"left:782px;bottom:365px;letter-spacing:-0.01px;display:inline;\">(446) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_286\" id=\"t68_286\" style=\"left:68px;bottom:326px;letter-spacing:-0.01px;display:inline;\">Other changes </div> <div class=\"t s4_286\" id=\"t69_286\" style=\"left:155px;bottom:334px;letter-spacing:0.21px;display:inline;\">note </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t6a_286\" style=\"left:363px;bottom:326px;display:inline;\">(83) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t6b_286\" style=\"left:435px;bottom:326px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t6c_286\" style=\"left:494px;bottom:326px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t6d_286\" style=\"left:542px;bottom:326px;display:inline;\">(83) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t6e_286\" style=\"left:612px;bottom:326px;letter-spacing:-0.01px;display:inline;\">14 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t6f_286\" style=\"left:680px;bottom:326px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t6g_286\" style=\"left:741px;bottom:326px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t6h_286\" style=\"left:794px;bottom:326px;display:inline;\">14 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t6i_286\" style=\"left:69px;bottom:283px;letter-spacing:-0.01px;display:inline;\">Closing assets </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t6j_286\" style=\"left:347px;bottom:283px;letter-spacing:-0.01px;display:inline;\">(3,562) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t6k_286\" style=\"left:420px;bottom:283px;letter-spacing:-0.01px;display:inline;\">502 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t6l_286\" style=\"left:470px;bottom:283px;letter-spacing:-0.01px;display:inline;\">1,921 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t6m_286\" style=\"left:526px;bottom:283px;letter-spacing:-0.01px;display:inline;\">(1,139) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t6n_286\" style=\"left:600px;bottom:283px;letter-spacing:-0.01px;display:inline;\">(652) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t6o_286\" style=\"left:672px;bottom:283px;letter-spacing:-0.01px;display:inline;\">21 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t6p_286\" style=\"left:712px;bottom:283px;letter-spacing:-0.01px;display:inline;\">(1,369) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t6q_286\" style=\"left:773px;bottom:283px;letter-spacing:-0.01px;display:inline;\">(2,000) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t6r_286\" style=\"left:69px;bottom:263px;letter-spacing:-0.01px;display:inline;\">Closing liabilities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t6s_286\" style=\"left:337px;bottom:263px;letter-spacing:-0.01px;display:inline;\">124,297 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t6t_286\" style=\"left:411px;bottom:263px;letter-spacing:-0.01px;display:inline;\">1,662 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t6u_286\" style=\"left:463px;bottom:263px;letter-spacing:-0.01px;word-spacing:4.65px;display:inline;\">19,383  145,342 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t6v_286\" style=\"left:595px;bottom:263px;letter-spacing:-0.01px;display:inline;\">1,193 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t6w_286\" style=\"left:668px;bottom:263px;display:inline;\">(47) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t6x_286\" style=\"left:733px;bottom:263px;letter-spacing:-0.01px;display:inline;\">54 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t6y_286\" style=\"left:777px;bottom:263px;letter-spacing:-0.01px;display:inline;\">1,200 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_286\" id=\"t6z_286\" style=\"left:69px;bottom:244px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Net closing balance at 31 Dec </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t70_286\" style=\"left:337px;bottom:244px;letter-spacing:-0.01px;display:inline;\">120,735 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t71_286\" style=\"left:411px;bottom:244px;letter-spacing:-0.01px;display:inline;\">2,164 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t72_286\" style=\"left:463px;bottom:244px;letter-spacing:-0.01px;word-spacing:4.65px;display:inline;\">21,304  144,203 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t73_286\" style=\"left:605px;bottom:244px;letter-spacing:-0.01px;display:inline;\">541 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t74_286\" style=\"left:668px;bottom:244px;display:inline;\">(26) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t75_286\" style=\"left:712px;bottom:244px;letter-spacing:-0.01px;display:inline;\">(1,315) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t76_286\" style=\"left:783px;bottom:244px;letter-spacing:-0.01px;display:inline;\">(800) </div></td></tr>\n                                        </table>\n<div class=\"t s5_286\" id=\"t77_286\" style=\"left:65px;bottom:217px;display:inline;\">* </div><div class=\"t s5_286\" id=\"t78_286\" style=\"left:82px;bottom:217px;letter-spacing:-0.14px;display:inline;\">Including investment component. </div>\n<div class=\"t s6_286\" id=\"t79_286\" style=\"left:65px;bottom:199px;letter-spacing:-0.17px;display:inline;\">Note </div>\n<div class=\"t s5_286\" id=\"t7a_286\" style=\"left:65px;bottom:188px;letter-spacing:-0.13px;display:inline;\">Other changes include movements in insurance contract liabilities arising from adjustments to remove the incurred non-cash expenses (such as depreciation, amortisation) from </div>\n<div class=\"t s5_286\" id=\"t7b_286\" style=\"left:65px;bottom:176px;letter-spacing:-0.12px;display:inline;\">insurance contract asset/liability balance. </div>\n<div class=\"t s5_286\" id=\"t7c_286\" style=\"left:65px;bottom:164px;letter-spacing:-0.12px;display:inline;\">Accretion of interest includes interest on policy loans. </div><div></div><div class=\"t s0_287\" id=\"t1_287\" style=\"left:87px;bottom:1116px;letter-spacing:0.11px;display:inline;\">(b) </div><div class=\"t s0_287\" id=\"t2_287\" style=\"left:113px;bottom:1116px;letter-spacing:0.12px;display:inline;\">Analysis of CSM by transition approach including JVs and associates </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"8\" rowspan=\"1\" style=\"text-align: center;\">  <div class=\"t s1_287\" id=\"t3_287\" style=\"left:502px;bottom:1099px;letter-spacing:0.06px;display:inline;\">Insurance contracts (including JVs and associates) </div>     </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"4\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s2_287\" id=\"t4_287\" style=\"left:453px;bottom:1082px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">2023 $m </div>  </td><td colspan=\"4\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s1_287\" id=\"t5_287\" style=\"left:699px;bottom:1082px;letter-spacing:0.09px;display:inline;\">2022 $m </div>  </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_287\" id=\"t6_287\" style=\"left:370px;bottom:1065px;letter-spacing:0.07px;display:inline;\">Contracts </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_287\" id=\"t8_287\" style=\"left:429px;bottom:1065px;letter-spacing:0.07px;display:inline;\">Contracts </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_287\" id=\"ta_287\" style=\"left:505px;bottom:1065px;letter-spacing:0.08px;display:inline;\">Other </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_287\" id=\"td_287\" style=\"left:617px;bottom:1065px;letter-spacing:0.06px;display:inline;\">Contracts </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_287\" id=\"tf_287\" style=\"left:678px;bottom:1065px;letter-spacing:0.07px;display:inline;\">Contracts </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_287\" id=\"th_287\" style=\"left:753px;bottom:1065px;letter-spacing:0.07px;display:inline;\">Other </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_287\" id=\"t7_287\" style=\"left:364px;bottom:1054px;letter-spacing:0.09px;word-spacing:0.01px;display:inline;\">under MRA </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_287\" id=\"t9_287\" style=\"left:426px;bottom:1054px;letter-spacing:0.08px;display:inline;\">under FVA </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_287\" id=\"tb_287\" style=\"left:487px;bottom:1054px;letter-spacing:0.07px;display:inline;\">contracts* </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s2_287\" id=\"tc_287\" style=\"left:546px;bottom:1054px;letter-spacing:0.08px;display:inline;\">Total CSM </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_287\" id=\"te_287\" style=\"left:612px;bottom:1054px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">under MRA </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_287\" id=\"tg_287\" style=\"left:675px;bottom:1054px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">under FVA </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_287\" id=\"ti_287\" style=\"left:737px;bottom:1054px;letter-spacing:0.06px;display:inline;\">contracts* </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_287\" id=\"tj_287\" style=\"left:796px;bottom:1054px;letter-spacing:0.08px;display:inline;\">Total CSM </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s3_287\" id=\"tk_287\" style=\"left:91px;bottom:1034px;letter-spacing:-0.01px;display:inline;\">Balance at 1 Jan </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s3_287\" id=\"tl_287\" style=\"left:372px;bottom:1034px;letter-spacing:-0.02px;display:inline;\">2,033 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s3_287\" id=\"tm_287\" style=\"left:432px;bottom:1034px;letter-spacing:-0.02px;word-spacing:7.07px;display:inline;\">4,102  15,169  21,304 </div></td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"tn_287\" style=\"left:618px;bottom:1034px;letter-spacing:-0.01px;display:inline;\">2,467 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"to_287\" style=\"left:679px;bottom:1034px;letter-spacing:-0.01px;display:inline;\">5,355 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"tp_287\" style=\"left:732px;bottom:1034px;letter-spacing:-0.01px;display:inline;\">18,126 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"tq_287\" style=\"left:793px;bottom:1034px;letter-spacing:-0.01px;display:inline;\">25,948 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s5_287\" id=\"tr_287\" style=\"left:91px;bottom:1015px;letter-spacing:-0.01px;display:inline;\">Changes that relate to future service </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"ts_287\" style=\"left:91px;bottom:995px;letter-spacing:-0.01px;display:inline;\">Changes in estimates that adjust the CSM </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s3_287\" id=\"tt_287\" style=\"left:383px;bottom:995px;letter-spacing:-0.02px;display:inline;\">117 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_287\" id=\"tu_287\" style=\"left:442px;bottom:995px;letter-spacing:-0.02px;display:inline;\">496 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_287\" id=\"tv_287\" style=\"left:502px;bottom:995px;letter-spacing:-0.02px;display:inline;\">188 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_287\" id=\"tw_287\" style=\"left:561px;bottom:995px;letter-spacing:-0.02px;display:inline;\">801 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"tx_287\" style=\"left:630px;bottom:995px;display:inline;\">(92) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"ty_287\" style=\"left:684px;bottom:995px;letter-spacing:-0.01px;display:inline;\">(707) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"tz_287\" style=\"left:735px;bottom:995px;letter-spacing:-0.01px;display:inline;\">(3,189) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t10_287\" style=\"left:796px;bottom:995px;letter-spacing:-0.01px;display:inline;\">(3,988) </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t11_287\" style=\"left:91px;bottom:976px;letter-spacing:-0.01px;display:inline;\">New contracts in the year </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_287\" id=\"t12_287\" style=\"left:398px;bottom:976px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_287\" id=\"t13_287\" style=\"left:457px;bottom:976px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_287\" id=\"t14_287\" style=\"left:492px;bottom:976px;letter-spacing:-0.02px;display:inline;\">2,429 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_287\" id=\"t15_287\" style=\"left:551px;bottom:976px;letter-spacing:-0.02px;display:inline;\">2,429 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t16_287\" style=\"left:642px;bottom:976px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t17_287\" style=\"left:703px;bottom:976px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t18_287\" style=\"left:739px;bottom:976px;letter-spacing:-0.01px;display:inline;\">2,027 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t19_287\" style=\"left:800px;bottom:976px;letter-spacing:-0.01px;display:inline;\">2,027 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_287\" id=\"t1a_287\" style=\"left:382px;bottom:956px;letter-spacing:-0.02px;display:inline;\">117 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_287\" id=\"t1b_287\" style=\"left:442px;bottom:956px;letter-spacing:-0.02px;display:inline;\">496 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_287\" id=\"t1c_287\" style=\"left:492px;bottom:956px;letter-spacing:-0.02px;display:inline;\">2,617 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s3_287\" id=\"t1d_287\" style=\"left:551px;bottom:956px;letter-spacing:-0.02px;display:inline;\">3,230 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t1e_287\" style=\"left:630px;bottom:956px;display:inline;\">(92) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t1f_287\" style=\"left:684px;bottom:956px;letter-spacing:-0.01px;display:inline;\">(707) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t1g_287\" style=\"left:735px;bottom:956px;letter-spacing:-0.01px;display:inline;\">(1,162) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t1h_287\" style=\"left:796px;bottom:956px;letter-spacing:-0.01px;display:inline;\">(1,961) </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s5_287\" id=\"t1i_287\" style=\"left:91px;bottom:937px;letter-spacing:-0.01px;display:inline;\">Changes that relate to current service </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t1j_287\" style=\"left:91px;bottom:917px;letter-spacing:-0.01px;display:inline;\">Release of CSM to profit or loss </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_287\" id=\"t1k_287\" style=\"left:378px;bottom:917px;letter-spacing:-0.02px;display:inline;\">(247) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_287\" id=\"t1l_287\" style=\"left:438px;bottom:917px;letter-spacing:-0.02px;display:inline;\">(458) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_287\" id=\"t1m_287\" style=\"left:487px;bottom:917px;letter-spacing:-0.02px;display:inline;\">(1,709) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_287\" id=\"t1n_287\" style=\"left:547px;bottom:917px;letter-spacing:-0.02px;display:inline;\">(2,414) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t1o_287\" style=\"left:623px;bottom:917px;letter-spacing:-0.01px;display:inline;\">(250) </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t1p_287\" style=\"left:684px;bottom:917px;letter-spacing:-0.01px;display:inline;\">(511) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t1q_287\" style=\"left:735px;bottom:917px;letter-spacing:-0.01px;display:inline;\">(1,652) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t1r_287\" style=\"left:796px;bottom:917px;letter-spacing:-0.01px;display:inline;\">(2,413) </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_287\" id=\"t1s_287\" style=\"left:378px;bottom:898px;letter-spacing:-0.02px;display:inline;\">(130) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_287\" id=\"t1t_287\" style=\"left:449px;bottom:898px;letter-spacing:-0.02px;display:inline;\">38 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_287\" id=\"t1u_287\" style=\"left:502px;bottom:898px;letter-spacing:-0.02px;display:inline;\">908 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s3_287\" id=\"t1v_287\" style=\"left:561px;bottom:898px;letter-spacing:-0.02px;display:inline;\">816 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t1w_287\" style=\"left:623px;bottom:898px;letter-spacing:-0.01px;display:inline;\">(342) </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t1x_287\" style=\"left:674px;bottom:898px;letter-spacing:-0.01px;display:inline;\">(1,218) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t1y_287\" style=\"left:735px;bottom:898px;letter-spacing:-0.01px;display:inline;\">(2,814) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t1z_287\" style=\"left:796px;bottom:898px;letter-spacing:-0.01px;display:inline;\">(4,374) </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t20_287\" style=\"left:90px;bottom:878px;letter-spacing:-0.01px;display:inline;\">Net finance income (expenses) from insurance </div></td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t21_287\" style=\"left:103px;bottom:862px;letter-spacing:-0.01px;display:inline;\">contracts </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s3_287\" id=\"t22_287\" style=\"left:390px;bottom:862px;letter-spacing:-0.02px;display:inline;\">66 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_287\" id=\"t23_287\" style=\"left:456px;bottom:862px;display:inline;\">9 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_287\" id=\"t24_287\" style=\"left:502px;bottom:862px;letter-spacing:-0.02px;display:inline;\">220 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_287\" id=\"t25_287\" style=\"left:561px;bottom:862px;letter-spacing:-0.02px;display:inline;\">295 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t26_287\" style=\"left:634px;bottom:862px;letter-spacing:-0.01px;display:inline;\">83 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t27_287\" style=\"left:695px;bottom:862px;letter-spacing:-0.01px;display:inline;\">54 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t28_287\" style=\"left:749px;bottom:862px;letter-spacing:-0.01px;display:inline;\">274 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t29_287\" style=\"left:809px;bottom:862px;letter-spacing:-0.01px;display:inline;\">411 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t2a_287\" style=\"left:90px;bottom:843px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Effect of movements in exchange rates </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_287\" id=\"t2b_287\" style=\"left:385px;bottom:843px;letter-spacing:-0.02px;display:inline;\">(47) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_287\" id=\"t2c_287\" style=\"left:452px;bottom:843px;letter-spacing:-0.02px;display:inline;\">(6) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_287\" id=\"t2d_287\" style=\"left:505px;bottom:843px;letter-spacing:-0.02px;display:inline;\">(10) </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s3_287\" id=\"t2e_287\" style=\"left:564px;bottom:843px;letter-spacing:-0.02px;display:inline;\">(63) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t2f_287\" style=\"left:623px;bottom:843px;letter-spacing:-0.01px;display:inline;\">(175) </div></td><td class=\"tcs-selection-enabled tcs-selected\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t2g_287\" style=\"left:691px;bottom:843px;display:inline;\">(89) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t2h_287\" style=\"left:745px;bottom:843px;letter-spacing:-0.01px;display:inline;\">(417) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t2i_287\" style=\"left:805px;bottom:843px;letter-spacing:-0.01px;display:inline;\">(681) </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s3_287\" id=\"t2j_287\" style=\"left:90px;bottom:823px;letter-spacing:-0.01px;display:inline;\">Balance at 31 Dec </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_287\" id=\"t2k_287\" style=\"left:372px;bottom:823px;letter-spacing:-0.02px;display:inline;\">1,922 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s3_287\" id=\"t2l_287\" style=\"left:432px;bottom:823px;letter-spacing:-0.02px;word-spacing:7.07px;display:inline;\">4,143  16,287  22,352 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t2m_287\" style=\"left:618px;bottom:823px;letter-spacing:-0.01px;display:inline;\">2,033 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t2n_287\" style=\"left:678px;bottom:823px;letter-spacing:-0.01px;display:inline;\">4,102 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t2o_287\" style=\"left:732px;bottom:823px;letter-spacing:-0.01px;display:inline;\">15,169 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t2p_287\" style=\"left:793px;bottom:823px;letter-spacing:-0.01px;display:inline;\">21,304 </div></td></tr></table><div class=\"t s6_287\" id=\"t2q_287\" style=\"left:87px;bottom:791px;display:inline;\">* </div><div class=\"t s6_287\" id=\"t2r_287\" style=\"left:104px;bottom:791px;letter-spacing:-0.13px;display:inline;\">Other contracts represent groups of insurance contracts measured under the full retrospective approach at the transition date, 1 January 2022 and groups of contracts </div><div class=\"t s6_287\" id=\"t2s_287\" style=\"left:104px;bottom:779px;letter-spacing:-0.12px;display:inline;\">recognised on or after the transition date. </div><div class=\"t s4_287\" id=\"t2t_287\" style=\"left:87px;bottom:752px;letter-spacing:-0.01px;display:inline;\">The majority of the CSM on transition on insurance contracts under MRA arises from CPL while the majority of the CSM on transition under FVA </div><div class=\"t s4_287\" id=\"t2u_287\" style=\"left:87px;bottom:737px;letter-spacing:-0.01px;display:inline;\">arises from the Hong Kong and Singapore businesses. </div><div class=\"t s4_287\" id=\"t2v_287\" style=\"left:87px;bottom:709px;letter-spacing:-0.01px;display:inline;\">The transition approach adopted by the Group\u2019s main business segments for the different cohorts of their insurance contracts is summarised in </div><div class=\"t s4_287\" id=\"t2w_287\" style=\"left:87px;bottom:693px;letter-spacing:-0.01px;display:inline;\">the table below. The overlap between approaches reflects the fact that the approaches used vary by insurance contract portfolio and year of </div><div class=\"t s4_287\" id=\"t2x_287\" style=\"left:87px;bottom:678px;letter-spacing:-0.01px;display:inline;\">issue (cohort). </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_287\" id=\"t2y_287\" style=\"left:604px;bottom:649px;letter-spacing:0.09px;display:inline;\">FRA </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_287\" id=\"t2z_287\" style=\"left:686px;bottom:649px;letter-spacing:0.11px;display:inline;\">MRA </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_287\" id=\"t30_287\" style=\"left:825px;bottom:649px;letter-spacing:0.09px;display:inline;\">FVA </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_287\" id=\"t31_287\" style=\"left:594px;bottom:632px;letter-spacing:0.06px;display:inline;\">Cohort </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_287\" id=\"t32_287\" style=\"left:678px;bottom:632px;letter-spacing:0.07px;display:inline;\">Cohort </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_287\" id=\"t33_287\" style=\"left:815px;bottom:632px;letter-spacing:0.06px;display:inline;\">Cohort </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t34_287\" style=\"left:91px;bottom:612px;letter-spacing:-0.01px;display:inline;\">CPL </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t35_287\" style=\"left:601px;bottom:612px;letter-spacing:-0.01px;display:inline;\">n/a </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t36_287\" style=\"left:635px;bottom:612px;letter-spacing:-0.01px;display:inline;\">2016 \u2013 2021 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t37_287\" style=\"left:793px;bottom:612px;letter-spacing:-0.01px;display:inline;\">Pre 2016 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t38_287\" style=\"left:91px;bottom:592px;letter-spacing:-0.01px;display:inline;\">Hong Kong </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t39_287\" style=\"left:551px;bottom:592px;letter-spacing:-0.01px;display:inline;\">2010 \u2013 2021 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t3a_287\" style=\"left:686px;bottom:592px;letter-spacing:-0.01px;display:inline;\">n/a </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t3b_287\" style=\"left:793px;bottom:592px;letter-spacing:-0.01px;display:inline;\">Pre 2010 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t3c_287\" style=\"left:91px;bottom:573px;letter-spacing:-0.01px;display:inline;\">Singapore </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t3d_287\" style=\"left:551px;bottom:573px;letter-spacing:-0.01px;display:inline;\">2009 \u2013 2021 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t3e_287\" style=\"left:686px;bottom:573px;letter-spacing:-0.01px;display:inline;\">n/a </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t3f_287\" style=\"left:793px;bottom:573px;letter-spacing:-0.01px;display:inline;\">Pre 2009 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t3g_287\" style=\"left:91px;bottom:553px;letter-spacing:-0.01px;display:inline;\">Malaysia </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t3h_287\" style=\"left:551px;bottom:553px;letter-spacing:-0.01px;display:inline;\">2010 \u2013 2021 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t3m_287\" style=\"left:638px;bottom:553px;letter-spacing:-0.01px;display:inline;\">2000 - 2009 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t3o_287\" style=\"left:793px;bottom:553px;letter-spacing:-0.01px;display:inline;\">Pre 1999 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t3i_287\" style=\"left:554px;bottom:538px;letter-spacing:-0.01px;display:inline;\">(Unit-linked) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t3n_287\" style=\"left:638px;bottom:538px;letter-spacing:-0.01px;display:inline;\">(Unit-linked) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t3p_287\" style=\"left:775px;bottom:537px;letter-spacing:-0.01px;display:inline;\">(Unit-linked) </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t3j_287\" style=\"left:559px;bottom:522px;letter-spacing:-0.01px;display:inline;\">2010-2021 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t3q_287\" style=\"left:792px;bottom:522px;letter-spacing:-0.01px;display:inline;\">Pre-2009 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t3k_287\" style=\"left:592px;bottom:507px;letter-spacing:-0.01px;display:inline;\">(Non </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t3r_287\" style=\"left:739px;bottom:506px;letter-spacing:-0.01px;display:inline;\">(Non-participating) </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t3l_287\" style=\"left:548px;bottom:491px;letter-spacing:-0.01px;display:inline;\">Participating) </div></td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t3s_287\" style=\"left:792px;bottom:491px;letter-spacing:-0.01px;display:inline;\">Pre-2021 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t3t_287\" style=\"left:802px;bottom:475px;letter-spacing:-0.01px;display:inline;\">(Other) </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t3u_287\" style=\"left:91px;bottom:456px;letter-spacing:-0.01px;display:inline;\">Indonesia </div> <div class=\"t s7_287\" id=\"t3v_287\" style=\"vertical-align: super;left:146px;bottom:464px;letter-spacing:0.16px;display:inline;\">note (i) </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t3w_287\" style=\"left:551px;bottom:456px;letter-spacing:-0.01px;display:inline;\">2010 \u2013 2021 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t3x_287\" style=\"left:635px;bottom:456px;letter-spacing:-0.01px;display:inline;\">2007 \u2013 2009 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t3y_287\" style=\"left:793px;bottom:456px;letter-spacing:-0.01px;display:inline;\">Pre 2007 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t3z_287\" style=\"left:91px;bottom:436px;letter-spacing:-0.01px;display:inline;\">Growth markets and other </div> <div class=\"t s7_287\" id=\"t40_287\" style=\"vertical-align: super;left:231px;bottom:444px;letter-spacing:0.15px;display:inline;\">note (ii) </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t41_287\" style=\"left:573px;bottom:436px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">See note </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t42_287\" style=\"left:658px;bottom:436px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">See note </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t43_287\" style=\"left:794px;bottom:436px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">See note </div></td></tr></table><div class=\"t s8_287\" id=\"t44_287\" style=\"left:87px;bottom:410px;letter-spacing:-0.16px;display:inline;\">Notes </div><div class=\"t s6_287\" id=\"t45_287\" style=\"left:87px;bottom:398px;letter-spacing:-0.09px;display:inline;\">(i) </div><div class=\"t s6_287\" id=\"t46_287\" style=\"left:104px;bottom:398px;letter-spacing:-0.12px;display:inline;\">The cohorts shown are in respect of Indonesia\u2019s unit-linked portfolios. </div><div class=\"t s6_287\" id=\"t47_287\" style=\"left:87px;bottom:386px;letter-spacing:-0.08px;display:inline;\">(ii) </div><div class=\"t s6_287\" id=\"t48_287\" style=\"left:104px;bottom:386px;letter-spacing:-0.13px;display:inline;\">CSM on transition for Growth markets primarily arises from Vietnam, Taiwan and the Philippines. Vietnam has applied the FRA for cohorts from 2013 \u2013 2021, MRA for </div><div class=\"t s6_287\" id=\"t49_287\" style=\"left:104px;bottom:375px;letter-spacing:-0.13px;display:inline;\">cohorts from 2008 \u2013 2012 and FVA for cohorts prior to 2013. Taiwan and the Philippines have applied the FRA for cohorts from 2010 \u2013 2021 and FVA for all cohorts prior to </div><div class=\"t s6_287\" id=\"t4a_287\" style=\"left:104px;bottom:363px;letter-spacing:-0.12px;display:inline;\">2010. </div><div></div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"8\" rowspan=\"1\" style=\"text-align: center;\">  <div class=\"t s0_288\" id=\"t1_288\" style=\"left:475px;bottom:1118px;letter-spacing:0.06px;display:inline;\">Reinsurance contracts (including JVs and associates) </div>     </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"4\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s1_288\" id=\"t2_288\" style=\"left:430px;bottom:1100px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">2023 $m </div>  </td><td colspan=\"4\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s0_288\" id=\"t3_288\" style=\"left:676px;bottom:1100px;letter-spacing:0.09px;display:inline;\">2022 $m </div>  </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_288\" id=\"t4_288\" style=\"left:347px;bottom:1083px;letter-spacing:0.07px;display:inline;\">Contracts </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_288\" id=\"t6_288\" style=\"left:407px;bottom:1083px;letter-spacing:0.07px;display:inline;\">Contracts </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_288\" id=\"t8_288\" style=\"left:482px;bottom:1083px;letter-spacing:0.08px;display:inline;\">Other </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_288\" id=\"tb_288\" style=\"left:594px;bottom:1084px;letter-spacing:0.06px;display:inline;\">Contracts </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_288\" id=\"td_288\" style=\"left:655px;bottom:1084px;letter-spacing:0.07px;display:inline;\">Contracts </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_288\" id=\"tf_288\" style=\"left:730px;bottom:1084px;letter-spacing:0.07px;display:inline;\">Other </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_288\" id=\"t5_288\" style=\"left:341px;bottom:1073px;letter-spacing:0.09px;word-spacing:0.01px;display:inline;\">under MRA </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_288\" id=\"t7_288\" style=\"left:403px;bottom:1073px;letter-spacing:0.08px;display:inline;\">under FVA </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_288\" id=\"t9_288\" style=\"left:464px;bottom:1073px;letter-spacing:0.07px;display:inline;\">contracts* </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_288\" id=\"ta_288\" style=\"left:523px;bottom:1073px;letter-spacing:0.08px;display:inline;\">Total CSM </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_288\" id=\"tc_288\" style=\"left:589px;bottom:1073px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">under MRA </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_288\" id=\"te_288\" style=\"left:652px;bottom:1073px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">under FVA </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_288\" id=\"tg_288\" style=\"left:714px;bottom:1073px;letter-spacing:0.06px;display:inline;\">contracts* </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_288\" id=\"th_288\" style=\"left:774px;bottom:1073px;letter-spacing:0.08px;display:inline;\">Total CSM </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"ti_288\" style=\"left:69px;bottom:1053px;letter-spacing:-0.01px;display:inline;\">Balance at 1 Jan </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"tj_288\" style=\"left:375px;bottom:1053px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"tk_288\" style=\"left:422px;bottom:1053px;letter-spacing:-0.02px;display:inline;\">(55) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"tl_288\" style=\"left:465px;bottom:1053px;letter-spacing:-0.02px;display:inline;\">(1,260) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"tm_288\" style=\"left:524px;bottom:1053px;letter-spacing:-0.02px;display:inline;\">(1,315) </div></td><td class=\"tcs-selection-enabled tcs-selected\" colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"tn_288\" style=\"left:619px;bottom:1053px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"to_288\" style=\"left:668px;bottom:1053px;display:inline;\">(46) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"tp_288\" style=\"left:712px;bottom:1053px;letter-spacing:-0.01px;display:inline;\">(1,153) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"tq_288\" style=\"left:773px;bottom:1053px;letter-spacing:-0.01px;display:inline;\">(1,199) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_288\" id=\"tr_288\" style=\"left:69px;bottom:1033px;letter-spacing:-0.01px;display:inline;\">Changes that relate to future service </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"ts_288\" style=\"left:69px;bottom:1014px;letter-spacing:-0.01px;display:inline;\">Changes in estimates that adjust the CSM </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"tt_288\" style=\"left:375px;bottom:1014px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"tu_288\" style=\"left:422px;bottom:1014px;letter-spacing:-0.02px;display:inline;\">(17) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"tv_288\" style=\"left:482px;bottom:1014px;letter-spacing:-0.02px;display:inline;\">(88) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"tw_288\" style=\"left:534px;bottom:1014px;letter-spacing:-0.02px;display:inline;\">(105) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"tx_288\" style=\"left:619px;bottom:1014px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"ty_288\" style=\"left:668px;bottom:1014px;display:inline;\">(22) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"tz_288\" style=\"left:722px;bottom:1014px;letter-spacing:-0.01px;display:inline;\">(272) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t10_288\" style=\"left:783px;bottom:1014px;letter-spacing:-0.01px;display:inline;\">(294) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t11_288\" style=\"left:69px;bottom:994px;letter-spacing:-0.01px;display:inline;\">New contracts in the year </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t12_288\" style=\"left:375px;bottom:994px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t13_288\" style=\"left:435px;bottom:994px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t14_288\" style=\"left:482px;bottom:994px;letter-spacing:-0.02px;display:inline;\">(81) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t15_288\" style=\"left:541px;bottom:994px;letter-spacing:-0.02px;display:inline;\">(81) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t16_288\" style=\"left:619px;bottom:994px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t17_288\" style=\"left:680px;bottom:994px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t18_288\" style=\"left:733px;bottom:994px;letter-spacing:-0.01px;display:inline;\">37 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t19_288\" style=\"left:794px;bottom:994px;display:inline;\">37 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t1a_288\" style=\"left:375px;bottom:975px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t1b_288\" style=\"left:422px;bottom:975px;letter-spacing:-0.02px;display:inline;\">(17) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t1c_288\" style=\"left:475px;bottom:975px;letter-spacing:-0.02px;display:inline;\">(169) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t1d_288\" style=\"left:534px;bottom:975px;letter-spacing:-0.02px;display:inline;\">(186) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t1e_288\" style=\"left:619px;bottom:975px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t1f_288\" style=\"left:668px;bottom:975px;display:inline;\">(22) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t1g_288\" style=\"left:722px;bottom:975px;letter-spacing:-0.01px;display:inline;\">(235) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t1h_288\" style=\"left:783px;bottom:975px;letter-spacing:-0.01px;display:inline;\">(257) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_288\" id=\"t1i_288\" style=\"left:69px;bottom:955px;letter-spacing:-0.01px;display:inline;\">Changes that relate to current service </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t1j_288\" style=\"left:69px;bottom:936px;letter-spacing:-0.01px;display:inline;\">Release of CSM to profit or loss </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t1k_288\" style=\"left:375px;bottom:936px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t1l_288\" style=\"left:426px;bottom:936px;letter-spacing:-0.02px;display:inline;\">10 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t1m_288\" style=\"left:479px;bottom:936px;letter-spacing:-0.02px;display:inline;\">196 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t1n_288\" style=\"left:538px;bottom:936px;letter-spacing:-0.02px;display:inline;\">206 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t1o_288\" style=\"left:619px;bottom:936px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t1p_288\" style=\"left:672px;bottom:936px;letter-spacing:-0.01px;display:inline;\">10 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t1q_288\" style=\"left:726px;bottom:936px;letter-spacing:-0.01px;display:inline;\">161 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t1r_288\" style=\"left:787px;bottom:936px;letter-spacing:-0.01px;display:inline;\">171 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t1s_288\" style=\"left:375px;bottom:916px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t1t_288\" style=\"left:429px;bottom:916px;letter-spacing:-0.02px;display:inline;\">(7) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t1u_288\" style=\"left:486px;bottom:916px;letter-spacing:-0.02px;display:inline;\">27 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t1v_288\" style=\"left:546px;bottom:916px;letter-spacing:-0.02px;display:inline;\">20 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t1w_288\" style=\"left:619px;bottom:916px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t1x_288\" style=\"left:668px;bottom:916px;display:inline;\">(12) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t1y_288\" style=\"left:729px;bottom:916px;display:inline;\">(74) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t1z_288\" style=\"left:790px;bottom:916px;display:inline;\">(86) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t20_288\" style=\"left:69px;bottom:896px;letter-spacing:-0.01px;display:inline;\">Net finance income (expenses) from reinsurance </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t21_288\" style=\"left:82px;bottom:881px;letter-spacing:-0.01px;display:inline;\">contracts </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t22_288\" style=\"left:375px;bottom:881px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t23_288\" style=\"left:429px;bottom:881px;letter-spacing:-0.02px;display:inline;\">(2) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t24_288\" style=\"left:482px;bottom:881px;letter-spacing:-0.02px;display:inline;\">(45) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t25_288\" style=\"left:541px;bottom:881px;letter-spacing:-0.02px;display:inline;\">(47) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t26_288\" style=\"left:619px;bottom:881px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t27_288\" style=\"left:675px;bottom:881px;display:inline;\">(1) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t28_288\" style=\"left:729px;bottom:881px;display:inline;\">(34) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t29_288\" style=\"left:789px;bottom:881px;display:inline;\">(35) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t2a_288\" style=\"left:69px;bottom:861px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Effect of movements in exchange rates </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t2b_288\" style=\"left:375px;bottom:861px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t2c_288\" style=\"left:434px;bottom:861px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t2d_288\" style=\"left:493px;bottom:861px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t2e_288\" style=\"left:553px;bottom:861px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t2f_288\" style=\"left:619px;bottom:861px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t2g_288\" style=\"left:679px;bottom:861px;display:inline;\">4 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t2h_288\" style=\"left:740px;bottom:861px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t2i_288\" style=\"left:801px;bottom:861px;display:inline;\">5 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t2j_288\" style=\"left:69px;bottom:842px;letter-spacing:-0.01px;display:inline;\">Balance at 31 Dec </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t2k_288\" style=\"left:375px;bottom:842px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t2l_288\" style=\"left:422px;bottom:842px;letter-spacing:-0.02px;display:inline;\">(63) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t2m_288\" style=\"left:464px;bottom:842px;letter-spacing:-0.02px;display:inline;\">(1,277) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t2n_288\" style=\"left:524px;bottom:842px;letter-spacing:-0.02px;display:inline;\">(1,340) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t2o_288\" style=\"left:619px;bottom:842px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t2p_288\" style=\"left:668px;bottom:842px;display:inline;\">(55) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t2q_288\" style=\"left:712px;bottom:842px;letter-spacing:-0.01px;display:inline;\">(1,260) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t2r_288\" style=\"left:773px;bottom:842px;letter-spacing:-0.01px;display:inline;\">(1,315) </div></td></tr></table><div class=\"t s5_288\" id=\"t2s_288\" style=\"left:65px;bottom:809px;display:inline;\">* </div><div class=\"t s5_288\" id=\"t2t_288\" style=\"left:82px;bottom:809px;letter-spacing:-0.13px;display:inline;\">Other contracts represent groups of reinsurance contracts measured under the full retrospective approach at the transition date, 1 January 2022 and groups of contracts </div><div class=\"t s5_288\" id=\"t2u_288\" style=\"left:82px;bottom:798px;letter-spacing:-0.12px;display:inline;\">recognised on or after the transition date. </div><div class=\"t s3_288\" id=\"t2v_288\" style=\"left:65px;bottom:771px;letter-spacing:-0.01px;display:inline;\">The CSM on transition on reinsurance contracts held primarily arises from the Hong Kong segment, which has predominantly applied the FRA to </div><div class=\"t s3_288\" id=\"t2w_288\" style=\"left:65px;bottom:755px;letter-spacing:-0.01px;display:inline;\">transition reinsurance cohorts from 2010 \u2013 2021 and the FVA for reinsurance cohorts prior to 2010. </div><div class=\"t s6_288\" id=\"t2x_288\" style=\"left:65px;bottom:725px;letter-spacing:0.1px;display:inline;\">(c) </div><div class=\"t s6_288\" id=\"t2y_288\" style=\"left:91px;bottom:725px;letter-spacing:0.12px;display:inline;\">Additional analysis of insurance and reinsurance contract balances by segment </div><div class=\"t s3_288\" id=\"t2z_288\" style=\"left:65px;bottom:709px;letter-spacing:-0.01px;display:inline;\">The table below provides an analysis of portfolio of insurance and reinsurance contract balances, excluding assets for insurance acquisition cash </div><div class=\"t s3_288\" id=\"t30_288\" style=\"left:65px;bottom:693px;letter-spacing:-0.01px;display:inline;\">flows, by segment. The balances presented include Group\u2019s share of insurance contract balances relating to the life business of CPL, India and </div><div class=\"t s3_288\" id=\"t31_288\" style=\"left:65px;bottom:678px;letter-spacing:-0.01px;display:inline;\">Takaful business in Malaysia, which are accounted for on an equity method in the consolidated statement of financial position. </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"4\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s0_288\" id=\"t32_288\" style=\"left:436px;bottom:649px;letter-spacing:0.07px;display:inline;\">Insurance $m </div>  </td><td colspan=\"4\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s0_288\" id=\"t33_288\" style=\"left:675px;bottom:649px;letter-spacing:0.07px;display:inline;\">Reinsurance $m </div>  </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_288\" id=\"t34_288\" style=\"left:386px;bottom:632px;letter-spacing:0.08px;display:inline;\">BEL </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_288\" id=\"t35_288\" style=\"left:449px;bottom:632px;letter-spacing:0.09px;display:inline;\">RA </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_288\" id=\"t36_288\" style=\"left:502px;bottom:632px;letter-spacing:0.1px;display:inline;\">CSM </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_288\" id=\"t37_288\" style=\"left:559px;bottom:632px;letter-spacing:0.07px;display:inline;\">Total </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_288\" id=\"t38_288\" style=\"left:629px;bottom:632px;letter-spacing:0.08px;display:inline;\">BEL </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_288\" id=\"t39_288\" style=\"left:692px;bottom:632px;letter-spacing:0.09px;display:inline;\">RA </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_288\" id=\"t3a_288\" style=\"left:744px;bottom:632px;letter-spacing:0.1px;display:inline;\">CSM </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_288\" id=\"t3b_288\" style=\"left:802px;bottom:632px;letter-spacing:0.07px;display:inline;\">Total </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t3c_288\" style=\"left:69px;bottom:612px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">As at 31 Dec 2023 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t3d_288\" style=\"left:69px;bottom:592px;letter-spacing:-0.01px;display:inline;\">CPL </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t3e_288\" style=\"left:356px;bottom:592px;letter-spacing:-0.02px;display:inline;\">13,029 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t3f_288\" style=\"left:433px;bottom:592px;letter-spacing:-0.02px;display:inline;\">152 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t3g_288\" style=\"left:483px;bottom:592px;letter-spacing:-0.02px;word-spacing:7.07px;display:inline;\">1,652  14,833 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t3h_288\" style=\"left:631px;bottom:592px;display:inline;\">4 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t3i_288\" style=\"left:686px;bottom:592px;letter-spacing:-0.02px;display:inline;\">(3) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t3j_288\" style=\"left:739px;bottom:592px;letter-spacing:-0.02px;display:inline;\">(22) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t3k_288\" style=\"left:798px;bottom:592px;letter-spacing:-0.02px;display:inline;\">(21) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t3l_288\" style=\"left:69px;bottom:573px;letter-spacing:-0.01px;display:inline;\">Hong Kong </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t3m_288\" style=\"left:356px;bottom:573px;letter-spacing:-0.02px;display:inline;\">60,761 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t3n_288\" style=\"left:433px;bottom:573px;letter-spacing:-0.02px;display:inline;\">776 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t3o_288\" style=\"left:483px;bottom:573px;letter-spacing:-0.02px;word-spacing:7.07px;display:inline;\">8,536  70,073 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t3p_288\" style=\"left:619px;bottom:573px;letter-spacing:-0.02px;display:inline;\">(44) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t3q_288\" style=\"left:683px;bottom:573px;letter-spacing:-0.02px;display:inline;\">84 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t3r_288\" style=\"left:721px;bottom:573px;letter-spacing:-0.02px;display:inline;\">(1,429) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t3s_288\" style=\"left:781px;bottom:573px;letter-spacing:-0.02px;display:inline;\">(1,389) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t3t_288\" style=\"left:69px;bottom:553px;letter-spacing:-0.01px;display:inline;\">Indonesia </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t3u_288\" style=\"left:363px;bottom:553px;letter-spacing:-0.02px;display:inline;\">2,197 </div></td><td class=\"tcs-selection-enabled tcs-selected\" colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t3v_288\" style=\"left:433px;bottom:553px;letter-spacing:-0.02px;display:inline;\">206 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t3w_288\" style=\"left:493px;bottom:553px;letter-spacing:-0.02px;display:inline;\">739 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t3x_288\" style=\"left:542px;bottom:553px;letter-spacing:-0.02px;display:inline;\">3,142 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t3y_288\" style=\"left:624px;bottom:553px;letter-spacing:-0.02px;display:inline;\">22 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t3z_288\" style=\"left:686px;bottom:553px;letter-spacing:-0.02px;display:inline;\">(7) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t40_288\" style=\"left:746px;bottom:553px;letter-spacing:-0.02px;display:inline;\">(6) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t41_288\" style=\"left:810px;bottom:553px;display:inline;\">9 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t42_288\" style=\"left:69px;bottom:534px;letter-spacing:-0.19px;display:inline;\">Malaysia </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t43_288\" style=\"left:363px;bottom:534px;letter-spacing:-0.02px;display:inline;\">5,910 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t44_288\" style=\"left:433px;bottom:534px;letter-spacing:-0.02px;display:inline;\">357 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t45_288\" style=\"left:483px;bottom:534px;letter-spacing:-0.02px;display:inline;\">2,127 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t46_288\" style=\"left:542px;bottom:534px;letter-spacing:-0.02px;display:inline;\">8,394 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t47_288\" style=\"left:624px;bottom:534px;letter-spacing:-0.02px;display:inline;\">26 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t48_288\" style=\"left:686px;bottom:534px;letter-spacing:-0.02px;display:inline;\">(7) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t49_288\" style=\"left:750px;bottom:534px;display:inline;\">6 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t4a_288\" style=\"left:802px;bottom:534px;letter-spacing:-0.02px;display:inline;\">25 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t4b_288\" style=\"left:69px;bottom:514px;letter-spacing:-0.01px;display:inline;\">Singapore </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t4c_288\" style=\"left:356px;bottom:514px;letter-spacing:-0.02px;display:inline;\">31,770 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t4d_288\" style=\"left:433px;bottom:514px;letter-spacing:-0.02px;display:inline;\">687 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t4e_288\" style=\"left:483px;bottom:514px;letter-spacing:-0.02px;word-spacing:7.07px;display:inline;\">4,962  37,419 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t4f_288\" style=\"left:612px;bottom:514px;letter-spacing:-0.02px;display:inline;\">(146) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t4g_288\" style=\"left:690px;bottom:514px;display:inline;\">3 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t4h_288\" style=\"left:736px;bottom:514px;letter-spacing:-0.02px;display:inline;\">149 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t4i_288\" style=\"left:810px;bottom:514px;display:inline;\">6 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t4j_288\" style=\"left:69px;bottom:495px;letter-spacing:-0.01px;display:inline;\">Growth markets and other </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t4k_288\" style=\"left:356px;bottom:495px;letter-spacing:-0.02px;display:inline;\">22,008 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t4l_288\" style=\"left:433px;bottom:495px;letter-spacing:-0.02px;display:inline;\">421 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t4m_288\" style=\"left:483px;bottom:495px;letter-spacing:-0.02px;word-spacing:7.07px;display:inline;\">4,336  26,765 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t4n_288\" style=\"left:624px;bottom:495px;letter-spacing:-0.02px;display:inline;\">45 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t4o_288\" style=\"left:679px;bottom:495px;letter-spacing:-0.02px;display:inline;\">(27) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t4p_288\" style=\"left:739px;bottom:495px;letter-spacing:-0.02px;display:inline;\">(38) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t4q_288\" style=\"left:798px;bottom:495px;letter-spacing:-0.02px;display:inline;\">(20) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t4r_288\" style=\"left:69px;bottom:475px;letter-spacing:-0.01px;display:inline;\">Total insurance segments </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t4s_288\" style=\"left:349px;bottom:475px;letter-spacing:-0.02px;display:inline;\">135,675 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t4t_288\" style=\"left:423px;bottom:475px;letter-spacing:-0.02px;word-spacing:5.25px;display:inline;\">2,599  22,352  160,626 </div></td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t4u_288\" style=\"left:619px;bottom:475px;letter-spacing:-0.02px;display:inline;\">(93) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t4v_288\" style=\"left:683px;bottom:475px;letter-spacing:-0.02px;display:inline;\">43 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t4w_288\" style=\"left:721px;bottom:475px;letter-spacing:-0.02px;display:inline;\">(1,340) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t4x_288\" style=\"left:781px;bottom:475px;letter-spacing:-0.02px;display:inline;\">(1,390) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t4y_288\" style=\"left:69px;bottom:436px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">As at 31 Dec 2022 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t4z_288\" style=\"left:69px;bottom:417px;letter-spacing:-0.01px;display:inline;\">CPL </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t50_288\" style=\"left:358px;bottom:417px;letter-spacing:-0.01px;display:inline;\">10,989 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t51_288\" style=\"left:434px;bottom:417px;letter-spacing:-0.01px;display:inline;\">149 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t52_288\" style=\"left:484px;bottom:417px;letter-spacing:-0.01px;display:inline;\">1,699 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t53_288\" style=\"left:536px;bottom:417px;letter-spacing:-0.01px;display:inline;\">12,837 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t54_288\" style=\"left:631px;bottom:417px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t55_288\" style=\"left:687px;bottom:417px;display:inline;\">(3) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t56_288\" style=\"left:739px;bottom:417px;display:inline;\">(21) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t57_288\" style=\"left:799px;bottom:417px;display:inline;\">(22) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t58_288\" style=\"left:69px;bottom:397px;letter-spacing:-0.01px;display:inline;\">Hong Kong </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t59_288\" style=\"left:358px;bottom:397px;letter-spacing:-0.01px;display:inline;\">54,347 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t5a_288\" style=\"left:434px;bottom:397px;letter-spacing:-0.01px;display:inline;\">482 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t5b_288\" style=\"left:484px;bottom:397px;letter-spacing:-0.01px;display:inline;\">7,857 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t5c_288\" style=\"left:536px;bottom:397px;letter-spacing:-0.01px;display:inline;\">62,686 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t5d_288\" style=\"left:617px;bottom:397px;letter-spacing:-0.01px;display:inline;\">465 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t5e_288\" style=\"left:684px;bottom:397px;letter-spacing:-0.01px;display:inline;\">17 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t5f_288\" style=\"left:723px;bottom:397px;letter-spacing:-0.01px;display:inline;\">(1,405) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t5g_288\" style=\"left:792px;bottom:397px;letter-spacing:-0.01px;display:inline;\">(923) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t5h_288\" style=\"left:69px;bottom:378px;letter-spacing:-0.01px;display:inline;\">Indonesia </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t5i_288\" style=\"left:365px;bottom:378px;letter-spacing:-0.01px;display:inline;\">2,032 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t5j_288\" style=\"left:434px;bottom:378px;letter-spacing:-0.01px;display:inline;\">199 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t5k_288\" style=\"left:484px;bottom:378px;letter-spacing:-0.01px;display:inline;\">1,046 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t5l_288\" style=\"left:543px;bottom:378px;letter-spacing:-0.01px;display:inline;\">3,277 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t5m_288\" style=\"left:631px;bottom:378px;display:inline;\">8 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t5n_288\" style=\"left:686px;bottom:378px;display:inline;\">(3) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t5o_288\" style=\"left:751px;bottom:378px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t5p_288\" style=\"left:810px;bottom:378px;display:inline;\">5 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t5q_288\" style=\"left:69px;bottom:358px;letter-spacing:-0.01px;display:inline;\">Malaysia </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t5r_288\" style=\"left:365px;bottom:358px;letter-spacing:-0.01px;display:inline;\">5,452 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t5s_288\" style=\"left:434px;bottom:358px;letter-spacing:-0.01px;display:inline;\">334 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t5t_288\" style=\"left:484px;bottom:358px;letter-spacing:-0.01px;display:inline;\">2,241 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t5u_288\" style=\"left:543px;bottom:358px;letter-spacing:-0.01px;display:inline;\">8,027 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t5v_288\" style=\"left:624px;bottom:358px;letter-spacing:-0.01px;display:inline;\">31 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t5w_288\" style=\"left:686px;bottom:358px;display:inline;\">(7) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t5x_288\" style=\"left:746px;bottom:358px;display:inline;\">(2) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t5y_288\" style=\"left:803px;bottom:358px;display:inline;\">22 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t5z_288\" style=\"left:69px;bottom:339px;letter-spacing:-0.01px;display:inline;\">Singapore </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t60_288\" style=\"left:358px;bottom:339px;letter-spacing:-0.01px;display:inline;\">28,752 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t61_288\" style=\"left:434px;bottom:339px;letter-spacing:-0.01px;display:inline;\">629 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t62_288\" style=\"left:484px;bottom:339px;letter-spacing:-0.01px;display:inline;\">4,522 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t63_288\" style=\"left:536px;bottom:339px;letter-spacing:-0.01px;display:inline;\">33,903 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t64_288\" style=\"left:624px;bottom:339px;letter-spacing:-0.01px;display:inline;\">40 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t65_288\" style=\"left:686px;bottom:339px;display:inline;\">(3) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t66_288\" style=\"left:736px;bottom:339px;letter-spacing:-0.01px;display:inline;\">141 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t67_288\" style=\"left:796px;bottom:339px;letter-spacing:-0.01px;display:inline;\">178 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t68_288\" style=\"left:69px;bottom:319px;letter-spacing:-0.01px;display:inline;\">Growth markets and other </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t69_288\" style=\"left:358px;bottom:319px;letter-spacing:-0.01px;display:inline;\">19,163 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t6a_288\" style=\"left:434px;bottom:319px;letter-spacing:-0.01px;display:inline;\">371 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t6b_288\" style=\"left:484px;bottom:319px;letter-spacing:-0.01px;display:inline;\">3,939 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t6c_288\" style=\"left:536px;bottom:319px;letter-spacing:-0.01px;display:inline;\">23,473 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t6d_288\" style=\"left:627px;bottom:319px;display:inline;\">(5) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t6e_288\" style=\"left:679px;bottom:319px;display:inline;\">(27) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t6f_288\" style=\"left:739px;bottom:319px;display:inline;\">(28) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t6g_288\" style=\"left:799px;bottom:319px;display:inline;\">(60) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t6h_288\" style=\"left:69px;bottom:300px;letter-spacing:-0.01px;display:inline;\">Total insurance segments </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t6i_288\" style=\"left:351px;bottom:300px;letter-spacing:-0.01px;display:inline;\">120,735 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t6j_288\" style=\"left:424px;bottom:300px;letter-spacing:-0.01px;display:inline;\">2,164 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t6k_288\" style=\"left:477px;bottom:300px;letter-spacing:-0.01px;word-spacing:4.65px;display:inline;\">21,304  144,203 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t6l_288\" style=\"left:617px;bottom:300px;letter-spacing:-0.01px;display:inline;\">541 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t6m_288\" style=\"left:679px;bottom:300px;display:inline;\">(26) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t6n_288\" style=\"left:722px;bottom:300px;letter-spacing:-0.01px;display:inline;\">(1,315) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t6o_288\" style=\"left:792px;bottom:300px;letter-spacing:-0.01px;display:inline;\">(800) </div></td></tr></table><div></div><div class=\"t s0_289\" id=\"t1_289\" style=\"left:87px;bottom:1118px;letter-spacing:-0.12px;display:inline;\">Summarised movement analysis of insurance and reinsurance contract balances by segment </div><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"7\" rowspan=\"1\" style=\"text-align: center;\">   <div class=\"t s1_289\" id=\"t2_289\" style=\"left:610px;bottom:1089px;letter-spacing:0.07px;display:inline;\">Insurance $m </div>   </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_289\" id=\"t8_289\" style=\"left:755px;bottom:1073px;letter-spacing:0.07px;display:inline;\">Growth </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_289\" id=\"tb_289\" style=\"left:824px;bottom:1073px;letter-spacing:0.06px;display:inline;\">Total </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_289\" id=\"t9_289\" style=\"left:736px;bottom:1062px;letter-spacing:0.07px;display:inline;\">markets and </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_289\" id=\"tc_289\" style=\"left:807px;bottom:1062px;letter-spacing:0.06px;display:inline;\">insurance </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_289\" id=\"t3_289\" style=\"left:468px;bottom:1051px;letter-spacing:0.08px;display:inline;\">CPL </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_289\" id=\"t4_289\" style=\"left:500px;bottom:1051px;letter-spacing:0.08px;display:inline;\">Hong Kong </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_289\" id=\"t5_289\" style=\"left:564px;bottom:1051px;letter-spacing:0.07px;display:inline;\">Indonesia </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_289\" id=\"t6_289\" style=\"left:627px;bottom:1051px;letter-spacing:0.07px;display:inline;\">Malaysia </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_289\" id=\"t7_289\" style=\"left:684px;bottom:1051px;letter-spacing:0.07px;display:inline;\">Singapore </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_289\" id=\"ta_289\" style=\"left:762px;bottom:1051px;letter-spacing:0.07px;display:inline;\">other </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_289\" id=\"td_289\" style=\"left:807px;bottom:1051px;letter-spacing:0.08px;display:inline;\">segments </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"te_289\" style=\"left:91px;bottom:1031px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Net opening balance at 1 Jan 2022 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"tf_289\" style=\"left:440px;bottom:1031px;letter-spacing:-0.01px;display:inline;\">11,273 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"tg_289\" style=\"left:500px;bottom:1031px;letter-spacing:-0.01px;display:inline;\">80,186 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"th_289\" style=\"left:566px;bottom:1031px;letter-spacing:-0.01px;display:inline;\">3,720 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"ti_289\" style=\"left:626px;bottom:1031px;letter-spacing:-0.01px;display:inline;\">8,342 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"tj_289\" style=\"left:680px;bottom:1031px;letter-spacing:-0.01px;display:inline;\">36,643 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"tk_289\" style=\"left:740px;bottom:1031px;letter-spacing:-0.01px;word-spacing:5.22px;display:inline;\">26,380  166,544 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"tl_289\" style=\"left:91px;bottom:1011px;letter-spacing:-0.01px;display:inline;\">Insurance service result </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"tm_289\" style=\"left:459px;bottom:1011px;display:inline;\">(73) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"tn_289\" style=\"left:512px;bottom:1011px;letter-spacing:-0.01px;display:inline;\">(696) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"to_289\" style=\"left:572px;bottom:1011px;letter-spacing:-0.01px;display:inline;\">(117) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"tp_289\" style=\"left:631px;bottom:1011px;letter-spacing:-0.01px;display:inline;\">(242) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"tq_289\" style=\"left:692px;bottom:1011px;letter-spacing:-0.01px;display:inline;\">(546) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"tr_289\" style=\"left:753px;bottom:1011px;letter-spacing:-0.01px;display:inline;\">(722) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"ts_289\" style=\"left:804px;bottom:1011px;letter-spacing:-0.01px;display:inline;\">(2,396) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"tt_289\" style=\"left:91px;bottom:976px;letter-spacing:-0.01px;display:inline;\">Net finance income (expenses) from insurance contracts </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled tcs-selected emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"tu_289\" style=\"left:104px;bottom:956px;letter-spacing:-0.01px;display:inline;\">Accretion of interest on GMM contracts </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"tv_289\" style=\"left:457px;bottom:956px;letter-spacing:-0.01px;display:inline;\">206 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"tw_289\" style=\"left:523px;bottom:956px;letter-spacing:-0.01px;display:inline;\">37 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"tx_289\" style=\"left:583px;bottom:956px;letter-spacing:-0.01px;display:inline;\">37 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"ty_289\" style=\"left:642px;bottom:956px;letter-spacing:-0.01px;display:inline;\">95 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"tz_289\" style=\"left:703px;bottom:956px;letter-spacing:-0.01px;display:inline;\">31 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"t10_289\" style=\"left:764px;bottom:956px;letter-spacing:-0.01px;display:inline;\">83 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"t11_289\" style=\"left:817px;bottom:956px;letter-spacing:-0.01px;display:inline;\">489 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"t12_289\" style=\"left:104px;bottom:937px;letter-spacing:-0.01px;display:inline;\">Other net finance (income) expense </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"t13_289\" style=\"left:464px;bottom:937px;letter-spacing:-0.01px;word-spacing:6.07px;display:inline;\">87  (21,912) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"t14_289\" style=\"left:583px;bottom:937px;letter-spacing:-0.01px;display:inline;\">26 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"t15_289\" style=\"left:638px;bottom:937px;display:inline;\">(77) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"t16_289\" style=\"left:682px;bottom:937px;letter-spacing:-0.01px;display:inline;\">(4,956) </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"t17_289\" style=\"left:743px;bottom:937px;letter-spacing:-0.01px;word-spacing:4.55px;display:inline;\">(1,675)  (28,507) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"t18_289\" style=\"left:457px;bottom:917px;letter-spacing:-0.01px;word-spacing:6.07px;display:inline;\">293  (21,875) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"t19_289\" style=\"left:583px;bottom:917px;letter-spacing:-0.01px;display:inline;\">63 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"t1a_289\" style=\"left:642px;bottom:917px;letter-spacing:-0.01px;display:inline;\">18 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"t1b_289\" style=\"left:682px;bottom:917px;letter-spacing:-0.01px;display:inline;\">(4,925) </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"t1c_289\" style=\"left:743px;bottom:917px;letter-spacing:-0.01px;word-spacing:4.55px;display:inline;\">(1,592)  (28,018) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t1d_289\" style=\"left:90px;bottom:898px;letter-spacing:-0.01px;display:inline;\">Total amount recognised in income statement </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"t1e_289\" style=\"left:457px;bottom:898px;letter-spacing:-0.01px;word-spacing:6.07px;display:inline;\">220  (22,571) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"t1f_289\" style=\"left:579px;bottom:898px;display:inline;\">(54) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"t1g_289\" style=\"left:631px;bottom:898px;letter-spacing:-0.01px;display:inline;\">(224) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"t1h_289\" style=\"left:682px;bottom:898px;letter-spacing:-0.01px;display:inline;\">(5,471) </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"t1i_289\" style=\"left:743px;bottom:898px;letter-spacing:-0.01px;word-spacing:4.55px;display:inline;\">(2,314)  (30,414) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"t1j_289\" style=\"left:90px;bottom:859px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Effect of movements in exchange rates </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"t1k_289\" style=\"left:443px;bottom:859px;letter-spacing:-0.01px;display:inline;\">(1,019) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"t1l_289\" style=\"left:512px;bottom:859px;letter-spacing:-0.01px;display:inline;\">(153) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"t1m_289\" style=\"left:571px;bottom:859px;letter-spacing:-0.01px;display:inline;\">(307) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"t1n_289\" style=\"left:631px;bottom:859px;letter-spacing:-0.01px;display:inline;\">(454) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"t1o_289\" style=\"left:696px;bottom:859px;letter-spacing:-0.01px;display:inline;\">117 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"t1p_289\" style=\"left:743px;bottom:859px;letter-spacing:-0.01px;display:inline;\">(2,013) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"t1q_289\" style=\"left:804px;bottom:859px;letter-spacing:-0.01px;display:inline;\">(3,829) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t1r_289\" style=\"left:90px;bottom:839px;letter-spacing:-0.01px;display:inline;\">Total amount recognised in comprehensive income </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"t1s_289\" style=\"left:452px;bottom:839px;letter-spacing:-0.01px;word-spacing:3.97px;display:inline;\">(799)  (22,724) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"t1t_289\" style=\"left:571px;bottom:839px;letter-spacing:-0.01px;display:inline;\">(361) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"t1u_289\" style=\"left:631px;bottom:839px;letter-spacing:-0.01px;display:inline;\">(678) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"t1v_289\" style=\"left:682px;bottom:839px;letter-spacing:-0.01px;display:inline;\">(5,354) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"t1w_289\" style=\"left:743px;bottom:839px;letter-spacing:-0.01px;word-spacing:4.55px;display:inline;\">(4,327)  (34,243) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"t1x_289\" style=\"left:90px;bottom:820px;letter-spacing:-0.01px;display:inline;\">Total cash flows </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"t1y_289\" style=\"left:447px;bottom:820px;letter-spacing:-0.01px;display:inline;\">2,363 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"t1z_289\" style=\"left:507px;bottom:820px;letter-spacing:-0.01px;display:inline;\">5,216 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"t20_289\" style=\"left:578px;bottom:820px;display:inline;\">(69) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"t21_289\" style=\"left:635px;bottom:820px;letter-spacing:-0.01px;display:inline;\">366 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"t22_289\" style=\"left:686px;bottom:820px;letter-spacing:-0.01px;display:inline;\">2,684 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"t23_289\" style=\"left:747px;bottom:820px;letter-spacing:-0.01px;display:inline;\">1,425 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"t24_289\" style=\"left:801px;bottom:820px;letter-spacing:-0.01px;display:inline;\">11,985 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"t25_289\" style=\"left:90px;bottom:800px;letter-spacing:-0.01px;display:inline;\">Other changes </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"t26_289\" style=\"left:471px;bottom:800px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"t27_289\" style=\"left:530px;bottom:800px;display:inline;\">8 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"t28_289\" style=\"left:578px;bottom:800px;display:inline;\">(13) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"t29_289\" style=\"left:645px;bottom:800px;display:inline;\">(3) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"t2a_289\" style=\"left:699px;bottom:800px;display:inline;\">(70) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"t2b_289\" style=\"left:766px;bottom:800px;display:inline;\">(5) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"t2c_289\" style=\"left:820px;bottom:800px;display:inline;\">(83) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t2d_289\" style=\"left:90px;bottom:781px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Net closing balance at 31 Dec 2022 / 1 Jan 2023 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t2e_289\" style=\"left:438px;bottom:781px;letter-spacing:-0.02px;word-spacing:7.07px;display:inline;\">12,837  62,686 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t2f_289\" style=\"left:565px;bottom:781px;letter-spacing:-0.02px;display:inline;\">3,277 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t2g_289\" style=\"left:624px;bottom:781px;letter-spacing:-0.02px;display:inline;\">8,027 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t2h_289\" style=\"left:678px;bottom:781px;letter-spacing:-0.02px;display:inline;\">33,903 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t2i_289\" style=\"left:738px;bottom:781px;letter-spacing:-0.02px;word-spacing:4px;display:inline;\">23,473  144,203 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t2j_289\" style=\"left:90px;bottom:761px;letter-spacing:-0.01px;display:inline;\">Insurance service result </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t2k_289\" style=\"left:459px;bottom:761px;letter-spacing:-0.02px;display:inline;\">(98) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t2l_289\" style=\"left:511px;bottom:761px;letter-spacing:-0.02px;display:inline;\">(755) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t2m_289\" style=\"left:571px;bottom:761px;letter-spacing:-0.02px;display:inline;\">(146) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t2n_289\" style=\"left:630px;bottom:761px;letter-spacing:-0.02px;display:inline;\">(254) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t2o_289\" style=\"left:691px;bottom:761px;letter-spacing:-0.02px;display:inline;\">(598) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t2p_289\" style=\"left:752px;bottom:761px;letter-spacing:-0.02px;display:inline;\">(573) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t2q_289\" style=\"left:802px;bottom:761px;letter-spacing:-0.02px;display:inline;\">(2,424) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t2r_289\" style=\"left:90px;bottom:742px;letter-spacing:-0.01px;display:inline;\">Net finance income (expenses) from insurance contracts </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"t2s_289\" style=\"left:103px;bottom:722px;letter-spacing:-0.01px;display:inline;\">Accretion of interest on GMM contracts </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t2t_289\" style=\"left:456px;bottom:722px;letter-spacing:-0.02px;display:inline;\">227 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t2u_289\" style=\"left:525px;bottom:722px;letter-spacing:-0.02px;display:inline;\">(1) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t2v_289\" style=\"left:582px;bottom:722px;letter-spacing:-0.02px;display:inline;\">43 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t2w_289\" style=\"left:634px;bottom:722px;letter-spacing:-0.02px;display:inline;\">100 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t2x_289\" style=\"left:710px;bottom:722px;display:inline;\">6 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t2y_289\" style=\"left:756px;bottom:722px;letter-spacing:-0.02px;display:inline;\">142 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t2z_289\" style=\"left:816px;bottom:722px;letter-spacing:-0.02px;display:inline;\">517 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"t30_289\" style=\"left:103px;bottom:703px;letter-spacing:-0.01px;display:inline;\">Other net finance (income) expense </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t31_289\" style=\"left:456px;bottom:703px;letter-spacing:-0.02px;display:inline;\">692 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t32_289\" style=\"left:505px;bottom:703px;letter-spacing:-0.02px;display:inline;\">3,646 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t33_289\" style=\"left:575px;bottom:703px;letter-spacing:-0.02px;display:inline;\">145 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t34_289\" style=\"left:634px;bottom:703px;letter-spacing:-0.02px;display:inline;\">498 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t35_289\" style=\"left:685px;bottom:703px;letter-spacing:-0.02px;display:inline;\">2,657 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t36_289\" style=\"left:746px;bottom:703px;letter-spacing:-0.02px;display:inline;\">2,709 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t37_289\" style=\"left:799px;bottom:703px;letter-spacing:-0.02px;display:inline;\">10,347 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t38_289\" style=\"left:455px;bottom:683px;letter-spacing:-0.02px;display:inline;\">919 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t39_289\" style=\"left:505px;bottom:683px;letter-spacing:-0.02px;display:inline;\">3,645 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t3a_289\" style=\"left:575px;bottom:683px;letter-spacing:-0.02px;display:inline;\">188 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t3b_289\" style=\"left:634px;bottom:683px;letter-spacing:-0.02px;display:inline;\">598 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t3c_289\" style=\"left:685px;bottom:683px;letter-spacing:-0.02px;display:inline;\">2,663 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t3d_289\" style=\"left:746px;bottom:683px;letter-spacing:-0.02px;display:inline;\">2,851 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t3e_289\" style=\"left:799px;bottom:683px;letter-spacing:-0.02px;display:inline;\">10,864 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t3f_289\" style=\"left:90px;bottom:664px;letter-spacing:-0.01px;display:inline;\">Total amount recognised in income statement </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t3g_289\" style=\"left:455px;bottom:664px;letter-spacing:-0.02px;display:inline;\">821 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t3h_289\" style=\"left:505px;bottom:664px;letter-spacing:-0.02px;display:inline;\">2,890 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t3i_289\" style=\"left:582px;bottom:664px;letter-spacing:-0.02px;display:inline;\">42 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t3j_289\" style=\"left:634px;bottom:664px;letter-spacing:-0.02px;display:inline;\">344 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t3k_289\" style=\"left:685px;bottom:664px;letter-spacing:-0.02px;display:inline;\">2,065 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t3l_289\" style=\"left:746px;bottom:664px;letter-spacing:-0.02px;display:inline;\">2,278 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t3m_289\" style=\"left:806px;bottom:664px;letter-spacing:-0.02px;display:inline;\">8,440 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"t3n_289\" style=\"left:90px;bottom:645px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Effect of movements in exchange rates </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t3o_289\" style=\"left:451px;bottom:645px;letter-spacing:-0.02px;display:inline;\">(259) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t3p_289\" style=\"left:518px;bottom:645px;letter-spacing:-0.02px;display:inline;\">(11) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t3q_289\" style=\"left:582px;bottom:645px;letter-spacing:-0.02px;display:inline;\">46 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t3r_289\" style=\"left:630px;bottom:645px;letter-spacing:-0.02px;display:inline;\">(336) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t3s_289\" style=\"left:695px;bottom:645px;letter-spacing:-0.02px;display:inline;\">621 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t3t_289\" style=\"left:751px;bottom:645px;letter-spacing:-0.02px;display:inline;\">(175) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t3u_289\" style=\"left:812px;bottom:645px;letter-spacing:-0.02px;display:inline;\">(114) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t3v_289\" style=\"left:90px;bottom:625px;letter-spacing:-0.01px;display:inline;\">Total amount recognised in comprehensive income </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t3w_289\" style=\"left:455px;bottom:625px;letter-spacing:-0.02px;display:inline;\">562 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t3x_289\" style=\"left:505px;bottom:625px;letter-spacing:-0.02px;display:inline;\">2,879 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t3y_289\" style=\"left:582px;bottom:625px;letter-spacing:-0.02px;display:inline;\">88 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t3z_289\" style=\"left:649px;bottom:625px;display:inline;\">8 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t40_289\" style=\"left:685px;bottom:625px;letter-spacing:-0.02px;display:inline;\">2,686 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t41_289\" style=\"left:746px;bottom:625px;letter-spacing:-0.02px;display:inline;\">2,103 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t42_289\" style=\"left:806px;bottom:625px;letter-spacing:-0.02px;display:inline;\">8,326 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"t43_289\" style=\"left:90px;bottom:606px;letter-spacing:-0.01px;display:inline;\">Total cash flows </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t44_289\" style=\"left:445px;bottom:606px;letter-spacing:-0.02px;display:inline;\">1,434 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t45_289\" style=\"left:505px;bottom:606px;letter-spacing:-0.02px;display:inline;\">4,509 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t46_289\" style=\"left:570px;bottom:606px;letter-spacing:-0.02px;display:inline;\">(186) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t47_289\" style=\"left:634px;bottom:606px;letter-spacing:-0.02px;display:inline;\">364 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t48_289\" style=\"left:695px;bottom:606px;letter-spacing:-0.02px;display:inline;\">884 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t49_289\" style=\"left:746px;bottom:606px;letter-spacing:-0.02px;display:inline;\">1,273 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t4a_289\" style=\"left:806px;bottom:606px;letter-spacing:-0.02px;display:inline;\">8,278 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"t4b_289\" style=\"left:90px;bottom:586px;letter-spacing:-0.01px;display:inline;\">Other changes </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t4c_289\" style=\"left:471px;bottom:586px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t4d_289\" style=\"left:525px;bottom:586px;letter-spacing:-0.02px;display:inline;\">(1) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t4e_289\" style=\"left:578px;bottom:586px;letter-spacing:-0.02px;display:inline;\">(37) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t4f_289\" style=\"left:644px;bottom:586px;letter-spacing:-0.02px;display:inline;\">(5) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t4g_289\" style=\"left:698px;bottom:586px;letter-spacing:-0.02px;display:inline;\">(54) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t4h_289\" style=\"left:759px;bottom:586px;letter-spacing:-0.02px;display:inline;\">(84) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t4i_289\" style=\"left:812px;bottom:586px;letter-spacing:-0.02px;display:inline;\">(181) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t4j_289\" style=\"left:90px;bottom:567px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Net closing balance at 31 Dec 2023 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t4k_289\" style=\"left:438px;bottom:567px;letter-spacing:-0.02px;word-spacing:7.07px;display:inline;\">14,833  70,073 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t4l_289\" style=\"left:564px;bottom:567px;letter-spacing:-0.02px;display:inline;\">3,142 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t4m_289\" style=\"left:624px;bottom:567px;letter-spacing:-0.02px;display:inline;\">8,394 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t4n_289\" style=\"left:677px;bottom:567px;letter-spacing:-0.02px;display:inline;\">37,419 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t4o_289\" style=\"left:738px;bottom:567px;letter-spacing:-0.02px;word-spacing:4px;display:inline;\">26,765  160,626 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr>\n                                        </table><div></div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"7\" rowspan=\"1\" style=\"text-align: center;\">   <div class=\"t s0_290\" id=\"t1_290\" style=\"left:584px;bottom:1118px;letter-spacing:0.07px;display:inline;\">Reinsurance $m </div>   </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_290\" id=\"t7_290\" style=\"left:733px;bottom:1102px;letter-spacing:0.07px;display:inline;\">Growth </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_290\" id=\"ta_290\" style=\"left:802px;bottom:1102px;letter-spacing:0.06px;display:inline;\">Total </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_290\" id=\"t8_290\" style=\"left:715px;bottom:1091px;letter-spacing:0.07px;display:inline;\">markets and </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_290\" id=\"tb_290\" style=\"left:786px;bottom:1091px;letter-spacing:0.06px;display:inline;\">insurance </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_290\" id=\"t2_290\" style=\"left:447px;bottom:1080px;letter-spacing:0.08px;display:inline;\">CPL </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_290\" id=\"t3_290\" style=\"left:479px;bottom:1080px;letter-spacing:0.08px;display:inline;\">Hong Kong </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_290\" id=\"t4_290\" style=\"left:542px;bottom:1080px;letter-spacing:0.07px;display:inline;\">Indonesia </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_290\" id=\"t5_290\" style=\"left:606px;bottom:1080px;letter-spacing:0.07px;display:inline;\">Malaysia </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_290\" id=\"t6_290\" style=\"left:662px;bottom:1080px;letter-spacing:0.07px;display:inline;\">Singapore </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_290\" id=\"t9_290\" style=\"left:741px;bottom:1080px;letter-spacing:0.07px;display:inline;\">other </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_290\" id=\"tc_290\" style=\"left:785px;bottom:1080px;letter-spacing:0.08px;display:inline;\">segments </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"td_290\" style=\"left:69px;bottom:1059px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Net opening balance at 1 Jan 2022 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"te_290\" style=\"left:438px;bottom:1059px;display:inline;\">(25) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"tf_290\" style=\"left:481px;bottom:1059px;letter-spacing:-0.01px;display:inline;\">(1,663) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"tg_290\" style=\"left:568px;bottom:1059px;display:inline;\">8 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"th_290\" style=\"left:621px;bottom:1059px;letter-spacing:-0.01px;display:inline;\">15 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"ti_290\" style=\"left:681px;bottom:1059px;letter-spacing:-0.01px;display:inline;\">59 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"tj_290\" style=\"left:738px;bottom:1059px;display:inline;\">(58) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"tk_290\" style=\"left:782px;bottom:1059px;letter-spacing:-0.01px;display:inline;\">(1,664) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"tl_290\" style=\"left:69px;bottom:1040px;letter-spacing:-0.01px;display:inline;\">Insurance service result </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"tm_290\" style=\"left:449px;bottom:1040px;display:inline;\">6 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"tn_290\" style=\"left:502px;bottom:1040px;letter-spacing:-0.01px;display:inline;\">63 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"to_290\" style=\"left:569px;bottom:1040px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"tp_290\" style=\"left:621px;bottom:1040px;letter-spacing:-0.01px;display:inline;\">10 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"tq_290\" style=\"left:688px;bottom:1040px;display:inline;\">4 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"tr_290\" style=\"left:742px;bottom:1040px;letter-spacing:-0.01px;display:inline;\">24 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"ts_290\" style=\"left:796px;bottom:1040px;letter-spacing:-0.01px;display:inline;\">107 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"tt_290\" style=\"left:69px;bottom:1020px;letter-spacing:-0.01px;display:inline;\">Net finance income (expenses) from reinsurance </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"tu_290\" style=\"left:82px;bottom:1004px;letter-spacing:-0.01px;display:inline;\">contracts </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"tv_290\" style=\"left:82px;bottom:985px;letter-spacing:-0.01px;display:inline;\">Accretion of interest on GMM contracts </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"tw_290\" style=\"left:445px;bottom:985px;display:inline;\">(1) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"tx_290\" style=\"left:497px;bottom:985px;display:inline;\">(45) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"ty_290\" style=\"left:569px;bottom:985px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"tz_290\" style=\"left:628px;bottom:985px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t10_290\" style=\"left:684px;bottom:985px;display:inline;\">(1) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t11_290\" style=\"left:745px;bottom:985px;display:inline;\">(7) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t12_290\" style=\"left:799px;bottom:985px;display:inline;\">(53) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t13_290\" style=\"left:82px;bottom:965px;letter-spacing:-0.01px;display:inline;\">Other net finance (income) expense </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t14_290\" style=\"left:449px;bottom:965px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t15_290\" style=\"left:485px;bottom:965px;letter-spacing:-0.01px;display:inline;\">1,246 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t16_290\" style=\"left:564px;bottom:965px;display:inline;\">(1) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t17_290\" style=\"left:628px;bottom:965px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t18_290\" style=\"left:684px;bottom:965px;display:inline;\">(6) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t19_290\" style=\"left:738px;bottom:965px;display:inline;\">(11) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t1a_290\" style=\"left:786px;bottom:965px;letter-spacing:-0.01px;display:inline;\">1,229 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t1b_290\" style=\"left:445px;bottom:946px;display:inline;\">(1) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t1c_290\" style=\"left:485px;bottom:946px;letter-spacing:-0.01px;display:inline;\">1,201 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t1d_290\" style=\"left:564px;bottom:946px;display:inline;\">(1) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t1e_290\" style=\"left:628px;bottom:946px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t1f_290\" style=\"left:684px;bottom:946px;display:inline;\">(7) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t1g_290\" style=\"left:738px;bottom:946px;display:inline;\">(18) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t1h_290\" style=\"left:786px;bottom:946px;letter-spacing:-0.01px;display:inline;\">1,176 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t1i_290\" style=\"left:69px;bottom:926px;letter-spacing:-0.01px;display:inline;\">Total amount recognised in income statement </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t1j_290\" style=\"left:449px;bottom:926px;display:inline;\">5 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t1k_290\" style=\"left:485px;bottom:926px;letter-spacing:-0.01px;display:inline;\">1,264 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t1l_290\" style=\"left:564px;bottom:926px;display:inline;\">(1) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t1m_290\" style=\"left:621px;bottom:926px;letter-spacing:-0.01px;display:inline;\">12 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t1n_290\" style=\"left:684px;bottom:926px;display:inline;\">(3) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t1o_290\" style=\"left:749px;bottom:926px;display:inline;\">6 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t1p_290\" style=\"left:786px;bottom:926px;letter-spacing:-0.01px;display:inline;\">1,283 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t1q_290\" style=\"left:69px;bottom:888px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Effect of movements in exchange rates </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t1r_290\" style=\"left:449px;bottom:888px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t1s_290\" style=\"left:508px;bottom:888px;display:inline;\">4 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t1t_290\" style=\"left:564px;bottom:888px;display:inline;\">(1) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t1u_290\" style=\"left:628px;bottom:888px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t1v_290\" style=\"left:688px;bottom:888px;display:inline;\">4 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t1w_290\" style=\"left:749px;bottom:888px;display:inline;\">5 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t1x_290\" style=\"left:803px;bottom:888px;display:inline;\">13 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t1y_290\" style=\"left:69px;bottom:868px;letter-spacing:-0.01px;display:inline;\">Total amount recognised in comprehensive income </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t1z_290\" style=\"left:449px;bottom:868px;display:inline;\">6 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t20_290\" style=\"left:485px;bottom:868px;letter-spacing:-0.01px;display:inline;\">1,268 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t21_290\" style=\"left:564px;bottom:868px;display:inline;\">(2) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t22_290\" style=\"left:621px;bottom:868px;letter-spacing:-0.01px;display:inline;\">12 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t23_290\" style=\"left:688px;bottom:868px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t24_290\" style=\"left:742px;bottom:868px;letter-spacing:-0.01px;display:inline;\">11 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t25_290\" style=\"left:786px;bottom:868px;letter-spacing:-0.01px;display:inline;\">1,296 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t26_290\" style=\"left:69px;bottom:849px;letter-spacing:-0.01px;display:inline;\">Total cash flows </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t27_290\" style=\"left:445px;bottom:849px;display:inline;\">(3) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t28_290\" style=\"left:490px;bottom:849px;letter-spacing:-0.01px;display:inline;\">(535) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t29_290\" style=\"left:564px;bottom:849px;display:inline;\">(1) </div></td><td class=\"tcs-selection-enabled tcs-selected\" colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t2a_290\" style=\"left:623px;bottom:849px;display:inline;\">(5) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t2b_290\" style=\"left:674px;bottom:849px;letter-spacing:-0.01px;display:inline;\">118 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t2c_290\" style=\"left:738px;bottom:849px;display:inline;\">(20) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t2d_290\" style=\"left:792px;bottom:849px;letter-spacing:-0.01px;display:inline;\">(446) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t2e_290\" style=\"left:69px;bottom:829px;letter-spacing:-0.01px;display:inline;\">Other changes </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t2f_290\" style=\"left:449px;bottom:829px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t2g_290\" style=\"left:508px;bottom:829px;display:inline;\">7 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t2h_290\" style=\"left:568px;bottom:829px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t2i_290\" style=\"left:628px;bottom:829px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t2j_290\" style=\"left:689px;bottom:829px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t2k_290\" style=\"left:749px;bottom:829px;display:inline;\">7 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t2l_290\" style=\"left:803px;bottom:829px;display:inline;\">14 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t2m_290\" style=\"left:69px;bottom:810px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Net closing balance at 31 Dec 2022 / 1 Jan 2023 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t2n_290\" style=\"left:437px;bottom:810px;letter-spacing:-0.02px;display:inline;\">(22) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t2o_290\" style=\"left:489px;bottom:810px;letter-spacing:-0.02px;display:inline;\">(923) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t2p_290\" style=\"left:568px;bottom:810px;display:inline;\">5 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t2q_290\" style=\"left:620px;bottom:810px;letter-spacing:-0.02px;display:inline;\">22 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t2r_290\" style=\"left:673px;bottom:810px;letter-spacing:-0.02px;display:inline;\">178 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t2s_290\" style=\"left:737px;bottom:810px;letter-spacing:-0.02px;display:inline;\">(60) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t2t_290\" style=\"left:791px;bottom:810px;letter-spacing:-0.02px;display:inline;\">(800) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t2u_290\" style=\"left:69px;bottom:790px;letter-spacing:-0.01px;display:inline;\">Insurance service result </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t2v_290\" style=\"left:448px;bottom:790px;display:inline;\">8 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t2w_290\" style=\"left:494px;bottom:790px;letter-spacing:-0.02px;display:inline;\">135 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t2x_290\" style=\"left:568px;bottom:790px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t2y_290\" style=\"left:627px;bottom:790px;display:inline;\">9 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t2z_290\" style=\"left:681px;bottom:790px;letter-spacing:-0.02px;display:inline;\">17 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t30_290\" style=\"left:741px;bottom:790px;letter-spacing:-0.02px;display:inline;\">18 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t31_290\" style=\"left:795px;bottom:790px;letter-spacing:-0.02px;display:inline;\">189 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t32_290\" style=\"left:69px;bottom:770px;letter-spacing:-0.01px;display:inline;\">Net finance income (expenses) from reinsurance </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t33_290\" style=\"left:82px;bottom:755px;letter-spacing:-0.01px;display:inline;\">contracts </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t34_290\" style=\"left:82px;bottom:735px;letter-spacing:-0.01px;display:inline;\">Accretion of interest on GMM contracts </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t35_290\" style=\"left:444px;bottom:735px;letter-spacing:-0.02px;display:inline;\">(1) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t36_290\" style=\"left:497px;bottom:735px;letter-spacing:-0.02px;display:inline;\">(38) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t37_290\" style=\"left:568px;bottom:735px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t38_290\" style=\"left:627px;bottom:735px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t39_290\" style=\"left:684px;bottom:735px;letter-spacing:-0.02px;display:inline;\">(8) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t3a_290\" style=\"left:744px;bottom:735px;letter-spacing:-0.02px;display:inline;\">(7) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t3b_290\" style=\"left:798px;bottom:735px;letter-spacing:-0.02px;display:inline;\">(53) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t3c_290\" style=\"left:82px;bottom:716px;letter-spacing:-0.01px;display:inline;\">Other net finance (income) expense </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t3d_290\" style=\"left:449px;bottom:716px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t3e_290\" style=\"left:489px;bottom:716px;letter-spacing:-0.02px;display:inline;\">(154) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t3f_290\" style=\"left:563px;bottom:716px;letter-spacing:-0.02px;display:inline;\">(6) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t3g_290\" style=\"left:628px;bottom:716px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t3h_290\" style=\"left:688px;bottom:716px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t3i_290\" style=\"left:741px;bottom:716px;letter-spacing:-0.02px;display:inline;\">13 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t3j_290\" style=\"left:791px;bottom:716px;letter-spacing:-0.02px;display:inline;\">(146) </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t3k_290\" style=\"left:444px;bottom:696px;letter-spacing:-0.02px;display:inline;\">(1) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t3l_290\" style=\"left:489px;bottom:696px;letter-spacing:-0.02px;display:inline;\">(192) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t3m_290\" style=\"left:563px;bottom:696px;letter-spacing:-0.02px;display:inline;\">(6) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t3n_290\" style=\"left:627px;bottom:696px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t3o_290\" style=\"left:684px;bottom:696px;letter-spacing:-0.02px;display:inline;\">(7) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t3p_290\" style=\"left:749px;bottom:696px;display:inline;\">6 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t3q_290\" style=\"left:791px;bottom:696px;letter-spacing:-0.02px;display:inline;\">(199) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t3r_290\" style=\"left:69px;bottom:677px;letter-spacing:-0.01px;display:inline;\">Total amount recognised in income statement </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t3s_290\" style=\"left:448px;bottom:677px;display:inline;\">7 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t3t_290\" style=\"left:496px;bottom:677px;letter-spacing:-0.02px;display:inline;\">(57) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t3u_290\" style=\"left:563px;bottom:677px;letter-spacing:-0.02px;display:inline;\">(4) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t3v_290\" style=\"left:620px;bottom:677px;letter-spacing:-0.02px;display:inline;\">10 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t3w_290\" style=\"left:681px;bottom:677px;letter-spacing:-0.02px;display:inline;\">10 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t3x_290\" style=\"left:741px;bottom:677px;letter-spacing:-0.02px;display:inline;\">24 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t3y_290\" style=\"left:798px;bottom:677px;letter-spacing:-0.02px;display:inline;\">(10) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t3z_290\" style=\"left:69px;bottom:657px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Effect of movements in exchange rates </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t40_290\" style=\"left:448px;bottom:657px;display:inline;\">3 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t41_290\" style=\"left:504px;bottom:657px;letter-spacing:-0.02px;display:inline;\">(2) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t42_290\" style=\"left:563px;bottom:657px;letter-spacing:-0.02px;display:inline;\">(1) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t43_290\" style=\"left:623px;bottom:657px;letter-spacing:-0.02px;display:inline;\">(1) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t44_290\" style=\"left:684px;bottom:657px;letter-spacing:-0.02px;display:inline;\">(1) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t45_290\" style=\"left:749px;bottom:657px;display:inline;\">5 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t46_290\" style=\"left:809px;bottom:657px;display:inline;\">3 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t47_290\" style=\"left:69px;bottom:638px;letter-spacing:-0.01px;display:inline;\">Total amount recognised in comprehensive income </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t48_290\" style=\"left:441px;bottom:638px;letter-spacing:-0.02px;display:inline;\">10 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t49_290\" style=\"left:496px;bottom:638px;letter-spacing:-0.02px;display:inline;\">(59) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t4a_290\" style=\"left:563px;bottom:638px;letter-spacing:-0.02px;display:inline;\">(5) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t4b_290\" style=\"left:627px;bottom:638px;display:inline;\">9 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t4c_290\" style=\"left:688px;bottom:638px;display:inline;\">9 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t4d_290\" style=\"left:741px;bottom:638px;letter-spacing:-0.02px;display:inline;\">29 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t4e_290\" style=\"left:805px;bottom:638px;letter-spacing:-0.02px;display:inline;\">(7) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t4f_290\" style=\"left:69px;bottom:618px;letter-spacing:-0.01px;display:inline;\">Total cash flows </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t4g_290\" style=\"left:444px;bottom:618px;letter-spacing:-0.02px;display:inline;\">(9) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t4h_290\" style=\"left:489px;bottom:618px;letter-spacing:-0.02px;display:inline;\">(407) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t4i_290\" style=\"left:567px;bottom:618px;display:inline;\">9 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t4j_290\" style=\"left:623px;bottom:618px;letter-spacing:-0.02px;display:inline;\">(6) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t4k_290\" style=\"left:669px;bottom:618px;letter-spacing:-0.02px;display:inline;\">(181) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t4l_290\" style=\"left:741px;bottom:618px;letter-spacing:-0.02px;display:inline;\">11 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t4m_290\" style=\"left:790px;bottom:618px;letter-spacing:-0.02px;display:inline;\">(583) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t4n_290\" style=\"left:68px;bottom:599px;letter-spacing:-0.01px;display:inline;\">Other changes </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t4o_290\" style=\"left:449px;bottom:599px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t4p_290\" style=\"left:509px;bottom:599px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t4q_290\" style=\"left:568px;bottom:599px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t4r_290\" style=\"left:628px;bottom:599px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t4s_290\" style=\"left:689px;bottom:599px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t4t_290\" style=\"left:749px;bottom:599px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t4u_290\" style=\"left:810px;bottom:599px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t4v_290\" style=\"left:68px;bottom:579px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Net closing balance at 31 Dec 2023 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t4w_290\" style=\"left:437px;bottom:579px;letter-spacing:-0.02px;display:inline;\">(21) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t4x_290\" style=\"left:479px;bottom:579px;letter-spacing:-0.02px;display:inline;\">(1,389) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t4y_290\" style=\"left:567px;bottom:579px;display:inline;\">9 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t4z_290\" style=\"left:620px;bottom:579px;letter-spacing:-0.02px;display:inline;\">25 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t50_290\" style=\"left:688px;bottom:579px;display:inline;\">6 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t51_290\" style=\"left:737px;bottom:579px;letter-spacing:-0.02px;display:inline;\">(20) </div></td><td class=\"cke_table-faked-selection-temp\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t52_290\" style=\"left:780px;bottom:579px;letter-spacing:-0.02px;display:inline;\">(1,390) </div></td></tr></table><div></div><div class=\"t s0_291\" id=\"t1_291\" style=\"left:87px;bottom:1116px;letter-spacing:0.11px;display:inline;\">(d) </div><div class=\"t s0_291\" id=\"t2_291\" style=\"left:113px;bottom:1116px;letter-spacing:0.12px;display:inline;\">Contractual service margin </div><div class=\"t s1_291\" id=\"t3_291\" style=\"left:87px;bottom:1100px;letter-spacing:-0.01px;display:inline;\">The following tables illustrate when the Group expects to recognise the remaining CSM in profit or loss after the reporting date based on the </div><div class=\"t s1_291\" id=\"t4_291\" style=\"left:87px;bottom:1085px;letter-spacing:-0.01px;display:inline;\">assumptions and economics in place at the year ends shown. Future new business is excluded. </div><div class=\"t s2_291\" id=\"t5_291\" style=\"left:87px;bottom:1056px;letter-spacing:-0.08px;display:inline;\">(i) </div><div class=\"t s2_291\" id=\"t6_291\" style=\"left:113px;bottom:1056px;letter-spacing:-0.11px;display:inline;\">Insurance contracts \u2013 expected recognition of the CSM </div><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"3\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s3_291\" id=\"t7_291\" style=\"left:606px;bottom:1039px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">31 Dec 2023 $m </div> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_291\" id=\"t8_291\" style=\"left:473px;bottom:1023px;letter-spacing:0.07px;display:inline;\">Total as reported on the </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_291\" id=\"td_291\" style=\"left:716px;bottom:1023px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">Total including Group\u2019s share </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_291\" id=\"t9_291\" style=\"left:464px;bottom:1013px;letter-spacing:0.07px;display:inline;\">consolidated statement of </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_291\" id=\"tb_291\" style=\"left:602px;bottom:1013px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">Group\u2019s share relating to </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_291\" id=\"te_291\" style=\"left:792px;bottom:1013px;letter-spacing:0.06px;word-spacing:0.01px;display:inline;\">relating to </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_291\" id=\"ta_291\" style=\"left:501px;bottom:1003px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">financial position </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_291\" id=\"tc_291\" style=\"left:627px;bottom:1003px;letter-spacing:0.07px;display:inline;\">JVs and associates </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_291\" id=\"tf_291\" style=\"left:759px;bottom:1003px;letter-spacing:0.07px;display:inline;\">JVs and associates </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_291\" id=\"tg_291\" style=\"left:91px;bottom:982px;letter-spacing:-0.01px;display:inline;\">1 year or less </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_291\" id=\"th_291\" style=\"left:534px;bottom:982px;letter-spacing:-0.02px;display:inline;\">2,041 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_291\" id=\"ti_291\" style=\"left:676px;bottom:982px;letter-spacing:-0.02px;display:inline;\">226 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_291\" id=\"tj_291\" style=\"left:798px;bottom:982px;letter-spacing:-0.02px;display:inline;\">2,267 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_291\" id=\"tk_291\" style=\"left:91px;bottom:963px;letter-spacing:-0.01px;display:inline;\">After 1 year to 2 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_291\" id=\"tl_291\" style=\"left:534px;bottom:963px;letter-spacing:-0.02px;display:inline;\">1,780 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_291\" id=\"tm_291\" style=\"left:676px;bottom:963px;letter-spacing:-0.02px;display:inline;\">190 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_291\" id=\"tn_291\" style=\"left:798px;bottom:963px;letter-spacing:-0.02px;display:inline;\">1,970 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_291\" id=\"to_291\" style=\"left:91px;bottom:943px;letter-spacing:-0.01px;display:inline;\">After 2 years to 3 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_291\" id=\"tp_291\" style=\"left:534px;bottom:943px;letter-spacing:-0.02px;display:inline;\">1,586 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_291\" id=\"tq_291\" style=\"left:676px;bottom:943px;letter-spacing:-0.02px;display:inline;\">165 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_291\" id=\"tr_291\" style=\"left:798px;bottom:943px;letter-spacing:-0.02px;display:inline;\">1,751 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_291\" id=\"ts_291\" style=\"left:91px;bottom:924px;letter-spacing:-0.01px;display:inline;\">After 3 years to 4 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_291\" id=\"tt_291\" style=\"left:534px;bottom:924px;letter-spacing:-0.02px;display:inline;\">1,412 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_291\" id=\"tu_291\" style=\"left:676px;bottom:924px;letter-spacing:-0.02px;display:inline;\">146 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_291\" id=\"tv_291\" style=\"left:798px;bottom:924px;letter-spacing:-0.02px;display:inline;\">1,558 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_291\" id=\"tw_291\" style=\"left:91px;bottom:904px;letter-spacing:-0.01px;display:inline;\">After 4 years to 5 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_291\" id=\"tx_291\" style=\"left:534px;bottom:904px;letter-spacing:-0.02px;display:inline;\">1,283 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_291\" id=\"ty_291\" style=\"left:676px;bottom:904px;letter-spacing:-0.02px;display:inline;\">127 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_291\" id=\"tz_291\" style=\"left:798px;bottom:904px;letter-spacing:-0.02px;display:inline;\">1,410 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_291\" id=\"t10_291\" style=\"left:91px;bottom:885px;letter-spacing:-0.01px;display:inline;\">After 5 years to 10 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_291\" id=\"t11_291\" style=\"left:534px;bottom:885px;letter-spacing:-0.02px;display:inline;\">4,604 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_291\" id=\"t12_291\" style=\"left:676px;bottom:885px;letter-spacing:-0.02px;display:inline;\">474 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_291\" id=\"t13_291\" style=\"left:797px;bottom:885px;letter-spacing:-0.02px;display:inline;\">5,078 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_291\" id=\"t14_291\" style=\"left:91px;bottom:865px;letter-spacing:-0.01px;display:inline;\">After 10 years to 15 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_291\" id=\"t15_291\" style=\"left:534px;bottom:865px;letter-spacing:-0.02px;display:inline;\">2,924 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_291\" id=\"t16_291\" style=\"left:676px;bottom:865px;letter-spacing:-0.02px;display:inline;\">293 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_291\" id=\"t17_291\" style=\"left:797px;bottom:865px;letter-spacing:-0.02px;display:inline;\">3,217 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_291\" id=\"t18_291\" style=\"left:91px;bottom:846px;letter-spacing:-0.01px;display:inline;\">After 15 years to 20 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_291\" id=\"t19_291\" style=\"left:534px;bottom:846px;letter-spacing:-0.02px;display:inline;\">1,781 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_291\" id=\"t1a_291\" style=\"left:676px;bottom:846px;letter-spacing:-0.02px;display:inline;\">195 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_291\" id=\"t1b_291\" style=\"left:797px;bottom:846px;letter-spacing:-0.02px;display:inline;\">1,976 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_291\" id=\"t1c_291\" style=\"left:91px;bottom:826px;letter-spacing:-0.01px;display:inline;\">After 20 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_291\" id=\"t1d_291\" style=\"left:534px;bottom:826px;letter-spacing:-0.02px;display:inline;\">2,773 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_291\" id=\"t1e_291\" style=\"left:676px;bottom:826px;letter-spacing:-0.02px;display:inline;\">352 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_291\" id=\"t1f_291\" style=\"left:797px;bottom:826px;letter-spacing:-0.02px;display:inline;\">3,125 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_291\" id=\"t1g_291\" style=\"left:91px;bottom:807px;letter-spacing:-0.01px;display:inline;\">Total CSM </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_291\" id=\"t1h_291\" style=\"left:528px;bottom:807px;letter-spacing:-0.02px;display:inline;\">20,184 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_291\" id=\"t1i_291\" style=\"left:667px;bottom:807px;letter-spacing:-0.02px;display:inline;\">2,168 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_291\" id=\"t1j_291\" style=\"left:792px;bottom:807px;letter-spacing:-0.02px;display:inline;\">22,352 </div></td></tr>\n                                        </table><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"3\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s5_291\" id=\"t1k_291\" style=\"left:609px;bottom:771px;letter-spacing:0.08px;display:inline;\">31 Dec 2022 $m </div> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_291\" id=\"t1l_291\" style=\"left:484px;bottom:755px;letter-spacing:0.06px;display:inline;\">Total as reported on the </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_291\" id=\"t1q_291\" style=\"left:726px;bottom:755px;letter-spacing:0.06px;display:inline;\">Total including Group\u2019s share </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_291\" id=\"t1m_291\" style=\"left:475px;bottom:744px;letter-spacing:0.07px;display:inline;\">consolidated statement of </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_291\" id=\"t1o_291\" style=\"left:612px;bottom:744px;letter-spacing:0.06px;display:inline;\">Group\u2019s share relating to </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_291\" id=\"t1r_291\" style=\"left:796px;bottom:744px;letter-spacing:0.06px;display:inline;\">relating to </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_291\" id=\"t1n_291\" style=\"left:509px;bottom:733px;letter-spacing:0.06px;display:inline;\">financial position </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_291\" id=\"t1p_291\" style=\"left:635px;bottom:733px;letter-spacing:0.07px;display:inline;\">JVs and associates </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_291\" id=\"t1s_291\" style=\"left:765px;bottom:733px;letter-spacing:0.07px;display:inline;\">JVs and associates </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_291\" id=\"t1t_291\" style=\"left:91px;bottom:713px;letter-spacing:-0.01px;display:inline;\">1 year or less </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_291\" id=\"t1u_291\" style=\"left:542px;bottom:713px;letter-spacing:-0.01px;display:inline;\">1,981 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_291\" id=\"t1v_291\" style=\"left:678px;bottom:713px;letter-spacing:-0.01px;display:inline;\">219 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_291\" id=\"t1w_291\" style=\"left:799px;bottom:713px;letter-spacing:-0.01px;display:inline;\">2,200 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_291\" id=\"t1x_291\" style=\"left:91px;bottom:693px;letter-spacing:-0.01px;display:inline;\">After 1 year to 2 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_291\" id=\"t1y_291\" style=\"left:542px;bottom:693px;letter-spacing:-0.01px;display:inline;\">1,751 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_291\" id=\"t1z_291\" style=\"left:678px;bottom:693px;letter-spacing:-0.01px;display:inline;\">175 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_291\" id=\"t20_291\" style=\"left:799px;bottom:693px;letter-spacing:-0.01px;display:inline;\">1,926 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_291\" id=\"t21_291\" style=\"left:91px;bottom:674px;letter-spacing:-0.01px;display:inline;\">After 2 years to 3 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_291\" id=\"t22_291\" style=\"left:542px;bottom:674px;letter-spacing:-0.01px;display:inline;\">1,555 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_291\" id=\"t23_291\" style=\"left:678px;bottom:674px;letter-spacing:-0.01px;display:inline;\">155 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_291\" id=\"t24_291\" style=\"left:799px;bottom:674px;letter-spacing:-0.01px;display:inline;\">1,710 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_291\" id=\"t25_291\" style=\"left:91px;bottom:654px;letter-spacing:-0.01px;display:inline;\">After 3 years to 4 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_291\" id=\"t26_291\" style=\"left:542px;bottom:654px;letter-spacing:-0.01px;display:inline;\">1,385 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_291\" id=\"t27_291\" style=\"left:678px;bottom:654px;letter-spacing:-0.01px;display:inline;\">138 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_291\" id=\"t28_291\" style=\"left:799px;bottom:654px;letter-spacing:-0.01px;display:inline;\">1,523 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_291\" id=\"t29_291\" style=\"left:91px;bottom:635px;letter-spacing:-0.01px;display:inline;\">After 4 years to 5 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_291\" id=\"t2a_291\" style=\"left:542px;bottom:635px;letter-spacing:-0.01px;display:inline;\">1,217 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_291\" id=\"t2b_291\" style=\"left:678px;bottom:635px;letter-spacing:-0.01px;display:inline;\">122 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_291\" id=\"t2c_291\" style=\"left:799px;bottom:635px;letter-spacing:-0.01px;display:inline;\">1,339 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_291\" id=\"t2d_291\" style=\"left:91px;bottom:615px;letter-spacing:-0.01px;display:inline;\">After 5 years to 10 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_291\" id=\"t2e_291\" style=\"left:542px;bottom:615px;letter-spacing:-0.01px;display:inline;\">4,306 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_291\" id=\"t2f_291\" style=\"left:678px;bottom:615px;letter-spacing:-0.01px;display:inline;\">454 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_291\" id=\"t2g_291\" style=\"left:799px;bottom:615px;letter-spacing:-0.01px;display:inline;\">4,760 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_291\" id=\"t2h_291\" style=\"left:91px;bottom:596px;letter-spacing:-0.01px;display:inline;\">After 10 years to 15 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_291\" id=\"t2i_291\" style=\"left:542px;bottom:596px;letter-spacing:-0.01px;display:inline;\">2,705 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_291\" id=\"t2j_291\" style=\"left:678px;bottom:596px;letter-spacing:-0.01px;display:inline;\">292 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_291\" id=\"t2k_291\" style=\"left:799px;bottom:596px;letter-spacing:-0.01px;display:inline;\">2,997 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_291\" id=\"t2l_291\" style=\"left:91px;bottom:576px;letter-spacing:-0.01px;display:inline;\">After 15 years to 20 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_291\" id=\"t2m_291\" style=\"left:542px;bottom:576px;letter-spacing:-0.01px;display:inline;\">1,666 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_291\" id=\"t2n_291\" style=\"left:678px;bottom:576px;letter-spacing:-0.01px;display:inline;\">201 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_291\" id=\"t2o_291\" style=\"left:799px;bottom:576px;letter-spacing:-0.01px;display:inline;\">1,867 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_291\" id=\"t2p_291\" style=\"left:91px;bottom:557px;letter-spacing:-0.01px;display:inline;\">After 20 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_291\" id=\"t2q_291\" style=\"left:542px;bottom:557px;letter-spacing:-0.01px;display:inline;\">2,602 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_291\" id=\"t2r_291\" style=\"left:678px;bottom:557px;letter-spacing:-0.01px;display:inline;\">380 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_291\" id=\"t2s_291\" style=\"left:799px;bottom:557px;letter-spacing:-0.01px;display:inline;\">2,982 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_291\" id=\"t2t_291\" style=\"left:91px;bottom:537px;letter-spacing:-0.01px;display:inline;\">Total CSM </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_291\" id=\"t2u_291\" style=\"left:531px;bottom:537px;letter-spacing:-0.01px;display:inline;\">19,168 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_291\" id=\"t2v_291\" style=\"left:668px;bottom:537px;letter-spacing:-0.01px;display:inline;\">2,136 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_291\" id=\"t2w_291\" style=\"left:792px;bottom:537px;letter-spacing:-0.01px;display:inline;\">21,304 </div></td></tr>\n                                        </table><div class=\"t s2_291\" id=\"t2x_291\" style=\"left:87px;bottom:501px;letter-spacing:-0.07px;display:inline;\">(ii) </div><div class=\"t s2_291\" id=\"t2y_291\" style=\"left:113px;bottom:501px;letter-spacing:-0.12px;display:inline;\">Reinsurance contracts \u2013 expected recognition of the CSM </div><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"3\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s3_291\" id=\"t2z_291\" style=\"left:606px;bottom:485px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">31 Dec 2023 $m </div> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_291\" id=\"t30_291\" style=\"left:473px;bottom:468px;letter-spacing:0.07px;display:inline;\">Total as reported on the </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_291\" id=\"t35_291\" style=\"left:713px;bottom:468px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">Total including Group\u2019s share </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_291\" id=\"t31_291\" style=\"left:464px;bottom:458px;letter-spacing:0.07px;display:inline;\">consolidated statement of </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_291\" id=\"t33_291\" style=\"left:600px;bottom:458px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">Group\u2019s share relating to </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_291\" id=\"t36_291\" style=\"left:789px;bottom:458px;letter-spacing:0.06px;word-spacing:0.01px;display:inline;\">relating to </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_291\" id=\"t32_291\" style=\"left:500px;bottom:448px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">financial position </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_291\" id=\"t34_291\" style=\"left:626px;bottom:448px;letter-spacing:0.07px;display:inline;\">JVs and associates </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_291\" id=\"t37_291\" style=\"left:756px;bottom:448px;letter-spacing:0.07px;display:inline;\">JVs and associates </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_291\" id=\"t38_291\" style=\"left:91px;bottom:428px;letter-spacing:-0.01px;display:inline;\">1 year or less </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_291\" id=\"t39_291\" style=\"left:542px;bottom:428px;letter-spacing:-0.02px;display:inline;\">(177) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_291\" id=\"t3a_291\" style=\"left:687px;bottom:428px;letter-spacing:-0.02px;display:inline;\">(2) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_291\" id=\"t3b_291\" style=\"left:803px;bottom:428px;letter-spacing:-0.02px;display:inline;\">(179) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_291\" id=\"t3c_291\" style=\"left:91px;bottom:408px;letter-spacing:-0.01px;display:inline;\">After 1 year to 2 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_291\" id=\"t3d_291\" style=\"left:542px;bottom:408px;letter-spacing:-0.02px;display:inline;\">(132) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_291\" id=\"t3e_291\" style=\"left:692px;bottom:408px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_291\" id=\"t3f_291\" style=\"left:803px;bottom:408px;letter-spacing:-0.02px;display:inline;\">(132) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_291\" id=\"t3g_291\" style=\"left:91px;bottom:389px;letter-spacing:-0.01px;display:inline;\">After 2 years to 3 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_291\" id=\"t3h_291\" style=\"left:542px;bottom:389px;letter-spacing:-0.02px;display:inline;\">(103) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_291\" id=\"t3i_291\" style=\"left:692px;bottom:389px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_291\" id=\"t3j_291\" style=\"left:803px;bottom:389px;letter-spacing:-0.02px;display:inline;\">(102) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_291\" id=\"t3k_291\" style=\"left:91px;bottom:369px;letter-spacing:-0.01px;display:inline;\">After 3 years to 4 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_291\" id=\"t3l_291\" style=\"left:549px;bottom:369px;letter-spacing:-0.02px;display:inline;\">(85) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_291\" id=\"t3m_291\" style=\"left:692px;bottom:369px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_291\" id=\"t3n_291\" style=\"left:811px;bottom:369px;letter-spacing:-0.02px;display:inline;\">(84) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_291\" id=\"t3o_291\" style=\"left:91px;bottom:350px;letter-spacing:-0.01px;display:inline;\">After 4 years to 5 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_291\" id=\"t3p_291\" style=\"left:549px;bottom:350px;letter-spacing:-0.02px;display:inline;\">(74) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_291\" id=\"t3q_291\" style=\"left:692px;bottom:350px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_291\" id=\"t3r_291\" style=\"left:811px;bottom:350px;letter-spacing:-0.02px;display:inline;\">(73) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_291\" id=\"t3s_291\" style=\"left:91px;bottom:330px;letter-spacing:-0.01px;display:inline;\">After 5 years to 10 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_291\" id=\"t3t_291\" style=\"left:542px;bottom:330px;letter-spacing:-0.02px;display:inline;\">(268) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_291\" id=\"t3u_291\" style=\"left:692px;bottom:330px;display:inline;\">3 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_291\" id=\"t3v_291\" style=\"left:803px;bottom:330px;letter-spacing:-0.02px;display:inline;\">(265) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_291\" id=\"t3w_291\" style=\"left:91px;bottom:311px;letter-spacing:-0.01px;display:inline;\">After 10 years to 15 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_291\" id=\"t3x_291\" style=\"left:542px;bottom:311px;letter-spacing:-0.02px;display:inline;\">(173) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_291\" id=\"t3y_291\" style=\"left:692px;bottom:311px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_291\" id=\"t3z_291\" style=\"left:803px;bottom:311px;letter-spacing:-0.02px;display:inline;\">(171) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_291\" id=\"t40_291\" style=\"left:91px;bottom:291px;letter-spacing:-0.01px;display:inline;\">After 15 years to 20 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_291\" id=\"t41_291\" style=\"left:542px;bottom:291px;letter-spacing:-0.02px;display:inline;\">(113) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_291\" id=\"t42_291\" style=\"left:692px;bottom:291px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_291\" id=\"t43_291\" style=\"left:803px;bottom:291px;letter-spacing:-0.02px;display:inline;\">(113) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_291\" id=\"t44_291\" style=\"left:91px;bottom:272px;letter-spacing:-0.01px;display:inline;\">After 20 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_291\" id=\"t45_291\" style=\"left:542px;bottom:272px;letter-spacing:-0.02px;display:inline;\">(220) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_291\" id=\"t46_291\" style=\"left:687px;bottom:272px;letter-spacing:-0.02px;display:inline;\">(1) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_291\" id=\"t47_291\" style=\"left:803px;bottom:272px;letter-spacing:-0.02px;display:inline;\">(221) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_291\" id=\"t48_291\" style=\"left:91px;bottom:252px;letter-spacing:-0.01px;display:inline;\">Total CSM </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_291\" id=\"t49_291\" style=\"left:532px;bottom:252px;letter-spacing:-0.02px;display:inline;\">(1,345) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_291\" id=\"t4a_291\" style=\"left:692px;bottom:252px;display:inline;\">5 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_291\" id=\"t4b_291\" style=\"left:793px;bottom:252px;letter-spacing:-0.02px;display:inline;\">(1,340) </div></td></tr>\n                                        </table><div></div><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"3\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s0_292\" id=\"t1_292\" style=\"left:606px;bottom:1118px;letter-spacing:0.08px;display:inline;\">31 Dec 2022 $m </div> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_292\" id=\"t2_292\" style=\"left:482px;bottom:1102px;letter-spacing:0.06px;display:inline;\">Total as reported on the </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_292\" id=\"t7_292\" style=\"left:710px;bottom:1102px;letter-spacing:0.06px;display:inline;\">Total including Group\u2019s share </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_292\" id=\"t3_292\" style=\"left:473px;bottom:1091px;letter-spacing:0.07px;display:inline;\">consolidated statement of </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_292\" id=\"t5_292\" style=\"left:603px;bottom:1091px;letter-spacing:0.06px;display:inline;\">Group\u2019s share relating to </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_292\" id=\"t8_292\" style=\"left:780px;bottom:1091px;letter-spacing:0.06px;display:inline;\">relating to </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_292\" id=\"t4_292\" style=\"left:507px;bottom:1080px;letter-spacing:0.06px;display:inline;\">financial position </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_292\" id=\"t6_292\" style=\"left:626px;bottom:1080px;letter-spacing:0.07px;display:inline;\">JVs and associates </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_292\" id=\"t9_292\" style=\"left:750px;bottom:1080px;letter-spacing:0.07px;display:inline;\">JVs and associates </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"ta_292\" style=\"left:69px;bottom:1059px;letter-spacing:-0.01px;display:inline;\">1 year or less </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"tb_292\" style=\"left:544px;bottom:1059px;letter-spacing:-0.01px;display:inline;\">(122) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"tc_292\" style=\"left:682px;bottom:1059px;display:inline;\">(2) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"td_292\" style=\"left:792px;bottom:1059px;letter-spacing:-0.01px;display:inline;\">(124) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"te_292\" style=\"left:69px;bottom:1040px;letter-spacing:-0.01px;display:inline;\">After 1 year to 2 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"tf_292\" style=\"left:544px;bottom:1040px;letter-spacing:-0.01px;display:inline;\">(111) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"tg_292\" style=\"left:686px;bottom:1040px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"th_292\" style=\"left:792px;bottom:1040px;letter-spacing:-0.01px;display:inline;\">(109) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"ti_292\" style=\"left:69px;bottom:1020px;letter-spacing:-0.01px;display:inline;\">After 2 years to 3 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"tj_292\" style=\"left:544px;bottom:1020px;letter-spacing:-0.01px;display:inline;\">(100) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"tk_292\" style=\"left:686px;bottom:1020px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"tl_292\" style=\"left:799px;bottom:1020px;display:inline;\">(98) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"tm_292\" style=\"left:69px;bottom:1001px;letter-spacing:-0.01px;display:inline;\">After 3 years to 4 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"tn_292\" style=\"left:551px;bottom:1001px;letter-spacing:-0.01px;display:inline;\">(89) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"to_292\" style=\"left:686px;bottom:1001px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"tp_292\" style=\"left:799px;bottom:1001px;display:inline;\">(87) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"tq_292\" style=\"left:69px;bottom:981px;letter-spacing:-0.01px;display:inline;\">After 4 years to 5 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"tr_292\" style=\"left:551px;bottom:981px;letter-spacing:-0.01px;display:inline;\">(80) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"ts_292\" style=\"left:686px;bottom:981px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"tt_292\" style=\"left:799px;bottom:981px;display:inline;\">(78) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"tu_292\" style=\"left:69px;bottom:962px;letter-spacing:-0.01px;display:inline;\">After 5 years to 10 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"tv_292\" style=\"left:544px;bottom:962px;letter-spacing:-0.01px;display:inline;\">(301) </div></td><td class=\"tcs-selection-enabled tcs-selected\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"tw_292\" style=\"left:686px;bottom:962px;display:inline;\">5 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"tx_292\" style=\"left:792px;bottom:962px;letter-spacing:-0.01px;display:inline;\">(296) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"ty_292\" style=\"left:69px;bottom:943px;letter-spacing:-0.01px;display:inline;\">After 10 years to 15 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"tz_292\" style=\"left:544px;bottom:943px;letter-spacing:-0.01px;display:inline;\">(188) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"t10_292\" style=\"left:686px;bottom:943px;display:inline;\">3 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"t11_292\" style=\"left:792px;bottom:943px;letter-spacing:-0.01px;display:inline;\">(185) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"t12_292\" style=\"left:69px;bottom:923px;letter-spacing:-0.01px;display:inline;\">After 15 years to 20 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"t13_292\" style=\"left:544px;bottom:923px;letter-spacing:-0.01px;display:inline;\">(119) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"t14_292\" style=\"left:686px;bottom:923px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"t15_292\" style=\"left:792px;bottom:923px;letter-spacing:-0.01px;display:inline;\">(118) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"t16_292\" style=\"left:69px;bottom:904px;letter-spacing:-0.01px;display:inline;\">After 20 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"t17_292\" style=\"left:544px;bottom:904px;letter-spacing:-0.01px;display:inline;\">(220) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"t18_292\" style=\"left:687px;bottom:904px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"t19_292\" style=\"left:792px;bottom:904px;letter-spacing:-0.01px;display:inline;\">(220) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_292\" id=\"t1a_292\" style=\"left:69px;bottom:884px;letter-spacing:-0.01px;display:inline;\">Total CSM </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"t1b_292\" style=\"left:535px;bottom:884px;letter-spacing:-0.01px;display:inline;\">(1,330) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"t1c_292\" style=\"left:679px;bottom:884px;letter-spacing:-0.01px;display:inline;\">15 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"t1d_292\" style=\"left:782px;bottom:884px;letter-spacing:-0.01px;display:inline;\">(1,315) </div></td></tr>\n                                        </table><div class=\"t s3_292\" id=\"t1e_292\" style=\"left:65px;bottom:854px;letter-spacing:-0.1px;display:inline;\">(e) </div><div class=\"t s3_292\" id=\"t1f_292\" style=\"left:91px;bottom:854px;letter-spacing:-0.11px;display:inline;\">Maturity analysis of the future cash flows of insurance and reinsurance contract liabilities </div><div class=\"t s1_292\" id=\"t1g_292\" style=\"left:65px;bottom:839px;letter-spacing:-0.01px;display:inline;\">The following table shows the maturity profile of the expected future cash flows on a discounted basis relating to insurance and reinsurance </div><div class=\"t s1_292\" id=\"t1h_292\" style=\"left:65px;bottom:823px;letter-spacing:-0.01px;display:inline;\">contract liabilities, respectively. The amounts in the table below include the expected amounts payable on demand at a timing of when they are </div><div class=\"t s1_292\" id=\"t1i_292\" style=\"left:65px;bottom:807px;letter-spacing:-0.01px;display:inline;\">expected to occur over the outstanding duration of the existing business. </div><div class=\"t s4_292\" id=\"t1j_292\" style=\"left:65px;bottom:779px;letter-spacing:-0.08px;display:inline;\">(i) </div><div class=\"t s4_292\" id=\"t1k_292\" style=\"left:91px;bottom:779px;letter-spacing:-0.11px;display:inline;\">Insurance contract liabilities \u2013 expected cash flows (discounted) </div><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"3\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s5_292\" id=\"t1l_292\" style=\"left:605px;bottom:762px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">31 Dec 2023 $m </div> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_292\" id=\"t1m_292\" style=\"left:477px;bottom:746px;letter-spacing:0.07px;display:inline;\">Total as reported on the </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_292\" id=\"t1r_292\" style=\"left:703px;bottom:746px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">Total including Group\u2019s share </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_292\" id=\"t1n_292\" style=\"left:468px;bottom:735px;letter-spacing:0.07px;display:inline;\">consolidated statement of </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_292\" id=\"t1p_292\" style=\"left:598px;bottom:735px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">Group\u2019s share relating to </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_292\" id=\"t1s_292\" style=\"left:779px;bottom:735px;letter-spacing:0.06px;word-spacing:0.01px;display:inline;\">relating to </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_292\" id=\"t1o_292\" style=\"left:504px;bottom:725px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">financial position </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_292\" id=\"t1q_292\" style=\"left:623px;bottom:725px;letter-spacing:0.07px;display:inline;\">JVs and associates </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_292\" id=\"t1t_292\" style=\"left:747px;bottom:725px;letter-spacing:0.07px;display:inline;\">JVs and associates </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"t1u_292\" style=\"left:69px;bottom:705px;letter-spacing:-0.01px;display:inline;\">1 year or less </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_292\" id=\"t1v_292\" style=\"left:538px;bottom:705px;letter-spacing:-0.02px;display:inline;\">2,256 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_292\" id=\"t1w_292\" style=\"left:667px;bottom:705px;letter-spacing:-0.02px;display:inline;\">(477) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"t1x_292\" style=\"left:786px;bottom:705px;letter-spacing:-0.01px;display:inline;\">1,779 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"t1y_292\" style=\"left:69px;bottom:686px;letter-spacing:-0.01px;display:inline;\">After 1 year to 2 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_292\" id=\"t1z_292\" style=\"left:538px;bottom:686px;letter-spacing:-0.02px;display:inline;\">2,262 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_292\" id=\"t20_292\" style=\"left:679px;bottom:686px;letter-spacing:-0.02px;display:inline;\">94 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"t21_292\" style=\"left:786px;bottom:686px;letter-spacing:-0.01px;display:inline;\">2,356 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"t22_292\" style=\"left:69px;bottom:666px;letter-spacing:-0.01px;display:inline;\">After 2 years to 3 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_292\" id=\"t23_292\" style=\"left:538px;bottom:666px;letter-spacing:-0.02px;display:inline;\">4,269 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_292\" id=\"t24_292\" style=\"left:671px;bottom:666px;letter-spacing:-0.02px;display:inline;\">516 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"t25_292\" style=\"left:786px;bottom:666px;letter-spacing:-0.01px;display:inline;\">4,785 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"t26_292\" style=\"left:69px;bottom:647px;letter-spacing:-0.01px;display:inline;\">After 3 years to 4 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_292\" id=\"t27_292\" style=\"left:538px;bottom:647px;letter-spacing:-0.02px;display:inline;\">5,272 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_292\" id=\"t28_292\" style=\"left:671px;bottom:647px;letter-spacing:-0.02px;display:inline;\">973 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"t29_292\" style=\"left:786px;bottom:647px;letter-spacing:-0.01px;display:inline;\">6,245 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"t2a_292\" style=\"left:69px;bottom:627px;letter-spacing:-0.01px;display:inline;\">After 4 years to 5 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_292\" id=\"t2b_292\" style=\"left:538px;bottom:627px;letter-spacing:-0.02px;display:inline;\">4,436 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_292\" id=\"t2c_292\" style=\"left:671px;bottom:627px;letter-spacing:-0.02px;display:inline;\">828 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"t2d_292\" style=\"left:786px;bottom:627px;letter-spacing:-0.01px;display:inline;\">5,264 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"t2e_292\" style=\"left:69px;bottom:608px;letter-spacing:-0.01px;display:inline;\">After 5 years to 10 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_292\" id=\"t2f_292\" style=\"left:530px;bottom:608px;letter-spacing:-0.02px;display:inline;\">18,726 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_292\" id=\"t2g_292\" style=\"left:661px;bottom:608px;letter-spacing:-0.02px;display:inline;\">3,076 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"t2h_292\" style=\"left:779px;bottom:608px;letter-spacing:-0.01px;display:inline;\">21,802 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"t2i_292\" style=\"left:69px;bottom:588px;letter-spacing:-0.01px;display:inline;\">After 10 years to 15 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_292\" id=\"t2j_292\" style=\"left:530px;bottom:588px;letter-spacing:-0.02px;display:inline;\">16,374 </div></td><td class=\"tcs-selection-enabled tcs-selected\" colspan=\"1\" rowspan=\"1\"><div class=\"t s2_292\" id=\"t2k_292\" style=\"left:661px;bottom:588px;letter-spacing:-0.02px;display:inline;\">2,703 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"t2l_292\" style=\"left:779px;bottom:588px;letter-spacing:-0.01px;display:inline;\">19,077 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"t2m_292\" style=\"left:69px;bottom:569px;letter-spacing:-0.01px;display:inline;\">After 15 years to 20 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_292\" id=\"t2n_292\" style=\"left:530px;bottom:569px;letter-spacing:-0.02px;display:inline;\">14,560 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_292\" id=\"t2o_292\" style=\"left:661px;bottom:569px;letter-spacing:-0.02px;display:inline;\">2,016 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"t2p_292\" style=\"left:779px;bottom:569px;letter-spacing:-0.01px;display:inline;\">16,576 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"t2q_292\" style=\"left:69px;bottom:549px;letter-spacing:-0.01px;display:inline;\">After 20 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_292\" id=\"t2r_292\" style=\"left:530px;bottom:549px;letter-spacing:-0.02px;display:inline;\">35,210 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_292\" id=\"t2s_292\" style=\"left:661px;bottom:549px;letter-spacing:-0.02px;display:inline;\">6,287 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"t2t_292\" style=\"left:779px;bottom:549px;letter-spacing:-0.01px;display:inline;\">41,497 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"t2u_292\" style=\"left:69px;bottom:530px;letter-spacing:-0.01px;display:inline;\">No stated maturity </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_292\" id=\"t2v_292\" style=\"left:530px;bottom:530px;letter-spacing:-0.02px;display:inline;\">16,750 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_292\" id=\"t2w_292\" style=\"left:661px;bottom:530px;letter-spacing:-0.02px;display:inline;\">3,542 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"t2x_292\" style=\"left:779px;bottom:530px;letter-spacing:-0.01px;display:inline;\">20,292 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_292\" id=\"t2y_292\" style=\"left:69px;bottom:510px;letter-spacing:-0.01px;display:inline;\">Total expected future cash flows </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_292\" id=\"t2z_292\" style=\"left:523px;bottom:510px;letter-spacing:-0.02px;display:inline;\">120,115 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_292\" id=\"t30_292\" style=\"left:654px;bottom:510px;letter-spacing:-0.02px;display:inline;\">19,558 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"t31_292\" style=\"left:772px;bottom:510px;letter-spacing:-0.01px;display:inline;\">139,673 </div></td></tr>\n                                        </table><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"3\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s0_292\" id=\"t32_292\" style=\"left:607px;bottom:474px;letter-spacing:0.08px;display:inline;\">31 Dec 2022 $m </div> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_292\" id=\"t33_292\" style=\"left:485px;bottom:458px;letter-spacing:0.06px;display:inline;\">Total as reported on the </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_292\" id=\"t38_292\" style=\"left:713px;bottom:458px;letter-spacing:0.06px;display:inline;\">Total including Group\u2019s share </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_292\" id=\"t34_292\" style=\"left:476px;bottom:447px;letter-spacing:0.07px;display:inline;\">consolidated statement of </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_292\" id=\"t36_292\" style=\"left:606px;bottom:447px;letter-spacing:0.06px;display:inline;\">Group\u2019s share relating to </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_292\" id=\"t39_292\" style=\"left:783px;bottom:447px;letter-spacing:0.06px;display:inline;\">relating to </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_292\" id=\"t35_292\" style=\"left:510px;bottom:437px;letter-spacing:0.06px;display:inline;\">financial position </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_292\" id=\"t37_292\" style=\"left:629px;bottom:437px;letter-spacing:0.07px;display:inline;\">JVs and associates </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_292\" id=\"t3a_292\" style=\"left:753px;bottom:437px;letter-spacing:0.07px;display:inline;\">JVs and associates </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"t3b_292\" style=\"left:69px;bottom:417px;letter-spacing:-0.01px;display:inline;\">1 year or less </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"t3c_292\" style=\"left:544px;bottom:417px;letter-spacing:-0.01px;display:inline;\">(622) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"t3d_292\" style=\"left:668px;bottom:417px;letter-spacing:-0.01px;display:inline;\">(847) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"t3e_292\" style=\"left:782px;bottom:417px;letter-spacing:-0.01px;display:inline;\">(1,469) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"t3f_292\" style=\"left:69px;bottom:398px;letter-spacing:-0.01px;display:inline;\">After 1 year to 2 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"t3g_292\" style=\"left:543px;bottom:398px;letter-spacing:-0.01px;display:inline;\">1,040 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"t3h_292\" style=\"left:679px;bottom:398px;letter-spacing:-0.01px;display:inline;\">81 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"t3i_292\" style=\"left:791px;bottom:398px;letter-spacing:-0.01px;display:inline;\">1,121 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"t3j_292\" style=\"left:69px;bottom:378px;letter-spacing:-0.01px;display:inline;\">After 2 years to 3 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"t3k_292\" style=\"left:543px;bottom:378px;letter-spacing:-0.01px;display:inline;\">3,021 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"t3l_292\" style=\"left:672px;bottom:378px;letter-spacing:-0.01px;display:inline;\">477 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"t3m_292\" style=\"left:791px;bottom:378px;letter-spacing:-0.01px;display:inline;\">3,498 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"t3n_292\" style=\"left:69px;bottom:359px;letter-spacing:-0.01px;display:inline;\">After 3 years to 4 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"t3o_292\" style=\"left:543px;bottom:359px;letter-spacing:-0.01px;display:inline;\">4,441 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"t3p_292\" style=\"left:672px;bottom:359px;letter-spacing:-0.01px;display:inline;\">732 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"t3q_292\" style=\"left:791px;bottom:359px;letter-spacing:-0.01px;display:inline;\">5,173 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"t3r_292\" style=\"left:69px;bottom:339px;letter-spacing:-0.01px;display:inline;\">After 4 years to 5 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"t3s_292\" style=\"left:543px;bottom:339px;letter-spacing:-0.01px;display:inline;\">4,652 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"t3t_292\" style=\"left:667px;bottom:339px;letter-spacing:-0.01px;display:inline;\">1,146 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"t3u_292\" style=\"left:791px;bottom:339px;letter-spacing:-0.01px;display:inline;\">5,798 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"t3v_292\" style=\"left:69px;bottom:320px;letter-spacing:-0.01px;display:inline;\">After 5 years to 10 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"t3w_292\" style=\"left:536px;bottom:320px;letter-spacing:-0.01px;display:inline;\">20,131 </div></td><td class=\"tcs-selection-enabled tcs-selected\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"t3x_292\" style=\"left:667px;bottom:320px;letter-spacing:-0.01px;display:inline;\">2,832 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"t3y_292\" style=\"left:784px;bottom:320px;letter-spacing:-0.01px;display:inline;\">22,963 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"t3z_292\" style=\"left:69px;bottom:300px;letter-spacing:-0.01px;display:inline;\">After 10 years to 15 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"t40_292\" style=\"left:536px;bottom:300px;letter-spacing:-0.01px;display:inline;\">16,507 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"t41_292\" style=\"left:667px;bottom:300px;letter-spacing:-0.01px;display:inline;\">2,309 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"t42_292\" style=\"left:784px;bottom:300px;letter-spacing:-0.01px;display:inline;\">18,816 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"t43_292\" style=\"left:69px;bottom:281px;letter-spacing:-0.01px;display:inline;\">After 15 years to 20 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"t44_292\" style=\"left:536px;bottom:281px;letter-spacing:-0.01px;display:inline;\">12,873 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"t45_292\" style=\"left:667px;bottom:281px;letter-spacing:-0.01px;display:inline;\">1,674 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"t46_292\" style=\"left:784px;bottom:281px;letter-spacing:-0.01px;display:inline;\">14,547 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"t47_292\" style=\"left:69px;bottom:261px;letter-spacing:-0.01px;display:inline;\">After 20 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"t48_292\" style=\"left:536px;bottom:261px;letter-spacing:-0.01px;display:inline;\">30,891 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"t49_292\" style=\"left:667px;bottom:261px;letter-spacing:-0.01px;display:inline;\">5,064 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"t4a_292\" style=\"left:784px;bottom:261px;letter-spacing:-0.01px;display:inline;\">35,955 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"t4b_292\" style=\"left:69px;bottom:242px;letter-spacing:-0.01px;display:inline;\">No stated maturity </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"t4c_292\" style=\"left:532px;bottom:242px;letter-spacing:-0.01px;display:inline;\">14,648 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"t4d_292\" style=\"left:663px;bottom:242px;letter-spacing:-0.01px;display:inline;\">3,247 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"t4e_292\" style=\"left:779px;bottom:242px;letter-spacing:-0.01px;display:inline;\">17,895 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_292\" id=\"t4f_292\" style=\"left:69px;bottom:222px;letter-spacing:-0.01px;display:inline;\">Total expected future cash flows </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"t4g_292\" style=\"left:525px;bottom:222px;letter-spacing:-0.01px;display:inline;\">107,582 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"t4h_292\" style=\"left:656px;bottom:222px;letter-spacing:-0.01px;display:inline;\">16,715 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"t4i_292\" style=\"left:772px;bottom:222px;letter-spacing:-0.01px;display:inline;\">124,297 </div></td></tr>\n                                        </table><div></div><div class=\"t s0_293\" id=\"t1_293\" style=\"left:87px;bottom:1118px;letter-spacing:-0.07px;display:inline;\">(ii) </div><div class=\"t s0_293\" id=\"t2_293\" style=\"left:113px;bottom:1118px;letter-spacing:-0.11px;display:inline;\">Reinsurance contract liabilities \u2013 expected cash flows (discounted) </div><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"3\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s1_293\" id=\"t3_293\" style=\"left:622px;bottom:1099px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">31 Dec 2023 $m </div> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_293\" id=\"t4_293\" style=\"left:492px;bottom:1082px;letter-spacing:0.07px;display:inline;\">Total as reported on the </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_293\" id=\"t9_293\" style=\"left:740px;bottom:1082px;letter-spacing:0.07px;display:inline;\">Total including Group\u2019s </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_293\" id=\"t5_293\" style=\"left:483px;bottom:1072px;letter-spacing:0.07px;display:inline;\">consolidated statement of </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_293\" id=\"t7_293\" style=\"left:611px;bottom:1072px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">Group\u2019s share relating to </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_293\" id=\"ta_293\" style=\"left:768px;bottom:1072px;letter-spacing:0.06px;word-spacing:0.01px;display:inline;\">share relating to </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_293\" id=\"t6_293\" style=\"left:519px;bottom:1062px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">financial position </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_293\" id=\"t8_293\" style=\"left:637px;bottom:1062px;letter-spacing:0.07px;display:inline;\">JVs and associates </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_293\" id=\"tb_293\" style=\"left:759px;bottom:1062px;letter-spacing:0.07px;display:inline;\">JVs and associates </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_293\" id=\"tc_293\" style=\"left:91px;bottom:1042px;letter-spacing:-0.01px;display:inline;\">1 year or less </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_293\" id=\"td_293\" style=\"left:562px;bottom:1042px;letter-spacing:-0.02px;display:inline;\">820 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_293\" id=\"te_293\" style=\"left:692px;bottom:1042px;letter-spacing:-0.02px;display:inline;\">15 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_293\" id=\"tf_293\" style=\"left:808px;bottom:1042px;letter-spacing:-0.02px;display:inline;\">835 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_293\" id=\"tg_293\" style=\"left:91px;bottom:1022px;letter-spacing:-0.01px;display:inline;\">After 1 year to 2 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_293\" id=\"th_293\" style=\"left:570px;bottom:1022px;letter-spacing:-0.02px;display:inline;\">58 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_293\" id=\"ti_293\" style=\"left:700px;bottom:1022px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_293\" id=\"tj_293\" style=\"left:815px;bottom:1022px;letter-spacing:-0.02px;display:inline;\">58 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_293\" id=\"tk_293\" style=\"left:91px;bottom:1003px;letter-spacing:-0.01px;display:inline;\">After 2 years to 3 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_293\" id=\"tl_293\" style=\"left:570px;bottom:1003px;letter-spacing:-0.02px;display:inline;\">54 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_293\" id=\"tm_293\" style=\"left:700px;bottom:1003px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_293\" id=\"tn_293\" style=\"left:815px;bottom:1003px;letter-spacing:-0.02px;display:inline;\">54 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_293\" id=\"to_293\" style=\"left:91px;bottom:983px;letter-spacing:-0.01px;display:inline;\">After 3 years to 4 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_293\" id=\"tp_293\" style=\"left:570px;bottom:983px;letter-spacing:-0.02px;display:inline;\">26 </div></td><td class=\"tcs-selection-enabled tcs-selected\" colspan=\"1\" rowspan=\"1\"><div class=\"t s3_293\" id=\"tq_293\" style=\"left:700px;bottom:983px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_293\" id=\"tr_293\" style=\"left:815px;bottom:983px;letter-spacing:-0.02px;display:inline;\">26 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_293\" id=\"ts_293\" style=\"left:91px;bottom:964px;letter-spacing:-0.01px;display:inline;\">After 4 years to 5 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_293\" id=\"tt_293\" style=\"left:577px;bottom:964px;display:inline;\">4 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_293\" id=\"tu_293\" style=\"left:700px;bottom:964px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_293\" id=\"tv_293\" style=\"left:822px;bottom:964px;display:inline;\">4 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_293\" id=\"tw_293\" style=\"left:91px;bottom:944px;letter-spacing:-0.01px;display:inline;\">After 5 years to 10 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_293\" id=\"tx_293\" style=\"left:573px;bottom:944px;letter-spacing:-0.02px;display:inline;\">(3) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_293\" id=\"ty_293\" style=\"left:700px;bottom:944px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_293\" id=\"tz_293\" style=\"left:818px;bottom:944px;letter-spacing:-0.02px;display:inline;\">(2) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_293\" id=\"t10_293\" style=\"left:91px;bottom:925px;letter-spacing:-0.01px;display:inline;\">After 10 years to 15 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_293\" id=\"t11_293\" style=\"left:577px;bottom:925px;display:inline;\">4 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_293\" id=\"t12_293\" style=\"left:700px;bottom:925px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_293\" id=\"t13_293\" style=\"left:822px;bottom:925px;display:inline;\">6 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_293\" id=\"t14_293\" style=\"left:91px;bottom:905px;letter-spacing:-0.01px;display:inline;\">After 15 years to 20 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_293\" id=\"t15_293\" style=\"left:577px;bottom:905px;display:inline;\">5 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_293\" id=\"t16_293\" style=\"left:700px;bottom:905px;display:inline;\">3 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_293\" id=\"t17_293\" style=\"left:822px;bottom:905px;display:inline;\">8 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_293\" id=\"t18_293\" style=\"left:91px;bottom:886px;letter-spacing:-0.01px;display:inline;\">After 20 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_293\" id=\"t19_293\" style=\"left:562px;bottom:886px;letter-spacing:-0.02px;display:inline;\">214 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_293\" id=\"t1a_293\" style=\"left:692px;bottom:886px;letter-spacing:-0.02px;display:inline;\">19 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_293\" id=\"t1b_293\" style=\"left:808px;bottom:886px;letter-spacing:-0.02px;display:inline;\">233 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_293\" id=\"t1c_293\" style=\"left:91px;bottom:866px;letter-spacing:-0.01px;display:inline;\">Total expected future cash flows </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_293\" id=\"t1d_293\" style=\"left:552px;bottom:866px;letter-spacing:-0.02px;display:inline;\">1,182 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_293\" id=\"t1e_293\" style=\"left:692px;bottom:866px;letter-spacing:-0.02px;display:inline;\">40 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_293\" id=\"t1f_293\" style=\"left:798px;bottom:866px;letter-spacing:-0.02px;display:inline;\">1,222 </div></td></tr>\n                                        </table><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"3\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s4_293\" id=\"t1g_293\" style=\"left:621px;bottom:830px;letter-spacing:0.08px;display:inline;\">31 Dec 2022 $m </div> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_293\" id=\"t1h_293\" style=\"left:500px;bottom:814px;letter-spacing:0.06px;display:inline;\">Total as reported on the </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_293\" id=\"t1m_293\" style=\"left:726px;bottom:814px;letter-spacing:0.06px;display:inline;\">Total including Group\u2019s share </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_293\" id=\"t1i_293\" style=\"left:491px;bottom:804px;letter-spacing:0.07px;display:inline;\">consolidated statement of </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_293\" id=\"t1k_293\" style=\"left:620px;bottom:804px;letter-spacing:0.06px;display:inline;\">Group\u2019s share relating to </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_293\" id=\"t1n_293\" style=\"left:796px;bottom:804px;letter-spacing:0.06px;display:inline;\">relating to </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_293\" id=\"t1j_293\" style=\"left:525px;bottom:794px;letter-spacing:0.06px;display:inline;\">financial position </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_293\" id=\"t1l_293\" style=\"left:643px;bottom:794px;letter-spacing:0.07px;display:inline;\">JVs and associates </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_293\" id=\"t1o_293\" style=\"left:765px;bottom:794px;letter-spacing:0.07px;display:inline;\">JVs and associates </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_293\" id=\"t1p_293\" style=\"left:91px;bottom:773px;letter-spacing:-0.01px;display:inline;\">1 year or less </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_293\" id=\"t1q_293\" style=\"left:563px;bottom:773px;letter-spacing:-0.01px;display:inline;\">136 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s2_293\" id=\"t1r_293\" style=\"left:693px;bottom:773px;letter-spacing:-0.01px;display:inline;\">23 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s2_293\" id=\"t1s_293\" style=\"left:808px;bottom:773px;letter-spacing:-0.01px;display:inline;\">159 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_293\" id=\"t1t_293\" style=\"left:91px;bottom:754px;letter-spacing:-0.01px;display:inline;\">After 1 year to 2 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_293\" id=\"t1u_293\" style=\"left:563px;bottom:754px;letter-spacing:-0.01px;display:inline;\">693 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_293\" id=\"t1v_293\" style=\"left:700px;bottom:754px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_293\" id=\"t1w_293\" style=\"left:808px;bottom:754px;letter-spacing:-0.01px;display:inline;\">695 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_293\" id=\"t1x_293\" style=\"left:91px;bottom:734px;letter-spacing:-0.01px;display:inline;\">After 2 years to 3 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_293\" id=\"t1y_293\" style=\"left:578px;bottom:734px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_293\" id=\"t1z_293\" style=\"left:700px;bottom:734px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_293\" id=\"t20_293\" style=\"left:822px;bottom:734px;display:inline;\">2 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_293\" id=\"t21_293\" style=\"left:91px;bottom:715px;letter-spacing:-0.01px;display:inline;\">After 3 years to 4 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_293\" id=\"t22_293\" style=\"left:577px;bottom:715px;display:inline;\">4 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_293\" id=\"t23_293\" style=\"left:700px;bottom:715px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_293\" id=\"t24_293\" style=\"left:822px;bottom:715px;display:inline;\">5 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_293\" id=\"t25_293\" style=\"left:91px;bottom:695px;letter-spacing:-0.01px;display:inline;\">After 4 years to 5 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_293\" id=\"t26_293\" style=\"left:566px;bottom:695px;display:inline;\">(15) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_293\" id=\"t27_293\" style=\"left:700px;bottom:695px;display:inline;\">1 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s2_293\" id=\"t28_293\" style=\"left:811px;bottom:695px;display:inline;\">(14) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_293\" id=\"t29_293\" style=\"left:91px;bottom:676px;letter-spacing:-0.01px;display:inline;\">After 5 years to 10 years </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s2_293\" id=\"t2a_293\" style=\"left:566px;bottom:676px;display:inline;\">(67) </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s2_293\" id=\"t2b_293\" style=\"left:700px;bottom:676px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_293\" id=\"t2c_293\" style=\"left:811px;bottom:676px;display:inline;\">(65) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_293\" id=\"t2d_293\" style=\"left:91px;bottom:656px;letter-spacing:-0.01px;display:inline;\">After 10 years to 15 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_293\" id=\"t2e_293\" style=\"left:577px;bottom:656px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_293\" id=\"t2f_293\" style=\"left:700px;bottom:656px;display:inline;\">\u2013 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s2_293\" id=\"t2g_293\" style=\"left:822px;bottom:656px;display:inline;\">1 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_293\" id=\"t2h_293\" style=\"left:91px;bottom:637px;letter-spacing:-0.01px;display:inline;\">After 15 years to 20 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_293\" id=\"t2i_293\" style=\"left:570px;bottom:637px;letter-spacing:-0.01px;display:inline;\">24 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_293\" id=\"t2j_293\" style=\"left:700px;bottom:637px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_293\" id=\"t2k_293\" style=\"left:815px;bottom:637px;display:inline;\">25 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_293\" id=\"t2l_293\" style=\"left:91px;bottom:617px;letter-spacing:-0.01px;display:inline;\">After 20 years </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s2_293\" id=\"t2m_293\" style=\"left:563px;bottom:617px;letter-spacing:-0.01px;display:inline;\">386 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s2_293\" id=\"t2n_293\" style=\"left:696px;bottom:617px;display:inline;\">(1) </div></td><td class=\"tcs-selection-enabled tcs-selected\" colspan=\"1\" rowspan=\"1\"><div class=\"t s2_293\" id=\"t2o_293\" style=\"left:808px;bottom:617px;letter-spacing:-0.01px;display:inline;\">385 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_293\" id=\"t2p_293\" style=\"left:91px;bottom:598px;letter-spacing:-0.01px;display:inline;\">Total expected future cash flows </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_293\" id=\"t2q_293\" style=\"left:554px;bottom:598px;letter-spacing:-0.01px;display:inline;\">1,162 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_293\" id=\"t2r_293\" style=\"left:693px;bottom:598px;letter-spacing:-0.01px;display:inline;\">30 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_293\" id=\"t2s_293\" style=\"left:799px;bottom:598px;letter-spacing:-0.01px;display:inline;\">1,193 </div></td></tr>\n                                        </table><div></div><div class=\"t s0_294\" id=\"t1_294\" style=\"left:65px;bottom:1116px;letter-spacing:0.12px;display:inline;\">C3.4 Products and determining contract liabilities </div><div class=\"t s1_294\" id=\"t2_294\" style=\"left:65px;bottom:1097px;letter-spacing:0.11px;display:inline;\">(a) </div><div class=\"t s1_294\" id=\"t3_294\" style=\"left:91px;bottom:1097px;letter-spacing:0.13px;display:inline;\">Measurement of insurance and reinsurance contracts </div><div class=\"t s2_294\" id=\"t4_294\" style=\"left:65px;bottom:1081px;letter-spacing:-0.12px;display:inline;\">Separating components </div><div class=\"t s3_294\" id=\"t5_294\" style=\"left:65px;bottom:1065px;letter-spacing:-0.01px;display:inline;\">A contract has an investment component if there is an amount (which could be zero) that the contract requires the entity to repay to the </div><div class=\"t s3_294\" id=\"t6_294\" style=\"left:65px;bottom:1050px;letter-spacing:-0.01px;display:inline;\">policyholder in all circumstances that have commercial substance. The surrender value, net of policy loans (where these exist), is accounted as the </div><div class=\"t s3_294\" id=\"t7_294\" style=\"left:65px;bottom:1034px;letter-spacing:-0.01px;display:inline;\">investment component of a contract. Participating and non-participating (such as whole-life and endowment) contracts have explicit surrender </div><div class=\"t s3_294\" id=\"t8_294\" style=\"left:65px;bottom:1019px;letter-spacing:-0.01px;display:inline;\">values. There are a relatively small number of products that do not have a surrender value, and the investment components of these contracts </div><div class=\"t s3_294\" id=\"t9_294\" style=\"left:65px;bottom:1003px;letter-spacing:-0.01px;display:inline;\">are determined on a case-by-case basis. The non-distinct investment components are excluded from insurance revenue and insurance service </div><div class=\"t s3_294\" id=\"ta_294\" style=\"left:65px;bottom:988px;letter-spacing:-0.01px;display:inline;\">expenses. </div><div class=\"t s3_294\" id=\"tb_294\" style=\"left:65px;bottom:960px;letter-spacing:-0.01px;display:inline;\">At initial recognition, the Group is required to separate </div><div class=\"t s3_294\" id=\"tc_294\" style=\"left:354px;bottom:960px;letter-spacing:-0.01px;display:inline;\">the following components and account for them as if they were stand-alone contracts. </div><div class=\"t s4_294\" id=\"td_294\" style=\"left:65px;bottom:944px;display:inline;\">\u2013 </div><div class=\"t s3_294\" id=\"te_294\" style=\"left:78px;bottom:944px;letter-spacing:-0.01px;display:inline;\">Distinct investment components. An investment component is distinct if and only if (a) the insurance and investment components are not </div><div class=\"t s3_294\" id=\"tf_294\" style=\"left:78px;bottom:929px;letter-spacing:-0.01px;display:inline;\">highly interrelated and (b) a contract with equivalent terms is, or could be, sold separately in the same market or jurisdiction. </div><div class=\"t s4_294\" id=\"tg_294\" style=\"left:65px;bottom:913px;display:inline;\">\u2013 </div><div class=\"t s3_294\" id=\"th_294\" style=\"left:78px;bottom:913px;letter-spacing:-0.01px;display:inline;\">Embedded derivatives that do not meet the definition of an insurance contract and whose economic characteristics and risks are not closely </div><div class=\"t s3_294\" id=\"ti_294\" style=\"left:78px;bottom:897px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">related to those of the host contract. </div><div class=\"t s4_294\" id=\"tj_294\" style=\"left:65px;bottom:882px;display:inline;\">\u2013 </div><div class=\"t s3_294\" id=\"tk_294\" style=\"left:78px;bottom:882px;letter-spacing:-0.01px;display:inline;\">Distinct services other than insurance contract services. A service component is distinct if it is not highly interrelated with the insurance </div><div class=\"t s3_294\" id=\"tl_294\" style=\"left:78px;bottom:866px;letter-spacing:-0.01px;display:inline;\">component and the entity provides no significant service in integrating the service component with the insurance component </div><div class=\"t s3_294\" id=\"tm_294\" style=\"left:65px;bottom:838px;letter-spacing:-0.01px;display:inline;\">There are no material instances within the Group where distinct investment components, distinct services or embedded derivatives are separated </div><div class=\"t s3_294\" id=\"tn_294\" style=\"left:65px;bottom:823px;letter-spacing:-0.01px;display:inline;\">from insurance contracts. </div><div class=\"t s3_294\" id=\"to_294\" style=\"left:65px;bottom:795px;letter-spacing:-0.01px;display:inline;\">Asset management services for investments held under an insurance contract are not separated. </div><div class=\"t s2_294\" id=\"tp_294\" style=\"left:65px;bottom:766px;letter-spacing:-0.13px;display:inline;\">Subsequent measurement of CSM </div><div class=\"t s3_294\" id=\"tq_294\" style=\"left:65px;bottom:751px;letter-spacing:-0.01px;display:inline;\">The CSM of each group of contracts is calculated at each reporting date as follows. </div><div class=\"t s3_294\" id=\"tr_294\" style=\"left:65px;bottom:723px;letter-spacing:-0.01px;display:inline;\">The carrying amount of the CSM of contracts measured under the GMM at each reporting date is the carrying amount at the start of the year, </div><div class=\"t s3_294\" id=\"ts_294\" style=\"left:65px;bottom:707px;letter-spacing:-0.01px;display:inline;\">adjusted for: (a) the CSM of any new contracts that are added to the group in the year; (b) interest accreted at locked-in discount rate; (c) </div><div class=\"t s3_294\" id=\"tt_294\" style=\"left:65px;bottom:692px;letter-spacing:-0.01px;display:inline;\">changes in fulfilment cash flows arising from operating assumption changes and variances that relate to future services except for those relating </div><div class=\"t s3_294\" id=\"tu_294\" style=\"left:65px;bottom:676px;letter-spacing:-0.01px;display:inline;\">to onerous contracts; (d) the effect of currency exchange differences on the CSM; and (e) the amount of CSM recognised in profit or loss in the </div><div class=\"t s3_294\" id=\"tv_294\" style=\"left:65px;bottom:661px;letter-spacing:-0.01px;display:inline;\">year based on the coverage units. </div><div class=\"t s3_294\" id=\"tw_294\" style=\"left:65px;bottom:633px;letter-spacing:-0.01px;display:inline;\">The carrying amount of the CSM of contracts measured under the VFA at each reporting date is the carrying amount at the start of the year, </div><div class=\"t s3_294\" id=\"tx_294\" style=\"left:65px;bottom:617px;letter-spacing:-0.01px;display:inline;\">adjusted for: (a) the CSM of any new contracts that are added to the group in the year; (b) the change in the amount of the Group\u2019s share of the </div><div class=\"t s3_294\" id=\"ty_294\" style=\"left:65px;bottom:602px;letter-spacing:-0.01px;display:inline;\">fair value of the underlying items; (c) changes in fulfilment cash flows arising from both operating and economic assumption changes and </div><div class=\"t s3_294\" id=\"tz_294\" style=\"left:65px;bottom:586px;letter-spacing:-0.01px;display:inline;\">variances that relate to future services except for those relating to onerous contracts; (d) the effect of currency exchange differences on the CSM; </div><div class=\"t s3_294\" id=\"t10_294\" style=\"left:65px;bottom:570px;letter-spacing:-0.01px;display:inline;\">and (e) the amount of CSM recognised in profit or loss in the year based on the coverage units. </div><div class=\"t s3_294\" id=\"t11_294\" style=\"left:65px;bottom:543px;letter-spacing:-0.01px;display:inline;\">The table below provides a description of the material features of each of the key products written by the Group, together with the measurement </div><div class=\"t s3_294\" id=\"t12_294\" style=\"left:65px;bottom:527px;letter-spacing:-0.01px;display:inline;\">model used to determine their contract liabilities under IFRS 17. </div><div></div><table>\n                                            <tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_295\" id=\"t1_295\" style=\"left:91px;bottom:1119px;letter-spacing:0.07px;display:inline;\">Contract type </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_295\" id=\"t2_295\" style=\"left:199px;bottom:1119px;letter-spacing:0.07px;display:inline;\">Description and material features </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_295\" id=\"t3_295\" style=\"left:516px;bottom:1119px;letter-spacing:0.08px;display:inline;\">Measurement model </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_295\" id=\"t4_295\" style=\"left:91px;bottom:1097px;letter-spacing:-0.01px;display:inline;\">With-profits </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_295\" id=\"ta_295\" style=\"left:199px;bottom:1097px;letter-spacing:-0.01px;display:inline;\">Provides savings and/or protection where the basic sum </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_295\" id=\"to_295\" style=\"left:516px;bottom:1097px;letter-spacing:-0.01px;display:inline;\">All with-profits contracts of the Group written in Hong Kong, </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_295\" id=\"t5_295\" style=\"left:104px;bottom:1082px;letter-spacing:-0.01px;display:inline;\">contracts </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_295\" id=\"tb_295\" style=\"left:199px;bottom:1082px;letter-spacing:-0.01px;display:inline;\">assured can be enhanced by a profit share (or bonus) from </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_295\" id=\"tp_295\" style=\"left:516px;bottom:1082px;letter-spacing:-0.01px;display:inline;\">Singapore and Malaysia are measured using the VFA model. </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_295\" id=\"t6_295\" style=\"left:104px;bottom:1066px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">(written in </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_295\" id=\"tc_295\" style=\"left:199px;bottom:1066px;letter-spacing:-0.01px;display:inline;\">the underlying fund as determined at the discretion of the </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_295\" id=\"t7_295\" style=\"left:104px;bottom:1051px;letter-spacing:-0.01px;display:inline;\">Hong Kong, </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_295\" id=\"td_295\" style=\"left:199px;bottom:1051px;letter-spacing:-0.01px;display:inline;\">local business unit. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_295\" id=\"tq_295\" style=\"left:516px;bottom:1054px;letter-spacing:-0.01px;display:inline;\">The shareholders\u2019 share of the excess of the assets of the </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_295\" id=\"t8_295\" style=\"left:104px;bottom:1035px;letter-spacing:-0.01px;display:inline;\">Singapore and </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_295\" id=\"tr_295\" style=\"left:516px;bottom:1038px;letter-spacing:-0.01px;display:inline;\">with-profits funds over policyholder liabilities is recognised </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_295\" id=\"t9_295\" style=\"left:104px;bottom:1019px;letter-spacing:-0.01px;display:inline;\">Malaysia) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_295\" id=\"te_295\" style=\"left:199px;bottom:1023px;letter-spacing:-0.01px;display:inline;\">With-profits products often offer a guaranteed maturity or </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_295\" id=\"ts_295\" style=\"left:516px;bottom:1023px;letter-spacing:-0.01px;display:inline;\">within shareholders\u2019 equity. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_295\" id=\"tf_295\" style=\"left:199px;bottom:1007px;letter-spacing:-0.01px;display:inline;\">surrender value. Declared regular bonuses are guaranteed </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_295\" id=\"tg_295\" style=\"left:199px;bottom:992px;letter-spacing:-0.01px;display:inline;\">once vested. Future bonus rates and cash dividends are not </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_295\" id=\"th_295\" style=\"left:199px;bottom:976px;letter-spacing:-0.01px;display:inline;\">guaranteed. Market value adjustments and surrender </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_295\" id=\"ti_295\" style=\"left:199px;bottom:961px;letter-spacing:-0.01px;display:inline;\">penalties are used for certain products where the law </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_295\" id=\"tj_295\" style=\"left:199px;bottom:945px;letter-spacing:-0.01px;display:inline;\">permits such adjustments. Guarantees are predominantly </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_295\" id=\"tk_295\" style=\"left:199px;bottom:929px;letter-spacing:-0.01px;display:inline;\">supported by the segregated funds and their estates. </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_295\" id=\"tl_295\" style=\"left:199px;bottom:902px;letter-spacing:-0.01px;display:inline;\">Additional health and protection benefits can be provided </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_295\" id=\"tm_295\" style=\"left:199px;bottom:886px;letter-spacing:-0.01px;display:inline;\">through riders (which are not separated from the base </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_295\" id=\"tn_295\" style=\"left:199px;bottom:870px;letter-spacing:-0.01px;display:inline;\">with-profits contracts). </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_295\" id=\"tt_295\" style=\"left:91px;bottom:851px;letter-spacing:-0.01px;display:inline;\">Other </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_295\" id=\"tw_295\" style=\"left:199px;bottom:851px;letter-spacing:-0.01px;display:inline;\">Similar to the with-profits contracts, other participating </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_295\" id=\"t10_295\" style=\"left:516px;bottom:851px;letter-spacing:-0.01px;display:inline;\">Other participating contracts of the Group are measured </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_295\" id=\"tu_295\" style=\"left:104px;bottom:835px;letter-spacing:-0.01px;display:inline;\">participating </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_295\" id=\"tx_295\" style=\"left:199px;bottom:835px;letter-spacing:-0.01px;display:inline;\">contracts include savings and/or protection elements, with </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_295\" id=\"t11_295\" style=\"left:516px;bottom:835px;letter-spacing:-0.01px;display:inline;\">under the VFA model except for the contracts that are </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_295\" id=\"tv_295\" style=\"left:104px;bottom:820px;letter-spacing:-0.01px;display:inline;\">contracts </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_295\" id=\"ty_295\" style=\"left:199px;bottom:820px;letter-spacing:-0.01px;display:inline;\">policyholders and shareholders sharing in the returns of </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_295\" id=\"t12_295\" style=\"left:516px;bottom:820px;letter-spacing:-0.01px;display:inline;\">written by the Group\u2019s life joint venture, CPL, where the </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_295\" id=\"tz_295\" style=\"left:199px;bottom:804px;letter-spacing:-0.01px;display:inline;\">the underlying funds. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_295\" id=\"t13_295\" style=\"left:516px;bottom:804px;letter-spacing:-0.01px;display:inline;\">GMM approach is applied. </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_295\" id=\"t14_295\" style=\"left:91px;bottom:783px;letter-spacing:-0.01px;display:inline;\">Unit-linked </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_295\" id=\"t16_295\" style=\"left:199px;bottom:783px;letter-spacing:-0.01px;display:inline;\">Combines savings with health and protection riders (which, </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_295\" id=\"t1a_295\" style=\"left:516px;bottom:783px;letter-spacing:-0.01px;display:inline;\">Unit-linked contracts are measured either under the VFA or </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_295\" id=\"t15_295\" style=\"left:104px;bottom:768px;letter-spacing:-0.01px;display:inline;\">contracts </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_295\" id=\"t17_295\" style=\"left:199px;bottom:768px;letter-spacing:-0.01px;display:inline;\">under IFRS 17, are not separated from the base contract). </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_295\" id=\"t1b_295\" style=\"left:516px;bottom:768px;letter-spacing:-0.01px;display:inline;\">the GMM depending on the relative size of the savings and </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_295\" id=\"t18_295\" style=\"left:199px;bottom:752px;letter-spacing:-0.01px;display:inline;\">The cash value of the policy primarily depends on the </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_295\" id=\"t1c_295\" style=\"left:516px;bottom:752px;letter-spacing:-0.01px;display:inline;\">protection benefits of the contract. The larger the </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_295\" id=\"t19_295\" style=\"left:199px;bottom:737px;letter-spacing:-0.01px;display:inline;\">value of the underlying unitised funds. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_295\" id=\"t1d_295\" style=\"left:516px;bottom:737px;letter-spacing:-0.01px;display:inline;\">protection component the more likely the contract is </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_295\" id=\"t1e_295\" style=\"left:516px;bottom:721px;letter-spacing:-0.01px;display:inline;\">required to be measured under the GMM. </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_295\" id=\"t1f_295\" style=\"left:91px;bottom:701px;letter-spacing:-0.01px;display:inline;\">Health and </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_295\" id=\"t1m_295\" style=\"left:199px;bottom:701px;letter-spacing:-0.01px;display:inline;\">Shareholder-backed participating critical illness contracts </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_295\" id=\"t1r_295\" style=\"left:516px;bottom:701px;letter-spacing:-0.01px;display:inline;\">Shareholder-backed participating critical illness contracts </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_295\" id=\"t1g_295\" style=\"left:104px;bottom:685px;letter-spacing:-0.01px;display:inline;\">protection \u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_295\" id=\"t1n_295\" style=\"left:199px;bottom:685px;letter-spacing:-0.01px;display:inline;\">are written by the Group\u2019s Hong Kong business. These </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_295\" id=\"t1s_295\" style=\"left:516px;bottom:685px;letter-spacing:-0.01px;display:inline;\">are measured under the VFA. </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_295\" id=\"t1h_295\" style=\"left:104px;bottom:670px;letter-spacing:-0.01px;display:inline;\">Shareholder- </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_295\" id=\"t1o_295\" style=\"left:199px;bottom:670px;letter-spacing:-0.01px;display:inline;\">products combine critical illness and death benefits with a </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_295\" id=\"t1i_295\" style=\"left:104px;bottom:654px;letter-spacing:-0.01px;display:inline;\">backed </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_295\" id=\"t1p_295\" style=\"left:199px;bottom:654px;letter-spacing:-0.01px;display:inline;\">savings element. These are whole life products and have </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_295\" id=\"t1j_295\" style=\"left:104px;bottom:639px;letter-spacing:-0.01px;display:inline;\">participating </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_295\" id=\"t1q_295\" style=\"left:199px;bottom:639px;letter-spacing:-0.01px;display:inline;\">regular premium payments with a limited payment term. </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_295\" id=\"t1k_295\" style=\"left:104px;bottom:623px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">critical illness </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_295\" id=\"t1l_295\" style=\"left:104px;bottom:607px;letter-spacing:-0.01px;display:inline;\">contracts </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_295\" id=\"t1t_295\" style=\"left:91px;bottom:590px;letter-spacing:-0.01px;display:inline;\">Health and </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_295\" id=\"t1w_295\" style=\"left:199px;bottom:590px;letter-spacing:-0.01px;display:inline;\">In addition to supplementary heath and protection </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_295\" id=\"t23_295\" style=\"left:516px;bottom:590px;letter-spacing:-0.01px;display:inline;\">Stand-alone non-par health and protection (excluding </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_295\" id=\"t1u_295\" style=\"left:104px;bottom:574px;letter-spacing:-0.01px;display:inline;\">protection \u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_295\" id=\"t1x_295\" style=\"left:199px;bottom:574px;letter-spacing:-0.01px;display:inline;\">contract products attached to with-profits and unit-linked </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_295\" id=\"t24_295\" style=\"left:516px;bottom:574px;letter-spacing:-0.01px;display:inline;\">shareholder-backed participating critical illness) contracts </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_295\" id=\"t1v_295\" style=\"left:104px;bottom:559px;letter-spacing:-0.01px;display:inline;\">Other </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_295\" id=\"t1y_295\" style=\"left:199px;bottom:559px;letter-spacing:-0.01px;display:inline;\">contracts described above, the Group also offers stand- </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_295\" id=\"t25_295\" style=\"left:516px;bottom:559px;letter-spacing:-0.01px;display:inline;\">are measured under the GMM. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_295\" id=\"t1z_295\" style=\"left:199px;bottom:543px;letter-spacing:-0.01px;display:inline;\">alone health and protection products. </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_295\" id=\"t20_295\" style=\"left:199px;bottom:515px;letter-spacing:-0.01px;display:inline;\">These are non-participating contracts that provide </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_295\" id=\"t21_295\" style=\"left:199px;bottom:500px;letter-spacing:-0.01px;display:inline;\">mortality and/or morbidity benefits including health, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_295\" id=\"t22_295\" style=\"left:199px;bottom:484px;letter-spacing:-0.01px;display:inline;\">disability, critical illness and accident coverage. </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_295\" id=\"t26_295\" style=\"left:91px;bottom:463px;letter-spacing:-0.02px;display:inline;\">Non- </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_295\" id=\"t2d_295\" style=\"left:199px;bottom:463px;letter-spacing:-0.01px;display:inline;\">Non-participating savings and/or protection where the </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_295\" id=\"t2o_295\" style=\"left:516px;bottom:463px;letter-spacing:-0.01px;display:inline;\">These contracts are measured under the GMM. </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_295\" id=\"t27_295\" style=\"left:104px;bottom:447px;letter-spacing:-0.01px;display:inline;\">participating </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_295\" id=\"t2e_295\" style=\"left:199px;bottom:447px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">benefits are guaranteed, determined by a set of defined </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_295\" id=\"t28_295\" style=\"left:104px;bottom:431px;letter-spacing:-0.01px;display:inline;\">term, whole life </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_295\" id=\"t2f_295\" style=\"left:199px;bottom:431px;letter-spacing:-0.01px;display:inline;\">market-related parameters, or determined at the discretion </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_295\" id=\"t29_295\" style=\"left:104px;bottom:416px;letter-spacing:-0.01px;display:inline;\">and </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_295\" id=\"t2g_295\" style=\"left:199px;bottom:416px;letter-spacing:-0.01px;display:inline;\">of the local business unit. These products often offer a </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_295\" id=\"t2a_295\" style=\"left:104px;bottom:400px;letter-spacing:-0.01px;display:inline;\">endowment </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_295\" id=\"t2h_295\" style=\"left:199px;bottom:400px;letter-spacing:-0.01px;display:inline;\">guaranteed maturity and/or surrender value. It is common </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_295\" id=\"t2b_295\" style=\"left:104px;bottom:385px;letter-spacing:-0.01px;display:inline;\">assurance </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_295\" id=\"t2i_295\" style=\"left:199px;bottom:385px;letter-spacing:-0.01px;display:inline;\">in Asia for regulations or market-driven demand and </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_295\" id=\"t2c_295\" style=\"left:104px;bottom:369px;letter-spacing:-0.01px;display:inline;\">contracts </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_295\" id=\"t2j_295\" style=\"left:199px;bottom:369px;letter-spacing:-0.01px;display:inline;\">competition to provide some form of capital value </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_295\" id=\"t2k_295\" style=\"left:199px;bottom:354px;letter-spacing:-0.01px;display:inline;\">protection and minimum crediting interest rate </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_295\" id=\"t2l_295\" style=\"left:199px;bottom:338px;letter-spacing:-0.01px;display:inline;\">guarantees. This is reflected within the guaranteed </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_295\" id=\"t2m_295\" style=\"left:199px;bottom:322px;letter-spacing:-0.01px;display:inline;\">maturity and surrender values. Guarantees are supported </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_295\" id=\"t2n_295\" style=\"left:199px;bottom:307px;letter-spacing:-0.01px;display:inline;\">by shareholders. </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr>\n                                        </table><div class=\"t s2_295\" id=\"t2p_295\" style=\"left:87px;bottom:271px;letter-spacing:-0.01px;word-spacing:-0.01px;display:inline;\">The fair value of underlying items of the Group\u2019s direct participating contracts at 31 December 2023, excluding the Group\u2019s share of the </div><div class=\"t s2_295\" id=\"t2q_295\" style=\"left:87px;bottom:256px;letter-spacing:-0.01px;display:inline;\">amounts that relate to life JVs and associates, is $127,570 million (31 December 2022: $115,489 million). The Group\u2019s direct participating </div><div class=\"t s2_295\" id=\"t2r_295\" style=\"left:87px;bottom:240px;letter-spacing:-0.01px;display:inline;\">contracts are the contracts that are measured under the VFA model and as discussed in the table above comprise primarily the Group\u2019s with- </div><div class=\"t s2_295\" id=\"t2s_295\" style=\"left:87px;bottom:225px;letter-spacing:-0.01px;display:inline;\">profits, unit-linked and shareholder-backed participating critical illness contracts. Those underlying items comprise primarily investments in debt </div><div class=\"t s2_295\" id=\"t2t_295\" style=\"left:87px;bottom:209px;letter-spacing:-0.01px;display:inline;\">securities, equity securities and holdings in collective investment schemes. The underlying items also include the related reinsurance assets and </div><div class=\"t s2_295\" id=\"t2u_295\" style=\"left:87px;bottom:194px;letter-spacing:-0.01px;display:inline;\">the policyholders\u2019 interest in the excess net assets of relevant participating funds. </div><div></div><div class=\"t s0_296\" id=\"t1_296\" style=\"left:65px;bottom:1118px;letter-spacing:-0.1px;display:inline;\">(b) </div><div class=\"t s0_296\" id=\"t2_296\" style=\"left:91px;bottom:1118px;letter-spacing:-0.11px;display:inline;\">Reinsurance contracts held </div><div class=\"t s1_296\" id=\"t3_296\" style=\"left:65px;bottom:1102px;letter-spacing:-0.01px;display:inline;\">The Group cedes certain business to other insurance companies. Although the ceding of insurance does not relieve the Group from its liability to </div><div class=\"t s1_296\" id=\"t4_296\" style=\"left:65px;bottom:1087px;letter-spacing:-0.01px;display:inline;\">its policyholders, the Group participates in such agreements largely for the purpose of managing its loss exposure. The Group evaluates the </div><div class=\"t s1_296\" id=\"t5_296\" style=\"left:65px;bottom:1071px;letter-spacing:-0.01px;display:inline;\">financial condition of its reinsurers and monitors concentration of credit risk from similar geographic regions, activities or economic </div><div class=\"t s1_296\" id=\"t6_296\" style=\"left:65px;bottom:1055px;letter-spacing:-0.01px;word-spacing:-0.01px;display:inline;\">characteristics of the reinsurers to minimise its exposure from reinsurer insolvencies. 98 per cent (31 December 2022: 95 per cent) of the Group\u2019s </div><div class=\"t s1_296\" id=\"t7_296\" style=\"left:65px;bottom:1040px;letter-spacing:-0.01px;display:inline;\">reinsurance contract BEL that are assets, excluding the Group\u2019s share of the balances held by life joint ventures and associates, are held with </div><div class=\"t s1_296\" id=\"t8_296\" style=\"left:65px;bottom:1024px;letter-spacing:-0.01px;display:inline;\">reinsurers with a rating of A- and above by Standard &amp; Poor\u2019s or other external rating agencies by reference to the reinsurance BEL. </div><div class=\"t s1_296\" id=\"t9_296\" style=\"left:65px;bottom:996px;letter-spacing:-0.01px;display:inline;\">The reinsurance contracts held primarily relate to protection business written in Hong Kong. The Group\u2019s Hong Kong business cedes insurance risk </div><div class=\"t s1_296\" id=\"ta_296\" style=\"left:65px;bottom:981px;letter-spacing:-0.01px;display:inline;\">to limit exposure to underwriting losses under various agreements that cover individual risks, group risks or defined blocks of business, on a co- </div><div class=\"t s1_296\" id=\"tb_296\" style=\"left:65px;bottom:965px;letter-spacing:-0.01px;display:inline;\">insurance, surplus, quota share, or catastrophe excess of loss basis. The amount of each risk retained depends on the evaluation of the specific </div><div class=\"t s1_296\" id=\"tc_296\" style=\"left:65px;bottom:950px;letter-spacing:-0.01px;word-spacing:-0.01px;display:inline;\">risk, subject to certain circumstances, to internally set maximum limits based on characteristics of coverage. </div><div class=\"t s1_296\" id=\"td_296\" style=\"left:65px;bottom:922px;letter-spacing:-0.01px;display:inline;\">As required by IFRS 17, all reinsurance contracts held by the Group are measured using the GMM. </div><div class=\"t s1_296\" id=\"te_296\" style=\"left:65px;bottom:894px;letter-spacing:-0.01px;display:inline;\">A group of reinsurance contracts held is recognised on the following date: </div><div class=\"t s2_296\" id=\"tf_296\" style=\"left:65px;bottom:866px;display:inline;\">\u2013 </div><div class=\"t s1_296\" id=\"tg_296\" style=\"left:78px;bottom:866px;letter-spacing:-0.01px;display:inline;\">Reinsurance contracts held by the Group that provide proportionate coverage: The later of the start date of the coverage period, and the date </div><div class=\"t s1_296\" id=\"th_296\" style=\"left:78px;bottom:851px;letter-spacing:-0.01px;display:inline;\">on which any underlying insurance contract is initially recognised. This applies to the Group\u2019s quota share reinsurance contracts. </div><div class=\"t s2_296\" id=\"ti_296\" style=\"left:65px;bottom:835px;display:inline;\">\u2013 </div><div class=\"t s1_296\" id=\"tj_296\" style=\"left:78px;bottom:835px;letter-spacing:-0.01px;display:inline;\">Other (non-proportionate) reinsurance contracts held by the Group: The earlier of beginning of the coverage period of the group of </div><div class=\"t s1_296\" id=\"tk_296\" style=\"left:78px;bottom:819px;letter-spacing:-0.01px;display:inline;\">reinsurance contracts or the recognition date of an underlying onerous group of insurance contracts issued. </div><div class=\"t s2_296\" id=\"tl_296\" style=\"left:65px;bottom:804px;display:inline;\">\u2013 </div><div class=\"t s1_296\" id=\"tm_296\" style=\"left:78px;bottom:804px;letter-spacing:-0.01px;display:inline;\">Reinsurance contracts held acquired via a business acquisition/ combination: The date of the business acquisition/combination. </div><div class=\"t s1_296\" id=\"tn_296\" style=\"left:65px;bottom:776px;letter-spacing:-0.01px;display:inline;\">On initial recognition, the CSM of a group of reinsurance contracts held represents a net cost or net gain on purchasing reinsurance. It is </div><div class=\"t s1_296\" id=\"to_296\" style=\"left:65px;bottom:760px;letter-spacing:-0.01px;display:inline;\">measured as the equal and opposite amount of the total of (a) the fulfilment cash flows, (b) any amount arising from the derecognition of any </div><div class=\"t s1_296\" id=\"tp_296\" style=\"left:65px;bottom:745px;letter-spacing:-0.01px;display:inline;\">assets or liabilities previously recognised for cash flows related to the group, (c) any cash flows arising at that date and (d) any income </div><div class=\"t s1_296\" id=\"tq_296\" style=\"left:65px;bottom:729px;letter-spacing:-0.01px;display:inline;\">recognised in profit or loss because of onerous underlying contracts recognised at that date. However, if the net cost of purchasing reinsurance </div><div class=\"t s1_296\" id=\"tr_296\" style=\"left:65px;bottom:714px;letter-spacing:-0.01px;display:inline;\">relates to past events, the Group recognises the net cost immediately in profit or loss. </div><div class=\"t s1_296\" id=\"ts_296\" style=\"left:65px;bottom:686px;letter-spacing:-0.01px;display:inline;\">The carrying amount at the end of each reporting period of a group of reinsurance contracts held is measured in the same way as the underlying </div>insurance contracts under GMM. Reinsurance contracts held are subject to the same modification requirements as insurance contracts. ",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfInsuranceContractsExplanatory",
    "language": "en",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f39186": {
   "value": "C3 Insurance and reinsurance contracts <div class=\"t s7_277\" id=\"t3b_277\" style=\"left:87px;bottom:551px;letter-spacing:-0.01px;word-spacing:-0.03px;display:inline;\">Portfolios of insurance contracts that are assets and those that are liabilities, and portfolios of reinsurance contracts that are assets and those </div><div class=\"t s7_277\" id=\"t3c_277\" style=\"left:87px;bottom:535px;letter-spacing:-0.01px;display:inline;\">that are liabilities, are presented separately in the statement of financial position. Any assets or liabilities recognised for cash flows arising before </div><div class=\"t s7_277\" id=\"t3d_277\" style=\"left:87px;bottom:520px;letter-spacing:-0.01px;display:inline;\">the recognition of the related group of contracts (including any assets for insurance acquisition cash flows) are included in the carrying amount </div><div class=\"t s7_277\" id=\"t3e_277\" style=\"left:87px;bottom:504px;letter-spacing:-0.01px;display:inline;\">of the related portfolios of contracts. </div><div class=\"t s0_277\" id=\"t3f_277\" style=\"left:87px;bottom:476px;letter-spacing:-0.01px;display:inline;\">The amounts recorded in the balance sheet as insurance and reinsurance contract asset and liabilities are set out in the table below (on the left </div><div class=\"t s0_277\" id=\"t3g_277\" style=\"left:87px;bottom:461px;letter-spacing:-0.01px;display:inline;\">hand side), broken out into their component parts. Additionally presented on the right hand side are the same amounts but including the Group\u2019s </div><div class=\"t s0_277\" id=\"t3h_277\" style=\"left:87px;bottom:445px;letter-spacing:-0.01px;display:inline;\">share of the relevant amounts of its joint venture and associates, which are equity accounted for on the statement of financial position and </div><div class=\"t s0_277\" id=\"t3i_277\" style=\"left:87px;bottom:430px;letter-spacing:-0.01px;display:inline;\">hence all assets and liabilities of those businesses are included in a separate line. </div><div class=\"t s0_277\" id=\"t3j_277\" style=\"left:87px;bottom:402px;letter-spacing:-0.01px;display:inline;\">Management believe that the movement in the CSM is a key driver for understanding changes in profitability from period to period and as the </div><div class=\"t s0_277\" id=\"t3k_277\" style=\"left:87px;bottom:386px;letter-spacing:-0.01px;display:inline;\">Group\u2019s share of the results of the joint ventures and associates are included in the Group\u2019s adjusted operating and total profit, it is relevant to </div><div class=\"t s0_277\" id=\"t3l_277\" style=\"left:87px;bottom:371px;letter-spacing:-0.01px;display:inline;\">understand the movement in insurance assets and liabilities including those entities too. </div><div class=\"t s0_277\" id=\"t3m_277\" style=\"left:87px;bottom:343px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Therefore note C3 comprises: </div><div class=\"t s8_277\" id=\"t3n_277\" style=\"left:87px;bottom:315px;display:inline;\">\u2013 </div><div class=\"t s0_277\" id=\"t3o_277\" style=\"left:100px;bottom:315px;letter-spacing:-0.01px;display:inline;\">Note C3.1 which sets out the components of assets and liabilities as described above. It also provides adjusted shareholders\u2019 equity which </div><div class=\"t s0_277\" id=\"t3p_277\" style=\"left:100px;bottom:300px;letter-spacing:-0.01px;display:inline;\">includes the Contractual service margin net of tax and other adjustments, which management believes is a better measure of value than IFRS </div><div class=\"t s0_277\" id=\"t3q_277\" style=\"left:100px;bottom:284px;letter-spacing:-0.01px;display:inline;\">shareholders\u2019 equity alone as it includes the Group\u2019s future expected profits (based on assumptions at 31 December) on policies that are in- </div><div class=\"t s0_277\" id=\"t3r_277\" style=\"left:100px;bottom:268px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">force at the balance sheet date. </div><div class=\"t s8_277\" id=\"t3s_277\" style=\"left:87px;bottom:253px;display:inline;\">\u2013 </div><div class=\"t s0_277\" id=\"t3t_277\" style=\"left:100px;bottom:253px;letter-spacing:-0.01px;display:inline;\">Note C3.2 which contains the required IFRS 17 disclosures on how certain insurance and reinsurance contract balances have moved during the </div><div class=\"t s0_277\" id=\"t3u_277\" style=\"left:100px;bottom:237px;letter-spacing:-0.01px;display:inline;\">year, including an analysis of the movement of CSM by transition type. These exclude JV and associate balances. </div><div class=\"t s8_277\" id=\"t3v_277\" style=\"left:87px;bottom:222px;display:inline;\">\u2013 </div><div class=\"t s0_277\" id=\"t3w_277\" style=\"left:100px;bottom:222px;letter-spacing:-0.01px;display:inline;\">Note C3.3 includes the disclosures in C3.2 which management believe would be helpful to show on a basis that includes the Group\u2019s share of </div><div class=\"t s0_277\" id=\"t3x_277\" style=\"left:100px;bottom:206px;letter-spacing:-0.01px;display:inline;\">joint ventures and associates, together with a further breakdown of the movement in insurance and reinsurance contract balances by </div><div class=\"t s0_277\" id=\"t3y_277\" style=\"left:100px;bottom:190px;letter-spacing:-0.01px;display:inline;\">segment. The difference in most cases between the notes in C3.2 and C3.3 is solely the addition of the joint venture and associate amounts </div><div class=\"t s0_277\" id=\"t3z_277\" style=\"left:100px;bottom:175px;letter-spacing:-0.01px;display:inline;\">and so no explicit reconciliation has been provided to bridge between the two. </div><div></div><div class=\"t s0_278\" id=\"t1_278\" style=\"left:65px;bottom:1116px;letter-spacing:0.13px;display:inline;\">C3.1 Group overview </div><div class=\"t s1_278\" id=\"t2_278\" style=\"left:65px;bottom:1097px;letter-spacing:0.11px;display:inline;\">(a) </div><div class=\"t s1_278\" id=\"t3_278\" style=\"left:91px;bottom:1097px;letter-spacing:0.12px;display:inline;\">Analysis of Group insurance and reinsurance contract assets and liabilities </div><div class=\"t s2_278\" id=\"t4_278\" style=\"left:65px;bottom:1082px;letter-spacing:-0.01px;display:inline;\">The table below provides an analysis of portfolio of insurance and reinsurance (RI) contract assets and liabilities held on the Group\u2019s statement </div><div class=\"t s2_278\" id=\"t5_278\" style=\"left:65px;bottom:1066px;letter-spacing:-0.01px;display:inline;\">of financial position: </div><div class=\"t s6_278\" id=\"t6w_278\" style=\"left:716px;bottom:1049px;letter-spacing:-0.02px;display:inline;\">note (i) </div><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"6\" rowspan=\"1\" style=\"text-align: center;\">  <div class=\"t s3_278\" id=\"t6u_278\" style=\"left:311px;bottom:1044px;letter-spacing:0.06px;display:inline;\">Excluding JVs and associates </div>   </td><td colspan=\"6\" rowspan=\"1\" style=\"text-align: center;\">  <div class=\"t s3_278\" id=\"t6v_278\" style=\"left:609px;bottom:1044px;letter-spacing:0.06px;display:inline;\">Including JVs and associates </div>   </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s3_278\" id=\"t6x_278\" style=\"left:252px;bottom:1026px;letter-spacing:0.07px;display:inline;\">Assets </div> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s3_278\" id=\"t6y_278\" style=\"left:347px;bottom:1026px;letter-spacing:0.06px;display:inline;\">Liabilities </div> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s3_278\" id=\"t6z_278\" style=\"left:426px;bottom:1026px;letter-spacing:0.06px;display:inline;\">Net liabilities (assets) </div> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s3_278\" id=\"t70_278\" style=\"left:559px;bottom:1026px;letter-spacing:0.07px;display:inline;\">Assets </div> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s3_278\" id=\"t71_278\" style=\"left:654px;bottom:1026px;letter-spacing:0.06px;display:inline;\">Liabilities </div> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s3_278\" id=\"t72_278\" style=\"left:733px;bottom:1026px;letter-spacing:0.06px;display:inline;\">Net liabilities (assets) </div> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_278\" id=\"t73_278\" style=\"left:223px;bottom:1009px;letter-spacing:0.07px;display:inline;\">Insurance </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_278\" id=\"t74_278\" style=\"left:302px;bottom:1009px;letter-spacing:0.07px;display:inline;\">RI </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_278\" id=\"t75_278\" style=\"left:323px;bottom:1009px;letter-spacing:0.07px;display:inline;\">Insurance </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_278\" id=\"t76_278\" style=\"left:402px;bottom:1009px;letter-spacing:0.07px;display:inline;\">RI </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_278\" id=\"t77_278\" style=\"left:424px;bottom:1009px;letter-spacing:0.07px;display:inline;\">Insurance </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_278\" id=\"t78_278\" style=\"left:503px;bottom:1009px;letter-spacing:0.07px;display:inline;\">RI </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_278\" id=\"t79_278\" style=\"left:530px;bottom:1009px;letter-spacing:0.07px;display:inline;\">Insurance </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_278\" id=\"t7a_278\" style=\"left:609px;bottom:1009px;letter-spacing:0.07px;display:inline;\">RI </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_278\" id=\"t7b_278\" style=\"left:630px;bottom:1009px;letter-spacing:0.07px;display:inline;\">Insurance </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_278\" id=\"t7c_278\" style=\"left:709px;bottom:1009px;letter-spacing:0.07px;display:inline;\">RI </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_278\" id=\"t7d_278\" style=\"left:731px;bottom:1009px;letter-spacing:0.07px;display:inline;\">Insurance </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_278\" id=\"t7e_278\" style=\"left:810px;bottom:1009px;letter-spacing:0.07px;display:inline;\">RI </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_278\" id=\"t7f_278\" style=\"left:247px;bottom:992px;letter-spacing:0.11px;display:inline;\">$m </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_278\" id=\"t7g_278\" style=\"left:297px;bottom:992px;letter-spacing:0.11px;display:inline;\">$m </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_278\" id=\"t7h_278\" style=\"left:348px;bottom:992px;letter-spacing:0.11px;display:inline;\">$m </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_278\" id=\"t7i_278\" style=\"left:398px;bottom:992px;letter-spacing:0.11px;display:inline;\">$m </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_278\" id=\"t7j_278\" style=\"left:448px;bottom:992px;letter-spacing:0.11px;display:inline;\">$m </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_278\" id=\"t7k_278\" style=\"left:499px;bottom:992px;letter-spacing:0.11px;display:inline;\">$m </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_278\" id=\"t7l_278\" style=\"left:554px;bottom:992px;letter-spacing:0.11px;display:inline;\">$m </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_278\" id=\"t7m_278\" style=\"left:604px;bottom:992px;letter-spacing:0.11px;display:inline;\">$m </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_278\" id=\"t7n_278\" style=\"left:655px;bottom:992px;letter-spacing:0.11px;display:inline;\">$m </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_278\" id=\"t7o_278\" style=\"left:705px;bottom:992px;letter-spacing:0.11px;display:inline;\">$m </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_278\" id=\"t7p_278\" style=\"left:756px;bottom:992px;letter-spacing:0.11px;display:inline;\">$m </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_278\" id=\"t7q_278\" style=\"left:806px;bottom:992px;letter-spacing:0.11px;display:inline;\">$m </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_278\" id=\"t6_278\" style=\"left:435px;bottom:975px;letter-spacing:0.06px;display:inline;\">note (ii) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_278\" id=\"t7_278\" style=\"left:742px;bottom:975px;letter-spacing:0.06px;display:inline;\">note (ii) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_278\" id=\"t8_278\" style=\"left:69px;bottom:957px;letter-spacing:-0.14px;display:inline;\">As at 31 Dec 2023 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled tcs-selected emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t9_278\" style=\"left:69px;bottom:942px;letter-spacing:-0.12px;display:inline;\">Best estimate liabilities (BEL) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_278\" id=\"ta_278\" style=\"left:232px;bottom:942px;letter-spacing:-0.13px;display:inline;\">3,952 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_278\" id=\"tb_278\" style=\"left:283px;bottom:942px;letter-spacing:-0.15px;word-spacing:3.48px;display:inline;\">1,175  120,115 </div></td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_278\" id=\"tc_278\" style=\"left:384px;bottom:942px;letter-spacing:-0.15px;word-spacing:3.48px;display:inline;\">1,182  116,163 </div></td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_278\" id=\"td_278\" style=\"left:505px;bottom:942px;display:inline;\">7 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_278\" id=\"te_278\" style=\"left:539px;bottom:942px;letter-spacing:-0.13px;display:inline;\">3,998 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_278\" id=\"tf_278\" style=\"left:590px;bottom:942px;letter-spacing:-0.15px;word-spacing:3.48px;display:inline;\">1,315  139,673 </div></td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_278\" id=\"tg_278\" style=\"left:691px;bottom:942px;letter-spacing:-0.15px;word-spacing:3.48px;display:inline;\">1,222  135,675 </div></td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_278\" id=\"th_278\" style=\"left:802px;bottom:942px;letter-spacing:-0.11px;display:inline;\">(93) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"ti_278\" style=\"left:69px;bottom:928px;letter-spacing:-0.13px;display:inline;\">Risk adjustment for non- </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"tj_278\" style=\"left:69px;bottom:915px;letter-spacing:-0.11px;display:inline;\">financial risk (RA) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_278\" id=\"tk_278\" style=\"left:237px;bottom:915px;letter-spacing:-0.12px;display:inline;\">(631) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_278\" id=\"tl_278\" style=\"left:293px;bottom:915px;letter-spacing:-0.11px;display:inline;\">(84) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_278\" id=\"tm_278\" style=\"left:333px;bottom:915px;letter-spacing:-0.13px;display:inline;\">1,713 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_278\" id=\"tn_278\" style=\"left:394px;bottom:915px;letter-spacing:-0.11px;display:inline;\">(21) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_278\" id=\"to_278\" style=\"left:434px;bottom:915px;letter-spacing:-0.13px;display:inline;\">2,344 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_278\" id=\"tp_278\" style=\"left:499px;bottom:915px;letter-spacing:-0.11px;display:inline;\">63 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_278\" id=\"tq_278\" style=\"left:544px;bottom:915px;letter-spacing:-0.12px;display:inline;\">(630) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_278\" id=\"tr_278\" style=\"left:601px;bottom:915px;letter-spacing:-0.11px;display:inline;\">(67) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_278\" id=\"ts_278\" style=\"left:640px;bottom:915px;letter-spacing:-0.13px;display:inline;\">1,969 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_278\" id=\"tt_278\" style=\"left:701px;bottom:915px;letter-spacing:-0.11px;display:inline;\">(24) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_278\" id=\"tu_278\" style=\"left:741px;bottom:915px;letter-spacing:-0.13px;display:inline;\">2,599 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_278\" id=\"tv_278\" style=\"left:806px;bottom:915px;letter-spacing:-0.11px;display:inline;\">43 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"tw_278\" style=\"left:69px;bottom:900px;letter-spacing:-0.12px;display:inline;\">Contractual service margin </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"tx_278\" style=\"left:69px;bottom:887px;letter-spacing:-0.16px;display:inline;\">(CSM) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_278\" id=\"ty_278\" style=\"left:229px;bottom:887px;letter-spacing:-0.12px;display:inline;\">(2,173) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_278\" id=\"tz_278\" style=\"left:283px;bottom:887px;letter-spacing:-0.13px;display:inline;\">1,335 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_278\" id=\"t10_278\" style=\"left:327px;bottom:887px;letter-spacing:-0.13px;display:inline;\">18,011 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_278\" id=\"t11_278\" style=\"left:394px;bottom:887px;letter-spacing:-0.11px;display:inline;\">(10) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_278\" id=\"t12_278\" style=\"left:428px;bottom:887px;letter-spacing:-0.13px;display:inline;\">20,184 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_278\" id=\"t13_278\" style=\"left:481px;bottom:887px;letter-spacing:-0.12px;display:inline;\">(1,345) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_278\" id=\"t14_278\" style=\"left:536px;bottom:887px;letter-spacing:-0.12px;display:inline;\">(2,176) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_278\" id=\"t15_278\" style=\"left:590px;bottom:887px;letter-spacing:-0.13px;display:inline;\">1,321 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_278\" id=\"t16_278\" style=\"left:634px;bottom:887px;letter-spacing:-0.13px;display:inline;\">20,176 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_278\" id=\"t17_278\" style=\"left:701px;bottom:887px;letter-spacing:-0.11px;display:inline;\">(19) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_278\" id=\"t18_278\" style=\"left:735px;bottom:887px;letter-spacing:-0.13px;display:inline;\">22,352 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_278\" id=\"t19_278\" style=\"left:788px;bottom:887px;letter-spacing:-0.12px;display:inline;\">(1,340) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t1a_278\" style=\"left:69px;bottom:873px;letter-spacing:-0.13px;display:inline;\">Insurance contract balances </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_278\" id=\"t1b_278\" style=\"left:232px;bottom:873px;letter-spacing:-0.13px;display:inline;\">1,148 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_278\" id=\"t1c_278\" style=\"left:283px;bottom:873px;letter-spacing:-0.15px;word-spacing:3.48px;display:inline;\">2,426  139,839 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_278\" id=\"t1d_278\" style=\"left:383px;bottom:873px;letter-spacing:-0.15px;word-spacing:3.48px;display:inline;\">1,151  138,691 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_278\" id=\"t1e_278\" style=\"left:481px;bottom:873px;letter-spacing:-0.12px;display:inline;\">(1,275) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_278\" id=\"t1f_278\" style=\"left:539px;bottom:873px;letter-spacing:-0.13px;display:inline;\">1,192 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_278\" id=\"t1g_278\" style=\"left:590px;bottom:873px;letter-spacing:-0.15px;word-spacing:3.48px;display:inline;\">2,569  161,818 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_278\" id=\"t1h_278\" style=\"left:691px;bottom:873px;letter-spacing:-0.15px;word-spacing:3.48px;display:inline;\">1,179  160,626 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_278\" id=\"t1i_278\" style=\"left:788px;bottom:873px;letter-spacing:-0.12px;display:inline;\">(1,390) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t1j_278\" style=\"left:69px;bottom:854px;letter-spacing:-0.12px;display:inline;\">Assets for insurance acquisition </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t1k_278\" style=\"left:69px;bottom:842px;letter-spacing:-0.13px;display:inline;\">cash flows </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_278\" id=\"t1l_278\" style=\"left:246px;bottom:842px;letter-spacing:-0.11px;display:inline;\">32 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_278\" id=\"t1m_278\" style=\"left:303px;bottom:842px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_278\" id=\"t1n_278\" style=\"left:353px;bottom:842px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_278\" id=\"t1o_278\" style=\"left:404px;bottom:842px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_278\" id=\"t1p_278\" style=\"left:445px;bottom:842px;letter-spacing:-0.11px;display:inline;\">(31) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_278\" id=\"t1q_278\" style=\"left:505px;bottom:842px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_278\" id=\"t1r_278\" style=\"left:554px;bottom:842px;letter-spacing:-0.11px;display:inline;\">32 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_278\" id=\"t1s_278\" style=\"left:611px;bottom:842px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_278\" id=\"t1t_278\" style=\"left:660px;bottom:842px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_278\" id=\"t1u_278\" style=\"left:711px;bottom:842px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_278\" id=\"t1v_278\" style=\"left:752px;bottom:842px;letter-spacing:-0.11px;display:inline;\">(31) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_278\" id=\"t1w_278\" style=\"left:812px;bottom:842px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t1x_278\" style=\"left:69px;bottom:823px;letter-spacing:-0.13px;display:inline;\">Insurance and reinsurance </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t1y_278\" style=\"left:69px;bottom:811px;letter-spacing:-0.11px;display:inline;\">contract (assets) liabilities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_278\" id=\"t1z_278\" style=\"left:232px;bottom:811px;letter-spacing:-0.13px;display:inline;\">1,180 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_278\" id=\"t20_278\" style=\"left:283px;bottom:811px;letter-spacing:-0.15px;word-spacing:3.48px;display:inline;\">2,426  139,840 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_278\" id=\"t21_278\" style=\"left:383px;bottom:811px;letter-spacing:-0.15px;word-spacing:3.48px;display:inline;\">1,151  138,660 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_278\" id=\"t22_278\" style=\"left:481px;bottom:811px;letter-spacing:-0.12px;display:inline;\">(1,275) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_278\" id=\"t23_278\" style=\"left:539px;bottom:811px;letter-spacing:-0.13px;display:inline;\">1,224 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_278\" id=\"t24_278\" style=\"left:590px;bottom:811px;letter-spacing:-0.15px;word-spacing:3.48px;display:inline;\">2,569  161,819 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_278\" id=\"t25_278\" style=\"left:690px;bottom:811px;letter-spacing:-0.15px;word-spacing:3.48px;display:inline;\">1,179  160,595 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_278\" id=\"t26_278\" style=\"left:788px;bottom:811px;letter-spacing:-0.12px;display:inline;\">(1,390) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_278\" id=\"t27_278\" style=\"left:69px;bottom:781px;letter-spacing:-0.14px;display:inline;\">As at 31 Dec 2022 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t28_278\" style=\"left:69px;bottom:766px;letter-spacing:-0.12px;display:inline;\">Best estimate liabilities (BEL) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t29_278\" style=\"left:233px;bottom:766px;letter-spacing:-0.12px;display:inline;\">3,540 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t2a_278\" style=\"left:291px;bottom:766px;letter-spacing:-0.12px;display:inline;\">508 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t2b_278\" style=\"left:322px;bottom:766px;letter-spacing:-0.13px;display:inline;\">107,582 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t2c_278\" style=\"left:384px;bottom:766px;letter-spacing:-0.12px;display:inline;\">1,162 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t2d_278\" style=\"left:423px;bottom:766px;letter-spacing:-0.13px;display:inline;\">104,042 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t2e_278\" style=\"left:493px;bottom:766px;letter-spacing:-0.12px;display:inline;\">654 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t2f_278\" style=\"left:540px;bottom:766px;letter-spacing:-0.12px;display:inline;\">3,562 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t2g_278\" style=\"left:599px;bottom:766px;letter-spacing:-0.12px;display:inline;\">652 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t2h_278\" style=\"left:630px;bottom:766px;letter-spacing:-0.13px;display:inline;\">124,297 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t2i_278\" style=\"left:692px;bottom:766px;letter-spacing:-0.12px;display:inline;\">1,193 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t2j_278\" style=\"left:730px;bottom:766px;letter-spacing:-0.13px;display:inline;\">120,735 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t2k_278\" style=\"left:800px;bottom:766px;letter-spacing:-0.12px;display:inline;\">541 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t2l_278\" style=\"left:69px;bottom:748px;letter-spacing:-0.13px;display:inline;\">Risk adjustment for non- </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t2m_278\" style=\"left:69px;bottom:735px;letter-spacing:-0.11px;display:inline;\">financial risk (RA) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t2n_278\" style=\"left:238px;bottom:735px;letter-spacing:-0.12px;display:inline;\">(505) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t2o_278\" style=\"left:294px;bottom:735px;letter-spacing:-0.11px;display:inline;\">(39) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t2p_278\" style=\"left:334px;bottom:735px;letter-spacing:-0.12px;display:inline;\">1,418 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t2q_278\" style=\"left:395px;bottom:735px;letter-spacing:-0.11px;display:inline;\">(44) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t2r_278\" style=\"left:435px;bottom:735px;letter-spacing:-0.12px;display:inline;\">1,923 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t2s_278\" style=\"left:501px;bottom:735px;letter-spacing:-0.09px;display:inline;\">(5) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t2t_278\" style=\"left:545px;bottom:735px;letter-spacing:-0.12px;display:inline;\">(502) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t2u_278\" style=\"left:601px;bottom:735px;letter-spacing:-0.11px;display:inline;\">(21) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t2v_278\" style=\"left:641px;bottom:735px;letter-spacing:-0.12px;display:inline;\">1,662 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t2w_278\" style=\"left:702px;bottom:735px;letter-spacing:-0.11px;display:inline;\">(47) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t2x_278\" style=\"left:742px;bottom:735px;letter-spacing:-0.12px;display:inline;\">2,164 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t2y_278\" style=\"left:802px;bottom:735px;letter-spacing:-0.11px;display:inline;\">(26) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t2z_278\" style=\"left:69px;bottom:717px;letter-spacing:-0.12px;display:inline;\">Contractual service margin </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t30_278\" style=\"left:69px;bottom:704px;letter-spacing:-0.16px;display:inline;\">(CSM) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t31_278\" style=\"left:230px;bottom:704px;letter-spacing:-0.11px;display:inline;\">(1,929) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t32_278\" style=\"left:284px;bottom:704px;letter-spacing:-0.12px;display:inline;\">1,387 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t33_278\" style=\"left:328px;bottom:704px;letter-spacing:-0.13px;display:inline;\">17,239 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t34_278\" style=\"left:398px;bottom:704px;letter-spacing:-0.11px;display:inline;\">57 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t35_278\" style=\"left:429px;bottom:704px;letter-spacing:-0.13px;display:inline;\">19,168 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t36_278\" style=\"left:482px;bottom:704px;letter-spacing:-0.11px;display:inline;\">(1,330) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t37_278\" style=\"left:537px;bottom:704px;letter-spacing:-0.11px;display:inline;\">(1,921) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t38_278\" style=\"left:591px;bottom:704px;letter-spacing:-0.12px;display:inline;\">1,369 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t39_278\" style=\"left:635px;bottom:704px;letter-spacing:-0.13px;display:inline;\">19,383 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t3a_278\" style=\"left:705px;bottom:704px;letter-spacing:-0.11px;display:inline;\">54 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t3b_278\" style=\"left:736px;bottom:704px;letter-spacing:-0.13px;display:inline;\">21,304 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t3c_278\" style=\"left:789px;bottom:704px;letter-spacing:-0.11px;display:inline;\">(1,315) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t3d_278\" style=\"left:69px;bottom:687px;letter-spacing:-0.13px;display:inline;\">Insurance contract balances </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t3e_278\" style=\"left:233px;bottom:687px;letter-spacing:-0.12px;display:inline;\">1,106 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t3f_278\" style=\"left:284px;bottom:687px;letter-spacing:-0.12px;display:inline;\">1,856 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t3g_278\" style=\"left:322px;bottom:687px;letter-spacing:-0.13px;display:inline;\">126,239 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t3h_278\" style=\"left:384px;bottom:687px;letter-spacing:-0.12px;display:inline;\">1,175 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t3i_278\" style=\"left:423px;bottom:687px;letter-spacing:-0.13px;display:inline;\">125,133 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t3j_278\" style=\"left:490px;bottom:687px;letter-spacing:-0.12px;display:inline;\">(681) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t3k_278\" style=\"left:540px;bottom:687px;letter-spacing:-0.12px;display:inline;\">1,139 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t3l_278\" style=\"left:591px;bottom:687px;letter-spacing:-0.12px;display:inline;\">2,000 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t3m_278\" style=\"left:629px;bottom:687px;letter-spacing:-0.13px;display:inline;\">145,342 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t3n_278\" style=\"left:691px;bottom:687px;letter-spacing:-0.12px;display:inline;\">1,200 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t3o_278\" style=\"left:730px;bottom:687px;letter-spacing:-0.13px;display:inline;\">144,203 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t3p_278\" style=\"left:797px;bottom:687px;letter-spacing:-0.12px;display:inline;\">(800) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t3q_278\" style=\"left:69px;bottom:669px;letter-spacing:-0.12px;display:inline;\">Assets for insurance acquisition </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t3r_278\" style=\"left:69px;bottom:656px;letter-spacing:-0.13px;display:inline;\">cash flows </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t3s_278\" style=\"left:247px;bottom:656px;letter-spacing:-0.11px;display:inline;\">28 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t3t_278\" style=\"left:303px;bottom:656px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t3u_278\" style=\"left:353px;bottom:656px;display:inline;\">3 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t3v_278\" style=\"left:404px;bottom:656px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t3w_278\" style=\"left:445px;bottom:656px;letter-spacing:-0.11px;display:inline;\">(25) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t3x_278\" style=\"left:505px;bottom:656px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t3y_278\" style=\"left:554px;bottom:656px;letter-spacing:-0.11px;display:inline;\">28 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t3z_278\" style=\"left:610px;bottom:656px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t40_278\" style=\"left:660px;bottom:656px;display:inline;\">3 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t41_278\" style=\"left:711px;bottom:656px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t42_278\" style=\"left:752px;bottom:656px;letter-spacing:-0.11px;display:inline;\">(25) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t43_278\" style=\"left:812px;bottom:656px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t44_278\" style=\"left:69px;bottom:638px;letter-spacing:-0.13px;display:inline;\">Insurance and reinsurance </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t45_278\" style=\"left:69px;bottom:625px;letter-spacing:-0.11px;display:inline;\">contract (assets) liabilities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t46_278\" style=\"left:233px;bottom:625px;letter-spacing:-0.12px;display:inline;\">1,134 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t47_278\" style=\"left:283px;bottom:625px;letter-spacing:-0.12px;display:inline;\">1,856 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t48_278\" style=\"left:322px;bottom:625px;letter-spacing:-0.13px;display:inline;\">126,242 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t49_278\" style=\"left:384px;bottom:625px;letter-spacing:-0.12px;display:inline;\">1,175 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t4a_278\" style=\"left:423px;bottom:625px;letter-spacing:-0.13px;display:inline;\">125,108 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t4b_278\" style=\"left:490px;bottom:625px;letter-spacing:-0.12px;display:inline;\">(681) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t4c_278\" style=\"left:540px;bottom:625px;letter-spacing:-0.12px;display:inline;\">1,167 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t4d_278\" style=\"left:591px;bottom:625px;letter-spacing:-0.12px;display:inline;\">2,000 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t4e_278\" style=\"left:629px;bottom:625px;letter-spacing:-0.13px;display:inline;\">145,345 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t4f_278\" style=\"left:691px;bottom:625px;letter-spacing:-0.12px;display:inline;\">1,200 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t4g_278\" style=\"left:730px;bottom:625px;letter-spacing:-0.13px;display:inline;\">144,178 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t4h_278\" style=\"left:797px;bottom:625px;letter-spacing:-0.12px;display:inline;\">(800) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_278\" id=\"t4i_278\" style=\"left:69px;bottom:592px;letter-spacing:-0.13px;display:inline;\">As at 1 Jan 2022 (transition </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_278\" id=\"t4j_278\" style=\"left:69px;bottom:579px;letter-spacing:-0.15px;display:inline;\">date) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t4k_278\" style=\"left:69px;bottom:562px;letter-spacing:-0.12px;display:inline;\">Best estimate liabilities (BEL) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t4l_278\" style=\"left:233px;bottom:562px;letter-spacing:-0.12px;display:inline;\">3,818 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t4m_278\" style=\"left:283px;bottom:562px;letter-spacing:-0.12px;display:inline;\">1,752 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t4n_278\" style=\"left:322px;bottom:562px;letter-spacing:-0.13px;display:inline;\">126,438 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t4o_278\" style=\"left:384px;bottom:562px;letter-spacing:-0.12px;display:inline;\">1,474 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t4p_278\" style=\"left:423px;bottom:562px;letter-spacing:-0.13px;display:inline;\">122,620 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t4q_278\" style=\"left:489px;bottom:562px;letter-spacing:-0.12px;display:inline;\">(278) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t4r_278\" style=\"left:540px;bottom:562px;letter-spacing:-0.12px;display:inline;\">3,993 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t4s_278\" style=\"left:591px;bottom:562px;letter-spacing:-0.12px;display:inline;\">1,916 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t4t_278\" style=\"left:629px;bottom:562px;letter-spacing:-0.13px;display:inline;\">142,146 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t4u_278\" style=\"left:691px;bottom:562px;letter-spacing:-0.12px;display:inline;\">1,501 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t4v_278\" style=\"left:730px;bottom:562px;letter-spacing:-0.13px;display:inline;\">138,153 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t4w_278\" style=\"left:797px;bottom:562px;letter-spacing:-0.12px;display:inline;\">(415) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t4x_278\" style=\"left:69px;bottom:544px;letter-spacing:-0.13px;display:inline;\">Risk adjustment for non- </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t4y_278\" style=\"left:69px;bottom:531px;letter-spacing:-0.11px;display:inline;\">financial risk (RA) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t4z_278\" style=\"left:237px;bottom:531px;letter-spacing:-0.12px;display:inline;\">(547) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t50_278\" style=\"left:294px;bottom:531px;letter-spacing:-0.11px;display:inline;\">(15) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t51_278\" style=\"left:334px;bottom:531px;letter-spacing:-0.12px;display:inline;\">1,661 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t52_278\" style=\"left:394px;bottom:531px;letter-spacing:-0.11px;display:inline;\">(46) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t53_278\" style=\"left:435px;bottom:531px;letter-spacing:-0.12px;display:inline;\">2,208 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t54_278\" style=\"left:495px;bottom:531px;letter-spacing:-0.11px;display:inline;\">(31) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t55_278\" style=\"left:544px;bottom:531px;letter-spacing:-0.12px;display:inline;\">(575) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t56_278\" style=\"left:610px;bottom:531px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t57_278\" style=\"left:641px;bottom:531px;letter-spacing:-0.12px;display:inline;\">1,868 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t58_278\" style=\"left:701px;bottom:531px;letter-spacing:-0.11px;display:inline;\">(49) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t59_278\" style=\"left:742px;bottom:531px;letter-spacing:-0.12px;display:inline;\">2,443 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t5a_278\" style=\"left:802px;bottom:531px;letter-spacing:-0.11px;display:inline;\">(50) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t5b_278\" style=\"left:69px;bottom:513px;letter-spacing:-0.12px;display:inline;\">Contractual service margin </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t5c_278\" style=\"left:69px;bottom:500px;letter-spacing:-0.16px;display:inline;\">(CSM) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t5d_278\" style=\"left:230px;bottom:500px;letter-spacing:-0.11px;display:inline;\">(2,050) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t5e_278\" style=\"left:283px;bottom:500px;letter-spacing:-0.12px;display:inline;\">1,050 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t5f_278\" style=\"left:328px;bottom:500px;letter-spacing:-0.13px;display:inline;\">21,699 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t5g_278\" style=\"left:389px;bottom:500px;letter-spacing:-0.12px;display:inline;\">(174) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t5h_278\" style=\"left:429px;bottom:500px;letter-spacing:-0.13px;display:inline;\">23,749 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t5i_278\" style=\"left:482px;bottom:500px;letter-spacing:-0.11px;display:inline;\">(1,224) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t5j_278\" style=\"left:537px;bottom:500px;letter-spacing:-0.11px;display:inline;\">(2,161) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t5k_278\" style=\"left:590px;bottom:500px;letter-spacing:-0.12px;display:inline;\">1,023 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t5l_278\" style=\"left:635px;bottom:500px;letter-spacing:-0.13px;display:inline;\">23,787 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t5m_278\" style=\"left:696px;bottom:500px;letter-spacing:-0.12px;display:inline;\">(176) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t5n_278\" style=\"left:736px;bottom:500px;letter-spacing:-0.13px;display:inline;\">25,948 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t5o_278\" style=\"left:789px;bottom:500px;letter-spacing:-0.11px;display:inline;\">(1,199) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t5p_278\" style=\"left:68px;bottom:483px;letter-spacing:-0.13px;display:inline;\">Insurance contract balances </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t5q_278\" style=\"left:233px;bottom:483px;letter-spacing:-0.12px;display:inline;\">1,221 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t5r_278\" style=\"left:283px;bottom:483px;letter-spacing:-0.12px;display:inline;\">2,787 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t5s_278\" style=\"left:322px;bottom:483px;letter-spacing:-0.13px;display:inline;\">149,798 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t5t_278\" style=\"left:384px;bottom:483px;letter-spacing:-0.12px;display:inline;\">1,254 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t5u_278\" style=\"left:423px;bottom:483px;letter-spacing:-0.13px;display:inline;\">148,577 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t5v_278\" style=\"left:482px;bottom:483px;letter-spacing:-0.11px;display:inline;\">(1,533) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t5w_278\" style=\"left:540px;bottom:483px;letter-spacing:-0.12px;display:inline;\">1,257 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t5x_278\" style=\"left:590px;bottom:483px;letter-spacing:-0.12px;display:inline;\">2,940 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t5y_278\" style=\"left:629px;bottom:483px;letter-spacing:-0.13px;display:inline;\">167,801 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t5z_278\" style=\"left:691px;bottom:483px;letter-spacing:-0.12px;display:inline;\">1,276 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t60_278\" style=\"left:730px;bottom:483px;letter-spacing:-0.13px;display:inline;\">166,544 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t61_278\" style=\"left:789px;bottom:483px;letter-spacing:-0.11px;display:inline;\">(1,664) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t62_278\" style=\"left:68px;bottom:465px;letter-spacing:-0.12px;display:inline;\">Assets for insurance acquisition </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t63_278\" style=\"left:68px;bottom:452px;letter-spacing:-0.13px;display:inline;\">cash flows </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t64_278\" style=\"left:246px;bottom:452px;letter-spacing:-0.11px;display:inline;\">29 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t65_278\" style=\"left:303px;bottom:452px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t66_278\" style=\"left:354px;bottom:452px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t67_278\" style=\"left:404px;bottom:452px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t68_278\" style=\"left:445px;bottom:452px;letter-spacing:-0.11px;display:inline;\">(29) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t69_278\" style=\"left:505px;bottom:452px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t6a_278\" style=\"left:554px;bottom:452px;letter-spacing:-0.11px;display:inline;\">29 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t6b_278\" style=\"left:610px;bottom:452px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t6c_278\" style=\"left:661px;bottom:452px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t6d_278\" style=\"left:711px;bottom:452px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t6e_278\" style=\"left:752px;bottom:452px;letter-spacing:-0.11px;display:inline;\">(29) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t6f_278\" style=\"left:812px;bottom:452px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t6g_278\" style=\"left:68px;bottom:434px;letter-spacing:-0.13px;display:inline;\">Insurance and reinsurance </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t6h_278\" style=\"left:68px;bottom:421px;letter-spacing:-0.11px;display:inline;\">contract (assets) liabilities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t6i_278\" style=\"left:233px;bottom:421px;letter-spacing:-0.12px;display:inline;\">1,250 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t6j_278\" style=\"left:283px;bottom:421px;letter-spacing:-0.12px;display:inline;\">2,787 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t6k_278\" style=\"left:322px;bottom:421px;letter-spacing:-0.13px;display:inline;\">149,798 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t6l_278\" style=\"left:384px;bottom:421px;letter-spacing:-0.12px;display:inline;\">1,254 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t6m_278\" style=\"left:423px;bottom:421px;letter-spacing:-0.13px;display:inline;\">148,548 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t6n_278\" style=\"left:481px;bottom:421px;letter-spacing:-0.11px;display:inline;\">(1,533) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t6o_278\" style=\"left:540px;bottom:421px;letter-spacing:-0.12px;display:inline;\">1,286 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t6p_278\" style=\"left:590px;bottom:421px;letter-spacing:-0.12px;display:inline;\">2,940 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t6q_278\" style=\"left:629px;bottom:421px;letter-spacing:-0.13px;display:inline;\">167,801 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t6r_278\" style=\"left:691px;bottom:421px;letter-spacing:-0.12px;display:inline;\">1,276 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t6s_278\" style=\"left:730px;bottom:421px;letter-spacing:-0.13px;display:inline;\">166,515 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_278\" id=\"t6t_278\" style=\"left:789px;bottom:421px;letter-spacing:-0.11px;display:inline;\">(1,664) </div></td></tr>\n                                        </table><div class=\"t s4_278\" id=\"t7r_278\" style=\"left:65px;bottom:388px;letter-spacing:-0.16px;display:inline;\">Notes </div><div class=\"t s5_278\" id=\"t7s_278\" style=\"left:65px;bottom:376px;letter-spacing:-0.09px;display:inline;\">(i) </div><div class=\"t s5_278\" id=\"t7t_278\" style=\"left:82px;bottom:376px;letter-spacing:-0.13px;display:inline;\">The Group\u2019s investments in JVs and associates are accounted for on an equity method and the Group\u2019s share of insurance and reinsurance contract liabilities and assets as </div><div class=\"t s5_278\" id=\"t7u_278\" style=\"left:82px;bottom:365px;letter-spacing:-0.12px;display:inline;\">shown above relate to the life business of CPL, India and Takaful business in Malaysia. </div><div class=\"t s5_278\" id=\"t7v_278\" style=\"left:65px;bottom:353px;letter-spacing:-0.08px;display:inline;\">(ii) </div><div class=\"t s5_278\" id=\"t7w_278\" style=\"left:82px;bottom:353px;letter-spacing:-0.13px;display:inline;\">At 31 December 2023 and 2022 the Group\u2019s exposure to credit risk arising from insurance contracts issued is not material to the Group as premiums receivable from an </div><div class=\"t s5_278\" id=\"t7x_278\" style=\"left:82px;bottom:341px;letter-spacing:-0.12px;display:inline;\">individual party (policyholders and intermediaries) is not material to the Group. </div><div class=\"t s1_278\" id=\"t7y_278\" style=\"left:65px;bottom:312px;letter-spacing:0.11px;display:inline;\">(b) </div><div class=\"t s1_278\" id=\"t7z_278\" style=\"left:91px;bottom:312px;letter-spacing:0.13px;display:inline;\">Adjusted shareholders\u2019 equity </div><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"3\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s7_278\" id=\"t80_278\" style=\"left:317px;bottom:295px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">31 Dec 2023 $m </div> </td><td colspan=\"3\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s3_278\" id=\"t81_278\" style=\"left:505px;bottom:295px;letter-spacing:0.08px;display:inline;\">31 Dec 2022 $m </div> </td><td colspan=\"3\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s3_278\" id=\"t82_278\" style=\"left:663px;bottom:295px;letter-spacing:0.07px;display:inline;\">1 Jan 2022 (transition date) $m </div>  </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_278\" id=\"t87_278\" style=\"left:343px;bottom:279px;letter-spacing:0.07px;display:inline;\">Group\u2019s </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_278\" id=\"t83_278\" style=\"left:279px;bottom:269px;letter-spacing:0.07px;display:inline;\">Balances </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_278\" id=\"t88_278\" style=\"left:353px;bottom:269px;letter-spacing:0.06px;display:inline;\">share </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_278\" id=\"t8c_278\" style=\"left:414px;bottom:269px;letter-spacing:0.06px;display:inline;\">Total </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_278\" id=\"t8g_278\" style=\"left:468px;bottom:272px;letter-spacing:0.07px;display:inline;\">Balances </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_278\" id=\"t8k_278\" style=\"left:510px;bottom:272px;letter-spacing:0.06px;word-spacing:0.01px;display:inline;\">Group\u2019s share </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_278\" id=\"t8o_278\" style=\"left:603px;bottom:272px;letter-spacing:0.06px;display:inline;\">Total </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_278\" id=\"t8s_278\" style=\"left:655px;bottom:272px;letter-spacing:0.07px;display:inline;\">Balances </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_278\" id=\"t8w_278\" style=\"left:697px;bottom:272px;letter-spacing:0.06px;word-spacing:0.01px;display:inline;\">Group\u2019s share </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_278\" id=\"t90_278\" style=\"left:790px;bottom:272px;letter-spacing:0.06px;display:inline;\">Total </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_278\" id=\"t84_278\" style=\"left:276px;bottom:259px;letter-spacing:0.07px;display:inline;\">excluding </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_278\" id=\"t89_278\" style=\"left:333px;bottom:259px;letter-spacing:0.06px;word-spacing:0.01px;display:inline;\">relating to </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_278\" id=\"t8d_278\" style=\"left:399px;bottom:259px;letter-spacing:0.07px;display:inline;\">including </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_278\" id=\"t8h_278\" style=\"left:466px;bottom:261px;letter-spacing:0.07px;display:inline;\">excluding </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_278\" id=\"t8l_278\" style=\"left:524px;bottom:261px;letter-spacing:0.06px;display:inline;\">relating to </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_278\" id=\"t8p_278\" style=\"left:589px;bottom:261px;letter-spacing:0.06px;display:inline;\">including </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_278\" id=\"t8t_278\" style=\"left:652px;bottom:261px;letter-spacing:0.07px;display:inline;\">excluding </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_278\" id=\"t8x_278\" style=\"left:710px;bottom:261px;letter-spacing:0.06px;display:inline;\">relating to </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_278\" id=\"t91_278\" style=\"left:776px;bottom:261px;letter-spacing:0.06px;display:inline;\">including </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_278\" id=\"t85_278\" style=\"left:283px;bottom:249px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">JVs and </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_278\" id=\"t8a_278\" style=\"left:344px;bottom:249px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">JVs and </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_278\" id=\"t8e_278\" style=\"left:405px;bottom:249px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">JVs and </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_278\" id=\"t8i_278\" style=\"left:473px;bottom:250px;letter-spacing:0.06px;word-spacing:0.01px;display:inline;\">JVs and </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_278\" id=\"t8m_278\" style=\"left:533px;bottom:250px;letter-spacing:0.06px;word-spacing:0.01px;display:inline;\">JVs and </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_278\" id=\"t8q_278\" style=\"left:594px;bottom:250px;letter-spacing:0.06px;word-spacing:0.01px;display:inline;\">JVs and </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_278\" id=\"t8u_278\" style=\"left:659px;bottom:250px;letter-spacing:0.06px;word-spacing:0.01px;display:inline;\">JVs and </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_278\" id=\"t8y_278\" style=\"left:720px;bottom:250px;letter-spacing:0.06px;word-spacing:0.01px;display:inline;\">JVs and </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_278\" id=\"t92_278\" style=\"left:781px;bottom:250px;letter-spacing:0.06px;word-spacing:0.01px;display:inline;\">JVs and </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_278\" id=\"t86_278\" style=\"left:273px;bottom:239px;letter-spacing:0.07px;display:inline;\">associates </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_278\" id=\"t8b_278\" style=\"left:334px;bottom:239px;letter-spacing:0.07px;display:inline;\">associates </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_278\" id=\"t8f_278\" style=\"left:394px;bottom:239px;letter-spacing:0.07px;display:inline;\">associates </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_278\" id=\"t8j_278\" style=\"left:463px;bottom:239px;letter-spacing:0.07px;display:inline;\">associates </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_278\" id=\"t8n_278\" style=\"left:524px;bottom:239px;letter-spacing:0.07px;display:inline;\">associates </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_278\" id=\"t8r_278\" style=\"left:584px;bottom:239px;letter-spacing:0.07px;display:inline;\">associates </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_278\" id=\"t8v_278\" style=\"left:650px;bottom:239px;letter-spacing:0.07px;display:inline;\">associates </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_278\" id=\"t8z_278\" style=\"left:711px;bottom:239px;letter-spacing:0.07px;display:inline;\">associates </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_278\" id=\"t93_278\" style=\"left:771px;bottom:239px;letter-spacing:0.07px;display:inline;\">associates </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_278\" id=\"t94_278\" style=\"left:69px;bottom:218px;letter-spacing:-0.01px;display:inline;\">Shareholders\u2019 equity </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_278\" id=\"t95_278\" style=\"left:274px;bottom:218px;letter-spacing:-0.02px;display:inline;\">15,883 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_278\" id=\"t96_278\" style=\"left:342px;bottom:218px;letter-spacing:-0.02px;display:inline;\">1,940 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_278\" id=\"t97_278\" style=\"left:395px;bottom:218px;letter-spacing:-0.02px;display:inline;\">17,823 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_278\" id=\"t98_278\" style=\"left:462px;bottom:218px;letter-spacing:-0.01px;display:inline;\">14,472 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_278\" id=\"t99_278\" style=\"left:530px;bottom:218px;letter-spacing:-0.01px;display:inline;\">2,259 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_278\" id=\"t9a_278\" style=\"left:584px;bottom:218px;letter-spacing:-0.01px;display:inline;\">16,731 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_278\" id=\"t9b_278\" style=\"left:649px;bottom:218px;letter-spacing:-0.01px;display:inline;\">16,238 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_278\" id=\"t9c_278\" style=\"left:717px;bottom:218px;letter-spacing:-0.01px;display:inline;\">2,698 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_278\" id=\"t9d_278\" style=\"left:770px;bottom:218px;letter-spacing:-0.01px;display:inline;\">18,936 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_278\" id=\"t9e_278\" style=\"left:69px;bottom:199px;letter-spacing:-0.01px;display:inline;\">CSM, net of reinsurance </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_278\" id=\"t9f_278\" style=\"left:274px;bottom:199px;letter-spacing:-0.02px;display:inline;\">18,839 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_278\" id=\"t9g_278\" style=\"left:342px;bottom:199px;letter-spacing:-0.02px;display:inline;\">2,173 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_278\" id=\"t9h_278\" style=\"left:395px;bottom:199px;letter-spacing:-0.02px;display:inline;\">21,012 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_278\" id=\"t9i_278\" style=\"left:462px;bottom:199px;letter-spacing:-0.01px;display:inline;\">17,838 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_278\" id=\"t9j_278\" style=\"left:530px;bottom:199px;letter-spacing:-0.01px;display:inline;\">2,151 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_278\" id=\"t9k_278\" style=\"left:583px;bottom:199px;letter-spacing:-0.01px;display:inline;\">19,989 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_278\" id=\"t9l_278\" style=\"left:649px;bottom:199px;letter-spacing:-0.01px;display:inline;\">22,525 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_278\" id=\"t9m_278\" style=\"left:717px;bottom:199px;letter-spacing:-0.01px;display:inline;\">2,224 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_278\" id=\"t9n_278\" style=\"left:770px;bottom:199px;letter-spacing:-0.01px;display:inline;\">24,749 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_278\" id=\"t9o_278\" style=\"left:69px;bottom:180px;letter-spacing:-0.01px;display:inline;\">Remove: CSM asset attaching to </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_278\" id=\"t9p_278\" style=\"left:82px;bottom:164px;letter-spacing:-0.01px;display:inline;\">reinsurance contracts wholly </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_278\" id=\"t9q_278\" style=\"left:82px;bottom:149px;letter-spacing:-0.01px;display:inline;\">attributable to policyholders </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_278\" id=\"t9r_278\" style=\"left:281px;bottom:149px;letter-spacing:-0.02px;display:inline;\">1,367 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_278\" id=\"t9s_278\" style=\"left:367px;bottom:149px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_278\" id=\"t9t_278\" style=\"left:402px;bottom:149px;letter-spacing:-0.02px;display:inline;\">1,367 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_278\" id=\"t9u_278\" style=\"left:469px;bottom:149px;letter-spacing:-0.01px;display:inline;\">1,295 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_278\" id=\"t9v_278\" style=\"left:554px;bottom:149px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_278\" id=\"t9w_278\" style=\"left:590px;bottom:149px;letter-spacing:-0.01px;display:inline;\">1,295 </div></td><td class=\"tcs-selection-enabled tcs-selected\" colspan=\"1\" rowspan=\"1\"><div class=\"t s2_278\" id=\"t9x_278\" style=\"left:656px;bottom:149px;letter-spacing:-0.01px;display:inline;\">1,144 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_278\" id=\"t9y_278\" style=\"left:741px;bottom:149px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_278\" id=\"t9z_278\" style=\"left:777px;bottom:149px;letter-spacing:-0.01px;display:inline;\">1,144 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_278\" id=\"ta0_278\" style=\"left:69px;bottom:129px;letter-spacing:-0.01px;display:inline;\">Less: Related tax adjustments </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_278\" id=\"ta1_278\" style=\"left:277px;bottom:129px;letter-spacing:-0.02px;display:inline;\">(2,347) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_278\" id=\"ta2_278\" style=\"left:347px;bottom:129px;letter-spacing:-0.02px;display:inline;\">(509) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_278\" id=\"ta3_278\" style=\"left:398px;bottom:129px;letter-spacing:-0.02px;display:inline;\">(2,856) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_278\" id=\"ta4_278\" style=\"left:465px;bottom:129px;letter-spacing:-0.01px;display:inline;\">(2,295) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_278\" id=\"ta5_278\" style=\"left:535px;bottom:129px;letter-spacing:-0.01px;display:inline;\">(509) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_278\" id=\"ta6_278\" style=\"left:586px;bottom:129px;letter-spacing:-0.01px;display:inline;\">(2,804) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_278\" id=\"ta7_278\" style=\"left:652px;bottom:129px;letter-spacing:-0.01px;display:inline;\">(2,531) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_278\" id=\"ta8_278\" style=\"left:722px;bottom:129px;letter-spacing:-0.01px;display:inline;\">(527) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_278\" id=\"ta9_278\" style=\"left:773px;bottom:129px;letter-spacing:-0.01px;display:inline;\">(3,058) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_278\" id=\"taa_278\" style=\"left:69px;bottom:110px;letter-spacing:-0.01px;display:inline;\">Adjusted shareholders\u2019 equity </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_278\" id=\"tab_278\" style=\"left:273px;bottom:110px;letter-spacing:-0.02px;display:inline;\">33,742 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_278\" id=\"tac_278\" style=\"left:341px;bottom:110px;letter-spacing:-0.02px;display:inline;\">3,604 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_278\" id=\"tad_278\" style=\"left:395px;bottom:110px;letter-spacing:-0.02px;display:inline;\">37,346 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_278\" id=\"tae_278\" style=\"left:462px;bottom:110px;letter-spacing:-0.01px;display:inline;\">31,310 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_278\" id=\"taf_278\" style=\"left:530px;bottom:110px;letter-spacing:-0.01px;display:inline;\">3,901 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_278\" id=\"tag_278\" style=\"left:583px;bottom:110px;letter-spacing:-0.01px;display:inline;\">35,211 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_278\" id=\"tah_278\" style=\"left:649px;bottom:110px;letter-spacing:-0.01px;display:inline;\">37,376 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_278\" id=\"tai_278\" style=\"left:716px;bottom:110px;letter-spacing:-0.01px;display:inline;\">4,395 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_278\" id=\"taj_278\" style=\"left:770px;bottom:110px;letter-spacing:-0.01px;display:inline;\">41,771 </div></td></tr>\n                                        </table><div></div><div class=\"t s0_279\" id=\"t1_279\" style=\"left:87px;bottom:1116px;letter-spacing:0.12px;display:inline;\">C3.2 Analysis of movements in insurance and reinsurance contract balances (excluding JVs and associates) </div><div class=\"t s1_279\" id=\"t2_279\" style=\"left:87px;bottom:1099px;letter-spacing:-0.1px;display:inline;\">(a) </div><div class=\"t s1_279\" id=\"t3_279\" style=\"left:113px;bottom:1099px;letter-spacing:-0.12px;display:inline;\">Analysis of movements in insurance and reinsurance contract balances by measurement component </div><div class=\"t s2_279\" id=\"t4_279\" style=\"left:87px;bottom:1084px;letter-spacing:-0.01px;display:inline;\">An analysis of movements in insurance and reinsurance contract balances by measurement component and excluding the Group\u2019s share of </div><div class=\"t s2_279\" id=\"t5_279\" style=\"left:87px;bottom:1068px;letter-spacing:-0.01px;display:inline;\">insurance and reinsurance contract liabilities and assets relate to the life JVs and associates is set out below: </div><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"8\" rowspan=\"1\" style=\"text-align: center;\">   <div class=\"t s3_279\" id=\"t6_279\" style=\"left:559px;bottom:1039px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">Excluding JVs and associates </div>    </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"8\" rowspan=\"1\" style=\"text-align: center;\">   <div class=\"t s3_279\" id=\"t7_279\" style=\"left:599px;bottom:1022px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">2023 $m </div>    </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"4\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s3_279\" id=\"t8_279\" style=\"left:483px;bottom:1005px;letter-spacing:0.07px;display:inline;\">Insurance </div>  </td><td colspan=\"4\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s3_279\" id=\"t9_279\" style=\"left:707px;bottom:1005px;letter-spacing:0.07px;display:inline;\">Reinsurance </div>  </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_279\" id=\"ta_279\" style=\"left:427px;bottom:988px;letter-spacing:0.08px;display:inline;\">BEL </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_279\" id=\"tb_279\" style=\"left:487px;bottom:988px;letter-spacing:0.1px;display:inline;\">RA </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_279\" id=\"tc_279\" style=\"left:536px;bottom:988px;letter-spacing:0.11px;display:inline;\">CSM </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_279\" id=\"td_279\" style=\"left:590px;bottom:988px;letter-spacing:0.07px;display:inline;\">Total </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_279\" id=\"te_279\" style=\"left:657px;bottom:988px;letter-spacing:0.08px;display:inline;\">BEL </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_279\" id=\"tf_279\" style=\"left:716px;bottom:988px;letter-spacing:0.1px;display:inline;\">RA </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_279\" id=\"tg_279\" style=\"left:765px;bottom:988px;letter-spacing:0.11px;display:inline;\">CSM </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_279\" id=\"th_279\" style=\"left:819px;bottom:988px;letter-spacing:0.07px;display:inline;\">Total </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_279\" id=\"ti_279\" style=\"left:526px;bottom:971px;letter-spacing:0.07px;display:inline;\">note (b) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_279\" id=\"tj_279\" style=\"left:755px;bottom:971px;letter-spacing:0.07px;display:inline;\">note (b) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_279\" id=\"tk_279\" style=\"left:91px;bottom:950px;letter-spacing:-0.01px;display:inline;\">Opening assets </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"tl_279\" style=\"left:405px;bottom:950px;letter-spacing:-0.02px;display:inline;\">(3,540) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"tm_279\" style=\"left:475px;bottom:950px;letter-spacing:-0.02px;display:inline;\">505 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"tn_279\" style=\"left:521px;bottom:950px;letter-spacing:-0.02px;word-spacing:6.87px;display:inline;\">1,929  (1,106) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"to_279\" style=\"left:644px;bottom:950px;letter-spacing:-0.02px;display:inline;\">(508) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"tp_279\" style=\"left:712px;bottom:950px;letter-spacing:-0.02px;word-spacing:5.82px;display:inline;\">39  (1,387)  (1,856) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_279\" id=\"tq_279\" style=\"left:91px;bottom:931px;letter-spacing:-0.01px;display:inline;\">Opening liabilities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"tr_279\" style=\"left:395px;bottom:931px;letter-spacing:-0.02px;display:inline;\">107,582 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"ts_279\" style=\"left:465px;bottom:931px;letter-spacing:-0.02px;word-spacing:3.54px;display:inline;\">1,418  17,239  126,239 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"tt_279\" style=\"left:638px;bottom:931px;letter-spacing:-0.02px;display:inline;\">1,162 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"tu_279\" style=\"left:708px;bottom:931px;letter-spacing:-0.02px;display:inline;\">(44) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"tv_279\" style=\"left:768px;bottom:931px;letter-spacing:-0.02px;display:inline;\">57 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"tw_279\" style=\"left:807px;bottom:931px;letter-spacing:-0.02px;display:inline;\">1,175 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"tx_279\" style=\"left:91px;bottom:911px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Net opening balance at 1 Jan </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"ty_279\" style=\"left:395px;bottom:911px;letter-spacing:-0.02px;display:inline;\">104,042 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"tz_279\" style=\"left:465px;bottom:911px;letter-spacing:-0.02px;word-spacing:3.54px;display:inline;\">1,923  19,168  125,133 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t10_279\" style=\"left:648px;bottom:911px;letter-spacing:-0.02px;display:inline;\">654 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t11_279\" style=\"left:715px;bottom:911px;letter-spacing:-0.02px;word-spacing:4.76px;display:inline;\">(5)  (1,330) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t12_279\" style=\"left:813px;bottom:911px;letter-spacing:-0.02px;display:inline;\">(681) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_279\" id=\"t13_279\" style=\"left:91px;bottom:892px;letter-spacing:-0.01px;display:inline;\">Changes that relate to future service </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_279\" id=\"t14_279\" style=\"left:91px;bottom:872px;letter-spacing:-0.01px;display:inline;\">Changes in estimates that adjust the CSM </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t15_279\" style=\"left:405px;bottom:872px;letter-spacing:-0.02px;display:inline;\">(1,181) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t16_279\" style=\"left:475px;bottom:872px;letter-spacing:-0.02px;display:inline;\">343 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t17_279\" style=\"left:532px;bottom:872px;letter-spacing:-0.02px;display:inline;\">838 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t18_279\" style=\"left:603px;bottom:872px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t19_279\" style=\"left:656px;bottom:872px;letter-spacing:-0.02px;display:inline;\">57 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t1a_279\" style=\"left:712px;bottom:872px;letter-spacing:-0.02px;display:inline;\">43 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t1b_279\" style=\"left:757px;bottom:872px;letter-spacing:-0.02px;display:inline;\">(100) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t1c_279\" style=\"left:832px;bottom:872px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_279\" id=\"t1d_279\" style=\"left:91px;bottom:852px;letter-spacing:-0.01px;display:inline;\">Changes in estimates that result in losses or reversal of </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_279\" id=\"t1e_279\" style=\"left:91px;bottom:837px;letter-spacing:-0.01px;display:inline;\">losses on onerous contracts </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t1f_279\" style=\"left:419px;bottom:837px;letter-spacing:-0.02px;display:inline;\">196 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t1g_279\" style=\"left:486px;bottom:837px;letter-spacing:-0.02px;display:inline;\">(6) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t1h_279\" style=\"left:547px;bottom:837px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t1i_279\" style=\"left:588px;bottom:837px;letter-spacing:-0.02px;display:inline;\">190 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t1j_279\" style=\"left:652px;bottom:837px;letter-spacing:-0.02px;display:inline;\">(98) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t1k_279\" style=\"left:720px;bottom:837px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t1l_279\" style=\"left:776px;bottom:837px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t1m_279\" style=\"left:820px;bottom:837px;letter-spacing:-0.02px;display:inline;\">(98) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_279\" id=\"t1n_279\" style=\"left:91px;bottom:817px;letter-spacing:-0.01px;display:inline;\">New contracts in the year </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t1o_279\" style=\"left:405px;bottom:817px;letter-spacing:-0.02px;display:inline;\">(2,461) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t1p_279\" style=\"left:475px;bottom:817px;letter-spacing:-0.02px;display:inline;\">295 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t1q_279\" style=\"left:522px;bottom:817px;letter-spacing:-0.02px;display:inline;\">2,173 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t1r_279\" style=\"left:602px;bottom:817px;display:inline;\">7 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t1s_279\" style=\"left:656px;bottom:817px;letter-spacing:-0.02px;display:inline;\">75 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t1t_279\" style=\"left:715px;bottom:817px;letter-spacing:-0.02px;display:inline;\">(5) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t1u_279\" style=\"left:764px;bottom:817px;letter-spacing:-0.02px;display:inline;\">(70) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t1v_279\" style=\"left:832px;bottom:817px;display:inline;\">\u2013 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t1w_279\" style=\"left:405px;bottom:798px;letter-spacing:-0.02px;display:inline;\">(3,446) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t1x_279\" style=\"left:476px;bottom:798px;letter-spacing:-0.02px;display:inline;\">632 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t1y_279\" style=\"left:522px;bottom:798px;letter-spacing:-0.02px;display:inline;\">3,011 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t1z_279\" style=\"left:588px;bottom:798px;letter-spacing:-0.02px;display:inline;\">197 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t20_279\" style=\"left:656px;bottom:798px;letter-spacing:-0.02px;display:inline;\">34 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t21_279\" style=\"left:712px;bottom:798px;letter-spacing:-0.02px;display:inline;\">38 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t22_279\" style=\"left:757px;bottom:798px;letter-spacing:-0.02px;display:inline;\">(170) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t23_279\" style=\"left:820px;bottom:798px;letter-spacing:-0.02px;display:inline;\">(98) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_279\" id=\"t24_279\" style=\"left:91px;bottom:778px;letter-spacing:-0.01px;display:inline;\">Changes that relate to current service </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_279\" id=\"t25_279\" style=\"left:104px;bottom:759px;letter-spacing:-0.01px;display:inline;\">Release of CSM to profit or loss </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t26_279\" style=\"left:435px;bottom:759px;display:inline;\">\u2013 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t27_279\" style=\"left:491px;bottom:759px;letter-spacing:-0.02px;word-spacing:5.81px;display:inline;\">\u2013  (2,193)  (2,193) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t28_279\" style=\"left:664px;bottom:759px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t29_279\" style=\"left:720px;bottom:759px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t2a_279\" style=\"left:761px;bottom:759px;letter-spacing:-0.02px;display:inline;\">203 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t2b_279\" style=\"left:817px;bottom:759px;letter-spacing:-0.02px;display:inline;\">203 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_279\" id=\"t2c_279\" style=\"left:104px;bottom:739px;letter-spacing:-0.01px;display:inline;\">Release of risk adjustment to profit or loss </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t2d_279\" style=\"left:435px;bottom:739px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t2e_279\" style=\"left:471px;bottom:739px;letter-spacing:-0.02px;display:inline;\">(228) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t2f_279\" style=\"left:547px;bottom:739px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t2g_279\" style=\"left:584px;bottom:739px;letter-spacing:-0.02px;display:inline;\">(228) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t2h_279\" style=\"left:664px;bottom:739px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t2i_279\" style=\"left:712px;bottom:739px;letter-spacing:-0.02px;display:inline;\">24 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t2j_279\" style=\"left:776px;bottom:739px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t2k_279\" style=\"left:824px;bottom:739px;letter-spacing:-0.02px;display:inline;\">24 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_279\" id=\"t2l_279\" style=\"left:104px;bottom:720px;letter-spacing:-0.01px;display:inline;\">Experience adjustments </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t2m_279\" style=\"left:415px;bottom:720px;letter-spacing:-0.02px;display:inline;\">(176) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t2n_279\" style=\"left:491px;bottom:720px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t2o_279\" style=\"left:547px;bottom:720px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t2p_279\" style=\"left:584px;bottom:720px;letter-spacing:-0.02px;display:inline;\">(176) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t2q_279\" style=\"left:656px;bottom:720px;letter-spacing:-0.02px;display:inline;\">45 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t2r_279\" style=\"left:720px;bottom:720px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t2s_279\" style=\"left:776px;bottom:720px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t2t_279\" style=\"left:824px;bottom:720px;letter-spacing:-0.02px;display:inline;\">45 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t2u_279\" style=\"left:415px;bottom:700px;letter-spacing:-0.02px;display:inline;\">(176) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t2v_279\" style=\"left:471px;bottom:700px;letter-spacing:-0.02px;word-spacing:4.76px;display:inline;\">(228)  (2,193)  (2,597) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t2w_279\" style=\"left:656px;bottom:700px;letter-spacing:-0.02px;display:inline;\">45 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t2x_279\" style=\"left:712px;bottom:700px;letter-spacing:-0.02px;display:inline;\">24 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t2y_279\" style=\"left:761px;bottom:700px;letter-spacing:-0.02px;display:inline;\">203 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t2z_279\" style=\"left:817px;bottom:700px;letter-spacing:-0.02px;display:inline;\">272 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_279\" id=\"t30_279\" style=\"left:91px;bottom:681px;letter-spacing:-0.01px;display:inline;\">Changes that relate to past service </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_279\" id=\"t31_279\" style=\"left:104px;bottom:645px;letter-spacing:-0.01px;display:inline;\">Adjustments to assets/liabilities for incurred claims </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t32_279\" style=\"left:419px;bottom:645px;letter-spacing:-0.02px;display:inline;\">144 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t33_279\" style=\"left:486px;bottom:645px;letter-spacing:-0.02px;display:inline;\">(2) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t34_279\" style=\"left:547px;bottom:645px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t35_279\" style=\"left:588px;bottom:645px;letter-spacing:-0.02px;display:inline;\">142 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t36_279\" style=\"left:659px;bottom:645px;letter-spacing:-0.02px;display:inline;\">(3) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t37_279\" style=\"left:720px;bottom:645px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t38_279\" style=\"left:776px;bottom:645px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t39_279\" style=\"left:827px;bottom:645px;letter-spacing:-0.02px;display:inline;\">(3) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t3a_279\" style=\"left:91px;bottom:626px;letter-spacing:-0.01px;display:inline;\">Insurance service result </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t3b_279\" style=\"left:405px;bottom:626px;letter-spacing:-0.02px;display:inline;\">(3,478) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t3c_279\" style=\"left:476px;bottom:626px;letter-spacing:-0.02px;display:inline;\">402 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t3d_279\" style=\"left:532px;bottom:626px;letter-spacing:-0.02px;word-spacing:6.87px;display:inline;\">818  (2,258) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t3e_279\" style=\"left:656px;bottom:626px;letter-spacing:-0.02px;display:inline;\">76 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t3f_279\" style=\"left:712px;bottom:626px;letter-spacing:-0.02px;display:inline;\">62 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t3g_279\" style=\"left:768px;bottom:626px;letter-spacing:-0.02px;display:inline;\">33 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t3h_279\" style=\"left:817px;bottom:626px;letter-spacing:-0.02px;display:inline;\">171 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_279\" id=\"t3i_279\" style=\"left:91px;bottom:587px;letter-spacing:-0.01px;display:inline;\">Net finance (income) expense from insurance and </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_279\" id=\"t3j_279\" style=\"left:91px;bottom:571px;letter-spacing:-0.01px;display:inline;\">reinsurance contracts </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_279\" id=\"t3k_279\" style=\"left:91px;bottom:551px;letter-spacing:-0.01px;display:inline;\">Accretion of interest on GMM contracts </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t3l_279\" style=\"left:423px;bottom:551px;letter-spacing:-0.02px;display:inline;\">(43) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t3m_279\" style=\"left:483px;bottom:551px;letter-spacing:-0.02px;display:inline;\">47 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t3n_279\" style=\"left:532px;bottom:551px;letter-spacing:-0.02px;display:inline;\">229 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t3o_279\" style=\"left:588px;bottom:551px;letter-spacing:-0.02px;display:inline;\">233 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t3p_279\" style=\"left:663px;bottom:551px;display:inline;\">6 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t3q_279\" style=\"left:715px;bottom:551px;letter-spacing:-0.02px;display:inline;\">(2) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t3r_279\" style=\"left:764px;bottom:551px;letter-spacing:-0.02px;display:inline;\">(49) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t3s_279\" style=\"left:820px;bottom:551px;letter-spacing:-0.02px;display:inline;\">(45) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_279\" id=\"t3t_279\" style=\"left:91px;bottom:532px;letter-spacing:-0.01px;display:inline;\">Other net finance (income) expense </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t3u_279\" style=\"left:409px;bottom:532px;letter-spacing:-0.02px;display:inline;\">8,650 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t3v_279\" style=\"left:479px;bottom:532px;letter-spacing:-0.02px;display:inline;\">(32) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t3w_279\" style=\"left:535px;bottom:532px;letter-spacing:-0.02px;display:inline;\">(12) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t3x_279\" style=\"left:578px;bottom:532px;letter-spacing:-0.02px;display:inline;\">8,606 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t3y_279\" style=\"left:645px;bottom:532px;letter-spacing:-0.02px;display:inline;\">(156) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t3z_279\" style=\"left:712px;bottom:532px;letter-spacing:-0.02px;display:inline;\">10 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t40_279\" style=\"left:776px;bottom:532px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t41_279\" style=\"left:813px;bottom:532px;letter-spacing:-0.02px;display:inline;\">(146) </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t42_279\" style=\"left:410px;bottom:513px;letter-spacing:-0.02px;display:inline;\">8,607 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t43_279\" style=\"left:483px;bottom:513px;letter-spacing:-0.02px;display:inline;\">15 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t44_279\" style=\"left:532px;bottom:513px;letter-spacing:-0.02px;display:inline;\">217 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t45_279\" style=\"left:578px;bottom:513px;letter-spacing:-0.02px;display:inline;\">8,839 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t46_279\" style=\"left:645px;bottom:513px;letter-spacing:-0.02px;display:inline;\">(150) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t47_279\" style=\"left:719px;bottom:513px;display:inline;\">8 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t48_279\" style=\"left:764px;bottom:513px;letter-spacing:-0.02px;display:inline;\">(49) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t49_279\" style=\"left:813px;bottom:513px;letter-spacing:-0.02px;display:inline;\">(191) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t4a_279\" style=\"left:91px;bottom:493px;letter-spacing:-0.01px;display:inline;\">Total amount recognised in income statement </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t4b_279\" style=\"left:410px;bottom:493px;letter-spacing:-0.02px;display:inline;\">5,129 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t4c_279\" style=\"left:476px;bottom:493px;letter-spacing:-0.02px;display:inline;\">417 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t4d_279\" style=\"left:522px;bottom:493px;letter-spacing:-0.02px;display:inline;\">1,035 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t4e_279\" style=\"left:578px;bottom:493px;letter-spacing:-0.02px;display:inline;\">6,581 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t4f_279\" style=\"left:652px;bottom:493px;letter-spacing:-0.02px;display:inline;\">(74) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t4g_279\" style=\"left:712px;bottom:493px;letter-spacing:-0.02px;display:inline;\">70 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t4h_279\" style=\"left:764px;bottom:493px;letter-spacing:-0.02px;display:inline;\">(16) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t4i_279\" style=\"left:820px;bottom:493px;letter-spacing:-0.02px;display:inline;\">(20) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_279\" id=\"t4j_279\" style=\"left:91px;bottom:474px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Effect of movements in exchange rates </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t4k_279\" style=\"left:420px;bottom:474px;letter-spacing:-0.02px;display:inline;\">225 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t4l_279\" style=\"left:490px;bottom:474px;display:inline;\">4 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t4m_279\" style=\"left:535px;bottom:474px;letter-spacing:-0.02px;display:inline;\">(19) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t4n_279\" style=\"left:588px;bottom:474px;letter-spacing:-0.02px;display:inline;\">210 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t4o_279\" style=\"left:663px;bottom:474px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t4p_279\" style=\"left:715px;bottom:474px;letter-spacing:-0.02px;display:inline;\">(2) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t4q_279\" style=\"left:776px;bottom:474px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t4r_279\" style=\"left:833px;bottom:474px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t4s_279\" style=\"left:91px;bottom:454px;letter-spacing:-0.01px;display:inline;\">Total amount recognised in comprehensive income </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t4t_279\" style=\"left:410px;bottom:454px;letter-spacing:-0.02px;display:inline;\">5,354 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t4u_279\" style=\"left:476px;bottom:454px;letter-spacing:-0.02px;display:inline;\">421 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t4v_279\" style=\"left:522px;bottom:454px;letter-spacing:-0.02px;display:inline;\">1,016 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t4w_279\" style=\"left:578px;bottom:454px;letter-spacing:-0.02px;display:inline;\">6,791 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t4x_279\" style=\"left:652px;bottom:454px;letter-spacing:-0.02px;display:inline;\">(73) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t4y_279\" style=\"left:712px;bottom:454px;letter-spacing:-0.02px;display:inline;\">68 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t4z_279\" style=\"left:764px;bottom:454px;letter-spacing:-0.02px;display:inline;\">(15) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t50_279\" style=\"left:820px;bottom:454px;letter-spacing:-0.02px;display:inline;\">(20) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t51_279\" style=\"left:91px;bottom:415px;letter-spacing:-0.01px;display:inline;\">Cash flows </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_279\" id=\"t52_279\" style=\"left:91px;bottom:396px;letter-spacing:-0.01px;display:inline;\">Premiums received net of ceding commissions paid </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t53_279\" style=\"left:402px;bottom:396px;letter-spacing:-0.02px;display:inline;\">22,294 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t54_279\" style=\"left:491px;bottom:396px;display:inline;\">\u2013 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t55_279\" style=\"left:547px;bottom:396px;letter-spacing:-0.02px;word-spacing:5.35px;display:inline;\">\u2013  22,294 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t56_279\" style=\"left:635px;bottom:396px;letter-spacing:-0.02px;display:inline;\">(1,032) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t57_279\" style=\"left:720px;bottom:396px;display:inline;\">\u2013 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t58_279\" style=\"left:777px;bottom:396px;letter-spacing:-0.02px;word-spacing:6.87px;display:inline;\">\u2013  (1,032) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_279\" id=\"t59_279\" style=\"left:91px;bottom:376px;letter-spacing:-0.01px;display:inline;\">Insurance acquisition cash flows </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t5a_279\" style=\"left:405px;bottom:376px;letter-spacing:-0.02px;display:inline;\">(4,270) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t5b_279\" style=\"left:491px;bottom:376px;display:inline;\">\u2013 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t5c_279\" style=\"left:547px;bottom:376px;letter-spacing:-0.02px;word-spacing:6.87px;display:inline;\">\u2013  (4,270) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t5d_279\" style=\"left:664px;bottom:376px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t5e_279\" style=\"left:720px;bottom:376px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t5f_279\" style=\"left:777px;bottom:376px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t5g_279\" style=\"left:833px;bottom:376px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_279\" id=\"t5h_279\" style=\"left:91px;bottom:356px;letter-spacing:-0.01px;display:inline;\">Claims and other insurance service expenses net of </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_279\" id=\"t5i_279\" style=\"left:91px;bottom:341px;letter-spacing:-0.01px;display:inline;\">recoveries from reinsurance received* </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t5j_279\" style=\"left:398px;bottom:341px;letter-spacing:-0.02px;display:inline;\">(11,082) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t5k_279\" style=\"left:491px;bottom:341px;display:inline;\">\u2013 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t5l_279\" style=\"left:547px;bottom:341px;letter-spacing:-0.02px;word-spacing:3.24px;display:inline;\">\u2013  (11,082) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t5m_279\" style=\"left:649px;bottom:341px;letter-spacing:-0.02px;display:inline;\">458 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t5n_279\" style=\"left:720px;bottom:341px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t5o_279\" style=\"left:777px;bottom:341px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t5p_279\" style=\"left:817px;bottom:341px;letter-spacing:-0.02px;display:inline;\">458 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t5q_279\" style=\"left:91px;bottom:321px;letter-spacing:-0.01px;display:inline;\">Total cash flows </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t5r_279\" style=\"left:410px;bottom:321px;letter-spacing:-0.02px;display:inline;\">6,942 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t5s_279\" style=\"left:491px;bottom:321px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t5t_279\" style=\"left:547px;bottom:321px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t5u_279\" style=\"left:578px;bottom:321px;letter-spacing:-0.02px;display:inline;\">6,942 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t5v_279\" style=\"left:645px;bottom:321px;letter-spacing:-0.02px;display:inline;\">(574) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t5w_279\" style=\"left:720px;bottom:321px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t5x_279\" style=\"left:777px;bottom:321px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t5y_279\" style=\"left:813px;bottom:321px;letter-spacing:-0.02px;display:inline;\">(574) </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t5z_279\" style=\"left:91px;bottom:282px;letter-spacing:-0.01px;display:inline;\">Other changes </div> <div class=\"t s6_279\" id=\"t60_279\" style=\"vertical-align: super;left:176px;bottom:290px;letter-spacing:0.21px;display:inline;\">note </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t61_279\" style=\"left:415px;bottom:282px;letter-spacing:-0.02px;display:inline;\">(175) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t62_279\" style=\"left:491px;bottom:282px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t63_279\" style=\"left:547px;bottom:282px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t64_279\" style=\"left:583px;bottom:282px;letter-spacing:-0.02px;display:inline;\">(175) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t65_279\" style=\"left:664px;bottom:282px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t66_279\" style=\"left:720px;bottom:282px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t67_279\" style=\"left:776px;bottom:282px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t68_279\" style=\"left:832px;bottom:282px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_279\" id=\"t69_279\" style=\"left:91px;bottom:243px;letter-spacing:-0.01px;display:inline;\">Closing assets </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t6a_279\" style=\"left:405px;bottom:243px;letter-spacing:-0.02px;display:inline;\">(3,952) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t6b_279\" style=\"left:475px;bottom:243px;letter-spacing:-0.02px;display:inline;\">631 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t6c_279\" style=\"left:521px;bottom:243px;letter-spacing:-0.02px;word-spacing:6.96px;display:inline;\">2,173  (1,148)  (1,175) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t6d_279\" style=\"left:712px;bottom:243px;letter-spacing:-0.02px;word-spacing:5.82px;display:inline;\">84  (1,335)  (2,426) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_279\" id=\"t6e_279\" style=\"left:91px;bottom:224px;letter-spacing:-0.01px;display:inline;\">Closing liabilities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t6f_279\" style=\"left:395px;bottom:224px;letter-spacing:-0.02px;display:inline;\">120,115 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t6g_279\" style=\"left:465px;bottom:224px;letter-spacing:-0.02px;word-spacing:3.54px;display:inline;\">1,713  18,011  139,839 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t6h_279\" style=\"left:638px;bottom:224px;letter-spacing:-0.02px;display:inline;\">1,182 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t6i_279\" style=\"left:708px;bottom:224px;letter-spacing:-0.02px;display:inline;\">(21) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t6j_279\" style=\"left:764px;bottom:224px;letter-spacing:-0.02px;display:inline;\">(10) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t6k_279\" style=\"left:807px;bottom:224px;letter-spacing:-0.02px;display:inline;\">1,151 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t6l_279\" style=\"left:91px;bottom:204px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Net closing balance at 31 Dec </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t6m_279\" style=\"left:395px;bottom:204px;letter-spacing:-0.02px;display:inline;\">116,163 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t6n_279\" style=\"left:465px;bottom:204px;letter-spacing:-0.02px;word-spacing:3.54px;display:inline;\">2,344  20,184  138,691 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t6o_279\" style=\"left:663px;bottom:204px;display:inline;\">7 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_279\" id=\"t6p_279\" style=\"left:712px;bottom:204px;letter-spacing:-0.02px;word-spacing:5.82px;display:inline;\">63  (1,345)  (1,275) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr>\n                                        </table><div></div><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"8\" rowspan=\"1\" style=\"text-align: center;\">   <div class=\"t s0_280\" id=\"t1_280\" style=\"left:543px;bottom:1118px;letter-spacing:0.06px;display:inline;\">Excluding JVs and associates </div>    </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"8\" rowspan=\"1\" style=\"text-align: center;\">   <div class=\"t s0_280\" id=\"t2_280\" style=\"left:578px;bottom:1100px;letter-spacing:0.09px;display:inline;\">2022 $m </div>    </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"4\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s0_280\" id=\"t3_280\" style=\"left:463px;bottom:1083px;letter-spacing:0.07px;display:inline;\">Insurance </div>  </td><td colspan=\"4\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s0_280\" id=\"t4_280\" style=\"left:688px;bottom:1083px;letter-spacing:0.07px;display:inline;\">Reinsurance </div>  </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_280\" id=\"t5_280\" style=\"left:407px;bottom:1066px;letter-spacing:0.08px;display:inline;\">BEL </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_280\" id=\"t6_280\" style=\"left:467px;bottom:1066px;letter-spacing:0.09px;display:inline;\">RA </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_280\" id=\"t7_280\" style=\"left:516px;bottom:1066px;letter-spacing:0.1px;display:inline;\">CSM </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_280\" id=\"t8_280\" style=\"left:570px;bottom:1066px;letter-spacing:0.07px;display:inline;\">Total </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_280\" id=\"t9_280\" style=\"left:636px;bottom:1066px;letter-spacing:0.08px;display:inline;\">BEL </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_280\" id=\"ta_280\" style=\"left:696px;bottom:1066px;letter-spacing:0.09px;display:inline;\">RA </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_280\" id=\"tb_280\" style=\"left:745px;bottom:1066px;letter-spacing:0.1px;display:inline;\">CSM </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_280\" id=\"tc_280\" style=\"left:799px;bottom:1066px;letter-spacing:0.07px;display:inline;\">Total </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_280\" id=\"td_280\" style=\"left:506px;bottom:1049px;letter-spacing:0.07px;display:inline;\">note (b) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_280\" id=\"te_280\" style=\"left:735px;bottom:1049px;letter-spacing:0.07px;display:inline;\">note (b) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"tf_280\" style=\"left:69px;bottom:1028px;letter-spacing:-0.01px;display:inline;\">Opening assets </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"tg_280\" style=\"left:385px;bottom:1028px;letter-spacing:-0.01px;display:inline;\">(3,818) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"th_280\" style=\"left:455px;bottom:1028px;letter-spacing:-0.01px;display:inline;\">547 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"ti_280\" style=\"left:501px;bottom:1028px;letter-spacing:-0.01px;display:inline;\">2,050 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"tj_280\" style=\"left:553px;bottom:1028px;letter-spacing:-0.01px;display:inline;\">(1,221) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"tk_280\" style=\"left:614px;bottom:1028px;letter-spacing:-0.01px;display:inline;\">(1,752) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"tl_280\" style=\"left:691px;bottom:1028px;letter-spacing:-0.01px;display:inline;\">15 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"tm_280\" style=\"left:726px;bottom:1028px;letter-spacing:-0.01px;display:inline;\">(1,050) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"tn_280\" style=\"left:782px;bottom:1028px;letter-spacing:-0.01px;display:inline;\">(2,787) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"to_280\" style=\"left:69px;bottom:1009px;letter-spacing:-0.01px;display:inline;\">Opening liabilities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"tp_280\" style=\"left:375px;bottom:1009px;letter-spacing:-0.01px;display:inline;\">126,438 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"tq_280\" style=\"left:445px;bottom:1009px;letter-spacing:-0.01px;word-spacing:4.69px;display:inline;\">1,661  21,699  149,798 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"tr_280\" style=\"left:618px;bottom:1009px;letter-spacing:-0.01px;display:inline;\">1,474 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"ts_280\" style=\"left:687px;bottom:1009px;display:inline;\">(46) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"tt_280\" style=\"left:736px;bottom:1009px;letter-spacing:-0.01px;display:inline;\">(174) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"tu_280\" style=\"left:787px;bottom:1009px;letter-spacing:-0.01px;display:inline;\">1,254 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_280\" id=\"tv_280\" style=\"left:69px;bottom:989px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Net opening balance at 1 Jan </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"tw_280\" style=\"left:375px;bottom:989px;letter-spacing:-0.01px;display:inline;\">122,620 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"tx_280\" style=\"left:445px;bottom:989px;letter-spacing:-0.01px;word-spacing:4.69px;display:inline;\">2,208  23,749  148,577 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"ty_280\" style=\"left:623px;bottom:989px;letter-spacing:-0.01px;display:inline;\">(278) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"tz_280\" style=\"left:687px;bottom:989px;display:inline;\">(31) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t10_280\" style=\"left:726px;bottom:989px;letter-spacing:-0.01px;display:inline;\">(1,224) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t11_280\" style=\"left:782px;bottom:989px;letter-spacing:-0.01px;display:inline;\">(1,533) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_280\" id=\"t12_280\" style=\"left:69px;bottom:970px;letter-spacing:-0.01px;display:inline;\">Changes that relate to future service </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t13_280\" style=\"left:69px;bottom:951px;letter-spacing:-0.01px;display:inline;\">Changes in estimates that adjust the CSM </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t14_280\" style=\"left:389px;bottom:951px;letter-spacing:-0.01px;display:inline;\">4,043 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t15_280\" style=\"left:450px;bottom:951px;letter-spacing:-0.01px;display:inline;\">(222) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t16_280\" style=\"left:497px;bottom:951px;letter-spacing:-0.01px;display:inline;\">(3,821) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t17_280\" style=\"left:581px;bottom:951px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t18_280\" style=\"left:628px;bottom:951px;letter-spacing:-0.01px;display:inline;\">280 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t19_280\" style=\"left:691px;bottom:951px;letter-spacing:-0.01px;display:inline;\">10 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t1a_280\" style=\"left:736px;bottom:951px;letter-spacing:-0.01px;display:inline;\">(290) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t1b_280\" style=\"left:811px;bottom:951px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t1c_280\" style=\"left:69px;bottom:931px;letter-spacing:-0.01px;display:inline;\">Changes in estimates that result in losses or reversal of </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t1d_280\" style=\"left:69px;bottom:915px;letter-spacing:-0.01px;display:inline;\">losses on onerous contracts </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t1e_280\" style=\"left:406px;bottom:915px;letter-spacing:-0.01px;display:inline;\">79 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t1f_280\" style=\"left:457px;bottom:915px;display:inline;\">(52) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t1g_280\" style=\"left:525px;bottom:915px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t1h_280\" style=\"left:574px;bottom:915px;letter-spacing:-0.01px;display:inline;\">27 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t1i_280\" style=\"left:638px;bottom:915px;display:inline;\">(3) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t1j_280\" style=\"left:698px;bottom:915px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t1k_280\" style=\"left:755px;bottom:915px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t1l_280\" style=\"left:806px;bottom:915px;display:inline;\">(3) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t1m_280\" style=\"left:69px;bottom:896px;letter-spacing:-0.01px;display:inline;\">New contracts in the period </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t1n_280\" style=\"left:385px;bottom:896px;letter-spacing:-0.01px;display:inline;\">(1,811) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t1o_280\" style=\"left:455px;bottom:896px;letter-spacing:-0.01px;display:inline;\">232 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t1p_280\" style=\"left:501px;bottom:896px;letter-spacing:-0.01px;display:inline;\">1,582 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t1q_280\" style=\"left:581px;bottom:896px;display:inline;\">3 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t1r_280\" style=\"left:631px;bottom:896px;display:inline;\">(45) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t1s_280\" style=\"left:698px;bottom:896px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t1t_280\" style=\"left:747px;bottom:896px;letter-spacing:-0.01px;display:inline;\">44 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t1u_280\" style=\"left:811px;bottom:896px;display:inline;\">\u2013 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t1v_280\" style=\"left:389px;bottom:876px;letter-spacing:-0.01px;display:inline;\">2,311 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t1w_280\" style=\"left:458px;bottom:876px;display:inline;\">(42) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t1x_280\" style=\"left:497px;bottom:876px;letter-spacing:-0.01px;display:inline;\">(2,239) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t1y_280\" style=\"left:574px;bottom:876px;letter-spacing:-0.01px;display:inline;\">30 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t1z_280\" style=\"left:628px;bottom:876px;letter-spacing:-0.01px;display:inline;\">232 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t20_280\" style=\"left:691px;bottom:876px;letter-spacing:-0.01px;display:inline;\">11 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t21_280\" style=\"left:736px;bottom:876px;letter-spacing:-0.01px;display:inline;\">(246) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t22_280\" style=\"left:806px;bottom:876px;display:inline;\">(3) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_280\" id=\"t23_280\" style=\"left:69px;bottom:857px;letter-spacing:-0.01px;display:inline;\">Changes that relate to current service </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t24_280\" style=\"left:82px;bottom:837px;letter-spacing:-0.01px;display:inline;\">Release of CSM to profit or loss </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t25_280\" style=\"left:413px;bottom:837px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t26_280\" style=\"left:469px;bottom:837px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t27_280\" style=\"left:497px;bottom:837px;letter-spacing:-0.01px;display:inline;\">(2,181) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t28_280\" style=\"left:553px;bottom:837px;letter-spacing:-0.01px;display:inline;\">(2,181) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t29_280\" style=\"left:642px;bottom:837px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t2a_280\" style=\"left:698px;bottom:837px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t2b_280\" style=\"left:740px;bottom:837px;letter-spacing:-0.01px;display:inline;\">168 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t2c_280\" style=\"left:796px;bottom:837px;letter-spacing:-0.01px;display:inline;\">168 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t2d_280\" style=\"left:82px;bottom:818px;letter-spacing:-0.01px;display:inline;\">Release of risk adjustment to profit or loss </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t2e_280\" style=\"left:413px;bottom:818px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t2f_280\" style=\"left:451px;bottom:818px;letter-spacing:-0.01px;display:inline;\">(169) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t2g_280\" style=\"left:525px;bottom:818px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t2h_280\" style=\"left:563px;bottom:818px;letter-spacing:-0.01px;display:inline;\">(169) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t2i_280\" style=\"left:642px;bottom:818px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t2j_280\" style=\"left:698px;bottom:818px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t2k_280\" style=\"left:755px;bottom:818px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t2l_280\" style=\"left:810px;bottom:818px;display:inline;\">2 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t2m_280\" style=\"left:82px;bottom:798px;letter-spacing:-0.01px;display:inline;\">Experience adjustments </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t2n_280\" style=\"left:394px;bottom:798px;letter-spacing:-0.01px;display:inline;\">(108) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t2o_280\" style=\"left:469px;bottom:798px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t2p_280\" style=\"left:525px;bottom:798px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t2q_280\" style=\"left:563px;bottom:798px;letter-spacing:-0.01px;display:inline;\">(108) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t2r_280\" style=\"left:631px;bottom:798px;display:inline;\">(87) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t2s_280\" style=\"left:698px;bottom:798px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t2t_280\" style=\"left:755px;bottom:798px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t2u_280\" style=\"left:799px;bottom:798px;display:inline;\">(87) </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t2v_280\" style=\"left:394px;bottom:779px;letter-spacing:-0.01px;display:inline;\">(108) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t2w_280\" style=\"left:451px;bottom:779px;letter-spacing:-0.01px;display:inline;\">(169) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t2x_280\" style=\"left:497px;bottom:779px;letter-spacing:-0.01px;display:inline;\">(2,181) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t2y_280\" style=\"left:553px;bottom:779px;letter-spacing:-0.01px;display:inline;\">(2,458) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t2z_280\" style=\"left:631px;bottom:779px;display:inline;\">(87) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t30_280\" style=\"left:698px;bottom:779px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t31_280\" style=\"left:740px;bottom:779px;letter-spacing:-0.01px;display:inline;\">168 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t32_280\" style=\"left:803px;bottom:779px;display:inline;\">83 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_280\" id=\"t33_280\" style=\"left:69px;bottom:759px;letter-spacing:-0.01px;display:inline;\">Changes that relate to past service </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t34_280\" style=\"left:82px;bottom:740px;letter-spacing:-0.01px;display:inline;\">Adjustments to assets/liabilities for incurred claims </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t35_280\" style=\"left:399px;bottom:740px;letter-spacing:-0.01px;display:inline;\">144 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t36_280\" style=\"left:469px;bottom:740px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t37_280\" style=\"left:526px;bottom:740px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t38_280\" style=\"left:567px;bottom:740px;letter-spacing:-0.01px;display:inline;\">146 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t39_280\" style=\"left:635px;bottom:740px;letter-spacing:-0.01px;display:inline;\">25 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t3a_280\" style=\"left:699px;bottom:740px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t3b_280\" style=\"left:755px;bottom:740px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t3c_280\" style=\"left:803px;bottom:740px;display:inline;\">25 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_280\" id=\"t3d_280\" style=\"left:69px;bottom:720px;letter-spacing:-0.01px;display:inline;\">Insurance service result </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t3e_280\" style=\"left:389px;bottom:720px;letter-spacing:-0.01px;display:inline;\">2,347 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t3f_280\" style=\"left:451px;bottom:720px;letter-spacing:-0.01px;display:inline;\">(209) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t3g_280\" style=\"left:497px;bottom:720px;letter-spacing:-0.01px;display:inline;\">(4,420) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t3h_280\" style=\"left:553px;bottom:720px;letter-spacing:-0.01px;display:inline;\">(2,282) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t3i_280\" style=\"left:628px;bottom:720px;letter-spacing:-0.01px;display:inline;\">170 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t3j_280\" style=\"left:691px;bottom:720px;letter-spacing:-0.01px;display:inline;\">13 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t3k_280\" style=\"left:743px;bottom:720px;display:inline;\">(78) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t3l_280\" style=\"left:796px;bottom:720px;letter-spacing:-0.01px;display:inline;\">105 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_280\" id=\"t3m_280\" style=\"left:69px;bottom:681px;letter-spacing:-0.01px;display:inline;\">Net finance (income) expense from insurance and </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_280\" id=\"t3n_280\" style=\"left:69px;bottom:665px;letter-spacing:-0.01px;display:inline;\">reinsurance contracts </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t3o_280\" style=\"left:69px;bottom:646px;letter-spacing:-0.01px;display:inline;\">Accretion of interest on GMM contracts </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t3p_280\" style=\"left:406px;bottom:646px;letter-spacing:-0.01px;display:inline;\">13 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t3q_280\" style=\"left:469px;bottom:646px;display:inline;\">9 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t3r_280\" style=\"left:511px;bottom:646px;letter-spacing:-0.01px;display:inline;\">218 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t3s_280\" style=\"left:567px;bottom:646px;letter-spacing:-0.01px;display:inline;\">240 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t3t_280\" style=\"left:638px;bottom:646px;display:inline;\">(3) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t3u_280\" style=\"left:694px;bottom:646px;display:inline;\">(1) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t3v_280\" style=\"left:743px;bottom:646px;display:inline;\">(41) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t3w_280\" style=\"left:799px;bottom:646px;display:inline;\">(45) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t3x_280\" style=\"left:69px;bottom:626px;letter-spacing:-0.01px;display:inline;\">Other net finance (income) expense </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t3y_280\" style=\"left:378px;bottom:626px;letter-spacing:-0.01px;display:inline;\">(28,954) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t3z_280\" style=\"left:458px;bottom:626px;display:inline;\">(26) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t40_280\" style=\"left:511px;bottom:626px;letter-spacing:-0.01px;word-spacing:4.36px;display:inline;\">117  (28,863) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t41_280\" style=\"left:618px;bottom:626px;letter-spacing:-0.01px;display:inline;\">1,224 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t42_280\" style=\"left:691px;bottom:626px;letter-spacing:-0.01px;display:inline;\">10 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t43_280\" style=\"left:754px;bottom:626px;display:inline;\">4 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t44_280\" style=\"left:787px;bottom:626px;letter-spacing:-0.01px;display:inline;\">1,238 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t45_280\" style=\"left:378px;bottom:607px;letter-spacing:-0.01px;display:inline;\">(28,941) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t46_280\" style=\"left:458px;bottom:607px;display:inline;\">(17) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t47_280\" style=\"left:511px;bottom:607px;letter-spacing:-0.01px;word-spacing:4.36px;display:inline;\">335  (28,623) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t48_280\" style=\"left:618px;bottom:607px;letter-spacing:-0.01px;display:inline;\">1,221 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t49_280\" style=\"left:698px;bottom:607px;display:inline;\">9 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t4a_280\" style=\"left:743px;bottom:607px;display:inline;\">(37) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t4b_280\" style=\"left:787px;bottom:607px;letter-spacing:-0.01px;display:inline;\">1,193 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_280\" id=\"t4c_280\" style=\"left:69px;bottom:587px;letter-spacing:-0.01px;display:inline;\">Total amount recognised in income statement </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t4d_280\" style=\"left:378px;bottom:587px;letter-spacing:-0.01px;display:inline;\">(26,594) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t4e_280\" style=\"left:451px;bottom:587px;letter-spacing:-0.01px;display:inline;\">(226) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t4f_280\" style=\"left:497px;bottom:587px;letter-spacing:-0.01px;word-spacing:2.26px;display:inline;\">(4,085)  (30,905) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t4g_280\" style=\"left:618px;bottom:587px;letter-spacing:-0.01px;display:inline;\">1,391 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t4h_280\" style=\"left:691px;bottom:587px;letter-spacing:-0.01px;display:inline;\">22 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t4i_280\" style=\"left:736px;bottom:587px;letter-spacing:-0.01px;display:inline;\">(115) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t4j_280\" style=\"left:787px;bottom:587px;letter-spacing:-0.01px;display:inline;\">1,298 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t4k_280\" style=\"left:69px;bottom:568px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Effect of movements in exchange rates </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t4l_280\" style=\"left:385px;bottom:568px;letter-spacing:-0.01px;display:inline;\">(1,595) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t4m_280\" style=\"left:458px;bottom:568px;display:inline;\">(59) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t4n_280\" style=\"left:507px;bottom:568px;letter-spacing:-0.01px;display:inline;\">(496) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t4o_280\" style=\"left:554px;bottom:568px;letter-spacing:-0.01px;display:inline;\">(2,150) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t4p_280\" style=\"left:631px;bottom:568px;display:inline;\">(19) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t4q_280\" style=\"left:698px;bottom:568px;display:inline;\">4 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t4r_280\" style=\"left:754px;bottom:568px;display:inline;\">9 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t4s_280\" style=\"left:806px;bottom:568px;display:inline;\">(6) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_280\" id=\"t4t_280\" style=\"left:69px;bottom:548px;letter-spacing:-0.01px;display:inline;\">Total amount recognised in comprehensive income </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t4u_280\" style=\"left:378px;bottom:548px;letter-spacing:-0.01px;display:inline;\">(28,189) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t4v_280\" style=\"left:451px;bottom:548px;letter-spacing:-0.01px;display:inline;\">(285) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t4w_280\" style=\"left:497px;bottom:548px;letter-spacing:-0.01px;word-spacing:2.26px;display:inline;\">(4,581)  (33,055) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t4x_280\" style=\"left:619px;bottom:548px;letter-spacing:-0.01px;display:inline;\">1,372 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t4y_280\" style=\"left:691px;bottom:548px;letter-spacing:-0.01px;display:inline;\">26 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t4z_280\" style=\"left:736px;bottom:548px;letter-spacing:-0.01px;display:inline;\">(106) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t50_280\" style=\"left:787px;bottom:548px;letter-spacing:-0.01px;display:inline;\">1,292 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_280\" id=\"t51_280\" style=\"left:69px;bottom:509px;letter-spacing:-0.01px;display:inline;\">Cash flows </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t52_280\" style=\"left:69px;bottom:490px;letter-spacing:-0.01px;display:inline;\">Premiums received net of ceding commissions paid </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t53_280\" style=\"left:382px;bottom:490px;letter-spacing:-0.01px;display:inline;\">23,464 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t54_280\" style=\"left:470px;bottom:490px;display:inline;\">\u2013 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t55_280\" style=\"left:526px;bottom:490px;letter-spacing:-0.01px;word-spacing:6.44px;display:inline;\">\u2013  23,464 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t56_280\" style=\"left:624px;bottom:490px;letter-spacing:-0.01px;display:inline;\">(970) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t57_280\" style=\"left:699px;bottom:490px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t58_280\" style=\"left:755px;bottom:490px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t59_280\" style=\"left:792px;bottom:490px;letter-spacing:-0.01px;display:inline;\">(970) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t5a_280\" style=\"left:69px;bottom:470px;letter-spacing:-0.01px;display:inline;\">Insurance acquisition cash flows </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t5b_280\" style=\"left:385px;bottom:470px;letter-spacing:-0.01px;display:inline;\">(3,138) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t5c_280\" style=\"left:470px;bottom:470px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t5d_280\" style=\"left:526px;bottom:470px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t5e_280\" style=\"left:554px;bottom:470px;letter-spacing:-0.01px;display:inline;\">(3,138) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t5f_280\" style=\"left:643px;bottom:470px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t5g_280\" style=\"left:699px;bottom:470px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t5h_280\" style=\"left:755px;bottom:470px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t5i_280\" style=\"left:811px;bottom:470px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t5j_280\" style=\"left:70px;bottom:448px;letter-spacing:-0.01px;display:inline;\">Claims and other insurance service expenses net of </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t5k_280\" style=\"left:70px;bottom:433px;letter-spacing:-0.01px;display:inline;\">recoveries from reinsurance received* </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t5l_280\" style=\"left:378px;bottom:433px;letter-spacing:-0.01px;display:inline;\">(10,650) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t5m_280\" style=\"left:470px;bottom:433px;display:inline;\">\u2013 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t5n_280\" style=\"left:526px;bottom:433px;letter-spacing:-0.01px;word-spacing:4.36px;display:inline;\">\u2013  (10,650) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t5o_280\" style=\"left:628px;bottom:433px;letter-spacing:-0.01px;display:inline;\">519 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t5p_280\" style=\"left:699px;bottom:433px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t5q_280\" style=\"left:755px;bottom:433px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t5r_280\" style=\"left:797px;bottom:433px;letter-spacing:-0.01px;display:inline;\">519 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_280\" id=\"t5s_280\" style=\"left:70px;bottom:413px;letter-spacing:-0.01px;display:inline;\">Total cash flows </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t5t_280\" style=\"left:389px;bottom:413px;letter-spacing:-0.01px;display:inline;\">9,676 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t5u_280\" style=\"left:470px;bottom:413px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t5v_280\" style=\"left:526px;bottom:413px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t5w_280\" style=\"left:558px;bottom:413px;letter-spacing:-0.01px;display:inline;\">9,676 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t5x_280\" style=\"left:624px;bottom:413px;letter-spacing:-0.01px;display:inline;\">(451) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t5y_280\" style=\"left:699px;bottom:413px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t5z_280\" style=\"left:755px;bottom:413px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t60_280\" style=\"left:792px;bottom:413px;letter-spacing:-0.01px;display:inline;\">(451) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_280\" id=\"t61_280\" style=\"left:70px;bottom:374px;letter-spacing:-0.01px;display:inline;\">Other changes </div> <div class=\"t s4_280\" id=\"t62_280\" style=\"vertical-align: super;left:155px;bottom:382px;letter-spacing:0.21px;display:inline;\">note </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t63_280\" style=\"left:401px;bottom:374px;display:inline;\">(65) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t64_280\" style=\"left:469px;bottom:374px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t65_280\" style=\"left:525px;bottom:374px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t66_280\" style=\"left:570px;bottom:374px;display:inline;\">(65) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t67_280\" style=\"left:635px;bottom:374px;letter-spacing:-0.01px;display:inline;\">11 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t68_280\" style=\"left:698px;bottom:374px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t69_280\" style=\"left:754px;bottom:374px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t6a_280\" style=\"left:803px;bottom:374px;display:inline;\">11 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t6b_280\" style=\"left:69px;bottom:335px;letter-spacing:-0.01px;display:inline;\">Closing assets </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t6c_280\" style=\"left:385px;bottom:335px;letter-spacing:-0.01px;display:inline;\">(3,540) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t6d_280\" style=\"left:455px;bottom:335px;letter-spacing:-0.01px;display:inline;\">505 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t6e_280\" style=\"left:501px;bottom:335px;letter-spacing:-0.01px;display:inline;\">1,929 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t6f_280\" style=\"left:553px;bottom:335px;letter-spacing:-0.01px;display:inline;\">(1,106) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t6g_280\" style=\"left:623px;bottom:335px;letter-spacing:-0.01px;display:inline;\">(508) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t6h_280\" style=\"left:691px;bottom:335px;letter-spacing:-0.01px;display:inline;\">39 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t6i_280\" style=\"left:726px;bottom:335px;letter-spacing:-0.01px;display:inline;\">(1,387) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t6j_280\" style=\"left:782px;bottom:335px;letter-spacing:-0.01px;display:inline;\">(1,856) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t6k_280\" style=\"left:69px;bottom:316px;letter-spacing:-0.01px;display:inline;\">Closing liabilities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t6l_280\" style=\"left:375px;bottom:316px;letter-spacing:-0.01px;display:inline;\">107,582 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t6m_280\" style=\"left:445px;bottom:316px;letter-spacing:-0.01px;word-spacing:4.69px;display:inline;\">1,418  17,239  126,239 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t6n_280\" style=\"left:618px;bottom:316px;letter-spacing:-0.01px;display:inline;\">1,162 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t6o_280\" style=\"left:687px;bottom:316px;display:inline;\">(44) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t6p_280\" style=\"left:747px;bottom:316px;letter-spacing:-0.01px;display:inline;\">57 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t6q_280\" style=\"left:787px;bottom:316px;letter-spacing:-0.01px;display:inline;\">1,175 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_280\" id=\"t6r_280\" style=\"left:69px;bottom:296px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Net closing balance at 31 Dec </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t6s_280\" style=\"left:375px;bottom:296px;letter-spacing:-0.01px;display:inline;\">104,042 </div></td><td class=\"tcs-selection-enabled tcs-selected\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t6t_280\" style=\"left:445px;bottom:296px;letter-spacing:-0.01px;word-spacing:4.69px;display:inline;\">1,923  19,168  125,133 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t6u_280\" style=\"left:628px;bottom:296px;letter-spacing:-0.01px;display:inline;\">654 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t6v_280\" style=\"left:694px;bottom:296px;display:inline;\">(5) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t6w_280\" style=\"left:726px;bottom:296px;letter-spacing:-0.01px;display:inline;\">(1,330) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_280\" id=\"t6x_280\" style=\"left:792px;bottom:296px;letter-spacing:-0.01px;display:inline;\">(681) </div></td></tr>\n                                        </table><div class=\"t s5_280\" id=\"t6y_280\" style=\"left:65px;bottom:270px;display:inline;\">* </div><div class=\"t s5_280\" id=\"t6z_280\" style=\"left:82px;bottom:270px;letter-spacing:-0.14px;display:inline;\">Including investment component. </div><div class=\"t s6_280\" id=\"t70_280\" style=\"left:65px;bottom:252px;letter-spacing:-0.17px;display:inline;\">Note </div><div class=\"t s5_280\" id=\"t71_280\" style=\"left:65px;bottom:240px;letter-spacing:-0.13px;display:inline;\">Other changes include movements in insurance contract liabilities arising from adjustments to remove the incurred non-cash expenses (such as depreciation, amortisation) from </div><div class=\"t s5_280\" id=\"t72_280\" style=\"left:65px;bottom:229px;letter-spacing:-0.12px;display:inline;\">insurance contract asset/liability balance. </div><div class=\"t s5_280\" id=\"t73_280\" style=\"left:65px;bottom:217px;letter-spacing:-0.12px;display:inline;\">Accretion of interest includes interest on policy loans. </div><div></div><div class=\"t s0_281\" id=\"t1_281\" style=\"left:87px;bottom:1118px;letter-spacing:-0.1px;display:inline;\">(b) </div><div class=\"t s0_281\" id=\"t2_281\" style=\"left:113px;bottom:1118px;letter-spacing:-0.12px;display:inline;\">CSM transition approach </div><div class=\"t s1_281\" id=\"t3_281\" style=\"left:87px;bottom:1102px;letter-spacing:-0.01px;display:inline;\">The table below provides an analysis of CSM by transition approach excluding JVs and associates: </div>\n\n<table>\n\t\n\t\t<tr>\n\t\t\t<td>                                            \u00a0</td>\n\t\t\t<td>                                        \u00a0</td>\n\t\t</tr>\n\t\n\t\n\t\t<tr>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"8\" rowspan=\"1\" style=\"text-align: center;\">  <div class=\"t s2_281\" id=\"t4_281\" style=\"left:484px;bottom:1073px;letter-spacing:0.06px;display:inline;\">Insurance contracts (excluding JVs and associates) </div>     </td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"4\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s3_281\" id=\"t5_281\" style=\"left:429px;bottom:1056px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">2023 $m </div>  </td>\n\t\t\t<td colspan=\"4\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s2_281\" id=\"t6_281\" style=\"left:691px;bottom:1056px;letter-spacing:0.09px;display:inline;\">2022 $m </div>  </td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_281\" id=\"t7_281\" style=\"left:341px;bottom:1040px;letter-spacing:0.07px;display:inline;\">Contracts </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_281\" id=\"t9_281\" style=\"left:405px;bottom:1040px;letter-spacing:0.07px;display:inline;\">Contracts </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_281\" id=\"tb_281\" style=\"left:485px;bottom:1040px;letter-spacing:0.06px;display:inline;\">Other </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_281\" id=\"te_281\" style=\"left:606px;bottom:1040px;letter-spacing:0.06px;display:inline;\">Contracts </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_281\" id=\"tg_281\" style=\"left:670px;bottom:1040px;letter-spacing:0.06px;display:inline;\">Contracts </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_281\" id=\"ti_281\" style=\"left:749px;bottom:1040px;letter-spacing:0.06px;display:inline;\">Other </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_281\" id=\"t8_281\" style=\"left:335px;bottom:1030px;letter-spacing:0.09px;word-spacing:0.01px;display:inline;\">under MRA </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_281\" id=\"ta_281\" style=\"left:402px;bottom:1030px;letter-spacing:0.08px;display:inline;\">under FVA </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_281\" id=\"tc_281\" style=\"left:468px;bottom:1030px;letter-spacing:0.07px;display:inline;\">contracts* </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_281\" id=\"td_281\" style=\"left:531px;bottom:1030px;letter-spacing:0.08px;display:inline;\">Total CSM </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_281\" id=\"tf_281\" style=\"left:600px;bottom:1030px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">under MRA </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_281\" id=\"th_281\" style=\"left:667px;bottom:1030px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">under FVA </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_281\" id=\"tj_281\" style=\"left:733px;bottom:1030px;letter-spacing:0.06px;display:inline;\">contracts* </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_281\" id=\"tk_281\" style=\"left:795px;bottom:1030px;letter-spacing:0.08px;display:inline;\">Total CSM </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_281\" id=\"tl_281\" style=\"left:91px;bottom:1009px;letter-spacing:-0.01px;display:inline;\">Balance at 1 Jan </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_281\" id=\"tm_281\" style=\"left:354px;bottom:1009px;letter-spacing:-0.02px;display:inline;\">822 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_281\" id=\"tn_281\" style=\"left:408px;bottom:1009px;letter-spacing:-0.02px;display:inline;\">3,635 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_281\" id=\"to_281\" style=\"left:465px;bottom:1009px;letter-spacing:-0.02px;display:inline;\">14,711 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_281\" id=\"tp_281\" style=\"left:529px;bottom:1009px;letter-spacing:-0.02px;display:inline;\">19,168 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"tq_281\" style=\"left:616px;bottom:1009px;letter-spacing:-0.01px;display:inline;\">944 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"tr_281\" style=\"left:671px;bottom:1009px;letter-spacing:-0.01px;display:inline;\">4,798 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"ts_281\" style=\"left:728px;bottom:1009px;letter-spacing:-0.01px;display:inline;\">18,007 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"tt_281\" style=\"left:792px;bottom:1009px;letter-spacing:-0.01px;display:inline;\">23,749 </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"tu_281\" style=\"left:91px;bottom:990px;letter-spacing:-0.01px;display:inline;\">Changes that relate to future service </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"tv_281\" style=\"left:91px;bottom:970px;letter-spacing:-0.01px;display:inline;\">Changes in estimates that adjust the CSM </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_281\" id=\"tw_281\" style=\"left:354px;bottom:970px;letter-spacing:-0.02px;display:inline;\">143 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_281\" id=\"tx_281\" style=\"left:418px;bottom:970px;letter-spacing:-0.02px;display:inline;\">462 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_281\" id=\"ty_281\" style=\"left:482px;bottom:970px;letter-spacing:-0.02px;display:inline;\">233 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_281\" id=\"tz_281\" style=\"left:546px;bottom:970px;letter-spacing:-0.02px;display:inline;\">838 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t10_281\" style=\"left:623px;bottom:970px;letter-spacing:-0.01px;display:inline;\">18 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t11_281\" style=\"left:676px;bottom:970px;letter-spacing:-0.01px;display:inline;\">(686) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t12_281\" style=\"left:731px;bottom:970px;letter-spacing:-0.01px;display:inline;\">(3,153) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t13_281\" style=\"left:795px;bottom:970px;letter-spacing:-0.01px;display:inline;\">(3,821) </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t14_281\" style=\"left:91px;bottom:951px;letter-spacing:-0.01px;display:inline;\">New contracts in the year </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_281\" id=\"t15_281\" style=\"left:369px;bottom:951px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_281\" id=\"t16_281\" style=\"left:433px;bottom:951px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_281\" id=\"t17_281\" style=\"left:472px;bottom:951px;letter-spacing:-0.02px;display:inline;\">2,173 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_281\" id=\"t18_281\" style=\"left:536px;bottom:951px;letter-spacing:-0.02px;display:inline;\">2,173 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t19_281\" style=\"left:630px;bottom:951px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t1a_281\" style=\"left:695px;bottom:951px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t1b_281\" style=\"left:735px;bottom:951px;letter-spacing:-0.01px;display:inline;\">1,582 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t1c_281\" style=\"left:799px;bottom:951px;letter-spacing:-0.01px;display:inline;\">1,582 </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_281\" id=\"t1d_281\" style=\"left:354px;bottom:931px;letter-spacing:-0.02px;display:inline;\">143 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_281\" id=\"t1e_281\" style=\"left:418px;bottom:931px;letter-spacing:-0.02px;display:inline;\">462 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_281\" id=\"t1f_281\" style=\"left:472px;bottom:931px;letter-spacing:-0.02px;display:inline;\">2,406 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_281\" id=\"t1g_281\" style=\"left:536px;bottom:931px;letter-spacing:-0.02px;display:inline;\">3,011 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t1h_281\" style=\"left:623px;bottom:931px;letter-spacing:-0.01px;display:inline;\">18 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t1i_281\" style=\"left:676px;bottom:931px;letter-spacing:-0.01px;display:inline;\">(686) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t1j_281\" style=\"left:731px;bottom:931px;letter-spacing:-0.01px;display:inline;\">(1,571) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t1k_281\" style=\"left:795px;bottom:931px;letter-spacing:-0.01px;display:inline;\">(2,239) </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t1l_281\" style=\"left:91px;bottom:912px;letter-spacing:-0.01px;display:inline;\">Changes that relate to current service </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t1m_281\" style=\"left:91px;bottom:892px;letter-spacing:-0.01px;display:inline;\">Release of CSM to profit or loss </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_281\" id=\"t1n_281\" style=\"left:350px;bottom:892px;letter-spacing:-0.02px;display:inline;\">(135) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_281\" id=\"t1o_281\" style=\"left:414px;bottom:892px;letter-spacing:-0.02px;display:inline;\">(434) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_281\" id=\"t1p_281\" style=\"left:468px;bottom:892px;letter-spacing:-0.02px;display:inline;\">(1,624) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_281\" id=\"t1q_281\" style=\"left:532px;bottom:892px;letter-spacing:-0.02px;display:inline;\">(2,193) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t1r_281\" style=\"left:612px;bottom:892px;letter-spacing:-0.01px;display:inline;\">(122) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t1s_281\" style=\"left:676px;bottom:892px;letter-spacing:-0.01px;display:inline;\">(466) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t1t_281\" style=\"left:731px;bottom:892px;letter-spacing:-0.01px;display:inline;\">(1,593) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t1u_281\" style=\"left:795px;bottom:892px;letter-spacing:-0.01px;display:inline;\">(2,181) </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_281\" id=\"t1v_281\" style=\"left:368px;bottom:873px;display:inline;\">8 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_281\" id=\"t1w_281\" style=\"left:425px;bottom:873px;letter-spacing:-0.02px;display:inline;\">28 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_281\" id=\"t1x_281\" style=\"left:482px;bottom:873px;letter-spacing:-0.02px;display:inline;\">782 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_281\" id=\"t1y_281\" style=\"left:546px;bottom:873px;letter-spacing:-0.02px;display:inline;\">818 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t1z_281\" style=\"left:612px;bottom:873px;letter-spacing:-0.01px;display:inline;\">(104) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t20_281\" style=\"left:666px;bottom:873px;letter-spacing:-0.01px;display:inline;\">(1,152) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t21_281\" style=\"left:731px;bottom:873px;letter-spacing:-0.01px;display:inline;\">(3,164) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t22_281\" style=\"left:795px;bottom:873px;letter-spacing:-0.01px;display:inline;\">(4,420) </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t23_281\" style=\"left:91px;bottom:854px;letter-spacing:-0.01px;display:inline;\">Net finance income (expenses) from </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t24_281\" style=\"left:91px;bottom:838px;letter-spacing:-0.01px;display:inline;\">insurance contracts </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_281\" id=\"t25_281\" style=\"left:361px;bottom:842px;letter-spacing:-0.02px;display:inline;\">24 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_281\" id=\"t26_281\" style=\"left:433px;bottom:842px;display:inline;\">3 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_281\" id=\"t27_281\" style=\"left:482px;bottom:842px;letter-spacing:-0.02px;display:inline;\">190 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_281\" id=\"t28_281\" style=\"left:546px;bottom:842px;letter-spacing:-0.02px;display:inline;\">217 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t29_281\" style=\"left:623px;bottom:842px;letter-spacing:-0.01px;display:inline;\">35 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t2a_281\" style=\"left:687px;bottom:842px;letter-spacing:-0.01px;display:inline;\">40 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t2b_281\" style=\"left:744px;bottom:842px;letter-spacing:-0.01px;display:inline;\">260 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t2c_281\" style=\"left:808px;bottom:842px;letter-spacing:-0.01px;display:inline;\">335 </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t2d_281\" style=\"left:91px;bottom:823px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Effect of movements in exchange rates </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_281\" id=\"t2e_281\" style=\"left:357px;bottom:823px;letter-spacing:-0.02px;display:inline;\">(25) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_281\" id=\"t2f_281\" style=\"left:433px;bottom:823px;display:inline;\">8 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_281\" id=\"t2g_281\" style=\"left:493px;bottom:823px;letter-spacing:-0.02px;display:inline;\">(2) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_281\" id=\"t2h_281\" style=\"left:549px;bottom:823px;letter-spacing:-0.02px;display:inline;\">(19) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t2i_281\" style=\"left:619px;bottom:823px;display:inline;\">(53) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t2j_281\" style=\"left:683px;bottom:823px;display:inline;\">(51) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t2k_281\" style=\"left:740px;bottom:823px;letter-spacing:-0.01px;display:inline;\">(392) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t2l_281\" style=\"left:804px;bottom:823px;letter-spacing:-0.01px;display:inline;\">(496) </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_281\" id=\"t2m_281\" style=\"left:91px;bottom:804px;letter-spacing:-0.01px;display:inline;\">Balance at 31 Dec </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_281\" id=\"t2n_281\" style=\"left:354px;bottom:804px;letter-spacing:-0.02px;display:inline;\">829 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_281\" id=\"t2o_281\" style=\"left:408px;bottom:804px;letter-spacing:-0.02px;display:inline;\">3,674 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_281\" id=\"t2p_281\" style=\"left:465px;bottom:804px;letter-spacing:-0.02px;display:inline;\">15,681 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_281\" id=\"t2q_281\" style=\"left:529px;bottom:804px;letter-spacing:-0.02px;display:inline;\">20,184 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t2r_281\" style=\"left:616px;bottom:804px;letter-spacing:-0.01px;display:inline;\">822 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t2s_281\" style=\"left:671px;bottom:804px;letter-spacing:-0.01px;display:inline;\">3,635 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t2t_281\" style=\"left:728px;bottom:804px;letter-spacing:-0.01px;display:inline;\">14,711 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t2u_281\" style=\"left:792px;bottom:804px;letter-spacing:-0.01px;display:inline;\">19,168 </div></td>\n\t\t</tr>\n\t\n</table>\n<div class=\"t s5_281\" id=\"t2v_281\" style=\"left:87px;bottom:778px;display:inline;\">* </div><div class=\"t s5_281\" id=\"t2w_281\" style=\"left:104px;bottom:778px;letter-spacing:-0.13px;display:inline;\">Other contracts represent groups of insurance contracts measured under the full retrospective approach at the transition date, 1 January 2022 and groups of contracts </div><div class=\"t s5_281\" id=\"t2x_281\" style=\"left:104px;bottom:766px;letter-spacing:-0.12px;display:inline;\">recognised on or after the transition date. </div>\n\n<table>\n\t\n\t\t<tr>\n\t\t\t<td>                                            \u00a0</td>\n\t\t\t<td>                                        \u00a0</td>\n\t\t</tr>\n\t\n\t\n\t\t<tr>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"8\" rowspan=\"1\" style=\"text-align: center;\">  <div class=\"t s2_281\" id=\"t2y_281\" style=\"left:480px;bottom:738px;letter-spacing:0.06px;display:inline;\">Reinsurance contracts (excluding JVs and associates) </div>     </td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"4\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s3_281\" id=\"t2z_281\" style=\"left:429px;bottom:721px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">2023 $m </div>  </td>\n\t\t\t<td colspan=\"4\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s2_281\" id=\"t30_281\" style=\"left:691px;bottom:721px;letter-spacing:0.09px;display:inline;\">2022 $m </div>  </td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_281\" id=\"t31_281\" style=\"left:341px;bottom:705px;letter-spacing:0.07px;display:inline;\">Contracts </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_281\" id=\"t33_281\" style=\"left:405px;bottom:705px;letter-spacing:0.07px;display:inline;\">Contracts </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_281\" id=\"t35_281\" style=\"left:485px;bottom:705px;letter-spacing:0.06px;display:inline;\">Other </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_281\" id=\"t38_281\" style=\"left:602px;bottom:705px;letter-spacing:0.07px;display:inline;\">Contracts </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_281\" id=\"t3a_281\" style=\"left:667px;bottom:705px;letter-spacing:0.07px;display:inline;\">Contracts </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_281\" id=\"t3c_281\" style=\"left:747px;bottom:705px;letter-spacing:0.06px;display:inline;\">Other </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_281\" id=\"t32_281\" style=\"left:335px;bottom:695px;letter-spacing:0.09px;word-spacing:0.01px;display:inline;\">under MRA </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_281\" id=\"t34_281\" style=\"left:402px;bottom:695px;letter-spacing:0.08px;display:inline;\">under FVA </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_281\" id=\"t36_281\" style=\"left:468px;bottom:695px;letter-spacing:0.07px;display:inline;\">contracts* </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_281\" id=\"t37_281\" style=\"left:531px;bottom:695px;letter-spacing:0.08px;display:inline;\">Total CSM </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_281\" id=\"t39_281\" style=\"left:596px;bottom:695px;letter-spacing:0.09px;word-spacing:0.01px;display:inline;\">under MRA </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_281\" id=\"t3b_281\" style=\"left:663px;bottom:695px;letter-spacing:0.08px;display:inline;\">under FVA </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_281\" id=\"t3d_281\" style=\"left:729px;bottom:695px;letter-spacing:0.07px;display:inline;\">contracts* </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_281\" id=\"t3e_281\" style=\"left:792px;bottom:695px;letter-spacing:0.08px;display:inline;\">Total CSM </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_281\" id=\"t3f_281\" style=\"left:91px;bottom:675px;letter-spacing:-0.01px;display:inline;\">Balance at 1 Jan </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_281\" id=\"t3g_281\" style=\"left:369px;bottom:675px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_281\" id=\"t3h_281\" style=\"left:421px;bottom:675px;letter-spacing:-0.02px;display:inline;\">(34) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_281\" id=\"t3i_281\" style=\"left:468px;bottom:675px;letter-spacing:-0.02px;display:inline;\">(1,296) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_281\" id=\"t3j_281\" style=\"left:532px;bottom:675px;letter-spacing:-0.02px;display:inline;\">(1,330) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t3k_281\" style=\"left:631px;bottom:675px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t3l_281\" style=\"left:683px;bottom:675px;display:inline;\">(26) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t3m_281\" style=\"left:731px;bottom:675px;letter-spacing:-0.01px;display:inline;\">(1,198) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t3n_281\" style=\"left:795px;bottom:675px;letter-spacing:-0.01px;display:inline;\">(1,224) </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t3o_281\" style=\"left:91px;bottom:655px;letter-spacing:-0.01px;display:inline;\">Changes that relate to future service </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t3p_281\" style=\"left:91px;bottom:636px;letter-spacing:-0.01px;display:inline;\">Changes in estimates that adjust the CSM </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_281\" id=\"t3q_281\" style=\"left:369px;bottom:636px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_281\" id=\"t3r_281\" style=\"left:421px;bottom:636px;letter-spacing:-0.02px;display:inline;\">(19) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_281\" id=\"t3s_281\" style=\"left:485px;bottom:636px;letter-spacing:-0.02px;display:inline;\">(81) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_281\" id=\"t3t_281\" style=\"left:542px;bottom:636px;letter-spacing:-0.02px;display:inline;\">(100) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t3u_281\" style=\"left:630px;bottom:636px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t3v_281\" style=\"left:683px;bottom:636px;display:inline;\">(18) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t3w_281\" style=\"left:740px;bottom:636px;letter-spacing:-0.01px;display:inline;\">(272) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t3x_281\" style=\"left:804px;bottom:636px;letter-spacing:-0.01px;display:inline;\">(290) </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t3y_281\" style=\"left:91px;bottom:616px;letter-spacing:-0.01px;display:inline;\">New contracts in the year </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_281\" id=\"t3z_281\" style=\"left:369px;bottom:616px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_281\" id=\"t40_281\" style=\"left:433px;bottom:616px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_281\" id=\"t41_281\" style=\"left:485px;bottom:616px;letter-spacing:-0.02px;display:inline;\">(70) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_281\" id=\"t42_281\" style=\"left:549px;bottom:616px;letter-spacing:-0.02px;display:inline;\">(70) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t43_281\" style=\"left:630px;bottom:616px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t44_281\" style=\"left:695px;bottom:616px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t45_281\" style=\"left:751px;bottom:616px;letter-spacing:-0.01px;display:inline;\">44 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t46_281\" style=\"left:815px;bottom:616px;display:inline;\">44 </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_281\" id=\"t47_281\" style=\"left:369px;bottom:597px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_281\" id=\"t48_281\" style=\"left:421px;bottom:597px;letter-spacing:-0.02px;display:inline;\">(19) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_281\" id=\"t49_281\" style=\"left:478px;bottom:597px;letter-spacing:-0.02px;display:inline;\">(151) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_281\" id=\"t4a_281\" style=\"left:542px;bottom:597px;letter-spacing:-0.02px;display:inline;\">(170) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t4b_281\" style=\"left:630px;bottom:597px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t4c_281\" style=\"left:683px;bottom:597px;display:inline;\">(18) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t4d_281\" style=\"left:740px;bottom:597px;letter-spacing:-0.01px;display:inline;\">(228) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t4e_281\" style=\"left:804px;bottom:597px;letter-spacing:-0.01px;display:inline;\">(246) </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t4f_281\" style=\"left:91px;bottom:577px;letter-spacing:-0.01px;display:inline;\">Changes that relate to current service </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t4g_281\" style=\"left:91px;bottom:558px;letter-spacing:-0.01px;display:inline;\">Release of CSM to profit or loss </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_281\" id=\"t4h_281\" style=\"left:369px;bottom:558px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_281\" id=\"t4i_281\" style=\"left:433px;bottom:558px;display:inline;\">8 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_281\" id=\"t4j_281\" style=\"left:482px;bottom:558px;letter-spacing:-0.02px;display:inline;\">195 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_281\" id=\"t4k_281\" style=\"left:546px;bottom:558px;letter-spacing:-0.02px;display:inline;\">203 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t4l_281\" style=\"left:630px;bottom:558px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t4m_281\" style=\"left:694px;bottom:558px;display:inline;\">8 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t4n_281\" style=\"left:744px;bottom:558px;letter-spacing:-0.01px;display:inline;\">160 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t4o_281\" style=\"left:808px;bottom:558px;letter-spacing:-0.01px;display:inline;\">168 </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_281\" id=\"t4p_281\" style=\"left:369px;bottom:538px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_281\" id=\"t4q_281\" style=\"left:421px;bottom:538px;letter-spacing:-0.02px;display:inline;\">(11) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_281\" id=\"t4r_281\" style=\"left:489px;bottom:538px;letter-spacing:-0.02px;display:inline;\">44 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_281\" id=\"t4s_281\" style=\"left:554px;bottom:538px;letter-spacing:-0.02px;display:inline;\">33 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t4t_281\" style=\"left:630px;bottom:538px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t4u_281\" style=\"left:683px;bottom:538px;display:inline;\">(10) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t4v_281\" style=\"left:747px;bottom:538px;display:inline;\">(68) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t4w_281\" style=\"left:811px;bottom:538px;display:inline;\">(78) </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t4x_281\" style=\"left:91px;bottom:518px;letter-spacing:-0.01px;display:inline;\">Net finance income (expenses) from </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t4y_281\" style=\"left:91px;bottom:503px;letter-spacing:-0.01px;display:inline;\">reinsurance contracts </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_281\" id=\"t4z_281\" style=\"left:369px;bottom:503px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_281\" id=\"t50_281\" style=\"left:428px;bottom:503px;letter-spacing:-0.02px;display:inline;\">(1) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_281\" id=\"t51_281\" style=\"left:485px;bottom:503px;letter-spacing:-0.02px;display:inline;\">(48) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_281\" id=\"t52_281\" style=\"left:549px;bottom:503px;letter-spacing:-0.02px;display:inline;\">(49) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t53_281\" style=\"left:630px;bottom:503px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t54_281\" style=\"left:695px;bottom:503px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t55_281\" style=\"left:747px;bottom:503px;display:inline;\">(37) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t56_281\" style=\"left:811px;bottom:503px;display:inline;\">(37) </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t57_281\" style=\"left:91px;bottom:483px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Effect of movements in exchange rates </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_281\" id=\"t58_281\" style=\"left:369px;bottom:483px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_281\" id=\"t59_281\" style=\"left:433px;bottom:483px;display:inline;\">1 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_281\" id=\"t5a_281\" style=\"left:497px;bottom:483px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_281\" id=\"t5b_281\" style=\"left:561px;bottom:483px;display:inline;\">1 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t5c_281\" style=\"left:630px;bottom:483px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t5d_281\" style=\"left:694px;bottom:483px;display:inline;\">2 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t5e_281\" style=\"left:758px;bottom:483px;display:inline;\">7 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t5f_281\" style=\"left:822px;bottom:483px;display:inline;\">9 </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_281\" id=\"t5g_281\" style=\"left:91px;bottom:464px;letter-spacing:-0.01px;display:inline;\">Balance at 31 Dec </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_281\" id=\"t5h_281\" style=\"left:369px;bottom:464px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_281\" id=\"t5i_281\" style=\"left:421px;bottom:464px;letter-spacing:-0.02px;display:inline;\">(45) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_281\" id=\"t5j_281\" style=\"left:468px;bottom:464px;letter-spacing:-0.02px;display:inline;\">(1,300) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_281\" id=\"t5k_281\" style=\"left:532px;bottom:464px;letter-spacing:-0.02px;display:inline;\">(1,345) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t5l_281\" style=\"left:630px;bottom:464px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t5m_281\" style=\"left:683px;bottom:464px;display:inline;\">(34) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t5n_281\" style=\"left:731px;bottom:464px;letter-spacing:-0.01px;display:inline;\">(1,296) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_281\" id=\"t5o_281\" style=\"left:795px;bottom:464px;letter-spacing:-0.01px;display:inline;\">(1,330) </div></td>\n\t\t</tr>\n\t\n</table>\n<div class=\"t s5_281\" id=\"t5p_281\" style=\"left:87px;bottom:437px;display:inline;\">* </div><div class=\"t s5_281\" id=\"t5q_281\" style=\"left:104px;bottom:437px;letter-spacing:-0.13px;display:inline;\">Other contracts represent groups of reinsurance contracts measured under the full retrospective approach at the transition date, 1 January 2022 and groups of contracts </div><div class=\"t s5_281\" id=\"t5r_281\" style=\"left:104px;bottom:426px;letter-spacing:-0.12px;display:inline;\">recognised on or after the transition date. </div><div class=\"t s1_281\" id=\"t5s_281\" style=\"left:87px;bottom:399px;letter-spacing:-0.01px;word-spacing:-0.02px;display:inline;\">An analysis of insurance revenue by transition approach is included in note C3.2(c). </div><div class=\"t s0_281\" id=\"t5t_281\" style=\"left:87px;bottom:370px;letter-spacing:-0.09px;display:inline;\">(c) </div><div class=\"t s0_281\" id=\"t5u_281\" style=\"left:113px;bottom:370px;letter-spacing:-0.11px;word-spacing:-0.01px;display:inline;\">Analysis of movements in insurance and reinsurance contract balances by remaining coverage and incurred claims </div><div class=\"t s0_281\" id=\"t5v_281\" style=\"left:113px;bottom:354px;letter-spacing:-0.11px;display:inline;\">(excluding JVs and associates) </div><div class=\"t s1_281\" id=\"t5w_281\" style=\"left:87px;bottom:338px;letter-spacing:-0.01px;display:inline;\">An analysis of movements in insurance and reinsurance contract balances by remaining coverage and incurred claims and excluding JVs and </div><div class=\"t s1_281\" id=\"t5x_281\" style=\"left:87px;bottom:323px;letter-spacing:-0.01px;display:inline;\">associates is set out below: </div><div></div>\n<table>\n\t\n\t\t<tr>\n\t\t\t<td>                                            \u00a0</td>\n\t\t\t<td>                                        \u00a0</td>\n\t\t</tr>\n\t\n\t\n\t\t<tr>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"8\" rowspan=\"1\" style=\"text-align: center;\">   <div class=\"t s0_282\" id=\"t1_282\" style=\"left:509px;bottom:1118px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">Excluding JVs and associates </div>    </td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"8\" rowspan=\"1\" style=\"text-align: center;\">   <div class=\"t s0_282\" id=\"t2_282\" style=\"left:548px;bottom:1100px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">2023 $m </div>    </td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"4\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s0_282\" id=\"t3_282\" style=\"left:421px;bottom:1083px;letter-spacing:0.07px;display:inline;\">Insurance </div>  </td>\n\t\t\t<td colspan=\"4\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s0_282\" id=\"t4_282\" style=\"left:666px;bottom:1083px;letter-spacing:0.07px;display:inline;\">Reinsurance </div>  </td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s0_282\" id=\"t5_282\" style=\"left:332px;bottom:1067px;letter-spacing:0.06px;word-spacing:0.01px;display:inline;\">Liabilities for remaining </div> </td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s0_282\" id=\"ta_282\" style=\"left:582px;bottom:1067px;letter-spacing:0.06px;word-spacing:0.01px;display:inline;\">Liabilities for remaining </div> </td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s0_282\" id=\"t6_282\" style=\"left:362px;bottom:1057px;letter-spacing:0.08px;display:inline;\">coverage </div> </td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s0_282\" id=\"tb_282\" style=\"left:611px;bottom:1057px;letter-spacing:0.08px;display:inline;\">coverage </div> </td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_282\" id=\"tf_282\" style=\"left:337px;bottom:1040px;letter-spacing:0.07px;display:inline;\">Excluding </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_282\" id=\"t7_282\" style=\"left:445px;bottom:1040px;letter-spacing:0.05px;display:inline;\">Liabilities for </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_282\" id=\"tc_282\" style=\"left:696px;bottom:1040px;letter-spacing:0.05px;display:inline;\">Liabilities for </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_282\" id=\"tg_282\" style=\"left:361px;bottom:1030px;letter-spacing:0.05px;display:inline;\">loss </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_282\" id=\"ti_282\" style=\"left:420px;bottom:1030px;letter-spacing:0.06px;display:inline;\">Loss </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_282\" id=\"t8_282\" style=\"left:465px;bottom:1030px;letter-spacing:0.06px;display:inline;\">incurred </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_282\" id=\"tl_282\" style=\"left:571px;bottom:1030px;letter-spacing:0.06px;word-spacing:0.01px;display:inline;\">Excluding loss </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_282\" id=\"tn_282\" style=\"left:671px;bottom:1030px;letter-spacing:0.06px;display:inline;\">Loss </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_282\" id=\"td_282\" style=\"left:716px;bottom:1030px;letter-spacing:0.06px;display:inline;\">incurred </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_282\" id=\"th_282\" style=\"left:330px;bottom:1020px;letter-spacing:0.09px;display:inline;\">component </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_282\" id=\"tj_282\" style=\"left:391px;bottom:1020px;letter-spacing:0.09px;display:inline;\">component </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_282\" id=\"t9_282\" style=\"left:472px;bottom:1020px;letter-spacing:0.07px;display:inline;\">claims </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_282\" id=\"tk_282\" style=\"left:537px;bottom:1020px;letter-spacing:0.07px;display:inline;\">Total </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_282\" id=\"tm_282\" style=\"left:581px;bottom:1020px;letter-spacing:0.09px;display:inline;\">component </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_282\" id=\"to_282\" style=\"left:642px;bottom:1020px;letter-spacing:0.09px;display:inline;\">component </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_282\" id=\"te_282\" style=\"left:723px;bottom:1020px;letter-spacing:0.07px;display:inline;\">claims </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_282\" id=\"tp_282\" style=\"left:788px;bottom:1020px;letter-spacing:0.07px;display:inline;\">Total </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_282\" id=\"tq_282\" style=\"left:411px;bottom:1003px;letter-spacing:0.06px;display:inline;\">note (i) </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_282\" id=\"tr_282\" style=\"left:648px;bottom:1003px;letter-spacing:0.06px;display:inline;\">note (i) </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_282\" id=\"ts_282\" style=\"left:69px;bottom:983px;letter-spacing:-0.01px;display:inline;\">Opening assets </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"tt_282\" style=\"left:339px;bottom:983px;letter-spacing:-0.02px;display:inline;\">(1,200) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"tu_282\" style=\"left:421px;bottom:983px;letter-spacing:-0.02px;display:inline;\">14 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"tv_282\" style=\"left:482px;bottom:983px;letter-spacing:-0.02px;display:inline;\">80 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"tw_282\" style=\"left:521px;bottom:983px;letter-spacing:-0.02px;display:inline;\">(1,106) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"tx_282\" style=\"left:589px;bottom:983px;letter-spacing:-0.02px;display:inline;\">(1,460) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"ty_282\" style=\"left:668px;bottom:983px;letter-spacing:-0.02px;display:inline;\">(29) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"tz_282\" style=\"left:721px;bottom:983px;letter-spacing:-0.02px;display:inline;\">(367) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t10_282\" style=\"left:772px;bottom:983px;letter-spacing:-0.02px;display:inline;\">(1,856) </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_282\" id=\"t11_282\" style=\"left:69px;bottom:963px;letter-spacing:-0.01px;display:inline;\">Opening liabilities </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t12_282\" style=\"left:328px;bottom:963px;letter-spacing:-0.02px;display:inline;\">123,855 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t13_282\" style=\"left:414px;bottom:963px;letter-spacing:-0.02px;display:inline;\">622 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t14_282\" style=\"left:464px;bottom:963px;letter-spacing:-0.02px;word-spacing:4px;display:inline;\">1,762  126,239 </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t15_282\" style=\"left:594px;bottom:963px;letter-spacing:-0.02px;display:inline;\">1,220 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t16_282\" style=\"left:675px;bottom:963px;letter-spacing:-0.02px;display:inline;\">(6) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t17_282\" style=\"left:728px;bottom:963px;letter-spacing:-0.02px;display:inline;\">(39) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t18_282\" style=\"left:776px;bottom:963px;letter-spacing:-0.02px;display:inline;\">1,175 </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t19_282\" style=\"left:69px;bottom:944px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Net opening balance at 1 Jan </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t1a_282\" style=\"left:328px;bottom:944px;letter-spacing:-0.02px;display:inline;\">122,655 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t1b_282\" style=\"left:414px;bottom:944px;letter-spacing:-0.02px;display:inline;\">636 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t1c_282\" style=\"left:464px;bottom:944px;letter-spacing:-0.02px;word-spacing:4px;display:inline;\">1,842  125,133 </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t1d_282\" style=\"left:599px;bottom:944px;letter-spacing:-0.02px;display:inline;\">(240) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t1e_282\" style=\"left:667px;bottom:944px;letter-spacing:-0.02px;display:inline;\">(35) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t1f_282\" style=\"left:721px;bottom:944px;letter-spacing:-0.02px;display:inline;\">(406) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t1g_282\" style=\"left:782px;bottom:944px;letter-spacing:-0.02px;display:inline;\">(681) </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t1h_282\" style=\"left:69px;bottom:900px;letter-spacing:-0.01px;display:inline;\">Insurance revenue </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_282\" id=\"t1i_282\" style=\"left:69px;bottom:880px;letter-spacing:-0.01px;display:inline;\">Contracts measured under the modified </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_282\" id=\"t1j_282\" style=\"left:69px;bottom:865px;letter-spacing:-0.01px;display:inline;\">retrospective approach </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t1k_282\" style=\"left:349px;bottom:865px;letter-spacing:-0.02px;display:inline;\">(247) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t1l_282\" style=\"left:429px;bottom:865px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t1m_282\" style=\"left:490px;bottom:865px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t1n_282\" style=\"left:531px;bottom:865px;letter-spacing:-0.02px;display:inline;\">(247) </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_282\" id=\"t1o_282\" style=\"left:69px;bottom:845px;letter-spacing:-0.01px;display:inline;\">Contracts measured under the fair value </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_282\" id=\"t1p_282\" style=\"left:69px;bottom:829px;letter-spacing:-0.01px;display:inline;\">approach </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t1q_282\" style=\"left:348px;bottom:829px;letter-spacing:-0.02px;display:inline;\">(733) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t1r_282\" style=\"left:429px;bottom:829px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t1s_282\" style=\"left:489px;bottom:829px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t1t_282\" style=\"left:531px;bottom:829px;letter-spacing:-0.02px;display:inline;\">(733) </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_282\" id=\"t1u_282\" style=\"left:69px;bottom:810px;letter-spacing:-0.01px;display:inline;\">Other contracts </div> <div class=\"t s3_282\" id=\"t1v_282\" style=\"vertical-align: super;left:153px;bottom:818px;letter-spacing:0.15px;display:inline;\">note (ii) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t1w_282\" style=\"left:339px;bottom:810px;letter-spacing:-0.02px;display:inline;\">(8,391) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t1x_282\" style=\"left:429px;bottom:810px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t1y_282\" style=\"left:490px;bottom:810px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t1z_282\" style=\"left:521px;bottom:810px;letter-spacing:-0.02px;display:inline;\">(8,391) </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t20_282\" style=\"left:339px;bottom:790px;letter-spacing:-0.02px;display:inline;\">(9,371) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t21_282\" style=\"left:429px;bottom:790px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t22_282\" style=\"left:490px;bottom:790px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t23_282\" style=\"left:521px;bottom:790px;letter-spacing:-0.02px;display:inline;\">(9,371) </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t24_282\" style=\"left:69px;bottom:771px;letter-spacing:-0.01px;display:inline;\">Insurance service expense </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_282\" id=\"t25_282\" style=\"left:69px;bottom:751px;letter-spacing:-0.01px;display:inline;\">Incurred claims and other directly attributable </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_282\" id=\"t26_282\" style=\"left:69px;bottom:735px;letter-spacing:-0.01px;display:inline;\">expenses </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t27_282\" style=\"left:368px;bottom:735px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t28_282\" style=\"left:417px;bottom:735px;letter-spacing:-0.02px;display:inline;\">(42) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t29_282\" style=\"left:464px;bottom:735px;letter-spacing:-0.02px;display:inline;\">4,071 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t2a_282\" style=\"left:525px;bottom:735px;letter-spacing:-0.02px;display:inline;\">4,029 </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_282\" id=\"t2b_282\" style=\"left:69px;bottom:715px;letter-spacing:-0.01px;display:inline;\">Amortisation of insurance acquisition cash </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_282\" id=\"t2c_282\" style=\"left:69px;bottom:700px;letter-spacing:-0.01px;display:inline;\">flows </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t2d_282\" style=\"left:343px;bottom:700px;letter-spacing:-0.02px;display:inline;\">2,745 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t2e_282\" style=\"left:429px;bottom:700px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t2f_282\" style=\"left:490px;bottom:700px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t2g_282\" style=\"left:525px;bottom:700px;letter-spacing:-0.02px;display:inline;\">2,745 </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_282\" id=\"t2h_282\" style=\"left:69px;bottom:680px;letter-spacing:-0.01px;display:inline;\">Losses or reversal of losses on onerous </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_282\" id=\"t2i_282\" style=\"left:69px;bottom:664px;letter-spacing:-0.01px;display:inline;\">contracts </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t2j_282\" style=\"left:368px;bottom:664px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t2k_282\" style=\"left:413px;bottom:664px;letter-spacing:-0.02px;display:inline;\">197 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t2l_282\" style=\"left:490px;bottom:664px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t2m_282\" style=\"left:535px;bottom:664px;letter-spacing:-0.02px;display:inline;\">197 </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_282\" id=\"t2n_282\" style=\"left:69px;bottom:645px;letter-spacing:-0.01px;display:inline;\">Adjustments to liability for incurred claims </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t2o_282\" style=\"left:368px;bottom:645px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t2p_282\" style=\"left:429px;bottom:645px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t2q_282\" style=\"left:474px;bottom:645px;letter-spacing:-0.02px;display:inline;\">142 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t2r_282\" style=\"left:535px;bottom:645px;letter-spacing:-0.02px;display:inline;\">142 </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t2s_282\" style=\"left:343px;bottom:625px;letter-spacing:-0.02px;display:inline;\">2,745 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t2t_282\" style=\"left:413px;bottom:625px;letter-spacing:-0.02px;display:inline;\">155 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t2u_282\" style=\"left:464px;bottom:625px;letter-spacing:-0.02px;display:inline;\">4,213 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t2v_282\" style=\"left:525px;bottom:625px;letter-spacing:-0.02px;display:inline;\">7,113 </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t2w_282\" style=\"left:69px;bottom:605px;letter-spacing:-0.01px;display:inline;\">Net (income) expense from reinsurance </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t2x_282\" style=\"left:69px;bottom:590px;letter-spacing:-0.01px;display:inline;\">contracts held </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t2y_282\" style=\"left:604px;bottom:590px;letter-spacing:-0.02px;display:inline;\">640 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t2z_282\" style=\"left:667px;bottom:590px;letter-spacing:-0.02px;display:inline;\">(98) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t30_282\" style=\"left:721px;bottom:590px;letter-spacing:-0.02px;display:inline;\">(371) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t31_282\" style=\"left:786px;bottom:590px;letter-spacing:-0.02px;display:inline;\">171 </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t32_282\" style=\"left:69px;bottom:570px;letter-spacing:-0.01px;display:inline;\">Insurance service result </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t33_282\" style=\"left:338px;bottom:570px;letter-spacing:-0.02px;display:inline;\">(6,626) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t34_282\" style=\"left:413px;bottom:570px;letter-spacing:-0.02px;display:inline;\">155 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t35_282\" style=\"left:464px;bottom:570px;letter-spacing:-0.02px;display:inline;\">4,213 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t36_282\" style=\"left:521px;bottom:570px;letter-spacing:-0.02px;display:inline;\">(2,258) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t37_282\" style=\"left:604px;bottom:570px;letter-spacing:-0.02px;display:inline;\">640 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t38_282\" style=\"left:667px;bottom:570px;letter-spacing:-0.02px;display:inline;\">(98) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t39_282\" style=\"left:721px;bottom:570px;letter-spacing:-0.02px;display:inline;\">(371) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t3a_282\" style=\"left:786px;bottom:570px;letter-spacing:-0.02px;display:inline;\">171 </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_282\" id=\"t3b_282\" style=\"left:69px;bottom:527px;letter-spacing:-0.01px;display:inline;\">Investment components and premium refunds </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t3c_282\" style=\"left:338px;bottom:527px;letter-spacing:-0.02px;display:inline;\">(7,095) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t3d_282\" style=\"left:429px;bottom:527px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t3e_282\" style=\"left:464px;bottom:527px;letter-spacing:-0.02px;display:inline;\">7,095 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t3f_282\" style=\"left:550px;bottom:527px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t3g_282\" style=\"left:614px;bottom:527px;letter-spacing:-0.02px;display:inline;\">(1) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t3h_282\" style=\"left:680px;bottom:527px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t3i_282\" style=\"left:740px;bottom:527px;display:inline;\">1 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t3j_282\" style=\"left:801px;bottom:527px;display:inline;\">\u2013 </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_282\" id=\"t3k_282\" style=\"left:69px;bottom:507px;letter-spacing:-0.01px;display:inline;\">Net finance (income) expenses from insurance </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_282\" id=\"t3l_282\" style=\"left:69px;bottom:491px;letter-spacing:-0.01px;display:inline;\">and reinsurance contracts </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t3m_282\" style=\"left:343px;bottom:491px;letter-spacing:-0.02px;display:inline;\">8,792 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t3n_282\" style=\"left:421px;bottom:491px;letter-spacing:-0.02px;display:inline;\">15 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t3o_282\" style=\"left:481px;bottom:491px;letter-spacing:-0.02px;display:inline;\">32 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t3p_282\" style=\"left:525px;bottom:491px;letter-spacing:-0.02px;display:inline;\">8,839 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t3q_282\" style=\"left:599px;bottom:491px;letter-spacing:-0.02px;display:inline;\">(191) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t3r_282\" style=\"left:680px;bottom:491px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t3s_282\" style=\"left:740px;bottom:491px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t3t_282\" style=\"left:781px;bottom:491px;letter-spacing:-0.02px;display:inline;\">(191) </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t3u_282\" style=\"left:69px;bottom:471px;letter-spacing:-0.01px;display:inline;\">Total amount recognised in income </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t3v_282\" style=\"left:69px;bottom:456px;letter-spacing:-0.01px;display:inline;\">statement </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t3w_282\" style=\"left:338px;bottom:456px;letter-spacing:-0.02px;display:inline;\">(4,929) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t3x_282\" style=\"left:413px;bottom:456px;letter-spacing:-0.02px;display:inline;\">170 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t3y_282\" style=\"left:457px;bottom:456px;letter-spacing:-0.02px;display:inline;\">11,340 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t3z_282\" style=\"left:525px;bottom:456px;letter-spacing:-0.02px;display:inline;\">6,581 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t40_282\" style=\"left:603px;bottom:456px;letter-spacing:-0.02px;display:inline;\">448 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t41_282\" style=\"left:667px;bottom:456px;letter-spacing:-0.02px;display:inline;\">(98) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t42_282\" style=\"left:721px;bottom:456px;letter-spacing:-0.02px;display:inline;\">(370) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t43_282\" style=\"left:789px;bottom:456px;letter-spacing:-0.02px;display:inline;\">(20) </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_282\" id=\"t44_282\" style=\"left:69px;bottom:436px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Effect of movement in exchange rates </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t45_282\" style=\"left:353px;bottom:436px;letter-spacing:-0.02px;display:inline;\">220 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t46_282\" style=\"left:424px;bottom:436px;letter-spacing:-0.02px;display:inline;\">(4) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t47_282\" style=\"left:484px;bottom:436px;letter-spacing:-0.02px;display:inline;\">(6) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t48_282\" style=\"left:535px;bottom:436px;letter-spacing:-0.02px;display:inline;\">210 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t49_282\" style=\"left:614px;bottom:436px;letter-spacing:-0.02px;display:inline;\">(1) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t4a_282\" style=\"left:679px;bottom:436px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t4b_282\" style=\"left:739px;bottom:436px;display:inline;\">1 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t4c_282\" style=\"left:801px;bottom:436px;display:inline;\">\u2013 </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t4d_282\" style=\"left:69px;bottom:416px;letter-spacing:-0.01px;display:inline;\">Total amount recognised in comprehensive </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t4e_282\" style=\"left:69px;bottom:401px;letter-spacing:-0.02px;display:inline;\">income </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t4f_282\" style=\"left:338px;bottom:401px;letter-spacing:-0.02px;display:inline;\">(4,709) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t4g_282\" style=\"left:413px;bottom:401px;letter-spacing:-0.02px;display:inline;\">166 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t4h_282\" style=\"left:457px;bottom:401px;letter-spacing:-0.02px;display:inline;\">11,334 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t4i_282\" style=\"left:525px;bottom:401px;letter-spacing:-0.02px;display:inline;\">6,791 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t4j_282\" style=\"left:603px;bottom:401px;letter-spacing:-0.02px;display:inline;\">447 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t4k_282\" style=\"left:667px;bottom:401px;letter-spacing:-0.02px;display:inline;\">(98) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t4l_282\" style=\"left:721px;bottom:401px;letter-spacing:-0.02px;display:inline;\">(369) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t4m_282\" style=\"left:789px;bottom:401px;letter-spacing:-0.02px;display:inline;\">(20) </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t4n_282\" style=\"left:69px;bottom:357px;letter-spacing:-0.01px;display:inline;\">Cash flows </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_282\" id=\"t4o_282\" style=\"left:69px;bottom:337px;letter-spacing:-0.01px;display:inline;\">Premiums received net of ceding commissions </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"tcs-selection-enabled tcs-selected emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_282\" id=\"t4p_282\" style=\"left:69px;bottom:321px;letter-spacing:-0.01px;display:inline;\">paid </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t4q_282\" style=\"left:335px;bottom:321px;letter-spacing:-0.02px;display:inline;\">22,294 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t4r_282\" style=\"left:429px;bottom:321px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t4s_282\" style=\"left:489px;bottom:321px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t4t_282\" style=\"left:517px;bottom:321px;letter-spacing:-0.02px;display:inline;\">22,294 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t4u_282\" style=\"left:589px;bottom:321px;letter-spacing:-0.02px;display:inline;\">(1,032) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t4v_282\" style=\"left:679px;bottom:321px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t4w_282\" style=\"left:740px;bottom:321px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t4x_282\" style=\"left:771px;bottom:321px;letter-spacing:-0.02px;display:inline;\">(1,032) </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_282\" id=\"t4y_282\" style=\"left:69px;bottom:302px;letter-spacing:-0.01px;display:inline;\">Insurance acquisition cash flows </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t4z_282\" style=\"left:338px;bottom:302px;letter-spacing:-0.02px;display:inline;\">(4,270) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t50_282\" style=\"left:428px;bottom:302px;display:inline;\">\u2013 </div></td>\n\t\t\t<td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t51_282\" style=\"left:489px;bottom:302px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t52_282\" style=\"left:520px;bottom:302px;letter-spacing:-0.02px;display:inline;\">(4,270) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t53_282\" style=\"left:619px;bottom:302px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t54_282\" style=\"left:679px;bottom:302px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t55_282\" style=\"left:740px;bottom:302px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t56_282\" style=\"left:801px;bottom:302px;display:inline;\">\u2013 </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_282\" id=\"t57_282\" style=\"left:69px;bottom:282px;letter-spacing:-0.01px;display:inline;\">Claims and other insurance service expenses </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_282\" id=\"t58_282\" style=\"left:69px;bottom:266px;letter-spacing:-0.01px;display:inline;\">net of recoveries from reinsurance received* </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t59_282\" style=\"left:368px;bottom:266px;display:inline;\">\u2013 </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t5a_282\" style=\"left:428px;bottom:266px;letter-spacing:-0.02px;word-spacing:4.47px;display:inline;\">\u2013  (11,082)  (11,082) </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t5b_282\" style=\"left:619px;bottom:266px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t5c_282\" style=\"left:679px;bottom:266px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t5d_282\" style=\"left:725px;bottom:266px;letter-spacing:-0.02px;display:inline;\">458 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t5e_282\" style=\"left:785px;bottom:266px;letter-spacing:-0.02px;display:inline;\">458 </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t5f_282\" style=\"left:68px;bottom:247px;letter-spacing:-0.01px;display:inline;\">Total cash flows </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t5g_282\" style=\"left:335px;bottom:247px;letter-spacing:-0.02px;display:inline;\">18,024 </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t5h_282\" style=\"left:428px;bottom:247px;letter-spacing:-0.02px;word-spacing:5.53px;display:inline;\">\u2013  (11,082) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t5i_282\" style=\"left:524px;bottom:247px;letter-spacing:-0.02px;display:inline;\">6,942 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t5j_282\" style=\"left:589px;bottom:247px;letter-spacing:-0.02px;display:inline;\">(1,032) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t5k_282\" style=\"left:679px;bottom:247px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t5l_282\" style=\"left:725px;bottom:247px;letter-spacing:-0.02px;display:inline;\">458 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t5m_282\" style=\"left:781px;bottom:247px;letter-spacing:-0.02px;display:inline;\">(574) </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t5n_282\" style=\"left:550px;bottom:228px;display:inline;\">\u2013 </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t5o_282\" style=\"left:68px;bottom:208px;letter-spacing:-0.01px;display:inline;\">Other changes </div> <div class=\"t s4_282\" id=\"t5p_282\" style=\"vertical-align: super;left:155px;bottom:216px;letter-spacing:0.16px;display:inline;\">note (iii) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t5q_282\" style=\"left:349px;bottom:208px;letter-spacing:-0.02px;display:inline;\">(236) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t5r_282\" style=\"left:421px;bottom:208px;letter-spacing:-0.02px;display:inline;\">23 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t5s_282\" style=\"left:482px;bottom:208px;letter-spacing:-0.02px;display:inline;\">38 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t5t_282\" style=\"left:531px;bottom:208px;letter-spacing:-0.02px;display:inline;\">(175) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t5u_282\" style=\"left:618px;bottom:208px;display:inline;\">2 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t5v_282\" style=\"left:675px;bottom:208px;letter-spacing:-0.02px;display:inline;\">(1) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t5w_282\" style=\"left:736px;bottom:208px;letter-spacing:-0.02px;display:inline;\">(1) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t5x_282\" style=\"left:801px;bottom:208px;display:inline;\">\u2013 </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_282\" id=\"t5y_282\" style=\"left:69px;bottom:164px;letter-spacing:-0.01px;display:inline;\">Closing assets </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t5z_282\" style=\"left:339px;bottom:164px;letter-spacing:-0.02px;display:inline;\">(1,285) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t60_282\" style=\"left:421px;bottom:164px;letter-spacing:-0.02px;display:inline;\">20 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t61_282\" style=\"left:474px;bottom:164px;letter-spacing:-0.02px;display:inline;\">117 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t62_282\" style=\"left:521px;bottom:164px;letter-spacing:-0.02px;display:inline;\">(1,148) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t63_282\" style=\"left:589px;bottom:164px;letter-spacing:-0.02px;display:inline;\">(2,023) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t64_282\" style=\"left:660px;bottom:164px;letter-spacing:-0.02px;display:inline;\">(119) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t65_282\" style=\"left:721px;bottom:164px;letter-spacing:-0.02px;display:inline;\">(284) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t66_282\" style=\"left:772px;bottom:164px;letter-spacing:-0.02px;display:inline;\">(2,426) </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_282\" id=\"t67_282\" style=\"left:69px;bottom:145px;letter-spacing:-0.01px;display:inline;\">Closing liabilities </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t68_282\" style=\"left:328px;bottom:145px;letter-spacing:-0.02px;display:inline;\">137,019 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t69_282\" style=\"left:414px;bottom:145px;letter-spacing:-0.02px;display:inline;\">805 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t6a_282\" style=\"left:464px;bottom:145px;letter-spacing:-0.02px;word-spacing:4px;display:inline;\">2,015  139,839 </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t6b_282\" style=\"left:594px;bottom:145px;letter-spacing:-0.02px;display:inline;\">1,200 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t6c_282\" style=\"left:667px;bottom:145px;letter-spacing:-0.02px;display:inline;\">(15) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t6d_282\" style=\"left:728px;bottom:145px;letter-spacing:-0.02px;display:inline;\">(34) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t6e_282\" style=\"left:776px;bottom:145px;letter-spacing:-0.02px;display:inline;\">1,151 </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t6f_282\" style=\"left:69px;bottom:126px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Net closing balance at 31 Dec </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t6g_282\" style=\"left:328px;bottom:126px;letter-spacing:-0.02px;display:inline;\">135,734 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t6h_282\" style=\"left:413px;bottom:126px;letter-spacing:-0.02px;display:inline;\">825 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t6i_282\" style=\"left:464px;bottom:126px;letter-spacing:-0.02px;word-spacing:4px;display:inline;\">2,132  138,691 </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t6j_282\" style=\"left:599px;bottom:126px;letter-spacing:-0.02px;display:inline;\">(823) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t6k_282\" style=\"left:660px;bottom:126px;letter-spacing:-0.02px;display:inline;\">(134) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t6l_282\" style=\"left:721px;bottom:126px;letter-spacing:-0.02px;display:inline;\">(318) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_282\" id=\"t6m_282\" style=\"left:772px;bottom:126px;letter-spacing:-0.02px;display:inline;\">(1,275) </div></td>\n\t\t</tr>\n\t\n</table><div></div>\n<table>\n\t\n\t\t<tr>\n\t\t\t<td>                                            \u00a0</td>\n\t\t\t<td>                                        \u00a0</td>\n\t\t</tr>\n\t\n\t\n\t\t<tr>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_283\" id=\"t1_283\" style=\"left:546px;bottom:1118px;letter-spacing:0.06px;display:inline;\">Excluding JVs and associates </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_283\" id=\"t2_283\" style=\"left:582px;bottom:1100px;letter-spacing:0.09px;display:inline;\">2022 $m </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_283\" id=\"t3_283\" style=\"left:457px;bottom:1083px;letter-spacing:0.07px;display:inline;\">Insurance </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_283\" id=\"t4_283\" style=\"left:700px;bottom:1083px;letter-spacing:0.07px;display:inline;\">Reinsurance </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_283\" id=\"t5_283\" style=\"left:371px;bottom:1067px;letter-spacing:0.06px;display:inline;\">Liabilities for remaining </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_283\" id=\"tb_283\" style=\"left:619px;bottom:1067px;letter-spacing:0.06px;display:inline;\">Liabilities for remaining </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_283\" id=\"t6_283\" style=\"left:397px;bottom:1057px;letter-spacing:0.07px;display:inline;\">coverage </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_283\" id=\"t7_283\" style=\"left:498px;bottom:1060px;letter-spacing:0.06px;display:inline;\">Liabilities </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_283\" id=\"tc_283\" style=\"left:645px;bottom:1057px;letter-spacing:0.07px;display:inline;\">coverage </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_283\" id=\"t8_283\" style=\"left:521px;bottom:1049px;letter-spacing:0.06px;display:inline;\">for </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_283\" id=\"td_283\" style=\"left:732px;bottom:1049px;letter-spacing:0.05px;display:inline;\">Liabilities for </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_283\" id=\"tg_283\" style=\"left:360px;bottom:1039px;letter-spacing:0.06px;display:inline;\">Excluding loss </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_283\" id=\"ti_283\" style=\"left:455px;bottom:1039px;letter-spacing:0.05px;display:inline;\">Loss </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_283\" id=\"t9_283\" style=\"left:502px;bottom:1039px;letter-spacing:0.06px;display:inline;\">incurred </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_283\" id=\"tl_283\" style=\"left:607px;bottom:1039px;letter-spacing:0.06px;display:inline;\">Excluding loss </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_283\" id=\"tn_283\" style=\"left:703px;bottom:1039px;letter-spacing:0.05px;display:inline;\">Loss </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_283\" id=\"te_283\" style=\"left:749px;bottom:1039px;letter-spacing:0.06px;display:inline;\">incurred </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_283\" id=\"th_283\" style=\"left:368px;bottom:1029px;letter-spacing:0.08px;display:inline;\">component </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_283\" id=\"tj_283\" style=\"left:428px;bottom:1029px;letter-spacing:0.08px;display:inline;\">component </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_283\" id=\"ta_283\" style=\"left:508px;bottom:1029px;letter-spacing:0.07px;display:inline;\">claims </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_283\" id=\"tk_283\" style=\"left:573px;bottom:1029px;letter-spacing:0.07px;display:inline;\">Total </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_283\" id=\"tm_283\" style=\"left:615px;bottom:1029px;letter-spacing:0.08px;display:inline;\">component </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_283\" id=\"to_283\" style=\"left:676px;bottom:1029px;letter-spacing:0.08px;display:inline;\">component </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_283\" id=\"tf_283\" style=\"left:756px;bottom:1029px;letter-spacing:0.07px;display:inline;\">claims </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_283\" id=\"tp_283\" style=\"left:821px;bottom:1029px;letter-spacing:0.07px;display:inline;\">Total </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_283\" id=\"tq_283\" style=\"left:447px;bottom:1012px;letter-spacing:0.06px;display:inline;\">note (i) </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_283\" id=\"tr_283\" style=\"left:694px;bottom:1012px;letter-spacing:0.06px;display:inline;\">note (i) </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"ts_283\" style=\"left:91px;bottom:992px;letter-spacing:-0.01px;display:inline;\">Opening assets </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"tt_283\" style=\"left:374px;bottom:992px;letter-spacing:-0.01px;display:inline;\">(1,308) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"tu_283\" style=\"left:456px;bottom:992px;letter-spacing:-0.01px;display:inline;\">17 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"tv_283\" style=\"left:516px;bottom:992px;letter-spacing:-0.01px;display:inline;\">70 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"tw_283\" style=\"left:556px;bottom:992px;letter-spacing:-0.01px;display:inline;\">(1,221) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"tx_283\" style=\"left:622px;bottom:992px;letter-spacing:-0.01px;display:inline;\">(2,431) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"ty_283\" style=\"left:699px;bottom:992px;display:inline;\">(32) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"tz_283\" style=\"left:753px;bottom:992px;letter-spacing:-0.01px;display:inline;\">(324) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t10_283\" style=\"left:804px;bottom:992px;letter-spacing:-0.01px;display:inline;\">(2,787) </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t11_283\" style=\"left:91px;bottom:972px;letter-spacing:-0.01px;display:inline;\">Opening liabilities </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t12_283\" style=\"left:364px;bottom:972px;letter-spacing:-0.01px;display:inline;\">147,209 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t13_283\" style=\"left:449px;bottom:972px;letter-spacing:-0.01px;display:inline;\">651 </div></td>\n\t\t\t<td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t14_283\" style=\"left:500px;bottom:972px;letter-spacing:-0.01px;word-spacing:5.22px;display:inline;\">1,938  149,798 </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t15_283\" style=\"left:626px;bottom:972px;letter-spacing:-0.01px;display:inline;\">1,314 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t16_283\" style=\"left:706px;bottom:972px;display:inline;\">(1) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t17_283\" style=\"left:760px;bottom:972px;display:inline;\">(59) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t18_283\" style=\"left:808px;bottom:972px;letter-spacing:-0.01px;display:inline;\">1,254 </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_283\" id=\"t19_283\" style=\"left:91px;bottom:953px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Net opening balance at 1 Jan </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t1a_283\" style=\"left:364px;bottom:953px;letter-spacing:-0.01px;display:inline;\">145,901 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t1b_283\" style=\"left:449px;bottom:953px;letter-spacing:-0.01px;display:inline;\">668 </div></td>\n\t\t\t<td class=\"tcs-selection-enabled tcs-selected\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t1c_283\" style=\"left:500px;bottom:953px;letter-spacing:-0.01px;word-spacing:5.22px;display:inline;\">2,008  148,577 </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t1d_283\" style=\"left:622px;bottom:953px;letter-spacing:-0.01px;display:inline;\">(1,117) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t1e_283\" style=\"left:699px;bottom:953px;display:inline;\">(33) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t1f_283\" style=\"left:753px;bottom:953px;letter-spacing:-0.01px;display:inline;\">(383) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t1g_283\" style=\"left:804px;bottom:953px;letter-spacing:-0.01px;display:inline;\">(1,533) </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_283\" id=\"t1h_283\" style=\"left:91px;bottom:921px;letter-spacing:-0.01px;display:inline;\">Insurance revenue </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t1i_283\" style=\"left:91px;bottom:901px;letter-spacing:-0.01px;display:inline;\">Contracts measured under the modified </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t1j_283\" style=\"left:91px;bottom:885px;letter-spacing:-0.01px;display:inline;\">retrospective approach </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t1k_283\" style=\"left:384px;bottom:885px;letter-spacing:-0.01px;display:inline;\">(367) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t1l_283\" style=\"left:463px;bottom:885px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t1m_283\" style=\"left:524px;bottom:885px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t1n_283\" style=\"left:566px;bottom:885px;letter-spacing:-0.01px;display:inline;\">(367) </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t1o_283\" style=\"left:90px;bottom:865px;letter-spacing:-0.01px;display:inline;\">Contracts measured under the fair value </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t1p_283\" style=\"left:90px;bottom:850px;letter-spacing:-0.01px;display:inline;\">approach </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t1q_283\" style=\"left:374px;bottom:850px;letter-spacing:-0.01px;display:inline;\">(1,083) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t1r_283\" style=\"left:463px;bottom:850px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t1s_283\" style=\"left:524px;bottom:850px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t1t_283\" style=\"left:556px;bottom:850px;letter-spacing:-0.01px;display:inline;\">(1,083) </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t1u_283\" style=\"left:90px;bottom:830px;letter-spacing:-0.01px;display:inline;\">Other contracts </div> <div class=\"t s3_283\" id=\"t1v_283\" style=\"left:174px;bottom:838px;letter-spacing:0.15px;display:inline;\">note (ii) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t1w_283\" style=\"left:374px;bottom:830px;letter-spacing:-0.01px;display:inline;\">(7,099) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t1x_283\" style=\"left:463px;bottom:830px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t1y_283\" style=\"left:524px;bottom:830px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t1z_283\" style=\"left:556px;bottom:830px;letter-spacing:-0.01px;display:inline;\">(7,099) </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t20_283\" style=\"left:374px;bottom:811px;letter-spacing:-0.01px;display:inline;\">(8,549) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t21_283\" style=\"left:463px;bottom:811px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t22_283\" style=\"left:524px;bottom:811px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t23_283\" style=\"left:556px;bottom:811px;letter-spacing:-0.01px;display:inline;\">(8,549) </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_283\" id=\"t24_283\" style=\"left:91px;bottom:791px;letter-spacing:-0.01px;display:inline;\">Insurance service expense </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t25_283\" style=\"left:91px;bottom:771px;letter-spacing:-0.01px;display:inline;\">Incurred claims and other directly attributable </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t26_283\" style=\"left:91px;bottom:756px;letter-spacing:-0.01px;display:inline;\">expenses </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t27_283\" style=\"left:402px;bottom:756px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t28_283\" style=\"left:451px;bottom:756px;display:inline;\">(41) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t29_283\" style=\"left:500px;bottom:756px;letter-spacing:-0.01px;display:inline;\">3,679 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t2a_283\" style=\"left:561px;bottom:756px;letter-spacing:-0.01px;display:inline;\">3,638 </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t2b_283\" style=\"left:91px;bottom:720px;letter-spacing:-0.01px;display:inline;\">Amortisation of insurance acquisition cash flows </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t2c_283\" style=\"left:378px;bottom:720px;letter-spacing:-0.01px;display:inline;\">2,453 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t2d_283\" style=\"left:463px;bottom:720px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t2e_283\" style=\"left:524px;bottom:720px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t2f_283\" style=\"left:561px;bottom:720px;letter-spacing:-0.01px;display:inline;\">2,453 </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t2g_283\" style=\"left:91px;bottom:701px;letter-spacing:-0.01px;display:inline;\">Losses or reversal of losses on onerous contracts </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t2h_283\" style=\"left:402px;bottom:701px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t2i_283\" style=\"left:456px;bottom:701px;letter-spacing:-0.01px;display:inline;\">30 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t2j_283\" style=\"left:524px;bottom:701px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t2k_283\" style=\"left:577px;bottom:701px;letter-spacing:-0.01px;display:inline;\">30 </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t2l_283\" style=\"left:91px;bottom:681px;letter-spacing:-0.01px;display:inline;\">Adjustments to liability for incurred claims </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t2m_283\" style=\"left:402px;bottom:681px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t2n_283\" style=\"left:463px;bottom:681px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t2o_283\" style=\"left:509px;bottom:681px;letter-spacing:-0.01px;display:inline;\">146 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t2p_283\" style=\"left:570px;bottom:681px;letter-spacing:-0.01px;display:inline;\">146 </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t2q_283\" style=\"left:378px;bottom:662px;letter-spacing:-0.01px;display:inline;\">2,453 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t2r_283\" style=\"left:451px;bottom:662px;display:inline;\">(11) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t2s_283\" style=\"left:500px;bottom:662px;letter-spacing:-0.01px;display:inline;\">3,825 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t2t_283\" style=\"left:561px;bottom:662px;letter-spacing:-0.01px;display:inline;\">6,267 </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_283\" id=\"t2u_283\" style=\"left:91px;bottom:642px;letter-spacing:-0.01px;display:inline;\">Net (income) expense from reinsurance </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_283\" id=\"t2v_283\" style=\"left:91px;bottom:626px;letter-spacing:-0.01px;display:inline;\">contracts held </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t2w_283\" style=\"left:635px;bottom:626px;letter-spacing:-0.01px;display:inline;\">487 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t2x_283\" style=\"left:706px;bottom:626px;display:inline;\">(2) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t2y_283\" style=\"left:753px;bottom:626px;letter-spacing:-0.01px;display:inline;\">(380) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t2z_283\" style=\"left:818px;bottom:626px;letter-spacing:-0.01px;display:inline;\">105 </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_283\" id=\"t30_283\" style=\"left:91px;bottom:607px;letter-spacing:-0.01px;display:inline;\">Insurance service result </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t31_283\" style=\"left:374px;bottom:607px;letter-spacing:-0.01px;display:inline;\">(6,096) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t32_283\" style=\"left:451px;bottom:607px;display:inline;\">(11) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t33_283\" style=\"left:500px;bottom:607px;letter-spacing:-0.01px;display:inline;\">3,825 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t34_283\" style=\"left:556px;bottom:607px;letter-spacing:-0.01px;display:inline;\">(2,282) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t35_283\" style=\"left:635px;bottom:607px;letter-spacing:-0.01px;display:inline;\">487 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t36_283\" style=\"left:706px;bottom:607px;display:inline;\">(2) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t37_283\" style=\"left:753px;bottom:607px;letter-spacing:-0.01px;display:inline;\">(380) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t38_283\" style=\"left:817px;bottom:607px;letter-spacing:-0.01px;display:inline;\">105 </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t39_283\" style=\"left:90px;bottom:568px;letter-spacing:-0.01px;display:inline;\">Investment components and premium refunds </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t3a_283\" style=\"left:374px;bottom:568px;letter-spacing:-0.01px;display:inline;\">(6,895) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t3b_283\" style=\"left:463px;bottom:568px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t3c_283\" style=\"left:500px;bottom:568px;letter-spacing:-0.01px;display:inline;\">6,895 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t3d_283\" style=\"left:585px;bottom:568px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t3e_283\" style=\"left:635px;bottom:568px;letter-spacing:-0.01px;display:inline;\">179 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t3f_283\" style=\"left:711px;bottom:568px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t3g_283\" style=\"left:753px;bottom:568px;letter-spacing:-0.01px;display:inline;\">(179) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t3h_283\" style=\"left:832px;bottom:568px;display:inline;\">\u2013 </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t3i_283\" style=\"left:90px;bottom:548px;letter-spacing:-0.01px;display:inline;\">Net finance (income) expenses from insurance </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t3j_283\" style=\"left:90px;bottom:532px;letter-spacing:-0.01px;display:inline;\">and reinsurance contracts </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t3k_283\" style=\"left:367px;bottom:532px;letter-spacing:-0.01px;display:inline;\">(28,605) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t3l_283\" style=\"left:451px;bottom:532px;display:inline;\">(21) </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t3m_283\" style=\"left:523px;bottom:532px;letter-spacing:-0.01px;word-spacing:6.64px;display:inline;\">3  (28,623) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t3n_283\" style=\"left:626px;bottom:532px;letter-spacing:-0.01px;display:inline;\">1,182 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t3o_283\" style=\"left:711px;bottom:532px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t3p_283\" style=\"left:764px;bottom:532px;letter-spacing:-0.01px;display:inline;\">11 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t3q_283\" style=\"left:808px;bottom:532px;letter-spacing:-0.01px;display:inline;\">1,193 </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_283\" id=\"t3r_283\" style=\"left:90px;bottom:512px;letter-spacing:-0.01px;display:inline;\">Total amount recognised in income </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_283\" id=\"t3s_283\" style=\"left:90px;bottom:497px;letter-spacing:-0.01px;display:inline;\">statement </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t3t_283\" style=\"left:367px;bottom:497px;letter-spacing:-0.01px;display:inline;\">(41,596) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t3u_283\" style=\"left:451px;bottom:497px;display:inline;\">(32) </div></td>\n\t\t\t<td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t3v_283\" style=\"left:493px;bottom:497px;letter-spacing:-0.01px;word-spacing:6.64px;display:inline;\">10,723  (30,905) </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t3w_283\" style=\"left:626px;bottom:497px;letter-spacing:-0.01px;display:inline;\">1,848 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t3x_283\" style=\"left:706px;bottom:497px;display:inline;\">(2) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t3y_283\" style=\"left:752px;bottom:497px;letter-spacing:-0.01px;display:inline;\">(548) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t3z_283\" style=\"left:808px;bottom:497px;letter-spacing:-0.01px;display:inline;\">1,298 </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t40_283\" style=\"left:90px;bottom:477px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Effect of movement in exchange rates </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t41_283\" style=\"left:374px;bottom:477px;letter-spacing:-0.01px;display:inline;\">(2,044) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t42_283\" style=\"left:451px;bottom:477px;display:inline;\">(15) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t43_283\" style=\"left:512px;bottom:477px;display:inline;\">(91) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t44_283\" style=\"left:556px;bottom:477px;letter-spacing:-0.01px;display:inline;\">(2,150) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t45_283\" style=\"left:638px;bottom:477px;display:inline;\">(10) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t46_283\" style=\"left:710px;bottom:477px;display:inline;\">2 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t47_283\" style=\"left:771px;bottom:477px;display:inline;\">2 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t48_283\" style=\"left:827px;bottom:477px;display:inline;\">(6) </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_283\" id=\"t49_283\" style=\"left:90px;bottom:457px;letter-spacing:-0.01px;display:inline;\">Total amount recognised in comprehensive </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_283\" id=\"t4a_283\" style=\"left:90px;bottom:442px;letter-spacing:-0.02px;display:inline;\">income </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t4b_283\" style=\"left:367px;bottom:442px;letter-spacing:-0.01px;display:inline;\">(43,640) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t4c_283\" style=\"left:451px;bottom:442px;display:inline;\">(47) </div></td>\n\t\t\t<td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t4d_283\" style=\"left:493px;bottom:442px;letter-spacing:-0.01px;word-spacing:6.64px;display:inline;\">10,632  (33,055) </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t4e_283\" style=\"left:626px;bottom:442px;letter-spacing:-0.01px;display:inline;\">1,838 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t4f_283\" style=\"left:710px;bottom:442px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t4g_283\" style=\"left:752px;bottom:442px;letter-spacing:-0.01px;display:inline;\">(546) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t4h_283\" style=\"left:808px;bottom:442px;letter-spacing:-0.01px;display:inline;\">1,292 </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_283\" id=\"t4i_283\" style=\"left:90px;bottom:407px;letter-spacing:-0.01px;display:inline;\">Cash flows </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t4j_283\" style=\"left:90px;bottom:387px;letter-spacing:-0.01px;display:inline;\">Premiums received net of ceding commissions </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t4k_283\" style=\"left:90px;bottom:372px;letter-spacing:-0.01px;display:inline;\">paid </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t4l_283\" style=\"left:371px;bottom:372px;letter-spacing:-0.01px;display:inline;\">23,464 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t4m_283\" style=\"left:463px;bottom:372px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t4n_283\" style=\"left:524px;bottom:372px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t4o_283\" style=\"left:553px;bottom:372px;letter-spacing:-0.01px;display:inline;\">23,464 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t4p_283\" style=\"left:631px;bottom:372px;letter-spacing:-0.01px;display:inline;\">(970) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t4q_283\" style=\"left:710px;bottom:372px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t4r_283\" style=\"left:771px;bottom:372px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t4s_283\" style=\"left:813px;bottom:372px;letter-spacing:-0.01px;display:inline;\">(970) </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t4t_283\" style=\"left:90px;bottom:352px;letter-spacing:-0.01px;display:inline;\">Insurance acquisition cash flows </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t4u_283\" style=\"left:374px;bottom:352px;letter-spacing:-0.01px;display:inline;\">(3,138) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t4v_283\" style=\"left:463px;bottom:352px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t4w_283\" style=\"left:524px;bottom:352px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t4x_283\" style=\"left:556px;bottom:352px;letter-spacing:-0.01px;display:inline;\">(3,138) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t4y_283\" style=\"left:650px;bottom:352px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t4z_283\" style=\"left:710px;bottom:352px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t50_283\" style=\"left:771px;bottom:352px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t51_283\" style=\"left:832px;bottom:352px;display:inline;\">\u2013 </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t52_283\" style=\"left:90px;bottom:332px;letter-spacing:-0.01px;display:inline;\">Claims and other insurance service expenses net </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t53_283\" style=\"left:90px;bottom:317px;letter-spacing:-0.01px;display:inline;\">of recoveries from reinsurance received* </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t54_283\" style=\"left:402px;bottom:317px;display:inline;\">\u2013 </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t55_283\" style=\"left:463px;bottom:317px;letter-spacing:-0.01px;word-spacing:5.59px;display:inline;\">\u2013  (10,650)  (10,650) </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t56_283\" style=\"left:650px;bottom:317px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t57_283\" style=\"left:710px;bottom:317px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t58_283\" style=\"left:756px;bottom:317px;letter-spacing:-0.01px;display:inline;\">519 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t59_283\" style=\"left:817px;bottom:317px;letter-spacing:-0.01px;display:inline;\">519 </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_283\" id=\"t5a_283\" style=\"left:90px;bottom:297px;letter-spacing:-0.01px;display:inline;\">Total cash flows </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t5b_283\" style=\"left:371px;bottom:297px;letter-spacing:-0.01px;display:inline;\">20,326 </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t5c_283\" style=\"left:463px;bottom:297px;letter-spacing:-0.01px;word-spacing:6.64px;display:inline;\">\u2013  (10,650) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t5d_283\" style=\"left:560px;bottom:297px;letter-spacing:-0.01px;display:inline;\">9,676 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t5e_283\" style=\"left:631px;bottom:297px;letter-spacing:-0.01px;display:inline;\">(970) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t5f_283\" style=\"left:710px;bottom:297px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t5g_283\" style=\"left:756px;bottom:297px;letter-spacing:-0.01px;display:inline;\">519 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t5h_283\" style=\"left:813px;bottom:297px;letter-spacing:-0.01px;display:inline;\">(451) </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_283\" id=\"t5i_283\" style=\"left:90px;bottom:265px;letter-spacing:-0.01px;display:inline;\">Other changes </div> <div class=\"t s4_283\" id=\"t5j_283\" style=\"left:176px;bottom:273px;letter-spacing:0.16px;display:inline;\">note (iii) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t5k_283\" style=\"left:395px;bottom:265px;letter-spacing:-0.01px;display:inline;\">68 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t5l_283\" style=\"left:456px;bottom:265px;letter-spacing:-0.01px;display:inline;\">15 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t5m_283\" style=\"left:505px;bottom:265px;letter-spacing:-0.01px;display:inline;\">(148) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t5n_283\" style=\"left:573px;bottom:265px;display:inline;\">(65) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t5o_283\" style=\"left:649px;bottom:265px;display:inline;\">9 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t5p_283\" style=\"left:706px;bottom:265px;display:inline;\">(2) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t5q_283\" style=\"left:771px;bottom:265px;display:inline;\">4 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t5r_283\" style=\"left:825px;bottom:265px;display:inline;\">11 </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t5s_283\" style=\"left:91px;bottom:232px;letter-spacing:-0.01px;display:inline;\">Closing assets </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t5t_283\" style=\"left:374px;bottom:232px;letter-spacing:-0.01px;display:inline;\">(1,200) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t5u_283\" style=\"left:456px;bottom:232px;letter-spacing:-0.01px;display:inline;\">14 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t5v_283\" style=\"left:516px;bottom:232px;letter-spacing:-0.01px;display:inline;\">80 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t5w_283\" style=\"left:556px;bottom:232px;letter-spacing:-0.01px;display:inline;\">(1,106) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t5x_283\" style=\"left:622px;bottom:232px;letter-spacing:-0.01px;display:inline;\">(1,460) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t5y_283\" style=\"left:699px;bottom:232px;display:inline;\">(29) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t5z_283\" style=\"left:753px;bottom:232px;letter-spacing:-0.01px;display:inline;\">(367) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t60_283\" style=\"left:804px;bottom:232px;letter-spacing:-0.01px;display:inline;\">(1,856) </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t61_283\" style=\"left:91px;bottom:213px;letter-spacing:-0.01px;display:inline;\">Closing liabilities </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t62_283\" style=\"left:364px;bottom:213px;letter-spacing:-0.01px;display:inline;\">123,855 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t63_283\" style=\"left:449px;bottom:213px;letter-spacing:-0.01px;display:inline;\">622 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t64_283\" style=\"left:500px;bottom:213px;letter-spacing:-0.01px;word-spacing:5.22px;display:inline;\">1,762  126,239 </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t65_283\" style=\"left:626px;bottom:213px;letter-spacing:-0.01px;display:inline;\">1,220 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t66_283\" style=\"left:706px;bottom:213px;display:inline;\">(6) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t67_283\" style=\"left:760px;bottom:213px;display:inline;\">(39) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t68_283\" style=\"left:808px;bottom:213px;letter-spacing:-0.01px;display:inline;\">1,175 </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_283\" id=\"t69_283\" style=\"left:91px;bottom:193px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Net closing balance at 31 Dec </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t6a_283\" style=\"left:364px;bottom:193px;letter-spacing:-0.01px;display:inline;\">122,655 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t6b_283\" style=\"left:449px;bottom:193px;letter-spacing:-0.01px;display:inline;\">636 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t6c_283\" style=\"left:500px;bottom:193px;letter-spacing:-0.01px;word-spacing:5.22px;display:inline;\">1,842  125,133 </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t6d_283\" style=\"left:631px;bottom:193px;letter-spacing:-0.01px;display:inline;\">(240) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t6e_283\" style=\"left:699px;bottom:193px;display:inline;\">(35) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t6f_283\" style=\"left:753px;bottom:193px;letter-spacing:-0.01px;display:inline;\">(406) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_283\" id=\"t6g_283\" style=\"left:813px;bottom:193px;letter-spacing:-0.01px;display:inline;\">(681) </div></td>\n\t\t</tr>\n\t\n</table>\n<div class=\"t s5_283\" id=\"t6h_283\" style=\"left:87px;bottom:167px;display:inline;\">* </div><div class=\"t s5_283\" id=\"t6i_283\" style=\"left:104px;bottom:167px;letter-spacing:-0.14px;display:inline;\">Including investment component. </div><div class=\"t s6_283\" id=\"t6j_283\" style=\"left:87px;bottom:149px;letter-spacing:-0.16px;display:inline;\">Notes </div><div class=\"t s5_283\" id=\"t6k_283\" style=\"left:87px;bottom:137px;letter-spacing:-0.09px;display:inline;\">(i) </div><div class=\"t s5_283\" id=\"t6l_283\" style=\"left:104px;bottom:137px;letter-spacing:-0.13px;display:inline;\">The Group establishes a loss component of the liability for remaining coverage for onerous groups of insurance contracts. The loss component determines the amounts of </div><div class=\"t s5_283\" id=\"t6m_283\" style=\"left:104px;bottom:126px;letter-spacing:-0.12px;display:inline;\">fulfilment cash flows that are subsequently presented in profit or loss as reversals of losses on onerous contracts and are excluded from insurance revenue when they occur. </div><div class=\"t s5_283\" id=\"t6n_283\" style=\"left:87px;bottom:114px;letter-spacing:-0.08px;display:inline;\">(ii) </div><div class=\"t s5_283\" id=\"t6o_283\" style=\"left:104px;bottom:114px;letter-spacing:-0.13px;display:inline;\">Other contracts represent groups of insurance and reinsurance contracts measured under the full retrospective approach at the transition date, 1 January 2022 and groups </div><div class=\"t s5_283\" id=\"t6p_283\" style=\"left:104px;bottom:102px;letter-spacing:-0.12px;display:inline;\">of contracts recognised on or after the transition date. </div><div class=\"t s5_283\" id=\"t6q_283\" style=\"left:87px;bottom:90px;letter-spacing:-0.08px;display:inline;\">(iii) </div><div class=\"t s5_283\" id=\"t6r_283\" style=\"left:104px;bottom:90px;letter-spacing:-0.13px;display:inline;\">Other changes include adjustments to remove the incurred non-cash expenses (such as depreciation and amortisation) from insurance contract asset/liability balance. </div><div></div><div class=\"t s0_284\" id=\"t1_284\" style=\"left:65px;bottom:1118px;letter-spacing:-0.1px;display:inline;\">(d) </div><div class=\"t s0_284\" id=\"t2_284\" style=\"left:91px;bottom:1118px;letter-spacing:-0.11px;display:inline;\">Effect of insurance and reinsurance contracts initially recognised in the year </div><div class=\"t s1_284\" id=\"t3_284\" style=\"left:65px;bottom:1102px;letter-spacing:-0.01px;word-spacing:1.26px;display:inline;\">The following tables summarise the effect on the measurement components arising from the initial recognition of insurance and reinsurance </div><div class=\"t s1_284\" id=\"t4_284\" style=\"left:65px;bottom:1087px;letter-spacing:-0.01px;display:inline;\">contracts in the year,excluding the effect from the Group\u2019s share of the amounts relating to life JVs and associates. </div><div class=\"t s2_284\" id=\"t5_284\" style=\"left:65px;bottom:1058px;letter-spacing:-0.08px;display:inline;\">(i) </div><div class=\"t s2_284\" id=\"t6_284\" style=\"left:92px;bottom:1058px;letter-spacing:-0.11px;display:inline;\">Insurance contracts </div>\n\n<table>\n\t\n\t\t<tr>\n\t\t\t<td>                                            \u00a0</td>\n\t\t\t<td>                                        \u00a0</td>\n\t\t</tr>\n\t\n\t\n\t\t<tr>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"6\" rowspan=\"1\" style=\"text-align: center;\">  <div class=\"t s3_284\" id=\"t7_284\" style=\"left:527px;bottom:1041px;letter-spacing:0.06px;display:inline;\">Excluding JVs and associates </div>   </td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"3\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s4_284\" id=\"t8_284\" style=\"left:444px;bottom:1024px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">2023 $m </div> </td>\n\t\t\t<td colspan=\"3\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s3_284\" id=\"t9_284\" style=\"left:682px;bottom:1024px;letter-spacing:0.09px;display:inline;\">2022 $m </div> </td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_284\" id=\"ta_284\" style=\"left:379px;bottom:1007px;letter-spacing:0.07px;display:inline;\">Profitable </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_284\" id=\"td_284\" style=\"left:464px;bottom:1007px;letter-spacing:0.07px;display:inline;\">Onerous </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_284\" id=\"th_284\" style=\"left:621px;bottom:1007px;letter-spacing:0.06px;display:inline;\">Profitable </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_284\" id=\"tb_284\" style=\"left:382px;bottom:997px;letter-spacing:0.07px;display:inline;\">contracts </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_284\" id=\"te_284\" style=\"left:460px;bottom:997px;letter-spacing:0.07px;display:inline;\">contracts </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_284\" id=\"ti_284\" style=\"left:623px;bottom:997px;letter-spacing:0.07px;display:inline;\">contracts </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_284\" id=\"tk_284\" style=\"left:668px;bottom:997px;letter-spacing:0.07px;display:inline;\">Onerous contracts </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_284\" id=\"tc_284\" style=\"left:394px;bottom:987px;letter-spacing:0.07px;display:inline;\">issued </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_284\" id=\"tf_284\" style=\"left:472px;bottom:987px;letter-spacing:0.07px;display:inline;\">issued </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_284\" id=\"tg_284\" style=\"left:554px;bottom:987px;letter-spacing:0.07px;display:inline;\">Total </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_284\" id=\"tj_284\" style=\"left:635px;bottom:987px;letter-spacing:0.06px;display:inline;\">issued </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_284\" id=\"tl_284\" style=\"left:712px;bottom:987px;letter-spacing:0.06px;display:inline;\">issued </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_284\" id=\"tm_284\" style=\"left:794px;bottom:987px;letter-spacing:0.07px;display:inline;\">Total </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_284\" id=\"tn_284\" style=\"left:69px;bottom:966px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Estimate of present value of expected future cash </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_284\" id=\"to_284\" style=\"left:69px;bottom:951px;letter-spacing:-0.01px;display:inline;\">outflows: </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_284\" id=\"tp_284\" style=\"left:69px;bottom:931px;letter-spacing:-0.01px;display:inline;\">Insurance acquisition cash flows </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_284\" id=\"tq_284\" style=\"left:383px;bottom:931px;letter-spacing:-0.02px;display:inline;\">4,365 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_284\" id=\"tr_284\" style=\"left:471px;bottom:931px;letter-spacing:-0.02px;display:inline;\">101 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_284\" id=\"ts_284\" style=\"left:539px;bottom:931px;letter-spacing:-0.02px;display:inline;\">4,466 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_284\" id=\"tt_284\" style=\"left:623px;bottom:931px;letter-spacing:-0.01px;display:inline;\">2,416 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_284\" id=\"tu_284\" style=\"left:717px;bottom:931px;letter-spacing:-0.01px;display:inline;\">49 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_284\" id=\"tv_284\" style=\"left:778px;bottom:931px;letter-spacing:-0.01px;display:inline;\">2,465 </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_284\" id=\"tw_284\" style=\"left:69px;bottom:912px;letter-spacing:-0.01px;display:inline;\">Claims and other directly attributable expenses </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_284\" id=\"tx_284\" style=\"left:376px;bottom:912px;letter-spacing:-0.02px;display:inline;\">17,125 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_284\" id=\"ty_284\" style=\"left:471px;bottom:912px;letter-spacing:-0.02px;display:inline;\">348 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_284\" id=\"tz_284\" style=\"left:531px;bottom:912px;letter-spacing:-0.02px;display:inline;\">17,473 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_284\" id=\"t10_284\" style=\"left:616px;bottom:912px;letter-spacing:-0.01px;display:inline;\">12,153 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_284\" id=\"t11_284\" style=\"left:710px;bottom:912px;letter-spacing:-0.01px;display:inline;\">420 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_284\" id=\"t12_284\" style=\"left:771px;bottom:912px;letter-spacing:-0.01px;display:inline;\">12,573 </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_284\" id=\"t13_284\" style=\"left:376px;bottom:892px;letter-spacing:-0.02px;display:inline;\">21,490 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_284\" id=\"t14_284\" style=\"left:471px;bottom:892px;letter-spacing:-0.02px;display:inline;\">449 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_284\" id=\"t15_284\" style=\"left:531px;bottom:892px;letter-spacing:-0.02px;display:inline;\">21,939 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_284\" id=\"t16_284\" style=\"left:616px;bottom:892px;letter-spacing:-0.01px;display:inline;\">14,569 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_284\" id=\"t17_284\" style=\"left:710px;bottom:892px;letter-spacing:-0.01px;display:inline;\">469 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_284\" id=\"t18_284\" style=\"left:771px;bottom:892px;letter-spacing:-0.01px;display:inline;\">15,038 </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_284\" id=\"t19_284\" style=\"left:69px;bottom:873px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Estimate of present value of expected future cash </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_284\" id=\"t1a_284\" style=\"left:69px;bottom:857px;letter-spacing:-0.01px;display:inline;\">inflows </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_284\" id=\"t1b_284\" style=\"left:371px;bottom:857px;letter-spacing:-0.02px;display:inline;\">(23,916) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_284\" id=\"t1c_284\" style=\"left:467px;bottom:857px;letter-spacing:-0.02px;display:inline;\">(484) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_284\" id=\"t1d_284\" style=\"left:527px;bottom:857px;letter-spacing:-0.02px;display:inline;\">(24,400) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_284\" id=\"t1e_284\" style=\"left:611px;bottom:857px;letter-spacing:-0.01px;display:inline;\">(16,379) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_284\" id=\"t1f_284\" style=\"left:706px;bottom:857px;letter-spacing:-0.01px;display:inline;\">(470) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_284\" id=\"t1g_284\" style=\"left:767px;bottom:857px;letter-spacing:-0.01px;display:inline;\">(16,849) </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_284\" id=\"t1h_284\" style=\"left:69px;bottom:837px;letter-spacing:-0.01px;display:inline;\">Risk adjustment for non-financial risk </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_284\" id=\"t1i_284\" style=\"left:393px;bottom:837px;letter-spacing:-0.02px;display:inline;\">253 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_284\" id=\"t1j_284\" style=\"left:478px;bottom:837px;letter-spacing:-0.02px;display:inline;\">42 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_284\" id=\"t1k_284\" style=\"left:549px;bottom:837px;letter-spacing:-0.02px;display:inline;\">295 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_284\" id=\"t1l_284\" style=\"left:632px;bottom:837px;letter-spacing:-0.01px;display:inline;\">228 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_284\" id=\"t1m_284\" style=\"left:724px;bottom:837px;display:inline;\">4 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_284\" id=\"t1n_284\" style=\"left:788px;bottom:837px;letter-spacing:-0.01px;display:inline;\">232 </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_284\" id=\"t1o_284\" style=\"left:69px;bottom:818px;letter-spacing:-0.01px;display:inline;\">CSM </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_284\" id=\"t1p_284\" style=\"left:383px;bottom:818px;letter-spacing:-0.02px;display:inline;\">2,173 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_284\" id=\"t1q_284\" style=\"left:486px;bottom:818px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_284\" id=\"t1r_284\" style=\"left:539px;bottom:818px;letter-spacing:-0.02px;display:inline;\">2,173 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_284\" id=\"t1s_284\" style=\"left:623px;bottom:818px;letter-spacing:-0.01px;display:inline;\">1,582 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_284\" id=\"t1t_284\" style=\"left:725px;bottom:818px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_284\" id=\"t1u_284\" style=\"left:778px;bottom:818px;letter-spacing:-0.01px;display:inline;\">1,582 </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_284\" id=\"t1v_284\" style=\"left:69px;bottom:799px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Loss recognised on initial recognition </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_284\" id=\"t1w_284\" style=\"left:408px;bottom:799px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_284\" id=\"t1x_284\" style=\"left:485px;bottom:799px;display:inline;\">7 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_284\" id=\"t1y_284\" style=\"left:563px;bottom:799px;display:inline;\">7 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_284\" id=\"t1z_284\" style=\"left:647px;bottom:799px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_284\" id=\"t20_284\" style=\"left:724px;bottom:799px;display:inline;\">3 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_284\" id=\"t21_284\" style=\"left:802px;bottom:799px;display:inline;\">3 </div></td>\n\t\t</tr>\n\t\n</table>\n<div class=\"t s2_284\" id=\"t22_284\" style=\"left:65px;bottom:769px;letter-spacing:-0.07px;display:inline;\">(ii) </div><div class=\"t s2_284\" id=\"t23_284\" style=\"left:92px;bottom:769px;letter-spacing:-0.12px;display:inline;\">Reinsurance contracts </div>\n\n<table>\n\t\n\t\t<tr>\n\t\t\t<td>                                            \u00a0</td>\n\t\t\t<td>                                        \u00a0</td>\n\t\t</tr>\n\t\n\t\n\t\t<tr>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"6\" rowspan=\"1\" style=\"text-align: center;\">  <div class=\"t s3_284\" id=\"t24_284\" style=\"left:527px;bottom:752px;letter-spacing:0.06px;display:inline;\">Excluding JVs and associates </div>   </td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"3\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s4_284\" id=\"t25_284\" style=\"left:444px;bottom:735px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">2023 $m </div> </td>\n\t\t\t<td colspan=\"3\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s3_284\" id=\"t26_284\" style=\"left:682px;bottom:735px;letter-spacing:0.09px;display:inline;\">2022 $m </div> </td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_284\" id=\"t2g_284\" style=\"left:622px;bottom:719px;letter-spacing:0.07px;display:inline;\">Contracts </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_284\" id=\"t27_284\" style=\"left:380px;bottom:709px;letter-spacing:0.07px;display:inline;\">Contracts </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_284\" id=\"t2b_284\" style=\"left:458px;bottom:709px;letter-spacing:0.07px;display:inline;\">Contracts </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_284\" id=\"t2h_284\" style=\"left:627px;bottom:709px;letter-spacing:0.06px;display:inline;\">initiated </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_284\" id=\"t2l_284\" style=\"left:700px;bottom:709px;letter-spacing:0.06px;display:inline;\">Contracts </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_284\" id=\"t28_284\" style=\"left:351px;bottom:699px;letter-spacing:0.07px;display:inline;\">initiated without </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_284\" id=\"t2c_284\" style=\"left:443px;bottom:699px;letter-spacing:0.07px;display:inline;\">initiated with </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_284\" id=\"t2i_284\" style=\"left:629px;bottom:699px;letter-spacing:0.07px;display:inline;\">without </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_284\" id=\"t2m_284\" style=\"left:686px;bottom:699px;letter-spacing:0.06px;display:inline;\">initiated with </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_284\" id=\"t29_284\" style=\"left:368px;bottom:689px;letter-spacing:0.07px;display:inline;\">loss-recovery </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_284\" id=\"t2d_284\" style=\"left:445px;bottom:689px;letter-spacing:0.06px;display:inline;\">loss-recovery </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_284\" id=\"t2j_284\" style=\"left:610px;bottom:689px;letter-spacing:0.06px;display:inline;\">loss-recovery </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_284\" id=\"t2n_284\" style=\"left:688px;bottom:689px;letter-spacing:0.06px;display:inline;\">loss-recovery </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_284\" id=\"t2a_284\" style=\"left:373px;bottom:679px;letter-spacing:0.09px;display:inline;\">component </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_284\" id=\"t2e_284\" style=\"left:451px;bottom:679px;letter-spacing:0.09px;display:inline;\">component </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_284\" id=\"t2f_284\" style=\"left:554px;bottom:679px;letter-spacing:0.07px;display:inline;\">Total </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_284\" id=\"t2k_284\" style=\"left:615px;bottom:679px;letter-spacing:0.08px;display:inline;\">component </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_284\" id=\"t2o_284\" style=\"left:693px;bottom:679px;letter-spacing:0.08px;display:inline;\">component </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_284\" id=\"t2p_284\" style=\"left:794px;bottom:679px;letter-spacing:0.07px;display:inline;\">Total </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_284\" id=\"t2q_284\" style=\"left:69px;bottom:658px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Estimate of present value of expected future cash </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_284\" id=\"t2r_284\" style=\"left:69px;bottom:642px;letter-spacing:-0.01px;display:inline;\">outflows </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_284\" id=\"t2s_284\" style=\"left:383px;bottom:642px;letter-spacing:-0.02px;display:inline;\">1,022 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_284\" id=\"t2t_284\" style=\"left:481px;bottom:642px;letter-spacing:-0.02px;display:inline;\">(1) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_284\" id=\"t2u_284\" style=\"left:539px;bottom:642px;letter-spacing:-0.02px;display:inline;\">1,021 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_284\" id=\"t2v_284\" style=\"left:632px;bottom:642px;letter-spacing:-0.01px;display:inline;\">762 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_284\" id=\"t2w_284\" style=\"left:725px;bottom:642px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_284\" id=\"t2x_284\" style=\"left:788px;bottom:642px;letter-spacing:-0.01px;display:inline;\">762 </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_284\" id=\"t2y_284\" style=\"left:69px;bottom:622px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Estimate of present value of expected future cash </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_284\" id=\"t2z_284\" style=\"left:69px;bottom:607px;letter-spacing:-0.01px;display:inline;\">inflows </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_284\" id=\"t30_284\" style=\"left:389px;bottom:607px;letter-spacing:-0.02px;display:inline;\">(946) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_284\" id=\"t31_284\" style=\"left:486px;bottom:607px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_284\" id=\"t32_284\" style=\"left:545px;bottom:607px;letter-spacing:-0.02px;display:inline;\">(946) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_284\" id=\"t33_284\" style=\"left:628px;bottom:607px;letter-spacing:-0.01px;display:inline;\">(813) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_284\" id=\"t34_284\" style=\"left:724px;bottom:607px;display:inline;\">6 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_284\" id=\"t35_284\" style=\"left:784px;bottom:607px;letter-spacing:-0.01px;display:inline;\">(807) </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_284\" id=\"t36_284\" style=\"left:69px;bottom:587px;letter-spacing:-0.01px;display:inline;\">Risk adjustment for non-financial risk </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_284\" id=\"t37_284\" style=\"left:403px;bottom:587px;letter-spacing:-0.02px;display:inline;\">(5) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_284\" id=\"t38_284\" style=\"left:486px;bottom:587px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_284\" id=\"t39_284\" style=\"left:559px;bottom:587px;letter-spacing:-0.02px;display:inline;\">(5) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_284\" id=\"t3a_284\" style=\"left:646px;bottom:587px;display:inline;\">1 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_284\" id=\"t3b_284\" style=\"left:725px;bottom:587px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_284\" id=\"t3c_284\" style=\"left:802px;bottom:587px;display:inline;\">1 </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_284\" id=\"t3d_284\" style=\"left:69px;bottom:568px;letter-spacing:-0.01px;display:inline;\">CSM </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_284\" id=\"t3e_284\" style=\"left:396px;bottom:568px;letter-spacing:-0.02px;display:inline;\">(71) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_284\" id=\"t3f_284\" style=\"left:485px;bottom:568px;display:inline;\">1 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_284\" id=\"t3g_284\" style=\"left:552px;bottom:568px;letter-spacing:-0.02px;display:inline;\">(70) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_284\" id=\"t3h_284\" style=\"left:639px;bottom:568px;letter-spacing:-0.01px;display:inline;\">50 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_284\" id=\"t3i_284\" style=\"left:720px;bottom:568px;display:inline;\">(6) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_284\" id=\"t3j_284\" style=\"left:795px;bottom:568px;display:inline;\">44 </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_284\" id=\"t3k_284\" style=\"left:69px;bottom:548px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Profit (loss) recognised on initial recognition </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_284\" id=\"t3l_284\" style=\"left:408px;bottom:548px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_284\" id=\"t3m_284\" style=\"left:486px;bottom:548px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_284\" id=\"t3n_284\" style=\"left:564px;bottom:548px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_284\" id=\"t3o_284\" style=\"left:647px;bottom:548px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_284\" id=\"t3p_284\" style=\"left:725px;bottom:548px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_284\" id=\"t3q_284\" style=\"left:803px;bottom:548px;display:inline;\">\u2013 </div></td>\n\t\t</tr>\n\t\n</table><div></div><div class=\"t s0_285\" id=\"t1_285\" style=\"left:87px;bottom:1116px;letter-spacing:0.12px;display:inline;\">C3.3 Analysis of movements in insurance and reinsurance contract balances (including JVs and associates) </div><div class=\"t s1_285\" id=\"t2_285\" style=\"left:87px;bottom:1097px;letter-spacing:0.11px;display:inline;\">(a) </div><div class=\"t s1_285\" id=\"t3_285\" style=\"left:113px;bottom:1097px;letter-spacing:0.13px;display:inline;\">Analysis of movements in insurance and reinsurance contract balances by measurement component </div><div class=\"t s2_285\" id=\"t4_285\" style=\"left:87px;bottom:1082px;letter-spacing:-0.01px;display:inline;\">An analysis of movements in insurance and reinsurance contract balances by measurement component and including the Group\u2019s share of </div><div class=\"t s2_285\" id=\"t5_285\" style=\"left:87px;bottom:1066px;letter-spacing:-0.01px;display:inline;\">insurance and reinsurance contract liabilities and assets relate to the life JVs and associates is set out below: </div>\n\n<table>\n\t\n\t\t<tr>\n\t\t\t<td>                                            \u00a0</td>\n\t\t\t<td>                                        \u00a0</td>\n\t\t</tr>\n\t\n\t\n\t\t<tr>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"8\" rowspan=\"1\" style=\"text-align: center;\">   <div class=\"t s3_285\" id=\"t6_285\" style=\"left:535px;bottom:1037px;letter-spacing:0.07px;display:inline;\">Including JVs and associates </div>    </td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"8\" rowspan=\"1\" style=\"text-align: center;\">   <div class=\"t s3_285\" id=\"t7_285\" style=\"left:575px;bottom:1020px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">2023 $m </div>    </td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"4\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s3_285\" id=\"t8_285\" style=\"left:448px;bottom:1003px;letter-spacing:0.07px;display:inline;\">Insurance </div>  </td>\n\t\t\t<td colspan=\"4\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s3_285\" id=\"t9_285\" style=\"left:689px;bottom:1003px;letter-spacing:0.07px;display:inline;\">Reinsurance </div>  </td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_285\" id=\"ta_285\" style=\"left:390px;bottom:986px;letter-spacing:0.08px;display:inline;\">BEL </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_285\" id=\"tb_285\" style=\"left:453px;bottom:986px;letter-spacing:0.1px;display:inline;\">RA </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_285\" id=\"tc_285\" style=\"left:505px;bottom:986px;letter-spacing:0.11px;display:inline;\">CSM </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_285\" id=\"td_285\" style=\"left:562px;bottom:986px;letter-spacing:0.07px;display:inline;\">Total </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_285\" id=\"te_285\" style=\"left:634px;bottom:986px;letter-spacing:0.08px;display:inline;\">BEL </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_285\" id=\"tf_285\" style=\"left:698px;bottom:986px;letter-spacing:0.1px;display:inline;\">RA </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_285\" id=\"tg_285\" style=\"left:752px;bottom:986px;letter-spacing:0.11px;display:inline;\">CSM </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_285\" id=\"th_285\" style=\"left:810px;bottom:986px;letter-spacing:0.07px;display:inline;\">Total </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_285\" id=\"ti_285\" style=\"left:495px;bottom:969px;letter-spacing:0.07px;display:inline;\">note (b) </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_285\" id=\"tj_285\" style=\"left:741px;bottom:969px;letter-spacing:0.07px;display:inline;\">note (b) </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_285\" id=\"tk_285\" style=\"left:91px;bottom:948px;letter-spacing:-0.01px;display:inline;\">Opening assets </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"tl_285\" style=\"left:367px;bottom:948px;letter-spacing:-0.02px;display:inline;\">(3,562) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"tm_285\" style=\"left:441px;bottom:948px;letter-spacing:-0.02px;display:inline;\">502 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"tn_285\" style=\"left:490px;bottom:948px;letter-spacing:-0.02px;display:inline;\">1,921 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"to_285\" style=\"left:546px;bottom:948px;letter-spacing:-0.02px;display:inline;\">(1,139) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"tp_285\" style=\"left:621px;bottom:948px;letter-spacing:-0.02px;display:inline;\">(652) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"tq_285\" style=\"left:693px;bottom:948px;letter-spacing:-0.02px;display:inline;\">21 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"tr_285\" style=\"left:733px;bottom:948px;letter-spacing:-0.02px;display:inline;\">(1,369) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"ts_285\" style=\"left:793px;bottom:948px;letter-spacing:-0.02px;display:inline;\">(2,000) </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_285\" id=\"tt_285\" style=\"left:91px;bottom:929px;letter-spacing:-0.01px;display:inline;\">Opening liabilities </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"tu_285\" style=\"left:357px;bottom:929px;letter-spacing:-0.02px;display:inline;\">124,297 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"tv_285\" style=\"left:431px;bottom:929px;letter-spacing:-0.02px;word-spacing:5.25px;display:inline;\">1,662  19,383  145,342 </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"tw_285\" style=\"left:615px;bottom:929px;letter-spacing:-0.02px;display:inline;\">1,193 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"tx_285\" style=\"left:689px;bottom:929px;letter-spacing:-0.02px;display:inline;\">(47) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"ty_285\" style=\"left:754px;bottom:929px;letter-spacing:-0.02px;display:inline;\">54 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"tz_285\" style=\"left:798px;bottom:929px;letter-spacing:-0.02px;display:inline;\">1,200 </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t10_285\" style=\"left:91px;bottom:909px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Net opening balance at 1 Jan </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t11_285\" style=\"left:357px;bottom:909px;letter-spacing:-0.02px;display:inline;\">120,735 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t12_285\" style=\"left:431px;bottom:909px;letter-spacing:-0.02px;word-spacing:5.25px;display:inline;\">2,164  21,304  144,203 </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t13_285\" style=\"left:625px;bottom:909px;letter-spacing:-0.02px;display:inline;\">541 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t14_285\" style=\"left:689px;bottom:909px;letter-spacing:-0.02px;display:inline;\">(26) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t15_285\" style=\"left:733px;bottom:909px;letter-spacing:-0.02px;display:inline;\">(1,315) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t16_285\" style=\"left:803px;bottom:909px;letter-spacing:-0.02px;display:inline;\">(800) </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_285\" id=\"t17_285\" style=\"left:91px;bottom:890px;letter-spacing:-0.01px;display:inline;\">Changes that relate to future service </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_285\" id=\"t18_285\" style=\"left:91px;bottom:870px;letter-spacing:-0.01px;display:inline;\">Changes in estimates that adjust the CSM </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t19_285\" style=\"left:367px;bottom:870px;letter-spacing:-0.02px;display:inline;\">(1,142) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t1a_285\" style=\"left:441px;bottom:870px;letter-spacing:-0.02px;display:inline;\">341 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t1b_285\" style=\"left:500px;bottom:870px;letter-spacing:-0.02px;display:inline;\">801 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t1c_285\" style=\"left:575px;bottom:870px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t1d_285\" style=\"left:633px;bottom:870px;letter-spacing:-0.02px;display:inline;\">62 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t1e_285\" style=\"left:693px;bottom:870px;letter-spacing:-0.02px;display:inline;\">43 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t1f_285\" style=\"left:743px;bottom:870px;letter-spacing:-0.02px;display:inline;\">(105) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t1g_285\" style=\"left:823px;bottom:870px;display:inline;\">\u2013 </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_285\" id=\"t1h_285\" style=\"left:91px;bottom:851px;letter-spacing:-0.01px;display:inline;\">Changes in estimates that result in losses or </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_285\" id=\"t1i_285\" style=\"left:104px;bottom:835px;letter-spacing:-0.01px;display:inline;\">reversal of losses on onerous contracts </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t1j_285\" style=\"left:381px;bottom:835px;letter-spacing:-0.02px;display:inline;\">224 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t1k_285\" style=\"left:451px;bottom:835px;letter-spacing:-0.02px;display:inline;\">(8) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t1l_285\" style=\"left:516px;bottom:835px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t1m_285\" style=\"left:560px;bottom:835px;letter-spacing:-0.02px;display:inline;\">216 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t1n_285\" style=\"left:628px;bottom:835px;letter-spacing:-0.02px;display:inline;\">(93) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t1o_285\" style=\"left:701px;bottom:835px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t1p_285\" style=\"left:762px;bottom:835px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t1q_285\" style=\"left:811px;bottom:835px;letter-spacing:-0.02px;display:inline;\">(93) </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_285\" id=\"t1r_285\" style=\"left:90px;bottom:815px;letter-spacing:-0.01px;display:inline;\">New contracts in the year </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t1s_285\" style=\"left:367px;bottom:815px;letter-spacing:-0.02px;display:inline;\">(2,687) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t1t_285\" style=\"left:441px;bottom:815px;letter-spacing:-0.02px;display:inline;\">317 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t1u_285\" style=\"left:490px;bottom:815px;letter-spacing:-0.02px;display:inline;\">2,429 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t1v_285\" style=\"left:567px;bottom:815px;letter-spacing:-0.02px;display:inline;\">59 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t1w_285\" style=\"left:633px;bottom:815px;letter-spacing:-0.02px;display:inline;\">86 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t1x_285\" style=\"left:696px;bottom:815px;letter-spacing:-0.02px;display:inline;\">(6) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t1y_285\" style=\"left:750px;bottom:815px;letter-spacing:-0.02px;display:inline;\">(81) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t1z_285\" style=\"left:818px;bottom:815px;letter-spacing:-0.02px;display:inline;\">(1) </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t20_285\" style=\"left:367px;bottom:796px;letter-spacing:-0.02px;display:inline;\">(3,605) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t21_285\" style=\"left:441px;bottom:796px;letter-spacing:-0.02px;display:inline;\">650 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t22_285\" style=\"left:490px;bottom:796px;letter-spacing:-0.02px;display:inline;\">3,230 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t23_285\" style=\"left:560px;bottom:796px;letter-spacing:-0.02px;display:inline;\">275 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t24_285\" style=\"left:633px;bottom:796px;letter-spacing:-0.02px;display:inline;\">55 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t25_285\" style=\"left:693px;bottom:796px;letter-spacing:-0.02px;display:inline;\">37 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t26_285\" style=\"left:743px;bottom:796px;letter-spacing:-0.02px;display:inline;\">(186) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t27_285\" style=\"left:810px;bottom:796px;letter-spacing:-0.02px;display:inline;\">(94) </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_285\" id=\"t28_285\" style=\"left:90px;bottom:777px;letter-spacing:-0.01px;display:inline;\">Changes that relate to current service </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_285\" id=\"t29_285\" style=\"left:103px;bottom:757px;letter-spacing:-0.01px;display:inline;\">Release of CSM to profit or loss </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t2a_285\" style=\"left:397px;bottom:757px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t2b_285\" style=\"left:456px;bottom:757px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t2c_285\" style=\"left:486px;bottom:757px;letter-spacing:-0.02px;display:inline;\">(2,414) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t2d_285\" style=\"left:546px;bottom:757px;letter-spacing:-0.02px;display:inline;\">(2,414) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t2e_285\" style=\"left:641px;bottom:757px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t2f_285\" style=\"left:701px;bottom:757px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t2g_285\" style=\"left:747px;bottom:757px;letter-spacing:-0.02px;display:inline;\">206 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t2h_285\" style=\"left:807px;bottom:757px;letter-spacing:-0.02px;display:inline;\">206 </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_285\" id=\"t2i_285\" style=\"left:103px;bottom:738px;letter-spacing:-0.01px;display:inline;\">Release of risk adjustment to profit or loss </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t2j_285\" style=\"left:397px;bottom:738px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t2k_285\" style=\"left:437px;bottom:738px;letter-spacing:-0.02px;display:inline;\">(242) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t2l_285\" style=\"left:516px;bottom:738px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t2m_285\" style=\"left:556px;bottom:738px;letter-spacing:-0.02px;display:inline;\">(242) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t2n_285\" style=\"left:641px;bottom:738px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t2o_285\" style=\"left:693px;bottom:738px;letter-spacing:-0.02px;display:inline;\">27 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t2p_285\" style=\"left:762px;bottom:738px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t2q_285\" style=\"left:815px;bottom:738px;letter-spacing:-0.02px;display:inline;\">27 </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_285\" id=\"t2r_285\" style=\"left:103px;bottom:718px;letter-spacing:-0.01px;display:inline;\">Experience adjustments </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t2s_285\" style=\"left:377px;bottom:718px;letter-spacing:-0.02px;display:inline;\">(170) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t2t_285\" style=\"left:456px;bottom:718px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t2u_285\" style=\"left:516px;bottom:718px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t2v_285\" style=\"left:556px;bottom:718px;letter-spacing:-0.02px;display:inline;\">(170) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t2w_285\" style=\"left:632px;bottom:718px;letter-spacing:-0.02px;display:inline;\">50 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t2x_285\" style=\"left:701px;bottom:718px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t2y_285\" style=\"left:762px;bottom:718px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t2z_285\" style=\"left:815px;bottom:718px;letter-spacing:-0.02px;display:inline;\">50 </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t30_285\" style=\"left:377px;bottom:699px;letter-spacing:-0.02px;display:inline;\">(170) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t31_285\" style=\"left:436px;bottom:699px;letter-spacing:-0.02px;display:inline;\">(242) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t32_285\" style=\"left:486px;bottom:699px;letter-spacing:-0.02px;display:inline;\">(2,414) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t33_285\" style=\"left:546px;bottom:699px;letter-spacing:-0.02px;display:inline;\">(2,826) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t34_285\" style=\"left:632px;bottom:699px;letter-spacing:-0.02px;display:inline;\">50 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t35_285\" style=\"left:693px;bottom:699px;letter-spacing:-0.02px;display:inline;\">27 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t36_285\" style=\"left:747px;bottom:699px;letter-spacing:-0.02px;display:inline;\">206 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t37_285\" style=\"left:807px;bottom:699px;letter-spacing:-0.02px;display:inline;\">283 </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_285\" id=\"t38_285\" style=\"left:90px;bottom:679px;letter-spacing:-0.01px;display:inline;\">Changes that relate to past service </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_285\" id=\"t39_285\" style=\"left:103px;bottom:659px;letter-spacing:-0.01px;display:inline;\">Adjustments to assets/liabilities for incurred </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_285\" id=\"t3a_285\" style=\"left:103px;bottom:644px;letter-spacing:-0.01px;display:inline;\">claims </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t3b_285\" style=\"left:381px;bottom:644px;letter-spacing:-0.02px;display:inline;\">130 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t3c_285\" style=\"left:451px;bottom:644px;letter-spacing:-0.02px;display:inline;\">(3) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t3d_285\" style=\"left:516px;bottom:644px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t3e_285\" style=\"left:560px;bottom:644px;letter-spacing:-0.02px;display:inline;\">127 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t3f_285\" style=\"left:640px;bottom:644px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t3g_285\" style=\"left:701px;bottom:644px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t3h_285\" style=\"left:762px;bottom:644px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t3i_285\" style=\"left:823px;bottom:644px;display:inline;\">\u2013 </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t3j_285\" style=\"left:90px;bottom:624px;letter-spacing:-0.01px;display:inline;\">Insurance service result </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t3k_285\" style=\"left:367px;bottom:624px;letter-spacing:-0.02px;display:inline;\">(3,645) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t3l_285\" style=\"left:441px;bottom:624px;letter-spacing:-0.02px;display:inline;\">405 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t3m_285\" style=\"left:500px;bottom:624px;letter-spacing:-0.02px;display:inline;\">816 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t3n_285\" style=\"left:546px;bottom:624px;letter-spacing:-0.02px;display:inline;\">(2,424) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t3o_285\" style=\"left:625px;bottom:624px;letter-spacing:-0.02px;display:inline;\">105 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t3p_285\" style=\"left:693px;bottom:624px;letter-spacing:-0.02px;display:inline;\">64 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t3q_285\" style=\"left:754px;bottom:624px;letter-spacing:-0.02px;display:inline;\">20 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t3r_285\" style=\"left:807px;bottom:624px;letter-spacing:-0.02px;display:inline;\">189 </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t3s_285\" style=\"left:90px;bottom:585px;letter-spacing:-0.01px;display:inline;\">Net finance (income) expense from </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t3t_285\" style=\"left:103px;bottom:569px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">insurance and reinsurance contracts </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_285\" id=\"t3u_285\" style=\"left:90px;bottom:550px;letter-spacing:-0.01px;display:inline;\">Accretion of interest on GMM contracts </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t3v_285\" style=\"left:381px;bottom:550px;letter-spacing:-0.02px;display:inline;\">158 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t3w_285\" style=\"left:448px;bottom:550px;letter-spacing:-0.02px;display:inline;\">52 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t3x_285\" style=\"left:500px;bottom:550px;letter-spacing:-0.02px;display:inline;\">307 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t3y_285\" style=\"left:560px;bottom:550px;letter-spacing:-0.02px;display:inline;\">517 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t3z_285\" style=\"left:635px;bottom:550px;letter-spacing:-0.02px;display:inline;\">(3) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t40_285\" style=\"left:696px;bottom:550px;letter-spacing:-0.02px;display:inline;\">(3) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t41_285\" style=\"left:750px;bottom:550px;letter-spacing:-0.02px;display:inline;\">(47) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t42_285\" style=\"left:810px;bottom:550px;letter-spacing:-0.02px;display:inline;\">(53) </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_285\" id=\"t43_285\" style=\"left:90px;bottom:530px;letter-spacing:-0.01px;display:inline;\">Other net finance (income) expense </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t44_285\" style=\"left:364px;bottom:530px;letter-spacing:-0.02px;display:inline;\">10,379 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t45_285\" style=\"left:444px;bottom:530px;letter-spacing:-0.02px;display:inline;\">(20) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t46_285\" style=\"left:503px;bottom:530px;letter-spacing:-0.02px;word-spacing:4.96px;display:inline;\">(12)  10,347 </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t47_285\" style=\"left:621px;bottom:530px;letter-spacing:-0.02px;display:inline;\">(155) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t48_285\" style=\"left:700px;bottom:530px;display:inline;\">9 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t49_285\" style=\"left:762px;bottom:530px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t4a_285\" style=\"left:803px;bottom:530px;letter-spacing:-0.02px;display:inline;\">(146) </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t4b_285\" style=\"left:364px;bottom:511px;letter-spacing:-0.02px;display:inline;\">10,537 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t4c_285\" style=\"left:448px;bottom:511px;letter-spacing:-0.02px;display:inline;\">32 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t4d_285\" style=\"left:500px;bottom:511px;letter-spacing:-0.02px;word-spacing:7.08px;display:inline;\">295  10,864 </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t4e_285\" style=\"left:621px;bottom:511px;letter-spacing:-0.02px;display:inline;\">(158) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t4f_285\" style=\"left:700px;bottom:511px;display:inline;\">6 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t4g_285\" style=\"left:750px;bottom:511px;letter-spacing:-0.02px;display:inline;\">(47) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t4h_285\" style=\"left:803px;bottom:511px;letter-spacing:-0.02px;display:inline;\">(199) </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t4i_285\" style=\"left:90px;bottom:491px;letter-spacing:-0.01px;display:inline;\">Total amount recognised in income </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t4j_285\" style=\"left:103px;bottom:475px;letter-spacing:-0.01px;display:inline;\">statement </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t4k_285\" style=\"left:371px;bottom:475px;letter-spacing:-0.02px;display:inline;\">6,892 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t4l_285\" style=\"left:441px;bottom:475px;letter-spacing:-0.02px;display:inline;\">437 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t4m_285\" style=\"left:490px;bottom:475px;letter-spacing:-0.02px;display:inline;\">1,111 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t4n_285\" style=\"left:550px;bottom:475px;letter-spacing:-0.02px;display:inline;\">8,440 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t4o_285\" style=\"left:628px;bottom:475px;letter-spacing:-0.02px;display:inline;\">(53) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t4p_285\" style=\"left:693px;bottom:475px;letter-spacing:-0.02px;display:inline;\">70 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t4q_285\" style=\"left:750px;bottom:475px;letter-spacing:-0.02px;display:inline;\">(27) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t4r_285\" style=\"left:810px;bottom:475px;letter-spacing:-0.02px;display:inline;\">(10) </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_285\" id=\"t4s_285\" style=\"left:90px;bottom:456px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Effect of movements in exchange rates </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t4t_285\" style=\"left:384px;bottom:456px;letter-spacing:-0.02px;display:inline;\">(49) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t4u_285\" style=\"left:451px;bottom:456px;letter-spacing:-0.02px;display:inline;\">(2) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t4v_285\" style=\"left:503px;bottom:456px;letter-spacing:-0.02px;display:inline;\">(63) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t4w_285\" style=\"left:555px;bottom:456px;letter-spacing:-0.02px;display:inline;\">(114) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t4x_285\" style=\"left:640px;bottom:456px;display:inline;\">2 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t4y_285\" style=\"left:696px;bottom:456px;letter-spacing:-0.02px;display:inline;\">(1) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t4z_285\" style=\"left:761px;bottom:456px;display:inline;\">2 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t50_285\" style=\"left:822px;bottom:456px;display:inline;\">3 </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t51_285\" style=\"left:90px;bottom:436px;letter-spacing:-0.01px;display:inline;\">Total amount recognised in comprehensive </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t52_285\" style=\"left:103px;bottom:420px;letter-spacing:-0.02px;display:inline;\">income </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t53_285\" style=\"left:371px;bottom:420px;letter-spacing:-0.02px;display:inline;\">6,843 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t54_285\" style=\"left:440px;bottom:420px;letter-spacing:-0.02px;display:inline;\">435 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t55_285\" style=\"left:490px;bottom:420px;letter-spacing:-0.02px;display:inline;\">1,048 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t56_285\" style=\"left:550px;bottom:420px;letter-spacing:-0.02px;display:inline;\">8,326 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t57_285\" style=\"left:628px;bottom:420px;letter-spacing:-0.02px;display:inline;\">(51) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t58_285\" style=\"left:693px;bottom:420px;letter-spacing:-0.02px;display:inline;\">69 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t59_285\" style=\"left:749px;bottom:420px;letter-spacing:-0.02px;display:inline;\">(25) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t5a_285\" style=\"left:817px;bottom:420px;letter-spacing:-0.02px;display:inline;\">(7) </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t5b_285\" style=\"left:90px;bottom:381px;letter-spacing:-0.01px;display:inline;\">Cash flows </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_285\" id=\"t5c_285\" style=\"left:90px;bottom:361px;letter-spacing:-0.01px;display:inline;\">Premiums received net of ceding commissions </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_285\" id=\"t5d_285\" style=\"left:103px;bottom:346px;letter-spacing:-0.01px;display:inline;\">paid </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t5e_285\" style=\"left:364px;bottom:346px;letter-spacing:-0.02px;display:inline;\">26,224 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t5f_285\" style=\"left:456px;bottom:346px;display:inline;\">\u2013 </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t5g_285\" style=\"left:515px;bottom:346px;letter-spacing:-0.02px;word-spacing:7.07px;display:inline;\">\u2013  26,224 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t5h_285\" style=\"left:611px;bottom:346px;letter-spacing:-0.02px;display:inline;\">(1,137) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t5i_285\" style=\"left:701px;bottom:346px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t5j_285\" style=\"left:762px;bottom:346px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t5k_285\" style=\"left:793px;bottom:346px;letter-spacing:-0.02px;display:inline;\">(1,137) </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_285\" id=\"t5l_285\" style=\"left:90px;bottom:326px;letter-spacing:-0.01px;display:inline;\">Insurance acquisition cash flows </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t5m_285\" style=\"left:367px;bottom:326px;letter-spacing:-0.02px;display:inline;\">(4,802) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t5n_285\" style=\"left:456px;bottom:326px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t5o_285\" style=\"left:515px;bottom:326px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t5p_285\" style=\"left:545px;bottom:326px;letter-spacing:-0.02px;display:inline;\">(4,802) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t5q_285\" style=\"left:640px;bottom:326px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t5r_285\" style=\"left:701px;bottom:326px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t5s_285\" style=\"left:762px;bottom:326px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t5t_285\" style=\"left:822px;bottom:326px;display:inline;\">\u2013 </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_285\" id=\"t5u_285\" style=\"left:90px;bottom:306px;letter-spacing:-0.01px;display:inline;\">Claims and other insurance service expenses net </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_285\" id=\"t5v_285\" style=\"left:103px;bottom:291px;letter-spacing:-0.01px;display:inline;\">of recoveries from reinsurance received* </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t5w_285\" style=\"left:359px;bottom:291px;letter-spacing:-0.02px;display:inline;\">(13,144) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t5x_285\" style=\"left:456px;bottom:291px;display:inline;\">\u2013 </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t5y_285\" style=\"left:515px;bottom:291px;letter-spacing:-0.02px;word-spacing:4.96px;display:inline;\">\u2013  (13,144) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t5z_285\" style=\"left:625px;bottom:291px;letter-spacing:-0.02px;display:inline;\">554 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t60_285\" style=\"left:701px;bottom:291px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t61_285\" style=\"left:762px;bottom:291px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t62_285\" style=\"left:807px;bottom:291px;letter-spacing:-0.02px;display:inline;\">554 </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t63_285\" style=\"left:90px;bottom:271px;letter-spacing:-0.01px;display:inline;\">Total cash flows </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t64_285\" style=\"left:371px;bottom:271px;letter-spacing:-0.02px;display:inline;\">8,278 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t65_285\" style=\"left:456px;bottom:271px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t66_285\" style=\"left:515px;bottom:271px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t67_285\" style=\"left:549px;bottom:271px;letter-spacing:-0.02px;display:inline;\">8,278 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t68_285\" style=\"left:621px;bottom:271px;letter-spacing:-0.02px;display:inline;\">(583) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t69_285\" style=\"left:701px;bottom:271px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t6a_285\" style=\"left:762px;bottom:271px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t6b_285\" style=\"left:803px;bottom:271px;letter-spacing:-0.02px;display:inline;\">(583) </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t6c_285\" style=\"left:90px;bottom:232px;letter-spacing:-0.01px;display:inline;\">Other changes </div> <div class=\"t s6_285\" id=\"t6d_285\" style=\"left:176px;bottom:240px;letter-spacing:0.17px;display:inline;\">note </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t6e_285\" style=\"left:377px;bottom:232px;letter-spacing:-0.02px;display:inline;\">(181) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t6f_285\" style=\"left:456px;bottom:232px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t6g_285\" style=\"left:516px;bottom:232px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t6h_285\" style=\"left:556px;bottom:232px;letter-spacing:-0.02px;display:inline;\">(181) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t6i_285\" style=\"left:641px;bottom:232px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t6j_285\" style=\"left:701px;bottom:232px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t6k_285\" style=\"left:762px;bottom:232px;display:inline;\">\u2013 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t6l_285\" style=\"left:823px;bottom:232px;display:inline;\">\u2013 </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_285\" id=\"t6m_285\" style=\"left:91px;bottom:189px;letter-spacing:-0.01px;display:inline;\">Closing assets </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t6n_285\" style=\"left:367px;bottom:189px;letter-spacing:-0.02px;display:inline;\">(3,998) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t6o_285\" style=\"left:441px;bottom:189px;letter-spacing:-0.02px;display:inline;\">630 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t6p_285\" style=\"left:490px;bottom:189px;letter-spacing:-0.02px;display:inline;\">2,176 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t6q_285\" style=\"left:546px;bottom:189px;letter-spacing:-0.02px;display:inline;\">(1,192) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t6r_285\" style=\"left:611px;bottom:189px;letter-spacing:-0.02px;display:inline;\">(1,315) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t6s_285\" style=\"left:693px;bottom:189px;letter-spacing:-0.02px;display:inline;\">67 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t6t_285\" style=\"left:733px;bottom:189px;letter-spacing:-0.02px;display:inline;\">(1,321) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t6u_285\" style=\"left:793px;bottom:189px;letter-spacing:-0.02px;display:inline;\">(2,569) </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_285\" id=\"t6v_285\" style=\"left:91px;bottom:169px;letter-spacing:-0.01px;display:inline;\">Closing liabilities </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t6w_285\" style=\"left:357px;bottom:169px;letter-spacing:-0.02px;display:inline;\">139,673 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t6x_285\" style=\"left:431px;bottom:169px;letter-spacing:-0.02px;word-spacing:5.25px;display:inline;\">1,969  20,176  161,818 </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t6y_285\" style=\"left:615px;bottom:169px;letter-spacing:-0.02px;display:inline;\">1,222 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t6z_285\" style=\"left:689px;bottom:169px;letter-spacing:-0.02px;display:inline;\">(24) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t70_285\" style=\"left:750px;bottom:169px;letter-spacing:-0.02px;display:inline;\">(19) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t71_285\" style=\"left:797px;bottom:169px;letter-spacing:-0.02px;display:inline;\">1,179 </div></td>\n\t\t</tr>\n\t\t<tr>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t72_285\" style=\"left:91px;bottom:150px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Net closing balance at 31 Dec </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t73_285\" style=\"left:357px;bottom:150px;letter-spacing:-0.02px;display:inline;\">135,675 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t74_285\" style=\"left:431px;bottom:150px;letter-spacing:-0.02px;word-spacing:5.25px;display:inline;\">2,599  22,352  160,626 </div></td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> \u00a0</td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t75_285\" style=\"left:628px;bottom:150px;letter-spacing:-0.02px;display:inline;\">(93) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t76_285\" style=\"left:693px;bottom:150px;letter-spacing:-0.02px;display:inline;\">43 </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t77_285\" style=\"left:732px;bottom:150px;letter-spacing:-0.02px;display:inline;\">(1,340) </div></td>\n\t\t\t<td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_285\" id=\"t78_285\" style=\"left:793px;bottom:150px;letter-spacing:-0.02px;display:inline;\">(1,390) </div></td>\n\t\t</tr>\n\t\n</table><div></div><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"8\" rowspan=\"1\" style=\"text-align: center;\">   <div class=\"t s0_286\" id=\"t1_286\" style=\"left:518px;bottom:1118px;letter-spacing:0.06px;display:inline;\">Including JVs and associates </div>    </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"8\" rowspan=\"1\" style=\"text-align: center;\">   <div class=\"t s0_286\" id=\"t2_286\" style=\"left:554px;bottom:1100px;letter-spacing:0.09px;display:inline;\">2022 $m </div>    </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_286\" id=\"t3_286\" style=\"left:428px;bottom:1083px;letter-spacing:0.07px;display:inline;\">Insurance </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_286\" id=\"t4_286\" style=\"left:669px;bottom:1083px;letter-spacing:0.07px;display:inline;\">Reinsurance </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_286\" id=\"t5_286\" style=\"left:370px;bottom:1066px;letter-spacing:0.08px;display:inline;\">BEL </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_286\" id=\"t6_286\" style=\"left:432px;bottom:1066px;letter-spacing:0.09px;display:inline;\">RA </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_286\" id=\"t7_286\" style=\"left:485px;bottom:1066px;letter-spacing:0.1px;display:inline;\">CSM </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_286\" id=\"t8_286\" style=\"left:542px;bottom:1066px;letter-spacing:0.07px;display:inline;\">Total </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_286\" id=\"t9_286\" style=\"left:614px;bottom:1066px;letter-spacing:0.08px;display:inline;\">BEL </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_286\" id=\"ta_286\" style=\"left:678px;bottom:1066px;letter-spacing:0.09px;display:inline;\">RA </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_286\" id=\"tb_286\" style=\"left:731px;bottom:1066px;letter-spacing:0.1px;display:inline;\">CSM </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_286\" id=\"tc_286\" style=\"left:790px;bottom:1066px;letter-spacing:0.07px;display:inline;\">Total </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_286\" id=\"td_286\" style=\"left:475px;bottom:1049px;letter-spacing:0.07px;display:inline;\">note (b) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_286\" id=\"te_286\" style=\"left:722px;bottom:1049px;letter-spacing:0.07px;display:inline;\">note (b) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"tf_286\" style=\"left:69px;bottom:1028px;letter-spacing:-0.01px;display:inline;\">Opening assets </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"tg_286\" style=\"left:347px;bottom:1028px;letter-spacing:-0.01px;display:inline;\">(3,993) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"th_286\" style=\"left:420px;bottom:1028px;letter-spacing:-0.01px;display:inline;\">575 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"ti_286\" style=\"left:470px;bottom:1028px;letter-spacing:-0.01px;display:inline;\">2,161 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"tj_286\" style=\"left:526px;bottom:1028px;letter-spacing:-0.01px;display:inline;\">(1,257) </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"tk_286\" style=\"left:591px;bottom:1028px;letter-spacing:-0.01px;display:inline;\">(1,916) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"tl_286\" style=\"left:675px;bottom:1028px;display:inline;\">(1) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"tm_286\" style=\"left:712px;bottom:1028px;letter-spacing:-0.01px;display:inline;\">(1,023) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"tn_286\" style=\"left:773px;bottom:1028px;letter-spacing:-0.01px;display:inline;\">(2,940) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"to_286\" style=\"left:69px;bottom:1009px;letter-spacing:-0.01px;display:inline;\">Opening liabilities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"tp_286\" style=\"left:337px;bottom:1009px;letter-spacing:-0.01px;display:inline;\">142,146 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"tq_286\" style=\"left:411px;bottom:1009px;letter-spacing:-0.01px;display:inline;\">1,868 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"tr_286\" style=\"left:463px;bottom:1009px;letter-spacing:-0.01px;word-spacing:4.65px;display:inline;\">23,787  167,801 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"ts_286\" style=\"left:595px;bottom:1009px;letter-spacing:-0.01px;display:inline;\">1,501 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"tt_286\" style=\"left:668px;bottom:1009px;display:inline;\">(49) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"tu_286\" style=\"left:722px;bottom:1009px;letter-spacing:-0.01px;display:inline;\">(176) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"tv_286\" style=\"left:777px;bottom:1009px;letter-spacing:-0.01px;display:inline;\">1,276 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_286\" id=\"tw_286\" style=\"left:69px;bottom:989px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Net opening balance at 1 Jan </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"tx_286\" style=\"left:337px;bottom:989px;letter-spacing:-0.01px;display:inline;\">138,153 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"ty_286\" style=\"left:411px;bottom:989px;letter-spacing:-0.01px;display:inline;\">2,443 </div></td><td class=\"tcs-selection-enabled tcs-selected\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"tz_286\" style=\"left:463px;bottom:989px;letter-spacing:-0.01px;word-spacing:4.65px;display:inline;\">25,948  166,544 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t10_286\" style=\"left:600px;bottom:989px;letter-spacing:-0.01px;display:inline;\">(415) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t11_286\" style=\"left:668px;bottom:989px;display:inline;\">(50) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t12_286\" style=\"left:712px;bottom:989px;letter-spacing:-0.01px;display:inline;\">(1,199) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t13_286\" style=\"left:773px;bottom:989px;letter-spacing:-0.01px;display:inline;\">(1,664) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_286\" id=\"t14_286\" style=\"left:69px;bottom:970px;letter-spacing:-0.01px;display:inline;\">Changes that relate to future service </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t15_286\" style=\"left:69px;bottom:951px;letter-spacing:-0.01px;display:inline;\">Changes in estimates that adjust the CSM </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t16_286\" style=\"left:351px;bottom:951px;letter-spacing:-0.01px;display:inline;\">4,214 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t17_286\" style=\"left:416px;bottom:951px;letter-spacing:-0.01px;display:inline;\">(226) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t18_286\" style=\"left:466px;bottom:951px;letter-spacing:-0.01px;display:inline;\">(3,988) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t19_286\" style=\"left:554px;bottom:951px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t1a_286\" style=\"left:605px;bottom:951px;letter-spacing:-0.01px;display:inline;\">284 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t1b_286\" style=\"left:672px;bottom:951px;letter-spacing:-0.01px;display:inline;\">10 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t1c_286\" style=\"left:722px;bottom:951px;letter-spacing:-0.01px;display:inline;\">(294) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t1d_286\" style=\"left:801px;bottom:951px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t1e_286\" style=\"left:69px;bottom:931px;letter-spacing:-0.01px;display:inline;\">Changes in estimates that result in losses or </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t1f_286\" style=\"left:82px;bottom:915px;letter-spacing:-0.01px;display:inline;\">reversal of losses on onerous contracts </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t1g_286\" style=\"left:360px;bottom:915px;letter-spacing:-0.01px;display:inline;\">162 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t1h_286\" style=\"left:423px;bottom:915px;display:inline;\">(52) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t1i_286\" style=\"left:494px;bottom:915px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t1j_286\" style=\"left:539px;bottom:915px;letter-spacing:-0.01px;display:inline;\">110 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t1k_286\" style=\"left:607px;bottom:915px;display:inline;\">(17) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t1l_286\" style=\"left:680px;bottom:915px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t1m_286\" style=\"left:741px;bottom:915px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t1n_286\" style=\"left:790px;bottom:915px;display:inline;\">(17) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t1o_286\" style=\"left:69px;bottom:896px;letter-spacing:-0.01px;display:inline;\">New contracts in the period </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t1p_286\" style=\"left:347px;bottom:896px;letter-spacing:-0.01px;display:inline;\">(2,210) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t1q_286\" style=\"left:420px;bottom:896px;letter-spacing:-0.01px;display:inline;\">259 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t1r_286\" style=\"left:470px;bottom:896px;letter-spacing:-0.01px;display:inline;\">2,027 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t1s_286\" style=\"left:546px;bottom:896px;letter-spacing:-0.01px;display:inline;\">76 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t1t_286\" style=\"left:607px;bottom:896px;display:inline;\">(37) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t1u_286\" style=\"left:680px;bottom:896px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t1v_286\" style=\"left:733px;bottom:896px;letter-spacing:-0.01px;display:inline;\">37 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t1w_286\" style=\"left:801px;bottom:896px;display:inline;\">\u2013 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t1x_286\" style=\"left:351px;bottom:876px;letter-spacing:-0.01px;display:inline;\">2,166 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t1y_286\" style=\"left:423px;bottom:876px;display:inline;\">(19) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t1z_286\" style=\"left:466px;bottom:876px;letter-spacing:-0.01px;display:inline;\">(1,961) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t20_286\" style=\"left:539px;bottom:876px;letter-spacing:-0.01px;display:inline;\">186 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t21_286\" style=\"left:604px;bottom:876px;letter-spacing:-0.01px;display:inline;\">230 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t22_286\" style=\"left:672px;bottom:876px;letter-spacing:-0.01px;display:inline;\">10 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t23_286\" style=\"left:722px;bottom:876px;letter-spacing:-0.01px;display:inline;\">(257) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t24_286\" style=\"left:789px;bottom:876px;display:inline;\">(17) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_286\" id=\"t25_286\" style=\"left:69px;bottom:857px;letter-spacing:-0.01px;display:inline;\">Changes that relate to current service </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t26_286\" style=\"left:82px;bottom:837px;letter-spacing:-0.01px;display:inline;\">Release of CSM to profit or loss </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t27_286\" style=\"left:375px;bottom:837px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t28_286\" style=\"left:435px;bottom:837px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t29_286\" style=\"left:466px;bottom:837px;letter-spacing:-0.01px;display:inline;\">(2,413) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t2a_286\" style=\"left:525px;bottom:837px;letter-spacing:-0.01px;display:inline;\">(2,413) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t2b_286\" style=\"left:619px;bottom:837px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t2c_286\" style=\"left:680px;bottom:837px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t2d_286\" style=\"left:726px;bottom:837px;letter-spacing:-0.01px;display:inline;\">171 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t2e_286\" style=\"left:787px;bottom:837px;letter-spacing:-0.01px;display:inline;\">171 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t2f_286\" style=\"left:82px;bottom:818px;letter-spacing:-0.01px;display:inline;\">Release of risk adjustment to profit or loss </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t2g_286\" style=\"left:375px;bottom:818px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t2h_286\" style=\"left:416px;bottom:818px;letter-spacing:-0.01px;display:inline;\">(184) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t2i_286\" style=\"left:494px;bottom:818px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t2j_286\" style=\"left:535px;bottom:818px;letter-spacing:-0.01px;display:inline;\">(184) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t2k_286\" style=\"left:619px;bottom:818px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t2l_286\" style=\"left:679px;bottom:818px;display:inline;\">5 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t2m_286\" style=\"left:740px;bottom:818px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t2n_286\" style=\"left:801px;bottom:818px;display:inline;\">5 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t2o_286\" style=\"left:82px;bottom:798px;letter-spacing:-0.01px;display:inline;\">Experience adjustments </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t2p_286\" style=\"left:356px;bottom:798px;letter-spacing:-0.01px;display:inline;\">(119) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t2q_286\" style=\"left:434px;bottom:798px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t2r_286\" style=\"left:494px;bottom:798px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t2s_286\" style=\"left:535px;bottom:798px;letter-spacing:-0.01px;display:inline;\">(119) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t2t_286\" style=\"left:607px;bottom:798px;display:inline;\">(80) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t2u_286\" style=\"left:680px;bottom:798px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t2v_286\" style=\"left:740px;bottom:798px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t2w_286\" style=\"left:789px;bottom:798px;display:inline;\">(80) </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t2x_286\" style=\"left:356px;bottom:779px;letter-spacing:-0.01px;display:inline;\">(119) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t2y_286\" style=\"left:416px;bottom:779px;letter-spacing:-0.01px;display:inline;\">(184) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t2z_286\" style=\"left:466px;bottom:779px;letter-spacing:-0.01px;display:inline;\">(2,413) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t30_286\" style=\"left:525px;bottom:779px;letter-spacing:-0.01px;display:inline;\">(2,716) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t31_286\" style=\"left:607px;bottom:779px;display:inline;\">(80) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t32_286\" style=\"left:679px;bottom:779px;display:inline;\">5 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t33_286\" style=\"left:726px;bottom:779px;letter-spacing:-0.01px;display:inline;\">171 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t34_286\" style=\"left:794px;bottom:779px;display:inline;\">96 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_286\" id=\"t35_286\" style=\"left:69px;bottom:759px;letter-spacing:-0.01px;display:inline;\">Changes that relate to past service </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t36_286\" style=\"left:82px;bottom:739px;letter-spacing:-0.01px;display:inline;\">Adjustments to assets/liabilities for incurred </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t37_286\" style=\"left:82px;bottom:724px;letter-spacing:-0.01px;display:inline;\">claims </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t38_286\" style=\"left:360px;bottom:724px;letter-spacing:-0.01px;display:inline;\">133 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t39_286\" style=\"left:434px;bottom:724px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t3a_286\" style=\"left:494px;bottom:724px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t3b_286\" style=\"left:539px;bottom:724px;letter-spacing:-0.01px;display:inline;\">134 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t3c_286\" style=\"left:611px;bottom:724px;letter-spacing:-0.01px;display:inline;\">28 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t3d_286\" style=\"left:680px;bottom:724px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t3e_286\" style=\"left:740px;bottom:724px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t3f_286\" style=\"left:794px;bottom:724px;display:inline;\">28 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_286\" id=\"t3g_286\" style=\"left:69px;bottom:704px;letter-spacing:-0.01px;display:inline;\">Insurance service result </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t3h_286\" style=\"left:351px;bottom:704px;letter-spacing:-0.01px;display:inline;\">2,180 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t3i_286\" style=\"left:416px;bottom:704px;letter-spacing:-0.01px;display:inline;\">(202) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t3j_286\" style=\"left:466px;bottom:704px;letter-spacing:-0.01px;display:inline;\">(4,374) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t3k_286\" style=\"left:525px;bottom:704px;letter-spacing:-0.01px;display:inline;\">(2,396) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t3l_286\" style=\"left:604px;bottom:704px;letter-spacing:-0.01px;display:inline;\">178 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t3m_286\" style=\"left:672px;bottom:704px;letter-spacing:-0.01px;display:inline;\">15 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t3n_286\" style=\"left:729px;bottom:704px;display:inline;\">(86) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t3o_286\" style=\"left:786px;bottom:704px;letter-spacing:-0.01px;display:inline;\">107 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_286\" id=\"t3p_286\" style=\"left:69px;bottom:672px;letter-spacing:-0.01px;display:inline;\">Net finance (income) expense from </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_286\" id=\"t3q_286\" style=\"left:82px;bottom:656px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">insurance and reinsurance contracts </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t3r_286\" style=\"left:69px;bottom:637px;letter-spacing:-0.01px;display:inline;\">Accretion of interest on GMM contracts </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t3s_286\" style=\"left:360px;bottom:637px;letter-spacing:-0.01px;display:inline;\">182 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t3t_286\" style=\"left:427px;bottom:637px;letter-spacing:-0.01px;display:inline;\">13 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t3u_286\" style=\"left:479px;bottom:637px;letter-spacing:-0.01px;display:inline;\">294 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t3v_286\" style=\"left:539px;bottom:637px;letter-spacing:-0.01px;display:inline;\">489 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t3w_286\" style=\"left:614px;bottom:637px;display:inline;\">(8) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t3x_286\" style=\"left:675px;bottom:637px;display:inline;\">(6) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t3y_286\" style=\"left:729px;bottom:637px;display:inline;\">(39) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t3z_286\" style=\"left:789px;bottom:637px;display:inline;\">(53) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t40_286\" style=\"left:69px;bottom:617px;letter-spacing:-0.01px;display:inline;\">Other net finance (income) expense </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t41_286\" style=\"left:340px;bottom:617px;letter-spacing:-0.01px;display:inline;\">(28,612) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t42_286\" style=\"left:423px;bottom:617px;display:inline;\">(12) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t43_286\" style=\"left:479px;bottom:617px;letter-spacing:-0.01px;word-spacing:6.07px;display:inline;\">117  (28,507) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t44_286\" style=\"left:595px;bottom:617px;letter-spacing:-0.01px;display:inline;\">1,215 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t45_286\" style=\"left:672px;bottom:617px;letter-spacing:-0.01px;display:inline;\">10 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t46_286\" style=\"left:740px;bottom:617px;display:inline;\">4 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t47_286\" style=\"left:777px;bottom:617px;letter-spacing:-0.01px;display:inline;\">1,229 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t48_286\" style=\"left:340px;bottom:598px;letter-spacing:-0.01px;display:inline;\">(28,430) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t49_286\" style=\"left:434px;bottom:598px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t4a_286\" style=\"left:479px;bottom:598px;letter-spacing:-0.01px;word-spacing:6.07px;display:inline;\">411  (28,018) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t4b_286\" style=\"left:595px;bottom:598px;letter-spacing:-0.01px;display:inline;\">1,207 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t4c_286\" style=\"left:679px;bottom:598px;display:inline;\">4 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t4d_286\" style=\"left:729px;bottom:598px;display:inline;\">(35) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t4e_286\" style=\"left:777px;bottom:598px;letter-spacing:-0.01px;display:inline;\">1,176 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_286\" id=\"t4f_286\" style=\"left:69px;bottom:578px;letter-spacing:-0.01px;display:inline;\">Total amount recognised in income </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_286\" id=\"t4g_286\" style=\"left:82px;bottom:562px;letter-spacing:-0.01px;display:inline;\">statement </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t4h_286\" style=\"left:339px;bottom:562px;letter-spacing:-0.01px;display:inline;\">(26,250) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t4i_286\" style=\"left:416px;bottom:562px;letter-spacing:-0.01px;display:inline;\">(201) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t4j_286\" style=\"left:466px;bottom:562px;letter-spacing:-0.01px;word-spacing:3.97px;display:inline;\">(3,963)  (30,414) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t4k_286\" style=\"left:595px;bottom:562px;letter-spacing:-0.01px;display:inline;\">1,385 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t4l_286\" style=\"left:672px;bottom:562px;letter-spacing:-0.01px;display:inline;\">19 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t4m_286\" style=\"left:721px;bottom:562px;letter-spacing:-0.01px;display:inline;\">(121) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t4n_286\" style=\"left:777px;bottom:562px;letter-spacing:-0.01px;display:inline;\">1,283 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t4o_286\" style=\"left:69px;bottom:543px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Effect of movements in exchange rates </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t4p_286\" style=\"left:346px;bottom:543px;letter-spacing:-0.01px;display:inline;\">(3,070) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t4q_286\" style=\"left:423px;bottom:543px;display:inline;\">(78) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t4r_286\" style=\"left:475px;bottom:543px;letter-spacing:-0.01px;display:inline;\">(681) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t4s_286\" style=\"left:525px;bottom:543px;letter-spacing:-0.01px;display:inline;\">(3,829) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t4t_286\" style=\"left:618px;bottom:543px;display:inline;\">3 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t4u_286\" style=\"left:679px;bottom:543px;display:inline;\">5 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t4v_286\" style=\"left:740px;bottom:543px;display:inline;\">5 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t4w_286\" style=\"left:793px;bottom:543px;display:inline;\">13 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_286\" id=\"t4x_286\" style=\"left:69px;bottom:523px;letter-spacing:-0.01px;display:inline;\">Total amount recognised in comprehensive </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_286\" id=\"t4y_286\" style=\"left:81px;bottom:507px;letter-spacing:-0.02px;display:inline;\">income </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t4z_286\" style=\"left:339px;bottom:507px;letter-spacing:-0.01px;display:inline;\">(29,320) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t50_286\" style=\"left:416px;bottom:507px;letter-spacing:-0.01px;display:inline;\">(279) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t51_286\" style=\"left:466px;bottom:507px;letter-spacing:-0.01px;word-spacing:3.97px;display:inline;\">(4,644)  (34,243) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t52_286\" style=\"left:595px;bottom:507px;letter-spacing:-0.01px;display:inline;\">1,388 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t53_286\" style=\"left:672px;bottom:507px;letter-spacing:-0.01px;display:inline;\">24 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t54_286\" style=\"left:721px;bottom:507px;letter-spacing:-0.01px;display:inline;\">(116) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t55_286\" style=\"left:777px;bottom:507px;letter-spacing:-0.01px;display:inline;\">1,296 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_286\" id=\"t56_286\" style=\"left:68px;bottom:475px;letter-spacing:-0.01px;display:inline;\">Cash flows </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t57_286\" style=\"left:68px;bottom:455px;letter-spacing:-0.01px;display:inline;\">Premiums received net of ceding commissions </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t58_286\" style=\"left:81px;bottom:439px;letter-spacing:-0.01px;display:inline;\">paid </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t59_286\" style=\"left:344px;bottom:439px;letter-spacing:-0.01px;display:inline;\">27,916 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t5a_286\" style=\"left:434px;bottom:439px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t5b_286\" style=\"left:494px;bottom:439px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t5c_286\" style=\"left:522px;bottom:439px;letter-spacing:-0.01px;display:inline;\">27,916 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t5d_286\" style=\"left:590px;bottom:439px;letter-spacing:-0.01px;display:inline;\">(1,013) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t5e_286\" style=\"left:679px;bottom:439px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t5f_286\" style=\"left:740px;bottom:439px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t5g_286\" style=\"left:773px;bottom:439px;letter-spacing:-0.01px;display:inline;\">(1,013) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t5h_286\" style=\"left:68px;bottom:420px;letter-spacing:-0.01px;display:inline;\">Insurance acquisition cash flows </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t5i_286\" style=\"left:346px;bottom:420px;letter-spacing:-0.01px;display:inline;\">(3,690) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t5j_286\" style=\"left:434px;bottom:420px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t5k_286\" style=\"left:494px;bottom:420px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t5l_286\" style=\"left:525px;bottom:420px;letter-spacing:-0.01px;display:inline;\">(3,690) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t5m_286\" style=\"left:619px;bottom:420px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t5n_286\" style=\"left:679px;bottom:420px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t5o_286\" style=\"left:740px;bottom:420px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t5p_286\" style=\"left:801px;bottom:420px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t5q_286\" style=\"left:68px;bottom:400px;letter-spacing:-0.01px;display:inline;\">Claims and other insurance service expenses net </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t5r_286\" style=\"left:81px;bottom:384px;letter-spacing:-0.01px;display:inline;\">of recoveries from reinsurance received* </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t5s_286\" style=\"left:339px;bottom:384px;letter-spacing:-0.01px;display:inline;\">(12,241) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t5t_286\" style=\"left:434px;bottom:384px;display:inline;\">\u2013 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t5u_286\" style=\"left:494px;bottom:384px;letter-spacing:-0.01px;word-spacing:6.07px;display:inline;\">\u2013  (12,241) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t5v_286\" style=\"left:604px;bottom:384px;letter-spacing:-0.01px;display:inline;\">567 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t5w_286\" style=\"left:679px;bottom:384px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t5x_286\" style=\"left:740px;bottom:384px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t5y_286\" style=\"left:786px;bottom:384px;letter-spacing:-0.01px;display:inline;\">567 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_286\" id=\"t5z_286\" style=\"left:68px;bottom:365px;letter-spacing:-0.01px;display:inline;\">Total cash flows </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t60_286\" style=\"left:343px;bottom:365px;letter-spacing:-0.01px;display:inline;\">11,985 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t61_286\" style=\"left:434px;bottom:365px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t62_286\" style=\"left:494px;bottom:365px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t63_286\" style=\"left:522px;bottom:365px;letter-spacing:-0.01px;display:inline;\">11,985 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t64_286\" style=\"left:600px;bottom:365px;letter-spacing:-0.01px;display:inline;\">(446) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t65_286\" style=\"left:679px;bottom:365px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t66_286\" style=\"left:740px;bottom:365px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t67_286\" style=\"left:782px;bottom:365px;letter-spacing:-0.01px;display:inline;\">(446) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_286\" id=\"t68_286\" style=\"left:68px;bottom:326px;letter-spacing:-0.01px;display:inline;\">Other changes </div> <div class=\"t s4_286\" id=\"t69_286\" style=\"left:155px;bottom:334px;letter-spacing:0.21px;display:inline;\">note </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t6a_286\" style=\"left:363px;bottom:326px;display:inline;\">(83) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t6b_286\" style=\"left:435px;bottom:326px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t6c_286\" style=\"left:494px;bottom:326px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t6d_286\" style=\"left:542px;bottom:326px;display:inline;\">(83) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t6e_286\" style=\"left:612px;bottom:326px;letter-spacing:-0.01px;display:inline;\">14 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t6f_286\" style=\"left:680px;bottom:326px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t6g_286\" style=\"left:741px;bottom:326px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t6h_286\" style=\"left:794px;bottom:326px;display:inline;\">14 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t6i_286\" style=\"left:69px;bottom:283px;letter-spacing:-0.01px;display:inline;\">Closing assets </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t6j_286\" style=\"left:347px;bottom:283px;letter-spacing:-0.01px;display:inline;\">(3,562) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t6k_286\" style=\"left:420px;bottom:283px;letter-spacing:-0.01px;display:inline;\">502 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t6l_286\" style=\"left:470px;bottom:283px;letter-spacing:-0.01px;display:inline;\">1,921 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t6m_286\" style=\"left:526px;bottom:283px;letter-spacing:-0.01px;display:inline;\">(1,139) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t6n_286\" style=\"left:600px;bottom:283px;letter-spacing:-0.01px;display:inline;\">(652) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t6o_286\" style=\"left:672px;bottom:283px;letter-spacing:-0.01px;display:inline;\">21 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t6p_286\" style=\"left:712px;bottom:283px;letter-spacing:-0.01px;display:inline;\">(1,369) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t6q_286\" style=\"left:773px;bottom:283px;letter-spacing:-0.01px;display:inline;\">(2,000) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t6r_286\" style=\"left:69px;bottom:263px;letter-spacing:-0.01px;display:inline;\">Closing liabilities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t6s_286\" style=\"left:337px;bottom:263px;letter-spacing:-0.01px;display:inline;\">124,297 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t6t_286\" style=\"left:411px;bottom:263px;letter-spacing:-0.01px;display:inline;\">1,662 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t6u_286\" style=\"left:463px;bottom:263px;letter-spacing:-0.01px;word-spacing:4.65px;display:inline;\">19,383  145,342 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t6v_286\" style=\"left:595px;bottom:263px;letter-spacing:-0.01px;display:inline;\">1,193 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t6w_286\" style=\"left:668px;bottom:263px;display:inline;\">(47) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t6x_286\" style=\"left:733px;bottom:263px;letter-spacing:-0.01px;display:inline;\">54 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t6y_286\" style=\"left:777px;bottom:263px;letter-spacing:-0.01px;display:inline;\">1,200 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_286\" id=\"t6z_286\" style=\"left:69px;bottom:244px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Net closing balance at 31 Dec </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t70_286\" style=\"left:337px;bottom:244px;letter-spacing:-0.01px;display:inline;\">120,735 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t71_286\" style=\"left:411px;bottom:244px;letter-spacing:-0.01px;display:inline;\">2,164 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t72_286\" style=\"left:463px;bottom:244px;letter-spacing:-0.01px;word-spacing:4.65px;display:inline;\">21,304  144,203 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t73_286\" style=\"left:605px;bottom:244px;letter-spacing:-0.01px;display:inline;\">541 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t74_286\" style=\"left:668px;bottom:244px;display:inline;\">(26) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t75_286\" style=\"left:712px;bottom:244px;letter-spacing:-0.01px;display:inline;\">(1,315) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_286\" id=\"t76_286\" style=\"left:783px;bottom:244px;letter-spacing:-0.01px;display:inline;\">(800) </div></td></tr>\n                                        </table>\n<div class=\"t s5_286\" id=\"t77_286\" style=\"left:65px;bottom:217px;display:inline;\">* </div><div class=\"t s5_286\" id=\"t78_286\" style=\"left:82px;bottom:217px;letter-spacing:-0.14px;display:inline;\">Including investment component. </div>\n<div class=\"t s6_286\" id=\"t79_286\" style=\"left:65px;bottom:199px;letter-spacing:-0.17px;display:inline;\">Note </div>\n<div class=\"t s5_286\" id=\"t7a_286\" style=\"left:65px;bottom:188px;letter-spacing:-0.13px;display:inline;\">Other changes include movements in insurance contract liabilities arising from adjustments to remove the incurred non-cash expenses (such as depreciation, amortisation) from </div>\n<div class=\"t s5_286\" id=\"t7b_286\" style=\"left:65px;bottom:176px;letter-spacing:-0.12px;display:inline;\">insurance contract asset/liability balance. </div>\n<div class=\"t s5_286\" id=\"t7c_286\" style=\"left:65px;bottom:164px;letter-spacing:-0.12px;display:inline;\">Accretion of interest includes interest on policy loans. </div><div></div><div class=\"t s0_287\" id=\"t1_287\" style=\"left:87px;bottom:1116px;letter-spacing:0.11px;display:inline;\">(b) </div><div class=\"t s0_287\" id=\"t2_287\" style=\"left:113px;bottom:1116px;letter-spacing:0.12px;display:inline;\">Analysis of CSM by transition approach including JVs and associates </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"8\" rowspan=\"1\" style=\"text-align: center;\">  <div class=\"t s1_287\" id=\"t3_287\" style=\"left:502px;bottom:1099px;letter-spacing:0.06px;display:inline;\">Insurance contracts (including JVs and associates) </div>     </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"4\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s2_287\" id=\"t4_287\" style=\"left:453px;bottom:1082px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">2023 $m </div>  </td><td colspan=\"4\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s1_287\" id=\"t5_287\" style=\"left:699px;bottom:1082px;letter-spacing:0.09px;display:inline;\">2022 $m </div>  </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_287\" id=\"t6_287\" style=\"left:370px;bottom:1065px;letter-spacing:0.07px;display:inline;\">Contracts </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_287\" id=\"t8_287\" style=\"left:429px;bottom:1065px;letter-spacing:0.07px;display:inline;\">Contracts </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_287\" id=\"ta_287\" style=\"left:505px;bottom:1065px;letter-spacing:0.08px;display:inline;\">Other </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_287\" id=\"td_287\" style=\"left:617px;bottom:1065px;letter-spacing:0.06px;display:inline;\">Contracts </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_287\" id=\"tf_287\" style=\"left:678px;bottom:1065px;letter-spacing:0.07px;display:inline;\">Contracts </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_287\" id=\"th_287\" style=\"left:753px;bottom:1065px;letter-spacing:0.07px;display:inline;\">Other </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_287\" id=\"t7_287\" style=\"left:364px;bottom:1054px;letter-spacing:0.09px;word-spacing:0.01px;display:inline;\">under MRA </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_287\" id=\"t9_287\" style=\"left:426px;bottom:1054px;letter-spacing:0.08px;display:inline;\">under FVA </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_287\" id=\"tb_287\" style=\"left:487px;bottom:1054px;letter-spacing:0.07px;display:inline;\">contracts* </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s2_287\" id=\"tc_287\" style=\"left:546px;bottom:1054px;letter-spacing:0.08px;display:inline;\">Total CSM </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_287\" id=\"te_287\" style=\"left:612px;bottom:1054px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">under MRA </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_287\" id=\"tg_287\" style=\"left:675px;bottom:1054px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">under FVA </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_287\" id=\"ti_287\" style=\"left:737px;bottom:1054px;letter-spacing:0.06px;display:inline;\">contracts* </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_287\" id=\"tj_287\" style=\"left:796px;bottom:1054px;letter-spacing:0.08px;display:inline;\">Total CSM </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s3_287\" id=\"tk_287\" style=\"left:91px;bottom:1034px;letter-spacing:-0.01px;display:inline;\">Balance at 1 Jan </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s3_287\" id=\"tl_287\" style=\"left:372px;bottom:1034px;letter-spacing:-0.02px;display:inline;\">2,033 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s3_287\" id=\"tm_287\" style=\"left:432px;bottom:1034px;letter-spacing:-0.02px;word-spacing:7.07px;display:inline;\">4,102  15,169  21,304 </div></td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"tn_287\" style=\"left:618px;bottom:1034px;letter-spacing:-0.01px;display:inline;\">2,467 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"to_287\" style=\"left:679px;bottom:1034px;letter-spacing:-0.01px;display:inline;\">5,355 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"tp_287\" style=\"left:732px;bottom:1034px;letter-spacing:-0.01px;display:inline;\">18,126 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"tq_287\" style=\"left:793px;bottom:1034px;letter-spacing:-0.01px;display:inline;\">25,948 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s5_287\" id=\"tr_287\" style=\"left:91px;bottom:1015px;letter-spacing:-0.01px;display:inline;\">Changes that relate to future service </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"ts_287\" style=\"left:91px;bottom:995px;letter-spacing:-0.01px;display:inline;\">Changes in estimates that adjust the CSM </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s3_287\" id=\"tt_287\" style=\"left:383px;bottom:995px;letter-spacing:-0.02px;display:inline;\">117 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_287\" id=\"tu_287\" style=\"left:442px;bottom:995px;letter-spacing:-0.02px;display:inline;\">496 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_287\" id=\"tv_287\" style=\"left:502px;bottom:995px;letter-spacing:-0.02px;display:inline;\">188 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_287\" id=\"tw_287\" style=\"left:561px;bottom:995px;letter-spacing:-0.02px;display:inline;\">801 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"tx_287\" style=\"left:630px;bottom:995px;display:inline;\">(92) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"ty_287\" style=\"left:684px;bottom:995px;letter-spacing:-0.01px;display:inline;\">(707) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"tz_287\" style=\"left:735px;bottom:995px;letter-spacing:-0.01px;display:inline;\">(3,189) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t10_287\" style=\"left:796px;bottom:995px;letter-spacing:-0.01px;display:inline;\">(3,988) </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t11_287\" style=\"left:91px;bottom:976px;letter-spacing:-0.01px;display:inline;\">New contracts in the year </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_287\" id=\"t12_287\" style=\"left:398px;bottom:976px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_287\" id=\"t13_287\" style=\"left:457px;bottom:976px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_287\" id=\"t14_287\" style=\"left:492px;bottom:976px;letter-spacing:-0.02px;display:inline;\">2,429 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_287\" id=\"t15_287\" style=\"left:551px;bottom:976px;letter-spacing:-0.02px;display:inline;\">2,429 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t16_287\" style=\"left:642px;bottom:976px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t17_287\" style=\"left:703px;bottom:976px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t18_287\" style=\"left:739px;bottom:976px;letter-spacing:-0.01px;display:inline;\">2,027 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t19_287\" style=\"left:800px;bottom:976px;letter-spacing:-0.01px;display:inline;\">2,027 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_287\" id=\"t1a_287\" style=\"left:382px;bottom:956px;letter-spacing:-0.02px;display:inline;\">117 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_287\" id=\"t1b_287\" style=\"left:442px;bottom:956px;letter-spacing:-0.02px;display:inline;\">496 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_287\" id=\"t1c_287\" style=\"left:492px;bottom:956px;letter-spacing:-0.02px;display:inline;\">2,617 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s3_287\" id=\"t1d_287\" style=\"left:551px;bottom:956px;letter-spacing:-0.02px;display:inline;\">3,230 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t1e_287\" style=\"left:630px;bottom:956px;display:inline;\">(92) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t1f_287\" style=\"left:684px;bottom:956px;letter-spacing:-0.01px;display:inline;\">(707) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t1g_287\" style=\"left:735px;bottom:956px;letter-spacing:-0.01px;display:inline;\">(1,162) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t1h_287\" style=\"left:796px;bottom:956px;letter-spacing:-0.01px;display:inline;\">(1,961) </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s5_287\" id=\"t1i_287\" style=\"left:91px;bottom:937px;letter-spacing:-0.01px;display:inline;\">Changes that relate to current service </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t1j_287\" style=\"left:91px;bottom:917px;letter-spacing:-0.01px;display:inline;\">Release of CSM to profit or loss </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_287\" id=\"t1k_287\" style=\"left:378px;bottom:917px;letter-spacing:-0.02px;display:inline;\">(247) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_287\" id=\"t1l_287\" style=\"left:438px;bottom:917px;letter-spacing:-0.02px;display:inline;\">(458) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_287\" id=\"t1m_287\" style=\"left:487px;bottom:917px;letter-spacing:-0.02px;display:inline;\">(1,709) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_287\" id=\"t1n_287\" style=\"left:547px;bottom:917px;letter-spacing:-0.02px;display:inline;\">(2,414) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t1o_287\" style=\"left:623px;bottom:917px;letter-spacing:-0.01px;display:inline;\">(250) </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t1p_287\" style=\"left:684px;bottom:917px;letter-spacing:-0.01px;display:inline;\">(511) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t1q_287\" style=\"left:735px;bottom:917px;letter-spacing:-0.01px;display:inline;\">(1,652) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t1r_287\" style=\"left:796px;bottom:917px;letter-spacing:-0.01px;display:inline;\">(2,413) </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_287\" id=\"t1s_287\" style=\"left:378px;bottom:898px;letter-spacing:-0.02px;display:inline;\">(130) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_287\" id=\"t1t_287\" style=\"left:449px;bottom:898px;letter-spacing:-0.02px;display:inline;\">38 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_287\" id=\"t1u_287\" style=\"left:502px;bottom:898px;letter-spacing:-0.02px;display:inline;\">908 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s3_287\" id=\"t1v_287\" style=\"left:561px;bottom:898px;letter-spacing:-0.02px;display:inline;\">816 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t1w_287\" style=\"left:623px;bottom:898px;letter-spacing:-0.01px;display:inline;\">(342) </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t1x_287\" style=\"left:674px;bottom:898px;letter-spacing:-0.01px;display:inline;\">(1,218) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t1y_287\" style=\"left:735px;bottom:898px;letter-spacing:-0.01px;display:inline;\">(2,814) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t1z_287\" style=\"left:796px;bottom:898px;letter-spacing:-0.01px;display:inline;\">(4,374) </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t20_287\" style=\"left:90px;bottom:878px;letter-spacing:-0.01px;display:inline;\">Net finance income (expenses) from insurance </div></td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t21_287\" style=\"left:103px;bottom:862px;letter-spacing:-0.01px;display:inline;\">contracts </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s3_287\" id=\"t22_287\" style=\"left:390px;bottom:862px;letter-spacing:-0.02px;display:inline;\">66 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_287\" id=\"t23_287\" style=\"left:456px;bottom:862px;display:inline;\">9 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_287\" id=\"t24_287\" style=\"left:502px;bottom:862px;letter-spacing:-0.02px;display:inline;\">220 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_287\" id=\"t25_287\" style=\"left:561px;bottom:862px;letter-spacing:-0.02px;display:inline;\">295 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t26_287\" style=\"left:634px;bottom:862px;letter-spacing:-0.01px;display:inline;\">83 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t27_287\" style=\"left:695px;bottom:862px;letter-spacing:-0.01px;display:inline;\">54 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t28_287\" style=\"left:749px;bottom:862px;letter-spacing:-0.01px;display:inline;\">274 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t29_287\" style=\"left:809px;bottom:862px;letter-spacing:-0.01px;display:inline;\">411 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t2a_287\" style=\"left:90px;bottom:843px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Effect of movements in exchange rates </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_287\" id=\"t2b_287\" style=\"left:385px;bottom:843px;letter-spacing:-0.02px;display:inline;\">(47) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_287\" id=\"t2c_287\" style=\"left:452px;bottom:843px;letter-spacing:-0.02px;display:inline;\">(6) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_287\" id=\"t2d_287\" style=\"left:505px;bottom:843px;letter-spacing:-0.02px;display:inline;\">(10) </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s3_287\" id=\"t2e_287\" style=\"left:564px;bottom:843px;letter-spacing:-0.02px;display:inline;\">(63) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t2f_287\" style=\"left:623px;bottom:843px;letter-spacing:-0.01px;display:inline;\">(175) </div></td><td class=\"tcs-selection-enabled tcs-selected\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t2g_287\" style=\"left:691px;bottom:843px;display:inline;\">(89) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t2h_287\" style=\"left:745px;bottom:843px;letter-spacing:-0.01px;display:inline;\">(417) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t2i_287\" style=\"left:805px;bottom:843px;letter-spacing:-0.01px;display:inline;\">(681) </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s3_287\" id=\"t2j_287\" style=\"left:90px;bottom:823px;letter-spacing:-0.01px;display:inline;\">Balance at 31 Dec </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_287\" id=\"t2k_287\" style=\"left:372px;bottom:823px;letter-spacing:-0.02px;display:inline;\">1,922 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s3_287\" id=\"t2l_287\" style=\"left:432px;bottom:823px;letter-spacing:-0.02px;word-spacing:7.07px;display:inline;\">4,143  16,287  22,352 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t2m_287\" style=\"left:618px;bottom:823px;letter-spacing:-0.01px;display:inline;\">2,033 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t2n_287\" style=\"left:678px;bottom:823px;letter-spacing:-0.01px;display:inline;\">4,102 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t2o_287\" style=\"left:732px;bottom:823px;letter-spacing:-0.01px;display:inline;\">15,169 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t2p_287\" style=\"left:793px;bottom:823px;letter-spacing:-0.01px;display:inline;\">21,304 </div></td></tr></table><div class=\"t s6_287\" id=\"t2q_287\" style=\"left:87px;bottom:791px;display:inline;\">* </div><div class=\"t s6_287\" id=\"t2r_287\" style=\"left:104px;bottom:791px;letter-spacing:-0.13px;display:inline;\">Other contracts represent groups of insurance contracts measured under the full retrospective approach at the transition date, 1 January 2022 and groups of contracts </div><div class=\"t s6_287\" id=\"t2s_287\" style=\"left:104px;bottom:779px;letter-spacing:-0.12px;display:inline;\">recognised on or after the transition date. </div><div class=\"t s4_287\" id=\"t2t_287\" style=\"left:87px;bottom:752px;letter-spacing:-0.01px;display:inline;\">The majority of the CSM on transition on insurance contracts under MRA arises from CPL while the majority of the CSM on transition under FVA </div><div class=\"t s4_287\" id=\"t2u_287\" style=\"left:87px;bottom:737px;letter-spacing:-0.01px;display:inline;\">arises from the Hong Kong and Singapore businesses. </div><div class=\"t s4_287\" id=\"t2v_287\" style=\"left:87px;bottom:709px;letter-spacing:-0.01px;display:inline;\">The transition approach adopted by the Group\u2019s main business segments for the different cohorts of their insurance contracts is summarised in </div><div class=\"t s4_287\" id=\"t2w_287\" style=\"left:87px;bottom:693px;letter-spacing:-0.01px;display:inline;\">the table below. The overlap between approaches reflects the fact that the approaches used vary by insurance contract portfolio and year of </div><div class=\"t s4_287\" id=\"t2x_287\" style=\"left:87px;bottom:678px;letter-spacing:-0.01px;display:inline;\">issue (cohort). </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_287\" id=\"t2y_287\" style=\"left:604px;bottom:649px;letter-spacing:0.09px;display:inline;\">FRA </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_287\" id=\"t2z_287\" style=\"left:686px;bottom:649px;letter-spacing:0.11px;display:inline;\">MRA </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_287\" id=\"t30_287\" style=\"left:825px;bottom:649px;letter-spacing:0.09px;display:inline;\">FVA </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_287\" id=\"t31_287\" style=\"left:594px;bottom:632px;letter-spacing:0.06px;display:inline;\">Cohort </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_287\" id=\"t32_287\" style=\"left:678px;bottom:632px;letter-spacing:0.07px;display:inline;\">Cohort </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_287\" id=\"t33_287\" style=\"left:815px;bottom:632px;letter-spacing:0.06px;display:inline;\">Cohort </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t34_287\" style=\"left:91px;bottom:612px;letter-spacing:-0.01px;display:inline;\">CPL </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t35_287\" style=\"left:601px;bottom:612px;letter-spacing:-0.01px;display:inline;\">n/a </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t36_287\" style=\"left:635px;bottom:612px;letter-spacing:-0.01px;display:inline;\">2016 \u2013 2021 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t37_287\" style=\"left:793px;bottom:612px;letter-spacing:-0.01px;display:inline;\">Pre 2016 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t38_287\" style=\"left:91px;bottom:592px;letter-spacing:-0.01px;display:inline;\">Hong Kong </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t39_287\" style=\"left:551px;bottom:592px;letter-spacing:-0.01px;display:inline;\">2010 \u2013 2021 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t3a_287\" style=\"left:686px;bottom:592px;letter-spacing:-0.01px;display:inline;\">n/a </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t3b_287\" style=\"left:793px;bottom:592px;letter-spacing:-0.01px;display:inline;\">Pre 2010 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t3c_287\" style=\"left:91px;bottom:573px;letter-spacing:-0.01px;display:inline;\">Singapore </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t3d_287\" style=\"left:551px;bottom:573px;letter-spacing:-0.01px;display:inline;\">2009 \u2013 2021 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t3e_287\" style=\"left:686px;bottom:573px;letter-spacing:-0.01px;display:inline;\">n/a </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t3f_287\" style=\"left:793px;bottom:573px;letter-spacing:-0.01px;display:inline;\">Pre 2009 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t3g_287\" style=\"left:91px;bottom:553px;letter-spacing:-0.01px;display:inline;\">Malaysia </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t3h_287\" style=\"left:551px;bottom:553px;letter-spacing:-0.01px;display:inline;\">2010 \u2013 2021 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t3m_287\" style=\"left:638px;bottom:553px;letter-spacing:-0.01px;display:inline;\">2000 - 2009 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t3o_287\" style=\"left:793px;bottom:553px;letter-spacing:-0.01px;display:inline;\">Pre 1999 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t3i_287\" style=\"left:554px;bottom:538px;letter-spacing:-0.01px;display:inline;\">(Unit-linked) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t3n_287\" style=\"left:638px;bottom:538px;letter-spacing:-0.01px;display:inline;\">(Unit-linked) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t3p_287\" style=\"left:775px;bottom:537px;letter-spacing:-0.01px;display:inline;\">(Unit-linked) </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t3j_287\" style=\"left:559px;bottom:522px;letter-spacing:-0.01px;display:inline;\">2010-2021 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t3q_287\" style=\"left:792px;bottom:522px;letter-spacing:-0.01px;display:inline;\">Pre-2009 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t3k_287\" style=\"left:592px;bottom:507px;letter-spacing:-0.01px;display:inline;\">(Non </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t3r_287\" style=\"left:739px;bottom:506px;letter-spacing:-0.01px;display:inline;\">(Non-participating) </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t3l_287\" style=\"left:548px;bottom:491px;letter-spacing:-0.01px;display:inline;\">Participating) </div></td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t3s_287\" style=\"left:792px;bottom:491px;letter-spacing:-0.01px;display:inline;\">Pre-2021 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t3t_287\" style=\"left:802px;bottom:475px;letter-spacing:-0.01px;display:inline;\">(Other) </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t3u_287\" style=\"left:91px;bottom:456px;letter-spacing:-0.01px;display:inline;\">Indonesia </div> <div class=\"t s7_287\" id=\"t3v_287\" style=\"vertical-align: super;left:146px;bottom:464px;letter-spacing:0.16px;display:inline;\">note (i) </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t3w_287\" style=\"left:551px;bottom:456px;letter-spacing:-0.01px;display:inline;\">2010 \u2013 2021 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t3x_287\" style=\"left:635px;bottom:456px;letter-spacing:-0.01px;display:inline;\">2007 \u2013 2009 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t3y_287\" style=\"left:793px;bottom:456px;letter-spacing:-0.01px;display:inline;\">Pre 2007 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t3z_287\" style=\"left:91px;bottom:436px;letter-spacing:-0.01px;display:inline;\">Growth markets and other </div> <div class=\"t s7_287\" id=\"t40_287\" style=\"vertical-align: super;left:231px;bottom:444px;letter-spacing:0.15px;display:inline;\">note (ii) </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t41_287\" style=\"left:573px;bottom:436px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">See note </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t42_287\" style=\"left:658px;bottom:436px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">See note </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_287\" id=\"t43_287\" style=\"left:794px;bottom:436px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">See note </div></td></tr></table><div class=\"t s8_287\" id=\"t44_287\" style=\"left:87px;bottom:410px;letter-spacing:-0.16px;display:inline;\">Notes </div><div class=\"t s6_287\" id=\"t45_287\" style=\"left:87px;bottom:398px;letter-spacing:-0.09px;display:inline;\">(i) </div><div class=\"t s6_287\" id=\"t46_287\" style=\"left:104px;bottom:398px;letter-spacing:-0.12px;display:inline;\">The cohorts shown are in respect of Indonesia\u2019s unit-linked portfolios. </div><div class=\"t s6_287\" id=\"t47_287\" style=\"left:87px;bottom:386px;letter-spacing:-0.08px;display:inline;\">(ii) </div><div class=\"t s6_287\" id=\"t48_287\" style=\"left:104px;bottom:386px;letter-spacing:-0.13px;display:inline;\">CSM on transition for Growth markets primarily arises from Vietnam, Taiwan and the Philippines. Vietnam has applied the FRA for cohorts from 2013 \u2013 2021, MRA for </div><div class=\"t s6_287\" id=\"t49_287\" style=\"left:104px;bottom:375px;letter-spacing:-0.13px;display:inline;\">cohorts from 2008 \u2013 2012 and FVA for cohorts prior to 2013. Taiwan and the Philippines have applied the FRA for cohorts from 2010 \u2013 2021 and FVA for all cohorts prior to </div><div class=\"t s6_287\" id=\"t4a_287\" style=\"left:104px;bottom:363px;letter-spacing:-0.12px;display:inline;\">2010. </div><div></div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"8\" rowspan=\"1\" style=\"text-align: center;\">  <div class=\"t s0_288\" id=\"t1_288\" style=\"left:475px;bottom:1118px;letter-spacing:0.06px;display:inline;\">Reinsurance contracts (including JVs and associates) </div>     </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"4\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s1_288\" id=\"t2_288\" style=\"left:430px;bottom:1100px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">2023 $m </div>  </td><td colspan=\"4\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s0_288\" id=\"t3_288\" style=\"left:676px;bottom:1100px;letter-spacing:0.09px;display:inline;\">2022 $m </div>  </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_288\" id=\"t4_288\" style=\"left:347px;bottom:1083px;letter-spacing:0.07px;display:inline;\">Contracts </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_288\" id=\"t6_288\" style=\"left:407px;bottom:1083px;letter-spacing:0.07px;display:inline;\">Contracts </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_288\" id=\"t8_288\" style=\"left:482px;bottom:1083px;letter-spacing:0.08px;display:inline;\">Other </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_288\" id=\"tb_288\" style=\"left:594px;bottom:1084px;letter-spacing:0.06px;display:inline;\">Contracts </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_288\" id=\"td_288\" style=\"left:655px;bottom:1084px;letter-spacing:0.07px;display:inline;\">Contracts </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_288\" id=\"tf_288\" style=\"left:730px;bottom:1084px;letter-spacing:0.07px;display:inline;\">Other </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_288\" id=\"t5_288\" style=\"left:341px;bottom:1073px;letter-spacing:0.09px;word-spacing:0.01px;display:inline;\">under MRA </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_288\" id=\"t7_288\" style=\"left:403px;bottom:1073px;letter-spacing:0.08px;display:inline;\">under FVA </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_288\" id=\"t9_288\" style=\"left:464px;bottom:1073px;letter-spacing:0.07px;display:inline;\">contracts* </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_288\" id=\"ta_288\" style=\"left:523px;bottom:1073px;letter-spacing:0.08px;display:inline;\">Total CSM </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_288\" id=\"tc_288\" style=\"left:589px;bottom:1073px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">under MRA </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_288\" id=\"te_288\" style=\"left:652px;bottom:1073px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">under FVA </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_288\" id=\"tg_288\" style=\"left:714px;bottom:1073px;letter-spacing:0.06px;display:inline;\">contracts* </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_288\" id=\"th_288\" style=\"left:774px;bottom:1073px;letter-spacing:0.08px;display:inline;\">Total CSM </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"ti_288\" style=\"left:69px;bottom:1053px;letter-spacing:-0.01px;display:inline;\">Balance at 1 Jan </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"tj_288\" style=\"left:375px;bottom:1053px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"tk_288\" style=\"left:422px;bottom:1053px;letter-spacing:-0.02px;display:inline;\">(55) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"tl_288\" style=\"left:465px;bottom:1053px;letter-spacing:-0.02px;display:inline;\">(1,260) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"tm_288\" style=\"left:524px;bottom:1053px;letter-spacing:-0.02px;display:inline;\">(1,315) </div></td><td class=\"tcs-selection-enabled tcs-selected\" colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"tn_288\" style=\"left:619px;bottom:1053px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"to_288\" style=\"left:668px;bottom:1053px;display:inline;\">(46) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"tp_288\" style=\"left:712px;bottom:1053px;letter-spacing:-0.01px;display:inline;\">(1,153) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"tq_288\" style=\"left:773px;bottom:1053px;letter-spacing:-0.01px;display:inline;\">(1,199) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_288\" id=\"tr_288\" style=\"left:69px;bottom:1033px;letter-spacing:-0.01px;display:inline;\">Changes that relate to future service </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"ts_288\" style=\"left:69px;bottom:1014px;letter-spacing:-0.01px;display:inline;\">Changes in estimates that adjust the CSM </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"tt_288\" style=\"left:375px;bottom:1014px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"tu_288\" style=\"left:422px;bottom:1014px;letter-spacing:-0.02px;display:inline;\">(17) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"tv_288\" style=\"left:482px;bottom:1014px;letter-spacing:-0.02px;display:inline;\">(88) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"tw_288\" style=\"left:534px;bottom:1014px;letter-spacing:-0.02px;display:inline;\">(105) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"tx_288\" style=\"left:619px;bottom:1014px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"ty_288\" style=\"left:668px;bottom:1014px;display:inline;\">(22) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"tz_288\" style=\"left:722px;bottom:1014px;letter-spacing:-0.01px;display:inline;\">(272) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t10_288\" style=\"left:783px;bottom:1014px;letter-spacing:-0.01px;display:inline;\">(294) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t11_288\" style=\"left:69px;bottom:994px;letter-spacing:-0.01px;display:inline;\">New contracts in the year </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t12_288\" style=\"left:375px;bottom:994px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t13_288\" style=\"left:435px;bottom:994px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t14_288\" style=\"left:482px;bottom:994px;letter-spacing:-0.02px;display:inline;\">(81) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t15_288\" style=\"left:541px;bottom:994px;letter-spacing:-0.02px;display:inline;\">(81) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t16_288\" style=\"left:619px;bottom:994px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t17_288\" style=\"left:680px;bottom:994px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t18_288\" style=\"left:733px;bottom:994px;letter-spacing:-0.01px;display:inline;\">37 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t19_288\" style=\"left:794px;bottom:994px;display:inline;\">37 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t1a_288\" style=\"left:375px;bottom:975px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t1b_288\" style=\"left:422px;bottom:975px;letter-spacing:-0.02px;display:inline;\">(17) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t1c_288\" style=\"left:475px;bottom:975px;letter-spacing:-0.02px;display:inline;\">(169) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t1d_288\" style=\"left:534px;bottom:975px;letter-spacing:-0.02px;display:inline;\">(186) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t1e_288\" style=\"left:619px;bottom:975px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t1f_288\" style=\"left:668px;bottom:975px;display:inline;\">(22) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t1g_288\" style=\"left:722px;bottom:975px;letter-spacing:-0.01px;display:inline;\">(235) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t1h_288\" style=\"left:783px;bottom:975px;letter-spacing:-0.01px;display:inline;\">(257) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_288\" id=\"t1i_288\" style=\"left:69px;bottom:955px;letter-spacing:-0.01px;display:inline;\">Changes that relate to current service </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t1j_288\" style=\"left:69px;bottom:936px;letter-spacing:-0.01px;display:inline;\">Release of CSM to profit or loss </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t1k_288\" style=\"left:375px;bottom:936px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t1l_288\" style=\"left:426px;bottom:936px;letter-spacing:-0.02px;display:inline;\">10 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t1m_288\" style=\"left:479px;bottom:936px;letter-spacing:-0.02px;display:inline;\">196 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t1n_288\" style=\"left:538px;bottom:936px;letter-spacing:-0.02px;display:inline;\">206 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t1o_288\" style=\"left:619px;bottom:936px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t1p_288\" style=\"left:672px;bottom:936px;letter-spacing:-0.01px;display:inline;\">10 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t1q_288\" style=\"left:726px;bottom:936px;letter-spacing:-0.01px;display:inline;\">161 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t1r_288\" style=\"left:787px;bottom:936px;letter-spacing:-0.01px;display:inline;\">171 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t1s_288\" style=\"left:375px;bottom:916px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t1t_288\" style=\"left:429px;bottom:916px;letter-spacing:-0.02px;display:inline;\">(7) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t1u_288\" style=\"left:486px;bottom:916px;letter-spacing:-0.02px;display:inline;\">27 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t1v_288\" style=\"left:546px;bottom:916px;letter-spacing:-0.02px;display:inline;\">20 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t1w_288\" style=\"left:619px;bottom:916px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t1x_288\" style=\"left:668px;bottom:916px;display:inline;\">(12) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t1y_288\" style=\"left:729px;bottom:916px;display:inline;\">(74) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t1z_288\" style=\"left:790px;bottom:916px;display:inline;\">(86) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t20_288\" style=\"left:69px;bottom:896px;letter-spacing:-0.01px;display:inline;\">Net finance income (expenses) from reinsurance </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t21_288\" style=\"left:82px;bottom:881px;letter-spacing:-0.01px;display:inline;\">contracts </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t22_288\" style=\"left:375px;bottom:881px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t23_288\" style=\"left:429px;bottom:881px;letter-spacing:-0.02px;display:inline;\">(2) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t24_288\" style=\"left:482px;bottom:881px;letter-spacing:-0.02px;display:inline;\">(45) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t25_288\" style=\"left:541px;bottom:881px;letter-spacing:-0.02px;display:inline;\">(47) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t26_288\" style=\"left:619px;bottom:881px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t27_288\" style=\"left:675px;bottom:881px;display:inline;\">(1) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t28_288\" style=\"left:729px;bottom:881px;display:inline;\">(34) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t29_288\" style=\"left:789px;bottom:881px;display:inline;\">(35) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t2a_288\" style=\"left:69px;bottom:861px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Effect of movements in exchange rates </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t2b_288\" style=\"left:375px;bottom:861px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t2c_288\" style=\"left:434px;bottom:861px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t2d_288\" style=\"left:493px;bottom:861px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t2e_288\" style=\"left:553px;bottom:861px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t2f_288\" style=\"left:619px;bottom:861px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t2g_288\" style=\"left:679px;bottom:861px;display:inline;\">4 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t2h_288\" style=\"left:740px;bottom:861px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t2i_288\" style=\"left:801px;bottom:861px;display:inline;\">5 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t2j_288\" style=\"left:69px;bottom:842px;letter-spacing:-0.01px;display:inline;\">Balance at 31 Dec </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t2k_288\" style=\"left:375px;bottom:842px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t2l_288\" style=\"left:422px;bottom:842px;letter-spacing:-0.02px;display:inline;\">(63) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t2m_288\" style=\"left:464px;bottom:842px;letter-spacing:-0.02px;display:inline;\">(1,277) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t2n_288\" style=\"left:524px;bottom:842px;letter-spacing:-0.02px;display:inline;\">(1,340) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t2o_288\" style=\"left:619px;bottom:842px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t2p_288\" style=\"left:668px;bottom:842px;display:inline;\">(55) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t2q_288\" style=\"left:712px;bottom:842px;letter-spacing:-0.01px;display:inline;\">(1,260) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t2r_288\" style=\"left:773px;bottom:842px;letter-spacing:-0.01px;display:inline;\">(1,315) </div></td></tr></table><div class=\"t s5_288\" id=\"t2s_288\" style=\"left:65px;bottom:809px;display:inline;\">* </div><div class=\"t s5_288\" id=\"t2t_288\" style=\"left:82px;bottom:809px;letter-spacing:-0.13px;display:inline;\">Other contracts represent groups of reinsurance contracts measured under the full retrospective approach at the transition date, 1 January 2022 and groups of contracts </div><div class=\"t s5_288\" id=\"t2u_288\" style=\"left:82px;bottom:798px;letter-spacing:-0.12px;display:inline;\">recognised on or after the transition date. </div><div class=\"t s3_288\" id=\"t2v_288\" style=\"left:65px;bottom:771px;letter-spacing:-0.01px;display:inline;\">The CSM on transition on reinsurance contracts held primarily arises from the Hong Kong segment, which has predominantly applied the FRA to </div><div class=\"t s3_288\" id=\"t2w_288\" style=\"left:65px;bottom:755px;letter-spacing:-0.01px;display:inline;\">transition reinsurance cohorts from 2010 \u2013 2021 and the FVA for reinsurance cohorts prior to 2010. </div><div class=\"t s6_288\" id=\"t2x_288\" style=\"left:65px;bottom:725px;letter-spacing:0.1px;display:inline;\">(c) </div><div class=\"t s6_288\" id=\"t2y_288\" style=\"left:91px;bottom:725px;letter-spacing:0.12px;display:inline;\">Additional analysis of insurance and reinsurance contract balances by segment </div><div class=\"t s3_288\" id=\"t2z_288\" style=\"left:65px;bottom:709px;letter-spacing:-0.01px;display:inline;\">The table below provides an analysis of portfolio of insurance and reinsurance contract balances, excluding assets for insurance acquisition cash </div><div class=\"t s3_288\" id=\"t30_288\" style=\"left:65px;bottom:693px;letter-spacing:-0.01px;display:inline;\">flows, by segment. The balances presented include Group\u2019s share of insurance contract balances relating to the life business of CPL, India and </div><div class=\"t s3_288\" id=\"t31_288\" style=\"left:65px;bottom:678px;letter-spacing:-0.01px;display:inline;\">Takaful business in Malaysia, which are accounted for on an equity method in the consolidated statement of financial position. </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"4\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s0_288\" id=\"t32_288\" style=\"left:436px;bottom:649px;letter-spacing:0.07px;display:inline;\">Insurance $m </div>  </td><td colspan=\"4\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s0_288\" id=\"t33_288\" style=\"left:675px;bottom:649px;letter-spacing:0.07px;display:inline;\">Reinsurance $m </div>  </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_288\" id=\"t34_288\" style=\"left:386px;bottom:632px;letter-spacing:0.08px;display:inline;\">BEL </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_288\" id=\"t35_288\" style=\"left:449px;bottom:632px;letter-spacing:0.09px;display:inline;\">RA </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_288\" id=\"t36_288\" style=\"left:502px;bottom:632px;letter-spacing:0.1px;display:inline;\">CSM </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_288\" id=\"t37_288\" style=\"left:559px;bottom:632px;letter-spacing:0.07px;display:inline;\">Total </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_288\" id=\"t38_288\" style=\"left:629px;bottom:632px;letter-spacing:0.08px;display:inline;\">BEL </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_288\" id=\"t39_288\" style=\"left:692px;bottom:632px;letter-spacing:0.09px;display:inline;\">RA </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_288\" id=\"t3a_288\" style=\"left:744px;bottom:632px;letter-spacing:0.1px;display:inline;\">CSM </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_288\" id=\"t3b_288\" style=\"left:802px;bottom:632px;letter-spacing:0.07px;display:inline;\">Total </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t3c_288\" style=\"left:69px;bottom:612px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">As at 31 Dec 2023 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t3d_288\" style=\"left:69px;bottom:592px;letter-spacing:-0.01px;display:inline;\">CPL </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t3e_288\" style=\"left:356px;bottom:592px;letter-spacing:-0.02px;display:inline;\">13,029 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t3f_288\" style=\"left:433px;bottom:592px;letter-spacing:-0.02px;display:inline;\">152 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t3g_288\" style=\"left:483px;bottom:592px;letter-spacing:-0.02px;word-spacing:7.07px;display:inline;\">1,652  14,833 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t3h_288\" style=\"left:631px;bottom:592px;display:inline;\">4 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t3i_288\" style=\"left:686px;bottom:592px;letter-spacing:-0.02px;display:inline;\">(3) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t3j_288\" style=\"left:739px;bottom:592px;letter-spacing:-0.02px;display:inline;\">(22) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t3k_288\" style=\"left:798px;bottom:592px;letter-spacing:-0.02px;display:inline;\">(21) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t3l_288\" style=\"left:69px;bottom:573px;letter-spacing:-0.01px;display:inline;\">Hong Kong </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t3m_288\" style=\"left:356px;bottom:573px;letter-spacing:-0.02px;display:inline;\">60,761 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t3n_288\" style=\"left:433px;bottom:573px;letter-spacing:-0.02px;display:inline;\">776 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t3o_288\" style=\"left:483px;bottom:573px;letter-spacing:-0.02px;word-spacing:7.07px;display:inline;\">8,536  70,073 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t3p_288\" style=\"left:619px;bottom:573px;letter-spacing:-0.02px;display:inline;\">(44) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t3q_288\" style=\"left:683px;bottom:573px;letter-spacing:-0.02px;display:inline;\">84 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t3r_288\" style=\"left:721px;bottom:573px;letter-spacing:-0.02px;display:inline;\">(1,429) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t3s_288\" style=\"left:781px;bottom:573px;letter-spacing:-0.02px;display:inline;\">(1,389) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t3t_288\" style=\"left:69px;bottom:553px;letter-spacing:-0.01px;display:inline;\">Indonesia </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t3u_288\" style=\"left:363px;bottom:553px;letter-spacing:-0.02px;display:inline;\">2,197 </div></td><td class=\"tcs-selection-enabled tcs-selected\" colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t3v_288\" style=\"left:433px;bottom:553px;letter-spacing:-0.02px;display:inline;\">206 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t3w_288\" style=\"left:493px;bottom:553px;letter-spacing:-0.02px;display:inline;\">739 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t3x_288\" style=\"left:542px;bottom:553px;letter-spacing:-0.02px;display:inline;\">3,142 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t3y_288\" style=\"left:624px;bottom:553px;letter-spacing:-0.02px;display:inline;\">22 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t3z_288\" style=\"left:686px;bottom:553px;letter-spacing:-0.02px;display:inline;\">(7) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t40_288\" style=\"left:746px;bottom:553px;letter-spacing:-0.02px;display:inline;\">(6) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t41_288\" style=\"left:810px;bottom:553px;display:inline;\">9 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t42_288\" style=\"left:69px;bottom:534px;letter-spacing:-0.19px;display:inline;\">Malaysia </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t43_288\" style=\"left:363px;bottom:534px;letter-spacing:-0.02px;display:inline;\">5,910 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t44_288\" style=\"left:433px;bottom:534px;letter-spacing:-0.02px;display:inline;\">357 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t45_288\" style=\"left:483px;bottom:534px;letter-spacing:-0.02px;display:inline;\">2,127 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t46_288\" style=\"left:542px;bottom:534px;letter-spacing:-0.02px;display:inline;\">8,394 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t47_288\" style=\"left:624px;bottom:534px;letter-spacing:-0.02px;display:inline;\">26 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t48_288\" style=\"left:686px;bottom:534px;letter-spacing:-0.02px;display:inline;\">(7) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t49_288\" style=\"left:750px;bottom:534px;display:inline;\">6 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t4a_288\" style=\"left:802px;bottom:534px;letter-spacing:-0.02px;display:inline;\">25 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t4b_288\" style=\"left:69px;bottom:514px;letter-spacing:-0.01px;display:inline;\">Singapore </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t4c_288\" style=\"left:356px;bottom:514px;letter-spacing:-0.02px;display:inline;\">31,770 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t4d_288\" style=\"left:433px;bottom:514px;letter-spacing:-0.02px;display:inline;\">687 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t4e_288\" style=\"left:483px;bottom:514px;letter-spacing:-0.02px;word-spacing:7.07px;display:inline;\">4,962  37,419 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t4f_288\" style=\"left:612px;bottom:514px;letter-spacing:-0.02px;display:inline;\">(146) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t4g_288\" style=\"left:690px;bottom:514px;display:inline;\">3 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t4h_288\" style=\"left:736px;bottom:514px;letter-spacing:-0.02px;display:inline;\">149 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t4i_288\" style=\"left:810px;bottom:514px;display:inline;\">6 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t4j_288\" style=\"left:69px;bottom:495px;letter-spacing:-0.01px;display:inline;\">Growth markets and other </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t4k_288\" style=\"left:356px;bottom:495px;letter-spacing:-0.02px;display:inline;\">22,008 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t4l_288\" style=\"left:433px;bottom:495px;letter-spacing:-0.02px;display:inline;\">421 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t4m_288\" style=\"left:483px;bottom:495px;letter-spacing:-0.02px;word-spacing:7.07px;display:inline;\">4,336  26,765 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t4n_288\" style=\"left:624px;bottom:495px;letter-spacing:-0.02px;display:inline;\">45 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t4o_288\" style=\"left:679px;bottom:495px;letter-spacing:-0.02px;display:inline;\">(27) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t4p_288\" style=\"left:739px;bottom:495px;letter-spacing:-0.02px;display:inline;\">(38) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t4q_288\" style=\"left:798px;bottom:495px;letter-spacing:-0.02px;display:inline;\">(20) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t4r_288\" style=\"left:69px;bottom:475px;letter-spacing:-0.01px;display:inline;\">Total insurance segments </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t4s_288\" style=\"left:349px;bottom:475px;letter-spacing:-0.02px;display:inline;\">135,675 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t4t_288\" style=\"left:423px;bottom:475px;letter-spacing:-0.02px;word-spacing:5.25px;display:inline;\">2,599  22,352  160,626 </div></td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t4u_288\" style=\"left:619px;bottom:475px;letter-spacing:-0.02px;display:inline;\">(93) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t4v_288\" style=\"left:683px;bottom:475px;letter-spacing:-0.02px;display:inline;\">43 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t4w_288\" style=\"left:721px;bottom:475px;letter-spacing:-0.02px;display:inline;\">(1,340) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t4x_288\" style=\"left:781px;bottom:475px;letter-spacing:-0.02px;display:inline;\">(1,390) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_288\" id=\"t4y_288\" style=\"left:69px;bottom:436px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">As at 31 Dec 2022 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t4z_288\" style=\"left:69px;bottom:417px;letter-spacing:-0.01px;display:inline;\">CPL </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t50_288\" style=\"left:358px;bottom:417px;letter-spacing:-0.01px;display:inline;\">10,989 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t51_288\" style=\"left:434px;bottom:417px;letter-spacing:-0.01px;display:inline;\">149 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t52_288\" style=\"left:484px;bottom:417px;letter-spacing:-0.01px;display:inline;\">1,699 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t53_288\" style=\"left:536px;bottom:417px;letter-spacing:-0.01px;display:inline;\">12,837 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t54_288\" style=\"left:631px;bottom:417px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t55_288\" style=\"left:687px;bottom:417px;display:inline;\">(3) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t56_288\" style=\"left:739px;bottom:417px;display:inline;\">(21) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t57_288\" style=\"left:799px;bottom:417px;display:inline;\">(22) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t58_288\" style=\"left:69px;bottom:397px;letter-spacing:-0.01px;display:inline;\">Hong Kong </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t59_288\" style=\"left:358px;bottom:397px;letter-spacing:-0.01px;display:inline;\">54,347 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t5a_288\" style=\"left:434px;bottom:397px;letter-spacing:-0.01px;display:inline;\">482 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t5b_288\" style=\"left:484px;bottom:397px;letter-spacing:-0.01px;display:inline;\">7,857 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t5c_288\" style=\"left:536px;bottom:397px;letter-spacing:-0.01px;display:inline;\">62,686 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t5d_288\" style=\"left:617px;bottom:397px;letter-spacing:-0.01px;display:inline;\">465 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t5e_288\" style=\"left:684px;bottom:397px;letter-spacing:-0.01px;display:inline;\">17 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t5f_288\" style=\"left:723px;bottom:397px;letter-spacing:-0.01px;display:inline;\">(1,405) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t5g_288\" style=\"left:792px;bottom:397px;letter-spacing:-0.01px;display:inline;\">(923) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t5h_288\" style=\"left:69px;bottom:378px;letter-spacing:-0.01px;display:inline;\">Indonesia </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t5i_288\" style=\"left:365px;bottom:378px;letter-spacing:-0.01px;display:inline;\">2,032 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t5j_288\" style=\"left:434px;bottom:378px;letter-spacing:-0.01px;display:inline;\">199 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t5k_288\" style=\"left:484px;bottom:378px;letter-spacing:-0.01px;display:inline;\">1,046 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t5l_288\" style=\"left:543px;bottom:378px;letter-spacing:-0.01px;display:inline;\">3,277 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t5m_288\" style=\"left:631px;bottom:378px;display:inline;\">8 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t5n_288\" style=\"left:686px;bottom:378px;display:inline;\">(3) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t5o_288\" style=\"left:751px;bottom:378px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t5p_288\" style=\"left:810px;bottom:378px;display:inline;\">5 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t5q_288\" style=\"left:69px;bottom:358px;letter-spacing:-0.01px;display:inline;\">Malaysia </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t5r_288\" style=\"left:365px;bottom:358px;letter-spacing:-0.01px;display:inline;\">5,452 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t5s_288\" style=\"left:434px;bottom:358px;letter-spacing:-0.01px;display:inline;\">334 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t5t_288\" style=\"left:484px;bottom:358px;letter-spacing:-0.01px;display:inline;\">2,241 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t5u_288\" style=\"left:543px;bottom:358px;letter-spacing:-0.01px;display:inline;\">8,027 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t5v_288\" style=\"left:624px;bottom:358px;letter-spacing:-0.01px;display:inline;\">31 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t5w_288\" style=\"left:686px;bottom:358px;display:inline;\">(7) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t5x_288\" style=\"left:746px;bottom:358px;display:inline;\">(2) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t5y_288\" style=\"left:803px;bottom:358px;display:inline;\">22 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t5z_288\" style=\"left:69px;bottom:339px;letter-spacing:-0.01px;display:inline;\">Singapore </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t60_288\" style=\"left:358px;bottom:339px;letter-spacing:-0.01px;display:inline;\">28,752 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t61_288\" style=\"left:434px;bottom:339px;letter-spacing:-0.01px;display:inline;\">629 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t62_288\" style=\"left:484px;bottom:339px;letter-spacing:-0.01px;display:inline;\">4,522 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t63_288\" style=\"left:536px;bottom:339px;letter-spacing:-0.01px;display:inline;\">33,903 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t64_288\" style=\"left:624px;bottom:339px;letter-spacing:-0.01px;display:inline;\">40 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t65_288\" style=\"left:686px;bottom:339px;display:inline;\">(3) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t66_288\" style=\"left:736px;bottom:339px;letter-spacing:-0.01px;display:inline;\">141 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t67_288\" style=\"left:796px;bottom:339px;letter-spacing:-0.01px;display:inline;\">178 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t68_288\" style=\"left:69px;bottom:319px;letter-spacing:-0.01px;display:inline;\">Growth markets and other </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t69_288\" style=\"left:358px;bottom:319px;letter-spacing:-0.01px;display:inline;\">19,163 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t6a_288\" style=\"left:434px;bottom:319px;letter-spacing:-0.01px;display:inline;\">371 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t6b_288\" style=\"left:484px;bottom:319px;letter-spacing:-0.01px;display:inline;\">3,939 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t6c_288\" style=\"left:536px;bottom:319px;letter-spacing:-0.01px;display:inline;\">23,473 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t6d_288\" style=\"left:627px;bottom:319px;display:inline;\">(5) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t6e_288\" style=\"left:679px;bottom:319px;display:inline;\">(27) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t6f_288\" style=\"left:739px;bottom:319px;display:inline;\">(28) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t6g_288\" style=\"left:799px;bottom:319px;display:inline;\">(60) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t6h_288\" style=\"left:69px;bottom:300px;letter-spacing:-0.01px;display:inline;\">Total insurance segments </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t6i_288\" style=\"left:351px;bottom:300px;letter-spacing:-0.01px;display:inline;\">120,735 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t6j_288\" style=\"left:424px;bottom:300px;letter-spacing:-0.01px;display:inline;\">2,164 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t6k_288\" style=\"left:477px;bottom:300px;letter-spacing:-0.01px;word-spacing:4.65px;display:inline;\">21,304  144,203 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t6l_288\" style=\"left:617px;bottom:300px;letter-spacing:-0.01px;display:inline;\">541 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t6m_288\" style=\"left:679px;bottom:300px;display:inline;\">(26) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t6n_288\" style=\"left:722px;bottom:300px;letter-spacing:-0.01px;display:inline;\">(1,315) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_288\" id=\"t6o_288\" style=\"left:792px;bottom:300px;letter-spacing:-0.01px;display:inline;\">(800) </div></td></tr></table><div></div><div class=\"t s0_289\" id=\"t1_289\" style=\"left:87px;bottom:1118px;letter-spacing:-0.12px;display:inline;\">Summarised movement analysis of insurance and reinsurance contract balances by segment </div><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"7\" rowspan=\"1\" style=\"text-align: center;\">   <div class=\"t s1_289\" id=\"t2_289\" style=\"left:610px;bottom:1089px;letter-spacing:0.07px;display:inline;\">Insurance $m </div>   </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_289\" id=\"t8_289\" style=\"left:755px;bottom:1073px;letter-spacing:0.07px;display:inline;\">Growth </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_289\" id=\"tb_289\" style=\"left:824px;bottom:1073px;letter-spacing:0.06px;display:inline;\">Total </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_289\" id=\"t9_289\" style=\"left:736px;bottom:1062px;letter-spacing:0.07px;display:inline;\">markets and </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_289\" id=\"tc_289\" style=\"left:807px;bottom:1062px;letter-spacing:0.06px;display:inline;\">insurance </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_289\" id=\"t3_289\" style=\"left:468px;bottom:1051px;letter-spacing:0.08px;display:inline;\">CPL </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_289\" id=\"t4_289\" style=\"left:500px;bottom:1051px;letter-spacing:0.08px;display:inline;\">Hong Kong </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_289\" id=\"t5_289\" style=\"left:564px;bottom:1051px;letter-spacing:0.07px;display:inline;\">Indonesia </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_289\" id=\"t6_289\" style=\"left:627px;bottom:1051px;letter-spacing:0.07px;display:inline;\">Malaysia </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_289\" id=\"t7_289\" style=\"left:684px;bottom:1051px;letter-spacing:0.07px;display:inline;\">Singapore </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_289\" id=\"ta_289\" style=\"left:762px;bottom:1051px;letter-spacing:0.07px;display:inline;\">other </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_289\" id=\"td_289\" style=\"left:807px;bottom:1051px;letter-spacing:0.08px;display:inline;\">segments </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"te_289\" style=\"left:91px;bottom:1031px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Net opening balance at 1 Jan 2022 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"tf_289\" style=\"left:440px;bottom:1031px;letter-spacing:-0.01px;display:inline;\">11,273 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"tg_289\" style=\"left:500px;bottom:1031px;letter-spacing:-0.01px;display:inline;\">80,186 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"th_289\" style=\"left:566px;bottom:1031px;letter-spacing:-0.01px;display:inline;\">3,720 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"ti_289\" style=\"left:626px;bottom:1031px;letter-spacing:-0.01px;display:inline;\">8,342 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"tj_289\" style=\"left:680px;bottom:1031px;letter-spacing:-0.01px;display:inline;\">36,643 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"tk_289\" style=\"left:740px;bottom:1031px;letter-spacing:-0.01px;word-spacing:5.22px;display:inline;\">26,380  166,544 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"tl_289\" style=\"left:91px;bottom:1011px;letter-spacing:-0.01px;display:inline;\">Insurance service result </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"tm_289\" style=\"left:459px;bottom:1011px;display:inline;\">(73) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"tn_289\" style=\"left:512px;bottom:1011px;letter-spacing:-0.01px;display:inline;\">(696) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"to_289\" style=\"left:572px;bottom:1011px;letter-spacing:-0.01px;display:inline;\">(117) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"tp_289\" style=\"left:631px;bottom:1011px;letter-spacing:-0.01px;display:inline;\">(242) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"tq_289\" style=\"left:692px;bottom:1011px;letter-spacing:-0.01px;display:inline;\">(546) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"tr_289\" style=\"left:753px;bottom:1011px;letter-spacing:-0.01px;display:inline;\">(722) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"ts_289\" style=\"left:804px;bottom:1011px;letter-spacing:-0.01px;display:inline;\">(2,396) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"tt_289\" style=\"left:91px;bottom:976px;letter-spacing:-0.01px;display:inline;\">Net finance income (expenses) from insurance contracts </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled tcs-selected emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"tu_289\" style=\"left:104px;bottom:956px;letter-spacing:-0.01px;display:inline;\">Accretion of interest on GMM contracts </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"tv_289\" style=\"left:457px;bottom:956px;letter-spacing:-0.01px;display:inline;\">206 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"tw_289\" style=\"left:523px;bottom:956px;letter-spacing:-0.01px;display:inline;\">37 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"tx_289\" style=\"left:583px;bottom:956px;letter-spacing:-0.01px;display:inline;\">37 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"ty_289\" style=\"left:642px;bottom:956px;letter-spacing:-0.01px;display:inline;\">95 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"tz_289\" style=\"left:703px;bottom:956px;letter-spacing:-0.01px;display:inline;\">31 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"t10_289\" style=\"left:764px;bottom:956px;letter-spacing:-0.01px;display:inline;\">83 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"t11_289\" style=\"left:817px;bottom:956px;letter-spacing:-0.01px;display:inline;\">489 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"t12_289\" style=\"left:104px;bottom:937px;letter-spacing:-0.01px;display:inline;\">Other net finance (income) expense </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"t13_289\" style=\"left:464px;bottom:937px;letter-spacing:-0.01px;word-spacing:6.07px;display:inline;\">87  (21,912) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"t14_289\" style=\"left:583px;bottom:937px;letter-spacing:-0.01px;display:inline;\">26 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"t15_289\" style=\"left:638px;bottom:937px;display:inline;\">(77) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"t16_289\" style=\"left:682px;bottom:937px;letter-spacing:-0.01px;display:inline;\">(4,956) </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"t17_289\" style=\"left:743px;bottom:937px;letter-spacing:-0.01px;word-spacing:4.55px;display:inline;\">(1,675)  (28,507) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"t18_289\" style=\"left:457px;bottom:917px;letter-spacing:-0.01px;word-spacing:6.07px;display:inline;\">293  (21,875) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"t19_289\" style=\"left:583px;bottom:917px;letter-spacing:-0.01px;display:inline;\">63 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"t1a_289\" style=\"left:642px;bottom:917px;letter-spacing:-0.01px;display:inline;\">18 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"t1b_289\" style=\"left:682px;bottom:917px;letter-spacing:-0.01px;display:inline;\">(4,925) </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"t1c_289\" style=\"left:743px;bottom:917px;letter-spacing:-0.01px;word-spacing:4.55px;display:inline;\">(1,592)  (28,018) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t1d_289\" style=\"left:90px;bottom:898px;letter-spacing:-0.01px;display:inline;\">Total amount recognised in income statement </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"t1e_289\" style=\"left:457px;bottom:898px;letter-spacing:-0.01px;word-spacing:6.07px;display:inline;\">220  (22,571) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"t1f_289\" style=\"left:579px;bottom:898px;display:inline;\">(54) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"t1g_289\" style=\"left:631px;bottom:898px;letter-spacing:-0.01px;display:inline;\">(224) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"t1h_289\" style=\"left:682px;bottom:898px;letter-spacing:-0.01px;display:inline;\">(5,471) </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"t1i_289\" style=\"left:743px;bottom:898px;letter-spacing:-0.01px;word-spacing:4.55px;display:inline;\">(2,314)  (30,414) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"t1j_289\" style=\"left:90px;bottom:859px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Effect of movements in exchange rates </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"t1k_289\" style=\"left:443px;bottom:859px;letter-spacing:-0.01px;display:inline;\">(1,019) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"t1l_289\" style=\"left:512px;bottom:859px;letter-spacing:-0.01px;display:inline;\">(153) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"t1m_289\" style=\"left:571px;bottom:859px;letter-spacing:-0.01px;display:inline;\">(307) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"t1n_289\" style=\"left:631px;bottom:859px;letter-spacing:-0.01px;display:inline;\">(454) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"t1o_289\" style=\"left:696px;bottom:859px;letter-spacing:-0.01px;display:inline;\">117 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"t1p_289\" style=\"left:743px;bottom:859px;letter-spacing:-0.01px;display:inline;\">(2,013) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"t1q_289\" style=\"left:804px;bottom:859px;letter-spacing:-0.01px;display:inline;\">(3,829) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t1r_289\" style=\"left:90px;bottom:839px;letter-spacing:-0.01px;display:inline;\">Total amount recognised in comprehensive income </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"t1s_289\" style=\"left:452px;bottom:839px;letter-spacing:-0.01px;word-spacing:3.97px;display:inline;\">(799)  (22,724) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"t1t_289\" style=\"left:571px;bottom:839px;letter-spacing:-0.01px;display:inline;\">(361) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"t1u_289\" style=\"left:631px;bottom:839px;letter-spacing:-0.01px;display:inline;\">(678) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"t1v_289\" style=\"left:682px;bottom:839px;letter-spacing:-0.01px;display:inline;\">(5,354) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"t1w_289\" style=\"left:743px;bottom:839px;letter-spacing:-0.01px;word-spacing:4.55px;display:inline;\">(4,327)  (34,243) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"t1x_289\" style=\"left:90px;bottom:820px;letter-spacing:-0.01px;display:inline;\">Total cash flows </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"t1y_289\" style=\"left:447px;bottom:820px;letter-spacing:-0.01px;display:inline;\">2,363 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"t1z_289\" style=\"left:507px;bottom:820px;letter-spacing:-0.01px;display:inline;\">5,216 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"t20_289\" style=\"left:578px;bottom:820px;display:inline;\">(69) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"t21_289\" style=\"left:635px;bottom:820px;letter-spacing:-0.01px;display:inline;\">366 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"t22_289\" style=\"left:686px;bottom:820px;letter-spacing:-0.01px;display:inline;\">2,684 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"t23_289\" style=\"left:747px;bottom:820px;letter-spacing:-0.01px;display:inline;\">1,425 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"t24_289\" style=\"left:801px;bottom:820px;letter-spacing:-0.01px;display:inline;\">11,985 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"t25_289\" style=\"left:90px;bottom:800px;letter-spacing:-0.01px;display:inline;\">Other changes </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"t26_289\" style=\"left:471px;bottom:800px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"t27_289\" style=\"left:530px;bottom:800px;display:inline;\">8 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"t28_289\" style=\"left:578px;bottom:800px;display:inline;\">(13) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"t29_289\" style=\"left:645px;bottom:800px;display:inline;\">(3) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"t2a_289\" style=\"left:699px;bottom:800px;display:inline;\">(70) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"t2b_289\" style=\"left:766px;bottom:800px;display:inline;\">(5) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"t2c_289\" style=\"left:820px;bottom:800px;display:inline;\">(83) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t2d_289\" style=\"left:90px;bottom:781px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Net closing balance at 31 Dec 2022 / 1 Jan 2023 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t2e_289\" style=\"left:438px;bottom:781px;letter-spacing:-0.02px;word-spacing:7.07px;display:inline;\">12,837  62,686 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t2f_289\" style=\"left:565px;bottom:781px;letter-spacing:-0.02px;display:inline;\">3,277 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t2g_289\" style=\"left:624px;bottom:781px;letter-spacing:-0.02px;display:inline;\">8,027 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t2h_289\" style=\"left:678px;bottom:781px;letter-spacing:-0.02px;display:inline;\">33,903 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t2i_289\" style=\"left:738px;bottom:781px;letter-spacing:-0.02px;word-spacing:4px;display:inline;\">23,473  144,203 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t2j_289\" style=\"left:90px;bottom:761px;letter-spacing:-0.01px;display:inline;\">Insurance service result </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t2k_289\" style=\"left:459px;bottom:761px;letter-spacing:-0.02px;display:inline;\">(98) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t2l_289\" style=\"left:511px;bottom:761px;letter-spacing:-0.02px;display:inline;\">(755) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t2m_289\" style=\"left:571px;bottom:761px;letter-spacing:-0.02px;display:inline;\">(146) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t2n_289\" style=\"left:630px;bottom:761px;letter-spacing:-0.02px;display:inline;\">(254) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t2o_289\" style=\"left:691px;bottom:761px;letter-spacing:-0.02px;display:inline;\">(598) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t2p_289\" style=\"left:752px;bottom:761px;letter-spacing:-0.02px;display:inline;\">(573) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t2q_289\" style=\"left:802px;bottom:761px;letter-spacing:-0.02px;display:inline;\">(2,424) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t2r_289\" style=\"left:90px;bottom:742px;letter-spacing:-0.01px;display:inline;\">Net finance income (expenses) from insurance contracts </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"t2s_289\" style=\"left:103px;bottom:722px;letter-spacing:-0.01px;display:inline;\">Accretion of interest on GMM contracts </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t2t_289\" style=\"left:456px;bottom:722px;letter-spacing:-0.02px;display:inline;\">227 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t2u_289\" style=\"left:525px;bottom:722px;letter-spacing:-0.02px;display:inline;\">(1) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t2v_289\" style=\"left:582px;bottom:722px;letter-spacing:-0.02px;display:inline;\">43 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t2w_289\" style=\"left:634px;bottom:722px;letter-spacing:-0.02px;display:inline;\">100 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t2x_289\" style=\"left:710px;bottom:722px;display:inline;\">6 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t2y_289\" style=\"left:756px;bottom:722px;letter-spacing:-0.02px;display:inline;\">142 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t2z_289\" style=\"left:816px;bottom:722px;letter-spacing:-0.02px;display:inline;\">517 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"t30_289\" style=\"left:103px;bottom:703px;letter-spacing:-0.01px;display:inline;\">Other net finance (income) expense </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t31_289\" style=\"left:456px;bottom:703px;letter-spacing:-0.02px;display:inline;\">692 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t32_289\" style=\"left:505px;bottom:703px;letter-spacing:-0.02px;display:inline;\">3,646 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t33_289\" style=\"left:575px;bottom:703px;letter-spacing:-0.02px;display:inline;\">145 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t34_289\" style=\"left:634px;bottom:703px;letter-spacing:-0.02px;display:inline;\">498 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t35_289\" style=\"left:685px;bottom:703px;letter-spacing:-0.02px;display:inline;\">2,657 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t36_289\" style=\"left:746px;bottom:703px;letter-spacing:-0.02px;display:inline;\">2,709 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t37_289\" style=\"left:799px;bottom:703px;letter-spacing:-0.02px;display:inline;\">10,347 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t38_289\" style=\"left:455px;bottom:683px;letter-spacing:-0.02px;display:inline;\">919 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t39_289\" style=\"left:505px;bottom:683px;letter-spacing:-0.02px;display:inline;\">3,645 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t3a_289\" style=\"left:575px;bottom:683px;letter-spacing:-0.02px;display:inline;\">188 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t3b_289\" style=\"left:634px;bottom:683px;letter-spacing:-0.02px;display:inline;\">598 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t3c_289\" style=\"left:685px;bottom:683px;letter-spacing:-0.02px;display:inline;\">2,663 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t3d_289\" style=\"left:746px;bottom:683px;letter-spacing:-0.02px;display:inline;\">2,851 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t3e_289\" style=\"left:799px;bottom:683px;letter-spacing:-0.02px;display:inline;\">10,864 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t3f_289\" style=\"left:90px;bottom:664px;letter-spacing:-0.01px;display:inline;\">Total amount recognised in income statement </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t3g_289\" style=\"left:455px;bottom:664px;letter-spacing:-0.02px;display:inline;\">821 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t3h_289\" style=\"left:505px;bottom:664px;letter-spacing:-0.02px;display:inline;\">2,890 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t3i_289\" style=\"left:582px;bottom:664px;letter-spacing:-0.02px;display:inline;\">42 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t3j_289\" style=\"left:634px;bottom:664px;letter-spacing:-0.02px;display:inline;\">344 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t3k_289\" style=\"left:685px;bottom:664px;letter-spacing:-0.02px;display:inline;\">2,065 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t3l_289\" style=\"left:746px;bottom:664px;letter-spacing:-0.02px;display:inline;\">2,278 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t3m_289\" style=\"left:806px;bottom:664px;letter-spacing:-0.02px;display:inline;\">8,440 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"t3n_289\" style=\"left:90px;bottom:645px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Effect of movements in exchange rates </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t3o_289\" style=\"left:451px;bottom:645px;letter-spacing:-0.02px;display:inline;\">(259) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t3p_289\" style=\"left:518px;bottom:645px;letter-spacing:-0.02px;display:inline;\">(11) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t3q_289\" style=\"left:582px;bottom:645px;letter-spacing:-0.02px;display:inline;\">46 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t3r_289\" style=\"left:630px;bottom:645px;letter-spacing:-0.02px;display:inline;\">(336) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t3s_289\" style=\"left:695px;bottom:645px;letter-spacing:-0.02px;display:inline;\">621 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t3t_289\" style=\"left:751px;bottom:645px;letter-spacing:-0.02px;display:inline;\">(175) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t3u_289\" style=\"left:812px;bottom:645px;letter-spacing:-0.02px;display:inline;\">(114) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t3v_289\" style=\"left:90px;bottom:625px;letter-spacing:-0.01px;display:inline;\">Total amount recognised in comprehensive income </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t3w_289\" style=\"left:455px;bottom:625px;letter-spacing:-0.02px;display:inline;\">562 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t3x_289\" style=\"left:505px;bottom:625px;letter-spacing:-0.02px;display:inline;\">2,879 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t3y_289\" style=\"left:582px;bottom:625px;letter-spacing:-0.02px;display:inline;\">88 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t3z_289\" style=\"left:649px;bottom:625px;display:inline;\">8 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t40_289\" style=\"left:685px;bottom:625px;letter-spacing:-0.02px;display:inline;\">2,686 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t41_289\" style=\"left:746px;bottom:625px;letter-spacing:-0.02px;display:inline;\">2,103 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t42_289\" style=\"left:806px;bottom:625px;letter-spacing:-0.02px;display:inline;\">8,326 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"t43_289\" style=\"left:90px;bottom:606px;letter-spacing:-0.01px;display:inline;\">Total cash flows </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t44_289\" style=\"left:445px;bottom:606px;letter-spacing:-0.02px;display:inline;\">1,434 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t45_289\" style=\"left:505px;bottom:606px;letter-spacing:-0.02px;display:inline;\">4,509 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t46_289\" style=\"left:570px;bottom:606px;letter-spacing:-0.02px;display:inline;\">(186) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t47_289\" style=\"left:634px;bottom:606px;letter-spacing:-0.02px;display:inline;\">364 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t48_289\" style=\"left:695px;bottom:606px;letter-spacing:-0.02px;display:inline;\">884 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t49_289\" style=\"left:746px;bottom:606px;letter-spacing:-0.02px;display:inline;\">1,273 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t4a_289\" style=\"left:806px;bottom:606px;letter-spacing:-0.02px;display:inline;\">8,278 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_289\" id=\"t4b_289\" style=\"left:90px;bottom:586px;letter-spacing:-0.01px;display:inline;\">Other changes </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t4c_289\" style=\"left:471px;bottom:586px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t4d_289\" style=\"left:525px;bottom:586px;letter-spacing:-0.02px;display:inline;\">(1) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t4e_289\" style=\"left:578px;bottom:586px;letter-spacing:-0.02px;display:inline;\">(37) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t4f_289\" style=\"left:644px;bottom:586px;letter-spacing:-0.02px;display:inline;\">(5) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t4g_289\" style=\"left:698px;bottom:586px;letter-spacing:-0.02px;display:inline;\">(54) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t4h_289\" style=\"left:759px;bottom:586px;letter-spacing:-0.02px;display:inline;\">(84) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t4i_289\" style=\"left:812px;bottom:586px;letter-spacing:-0.02px;display:inline;\">(181) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t4j_289\" style=\"left:90px;bottom:567px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Net closing balance at 31 Dec 2023 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t4k_289\" style=\"left:438px;bottom:567px;letter-spacing:-0.02px;word-spacing:7.07px;display:inline;\">14,833  70,073 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t4l_289\" style=\"left:564px;bottom:567px;letter-spacing:-0.02px;display:inline;\">3,142 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t4m_289\" style=\"left:624px;bottom:567px;letter-spacing:-0.02px;display:inline;\">8,394 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t4n_289\" style=\"left:677px;bottom:567px;letter-spacing:-0.02px;display:inline;\">37,419 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_289\" id=\"t4o_289\" style=\"left:738px;bottom:567px;letter-spacing:-0.02px;word-spacing:4px;display:inline;\">26,765  160,626 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr>\n                                        </table><div></div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"7\" rowspan=\"1\" style=\"text-align: center;\">   <div class=\"t s0_290\" id=\"t1_290\" style=\"left:584px;bottom:1118px;letter-spacing:0.07px;display:inline;\">Reinsurance $m </div>   </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_290\" id=\"t7_290\" style=\"left:733px;bottom:1102px;letter-spacing:0.07px;display:inline;\">Growth </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_290\" id=\"ta_290\" style=\"left:802px;bottom:1102px;letter-spacing:0.06px;display:inline;\">Total </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_290\" id=\"t8_290\" style=\"left:715px;bottom:1091px;letter-spacing:0.07px;display:inline;\">markets and </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_290\" id=\"tb_290\" style=\"left:786px;bottom:1091px;letter-spacing:0.06px;display:inline;\">insurance </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_290\" id=\"t2_290\" style=\"left:447px;bottom:1080px;letter-spacing:0.08px;display:inline;\">CPL </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_290\" id=\"t3_290\" style=\"left:479px;bottom:1080px;letter-spacing:0.08px;display:inline;\">Hong Kong </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_290\" id=\"t4_290\" style=\"left:542px;bottom:1080px;letter-spacing:0.07px;display:inline;\">Indonesia </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_290\" id=\"t5_290\" style=\"left:606px;bottom:1080px;letter-spacing:0.07px;display:inline;\">Malaysia </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_290\" id=\"t6_290\" style=\"left:662px;bottom:1080px;letter-spacing:0.07px;display:inline;\">Singapore </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_290\" id=\"t9_290\" style=\"left:741px;bottom:1080px;letter-spacing:0.07px;display:inline;\">other </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_290\" id=\"tc_290\" style=\"left:785px;bottom:1080px;letter-spacing:0.08px;display:inline;\">segments </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"td_290\" style=\"left:69px;bottom:1059px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Net opening balance at 1 Jan 2022 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"te_290\" style=\"left:438px;bottom:1059px;display:inline;\">(25) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"tf_290\" style=\"left:481px;bottom:1059px;letter-spacing:-0.01px;display:inline;\">(1,663) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"tg_290\" style=\"left:568px;bottom:1059px;display:inline;\">8 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"th_290\" style=\"left:621px;bottom:1059px;letter-spacing:-0.01px;display:inline;\">15 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"ti_290\" style=\"left:681px;bottom:1059px;letter-spacing:-0.01px;display:inline;\">59 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"tj_290\" style=\"left:738px;bottom:1059px;display:inline;\">(58) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"tk_290\" style=\"left:782px;bottom:1059px;letter-spacing:-0.01px;display:inline;\">(1,664) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"tl_290\" style=\"left:69px;bottom:1040px;letter-spacing:-0.01px;display:inline;\">Insurance service result </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"tm_290\" style=\"left:449px;bottom:1040px;display:inline;\">6 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"tn_290\" style=\"left:502px;bottom:1040px;letter-spacing:-0.01px;display:inline;\">63 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"to_290\" style=\"left:569px;bottom:1040px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"tp_290\" style=\"left:621px;bottom:1040px;letter-spacing:-0.01px;display:inline;\">10 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"tq_290\" style=\"left:688px;bottom:1040px;display:inline;\">4 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"tr_290\" style=\"left:742px;bottom:1040px;letter-spacing:-0.01px;display:inline;\">24 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"ts_290\" style=\"left:796px;bottom:1040px;letter-spacing:-0.01px;display:inline;\">107 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"tt_290\" style=\"left:69px;bottom:1020px;letter-spacing:-0.01px;display:inline;\">Net finance income (expenses) from reinsurance </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"tu_290\" style=\"left:82px;bottom:1004px;letter-spacing:-0.01px;display:inline;\">contracts </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"tv_290\" style=\"left:82px;bottom:985px;letter-spacing:-0.01px;display:inline;\">Accretion of interest on GMM contracts </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"tw_290\" style=\"left:445px;bottom:985px;display:inline;\">(1) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"tx_290\" style=\"left:497px;bottom:985px;display:inline;\">(45) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"ty_290\" style=\"left:569px;bottom:985px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"tz_290\" style=\"left:628px;bottom:985px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t10_290\" style=\"left:684px;bottom:985px;display:inline;\">(1) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t11_290\" style=\"left:745px;bottom:985px;display:inline;\">(7) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t12_290\" style=\"left:799px;bottom:985px;display:inline;\">(53) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t13_290\" style=\"left:82px;bottom:965px;letter-spacing:-0.01px;display:inline;\">Other net finance (income) expense </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t14_290\" style=\"left:449px;bottom:965px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t15_290\" style=\"left:485px;bottom:965px;letter-spacing:-0.01px;display:inline;\">1,246 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t16_290\" style=\"left:564px;bottom:965px;display:inline;\">(1) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t17_290\" style=\"left:628px;bottom:965px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t18_290\" style=\"left:684px;bottom:965px;display:inline;\">(6) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t19_290\" style=\"left:738px;bottom:965px;display:inline;\">(11) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t1a_290\" style=\"left:786px;bottom:965px;letter-spacing:-0.01px;display:inline;\">1,229 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t1b_290\" style=\"left:445px;bottom:946px;display:inline;\">(1) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t1c_290\" style=\"left:485px;bottom:946px;letter-spacing:-0.01px;display:inline;\">1,201 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t1d_290\" style=\"left:564px;bottom:946px;display:inline;\">(1) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t1e_290\" style=\"left:628px;bottom:946px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t1f_290\" style=\"left:684px;bottom:946px;display:inline;\">(7) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t1g_290\" style=\"left:738px;bottom:946px;display:inline;\">(18) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t1h_290\" style=\"left:786px;bottom:946px;letter-spacing:-0.01px;display:inline;\">1,176 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t1i_290\" style=\"left:69px;bottom:926px;letter-spacing:-0.01px;display:inline;\">Total amount recognised in income statement </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t1j_290\" style=\"left:449px;bottom:926px;display:inline;\">5 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t1k_290\" style=\"left:485px;bottom:926px;letter-spacing:-0.01px;display:inline;\">1,264 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t1l_290\" style=\"left:564px;bottom:926px;display:inline;\">(1) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t1m_290\" style=\"left:621px;bottom:926px;letter-spacing:-0.01px;display:inline;\">12 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t1n_290\" style=\"left:684px;bottom:926px;display:inline;\">(3) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t1o_290\" style=\"left:749px;bottom:926px;display:inline;\">6 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t1p_290\" style=\"left:786px;bottom:926px;letter-spacing:-0.01px;display:inline;\">1,283 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t1q_290\" style=\"left:69px;bottom:888px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Effect of movements in exchange rates </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t1r_290\" style=\"left:449px;bottom:888px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t1s_290\" style=\"left:508px;bottom:888px;display:inline;\">4 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t1t_290\" style=\"left:564px;bottom:888px;display:inline;\">(1) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t1u_290\" style=\"left:628px;bottom:888px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t1v_290\" style=\"left:688px;bottom:888px;display:inline;\">4 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t1w_290\" style=\"left:749px;bottom:888px;display:inline;\">5 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t1x_290\" style=\"left:803px;bottom:888px;display:inline;\">13 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t1y_290\" style=\"left:69px;bottom:868px;letter-spacing:-0.01px;display:inline;\">Total amount recognised in comprehensive income </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t1z_290\" style=\"left:449px;bottom:868px;display:inline;\">6 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t20_290\" style=\"left:485px;bottom:868px;letter-spacing:-0.01px;display:inline;\">1,268 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t21_290\" style=\"left:564px;bottom:868px;display:inline;\">(2) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t22_290\" style=\"left:621px;bottom:868px;letter-spacing:-0.01px;display:inline;\">12 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t23_290\" style=\"left:688px;bottom:868px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t24_290\" style=\"left:742px;bottom:868px;letter-spacing:-0.01px;display:inline;\">11 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t25_290\" style=\"left:786px;bottom:868px;letter-spacing:-0.01px;display:inline;\">1,296 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t26_290\" style=\"left:69px;bottom:849px;letter-spacing:-0.01px;display:inline;\">Total cash flows </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t27_290\" style=\"left:445px;bottom:849px;display:inline;\">(3) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t28_290\" style=\"left:490px;bottom:849px;letter-spacing:-0.01px;display:inline;\">(535) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t29_290\" style=\"left:564px;bottom:849px;display:inline;\">(1) </div></td><td class=\"tcs-selection-enabled tcs-selected\" colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t2a_290\" style=\"left:623px;bottom:849px;display:inline;\">(5) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t2b_290\" style=\"left:674px;bottom:849px;letter-spacing:-0.01px;display:inline;\">118 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t2c_290\" style=\"left:738px;bottom:849px;display:inline;\">(20) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t2d_290\" style=\"left:792px;bottom:849px;letter-spacing:-0.01px;display:inline;\">(446) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t2e_290\" style=\"left:69px;bottom:829px;letter-spacing:-0.01px;display:inline;\">Other changes </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t2f_290\" style=\"left:449px;bottom:829px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t2g_290\" style=\"left:508px;bottom:829px;display:inline;\">7 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t2h_290\" style=\"left:568px;bottom:829px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t2i_290\" style=\"left:628px;bottom:829px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t2j_290\" style=\"left:689px;bottom:829px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t2k_290\" style=\"left:749px;bottom:829px;display:inline;\">7 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t2l_290\" style=\"left:803px;bottom:829px;display:inline;\">14 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t2m_290\" style=\"left:69px;bottom:810px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Net closing balance at 31 Dec 2022 / 1 Jan 2023 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t2n_290\" style=\"left:437px;bottom:810px;letter-spacing:-0.02px;display:inline;\">(22) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t2o_290\" style=\"left:489px;bottom:810px;letter-spacing:-0.02px;display:inline;\">(923) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t2p_290\" style=\"left:568px;bottom:810px;display:inline;\">5 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t2q_290\" style=\"left:620px;bottom:810px;letter-spacing:-0.02px;display:inline;\">22 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t2r_290\" style=\"left:673px;bottom:810px;letter-spacing:-0.02px;display:inline;\">178 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t2s_290\" style=\"left:737px;bottom:810px;letter-spacing:-0.02px;display:inline;\">(60) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t2t_290\" style=\"left:791px;bottom:810px;letter-spacing:-0.02px;display:inline;\">(800) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t2u_290\" style=\"left:69px;bottom:790px;letter-spacing:-0.01px;display:inline;\">Insurance service result </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t2v_290\" style=\"left:448px;bottom:790px;display:inline;\">8 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t2w_290\" style=\"left:494px;bottom:790px;letter-spacing:-0.02px;display:inline;\">135 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t2x_290\" style=\"left:568px;bottom:790px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t2y_290\" style=\"left:627px;bottom:790px;display:inline;\">9 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t2z_290\" style=\"left:681px;bottom:790px;letter-spacing:-0.02px;display:inline;\">17 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t30_290\" style=\"left:741px;bottom:790px;letter-spacing:-0.02px;display:inline;\">18 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t31_290\" style=\"left:795px;bottom:790px;letter-spacing:-0.02px;display:inline;\">189 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t32_290\" style=\"left:69px;bottom:770px;letter-spacing:-0.01px;display:inline;\">Net finance income (expenses) from reinsurance </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t33_290\" style=\"left:82px;bottom:755px;letter-spacing:-0.01px;display:inline;\">contracts </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t34_290\" style=\"left:82px;bottom:735px;letter-spacing:-0.01px;display:inline;\">Accretion of interest on GMM contracts </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t35_290\" style=\"left:444px;bottom:735px;letter-spacing:-0.02px;display:inline;\">(1) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t36_290\" style=\"left:497px;bottom:735px;letter-spacing:-0.02px;display:inline;\">(38) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t37_290\" style=\"left:568px;bottom:735px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t38_290\" style=\"left:627px;bottom:735px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t39_290\" style=\"left:684px;bottom:735px;letter-spacing:-0.02px;display:inline;\">(8) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t3a_290\" style=\"left:744px;bottom:735px;letter-spacing:-0.02px;display:inline;\">(7) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t3b_290\" style=\"left:798px;bottom:735px;letter-spacing:-0.02px;display:inline;\">(53) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t3c_290\" style=\"left:82px;bottom:716px;letter-spacing:-0.01px;display:inline;\">Other net finance (income) expense </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t3d_290\" style=\"left:449px;bottom:716px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t3e_290\" style=\"left:489px;bottom:716px;letter-spacing:-0.02px;display:inline;\">(154) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t3f_290\" style=\"left:563px;bottom:716px;letter-spacing:-0.02px;display:inline;\">(6) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t3g_290\" style=\"left:628px;bottom:716px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t3h_290\" style=\"left:688px;bottom:716px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t3i_290\" style=\"left:741px;bottom:716px;letter-spacing:-0.02px;display:inline;\">13 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t3j_290\" style=\"left:791px;bottom:716px;letter-spacing:-0.02px;display:inline;\">(146) </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t3k_290\" style=\"left:444px;bottom:696px;letter-spacing:-0.02px;display:inline;\">(1) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t3l_290\" style=\"left:489px;bottom:696px;letter-spacing:-0.02px;display:inline;\">(192) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t3m_290\" style=\"left:563px;bottom:696px;letter-spacing:-0.02px;display:inline;\">(6) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t3n_290\" style=\"left:627px;bottom:696px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t3o_290\" style=\"left:684px;bottom:696px;letter-spacing:-0.02px;display:inline;\">(7) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t3p_290\" style=\"left:749px;bottom:696px;display:inline;\">6 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t3q_290\" style=\"left:791px;bottom:696px;letter-spacing:-0.02px;display:inline;\">(199) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t3r_290\" style=\"left:69px;bottom:677px;letter-spacing:-0.01px;display:inline;\">Total amount recognised in income statement </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t3s_290\" style=\"left:448px;bottom:677px;display:inline;\">7 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t3t_290\" style=\"left:496px;bottom:677px;letter-spacing:-0.02px;display:inline;\">(57) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t3u_290\" style=\"left:563px;bottom:677px;letter-spacing:-0.02px;display:inline;\">(4) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t3v_290\" style=\"left:620px;bottom:677px;letter-spacing:-0.02px;display:inline;\">10 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t3w_290\" style=\"left:681px;bottom:677px;letter-spacing:-0.02px;display:inline;\">10 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t3x_290\" style=\"left:741px;bottom:677px;letter-spacing:-0.02px;display:inline;\">24 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t3y_290\" style=\"left:798px;bottom:677px;letter-spacing:-0.02px;display:inline;\">(10) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t3z_290\" style=\"left:69px;bottom:657px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Effect of movements in exchange rates </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t40_290\" style=\"left:448px;bottom:657px;display:inline;\">3 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t41_290\" style=\"left:504px;bottom:657px;letter-spacing:-0.02px;display:inline;\">(2) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t42_290\" style=\"left:563px;bottom:657px;letter-spacing:-0.02px;display:inline;\">(1) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t43_290\" style=\"left:623px;bottom:657px;letter-spacing:-0.02px;display:inline;\">(1) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t44_290\" style=\"left:684px;bottom:657px;letter-spacing:-0.02px;display:inline;\">(1) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t45_290\" style=\"left:749px;bottom:657px;display:inline;\">5 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t46_290\" style=\"left:809px;bottom:657px;display:inline;\">3 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t47_290\" style=\"left:69px;bottom:638px;letter-spacing:-0.01px;display:inline;\">Total amount recognised in comprehensive income </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t48_290\" style=\"left:441px;bottom:638px;letter-spacing:-0.02px;display:inline;\">10 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t49_290\" style=\"left:496px;bottom:638px;letter-spacing:-0.02px;display:inline;\">(59) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t4a_290\" style=\"left:563px;bottom:638px;letter-spacing:-0.02px;display:inline;\">(5) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t4b_290\" style=\"left:627px;bottom:638px;display:inline;\">9 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t4c_290\" style=\"left:688px;bottom:638px;display:inline;\">9 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t4d_290\" style=\"left:741px;bottom:638px;letter-spacing:-0.02px;display:inline;\">29 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t4e_290\" style=\"left:805px;bottom:638px;letter-spacing:-0.02px;display:inline;\">(7) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t4f_290\" style=\"left:69px;bottom:618px;letter-spacing:-0.01px;display:inline;\">Total cash flows </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t4g_290\" style=\"left:444px;bottom:618px;letter-spacing:-0.02px;display:inline;\">(9) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t4h_290\" style=\"left:489px;bottom:618px;letter-spacing:-0.02px;display:inline;\">(407) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t4i_290\" style=\"left:567px;bottom:618px;display:inline;\">9 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t4j_290\" style=\"left:623px;bottom:618px;letter-spacing:-0.02px;display:inline;\">(6) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t4k_290\" style=\"left:669px;bottom:618px;letter-spacing:-0.02px;display:inline;\">(181) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t4l_290\" style=\"left:741px;bottom:618px;letter-spacing:-0.02px;display:inline;\">11 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t4m_290\" style=\"left:790px;bottom:618px;letter-spacing:-0.02px;display:inline;\">(583) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_290\" id=\"t4n_290\" style=\"left:68px;bottom:599px;letter-spacing:-0.01px;display:inline;\">Other changes </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t4o_290\" style=\"left:449px;bottom:599px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t4p_290\" style=\"left:509px;bottom:599px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t4q_290\" style=\"left:568px;bottom:599px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t4r_290\" style=\"left:628px;bottom:599px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t4s_290\" style=\"left:689px;bottom:599px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t4t_290\" style=\"left:749px;bottom:599px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t4u_290\" style=\"left:810px;bottom:599px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t4v_290\" style=\"left:68px;bottom:579px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Net closing balance at 31 Dec 2023 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t4w_290\" style=\"left:437px;bottom:579px;letter-spacing:-0.02px;display:inline;\">(21) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t4x_290\" style=\"left:479px;bottom:579px;letter-spacing:-0.02px;display:inline;\">(1,389) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t4y_290\" style=\"left:567px;bottom:579px;display:inline;\">9 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t4z_290\" style=\"left:620px;bottom:579px;letter-spacing:-0.02px;display:inline;\">25 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t50_290\" style=\"left:688px;bottom:579px;display:inline;\">6 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t51_290\" style=\"left:737px;bottom:579px;letter-spacing:-0.02px;display:inline;\">(20) </div></td><td class=\"cke_table-faked-selection-temp\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_290\" id=\"t52_290\" style=\"left:780px;bottom:579px;letter-spacing:-0.02px;display:inline;\">(1,390) </div></td></tr></table><div></div><div class=\"t s0_291\" id=\"t1_291\" style=\"left:87px;bottom:1116px;letter-spacing:0.11px;display:inline;\">(d) </div><div class=\"t s0_291\" id=\"t2_291\" style=\"left:113px;bottom:1116px;letter-spacing:0.12px;display:inline;\">Contractual service margin </div><div class=\"t s1_291\" id=\"t3_291\" style=\"left:87px;bottom:1100px;letter-spacing:-0.01px;display:inline;\">The following tables illustrate when the Group expects to recognise the remaining CSM in profit or loss after the reporting date based on the </div><div class=\"t s1_291\" id=\"t4_291\" style=\"left:87px;bottom:1085px;letter-spacing:-0.01px;display:inline;\">assumptions and economics in place at the year ends shown. Future new business is excluded. </div><div class=\"t s2_291\" id=\"t5_291\" style=\"left:87px;bottom:1056px;letter-spacing:-0.08px;display:inline;\">(i) </div><div class=\"t s2_291\" id=\"t6_291\" style=\"left:113px;bottom:1056px;letter-spacing:-0.11px;display:inline;\">Insurance contracts \u2013 expected recognition of the CSM </div><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"3\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s3_291\" id=\"t7_291\" style=\"left:606px;bottom:1039px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">31 Dec 2023 $m </div> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_291\" id=\"t8_291\" style=\"left:473px;bottom:1023px;letter-spacing:0.07px;display:inline;\">Total as reported on the </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_291\" id=\"td_291\" style=\"left:716px;bottom:1023px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">Total including Group\u2019s share </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_291\" id=\"t9_291\" style=\"left:464px;bottom:1013px;letter-spacing:0.07px;display:inline;\">consolidated statement of </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_291\" id=\"tb_291\" style=\"left:602px;bottom:1013px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">Group\u2019s share relating to </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_291\" id=\"te_291\" style=\"left:792px;bottom:1013px;letter-spacing:0.06px;word-spacing:0.01px;display:inline;\">relating to </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_291\" id=\"ta_291\" style=\"left:501px;bottom:1003px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">financial position </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_291\" id=\"tc_291\" style=\"left:627px;bottom:1003px;letter-spacing:0.07px;display:inline;\">JVs and associates </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_291\" id=\"tf_291\" style=\"left:759px;bottom:1003px;letter-spacing:0.07px;display:inline;\">JVs and associates </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_291\" id=\"tg_291\" style=\"left:91px;bottom:982px;letter-spacing:-0.01px;display:inline;\">1 year or less </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_291\" id=\"th_291\" style=\"left:534px;bottom:982px;letter-spacing:-0.02px;display:inline;\">2,041 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_291\" id=\"ti_291\" style=\"left:676px;bottom:982px;letter-spacing:-0.02px;display:inline;\">226 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_291\" id=\"tj_291\" style=\"left:798px;bottom:982px;letter-spacing:-0.02px;display:inline;\">2,267 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_291\" id=\"tk_291\" style=\"left:91px;bottom:963px;letter-spacing:-0.01px;display:inline;\">After 1 year to 2 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_291\" id=\"tl_291\" style=\"left:534px;bottom:963px;letter-spacing:-0.02px;display:inline;\">1,780 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_291\" id=\"tm_291\" style=\"left:676px;bottom:963px;letter-spacing:-0.02px;display:inline;\">190 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_291\" id=\"tn_291\" style=\"left:798px;bottom:963px;letter-spacing:-0.02px;display:inline;\">1,970 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_291\" id=\"to_291\" style=\"left:91px;bottom:943px;letter-spacing:-0.01px;display:inline;\">After 2 years to 3 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_291\" id=\"tp_291\" style=\"left:534px;bottom:943px;letter-spacing:-0.02px;display:inline;\">1,586 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_291\" id=\"tq_291\" style=\"left:676px;bottom:943px;letter-spacing:-0.02px;display:inline;\">165 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_291\" id=\"tr_291\" style=\"left:798px;bottom:943px;letter-spacing:-0.02px;display:inline;\">1,751 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_291\" id=\"ts_291\" style=\"left:91px;bottom:924px;letter-spacing:-0.01px;display:inline;\">After 3 years to 4 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_291\" id=\"tt_291\" style=\"left:534px;bottom:924px;letter-spacing:-0.02px;display:inline;\">1,412 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_291\" id=\"tu_291\" style=\"left:676px;bottom:924px;letter-spacing:-0.02px;display:inline;\">146 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_291\" id=\"tv_291\" style=\"left:798px;bottom:924px;letter-spacing:-0.02px;display:inline;\">1,558 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_291\" id=\"tw_291\" style=\"left:91px;bottom:904px;letter-spacing:-0.01px;display:inline;\">After 4 years to 5 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_291\" id=\"tx_291\" style=\"left:534px;bottom:904px;letter-spacing:-0.02px;display:inline;\">1,283 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_291\" id=\"ty_291\" style=\"left:676px;bottom:904px;letter-spacing:-0.02px;display:inline;\">127 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_291\" id=\"tz_291\" style=\"left:798px;bottom:904px;letter-spacing:-0.02px;display:inline;\">1,410 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_291\" id=\"t10_291\" style=\"left:91px;bottom:885px;letter-spacing:-0.01px;display:inline;\">After 5 years to 10 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_291\" id=\"t11_291\" style=\"left:534px;bottom:885px;letter-spacing:-0.02px;display:inline;\">4,604 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_291\" id=\"t12_291\" style=\"left:676px;bottom:885px;letter-spacing:-0.02px;display:inline;\">474 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_291\" id=\"t13_291\" style=\"left:797px;bottom:885px;letter-spacing:-0.02px;display:inline;\">5,078 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_291\" id=\"t14_291\" style=\"left:91px;bottom:865px;letter-spacing:-0.01px;display:inline;\">After 10 years to 15 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_291\" id=\"t15_291\" style=\"left:534px;bottom:865px;letter-spacing:-0.02px;display:inline;\">2,924 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_291\" id=\"t16_291\" style=\"left:676px;bottom:865px;letter-spacing:-0.02px;display:inline;\">293 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_291\" id=\"t17_291\" style=\"left:797px;bottom:865px;letter-spacing:-0.02px;display:inline;\">3,217 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_291\" id=\"t18_291\" style=\"left:91px;bottom:846px;letter-spacing:-0.01px;display:inline;\">After 15 years to 20 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_291\" id=\"t19_291\" style=\"left:534px;bottom:846px;letter-spacing:-0.02px;display:inline;\">1,781 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_291\" id=\"t1a_291\" style=\"left:676px;bottom:846px;letter-spacing:-0.02px;display:inline;\">195 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_291\" id=\"t1b_291\" style=\"left:797px;bottom:846px;letter-spacing:-0.02px;display:inline;\">1,976 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_291\" id=\"t1c_291\" style=\"left:91px;bottom:826px;letter-spacing:-0.01px;display:inline;\">After 20 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_291\" id=\"t1d_291\" style=\"left:534px;bottom:826px;letter-spacing:-0.02px;display:inline;\">2,773 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_291\" id=\"t1e_291\" style=\"left:676px;bottom:826px;letter-spacing:-0.02px;display:inline;\">352 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_291\" id=\"t1f_291\" style=\"left:797px;bottom:826px;letter-spacing:-0.02px;display:inline;\">3,125 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_291\" id=\"t1g_291\" style=\"left:91px;bottom:807px;letter-spacing:-0.01px;display:inline;\">Total CSM </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_291\" id=\"t1h_291\" style=\"left:528px;bottom:807px;letter-spacing:-0.02px;display:inline;\">20,184 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_291\" id=\"t1i_291\" style=\"left:667px;bottom:807px;letter-spacing:-0.02px;display:inline;\">2,168 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_291\" id=\"t1j_291\" style=\"left:792px;bottom:807px;letter-spacing:-0.02px;display:inline;\">22,352 </div></td></tr>\n                                        </table><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"3\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s5_291\" id=\"t1k_291\" style=\"left:609px;bottom:771px;letter-spacing:0.08px;display:inline;\">31 Dec 2022 $m </div> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_291\" id=\"t1l_291\" style=\"left:484px;bottom:755px;letter-spacing:0.06px;display:inline;\">Total as reported on the </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_291\" id=\"t1q_291\" style=\"left:726px;bottom:755px;letter-spacing:0.06px;display:inline;\">Total including Group\u2019s share </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_291\" id=\"t1m_291\" style=\"left:475px;bottom:744px;letter-spacing:0.07px;display:inline;\">consolidated statement of </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_291\" id=\"t1o_291\" style=\"left:612px;bottom:744px;letter-spacing:0.06px;display:inline;\">Group\u2019s share relating to </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_291\" id=\"t1r_291\" style=\"left:796px;bottom:744px;letter-spacing:0.06px;display:inline;\">relating to </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_291\" id=\"t1n_291\" style=\"left:509px;bottom:733px;letter-spacing:0.06px;display:inline;\">financial position </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_291\" id=\"t1p_291\" style=\"left:635px;bottom:733px;letter-spacing:0.07px;display:inline;\">JVs and associates </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_291\" id=\"t1s_291\" style=\"left:765px;bottom:733px;letter-spacing:0.07px;display:inline;\">JVs and associates </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_291\" id=\"t1t_291\" style=\"left:91px;bottom:713px;letter-spacing:-0.01px;display:inline;\">1 year or less </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_291\" id=\"t1u_291\" style=\"left:542px;bottom:713px;letter-spacing:-0.01px;display:inline;\">1,981 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_291\" id=\"t1v_291\" style=\"left:678px;bottom:713px;letter-spacing:-0.01px;display:inline;\">219 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_291\" id=\"t1w_291\" style=\"left:799px;bottom:713px;letter-spacing:-0.01px;display:inline;\">2,200 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_291\" id=\"t1x_291\" style=\"left:91px;bottom:693px;letter-spacing:-0.01px;display:inline;\">After 1 year to 2 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_291\" id=\"t1y_291\" style=\"left:542px;bottom:693px;letter-spacing:-0.01px;display:inline;\">1,751 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_291\" id=\"t1z_291\" style=\"left:678px;bottom:693px;letter-spacing:-0.01px;display:inline;\">175 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_291\" id=\"t20_291\" style=\"left:799px;bottom:693px;letter-spacing:-0.01px;display:inline;\">1,926 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_291\" id=\"t21_291\" style=\"left:91px;bottom:674px;letter-spacing:-0.01px;display:inline;\">After 2 years to 3 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_291\" id=\"t22_291\" style=\"left:542px;bottom:674px;letter-spacing:-0.01px;display:inline;\">1,555 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_291\" id=\"t23_291\" style=\"left:678px;bottom:674px;letter-spacing:-0.01px;display:inline;\">155 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_291\" id=\"t24_291\" style=\"left:799px;bottom:674px;letter-spacing:-0.01px;display:inline;\">1,710 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_291\" id=\"t25_291\" style=\"left:91px;bottom:654px;letter-spacing:-0.01px;display:inline;\">After 3 years to 4 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_291\" id=\"t26_291\" style=\"left:542px;bottom:654px;letter-spacing:-0.01px;display:inline;\">1,385 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_291\" id=\"t27_291\" style=\"left:678px;bottom:654px;letter-spacing:-0.01px;display:inline;\">138 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_291\" id=\"t28_291\" style=\"left:799px;bottom:654px;letter-spacing:-0.01px;display:inline;\">1,523 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_291\" id=\"t29_291\" style=\"left:91px;bottom:635px;letter-spacing:-0.01px;display:inline;\">After 4 years to 5 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_291\" id=\"t2a_291\" style=\"left:542px;bottom:635px;letter-spacing:-0.01px;display:inline;\">1,217 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_291\" id=\"t2b_291\" style=\"left:678px;bottom:635px;letter-spacing:-0.01px;display:inline;\">122 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_291\" id=\"t2c_291\" style=\"left:799px;bottom:635px;letter-spacing:-0.01px;display:inline;\">1,339 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_291\" id=\"t2d_291\" style=\"left:91px;bottom:615px;letter-spacing:-0.01px;display:inline;\">After 5 years to 10 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_291\" id=\"t2e_291\" style=\"left:542px;bottom:615px;letter-spacing:-0.01px;display:inline;\">4,306 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_291\" id=\"t2f_291\" style=\"left:678px;bottom:615px;letter-spacing:-0.01px;display:inline;\">454 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_291\" id=\"t2g_291\" style=\"left:799px;bottom:615px;letter-spacing:-0.01px;display:inline;\">4,760 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_291\" id=\"t2h_291\" style=\"left:91px;bottom:596px;letter-spacing:-0.01px;display:inline;\">After 10 years to 15 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_291\" id=\"t2i_291\" style=\"left:542px;bottom:596px;letter-spacing:-0.01px;display:inline;\">2,705 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_291\" id=\"t2j_291\" style=\"left:678px;bottom:596px;letter-spacing:-0.01px;display:inline;\">292 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_291\" id=\"t2k_291\" style=\"left:799px;bottom:596px;letter-spacing:-0.01px;display:inline;\">2,997 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_291\" id=\"t2l_291\" style=\"left:91px;bottom:576px;letter-spacing:-0.01px;display:inline;\">After 15 years to 20 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_291\" id=\"t2m_291\" style=\"left:542px;bottom:576px;letter-spacing:-0.01px;display:inline;\">1,666 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_291\" id=\"t2n_291\" style=\"left:678px;bottom:576px;letter-spacing:-0.01px;display:inline;\">201 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_291\" id=\"t2o_291\" style=\"left:799px;bottom:576px;letter-spacing:-0.01px;display:inline;\">1,867 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_291\" id=\"t2p_291\" style=\"left:91px;bottom:557px;letter-spacing:-0.01px;display:inline;\">After 20 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_291\" id=\"t2q_291\" style=\"left:542px;bottom:557px;letter-spacing:-0.01px;display:inline;\">2,602 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_291\" id=\"t2r_291\" style=\"left:678px;bottom:557px;letter-spacing:-0.01px;display:inline;\">380 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_291\" id=\"t2s_291\" style=\"left:799px;bottom:557px;letter-spacing:-0.01px;display:inline;\">2,982 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_291\" id=\"t2t_291\" style=\"left:91px;bottom:537px;letter-spacing:-0.01px;display:inline;\">Total CSM </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_291\" id=\"t2u_291\" style=\"left:531px;bottom:537px;letter-spacing:-0.01px;display:inline;\">19,168 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_291\" id=\"t2v_291\" style=\"left:668px;bottom:537px;letter-spacing:-0.01px;display:inline;\">2,136 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_291\" id=\"t2w_291\" style=\"left:792px;bottom:537px;letter-spacing:-0.01px;display:inline;\">21,304 </div></td></tr>\n                                        </table><div class=\"t s2_291\" id=\"t2x_291\" style=\"left:87px;bottom:501px;letter-spacing:-0.07px;display:inline;\">(ii) </div><div class=\"t s2_291\" id=\"t2y_291\" style=\"left:113px;bottom:501px;letter-spacing:-0.12px;display:inline;\">Reinsurance contracts \u2013 expected recognition of the CSM </div><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"3\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s3_291\" id=\"t2z_291\" style=\"left:606px;bottom:485px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">31 Dec 2023 $m </div> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_291\" id=\"t30_291\" style=\"left:473px;bottom:468px;letter-spacing:0.07px;display:inline;\">Total as reported on the </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_291\" id=\"t35_291\" style=\"left:713px;bottom:468px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">Total including Group\u2019s share </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_291\" id=\"t31_291\" style=\"left:464px;bottom:458px;letter-spacing:0.07px;display:inline;\">consolidated statement of </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_291\" id=\"t33_291\" style=\"left:600px;bottom:458px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">Group\u2019s share relating to </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_291\" id=\"t36_291\" style=\"left:789px;bottom:458px;letter-spacing:0.06px;word-spacing:0.01px;display:inline;\">relating to </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_291\" id=\"t32_291\" style=\"left:500px;bottom:448px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">financial position </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_291\" id=\"t34_291\" style=\"left:626px;bottom:448px;letter-spacing:0.07px;display:inline;\">JVs and associates </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_291\" id=\"t37_291\" style=\"left:756px;bottom:448px;letter-spacing:0.07px;display:inline;\">JVs and associates </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_291\" id=\"t38_291\" style=\"left:91px;bottom:428px;letter-spacing:-0.01px;display:inline;\">1 year or less </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_291\" id=\"t39_291\" style=\"left:542px;bottom:428px;letter-spacing:-0.02px;display:inline;\">(177) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_291\" id=\"t3a_291\" style=\"left:687px;bottom:428px;letter-spacing:-0.02px;display:inline;\">(2) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_291\" id=\"t3b_291\" style=\"left:803px;bottom:428px;letter-spacing:-0.02px;display:inline;\">(179) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_291\" id=\"t3c_291\" style=\"left:91px;bottom:408px;letter-spacing:-0.01px;display:inline;\">After 1 year to 2 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_291\" id=\"t3d_291\" style=\"left:542px;bottom:408px;letter-spacing:-0.02px;display:inline;\">(132) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_291\" id=\"t3e_291\" style=\"left:692px;bottom:408px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_291\" id=\"t3f_291\" style=\"left:803px;bottom:408px;letter-spacing:-0.02px;display:inline;\">(132) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_291\" id=\"t3g_291\" style=\"left:91px;bottom:389px;letter-spacing:-0.01px;display:inline;\">After 2 years to 3 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_291\" id=\"t3h_291\" style=\"left:542px;bottom:389px;letter-spacing:-0.02px;display:inline;\">(103) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_291\" id=\"t3i_291\" style=\"left:692px;bottom:389px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_291\" id=\"t3j_291\" style=\"left:803px;bottom:389px;letter-spacing:-0.02px;display:inline;\">(102) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_291\" id=\"t3k_291\" style=\"left:91px;bottom:369px;letter-spacing:-0.01px;display:inline;\">After 3 years to 4 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_291\" id=\"t3l_291\" style=\"left:549px;bottom:369px;letter-spacing:-0.02px;display:inline;\">(85) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_291\" id=\"t3m_291\" style=\"left:692px;bottom:369px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_291\" id=\"t3n_291\" style=\"left:811px;bottom:369px;letter-spacing:-0.02px;display:inline;\">(84) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_291\" id=\"t3o_291\" style=\"left:91px;bottom:350px;letter-spacing:-0.01px;display:inline;\">After 4 years to 5 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_291\" id=\"t3p_291\" style=\"left:549px;bottom:350px;letter-spacing:-0.02px;display:inline;\">(74) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_291\" id=\"t3q_291\" style=\"left:692px;bottom:350px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_291\" id=\"t3r_291\" style=\"left:811px;bottom:350px;letter-spacing:-0.02px;display:inline;\">(73) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_291\" id=\"t3s_291\" style=\"left:91px;bottom:330px;letter-spacing:-0.01px;display:inline;\">After 5 years to 10 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_291\" id=\"t3t_291\" style=\"left:542px;bottom:330px;letter-spacing:-0.02px;display:inline;\">(268) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_291\" id=\"t3u_291\" style=\"left:692px;bottom:330px;display:inline;\">3 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_291\" id=\"t3v_291\" style=\"left:803px;bottom:330px;letter-spacing:-0.02px;display:inline;\">(265) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_291\" id=\"t3w_291\" style=\"left:91px;bottom:311px;letter-spacing:-0.01px;display:inline;\">After 10 years to 15 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_291\" id=\"t3x_291\" style=\"left:542px;bottom:311px;letter-spacing:-0.02px;display:inline;\">(173) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_291\" id=\"t3y_291\" style=\"left:692px;bottom:311px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_291\" id=\"t3z_291\" style=\"left:803px;bottom:311px;letter-spacing:-0.02px;display:inline;\">(171) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_291\" id=\"t40_291\" style=\"left:91px;bottom:291px;letter-spacing:-0.01px;display:inline;\">After 15 years to 20 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_291\" id=\"t41_291\" style=\"left:542px;bottom:291px;letter-spacing:-0.02px;display:inline;\">(113) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_291\" id=\"t42_291\" style=\"left:692px;bottom:291px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_291\" id=\"t43_291\" style=\"left:803px;bottom:291px;letter-spacing:-0.02px;display:inline;\">(113) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_291\" id=\"t44_291\" style=\"left:91px;bottom:272px;letter-spacing:-0.01px;display:inline;\">After 20 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_291\" id=\"t45_291\" style=\"left:542px;bottom:272px;letter-spacing:-0.02px;display:inline;\">(220) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_291\" id=\"t46_291\" style=\"left:687px;bottom:272px;letter-spacing:-0.02px;display:inline;\">(1) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_291\" id=\"t47_291\" style=\"left:803px;bottom:272px;letter-spacing:-0.02px;display:inline;\">(221) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_291\" id=\"t48_291\" style=\"left:91px;bottom:252px;letter-spacing:-0.01px;display:inline;\">Total CSM </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_291\" id=\"t49_291\" style=\"left:532px;bottom:252px;letter-spacing:-0.02px;display:inline;\">(1,345) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_291\" id=\"t4a_291\" style=\"left:692px;bottom:252px;display:inline;\">5 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_291\" id=\"t4b_291\" style=\"left:793px;bottom:252px;letter-spacing:-0.02px;display:inline;\">(1,340) </div></td></tr>\n                                        </table><div></div><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"3\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s0_292\" id=\"t1_292\" style=\"left:606px;bottom:1118px;letter-spacing:0.08px;display:inline;\">31 Dec 2022 $m </div> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_292\" id=\"t2_292\" style=\"left:482px;bottom:1102px;letter-spacing:0.06px;display:inline;\">Total as reported on the </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_292\" id=\"t7_292\" style=\"left:710px;bottom:1102px;letter-spacing:0.06px;display:inline;\">Total including Group\u2019s share </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_292\" id=\"t3_292\" style=\"left:473px;bottom:1091px;letter-spacing:0.07px;display:inline;\">consolidated statement of </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_292\" id=\"t5_292\" style=\"left:603px;bottom:1091px;letter-spacing:0.06px;display:inline;\">Group\u2019s share relating to </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_292\" id=\"t8_292\" style=\"left:780px;bottom:1091px;letter-spacing:0.06px;display:inline;\">relating to </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_292\" id=\"t4_292\" style=\"left:507px;bottom:1080px;letter-spacing:0.06px;display:inline;\">financial position </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_292\" id=\"t6_292\" style=\"left:626px;bottom:1080px;letter-spacing:0.07px;display:inline;\">JVs and associates </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_292\" id=\"t9_292\" style=\"left:750px;bottom:1080px;letter-spacing:0.07px;display:inline;\">JVs and associates </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"ta_292\" style=\"left:69px;bottom:1059px;letter-spacing:-0.01px;display:inline;\">1 year or less </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"tb_292\" style=\"left:544px;bottom:1059px;letter-spacing:-0.01px;display:inline;\">(122) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"tc_292\" style=\"left:682px;bottom:1059px;display:inline;\">(2) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"td_292\" style=\"left:792px;bottom:1059px;letter-spacing:-0.01px;display:inline;\">(124) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"te_292\" style=\"left:69px;bottom:1040px;letter-spacing:-0.01px;display:inline;\">After 1 year to 2 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"tf_292\" style=\"left:544px;bottom:1040px;letter-spacing:-0.01px;display:inline;\">(111) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"tg_292\" style=\"left:686px;bottom:1040px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"th_292\" style=\"left:792px;bottom:1040px;letter-spacing:-0.01px;display:inline;\">(109) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"ti_292\" style=\"left:69px;bottom:1020px;letter-spacing:-0.01px;display:inline;\">After 2 years to 3 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"tj_292\" style=\"left:544px;bottom:1020px;letter-spacing:-0.01px;display:inline;\">(100) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"tk_292\" style=\"left:686px;bottom:1020px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"tl_292\" style=\"left:799px;bottom:1020px;display:inline;\">(98) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"tm_292\" style=\"left:69px;bottom:1001px;letter-spacing:-0.01px;display:inline;\">After 3 years to 4 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"tn_292\" style=\"left:551px;bottom:1001px;letter-spacing:-0.01px;display:inline;\">(89) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"to_292\" style=\"left:686px;bottom:1001px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"tp_292\" style=\"left:799px;bottom:1001px;display:inline;\">(87) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"tq_292\" style=\"left:69px;bottom:981px;letter-spacing:-0.01px;display:inline;\">After 4 years to 5 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"tr_292\" style=\"left:551px;bottom:981px;letter-spacing:-0.01px;display:inline;\">(80) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"ts_292\" style=\"left:686px;bottom:981px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"tt_292\" style=\"left:799px;bottom:981px;display:inline;\">(78) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"tu_292\" style=\"left:69px;bottom:962px;letter-spacing:-0.01px;display:inline;\">After 5 years to 10 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"tv_292\" style=\"left:544px;bottom:962px;letter-spacing:-0.01px;display:inline;\">(301) </div></td><td class=\"tcs-selection-enabled tcs-selected\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"tw_292\" style=\"left:686px;bottom:962px;display:inline;\">5 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"tx_292\" style=\"left:792px;bottom:962px;letter-spacing:-0.01px;display:inline;\">(296) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"ty_292\" style=\"left:69px;bottom:943px;letter-spacing:-0.01px;display:inline;\">After 10 years to 15 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"tz_292\" style=\"left:544px;bottom:943px;letter-spacing:-0.01px;display:inline;\">(188) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"t10_292\" style=\"left:686px;bottom:943px;display:inline;\">3 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"t11_292\" style=\"left:792px;bottom:943px;letter-spacing:-0.01px;display:inline;\">(185) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"t12_292\" style=\"left:69px;bottom:923px;letter-spacing:-0.01px;display:inline;\">After 15 years to 20 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"t13_292\" style=\"left:544px;bottom:923px;letter-spacing:-0.01px;display:inline;\">(119) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"t14_292\" style=\"left:686px;bottom:923px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"t15_292\" style=\"left:792px;bottom:923px;letter-spacing:-0.01px;display:inline;\">(118) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"t16_292\" style=\"left:69px;bottom:904px;letter-spacing:-0.01px;display:inline;\">After 20 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"t17_292\" style=\"left:544px;bottom:904px;letter-spacing:-0.01px;display:inline;\">(220) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"t18_292\" style=\"left:687px;bottom:904px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"t19_292\" style=\"left:792px;bottom:904px;letter-spacing:-0.01px;display:inline;\">(220) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_292\" id=\"t1a_292\" style=\"left:69px;bottom:884px;letter-spacing:-0.01px;display:inline;\">Total CSM </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"t1b_292\" style=\"left:535px;bottom:884px;letter-spacing:-0.01px;display:inline;\">(1,330) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"t1c_292\" style=\"left:679px;bottom:884px;letter-spacing:-0.01px;display:inline;\">15 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"t1d_292\" style=\"left:782px;bottom:884px;letter-spacing:-0.01px;display:inline;\">(1,315) </div></td></tr>\n                                        </table><div class=\"t s3_292\" id=\"t1e_292\" style=\"left:65px;bottom:854px;letter-spacing:-0.1px;display:inline;\">(e) </div><div class=\"t s3_292\" id=\"t1f_292\" style=\"left:91px;bottom:854px;letter-spacing:-0.11px;display:inline;\">Maturity analysis of the future cash flows of insurance and reinsurance contract liabilities </div><div class=\"t s1_292\" id=\"t1g_292\" style=\"left:65px;bottom:839px;letter-spacing:-0.01px;display:inline;\">The following table shows the maturity profile of the expected future cash flows on a discounted basis relating to insurance and reinsurance </div><div class=\"t s1_292\" id=\"t1h_292\" style=\"left:65px;bottom:823px;letter-spacing:-0.01px;display:inline;\">contract liabilities, respectively. The amounts in the table below include the expected amounts payable on demand at a timing of when they are </div><div class=\"t s1_292\" id=\"t1i_292\" style=\"left:65px;bottom:807px;letter-spacing:-0.01px;display:inline;\">expected to occur over the outstanding duration of the existing business. </div><div class=\"t s4_292\" id=\"t1j_292\" style=\"left:65px;bottom:779px;letter-spacing:-0.08px;display:inline;\">(i) </div><div class=\"t s4_292\" id=\"t1k_292\" style=\"left:91px;bottom:779px;letter-spacing:-0.11px;display:inline;\">Insurance contract liabilities \u2013 expected cash flows (discounted) </div><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"3\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s5_292\" id=\"t1l_292\" style=\"left:605px;bottom:762px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">31 Dec 2023 $m </div> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_292\" id=\"t1m_292\" style=\"left:477px;bottom:746px;letter-spacing:0.07px;display:inline;\">Total as reported on the </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_292\" id=\"t1r_292\" style=\"left:703px;bottom:746px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">Total including Group\u2019s share </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_292\" id=\"t1n_292\" style=\"left:468px;bottom:735px;letter-spacing:0.07px;display:inline;\">consolidated statement of </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_292\" id=\"t1p_292\" style=\"left:598px;bottom:735px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">Group\u2019s share relating to </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_292\" id=\"t1s_292\" style=\"left:779px;bottom:735px;letter-spacing:0.06px;word-spacing:0.01px;display:inline;\">relating to </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_292\" id=\"t1o_292\" style=\"left:504px;bottom:725px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">financial position </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_292\" id=\"t1q_292\" style=\"left:623px;bottom:725px;letter-spacing:0.07px;display:inline;\">JVs and associates </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_292\" id=\"t1t_292\" style=\"left:747px;bottom:725px;letter-spacing:0.07px;display:inline;\">JVs and associates </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"t1u_292\" style=\"left:69px;bottom:705px;letter-spacing:-0.01px;display:inline;\">1 year or less </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_292\" id=\"t1v_292\" style=\"left:538px;bottom:705px;letter-spacing:-0.02px;display:inline;\">2,256 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_292\" id=\"t1w_292\" style=\"left:667px;bottom:705px;letter-spacing:-0.02px;display:inline;\">(477) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"t1x_292\" style=\"left:786px;bottom:705px;letter-spacing:-0.01px;display:inline;\">1,779 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"t1y_292\" style=\"left:69px;bottom:686px;letter-spacing:-0.01px;display:inline;\">After 1 year to 2 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_292\" id=\"t1z_292\" style=\"left:538px;bottom:686px;letter-spacing:-0.02px;display:inline;\">2,262 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_292\" id=\"t20_292\" style=\"left:679px;bottom:686px;letter-spacing:-0.02px;display:inline;\">94 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"t21_292\" style=\"left:786px;bottom:686px;letter-spacing:-0.01px;display:inline;\">2,356 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"t22_292\" style=\"left:69px;bottom:666px;letter-spacing:-0.01px;display:inline;\">After 2 years to 3 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_292\" id=\"t23_292\" style=\"left:538px;bottom:666px;letter-spacing:-0.02px;display:inline;\">4,269 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_292\" id=\"t24_292\" style=\"left:671px;bottom:666px;letter-spacing:-0.02px;display:inline;\">516 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"t25_292\" style=\"left:786px;bottom:666px;letter-spacing:-0.01px;display:inline;\">4,785 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"t26_292\" style=\"left:69px;bottom:647px;letter-spacing:-0.01px;display:inline;\">After 3 years to 4 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_292\" id=\"t27_292\" style=\"left:538px;bottom:647px;letter-spacing:-0.02px;display:inline;\">5,272 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_292\" id=\"t28_292\" style=\"left:671px;bottom:647px;letter-spacing:-0.02px;display:inline;\">973 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"t29_292\" style=\"left:786px;bottom:647px;letter-spacing:-0.01px;display:inline;\">6,245 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"t2a_292\" style=\"left:69px;bottom:627px;letter-spacing:-0.01px;display:inline;\">After 4 years to 5 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_292\" id=\"t2b_292\" style=\"left:538px;bottom:627px;letter-spacing:-0.02px;display:inline;\">4,436 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_292\" id=\"t2c_292\" style=\"left:671px;bottom:627px;letter-spacing:-0.02px;display:inline;\">828 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"t2d_292\" style=\"left:786px;bottom:627px;letter-spacing:-0.01px;display:inline;\">5,264 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"t2e_292\" style=\"left:69px;bottom:608px;letter-spacing:-0.01px;display:inline;\">After 5 years to 10 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_292\" id=\"t2f_292\" style=\"left:530px;bottom:608px;letter-spacing:-0.02px;display:inline;\">18,726 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_292\" id=\"t2g_292\" style=\"left:661px;bottom:608px;letter-spacing:-0.02px;display:inline;\">3,076 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"t2h_292\" style=\"left:779px;bottom:608px;letter-spacing:-0.01px;display:inline;\">21,802 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"t2i_292\" style=\"left:69px;bottom:588px;letter-spacing:-0.01px;display:inline;\">After 10 years to 15 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_292\" id=\"t2j_292\" style=\"left:530px;bottom:588px;letter-spacing:-0.02px;display:inline;\">16,374 </div></td><td class=\"tcs-selection-enabled tcs-selected\" colspan=\"1\" rowspan=\"1\"><div class=\"t s2_292\" id=\"t2k_292\" style=\"left:661px;bottom:588px;letter-spacing:-0.02px;display:inline;\">2,703 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"t2l_292\" style=\"left:779px;bottom:588px;letter-spacing:-0.01px;display:inline;\">19,077 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"t2m_292\" style=\"left:69px;bottom:569px;letter-spacing:-0.01px;display:inline;\">After 15 years to 20 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_292\" id=\"t2n_292\" style=\"left:530px;bottom:569px;letter-spacing:-0.02px;display:inline;\">14,560 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_292\" id=\"t2o_292\" style=\"left:661px;bottom:569px;letter-spacing:-0.02px;display:inline;\">2,016 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"t2p_292\" style=\"left:779px;bottom:569px;letter-spacing:-0.01px;display:inline;\">16,576 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"t2q_292\" style=\"left:69px;bottom:549px;letter-spacing:-0.01px;display:inline;\">After 20 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_292\" id=\"t2r_292\" style=\"left:530px;bottom:549px;letter-spacing:-0.02px;display:inline;\">35,210 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_292\" id=\"t2s_292\" style=\"left:661px;bottom:549px;letter-spacing:-0.02px;display:inline;\">6,287 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"t2t_292\" style=\"left:779px;bottom:549px;letter-spacing:-0.01px;display:inline;\">41,497 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"t2u_292\" style=\"left:69px;bottom:530px;letter-spacing:-0.01px;display:inline;\">No stated maturity </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_292\" id=\"t2v_292\" style=\"left:530px;bottom:530px;letter-spacing:-0.02px;display:inline;\">16,750 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_292\" id=\"t2w_292\" style=\"left:661px;bottom:530px;letter-spacing:-0.02px;display:inline;\">3,542 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"t2x_292\" style=\"left:779px;bottom:530px;letter-spacing:-0.01px;display:inline;\">20,292 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_292\" id=\"t2y_292\" style=\"left:69px;bottom:510px;letter-spacing:-0.01px;display:inline;\">Total expected future cash flows </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_292\" id=\"t2z_292\" style=\"left:523px;bottom:510px;letter-spacing:-0.02px;display:inline;\">120,115 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_292\" id=\"t30_292\" style=\"left:654px;bottom:510px;letter-spacing:-0.02px;display:inline;\">19,558 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"t31_292\" style=\"left:772px;bottom:510px;letter-spacing:-0.01px;display:inline;\">139,673 </div></td></tr>\n                                        </table><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"3\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s0_292\" id=\"t32_292\" style=\"left:607px;bottom:474px;letter-spacing:0.08px;display:inline;\">31 Dec 2022 $m </div> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_292\" id=\"t33_292\" style=\"left:485px;bottom:458px;letter-spacing:0.06px;display:inline;\">Total as reported on the </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_292\" id=\"t38_292\" style=\"left:713px;bottom:458px;letter-spacing:0.06px;display:inline;\">Total including Group\u2019s share </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_292\" id=\"t34_292\" style=\"left:476px;bottom:447px;letter-spacing:0.07px;display:inline;\">consolidated statement of </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_292\" id=\"t36_292\" style=\"left:606px;bottom:447px;letter-spacing:0.06px;display:inline;\">Group\u2019s share relating to </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_292\" id=\"t39_292\" style=\"left:783px;bottom:447px;letter-spacing:0.06px;display:inline;\">relating to </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_292\" id=\"t35_292\" style=\"left:510px;bottom:437px;letter-spacing:0.06px;display:inline;\">financial position </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_292\" id=\"t37_292\" style=\"left:629px;bottom:437px;letter-spacing:0.07px;display:inline;\">JVs and associates </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_292\" id=\"t3a_292\" style=\"left:753px;bottom:437px;letter-spacing:0.07px;display:inline;\">JVs and associates </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"t3b_292\" style=\"left:69px;bottom:417px;letter-spacing:-0.01px;display:inline;\">1 year or less </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"t3c_292\" style=\"left:544px;bottom:417px;letter-spacing:-0.01px;display:inline;\">(622) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"t3d_292\" style=\"left:668px;bottom:417px;letter-spacing:-0.01px;display:inline;\">(847) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"t3e_292\" style=\"left:782px;bottom:417px;letter-spacing:-0.01px;display:inline;\">(1,469) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"t3f_292\" style=\"left:69px;bottom:398px;letter-spacing:-0.01px;display:inline;\">After 1 year to 2 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"t3g_292\" style=\"left:543px;bottom:398px;letter-spacing:-0.01px;display:inline;\">1,040 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"t3h_292\" style=\"left:679px;bottom:398px;letter-spacing:-0.01px;display:inline;\">81 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"t3i_292\" style=\"left:791px;bottom:398px;letter-spacing:-0.01px;display:inline;\">1,121 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"t3j_292\" style=\"left:69px;bottom:378px;letter-spacing:-0.01px;display:inline;\">After 2 years to 3 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"t3k_292\" style=\"left:543px;bottom:378px;letter-spacing:-0.01px;display:inline;\">3,021 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"t3l_292\" style=\"left:672px;bottom:378px;letter-spacing:-0.01px;display:inline;\">477 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"t3m_292\" style=\"left:791px;bottom:378px;letter-spacing:-0.01px;display:inline;\">3,498 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"t3n_292\" style=\"left:69px;bottom:359px;letter-spacing:-0.01px;display:inline;\">After 3 years to 4 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"t3o_292\" style=\"left:543px;bottom:359px;letter-spacing:-0.01px;display:inline;\">4,441 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"t3p_292\" style=\"left:672px;bottom:359px;letter-spacing:-0.01px;display:inline;\">732 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"t3q_292\" style=\"left:791px;bottom:359px;letter-spacing:-0.01px;display:inline;\">5,173 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"t3r_292\" style=\"left:69px;bottom:339px;letter-spacing:-0.01px;display:inline;\">After 4 years to 5 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"t3s_292\" style=\"left:543px;bottom:339px;letter-spacing:-0.01px;display:inline;\">4,652 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"t3t_292\" style=\"left:667px;bottom:339px;letter-spacing:-0.01px;display:inline;\">1,146 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"t3u_292\" style=\"left:791px;bottom:339px;letter-spacing:-0.01px;display:inline;\">5,798 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"t3v_292\" style=\"left:69px;bottom:320px;letter-spacing:-0.01px;display:inline;\">After 5 years to 10 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"t3w_292\" style=\"left:536px;bottom:320px;letter-spacing:-0.01px;display:inline;\">20,131 </div></td><td class=\"tcs-selection-enabled tcs-selected\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"t3x_292\" style=\"left:667px;bottom:320px;letter-spacing:-0.01px;display:inline;\">2,832 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"t3y_292\" style=\"left:784px;bottom:320px;letter-spacing:-0.01px;display:inline;\">22,963 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"t3z_292\" style=\"left:69px;bottom:300px;letter-spacing:-0.01px;display:inline;\">After 10 years to 15 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"t40_292\" style=\"left:536px;bottom:300px;letter-spacing:-0.01px;display:inline;\">16,507 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"t41_292\" style=\"left:667px;bottom:300px;letter-spacing:-0.01px;display:inline;\">2,309 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"t42_292\" style=\"left:784px;bottom:300px;letter-spacing:-0.01px;display:inline;\">18,816 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"t43_292\" style=\"left:69px;bottom:281px;letter-spacing:-0.01px;display:inline;\">After 15 years to 20 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"t44_292\" style=\"left:536px;bottom:281px;letter-spacing:-0.01px;display:inline;\">12,873 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"t45_292\" style=\"left:667px;bottom:281px;letter-spacing:-0.01px;display:inline;\">1,674 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"t46_292\" style=\"left:784px;bottom:281px;letter-spacing:-0.01px;display:inline;\">14,547 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"t47_292\" style=\"left:69px;bottom:261px;letter-spacing:-0.01px;display:inline;\">After 20 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"t48_292\" style=\"left:536px;bottom:261px;letter-spacing:-0.01px;display:inline;\">30,891 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"t49_292\" style=\"left:667px;bottom:261px;letter-spacing:-0.01px;display:inline;\">5,064 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"t4a_292\" style=\"left:784px;bottom:261px;letter-spacing:-0.01px;display:inline;\">35,955 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"t4b_292\" style=\"left:69px;bottom:242px;letter-spacing:-0.01px;display:inline;\">No stated maturity </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"t4c_292\" style=\"left:532px;bottom:242px;letter-spacing:-0.01px;display:inline;\">14,648 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"t4d_292\" style=\"left:663px;bottom:242px;letter-spacing:-0.01px;display:inline;\">3,247 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"t4e_292\" style=\"left:779px;bottom:242px;letter-spacing:-0.01px;display:inline;\">17,895 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_292\" id=\"t4f_292\" style=\"left:69px;bottom:222px;letter-spacing:-0.01px;display:inline;\">Total expected future cash flows </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"t4g_292\" style=\"left:525px;bottom:222px;letter-spacing:-0.01px;display:inline;\">107,582 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"t4h_292\" style=\"left:656px;bottom:222px;letter-spacing:-0.01px;display:inline;\">16,715 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_292\" id=\"t4i_292\" style=\"left:772px;bottom:222px;letter-spacing:-0.01px;display:inline;\">124,297 </div></td></tr>\n                                        </table><div></div><div class=\"t s0_293\" id=\"t1_293\" style=\"left:87px;bottom:1118px;letter-spacing:-0.07px;display:inline;\">(ii) </div><div class=\"t s0_293\" id=\"t2_293\" style=\"left:113px;bottom:1118px;letter-spacing:-0.11px;display:inline;\">Reinsurance contract liabilities \u2013 expected cash flows (discounted) </div><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"3\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s1_293\" id=\"t3_293\" style=\"left:622px;bottom:1099px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">31 Dec 2023 $m </div> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_293\" id=\"t4_293\" style=\"left:492px;bottom:1082px;letter-spacing:0.07px;display:inline;\">Total as reported on the </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_293\" id=\"t9_293\" style=\"left:740px;bottom:1082px;letter-spacing:0.07px;display:inline;\">Total including Group\u2019s </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_293\" id=\"t5_293\" style=\"left:483px;bottom:1072px;letter-spacing:0.07px;display:inline;\">consolidated statement of </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_293\" id=\"t7_293\" style=\"left:611px;bottom:1072px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">Group\u2019s share relating to </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_293\" id=\"ta_293\" style=\"left:768px;bottom:1072px;letter-spacing:0.06px;word-spacing:0.01px;display:inline;\">share relating to </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_293\" id=\"t6_293\" style=\"left:519px;bottom:1062px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">financial position </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_293\" id=\"t8_293\" style=\"left:637px;bottom:1062px;letter-spacing:0.07px;display:inline;\">JVs and associates </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_293\" id=\"tb_293\" style=\"left:759px;bottom:1062px;letter-spacing:0.07px;display:inline;\">JVs and associates </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_293\" id=\"tc_293\" style=\"left:91px;bottom:1042px;letter-spacing:-0.01px;display:inline;\">1 year or less </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_293\" id=\"td_293\" style=\"left:562px;bottom:1042px;letter-spacing:-0.02px;display:inline;\">820 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_293\" id=\"te_293\" style=\"left:692px;bottom:1042px;letter-spacing:-0.02px;display:inline;\">15 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_293\" id=\"tf_293\" style=\"left:808px;bottom:1042px;letter-spacing:-0.02px;display:inline;\">835 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_293\" id=\"tg_293\" style=\"left:91px;bottom:1022px;letter-spacing:-0.01px;display:inline;\">After 1 year to 2 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_293\" id=\"th_293\" style=\"left:570px;bottom:1022px;letter-spacing:-0.02px;display:inline;\">58 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_293\" id=\"ti_293\" style=\"left:700px;bottom:1022px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_293\" id=\"tj_293\" style=\"left:815px;bottom:1022px;letter-spacing:-0.02px;display:inline;\">58 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_293\" id=\"tk_293\" style=\"left:91px;bottom:1003px;letter-spacing:-0.01px;display:inline;\">After 2 years to 3 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_293\" id=\"tl_293\" style=\"left:570px;bottom:1003px;letter-spacing:-0.02px;display:inline;\">54 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_293\" id=\"tm_293\" style=\"left:700px;bottom:1003px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_293\" id=\"tn_293\" style=\"left:815px;bottom:1003px;letter-spacing:-0.02px;display:inline;\">54 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_293\" id=\"to_293\" style=\"left:91px;bottom:983px;letter-spacing:-0.01px;display:inline;\">After 3 years to 4 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_293\" id=\"tp_293\" style=\"left:570px;bottom:983px;letter-spacing:-0.02px;display:inline;\">26 </div></td><td class=\"tcs-selection-enabled tcs-selected\" colspan=\"1\" rowspan=\"1\"><div class=\"t s3_293\" id=\"tq_293\" style=\"left:700px;bottom:983px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_293\" id=\"tr_293\" style=\"left:815px;bottom:983px;letter-spacing:-0.02px;display:inline;\">26 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_293\" id=\"ts_293\" style=\"left:91px;bottom:964px;letter-spacing:-0.01px;display:inline;\">After 4 years to 5 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_293\" id=\"tt_293\" style=\"left:577px;bottom:964px;display:inline;\">4 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_293\" id=\"tu_293\" style=\"left:700px;bottom:964px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_293\" id=\"tv_293\" style=\"left:822px;bottom:964px;display:inline;\">4 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_293\" id=\"tw_293\" style=\"left:91px;bottom:944px;letter-spacing:-0.01px;display:inline;\">After 5 years to 10 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_293\" id=\"tx_293\" style=\"left:573px;bottom:944px;letter-spacing:-0.02px;display:inline;\">(3) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_293\" id=\"ty_293\" style=\"left:700px;bottom:944px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_293\" id=\"tz_293\" style=\"left:818px;bottom:944px;letter-spacing:-0.02px;display:inline;\">(2) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_293\" id=\"t10_293\" style=\"left:91px;bottom:925px;letter-spacing:-0.01px;display:inline;\">After 10 years to 15 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_293\" id=\"t11_293\" style=\"left:577px;bottom:925px;display:inline;\">4 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_293\" id=\"t12_293\" style=\"left:700px;bottom:925px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_293\" id=\"t13_293\" style=\"left:822px;bottom:925px;display:inline;\">6 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_293\" id=\"t14_293\" style=\"left:91px;bottom:905px;letter-spacing:-0.01px;display:inline;\">After 15 years to 20 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_293\" id=\"t15_293\" style=\"left:577px;bottom:905px;display:inline;\">5 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_293\" id=\"t16_293\" style=\"left:700px;bottom:905px;display:inline;\">3 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_293\" id=\"t17_293\" style=\"left:822px;bottom:905px;display:inline;\">8 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_293\" id=\"t18_293\" style=\"left:91px;bottom:886px;letter-spacing:-0.01px;display:inline;\">After 20 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_293\" id=\"t19_293\" style=\"left:562px;bottom:886px;letter-spacing:-0.02px;display:inline;\">214 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_293\" id=\"t1a_293\" style=\"left:692px;bottom:886px;letter-spacing:-0.02px;display:inline;\">19 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_293\" id=\"t1b_293\" style=\"left:808px;bottom:886px;letter-spacing:-0.02px;display:inline;\">233 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_293\" id=\"t1c_293\" style=\"left:91px;bottom:866px;letter-spacing:-0.01px;display:inline;\">Total expected future cash flows </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_293\" id=\"t1d_293\" style=\"left:552px;bottom:866px;letter-spacing:-0.02px;display:inline;\">1,182 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_293\" id=\"t1e_293\" style=\"left:692px;bottom:866px;letter-spacing:-0.02px;display:inline;\">40 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_293\" id=\"t1f_293\" style=\"left:798px;bottom:866px;letter-spacing:-0.02px;display:inline;\">1,222 </div></td></tr>\n                                        </table><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"3\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s4_293\" id=\"t1g_293\" style=\"left:621px;bottom:830px;letter-spacing:0.08px;display:inline;\">31 Dec 2022 $m </div> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_293\" id=\"t1h_293\" style=\"left:500px;bottom:814px;letter-spacing:0.06px;display:inline;\">Total as reported on the </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_293\" id=\"t1m_293\" style=\"left:726px;bottom:814px;letter-spacing:0.06px;display:inline;\">Total including Group\u2019s share </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_293\" id=\"t1i_293\" style=\"left:491px;bottom:804px;letter-spacing:0.07px;display:inline;\">consolidated statement of </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_293\" id=\"t1k_293\" style=\"left:620px;bottom:804px;letter-spacing:0.06px;display:inline;\">Group\u2019s share relating to </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_293\" id=\"t1n_293\" style=\"left:796px;bottom:804px;letter-spacing:0.06px;display:inline;\">relating to </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_293\" id=\"t1j_293\" style=\"left:525px;bottom:794px;letter-spacing:0.06px;display:inline;\">financial position </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_293\" id=\"t1l_293\" style=\"left:643px;bottom:794px;letter-spacing:0.07px;display:inline;\">JVs and associates </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_293\" id=\"t1o_293\" style=\"left:765px;bottom:794px;letter-spacing:0.07px;display:inline;\">JVs and associates </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_293\" id=\"t1p_293\" style=\"left:91px;bottom:773px;letter-spacing:-0.01px;display:inline;\">1 year or less </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_293\" id=\"t1q_293\" style=\"left:563px;bottom:773px;letter-spacing:-0.01px;display:inline;\">136 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s2_293\" id=\"t1r_293\" style=\"left:693px;bottom:773px;letter-spacing:-0.01px;display:inline;\">23 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s2_293\" id=\"t1s_293\" style=\"left:808px;bottom:773px;letter-spacing:-0.01px;display:inline;\">159 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_293\" id=\"t1t_293\" style=\"left:91px;bottom:754px;letter-spacing:-0.01px;display:inline;\">After 1 year to 2 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_293\" id=\"t1u_293\" style=\"left:563px;bottom:754px;letter-spacing:-0.01px;display:inline;\">693 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_293\" id=\"t1v_293\" style=\"left:700px;bottom:754px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_293\" id=\"t1w_293\" style=\"left:808px;bottom:754px;letter-spacing:-0.01px;display:inline;\">695 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_293\" id=\"t1x_293\" style=\"left:91px;bottom:734px;letter-spacing:-0.01px;display:inline;\">After 2 years to 3 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_293\" id=\"t1y_293\" style=\"left:578px;bottom:734px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_293\" id=\"t1z_293\" style=\"left:700px;bottom:734px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_293\" id=\"t20_293\" style=\"left:822px;bottom:734px;display:inline;\">2 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_293\" id=\"t21_293\" style=\"left:91px;bottom:715px;letter-spacing:-0.01px;display:inline;\">After 3 years to 4 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_293\" id=\"t22_293\" style=\"left:577px;bottom:715px;display:inline;\">4 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_293\" id=\"t23_293\" style=\"left:700px;bottom:715px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_293\" id=\"t24_293\" style=\"left:822px;bottom:715px;display:inline;\">5 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_293\" id=\"t25_293\" style=\"left:91px;bottom:695px;letter-spacing:-0.01px;display:inline;\">After 4 years to 5 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_293\" id=\"t26_293\" style=\"left:566px;bottom:695px;display:inline;\">(15) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_293\" id=\"t27_293\" style=\"left:700px;bottom:695px;display:inline;\">1 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s2_293\" id=\"t28_293\" style=\"left:811px;bottom:695px;display:inline;\">(14) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_293\" id=\"t29_293\" style=\"left:91px;bottom:676px;letter-spacing:-0.01px;display:inline;\">After 5 years to 10 years </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s2_293\" id=\"t2a_293\" style=\"left:566px;bottom:676px;display:inline;\">(67) </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s2_293\" id=\"t2b_293\" style=\"left:700px;bottom:676px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_293\" id=\"t2c_293\" style=\"left:811px;bottom:676px;display:inline;\">(65) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_293\" id=\"t2d_293\" style=\"left:91px;bottom:656px;letter-spacing:-0.01px;display:inline;\">After 10 years to 15 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_293\" id=\"t2e_293\" style=\"left:577px;bottom:656px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_293\" id=\"t2f_293\" style=\"left:700px;bottom:656px;display:inline;\">\u2013 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s2_293\" id=\"t2g_293\" style=\"left:822px;bottom:656px;display:inline;\">1 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_293\" id=\"t2h_293\" style=\"left:91px;bottom:637px;letter-spacing:-0.01px;display:inline;\">After 15 years to 20 years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_293\" id=\"t2i_293\" style=\"left:570px;bottom:637px;letter-spacing:-0.01px;display:inline;\">24 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_293\" id=\"t2j_293\" style=\"left:700px;bottom:637px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_293\" id=\"t2k_293\" style=\"left:815px;bottom:637px;display:inline;\">25 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_293\" id=\"t2l_293\" style=\"left:91px;bottom:617px;letter-spacing:-0.01px;display:inline;\">After 20 years </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s2_293\" id=\"t2m_293\" style=\"left:563px;bottom:617px;letter-spacing:-0.01px;display:inline;\">386 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s2_293\" id=\"t2n_293\" style=\"left:696px;bottom:617px;display:inline;\">(1) </div></td><td class=\"tcs-selection-enabled tcs-selected\" colspan=\"1\" rowspan=\"1\"><div class=\"t s2_293\" id=\"t2o_293\" style=\"left:808px;bottom:617px;letter-spacing:-0.01px;display:inline;\">385 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_293\" id=\"t2p_293\" style=\"left:91px;bottom:598px;letter-spacing:-0.01px;display:inline;\">Total expected future cash flows </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_293\" id=\"t2q_293\" style=\"left:554px;bottom:598px;letter-spacing:-0.01px;display:inline;\">1,162 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_293\" id=\"t2r_293\" style=\"left:693px;bottom:598px;letter-spacing:-0.01px;display:inline;\">30 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_293\" id=\"t2s_293\" style=\"left:799px;bottom:598px;letter-spacing:-0.01px;display:inline;\">1,193 </div></td></tr>\n                                        </table><div></div><div class=\"t s0_294\" id=\"t1_294\" style=\"left:65px;bottom:1116px;letter-spacing:0.12px;display:inline;\">C3.4 Products and determining contract liabilities </div><div class=\"t s1_294\" id=\"t2_294\" style=\"left:65px;bottom:1097px;letter-spacing:0.11px;display:inline;\">(a) </div><div class=\"t s1_294\" id=\"t3_294\" style=\"left:91px;bottom:1097px;letter-spacing:0.13px;display:inline;\">Measurement of insurance and reinsurance contracts </div><div class=\"t s2_294\" id=\"t4_294\" style=\"left:65px;bottom:1081px;letter-spacing:-0.12px;display:inline;\">Separating components </div><div class=\"t s3_294\" id=\"t5_294\" style=\"left:65px;bottom:1065px;letter-spacing:-0.01px;display:inline;\">A contract has an investment component if there is an amount (which could be zero) that the contract requires the entity to repay to the </div><div class=\"t s3_294\" id=\"t6_294\" style=\"left:65px;bottom:1050px;letter-spacing:-0.01px;display:inline;\">policyholder in all circumstances that have commercial substance. The surrender value, net of policy loans (where these exist), is accounted as the </div><div class=\"t s3_294\" id=\"t7_294\" style=\"left:65px;bottom:1034px;letter-spacing:-0.01px;display:inline;\">investment component of a contract. Participating and non-participating (such as whole-life and endowment) contracts have explicit surrender </div><div class=\"t s3_294\" id=\"t8_294\" style=\"left:65px;bottom:1019px;letter-spacing:-0.01px;display:inline;\">values. There are a relatively small number of products that do not have a surrender value, and the investment components of these contracts </div><div class=\"t s3_294\" id=\"t9_294\" style=\"left:65px;bottom:1003px;letter-spacing:-0.01px;display:inline;\">are determined on a case-by-case basis. The non-distinct investment components are excluded from insurance revenue and insurance service </div><div class=\"t s3_294\" id=\"ta_294\" style=\"left:65px;bottom:988px;letter-spacing:-0.01px;display:inline;\">expenses. </div><div class=\"t s3_294\" id=\"tb_294\" style=\"left:65px;bottom:960px;letter-spacing:-0.01px;display:inline;\">At initial recognition, the Group is required to separate </div><div class=\"t s3_294\" id=\"tc_294\" style=\"left:354px;bottom:960px;letter-spacing:-0.01px;display:inline;\">the following components and account for them as if they were stand-alone contracts. </div><div class=\"t s4_294\" id=\"td_294\" style=\"left:65px;bottom:944px;display:inline;\">\u2013 </div><div class=\"t s3_294\" id=\"te_294\" style=\"left:78px;bottom:944px;letter-spacing:-0.01px;display:inline;\">Distinct investment components. An investment component is distinct if and only if (a) the insurance and investment components are not </div><div class=\"t s3_294\" id=\"tf_294\" style=\"left:78px;bottom:929px;letter-spacing:-0.01px;display:inline;\">highly interrelated and (b) a contract with equivalent terms is, or could be, sold separately in the same market or jurisdiction. </div><div class=\"t s4_294\" id=\"tg_294\" style=\"left:65px;bottom:913px;display:inline;\">\u2013 </div><div class=\"t s3_294\" id=\"th_294\" style=\"left:78px;bottom:913px;letter-spacing:-0.01px;display:inline;\">Embedded derivatives that do not meet the definition of an insurance contract and whose economic characteristics and risks are not closely </div><div class=\"t s3_294\" id=\"ti_294\" style=\"left:78px;bottom:897px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">related to those of the host contract. </div><div class=\"t s4_294\" id=\"tj_294\" style=\"left:65px;bottom:882px;display:inline;\">\u2013 </div><div class=\"t s3_294\" id=\"tk_294\" style=\"left:78px;bottom:882px;letter-spacing:-0.01px;display:inline;\">Distinct services other than insurance contract services. A service component is distinct if it is not highly interrelated with the insurance </div><div class=\"t s3_294\" id=\"tl_294\" style=\"left:78px;bottom:866px;letter-spacing:-0.01px;display:inline;\">component and the entity provides no significant service in integrating the service component with the insurance component </div><div class=\"t s3_294\" id=\"tm_294\" style=\"left:65px;bottom:838px;letter-spacing:-0.01px;display:inline;\">There are no material instances within the Group where distinct investment components, distinct services or embedded derivatives are separated </div><div class=\"t s3_294\" id=\"tn_294\" style=\"left:65px;bottom:823px;letter-spacing:-0.01px;display:inline;\">from insurance contracts. </div><div class=\"t s3_294\" id=\"to_294\" style=\"left:65px;bottom:795px;letter-spacing:-0.01px;display:inline;\">Asset management services for investments held under an insurance contract are not separated. </div><div class=\"t s2_294\" id=\"tp_294\" style=\"left:65px;bottom:766px;letter-spacing:-0.13px;display:inline;\">Subsequent measurement of CSM </div><div class=\"t s3_294\" id=\"tq_294\" style=\"left:65px;bottom:751px;letter-spacing:-0.01px;display:inline;\">The CSM of each group of contracts is calculated at each reporting date as follows. </div><div class=\"t s3_294\" id=\"tr_294\" style=\"left:65px;bottom:723px;letter-spacing:-0.01px;display:inline;\">The carrying amount of the CSM of contracts measured under the GMM at each reporting date is the carrying amount at the start of the year, </div><div class=\"t s3_294\" id=\"ts_294\" style=\"left:65px;bottom:707px;letter-spacing:-0.01px;display:inline;\">adjusted for: (a) the CSM of any new contracts that are added to the group in the year; (b) interest accreted at locked-in discount rate; (c) </div><div class=\"t s3_294\" id=\"tt_294\" style=\"left:65px;bottom:692px;letter-spacing:-0.01px;display:inline;\">changes in fulfilment cash flows arising from operating assumption changes and variances that relate to future services except for those relating </div><div class=\"t s3_294\" id=\"tu_294\" style=\"left:65px;bottom:676px;letter-spacing:-0.01px;display:inline;\">to onerous contracts; (d) the effect of currency exchange differences on the CSM; and (e) the amount of CSM recognised in profit or loss in the </div><div class=\"t s3_294\" id=\"tv_294\" style=\"left:65px;bottom:661px;letter-spacing:-0.01px;display:inline;\">year based on the coverage units. </div><div class=\"t s3_294\" id=\"tw_294\" style=\"left:65px;bottom:633px;letter-spacing:-0.01px;display:inline;\">The carrying amount of the CSM of contracts measured under the VFA at each reporting date is the carrying amount at the start of the year, </div><div class=\"t s3_294\" id=\"tx_294\" style=\"left:65px;bottom:617px;letter-spacing:-0.01px;display:inline;\">adjusted for: (a) the CSM of any new contracts that are added to the group in the year; (b) the change in the amount of the Group\u2019s share of the </div><div class=\"t s3_294\" id=\"ty_294\" style=\"left:65px;bottom:602px;letter-spacing:-0.01px;display:inline;\">fair value of the underlying items; (c) changes in fulfilment cash flows arising from both operating and economic assumption changes and </div><div class=\"t s3_294\" id=\"tz_294\" style=\"left:65px;bottom:586px;letter-spacing:-0.01px;display:inline;\">variances that relate to future services except for those relating to onerous contracts; (d) the effect of currency exchange differences on the CSM; </div><div class=\"t s3_294\" id=\"t10_294\" style=\"left:65px;bottom:570px;letter-spacing:-0.01px;display:inline;\">and (e) the amount of CSM recognised in profit or loss in the year based on the coverage units. </div><div class=\"t s3_294\" id=\"t11_294\" style=\"left:65px;bottom:543px;letter-spacing:-0.01px;display:inline;\">The table below provides a description of the material features of each of the key products written by the Group, together with the measurement </div><div class=\"t s3_294\" id=\"t12_294\" style=\"left:65px;bottom:527px;letter-spacing:-0.01px;display:inline;\">model used to determine their contract liabilities under IFRS 17. </div><div></div><table>\n                                            <tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_295\" id=\"t1_295\" style=\"left:91px;bottom:1119px;letter-spacing:0.07px;display:inline;\">Contract type </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_295\" id=\"t2_295\" style=\"left:199px;bottom:1119px;letter-spacing:0.07px;display:inline;\">Description and material features </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_295\" id=\"t3_295\" style=\"left:516px;bottom:1119px;letter-spacing:0.08px;display:inline;\">Measurement model </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_295\" id=\"t4_295\" style=\"left:91px;bottom:1097px;letter-spacing:-0.01px;display:inline;\">With-profits </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_295\" id=\"ta_295\" style=\"left:199px;bottom:1097px;letter-spacing:-0.01px;display:inline;\">Provides savings and/or protection where the basic sum </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_295\" id=\"to_295\" style=\"left:516px;bottom:1097px;letter-spacing:-0.01px;display:inline;\">All with-profits contracts of the Group written in Hong Kong, </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_295\" id=\"t5_295\" style=\"left:104px;bottom:1082px;letter-spacing:-0.01px;display:inline;\">contracts </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_295\" id=\"tb_295\" style=\"left:199px;bottom:1082px;letter-spacing:-0.01px;display:inline;\">assured can be enhanced by a profit share (or bonus) from </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_295\" id=\"tp_295\" style=\"left:516px;bottom:1082px;letter-spacing:-0.01px;display:inline;\">Singapore and Malaysia are measured using the VFA model. </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_295\" id=\"t6_295\" style=\"left:104px;bottom:1066px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">(written in </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_295\" id=\"tc_295\" style=\"left:199px;bottom:1066px;letter-spacing:-0.01px;display:inline;\">the underlying fund as determined at the discretion of the </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_295\" id=\"t7_295\" style=\"left:104px;bottom:1051px;letter-spacing:-0.01px;display:inline;\">Hong Kong, </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_295\" id=\"td_295\" style=\"left:199px;bottom:1051px;letter-spacing:-0.01px;display:inline;\">local business unit. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_295\" id=\"tq_295\" style=\"left:516px;bottom:1054px;letter-spacing:-0.01px;display:inline;\">The shareholders\u2019 share of the excess of the assets of the </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_295\" id=\"t8_295\" style=\"left:104px;bottom:1035px;letter-spacing:-0.01px;display:inline;\">Singapore and </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_295\" id=\"tr_295\" style=\"left:516px;bottom:1038px;letter-spacing:-0.01px;display:inline;\">with-profits funds over policyholder liabilities is recognised </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_295\" id=\"t9_295\" style=\"left:104px;bottom:1019px;letter-spacing:-0.01px;display:inline;\">Malaysia) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_295\" id=\"te_295\" style=\"left:199px;bottom:1023px;letter-spacing:-0.01px;display:inline;\">With-profits products often offer a guaranteed maturity or </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_295\" id=\"ts_295\" style=\"left:516px;bottom:1023px;letter-spacing:-0.01px;display:inline;\">within shareholders\u2019 equity. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_295\" id=\"tf_295\" style=\"left:199px;bottom:1007px;letter-spacing:-0.01px;display:inline;\">surrender value. Declared regular bonuses are guaranteed </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_295\" id=\"tg_295\" style=\"left:199px;bottom:992px;letter-spacing:-0.01px;display:inline;\">once vested. Future bonus rates and cash dividends are not </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_295\" id=\"th_295\" style=\"left:199px;bottom:976px;letter-spacing:-0.01px;display:inline;\">guaranteed. Market value adjustments and surrender </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_295\" id=\"ti_295\" style=\"left:199px;bottom:961px;letter-spacing:-0.01px;display:inline;\">penalties are used for certain products where the law </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_295\" id=\"tj_295\" style=\"left:199px;bottom:945px;letter-spacing:-0.01px;display:inline;\">permits such adjustments. Guarantees are predominantly </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_295\" id=\"tk_295\" style=\"left:199px;bottom:929px;letter-spacing:-0.01px;display:inline;\">supported by the segregated funds and their estates. </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_295\" id=\"tl_295\" style=\"left:199px;bottom:902px;letter-spacing:-0.01px;display:inline;\">Additional health and protection benefits can be provided </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_295\" id=\"tm_295\" style=\"left:199px;bottom:886px;letter-spacing:-0.01px;display:inline;\">through riders (which are not separated from the base </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_295\" id=\"tn_295\" style=\"left:199px;bottom:870px;letter-spacing:-0.01px;display:inline;\">with-profits contracts). </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_295\" id=\"tt_295\" style=\"left:91px;bottom:851px;letter-spacing:-0.01px;display:inline;\">Other </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_295\" id=\"tw_295\" style=\"left:199px;bottom:851px;letter-spacing:-0.01px;display:inline;\">Similar to the with-profits contracts, other participating </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_295\" id=\"t10_295\" style=\"left:516px;bottom:851px;letter-spacing:-0.01px;display:inline;\">Other participating contracts of the Group are measured </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_295\" id=\"tu_295\" style=\"left:104px;bottom:835px;letter-spacing:-0.01px;display:inline;\">participating </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_295\" id=\"tx_295\" style=\"left:199px;bottom:835px;letter-spacing:-0.01px;display:inline;\">contracts include savings and/or protection elements, with </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_295\" id=\"t11_295\" style=\"left:516px;bottom:835px;letter-spacing:-0.01px;display:inline;\">under the VFA model except for the contracts that are </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_295\" id=\"tv_295\" style=\"left:104px;bottom:820px;letter-spacing:-0.01px;display:inline;\">contracts </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_295\" id=\"ty_295\" style=\"left:199px;bottom:820px;letter-spacing:-0.01px;display:inline;\">policyholders and shareholders sharing in the returns of </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_295\" id=\"t12_295\" style=\"left:516px;bottom:820px;letter-spacing:-0.01px;display:inline;\">written by the Group\u2019s life joint venture, CPL, where the </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_295\" id=\"tz_295\" style=\"left:199px;bottom:804px;letter-spacing:-0.01px;display:inline;\">the underlying funds. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_295\" id=\"t13_295\" style=\"left:516px;bottom:804px;letter-spacing:-0.01px;display:inline;\">GMM approach is applied. </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_295\" id=\"t14_295\" style=\"left:91px;bottom:783px;letter-spacing:-0.01px;display:inline;\">Unit-linked </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_295\" id=\"t16_295\" style=\"left:199px;bottom:783px;letter-spacing:-0.01px;display:inline;\">Combines savings with health and protection riders (which, </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_295\" id=\"t1a_295\" style=\"left:516px;bottom:783px;letter-spacing:-0.01px;display:inline;\">Unit-linked contracts are measured either under the VFA or </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_295\" id=\"t15_295\" style=\"left:104px;bottom:768px;letter-spacing:-0.01px;display:inline;\">contracts </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_295\" id=\"t17_295\" style=\"left:199px;bottom:768px;letter-spacing:-0.01px;display:inline;\">under IFRS 17, are not separated from the base contract). </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_295\" id=\"t1b_295\" style=\"left:516px;bottom:768px;letter-spacing:-0.01px;display:inline;\">the GMM depending on the relative size of the savings and </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_295\" id=\"t18_295\" style=\"left:199px;bottom:752px;letter-spacing:-0.01px;display:inline;\">The cash value of the policy primarily depends on the </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_295\" id=\"t1c_295\" style=\"left:516px;bottom:752px;letter-spacing:-0.01px;display:inline;\">protection benefits of the contract. The larger the </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_295\" id=\"t19_295\" style=\"left:199px;bottom:737px;letter-spacing:-0.01px;display:inline;\">value of the underlying unitised funds. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_295\" id=\"t1d_295\" style=\"left:516px;bottom:737px;letter-spacing:-0.01px;display:inline;\">protection component the more likely the contract is </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_295\" id=\"t1e_295\" style=\"left:516px;bottom:721px;letter-spacing:-0.01px;display:inline;\">required to be measured under the GMM. </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_295\" id=\"t1f_295\" style=\"left:91px;bottom:701px;letter-spacing:-0.01px;display:inline;\">Health and </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_295\" id=\"t1m_295\" style=\"left:199px;bottom:701px;letter-spacing:-0.01px;display:inline;\">Shareholder-backed participating critical illness contracts </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_295\" id=\"t1r_295\" style=\"left:516px;bottom:701px;letter-spacing:-0.01px;display:inline;\">Shareholder-backed participating critical illness contracts </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_295\" id=\"t1g_295\" style=\"left:104px;bottom:685px;letter-spacing:-0.01px;display:inline;\">protection \u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_295\" id=\"t1n_295\" style=\"left:199px;bottom:685px;letter-spacing:-0.01px;display:inline;\">are written by the Group\u2019s Hong Kong business. These </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_295\" id=\"t1s_295\" style=\"left:516px;bottom:685px;letter-spacing:-0.01px;display:inline;\">are measured under the VFA. </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_295\" id=\"t1h_295\" style=\"left:104px;bottom:670px;letter-spacing:-0.01px;display:inline;\">Shareholder- </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_295\" id=\"t1o_295\" style=\"left:199px;bottom:670px;letter-spacing:-0.01px;display:inline;\">products combine critical illness and death benefits with a </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_295\" id=\"t1i_295\" style=\"left:104px;bottom:654px;letter-spacing:-0.01px;display:inline;\">backed </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_295\" id=\"t1p_295\" style=\"left:199px;bottom:654px;letter-spacing:-0.01px;display:inline;\">savings element. These are whole life products and have </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_295\" id=\"t1j_295\" style=\"left:104px;bottom:639px;letter-spacing:-0.01px;display:inline;\">participating </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_295\" id=\"t1q_295\" style=\"left:199px;bottom:639px;letter-spacing:-0.01px;display:inline;\">regular premium payments with a limited payment term. </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_295\" id=\"t1k_295\" style=\"left:104px;bottom:623px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">critical illness </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_295\" id=\"t1l_295\" style=\"left:104px;bottom:607px;letter-spacing:-0.01px;display:inline;\">contracts </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_295\" id=\"t1t_295\" style=\"left:91px;bottom:590px;letter-spacing:-0.01px;display:inline;\">Health and </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_295\" id=\"t1w_295\" style=\"left:199px;bottom:590px;letter-spacing:-0.01px;display:inline;\">In addition to supplementary heath and protection </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_295\" id=\"t23_295\" style=\"left:516px;bottom:590px;letter-spacing:-0.01px;display:inline;\">Stand-alone non-par health and protection (excluding </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_295\" id=\"t1u_295\" style=\"left:104px;bottom:574px;letter-spacing:-0.01px;display:inline;\">protection \u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_295\" id=\"t1x_295\" style=\"left:199px;bottom:574px;letter-spacing:-0.01px;display:inline;\">contract products attached to with-profits and unit-linked </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_295\" id=\"t24_295\" style=\"left:516px;bottom:574px;letter-spacing:-0.01px;display:inline;\">shareholder-backed participating critical illness) contracts </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_295\" id=\"t1v_295\" style=\"left:104px;bottom:559px;letter-spacing:-0.01px;display:inline;\">Other </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_295\" id=\"t1y_295\" style=\"left:199px;bottom:559px;letter-spacing:-0.01px;display:inline;\">contracts described above, the Group also offers stand- </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_295\" id=\"t25_295\" style=\"left:516px;bottom:559px;letter-spacing:-0.01px;display:inline;\">are measured under the GMM. </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_295\" id=\"t1z_295\" style=\"left:199px;bottom:543px;letter-spacing:-0.01px;display:inline;\">alone health and protection products. </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_295\" id=\"t20_295\" style=\"left:199px;bottom:515px;letter-spacing:-0.01px;display:inline;\">These are non-participating contracts that provide </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_295\" id=\"t21_295\" style=\"left:199px;bottom:500px;letter-spacing:-0.01px;display:inline;\">mortality and/or morbidity benefits including health, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_295\" id=\"t22_295\" style=\"left:199px;bottom:484px;letter-spacing:-0.01px;display:inline;\">disability, critical illness and accident coverage. </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_295\" id=\"t26_295\" style=\"left:91px;bottom:463px;letter-spacing:-0.02px;display:inline;\">Non- </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_295\" id=\"t2d_295\" style=\"left:199px;bottom:463px;letter-spacing:-0.01px;display:inline;\">Non-participating savings and/or protection where the </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_295\" id=\"t2o_295\" style=\"left:516px;bottom:463px;letter-spacing:-0.01px;display:inline;\">These contracts are measured under the GMM. </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_295\" id=\"t27_295\" style=\"left:104px;bottom:447px;letter-spacing:-0.01px;display:inline;\">participating </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_295\" id=\"t2e_295\" style=\"left:199px;bottom:447px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">benefits are guaranteed, determined by a set of defined </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_295\" id=\"t28_295\" style=\"left:104px;bottom:431px;letter-spacing:-0.01px;display:inline;\">term, whole life </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_295\" id=\"t2f_295\" style=\"left:199px;bottom:431px;letter-spacing:-0.01px;display:inline;\">market-related parameters, or determined at the discretion </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_295\" id=\"t29_295\" style=\"left:104px;bottom:416px;letter-spacing:-0.01px;display:inline;\">and </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_295\" id=\"t2g_295\" style=\"left:199px;bottom:416px;letter-spacing:-0.01px;display:inline;\">of the local business unit. These products often offer a </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_295\" id=\"t2a_295\" style=\"left:104px;bottom:400px;letter-spacing:-0.01px;display:inline;\">endowment </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_295\" id=\"t2h_295\" style=\"left:199px;bottom:400px;letter-spacing:-0.01px;display:inline;\">guaranteed maturity and/or surrender value. It is common </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_295\" id=\"t2b_295\" style=\"left:104px;bottom:385px;letter-spacing:-0.01px;display:inline;\">assurance </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_295\" id=\"t2i_295\" style=\"left:199px;bottom:385px;letter-spacing:-0.01px;display:inline;\">in Asia for regulations or market-driven demand and </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_295\" id=\"t2c_295\" style=\"left:104px;bottom:369px;letter-spacing:-0.01px;display:inline;\">contracts </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_295\" id=\"t2j_295\" style=\"left:199px;bottom:369px;letter-spacing:-0.01px;display:inline;\">competition to provide some form of capital value </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_295\" id=\"t2k_295\" style=\"left:199px;bottom:354px;letter-spacing:-0.01px;display:inline;\">protection and minimum crediting interest rate </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_295\" id=\"t2l_295\" style=\"left:199px;bottom:338px;letter-spacing:-0.01px;display:inline;\">guarantees. This is reflected within the guaranteed </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_295\" id=\"t2m_295\" style=\"left:199px;bottom:322px;letter-spacing:-0.01px;display:inline;\">maturity and surrender values. Guarantees are supported </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_295\" id=\"t2n_295\" style=\"left:199px;bottom:307px;letter-spacing:-0.01px;display:inline;\">by shareholders. </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr>\n                                        </table><div class=\"t s2_295\" id=\"t2p_295\" style=\"left:87px;bottom:271px;letter-spacing:-0.01px;word-spacing:-0.01px;display:inline;\">The fair value of underlying items of the Group\u2019s direct participating contracts at 31 December 2023, excluding the Group\u2019s share of the </div><div class=\"t s2_295\" id=\"t2q_295\" style=\"left:87px;bottom:256px;letter-spacing:-0.01px;display:inline;\">amounts that relate to life JVs and associates, is $127,570 million (31 December 2022: $115,489 million). The Group\u2019s direct participating </div><div class=\"t s2_295\" id=\"t2r_295\" style=\"left:87px;bottom:240px;letter-spacing:-0.01px;display:inline;\">contracts are the contracts that are measured under the VFA model and as discussed in the table above comprise primarily the Group\u2019s with- </div><div class=\"t s2_295\" id=\"t2s_295\" style=\"left:87px;bottom:225px;letter-spacing:-0.01px;display:inline;\">profits, unit-linked and shareholder-backed participating critical illness contracts. Those underlying items comprise primarily investments in debt </div><div class=\"t s2_295\" id=\"t2t_295\" style=\"left:87px;bottom:209px;letter-spacing:-0.01px;display:inline;\">securities, equity securities and holdings in collective investment schemes. The underlying items also include the related reinsurance assets and </div><div class=\"t s2_295\" id=\"t2u_295\" style=\"left:87px;bottom:194px;letter-spacing:-0.01px;display:inline;\">the policyholders\u2019 interest in the excess net assets of relevant participating funds. </div><div></div><div class=\"t s0_296\" id=\"t1_296\" style=\"left:65px;bottom:1118px;letter-spacing:-0.1px;display:inline;\">(b) </div><div class=\"t s0_296\" id=\"t2_296\" style=\"left:91px;bottom:1118px;letter-spacing:-0.11px;display:inline;\">Reinsurance contracts held </div><div class=\"t s1_296\" id=\"t3_296\" style=\"left:65px;bottom:1102px;letter-spacing:-0.01px;display:inline;\">The Group cedes certain business to other insurance companies. Although the ceding of insurance does not relieve the Group from its liability to </div><div class=\"t s1_296\" id=\"t4_296\" style=\"left:65px;bottom:1087px;letter-spacing:-0.01px;display:inline;\">its policyholders, the Group participates in such agreements largely for the purpose of managing its loss exposure. The Group evaluates the </div><div class=\"t s1_296\" id=\"t5_296\" style=\"left:65px;bottom:1071px;letter-spacing:-0.01px;display:inline;\">financial condition of its reinsurers and monitors concentration of credit risk from similar geographic regions, activities or economic </div><div class=\"t s1_296\" id=\"t6_296\" style=\"left:65px;bottom:1055px;letter-spacing:-0.01px;word-spacing:-0.01px;display:inline;\">characteristics of the reinsurers to minimise its exposure from reinsurer insolvencies. 98 per cent (31 December 2022: 95 per cent) of the Group\u2019s </div><div class=\"t s1_296\" id=\"t7_296\" style=\"left:65px;bottom:1040px;letter-spacing:-0.01px;display:inline;\">reinsurance contract BEL that are assets, excluding the Group\u2019s share of the balances held by life joint ventures and associates, are held with </div><div class=\"t s1_296\" id=\"t8_296\" style=\"left:65px;bottom:1024px;letter-spacing:-0.01px;display:inline;\">reinsurers with a rating of A- and above by Standard &amp; Poor\u2019s or other external rating agencies by reference to the reinsurance BEL. </div><div class=\"t s1_296\" id=\"t9_296\" style=\"left:65px;bottom:996px;letter-spacing:-0.01px;display:inline;\">The reinsurance contracts held primarily relate to protection business written in Hong Kong. The Group\u2019s Hong Kong business cedes insurance risk </div><div class=\"t s1_296\" id=\"ta_296\" style=\"left:65px;bottom:981px;letter-spacing:-0.01px;display:inline;\">to limit exposure to underwriting losses under various agreements that cover individual risks, group risks or defined blocks of business, on a co- </div><div class=\"t s1_296\" id=\"tb_296\" style=\"left:65px;bottom:965px;letter-spacing:-0.01px;display:inline;\">insurance, surplus, quota share, or catastrophe excess of loss basis. The amount of each risk retained depends on the evaluation of the specific </div><div class=\"t s1_296\" id=\"tc_296\" style=\"left:65px;bottom:950px;letter-spacing:-0.01px;word-spacing:-0.01px;display:inline;\">risk, subject to certain circumstances, to internally set maximum limits based on characteristics of coverage. </div><div class=\"t s1_296\" id=\"td_296\" style=\"left:65px;bottom:922px;letter-spacing:-0.01px;display:inline;\">As required by IFRS 17, all reinsurance contracts held by the Group are measured using the GMM. </div><div class=\"t s1_296\" id=\"te_296\" style=\"left:65px;bottom:894px;letter-spacing:-0.01px;display:inline;\">A group of reinsurance contracts held is recognised on the following date: </div><div class=\"t s2_296\" id=\"tf_296\" style=\"left:65px;bottom:866px;display:inline;\">\u2013 </div><div class=\"t s1_296\" id=\"tg_296\" style=\"left:78px;bottom:866px;letter-spacing:-0.01px;display:inline;\">Reinsurance contracts held by the Group that provide proportionate coverage: The later of the start date of the coverage period, and the date </div><div class=\"t s1_296\" id=\"th_296\" style=\"left:78px;bottom:851px;letter-spacing:-0.01px;display:inline;\">on which any underlying insurance contract is initially recognised. This applies to the Group\u2019s quota share reinsurance contracts. </div><div class=\"t s2_296\" id=\"ti_296\" style=\"left:65px;bottom:835px;display:inline;\">\u2013 </div><div class=\"t s1_296\" id=\"tj_296\" style=\"left:78px;bottom:835px;letter-spacing:-0.01px;display:inline;\">Other (non-proportionate) reinsurance contracts held by the Group: The earlier of beginning of the coverage period of the group of </div><div class=\"t s1_296\" id=\"tk_296\" style=\"left:78px;bottom:819px;letter-spacing:-0.01px;display:inline;\">reinsurance contracts or the recognition date of an underlying onerous group of insurance contracts issued. </div><div class=\"t s2_296\" id=\"tl_296\" style=\"left:65px;bottom:804px;display:inline;\">\u2013 </div><div class=\"t s1_296\" id=\"tm_296\" style=\"left:78px;bottom:804px;letter-spacing:-0.01px;display:inline;\">Reinsurance contracts held acquired via a business acquisition/ combination: The date of the business acquisition/combination. </div><div class=\"t s1_296\" id=\"tn_296\" style=\"left:65px;bottom:776px;letter-spacing:-0.01px;display:inline;\">On initial recognition, the CSM of a group of reinsurance contracts held represents a net cost or net gain on purchasing reinsurance. It is </div><div class=\"t s1_296\" id=\"to_296\" style=\"left:65px;bottom:760px;letter-spacing:-0.01px;display:inline;\">measured as the equal and opposite amount of the total of (a) the fulfilment cash flows, (b) any amount arising from the derecognition of any </div><div class=\"t s1_296\" id=\"tp_296\" style=\"left:65px;bottom:745px;letter-spacing:-0.01px;display:inline;\">assets or liabilities previously recognised for cash flows related to the group, (c) any cash flows arising at that date and (d) any income </div><div class=\"t s1_296\" id=\"tq_296\" style=\"left:65px;bottom:729px;letter-spacing:-0.01px;display:inline;\">recognised in profit or loss because of onerous underlying contracts recognised at that date. However, if the net cost of purchasing reinsurance </div><div class=\"t s1_296\" id=\"tr_296\" style=\"left:65px;bottom:714px;letter-spacing:-0.01px;display:inline;\">relates to past events, the Group recognises the net cost immediately in profit or loss. </div><div class=\"t s1_296\" id=\"ts_296\" style=\"left:65px;bottom:686px;letter-spacing:-0.01px;display:inline;\">The carrying amount at the end of each reporting period of a group of reinsurance contracts held is measured in the same way as the underlying </div>insurance contracts under GMM. Reinsurance contracts held are subject to the same modification requirements as insurance contracts. ",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfReinsuranceExplanatory",
    "language": "en",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f48794": {
   "value": "C4 Intangible assets <div class=\"t s4_296\" id=\"tv_296\" style=\"left:65px;bottom:612px;letter-spacing:0.13px;display:inline;\">C4.1 Goodwill </div><div class=\"t s0_296\" id=\"tw_296\" style=\"left:65px;bottom:595px;letter-spacing:-0.12px;display:inline;\">Business combination </div><div class=\"t s5_296\" id=\"tx_296\" style=\"left:65px;bottom:580px;letter-spacing:-0.01px;display:inline;\">Business acquisitions are accounted for by applying the purchase method of accounting, which adjusts the net assets of the acquired company </div><div class=\"t s5_296\" id=\"ty_296\" style=\"left:65px;bottom:564px;letter-spacing:-0.01px;display:inline;\">to fair value at the date of purchase. The excess of the acquisition consideration over the fair value of the assets and liabilities of the acquired </div><div class=\"t s5_296\" id=\"tz_296\" style=\"left:65px;bottom:548px;letter-spacing:-0.01px;display:inline;\">business is recorded as goodwill. The Group chooses the full goodwill method or the partial goodwill method to calculate goodwill on an </div><div class=\"t s5_296\" id=\"t10_296\" style=\"left:65px;bottom:533px;letter-spacing:-0.01px;display:inline;\">acquisition-by-acquisition basis. Expenses related to acquiring new subsidiaries are charged to the income statement in the period in which they </div><div class=\"t s5_296\" id=\"t11_296\" style=\"left:65px;bottom:517px;letter-spacing:-0.01px;display:inline;\">are incurred and not included in goodwill. Income and expenses of acquired businesses are included in the income statement from the date of </div><div class=\"t s5_296\" id=\"t12_296\" style=\"left:65px;bottom:502px;letter-spacing:-0.01px;display:inline;\">acquisition. </div><div class=\"t s5_296\" id=\"t13_296\" style=\"left:65px;bottom:474px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Where the Group writes a put option, which if exercised triggers the purchase of non-controlling interests as part of its business acquisition, the </div><div class=\"t s5_296\" id=\"t14_296\" style=\"left:65px;bottom:458px;letter-spacing:-0.01px;display:inline;\">put option is recognised as a financial liability at the acquisition date. Where risks and rewards remain with the non-controlling interests, a </div><div class=\"t s5_296\" id=\"t15_296\" style=\"left:65px;bottom:443px;letter-spacing:-0.01px;display:inline;\">corresponding amount is deducted from equity. Any subsequent changes to the carrying amount of the put option liability are also recognised </div><div class=\"t s5_296\" id=\"t16_296\" style=\"left:65px;bottom:427px;letter-spacing:-0.01px;display:inline;\">within equity. </div><div class=\"t s0_296\" id=\"t17_296\" style=\"left:65px;bottom:398px;letter-spacing:-0.12px;display:inline;\">Goodwill </div><div class=\"t s5_296\" id=\"t18_296\" style=\"left:65px;bottom:383px;letter-spacing:-0.01px;display:inline;\">Goodwill is capitalised and carried on the Group consolidated statement of financial position as an intangible asset at initial value less any </div><div class=\"t s5_296\" id=\"t19_296\" style=\"left:65px;bottom:367px;letter-spacing:-0.01px;display:inline;\">accumulated impairment losses. Goodwill impairment testing is conducted annually and when there is an indication that the goodwill may be </div><div class=\"t s5_296\" id=\"t1a_296\" style=\"left:65px;bottom:352px;letter-spacing:-0.01px;display:inline;\">impaired. </div><div class=\"t s1_296\" id=\"t1b_296\" style=\"left:65px;bottom:324px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Goodwill shown on the consolidated statement of financial position represents amounts allocated to businesses in Asia and Africa in respect of </div><div class=\"t s1_296\" id=\"t1c_296\" style=\"left:65px;bottom:308px;letter-spacing:-0.01px;word-spacing:-0.01px;display:inline;\">both acquired asset management and life businesses. There has been no impairment as at 31 December 2023 and 2022. </div><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_296\" id=\"t1d_296\" style=\"left:697px;bottom:282px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">2023 $m </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_296\" id=\"t1e_296\" style=\"left:776px;bottom:282px;letter-spacing:0.09px;display:inline;\">2022 $m </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_296\" id=\"t1f_296\" style=\"left:69px;bottom:261px;letter-spacing:-0.01px;display:inline;\">Carrying value at 1 Jan </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_296\" id=\"t1g_296\" style=\"left:709px;bottom:261px;letter-spacing:-0.02px;display:inline;\">890 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_296\" id=\"t1h_296\" style=\"left:788px;bottom:261px;letter-spacing:-0.01px;display:inline;\">907 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_296\" id=\"t1i_296\" style=\"left:69px;bottom:242px;letter-spacing:-0.01px;display:inline;\">Exchange differences </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_296\" id=\"t1j_296\" style=\"left:724px;bottom:242px;display:inline;\">6 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_296\" id=\"t1k_296\" style=\"left:791px;bottom:242px;display:inline;\">(17) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_296\" id=\"t1l_296\" style=\"left:69px;bottom:222px;letter-spacing:-0.01px;display:inline;\">Carrying value at 31 Dec </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_296\" id=\"t1m_296\" style=\"left:709px;bottom:222px;letter-spacing:-0.02px;display:inline;\">896 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_296\" id=\"t1n_296\" style=\"left:788px;bottom:222px;letter-spacing:-0.01px;display:inline;\">890 </div></td></tr>\n                                        </table><div></div><div class=\"t s0_297\" id=\"t1_297\" style=\"left:87px;bottom:1118px;letter-spacing:-0.12px;word-spacing:0.01px;display:inline;\">Impairment testing </div><div class=\"t s1_297\" id=\"t2_297\" style=\"left:87px;bottom:1102px;letter-spacing:-0.01px;display:inline;\">Goodwill does not generate cash flows independently of other groups of assets and thus is assigned to CGUs for the purposes of impairment </div><div class=\"t s1_297\" id=\"t3_297\" style=\"left:87px;bottom:1087px;letter-spacing:-0.01px;display:inline;\">testing. These CGUs are based upon how management monitors the business and represent the lowest level to which goodwill can be allocated </div><div class=\"t s1_297\" id=\"t4_297\" style=\"left:87px;bottom:1071px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">on a reasonable basis. Of the carrying value at 31 December 2023, $449 million (31 December 2022: $445 million) relates to asset </div><div class=\"t s1_297\" id=\"t5_297\" style=\"left:87px;bottom:1055px;letter-spacing:-0.01px;display:inline;\">management business in Thailand and $238 million (31 December 2022: $234 million) relates to the acquisition of UOB Life in Singapore. Other </div><div class=\"t s1_297\" id=\"t6_297\" style=\"left:87px;bottom:1040px;letter-spacing:-0.01px;display:inline;\">goodwill amounts are allocated across CGUs, which are not individually material. </div><div class=\"t s1_297\" id=\"t7_297\" style=\"left:87px;bottom:1012px;letter-spacing:-0.01px;display:inline;\">Goodwill is tested for impairment by comparing the CGU\u2019s carrying amount, including any goodwill, with its recoverable amount. The Group\u2019s </div><div class=\"t s1_297\" id=\"t8_297\" style=\"left:87px;bottom:996px;letter-spacing:-0.01px;display:inline;\">methodology of assessing whether goodwill may be impaired for acquired life and asset management operations is discussed below. </div><div class=\"t s1_297\" id=\"t9_297\" style=\"left:87px;bottom:969px;letter-spacing:-0.01px;display:inline;\">For acquired life businesses, the Group routinely compares the aggregate of net asset value and acquired goodwill on an IFRS basis of the </div><div class=\"t s1_297\" id=\"ta_297\" style=\"left:87px;bottom:953px;letter-spacing:-0.01px;display:inline;\">acquired life business with the value of the current in-force business as determined using the EEV methodology. Any excess of IFRS value over </div><div class=\"t s1_297\" id=\"tb_297\" style=\"left:87px;bottom:937px;letter-spacing:-0.01px;display:inline;\">EEV carrying value is then compared with EEV basis value of current and projected future new business to determine whether there is any </div><div class=\"t s1_297\" id=\"tc_297\" style=\"left:87px;bottom:922px;letter-spacing:-0.01px;display:inline;\">indication that the goodwill in the IFRS statement of financial position may be impaired. The methodology and assumptions underpinning the </div><div class=\"t s1_297\" id=\"td_297\" style=\"left:87px;bottom:906px;letter-spacing:-0.01px;display:inline;\">Group\u2019s EEV basis of reporting are included in the EEV basis supplementary information in this Annual Report. </div><div class=\"t s1_297\" id=\"te_297\" style=\"left:87px;bottom:878px;letter-spacing:-0.01px;display:inline;\">The goodwill in respect of asset management businesses comprises mainly the goodwill arising from the acquisition of Thanachart Fund </div><div class=\"t s1_297\" id=\"tf_297\" style=\"left:87px;bottom:863px;letter-spacing:-0.01px;display:inline;\">Management Co., Ltd in 2019 and TMB Asset Management Co., Ltd in Thailand in 2018. The two acquired entities were merged as Eastspring </div><div class=\"t s1_297\" id=\"tg_297\" style=\"left:87px;bottom:847px;letter-spacing:-0.01px;display:inline;\">Asset Management (Thailand) Co., Ltd in 2022. The goodwill impairment testing for these businesses is prepared as a single CGU reflecting that </div><div class=\"t s1_297\" id=\"th_297\" style=\"left:87px;bottom:832px;letter-spacing:-0.01px;display:inline;\">these businesses are managed together. The recoverable amount has been determined by calculating the value in use of the combined business </div><div class=\"t s1_297\" id=\"ti_297\" style=\"left:87px;bottom:816px;letter-spacing:-0.01px;display:inline;\">calculated using a discounted cash flow valuation. </div><div class=\"t s1_297\" id=\"tj_297\" style=\"left:87px;bottom:788px;letter-spacing:-0.01px;display:inline;\">For the combined Thailand asset management business, the valuation is based on a number of key assumptions as follows: </div><div class=\"t s2_297\" id=\"tk_297\" style=\"left:87px;bottom:760px;display:inline;\">\u2013 </div><div class=\"t s1_297\" id=\"tl_297\" style=\"left:100px;bottom:760px;letter-spacing:-0.01px;display:inline;\">Cash flow projections based on the latest five-year business plan or forecast; </div><div class=\"t s2_297\" id=\"tm_297\" style=\"left:87px;bottom:745px;display:inline;\">\u2013 </div><div class=\"t s1_297\" id=\"tn_297\" style=\"left:100px;bottom:745px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">A constant growth rate of 3.5 per cent (2022: 3.5 per cent) on forecast cash flows beyond the terminal year of the cash flow projection period; </div><div class=\"t s2_297\" id=\"to_297\" style=\"left:87px;bottom:729px;display:inline;\">\u2013 </div><div class=\"t s1_297\" id=\"tp_297\" style=\"left:100px;bottom:729px;letter-spacing:-0.01px;word-spacing:-0.02px;display:inline;\">The risk discount rate applied in accordance with the nature of the businesses. The pre-tax discount rate applied is 9.0 per cent (31 December </div><div class=\"t s1_297\" id=\"tq_297\" style=\"left:100px;bottom:714px;letter-spacing:-0.01px;display:inline;\">2022: 9.0 per cent); and </div><div class=\"t s2_297\" id=\"tr_297\" style=\"left:87px;bottom:698px;display:inline;\">\u2013 </div><div class=\"t s1_297\" id=\"ts_297\" style=\"left:100px;bottom:698px;letter-spacing:-0.01px;display:inline;\">The continuation of asset management contracts on similar terms. </div><div class=\"t s1_297\" id=\"tt_297\" style=\"left:87px;bottom:670px;letter-spacing:-0.01px;display:inline;\">The key assumptions used in the impairment testing, including the cash flow projections, are subject to fluctuations in the external market and </div><div class=\"t s1_297\" id=\"tu_297\" style=\"left:87px;bottom:655px;letter-spacing:-0.01px;display:inline;\">economic conditions. No material impairment is expected to occur if a reasonably possible change is made to each of the individual key </div><div class=\"t s1_297\" id=\"tv_297\" style=\"left:87px;bottom:639px;letter-spacing:-0.01px;display:inline;\">assumptions, which the Group has taken to be a 10 per cent fall in cashflow projections, a 1 per cent fall in the growth rate or a 1 per cent </div><div class=\"t s1_297\" id=\"tw_297\" style=\"left:87px;bottom:624px;letter-spacing:-0.01px;display:inline;\">increase in the discount rate. A more significant fall or a combination of effects could have a larger impact on the recoverable value and so there </div><div class=\"t s1_297\" id=\"tx_297\" style=\"left:87px;bottom:608px;letter-spacing:-0.01px;display:inline;\">are circumstances where an impairment could occur. </div><div class=\"t s3_297\" id=\"ty_297\" style=\"left:87px;bottom:577px;letter-spacing:0.12px;display:inline;\">C4.2 Other intangible assets </div><div class=\"t s4_297\" id=\"tz_297\" style=\"left:87px;bottom:562px;letter-spacing:-0.01px;display:inline;\">Intangible assets acquired on the purchase of a subsidiary or portfolio of contracts are measured at fair value on acquisition. Other intangible </div><div class=\"t s4_297\" id=\"t10_297\" style=\"left:87px;bottom:546px;letter-spacing:-0.01px;display:inline;\">assets, such as distribution rights and software, are valued initially at the price paid to acquire or cost to develop them and are subsequently </div><div class=\"t s4_297\" id=\"t11_297\" style=\"left:87px;bottom:531px;letter-spacing:-0.01px;display:inline;\">carried at cost less amortisation and any accumulated impairment losses. For intangibles other than goodwill, amortisation follows the pattern in </div><div class=\"t s4_297\" id=\"t12_297\" style=\"left:87px;bottom:515px;letter-spacing:-0.01px;display:inline;\">which the future economic benefits are expected to be consumed. If the pattern cannot be determined reliably, a straight-line method is applied. </div><div class=\"t s4_297\" id=\"t13_297\" style=\"left:87px;bottom:500px;letter-spacing:-0.01px;display:inline;\">For software, the amortisation generally represents the licence period of the software acquired. Amortisation of intangible assets is charged to </div><div class=\"t s4_297\" id=\"t14_297\" style=\"left:87px;bottom:484px;letter-spacing:-0.01px;display:inline;\">the Consolidated income statement and allocated between attributable and non-attributable expenses for the Group's insurance entities as </div><div class=\"t s4_297\" id=\"t15_297\" style=\"left:87px;bottom:468px;letter-spacing:-0.01px;display:inline;\">shown in note B2. Impairment testing is conducted when there is an indication that the intangible asset may be impaired. </div><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"3\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s5_297\" id=\"t16_297\" style=\"left:466px;bottom:439px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">2023 $m </div> </td><td colspan=\"3\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s6_297\" id=\"t17_297\" style=\"left:701px;bottom:439px;letter-spacing:0.09px;display:inline;\">2022 $m </div> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_297\" id=\"t19_297\" style=\"left:496px;bottom:422px;letter-spacing:0.06px;display:inline;\">Other </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_297\" id=\"t1d_297\" style=\"left:732px;bottom:423px;letter-spacing:0.07px;display:inline;\">Other </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_297\" id=\"t18_297\" style=\"left:372px;bottom:412px;letter-spacing:0.06px;word-spacing:0.01px;display:inline;\">Distribution rights </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_297\" id=\"t1a_297\" style=\"left:475px;bottom:412px;letter-spacing:0.07px;display:inline;\">intangibles </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_297\" id=\"t1b_297\" style=\"left:576px;bottom:412px;letter-spacing:0.07px;display:inline;\">Total </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_297\" id=\"t1c_297\" style=\"left:609px;bottom:412px;letter-spacing:0.06px;display:inline;\">Distribution rights </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_297\" id=\"t1e_297\" style=\"left:712px;bottom:412px;letter-spacing:0.06px;display:inline;\">intangibles </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_297\" id=\"t1f_297\" style=\"left:812px;bottom:412px;letter-spacing:0.07px;display:inline;\">Total </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_297\" id=\"t1g_297\" style=\"left:416px;bottom:395px;letter-spacing:0.06px;display:inline;\">note (i) </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s5_297\" id=\"t1h_297\" style=\"left:488px;bottom:395px;letter-spacing:0.06px;display:inline;\">note (ii) </div></td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s6_297\" id=\"t1i_297\" style=\"left:648px;bottom:395px;letter-spacing:0.06px;display:inline;\">note (i) </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s6_297\" id=\"t1j_297\" style=\"left:724px;bottom:395px;letter-spacing:0.06px;display:inline;\">note (ii) </div></td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_297\" id=\"t1k_297\" style=\"left:91px;bottom:374px;letter-spacing:-0.01px;display:inline;\">Balance at 1 Jan </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_297\" id=\"t1l_297\" style=\"left:91px;bottom:355px;letter-spacing:-0.01px;display:inline;\">Cost </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s7_297\" id=\"t1m_297\" style=\"left:411px;bottom:355px;letter-spacing:-0.02px;display:inline;\">5,176 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_297\" id=\"t1n_297\" style=\"left:496px;bottom:355px;letter-spacing:-0.02px;display:inline;\">489 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_297\" id=\"t1o_297\" style=\"left:564px;bottom:355px;letter-spacing:-0.02px;display:inline;\">5,665 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_297\" id=\"t1p_297\" style=\"left:643px;bottom:355px;letter-spacing:-0.01px;display:inline;\">5,037 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_297\" id=\"t1q_297\" style=\"left:731px;bottom:355px;letter-spacing:-0.01px;display:inline;\">425 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_297\" id=\"t1r_297\" style=\"left:799px;bottom:355px;letter-spacing:-0.01px;display:inline;\">5,462 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_297\" id=\"t1s_297\" style=\"left:91px;bottom:336px;letter-spacing:-0.01px;display:inline;\">Accumulated amortisation </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_297\" id=\"t1t_297\" style=\"left:407px;bottom:336px;letter-spacing:-0.02px;display:inline;\">(1,546) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_297\" id=\"t1u_297\" style=\"left:492px;bottom:336px;letter-spacing:-0.02px;display:inline;\">(235) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_297\" id=\"t1v_297\" style=\"left:560px;bottom:336px;letter-spacing:-0.02px;display:inline;\">(1,781) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_297\" id=\"t1w_297\" style=\"left:639px;bottom:336px;letter-spacing:-0.01px;display:inline;\">(1,255) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_297\" id=\"t1x_297\" style=\"left:726px;bottom:336px;letter-spacing:-0.01px;display:inline;\">(192) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_297\" id=\"t1y_297\" style=\"left:795px;bottom:336px;letter-spacing:-0.01px;display:inline;\">(1,447) </div></td></tr><tr><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s7_297\" id=\"t1z_297\" style=\"left:411px;bottom:316px;letter-spacing:-0.02px;display:inline;\">3,630 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_297\" id=\"t20_297\" style=\"left:496px;bottom:316px;letter-spacing:-0.02px;display:inline;\">254 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s7_297\" id=\"t21_297\" style=\"left:564px;bottom:316px;letter-spacing:-0.02px;display:inline;\">3,884 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_297\" id=\"t22_297\" style=\"left:643px;bottom:316px;letter-spacing:-0.01px;display:inline;\">3,782 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_297\" id=\"t23_297\" style=\"left:731px;bottom:316px;letter-spacing:-0.01px;display:inline;\">233 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_297\" id=\"t24_297\" style=\"left:799px;bottom:316px;letter-spacing:-0.01px;display:inline;\">4,015 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_297\" id=\"t25_297\" style=\"left:91px;bottom:297px;letter-spacing:-0.01px;display:inline;\">Additions </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_297\" id=\"t26_297\" style=\"left:421px;bottom:297px;letter-spacing:-0.02px;display:inline;\">415 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_297\" id=\"t27_297\" style=\"left:503px;bottom:297px;letter-spacing:-0.02px;display:inline;\">83 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_297\" id=\"t28_297\" style=\"left:574px;bottom:297px;letter-spacing:-0.02px;display:inline;\">498 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_297\" id=\"t29_297\" style=\"left:653px;bottom:297px;letter-spacing:-0.01px;display:inline;\">206 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_297\" id=\"t2a_297\" style=\"left:738px;bottom:297px;letter-spacing:-0.01px;display:inline;\">83 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_297\" id=\"t2b_297\" style=\"left:808px;bottom:297px;letter-spacing:-0.01px;display:inline;\">289 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_297\" id=\"t2c_297\" style=\"left:91px;bottom:277px;letter-spacing:-0.01px;display:inline;\">Amortisation charge </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_297\" id=\"t2d_297\" style=\"left:417px;bottom:277px;letter-spacing:-0.02px;display:inline;\">(330) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_297\" id=\"t2e_297\" style=\"left:499px;bottom:277px;letter-spacing:-0.02px;display:inline;\">(49) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_297\" id=\"t2f_297\" style=\"left:570px;bottom:277px;letter-spacing:-0.02px;display:inline;\">(379) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_297\" id=\"t2g_297\" style=\"left:648px;bottom:277px;letter-spacing:-0.01px;display:inline;\">(301) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_297\" id=\"t2h_297\" style=\"left:733px;bottom:277px;display:inline;\">(48) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_297\" id=\"t2i_297\" style=\"left:804px;bottom:277px;letter-spacing:-0.01px;display:inline;\">(349) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_297\" id=\"t2j_297\" style=\"left:91px;bottom:258px;letter-spacing:-0.01px;display:inline;\">Disposals and transfers </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_297\" id=\"t2k_297\" style=\"left:437px;bottom:258px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_297\" id=\"t2l_297\" style=\"left:506px;bottom:258px;letter-spacing:-0.02px;display:inline;\">(6) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_297\" id=\"t2m_297\" style=\"left:584px;bottom:258px;letter-spacing:-0.02px;display:inline;\">(6) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_297\" id=\"t2n_297\" style=\"left:667px;bottom:258px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_297\" id=\"t2o_297\" style=\"left:740px;bottom:258px;display:inline;\">(6) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_297\" id=\"t2p_297\" style=\"left:818px;bottom:258px;display:inline;\">(6) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_297\" id=\"t2q_297\" style=\"left:91px;bottom:238px;letter-spacing:-0.01px;display:inline;\">Exchange differences and other movements </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_297\" id=\"t2r_297\" style=\"left:432px;bottom:238px;letter-spacing:-0.02px;display:inline;\">(6) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_297\" id=\"t2s_297\" style=\"left:506px;bottom:238px;letter-spacing:-0.02px;display:inline;\">(5) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_297\" id=\"t2t_297\" style=\"left:577px;bottom:238px;letter-spacing:-0.02px;display:inline;\">(11) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_297\" id=\"t2u_297\" style=\"left:655px;bottom:238px;display:inline;\">(57) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_297\" id=\"t2v_297\" style=\"left:740px;bottom:238px;display:inline;\">(8) </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_297\" id=\"t2w_297\" style=\"left:811px;bottom:238px;display:inline;\">(65) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_297\" id=\"t2x_297\" style=\"left:91px;bottom:219px;letter-spacing:-0.01px;display:inline;\">Balance at 31 Dec </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_297\" id=\"t2y_297\" style=\"left:411px;bottom:219px;letter-spacing:-0.02px;display:inline;\">3,709 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s7_297\" id=\"t2z_297\" style=\"left:496px;bottom:219px;letter-spacing:-0.02px;display:inline;\">277 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_297\" id=\"t30_297\" style=\"left:564px;bottom:219px;letter-spacing:-0.02px;display:inline;\">3,986 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_297\" id=\"t31_297\" style=\"left:643px;bottom:219px;letter-spacing:-0.01px;display:inline;\">3,630 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_297\" id=\"t32_297\" style=\"left:730px;bottom:219px;letter-spacing:-0.01px;display:inline;\">254 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_297\" id=\"t33_297\" style=\"left:799px;bottom:219px;letter-spacing:-0.01px;display:inline;\">3,884 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s7_297\" id=\"t34_297\" style=\"left:91px;bottom:199px;letter-spacing:-0.01px;display:inline;\">Comprising: </div></td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled tcs-selected emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_297\" id=\"t35_297\" style=\"left:91px;bottom:180px;letter-spacing:-0.01px;display:inline;\">Cost </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s7_297\" id=\"t36_297\" style=\"left:411px;bottom:180px;letter-spacing:-0.02px;display:inline;\">5,585 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s7_297\" id=\"t37_297\" style=\"left:496px;bottom:180px;letter-spacing:-0.02px;display:inline;\">537 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_297\" id=\"t38_297\" style=\"left:564px;bottom:180px;letter-spacing:-0.02px;display:inline;\">6,122 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_297\" id=\"t39_297\" style=\"left:643px;bottom:180px;letter-spacing:-0.01px;display:inline;\">5,176 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_297\" id=\"t3a_297\" style=\"left:730px;bottom:180px;letter-spacing:-0.01px;display:inline;\">489 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_297\" id=\"t3b_297\" style=\"left:799px;bottom:180px;letter-spacing:-0.01px;display:inline;\">5,665 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_297\" id=\"t3c_297\" style=\"left:91px;bottom:160px;letter-spacing:-0.01px;display:inline;\">Accumulated amortisation </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s7_297\" id=\"t3d_297\" style=\"left:407px;bottom:160px;letter-spacing:-0.02px;display:inline;\">(1,876) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_297\" id=\"t3e_297\" style=\"left:492px;bottom:160px;letter-spacing:-0.02px;display:inline;\">(260) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_297\" id=\"t3f_297\" style=\"left:559px;bottom:160px;letter-spacing:-0.02px;display:inline;\">(2,136) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_297\" id=\"t3g_297\" style=\"left:639px;bottom:160px;letter-spacing:-0.01px;display:inline;\">(1,546) </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_297\" id=\"t3h_297\" style=\"left:726px;bottom:160px;letter-spacing:-0.01px;display:inline;\">(235) </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_297\" id=\"t3i_297\" style=\"left:795px;bottom:160px;letter-spacing:-0.01px;display:inline;\">(1,781) </div></td></tr>\n                                        </table><div class=\"t s8_297\" id=\"t3j_297\" style=\"left:87px;bottom:134px;letter-spacing:-0.16px;display:inline;\">Notes </div><div class=\"t s9_297\" id=\"t3k_297\" style=\"left:87px;bottom:122px;letter-spacing:-0.09px;display:inline;\">(i) </div><div class=\"t s9_297\" id=\"t3l_297\" style=\"left:104px;bottom:122px;letter-spacing:-0.13px;display:inline;\">Distribution rights relate to amounts that have been paid or have become unconditionally due for payment as a result of past events in respect of the bancassurance </div><div class=\"t s9_297\" id=\"t3m_297\" style=\"left:104px;bottom:110px;letter-spacing:-0.12px;display:inline;\">partnership arrangements for the bank distribution of Prudential\u2019s insurance products for a fixed period of time. The distribution rights amounts are amortised on a basis to </div><div class=\"t s9_297\" id=\"t3n_297\" style=\"left:104px;bottom:99px;letter-spacing:-0.13px;display:inline;\">reflect the pattern in which the future economic benefits are expected to be consumed by reference to new business production levels. </div><div class=\"t s9_297\" id=\"t3o_297\" style=\"left:87px;bottom:87px;letter-spacing:-0.08px;display:inline;\">(ii) </div>Included within other intangibles are software and licence fees.",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfIntangibleAssetsAndGoodwillExplanatory",
    "language": "en",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f48797": {
   "value": "C4.1 Goodwill <div class=\"t s0_296\" id=\"tw_296\" style=\"left:65px;bottom:595px;letter-spacing:-0.12px;display:inline;\">Business combination </div><div class=\"t s5_296\" id=\"tx_296\" style=\"left:65px;bottom:580px;letter-spacing:-0.01px;display:inline;\">Business acquisitions are accounted for by applying the purchase method of accounting, which adjusts the net assets of the acquired company </div><div class=\"t s5_296\" id=\"ty_296\" style=\"left:65px;bottom:564px;letter-spacing:-0.01px;display:inline;\">to fair value at the date of purchase. The excess of the acquisition consideration over the fair value of the assets and liabilities of the acquired </div><div class=\"t s5_296\" id=\"tz_296\" style=\"left:65px;bottom:548px;letter-spacing:-0.01px;display:inline;\">business is recorded as goodwill. The Group chooses the full goodwill method or the partial goodwill method to calculate goodwill on an </div><div class=\"t s5_296\" id=\"t10_296\" style=\"left:65px;bottom:533px;letter-spacing:-0.01px;display:inline;\">acquisition-by-acquisition basis. Expenses related to acquiring new subsidiaries are charged to the income statement in the period in which they </div><div class=\"t s5_296\" id=\"t11_296\" style=\"left:65px;bottom:517px;letter-spacing:-0.01px;display:inline;\">are incurred and not included in goodwill. Income and expenses of acquired businesses are included in the income statement from the date of </div><div class=\"t s5_296\" id=\"t12_296\" style=\"left:65px;bottom:502px;letter-spacing:-0.01px;display:inline;\">acquisition. </div><div class=\"t s5_296\" id=\"t13_296\" style=\"left:65px;bottom:474px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Where the Group writes a put option, which if exercised triggers the purchase of non-controlling interests as part of its business acquisition, the </div><div class=\"t s5_296\" id=\"t14_296\" style=\"left:65px;bottom:458px;letter-spacing:-0.01px;display:inline;\">put option is recognised as a financial liability at the acquisition date. Where risks and rewards remain with the non-controlling interests, a </div><div class=\"t s5_296\" id=\"t15_296\" style=\"left:65px;bottom:443px;letter-spacing:-0.01px;display:inline;\">corresponding amount is deducted from equity. Any subsequent changes to the carrying amount of the put option liability are also recognised </div><div class=\"t s5_296\" id=\"t16_296\" style=\"left:65px;bottom:427px;letter-spacing:-0.01px;display:inline;\">within equity. </div><div class=\"t s0_296\" id=\"t17_296\" style=\"left:65px;bottom:398px;letter-spacing:-0.12px;display:inline;\">Goodwill </div><div class=\"t s5_296\" id=\"t18_296\" style=\"left:65px;bottom:383px;letter-spacing:-0.01px;display:inline;\">Goodwill is capitalised and carried on the Group consolidated statement of financial position as an intangible asset at initial value less any </div><div class=\"t s5_296\" id=\"t19_296\" style=\"left:65px;bottom:367px;letter-spacing:-0.01px;display:inline;\">accumulated impairment losses. Goodwill impairment testing is conducted annually and when there is an indication that the goodwill may be </div><div class=\"t s5_296\" id=\"t1a_296\" style=\"left:65px;bottom:352px;letter-spacing:-0.01px;display:inline;\">impaired. </div><div class=\"t s1_296\" id=\"t1b_296\" style=\"left:65px;bottom:324px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Goodwill shown on the consolidated statement of financial position represents amounts allocated to businesses in Asia and Africa in respect of </div><div class=\"t s1_296\" id=\"t1c_296\" style=\"left:65px;bottom:308px;letter-spacing:-0.01px;word-spacing:-0.01px;display:inline;\">both acquired asset management and life businesses. There has been no impairment as at 31 December 2023 and 2022. </div><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_296\" id=\"t1d_296\" style=\"left:697px;bottom:282px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">2023 $m </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_296\" id=\"t1e_296\" style=\"left:776px;bottom:282px;letter-spacing:0.09px;display:inline;\">2022 $m </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_296\" id=\"t1f_296\" style=\"left:69px;bottom:261px;letter-spacing:-0.01px;display:inline;\">Carrying value at 1 Jan </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_296\" id=\"t1g_296\" style=\"left:709px;bottom:261px;letter-spacing:-0.02px;display:inline;\">890 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_296\" id=\"t1h_296\" style=\"left:788px;bottom:261px;letter-spacing:-0.01px;display:inline;\">907 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_296\" id=\"t1i_296\" style=\"left:69px;bottom:242px;letter-spacing:-0.01px;display:inline;\">Exchange differences </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_296\" id=\"t1j_296\" style=\"left:724px;bottom:242px;display:inline;\">6 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_296\" id=\"t1k_296\" style=\"left:791px;bottom:242px;display:inline;\">(17) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_296\" id=\"t1l_296\" style=\"left:69px;bottom:222px;letter-spacing:-0.01px;display:inline;\">Carrying value at 31 Dec </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_296\" id=\"t1m_296\" style=\"left:709px;bottom:222px;letter-spacing:-0.02px;display:inline;\">896 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_296\" id=\"t1n_296\" style=\"left:788px;bottom:222px;letter-spacing:-0.01px;display:inline;\">890 </div></td></tr>\n                                        </table><div></div><div class=\"t s0_297\" id=\"t1_297\" style=\"left:87px;bottom:1118px;letter-spacing:-0.12px;word-spacing:0.01px;display:inline;\">Impairment testing </div><div class=\"t s1_297\" id=\"t2_297\" style=\"left:87px;bottom:1102px;letter-spacing:-0.01px;display:inline;\">Goodwill does not generate cash flows independently of other groups of assets and thus is assigned to CGUs for the purposes of impairment </div><div class=\"t s1_297\" id=\"t3_297\" style=\"left:87px;bottom:1087px;letter-spacing:-0.01px;display:inline;\">testing. These CGUs are based upon how management monitors the business and represent the lowest level to which goodwill can be allocated </div><div class=\"t s1_297\" id=\"t4_297\" style=\"left:87px;bottom:1071px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">on a reasonable basis. Of the carrying value at 31 December 2023, $449 million (31 December 2022: $445 million) relates to asset </div><div class=\"t s1_297\" id=\"t5_297\" style=\"left:87px;bottom:1055px;letter-spacing:-0.01px;display:inline;\">management business in Thailand and $238 million (31 December 2022: $234 million) relates to the acquisition of UOB Life in Singapore. Other </div><div class=\"t s1_297\" id=\"t6_297\" style=\"left:87px;bottom:1040px;letter-spacing:-0.01px;display:inline;\">goodwill amounts are allocated across CGUs, which are not individually material. </div><div class=\"t s1_297\" id=\"t7_297\" style=\"left:87px;bottom:1012px;letter-spacing:-0.01px;display:inline;\">Goodwill is tested for impairment by comparing the CGU\u2019s carrying amount, including any goodwill, with its recoverable amount. The Group\u2019s </div><div class=\"t s1_297\" id=\"t8_297\" style=\"left:87px;bottom:996px;letter-spacing:-0.01px;display:inline;\">methodology of assessing whether goodwill may be impaired for acquired life and asset management operations is discussed below. </div><div class=\"t s1_297\" id=\"t9_297\" style=\"left:87px;bottom:969px;letter-spacing:-0.01px;display:inline;\">For acquired life businesses, the Group routinely compares the aggregate of net asset value and acquired goodwill on an IFRS basis of the </div><div class=\"t s1_297\" id=\"ta_297\" style=\"left:87px;bottom:953px;letter-spacing:-0.01px;display:inline;\">acquired life business with the value of the current in-force business as determined using the EEV methodology. Any excess of IFRS value over </div><div class=\"t s1_297\" id=\"tb_297\" style=\"left:87px;bottom:937px;letter-spacing:-0.01px;display:inline;\">EEV carrying value is then compared with EEV basis value of current and projected future new business to determine whether there is any </div><div class=\"t s1_297\" id=\"tc_297\" style=\"left:87px;bottom:922px;letter-spacing:-0.01px;display:inline;\">indication that the goodwill in the IFRS statement of financial position may be impaired. The methodology and assumptions underpinning the </div><div class=\"t s1_297\" id=\"td_297\" style=\"left:87px;bottom:906px;letter-spacing:-0.01px;display:inline;\">Group\u2019s EEV basis of reporting are included in the EEV basis supplementary information in this Annual Report. </div><div class=\"t s1_297\" id=\"te_297\" style=\"left:87px;bottom:878px;letter-spacing:-0.01px;display:inline;\">The goodwill in respect of asset management businesses comprises mainly the goodwill arising from the acquisition of Thanachart Fund </div><div class=\"t s1_297\" id=\"tf_297\" style=\"left:87px;bottom:863px;letter-spacing:-0.01px;display:inline;\">Management Co., Ltd in 2019 and TMB Asset Management Co., Ltd in Thailand in 2018. The two acquired entities were merged as Eastspring </div><div class=\"t s1_297\" id=\"tg_297\" style=\"left:87px;bottom:847px;letter-spacing:-0.01px;display:inline;\">Asset Management (Thailand) Co., Ltd in 2022. The goodwill impairment testing for these businesses is prepared as a single CGU reflecting that </div><div class=\"t s1_297\" id=\"th_297\" style=\"left:87px;bottom:832px;letter-spacing:-0.01px;display:inline;\">these businesses are managed together. The recoverable amount has been determined by calculating the value in use of the combined business </div><div class=\"t s1_297\" id=\"ti_297\" style=\"left:87px;bottom:816px;letter-spacing:-0.01px;display:inline;\">calculated using a discounted cash flow valuation. </div><div class=\"t s1_297\" id=\"tj_297\" style=\"left:87px;bottom:788px;letter-spacing:-0.01px;display:inline;\">For the combined Thailand asset management business, the valuation is based on a number of key assumptions as follows: </div><div class=\"t s2_297\" id=\"tk_297\" style=\"left:87px;bottom:760px;display:inline;\">\u2013 </div><div class=\"t s1_297\" id=\"tl_297\" style=\"left:100px;bottom:760px;letter-spacing:-0.01px;display:inline;\">Cash flow projections based on the latest five-year business plan or forecast; </div><div class=\"t s2_297\" id=\"tm_297\" style=\"left:87px;bottom:745px;display:inline;\">\u2013 </div><div class=\"t s1_297\" id=\"tn_297\" style=\"left:100px;bottom:745px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">A constant growth rate of 3.5 per cent (2022: 3.5 per cent) on forecast cash flows beyond the terminal year of the cash flow projection period; </div><div class=\"t s2_297\" id=\"to_297\" style=\"left:87px;bottom:729px;display:inline;\">\u2013 </div><div class=\"t s1_297\" id=\"tp_297\" style=\"left:100px;bottom:729px;letter-spacing:-0.01px;word-spacing:-0.02px;display:inline;\">The risk discount rate applied in accordance with the nature of the businesses. The pre-tax discount rate applied is 9.0 per cent (31 December </div><div class=\"t s1_297\" id=\"tq_297\" style=\"left:100px;bottom:714px;letter-spacing:-0.01px;display:inline;\">2022: 9.0 per cent); and </div><div class=\"t s2_297\" id=\"tr_297\" style=\"left:87px;bottom:698px;display:inline;\">\u2013 </div><div class=\"t s1_297\" id=\"ts_297\" style=\"left:100px;bottom:698px;letter-spacing:-0.01px;display:inline;\">The continuation of asset management contracts on similar terms. </div><div class=\"t s1_297\" id=\"tt_297\" style=\"left:87px;bottom:670px;letter-spacing:-0.01px;display:inline;\">The key assumptions used in the impairment testing, including the cash flow projections, are subject to fluctuations in the external market and </div><div class=\"t s1_297\" id=\"tu_297\" style=\"left:87px;bottom:655px;letter-spacing:-0.01px;display:inline;\">economic conditions. No material impairment is expected to occur if a reasonably possible change is made to each of the individual key </div><div class=\"t s1_297\" id=\"tv_297\" style=\"left:87px;bottom:639px;letter-spacing:-0.01px;display:inline;\">assumptions, which the Group has taken to be a 10 per cent fall in cashflow projections, a 1 per cent fall in the growth rate or a 1 per cent </div><div class=\"t s1_297\" id=\"tw_297\" style=\"left:87px;bottom:624px;letter-spacing:-0.01px;display:inline;\">increase in the discount rate. A more significant fall or a combination of effects could have a larger impact on the recoverable value and so there </div>are circumstances where an impairment could occur.",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfGoodwillExplanatory",
    "language": "en",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f48800": {
   "value": "Business combination <div class=\"t s5_296\" id=\"tx_296\" style=\"left:65px;bottom:580px;letter-spacing:-0.01px;display:inline;\">Business acquisitions are accounted for by applying the purchase method of accounting, which adjusts the net assets of the acquired company </div><div class=\"t s5_296\" id=\"ty_296\" style=\"left:65px;bottom:564px;letter-spacing:-0.01px;display:inline;\">to fair value at the date of purchase. The excess of the acquisition consideration over the fair value of the assets and liabilities of the acquired </div><div class=\"t s5_296\" id=\"tz_296\" style=\"left:65px;bottom:548px;letter-spacing:-0.01px;display:inline;\">business is recorded as goodwill. The Group chooses the full goodwill method or the partial goodwill method to calculate goodwill on an </div><div class=\"t s5_296\" id=\"t10_296\" style=\"left:65px;bottom:533px;letter-spacing:-0.01px;display:inline;\">acquisition-by-acquisition basis. Expenses related to acquiring new subsidiaries are charged to the income statement in the period in which they </div><div class=\"t s5_296\" id=\"t11_296\" style=\"left:65px;bottom:517px;letter-spacing:-0.01px;display:inline;\">are incurred and not included in goodwill. Income and expenses of acquired businesses are included in the income statement from the date of </div><div class=\"t s5_296\" id=\"t12_296\" style=\"left:65px;bottom:502px;letter-spacing:-0.01px;display:inline;\">acquisition. </div><div class=\"t s5_296\" id=\"t13_296\" style=\"left:65px;bottom:474px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Where the Group writes a put option, which if exercised triggers the purchase of non-controlling interests as part of its business acquisition, the </div><div class=\"t s5_296\" id=\"t14_296\" style=\"left:65px;bottom:458px;letter-spacing:-0.01px;display:inline;\">put option is recognised as a financial liability at the acquisition date. Where risks and rewards remain with the non-controlling interests, a </div><div class=\"t s5_296\" id=\"t15_296\" style=\"left:65px;bottom:443px;letter-spacing:-0.01px;display:inline;\">corresponding amount is deducted from equity. Any subsequent changes to the carrying amount of the put option liability are also recognised </div>within equity.",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForBusinessCombinationsExplanatory",
    "language": "en",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f48801": {
   "value": "Business combination <div class=\"t s5_296\" id=\"tx_296\" style=\"left:65px;bottom:580px;letter-spacing:-0.01px;display:inline;\">Business acquisitions are accounted for by applying the purchase method of accounting, which adjusts the net assets of the acquired company </div><div class=\"t s5_296\" id=\"ty_296\" style=\"left:65px;bottom:564px;letter-spacing:-0.01px;display:inline;\">to fair value at the date of purchase. The excess of the acquisition consideration over the fair value of the assets and liabilities of the acquired </div><div class=\"t s5_296\" id=\"tz_296\" style=\"left:65px;bottom:548px;letter-spacing:-0.01px;display:inline;\">business is recorded as goodwill. The Group chooses the full goodwill method or the partial goodwill method to calculate goodwill on an </div><div class=\"t s5_296\" id=\"t10_296\" style=\"left:65px;bottom:533px;letter-spacing:-0.01px;display:inline;\">acquisition-by-acquisition basis. Expenses related to acquiring new subsidiaries are charged to the income statement in the period in which they </div><div class=\"t s5_296\" id=\"t11_296\" style=\"left:65px;bottom:517px;letter-spacing:-0.01px;display:inline;\">are incurred and not included in goodwill. Income and expenses of acquired businesses are included in the income statement from the date of </div><div class=\"t s5_296\" id=\"t12_296\" style=\"left:65px;bottom:502px;letter-spacing:-0.01px;display:inline;\">acquisition. </div><div class=\"t s5_296\" id=\"t13_296\" style=\"left:65px;bottom:474px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Where the Group writes a put option, which if exercised triggers the purchase of non-controlling interests as part of its business acquisition, the </div><div class=\"t s5_296\" id=\"t14_296\" style=\"left:65px;bottom:458px;letter-spacing:-0.01px;display:inline;\">put option is recognised as a financial liability at the acquisition date. Where risks and rewards remain with the non-controlling interests, a </div><div class=\"t s5_296\" id=\"t15_296\" style=\"left:65px;bottom:443px;letter-spacing:-0.01px;display:inline;\">corresponding amount is deducted from equity. Any subsequent changes to the carrying amount of the put option liability are also recognised </div><div class=\"t s5_296\" id=\"t16_296\" style=\"left:65px;bottom:427px;letter-spacing:-0.01px;display:inline;\">within equity. </div><div class=\"t s0_296\" id=\"t17_296\" style=\"left:65px;bottom:398px;letter-spacing:-0.12px;display:inline;\">Goodwill </div><div class=\"t s5_296\" id=\"t18_296\" style=\"left:65px;bottom:383px;letter-spacing:-0.01px;display:inline;\">Goodwill is capitalised and carried on the Group consolidated statement of financial position as an intangible asset at initial value less any </div><div class=\"t s5_296\" id=\"t19_296\" style=\"left:65px;bottom:367px;letter-spacing:-0.01px;display:inline;\">accumulated impairment losses. Goodwill impairment testing is conducted annually and when there is an indication that the goodwill may be </div>impaired.",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForBusinessCombinationsAndGoodwillExplanatory",
    "language": "en",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f48815": {
   "value": "Where the Group writes a put option, which if exercised triggers the purchase of non-controlling interests as part of its business acquisition, the <div class=\"t s5_296\" id=\"t14_296\" style=\"left:65px;bottom:458px;letter-spacing:-0.01px;display:inline;\">put option is recognised as a financial liability at the acquisition date. Where risks and rewards remain with the non-controlling interests, a </div><div class=\"t s5_296\" id=\"t15_296\" style=\"left:65px;bottom:443px;letter-spacing:-0.01px;display:inline;\">corresponding amount is deducted from equity. Any subsequent changes to the carrying amount of the put option liability are also recognised </div>within equity.",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForTransactionsWithNoncontrollingInterestsExplanatory",
    "language": "en",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f48826": {
   "value": "Goodwill <div class=\"t s5_296\" id=\"t18_296\" style=\"left:65px;bottom:383px;letter-spacing:-0.01px;display:inline;\">Goodwill is capitalised and carried on the Group consolidated statement of financial position as an intangible asset at initial value less any </div><div class=\"t s5_296\" id=\"t19_296\" style=\"left:65px;bottom:367px;letter-spacing:-0.01px;display:inline;\">accumulated impairment losses. Goodwill impairment testing is conducted annually and when there is an indication that the goodwill may be </div><div class=\"t s5_296\" id=\"t1a_296\" style=\"left:65px;bottom:352px;letter-spacing:-0.01px;display:inline;\">impaired. </div><div class=\"t s1_296\" id=\"t1b_296\" style=\"left:65px;bottom:324px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Goodwill shown on the consolidated statement of financial position represents amounts allocated to businesses in Asia and Africa in respect of </div>both acquired asset management and life businesses. There has been no impairment as at 31 December 2023 and 2022.",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForGoodwillExplanatory",
    "language": "en",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f48893": {
   "value": "Impairment testing <div class=\"t s1_297\" id=\"t2_297\" style=\"left:87px;bottom:1102px;letter-spacing:-0.01px;display:inline;\">Goodwill does not generate cash flows independently of other groups of assets and thus is assigned to CGUs for the purposes of impairment </div><div class=\"t s1_297\" id=\"t3_297\" style=\"left:87px;bottom:1087px;letter-spacing:-0.01px;display:inline;\">testing. These CGUs are based upon how management monitors the business and represent the lowest level to which goodwill can be allocated </div><div class=\"t s1_297\" id=\"t4_297\" style=\"left:87px;bottom:1071px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">on a reasonable basis. Of the carrying value at 31 December 2023, $449 million (31 December 2022: $445 million) relates to asset </div><div class=\"t s1_297\" id=\"t5_297\" style=\"left:87px;bottom:1055px;letter-spacing:-0.01px;display:inline;\">management business in Thailand and $238 million (31 December 2022: $234 million) relates to the acquisition of UOB Life in Singapore. Other </div><div class=\"t s1_297\" id=\"t6_297\" style=\"left:87px;bottom:1040px;letter-spacing:-0.01px;display:inline;\">goodwill amounts are allocated across CGUs, which are not individually material. </div><div class=\"t s1_297\" id=\"t7_297\" style=\"left:87px;bottom:1012px;letter-spacing:-0.01px;display:inline;\">Goodwill is tested for impairment by comparing the CGU\u2019s carrying amount, including any goodwill, with its recoverable amount. The Group\u2019s </div><div class=\"t s1_297\" id=\"t8_297\" style=\"left:87px;bottom:996px;letter-spacing:-0.01px;display:inline;\">methodology of assessing whether goodwill may be impaired for acquired life and asset management operations is discussed below. </div><div class=\"t s1_297\" id=\"t9_297\" style=\"left:87px;bottom:969px;letter-spacing:-0.01px;display:inline;\">For acquired life businesses, the Group routinely compares the aggregate of net asset value and acquired goodwill on an IFRS basis of the </div><div class=\"t s1_297\" id=\"ta_297\" style=\"left:87px;bottom:953px;letter-spacing:-0.01px;display:inline;\">acquired life business with the value of the current in-force business as determined using the EEV methodology. Any excess of IFRS value over </div><div class=\"t s1_297\" id=\"tb_297\" style=\"left:87px;bottom:937px;letter-spacing:-0.01px;display:inline;\">EEV carrying value is then compared with EEV basis value of current and projected future new business to determine whether there is any </div><div class=\"t s1_297\" id=\"tc_297\" style=\"left:87px;bottom:922px;letter-spacing:-0.01px;display:inline;\">indication that the goodwill in the IFRS statement of financial position may be impaired. The methodology and assumptions underpinning the </div><div class=\"t s1_297\" id=\"td_297\" style=\"left:87px;bottom:906px;letter-spacing:-0.01px;display:inline;\">Group\u2019s EEV basis of reporting are included in the EEV basis supplementary information in this Annual Report. </div><div class=\"t s1_297\" id=\"te_297\" style=\"left:87px;bottom:878px;letter-spacing:-0.01px;display:inline;\">The goodwill in respect of asset management businesses comprises mainly the goodwill arising from the acquisition of Thanachart Fund </div><div class=\"t s1_297\" id=\"tf_297\" style=\"left:87px;bottom:863px;letter-spacing:-0.01px;display:inline;\">Management Co., Ltd in 2019 and TMB Asset Management Co., Ltd in Thailand in 2018. The two acquired entities were merged as Eastspring </div><div class=\"t s1_297\" id=\"tg_297\" style=\"left:87px;bottom:847px;letter-spacing:-0.01px;display:inline;\">Asset Management (Thailand) Co., Ltd in 2022. The goodwill impairment testing for these businesses is prepared as a single CGU reflecting that </div><div class=\"t s1_297\" id=\"th_297\" style=\"left:87px;bottom:832px;letter-spacing:-0.01px;display:inline;\">these businesses are managed together. The recoverable amount has been determined by calculating the value in use of the combined business </div><div class=\"t s1_297\" id=\"ti_297\" style=\"left:87px;bottom:816px;letter-spacing:-0.01px;display:inline;\">calculated using a discounted cash flow valuation. </div><div class=\"t s1_297\" id=\"tj_297\" style=\"left:87px;bottom:788px;letter-spacing:-0.01px;display:inline;\">For the combined Thailand asset management business, the valuation is based on a number of key assumptions as follows: </div><div class=\"t s2_297\" id=\"tk_297\" style=\"left:87px;bottom:760px;display:inline;\">\u2013 </div><div class=\"t s1_297\" id=\"tl_297\" style=\"left:100px;bottom:760px;letter-spacing:-0.01px;display:inline;\">Cash flow projections based on the latest five-year business plan or forecast; </div><div class=\"t s2_297\" id=\"tm_297\" style=\"left:87px;bottom:745px;display:inline;\">\u2013 </div><div class=\"t s1_297\" id=\"tn_297\" style=\"left:100px;bottom:745px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">A constant growth rate of 3.5 per cent (2022: 3.5 per cent) on forecast cash flows beyond the terminal year of the cash flow projection period; </div><div class=\"t s2_297\" id=\"to_297\" style=\"left:87px;bottom:729px;display:inline;\">\u2013 </div><div class=\"t s1_297\" id=\"tp_297\" style=\"left:100px;bottom:729px;letter-spacing:-0.01px;word-spacing:-0.02px;display:inline;\">The risk discount rate applied in accordance with the nature of the businesses. The pre-tax discount rate applied is 9.0 per cent (31 December </div><div class=\"t s1_297\" id=\"tq_297\" style=\"left:100px;bottom:714px;letter-spacing:-0.01px;display:inline;\">2022: 9.0 per cent); and </div><div class=\"t s2_297\" id=\"tr_297\" style=\"left:87px;bottom:698px;display:inline;\">\u2013 </div><div class=\"t s1_297\" id=\"ts_297\" style=\"left:100px;bottom:698px;letter-spacing:-0.01px;display:inline;\">The continuation of asset management contracts on similar terms. </div><div class=\"t s1_297\" id=\"tt_297\" style=\"left:87px;bottom:670px;letter-spacing:-0.01px;display:inline;\">The key assumptions used in the impairment testing, including the cash flow projections, are subject to fluctuations in the external market and </div><div class=\"t s1_297\" id=\"tu_297\" style=\"left:87px;bottom:655px;letter-spacing:-0.01px;display:inline;\">economic conditions. No material impairment is expected to occur if a reasonably possible change is made to each of the individual key </div><div class=\"t s1_297\" id=\"tv_297\" style=\"left:87px;bottom:639px;letter-spacing:-0.01px;display:inline;\">assumptions, which the Group has taken to be a 10 per cent fall in cashflow projections, a 1 per cent fall in the growth rate or a 1 per cent </div><div class=\"t s1_297\" id=\"tw_297\" style=\"left:87px;bottom:624px;letter-spacing:-0.01px;display:inline;\">increase in the discount rate. A more significant fall or a combination of effects could have a larger impact on the recoverable value and so there </div>are circumstances where an impairment could occur.",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfImpairmentOfAssetsExplanatory",
    "language": "en",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f48930": {
   "value": "C4.2 Other intangible assets <div class=\"t s4_297\" id=\"tz_297\" style=\"left:87px;bottom:562px;letter-spacing:-0.01px;display:inline;\">Intangible assets acquired on the purchase of a subsidiary or portfolio of contracts are measured at fair value on acquisition. Other intangible </div><div class=\"t s4_297\" id=\"t10_297\" style=\"left:87px;bottom:546px;letter-spacing:-0.01px;display:inline;\">assets, such as distribution rights and software, are valued initially at the price paid to acquire or cost to develop them and are subsequently </div><div class=\"t s4_297\" id=\"t11_297\" style=\"left:87px;bottom:531px;letter-spacing:-0.01px;display:inline;\">carried at cost less amortisation and any accumulated impairment losses. For intangibles other than goodwill, amortisation follows the pattern in </div><div class=\"t s4_297\" id=\"t12_297\" style=\"left:87px;bottom:515px;letter-spacing:-0.01px;display:inline;\">which the future economic benefits are expected to be consumed. If the pattern cannot be determined reliably, a straight-line method is applied. </div><div class=\"t s4_297\" id=\"t13_297\" style=\"left:87px;bottom:500px;letter-spacing:-0.01px;display:inline;\">For software, the amortisation generally represents the licence period of the software acquired. Amortisation of intangible assets is charged to </div><div class=\"t s4_297\" id=\"t14_297\" style=\"left:87px;bottom:484px;letter-spacing:-0.01px;display:inline;\">the Consolidated income statement and allocated between attributable and non-attributable expenses for the Group's insurance entities as </div><div class=\"t s4_297\" id=\"t15_297\" style=\"left:87px;bottom:468px;letter-spacing:-0.01px;display:inline;\">shown in note B2. Impairment testing is conducted when there is an indication that the intangible asset may be impaired. </div><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"3\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s5_297\" id=\"t16_297\" style=\"left:466px;bottom:439px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">2023 $m </div> </td><td colspan=\"3\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s6_297\" id=\"t17_297\" style=\"left:701px;bottom:439px;letter-spacing:0.09px;display:inline;\">2022 $m </div> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_297\" id=\"t19_297\" style=\"left:496px;bottom:422px;letter-spacing:0.06px;display:inline;\">Other </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_297\" id=\"t1d_297\" style=\"left:732px;bottom:423px;letter-spacing:0.07px;display:inline;\">Other </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_297\" id=\"t18_297\" style=\"left:372px;bottom:412px;letter-spacing:0.06px;word-spacing:0.01px;display:inline;\">Distribution rights </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_297\" id=\"t1a_297\" style=\"left:475px;bottom:412px;letter-spacing:0.07px;display:inline;\">intangibles </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_297\" id=\"t1b_297\" style=\"left:576px;bottom:412px;letter-spacing:0.07px;display:inline;\">Total </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_297\" id=\"t1c_297\" style=\"left:609px;bottom:412px;letter-spacing:0.06px;display:inline;\">Distribution rights </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_297\" id=\"t1e_297\" style=\"left:712px;bottom:412px;letter-spacing:0.06px;display:inline;\">intangibles </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_297\" id=\"t1f_297\" style=\"left:812px;bottom:412px;letter-spacing:0.07px;display:inline;\">Total </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_297\" id=\"t1g_297\" style=\"left:416px;bottom:395px;letter-spacing:0.06px;display:inline;\">note (i) </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s5_297\" id=\"t1h_297\" style=\"left:488px;bottom:395px;letter-spacing:0.06px;display:inline;\">note (ii) </div></td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s6_297\" id=\"t1i_297\" style=\"left:648px;bottom:395px;letter-spacing:0.06px;display:inline;\">note (i) </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s6_297\" id=\"t1j_297\" style=\"left:724px;bottom:395px;letter-spacing:0.06px;display:inline;\">note (ii) </div></td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_297\" id=\"t1k_297\" style=\"left:91px;bottom:374px;letter-spacing:-0.01px;display:inline;\">Balance at 1 Jan </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_297\" id=\"t1l_297\" style=\"left:91px;bottom:355px;letter-spacing:-0.01px;display:inline;\">Cost </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s7_297\" id=\"t1m_297\" style=\"left:411px;bottom:355px;letter-spacing:-0.02px;display:inline;\">5,176 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_297\" id=\"t1n_297\" style=\"left:496px;bottom:355px;letter-spacing:-0.02px;display:inline;\">489 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_297\" id=\"t1o_297\" style=\"left:564px;bottom:355px;letter-spacing:-0.02px;display:inline;\">5,665 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_297\" id=\"t1p_297\" style=\"left:643px;bottom:355px;letter-spacing:-0.01px;display:inline;\">5,037 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_297\" id=\"t1q_297\" style=\"left:731px;bottom:355px;letter-spacing:-0.01px;display:inline;\">425 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_297\" id=\"t1r_297\" style=\"left:799px;bottom:355px;letter-spacing:-0.01px;display:inline;\">5,462 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_297\" id=\"t1s_297\" style=\"left:91px;bottom:336px;letter-spacing:-0.01px;display:inline;\">Accumulated amortisation </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_297\" id=\"t1t_297\" style=\"left:407px;bottom:336px;letter-spacing:-0.02px;display:inline;\">(1,546) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_297\" id=\"t1u_297\" style=\"left:492px;bottom:336px;letter-spacing:-0.02px;display:inline;\">(235) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_297\" id=\"t1v_297\" style=\"left:560px;bottom:336px;letter-spacing:-0.02px;display:inline;\">(1,781) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_297\" id=\"t1w_297\" style=\"left:639px;bottom:336px;letter-spacing:-0.01px;display:inline;\">(1,255) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_297\" id=\"t1x_297\" style=\"left:726px;bottom:336px;letter-spacing:-0.01px;display:inline;\">(192) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_297\" id=\"t1y_297\" style=\"left:795px;bottom:336px;letter-spacing:-0.01px;display:inline;\">(1,447) </div></td></tr><tr><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s7_297\" id=\"t1z_297\" style=\"left:411px;bottom:316px;letter-spacing:-0.02px;display:inline;\">3,630 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_297\" id=\"t20_297\" style=\"left:496px;bottom:316px;letter-spacing:-0.02px;display:inline;\">254 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s7_297\" id=\"t21_297\" style=\"left:564px;bottom:316px;letter-spacing:-0.02px;display:inline;\">3,884 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_297\" id=\"t22_297\" style=\"left:643px;bottom:316px;letter-spacing:-0.01px;display:inline;\">3,782 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_297\" id=\"t23_297\" style=\"left:731px;bottom:316px;letter-spacing:-0.01px;display:inline;\">233 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_297\" id=\"t24_297\" style=\"left:799px;bottom:316px;letter-spacing:-0.01px;display:inline;\">4,015 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_297\" id=\"t25_297\" style=\"left:91px;bottom:297px;letter-spacing:-0.01px;display:inline;\">Additions </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_297\" id=\"t26_297\" style=\"left:421px;bottom:297px;letter-spacing:-0.02px;display:inline;\">415 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_297\" id=\"t27_297\" style=\"left:503px;bottom:297px;letter-spacing:-0.02px;display:inline;\">83 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_297\" id=\"t28_297\" style=\"left:574px;bottom:297px;letter-spacing:-0.02px;display:inline;\">498 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_297\" id=\"t29_297\" style=\"left:653px;bottom:297px;letter-spacing:-0.01px;display:inline;\">206 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_297\" id=\"t2a_297\" style=\"left:738px;bottom:297px;letter-spacing:-0.01px;display:inline;\">83 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_297\" id=\"t2b_297\" style=\"left:808px;bottom:297px;letter-spacing:-0.01px;display:inline;\">289 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_297\" id=\"t2c_297\" style=\"left:91px;bottom:277px;letter-spacing:-0.01px;display:inline;\">Amortisation charge </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_297\" id=\"t2d_297\" style=\"left:417px;bottom:277px;letter-spacing:-0.02px;display:inline;\">(330) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_297\" id=\"t2e_297\" style=\"left:499px;bottom:277px;letter-spacing:-0.02px;display:inline;\">(49) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_297\" id=\"t2f_297\" style=\"left:570px;bottom:277px;letter-spacing:-0.02px;display:inline;\">(379) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_297\" id=\"t2g_297\" style=\"left:648px;bottom:277px;letter-spacing:-0.01px;display:inline;\">(301) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_297\" id=\"t2h_297\" style=\"left:733px;bottom:277px;display:inline;\">(48) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_297\" id=\"t2i_297\" style=\"left:804px;bottom:277px;letter-spacing:-0.01px;display:inline;\">(349) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_297\" id=\"t2j_297\" style=\"left:91px;bottom:258px;letter-spacing:-0.01px;display:inline;\">Disposals and transfers </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_297\" id=\"t2k_297\" style=\"left:437px;bottom:258px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_297\" id=\"t2l_297\" style=\"left:506px;bottom:258px;letter-spacing:-0.02px;display:inline;\">(6) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_297\" id=\"t2m_297\" style=\"left:584px;bottom:258px;letter-spacing:-0.02px;display:inline;\">(6) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_297\" id=\"t2n_297\" style=\"left:667px;bottom:258px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_297\" id=\"t2o_297\" style=\"left:740px;bottom:258px;display:inline;\">(6) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_297\" id=\"t2p_297\" style=\"left:818px;bottom:258px;display:inline;\">(6) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_297\" id=\"t2q_297\" style=\"left:91px;bottom:238px;letter-spacing:-0.01px;display:inline;\">Exchange differences and other movements </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_297\" id=\"t2r_297\" style=\"left:432px;bottom:238px;letter-spacing:-0.02px;display:inline;\">(6) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_297\" id=\"t2s_297\" style=\"left:506px;bottom:238px;letter-spacing:-0.02px;display:inline;\">(5) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_297\" id=\"t2t_297\" style=\"left:577px;bottom:238px;letter-spacing:-0.02px;display:inline;\">(11) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_297\" id=\"t2u_297\" style=\"left:655px;bottom:238px;display:inline;\">(57) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_297\" id=\"t2v_297\" style=\"left:740px;bottom:238px;display:inline;\">(8) </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_297\" id=\"t2w_297\" style=\"left:811px;bottom:238px;display:inline;\">(65) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_297\" id=\"t2x_297\" style=\"left:91px;bottom:219px;letter-spacing:-0.01px;display:inline;\">Balance at 31 Dec </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_297\" id=\"t2y_297\" style=\"left:411px;bottom:219px;letter-spacing:-0.02px;display:inline;\">3,709 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s7_297\" id=\"t2z_297\" style=\"left:496px;bottom:219px;letter-spacing:-0.02px;display:inline;\">277 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_297\" id=\"t30_297\" style=\"left:564px;bottom:219px;letter-spacing:-0.02px;display:inline;\">3,986 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_297\" id=\"t31_297\" style=\"left:643px;bottom:219px;letter-spacing:-0.01px;display:inline;\">3,630 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_297\" id=\"t32_297\" style=\"left:730px;bottom:219px;letter-spacing:-0.01px;display:inline;\">254 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_297\" id=\"t33_297\" style=\"left:799px;bottom:219px;letter-spacing:-0.01px;display:inline;\">3,884 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s7_297\" id=\"t34_297\" style=\"left:91px;bottom:199px;letter-spacing:-0.01px;display:inline;\">Comprising: </div></td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled tcs-selected emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_297\" id=\"t35_297\" style=\"left:91px;bottom:180px;letter-spacing:-0.01px;display:inline;\">Cost </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s7_297\" id=\"t36_297\" style=\"left:411px;bottom:180px;letter-spacing:-0.02px;display:inline;\">5,585 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s7_297\" id=\"t37_297\" style=\"left:496px;bottom:180px;letter-spacing:-0.02px;display:inline;\">537 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_297\" id=\"t38_297\" style=\"left:564px;bottom:180px;letter-spacing:-0.02px;display:inline;\">6,122 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_297\" id=\"t39_297\" style=\"left:643px;bottom:180px;letter-spacing:-0.01px;display:inline;\">5,176 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_297\" id=\"t3a_297\" style=\"left:730px;bottom:180px;letter-spacing:-0.01px;display:inline;\">489 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_297\" id=\"t3b_297\" style=\"left:799px;bottom:180px;letter-spacing:-0.01px;display:inline;\">5,665 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_297\" id=\"t3c_297\" style=\"left:91px;bottom:160px;letter-spacing:-0.01px;display:inline;\">Accumulated amortisation </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s7_297\" id=\"t3d_297\" style=\"left:407px;bottom:160px;letter-spacing:-0.02px;display:inline;\">(1,876) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_297\" id=\"t3e_297\" style=\"left:492px;bottom:160px;letter-spacing:-0.02px;display:inline;\">(260) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_297\" id=\"t3f_297\" style=\"left:559px;bottom:160px;letter-spacing:-0.02px;display:inline;\">(2,136) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_297\" id=\"t3g_297\" style=\"left:639px;bottom:160px;letter-spacing:-0.01px;display:inline;\">(1,546) </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_297\" id=\"t3h_297\" style=\"left:726px;bottom:160px;letter-spacing:-0.01px;display:inline;\">(235) </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_297\" id=\"t3i_297\" style=\"left:795px;bottom:160px;letter-spacing:-0.01px;display:inline;\">(1,781) </div></td></tr>\n                                        </table><div class=\"t s8_297\" id=\"t3j_297\" style=\"left:87px;bottom:134px;letter-spacing:-0.16px;display:inline;\">Notes </div><div class=\"t s9_297\" id=\"t3k_297\" style=\"left:87px;bottom:122px;letter-spacing:-0.09px;display:inline;\">(i) </div><div class=\"t s9_297\" id=\"t3l_297\" style=\"left:104px;bottom:122px;letter-spacing:-0.13px;display:inline;\">Distribution rights relate to amounts that have been paid or have become unconditionally due for payment as a result of past events in respect of the bancassurance </div><div class=\"t s9_297\" id=\"t3m_297\" style=\"left:104px;bottom:110px;letter-spacing:-0.12px;display:inline;\">partnership arrangements for the bank distribution of Prudential\u2019s insurance products for a fixed period of time. The distribution rights amounts are amortised on a basis to </div><div class=\"t s9_297\" id=\"t3n_297\" style=\"left:104px;bottom:99px;letter-spacing:-0.13px;display:inline;\">reflect the pattern in which the future economic benefits are expected to be consumed by reference to new business production levels. </div><div class=\"t s9_297\" id=\"t3o_297\" style=\"left:87px;bottom:87px;letter-spacing:-0.08px;display:inline;\">(ii) </div>Included within other intangibles are software and licence fees.",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfIntangibleAssetsExplanatory",
    "language": "en",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f49195": {
   "value": "C5 Borrowings <div class=\"t s1_298\" id=\"t2_298\" style=\"left:65px;bottom:1090px;letter-spacing:-0.01px;display:inline;\">Although initially recognised at fair value (net of transaction costs), borrowings are subsequently accounted for on an amortised cost basis using </div><div class=\"t s1_298\" id=\"t3_298\" style=\"left:65px;bottom:1075px;letter-spacing:-0.01px;display:inline;\">the effective interest method. Under the effective interest method, the difference between the redemption value of the borrowing and the initial </div><div class=\"t s1_298\" id=\"t4_298\" style=\"left:65px;bottom:1059px;letter-spacing:-0.01px;display:inline;\">proceeds (net of related issue costs) is amortised through the income statement to the date of maturity or, for hybrid debt, over the expected life </div><div class=\"t s1_298\" id=\"t5_298\" style=\"left:65px;bottom:1044px;letter-spacing:-0.01px;display:inline;\">of the instrument. </div><div class=\"t s2_298\" id=\"t6_298\" style=\"left:65px;bottom:1013px;letter-spacing:0.12px;display:inline;\">C5.1 Core structural borrowings of shareholder-financed businesses </div><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_298\" id=\"t7_298\" style=\"left:660px;bottom:996px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">31 Dec 2023 $m </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_298\" id=\"t8_298\" style=\"left:747px;bottom:996px;letter-spacing:0.08px;display:inline;\">31 Dec 2022 $m </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_298\" id=\"t9_298\" style=\"left:69px;bottom:974px;letter-spacing:-0.01px;display:inline;\">Subordinated debt: </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_298\" id=\"ta_298\" style=\"left:82px;bottom:955px;letter-spacing:-0.01px;display:inline;\">US$750m 4.875% Notes </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_298\" id=\"tb_298\" style=\"left:702px;bottom:954px;letter-spacing:-0.02px;display:inline;\">750 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_298\" id=\"tc_298\" style=\"left:787px;bottom:954px;letter-spacing:-0.01px;display:inline;\">750 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s6_298\" id=\"td_298\" style=\"left:82px;bottom:935px;letter-spacing:-0.01px;display:inline;\">\u20ac20m Medium Term Notes 2023 </div> <div class=\"t s7_298\" id=\"te_298\" style=\"vertical-align: super;left:258px;bottom:943px;letter-spacing:0.15px;display:inline;\">note (ii) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_298\" id=\"tf_298\" style=\"left:718px;bottom:935px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_298\" id=\"tg_298\" style=\"left:794px;bottom:935px;display:inline;\">21 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_298\" id=\"th_298\" style=\"left:82px;bottom:916px;letter-spacing:-0.01px;display:inline;\">\u00a3435m 6.125% Notes 2031 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_298\" id=\"ti_298\" style=\"left:702px;bottom:915px;letter-spacing:-0.02px;display:inline;\">551 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_298\" id=\"tj_298\" style=\"left:787px;bottom:915px;letter-spacing:-0.01px;display:inline;\">520 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_298\" id=\"tk_298\" style=\"left:82px;bottom:896px;letter-spacing:-0.01px;display:inline;\">US$1,000m 2.95% Notes 2033 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_298\" id=\"tl_298\" style=\"left:702px;bottom:896px;letter-spacing:-0.02px;display:inline;\">996 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_298\" id=\"tm_298\" style=\"left:787px;bottom:896px;letter-spacing:-0.01px;display:inline;\">995 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s5_298\" id=\"tn_298\" style=\"left:69px;bottom:877px;letter-spacing:-0.01px;display:inline;\">Senior debt: </div> <div class=\"t s8_298\" id=\"to_298\" style=\"vertical-align: super;left:140px;bottom:885px;letter-spacing:0.17px;display:inline;\">note (i) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s6_298\" id=\"tp_298\" style=\"left:82px;bottom:857px;letter-spacing:-0.01px;display:inline;\">\u00a3300m 6.875% Notes 2023 </div> <div class=\"t s7_298\" id=\"tq_298\" style=\"vertical-align: super;left:235px;bottom:865px;letter-spacing:0.15px;display:inline;\">note (ii) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_298\" id=\"tr_298\" style=\"left:718px;bottom:857px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_298\" id=\"ts_298\" style=\"left:787px;bottom:857px;letter-spacing:-0.01px;display:inline;\">361 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_298\" id=\"tt_298\" style=\"left:82px;bottom:838px;letter-spacing:-0.01px;display:inline;\">\u00a3250m 5.875% Notes 2029 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_298\" id=\"tu_298\" style=\"left:702px;bottom:838px;letter-spacing:-0.02px;display:inline;\">301 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_298\" id=\"tv_298\" style=\"left:787px;bottom:838px;letter-spacing:-0.01px;display:inline;\">281 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_298\" id=\"tw_298\" style=\"left:82px;bottom:818px;letter-spacing:-0.01px;display:inline;\">US$1,000m 3.125% Notes 2030 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_298\" id=\"tx_298\" style=\"left:702px;bottom:818px;letter-spacing:-0.02px;display:inline;\">988 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_298\" id=\"ty_298\" style=\"left:787px;bottom:818px;letter-spacing:-0.01px;display:inline;\">987 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_298\" id=\"tz_298\" style=\"left:82px;bottom:799px;letter-spacing:-0.01px;display:inline;\">US$350m 3.625% Notes 2032 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_298\" id=\"t10_298\" style=\"left:702px;bottom:799px;letter-spacing:-0.02px;display:inline;\">347 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_298\" id=\"t11_298\" style=\"left:787px;bottom:799px;letter-spacing:-0.01px;display:inline;\">346 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_298\" id=\"t12_298\" style=\"left:69px;bottom:779px;letter-spacing:-0.01px;display:inline;\">Total core structural borrowings of shareholder-financed businesses </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_298\" id=\"t13_298\" style=\"left:692px;bottom:779px;letter-spacing:-0.02px;display:inline;\">3,933 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_298\" id=\"t14_298\" style=\"left:777px;bottom:779px;letter-spacing:-0.01px;display:inline;\">4,261 </div></td></tr>\n                                        </table><div class=\"t s9_298\" id=\"t15_298\" style=\"left:65px;bottom:753px;letter-spacing:-0.16px;display:inline;\">Notes </div><div class=\"t sa_298\" id=\"t16_298\" style=\"left:65px;bottom:741px;letter-spacing:-0.09px;display:inline;\">(i) </div><div class=\"t sa_298\" id=\"t17_298\" style=\"left:82px;bottom:741px;letter-spacing:-0.13px;display:inline;\">The senior debt ranks above subordinated debt in the event of liquidation. </div><div class=\"t sa_298\" id=\"t18_298\" style=\"left:65px;bottom:729px;letter-spacing:-0.08px;display:inline;\">(ii) </div><div class=\"t sa_298\" id=\"t19_298\" style=\"left:82px;bottom:729px;letter-spacing:-0.14px;display:inline;\">The \u00a3300 million Notes were redeemed on 20 January 2023. The \u20ac20 million Medium Term Notes were redeemed on 10 July 2023. </div><div class=\"t s2_298\" id=\"t1a_298\" style=\"left:65px;bottom:700px;letter-spacing:0.13px;display:inline;\">C5.2 Operational borrowings </div><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_298\" id=\"t1b_298\" style=\"left:661px;bottom:681px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">31 Dec 2023 $m </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_298\" id=\"t1c_298\" style=\"left:748px;bottom:681px;letter-spacing:0.08px;display:inline;\">31 Dec 2022 $m </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_298\" id=\"t1d_298\" style=\"left:69px;bottom:661px;letter-spacing:-0.01px;display:inline;\">Borrowings in respect of short-term fixed income securities programmes (commercial paper) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_298\" id=\"t1e_298\" style=\"left:703px;bottom:661px;letter-spacing:-0.02px;display:inline;\">699 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_298\" id=\"t1f_298\" style=\"left:788px;bottom:661px;letter-spacing:-0.01px;display:inline;\">501 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_298\" id=\"t1g_298\" style=\"left:69px;bottom:641px;letter-spacing:-0.01px;display:inline;\">Lease liabilities under IFRS 16 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_298\" id=\"t1h_298\" style=\"left:703px;bottom:641px;letter-spacing:-0.02px;display:inline;\">234 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_298\" id=\"t1i_298\" style=\"left:788px;bottom:641px;letter-spacing:-0.01px;display:inline;\">299 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_298\" id=\"t1j_298\" style=\"left:69px;bottom:622px;letter-spacing:-0.01px;display:inline;\">Other borrowings </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_298\" id=\"t1k_298\" style=\"left:718px;bottom:622px;display:inline;\">8 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_298\" id=\"t1l_298\" style=\"left:795px;bottom:622px;display:inline;\">15 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_298\" id=\"t1m_298\" style=\"left:69px;bottom:602px;letter-spacing:-0.01px;display:inline;\">Total operational borrowings </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_298\" id=\"t1n_298\" style=\"left:703px;bottom:602px;letter-spacing:-0.02px;display:inline;\">941 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_298\" id=\"t1o_298\" style=\"left:788px;bottom:602px;letter-spacing:-0.01px;display:inline;\">815 </div></td></tr>\n                                        </table>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfBorrowingsExplanatory",
    "language": "en",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f49198": {
   "value": "Although initially recognised at fair value (net of transaction costs), borrowings are subsequently accounted for on an amortised cost basis using <div class=\"t s1_298\" id=\"t3_298\" style=\"left:65px;bottom:1075px;letter-spacing:-0.01px;display:inline;\">the effective interest method. Under the effective interest method, the difference between the redemption value of the borrowing and the initial </div><div class=\"t s1_298\" id=\"t4_298\" style=\"left:65px;bottom:1059px;letter-spacing:-0.01px;display:inline;\">proceeds (net of related issue costs) is amortised through the income statement to the date of maturity or, for hybrid debt, over the expected life </div>of the instrument.",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForBorrowingsExplanatory",
    "language": "en",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f49211": {
   "value": "C5.1 Core structural borrowings of shareholder-financed businesses <table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_298\" id=\"t7_298\" style=\"left:660px;bottom:996px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">31 Dec 2023 $m </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_298\" id=\"t8_298\" style=\"left:747px;bottom:996px;letter-spacing:0.08px;display:inline;\">31 Dec 2022 $m </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_298\" id=\"t9_298\" style=\"left:69px;bottom:974px;letter-spacing:-0.01px;display:inline;\">Subordinated debt: </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_298\" id=\"ta_298\" style=\"left:82px;bottom:955px;letter-spacing:-0.01px;display:inline;\">US$750m 4.875% Notes </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_298\" id=\"tb_298\" style=\"left:702px;bottom:954px;letter-spacing:-0.02px;display:inline;\">750 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_298\" id=\"tc_298\" style=\"left:787px;bottom:954px;letter-spacing:-0.01px;display:inline;\">750 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s6_298\" id=\"td_298\" style=\"left:82px;bottom:935px;letter-spacing:-0.01px;display:inline;\">\u20ac20m Medium Term Notes 2023 </div> <div class=\"t s7_298\" id=\"te_298\" style=\"vertical-align: super;left:258px;bottom:943px;letter-spacing:0.15px;display:inline;\">note (ii) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_298\" id=\"tf_298\" style=\"left:718px;bottom:935px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_298\" id=\"tg_298\" style=\"left:794px;bottom:935px;display:inline;\">21 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_298\" id=\"th_298\" style=\"left:82px;bottom:916px;letter-spacing:-0.01px;display:inline;\">\u00a3435m 6.125% Notes 2031 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_298\" id=\"ti_298\" style=\"left:702px;bottom:915px;letter-spacing:-0.02px;display:inline;\">551 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_298\" id=\"tj_298\" style=\"left:787px;bottom:915px;letter-spacing:-0.01px;display:inline;\">520 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_298\" id=\"tk_298\" style=\"left:82px;bottom:896px;letter-spacing:-0.01px;display:inline;\">US$1,000m 2.95% Notes 2033 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_298\" id=\"tl_298\" style=\"left:702px;bottom:896px;letter-spacing:-0.02px;display:inline;\">996 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_298\" id=\"tm_298\" style=\"left:787px;bottom:896px;letter-spacing:-0.01px;display:inline;\">995 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s5_298\" id=\"tn_298\" style=\"left:69px;bottom:877px;letter-spacing:-0.01px;display:inline;\">Senior debt: </div> <div class=\"t s8_298\" id=\"to_298\" style=\"vertical-align: super;left:140px;bottom:885px;letter-spacing:0.17px;display:inline;\">note (i) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s6_298\" id=\"tp_298\" style=\"left:82px;bottom:857px;letter-spacing:-0.01px;display:inline;\">\u00a3300m 6.875% Notes 2023 </div> <div class=\"t s7_298\" id=\"tq_298\" style=\"vertical-align: super;left:235px;bottom:865px;letter-spacing:0.15px;display:inline;\">note (ii) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_298\" id=\"tr_298\" style=\"left:718px;bottom:857px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_298\" id=\"ts_298\" style=\"left:787px;bottom:857px;letter-spacing:-0.01px;display:inline;\">361 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_298\" id=\"tt_298\" style=\"left:82px;bottom:838px;letter-spacing:-0.01px;display:inline;\">\u00a3250m 5.875% Notes 2029 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_298\" id=\"tu_298\" style=\"left:702px;bottom:838px;letter-spacing:-0.02px;display:inline;\">301 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_298\" id=\"tv_298\" style=\"left:787px;bottom:838px;letter-spacing:-0.01px;display:inline;\">281 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_298\" id=\"tw_298\" style=\"left:82px;bottom:818px;letter-spacing:-0.01px;display:inline;\">US$1,000m 3.125% Notes 2030 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_298\" id=\"tx_298\" style=\"left:702px;bottom:818px;letter-spacing:-0.02px;display:inline;\">988 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_298\" id=\"ty_298\" style=\"left:787px;bottom:818px;letter-spacing:-0.01px;display:inline;\">987 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_298\" id=\"tz_298\" style=\"left:82px;bottom:799px;letter-spacing:-0.01px;display:inline;\">US$350m 3.625% Notes 2032 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_298\" id=\"t10_298\" style=\"left:702px;bottom:799px;letter-spacing:-0.02px;display:inline;\">347 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_298\" id=\"t11_298\" style=\"left:787px;bottom:799px;letter-spacing:-0.01px;display:inline;\">346 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_298\" id=\"t12_298\" style=\"left:69px;bottom:779px;letter-spacing:-0.01px;display:inline;\">Total core structural borrowings of shareholder-financed businesses </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_298\" id=\"t13_298\" style=\"left:692px;bottom:779px;letter-spacing:-0.02px;display:inline;\">3,933 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_298\" id=\"t14_298\" style=\"left:777px;bottom:779px;letter-spacing:-0.01px;display:inline;\">4,261 </div></td></tr>\n                                        </table><div class=\"t s9_298\" id=\"t15_298\" style=\"left:65px;bottom:753px;letter-spacing:-0.16px;display:inline;\">Notes </div><div class=\"t sa_298\" id=\"t16_298\" style=\"left:65px;bottom:741px;letter-spacing:-0.09px;display:inline;\">(i) </div><div class=\"t sa_298\" id=\"t17_298\" style=\"left:82px;bottom:741px;letter-spacing:-0.13px;display:inline;\">The senior debt ranks above subordinated debt in the event of liquidation. </div><div class=\"t sa_298\" id=\"t18_298\" style=\"left:65px;bottom:729px;letter-spacing:-0.08px;display:inline;\">(ii) </div>The \u00a3300 million Notes were redeemed on 20 January 2023. The \u20ac20 million Medium Term Notes were redeemed on 10 July 2023. ",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfSubordinatedLiabilitiesExplanatory",
    "language": "en",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f49303": {
   "value": "C5.2 Operational borrowings <table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_298\" id=\"t1b_298\" style=\"left:661px;bottom:681px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">31 Dec 2023 $m </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_298\" id=\"t1c_298\" style=\"left:748px;bottom:681px;letter-spacing:0.08px;display:inline;\">31 Dec 2022 $m </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_298\" id=\"t1d_298\" style=\"left:69px;bottom:661px;letter-spacing:-0.01px;display:inline;\">Borrowings in respect of short-term fixed income securities programmes (commercial paper) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_298\" id=\"t1e_298\" style=\"left:703px;bottom:661px;letter-spacing:-0.02px;display:inline;\">699 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_298\" id=\"t1f_298\" style=\"left:788px;bottom:661px;letter-spacing:-0.01px;display:inline;\">501 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_298\" id=\"t1g_298\" style=\"left:69px;bottom:641px;letter-spacing:-0.01px;display:inline;\">Lease liabilities under IFRS 16 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_298\" id=\"t1h_298\" style=\"left:703px;bottom:641px;letter-spacing:-0.02px;display:inline;\">234 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_298\" id=\"t1i_298\" style=\"left:788px;bottom:641px;letter-spacing:-0.01px;display:inline;\">299 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_298\" id=\"t1j_298\" style=\"left:69px;bottom:622px;letter-spacing:-0.01px;display:inline;\">Other borrowings </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_298\" id=\"t1k_298\" style=\"left:718px;bottom:622px;display:inline;\">8 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_298\" id=\"t1l_298\" style=\"left:795px;bottom:622px;display:inline;\">15 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_298\" id=\"t1m_298\" style=\"left:69px;bottom:602px;letter-spacing:-0.01px;display:inline;\">Total operational borrowings </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_298\" id=\"t1n_298\" style=\"left:703px;bottom:602px;letter-spacing:-0.02px;display:inline;\">941 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_298\" id=\"t1o_298\" style=\"left:788px;bottom:602px;letter-spacing:-0.01px;display:inline;\">815 </div></td></tr>\n                                        </table>C10 Property, plant and equipment <div class=\"t s1_307\" id=\"t2_307\" style=\"left:87px;bottom:1092px;letter-spacing:-0.01px;display:inline;\">Property, plant and equipment comprise Group occupied properties and tangible assets. Property, plant and equipment also includes right-of-use </div><div class=\"t s1_307\" id=\"t3_307\" style=\"left:87px;bottom:1076px;letter-spacing:-0.01px;display:inline;\">assets for operating leases of properties occupied by the Group and leases of equipment and other tangible assets. Property, plant and </div><div class=\"t s1_307\" id=\"t4_307\" style=\"left:87px;bottom:1061px;letter-spacing:-0.01px;display:inline;\">equipment, including the right-of-use assets under operating leases, are generally held at cost less cumulative depreciation calculated using the </div><div class=\"t s1_307\" id=\"t5_307\" style=\"left:87px;bottom:1045px;letter-spacing:-0.01px;display:inline;\">straight-line method, and impairment charge. Owner occupied properties held by the Group's Singapore business that are underlying items of </div><div class=\"t s1_307\" id=\"t6_307\" style=\"left:87px;bottom:1030px;letter-spacing:-0.01px;display:inline;\">direct participating contracts are measured at fair value following the adoption of IFRS 17. </div><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_307\" id=\"t7_307\" style=\"left:682px;bottom:1003px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">31 Dec 2023 $m </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"> <div class=\"t s3_307\" id=\"t8_307\" style=\"left:768px;bottom:1003px;letter-spacing:0.08px;display:inline;\">31 Dec 2022 $m </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_307\" id=\"t9_307\" style=\"left:91px;bottom:983px;letter-spacing:-0.01px;display:inline;\">Property, plant and equipment held at cost </div><div class=\"t s5_307\" id=\"ta_307\" style=\"vertical-align: super;left:317px;bottom:991px;letter-spacing:0.18px;display:inline;\">note (a) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_307\" id=\"tb_307\" style=\"left:724px;bottom:983px;letter-spacing:-0.02px;display:inline;\">347 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"> <div class=\"t s4_307\" id=\"tc_307\" style=\"left:810px;bottom:983px;letter-spacing:-0.01px;display:inline;\">410 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_307\" id=\"td_307\" style=\"left:91px;bottom:965px;letter-spacing:-0.01px;display:inline;\">Owner occupied properties held at fair value </div><div class=\"t s5_307\" id=\"te_307\" style=\"vertical-align: super;left:321px;bottom:973px;letter-spacing:0.18px;display:inline;\">note (b) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_307\" id=\"tf_307\" style=\"left:731px;bottom:965px;letter-spacing:-0.02px;display:inline;\">27 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"> <div class=\"t s4_307\" id=\"tg_307\" style=\"left:817px;bottom:965px;letter-spacing:-0.01px;display:inline;\">27 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_307\" id=\"th_307\" style=\"left:91px;bottom:946px;letter-spacing:-0.01px;display:inline;\">Total property, plant and equipment </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_307\" id=\"ti_307\" style=\"left:724px;bottom:946px;letter-spacing:-0.02px;display:inline;\">374 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"> <div class=\"t s4_307\" id=\"tj_307\" style=\"left:810px;bottom:946px;letter-spacing:-0.01px;display:inline;\">437 </div></td></tr>\n                                        </table><div class=\"t s7_307\" id=\"tk_307\" style=\"left:87px;bottom:911px;letter-spacing:-0.1px;display:inline;\">(a) </div><div class=\"t s7_307\" id=\"tl_307\" style=\"left:113px;bottom:911px;letter-spacing:-0.11px;display:inline;\">Property, plant and equipment held at cost </div><div class=\"t s4_307\" id=\"tm_307\" style=\"left:87px;bottom:896px;letter-spacing:-0.01px;display:inline;\">A reconciliation of the carrying amount of the Group\u2019s property, plant and equipment held at cost from the beginning to the end of the years </div><div class=\"t s4_307\" id=\"tn_307\" style=\"left:87px;bottom:880px;letter-spacing:-0.01px;display:inline;\">shown is as follows: </div><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"4\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s2_307\" id=\"to_307\" style=\"left:437px;bottom:853px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">2023 $m </div>  </td><td colspan=\"4\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s3_307\" id=\"tp_307\" style=\"left:699px;bottom:853px;letter-spacing:0.09px;display:inline;\">2022 $m </div>  </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_307\" id=\"tq_307\" style=\"left:362px;bottom:838px;letter-spacing:0.07px;display:inline;\">Group </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_307\" id=\"ty_307\" style=\"left:625px;bottom:838px;letter-spacing:0.06px;display:inline;\">Group </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_307\" id=\"tr_307\" style=\"left:351px;bottom:828px;letter-spacing:0.07px;display:inline;\">occupied </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_307\" id=\"tt_307\" style=\"left:415px;bottom:828px;letter-spacing:0.07px;display:inline;\">Tangible </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_307\" id=\"tv_307\" style=\"left:479px;bottom:828px;letter-spacing:0.07px;display:inline;\">Right-of- </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_307\" id=\"tz_307\" style=\"left:614px;bottom:828px;letter-spacing:0.07px;display:inline;\">occupied </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_307\" id=\"t11_307\" style=\"left:679px;bottom:828px;letter-spacing:0.07px;display:inline;\">Tangible </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_307\" id=\"t13_307\" style=\"left:744px;bottom:828px;letter-spacing:0.06px;display:inline;\">Right-of- </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"tcs-selection-enabled tcs-selected emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_307\" id=\"ts_307\" style=\"left:352px;bottom:818px;letter-spacing:0.08px;display:inline;\">property </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_307\" id=\"tu_307\" style=\"left:426px;bottom:818px;letter-spacing:0.07px;display:inline;\">assets </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_307\" id=\"tw_307\" style=\"left:474px;bottom:818px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">use assets </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_307\" id=\"tx_307\" style=\"left:558px;bottom:818px;letter-spacing:0.07px;display:inline;\">Total </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_307\" id=\"t10_307\" style=\"left:616px;bottom:818px;letter-spacing:0.07px;display:inline;\">property </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_307\" id=\"t12_307\" style=\"left:689px;bottom:818px;letter-spacing:0.06px;display:inline;\">assets </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_307\" id=\"t14_307\" style=\"left:739px;bottom:818px;letter-spacing:0.06px;display:inline;\">use assets </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_307\" id=\"t15_307\" style=\"left:821px;bottom:818px;letter-spacing:0.07px;display:inline;\">Total </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_307\" id=\"t16_307\" style=\"left:91px;bottom:799px;letter-spacing:-0.01px;display:inline;\">Balance at 1 Jan </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_307\" id=\"t17_307\" style=\"left:91px;bottom:780px;letter-spacing:-0.01px;display:inline;\">Cost </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_307\" id=\"t18_307\" style=\"left:370px;bottom:780px;letter-spacing:-0.02px;display:inline;\">21 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_307\" id=\"t19_307\" style=\"left:427px;bottom:780px;letter-spacing:-0.02px;display:inline;\">486 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_307\" id=\"t1a_307\" style=\"left:491px;bottom:780px;letter-spacing:-0.02px;display:inline;\">676 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_307\" id=\"t1b_307\" style=\"left:545px;bottom:780px;letter-spacing:-0.02px;display:inline;\">1,183 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_307\" id=\"t1c_307\" style=\"left:632px;bottom:780px;letter-spacing:-0.01px;display:inline;\">22 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_307\" id=\"t1d_307\" style=\"left:689px;bottom:780px;letter-spacing:-0.01px;display:inline;\">489 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_307\" id=\"t1e_307\" style=\"left:753px;bottom:780px;letter-spacing:-0.01px;display:inline;\">678 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_307\" id=\"t1f_307\" style=\"left:808px;bottom:780px;letter-spacing:-0.01px;display:inline;\">1,189 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_307\" id=\"t1g_307\" style=\"left:91px;bottom:762px;letter-spacing:-0.01px;display:inline;\">Accumulated depreciation </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_307\" id=\"t1h_307\" style=\"left:373px;bottom:762px;letter-spacing:-0.02px;display:inline;\">(8) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_307\" id=\"t1i_307\" style=\"left:423px;bottom:762px;letter-spacing:-0.02px;display:inline;\">(360) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_307\" id=\"t1j_307\" style=\"left:487px;bottom:762px;letter-spacing:-0.02px;display:inline;\">(405) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_307\" id=\"t1k_307\" style=\"left:551px;bottom:762px;letter-spacing:-0.02px;display:inline;\">(773) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_307\" id=\"t1l_307\" style=\"left:635px;bottom:762px;display:inline;\">(8) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_307\" id=\"t1m_307\" style=\"left:685px;bottom:762px;letter-spacing:-0.01px;display:inline;\">(349) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_307\" id=\"t1n_307\" style=\"left:749px;bottom:762px;letter-spacing:-0.01px;display:inline;\">(363) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_307\" id=\"t1o_307\" style=\"left:813px;bottom:762px;letter-spacing:-0.01px;display:inline;\">(720) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_307\" id=\"t1p_307\" style=\"left:91px;bottom:744px;letter-spacing:-0.01px;display:inline;\">Opening net book amount </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_307\" id=\"t1q_307\" style=\"left:370px;bottom:744px;letter-spacing:-0.02px;display:inline;\">13 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_307\" id=\"t1r_307\" style=\"left:427px;bottom:744px;letter-spacing:-0.02px;display:inline;\">126 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_307\" id=\"t1s_307\" style=\"left:491px;bottom:744px;letter-spacing:-0.02px;display:inline;\">271 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_307\" id=\"t1t_307\" style=\"left:556px;bottom:744px;letter-spacing:-0.02px;display:inline;\">410 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_307\" id=\"t1u_307\" style=\"left:632px;bottom:744px;letter-spacing:-0.01px;display:inline;\">14 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_307\" id=\"t1v_307\" style=\"left:689px;bottom:744px;letter-spacing:-0.01px;display:inline;\">140 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_307\" id=\"t1w_307\" style=\"left:753px;bottom:744px;letter-spacing:-0.01px;display:inline;\">315 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_307\" id=\"t1x_307\" style=\"left:818px;bottom:744px;letter-spacing:-0.01px;display:inline;\">469 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_307\" id=\"t1y_307\" style=\"left:91px;bottom:725px;letter-spacing:-0.01px;display:inline;\">Additions </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_307\" id=\"t1z_307\" style=\"left:378px;bottom:725px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_307\" id=\"t20_307\" style=\"left:434px;bottom:725px;letter-spacing:-0.02px;display:inline;\">44 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_307\" id=\"t21_307\" style=\"left:499px;bottom:725px;letter-spacing:-0.02px;display:inline;\">57 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_307\" id=\"t22_307\" style=\"left:556px;bottom:725px;letter-spacing:-0.02px;display:inline;\">101 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_307\" id=\"t23_307\" style=\"left:640px;bottom:725px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_307\" id=\"t24_307\" style=\"left:696px;bottom:725px;letter-spacing:-0.01px;display:inline;\">34 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_307\" id=\"t25_307\" style=\"left:760px;bottom:725px;letter-spacing:-0.01px;display:inline;\">49 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_307\" id=\"t26_307\" style=\"left:825px;bottom:725px;display:inline;\">83 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_307\" id=\"t27_307\" style=\"left:91px;bottom:707px;letter-spacing:-0.01px;display:inline;\">Depreciation and impairment charge </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_307\" id=\"t28_307\" style=\"left:378px;bottom:707px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_307\" id=\"t29_307\" style=\"left:430px;bottom:707px;letter-spacing:-0.02px;display:inline;\">(50) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_307\" id=\"t2a_307\" style=\"left:494px;bottom:707px;letter-spacing:-0.02px;display:inline;\">(95) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_307\" id=\"t2b_307\" style=\"left:551px;bottom:707px;letter-spacing:-0.02px;display:inline;\">(145) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_307\" id=\"t2c_307\" style=\"left:640px;bottom:707px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_307\" id=\"t2d_307\" style=\"left:692px;bottom:707px;display:inline;\">(39) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_307\" id=\"t2e_307\" style=\"left:749px;bottom:707px;letter-spacing:-0.01px;display:inline;\">(106) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_307\" id=\"t2f_307\" style=\"left:813px;bottom:707px;letter-spacing:-0.01px;display:inline;\">(145) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_307\" id=\"t2g_307\" style=\"left:91px;bottom:688px;letter-spacing:-0.01px;display:inline;\">Disposals, transfers and lease modifications </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_307\" id=\"t2h_307\" style=\"left:378px;bottom:688px;display:inline;\">3 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_307\" id=\"t2i_307\" style=\"left:437px;bottom:688px;letter-spacing:-0.02px;display:inline;\">(4) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_307\" id=\"t2j_307\" style=\"left:494px;bottom:688px;letter-spacing:-0.02px;display:inline;\">(18) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_307\" id=\"t2k_307\" style=\"left:559px;bottom:688px;letter-spacing:-0.02px;display:inline;\">(19) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_307\" id=\"t2l_307\" style=\"left:640px;bottom:688px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_307\" id=\"t2m_307\" style=\"left:699px;bottom:688px;display:inline;\">(2) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_307\" id=\"t2n_307\" style=\"left:760px;bottom:688px;letter-spacing:-0.01px;display:inline;\">26 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_307\" id=\"t2o_307\" style=\"left:825px;bottom:688px;display:inline;\">24 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_307\" id=\"t2p_307\" style=\"left:91px;bottom:669px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Effect of movements in exchange rates </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_307\" id=\"t2q_307\" style=\"left:378px;bottom:669px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_307\" id=\"t2r_307\" style=\"left:437px;bottom:669px;letter-spacing:-0.02px;display:inline;\">(1) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_307\" id=\"t2s_307\" style=\"left:506px;bottom:669px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_307\" id=\"t2t_307\" style=\"left:571px;bottom:669px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_307\" id=\"t2u_307\" style=\"left:635px;bottom:669px;display:inline;\">(1) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_307\" id=\"t2v_307\" style=\"left:699px;bottom:669px;display:inline;\">(7) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_307\" id=\"t2w_307\" style=\"left:756px;bottom:669px;display:inline;\">(13) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_307\" id=\"t2x_307\" style=\"left:820px;bottom:669px;display:inline;\">(21) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_307\" id=\"t2y_307\" style=\"left:91px;bottom:651px;letter-spacing:-0.01px;display:inline;\">Balance at 31 Dec </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_307\" id=\"t2z_307\" style=\"left:370px;bottom:651px;letter-spacing:-0.02px;display:inline;\">16 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_307\" id=\"t30_307\" style=\"left:427px;bottom:651px;letter-spacing:-0.02px;display:inline;\">115 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_307\" id=\"t31_307\" style=\"left:491px;bottom:651px;letter-spacing:-0.02px;display:inline;\">216 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_307\" id=\"t32_307\" style=\"left:555px;bottom:651px;letter-spacing:-0.02px;display:inline;\">347 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_307\" id=\"t33_307\" style=\"left:632px;bottom:651px;letter-spacing:-0.01px;display:inline;\">13 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_307\" id=\"t34_307\" style=\"left:689px;bottom:651px;letter-spacing:-0.01px;display:inline;\">126 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_307\" id=\"t35_307\" style=\"left:753px;bottom:651px;letter-spacing:-0.01px;display:inline;\">271 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_307\" id=\"t36_307\" style=\"left:818px;bottom:651px;letter-spacing:-0.01px;display:inline;\">410 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s6_307\" id=\"t37_307\" style=\"left:91px;bottom:633px;letter-spacing:-0.01px;display:inline;\">Representing: </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_307\" id=\"t38_307\" style=\"left:91px;bottom:614px;letter-spacing:-0.01px;display:inline;\">Cost </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_307\" id=\"t39_307\" style=\"left:370px;bottom:614px;letter-spacing:-0.02px;display:inline;\">24 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_307\" id=\"t3a_307\" style=\"left:427px;bottom:614px;letter-spacing:-0.02px;display:inline;\">495 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_307\" id=\"t3b_307\" style=\"left:491px;bottom:614px;letter-spacing:-0.02px;display:inline;\">683 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_307\" id=\"t3c_307\" style=\"left:545px;bottom:614px;letter-spacing:-0.02px;display:inline;\">1,202 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_307\" id=\"t3d_307\" style=\"left:632px;bottom:614px;letter-spacing:-0.01px;display:inline;\">21 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_307\" id=\"t3e_307\" style=\"left:689px;bottom:614px;letter-spacing:-0.01px;display:inline;\">486 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_307\" id=\"t3f_307\" style=\"left:753px;bottom:614px;letter-spacing:-0.01px;display:inline;\">676 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_307\" id=\"t3g_307\" style=\"left:808px;bottom:614px;letter-spacing:-0.01px;display:inline;\">1,183 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_307\" id=\"t3h_307\" style=\"left:91px;bottom:596px;letter-spacing:-0.01px;display:inline;\">Accumulated depreciation </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_307\" id=\"t3i_307\" style=\"left:373px;bottom:596px;letter-spacing:-0.02px;display:inline;\">(8) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_307\" id=\"t3j_307\" style=\"left:423px;bottom:596px;letter-spacing:-0.02px;display:inline;\">(380) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_307\" id=\"t3k_307\" style=\"left:487px;bottom:596px;letter-spacing:-0.02px;display:inline;\">(467) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_307\" id=\"t3l_307\" style=\"left:551px;bottom:596px;letter-spacing:-0.02px;display:inline;\">(855) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_307\" id=\"t3m_307\" style=\"left:635px;bottom:596px;display:inline;\">(8) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_307\" id=\"t3n_307\" style=\"left:685px;bottom:596px;letter-spacing:-0.01px;display:inline;\">(360) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_307\" id=\"t3o_307\" style=\"left:749px;bottom:596px;letter-spacing:-0.01px;display:inline;\">(405) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_307\" id=\"t3p_307\" style=\"left:813px;bottom:596px;letter-spacing:-0.01px;display:inline;\">(773) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_307\" id=\"t3q_307\" style=\"left:90px;bottom:578px;letter-spacing:-0.01px;display:inline;\">Closing net book amount </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_307\" id=\"t3r_307\" style=\"left:370px;bottom:578px;letter-spacing:-0.02px;display:inline;\">16 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_307\" id=\"t3s_307\" style=\"left:427px;bottom:578px;letter-spacing:-0.02px;display:inline;\">115 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_307\" id=\"t3t_307\" style=\"left:491px;bottom:578px;letter-spacing:-0.02px;display:inline;\">216 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_307\" id=\"t3u_307\" style=\"left:555px;bottom:578px;letter-spacing:-0.02px;display:inline;\">347 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_307\" id=\"t3v_307\" style=\"left:632px;bottom:578px;letter-spacing:-0.01px;display:inline;\">13 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_307\" id=\"t3w_307\" style=\"left:689px;bottom:578px;letter-spacing:-0.01px;display:inline;\">126 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_307\" id=\"t3x_307\" style=\"left:753px;bottom:578px;letter-spacing:-0.01px;display:inline;\">271 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_307\" id=\"t3y_307\" style=\"left:817px;bottom:578px;letter-spacing:-0.01px;display:inline;\">410 </div></td></tr>\n                                        </table><div></div><div class=\"t s0_308\" id=\"t1_308\" style=\"left:65px;bottom:1118px;letter-spacing:-0.1px;display:inline;\">(b) </div><div class=\"t s0_308\" id=\"t2_308\" style=\"left:91px;bottom:1118px;letter-spacing:-0.11px;display:inline;\">Owner occupied properties held at fair value </div><div class=\"t s1_308\" id=\"t3_308\" style=\"left:65px;bottom:1102px;letter-spacing:-0.32px;word-spacing:0.01px;display:inline;\">IFRS 17 amended the subsequent measurement requirements in IAS 16 Property, plant and equipment to permit entities to elect to measure owner- </div><div class=\"t s1_308\" id=\"t4_308\" style=\"left:65px;bottom:1087px;letter-spacing:-0.32px;word-spacing:0.01px;display:inline;\">occupied properties that are underlying items of direct participating contracts at fair value through profit or loss. Upon the adoption of IFRS 17, the Group </div><div class=\"t s1_308\" id=\"t5_308\" style=\"left:65px;bottom:1071px;letter-spacing:-0.32px;word-spacing:0.01px;display:inline;\">has elected to measure the owner-occupied properties held by the participating funds of its Singapore business at fair value from the transition date. </div><div class=\"t s1_308\" id=\"t6_308\" style=\"left:65px;bottom:1055px;letter-spacing:-0.32px;word-spacing:0.01px;display:inline;\">Previously, these properties were measured at cost less accumulated depreciation less any impairment losses. The fair value of these properties is based on </div><div class=\"t s1_308\" id=\"t7_308\" style=\"left:65px;bottom:1040px;letter-spacing:-0.32px;word-spacing:0.01px;display:inline;\">market values as assessed by professionally qualified external valuers or by the Group\u2019s qualified surveyors. </div><div class=\"t s2_308\" id=\"t8_308\" style=\"left:65px;bottom:1011px;letter-spacing:-0.1px;display:inline;\">Right-of-use assets </div><div class=\"t s1_308\" id=\"t9_308\" style=\"left:65px;bottom:995px;letter-spacing:-0.33px;word-spacing:-0.03px;display:inline;\">The Group does not have any right-of-use assets that would meet the definition of investment property. As at 31 December 2023, total right-of-use assets </div><div class=\"t s1_308\" id=\"ta_308\" style=\"left:65px;bottom:980px;letter-spacing:-0.33px;word-spacing:0.01px;display:inline;\">comprised $202 million (31 December 2022: $267 million) of property and $14 million (31 December 2022: $4 million) of non-property assets. </div><div class=\"t s1_308\" id=\"tb_308\" style=\"left:65px;bottom:952px;letter-spacing:-0.01px;display:inline;\">Extension and termination options are included in a number of property and equipment leases across the Group. These are used to maximise </div><div class=\"t s1_308\" id=\"tc_308\" style=\"left:65px;bottom:936px;letter-spacing:-0.01px;display:inline;\">operational flexibility in terms of managing the assets used in the Group\u2019s operations. The majority of extension and termination options held </div><div class=\"t s1_308\" id=\"td_308\" style=\"left:65px;bottom:921px;letter-spacing:-0.01px;display:inline;\">are exercisable only by the Group and not by the respective lessor. The Group assesses at lease commencement whether it is reasonably certain </div><div class=\"t s1_308\" id=\"te_308\" style=\"left:65px;bottom:905px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">to exercise the option. This assertion is revisited if there is a material change in circumstances. As at 31 December 2023, the undiscounted value </div><div class=\"t s1_308\" id=\"tf_308\" style=\"left:65px;bottom:890px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">of lease payments beyond the break period not recognised in the lease liabilities is $231 million (31 December 2022: $189 million). </div><div class=\"t s1_308\" id=\"tg_308\" style=\"left:65px;bottom:862px;letter-spacing:-0.01px;display:inline;\">The Group has non-cancellable property subleases which have been classified as operating leases under IFRS 16. The sublease rental income </div>received in 2023 for the leases is $7 million (2022: $6 million).",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfLeasesExplanatory",
    "language": "en",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f49351": {
   "value": "C6 Risk and sensitivity analysis <div class=\"t s1_299\" id=\"t2_299\" style=\"left:87px;bottom:1088px;letter-spacing:0.13px;display:inline;\">Group overview </div><div class=\"t s2_299\" id=\"t3_299\" style=\"left:87px;bottom:1072px;letter-spacing:-0.01px;display:inline;\">The Group\u2019s risk framework and the management of risks attaching to the Group\u2019s consolidated financial statements including financial assets, </div><div class=\"t s2_299\" id=\"t4_299\" style=\"left:87px;bottom:1057px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">financial liabilities and insurance liabilities, together with the inter-relationship with the management of capital, have been included in the </div><div class=\"t s2_299\" id=\"t5_299\" style=\"left:87px;bottom:1041px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">audited sections of the Risk review report. </div><div class=\"t s2_299\" id=\"t6_299\" style=\"left:87px;bottom:1013px;letter-spacing:-0.01px;display:inline;\">The financial and insurance assets and liabilities on the Group\u2019s statement of financial position are, to varying degrees, subject to market and </div><div class=\"t s2_299\" id=\"t7_299\" style=\"left:87px;bottom:998px;letter-spacing:-0.01px;display:inline;\">insurance risk and other changes of assumptions that may have an effect on IFRS basis profit or loss and shareholders\u2019 equity as described </div><div class=\"t s2_299\" id=\"t8_299\" style=\"left:87px;bottom:982px;letter-spacing:-0.01px;display:inline;\">below. The market and insurance risks and also sustainability-related risks, including how they affect Group\u2019s operations and how these are </div><div class=\"t s2_299\" id=\"t9_299\" style=\"left:87px;bottom:966px;letter-spacing:-0.01px;display:inline;\">managed are discussed in the Risk review report referred to above. The sustainability-related risks discussed in the Risk review report include in </div><div class=\"t s2_299\" id=\"ta_299\" style=\"left:87px;bottom:951px;letter-spacing:-0.01px;display:inline;\">particular the potential long-term impact of environmental risks associated with climate change (including physical and transition risks) on the </div><div class=\"t s2_299\" id=\"tb_299\" style=\"left:87px;bottom:935px;letter-spacing:-0.01px;display:inline;\">Group\u2019s investments and liabilities. </div><div class=\"t s2_299\" id=\"tc_299\" style=\"left:87px;bottom:907px;letter-spacing:-0.01px;display:inline;\">The Sustainability Report included in this Annual Report sets out three commonly used scenarios of plausible global responses to climate change. </div><div class=\"t s2_299\" id=\"td_299\" style=\"left:87px;bottom:892px;letter-spacing:-0.01px;display:inline;\">The Group\u2019s scenario testing results are translated into sensitivities to economic factors to assess the possible financial consequences of climate </div><div class=\"t s2_299\" id=\"te_299\" style=\"left:87px;bottom:876px;letter-spacing:-0.01px;display:inline;\">change on the Group\u2019s business. Though the Group faces potential financial risks from plausible global responses to climate change, the results </div><div class=\"t s2_299\" id=\"tf_299\" style=\"left:87px;bottom:861px;letter-spacing:-0.01px;display:inline;\">for the Group\u2019s scenario testing are not outside observed market volatility suggesting no immediate need for explicit climate change allowance </div><div class=\"t s2_299\" id=\"tg_299\" style=\"left:87px;bottom:845px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">within the current valuations of the Group\u2019s investment portfolio. The Group remains mindful of the limitations within the results of the scenario </div><div class=\"t s2_299\" id=\"th_299\" style=\"left:87px;bottom:830px;letter-spacing:-0.01px;display:inline;\">testing and that the models for the testing continue to change. Additionally, the Group\u2019s climate scenario analysis currently does not consider </div><div class=\"t s2_299\" id=\"ti_299\" style=\"left:87px;bottom:814px;letter-spacing:-0.01px;display:inline;\">management actions the Group could take to mitigate the negative impacts of climate change. In addition, given the current insufficiency and </div><div class=\"t s2_299\" id=\"tj_299\" style=\"left:87px;bottom:798px;letter-spacing:-0.01px;display:inline;\">uncertainty of data available, at this stage, the Group\u2019s claims and lapses assumptions for its life and health insurance business do not include </div><div class=\"t s2_299\" id=\"tk_299\" style=\"left:87px;bottom:783px;letter-spacing:-0.01px;display:inline;\">additional assumptions related to the impacts of climate change over and above those that arise from the annual review of experience. The </div><div class=\"t s2_299\" id=\"tl_299\" style=\"left:87px;bottom:767px;letter-spacing:-0.01px;display:inline;\">Group will continue to perform its regular experience analysis, engage with reinsurers and monitor relevant academic studies. If significant </div><div class=\"t s2_299\" id=\"tm_299\" style=\"left:87px;bottom:752px;letter-spacing:-0.01px;display:inline;\">changes occur, the financial impacts from climate-related risks on insurance liabilities will be considered. The Group has analysed the distribution </div><div class=\"t s2_299\" id=\"tn_299\" style=\"left:87px;bottom:736px;letter-spacing:-0.01px;display:inline;\">of its customers across locations to assess their vulnerability to extreme climate events to improve the Group\u2019s understanding of its customers </div><div class=\"t s2_299\" id=\"to_299\" style=\"left:87px;bottom:720px;letter-spacing:-0.01px;display:inline;\">and its exposure to climate risks. </div><div class=\"t s2_299\" id=\"tp_299\" style=\"left:87px;bottom:693px;letter-spacing:-0.01px;word-spacing:-0.01px;display:inline;\">Sensitivity analyses of IFRS profit or loss, shareholders\u2019 equity and CSM to key market and other risks for the insurance operations are provided in </div><div class=\"t s2_299\" id=\"tq_299\" style=\"left:87px;bottom:677px;letter-spacing:-0.01px;display:inline;\">section C6.1 below. The sensitivity analyses provided show the effect on profit after tax, shareholders\u2019 equity and CSM to changes in the relevant </div><div class=\"t s2_299\" id=\"tr_299\" style=\"left:87px;bottom:661px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">risk variables, all of which are considered to be reasonably possible at the relevant balance sheet date. The sensitivities reflect consequential </div><div class=\"t s2_299\" id=\"ts_299\" style=\"left:87px;bottom:646px;letter-spacing:-0.01px;display:inline;\">impacts from market movements at the valuation date. </div><div class=\"t s2_299\" id=\"tt_299\" style=\"left:87px;bottom:618px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">The sensitivity of the Group\u2019s Eastspring and central operations to market risks is discussed in section C6.2. </div><div class=\"t s2_299\" id=\"tu_299\" style=\"left:87px;bottom:590px;letter-spacing:-0.01px;display:inline;\">The Group benefits from diversification benefits achieved through the geographical spread of the Group\u2019s operations and, within those </div><div class=\"t s2_299\" id=\"tv_299\" style=\"left:87px;bottom:575px;letter-spacing:-0.01px;display:inline;\">operations, through a broad mix of product types. The simplified sensitivities below are calculated at the individual business unit level and </div><div class=\"t s2_299\" id=\"tw_299\" style=\"left:87px;bottom:559px;letter-spacing:-0.01px;display:inline;\">aggregated to show the Group impact and no group level adjustments are made. </div><div class=\"t s2_299\" id=\"tx_299\" style=\"left:87px;bottom:531px;letter-spacing:-0.01px;display:inline;\">Relevant correlation factors include: </div><div class=\"t s3_299\" id=\"ty_299\" style=\"left:87px;bottom:504px;display:inline;\">\u2013 </div><div class=\"t s2_299\" id=\"tz_299\" style=\"left:100px;bottom:504px;letter-spacing:-0.01px;display:inline;\">Correlation across geographic regions for both financial and non-financial risk factors; and </div><div class=\"t s3_299\" id=\"t10_299\" style=\"left:87px;bottom:488px;display:inline;\">\u2013 </div><div class=\"t s2_299\" id=\"t11_299\" style=\"left:100px;bottom:488px;letter-spacing:-0.01px;display:inline;\">Correlation across risk factors for mortality and morbidity, expenses, persistency and other risks. </div><div class=\"t s2_299\" id=\"t12_299\" style=\"left:87px;bottom:460px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">The geographical diversity of the Group\u2019s business means that it has some exposure to the risk of foreign exchange rate fluctuations where a </div><div class=\"t s2_299\" id=\"t13_299\" style=\"left:87px;bottom:445px;letter-spacing:-0.01px;display:inline;\">group undertaking has a functional currency that differs to US dollar, the Group\u2019s presentational currency. Consistent with the Group\u2019s </div><div class=\"t s2_299\" id=\"t14_299\" style=\"left:87px;bottom:429px;letter-spacing:-0.01px;display:inline;\">accounting policies, the profits of these business units are translated at average exchange rates and shareholders\u2019 equity at the closing rate for </div><div class=\"t s2_299\" id=\"t15_299\" style=\"left:87px;bottom:413px;letter-spacing:-0.01px;display:inline;\">the reporting period. For 2023 and 2022, the rates for the most significant operations are given in note A1. The Group has no exposure to </div><div class=\"t s2_299\" id=\"t16_299\" style=\"left:87px;bottom:398px;letter-spacing:-0.01px;display:inline;\">currency fluctuation from business units that operate in USD, or currencies pegged to the USD (such as HKD), and reduced exposure to currencies </div><div class=\"t s2_299\" id=\"t17_299\" style=\"left:87px;bottom:382px;letter-spacing:-0.01px;display:inline;\">partially managed to the USD within a basket of currencies (such as SGD). The impact of changes of foreign exchange rates on the Group\u2019s </div><div class=\"t s2_299\" id=\"t18_299\" style=\"left:87px;bottom:367px;letter-spacing:-0.01px;word-spacing:-0.01px;display:inline;\">assets and liabilities from the above exposure is recorded as part of Other comprehensive income and in 2023 represented a loss of $124 million </div><div class=\"t s2_299\" id=\"t19_299\" style=\"left:87px;bottom:351px;letter-spacing:-0.01px;word-spacing:-0.01px;display:inline;\">(2022: loss of $603 million) which corresponds to 1 per cent of opening shareholders\u2019 equity (2022: 3 per cent). Additionally note B1.1 \u2018Segment </div><div class=\"t s2_299\" id=\"t1a_299\" style=\"left:87px;bottom:335px;letter-spacing:-0.01px;word-spacing:-0.01px;display:inline;\">Results\u2019 shows the Group\u2019s segment and total profit for 2022 as if it had been prepared using the same exchange rates as 2023, giving an </div><div class=\"t s2_299\" id=\"t1b_299\" style=\"left:87px;bottom:320px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">indication of how foreign exchange rates impact the Group\u2019s profit and loss. </div><div class=\"t s2_299\" id=\"t1c_299\" style=\"left:87px;bottom:292px;letter-spacing:-0.01px;display:inline;\">A 10 per cent increase (strengthening of the US dollar) or decrease (weakening of the US dollar) in these rates would have reduced or increased </div><div class=\"t s2_299\" id=\"t1d_299\" style=\"left:87px;bottom:277px;letter-spacing:-0.01px;display:inline;\">profit for the year and shareholders\u2019 equity of the Group respectively as follows: </div><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s4_299\" id=\"t1e_299\" style=\"left:572px;bottom:249px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">31 Dec 2023 $m </div> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s5_299\" id=\"t1f_299\" style=\"left:735px;bottom:249px;letter-spacing:0.08px;display:inline;\">31 Dec 2022 $m </div> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_299\" id=\"t1g_299\" style=\"left:91px;bottom:227px;letter-spacing:-0.01px;display:inline;\">Change in local currency to $ exchange rates </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_299\" id=\"t1h_299\" style=\"left:535px;bottom:232px;letter-spacing:0.08px;display:inline;\">Decrease of 10% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_299\" id=\"t1i_299\" style=\"left:615px;bottom:232px;letter-spacing:0.07px;display:inline;\">Increase of 10% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_299\" id=\"t1j_299\" style=\"left:697px;bottom:232px;letter-spacing:0.08px;display:inline;\">Decrease of 10% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_299\" id=\"t1k_299\" style=\"left:777px;bottom:232px;letter-spacing:0.07px;display:inline;\">Increase of 10% </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_299\" id=\"t1l_299\" style=\"left:91px;bottom:208px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Profit after tax for the year </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_299\" id=\"t1m_299\" style=\"left:577px;bottom:208px;letter-spacing:-0.02px;display:inline;\">152 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_299\" id=\"t1n_299\" style=\"left:651px;bottom:208px;letter-spacing:-0.02px;display:inline;\">(124) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_299\" id=\"t1o_299\" style=\"left:748px;bottom:208px;letter-spacing:-0.01px;display:inline;\">49 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_299\" id=\"t1p_299\" style=\"left:818px;bottom:208px;letter-spacing:-0.01px;display:inline;\">(40) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_299\" id=\"t1q_299\" style=\"left:91px;bottom:189px;letter-spacing:-0.01px;display:inline;\">Shareholders\u2019 equity </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_299\" id=\"t1r_299\" style=\"left:567px;bottom:188px;letter-spacing:-0.02px;display:inline;\">1,256 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_299\" id=\"t1s_299\" style=\"left:641px;bottom:188px;letter-spacing:-0.02px;display:inline;\">(1,028) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_299\" id=\"t1t_299\" style=\"left:732px;bottom:188px;letter-spacing:-0.01px;display:inline;\">1,182 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_299\" id=\"t1u_299\" style=\"left:811px;bottom:188px;letter-spacing:-0.01px;display:inline;\">(967) </div></td></tr>\n                                        </table><div class=\"t s2_299\" id=\"t1v_299\" style=\"left:87px;bottom:153px;letter-spacing:-0.01px;display:inline;\">The Group is also exposed to foreign exchange gains and losses on assets and liabilities held by the Group\u2019s undertakings in a currency other </div><div class=\"t s2_299\" id=\"t1w_299\" style=\"left:87px;bottom:138px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">than their functional currency. These will often be managed by derivatives or by having assets and liabilities that match in terms of currency. </div><div></div><div class=\"t s0_300\" id=\"t1_300\" style=\"left:65px;bottom:1116px;letter-spacing:0.13px;display:inline;\">C6.1 Insurance operations </div><div class=\"t s1_300\" id=\"t2_300\" style=\"left:65px;bottom:1097px;letter-spacing:0.11px;display:inline;\">(a) </div><div class=\"t s1_300\" id=\"t3_300\" style=\"left:91px;bottom:1097px;letter-spacing:0.12px;display:inline;\">Sensitivity to key market risks </div><div class=\"t s2_300\" id=\"t4_300\" style=\"left:65px;bottom:1082px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">The table below shows the sensitivity of profit after tax, shareholders\u2019 equity and CSM as at 31 December 2023 and 2022 for insurance </div><div class=\"t s2_300\" id=\"t5_300\" style=\"left:65px;bottom:1066px;letter-spacing:-0.01px;display:inline;\">segments to the following market risks: </div><div class=\"t s3_300\" id=\"t6_300\" style=\"left:65px;bottom:1039px;display:inline;\">\u2013 </div><div class=\"t s2_300\" id=\"t7_300\" style=\"left:78px;bottom:1039px;letter-spacing:-0.01px;word-spacing:-0.01px;display:inline;\">1 per cent increase and 0.5 per cent decrease in observable risk-free interest rates (as described in note A3.1(a)) in isolation and subject to a </div><div class=\"t s2_300\" id=\"t8_300\" style=\"left:78px;bottom:1023px;letter-spacing:-0.01px;display:inline;\">floor of zero; and </div><div class=\"t s4_300\" id=\"t9_300\" style=\"left:65px;bottom:1007px;display:inline;\">\u2013 </div><div class=\"t s2_300\" id=\"ta_300\" style=\"left:78px;bottom:1007px;letter-spacing:-0.01px;display:inline;\">Instantaneous 10 per cent rise and 20 per cent fall in the market value of equity and property assets. The equity risk sensitivity analysis </div><div class=\"t s2_300\" id=\"tb_300\" style=\"left:78px;bottom:992px;letter-spacing:-0.01px;display:inline;\">assumes that all equity indices fall by the same percentage. </div><div class=\"t s2_300\" id=\"tc_300\" style=\"left:65px;bottom:964px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">The sensitivities below only allow for limited management actions such as changes to policyholder bonuses and re-pricing for medical business, </div><div class=\"t s2_300\" id=\"td_300\" style=\"left:65px;bottom:948px;letter-spacing:-0.01px;display:inline;\">where applicable. If the economic conditions set out in the sensitivities persisted, the financial impacts may differ to the instantaneous impacts </div><div class=\"t s2_300\" id=\"te_300\" style=\"left:65px;bottom:933px;letter-spacing:-0.01px;display:inline;\">shown below. Given the continuous risk management processes in place, management could take additional actions to help mitigate the impact </div><div class=\"t s2_300\" id=\"tf_300\" style=\"left:65px;bottom:917px;letter-spacing:-0.01px;display:inline;\">of these stresses, including (but not limited to) increased use of reinsurance, repricing of in-force benefits, changes to new business pricing and </div><div class=\"t s2_300\" id=\"tg_300\" style=\"left:65px;bottom:902px;letter-spacing:-0.01px;display:inline;\">the mix of new business being sold. </div><div class=\"t s2_300\" id=\"th_300\" style=\"left:65px;bottom:874px;letter-spacing:-0.01px;display:inline;\">The impact of changes in interest rates and equity values impacts both assets and liabilities. For assets backing insurance contract liabilities and </div><div class=\"t s2_300\" id=\"ti_300\" style=\"left:65px;bottom:858px;letter-spacing:-0.01px;display:inline;\">those related liabilities, these impacts will vary depending on whether insurance contracts are classified as VFA or GMM. In addition there will be </div><div class=\"t s2_300\" id=\"tj_300\" style=\"left:65px;bottom:843px;letter-spacing:-0.01px;display:inline;\">impacts from other shareholder assets that back IFRS shareholders equity rather than insurance contract liabilities. The vast majority of the </div><div class=\"t s2_300\" id=\"tk_300\" style=\"left:65px;bottom:827px;letter-spacing:-0.01px;display:inline;\">Group\u2019s investments are classified as FVTPL and so movements as a result of interest rate and equity markets directly impact profit, unless they </div><div class=\"t s2_300\" id=\"tl_300\" style=\"left:65px;bottom:812px;letter-spacing:-0.01px;display:inline;\">are offset by corresponding movements in the Group\u2019s liabilities. </div><div class=\"t s2_300\" id=\"tm_300\" style=\"left:65px;bottom:784px;letter-spacing:-0.01px;word-spacing:-0.02px;display:inline;\">For VFA contracts (which include the majority of the Group\u2019s participating and unit-linked contracts but not all as discussed in note A2.1) </div><div class=\"t s2_300\" id=\"tn_300\" style=\"left:65px;bottom:768px;letter-spacing:-0.01px;display:inline;\">movements in underlying assets are matched by a movement in insurance liabilities. Changes in BEL and risk adjustment as a result of a change </div><div class=\"t s2_300\" id=\"to_300\" style=\"left:65px;bottom:753px;letter-spacing:-0.01px;display:inline;\">in discount rate or from changes in the variable fee (that is dependent on the value of underlying assets) are taken as a change to the CSM with </div><div class=\"t s2_300\" id=\"tp_300\" style=\"left:65px;bottom:737px;letter-spacing:-0.01px;display:inline;\">no immediate impact on profit or shareholders\u2019 equity. There will however be an impact on profit and shareholders\u2019 equity from changes to the </div><div class=\"t s2_300\" id=\"tq_300\" style=\"left:65px;bottom:721px;letter-spacing:-0.01px;display:inline;\">CSM amortisation as a result of changes both to the CSM and the discounting of the coverage units. Onerous contracts with no CSM will also </div><div class=\"t s2_300\" id=\"tr_300\" style=\"left:65px;bottom:706px;letter-spacing:-0.01px;display:inline;\">have impacts going directly to the income statement. </div><div class=\"t s2_300\" id=\"ts_300\" style=\"left:65px;bottom:678px;letter-spacing:-0.01px;display:inline;\">For GMM contracts, the CSM is calculated on a locked-in basis (ie using discount rates applied at the dates of initial recognition of each group of </div><div class=\"t s2_300\" id=\"tt_300\" style=\"left:65px;bottom:662px;letter-spacing:-0.01px;display:inline;\">contracts), whereas the BEL and risk adjustment are calculated using a current discount rate. This accounting mismatch passes through the </div><div class=\"t s2_300\" id=\"tu_300\" style=\"left:65px;bottom:647px;letter-spacing:-0.01px;display:inline;\">income statement. The impact will depend on whether the BEL is an asset or a liability. For BEL assets, which are largely offset by CSM liabilities, </div><div class=\"t s2_300\" id=\"tv_300\" style=\"left:65px;bottom:631px;letter-spacing:-0.01px;display:inline;\">(ie for certain protection contracts where future premiums are expected to exceed future claims and expenses) increases in interest rates will </div><div class=\"t s2_300\" id=\"tw_300\" style=\"left:65px;bottom:616px;letter-spacing:-0.01px;display:inline;\">reduce the BEL asset with no impact on the CSM liability and hence reduce profit. For a BEL liability, where the BEL and CSM liabilities are backed </div><div class=\"t s2_300\" id=\"tx_300\" style=\"left:65px;bottom:600px;letter-spacing:-0.01px;display:inline;\">by invested assets, (eg certain Universal Life contracts) there are likely to be offsetting asset impacts (for example BEL liabilities and bond values </div><div class=\"t s2_300\" id=\"ty_300\" style=\"left:65px;bottom:584px;letter-spacing:-0.01px;display:inline;\">will both reduce as interest rates increase) and the impact on profit will be dependent on any mismatches between assets and liabilities together </div><div class=\"t s2_300\" id=\"tz_300\" style=\"left:65px;bottom:569px;letter-spacing:-0.01px;display:inline;\">with the impact of the CSM being calculated on a locked-in basis. </div><div class=\"t s2_300\" id=\"t10_300\" style=\"left:65px;bottom:541px;letter-spacing:-0.01px;display:inline;\">For other shareholder assets, that are not backing insurance contract liabilities increases in interest rates and falls in equity markets reduce asset </div><div class=\"t s2_300\" id=\"t11_300\" style=\"left:65px;bottom:526px;letter-spacing:-0.01px;display:inline;\">values, which under the Group\u2019s accounting policy pass directly through the income statement and hence reduce profit (vice-versa for decreases </div><div class=\"t s2_300\" id=\"t12_300\" style=\"left:65px;bottom:510px;letter-spacing:-0.01px;display:inline;\">in interest rates and increases in equity markets). </div><div class=\"t s2_300\" id=\"t13_300\" style=\"left:65px;bottom:482px;letter-spacing:-0.01px;display:inline;\">The income statement volatilities stated above lead to a volatility in the shareholders\u2019 equity to the same extent. </div><table>\n                                            <tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_300\" id=\"t14_300\" style=\"left:69px;bottom:450px;letter-spacing:-0.01px;display:inline;\">Base values </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_300\" id=\"t15_300\" style=\"left:696px;bottom:451px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">2023 $m </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_300\" id=\"t16_300\" style=\"left:775px;bottom:451px;letter-spacing:0.09px;display:inline;\">2022 $m </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_300\" id=\"t17_300\" style=\"left:69px;bottom:431px;letter-spacing:-0.01px;display:inline;\">Profit (loss) after tax for the year from insurance segments </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_300\" id=\"t18_300\" style=\"left:698px;bottom:431px;letter-spacing:-0.02px;display:inline;\">2,099 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_300\" id=\"t19_300\" style=\"left:783px;bottom:431px;letter-spacing:-0.01px;display:inline;\">(494) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_300\" id=\"t1a_300\" style=\"left:69px;bottom:411px;letter-spacing:-0.01px;display:inline;\">Group shareholders\u2019 equity as at 31 Dec </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_300\" id=\"t1b_300\" style=\"left:691px;bottom:411px;letter-spacing:-0.02px;display:inline;\">17,823 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_300\" id=\"t1c_300\" style=\"left:770px;bottom:411px;letter-spacing:-0.01px;display:inline;\">16,731 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_300\" id=\"t1d_300\" style=\"left:69px;bottom:392px;letter-spacing:-0.01px;display:inline;\">CSM as at 31 Dec including JVs and associates </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_300\" id=\"t1e_300\" style=\"left:691px;bottom:392px;letter-spacing:-0.02px;display:inline;\">21,012 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_300\" id=\"t1f_300\" style=\"left:770px;bottom:392px;letter-spacing:-0.01px;display:inline;\">19,989 </div></td></tr>\n                                        </table><table>\n                                            <tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s5_300\" id=\"t1g_300\" style=\"left:69px;bottom:353px;letter-spacing:-0.01px;display:inline;\">Insurance segments </div></td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s6_300\" id=\"t1h_300\" style=\"left:526px;bottom:353px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">31 Dec 2023 $m </div> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s7_300\" id=\"t1i_300\" style=\"left:699px;bottom:353px;letter-spacing:0.08px;display:inline;\">31 Dec 2022 $m </div> </td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s5_300\" id=\"t1j_300\" style=\"left:69px;bottom:333px;letter-spacing:-0.01px;display:inline;\">Interest rates and consequential effects </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_300\" id=\"t1k_300\" style=\"left:486px;bottom:334px;letter-spacing:0.07px;display:inline;\">Decrease of 0.5% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_300\" id=\"t1l_300\" style=\"left:579px;bottom:334px;letter-spacing:0.07px;display:inline;\">Increase of 1% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_300\" id=\"t1m_300\" style=\"left:659px;bottom:334px;letter-spacing:0.07px;display:inline;\">Decrease of 0.5% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_300\" id=\"t1n_300\" style=\"left:751px;bottom:334px;letter-spacing:0.07px;display:inline;\">Increase of 1% </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s2_300\" id=\"t1o_300\" style=\"left:69px;bottom:313px;letter-spacing:-0.01px;display:inline;\">Increase/(decrease) to shareholders\u2019 equity and profit after tax: </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s2_300\" id=\"t1p_300\" style=\"left:82px;bottom:294px;letter-spacing:-0.01px;display:inline;\">Financial assets </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_300\" id=\"t1q_300\" style=\"left:520px;bottom:294px;letter-spacing:-0.02px;display:inline;\">6,815 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_300\" id=\"t1r_300\" style=\"left:593px;bottom:294px;letter-spacing:-0.02px;display:inline;\">(12,004) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_300\" id=\"t1s_300\" style=\"left:694px;bottom:294px;letter-spacing:-0.01px;display:inline;\">5,873 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_300\" id=\"t1t_300\" style=\"left:766px;bottom:294px;letter-spacing:-0.01px;display:inline;\">(10,362) </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s2_300\" id=\"t1u_300\" style=\"left:82px;bottom:274px;letter-spacing:-0.01px;display:inline;\">Net insurance contract liabilities (including CSM) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_300\" id=\"t1v_300\" style=\"left:516px;bottom:274px;letter-spacing:-0.02px;display:inline;\">(7,332) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_300\" id=\"t1w_300\" style=\"left:597px;bottom:274px;letter-spacing:-0.02px;display:inline;\">12,191 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_300\" id=\"t1x_300\" style=\"left:690px;bottom:274px;letter-spacing:-0.01px;display:inline;\">(6,120) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_300\" id=\"t1y_300\" style=\"left:775px;bottom:274px;letter-spacing:-0.01px;display:inline;\">10,295 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s2_300\" id=\"t1z_300\" style=\"left:82px;bottom:255px;letter-spacing:-0.01px;display:inline;\">Net effect on shareholders' equity and profit after tax </div> <div class=\"t s8_300\" id=\"t20_300\" style=\"vertical-align: super;left:366px;bottom:263px;letter-spacing:0.2px;display:inline;\">note </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_300\" id=\"t21_300\" style=\"left:526px;bottom:255px;letter-spacing:-0.02px;display:inline;\">(328) </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s5_300\" id=\"t22_300\" style=\"left:621px;bottom:255px;letter-spacing:-0.02px;display:inline;\">24 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s2_300\" id=\"t23_300\" style=\"left:699px;bottom:255px;letter-spacing:-0.01px;display:inline;\">(127) </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s2_300\" id=\"t24_300\" style=\"left:783px;bottom:255px;letter-spacing:-0.01px;display:inline;\">(165) </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s2_300\" id=\"t25_300\" style=\"left:69px;bottom:235px;letter-spacing:-0.01px;display:inline;\">Increase/(decrease) to CSM liability: </div></td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s2_300\" id=\"t26_300\" style=\"left:82px;bottom:216px;letter-spacing:-0.01px;display:inline;\">CSM </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s5_300\" id=\"t27_300\" style=\"left:530px;bottom:216px;letter-spacing:-0.02px;display:inline;\">358 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s5_300\" id=\"t28_300\" style=\"left:610px;bottom:216px;letter-spacing:-0.02px;display:inline;\">(880) </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s2_300\" id=\"t29_300\" style=\"left:703px;bottom:216px;letter-spacing:-0.01px;display:inline;\">220 </div></td><td class=\"tcs-selection-enabled tcs-selected\" colspan=\"1\" rowspan=\"1\"><div class=\"t s2_300\" id=\"t2a_300\" style=\"left:783px;bottom:216px;letter-spacing:-0.01px;display:inline;\">(850) </div></td></tr>\n                                        </table><div></div><table>\n                                            <tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_301\" id=\"t1_301\" style=\"left:91px;bottom:1115px;letter-spacing:-0.01px;display:inline;\">Insurance segments </div></td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s1_301\" id=\"t2_301\" style=\"left:547px;bottom:1115px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">31 Dec 2023 $m </div> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s2_301\" id=\"t3_301\" style=\"left:720px;bottom:1115px;letter-spacing:0.08px;display:inline;\">31 Dec 2022 $m </div> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_301\" id=\"t4_301\" style=\"left:91px;bottom:1095px;letter-spacing:-0.01px;display:inline;\">Equity/property market values </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_301\" id=\"t5_301\" style=\"left:509px;bottom:1096px;letter-spacing:0.08px;display:inline;\">Decrease of 20% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_301\" id=\"t6_301\" style=\"left:595px;bottom:1096px;letter-spacing:0.07px;display:inline;\">Increase of 10% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_301\" id=\"t7_301\" style=\"left:682px;bottom:1096px;letter-spacing:0.08px;display:inline;\">Decrease of 20% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_301\" id=\"t8_301\" style=\"left:768px;bottom:1096px;letter-spacing:0.07px;display:inline;\">Increase of 10% </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_301\" id=\"t9_301\" style=\"left:91px;bottom:1075px;letter-spacing:-0.01px;display:inline;\">Increase/(decrease) to shareholders\u2019 equity and profit after tax: </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_301\" id=\"ta_301\" style=\"left:104px;bottom:1056px;letter-spacing:-0.01px;display:inline;\">Financial assets </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_301\" id=\"tb_301\" style=\"left:531px;bottom:1056px;letter-spacing:-0.02px;display:inline;\">(13,359) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_301\" id=\"tc_301\" style=\"left:626px;bottom:1056px;letter-spacing:-0.02px;display:inline;\">6,681 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_301\" id=\"td_301\" style=\"left:704px;bottom:1056px;letter-spacing:-0.01px;display:inline;\">(11,884) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_301\" id=\"te_301\" style=\"left:799px;bottom:1056px;letter-spacing:-0.01px;display:inline;\">5,939 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_301\" id=\"tf_301\" style=\"left:104px;bottom:1036px;letter-spacing:-0.01px;display:inline;\">Net insurance contract liabilities (including CSM) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_301\" id=\"tg_301\" style=\"left:535px;bottom:1036px;letter-spacing:-0.02px;display:inline;\">12,288 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_301\" id=\"th_301\" style=\"left:621px;bottom:1036px;letter-spacing:-0.02px;display:inline;\">(6,254) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_301\" id=\"ti_301\" style=\"left:712px;bottom:1036px;letter-spacing:-0.01px;display:inline;\">10,927 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_301\" id=\"tj_301\" style=\"left:795px;bottom:1036px;letter-spacing:-0.01px;display:inline;\">(5,571) </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s3_301\" id=\"tk_301\" style=\"left:104px;bottom:1017px;letter-spacing:-0.01px;display:inline;\">Net effect on shareholders' equity and profit after tax </div> <div class=\"t s4_301\" id=\"tl_301\" style=\"vertical-align: super;left:388px;bottom:1025px;letter-spacing:0.2px;display:inline;\">note </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_301\" id=\"tm_301\" style=\"left:548px;bottom:1017px;letter-spacing:-0.02px;display:inline;\">(822) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_301\" id=\"tn_301\" style=\"left:636px;bottom:1017px;letter-spacing:-0.02px;display:inline;\">327 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_301\" id=\"to_301\" style=\"left:721px;bottom:1017px;letter-spacing:-0.01px;display:inline;\">(735) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_301\" id=\"tp_301\" style=\"left:808px;bottom:1017px;letter-spacing:-0.01px;display:inline;\">283 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_301\" id=\"tq_301\" style=\"left:91px;bottom:998px;letter-spacing:-0.01px;display:inline;\">Increase/(decrease) to CSM liability: </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_301\" id=\"tr_301\" style=\"left:104px;bottom:978px;letter-spacing:-0.01px;display:inline;\">CSM </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_301\" id=\"ts_301\" style=\"left:538px;bottom:978px;letter-spacing:-0.02px;display:inline;\">(1,392) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_301\" id=\"tt_301\" style=\"left:636px;bottom:978px;letter-spacing:-0.02px;display:inline;\">618 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_301\" id=\"tu_301\" style=\"left:711px;bottom:978px;letter-spacing:-0.01px;display:inline;\">(1,303) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_301\" id=\"tv_301\" style=\"left:808px;bottom:978px;letter-spacing:-0.01px;display:inline;\">550 </div></td></tr>\n                                        </table><div class=\"t s5_301\" id=\"tw_301\" style=\"left:87px;bottom:952px;letter-spacing:-0.17px;display:inline;\">Note </div><div class=\"t s6_301\" id=\"tx_301\" style=\"left:87px;bottom:940px;letter-spacing:-0.12px;display:inline;\">The net effect on shareholders\u2019 equity and profit after tax reflects the net pre-tax effect on the financial assets and net insurance contract liabilities shown above, together with </div><div class=\"t s6_301\" id=\"ty_301\" style=\"left:87px;bottom:928px;letter-spacing:-0.12px;display:inline;\">the pre-tax effect on other non-insurance liabilities and the related tax impact. </div><div class=\"t s3_301\" id=\"tz_301\" style=\"left:87px;bottom:901px;letter-spacing:-0.01px;display:inline;\">The sensitivity of the insurance segments presented as a whole at a given point in time will also be affected by a change in the relative size of the </div><div class=\"t s3_301\" id=\"t10_301\" style=\"left:87px;bottom:886px;letter-spacing:-0.01px;display:inline;\">individual businesses. Changes to the results of the Africa insurance operations from interest rate or equity price changes would not materially </div><div class=\"t s3_301\" id=\"t11_301\" style=\"left:87px;bottom:870px;letter-spacing:-0.01px;display:inline;\">impact the Group\u2019s results. </div><div class=\"t s3_301\" id=\"t12_301\" style=\"left:87px;bottom:843px;letter-spacing:-0.01px;word-spacing:-0.01px;display:inline;\">The Group uses the segment measure 'Adjusted operating profit' to review the performance of the business (see note B1.2 for how this measure </div><div class=\"t s3_301\" id=\"t13_301\" style=\"left:87px;bottom:827px;letter-spacing:-0.01px;display:inline;\">is determined). The impact on 'Adjusted operating profit' will be more muted than on total profit as long-term asset returns are assumed for </div><div class=\"t s3_301\" id=\"t14_301\" style=\"left:87px;bottom:811px;letter-spacing:-0.01px;display:inline;\">surplus assets and long-term spreads are assumed for GMM business. Adjusted operating profit will be impacted by changes in CSM amortisation </div><div class=\"t s3_301\" id=\"t15_301\" style=\"left:87px;bottom:796px;letter-spacing:-0.01px;display:inline;\">for VFA business following the impact of economic changes on underlying assets and discount rates that impact the value of variable fees, and </div><div class=\"t s3_301\" id=\"t16_301\" style=\"left:87px;bottom:780px;letter-spacing:-0.01px;display:inline;\">on the value of onerous contracts losses (or reversal thereof) taken directly to the income statement. The changes in CSM amortisation result </div><div class=\"t s3_301\" id=\"t17_301\" style=\"left:87px;bottom:765px;letter-spacing:-0.01px;display:inline;\">from changes both to the CSM and the discounting of the coverage units. </div><div class=\"t s3_301\" id=\"t18_301\" style=\"left:87px;bottom:737px;letter-spacing:-0.01px;display:inline;\">The pre-tax adjusted operating profit impacts for a decrease of 0.5 per cent and an increase of 1 per cent in interest rates at 31 December 2023 </div><div class=\"t s3_301\" id=\"t19_301\" style=\"left:87px;bottom:721px;letter-spacing:-0.01px;display:inline;\">were $(30) million and $33 million, respectively (2022: $(47) million and $54 million, respectively). </div><div class=\"t s3_301\" id=\"t1a_301\" style=\"left:87px;bottom:693px;letter-spacing:-0.01px;display:inline;\">The pre-tax adjusted operating profit impacts for a decrease of 20 per cent and an increase of 10 per cent in equity/property market values at 31 </div><div class=\"t s3_301\" id=\"t1b_301\" style=\"left:87px;bottom:678px;letter-spacing:-0.01px;display:inline;\">December 2023 were $(186) million and $83 million, respectively (2022: $(157) million and $66 million, respectively). </div><div class=\"t s7_301\" id=\"t1c_301\" style=\"left:87px;bottom:647px;letter-spacing:0.11px;display:inline;\">(b) </div><div class=\"t s7_301\" id=\"t1d_301\" style=\"left:113px;bottom:647px;letter-spacing:0.11px;display:inline;\">Sensitivity to insurance risk </div><div class=\"t s3_301\" id=\"t1e_301\" style=\"left:87px;bottom:632px;letter-spacing:-0.01px;display:inline;\">For insurance operations, adverse persistency experience can impact the overall IFRS profitability of certain types of business written. This risk is </div><div class=\"t s3_301\" id=\"t1f_301\" style=\"left:87px;bottom:616px;letter-spacing:-0.01px;display:inline;\">managed at a business unit level through regular monitoring of experience and the implementation of management actions as necessary. These </div><div class=\"t s3_301\" id=\"t1g_301\" style=\"left:87px;bottom:601px;letter-spacing:-0.01px;display:inline;\">actions could include product enhancements, increased management focus on premium collection, as well as other customer retention efforts. </div><div class=\"t s3_301\" id=\"t1h_301\" style=\"left:87px;bottom:585px;letter-spacing:-0.01px;display:inline;\">The potential financial impact of lapses is often mitigated through the specific features of the products, eg surrender charges, or through the </div><div class=\"t s3_301\" id=\"t1i_301\" style=\"left:87px;bottom:569px;letter-spacing:-0.01px;display:inline;\">availability of premium holiday or partial withdrawal policy features. The effects of these management actions have not been factored into the </div><div class=\"t s3_301\" id=\"t1j_301\" style=\"left:87px;bottom:554px;letter-spacing:-0.01px;display:inline;\">sensitivities below. </div><div class=\"t s3_301\" id=\"t1k_301\" style=\"left:87px;bottom:526px;letter-spacing:-0.01px;display:inline;\">In addition many of the business units are exposed to mortality and morbidity risk and changes in maintenance expense level. </div><div class=\"t s3_301\" id=\"t1l_301\" style=\"left:87px;bottom:498px;letter-spacing:-0.01px;display:inline;\">Changes to the assumed levels of persistency, mortality, morbidity and expenses from that when the contract is first recognised will impact the </div><div class=\"t s3_301\" id=\"t1m_301\" style=\"left:87px;bottom:483px;letter-spacing:-0.01px;display:inline;\">overall profitability of the insurance contract. These risks are managed on a portfolio basis and reinsurance can be used to mitigate the risk the </div><div class=\"t s3_301\" id=\"t1n_301\" style=\"left:87px;bottom:467px;letter-spacing:-0.01px;display:inline;\">Group has. In particular for certain medical contracts, product repricing is a key management action that is embedded in the process to mitigate </div><div class=\"t s3_301\" id=\"t1o_301\" style=\"left:87px;bottom:451px;letter-spacing:-0.01px;display:inline;\">morbidity risk. A degree of medical product repricing is assumed to have been undertaken in the mortality and morbidity sensitivity results shown </div><div class=\"t s3_301\" id=\"t1p_301\" style=\"left:87px;bottom:436px;letter-spacing:-0.01px;display:inline;\">in the table below. </div><div class=\"t s3_301\" id=\"t1q_301\" style=\"left:87px;bottom:408px;letter-spacing:-0.01px;display:inline;\">In terms of the impact on the Group\u2019s financial results, changes to shareholders\u2019 equity or profit or loss will occur over the life of the contract, as </div><div class=\"t s3_301\" id=\"t1r_301\" style=\"left:87px;bottom:392px;letter-spacing:-0.01px;display:inline;\">changes to future cash flows from altered assumptions are recognised as an increase or decrease of CSM (except for onerous contracts), which is </div><div class=\"t s3_301\" id=\"t1s_301\" style=\"left:87px;bottom:377px;letter-spacing:-0.01px;display:inline;\">then amortised to profit and loss (and hence shareholders\u2019 equity) over time. </div><div class=\"t s3_301\" id=\"t1t_301\" style=\"left:87px;bottom:349px;letter-spacing:-0.01px;display:inline;\">The table below shows how the shareholders\u2019 equity and CSM would have increased or decreased if changes in the future assumptions in </div><div class=\"t s3_301\" id=\"t1u_301\" style=\"left:87px;bottom:333px;letter-spacing:-0.01px;display:inline;\">insurance risk that were reasonably possible at the reporting date had occurred. This analysis presents the sensitivities both before and after risk </div><div class=\"t s3_301\" id=\"t1v_301\" style=\"left:87px;bottom:318px;letter-spacing:-0.01px;display:inline;\">mitigation by reinsurance and assumes that the other variables remain constant. </div><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"4\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s1_301\" id=\"t1w_301\" style=\"left:675px;bottom:301px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">2023 $m </div>  </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s1_301\" id=\"t1x_301\" style=\"left:547px;bottom:276px;letter-spacing:0.07px;display:inline;\">Net effect on shareholders\u2019 equity </div> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s1_301\" id=\"t1y_301\" style=\"left:577px;bottom:266px;letter-spacing:0.07px;display:inline;\">and profit after tax </div> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s1_301\" id=\"t1z_301\" style=\"left:733px;bottom:266px;letter-spacing:0.08px;display:inline;\">Net effect on CSM </div> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_301\" id=\"t21_301\" style=\"left:579px;bottom:240px;letter-spacing:0.06px;display:inline;\">Gross of </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_301\" id=\"t23_301\" style=\"left:661px;bottom:240px;letter-spacing:0.07px;display:inline;\">Net of </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_301\" id=\"t25_301\" style=\"left:733px;bottom:240px;letter-spacing:0.06px;display:inline;\">Gross of </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_301\" id=\"t27_301\" style=\"left:815px;bottom:240px;letter-spacing:0.07px;display:inline;\">Net of </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_301\" id=\"t20_301\" style=\"left:91px;bottom:229px;letter-spacing:-0.01px;display:inline;\">Sensitivity to insurance risk: </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_301\" id=\"t22_301\" style=\"left:566px;bottom:230px;letter-spacing:0.07px;display:inline;\">reinsurance </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_301\" id=\"t24_301\" style=\"left:640px;bottom:230px;letter-spacing:0.07px;display:inline;\">reinsurance </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_301\" id=\"t26_301\" style=\"left:719px;bottom:230px;letter-spacing:0.07px;display:inline;\">reinsurance </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_301\" id=\"t28_301\" style=\"left:794px;bottom:230px;letter-spacing:0.07px;display:inline;\">reinsurance </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_301\" id=\"t29_301\" style=\"left:91px;bottom:210px;letter-spacing:-0.01px;display:inline;\">Maintenance expenses \u2013 10% increase </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_301\" id=\"t2a_301\" style=\"left:592px;bottom:210px;letter-spacing:-0.02px;display:inline;\">(77) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_301\" id=\"t2b_301\" style=\"left:666px;bottom:210px;letter-spacing:-0.02px;display:inline;\">(71) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_301\" id=\"t2c_301\" style=\"left:738px;bottom:210px;letter-spacing:-0.02px;display:inline;\">(420) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_301\" id=\"t2d_301\" style=\"left:813px;bottom:210px;letter-spacing:-0.02px;display:inline;\">(427) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_301\" id=\"t2e_301\" style=\"left:91px;bottom:190px;letter-spacing:-0.01px;display:inline;\">Lapse rates \u2013 10% increase </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_301\" id=\"t2f_301\" style=\"left:592px;bottom:190px;letter-spacing:-0.02px;display:inline;\">(88) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_301\" id=\"t2g_301\" style=\"left:666px;bottom:190px;letter-spacing:-0.02px;display:inline;\">(76) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_301\" id=\"t2h_301\" style=\"left:728px;bottom:191px;letter-spacing:-0.02px;display:inline;\">(1,363) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_301\" id=\"t2i_301\" style=\"left:802px;bottom:191px;letter-spacing:-0.02px;display:inline;\">(1,496) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_301\" id=\"t2j_301\" style=\"left:91px;bottom:171px;letter-spacing:-0.01px;display:inline;\">Mortality and morbidity \u2013 5% increase </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_301\" id=\"t2k_301\" style=\"left:585px;bottom:171px;letter-spacing:-0.02px;display:inline;\">(131) </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_301\" id=\"t2l_301\" style=\"left:666px;bottom:171px;letter-spacing:-0.02px;display:inline;\">(96) </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_301\" id=\"t2m_301\" style=\"left:738px;bottom:171px;letter-spacing:-0.02px;display:inline;\">(638) </div></td><td class=\"tcs-selection-enabled tcs-selected\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_301\" id=\"t2n_301\" style=\"left:813px;bottom:171px;letter-spacing:-0.02px;display:inline;\">(261) </div></td></tr>\n                                        </table><div></div><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"4\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s0_302\" id=\"t1_302\" style=\"left:645px;bottom:1118px;letter-spacing:0.09px;display:inline;\">2022 $m </div>  </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s0_302\" id=\"t2_302\" style=\"left:522px;bottom:1092px;letter-spacing:0.06px;display:inline;\">Net effect on shareholders\u2019 equity </div> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s0_302\" id=\"t3_302\" style=\"left:550px;bottom:1082px;letter-spacing:0.06px;display:inline;\">and profit after tax </div> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s0_302\" id=\"t4_302\" style=\"left:704px;bottom:1082px;letter-spacing:0.07px;display:inline;\">Net effect on CSM </div> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_302\" id=\"t6_302\" style=\"left:551px;bottom:1057px;letter-spacing:0.06px;display:inline;\">Gross of </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_302\" id=\"t8_302\" style=\"left:632px;bottom:1057px;letter-spacing:0.06px;display:inline;\">Net of </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_302\" id=\"ta_302\" style=\"left:705px;bottom:1057px;letter-spacing:0.06px;display:inline;\">Gross of </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_302\" id=\"tc_302\" style=\"left:786px;bottom:1057px;letter-spacing:0.06px;display:inline;\">Net of </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_302\" id=\"t5_302\" style=\"left:69px;bottom:1046px;letter-spacing:-0.01px;display:inline;\">Sensitivity to insurance risk: </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_302\" id=\"t7_302\" style=\"left:539px;bottom:1046px;letter-spacing:0.06px;display:inline;\">reinsurance </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_302\" id=\"t9_302\" style=\"left:613px;bottom:1046px;letter-spacing:0.06px;display:inline;\">reinsurance </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_302\" id=\"tb_302\" style=\"left:692px;bottom:1046px;letter-spacing:0.06px;display:inline;\">reinsurance </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_302\" id=\"td_302\" style=\"left:767px;bottom:1046px;letter-spacing:0.06px;display:inline;\">reinsurance </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_302\" id=\"te_302\" style=\"left:69px;bottom:1026px;letter-spacing:-0.01px;display:inline;\">Maintenance expenses \u2013 10% increase </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_302\" id=\"tf_302\" style=\"left:562px;bottom:1026px;letter-spacing:-0.01px;display:inline;\">(58) </div></td><td class=\"tcs-selection-enabled tcs-selected\" colspan=\"1\" rowspan=\"1\"><div class=\"t s2_302\" id=\"tg_302\" style=\"left:636px;bottom:1026px;letter-spacing:-0.01px;display:inline;\">(57) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_302\" id=\"th_302\" style=\"left:708px;bottom:1026px;letter-spacing:-0.01px;display:inline;\">(365) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_302\" id=\"ti_302\" style=\"left:783px;bottom:1026px;letter-spacing:-0.01px;display:inline;\">(365) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_302\" id=\"tj_302\" style=\"left:69px;bottom:1007px;letter-spacing:-0.01px;display:inline;\">Lapse rates \u2013 10% increase </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_302\" id=\"tk_302\" style=\"left:562px;bottom:1007px;display:inline;\">(78) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_302\" id=\"tl_302\" style=\"left:636px;bottom:1007px;display:inline;\">(70) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_302\" id=\"tm_302\" style=\"left:699px;bottom:1007px;letter-spacing:-0.01px;display:inline;\">(1,179) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_302\" id=\"tn_302\" style=\"left:773px;bottom:1007px;letter-spacing:-0.01px;display:inline;\">(1,274) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_302\" id=\"to_302\" style=\"left:69px;bottom:987px;letter-spacing:-0.01px;display:inline;\">Mortality and morbidity \u2013 5% increase </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_302\" id=\"tp_302\" style=\"left:562px;bottom:987px;display:inline;\">(88) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_302\" id=\"tq_302\" style=\"left:636px;bottom:987px;display:inline;\">(79) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_302\" id=\"tr_302\" style=\"left:708px;bottom:987px;letter-spacing:-0.01px;display:inline;\">(548) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_302\" id=\"ts_302\" style=\"left:783px;bottom:987px;letter-spacing:-0.01px;display:inline;\">(217) </div></td></tr>\n                                        </table><div class=\"t s2_302\" id=\"tt_302\" style=\"left:65px;bottom:952px;letter-spacing:-0.01px;display:inline;\">The pre-tax adjusted operating profit impacts, net of reinsurance, for a 10 per cent increase in maintenance expenses, a 10 per cent increase in </div><div class=\"t s2_302\" id=\"tu_302\" style=\"left:65px;bottom:936px;letter-spacing:-0.01px;display:inline;\">lapse rates and a 5 per cent increase in mortality and morbidity were $(61) million, $(95) million and $(85) million, respectively (2022: $(53) </div><div class=\"t s2_302\" id=\"tv_302\" style=\"left:65px;bottom:921px;letter-spacing:-0.01px;display:inline;\">million, $(69) million and $(67) million, respectively). </div><div class=\"t s2_302\" id=\"tw_302\" style=\"left:65px;bottom:893px;letter-spacing:-0.01px;display:inline;\">A 10 per cent decrease in the maintenance expense and lapse rate assumptions would have a broadly similar opposite effect on profit and </div><div class=\"t s2_302\" id=\"tx_302\" style=\"left:65px;bottom:878px;letter-spacing:-0.01px;display:inline;\">shareholders\u2019 equity to the sensitivities shown above. The effect from a 5 per cent decrease in mortality and morbidity assumptions is dependent </div><div class=\"t s2_302\" id=\"ty_302\" style=\"left:65px;bottom:862px;letter-spacing:-0.01px;display:inline;\">on the degree of product repricing assumed to have been undertaken. </div><div class=\"t s3_302\" id=\"tz_302\" style=\"left:65px;bottom:831px;letter-spacing:0.12px;display:inline;\">C6.2 Eastspring and central operations </div><div class=\"t s2_302\" id=\"t10_302\" style=\"left:65px;bottom:816px;letter-spacing:-0.01px;display:inline;\">The profit for the year of Eastspring is sensitive to the level of assets under management, as this significantly affects the value of management </div><div class=\"t s2_302\" id=\"t11_302\" style=\"left:65px;bottom:800px;letter-spacing:-0.01px;display:inline;\">fees earned by the business in the current and future periods. Assets under management will rise and fall as market conditions change, with a </div><div class=\"t s2_302\" id=\"t12_302\" style=\"left:65px;bottom:785px;letter-spacing:-0.01px;display:inline;\">consequential impact on profitability. </div><div class=\"t s2_302\" id=\"t13_302\" style=\"left:65px;bottom:757px;letter-spacing:-0.01px;display:inline;\">Eastspring holds a small amount of investments direct on its balance sheet, including investments in respect of seeding capital into retail funds it </div><div class=\"t s2_302\" id=\"t14_302\" style=\"left:65px;bottom:741px;letter-spacing:-0.01px;display:inline;\">sells to third parties (see note C1). Eastspring\u2019s profit will therefore have some exposure to the market movements of these investments. </div><div class=\"t s2_302\" id=\"t15_302\" style=\"left:65px;bottom:713px;letter-spacing:-0.01px;display:inline;\">At 31 December 2023 Central operations did not hold significant financial investments other than short-term deposits and money market funds </div>held by the Group\u2019s treasury function for liquidity purposes and so there is immaterial sensitivity to market movements.",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfFinancialRiskManagementExplanatory",
    "language": "en",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f49947": {
   "value": "C7 Tax assets and liabilities <div class=\"t s1_303\" id=\"t2_303\" style=\"left:87px;bottom:1092px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Accounting policies on deferred tax are included in note B3. </div><div class=\"t s2_303\" id=\"t3_303\" style=\"left:87px;bottom:1061px;letter-spacing:0.12px;display:inline;\">C7.1 Current tax </div><div class=\"t s1_303\" id=\"t4_303\" style=\"left:87px;bottom:1046px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">At 31 December 2023, of the $34 million (31 December 2022: $18 million) current tax recoverable, the majority is expected to be recovered </div><div class=\"t s1_303\" id=\"t5_303\" style=\"left:87px;bottom:1030px;letter-spacing:-0.01px;display:inline;\">within 12 months after the reporting period. </div><div class=\"t s1_303\" id=\"t6_303\" style=\"left:87px;bottom:1002px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">At 31 December 2023, the current tax liability of $275 million (31 December 2022: $208 million) includes $93 million (31 December 2022: $79 </div><div class=\"t s1_303\" id=\"t7_303\" style=\"left:87px;bottom:987px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">million) of provisions for uncertain tax matters. Further detail is provided in note B3.2. </div><div class=\"t s2_303\" id=\"t8_303\" style=\"left:87px;bottom:956px;letter-spacing:0.13px;display:inline;\">C7.2 Deferred tax </div><div class=\"t s1_303\" id=\"t9_303\" style=\"left:87px;bottom:941px;letter-spacing:-0.01px;word-spacing:-0.01px;display:inline;\">The statement of financial position contains deferred tax assets of $156 million (31 December 2022: $140 million) and deferred tax liabilities of </div><div class=\"t s1_303\" id=\"ta_303\" style=\"left:87px;bottom:925px;letter-spacing:-0.01px;display:inline;\">$1,250 million (31 December 2022: $1,139 million), which are presented on a net basis in each of the categories below for the purpose of this </div><div class=\"t s1_303\" id=\"tb_303\" style=\"left:87px;bottom:910px;letter-spacing:-0.01px;display:inline;\">movement analysis only: </div><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"4\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s3_303\" id=\"tc_303\" style=\"left:662px;bottom:895px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">2023 $m </div>  </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_303\" id=\"tk_303\" style=\"left:730px;bottom:878px;letter-spacing:0.08px;display:inline;\">Other </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_303\" id=\"tl_303\" style=\"left:706px;bottom:868px;letter-spacing:0.09px;display:inline;\">movements </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_303\" id=\"td_303\" style=\"left:531px;bottom:858px;letter-spacing:0.07px;display:inline;\">Net deferred tax </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_303\" id=\"tm_303\" style=\"left:716px;bottom:858px;letter-spacing:0.07px;display:inline;\">including </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_303\" id=\"te_303\" style=\"left:528px;bottom:848px;letter-spacing:0.05px;word-spacing:0.01px;display:inline;\">(assets) liabilities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_303\" id=\"th_303\" style=\"left:622px;bottom:848px;letter-spacing:0.08px;display:inline;\">Movement in </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_303\" id=\"tn_303\" style=\"left:724px;bottom:848px;letter-spacing:0.07px;display:inline;\">foreign </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_303\" id=\"tq_303\" style=\"left:764px;bottom:848px;letter-spacing:0.07px;display:inline;\">Net deferred tax </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_303\" id=\"tf_303\" style=\"left:588px;bottom:838px;letter-spacing:0.04px;display:inline;\">at </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_303\" id=\"ti_303\" style=\"left:646px;bottom:838px;letter-spacing:0.08px;display:inline;\">income </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_303\" id=\"to_303\" style=\"left:714px;bottom:838px;letter-spacing:0.08px;display:inline;\">exchange </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_303\" id=\"tr_303\" style=\"left:762px;bottom:838px;letter-spacing:0.05px;word-spacing:0.01px;display:inline;\">(assets) liabilities </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_303\" id=\"tg_303\" style=\"left:576px;bottom:828px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">1 Jan </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_303\" id=\"tj_303\" style=\"left:633px;bottom:828px;letter-spacing:0.08px;display:inline;\">statement </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_303\" id=\"tp_303\" style=\"left:706px;bottom:828px;letter-spacing:0.09px;display:inline;\">movements </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_303\" id=\"ts_303\" style=\"left:792px;bottom:828px;letter-spacing:0.07px;display:inline;\">at 31 Dec </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_303\" id=\"tt_303\" style=\"left:91px;bottom:807px;letter-spacing:-0.01px;display:inline;\">Unrealised losses or gains on investments </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_303\" id=\"tu_303\" style=\"left:570px;bottom:807px;letter-spacing:-0.02px;display:inline;\">(129) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_303\" id=\"tv_303\" style=\"left:652px;bottom:807px;letter-spacing:-0.02px;display:inline;\">268 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_303\" id=\"tw_303\" style=\"left:733px;bottom:807px;letter-spacing:-0.02px;display:inline;\">(10) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_303\" id=\"tx_303\" style=\"left:808px;bottom:807px;letter-spacing:-0.02px;display:inline;\">129 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_303\" id=\"ty_303\" style=\"left:91px;bottom:788px;letter-spacing:-0.01px;display:inline;\">Balances relating to insurance and reinsurance contracts </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_303\" id=\"tz_303\" style=\"left:564px;bottom:788px;letter-spacing:-0.02px;display:inline;\">1,255 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_303\" id=\"t10_303\" style=\"left:655px;bottom:788px;letter-spacing:-0.02px;display:inline;\">(87) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_303\" id=\"t11_303\" style=\"left:744px;bottom:788px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_303\" id=\"t12_303\" style=\"left:798px;bottom:788px;letter-spacing:-0.02px;display:inline;\">1,170 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_303\" id=\"t13_303\" style=\"left:91px;bottom:768px;letter-spacing:-0.01px;display:inline;\">Short-term temporary differences </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_303\" id=\"t14_303\" style=\"left:577px;bottom:768px;letter-spacing:-0.02px;display:inline;\">(96) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_303\" id=\"t15_303\" style=\"left:666px;bottom:768px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_303\" id=\"t16_303\" style=\"left:745px;bottom:768px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_303\" id=\"t17_303\" style=\"left:811px;bottom:768px;letter-spacing:-0.02px;display:inline;\">(94) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_303\" id=\"t18_303\" style=\"left:91px;bottom:749px;letter-spacing:-0.01px;display:inline;\">Unused tax losses </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_303\" id=\"t19_303\" style=\"left:577px;bottom:749px;letter-spacing:-0.02px;display:inline;\">(31) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_303\" id=\"t1a_303\" style=\"left:655px;bottom:749px;letter-spacing:-0.02px;display:inline;\">(79) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_303\" id=\"t1b_303\" style=\"left:740px;bottom:749px;letter-spacing:-0.02px;display:inline;\">(1) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_303\" id=\"t1c_303\" style=\"left:803px;bottom:749px;letter-spacing:-0.02px;display:inline;\">(111) </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_303\" id=\"t1d_303\" style=\"left:91px;bottom:729px;letter-spacing:-0.01px;display:inline;\">Net deferred tax liabilities </div> <div class=\"t s5_303\" id=\"t1e_303\" style=\"vertical-align: super;left:242px;bottom:737px;letter-spacing:0.21px;display:inline;\">note </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_303\" id=\"t1f_303\" style=\"left:574px;bottom:729px;letter-spacing:-0.02px;display:inline;\">999 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_303\" id=\"t1g_303\" style=\"left:652px;bottom:729px;letter-spacing:-0.02px;display:inline;\">104 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_303\" id=\"t1h_303\" style=\"left:740px;bottom:729px;letter-spacing:-0.02px;display:inline;\">(9) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_303\" id=\"t1i_303\" style=\"left:798px;bottom:729px;letter-spacing:-0.02px;display:inline;\">1,094 </div></td></tr>\n                                        </table><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"6\" rowspan=\"1\" style=\"text-align: center;\">  <div class=\"t s6_303\" id=\"t1j_303\" style=\"left:584px;bottom:702px;letter-spacing:0.09px;display:inline;\">2022 $m </div>   </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_303\" id=\"t1n_303\" style=\"left:465px;bottom:684px;letter-spacing:0.05px;display:inline;\">Effect of initial </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_303\" id=\"t20_303\" style=\"left:732px;bottom:684px;letter-spacing:0.07px;display:inline;\">Other </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_303\" id=\"t1o_303\" style=\"left:468px;bottom:673px;letter-spacing:0.06px;display:inline;\">application of </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_303\" id=\"t21_303\" style=\"left:709px;bottom:673px;letter-spacing:0.08px;display:inline;\">movements </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_303\" id=\"t1p_303\" style=\"left:474px;bottom:662px;letter-spacing:0.07px;display:inline;\">IFRS 17 and </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_303\" id=\"t1t_303\" style=\"left:550px;bottom:662px;letter-spacing:0.06px;display:inline;\">Restated net </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_303\" id=\"t22_303\" style=\"left:719px;bottom:662px;letter-spacing:0.06px;display:inline;\">including </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_303\" id=\"t1k_303\" style=\"left:380px;bottom:651px;letter-spacing:0.06px;display:inline;\">Net deferred tax </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_303\" id=\"t1q_303\" style=\"left:472px;bottom:651px;letter-spacing:0.06px;display:inline;\">classification </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_303\" id=\"t1u_303\" style=\"left:552px;bottom:651px;letter-spacing:0.06px;display:inline;\">deferred tax </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_303\" id=\"t1x_303\" style=\"left:626px;bottom:651px;letter-spacing:0.08px;display:inline;\">Movement in </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_303\" id=\"t23_303\" style=\"left:726px;bottom:651px;letter-spacing:0.06px;display:inline;\">foreign </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_303\" id=\"t26_303\" style=\"left:770px;bottom:651px;letter-spacing:0.06px;display:inline;\">Net deferred tax </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_303\" id=\"t1l_303\" style=\"left:379px;bottom:640px;letter-spacing:0.05px;display:inline;\">(assets) liabilities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_303\" id=\"t1r_303\" style=\"left:483px;bottom:640px;letter-spacing:0.06px;display:inline;\">overlay of </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_303\" id=\"t1v_303\" style=\"left:534px;bottom:640px;letter-spacing:0.06px;display:inline;\">(assets) liabilities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_303\" id=\"t1y_303\" style=\"left:648px;bottom:640px;letter-spacing:0.08px;display:inline;\">income </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_303\" id=\"t24_303\" style=\"left:717px;bottom:640px;letter-spacing:0.08px;display:inline;\">exchange </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_303\" id=\"t27_303\" style=\"left:768px;bottom:640px;letter-spacing:0.05px;display:inline;\">(assets) liabilities </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_303\" id=\"t1m_303\" style=\"left:412px;bottom:629px;letter-spacing:0.07px;display:inline;\">at 1 Jan </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_303\" id=\"t1s_303\" style=\"left:495px;bottom:629px;letter-spacing:0.07px;display:inline;\">IFRS 9 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_303\" id=\"t1w_303\" style=\"left:567px;bottom:629px;letter-spacing:0.07px;display:inline;\">at 1 Jan </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_303\" id=\"t1z_303\" style=\"left:637px;bottom:629px;letter-spacing:0.07px;display:inline;\">statement </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_303\" id=\"t25_303\" style=\"left:709px;bottom:629px;letter-spacing:0.08px;display:inline;\">movements </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_303\" id=\"t28_303\" style=\"left:795px;bottom:629px;letter-spacing:0.07px;display:inline;\">at 31 Dec </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_303\" id=\"t29_303\" style=\"left:91px;bottom:609px;letter-spacing:-0.01px;display:inline;\">Unrealised losses or gains on investments </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_303\" id=\"t2a_303\" style=\"left:419px;bottom:609px;letter-spacing:-0.01px;display:inline;\">239 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_303\" id=\"t2b_303\" style=\"left:511px;bottom:609px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_303\" id=\"t2c_303\" style=\"left:575px;bottom:609px;letter-spacing:-0.01px;display:inline;\">239 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_303\" id=\"t2d_303\" style=\"left:648px;bottom:609px;letter-spacing:-0.01px;display:inline;\">(361) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_303\" id=\"t2e_303\" style=\"left:740px;bottom:609px;display:inline;\">(7) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_303\" id=\"t2f_303\" style=\"left:804px;bottom:609px;letter-spacing:-0.01px;display:inline;\">(129) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_303\" id=\"t2g_303\" style=\"left:91px;bottom:589px;letter-spacing:-0.01px;display:inline;\">Balances relating to insurance and reinsurance </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_303\" id=\"t2h_303\" style=\"left:104px;bottom:574px;letter-spacing:-0.01px;display:inline;\">contracts </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_303\" id=\"t2i_303\" style=\"left:409px;bottom:574px;letter-spacing:-0.01px;display:inline;\">2,091 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_303\" id=\"t2j_303\" style=\"left:483px;bottom:574px;letter-spacing:-0.01px;display:inline;\">(1,092) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_303\" id=\"t2k_303\" style=\"left:575px;bottom:574px;letter-spacing:-0.01px;display:inline;\">999 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_303\" id=\"t2l_303\" style=\"left:653px;bottom:574px;letter-spacing:-0.01px;display:inline;\">297 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_303\" id=\"t2m_303\" style=\"left:733px;bottom:574px;display:inline;\">(41) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_303\" id=\"t2n_303\" style=\"left:799px;bottom:574px;letter-spacing:-0.01px;display:inline;\">1,255 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_303\" id=\"t2o_303\" style=\"left:91px;bottom:554px;letter-spacing:-0.01px;display:inline;\">Short-term temporary differences </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_303\" id=\"t2p_303\" style=\"left:419px;bottom:554px;letter-spacing:-0.01px;display:inline;\">333 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_303\" id=\"t2q_303\" style=\"left:493px;bottom:554px;letter-spacing:-0.01px;display:inline;\">(469) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_303\" id=\"t2r_303\" style=\"left:571px;bottom:554px;letter-spacing:-0.01px;display:inline;\">(136) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_303\" id=\"t2s_303\" style=\"left:660px;bottom:554px;letter-spacing:-0.01px;display:inline;\">29 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_303\" id=\"t2t_303\" style=\"left:738px;bottom:554px;letter-spacing:-0.01px;display:inline;\">11 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_303\" id=\"t2u_303\" style=\"left:811px;bottom:554px;display:inline;\">(96) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_303\" id=\"t2v_303\" style=\"left:91px;bottom:535px;letter-spacing:-0.01px;display:inline;\">Unused tax losses </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_303\" id=\"t2w_303\" style=\"left:422px;bottom:535px;display:inline;\">(67) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_303\" id=\"t2x_303\" style=\"left:511px;bottom:535px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_303\" id=\"t2y_303\" style=\"left:578px;bottom:535px;display:inline;\">(67) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_303\" id=\"t2z_303\" style=\"left:660px;bottom:535px;letter-spacing:-0.01px;display:inline;\">32 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_303\" id=\"t30_303\" style=\"left:745px;bottom:535px;display:inline;\">4 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_303\" id=\"t31_303\" style=\"left:811px;bottom:535px;display:inline;\">(31) </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_303\" id=\"t32_303\" style=\"left:91px;bottom:515px;letter-spacing:-0.01px;display:inline;\">Net deferred tax liabilities </div> <div class=\"t s5_303\" id=\"t33_303\" style=\"vertical-align: super;left:242px;bottom:523px;letter-spacing:0.21px;display:inline;\">note </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_303\" id=\"t34_303\" style=\"left:409px;bottom:515px;letter-spacing:-0.01px;display:inline;\">2,596 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_303\" id=\"t35_303\" style=\"left:483px;bottom:515px;letter-spacing:-0.01px;display:inline;\">(1,561) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_303\" id=\"t36_303\" style=\"left:565px;bottom:515px;letter-spacing:-0.01px;display:inline;\">1,035 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_303\" id=\"t37_303\" style=\"left:663px;bottom:515px;display:inline;\">(3) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_303\" id=\"t38_303\" style=\"left:733px;bottom:515px;display:inline;\">(33) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_303\" id=\"t39_303\" style=\"left:808px;bottom:515px;letter-spacing:-0.01px;display:inline;\">999 </div></td></tr>\n                                        </table><div class=\"t s7_303\" id=\"t3a_303\" style=\"left:87px;bottom:489px;letter-spacing:-0.17px;display:inline;\">Note </div><div class=\"t s8_303\" id=\"t3b_303\" style=\"left:87px;bottom:477px;letter-spacing:-0.12px;display:inline;\">Deferred tax assets and deferred tax liabilities in the statement of financial position are offset at an entity level (or in some cases at a jurisdiction level where relevant tax </div><div class=\"t s8_303\" id=\"t3c_303\" style=\"left:87px;bottom:465px;letter-spacing:-0.13px;display:inline;\">grouping rules apply) as permitted under IAS 12. </div><div class=\"t s1_303\" id=\"t3d_303\" style=\"left:87px;bottom:439px;letter-spacing:-0.01px;display:inline;\">The Group has applied the mandatory exemption from recognising and disclosing information on the associated deferred tax assets and </div><div class=\"t s1_303\" id=\"t3e_303\" style=\"left:87px;bottom:423px;letter-spacing:-0.01px;display:inline;\">liabilities at 31 December 2023 as required by the amendments to IAS 12 \u2018International Tax Reform \u2013 Pillar Two Model Rules\u2019 referred to in note </div><div class=\"t s1_303\" id=\"t3f_303\" style=\"left:87px;bottom:407px;letter-spacing:-0.01px;display:inline;\">A2.2. </div><div class=\"t s1_303\" id=\"t3g_303\" style=\"left:87px;bottom:380px;letter-spacing:-0.01px;display:inline;\">At 31 December 2023, a deferred tax asset of $54 million has been recognised in relation to unused UK tax losses and deductible temporary </div><div class=\"t s1_303\" id=\"t3h_303\" style=\"left:87px;bottom:364px;letter-spacing:-0.01px;display:inline;\">differences, due to an increase in forecast taxable profit in the UK tax group, which follows the change of tax residence of Prudential plc in March </div><div class=\"t s1_303\" id=\"t3i_303\" style=\"left:87px;bottom:348px;letter-spacing:-0.01px;word-spacing:-0.01px;display:inline;\">2023 from the UK to Hong Kong. The Group has further unused tax losses and deductible temporary differences of $1,319 million (31 December </div><div class=\"t s1_303\" id=\"t3j_303\" style=\"left:87px;bottom:333px;letter-spacing:-0.01px;word-spacing:-0.01px;display:inline;\">2022: $2,235 million) in respect of which no deferred tax asset has been recognised. $837 million of unused tax losses expired at the point of </div><div class=\"t s1_303\" id=\"t3k_303\" style=\"left:87px;bottom:317px;letter-spacing:-0.01px;word-spacing:-0.01px;display:inline;\">Prudential plc\u2019s tax residency change. Of the unrecognised amounts, $108 million (31 December 2022: $103 million) relates to unused tax losses </div><div class=\"t s1_303\" id=\"t3l_303\" style=\"left:87px;bottom:302px;letter-spacing:-0.01px;display:inline;\">that will expire within the next ten years (potential tax benefit: $24 million), and the remainder of $1,211 million (31 December 2022: $1,295 </div><div class=\"t s1_303\" id=\"t3m_303\" style=\"left:87px;bottom:286px;letter-spacing:-0.01px;word-spacing:-0.01px;display:inline;\">million) has no expiry date (potential tax benefit: $240 million). </div><div class=\"t s1_303\" id=\"t3n_303\" style=\"left:87px;bottom:258px;letter-spacing:-0.01px;display:inline;\">Some of the Group\u2019s businesses are located in jurisdictions in which a withholding tax charge is incurred upon the distribution of earnings. At </div><div class=\"t s1_303\" id=\"t3o_303\" style=\"left:87px;bottom:243px;letter-spacing:-0.01px;display:inline;\">31 December 2023, deferred tax liabilities of $225 million (31 December 2022: $210 million) have not been recognised in respect of such </div><div class=\"t s1_303\" id=\"t3p_303\" style=\"left:87px;bottom:227px;letter-spacing:-0.01px;display:inline;\">withholding taxes as the Group is able to control the timing of the distributions and it is probable that the timing differences will not reverse in </div>the foreseeable future.",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfTaxReceivablesAndPayablesExplanatory",
    "language": "en",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f49958": {
   "value": "C7.2 Deferred tax <div class=\"t s1_303\" id=\"t9_303\" style=\"left:87px;bottom:941px;letter-spacing:-0.01px;word-spacing:-0.01px;display:inline;\">The statement of financial position contains deferred tax assets of $156 million (31 December 2022: $140 million) and deferred tax liabilities of </div><div class=\"t s1_303\" id=\"ta_303\" style=\"left:87px;bottom:925px;letter-spacing:-0.01px;display:inline;\">$1,250 million (31 December 2022: $1,139 million), which are presented on a net basis in each of the categories below for the purpose of this </div><div class=\"t s1_303\" id=\"tb_303\" style=\"left:87px;bottom:910px;letter-spacing:-0.01px;display:inline;\">movement analysis only: </div><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"4\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s3_303\" id=\"tc_303\" style=\"left:662px;bottom:895px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">2023 $m </div>  </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_303\" id=\"tk_303\" style=\"left:730px;bottom:878px;letter-spacing:0.08px;display:inline;\">Other </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_303\" id=\"tl_303\" style=\"left:706px;bottom:868px;letter-spacing:0.09px;display:inline;\">movements </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_303\" id=\"td_303\" style=\"left:531px;bottom:858px;letter-spacing:0.07px;display:inline;\">Net deferred tax </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_303\" id=\"tm_303\" style=\"left:716px;bottom:858px;letter-spacing:0.07px;display:inline;\">including </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_303\" id=\"te_303\" style=\"left:528px;bottom:848px;letter-spacing:0.05px;word-spacing:0.01px;display:inline;\">(assets) liabilities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_303\" id=\"th_303\" style=\"left:622px;bottom:848px;letter-spacing:0.08px;display:inline;\">Movement in </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_303\" id=\"tn_303\" style=\"left:724px;bottom:848px;letter-spacing:0.07px;display:inline;\">foreign </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_303\" id=\"tq_303\" style=\"left:764px;bottom:848px;letter-spacing:0.07px;display:inline;\">Net deferred tax </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_303\" id=\"tf_303\" style=\"left:588px;bottom:838px;letter-spacing:0.04px;display:inline;\">at </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_303\" id=\"ti_303\" style=\"left:646px;bottom:838px;letter-spacing:0.08px;display:inline;\">income </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_303\" id=\"to_303\" style=\"left:714px;bottom:838px;letter-spacing:0.08px;display:inline;\">exchange </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_303\" id=\"tr_303\" style=\"left:762px;bottom:838px;letter-spacing:0.05px;word-spacing:0.01px;display:inline;\">(assets) liabilities </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_303\" id=\"tg_303\" style=\"left:576px;bottom:828px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">1 Jan </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_303\" id=\"tj_303\" style=\"left:633px;bottom:828px;letter-spacing:0.08px;display:inline;\">statement </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_303\" id=\"tp_303\" style=\"left:706px;bottom:828px;letter-spacing:0.09px;display:inline;\">movements </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_303\" id=\"ts_303\" style=\"left:792px;bottom:828px;letter-spacing:0.07px;display:inline;\">at 31 Dec </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_303\" id=\"tt_303\" style=\"left:91px;bottom:807px;letter-spacing:-0.01px;display:inline;\">Unrealised losses or gains on investments </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_303\" id=\"tu_303\" style=\"left:570px;bottom:807px;letter-spacing:-0.02px;display:inline;\">(129) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_303\" id=\"tv_303\" style=\"left:652px;bottom:807px;letter-spacing:-0.02px;display:inline;\">268 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_303\" id=\"tw_303\" style=\"left:733px;bottom:807px;letter-spacing:-0.02px;display:inline;\">(10) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_303\" id=\"tx_303\" style=\"left:808px;bottom:807px;letter-spacing:-0.02px;display:inline;\">129 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_303\" id=\"ty_303\" style=\"left:91px;bottom:788px;letter-spacing:-0.01px;display:inline;\">Balances relating to insurance and reinsurance contracts </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_303\" id=\"tz_303\" style=\"left:564px;bottom:788px;letter-spacing:-0.02px;display:inline;\">1,255 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_303\" id=\"t10_303\" style=\"left:655px;bottom:788px;letter-spacing:-0.02px;display:inline;\">(87) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_303\" id=\"t11_303\" style=\"left:744px;bottom:788px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_303\" id=\"t12_303\" style=\"left:798px;bottom:788px;letter-spacing:-0.02px;display:inline;\">1,170 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_303\" id=\"t13_303\" style=\"left:91px;bottom:768px;letter-spacing:-0.01px;display:inline;\">Short-term temporary differences </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_303\" id=\"t14_303\" style=\"left:577px;bottom:768px;letter-spacing:-0.02px;display:inline;\">(96) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_303\" id=\"t15_303\" style=\"left:666px;bottom:768px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_303\" id=\"t16_303\" style=\"left:745px;bottom:768px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_303\" id=\"t17_303\" style=\"left:811px;bottom:768px;letter-spacing:-0.02px;display:inline;\">(94) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_303\" id=\"t18_303\" style=\"left:91px;bottom:749px;letter-spacing:-0.01px;display:inline;\">Unused tax losses </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_303\" id=\"t19_303\" style=\"left:577px;bottom:749px;letter-spacing:-0.02px;display:inline;\">(31) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_303\" id=\"t1a_303\" style=\"left:655px;bottom:749px;letter-spacing:-0.02px;display:inline;\">(79) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_303\" id=\"t1b_303\" style=\"left:740px;bottom:749px;letter-spacing:-0.02px;display:inline;\">(1) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_303\" id=\"t1c_303\" style=\"left:803px;bottom:749px;letter-spacing:-0.02px;display:inline;\">(111) </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_303\" id=\"t1d_303\" style=\"left:91px;bottom:729px;letter-spacing:-0.01px;display:inline;\">Net deferred tax liabilities </div> <div class=\"t s5_303\" id=\"t1e_303\" style=\"vertical-align: super;left:242px;bottom:737px;letter-spacing:0.21px;display:inline;\">note </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_303\" id=\"t1f_303\" style=\"left:574px;bottom:729px;letter-spacing:-0.02px;display:inline;\">999 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_303\" id=\"t1g_303\" style=\"left:652px;bottom:729px;letter-spacing:-0.02px;display:inline;\">104 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_303\" id=\"t1h_303\" style=\"left:740px;bottom:729px;letter-spacing:-0.02px;display:inline;\">(9) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_303\" id=\"t1i_303\" style=\"left:798px;bottom:729px;letter-spacing:-0.02px;display:inline;\">1,094 </div></td></tr>\n                                        </table><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"6\" rowspan=\"1\" style=\"text-align: center;\">  <div class=\"t s6_303\" id=\"t1j_303\" style=\"left:584px;bottom:702px;letter-spacing:0.09px;display:inline;\">2022 $m </div>   </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_303\" id=\"t1n_303\" style=\"left:465px;bottom:684px;letter-spacing:0.05px;display:inline;\">Effect of initial </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_303\" id=\"t20_303\" style=\"left:732px;bottom:684px;letter-spacing:0.07px;display:inline;\">Other </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_303\" id=\"t1o_303\" style=\"left:468px;bottom:673px;letter-spacing:0.06px;display:inline;\">application of </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_303\" id=\"t21_303\" style=\"left:709px;bottom:673px;letter-spacing:0.08px;display:inline;\">movements </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_303\" id=\"t1p_303\" style=\"left:474px;bottom:662px;letter-spacing:0.07px;display:inline;\">IFRS 17 and </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_303\" id=\"t1t_303\" style=\"left:550px;bottom:662px;letter-spacing:0.06px;display:inline;\">Restated net </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_303\" id=\"t22_303\" style=\"left:719px;bottom:662px;letter-spacing:0.06px;display:inline;\">including </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_303\" id=\"t1k_303\" style=\"left:380px;bottom:651px;letter-spacing:0.06px;display:inline;\">Net deferred tax </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_303\" id=\"t1q_303\" style=\"left:472px;bottom:651px;letter-spacing:0.06px;display:inline;\">classification </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_303\" id=\"t1u_303\" style=\"left:552px;bottom:651px;letter-spacing:0.06px;display:inline;\">deferred tax </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_303\" id=\"t1x_303\" style=\"left:626px;bottom:651px;letter-spacing:0.08px;display:inline;\">Movement in </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_303\" id=\"t23_303\" style=\"left:726px;bottom:651px;letter-spacing:0.06px;display:inline;\">foreign </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_303\" id=\"t26_303\" style=\"left:770px;bottom:651px;letter-spacing:0.06px;display:inline;\">Net deferred tax </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_303\" id=\"t1l_303\" style=\"left:379px;bottom:640px;letter-spacing:0.05px;display:inline;\">(assets) liabilities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_303\" id=\"t1r_303\" style=\"left:483px;bottom:640px;letter-spacing:0.06px;display:inline;\">overlay of </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_303\" id=\"t1v_303\" style=\"left:534px;bottom:640px;letter-spacing:0.06px;display:inline;\">(assets) liabilities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_303\" id=\"t1y_303\" style=\"left:648px;bottom:640px;letter-spacing:0.08px;display:inline;\">income </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_303\" id=\"t24_303\" style=\"left:717px;bottom:640px;letter-spacing:0.08px;display:inline;\">exchange </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_303\" id=\"t27_303\" style=\"left:768px;bottom:640px;letter-spacing:0.05px;display:inline;\">(assets) liabilities </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_303\" id=\"t1m_303\" style=\"left:412px;bottom:629px;letter-spacing:0.07px;display:inline;\">at 1 Jan </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_303\" id=\"t1s_303\" style=\"left:495px;bottom:629px;letter-spacing:0.07px;display:inline;\">IFRS 9 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_303\" id=\"t1w_303\" style=\"left:567px;bottom:629px;letter-spacing:0.07px;display:inline;\">at 1 Jan </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_303\" id=\"t1z_303\" style=\"left:637px;bottom:629px;letter-spacing:0.07px;display:inline;\">statement </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_303\" id=\"t25_303\" style=\"left:709px;bottom:629px;letter-spacing:0.08px;display:inline;\">movements </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_303\" id=\"t28_303\" style=\"left:795px;bottom:629px;letter-spacing:0.07px;display:inline;\">at 31 Dec </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_303\" id=\"t29_303\" style=\"left:91px;bottom:609px;letter-spacing:-0.01px;display:inline;\">Unrealised losses or gains on investments </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_303\" id=\"t2a_303\" style=\"left:419px;bottom:609px;letter-spacing:-0.01px;display:inline;\">239 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_303\" id=\"t2b_303\" style=\"left:511px;bottom:609px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_303\" id=\"t2c_303\" style=\"left:575px;bottom:609px;letter-spacing:-0.01px;display:inline;\">239 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_303\" id=\"t2d_303\" style=\"left:648px;bottom:609px;letter-spacing:-0.01px;display:inline;\">(361) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_303\" id=\"t2e_303\" style=\"left:740px;bottom:609px;display:inline;\">(7) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_303\" id=\"t2f_303\" style=\"left:804px;bottom:609px;letter-spacing:-0.01px;display:inline;\">(129) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_303\" id=\"t2g_303\" style=\"left:91px;bottom:589px;letter-spacing:-0.01px;display:inline;\">Balances relating to insurance and reinsurance </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_303\" id=\"t2h_303\" style=\"left:104px;bottom:574px;letter-spacing:-0.01px;display:inline;\">contracts </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_303\" id=\"t2i_303\" style=\"left:409px;bottom:574px;letter-spacing:-0.01px;display:inline;\">2,091 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_303\" id=\"t2j_303\" style=\"left:483px;bottom:574px;letter-spacing:-0.01px;display:inline;\">(1,092) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_303\" id=\"t2k_303\" style=\"left:575px;bottom:574px;letter-spacing:-0.01px;display:inline;\">999 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_303\" id=\"t2l_303\" style=\"left:653px;bottom:574px;letter-spacing:-0.01px;display:inline;\">297 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_303\" id=\"t2m_303\" style=\"left:733px;bottom:574px;display:inline;\">(41) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_303\" id=\"t2n_303\" style=\"left:799px;bottom:574px;letter-spacing:-0.01px;display:inline;\">1,255 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_303\" id=\"t2o_303\" style=\"left:91px;bottom:554px;letter-spacing:-0.01px;display:inline;\">Short-term temporary differences </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_303\" id=\"t2p_303\" style=\"left:419px;bottom:554px;letter-spacing:-0.01px;display:inline;\">333 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_303\" id=\"t2q_303\" style=\"left:493px;bottom:554px;letter-spacing:-0.01px;display:inline;\">(469) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_303\" id=\"t2r_303\" style=\"left:571px;bottom:554px;letter-spacing:-0.01px;display:inline;\">(136) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_303\" id=\"t2s_303\" style=\"left:660px;bottom:554px;letter-spacing:-0.01px;display:inline;\">29 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_303\" id=\"t2t_303\" style=\"left:738px;bottom:554px;letter-spacing:-0.01px;display:inline;\">11 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_303\" id=\"t2u_303\" style=\"left:811px;bottom:554px;display:inline;\">(96) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_303\" id=\"t2v_303\" style=\"left:91px;bottom:535px;letter-spacing:-0.01px;display:inline;\">Unused tax losses </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_303\" id=\"t2w_303\" style=\"left:422px;bottom:535px;display:inline;\">(67) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_303\" id=\"t2x_303\" style=\"left:511px;bottom:535px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_303\" id=\"t2y_303\" style=\"left:578px;bottom:535px;display:inline;\">(67) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_303\" id=\"t2z_303\" style=\"left:660px;bottom:535px;letter-spacing:-0.01px;display:inline;\">32 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_303\" id=\"t30_303\" style=\"left:745px;bottom:535px;display:inline;\">4 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_303\" id=\"t31_303\" style=\"left:811px;bottom:535px;display:inline;\">(31) </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_303\" id=\"t32_303\" style=\"left:91px;bottom:515px;letter-spacing:-0.01px;display:inline;\">Net deferred tax liabilities </div> <div class=\"t s5_303\" id=\"t33_303\" style=\"vertical-align: super;left:242px;bottom:523px;letter-spacing:0.21px;display:inline;\">note </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_303\" id=\"t34_303\" style=\"left:409px;bottom:515px;letter-spacing:-0.01px;display:inline;\">2,596 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_303\" id=\"t35_303\" style=\"left:483px;bottom:515px;letter-spacing:-0.01px;display:inline;\">(1,561) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_303\" id=\"t36_303\" style=\"left:565px;bottom:515px;letter-spacing:-0.01px;display:inline;\">1,035 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_303\" id=\"t37_303\" style=\"left:663px;bottom:515px;display:inline;\">(3) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_303\" id=\"t38_303\" style=\"left:733px;bottom:515px;display:inline;\">(33) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_303\" id=\"t39_303\" style=\"left:808px;bottom:515px;letter-spacing:-0.01px;display:inline;\">999 </div></td></tr>\n                                        </table><div class=\"t s7_303\" id=\"t3a_303\" style=\"left:87px;bottom:489px;letter-spacing:-0.17px;display:inline;\">Note </div><div class=\"t s8_303\" id=\"t3b_303\" style=\"left:87px;bottom:477px;letter-spacing:-0.12px;display:inline;\">Deferred tax assets and deferred tax liabilities in the statement of financial position are offset at an entity level (or in some cases at a jurisdiction level where relevant tax </div><div class=\"t s8_303\" id=\"t3c_303\" style=\"left:87px;bottom:465px;letter-spacing:-0.13px;display:inline;\">grouping rules apply) as permitted under IAS 12. </div><div class=\"t s1_303\" id=\"t3d_303\" style=\"left:87px;bottom:439px;letter-spacing:-0.01px;display:inline;\">The Group has applied the mandatory exemption from recognising and disclosing information on the associated deferred tax assets and </div><div class=\"t s1_303\" id=\"t3e_303\" style=\"left:87px;bottom:423px;letter-spacing:-0.01px;display:inline;\">liabilities at 31 December 2023 as required by the amendments to IAS 12 \u2018International Tax Reform \u2013 Pillar Two Model Rules\u2019 referred to in note </div><div class=\"t s1_303\" id=\"t3f_303\" style=\"left:87px;bottom:407px;letter-spacing:-0.01px;display:inline;\">A2.2. </div><div class=\"t s1_303\" id=\"t3g_303\" style=\"left:87px;bottom:380px;letter-spacing:-0.01px;display:inline;\">At 31 December 2023, a deferred tax asset of $54 million has been recognised in relation to unused UK tax losses and deductible temporary </div><div class=\"t s1_303\" id=\"t3h_303\" style=\"left:87px;bottom:364px;letter-spacing:-0.01px;display:inline;\">differences, due to an increase in forecast taxable profit in the UK tax group, which follows the change of tax residence of Prudential plc in March </div><div class=\"t s1_303\" id=\"t3i_303\" style=\"left:87px;bottom:348px;letter-spacing:-0.01px;word-spacing:-0.01px;display:inline;\">2023 from the UK to Hong Kong. The Group has further unused tax losses and deductible temporary differences of $1,319 million (31 December </div><div class=\"t s1_303\" id=\"t3j_303\" style=\"left:87px;bottom:333px;letter-spacing:-0.01px;word-spacing:-0.01px;display:inline;\">2022: $2,235 million) in respect of which no deferred tax asset has been recognised. $837 million of unused tax losses expired at the point of </div><div class=\"t s1_303\" id=\"t3k_303\" style=\"left:87px;bottom:317px;letter-spacing:-0.01px;word-spacing:-0.01px;display:inline;\">Prudential plc\u2019s tax residency change. Of the unrecognised amounts, $108 million (31 December 2022: $103 million) relates to unused tax losses </div><div class=\"t s1_303\" id=\"t3l_303\" style=\"left:87px;bottom:302px;letter-spacing:-0.01px;display:inline;\">that will expire within the next ten years (potential tax benefit: $24 million), and the remainder of $1,211 million (31 December 2022: $1,295 </div><div class=\"t s1_303\" id=\"t3m_303\" style=\"left:87px;bottom:286px;letter-spacing:-0.01px;word-spacing:-0.01px;display:inline;\">million) has no expiry date (potential tax benefit: $240 million). </div><div class=\"t s1_303\" id=\"t3n_303\" style=\"left:87px;bottom:258px;letter-spacing:-0.01px;display:inline;\">Some of the Group\u2019s businesses are located in jurisdictions in which a withholding tax charge is incurred upon the distribution of earnings. At </div><div class=\"t s1_303\" id=\"t3o_303\" style=\"left:87px;bottom:243px;letter-spacing:-0.01px;display:inline;\">31 December 2023, deferred tax liabilities of $225 million (31 December 2022: $210 million) have not been recognised in respect of such </div><div class=\"t s1_303\" id=\"t3p_303\" style=\"left:87px;bottom:227px;letter-spacing:-0.01px;display:inline;\">withholding taxes as the Group is able to control the timing of the distributions and it is probable that the timing differences will not reverse in </div>the foreseeable future.",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfDeferredTaxesExplanatory",
    "language": "en",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f50278": {
   "value": "C8 Share capital, share premium and own shares <div class=\"t s1_304\" id=\"t2_304\" style=\"left:65px;bottom:1090px;letter-spacing:-0.01px;display:inline;\">Shares are classified as equity when their terms do not create an obligation to transfer assets. Amounts recorded in share capital represent the </div><div class=\"t s1_304\" id=\"t3_304\" style=\"left:65px;bottom:1075px;letter-spacing:-0.01px;display:inline;\">nominal value of the shares issued. The difference between the proceeds received on issue of the shares, net of share issue costs, and the </div><div class=\"t s1_304\" id=\"t4_304\" style=\"left:65px;bottom:1059px;letter-spacing:-0.01px;display:inline;\">nominal value of the shares issued, is credited to share premium. Where the Company purchases shares for the purposes of employee incentive </div><div class=\"t s1_304\" id=\"t5_304\" style=\"left:65px;bottom:1044px;letter-spacing:-0.01px;display:inline;\">plans, the consideration paid, net of issue costs, is deducted from retained earnings. Upon issue or sale any consideration received is credited to </div><div class=\"t s1_304\" id=\"t6_304\" style=\"left:65px;bottom:1028px;letter-spacing:-0.01px;display:inline;\">retained earnings net of related costs. </div><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"3\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s2_304\" id=\"t7_304\" style=\"left:432px;bottom:1002px;letter-spacing:0.08px;display:inline;\">2023 </div> </td><td colspan=\"3\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s3_304\" id=\"t8_304\" style=\"left:688px;bottom:1002px;letter-spacing:0.09px;display:inline;\">2022 </div> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_304\" id=\"ta_304\" style=\"left:365px;bottom:984px;letter-spacing:0.08px;display:inline;\">Number of </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_304\" id=\"tc_304\" style=\"left:463px;bottom:984px;letter-spacing:0.08px;display:inline;\">Share </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_304\" id=\"te_304\" style=\"left:541px;bottom:984px;letter-spacing:0.08px;display:inline;\">Share </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_304\" id=\"tg_304\" style=\"left:622px;bottom:985px;letter-spacing:0.08px;display:inline;\">Number of </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_304\" id=\"ti_304\" style=\"left:719px;bottom:985px;letter-spacing:0.07px;display:inline;\">Share </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_304\" id=\"tk_304\" style=\"left:797px;bottom:985px;letter-spacing:0.07px;display:inline;\">Share </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_304\" id=\"t9_304\" style=\"left:69px;bottom:973px;letter-spacing:-0.01px;display:inline;\">Issued shares of 5p each fully paid </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_304\" id=\"tb_304\" style=\"left:347px;bottom:974px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">ordinary shares </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_304\" id=\"td_304\" style=\"left:459px;bottom:974px;letter-spacing:0.07px;display:inline;\">capital </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_304\" id=\"tf_304\" style=\"left:528px;bottom:974px;letter-spacing:0.09px;display:inline;\">premium </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_304\" id=\"th_304\" style=\"left:606px;bottom:974px;letter-spacing:0.06px;display:inline;\">ordinary shares </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_304\" id=\"tj_304\" style=\"left:715px;bottom:974px;letter-spacing:0.07px;display:inline;\">capital </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_304\" id=\"tl_304\" style=\"left:785px;bottom:974px;letter-spacing:0.08px;display:inline;\">premium </div></td></tr><tr><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_304\" id=\"tm_304\" style=\"left:473px;bottom:957px;letter-spacing:0.11px;display:inline;\">$m </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_304\" id=\"tn_304\" style=\"left:551px;bottom:957px;letter-spacing:0.11px;display:inline;\">$m </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_304\" id=\"to_304\" style=\"left:728px;bottom:957px;letter-spacing:0.11px;display:inline;\">$m </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_304\" id=\"tp_304\" style=\"left:806px;bottom:957px;letter-spacing:0.11px;display:inline;\">$m </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_304\" id=\"tq_304\" style=\"left:69px;bottom:937px;letter-spacing:-0.01px;display:inline;\">Balance at 1 Jan </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_304\" id=\"tr_304\" style=\"left:326px;bottom:937px;letter-spacing:-0.02px;display:inline;\">2,749,669,380 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_304\" id=\"ts_304\" style=\"left:463px;bottom:937px;letter-spacing:-0.02px;display:inline;\">182 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_304\" id=\"tt_304\" style=\"left:531px;bottom:937px;letter-spacing:-0.02px;display:inline;\">5,006 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s5_304\" id=\"tu_304\" style=\"left:584px;bottom:937px;letter-spacing:-0.01px;display:inline;\">2,746,412,265 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_304\" id=\"tv_304\" style=\"left:718px;bottom:937px;letter-spacing:-0.01px;display:inline;\">182 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_304\" id=\"tw_304\" style=\"left:787px;bottom:937px;letter-spacing:-0.01px;display:inline;\">5,010 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_304\" id=\"tx_304\" style=\"left:69px;bottom:917px;letter-spacing:-0.01px;display:inline;\">Shares issued under share-based schemes </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_304\" id=\"ty_304\" style=\"left:350px;bottom:917px;letter-spacing:-0.02px;display:inline;\">3,851,376 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_304\" id=\"tz_304\" style=\"left:477px;bottom:917px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_304\" id=\"t10_304\" style=\"left:555px;bottom:917px;display:inline;\">3 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_304\" id=\"t11_304\" style=\"left:607px;bottom:917px;letter-spacing:-0.01px;display:inline;\">3,257,115 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_304\" id=\"t12_304\" style=\"left:733px;bottom:917px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_304\" id=\"t13_304\" style=\"left:810px;bottom:917px;display:inline;\">2 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_304\" id=\"t14_304\" style=\"left:69px;bottom:897px;letter-spacing:-0.01px;display:inline;\">Shares issued under Hong Kong public offer </div></td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s5_304\" id=\"t15_304\" style=\"left:82px;bottom:882px;letter-spacing:-0.01px;display:inline;\">and international placing in 2022 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_304\" id=\"t16_304\" style=\"left:400px;bottom:882px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_304\" id=\"t17_304\" style=\"left:478px;bottom:882px;display:inline;\">\u2013 </div></td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s5_304\" id=\"t18_304\" style=\"left:655px;bottom:882px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_304\" id=\"t19_304\" style=\"left:733px;bottom:882px;display:inline;\">\u2013 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s5_304\" id=\"t1a_304\" style=\"left:806px;bottom:882px;display:inline;\">(6) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_304\" id=\"t1b_304\" style=\"left:69px;bottom:862px;letter-spacing:-0.01px;display:inline;\">Balance at 31 Dec </div></td><td class=\"tcs-selection-enabled tcs-selected\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_304\" id=\"t1c_304\" style=\"left:326px;bottom:862px;letter-spacing:-0.02px;display:inline;\">2,753,520,756 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_304\" id=\"t1d_304\" style=\"left:463px;bottom:862px;letter-spacing:-0.02px;display:inline;\">183 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_304\" id=\"t1e_304\" style=\"left:531px;bottom:862px;letter-spacing:-0.02px;display:inline;\">5,009 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s5_304\" id=\"t1f_304\" style=\"left:584px;bottom:862px;letter-spacing:-0.01px;display:inline;\">2,749,669,380 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s5_304\" id=\"t1g_304\" style=\"left:718px;bottom:862px;letter-spacing:-0.01px;display:inline;\">182 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s5_304\" id=\"t1h_304\" style=\"left:787px;bottom:862px;letter-spacing:-0.01px;display:inline;\">5,006 </div></td></tr>\n                                        </table><div class=\"t s5_304\" id=\"t1i_304\" style=\"left:65px;bottom:833px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Options outstanding under save as you earn schemes to subscribe for shares at each year end shown below are as follows: </div><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s3_304\" id=\"t1j_304\" style=\"left:619px;bottom:806px;letter-spacing:0.06px;display:inline;\">Share price range </div> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_304\" id=\"t1k_304\" style=\"left:494px;bottom:790px;letter-spacing:0.06px;display:inline;\">Number of shares to </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_304\" id=\"t1m_304\" style=\"left:630px;bottom:790px;letter-spacing:0.08px;display:inline;\">from </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_304\" id=\"t1o_304\" style=\"left:718px;bottom:790px;letter-spacing:0.07px;display:inline;\">to </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_304\" id=\"t1l_304\" style=\"left:523px;bottom:779px;letter-spacing:0.06px;display:inline;\">subscribe for </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_304\" id=\"t1n_304\" style=\"left:611px;bottom:779px;letter-spacing:0.07px;display:inline;\">(in pence) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_304\" id=\"t1p_304\" style=\"left:688px;bottom:779px;letter-spacing:0.07px;display:inline;\">(in pence) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_304\" id=\"t1q_304\" style=\"left:739px;bottom:779px;letter-spacing:0.07px;display:inline;\">Exercisable by year </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_304\" id=\"t1r_304\" style=\"left:69px;bottom:759px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">31 Dec 2023 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_304\" id=\"t1s_304\" style=\"left:513px;bottom:759px;letter-spacing:-0.02px;display:inline;\">1,671,215 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_304\" id=\"t1t_304\" style=\"left:619px;bottom:759px;letter-spacing:-0.02px;display:inline;\">737p </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_304\" id=\"t1u_304\" style=\"left:686px;bottom:759px;letter-spacing:-0.02px;display:inline;\">1,455p </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_304\" id=\"t1v_304\" style=\"left:780px;bottom:759px;letter-spacing:-0.02px;display:inline;\">2029 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_304\" id=\"t1w_304\" style=\"left:69px;bottom:739px;letter-spacing:-0.01px;display:inline;\">31 Dec 2022 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_304\" id=\"t1x_304\" style=\"left:516px;bottom:739px;letter-spacing:-0.01px;display:inline;\">1,858,292 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_304\" id=\"t1y_304\" style=\"left:620px;bottom:739px;letter-spacing:-0.01px;display:inline;\">737p </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_304\" id=\"t1z_304\" style=\"left:688px;bottom:739px;letter-spacing:-0.01px;display:inline;\">1,455p </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_304\" id=\"t20_304\" style=\"left:781px;bottom:739px;letter-spacing:-0.01px;display:inline;\">2028 </div></td></tr>\n                                        </table><div class=\"t s6_304\" id=\"t21_304\" style=\"left:65px;bottom:707px;letter-spacing:0.12px;display:inline;\">Transactions by Prudential plc and its subsidiaries in Prudential plc shares </div><div class=\"t s5_304\" id=\"t22_304\" style=\"left:65px;bottom:692px;letter-spacing:-0.01px;display:inline;\">The Group buys and sells Prudential plc shares (\u2018own shares\u2019) in relation to its employee share schemes through the trusts established to facilitate </div><div class=\"t s5_304\" id=\"t23_304\" style=\"left:65px;bottom:676px;letter-spacing:-0.01px;display:inline;\">the delivery of shares under employee incentive plans. </div><div class=\"t s5_304\" id=\"t24_304\" style=\"left:65px;bottom:648px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">During the year, the trusts purchased a total number of shares of 3,888,138 (2022: 5,498,486) and the cost of acquiring these shares, including </div><div class=\"t s5_304\" id=\"t25_304\" style=\"left:65px;bottom:633px;letter-spacing:-0.01px;display:inline;\">shares purchased for members under employee share purchase plans was $54 million (2022: $77 million). The cost in USD shown has been </div><div class=\"t s5_304\" id=\"t26_304\" style=\"left:65px;bottom:617px;letter-spacing:-0.01px;display:inline;\">calculated from the share prices in pounds sterling using the monthly average exchange rate for the month in which those shares were </div><div class=\"t s5_304\" id=\"t27_304\" style=\"left:65px;bottom:602px;letter-spacing:-0.01px;display:inline;\">purchased. At 31 December 2023, 10.0 million (31 December 2022: 12.6 million) Prudential plc shares were held in the trusts. </div><div class=\"t s5_304\" id=\"t28_304\" style=\"left:65px;bottom:574px;letter-spacing:-0.01px;word-spacing:-0.02px;display:inline;\">Other than as disclosed above, the Company and its subsidiaries did not purchase, sell or redeem any Prudential plc listed securities during 2023. </div><div class=\"t s5_304\" id=\"t29_304\" style=\"left:65px;bottom:558px;letter-spacing:-0.01px;display:inline;\">Subsequent to the year end, the Company commenced and completed a share repurchase programme in January 2024 in respect of 3,851,376 </div>ordinary shares as disclosed in note D2.",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfIssuedCapitalExplanatory",
    "language": "en",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f50279": {
   "value": "C8 Share capital, share premium and own shares <div class=\"t s1_304\" id=\"t2_304\" style=\"left:65px;bottom:1090px;letter-spacing:-0.01px;display:inline;\">Shares are classified as equity when their terms do not create an obligation to transfer assets. Amounts recorded in share capital represent the </div><div class=\"t s1_304\" id=\"t3_304\" style=\"left:65px;bottom:1075px;letter-spacing:-0.01px;display:inline;\">nominal value of the shares issued. The difference between the proceeds received on issue of the shares, net of share issue costs, and the </div><div class=\"t s1_304\" id=\"t4_304\" style=\"left:65px;bottom:1059px;letter-spacing:-0.01px;display:inline;\">nominal value of the shares issued, is credited to share premium. Where the Company purchases shares for the purposes of employee incentive </div><div class=\"t s1_304\" id=\"t5_304\" style=\"left:65px;bottom:1044px;letter-spacing:-0.01px;display:inline;\">plans, the consideration paid, net of issue costs, is deducted from retained earnings. Upon issue or sale any consideration received is credited to </div><div class=\"t s1_304\" id=\"t6_304\" style=\"left:65px;bottom:1028px;letter-spacing:-0.01px;display:inline;\">retained earnings net of related costs. </div><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"3\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s2_304\" id=\"t7_304\" style=\"left:432px;bottom:1002px;letter-spacing:0.08px;display:inline;\">2023 </div> </td><td colspan=\"3\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s3_304\" id=\"t8_304\" style=\"left:688px;bottom:1002px;letter-spacing:0.09px;display:inline;\">2022 </div> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_304\" id=\"ta_304\" style=\"left:365px;bottom:984px;letter-spacing:0.08px;display:inline;\">Number of </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_304\" id=\"tc_304\" style=\"left:463px;bottom:984px;letter-spacing:0.08px;display:inline;\">Share </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_304\" id=\"te_304\" style=\"left:541px;bottom:984px;letter-spacing:0.08px;display:inline;\">Share </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_304\" id=\"tg_304\" style=\"left:622px;bottom:985px;letter-spacing:0.08px;display:inline;\">Number of </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_304\" id=\"ti_304\" style=\"left:719px;bottom:985px;letter-spacing:0.07px;display:inline;\">Share </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_304\" id=\"tk_304\" style=\"left:797px;bottom:985px;letter-spacing:0.07px;display:inline;\">Share </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_304\" id=\"t9_304\" style=\"left:69px;bottom:973px;letter-spacing:-0.01px;display:inline;\">Issued shares of 5p each fully paid </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_304\" id=\"tb_304\" style=\"left:347px;bottom:974px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">ordinary shares </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_304\" id=\"td_304\" style=\"left:459px;bottom:974px;letter-spacing:0.07px;display:inline;\">capital </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_304\" id=\"tf_304\" style=\"left:528px;bottom:974px;letter-spacing:0.09px;display:inline;\">premium </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_304\" id=\"th_304\" style=\"left:606px;bottom:974px;letter-spacing:0.06px;display:inline;\">ordinary shares </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_304\" id=\"tj_304\" style=\"left:715px;bottom:974px;letter-spacing:0.07px;display:inline;\">capital </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_304\" id=\"tl_304\" style=\"left:785px;bottom:974px;letter-spacing:0.08px;display:inline;\">premium </div></td></tr><tr><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_304\" id=\"tm_304\" style=\"left:473px;bottom:957px;letter-spacing:0.11px;display:inline;\">$m </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_304\" id=\"tn_304\" style=\"left:551px;bottom:957px;letter-spacing:0.11px;display:inline;\">$m </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_304\" id=\"to_304\" style=\"left:728px;bottom:957px;letter-spacing:0.11px;display:inline;\">$m </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_304\" id=\"tp_304\" style=\"left:806px;bottom:957px;letter-spacing:0.11px;display:inline;\">$m </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_304\" id=\"tq_304\" style=\"left:69px;bottom:937px;letter-spacing:-0.01px;display:inline;\">Balance at 1 Jan </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_304\" id=\"tr_304\" style=\"left:326px;bottom:937px;letter-spacing:-0.02px;display:inline;\">2,749,669,380 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_304\" id=\"ts_304\" style=\"left:463px;bottom:937px;letter-spacing:-0.02px;display:inline;\">182 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_304\" id=\"tt_304\" style=\"left:531px;bottom:937px;letter-spacing:-0.02px;display:inline;\">5,006 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s5_304\" id=\"tu_304\" style=\"left:584px;bottom:937px;letter-spacing:-0.01px;display:inline;\">2,746,412,265 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_304\" id=\"tv_304\" style=\"left:718px;bottom:937px;letter-spacing:-0.01px;display:inline;\">182 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_304\" id=\"tw_304\" style=\"left:787px;bottom:937px;letter-spacing:-0.01px;display:inline;\">5,010 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_304\" id=\"tx_304\" style=\"left:69px;bottom:917px;letter-spacing:-0.01px;display:inline;\">Shares issued under share-based schemes </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_304\" id=\"ty_304\" style=\"left:350px;bottom:917px;letter-spacing:-0.02px;display:inline;\">3,851,376 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_304\" id=\"tz_304\" style=\"left:477px;bottom:917px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_304\" id=\"t10_304\" style=\"left:555px;bottom:917px;display:inline;\">3 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_304\" id=\"t11_304\" style=\"left:607px;bottom:917px;letter-spacing:-0.01px;display:inline;\">3,257,115 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_304\" id=\"t12_304\" style=\"left:733px;bottom:917px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_304\" id=\"t13_304\" style=\"left:810px;bottom:917px;display:inline;\">2 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_304\" id=\"t14_304\" style=\"left:69px;bottom:897px;letter-spacing:-0.01px;display:inline;\">Shares issued under Hong Kong public offer </div></td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s5_304\" id=\"t15_304\" style=\"left:82px;bottom:882px;letter-spacing:-0.01px;display:inline;\">and international placing in 2022 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_304\" id=\"t16_304\" style=\"left:400px;bottom:882px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_304\" id=\"t17_304\" style=\"left:478px;bottom:882px;display:inline;\">\u2013 </div></td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s5_304\" id=\"t18_304\" style=\"left:655px;bottom:882px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_304\" id=\"t19_304\" style=\"left:733px;bottom:882px;display:inline;\">\u2013 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s5_304\" id=\"t1a_304\" style=\"left:806px;bottom:882px;display:inline;\">(6) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_304\" id=\"t1b_304\" style=\"left:69px;bottom:862px;letter-spacing:-0.01px;display:inline;\">Balance at 31 Dec </div></td><td class=\"tcs-selection-enabled tcs-selected\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_304\" id=\"t1c_304\" style=\"left:326px;bottom:862px;letter-spacing:-0.02px;display:inline;\">2,753,520,756 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_304\" id=\"t1d_304\" style=\"left:463px;bottom:862px;letter-spacing:-0.02px;display:inline;\">183 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_304\" id=\"t1e_304\" style=\"left:531px;bottom:862px;letter-spacing:-0.02px;display:inline;\">5,009 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s5_304\" id=\"t1f_304\" style=\"left:584px;bottom:862px;letter-spacing:-0.01px;display:inline;\">2,749,669,380 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s5_304\" id=\"t1g_304\" style=\"left:718px;bottom:862px;letter-spacing:-0.01px;display:inline;\">182 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s5_304\" id=\"t1h_304\" style=\"left:787px;bottom:862px;letter-spacing:-0.01px;display:inline;\">5,006 </div></td></tr>\n                                        </table><div class=\"t s5_304\" id=\"t1i_304\" style=\"left:65px;bottom:833px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Options outstanding under save as you earn schemes to subscribe for shares at each year end shown below are as follows: </div><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s3_304\" id=\"t1j_304\" style=\"left:619px;bottom:806px;letter-spacing:0.06px;display:inline;\">Share price range </div> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_304\" id=\"t1k_304\" style=\"left:494px;bottom:790px;letter-spacing:0.06px;display:inline;\">Number of shares to </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_304\" id=\"t1m_304\" style=\"left:630px;bottom:790px;letter-spacing:0.08px;display:inline;\">from </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_304\" id=\"t1o_304\" style=\"left:718px;bottom:790px;letter-spacing:0.07px;display:inline;\">to </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_304\" id=\"t1l_304\" style=\"left:523px;bottom:779px;letter-spacing:0.06px;display:inline;\">subscribe for </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_304\" id=\"t1n_304\" style=\"left:611px;bottom:779px;letter-spacing:0.07px;display:inline;\">(in pence) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_304\" id=\"t1p_304\" style=\"left:688px;bottom:779px;letter-spacing:0.07px;display:inline;\">(in pence) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_304\" id=\"t1q_304\" style=\"left:739px;bottom:779px;letter-spacing:0.07px;display:inline;\">Exercisable by year </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_304\" id=\"t1r_304\" style=\"left:69px;bottom:759px;letter-spacing:-0.02px;word-spacing:0.01px;display:inline;\">31 Dec 2023 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_304\" id=\"t1s_304\" style=\"left:513px;bottom:759px;letter-spacing:-0.02px;display:inline;\">1,671,215 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_304\" id=\"t1t_304\" style=\"left:619px;bottom:759px;letter-spacing:-0.02px;display:inline;\">737p </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_304\" id=\"t1u_304\" style=\"left:686px;bottom:759px;letter-spacing:-0.02px;display:inline;\">1,455p </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_304\" id=\"t1v_304\" style=\"left:780px;bottom:759px;letter-spacing:-0.02px;display:inline;\">2029 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_304\" id=\"t1w_304\" style=\"left:69px;bottom:739px;letter-spacing:-0.01px;display:inline;\">31 Dec 2022 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_304\" id=\"t1x_304\" style=\"left:516px;bottom:739px;letter-spacing:-0.01px;display:inline;\">1,858,292 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_304\" id=\"t1y_304\" style=\"left:620px;bottom:739px;letter-spacing:-0.01px;display:inline;\">737p </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_304\" id=\"t1z_304\" style=\"left:688px;bottom:739px;letter-spacing:-0.01px;display:inline;\">1,455p </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_304\" id=\"t20_304\" style=\"left:781px;bottom:739px;letter-spacing:-0.01px;display:inline;\">2028 </div></td></tr>\n                                        </table><div class=\"t s6_304\" id=\"t21_304\" style=\"left:65px;bottom:707px;letter-spacing:0.12px;display:inline;\">Transactions by Prudential plc and its subsidiaries in Prudential plc shares </div><div class=\"t s5_304\" id=\"t22_304\" style=\"left:65px;bottom:692px;letter-spacing:-0.01px;display:inline;\">The Group buys and sells Prudential plc shares (\u2018own shares\u2019) in relation to its employee share schemes through the trusts established to facilitate </div><div class=\"t s5_304\" id=\"t23_304\" style=\"left:65px;bottom:676px;letter-spacing:-0.01px;display:inline;\">the delivery of shares under employee incentive plans. </div><div class=\"t s5_304\" id=\"t24_304\" style=\"left:65px;bottom:648px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">During the year, the trusts purchased a total number of shares of 3,888,138 (2022: 5,498,486) and the cost of acquiring these shares, including </div><div class=\"t s5_304\" id=\"t25_304\" style=\"left:65px;bottom:633px;letter-spacing:-0.01px;display:inline;\">shares purchased for members under employee share purchase plans was $54 million (2022: $77 million). The cost in USD shown has been </div><div class=\"t s5_304\" id=\"t26_304\" style=\"left:65px;bottom:617px;letter-spacing:-0.01px;display:inline;\">calculated from the share prices in pounds sterling using the monthly average exchange rate for the month in which those shares were </div><div class=\"t s5_304\" id=\"t27_304\" style=\"left:65px;bottom:602px;letter-spacing:-0.01px;display:inline;\">purchased. At 31 December 2023, 10.0 million (31 December 2022: 12.6 million) Prudential plc shares were held in the trusts. </div><div class=\"t s5_304\" id=\"t28_304\" style=\"left:65px;bottom:574px;letter-spacing:-0.01px;word-spacing:-0.02px;display:inline;\">Other than as disclosed above, the Company and its subsidiaries did not purchase, sell or redeem any Prudential plc listed securities during 2023. </div><div class=\"t s5_304\" id=\"t29_304\" style=\"left:65px;bottom:558px;letter-spacing:-0.01px;display:inline;\">Subsequent to the year end, the Company commenced and completed a share repurchase programme in January 2024 in respect of 3,851,376 </div>ordinary shares as disclosed in note D2.",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfShareCapitalReservesAndOtherEquityInterestExplanatory",
    "language": "en",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f50283": {
   "value": "Shares are classified as equity when their terms do not create an obligation to transfer assets. Amounts recorded in share capital represent the <div class=\"t s1_304\" id=\"t3_304\" style=\"left:65px;bottom:1075px;letter-spacing:-0.01px;display:inline;\">nominal value of the shares issued. The difference between the proceeds received on issue of the shares, net of share issue costs, and the </div><div class=\"t s1_304\" id=\"t4_304\" style=\"left:65px;bottom:1059px;letter-spacing:-0.01px;display:inline;\">nominal value of the shares issued, is credited to share premium. Where the Company purchases shares for the purposes of employee incentive </div><div class=\"t s1_304\" id=\"t5_304\" style=\"left:65px;bottom:1044px;letter-spacing:-0.01px;display:inline;\">plans, the consideration paid, net of issue costs, is deducted from retained earnings. Upon issue or sale any consideration received is credited to </div>retained earnings net of related costs.",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForIssuedCapitalExplanatory",
    "language": "en",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f50291": {
   "value": "Where the Company purchases shares for the purposes of employee incentive <div class=\"t s1_304\" id=\"t5_304\" style=\"left:65px;bottom:1044px;letter-spacing:-0.01px;display:inline;\">plans, the consideration paid, net of issue costs, is deducted from retained earnings. Upon issue or sale any consideration received is credited to </div>retained earnings net of related costs.",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForTreasurySharesExplanatory",
    "language": "en",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f50465": {
   "value": "Transactions by Prudential plc and its subsidiaries in Prudential plc shares <div class=\"t s5_304\" id=\"t22_304\" style=\"left:65px;bottom:692px;letter-spacing:-0.01px;display:inline;\">The Group buys and sells Prudential plc shares (\u2018own shares\u2019) in relation to its employee share schemes through the trusts established to facilitate </div><div class=\"t s5_304\" id=\"t23_304\" style=\"left:65px;bottom:676px;letter-spacing:-0.01px;display:inline;\">the delivery of shares under employee incentive plans. </div><div class=\"t s5_304\" id=\"t24_304\" style=\"left:65px;bottom:648px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">During the year, the trusts purchased a total number of shares of 3,888,138 (2022: 5,498,486) and the cost of acquiring these shares, including </div><div class=\"t s5_304\" id=\"t25_304\" style=\"left:65px;bottom:633px;letter-spacing:-0.01px;display:inline;\">shares purchased for members under employee share purchase plans was $54 million (2022: $77 million). The cost in USD shown has been </div><div class=\"t s5_304\" id=\"t26_304\" style=\"left:65px;bottom:617px;letter-spacing:-0.01px;display:inline;\">calculated from the share prices in pounds sterling using the monthly average exchange rate for the month in which those shares were </div><div class=\"t s5_304\" id=\"t27_304\" style=\"left:65px;bottom:602px;letter-spacing:-0.01px;display:inline;\">purchased. At 31 December 2023, 10.0 million (31 December 2022: 12.6 million) Prudential plc shares were held in the trusts. </div><div class=\"t s5_304\" id=\"t28_304\" style=\"left:65px;bottom:574px;letter-spacing:-0.01px;word-spacing:-0.02px;display:inline;\">Other than as disclosed above, the Company and its subsidiaries did not purchase, sell or redeem any Prudential plc listed securities during 2023. </div><div class=\"t s5_304\" id=\"t29_304\" style=\"left:65px;bottom:558px;letter-spacing:-0.01px;display:inline;\">Subsequent to the year end, the Company commenced and completed a share repurchase programme in January 2024 in respect of 3,851,376 </div>ordinary shares as disclosed in note D2.",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfTreasurySharesExplanatory",
    "language": "en",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f50490": {
   "value": "C9 Capital <div class=\"t s1_305\" id=\"t2_305\" style=\"left:87px;bottom:1089px;letter-spacing:0.12px;display:inline;\">C9.1 Group objectives, policies and processes for managing capital </div><div class=\"t s2_305\" id=\"t3_305\" style=\"left:87px;bottom:1073px;letter-spacing:-0.12px;display:inline;\">Capital measure </div><div class=\"t s3_305\" id=\"t4_305\" style=\"left:87px;bottom:1057px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">The Group manages its Group GWS capital resources as its measure of capital. At 31 December 2023, estimated Group shareholder GWS capital </div><div class=\"t s3_305\" id=\"t5_305\" style=\"left:87px;bottom:1042px;letter-spacing:-0.01px;display:inline;\">resources is $24.3 billion (31 December 2022: $23.2 billion). </div><div class=\"t s2_305\" id=\"t6_305\" style=\"left:87px;bottom:1013px;letter-spacing:-0.11px;display:inline;\">External capital requirements </div><div class=\"t s3_305\" id=\"t7_305\" style=\"left:87px;bottom:997px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Prudential plc is subject to the Group-wide Supervision (GWS) Framework issued by the Hong Kong Insurance Authority (IA). </div><div class=\"t s3_305\" id=\"t8_305\" style=\"left:87px;bottom:969px;letter-spacing:-0.01px;display:inline;\">Prudential applies the Insurance (Group Capital) Rules set out in the GWS Framework to determine group regulatory capital requirements (both </div><div class=\"t s3_305\" id=\"t9_305\" style=\"left:87px;bottom:954px;letter-spacing:-0.01px;display:inline;\">minimum and prescribed levels). The summation of local statutory capital requirements across the Group is used to determine group regulatory </div><div class=\"t s3_305\" id=\"ta_305\" style=\"left:87px;bottom:938px;letter-spacing:-0.01px;display:inline;\">capital requirements, with no allowance for diversification between business operations. The GWS eligible group capital resources are determined </div><div class=\"t s3_305\" id=\"tb_305\" style=\"left:87px;bottom:923px;letter-spacing:-0.01px;display:inline;\">by the summation of capital resources across local solvency regimes for regulated entities and IFRS shareholders\u2019 equity, with adjustments where </div><div class=\"t s3_305\" id=\"tc_305\" style=\"left:87px;bottom:907px;letter-spacing:-0.01px;display:inline;\">applicable, for non-regulated entities. </div><div class=\"t s3_305\" id=\"td_305\" style=\"left:87px;bottom:879px;letter-spacing:-0.01px;word-spacing:-0.01px;display:inline;\">More details on Group capital are given in section I(i) in the Additional unaudited financial information section. </div><div class=\"t s2_305\" id=\"te_305\" style=\"left:87px;bottom:851px;letter-spacing:-0.12px;display:inline;\">Meeting of capital management objectives </div><div class=\"t s3_305\" id=\"tf_305\" style=\"left:87px;bottom:835px;letter-spacing:-0.01px;display:inline;\">The GWS group capital adequacy requirements have been met since the GWS Framework became effective for Prudential upon designation. This </div><div class=\"t s3_305\" id=\"tg_305\" style=\"left:87px;bottom:819px;letter-spacing:-0.01px;display:inline;\">includes maintaining total eligible group capital resources in excess of the Group Prescribed Capital Requirement (GPCR) of the supervised group </div><div class=\"t s3_305\" id=\"th_305\" style=\"left:87px;bottom:804px;letter-spacing:-0.01px;display:inline;\">and maintaining Tier 1 group capital resources in excess of the Group Minimum Capital Requirement (GMCR) of the supervised group. </div><div class=\"t s3_305\" id=\"ti_305\" style=\"left:87px;bottom:776px;letter-spacing:-0.01px;display:inline;\">The Group\u2019s capital management framework focuses on achieving sustainable, profitable growth and maintaining a resilient balance sheet, with </div><div class=\"t s3_305\" id=\"tj_305\" style=\"left:87px;bottom:760px;letter-spacing:-0.01px;display:inline;\">a disciplined approach to active capital allocation. </div><div class=\"t s3_305\" id=\"tk_305\" style=\"left:87px;bottom:733px;letter-spacing:-0.01px;display:inline;\">As well as holding sufficient capital to meet GWS requirements at Group level, the Group also closely manages the cash it holds within its central </div><div class=\"t s3_305\" id=\"tl_305\" style=\"left:87px;bottom:717px;letter-spacing:-0.01px;display:inline;\">holding companies so that it can: </div><div class=\"t s4_305\" id=\"tm_305\" style=\"left:87px;bottom:689px;display:inline;\">\u2013 </div><div class=\"t s3_305\" id=\"tn_305\" style=\"left:100px;bottom:689px;letter-spacing:-0.01px;display:inline;\">Invest in core capabilities; </div><div class=\"t s4_305\" id=\"to_305\" style=\"left:87px;bottom:674px;display:inline;\">\u2013 </div><div class=\"t s3_305\" id=\"tp_305\" style=\"left:100px;bottom:674px;letter-spacing:-0.01px;display:inline;\">Maintain flexibility and absorb shock events; </div><div class=\"t s4_305\" id=\"tq_305\" style=\"left:87px;bottom:658px;display:inline;\">\u2013 </div><div class=\"t s3_305\" id=\"tr_305\" style=\"left:100px;bottom:658px;letter-spacing:-0.01px;display:inline;\">Cover central costs; </div><div class=\"t s4_305\" id=\"ts_305\" style=\"left:87px;bottom:643px;display:inline;\">\u2013 </div><div class=\"t s3_305\" id=\"tt_305\" style=\"left:100px;bottom:643px;letter-spacing:-0.01px;display:inline;\">Fund dividends; and </div><div class=\"t s4_305\" id=\"tu_305\" style=\"left:87px;bottom:627px;display:inline;\">\u2013 </div><div class=\"t s3_305\" id=\"tv_305\" style=\"left:100px;bottom:627px;letter-spacing:-0.01px;display:inline;\">Fund new opportunities where there is a good strategic fit. </div><div class=\"t s3_305\" id=\"tw_305\" style=\"left:87px;bottom:599px;letter-spacing:-0.01px;display:inline;\">More details on holding company cash flows and balances are given in section I(iv) in the Additional unaudited financial information section. </div><div class=\"t s3_305\" id=\"tx_305\" style=\"left:87px;bottom:571px;letter-spacing:-0.01px;display:inline;\">The Group monitors regulatory capital, economic capital and rating agency capital metrics and manages the business within its risk appetite by </div><div class=\"t s3_305\" id=\"ty_305\" style=\"left:87px;bottom:556px;letter-spacing:-0.01px;display:inline;\">remaining within its economic and regulatory capital limits. Reserve adequacy testing under a range of scenarios and dynamic solvency testing is </div><div class=\"t s3_305\" id=\"tz_305\" style=\"left:87px;bottom:540px;letter-spacing:-0.01px;display:inline;\">carried out, including under certain scenarios mandated by the local regulators. </div><div class=\"t s3_305\" id=\"t10_305\" style=\"left:87px;bottom:512px;letter-spacing:-0.01px;display:inline;\">The sensitivity of liabilities and other components of total capital vary depending upon the type of business concerned and this conditions the </div><div class=\"t s3_305\" id=\"t11_305\" style=\"left:87px;bottom:497px;letter-spacing:-0.01px;display:inline;\">approach to asset/liability management. </div><div class=\"t s1_305\" id=\"t12_305\" style=\"left:87px;bottom:466px;letter-spacing:0.12px;display:inline;\">C9.2 Local capital regulations </div><div class=\"t s2_305\" id=\"t13_305\" style=\"left:87px;bottom:450px;letter-spacing:-0.1px;display:inline;\">(a) </div><div class=\"t s2_305\" id=\"t14_305\" style=\"left:113px;bottom:450px;letter-spacing:-0.12px;display:inline;\">Insurance operations </div><div class=\"t s3_305\" id=\"t15_305\" style=\"left:87px;bottom:434px;letter-spacing:-0.01px;display:inline;\">For regulated insurance entities, the capital resources and required capital included in the GWS capital measure for Hong Kong IA Group </div><div class=\"t s3_305\" id=\"t16_305\" style=\"left:87px;bottom:419px;letter-spacing:-0.01px;display:inline;\">regulatory purposes are based on the local solvency regime applicable in each jurisdiction. The local valuation basis for the assets, liabilities and </div><div class=\"t s3_305\" id=\"t17_305\" style=\"left:87px;bottom:403px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">capital requirements of significant insurance operations are set out below. </div><div class=\"t s5_305\" id=\"t18_305\" style=\"left:87px;bottom:374px;letter-spacing:-0.14px;display:inline;\">CPL </div><div class=\"t s3_305\" id=\"t19_305\" style=\"left:87px;bottom:359px;letter-spacing:-0.01px;display:inline;\">A risk-based capital, risk management and governance framework, known as the China Risk Oriented Solvency System (C-ROSS), applies in the </div><div class=\"t s3_305\" id=\"t1a_305\" style=\"left:87px;bottom:343px;letter-spacing:-0.01px;display:inline;\">Chinese Mainland. </div><div class=\"t s3_305\" id=\"t1b_305\" style=\"left:87px;bottom:315px;letter-spacing:-0.01px;display:inline;\">Under C-ROSS, insurers are required to maintain a core solvency ratio (core capital over minimum capital) and a comprehensive solvency ratio </div><div class=\"t s3_305\" id=\"t1c_305\" style=\"left:87px;bottom:300px;letter-spacing:-0.01px;display:inline;\">(capital resources over minimum capital) of not lower than 50 per cent and 100 per cent, respectively. </div><div class=\"t s3_305\" id=\"t1d_305\" style=\"left:87px;bottom:272px;letter-spacing:-0.01px;display:inline;\">The actual capital is the difference between the admitted assets and admitted liabilities with trading and AFS assets marked-to-market and other </div><div class=\"t s3_305\" id=\"t1e_305\" style=\"left:87px;bottom:256px;letter-spacing:-0.01px;display:inline;\">assets at book value. Policyholder liabilities are based on a gross premium valuation method using best estimate assumptions with a separate risk </div><div class=\"t s3_305\" id=\"t1f_305\" style=\"left:87px;bottom:241px;letter-spacing:-0.01px;display:inline;\">margin. </div><div class=\"t s3_305\" id=\"t1g_305\" style=\"left:87px;bottom:213px;letter-spacing:-0.01px;word-spacing:-0.01px;display:inline;\">The final regulations of C-ROSS Phase II became effective in the first quarter of 2022. The main updates to the local regulation were to </div><div class=\"t s3_305\" id=\"t1h_305\" style=\"left:87px;bottom:197px;letter-spacing:-0.01px;display:inline;\">introduce explicit tiering and admissibility rules on negative reserves in the capital resources and further updates to the risk calibrations used in </div><div class=\"t s3_305\" id=\"t1i_305\" style=\"left:87px;bottom:182px;letter-spacing:-0.01px;display:inline;\">calculating capital requirements. A transition period allows insurers to implement the rules in stages before full implementation of the new </div><div class=\"t s3_305\" id=\"t1j_305\" style=\"left:87px;bottom:166px;letter-spacing:-0.01px;display:inline;\">regime is required from 2025 onwards. </div><div></div><div class=\"t s0_306\" id=\"t1_306\" style=\"left:65px;bottom:1118px;letter-spacing:-0.13px;display:inline;\">Hong Kong </div><div class=\"t s1_306\" id=\"t2_306\" style=\"left:65px;bottom:1102px;letter-spacing:-0.01px;display:inline;\">Prudential Hong Kong Limited applies the new risk-based capital regime (HK RBC) following approval in April 2022 from the Hong Kong IA to </div><div class=\"t s1_306\" id=\"t3_306\" style=\"left:65px;bottom:1087px;letter-spacing:-0.01px;display:inline;\">early adopt this new regime. The HK RBC framework requires liabilities to be based on a gross premium valuation method using best estimate </div><div class=\"t s1_306\" id=\"t4_306\" style=\"left:65px;bottom:1071px;letter-spacing:-0.01px;display:inline;\">assumptions and capital requirements to be risk-based, resulting in the release of prudent regulatory margins previously included in liabilities and </div><div class=\"t s1_306\" id=\"t5_306\" style=\"left:65px;bottom:1055px;letter-spacing:-0.01px;display:inline;\">an increase in required capital. The HK RBC regime is expected to become effective across the industry in the second half of 2024. The Hong </div><div class=\"t s1_306\" id=\"t6_306\" style=\"left:65px;bottom:1040px;letter-spacing:-0.01px;display:inline;\">Kong IA issued a consultation paper on the draft rules in December 2023 and Prudential Hong Kong Limited have provided feedback on this. The </div><div class=\"t s1_306\" id=\"t7_306\" style=\"left:65px;bottom:1024px;letter-spacing:-0.01px;display:inline;\">quantitative impact of any changes to the final rules will be reflected on implementation of the final HK RBC regime. </div><div class=\"t s0_306\" id=\"t8_306\" style=\"left:65px;bottom:995px;letter-spacing:-0.12px;display:inline;\">Indonesia </div><div class=\"t s1_306\" id=\"t9_306\" style=\"left:65px;bottom:980px;letter-spacing:-0.01px;display:inline;\">Solvency capital is determined using a risk-based capital approach. The capital resources are based on assets that are marked-to-market, with </div><div class=\"t s1_306\" id=\"ta_306\" style=\"left:65px;bottom:964px;letter-spacing:-0.01px;display:inline;\">policyholder liabilities based on a gross premium valuation method using best estimate assumptions with a suitable margin for prudence. </div><div class=\"t s1_306\" id=\"tb_306\" style=\"left:65px;bottom:949px;letter-spacing:-0.01px;display:inline;\">Liabilities are zeroised at policy level (i.e. negative liabilities are not permitted at a policy level). For unit-linked policies, an unearned premium </div><div class=\"t s1_306\" id=\"tc_306\" style=\"left:65px;bottom:933px;letter-spacing:-0.01px;display:inline;\">reserve is established. </div><div class=\"t s0_306\" id=\"td_306\" style=\"left:65px;bottom:904px;letter-spacing:-0.11px;display:inline;\">Malaysia </div><div class=\"t s1_306\" id=\"te_306\" style=\"left:65px;bottom:889px;letter-spacing:-0.01px;display:inline;\">A risk-based capital (RBC) framework applies in Malaysia. The local regulator, Bank Negara Malaysia (BNM), has set a Supervisory Target Capital </div><div class=\"t s1_306\" id=\"tf_306\" style=\"left:65px;bottom:873px;letter-spacing:-0.01px;display:inline;\">Level of 130 per cent, below which supervisory actions of increasing intensity will be taken. Each insurer is also required to set its own Individual </div><div class=\"t s1_306\" id=\"tg_306\" style=\"left:65px;bottom:858px;letter-spacing:-0.01px;display:inline;\">Target Capital Level to reflect its own risk profile and this is expected to be higher than the Supervisory Target Capital Level. </div><div class=\"t s1_306\" id=\"th_306\" style=\"left:65px;bottom:830px;letter-spacing:-0.01px;display:inline;\">The capital resources are based on assets that are marked to market, with policyholder liabilities based on a gross premium valuation method </div><div class=\"t s1_306\" id=\"ti_306\" style=\"left:65px;bottom:814px;letter-spacing:-0.01px;display:inline;\">using best estimate assumptions with a suitable margin for prudence. Liabilities are zeroised at a fund level (i.e. negative liabilities are not </div><div class=\"t s1_306\" id=\"tj_306\" style=\"left:65px;bottom:799px;letter-spacing:-0.01px;display:inline;\">permitted at fund level). The BNM has initiated a review of its RBC framework for insurers and Takaful operators in 2021 and the BNM has yet to </div><div class=\"t s1_306\" id=\"tk_306\" style=\"left:65px;bottom:783px;letter-spacing:-0.01px;display:inline;\">issue their final technical specifications. The exact timing of implementation of potential revisions remains uncertain as these would need to be </div><div class=\"t s1_306\" id=\"tl_306\" style=\"left:65px;bottom:768px;letter-spacing:-0.01px;display:inline;\">subject to quantitative impact studies and parallel run prior to implementation. </div><div class=\"t s1_306\" id=\"tm_306\" style=\"left:65px;bottom:740px;letter-spacing:-0.01px;display:inline;\">Market liberalisation measures were introduced by BNM in April 2009, which increases the limit from 49 per cent to 70 per cent on foreign equity </div><div class=\"t s1_306\" id=\"tn_306\" style=\"left:65px;bottom:724px;letter-spacing:-0.01px;display:inline;\">ownership for insurance companies and Takaful operators in Malaysia. A higher foreign equity limit beyond 70 per cent for insurance companies </div><div class=\"t s1_306\" id=\"to_306\" style=\"left:65px;bottom:709px;letter-spacing:-0.01px;display:inline;\">will be considered by BNM on a case-by-case basis, for example, for companies who financially support expansion of providing insurance </div><div class=\"t s1_306\" id=\"tp_306\" style=\"left:65px;bottom:693px;letter-spacing:-0.01px;display:inline;\">coverage to the most vulnerable in Malaysian society through the National B40 Protection Trust Fund. </div><div class=\"t s0_306\" id=\"tq_306\" style=\"left:65px;bottom:664px;letter-spacing:-0.12px;display:inline;\">Singapore </div><div class=\"t s1_306\" id=\"tr_306\" style=\"left:65px;bottom:649px;letter-spacing:-0.01px;display:inline;\">A risk-based capital framework applies in Singapore. The local regulator, Monetary Authority of Singapore (MAS), has the authority to direct </div><div class=\"t s1_306\" id=\"ts_306\" style=\"left:65px;bottom:633px;letter-spacing:-0.01px;display:inline;\">insurance companies to satisfy additional capital adequacy requirements in addition to those set forth under the Singapore Insurance Act, if </div><div class=\"t s1_306\" id=\"tt_306\" style=\"left:65px;bottom:617px;letter-spacing:-0.01px;display:inline;\">considered appropriate. The capital resources are based on assets that are marked to market, with policyholder liabilities based on a gross </div><div class=\"t s1_306\" id=\"tu_306\" style=\"left:65px;bottom:602px;letter-spacing:-0.01px;display:inline;\">premium valuation method using best estimate assumptions with a suitable margin for prudence. The updated risk-based capital framework </div><div class=\"t s1_306\" id=\"tv_306\" style=\"left:65px;bottom:586px;letter-spacing:-0.01px;display:inline;\">(RBC2) permits the recognition of a prudent allowance for negative reserves in the capital resources. </div><div class=\"t s2_306\" id=\"tw_306\" style=\"left:65px;bottom:558px;letter-spacing:-0.1px;display:inline;\">(b) </div><div class=\"t s2_306\" id=\"tx_306\" style=\"left:91px;bottom:558px;letter-spacing:-0.12px;display:inline;\">Asset management operations \u2013 regulatory and other surplus </div><div class=\"t s1_306\" id=\"ty_306\" style=\"left:65px;bottom:542px;letter-spacing:-0.01px;display:inline;\">Certain asset management subsidiaries of the Group are subject to local regulatory requirements. The movement in the year of the estimated </div><div class=\"t s1_306\" id=\"tz_306\" style=\"left:65px;bottom:526px;letter-spacing:-0.01px;display:inline;\">surplus regulatory capital position (over the GPCR) of those subsidiaries, combined with the movement in the IFRS basis shareholders\u2019 equity for </div><div class=\"t s1_306\" id=\"t10_306\" style=\"left:65px;bottom:511px;letter-spacing:-0.01px;display:inline;\">unregulated asset management operations, is as follows: </div><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_306\" id=\"t11_306\" style=\"left:696px;bottom:484px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">2023 $m </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_306\" id=\"t12_306\" style=\"left:775px;bottom:484px;letter-spacing:0.09px;display:inline;\">2022 $m </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_306\" id=\"t13_306\" style=\"left:69px;bottom:464px;letter-spacing:-0.01px;display:inline;\">Balance at 1 Jan </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_306\" id=\"t14_306\" style=\"left:708px;bottom:464px;letter-spacing:-0.02px;display:inline;\">466 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_306\" id=\"t15_306\" style=\"left:787px;bottom:464px;letter-spacing:-0.01px;display:inline;\">522 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_306\" id=\"t16_306\" style=\"left:69px;bottom:444px;letter-spacing:-0.01px;display:inline;\">Gains during the year </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_306\" id=\"t17_306\" style=\"left:708px;bottom:444px;letter-spacing:-0.02px;display:inline;\">254 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_306\" id=\"t18_306\" style=\"left:787px;bottom:444px;letter-spacing:-0.01px;display:inline;\">187 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_306\" id=\"t19_306\" style=\"left:69px;bottom:425px;letter-spacing:-0.01px;display:inline;\">Movement in capital requirement </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_306\" id=\"t1a_306\" style=\"left:711px;bottom:425px;letter-spacing:-0.02px;display:inline;\">(20) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_306\" id=\"t1b_306\" style=\"left:794px;bottom:425px;display:inline;\">15 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_306\" id=\"t1c_306\" style=\"left:69px;bottom:405px;letter-spacing:-0.01px;display:inline;\">Capital injection </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_306\" id=\"t1d_306\" style=\"left:723px;bottom:405px;display:inline;\">3 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_306\" id=\"t1e_306\" style=\"left:801px;bottom:405px;display:inline;\">3 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_306\" id=\"t1f_306\" style=\"left:69px;bottom:386px;letter-spacing:-0.01px;display:inline;\">Distributions made to the parent company </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_306\" id=\"t1g_306\" style=\"left:704px;bottom:386px;letter-spacing:-0.02px;display:inline;\">(205) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_306\" id=\"t1h_306\" style=\"left:783px;bottom:386px;letter-spacing:-0.01px;display:inline;\">(214) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_306\" id=\"t1i_306\" style=\"left:69px;bottom:367px;letter-spacing:-0.01px;display:inline;\">Exchange and other movements </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_306\" id=\"t1j_306\" style=\"left:718px;bottom:367px;letter-spacing:-0.02px;display:inline;\">(1) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_306\" id=\"t1k_306\" style=\"left:790px;bottom:367px;display:inline;\">(47) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_306\" id=\"t1l_306\" style=\"left:69px;bottom:347px;letter-spacing:-0.01px;display:inline;\">Balance at 31 Dec </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_306\" id=\"t1m_306\" style=\"left:708px;bottom:347px;letter-spacing:-0.02px;display:inline;\">497 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_306\" id=\"t1n_306\" style=\"left:787px;bottom:347px;letter-spacing:-0.01px;display:inline;\">466 </div></td></tr>\n                                        </table><div class=\"t s6_306\" id=\"t1o_306\" style=\"left:65px;bottom:309px;letter-spacing:0.12px;display:inline;\">C9.3 Transferability of capital resources </div><div class=\"t s1_306\" id=\"t1p_306\" style=\"left:65px;bottom:294px;letter-spacing:-0.01px;display:inline;\">The amounts retained within the insurance companies are at levels that provide an appropriate level of capital strength in excess of the local </div><div class=\"t s1_306\" id=\"t1q_306\" style=\"left:65px;bottom:278px;letter-spacing:-0.01px;display:inline;\">regulatory minimum capital requirements. The businesses may, in general, remit dividends to parent entities, provided the statutory insurance </div><div class=\"t s1_306\" id=\"t1r_306\" style=\"left:65px;bottom:262px;letter-spacing:-0.01px;display:inline;\">fund meets the local regulatory solvency requirements and there are sufficient statutory accounting profits. For with-profits funds, the excess of </div><div class=\"t s1_306\" id=\"t1s_306\" style=\"left:65px;bottom:247px;letter-spacing:-0.01px;display:inline;\">assets over liabilities is retained within the funds, with distribution to shareholders tied to the shareholders\u2019 share of declared bonuses. </div><div class=\"t s1_306\" id=\"t1t_306\" style=\"left:65px;bottom:219px;letter-spacing:-0.01px;display:inline;\">Capital resources of the non-insurance business units are transferable after taking account an appropriate level of operating capital, based on </div>local regulatory solvency requirements, where relevant.",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfObjectivesPoliciesAndProcessesForManagingCapitalExplanatory",
    "language": "en",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f50683": {
   "value": "C10 Property, plant and equipment <div class=\"t s1_307\" id=\"t2_307\" style=\"left:87px;bottom:1092px;letter-spacing:-0.01px;display:inline;\">Property, plant and equipment comprise Group occupied properties and tangible assets. Property, plant and equipment also includes right-of-use </div><div class=\"t s1_307\" id=\"t3_307\" style=\"left:87px;bottom:1076px;letter-spacing:-0.01px;display:inline;\">assets for operating leases of properties occupied by the Group and leases of equipment and other tangible assets. Property, plant and </div><div class=\"t s1_307\" id=\"t4_307\" style=\"left:87px;bottom:1061px;letter-spacing:-0.01px;display:inline;\">equipment, including the right-of-use assets under operating leases, are generally held at cost less cumulative depreciation calculated using the </div><div class=\"t s1_307\" id=\"t5_307\" style=\"left:87px;bottom:1045px;letter-spacing:-0.01px;display:inline;\">straight-line method, and impairment charge. Owner occupied properties held by the Group's Singapore business that are underlying items of </div><div class=\"t s1_307\" id=\"t6_307\" style=\"left:87px;bottom:1030px;letter-spacing:-0.01px;display:inline;\">direct participating contracts are measured at fair value following the adoption of IFRS 17. </div><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_307\" id=\"t7_307\" style=\"left:682px;bottom:1003px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">31 Dec 2023 $m </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"> <div class=\"t s3_307\" id=\"t8_307\" style=\"left:768px;bottom:1003px;letter-spacing:0.08px;display:inline;\">31 Dec 2022 $m </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_307\" id=\"t9_307\" style=\"left:91px;bottom:983px;letter-spacing:-0.01px;display:inline;\">Property, plant and equipment held at cost </div><div class=\"t s5_307\" id=\"ta_307\" style=\"vertical-align: super;left:317px;bottom:991px;letter-spacing:0.18px;display:inline;\">note (a) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_307\" id=\"tb_307\" style=\"left:724px;bottom:983px;letter-spacing:-0.02px;display:inline;\">347 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"> <div class=\"t s4_307\" id=\"tc_307\" style=\"left:810px;bottom:983px;letter-spacing:-0.01px;display:inline;\">410 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_307\" id=\"td_307\" style=\"left:91px;bottom:965px;letter-spacing:-0.01px;display:inline;\">Owner occupied properties held at fair value </div><div class=\"t s5_307\" id=\"te_307\" style=\"vertical-align: super;left:321px;bottom:973px;letter-spacing:0.18px;display:inline;\">note (b) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_307\" id=\"tf_307\" style=\"left:731px;bottom:965px;letter-spacing:-0.02px;display:inline;\">27 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"> <div class=\"t s4_307\" id=\"tg_307\" style=\"left:817px;bottom:965px;letter-spacing:-0.01px;display:inline;\">27 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_307\" id=\"th_307\" style=\"left:91px;bottom:946px;letter-spacing:-0.01px;display:inline;\">Total property, plant and equipment </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_307\" id=\"ti_307\" style=\"left:724px;bottom:946px;letter-spacing:-0.02px;display:inline;\">374 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"> <div class=\"t s4_307\" id=\"tj_307\" style=\"left:810px;bottom:946px;letter-spacing:-0.01px;display:inline;\">437 </div></td></tr>\n                                        </table><div class=\"t s7_307\" id=\"tk_307\" style=\"left:87px;bottom:911px;letter-spacing:-0.1px;display:inline;\">(a) </div><div class=\"t s7_307\" id=\"tl_307\" style=\"left:113px;bottom:911px;letter-spacing:-0.11px;display:inline;\">Property, plant and equipment held at cost </div><div class=\"t s4_307\" id=\"tm_307\" style=\"left:87px;bottom:896px;letter-spacing:-0.01px;display:inline;\">A reconciliation of the carrying amount of the Group\u2019s property, plant and equipment held at cost from the beginning to the end of the years </div><div class=\"t s4_307\" id=\"tn_307\" style=\"left:87px;bottom:880px;letter-spacing:-0.01px;display:inline;\">shown is as follows: </div><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"4\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s2_307\" id=\"to_307\" style=\"left:437px;bottom:853px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">2023 $m </div>  </td><td colspan=\"4\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s3_307\" id=\"tp_307\" style=\"left:699px;bottom:853px;letter-spacing:0.09px;display:inline;\">2022 $m </div>  </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_307\" id=\"tq_307\" style=\"left:362px;bottom:838px;letter-spacing:0.07px;display:inline;\">Group </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_307\" id=\"ty_307\" style=\"left:625px;bottom:838px;letter-spacing:0.06px;display:inline;\">Group </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_307\" id=\"tr_307\" style=\"left:351px;bottom:828px;letter-spacing:0.07px;display:inline;\">occupied </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_307\" id=\"tt_307\" style=\"left:415px;bottom:828px;letter-spacing:0.07px;display:inline;\">Tangible </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_307\" id=\"tv_307\" style=\"left:479px;bottom:828px;letter-spacing:0.07px;display:inline;\">Right-of- </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_307\" id=\"tz_307\" style=\"left:614px;bottom:828px;letter-spacing:0.07px;display:inline;\">occupied </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_307\" id=\"t11_307\" style=\"left:679px;bottom:828px;letter-spacing:0.07px;display:inline;\">Tangible </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_307\" id=\"t13_307\" style=\"left:744px;bottom:828px;letter-spacing:0.06px;display:inline;\">Right-of- </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"tcs-selection-enabled tcs-selected emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_307\" id=\"ts_307\" style=\"left:352px;bottom:818px;letter-spacing:0.08px;display:inline;\">property </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_307\" id=\"tu_307\" style=\"left:426px;bottom:818px;letter-spacing:0.07px;display:inline;\">assets </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_307\" id=\"tw_307\" style=\"left:474px;bottom:818px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">use assets </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_307\" id=\"tx_307\" style=\"left:558px;bottom:818px;letter-spacing:0.07px;display:inline;\">Total </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_307\" id=\"t10_307\" style=\"left:616px;bottom:818px;letter-spacing:0.07px;display:inline;\">property </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_307\" id=\"t12_307\" style=\"left:689px;bottom:818px;letter-spacing:0.06px;display:inline;\">assets </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_307\" id=\"t14_307\" style=\"left:739px;bottom:818px;letter-spacing:0.06px;display:inline;\">use assets </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_307\" id=\"t15_307\" style=\"left:821px;bottom:818px;letter-spacing:0.07px;display:inline;\">Total </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_307\" id=\"t16_307\" style=\"left:91px;bottom:799px;letter-spacing:-0.01px;display:inline;\">Balance at 1 Jan </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_307\" id=\"t17_307\" style=\"left:91px;bottom:780px;letter-spacing:-0.01px;display:inline;\">Cost </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_307\" id=\"t18_307\" style=\"left:370px;bottom:780px;letter-spacing:-0.02px;display:inline;\">21 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_307\" id=\"t19_307\" style=\"left:427px;bottom:780px;letter-spacing:-0.02px;display:inline;\">486 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_307\" id=\"t1a_307\" style=\"left:491px;bottom:780px;letter-spacing:-0.02px;display:inline;\">676 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_307\" id=\"t1b_307\" style=\"left:545px;bottom:780px;letter-spacing:-0.02px;display:inline;\">1,183 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_307\" id=\"t1c_307\" style=\"left:632px;bottom:780px;letter-spacing:-0.01px;display:inline;\">22 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_307\" id=\"t1d_307\" style=\"left:689px;bottom:780px;letter-spacing:-0.01px;display:inline;\">489 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_307\" id=\"t1e_307\" style=\"left:753px;bottom:780px;letter-spacing:-0.01px;display:inline;\">678 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_307\" id=\"t1f_307\" style=\"left:808px;bottom:780px;letter-spacing:-0.01px;display:inline;\">1,189 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_307\" id=\"t1g_307\" style=\"left:91px;bottom:762px;letter-spacing:-0.01px;display:inline;\">Accumulated depreciation </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_307\" id=\"t1h_307\" style=\"left:373px;bottom:762px;letter-spacing:-0.02px;display:inline;\">(8) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_307\" id=\"t1i_307\" style=\"left:423px;bottom:762px;letter-spacing:-0.02px;display:inline;\">(360) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_307\" id=\"t1j_307\" style=\"left:487px;bottom:762px;letter-spacing:-0.02px;display:inline;\">(405) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_307\" id=\"t1k_307\" style=\"left:551px;bottom:762px;letter-spacing:-0.02px;display:inline;\">(773) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_307\" id=\"t1l_307\" style=\"left:635px;bottom:762px;display:inline;\">(8) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_307\" id=\"t1m_307\" style=\"left:685px;bottom:762px;letter-spacing:-0.01px;display:inline;\">(349) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_307\" id=\"t1n_307\" style=\"left:749px;bottom:762px;letter-spacing:-0.01px;display:inline;\">(363) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_307\" id=\"t1o_307\" style=\"left:813px;bottom:762px;letter-spacing:-0.01px;display:inline;\">(720) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_307\" id=\"t1p_307\" style=\"left:91px;bottom:744px;letter-spacing:-0.01px;display:inline;\">Opening net book amount </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_307\" id=\"t1q_307\" style=\"left:370px;bottom:744px;letter-spacing:-0.02px;display:inline;\">13 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_307\" id=\"t1r_307\" style=\"left:427px;bottom:744px;letter-spacing:-0.02px;display:inline;\">126 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_307\" id=\"t1s_307\" style=\"left:491px;bottom:744px;letter-spacing:-0.02px;display:inline;\">271 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_307\" id=\"t1t_307\" style=\"left:556px;bottom:744px;letter-spacing:-0.02px;display:inline;\">410 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_307\" id=\"t1u_307\" style=\"left:632px;bottom:744px;letter-spacing:-0.01px;display:inline;\">14 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_307\" id=\"t1v_307\" style=\"left:689px;bottom:744px;letter-spacing:-0.01px;display:inline;\">140 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_307\" id=\"t1w_307\" style=\"left:753px;bottom:744px;letter-spacing:-0.01px;display:inline;\">315 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_307\" id=\"t1x_307\" style=\"left:818px;bottom:744px;letter-spacing:-0.01px;display:inline;\">469 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_307\" id=\"t1y_307\" style=\"left:91px;bottom:725px;letter-spacing:-0.01px;display:inline;\">Additions </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_307\" id=\"t1z_307\" style=\"left:378px;bottom:725px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_307\" id=\"t20_307\" style=\"left:434px;bottom:725px;letter-spacing:-0.02px;display:inline;\">44 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_307\" id=\"t21_307\" style=\"left:499px;bottom:725px;letter-spacing:-0.02px;display:inline;\">57 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_307\" id=\"t22_307\" style=\"left:556px;bottom:725px;letter-spacing:-0.02px;display:inline;\">101 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_307\" id=\"t23_307\" style=\"left:640px;bottom:725px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_307\" id=\"t24_307\" style=\"left:696px;bottom:725px;letter-spacing:-0.01px;display:inline;\">34 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_307\" id=\"t25_307\" style=\"left:760px;bottom:725px;letter-spacing:-0.01px;display:inline;\">49 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_307\" id=\"t26_307\" style=\"left:825px;bottom:725px;display:inline;\">83 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_307\" id=\"t27_307\" style=\"left:91px;bottom:707px;letter-spacing:-0.01px;display:inline;\">Depreciation and impairment charge </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_307\" id=\"t28_307\" style=\"left:378px;bottom:707px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_307\" id=\"t29_307\" style=\"left:430px;bottom:707px;letter-spacing:-0.02px;display:inline;\">(50) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_307\" id=\"t2a_307\" style=\"left:494px;bottom:707px;letter-spacing:-0.02px;display:inline;\">(95) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_307\" id=\"t2b_307\" style=\"left:551px;bottom:707px;letter-spacing:-0.02px;display:inline;\">(145) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_307\" id=\"t2c_307\" style=\"left:640px;bottom:707px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_307\" id=\"t2d_307\" style=\"left:692px;bottom:707px;display:inline;\">(39) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_307\" id=\"t2e_307\" style=\"left:749px;bottom:707px;letter-spacing:-0.01px;display:inline;\">(106) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_307\" id=\"t2f_307\" style=\"left:813px;bottom:707px;letter-spacing:-0.01px;display:inline;\">(145) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_307\" id=\"t2g_307\" style=\"left:91px;bottom:688px;letter-spacing:-0.01px;display:inline;\">Disposals, transfers and lease modifications </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_307\" id=\"t2h_307\" style=\"left:378px;bottom:688px;display:inline;\">3 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_307\" id=\"t2i_307\" style=\"left:437px;bottom:688px;letter-spacing:-0.02px;display:inline;\">(4) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_307\" id=\"t2j_307\" style=\"left:494px;bottom:688px;letter-spacing:-0.02px;display:inline;\">(18) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_307\" id=\"t2k_307\" style=\"left:559px;bottom:688px;letter-spacing:-0.02px;display:inline;\">(19) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_307\" id=\"t2l_307\" style=\"left:640px;bottom:688px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_307\" id=\"t2m_307\" style=\"left:699px;bottom:688px;display:inline;\">(2) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_307\" id=\"t2n_307\" style=\"left:760px;bottom:688px;letter-spacing:-0.01px;display:inline;\">26 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_307\" id=\"t2o_307\" style=\"left:825px;bottom:688px;display:inline;\">24 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_307\" id=\"t2p_307\" style=\"left:91px;bottom:669px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Effect of movements in exchange rates </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_307\" id=\"t2q_307\" style=\"left:378px;bottom:669px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_307\" id=\"t2r_307\" style=\"left:437px;bottom:669px;letter-spacing:-0.02px;display:inline;\">(1) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_307\" id=\"t2s_307\" style=\"left:506px;bottom:669px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_307\" id=\"t2t_307\" style=\"left:571px;bottom:669px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_307\" id=\"t2u_307\" style=\"left:635px;bottom:669px;display:inline;\">(1) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_307\" id=\"t2v_307\" style=\"left:699px;bottom:669px;display:inline;\">(7) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_307\" id=\"t2w_307\" style=\"left:756px;bottom:669px;display:inline;\">(13) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_307\" id=\"t2x_307\" style=\"left:820px;bottom:669px;display:inline;\">(21) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_307\" id=\"t2y_307\" style=\"left:91px;bottom:651px;letter-spacing:-0.01px;display:inline;\">Balance at 31 Dec </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_307\" id=\"t2z_307\" style=\"left:370px;bottom:651px;letter-spacing:-0.02px;display:inline;\">16 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_307\" id=\"t30_307\" style=\"left:427px;bottom:651px;letter-spacing:-0.02px;display:inline;\">115 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_307\" id=\"t31_307\" style=\"left:491px;bottom:651px;letter-spacing:-0.02px;display:inline;\">216 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_307\" id=\"t32_307\" style=\"left:555px;bottom:651px;letter-spacing:-0.02px;display:inline;\">347 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_307\" id=\"t33_307\" style=\"left:632px;bottom:651px;letter-spacing:-0.01px;display:inline;\">13 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_307\" id=\"t34_307\" style=\"left:689px;bottom:651px;letter-spacing:-0.01px;display:inline;\">126 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_307\" id=\"t35_307\" style=\"left:753px;bottom:651px;letter-spacing:-0.01px;display:inline;\">271 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_307\" id=\"t36_307\" style=\"left:818px;bottom:651px;letter-spacing:-0.01px;display:inline;\">410 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s6_307\" id=\"t37_307\" style=\"left:91px;bottom:633px;letter-spacing:-0.01px;display:inline;\">Representing: </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_307\" id=\"t38_307\" style=\"left:91px;bottom:614px;letter-spacing:-0.01px;display:inline;\">Cost </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_307\" id=\"t39_307\" style=\"left:370px;bottom:614px;letter-spacing:-0.02px;display:inline;\">24 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_307\" id=\"t3a_307\" style=\"left:427px;bottom:614px;letter-spacing:-0.02px;display:inline;\">495 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_307\" id=\"t3b_307\" style=\"left:491px;bottom:614px;letter-spacing:-0.02px;display:inline;\">683 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_307\" id=\"t3c_307\" style=\"left:545px;bottom:614px;letter-spacing:-0.02px;display:inline;\">1,202 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_307\" id=\"t3d_307\" style=\"left:632px;bottom:614px;letter-spacing:-0.01px;display:inline;\">21 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_307\" id=\"t3e_307\" style=\"left:689px;bottom:614px;letter-spacing:-0.01px;display:inline;\">486 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_307\" id=\"t3f_307\" style=\"left:753px;bottom:614px;letter-spacing:-0.01px;display:inline;\">676 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_307\" id=\"t3g_307\" style=\"left:808px;bottom:614px;letter-spacing:-0.01px;display:inline;\">1,183 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_307\" id=\"t3h_307\" style=\"left:91px;bottom:596px;letter-spacing:-0.01px;display:inline;\">Accumulated depreciation </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_307\" id=\"t3i_307\" style=\"left:373px;bottom:596px;letter-spacing:-0.02px;display:inline;\">(8) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_307\" id=\"t3j_307\" style=\"left:423px;bottom:596px;letter-spacing:-0.02px;display:inline;\">(380) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_307\" id=\"t3k_307\" style=\"left:487px;bottom:596px;letter-spacing:-0.02px;display:inline;\">(467) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_307\" id=\"t3l_307\" style=\"left:551px;bottom:596px;letter-spacing:-0.02px;display:inline;\">(855) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_307\" id=\"t3m_307\" style=\"left:635px;bottom:596px;display:inline;\">(8) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_307\" id=\"t3n_307\" style=\"left:685px;bottom:596px;letter-spacing:-0.01px;display:inline;\">(360) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_307\" id=\"t3o_307\" style=\"left:749px;bottom:596px;letter-spacing:-0.01px;display:inline;\">(405) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_307\" id=\"t3p_307\" style=\"left:813px;bottom:596px;letter-spacing:-0.01px;display:inline;\">(773) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_307\" id=\"t3q_307\" style=\"left:90px;bottom:578px;letter-spacing:-0.01px;display:inline;\">Closing net book amount </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_307\" id=\"t3r_307\" style=\"left:370px;bottom:578px;letter-spacing:-0.02px;display:inline;\">16 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_307\" id=\"t3s_307\" style=\"left:427px;bottom:578px;letter-spacing:-0.02px;display:inline;\">115 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_307\" id=\"t3t_307\" style=\"left:491px;bottom:578px;letter-spacing:-0.02px;display:inline;\">216 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_307\" id=\"t3u_307\" style=\"left:555px;bottom:578px;letter-spacing:-0.02px;display:inline;\">347 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_307\" id=\"t3v_307\" style=\"left:632px;bottom:578px;letter-spacing:-0.01px;display:inline;\">13 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_307\" id=\"t3w_307\" style=\"left:689px;bottom:578px;letter-spacing:-0.01px;display:inline;\">126 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_307\" id=\"t3x_307\" style=\"left:753px;bottom:578px;letter-spacing:-0.01px;display:inline;\">271 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_307\" id=\"t3y_307\" style=\"left:817px;bottom:578px;letter-spacing:-0.01px;display:inline;\">410 </div></td></tr>\n                                        </table><div></div><div class=\"t s0_308\" id=\"t1_308\" style=\"left:65px;bottom:1118px;letter-spacing:-0.1px;display:inline;\">(b) </div><div class=\"t s0_308\" id=\"t2_308\" style=\"left:91px;bottom:1118px;letter-spacing:-0.11px;display:inline;\">Owner occupied properties held at fair value </div><div class=\"t s1_308\" id=\"t3_308\" style=\"left:65px;bottom:1102px;letter-spacing:-0.32px;word-spacing:0.01px;display:inline;\">IFRS 17 amended the subsequent measurement requirements in IAS 16 Property, plant and equipment to permit entities to elect to measure owner- </div><div class=\"t s1_308\" id=\"t4_308\" style=\"left:65px;bottom:1087px;letter-spacing:-0.32px;word-spacing:0.01px;display:inline;\">occupied properties that are underlying items of direct participating contracts at fair value through profit or loss. Upon the adoption of IFRS 17, the Group </div><div class=\"t s1_308\" id=\"t5_308\" style=\"left:65px;bottom:1071px;letter-spacing:-0.32px;word-spacing:0.01px;display:inline;\">has elected to measure the owner-occupied properties held by the participating funds of its Singapore business at fair value from the transition date. </div><div class=\"t s1_308\" id=\"t6_308\" style=\"left:65px;bottom:1055px;letter-spacing:-0.32px;word-spacing:0.01px;display:inline;\">Previously, these properties were measured at cost less accumulated depreciation less any impairment losses. The fair value of these properties is based on </div><div class=\"t s1_308\" id=\"t7_308\" style=\"left:65px;bottom:1040px;letter-spacing:-0.32px;word-spacing:0.01px;display:inline;\">market values as assessed by professionally qualified external valuers or by the Group\u2019s qualified surveyors. </div><div class=\"t s2_308\" id=\"t8_308\" style=\"left:65px;bottom:1011px;letter-spacing:-0.1px;display:inline;\">Right-of-use assets </div><div class=\"t s1_308\" id=\"t9_308\" style=\"left:65px;bottom:995px;letter-spacing:-0.33px;word-spacing:-0.03px;display:inline;\">The Group does not have any right-of-use assets that would meet the definition of investment property. As at 31 December 2023, total right-of-use assets </div><div class=\"t s1_308\" id=\"ta_308\" style=\"left:65px;bottom:980px;letter-spacing:-0.33px;word-spacing:0.01px;display:inline;\">comprised $202 million (31 December 2022: $267 million) of property and $14 million (31 December 2022: $4 million) of non-property assets. </div><div class=\"t s1_308\" id=\"tb_308\" style=\"left:65px;bottom:952px;letter-spacing:-0.01px;display:inline;\">Extension and termination options are included in a number of property and equipment leases across the Group. These are used to maximise </div><div class=\"t s1_308\" id=\"tc_308\" style=\"left:65px;bottom:936px;letter-spacing:-0.01px;display:inline;\">operational flexibility in terms of managing the assets used in the Group\u2019s operations. The majority of extension and termination options held </div><div class=\"t s1_308\" id=\"td_308\" style=\"left:65px;bottom:921px;letter-spacing:-0.01px;display:inline;\">are exercisable only by the Group and not by the respective lessor. The Group assesses at lease commencement whether it is reasonably certain </div><div class=\"t s1_308\" id=\"te_308\" style=\"left:65px;bottom:905px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">to exercise the option. This assertion is revisited if there is a material change in circumstances. As at 31 December 2023, the undiscounted value </div><div class=\"t s1_308\" id=\"tf_308\" style=\"left:65px;bottom:890px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">of lease payments beyond the break period not recognised in the lease liabilities is $231 million (31 December 2022: $189 million). </div><div class=\"t s1_308\" id=\"tg_308\" style=\"left:65px;bottom:862px;letter-spacing:-0.01px;display:inline;\">The Group has non-cancellable property subleases which have been classified as operating leases under IFRS 16. The sublease rental income </div><div class=\"t s1_308\" id=\"th_308\" style=\"left:65px;bottom:846px;letter-spacing:-0.01px;display:inline;\">received in 2023 for the leases is $7 million (2022: $6 million). </div><div class=\"t s2_308\" id=\"ti_308\" style=\"left:65px;bottom:818px;letter-spacing:-0.11px;display:inline;\">Capital expenditure: property, plant and equipment by segment </div><div class=\"t s1_308\" id=\"tj_308\" style=\"left:65px;bottom:802px;letter-spacing:-0.33px;word-spacing:0.01px;display:inline;\">The capital expenditure on property, plant and equipment excluding right-of-use assets in 2023 of $44 million (2022: $34 million) arose as follows: </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_308\" id=\"tk_308\" style=\"left:696px;bottom:775px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">2023 $m </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_308\" id=\"tl_308\" style=\"left:775px;bottom:775px;letter-spacing:0.09px;display:inline;\">2022 $m </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_308\" id=\"tm_308\" style=\"left:69px;bottom:756px;letter-spacing:-0.01px;display:inline;\">Hong Kong </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_308\" id=\"tn_308\" style=\"left:715px;bottom:756px;letter-spacing:-0.02px;display:inline;\">22 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_308\" id=\"to_308\" style=\"left:794px;bottom:756px;display:inline;\">11 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_308\" id=\"tp_308\" style=\"left:69px;bottom:737px;letter-spacing:-0.01px;display:inline;\">Indonesia </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_308\" id=\"tq_308\" style=\"left:723px;bottom:738px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_308\" id=\"tr_308\" style=\"left:801px;bottom:738px;display:inline;\">1 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_308\" id=\"ts_308\" style=\"left:69px;bottom:719px;letter-spacing:-0.01px;display:inline;\">Malaysia </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_308\" id=\"tt_308\" style=\"left:723px;bottom:720px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_308\" id=\"tu_308\" style=\"left:801px;bottom:720px;display:inline;\">1 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_308\" id=\"tv_308\" style=\"left:69px;bottom:701px;letter-spacing:-0.01px;display:inline;\">Singapore </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_308\" id=\"tw_308\" style=\"left:723px;bottom:701px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_308\" id=\"tx_308\" style=\"left:801px;bottom:701px;display:inline;\">3 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_308\" id=\"ty_308\" style=\"left:69px;bottom:682px;letter-spacing:-0.01px;display:inline;\">Growth markets and other </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_308\" id=\"tz_308\" style=\"left:715px;bottom:683px;letter-spacing:-0.02px;display:inline;\">15 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_308\" id=\"t10_308\" style=\"left:794px;bottom:683px;display:inline;\">16 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_308\" id=\"t11_308\" style=\"left:69px;bottom:664px;letter-spacing:-0.01px;display:inline;\">Eastspring </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_308\" id=\"t12_308\" style=\"left:723px;bottom:665px;display:inline;\">4 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_308\" id=\"t13_308\" style=\"left:801px;bottom:665px;display:inline;\">2 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_308\" id=\"t14_308\" style=\"left:69px;bottom:646px;letter-spacing:-0.01px;display:inline;\">Total segment </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_308\" id=\"t15_308\" style=\"left:715px;bottom:646px;letter-spacing:-0.02px;display:inline;\">44 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_308\" id=\"t16_308\" style=\"left:794px;bottom:646px;display:inline;\">34 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_308\" id=\"t17_308\" style=\"left:69px;bottom:628px;letter-spacing:-0.01px;display:inline;\">Unallocated to a segment (central operations) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_308\" id=\"t18_308\" style=\"left:723px;bottom:628px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_308\" id=\"t19_308\" style=\"left:801px;bottom:628px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_308\" id=\"t1a_308\" style=\"left:69px;bottom:610px;letter-spacing:-0.01px;display:inline;\">Total capital expenditure on property, plant and equipment </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_308\" id=\"t1b_308\" style=\"left:715px;bottom:610px;letter-spacing:-0.02px;display:inline;\">44 </div></td><td class=\"cke_table-faked-selection-temp\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_308\" id=\"t1c_308\" style=\"left:794px;bottom:610px;display:inline;\">34 </div></td></tr></table>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfPropertyPlantAndEquipmentExplanatory",
    "language": "en",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f50690": {
   "value": "Property, plant and equipment comprise Group occupied properties and tangible assets. Property, plant and equipment also includes right-of-use <div class=\"t s1_307\" id=\"t3_307\" style=\"left:87px;bottom:1076px;letter-spacing:-0.01px;display:inline;\">assets for operating leases of properties occupied by the Group and leases of equipment and other tangible assets. Property, plant and </div><div class=\"t s1_307\" id=\"t4_307\" style=\"left:87px;bottom:1061px;letter-spacing:-0.01px;display:inline;\">equipment, including the right-of-use assets under operating leases, are generally held at cost less cumulative depreciation calculated using the </div><div class=\"t s1_307\" id=\"t5_307\" style=\"left:87px;bottom:1045px;letter-spacing:-0.01px;display:inline;\">straight-line method, and impairment charge. Owner occupied properties held by the Group's Singapore business that are underlying items of </div>direct participating contracts are measured at fair value following the adoption of IFRS 17.",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForLeasesExplanatory",
    "language": "en",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f50691": {
   "value": "Property, plant and equipment comprise Group occupied properties and tangible assets. Property, plant and equipment also includes right-of-use <div class=\"t s1_307\" id=\"t3_307\" style=\"left:87px;bottom:1076px;letter-spacing:-0.01px;display:inline;\">assets for operating leases of properties occupied by the Group and leases of equipment and other tangible assets. Property, plant and </div><div class=\"t s1_307\" id=\"t4_307\" style=\"left:87px;bottom:1061px;letter-spacing:-0.01px;display:inline;\">equipment, including the right-of-use assets under operating leases, are generally held at cost less cumulative depreciation calculated using the </div><div class=\"t s1_307\" id=\"t5_307\" style=\"left:87px;bottom:1045px;letter-spacing:-0.01px;display:inline;\">straight-line method, and impairment charge. Owner occupied properties held by the Group's Singapore business that are underlying items of </div>direct participating contracts are measured at fair value following the adoption of IFRS 17.",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForPropertyPlantAndEquipmentExplanatory",
    "language": "en",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f50701": {
   "value": "Property, plant and <div class=\"t s1_307\" id=\"t4_307\" style=\"left:87px;bottom:1061px;letter-spacing:-0.01px;display:inline;\">equipment, including the right-of-use assets under operating leases, are generally held at cost less cumulative depreciation calculated using the </div>straight-line method, and impairment charge.",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForDepreciationExpenseExplanatory",
    "language": "en",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f51168": {
   "value": "D1 Contingencies and related obligations <div class=\"t s2_309\" id=\"t3_309\" style=\"left:87px;bottom:1056px;letter-spacing:0.12px;display:inline;\">Litigation and regulatory proceedings </div><div class=\"t s3_309\" id=\"t4_309\" style=\"left:87px;bottom:1040px;letter-spacing:-0.01px;display:inline;\">The Group is involved in various litigation and regulatory proceedings from time to time. While the outcome of such litigation and regulatory </div><div class=\"t s3_309\" id=\"t5_309\" style=\"left:87px;bottom:1024px;letter-spacing:-0.01px;display:inline;\">issues cannot be predicted with certainty, the Group believes that their ultimate outcome will not have a material adverse effect on the Group\u2019s </div><div class=\"t s3_309\" id=\"t6_309\" style=\"left:87px;bottom:1009px;letter-spacing:-0.01px;display:inline;\">financial condition, results of operations, or cash flows. </div><div class=\"t s3_309\" id=\"t7_309\" style=\"left:87px;bottom:981px;letter-spacing:-0.01px;display:inline;\">Litigation developments during the year include a case regarding a historic transaction connected to the legal and beneficial ownership of 49 per </div><div class=\"t s3_309\" id=\"t8_309\" style=\"left:87px;bottom:966px;letter-spacing:-0.01px;display:inline;\">cent of the ordinary shares of the holding company of Prudential Assurance Malaysia Berhad. Prudential currently owns 51 per cent of this entity </div><div class=\"t s3_309\" id=\"t9_309\" style=\"left:87px;bottom:950px;letter-spacing:-0.01px;display:inline;\">but consolidates the entity at 100 per cent reflecting the economic interest of the Group. Prudential has been successful at court hearings </div><div class=\"t s3_309\" id=\"ta_309\" style=\"left:87px;bottom:934px;letter-spacing:-0.01px;display:inline;\">relating to the transaction concerned both in the first instance and at the subsequent appeal stage. In July 2023, the Federal Court, which is </div><div class=\"t s3_309\" id=\"tb_309\" style=\"left:87px;bottom:919px;letter-spacing:-0.01px;display:inline;\">Malaysia\u2019s highest Court, granted leave to allow the appellant to further appeal the case in the Federal Court. The appeals process is ongoing. </div><div class=\"t s4_309\" id=\"tc_309\" style=\"left:87px;bottom:890px;letter-spacing:-0.12px;display:inline;\">Guarantees </div><div class=\"t s3_309\" id=\"td_309\" style=\"left:87px;bottom:874px;letter-spacing:-0.01px;display:inline;\">The Group has provided guarantees and commitments to third parties entered into in the normal course of business and the Company has </div><div class=\"t s3_309\" id=\"te_309\" style=\"left:87px;bottom:859px;letter-spacing:-0.01px;display:inline;\">guaranteed public debt securities issued by one of its wholly-owned subsidiaries, Prudential Funding (Asia) PLC from early 2023. The Group </div><div class=\"t s3_309\" id=\"tf_309\" style=\"left:87px;bottom:843px;letter-spacing:-0.01px;display:inline;\">considers the likelihood of outflows arising under such guarantees and commitments as remote. </div><div class=\"t s4_309\" id=\"tg_309\" style=\"left:87px;bottom:815px;letter-spacing:-0.11px;display:inline;\">Intra-group capital support arrangements </div><div class=\"t s3_309\" id=\"th_309\" style=\"left:87px;bottom:799px;letter-spacing:-0.01px;display:inline;\">Prudential has provided undertakings to the regulators of its Hong Kong life subsidiary, Prudential Hong Kong Limited, to formalise the </div><div class=\"t s3_309\" id=\"ti_309\" style=\"left:87px;bottom:783px;letter-spacing:-0.01px;display:inline;\">circumstances regarding their solvency levels in which intra-group capital support will be provided by Prudential. Other intra-group transactions </div>are discussed in note D3 below.",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfContingentLiabilitiesExplanatory",
    "language": "en",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f51169": {
   "value": "D1 Contingencies and related obligations <div class=\"t s2_309\" id=\"t3_309\" style=\"left:87px;bottom:1056px;letter-spacing:0.12px;display:inline;\">Litigation and regulatory proceedings </div><div class=\"t s3_309\" id=\"t4_309\" style=\"left:87px;bottom:1040px;letter-spacing:-0.01px;display:inline;\">The Group is involved in various litigation and regulatory proceedings from time to time. While the outcome of such litigation and regulatory </div><div class=\"t s3_309\" id=\"t5_309\" style=\"left:87px;bottom:1024px;letter-spacing:-0.01px;display:inline;\">issues cannot be predicted with certainty, the Group believes that their ultimate outcome will not have a material adverse effect on the Group\u2019s </div><div class=\"t s3_309\" id=\"t6_309\" style=\"left:87px;bottom:1009px;letter-spacing:-0.01px;display:inline;\">financial condition, results of operations, or cash flows. </div><div class=\"t s3_309\" id=\"t7_309\" style=\"left:87px;bottom:981px;letter-spacing:-0.01px;display:inline;\">Litigation developments during the year include a case regarding a historic transaction connected to the legal and beneficial ownership of 49 per </div><div class=\"t s3_309\" id=\"t8_309\" style=\"left:87px;bottom:966px;letter-spacing:-0.01px;display:inline;\">cent of the ordinary shares of the holding company of Prudential Assurance Malaysia Berhad. Prudential currently owns 51 per cent of this entity </div><div class=\"t s3_309\" id=\"t9_309\" style=\"left:87px;bottom:950px;letter-spacing:-0.01px;display:inline;\">but consolidates the entity at 100 per cent reflecting the economic interest of the Group. Prudential has been successful at court hearings </div><div class=\"t s3_309\" id=\"ta_309\" style=\"left:87px;bottom:934px;letter-spacing:-0.01px;display:inline;\">relating to the transaction concerned both in the first instance and at the subsequent appeal stage. In July 2023, the Federal Court, which is </div><div class=\"t s3_309\" id=\"tb_309\" style=\"left:87px;bottom:919px;letter-spacing:-0.01px;display:inline;\">Malaysia\u2019s highest Court, granted leave to allow the appellant to further appeal the case in the Federal Court. The appeals process is ongoing. </div><div class=\"t s4_309\" id=\"tc_309\" style=\"left:87px;bottom:890px;letter-spacing:-0.12px;display:inline;\">Guarantees </div><div class=\"t s3_309\" id=\"td_309\" style=\"left:87px;bottom:874px;letter-spacing:-0.01px;display:inline;\">The Group has provided guarantees and commitments to third parties entered into in the normal course of business and the Company has </div><div class=\"t s3_309\" id=\"te_309\" style=\"left:87px;bottom:859px;letter-spacing:-0.01px;display:inline;\">guaranteed public debt securities issued by one of its wholly-owned subsidiaries, Prudential Funding (Asia) PLC from early 2023. The Group </div><div class=\"t s3_309\" id=\"tf_309\" style=\"left:87px;bottom:843px;letter-spacing:-0.01px;display:inline;\">considers the likelihood of outflows arising under such guarantees and commitments as remote. </div><div class=\"t s4_309\" id=\"tg_309\" style=\"left:87px;bottom:815px;letter-spacing:-0.11px;display:inline;\">Intra-group capital support arrangements </div><div class=\"t s3_309\" id=\"th_309\" style=\"left:87px;bottom:799px;letter-spacing:-0.01px;display:inline;\">Prudential has provided undertakings to the regulators of its Hong Kong life subsidiary, Prudential Hong Kong Limited, to formalise the </div><div class=\"t s3_309\" id=\"ti_309\" style=\"left:87px;bottom:783px;letter-spacing:-0.01px;display:inline;\">circumstances regarding their solvency levels in which intra-group capital support will be provided by Prudential. Other intra-group transactions </div>are discussed in note D3 below.D4 Commitments <div class=\"t s1_310\" id=\"ts_310\" style=\"left:65px;bottom:603px;letter-spacing:-0.01px;display:inline;\">The Group has provided, from time to time, certain commitments to third parties. </div><div class=\"t s1_310\" id=\"tt_310\" style=\"left:65px;bottom:575px;letter-spacing:-0.01px;display:inline;\">At 31 December 2023, the Group had $2,456 million unfunded commitments (31 December 2022: $2,626 million) primarily related to </div>investments in infrastructure funds and alternative investment funds in Asia.",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfCommitmentsAndContingentLiabilitiesExplanatory",
    "language": "en",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f51192": {
   "value": "D2 Post balance sheet events <div class=\"t s5_309\" id=\"tl_309\" style=\"left:87px;bottom:709px;letter-spacing:0.13px;display:inline;\">Dividends </div><div class=\"t s3_309\" id=\"tm_309\" style=\"left:87px;bottom:694px;letter-spacing:-0.01px;display:inline;\">The 2023 second interim dividend approved by the Board of Directors after 31 December 2023 is as described in note B5. </div><div class=\"t s5_309\" id=\"tn_309\" style=\"left:87px;bottom:663px;letter-spacing:0.13px;display:inline;\">Share repurchase programme to neutralise 2023 employee and agent share scheme issuance </div><div class=\"t s3_309\" id=\"to_309\" style=\"left:87px;bottom:647px;letter-spacing:-0.01px;display:inline;\">On 16 January 2024, the Company announced that the share repurchase programme in respect of 3,851,376 ordinary shares that it announced </div><div class=\"t s3_309\" id=\"tp_309\" style=\"left:87px;bottom:632px;letter-spacing:-0.01px;display:inline;\">on 5 January 2024 and commenced on 8 January has been completed. The purpose of the share repurchase programme was to offset dilution </div><div class=\"t s3_309\" id=\"tq_309\" style=\"left:87px;bottom:616px;letter-spacing:-0.01px;display:inline;\">from the vesting of awards under employee and agent share schemes during 2023. The Company has repurchased 3,851,376 ordinary shares in </div><div class=\"t s3_309\" id=\"tr_309\" style=\"left:87px;bottom:601px;letter-spacing:-0.01px;display:inline;\">aggregate (representing 0.14 per cent of the total number of ordinary shares in issue at the end of the year (as disclosed in note C8)) at a </div>volume weighted average price of \u00a38.2676 per ordinary share for a total consideration of approximately \u00a332 million. ",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfEventsAfterReportingPeriodExplanatory",
    "language": "en",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f51222": {
   "value": "D3 Related party transactions <div class=\"t s1_310\" id=\"t2_310\" style=\"left:65px;bottom:1092px;letter-spacing:-0.01px;display:inline;\">Transactions between the Company and its subsidiaries or intra-group transactions are eliminated on consolidation. Intra-group transactions of </div><div class=\"t s1_310\" id=\"t3_310\" style=\"left:65px;bottom:1076px;letter-spacing:-0.01px;display:inline;\">the Group mainly related to a limited number of loans, guarantees or services provided by the Company to or from others business units, or </div><div class=\"t s1_310\" id=\"t4_310\" style=\"left:65px;bottom:1061px;letter-spacing:-0.01px;display:inline;\">between business units, including investment management services provided by the Group\u2019s asset managers to the insurance operations </div><div class=\"t s1_310\" id=\"t5_310\" style=\"left:65px;bottom:1045px;letter-spacing:-0.01px;display:inline;\">businesses as shown in note B1.4. All intra-group transactions are subject to the same internal approval framework as external transactions. </div><div class=\"t s1_310\" id=\"t6_310\" style=\"left:65px;bottom:1030px;letter-spacing:-0.01px;display:inline;\">Given the nature of the Group\u2019s business there has historically been limited interconnectedness across the Group. The Group reviews its recovery </div><div class=\"t s1_310\" id=\"t7_310\" style=\"left:65px;bottom:1014px;letter-spacing:-0.01px;display:inline;\">plan (that also covers intra-group transactions and the level of the Group\u2019s interconnectivity risk) on an annual basis and details the remedial </div><div class=\"t s1_310\" id=\"t8_310\" style=\"left:65px;bottom:999px;letter-spacing:-0.01px;display:inline;\">actions that could be used to restore financial strength and viability if the Group were to come under severe stress. </div><div class=\"t s1_310\" id=\"t9_310\" style=\"left:65px;bottom:971px;letter-spacing:-0.01px;display:inline;\">The Company has transactions and outstanding balances with collective investment schemes and similar entities that are not consolidated and </div><div class=\"t s1_310\" id=\"ta_310\" style=\"left:65px;bottom:955px;letter-spacing:-0.01px;display:inline;\">where a Group company acts as manager, which are regarded as related parties for the purposes of IAS 24. The balances are included in the </div><div class=\"t s1_310\" id=\"tb_310\" style=\"left:65px;bottom:940px;letter-spacing:-0.01px;display:inline;\">Group\u2019s statement of financial position at fair value or amortised cost in accordance with IFRS 9 / IAS 39 classifications with the corresponding </div><div class=\"t s1_310\" id=\"tc_310\" style=\"left:65px;bottom:924px;letter-spacing:-0.01px;display:inline;\">amounts included in the income statement. The transactions include amounts paid on issue of shares or units, amounts received on cancellation </div><div class=\"t s1_310\" id=\"td_310\" style=\"left:65px;bottom:908px;letter-spacing:-0.01px;display:inline;\">of shares or units and amounts paid in respect of the periodic charge and administration fee. </div><div class=\"t s1_310\" id=\"te_310\" style=\"left:65px;bottom:881px;letter-spacing:-0.01px;display:inline;\">In addition, there are no material transactions between the Group\u2019s joint ventures and associates, which are accounted for on an equity method </div><div class=\"t s1_310\" id=\"tf_310\" style=\"left:65px;bottom:865px;letter-spacing:-0.01px;display:inline;\">basis, and other Group companies except for a planned capital injection into CPL, the Group\u2019s joint venture business in the Chinese Mainland </div><div class=\"t s1_310\" id=\"tg_310\" style=\"left:65px;bottom:849px;letter-spacing:-0.01px;display:inline;\">announced in December 2023. The Group announced that it was providing additional growth capital to CPL of RMB1.25 billion (US$176 million) </div><div class=\"t s1_310\" id=\"th_310\" style=\"left:65px;bottom:834px;letter-spacing:-0.01px;display:inline;\">in cash subject to relevant regulatory approvals, with CITIC, its joint venture partner providing an equal amount. In anticipation of the future </div><div class=\"t s1_310\" id=\"ti_310\" style=\"left:65px;bottom:818px;letter-spacing:-0.01px;display:inline;\">capital injection, the Group advanced the cash of $176 million to CPL in December 2023. </div><div class=\"t s1_310\" id=\"tj_310\" style=\"left:65px;bottom:790px;letter-spacing:-0.01px;word-spacing:-0.01px;display:inline;\">Key management personnel of the Company, as described in note B2.3, may from time to time purchase insurance or asset management </div><div class=\"t s1_310\" id=\"tk_310\" style=\"left:65px;bottom:775px;letter-spacing:-0.01px;display:inline;\">products marketed by Group companies in the ordinary course of business on substantially the same terms as those prevailing at the time for </div><div class=\"t s1_310\" id=\"tl_310\" style=\"left:65px;bottom:759px;letter-spacing:-0.01px;display:inline;\">comparable transactions with other persons. </div><div class=\"t s1_310\" id=\"tm_310\" style=\"left:65px;bottom:731px;letter-spacing:-0.01px;display:inline;\">In 2023 and 2022, transactions with key management personnel were not deemed to be significant both by virtue of their size and in the </div><div class=\"t s1_310\" id=\"tn_310\" style=\"left:65px;bottom:716px;letter-spacing:-0.01px;display:inline;\">context of the individuals\u2019 financial positions. All of these transactions were on terms broadly equivalent to those that prevailed in arm\u2019s-length </div><div class=\"t s1_310\" id=\"to_310\" style=\"left:65px;bottom:700px;letter-spacing:-0.01px;display:inline;\">transactions. </div><div class=\"t s1_310\" id=\"tp_310\" style=\"left:65px;bottom:672px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Additional details on the Directors\u2019 interests in shares, transactions or arrangements are given in the Directors\u2019 remuneration report. Key </div>management remuneration is disclosed in note B2.3.",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForTransactionsWithRelatedPartiesExplanatory",
    "language": "en",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f51255": {
   "value": "D4 Commitments <div class=\"t s1_310\" id=\"ts_310\" style=\"left:65px;bottom:603px;letter-spacing:-0.01px;display:inline;\">The Group has provided, from time to time, certain commitments to third parties. </div><div class=\"t s1_310\" id=\"tt_310\" style=\"left:65px;bottom:575px;letter-spacing:-0.01px;display:inline;\">At 31 December 2023, the Group had $2,456 million unfunded commitments (31 December 2022: $2,626 million) primarily related to </div>investments in infrastructure funds and alternative investment funds in Asia.",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfCommitmentsExplanatory",
    "language": "en",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f51274": {
   "value": "D5 Investments in subsidiary undertakings, joint ventures and associates <div class=\"t s1_311\" id=\"t2_311\" style=\"left:87px;bottom:1089px;letter-spacing:0.12px;display:inline;\">D5.1 Basis of consolidation </div><div class=\"t s2_311\" id=\"t3_311\" style=\"left:87px;bottom:1074px;letter-spacing:-0.01px;display:inline;\">The Group consolidates those investees it is deemed to control. The Group has control over an investee if all three of the following are met: </div><div class=\"t s3_311\" id=\"t4_311\" style=\"left:87px;bottom:1046px;display:inline;\">\u2013 </div><div class=\"t s2_311\" id=\"t5_311\" style=\"left:100px;bottom:1046px;letter-spacing:-0.01px;display:inline;\">It has power over an investee; </div><div class=\"t s3_311\" id=\"t6_311\" style=\"left:87px;bottom:1030px;display:inline;\">\u2013 </div><div class=\"t s2_311\" id=\"t7_311\" style=\"left:100px;bottom:1030px;letter-spacing:-0.01px;display:inline;\">It is exposed to, or has rights to, variable returns from its involvement with the investee; and </div><div class=\"t s3_311\" id=\"t8_311\" style=\"left:87px;bottom:1015px;display:inline;\">\u2013 </div><div class=\"t s2_311\" id=\"t9_311\" style=\"left:100px;bottom:1015px;letter-spacing:-0.01px;display:inline;\">It has the ability to use its power over the investee to affect its own returns. </div><div class=\"t s4_311\" id=\"ta_311\" style=\"left:87px;bottom:986px;letter-spacing:-0.1px;display:inline;\">(a) </div><div class=\"t s4_311\" id=\"tb_311\" style=\"left:113px;bottom:986px;letter-spacing:-0.11px;display:inline;\">Subsidiaries </div><div class=\"t s2_311\" id=\"tc_311\" style=\"left:87px;bottom:970px;letter-spacing:-0.01px;display:inline;\">Subsidiaries are those investees that the Group controls. The majority of the Group\u2019s subsidiaries are corporate entities. </div><div class=\"t s2_311\" id=\"td_311\" style=\"left:87px;bottom:943px;letter-spacing:-0.01px;display:inline;\">The Group performs a re-assessment of consolidation whenever there is a change in the substance of the relationship between the Group and an </div><div class=\"t s2_311\" id=\"te_311\" style=\"left:87px;bottom:927px;letter-spacing:-0.01px;display:inline;\">investee. Where the Group is deemed to control an entity, it is treated as a subsidiary and its results, assets and liabilities are consolidated. Where </div><div class=\"t s2_311\" id=\"tf_311\" style=\"left:87px;bottom:911px;letter-spacing:-0.01px;display:inline;\">the Group holds a minority share in an entity with no control over the entity, the investments are carried at fair value within financial investments </div><div class=\"t s2_311\" id=\"tg_311\" style=\"left:87px;bottom:896px;letter-spacing:-0.01px;display:inline;\">in the Consolidated statement of financial position. </div><div class=\"t s2_311\" id=\"th_311\" style=\"left:87px;bottom:868px;letter-spacing:-0.01px;display:inline;\">Entities consolidated by the Group include Qualifying Partnerships as defined under the UK Partnerships (Accounts) Regulations 2008 (the </div><div class=\"t s2_311\" id=\"ti_311\" style=\"left:87px;bottom:852px;letter-spacing:-0.01px;display:inline;\">\u2018Partnerships Act\u2019). The Group\u2019s limited partnership has taken advantage of the exemption under regulation 7 of the Partnerships Act from the </div><div class=\"t s2_311\" id=\"tj_311\" style=\"left:87px;bottom:837px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">financial statement requirements. This is under regulations 4 to 6 of the Partnership Act, on the basis that the limited partnership is consolidated </div><div class=\"t s2_311\" id=\"tk_311\" style=\"left:87px;bottom:821px;letter-spacing:-0.01px;display:inline;\">in these financial statements. </div><div class=\"t s4_311\" id=\"tl_311\" style=\"left:87px;bottom:793px;letter-spacing:-0.1px;display:inline;\">(b) </div><div class=\"t s4_311\" id=\"tm_311\" style=\"left:113px;bottom:793px;letter-spacing:-0.11px;display:inline;\">Joint ventures and associates </div><div class=\"t s2_311\" id=\"tn_311\" style=\"left:87px;bottom:777px;letter-spacing:-0.01px;display:inline;\">Joint ventures are joint arrangements arising from a contractual agreement whereby the Group and other investors have joint control of the net </div><div class=\"t s2_311\" id=\"to_311\" style=\"left:87px;bottom:761px;letter-spacing:-0.01px;display:inline;\">assets of the arrangement. In a number of these arrangements, the Group\u2019s share of the underlying net assets may be less than 50 per cent but </div><div class=\"t s2_311\" id=\"tp_311\" style=\"left:87px;bottom:746px;letter-spacing:-0.01px;display:inline;\">the terms of the relevant agreement make it clear that control is jointly exercised between the Group and the third party. Associates are entities </div><div class=\"t s2_311\" id=\"tq_311\" style=\"left:87px;bottom:730px;letter-spacing:-0.01px;display:inline;\">over which the Group has significant influence but does not control. Generally, it is presumed that the Group has significant influence if it holds </div><div class=\"t s2_311\" id=\"tr_311\" style=\"left:87px;bottom:715px;letter-spacing:-0.01px;display:inline;\">between 20 per cent and 50 per cent voting rights of an entity. </div><div class=\"t s2_311\" id=\"ts_311\" style=\"left:87px;bottom:687px;letter-spacing:-0.01px;display:inline;\">With the exception of those referred to below, the Group accounts for its investments in joint ventures and associates using the equity method of </div><div class=\"t s2_311\" id=\"tt_311\" style=\"left:87px;bottom:671px;letter-spacing:-0.01px;display:inline;\">accounting. The Group\u2019s share of profit or loss of its joint ventures and associates is recognised in the income statement and its share of </div><div class=\"t s2_311\" id=\"tu_311\" style=\"left:87px;bottom:656px;letter-spacing:-0.01px;display:inline;\">movements in other comprehensive income is recognised in other comprehensive income. The equity method of accounting does not apply to </div><div class=\"t s2_311\" id=\"tv_311\" style=\"left:87px;bottom:640px;letter-spacing:-0.01px;display:inline;\">investments in joint ventures and associates held by the Group\u2019s insurance or investment funds, including collective investment schemes which, </div><div class=\"t s2_311\" id=\"tw_311\" style=\"left:87px;bottom:625px;letter-spacing:-0.01px;display:inline;\">as allowed by IAS 28 \u2018Investments in Associates and Joint Ventures\u2019, are carried at FVTPL. </div><div class=\"t s4_311\" id=\"tx_311\" style=\"left:87px;bottom:596px;letter-spacing:-0.09px;display:inline;\">(c) </div><div class=\"t s4_311\" id=\"ty_311\" style=\"left:113px;bottom:596px;letter-spacing:-0.11px;display:inline;\">Structured entities </div><div class=\"t s2_311\" id=\"tz_311\" style=\"left:87px;bottom:580px;letter-spacing:-0.01px;display:inline;\">Structured entities are those that have been designed so that voting or similar rights are not the dominant factor in deciding who controls the </div><div class=\"t s2_311\" id=\"t10_311\" style=\"left:87px;bottom:565px;letter-spacing:-0.01px;display:inline;\">entity. Voting rights relate to administrative tasks. Relevant activities are directed by means of contractual arrangements. The Group invests in </div><div class=\"t s2_311\" id=\"t11_311\" style=\"left:87px;bottom:549px;letter-spacing:-0.01px;display:inline;\">both consolidated and unconsolidated structured entities including investment vehicles such as collective investment schemes, collateralised debt </div><div class=\"t s2_311\" id=\"t12_311\" style=\"left:87px;bottom:533px;letter-spacing:-0.01px;display:inline;\">obligations, mortgage-backed securities and similar asset-backed securities. </div><div class=\"t s5_311\" id=\"t13_311\" style=\"left:87px;bottom:505px;letter-spacing:-0.12px;display:inline;\">Collective investment schemes </div><div class=\"t s2_311\" id=\"t14_311\" style=\"left:87px;bottom:489px;letter-spacing:-0.01px;display:inline;\">The Group invests in collective investment schemes, that invest mainly in equities, bonds, cash and cash equivalents and properties. In assessing </div><div class=\"t s2_311\" id=\"t15_311\" style=\"left:87px;bottom:474px;letter-spacing:-0.01px;display:inline;\">control under IFRS 10 \u2018Consolidated Financial Statements\u2019, the Group determines whether it is acting as principal or agent and the variable </div><div class=\"t s2_311\" id=\"t16_311\" style=\"left:87px;bottom:458px;letter-spacing:-0.01px;display:inline;\">returns from its involvement with these entities. The Group\u2019s percentage ownership in these entities can fluctuate on a daily basis according to </div><div class=\"t s2_311\" id=\"t17_311\" style=\"left:87px;bottom:442px;letter-spacing:-0.01px;display:inline;\">the participation of the Group and other investors. </div><div class=\"t s2_311\" id=\"t18_311\" style=\"left:87px;bottom:415px;letter-spacing:-0.01px;display:inline;\">Where the entity is managed by a Group asset manager: </div><div class=\"t s3_311\" id=\"t19_311\" style=\"left:87px;bottom:387px;display:inline;\">\u2013 </div><div class=\"t s2_311\" id=\"t1a_311\" style=\"left:100px;bottom:387px;letter-spacing:-0.01px;display:inline;\">Where the Group\u2019s ownership holding in the entity exceeds 50 per cent, the Group is judged to have control over the entity; </div><div class=\"t s3_311\" id=\"t1b_311\" style=\"left:87px;bottom:371px;display:inline;\">\u2013 </div><div class=\"t s2_311\" id=\"t1c_311\" style=\"left:100px;bottom:371px;letter-spacing:-0.01px;display:inline;\">Where the Group\u2019s ownership holding in the entity is between 20 per cent and 50 per cent, the facts and circumstances of the Group\u2019s </div><div class=\"t s2_311\" id=\"t1d_311\" style=\"left:100px;bottom:356px;letter-spacing:-0.01px;display:inline;\">involvement in the entity are considered, including the rights to any fees earned by the asset manager, in forming a judgement as to whether </div><div class=\"t s2_311\" id=\"t1e_311\" style=\"left:100px;bottom:340px;letter-spacing:-0.01px;display:inline;\">the Group has control over the entity; and </div><div class=\"t s3_311\" id=\"t1f_311\" style=\"left:87px;bottom:324px;display:inline;\">\u2013 </div><div class=\"t s2_311\" id=\"t1g_311\" style=\"left:100px;bottom:324px;letter-spacing:-0.01px;display:inline;\">Where the Group\u2019s ownership holding in the entity is less than 20 per cent, the Group is judged to not have control over the entity. </div><div class=\"t s2_311\" id=\"t1h_311\" style=\"left:87px;bottom:297px;letter-spacing:-0.01px;display:inline;\">Where the entity is managed by an asset manager outside the Group, an assessment is made of whether the Group has existing rights that gives </div><div class=\"t s2_311\" id=\"t1i_311\" style=\"left:87px;bottom:281px;letter-spacing:-0.01px;display:inline;\">it the ability to direct the current activities of the entity and therefore control the entity. In assessing the Group\u2019s ability to direct an entity, the </div><div class=\"t s2_311\" id=\"t1j_311\" style=\"left:87px;bottom:265px;letter-spacing:-0.01px;display:inline;\">Group considers its ability relative to other investors. </div><div class=\"t s2_311\" id=\"t1k_311\" style=\"left:87px;bottom:238px;letter-spacing:-0.01px;display:inline;\">Where the Group is deemed to control an entity, it is treated as a subsidiary and is consolidated, with the interests of investors other than the </div><div class=\"t s2_311\" id=\"t1l_311\" style=\"left:87px;bottom:222px;letter-spacing:-0.01px;display:inline;\">Group being classified as liabilities, and presented within \u2018Net asset value attributable to unit holders of consolidated investment funds\u2019. </div><div class=\"t s2_311\" id=\"t1m_311\" style=\"left:87px;bottom:194px;letter-spacing:-0.01px;display:inline;\">Where the Group does not control these entities (where the Group is deemed to be acting as an agent under IFRS 10) and they do not meet the </div><div class=\"t s2_311\" id=\"t1n_311\" style=\"left:87px;bottom:179px;letter-spacing:-0.01px;display:inline;\">definition of associates, they are carried at FVTPL within financial investments in the Consolidated statement of financial position. </div><div class=\"t s2_311\" id=\"t1o_311\" style=\"left:87px;bottom:151px;letter-spacing:-0.01px;display:inline;\">Where the Group\u2019s asset manager sets up investment funds as part of its asset management operations, unless the Group also participates in </div><div class=\"t s2_311\" id=\"t1p_311\" style=\"left:87px;bottom:135px;letter-spacing:-0.01px;display:inline;\">the ownership holding of the entities, the Group\u2019s interest is limited to the fees charged to manage the assets of such entities. With no </div><div class=\"t s2_311\" id=\"t1q_311\" style=\"left:87px;bottom:120px;letter-spacing:-0.01px;display:inline;\">participation in ownership holding of these entities, the Group does not retain risks associated with investment funds. For these investment funds, </div><div class=\"t s2_311\" id=\"t1r_311\" style=\"left:87px;bottom:104px;letter-spacing:-0.01px;display:inline;\">the Group is not deemed to control the entities but deemed to be acting as an agent. </div><div></div><div class=\"t s0_312\" id=\"t1_312\" style=\"left:65px;bottom:1119px;letter-spacing:-0.01px;display:inline;\">The Group generates returns and retains the ownership risks in these investment vehicles commensurate to its participation and does not have </div><div class=\"t s0_312\" id=\"t2_312\" style=\"left:65px;bottom:1103px;letter-spacing:-0.01px;display:inline;\">any further exposure to the residual risks of these investment vehicles. </div><div class=\"t s1_312\" id=\"t3_312\" style=\"left:65px;bottom:1074px;letter-spacing:-0.11px;display:inline;\">Other structured entities </div><div class=\"t s0_312\" id=\"t4_312\" style=\"left:65px;bottom:1059px;letter-spacing:-0.01px;display:inline;\">The Group holds investments in mortgage-backed securities, collateralised debt obligations and similar asset-backed securities, the majority of </div><div class=\"t s0_312\" id=\"t5_312\" style=\"left:65px;bottom:1043px;letter-spacing:-0.01px;display:inline;\">which are actively traded in a liquid market. </div><div class=\"t s0_312\" id=\"t6_312\" style=\"left:65px;bottom:1015px;letter-spacing:-0.01px;display:inline;\">The Group consolidates the vehicles that hold the investments where the Group is deemed to control the vehicles. When assessing control over </div><div class=\"t s0_312\" id=\"t7_312\" style=\"left:65px;bottom:1000px;letter-spacing:-0.01px;display:inline;\">the vehicles, the factors considered include the purpose and design of the vehicle, the Group\u2019s exposure to the variability of returns and the scope </div><div class=\"t s0_312\" id=\"t8_312\" style=\"left:65px;bottom:984px;letter-spacing:-0.01px;display:inline;\">of the Group\u2019s ability to direct the relevant activities of the vehicle including any kick-out or removal rights that are held by third parties. The </div><div class=\"t s0_312\" id=\"t9_312\" style=\"left:65px;bottom:969px;letter-spacing:-0.01px;display:inline;\">outcome of the control assessment is dependent on the terms and conditions of the respective individual arrangements. </div><div class=\"t s0_312\" id=\"ta_312\" style=\"left:65px;bottom:941px;letter-spacing:-0.01px;display:inline;\">The majority of such vehicles are not consolidated. In these cases, the Group is not the sponsor of the vehicles in which it holds investments and </div><div class=\"t s0_312\" id=\"tb_312\" style=\"left:65px;bottom:925px;letter-spacing:-0.01px;display:inline;\">has no administrative rights over the vehicles\u2019 activities. The Group generates returns and retains the ownership risks commensurate to its </div><div class=\"t s0_312\" id=\"tc_312\" style=\"left:65px;bottom:910px;letter-spacing:-0.01px;display:inline;\">holding and its exposure to the investments and does not have any further exposure to the residual risks or losses of the investments or the </div><div class=\"t s0_312\" id=\"td_312\" style=\"left:65px;bottom:894px;letter-spacing:-0.01px;display:inline;\">vehicles in which it holds investments. Accordingly, the Group does not have power over the relevant activities of such vehicles and all are carried </div><div class=\"t s0_312\" id=\"te_312\" style=\"left:65px;bottom:878px;letter-spacing:-0.01px;display:inline;\">at FVTPL within financial investments in the Consolidated statement of financial position. </div><div class=\"t s0_312\" id=\"tf_312\" style=\"left:65px;bottom:851px;letter-spacing:-0.01px;display:inline;\">The table below provides aggregate carrying amounts of the investments in unconsolidated structured entities reported in the Group\u2019s </div><div class=\"t s0_312\" id=\"tg_312\" style=\"left:65px;bottom:835px;letter-spacing:-0.01px;display:inline;\">Consolidated statement of financial position: </div><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s2_312\" id=\"th_312\" style=\"left:549px;bottom:808px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">31 Dec 2023 $m </div> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s3_312\" id=\"ti_312\" style=\"left:707px;bottom:808px;letter-spacing:0.08px;display:inline;\">31 Dec 2022 $m </div> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_312\" id=\"tm_312\" style=\"left:633px;bottom:792px;letter-spacing:0.08px;display:inline;\">Other </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_312\" id=\"tr_312\" style=\"left:788px;bottom:792px;letter-spacing:0.07px;display:inline;\">Other </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_312\" id=\"tk_312\" style=\"left:531px;bottom:782px;letter-spacing:0.08px;display:inline;\">Investment </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_312\" id=\"tn_312\" style=\"left:615px;bottom:782px;letter-spacing:0.07px;display:inline;\">structured </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_312\" id=\"tp_312\" style=\"left:692px;bottom:782px;letter-spacing:0.07px;display:inline;\">Investment </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_312\" id=\"ts_312\" style=\"left:772px;bottom:782px;letter-spacing:0.06px;display:inline;\">structured </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_312\" id=\"tj_312\" style=\"left:69px;bottom:771px;letter-spacing:-0.01px;display:inline;\">Consolidated statement of financial position line items </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_312\" id=\"tl_312\" style=\"left:555px;bottom:772px;letter-spacing:0.08px;display:inline;\">funds </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_312\" id=\"to_312\" style=\"left:626px;bottom:772px;letter-spacing:0.06px;display:inline;\">entities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_312\" id=\"tq_312\" style=\"left:714px;bottom:772px;letter-spacing:0.07px;display:inline;\">funds </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_312\" id=\"tt_312\" style=\"left:782px;bottom:772px;letter-spacing:0.06px;display:inline;\">entities </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_312\" id=\"tu_312\" style=\"left:69px;bottom:751px;letter-spacing:-0.01px;display:inline;\">Equity securities and holdings in collective investment schemes </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_312\" id=\"tv_312\" style=\"left:537px;bottom:751px;letter-spacing:-0.02px;display:inline;\">33,657 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_312\" id=\"tw_312\" style=\"left:648px;bottom:751px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_312\" id=\"tx_312\" style=\"left:696px;bottom:751px;letter-spacing:-0.01px;display:inline;\">30,771 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_312\" id=\"ty_312\" style=\"left:801px;bottom:751px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_312\" id=\"tz_312\" style=\"left:69px;bottom:732px;letter-spacing:-0.01px;display:inline;\">Debt securities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_312\" id=\"t10_312\" style=\"left:570px;bottom:732px;display:inline;\">\u2013 </div></td><td class=\"tcs-selection-enabled tcs-selected\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_312\" id=\"t11_312\" style=\"left:632px;bottom:732px;letter-spacing:-0.02px;display:inline;\">285 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_312\" id=\"t12_312\" style=\"left:727px;bottom:732px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_312\" id=\"t13_312\" style=\"left:787px;bottom:732px;letter-spacing:-0.01px;display:inline;\">389 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_312\" id=\"t14_312\" style=\"left:69px;bottom:712px;letter-spacing:-0.01px;display:inline;\">Total investments in unconsolidated structured entities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_312\" id=\"t15_312\" style=\"left:537px;bottom:712px;letter-spacing:-0.02px;display:inline;\">33,657 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_312\" id=\"t16_312\" style=\"left:632px;bottom:712px;letter-spacing:-0.02px;display:inline;\">285 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_312\" id=\"t17_312\" style=\"left:696px;bottom:712px;letter-spacing:-0.01px;display:inline;\">30,771 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_312\" id=\"t18_312\" style=\"left:787px;bottom:712px;letter-spacing:-0.01px;display:inline;\">389 </div></td></tr>\n                                        </table><div class=\"t s0_312\" id=\"t19_312\" style=\"left:65px;bottom:683px;letter-spacing:-0.01px;display:inline;\">The Group's maximum exposure to loss related to the interest in unconsolidated structured entities is limited to the carrying value in the </div><div class=\"t s0_312\" id=\"t1a_312\" style=\"left:65px;bottom:668px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Consolidated statement of financial position and the unfunded investment commitments provided by the Group (see note D4). </div><div class=\"t s0_312\" id=\"t1b_312\" style=\"left:65px;bottom:640px;letter-spacing:-0.01px;display:inline;\">During the year, the Group receives dividend and interest income from its investments in these unconsolidated structured entities. Where the </div><div class=\"t s0_312\" id=\"t1c_312\" style=\"left:65px;bottom:625px;letter-spacing:-0.01px;display:inline;\">Group\u2019s asset manager manages these entities, such as the collective investment schemes, the Group also receives asset management fees from </div><div class=\"t s0_312\" id=\"t1d_312\" style=\"left:65px;bottom:609px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">these entities. </div><div class=\"t s0_312\" id=\"t1e_312\" style=\"left:65px;bottom:581px;letter-spacing:-0.01px;display:inline;\">As at 31 December 2023 and 2022, the Group does not have an agreement, contractual or otherwise, or intention to provide financial support to </div><div class=\"t s0_312\" id=\"t1f_312\" style=\"left:65px;bottom:566px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">structured entities (both consolidated and unconsolidated) that could expose the Group to a loss. </div><div class=\"t s5_312\" id=\"t1g_312\" style=\"left:65px;bottom:535px;letter-spacing:0.12px;display:inline;\">D5.2 Dividend restrictions and minimum capital requirements </div><div class=\"t s0_312\" id=\"t1h_312\" style=\"left:65px;bottom:519px;letter-spacing:-0.01px;display:inline;\">Certain Group entities are subject to restrictions on the amounts of funds they may transfer in the form of cash dividends or otherwise to the </div><div class=\"t s0_312\" id=\"t1i_312\" style=\"left:65px;bottom:504px;letter-spacing:-0.01px;display:inline;\">parent company. </div><div class=\"t s0_312\" id=\"t1j_312\" style=\"left:65px;bottom:476px;letter-spacing:-0.01px;display:inline;\">Under UK company law, UK companies can only declare dividends if they have sufficient distributable reserves. </div><div class=\"t s0_312\" id=\"t1k_312\" style=\"left:65px;bottom:448px;letter-spacing:-0.01px;display:inline;\">The Group\u2019s subsidiaries, joint ventures and associates may remit dividends to the Group, in general, provided the statutory insurance fund meets </div><div class=\"t s0_312\" id=\"t1l_312\" style=\"left:65px;bottom:433px;letter-spacing:-0.01px;display:inline;\">the capital adequacy standard required under local statutory regulations and has sufficient distributable reserves. Further details on local capital </div><div class=\"t s0_312\" id=\"t1m_312\" style=\"left:65px;bottom:417px;letter-spacing:-0.01px;word-spacing:-0.02px;display:inline;\">regulations in certain Asia operations are provided in note C9.2. </div><div class=\"t s5_312\" id=\"t1n_312\" style=\"left:65px;bottom:386px;letter-spacing:0.12px;display:inline;\">D5.3 Investments in joint ventures and associates </div><div class=\"t s0_312\" id=\"t1o_312\" style=\"left:65px;bottom:371px;letter-spacing:-0.01px;display:inline;\">Joint ventures represent arrangements where the controlling parties through contractual or other agreement have the rights to the net assets of </div><div class=\"t s0_312\" id=\"t1p_312\" style=\"left:65px;bottom:355px;letter-spacing:-0.01px;display:inline;\">the arrangements. The Group has insurance and asset management joint ventures in Chinese Mainland with CITIC Group and an asset </div><div class=\"t s0_312\" id=\"t1q_312\" style=\"left:65px;bottom:340px;letter-spacing:-0.01px;display:inline;\">management joint venture in India with ICICI Bank. In addition, there is an asset management joint venture in Hong Kong with Bank of China </div><div class=\"t s0_312\" id=\"t1r_312\" style=\"left:65px;bottom:324px;letter-spacing:-0.01px;display:inline;\">International Holdings Limited (BOCI) and Takaful insurance joint venture in Malaysia. For the Group\u2019s joint ventures that are accounted for </div><div class=\"t s0_312\" id=\"t1s_312\" style=\"left:65px;bottom:309px;letter-spacing:-0.01px;display:inline;\">using the equity method, the net-of-tax results of these operations are included in the Group\u2019s profit before tax. </div><div class=\"t s0_312\" id=\"t1t_312\" style=\"left:65px;bottom:281px;letter-spacing:-0.01px;display:inline;\">The Group\u2019s associates, which are also accounted for using the equity method, include the Indian insurance entity (with the majority shareholder </div><div class=\"t s0_312\" id=\"t1u_312\" style=\"left:65px;bottom:265px;letter-spacing:-0.01px;display:inline;\">being ICICI Bank). </div><div class=\"t s0_312\" id=\"t1v_312\" style=\"left:65px;bottom:237px;letter-spacing:-0.01px;display:inline;\">In addition, the Group has investments in collective investment schemes, funds holding collateralised debt obligations and property funds where </div><div class=\"t s0_312\" id=\"t1w_312\" style=\"left:65px;bottom:222px;letter-spacing:-0.01px;display:inline;\">the Group has significant influence. As allowed under IAS 28, these investments are accounted for on a FVTPL basis. The aggregate fair value of </div><div class=\"t s0_312\" id=\"t1x_312\" style=\"left:65px;bottom:206px;letter-spacing:-0.01px;word-spacing:-0.01px;display:inline;\">associates accounted for at FVTPL, where there are published price quotations, is approximately $0.5 billion at 31 December 2023 (31 December </div><div class=\"t s0_312\" id=\"t1y_312\" style=\"left:65px;bottom:191px;letter-spacing:-0.01px;display:inline;\">2022: $0.3 billion). </div><div class=\"t s0_312\" id=\"t1z_312\" style=\"left:65px;bottom:163px;letter-spacing:-0.01px;display:inline;\">For joint ventures and associates accounted for using the equity method, the 12 months financial information of these investments for the years </div><div class=\"t s0_312\" id=\"t20_312\" style=\"left:65px;bottom:147px;letter-spacing:-0.01px;display:inline;\">ended 31 December 2023 and 2022 (covering the same period as that of the Group) has been used in these consolidated financial statements. </div><div></div><div class=\"t s0_313\" id=\"t1_313\" style=\"left:87px;bottom:1119px;letter-spacing:-0.01px;display:inline;\">The Group\u2019s share of the profit for shareholder-backed business (including short-term fluctuations in investment returns), net of related tax, in </div><div class=\"t s0_313\" id=\"t2_313\" style=\"left:87px;bottom:1103px;letter-spacing:-0.01px;display:inline;\">joint ventures and associates that are equity accounted for as shown in the Consolidated income statement, is allocated across segments as </div><div class=\"t s0_313\" id=\"t3_313\" style=\"left:87px;bottom:1087px;letter-spacing:-0.01px;display:inline;\">follows: </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_313\" id=\"t4_313\" style=\"left:717px;bottom:1056px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">2023 $m </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_313\" id=\"t5_313\" style=\"left:797px;bottom:1056px;letter-spacing:0.09px;display:inline;\">2022 $m </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"t6_313\" style=\"left:91px;bottom:1036px;letter-spacing:-0.01px;display:inline;\">CPL </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_313\" id=\"t7_313\" style=\"left:725px;bottom:1036px;letter-spacing:-0.02px;display:inline;\">(577) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"t8_313\" style=\"left:804px;bottom:1036px;letter-spacing:-0.01px;display:inline;\">(345) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"t9_313\" style=\"left:91px;bottom:1016px;letter-spacing:-0.01px;display:inline;\">Malaysia </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_313\" id=\"ta_313\" style=\"left:737px;bottom:1016px;letter-spacing:-0.02px;display:inline;\">18 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"tb_313\" style=\"left:815px;bottom:1016px;display:inline;\">16 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"tc_313\" style=\"left:91px;bottom:997px;letter-spacing:-0.01px;display:inline;\">Growth markets and other </div> <div class=\"t s4_313\" id=\"td_313\" style=\"vertical-align: super;left:231px;bottom:1005px;letter-spacing:0.2px;display:inline;\">note </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_313\" id=\"te_313\" style=\"left:730px;bottom:997px;letter-spacing:-0.02px;display:inline;\">310 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"tf_313\" style=\"left:808px;bottom:997px;letter-spacing:-0.01px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"tg_313\" style=\"left:91px;bottom:977px;letter-spacing:-0.01px;display:inline;\">Insurance operations </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_313\" id=\"th_313\" style=\"left:725px;bottom:977px;letter-spacing:-0.02px;display:inline;\">(249) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"ti_313\" style=\"left:804px;bottom:977px;letter-spacing:-0.01px;display:inline;\">(229) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"tj_313\" style=\"left:91px;bottom:958px;letter-spacing:-0.01px;display:inline;\">Eastspring </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_313\" id=\"tk_313\" style=\"left:730px;bottom:958px;letter-spacing:-0.02px;display:inline;\">158 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"tl_313\" style=\"left:808px;bottom:958px;letter-spacing:-0.01px;display:inline;\">144 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_313\" id=\"tm_313\" style=\"left:91px;bottom:939px;letter-spacing:-0.01px;display:inline;\">Total segment and Group total </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_313\" id=\"tn_313\" style=\"left:733px;bottom:939px;letter-spacing:-0.02px;display:inline;\">(91) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"to_313\" style=\"left:811px;bottom:939px;display:inline;\">(85) </div></td></tr></table><div class=\"t s5_313\" id=\"tp_313\" style=\"left:87px;bottom:912px;letter-spacing:-0.17px;display:inline;\">Note </div><div class=\"t s6_313\" id=\"tq_313\" style=\"left:87px;bottom:901px;letter-spacing:-0.13px;word-spacing:0.01px;display:inline;\">For growth markets and other, as well as the segment results for associates and joint ventures within the segment, the amount shown includes a credit of $191 million (2022: </div><div class=\"t s6_313\" id=\"tr_313\" style=\"left:87px;bottom:889px;letter-spacing:-0.12px;display:inline;\">$72 million credit) of taxes for all life joint ventures and associates. </div><div class=\"t s0_313\" id=\"ts_313\" style=\"left:87px;bottom:862px;letter-spacing:-0.01px;display:inline;\">There is no other comprehensive income in the joint ventures and associates other than the foreign exchange differences that arise from </div><div class=\"t s0_313\" id=\"tt_313\" style=\"left:87px;bottom:846px;letter-spacing:-0.01px;display:inline;\">translating the associates and joint ventures into the Group\u2019s presentational currency. There has been no unrecognised share of losses of a joint </div><div class=\"t s0_313\" id=\"tu_313\" style=\"left:87px;bottom:831px;letter-spacing:-0.01px;display:inline;\">venture or associate that the Group has stopped recognising in total comprehensive income. </div><div class=\"t s0_313\" id=\"tv_313\" style=\"left:87px;bottom:803px;letter-spacing:-0.01px;display:inline;\">The Group\u2019s interest in joint ventures and associates gives rise to no contingent liabilities or capital commitments that are material to the Group. </div><div class=\"t s7_313\" id=\"tw_313\" style=\"left:87px;bottom:774px;letter-spacing:-0.12px;word-spacing:0.01px;display:inline;\">CITIC-Prudential Life Insurance Company (CPL) </div><div class=\"t s0_313\" id=\"tx_313\" style=\"left:87px;bottom:759px;letter-spacing:-0.01px;display:inline;\">CPL is the Group\u2019s joint venture with the CITIC Group in which the Group owns a 50 per cent interest. The joint venture is incorporated in China </div><div class=\"t s0_313\" id=\"ty_313\" style=\"left:87px;bottom:743px;letter-spacing:-0.01px;display:inline;\">and is principally engaged in underwriting insurance and investment contracts. The summarised financial information for CPL, which is </div><div class=\"t s0_313\" id=\"tz_313\" style=\"left:87px;bottom:728px;letter-spacing:-0.01px;display:inline;\">considered to be a material joint venture to the Group, is set out below. The financial information represents the entity\u2019s financial statements </div><div class=\"t s0_313\" id=\"t10_313\" style=\"left:87px;bottom:712px;letter-spacing:-0.01px;display:inline;\">prepared in accordance with Group\u2019s IFRS accounting policies, on a 100 per cent basis, for the years shown: </div><table><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_313\" id=\"t11_313\" style=\"left:91px;bottom:680px;letter-spacing:-0.01px;display:inline;\">Statement of financial position: </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_313\" id=\"t12_313\" style=\"left:682px;bottom:681px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">31 Dec 2023 $m </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_313\" id=\"t13_313\" style=\"left:768px;bottom:681px;letter-spacing:0.08px;display:inline;\">31 Dec 2022 $m </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"t14_313\" style=\"left:91px;bottom:660px;letter-spacing:-0.01px;display:inline;\">Total assets </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_313\" id=\"t15_313\" style=\"left:707px;bottom:660px;letter-spacing:-0.02px;display:inline;\">33,271 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"t16_313\" style=\"left:792px;bottom:660px;letter-spacing:-0.01px;display:inline;\">29,914 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"t17_313\" style=\"left:91px;bottom:641px;letter-spacing:-0.01px;display:inline;\">Total liabilities (including non-controlling interest) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_313\" id=\"t18_313\" style=\"left:707px;bottom:641px;letter-spacing:-0.02px;display:inline;\">32,005 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"t19_313\" style=\"left:792px;bottom:641px;letter-spacing:-0.01px;display:inline;\">27,734 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"t1a_313\" style=\"left:91px;bottom:622px;letter-spacing:-0.01px;display:inline;\">Shareholders\u2019 equity </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_313\" id=\"t1b_313\" style=\"left:714px;bottom:622px;letter-spacing:-0.02px;display:inline;\">1,266 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"t1c_313\" style=\"left:799px;bottom:622px;letter-spacing:-0.01px;display:inline;\">2,180 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"t1d_313\" style=\"left:91px;bottom:583px;letter-spacing:-0.01px;display:inline;\">The above amounts of assets and liabilities include the following*: </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"t1e_313\" style=\"left:91px;bottom:563px;letter-spacing:-0.01px;display:inline;\">Cash and cash equivalents </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_313\" id=\"t1f_313\" style=\"left:724px;bottom:563px;letter-spacing:-0.02px;display:inline;\">868 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"t1g_313\" style=\"left:808px;bottom:563px;letter-spacing:-0.01px;display:inline;\">561 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"t1h_313\" style=\"left:91px;bottom:544px;letter-spacing:-0.01px;display:inline;\">Financial liabilities (excluding trade and other payables and provisions) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_313\" id=\"t1i_313\" style=\"left:714px;bottom:544px;letter-spacing:-0.02px;display:inline;\">1,198 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"t1j_313\" style=\"left:808px;bottom:544px;letter-spacing:-0.01px;display:inline;\">985 </div></td></tr></table><div class=\"t s6_313\" id=\"t1k_313\" style=\"left:87px;bottom:517px;display:inline;\">* </div><div class=\"t s6_313\" id=\"t1l_313\" style=\"left:104px;bottom:517px;letter-spacing:-0.13px;display:inline;\">The Group\u2019s 50 per cent share of CPL\u2019s insurance and reinsurance contract balances are shown in note C3.3(c). </div><table><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_313\" id=\"t1m_313\" style=\"left:91px;bottom:486px;letter-spacing:-0.01px;display:inline;\">Income statement: </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_313\" id=\"t1n_313\" style=\"left:712px;bottom:487px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">2023 $m </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_313\" id=\"t1o_313\" style=\"left:797px;bottom:487px;letter-spacing:0.09px;display:inline;\">2022 $m </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"t1p_313\" style=\"left:91px;bottom:467px;letter-spacing:-0.01px;display:inline;\">Revenue </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_313\" id=\"t1q_313\" style=\"left:714px;bottom:467px;letter-spacing:-0.02px;display:inline;\">1,676 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"t1r_313\" style=\"left:799px;bottom:467px;letter-spacing:-0.01px;display:inline;\">1,023 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"t1s_313\" style=\"left:91px;bottom:447px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Loss for the year after tax </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_313\" id=\"t1t_313\" style=\"left:720px;bottom:447px;letter-spacing:-0.02px;display:inline;\">(733) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"t1u_313\" style=\"left:804px;bottom:447px;letter-spacing:-0.01px;display:inline;\">(550) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"t1v_313\" style=\"left:91px;bottom:428px;letter-spacing:-0.01px;display:inline;\">The above loss for the year includes the following: </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"t1w_313\" style=\"left:91px;bottom:408px;letter-spacing:-0.01px;display:inline;\">Depreciation and amortisation </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_313\" id=\"t1x_313\" style=\"left:727px;bottom:408px;letter-spacing:-0.02px;display:inline;\">(39) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"t1y_313\" style=\"left:811px;bottom:408px;display:inline;\">(43) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"t1z_313\" style=\"left:91px;bottom:389px;letter-spacing:-0.01px;display:inline;\">Interest income </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_313\" id=\"t20_313\" style=\"left:724px;bottom:389px;letter-spacing:-0.02px;display:inline;\">543 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"t21_313\" style=\"left:808px;bottom:389px;letter-spacing:-0.01px;display:inline;\">569 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"t22_313\" style=\"left:91px;bottom:370px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Interest expense </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_313\" id=\"t23_313\" style=\"left:734px;bottom:370px;letter-spacing:-0.02px;display:inline;\">(2) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"t24_313\" style=\"left:818px;bottom:370px;display:inline;\">(3) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"t25_313\" style=\"left:91px;bottom:350px;letter-spacing:-0.01px;display:inline;\">Income tax credit </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_313\" id=\"t26_313\" style=\"left:724px;bottom:350px;letter-spacing:-0.02px;display:inline;\">422 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"t27_313\" style=\"left:808px;bottom:350px;letter-spacing:-0.01px;display:inline;\">140 </div></td></tr></table><div class=\"t s0_313\" id=\"t28_313\" style=\"left:87px;bottom:321px;letter-spacing:-0.01px;display:inline;\">The summarised financial information above is reconciled to the carrying amount of the Group\u2019s interest in the joint venture recognised in the </div><div class=\"t s0_313\" id=\"t29_313\" style=\"left:87px;bottom:305px;letter-spacing:-0.01px;display:inline;\">consolidated financial statements as follows: </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_313\" id=\"t2a_313\" style=\"left:682px;bottom:274px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">31 Dec 2023 $m </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_313\" id=\"t2b_313\" style=\"left:768px;bottom:274px;letter-spacing:0.08px;display:inline;\">31 Dec 2022 $m </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"t2c_313\" style=\"left:91px;bottom:254px;letter-spacing:-0.01px;display:inline;\">Net assets of CITIC-Prudential Life as shown above </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_313\" id=\"t2d_313\" style=\"left:714px;bottom:254px;letter-spacing:-0.02px;display:inline;\">1,266 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"t2e_313\" style=\"left:799px;bottom:254px;letter-spacing:-0.01px;display:inline;\">2,180 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"t2f_313\" style=\"left:91px;bottom:234px;letter-spacing:-0.01px;display:inline;\">Proportion owned by the joint venture partner (50%) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_313\" id=\"t2g_313\" style=\"left:724px;bottom:234px;letter-spacing:-0.02px;display:inline;\">633 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"t2h_313\" style=\"left:799px;bottom:234px;letter-spacing:-0.01px;display:inline;\">1,090 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"t2i_313\" style=\"left:91px;bottom:215px;letter-spacing:-0.01px;display:inline;\">Carrying amount of the Group\u2019s interest in the joint venture (50%) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_313\" id=\"t2j_313\" style=\"left:724px;bottom:215px;letter-spacing:-0.02px;display:inline;\">633 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"t2k_313\" style=\"left:799px;bottom:215px;letter-spacing:-0.01px;display:inline;\">1,090 </div></td></tr></table><div class=\"t s0_313\" id=\"t2l_313\" style=\"left:87px;bottom:186px;letter-spacing:-0.01px;display:inline;\">The Group has received $88 million of dividends from CPL in 2023 (2022: nil). In December 2023, the Group announced a planned capital </div><div class=\"t s0_313\" id=\"t2m_313\" style=\"left:87px;bottom:170px;letter-spacing:-0.01px;display:inline;\">injection into CPL of $176 million as discussed in note D3. </div><div class=\"t s0_313\" id=\"t2n_313\" style=\"left:87px;bottom:143px;letter-spacing:-0.01px;display:inline;\">At 31 December 2023, the Group\u2019s investments in joint ventures and associates accounted for using the equity method are $1,940 million (31 </div><div class=\"t s0_313\" id=\"t2o_313\" style=\"left:87px;bottom:127px;letter-spacing:-0.01px;display:inline;\">December 2022: $2,259 million), out of which $633 million (31 December 2022: $1,090 million) relates to the Group's interest in CPL as </div><div class=\"t s0_313\" id=\"t2p_313\" style=\"left:87px;bottom:111px;letter-spacing:-0.01px;display:inline;\">discussed above. The aggregate carrying amount of the Group\u2019s investments in the other joint ventures and associates accounted for using the </div><div class=\"t s0_313\" id=\"t2q_313\" style=\"left:87px;bottom:96px;letter-spacing:-0.01px;display:inline;\">equity method is $1,307 million (31 December 2022: $1,169 million). </div><div></div><div class=\"t s0_314\" id=\"t1_314\" style=\"left:65px;bottom:1116px;letter-spacing:0.13px;display:inline;\">D5.4 Related undertakings </div><div class=\"t s1_314\" id=\"t2_314\" style=\"left:65px;bottom:1100px;letter-spacing:-0.01px;display:inline;\">In accordance with Section 409 of the Companies Act 2006, a list of Prudential Group\u2019s subsidiaries, joint ventures, associates and significant </div><div class=\"t s1_314\" id=\"t3_314\" style=\"left:65px;bottom:1085px;letter-spacing:-0.01px;display:inline;\">holdings (being holdings of more than 20 per cent) is disclosed below, along with the classes of shares held, the registered office address and the </div><div class=\"t s1_314\" id=\"t4_314\" style=\"left:65px;bottom:1069px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">effective percentage of equity owned at 31 December 2023. The Group also operates through branches, none of which are significant. </div><div class=\"t s1_314\" id=\"t5_314\" style=\"left:65px;bottom:1041px;letter-spacing:-0.01px;display:inline;\">The definitions of a subsidiary undertaking, joint venture and associate in accordance with the Companies Act 2006 are different from the </div><div class=\"t s1_314\" id=\"t6_314\" style=\"left:65px;bottom:1026px;letter-spacing:-0.01px;display:inline;\">definition under IFRS Standards. As a result, the related undertakings included within the list below may not be the same as the undertakings </div><div class=\"t s1_314\" id=\"t7_314\" style=\"left:65px;bottom:1010px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">consolidated in the Group consolidated financial statements. The Group\u2019s consolidation policy is described in note D5.1. </div><div class=\"t s2_314\" id=\"t8_314\" style=\"left:65px;bottom:981px;letter-spacing:-0.12px;display:inline;\">Simplified corporate structure as at 31 December 2023 </div><div class=\"t s3_314\" id=\"t9_314\" style=\"left:389px;bottom:959px;letter-spacing:0.12px;display:inline;\">Prudential plc </div><div class=\"t s2_314\" id=\"ta_314\" style=\"left:327px;bottom:901px;letter-spacing:-0.11px;display:inline;\">Prudential Corporation Asia Limited </div><div class=\"t s4_314\" id=\"tb_314\" style=\"left:609px;bottom:909px;letter-spacing:-0.1px;display:inline;\">Prudential Group Holdings Limited </div><div class=\"t s4_314\" id=\"tc_314\" style=\"left:660px;bottom:893px;letter-spacing:-0.1px;display:inline;\">and subsidiaries </div><div class=\"t s1_314\" id=\"td_314\" style=\"left:83px;bottom:783px;letter-spacing:-0.01px;display:inline;\">CITIC- </div><div class=\"t s1_314\" id=\"te_314\" style=\"left:74px;bottom:767px;letter-spacing:-0.01px;display:inline;\">Prudential </div><div class=\"t s1_314\" id=\"tf_314\" style=\"left:91px;bottom:752px;letter-spacing:-0.01px;display:inline;\">Life </div><div class=\"t s1_314\" id=\"tg_314\" style=\"left:75px;bottom:736px;letter-spacing:-0.01px;display:inline;\">Insurance </div><div class=\"t s1_314\" id=\"th_314\" style=\"left:75px;bottom:720px;letter-spacing:-0.01px;display:inline;\">Company </div><div class=\"t s1_314\" id=\"ti_314\" style=\"left:81px;bottom:705px;letter-spacing:-0.01px;display:inline;\">Limited </div><div class=\"t s1_314\" id=\"tj_314\" style=\"left:85px;bottom:689px;letter-spacing:-0.01px;display:inline;\">(CPL)* </div><div class=\"t s1_314\" id=\"tk_314\" style=\"left:158px;bottom:797px;letter-spacing:-0.01px;display:inline;\">Prudential </div><div class=\"t s1_314\" id=\"tl_314\" style=\"left:155px;bottom:781px;letter-spacing:-0.01px;display:inline;\">Hong Kong </div><div class=\"t s1_314\" id=\"tm_314\" style=\"left:165px;bottom:765px;letter-spacing:-0.01px;display:inline;\">Limited </div><div class=\"t s1_314\" id=\"tn_314\" style=\"left:158px;bottom:738px;letter-spacing:-0.01px;display:inline;\">Prudential </div><div class=\"t s1_314\" id=\"to_314\" style=\"left:164px;bottom:722px;letter-spacing:-0.01px;display:inline;\">General </div><div class=\"t s1_314\" id=\"tp_314\" style=\"left:158px;bottom:706px;letter-spacing:-0.01px;display:inline;\">Insurance </div><div class=\"t s1_314\" id=\"tq_314\" style=\"left:155px;bottom:691px;letter-spacing:-0.01px;display:inline;\">Hong Kong </div><div class=\"t s1_314\" id=\"tr_314\" style=\"left:165px;bottom:675px;letter-spacing:-0.01px;display:inline;\">Limited </div><div class=\"t s1_314\" id=\"ts_314\" style=\"left:261px;bottom:811px;letter-spacing:-0.02px;display:inline;\">PT </div><div class=\"t s1_314\" id=\"tt_314\" style=\"left:241px;bottom:795px;letter-spacing:-0.01px;display:inline;\">Prudential </div><div class=\"t s1_314\" id=\"tu_314\" style=\"left:258px;bottom:779px;letter-spacing:-0.01px;display:inline;\">Life </div><div class=\"t s1_314\" id=\"tv_314\" style=\"left:239px;bottom:764px;letter-spacing:-0.01px;display:inline;\">Assurance </div><div class=\"t s5_314\" id=\"tw_314\" style=\"left:292px;bottom:772px;display:inline;\">\u2020 </div><div class=\"t s1_314\" id=\"tx_314\" style=\"left:261px;bottom:736px;letter-spacing:-0.02px;display:inline;\">PT </div><div class=\"t s1_314\" id=\"ty_314\" style=\"left:241px;bottom:720px;letter-spacing:-0.01px;display:inline;\">Prudential </div><div class=\"t s1_314\" id=\"tz_314\" style=\"left:240px;bottom:705px;letter-spacing:-0.01px;display:inline;\">Sharia Life </div><div class=\"t s1_314\" id=\"t10_314\" style=\"left:239px;bottom:689px;letter-spacing:-0.01px;display:inline;\">Assurance </div><div class=\"t s5_314\" id=\"t11_314\" style=\"left:292px;bottom:697px;display:inline;\">\u2020 </div><div class=\"t s1_314\" id=\"t12_314\" style=\"left:237px;bottom:661px;letter-spacing:-0.01px;display:inline;\">(Indonesia) </div><div class=\"t s1_314\" id=\"t13_314\" style=\"left:325px;bottom:797px;letter-spacing:-0.01px;display:inline;\">Prudential </div><div class=\"t s1_314\" id=\"t14_314\" style=\"left:325px;bottom:781px;letter-spacing:-0.01px;display:inline;\">Assurance </div><div class=\"t s1_314\" id=\"t15_314\" style=\"left:328px;bottom:765px;letter-spacing:-0.01px;display:inline;\">Malaysia </div><div class=\"t s1_314\" id=\"t16_314\" style=\"left:330px;bottom:750px;letter-spacing:-0.01px;display:inline;\">Berhad </div><div class=\"t s5_314\" id=\"t17_314\" style=\"left:368px;bottom:758px;display:inline;\">\u2020 </div><div class=\"t s1_314\" id=\"t18_314\" style=\"left:325px;bottom:722px;letter-spacing:-0.01px;display:inline;\">Prudential </div><div class=\"t s1_314\" id=\"t19_314\" style=\"left:340px;bottom:706px;letter-spacing:-0.01px;display:inline;\">BSN </div><div class=\"t s1_314\" id=\"t1a_314\" style=\"left:332px;bottom:691px;letter-spacing:-0.01px;display:inline;\">Takaful </div><div class=\"t s1_314\" id=\"t1b_314\" style=\"left:330px;bottom:675px;letter-spacing:-0.01px;display:inline;\">Berhad </div><div class=\"t s5_314\" id=\"t1c_314\" style=\"left:368px;bottom:683px;display:inline;\">\u2020 </div><div class=\"t s1_314\" id=\"t1d_314\" style=\"left:408px;bottom:775px;letter-spacing:-0.01px;display:inline;\">Prudential </div><div class=\"t s1_314\" id=\"t1e_314\" style=\"left:409px;bottom:759px;letter-spacing:-0.01px;display:inline;\">Assurance </div><div class=\"t s1_314\" id=\"t1f_314\" style=\"left:409px;bottom:744px;letter-spacing:-0.01px;display:inline;\">Company </div><div class=\"t s1_314\" id=\"t1g_314\" style=\"left:408px;bottom:728px;letter-spacing:-0.01px;display:inline;\">Singapore </div><div class=\"t s1_314\" id=\"t1h_314\" style=\"left:422px;bottom:713px;letter-spacing:-0.01px;display:inline;\">(Pte) </div><div class=\"t s1_314\" id=\"t1i_314\" style=\"left:413px;bottom:697px;letter-spacing:-0.01px;display:inline;\">Limited </div><div class=\"t s5_314\" id=\"t1j_314\" style=\"left:452px;bottom:705px;display:inline;\">\u2020 </div><div class=\"t s1_314\" id=\"t1k_314\" style=\"left:492px;bottom:781px;letter-spacing:-0.01px;display:inline;\">Eastspring </div><div class=\"t s1_314\" id=\"t1l_314\" style=\"left:488px;bottom:765px;letter-spacing:-0.33px;display:inline;\">Investments </div><div class=\"t s1_314\" id=\"t1m_314\" style=\"left:491px;bottom:750px;letter-spacing:-0.01px;display:inline;\">Group Pte. </div><div class=\"t s1_314\" id=\"t1n_314\" style=\"left:507px;bottom:734px;letter-spacing:-0.01px;display:inline;\">Ltd. </div><div class=\"t s5_314\" id=\"t1o_314\" style=\"left:526px;bottom:742px;display:inline;\">\u2020 </div><div class=\"t s1_314\" id=\"t1p_314\" style=\"left:509px;bottom:706px;letter-spacing:-0.01px;display:inline;\">and </div><div class=\"t s1_314\" id=\"t1q_314\" style=\"left:489px;bottom:691px;letter-spacing:-0.01px;display:inline;\">subsidiaries </div><div class=\"t s1_314\" id=\"t1r_314\" style=\"left:583px;bottom:843px;letter-spacing:-0.01px;display:inline;\">Growth </div><div class=\"t s1_314\" id=\"t1s_314\" style=\"left:581px;bottom:828px;letter-spacing:-0.01px;display:inline;\">markets </div><div class=\"t s1_314\" id=\"t1t_314\" style=\"left:577px;bottom:812px;letter-spacing:-0.01px;display:inline;\">and other </div><div class=\"t s1_314\" id=\"t1u_314\" style=\"left:581px;bottom:797px;letter-spacing:-0.01px;display:inline;\">entities </div><div class=\"t s5_314\" id=\"t1v_314\" style=\"left:619px;bottom:805px;display:inline;\">\u2020 </div><div class=\"t s1_314\" id=\"t1w_314\" style=\"left:576px;bottom:769px;letter-spacing:-0.01px;display:inline;\">(including </div><div class=\"t s1_314\" id=\"t1x_314\" style=\"left:586px;bottom:753px;letter-spacing:-0.01px;display:inline;\">Africa, </div><div class=\"t s1_314\" id=\"t1y_314\" style=\"left:574px;bottom:738px;letter-spacing:-0.01px;display:inline;\">Cambodia, </div><div class=\"t s1_314\" id=\"t1z_314\" style=\"left:573px;bottom:722px;display:inline;\">India, Laos, </div><div class=\"t s1_314\" id=\"t20_314\" style=\"left:575px;bottom:706px;letter-spacing:-0.01px;display:inline;\">Myanmar, </div><div class=\"t s1_314\" id=\"t21_314\" style=\"left:594px;bottom:691px;letter-spacing:-0.01px;display:inline;\">the </div><div class=\"t s1_314\" id=\"t22_314\" style=\"left:573px;bottom:675px;letter-spacing:-0.01px;display:inline;\">Philippines, </div><div class=\"t s1_314\" id=\"t23_314\" style=\"left:582px;bottom:660px;letter-spacing:-0.01px;display:inline;\">Taiwan, </div><div class=\"t s1_314\" id=\"t24_314\" style=\"left:578px;bottom:644px;letter-spacing:-0.01px;display:inline;\">Thailand, </div><div class=\"t s1_314\" id=\"t25_314\" style=\"left:578px;bottom:629px;letter-spacing:-0.01px;display:inline;\">Vietnam) </div><div class=\"t s1_314\" id=\"t26_314\" style=\"left:659px;bottom:759px;letter-spacing:-0.01px;display:inline;\">Prudential </div><div class=\"t s1_314\" id=\"t27_314\" style=\"left:655px;bottom:744px;letter-spacing:-0.53px;display:inline;\">International </div><div class=\"t s1_314\" id=\"t28_314\" style=\"left:663px;bottom:728px;letter-spacing:-0.01px;display:inline;\">Treasury </div><div class=\"t s1_314\" id=\"t29_314\" style=\"left:666px;bottom:713px;letter-spacing:-0.01px;display:inline;\">Limited </div><div class=\"t s1_314\" id=\"t2a_314\" style=\"left:743px;bottom:752px;letter-spacing:-0.01px;display:inline;\">Prudential </div><div class=\"t s1_314\" id=\"t2b_314\" style=\"left:748px;bottom:736px;letter-spacing:-0.01px;display:inline;\">Funding </div><div class=\"t s1_314\" id=\"t2c_314\" style=\"left:743px;bottom:720px;letter-spacing:-0.01px;display:inline;\">(Asia) plc </div><div class=\"t s5_314\" id=\"t2d_314\" style=\"left:792px;bottom:728px;display:inline;\">\u2021 </div><div class=\"t s6_314\" id=\"t2e_314\" style=\"left:65px;bottom:602px;display:inline;\">* </div><div class=\"t s6_314\" id=\"t2f_314\" style=\"left:82px;bottom:602px;letter-spacing:-0.13px;display:inline;\">CPL is a joint venture with CITIC, a leading state owned conglomerate in the Chinese Mainland. </div><div class=\"t s6_314\" id=\"t2g_314\" style=\"left:65px;bottom:590px;display:inline;\">\u2020 </div><div class=\"t s6_314\" id=\"t2h_314\" style=\"left:82px;bottom:590px;letter-spacing:-0.12px;display:inline;\">Indirectly held by Prudential Corporation Asia Limited. </div><div class=\"t s6_314\" id=\"t2i_314\" style=\"left:65px;bottom:578px;display:inline;\">\u2021 </div><div class=\"t s6_314\" id=\"t2j_314\" style=\"left:82px;bottom:578px;letter-spacing:-0.13px;display:inline;\">The company was incorporated in February 2023 and a 100 per cent subsidiary of Prudential Corporation Asia Limited. </div><div class=\"t s2_314\" id=\"t2k_314\" style=\"left:65px;bottom:551px;letter-spacing:-0.11px;display:inline;\">Direct subsidiary undertakings of the parent company, Prudential plc (shares held directly or via nominees) </div><div class=\"t s1_314\" id=\"t2l_314\" style=\"left:65px;bottom:535px;letter-spacing:-0.01px;display:inline;\">Key to share classes: </div><table>\n                                            <tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_314\" id=\"t2m_314\" style=\"left:69px;bottom:507px;letter-spacing:0.07px;display:inline;\">Abbreviation </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_314\" id=\"t2n_314\" style=\"left:184px;bottom:507px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">Class of share held </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_314\" id=\"t2o_314\" style=\"left:69px;bottom:486px;letter-spacing:-0.01px;display:inline;\">LBG </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_314\" id=\"t2p_314\" style=\"left:184px;bottom:486px;letter-spacing:-0.01px;display:inline;\">Limited by Guarantee </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_314\" id=\"t2q_314\" style=\"left:69px;bottom:466px;letter-spacing:-0.02px;display:inline;\">MI </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_314\" id=\"t2r_314\" style=\"left:184px;bottom:466px;letter-spacing:-0.01px;display:inline;\">Membership Interest </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_314\" id=\"t2s_314\" style=\"left:69px;bottom:447px;letter-spacing:-0.01px;display:inline;\">MI - WFOE </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_314\" id=\"t2t_314\" style=\"left:184px;bottom:447px;letter-spacing:-0.01px;display:inline;\">Membership Interest of a Wholly Foreign Owned Enterprise in the Chinese Mainland </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_314\" id=\"t2u_314\" style=\"left:69px;bottom:427px;letter-spacing:-0.01px;display:inline;\">MI \u2013 JV </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_314\" id=\"t2v_314\" style=\"left:184px;bottom:427px;letter-spacing:-0.01px;display:inline;\">Membership Interest of a Sino-Foreign Equity Joint Venture in the Chinese Mainland </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_314\" id=\"t2w_314\" style=\"left:69px;bottom:408px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_314\" id=\"t2x_314\" style=\"left:184px;bottom:408px;letter-spacing:-0.01px;display:inline;\">Ordinary Shares </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_314\" id=\"t2y_314\" style=\"left:69px;bottom:389px;letter-spacing:-0.02px;display:inline;\">PI </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_314\" id=\"t2z_314\" style=\"left:184px;bottom:389px;letter-spacing:-0.01px;display:inline;\">Partnership Interest </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_314\" id=\"t30_314\" style=\"left:69px;bottom:369px;letter-spacing:-0.02px;display:inline;\">PS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_314\" id=\"t31_314\" style=\"left:184px;bottom:369px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Preference Shares </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_314\" id=\"t32_314\" style=\"left:69px;bottom:350px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_314\" id=\"t33_314\" style=\"left:184px;bottom:350px;letter-spacing:-0.01px;display:inline;\">Units </div></td></tr>\n                                        </table><table>\n                                            <tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_314\" id=\"t34_314\" style=\"left:69px;bottom:319px;letter-spacing:0.08px;display:inline;\">Name of entity </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_314\" id=\"t35_314\" style=\"left:265px;bottom:320px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">Classes of shares held </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_314\" id=\"t36_314\" style=\"left:373px;bottom:320px;letter-spacing:0.07px;display:inline;\">Proportion held </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_314\" id=\"t37_314\" style=\"left:451px;bottom:319px;letter-spacing:0.07px;display:inline;\">Registered office address </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_314\" id=\"t38_314\" style=\"left:69px;bottom:299px;letter-spacing:-0.01px;display:inline;\">Prudential Corporation Asia Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_314\" id=\"t39_314\" style=\"left:265px;bottom:299px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_314\" id=\"t3a_314\" style=\"left:373px;bottom:299px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_314\" id=\"t3b_314\" style=\"left:451px;bottom:299px;letter-spacing:-0.01px;display:inline;\">13th Floor, One International Finance Centre, 1 Harbour View Street, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_314\" id=\"t3c_314\" style=\"left:451px;bottom:284px;letter-spacing:-0.01px;display:inline;\">Central, Hong Kong </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_314\" id=\"t3d_314\" style=\"left:69px;bottom:264px;letter-spacing:-0.01px;display:inline;\">Prudential Group Holdings Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_314\" id=\"t3e_314\" style=\"left:265px;bottom:264px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_314\" id=\"t3f_314\" style=\"left:373px;bottom:264px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_314\" id=\"t3g_314\" style=\"left:451px;bottom:264px;letter-spacing:-0.01px;display:inline;\">1 Angel Court, London, EC2R 7AG, United Kingdom </div></td></tr>\n                                        </table><div>\u00a0</div><div class=\"t s0_315\" id=\"t1_315\" style=\"left:87px;bottom:1118px;letter-spacing:-0.11px;display:inline;\">Other subsidiaries, joint ventures, associates and significant holdings of the Group \u2013 no shares held directly by the parent </div><div class=\"t s0_315\" id=\"t2_315\" style=\"left:87px;bottom:1101px;letter-spacing:-0.11px;display:inline;\">company (Prudential plc) or its nominees </div><table>\n                                            <tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_315\" id=\"t2w_315\" style=\"left:91px;bottom:1074px;letter-spacing:0.08px;display:inline;\">Name of entity </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_315\" id=\"t2x_315\" style=\"left:335px;bottom:1074px;letter-spacing:0.06px;word-spacing:0.01px;display:inline;\">Classes of </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_315\" id=\"t2z_315\" style=\"left:403px;bottom:1074px;letter-spacing:0.07px;display:inline;\">Proportion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_315\" id=\"t31_315\" style=\"left:472px;bottom:1074px;letter-spacing:0.07px;display:inline;\">Registered office address </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_315\" id=\"t2y_315\" style=\"left:335px;bottom:1064px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">shares held </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_315\" id=\"t30_315\" style=\"left:403px;bottom:1064px;letter-spacing:0.08px;display:inline;\">held </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t3_315\" style=\"left:91px;bottom:1043px;letter-spacing:-0.01px;display:inline;\">Aberdeen Cash Creation Fund </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t4_315\" style=\"left:335px;bottom:1043px;display:inline;\">U </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t5_315\" style=\"left:403px;bottom:1043px;letter-spacing:-0.01px;display:inline;\">26.87% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t6_315\" style=\"left:472px;bottom:1043px;letter-spacing:-0.01px;display:inline;\">28th Floor Bangkok City Tower, 179 South Sathorn Road, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t7_315\" style=\"left:472px;bottom:1027px;letter-spacing:-0.01px;display:inline;\">Thungmahamek, Sathorn, Bangkok 10120, Thailand </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t8_315\" style=\"left:91px;bottom:1007px;letter-spacing:-0.01px;display:inline;\">Aberdeen Standard Global Opportunities </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"ta_315\" style=\"left:335px;bottom:1007px;display:inline;\">U </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"tb_315\" style=\"left:403px;bottom:1007px;letter-spacing:-0.01px;display:inline;\">35.13% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"tc_315\" style=\"left:472px;bottom:1007px;letter-spacing:-0.01px;display:inline;\">21 Church Street, #01-01, Capital Square Two, Singapore 049480 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t9_315\" style=\"left:91px;bottom:992px;letter-spacing:-0.01px;display:inline;\">Fund </div></td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"td_315\" style=\"left:91px;bottom:972px;letter-spacing:-0.01px;display:inline;\">Aberdeen Standard Singapore Equity Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"te_315\" style=\"left:335px;bottom:972px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"tf_315\" style=\"left:403px;bottom:972px;letter-spacing:-0.01px;display:inline;\">61.88% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"tg_315\" style=\"left:91px;bottom:952px;letter-spacing:-0.01px;display:inline;\">AC Financial Partners Limited Partnership </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"th_315\" style=\"left:335px;bottom:952px;letter-spacing:-0.02px;display:inline;\">PI </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"ti_315\" style=\"left:403px;bottom:952px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"tj_315\" style=\"left:472px;bottom:952px;letter-spacing:-0.01px;display:inline;\">Citypoint, 65 Haymarket Terrace, Edinburgh, EH12 5HD </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"tk_315\" style=\"left:91px;bottom:933px;letter-spacing:-0.01px;display:inline;\">Alternatives North America, Ltd. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"tl_315\" style=\"left:335px;bottom:933px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"tm_315\" style=\"left:403px;bottom:933px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"tn_315\" style=\"left:472px;bottom:933px;letter-spacing:-0.01px;display:inline;\">PO Box 1093, Queensgate House, Grand Cayman, KY1-1102, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"to_315\" style=\"left:472px;bottom:917px;letter-spacing:-0.01px;display:inline;\">Cayman Islands </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"tp_315\" style=\"left:91px;bottom:897px;letter-spacing:-0.01px;display:inline;\">BOCHK Aggressive Growth Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"tq_315\" style=\"left:335px;bottom:897px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"tr_315\" style=\"left:403px;bottom:897px;letter-spacing:-0.01px;display:inline;\">46.52% </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"ts_315\" style=\"left:472px;bottom:897px;letter-spacing:-0.01px;display:inline;\">27th Floor, Bank of China Tower, 1 Garden Road, Hong Kong </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"tt_315\" style=\"left:91px;bottom:878px;letter-spacing:-0.01px;display:inline;\">BOCHK Balanced Growth Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"tu_315\" style=\"left:335px;bottom:878px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"tv_315\" style=\"left:403px;bottom:878px;letter-spacing:-0.01px;display:inline;\">40.43% </div></td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"tw_315\" style=\"left:91px;bottom:859px;letter-spacing:-0.01px;display:inline;\">BOCHK China Equity Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"tx_315\" style=\"left:335px;bottom:859px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"ty_315\" style=\"left:403px;bottom:859px;letter-spacing:-0.01px;display:inline;\">52.42% </div></td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"tz_315\" style=\"left:91px;bottom:839px;letter-spacing:-0.01px;display:inline;\">BOCHK Conservative Growth Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t10_315\" style=\"left:335px;bottom:839px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t11_315\" style=\"left:403px;bottom:839px;letter-spacing:-0.01px;display:inline;\">42.17% </div></td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t12_315\" style=\"left:91px;bottom:820px;letter-spacing:-0.01px;display:inline;\">BOCHK US Dollar Money Market Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t13_315\" style=\"left:335px;bottom:820px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t14_315\" style=\"left:403px;bottom:820px;letter-spacing:-0.01px;display:inline;\">37.11% </div></td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t15_315\" style=\"left:91px;bottom:800px;letter-spacing:-0.01px;display:inline;\">BOCI-Prudential Asset Management Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t16_315\" style=\"left:335px;bottom:800px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t17_315\" style=\"left:403px;bottom:800px;letter-spacing:-0.01px;display:inline;\">36.00% </div></td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t18_315\" style=\"left:91px;bottom:781px;letter-spacing:-0.01px;display:inline;\">BOCI-Prudential Trustee Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t19_315\" style=\"left:335px;bottom:781px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t1a_315\" style=\"left:403px;bottom:781px;letter-spacing:-0.01px;display:inline;\">36.00% </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t1b_315\" style=\"left:472px;bottom:781px;letter-spacing:-0.01px;display:inline;\">Suites 1501-1507 &amp; 1513-1516, 15th Floor, 1111 King's Road, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t1c_315\" style=\"left:472px;bottom:765px;letter-spacing:-0.01px;display:inline;\">Taikoo Shing, Hong Kong </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t1d_315\" style=\"left:91px;bottom:745px;letter-spacing:-0.01px;display:inline;\">BSP Debt Fund V Unlevered (Non-US) L.P. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t1e_315\" style=\"left:335px;bottom:745px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t1f_315\" style=\"left:403px;bottom:745px;letter-spacing:-0.01px;display:inline;\">53.00% </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t1g_315\" style=\"left:472px;bottom:745px;letter-spacing:-0.01px;display:inline;\">C/o Benefit Street Partners LLC, New York, New York 10019 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t1h_315\" style=\"left:91px;bottom:710px;letter-spacing:-0.01px;display:inline;\">Cathay High Yield ex China Cash pay 1-5 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t1j_315\" style=\"left:335px;bottom:710px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t1k_315\" style=\"left:403px;bottom:710px;letter-spacing:-0.01px;display:inline;\">46.49% </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t1l_315\" style=\"left:472px;bottom:710px;letter-spacing:-0.01px;display:inline;\">6th Floor, No.39, Sec.2, Dunhua South. Rd., Taipei, Taiwan </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t1i_315\" style=\"left:91px;bottom:694px;letter-spacing:-0.01px;display:inline;\">Year 2% Issuer Capped ETF </div></td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t1m_315\" style=\"left:91px;bottom:674px;letter-spacing:-0.01px;display:inline;\">CITIC-CP Asset Management Co., Ltd. </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t1n_315\" style=\"left:335px;bottom:674px;letter-spacing:-0.01px;display:inline;\">MI - JV </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t1o_315\" style=\"left:403px;bottom:674px;letter-spacing:-0.01px;display:inline;\">26.95% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t1p_315\" style=\"left:472px;bottom:674px;letter-spacing:-0.01px;display:inline;\">Room 101-2, No.128 North Zhangjiabang Road, Pudong District, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t1q_315\" style=\"left:472px;bottom:658px;letter-spacing:-0.01px;display:inline;\">Shanghai, China </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t1r_315\" style=\"left:91px;bottom:639px;letter-spacing:-0.01px;display:inline;\">CITIC-Prudential Fund Management </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t1t_315\" style=\"left:335px;bottom:639px;letter-spacing:-0.01px;display:inline;\">MI - JV </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t1u_315\" style=\"left:403px;bottom:639px;letter-spacing:-0.01px;display:inline;\">49.00% </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t1v_315\" style=\"left:472px;bottom:639px;letter-spacing:-0.01px;display:inline;\">Level 9, HSBC Building, Shanghai IFC, 8 Century Avenue, Pudong, </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t1s_315\" style=\"left:91px;bottom:623px;letter-spacing:-0.01px;display:inline;\">Company Limited </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t1w_315\" style=\"left:472px;bottom:623px;letter-spacing:-0.01px;display:inline;\">Shanghai, China </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t1x_315\" style=\"left:91px;bottom:588px;letter-spacing:-0.01px;display:inline;\">CITIC-Prudential Life Insurance Company </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t1z_315\" style=\"left:335px;bottom:588px;letter-spacing:-0.01px;display:inline;\">MI - JV </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t20_315\" style=\"left:403px;bottom:588px;letter-spacing:-0.01px;display:inline;\">50.00% </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t21_315\" style=\"left:472px;bottom:588px;letter-spacing:-0.01px;display:inline;\">Room 1101-A, 1201, 1301, 1401, 1501, 1601, 1701, 1801, Unit 01, </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t1y_315\" style=\"left:91px;bottom:573px;letter-spacing:-0.01px;display:inline;\">Limited </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t22_315\" style=\"left:472px;bottom:573px;letter-spacing:-0.01px;display:inline;\">Building 1, No. B2, North Road of East Third Ring Road, Chaoyang </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t23_315\" style=\"left:472px;bottom:557px;letter-spacing:-0.01px;display:inline;\">District, Beijing, PRC,100027, China </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t24_315\" style=\"left:91px;bottom:538px;letter-spacing:-0.01px;display:inline;\">Eastspring Al-Wara' Investments Berhad </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t25_315\" style=\"left:335px;bottom:538px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t26_315\" style=\"left:403px;bottom:538px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t27_315\" style=\"left:472px;bottom:538px;letter-spacing:-0.01px;display:inline;\">Level 25, Menara Hong Leong, No. 6 Jalan Damanlela, Bukit </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t28_315\" style=\"left:472px;bottom:522px;letter-spacing:-0.01px;display:inline;\">Damansara, 50490 Kuala Lumpur, Wilayah Persekutuan, Malaysia </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t29_315\" style=\"left:91px;bottom:487px;letter-spacing:-0.01px;display:inline;\">Eastspring Asia Pacific High Yield Equity </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t2b_315\" style=\"left:335px;bottom:487px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t2c_315\" style=\"left:403px;bottom:487px;letter-spacing:-0.01px;display:inline;\">39.60% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t2d_315\" style=\"left:472px;bottom:487px;letter-spacing:-0.01px;display:inline;\">4th Floor, No.1, Songzhi Rd., Xinyi Dist., Taipei, Taiwan </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t2a_315\" style=\"left:91px;bottom:472px;letter-spacing:-0.01px;display:inline;\">Fund </div></td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t2e_315\" style=\"left:91px;bottom:452px;letter-spacing:-0.01px;display:inline;\">Eastspring Asset Management (Thailand) </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t2g_315\" style=\"left:335px;bottom:452px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t2h_315\" style=\"left:403px;bottom:452px;letter-spacing:-0.01px;display:inline;\">59.50% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t2i_315\" style=\"left:472px;bottom:452px;letter-spacing:-0.01px;display:inline;\">944 Mitrtown Office Tower, 9th Floor, Rama 4 Road, Wangmai, </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t2f_315\" style=\"left:91px;bottom:436px;letter-spacing:-0.01px;display:inline;\">Co., Ltd. </div></td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t2j_315\" style=\"left:472px;bottom:436px;letter-spacing:-0.01px;display:inline;\">Pathumwan, Bangkok 10330, Thailand </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t2k_315\" style=\"left:91px;bottom:416px;letter-spacing:-0.01px;display:inline;\">Eastspring Asset Management Korea Co. Ltd. </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t2l_315\" style=\"left:335px;bottom:416px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t2m_315\" style=\"left:403px;bottom:416px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t2n_315\" style=\"left:472px;bottom:416px;letter-spacing:-0.01px;display:inline;\">22F (Seoul International Finance Center, Yeouido dong), 10 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t2o_315\" style=\"left:472px;bottom:401px;letter-spacing:-0.01px;display:inline;\">Gukjegeumyung-ro, Yeongdeungpo-gu, Seoul 07326, Republic of </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t2p_315\" style=\"left:472px;bottom:385px;letter-spacing:-0.01px;display:inline;\">Korea </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t2q_315\" style=\"left:91px;bottom:366px;letter-spacing:-0.01px;display:inline;\">Eastspring Investment Management </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t2s_315\" style=\"left:335px;bottom:366px;letter-spacing:-0.01px;display:inline;\">MI - WFOE </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t2t_315\" style=\"left:403px;bottom:366px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t2u_315\" style=\"left:472px;bottom:366px;letter-spacing:-0.01px;display:inline;\">Unit 306-308, 3rd Floor, Azia Center, 1233 Lujiazui Ring Road, China </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t2r_315\" style=\"left:91px;bottom:350px;letter-spacing:-0.01px;display:inline;\">(Shanghai) Company Limited </div></td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled tcs-selected\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t2v_315\" style=\"left:472px;bottom:350px;letter-spacing:-0.01px;display:inline;\">(Shanghai) Pilot Free Trade Zone, China </div></td></tr>\n                                        </table><div></div><table>\n                                            <tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_316\" id=\"t18_316\" style=\"left:69px;bottom:1119px;letter-spacing:0.08px;display:inline;\">Name of entity </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_316\" id=\"t19_316\" style=\"left:313px;bottom:1119px;letter-spacing:0.06px;word-spacing:0.01px;display:inline;\">Classes of </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_316\" id=\"t1b_316\" style=\"left:382px;bottom:1119px;letter-spacing:0.07px;display:inline;\">Proportion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_316\" id=\"t1d_316\" style=\"left:451px;bottom:1119px;letter-spacing:0.07px;display:inline;\">Registered office address </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_316\" id=\"t1a_316\" style=\"left:313px;bottom:1109px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">shares held </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_316\" id=\"t1c_316\" style=\"left:382px;bottom:1109px;letter-spacing:0.08px;display:inline;\">held </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"t1_316\" style=\"left:69px;bottom:1088px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - Asia ESG Bond </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"t3_316\" style=\"left:313px;bottom:1088px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"t4_316\" style=\"left:382px;bottom:1088px;letter-spacing:-0.01px;display:inline;\">94.82% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"t5_316\" style=\"left:451px;bottom:1088px;letter-spacing:-0.01px;display:inline;\">26, Boulevard Royal, L-2449, Luxembourg </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"t2_316\" style=\"left:69px;bottom:1073px;letter-spacing:-0.01px;display:inline;\">Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"t6_316\" style=\"left:69px;bottom:1053px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments \u2013 Asia Opportunities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"t8_316\" style=\"left:313px;bottom:1053px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"t9_316\" style=\"left:382px;bottom:1053px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"t7_316\" style=\"left:69px;bottom:1037px;letter-spacing:-0.01px;display:inline;\">Equity Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"ta_316\" style=\"left:69px;bottom:1017px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - Asia Pacific Equity </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"tc_316\" style=\"left:313px;bottom:1017px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"td_316\" style=\"left:382px;bottom:1017px;letter-spacing:-0.01px;display:inline;\">95.55% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"tb_316\" style=\"left:69px;bottom:1002px;letter-spacing:-0.01px;display:inline;\">Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"te_316\" style=\"left:69px;bottom:982px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - Asia Real Estate </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"tg_316\" style=\"left:313px;bottom:982px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"th_316\" style=\"left:382px;bottom:982px;letter-spacing:-0.01px;display:inline;\">35.06% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"tf_316\" style=\"left:69px;bottom:966px;letter-spacing:-0.01px;display:inline;\">Multi Asset Income Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"ti_316\" style=\"left:69px;bottom:946px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - Asian Bond Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"tj_316\" style=\"left:313px;bottom:946px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"tk_316\" style=\"left:382px;bottom:946px;letter-spacing:-0.01px;display:inline;\">89.85% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"tl_316\" style=\"left:69px;bottom:911px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - Asian Dynamic </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"tn_316\" style=\"left:313px;bottom:911px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"to_316\" style=\"left:382px;bottom:911px;letter-spacing:-0.01px;display:inline;\">95.21% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"tm_316\" style=\"left:69px;bottom:895px;letter-spacing:-0.01px;display:inline;\">Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"tp_316\" style=\"left:69px;bottom:875px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - Asian Equity Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"tq_316\" style=\"left:313px;bottom:875px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"tr_316\" style=\"left:382px;bottom:875px;letter-spacing:-0.01px;display:inline;\">98.94% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"ts_316\" style=\"left:69px;bottom:840px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - Asian Equity </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"tu_316\" style=\"left:313px;bottom:840px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"tv_316\" style=\"left:382px;bottom:840px;letter-spacing:-0.01px;display:inline;\">88.46% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"tt_316\" style=\"left:69px;bottom:824px;letter-spacing:-0.01px;display:inline;\">Income Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"tw_316\" style=\"left:69px;bottom:804px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - Asian High Yield </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"ty_316\" style=\"left:313px;bottom:804px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"tz_316\" style=\"left:382px;bottom:804px;letter-spacing:-0.01px;display:inline;\">67.15% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"tx_316\" style=\"left:69px;bottom:789px;letter-spacing:-0.01px;display:inline;\">Bond Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"t10_316\" style=\"left:69px;bottom:769px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - Asian Investment </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"t12_316\" style=\"left:313px;bottom:769px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"t13_316\" style=\"left:382px;bottom:769px;letter-spacing:-0.01px;display:inline;\">88.64% </div></td><td class=\"tcs-selection-enabled tcs-selected emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"t11_316\" style=\"left:69px;bottom:753px;letter-spacing:-0.01px;display:inline;\">Grade Bond Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"t14_316\" style=\"left:69px;bottom:733px;letter-spacing:-0.01px;display:inline;\">EastSpring Investments - Asian Local Bond </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"t16_316\" style=\"left:313px;bottom:733px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"t17_316\" style=\"left:382px;bottom:733px;letter-spacing:-0.01px;display:inline;\">83.45% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"t15_316\" style=\"left:69px;bottom:717px;letter-spacing:-0.01px;display:inline;\">Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr>\n                                        </table><div></div><table>\n                                            <tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_317\" id=\"t32_317\" style=\"left:91px;bottom:1119px;letter-spacing:0.08px;display:inline;\">Name of entity </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_317\" id=\"t33_317\" style=\"left:335px;bottom:1119px;letter-spacing:0.06px;word-spacing:0.01px;display:inline;\">Classes of </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_317\" id=\"t35_317\" style=\"left:403px;bottom:1119px;letter-spacing:0.07px;display:inline;\">Proportion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_317\" id=\"t37_317\" style=\"left:472px;bottom:1119px;letter-spacing:0.07px;display:inline;\">Registered office address </div></td></tr><tr><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_317\" id=\"t34_317\" style=\"left:335px;bottom:1109px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">shares held </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_317\" id=\"t36_317\" style=\"left:403px;bottom:1109px;letter-spacing:0.08px;display:inline;\">held </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t1_317\" style=\"left:91px;bottom:1088px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - Asian Low Volatility </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t3_317\" style=\"left:335px;bottom:1088px;display:inline;\">U </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t4_317\" style=\"left:403px;bottom:1088px;letter-spacing:-0.01px;display:inline;\">91.60% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t2_317\" style=\"left:91px;bottom:1073px;letter-spacing:-0.01px;display:inline;\">Equity Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t5_317\" style=\"left:91px;bottom:1053px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - Asian Multi Factor </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t7_317\" style=\"left:335px;bottom:1053px;display:inline;\">U </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t8_317\" style=\"left:403px;bottom:1053px;letter-spacing:-0.01px;display:inline;\">95.20% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t6_317\" style=\"left:91px;bottom:1037px;letter-spacing:-0.01px;display:inline;\">Equity Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t9_317\" style=\"left:91px;bottom:1002px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - China A Shares </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"tb_317\" style=\"left:335px;bottom:1002px;display:inline;\">U </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"tc_317\" style=\"left:403px;bottom:1002px;letter-spacing:-0.01px;display:inline;\">79.87% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"ta_317\" style=\"left:91px;bottom:987px;letter-spacing:-0.01px;display:inline;\">Growth Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"td_317\" style=\"left:91px;bottom:967px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - Dragon Peacock </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"tf_317\" style=\"left:335px;bottom:967px;display:inline;\">U </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"tg_317\" style=\"left:403px;bottom:967px;letter-spacing:-0.01px;display:inline;\">97.09% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"te_317\" style=\"left:91px;bottom:951px;letter-spacing:-0.01px;display:inline;\">Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"th_317\" style=\"left:91px;bottom:931px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - European </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"tj_317\" style=\"left:335px;bottom:931px;display:inline;\">U </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"tk_317\" style=\"left:403px;bottom:931px;letter-spacing:-0.01px;display:inline;\">99.88% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"ti_317\" style=\"left:91px;bottom:916px;letter-spacing:-0.01px;display:inline;\">Investment Grade Bond Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"tl_317\" style=\"left:91px;bottom:896px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - Global Emerging </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"tn_317\" style=\"left:335px;bottom:896px;display:inline;\">U </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"to_317\" style=\"left:403px;bottom:896px;letter-spacing:-0.01px;display:inline;\">98.06% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"tm_317\" style=\"left:91px;bottom:880px;letter-spacing:-0.01px;display:inline;\">Markets Bond Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"tp_317\" style=\"left:91px;bottom:860px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - Global Emerging </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"tr_317\" style=\"left:335px;bottom:860px;display:inline;\">U </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"ts_317\" style=\"left:403px;bottom:860px;letter-spacing:-0.01px;display:inline;\">38.21% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"tq_317\" style=\"left:91px;bottom:845px;letter-spacing:-0.01px;display:inline;\">Markets Dynamic Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"tt_317\" style=\"left:91px;bottom:825px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - Global Emerging </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"tv_317\" style=\"left:335px;bottom:825px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"tw_317\" style=\"left:403px;bottom:825px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"tu_317\" style=\"left:91px;bottom:809px;letter-spacing:-0.01px;display:inline;\">Markets ex-China Dynamic Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"tx_317\" style=\"left:91px;bottom:789px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - Global Emerging </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"tz_317\" style=\"left:335px;bottom:789px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t10_317\" style=\"left:403px;bottom:789px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"ty_317\" style=\"left:91px;bottom:774px;letter-spacing:-0.01px;display:inline;\">Markets Fundamental Value Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t11_317\" style=\"left:91px;bottom:754px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - Global Equity </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t13_317\" style=\"left:335px;bottom:754px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t14_317\" style=\"left:403px;bottom:754px;letter-spacing:-0.01px;display:inline;\">97.86% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t12_317\" style=\"left:91px;bottom:738px;letter-spacing:-0.01px;display:inline;\">Navigator Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t15_317\" style=\"left:91px;bottom:718px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - Global Growth </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t17_317\" style=\"left:335px;bottom:718px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t18_317\" style=\"left:403px;bottom:718px;letter-spacing:-0.01px;display:inline;\">42.30% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t16_317\" style=\"left:91px;bottom:703px;letter-spacing:-0.01px;display:inline;\">Equity Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t19_317\" style=\"left:91px;bottom:683px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - Global Low </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t1b_317\" style=\"left:335px;bottom:683px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t1c_317\" style=\"left:403px;bottom:683px;letter-spacing:-0.01px;display:inline;\">98.48% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t1a_317\" style=\"left:91px;bottom:667px;letter-spacing:-0.01px;display:inline;\">Volatility Equity Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t1d_317\" style=\"left:91px;bottom:647px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - Global Market </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t1f_317\" style=\"left:335px;bottom:647px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t1g_317\" style=\"left:403px;bottom:647px;letter-spacing:-0.01px;display:inline;\">99.60% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t1e_317\" style=\"left:91px;bottom:632px;letter-spacing:-0.01px;display:inline;\">Navigator Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t1h_317\" style=\"left:91px;bottom:612px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - Global Multi Asset </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t1j_317\" style=\"left:335px;bottom:612px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t1k_317\" style=\"left:403px;bottom:612px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t1i_317\" style=\"left:91px;bottom:596px;letter-spacing:-0.01px;display:inline;\">Income Plus Growth Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t1l_317\" style=\"left:91px;bottom:576px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - Global Technology </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t1n_317\" style=\"left:335px;bottom:576px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t1o_317\" style=\"left:403px;bottom:576px;letter-spacing:-0.01px;display:inline;\">84.16% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t1m_317\" style=\"left:91px;bottom:561px;letter-spacing:-0.01px;display:inline;\">Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t1p_317\" style=\"left:91px;bottom:541px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - Greater China </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t1r_317\" style=\"left:335px;bottom:541px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t1s_317\" style=\"left:403px;bottom:541px;letter-spacing:-0.01px;display:inline;\">89.88% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t1q_317\" style=\"left:91px;bottom:525px;letter-spacing:-0.01px;display:inline;\">Equity Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t1t_317\" style=\"left:91px;bottom:505px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - India Equity Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t1u_317\" style=\"left:335px;bottom:505px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t1v_317\" style=\"left:403px;bottom:505px;letter-spacing:-0.01px;display:inline;\">58.85% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t1w_317\" style=\"left:91px;bottom:470px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - Japan Sustainable </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t1y_317\" style=\"left:335px;bottom:470px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t1z_317\" style=\"left:403px;bottom:470px;letter-spacing:-0.01px;display:inline;\">86.85% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t1x_317\" style=\"left:91px;bottom:454px;letter-spacing:-0.01px;display:inline;\">Value Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t20_317\" style=\"left:91px;bottom:434px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - Pan European Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t21_317\" style=\"left:335px;bottom:434px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t22_317\" style=\"left:403px;bottom:434px;letter-spacing:-0.01px;display:inline;\">66.59% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t23_317\" style=\"left:91px;bottom:399px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - US Corporate Bond </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t25_317\" style=\"left:335px;bottom:399px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t26_317\" style=\"left:403px;bottom:399px;letter-spacing:-0.01px;display:inline;\">68.69% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t24_317\" style=\"left:91px;bottom:383px;letter-spacing:-0.01px;display:inline;\">Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t27_317\" style=\"left:91px;bottom:363px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - US High </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t29_317\" style=\"left:335px;bottom:363px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t2a_317\" style=\"left:403px;bottom:363px;letter-spacing:-0.01px;display:inline;\">85.91% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t28_317\" style=\"left:91px;bottom:347px;letter-spacing:-0.01px;display:inline;\">Investment Grade Bond Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t2b_317\" style=\"left:91px;bottom:327px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - US High Yield Bond </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t2d_317\" style=\"left:335px;bottom:327px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t2e_317\" style=\"left:403px;bottom:327px;letter-spacing:-0.01px;display:inline;\">54.03% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t2c_317\" style=\"left:91px;bottom:312px;letter-spacing:-0.01px;display:inline;\">Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t2f_317\" style=\"left:91px;bottom:292px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - US Investment </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t2h_317\" style=\"left:335px;bottom:292px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t2i_317\" style=\"left:403px;bottom:292px;letter-spacing:-0.01px;display:inline;\">58.61% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t2g_317\" style=\"left:91px;bottom:276px;letter-spacing:-0.01px;display:inline;\">Grade Bond Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t2j_317\" style=\"left:91px;bottom:256px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - World Value Equity </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t2l_317\" style=\"left:335px;bottom:256px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t2m_317\" style=\"left:403px;bottom:256px;letter-spacing:-0.01px;display:inline;\">93.68% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t2k_317\" style=\"left:91px;bottom:241px;letter-spacing:-0.01px;display:inline;\">Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t2n_317\" style=\"left:91px;bottom:221px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments (Hong Kong) Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t2o_317\" style=\"left:335px;bottom:221px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t2p_317\" style=\"left:403px;bottom:221px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t2q_317\" style=\"left:472px;bottom:221px;letter-spacing:-0.01px;display:inline;\">13th Floor, One International Finance Centre, 1 Harbour View Street, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t2r_317\" style=\"left:472px;bottom:205px;letter-spacing:-0.01px;display:inline;\">Central, Hong Kong </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t2s_317\" style=\"left:91px;bottom:185px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments (Luxembourg) S.A. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t2t_317\" style=\"left:335px;bottom:185px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t2u_317\" style=\"left:403px;bottom:185px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t2v_317\" style=\"left:472px;bottom:185px;letter-spacing:-0.01px;display:inline;\">26, Boulevard Royal, L-2449 Luxembourg, Grand Duchy of </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t2w_317\" style=\"left:472px;bottom:170px;letter-spacing:-0.01px;display:inline;\">Luxembourg </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t2x_317\" style=\"left:91px;bottom:150px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments (Singapore) Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t2y_317\" style=\"left:335px;bottom:150px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t2z_317\" style=\"left:403px;bottom:150px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t30_317\" style=\"left:472px;bottom:150px;letter-spacing:-0.01px;display:inline;\">10 Marina Boulevard, #32-01, Marina Bay Financial Centre, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled tcs-selected\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t31_317\" style=\"left:472px;bottom:134px;letter-spacing:-0.01px;display:inline;\">Singapore 018983 </div></td></tr>\n                                        </table><div></div><table>\n                                            <tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_318\" id=\"t3s_318\" style=\"left:69px;bottom:1119px;letter-spacing:0.08px;display:inline;\">Name of entity </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_318\" id=\"t3t_318\" style=\"left:313px;bottom:1119px;letter-spacing:0.06px;word-spacing:0.01px;display:inline;\">Classes of </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_318\" id=\"t3v_318\" style=\"left:382px;bottom:1119px;letter-spacing:0.07px;display:inline;\">Proportion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_318\" id=\"t3x_318\" style=\"left:451px;bottom:1119px;letter-spacing:0.07px;display:inline;\">Registered office address </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_318\" id=\"t3u_318\" style=\"left:313px;bottom:1109px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">shares held </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_318\" id=\"t3w_318\" style=\"left:382px;bottom:1109px;letter-spacing:0.08px;display:inline;\">held </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t1_318\" style=\"left:69px;bottom:1088px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments Asia Pacific ex-Japan </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t3_318\" style=\"left:313px;bottom:1088px;display:inline;\">U </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t4_318\" style=\"left:382px;bottom:1088px;letter-spacing:-0.01px;display:inline;\">78.56% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t5_318\" style=\"left:451px;bottom:1088px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments Berhad, Level 22, Menara Prudential, </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t2_318\" style=\"left:69px;bottom:1073px;letter-spacing:-0.01px;display:inline;\">Target Return Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t6_318\" style=\"left:451px;bottom:1073px;letter-spacing:-0.01px;display:inline;\">Persiaran TRX Barat, 55188 Tun Razak Exchange, Kuala Lumpur, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t7_318\" style=\"left:451px;bottom:1057px;letter-spacing:-0.01px;display:inline;\">Malaysia </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t8_318\" style=\"left:69px;bottom:1038px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments Berhad </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t9_318\" style=\"left:313px;bottom:1038px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"ta_318\" style=\"left:382px;bottom:1038px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"tb_318\" style=\"left:451px;bottom:1038px;letter-spacing:-0.01px;display:inline;\">Level 25, Menara Hong Leong, No. 6 Jalan Damanlela, Bukit </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"tc_318\" style=\"left:451px;bottom:1022px;letter-spacing:-0.01px;display:inline;\">Damansara, 50490 Kuala Lumpur, Wilayah Persekutuan, Malaysia </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"td_318\" style=\"left:69px;bottom:987px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments Equity Income Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"te_318\" style=\"left:313px;bottom:987px;display:inline;\">U </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"tf_318\" style=\"left:382px;bottom:987px;letter-spacing:-0.01px;display:inline;\">43.13% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"tg_318\" style=\"left:451px;bottom:987px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments Berhad, Level 22, Menara Prudential, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"th_318\" style=\"left:451px;bottom:972px;letter-spacing:-0.01px;display:inline;\">Persiaran TRX Barat, 55188 Tun Razak Exchange, Kuala Lumpur, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"ti_318\" style=\"left:451px;bottom:956px;letter-spacing:-0.01px;display:inline;\">Malaysia </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"tj_318\" style=\"left:69px;bottom:937px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments Fund Management </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"tl_318\" style=\"left:313px;bottom:937px;letter-spacing:-0.02px;display:inline;\">MI </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"tm_318\" style=\"left:382px;bottom:937px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"tn_318\" style=\"left:451px;bottom:937px;letter-spacing:-0.01px;display:inline;\">23rd Floor, Saigon Trade Center, 37 Ton Duc Thang Street, District 1, </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"tk_318\" style=\"left:69px;bottom:921px;letter-spacing:-0.01px;display:inline;\">Limited Liability Company </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"to_318\" style=\"left:451px;bottom:921px;letter-spacing:-0.01px;display:inline;\">Ho Chi Minh City, Vietnam </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"tp_318\" style=\"left:69px;bottom:901px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments Global Oncology </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"tr_318\" style=\"left:313px;bottom:901px;display:inline;\">U </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"ts_318\" style=\"left:382px;bottom:901px;letter-spacing:-0.01px;display:inline;\">72.72% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"tt_318\" style=\"left:451px;bottom:901px;letter-spacing:-0.01px;display:inline;\">22nd Floor One IFC, 10 Gukjegeumyung-ro, Youngdungpo-gu, Seoul </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"tq_318\" style=\"left:69px;bottom:886px;letter-spacing:-0.01px;display:inline;\">Securities Baby Investment Trust (H) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"tu_318\" style=\"left:451px;bottom:886px;letter-spacing:-0.01px;display:inline;\">07326, Korea </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"tv_318\" style=\"left:69px;bottom:866px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments Global Oncology </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"tx_318\" style=\"left:313px;bottom:866px;display:inline;\">U </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"ty_318\" style=\"left:382px;bottom:866px;letter-spacing:-0.01px;display:inline;\">92.43% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"tw_318\" style=\"left:69px;bottom:850px;letter-spacing:-0.01px;display:inline;\">Securities Baby Investment Trust (UH) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"tz_318\" style=\"left:69px;bottom:830px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments Global Oncology </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t11_318\" style=\"left:313px;bottom:830px;display:inline;\">U </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t12_318\" style=\"left:382px;bottom:830px;letter-spacing:-0.01px;display:inline;\">96.00% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t10_318\" style=\"left:69px;bottom:815px;letter-spacing:-0.01px;display:inline;\">Securities Baby Investment Trust (USD) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t13_318\" style=\"left:69px;bottom:795px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments Group Pte. Ltd. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t14_318\" style=\"left:313px;bottom:795px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t15_318\" style=\"left:382px;bottom:795px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t16_318\" style=\"left:451px;bottom:795px;letter-spacing:-0.01px;display:inline;\">10 Marina Boulevard, #32-01, Marina Bay Financial Centre, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t17_318\" style=\"left:451px;bottom:779px;letter-spacing:-0.01px;display:inline;\">Singapore 018983 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t18_318\" style=\"left:69px;bottom:759px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments Growth Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t19_318\" style=\"left:313px;bottom:759px;display:inline;\">U </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t1a_318\" style=\"left:382px;bottom:759px;letter-spacing:-0.01px;display:inline;\">40.96% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t1b_318\" style=\"left:451px;bottom:759px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments Berhad, Level 22, Menara Prudential, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t1c_318\" style=\"left:451px;bottom:744px;letter-spacing:-0.01px;display:inline;\">Persiaran TRX Barat, 55188 Tun Razak Exchange, Kuala Lumpur, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t1d_318\" style=\"left:451px;bottom:728px;letter-spacing:-0.01px;display:inline;\">Malaysia </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t1e_318\" style=\"left:69px;bottom:709px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments Incorporated </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t1f_318\" style=\"left:313px;bottom:709px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t1g_318\" style=\"left:382px;bottom:709px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t1h_318\" style=\"left:451px;bottom:709px;letter-spacing:-0.01px;display:inline;\">874 Walker Road, Suite C, City of Dover, County of Kent, State of </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t1i_318\" style=\"left:451px;bottom:693px;letter-spacing:-0.01px;display:inline;\">Delaware, 19904, United States </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t1j_318\" style=\"left:69px;bottom:673px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments India Consumer </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t1l_318\" style=\"left:313px;bottom:673px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t1m_318\" style=\"left:382px;bottom:673px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t1n_318\" style=\"left:451px;bottom:673px;letter-spacing:-0.01px;display:inline;\">3rd Floor, 355 NEX, Rue du Savoir, Cybercity Ebene 72201, Mauritius </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t1k_318\" style=\"left:69px;bottom:658px;letter-spacing:-0.01px;display:inline;\">Equity Open Limited </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t1o_318\" style=\"left:69px;bottom:638px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments India Equity Open </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t1q_318\" style=\"left:313px;bottom:638px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t1r_318\" style=\"left:382px;bottom:638px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t1p_318\" style=\"left:69px;bottom:622px;letter-spacing:-0.01px;display:inline;\">Limited </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t1s_318\" style=\"left:69px;bottom:602px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments India Infrastructure </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t1u_318\" style=\"left:313px;bottom:602px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t1v_318\" style=\"left:382px;bottom:602px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t1t_318\" style=\"left:69px;bottom:587px;letter-spacing:-0.01px;display:inline;\">Equity Open Limited </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t1w_318\" style=\"left:69px;bottom:567px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t1x_318\" style=\"left:313px;bottom:567px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t1y_318\" style=\"left:382px;bottom:567px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t1z_318\" style=\"left:451px;bottom:567px;letter-spacing:-0.01px;display:inline;\">Marunouchi Park Building, 6-1 Marunouchi 2-chome, Chiyoda-Ku, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t20_318\" style=\"left:451px;bottom:551px;letter-spacing:-0.01px;display:inline;\">Tokyo, Japan </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t21_318\" style=\"left:69px;bottom:531px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments MY Focus Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t22_318\" style=\"left:313px;bottom:531px;display:inline;\">U </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t23_318\" style=\"left:382px;bottom:531px;letter-spacing:-0.01px;display:inline;\">31.20% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t24_318\" style=\"left:451px;bottom:531px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments Berhad, Level 22, Menara Prudential, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t25_318\" style=\"left:451px;bottom:516px;letter-spacing:-0.01px;display:inline;\">Persiaran TRX Barat, 55188 Tun Razak Exchange, Kuala Lumpur, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t26_318\" style=\"left:451px;bottom:500px;letter-spacing:-0.01px;display:inline;\">Malaysia </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t27_318\" style=\"left:69px;bottom:481px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments Private Fixed Income </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t29_318\" style=\"left:313px;bottom:481px;display:inline;\">U </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t2a_318\" style=\"left:382px;bottom:481px;letter-spacing:-0.01px;display:inline;\">66.94% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t2b_318\" style=\"left:451px;bottom:481px;letter-spacing:-0.01px;display:inline;\">Units 306-308, 3rd Floor, Azia Center, 1233 Lujiazui Ring Road, </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t28_318\" style=\"left:69px;bottom:465px;letter-spacing:-0.01px;display:inline;\">Fund Number 1 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t2c_318\" style=\"left:451px;bottom:465px;letter-spacing:-0.01px;display:inline;\">Shanghai, China, 200120 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t2d_318\" style=\"left:69px;bottom:445px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments Services Pte. Ltd. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t2e_318\" style=\"left:313px;bottom:445px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t2f_318\" style=\"left:382px;bottom:445px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t2g_318\" style=\"left:451px;bottom:445px;letter-spacing:-0.01px;display:inline;\">10 Marina Boulevard, #32-01, Marina Bay Financial Centre, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t2h_318\" style=\"left:451px;bottom:430px;letter-spacing:-0.01px;display:inline;\">Singapore 018983 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t2i_318\" style=\"left:69px;bottom:410px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments SICAV-FIS - </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t2k_318\" style=\"left:313px;bottom:410px;display:inline;\">U </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t2l_318\" style=\"left:382px;bottom:410px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t2m_318\" style=\"left:451px;bottom:410px;letter-spacing:-0.01px;display:inline;\">26, Boulevard Royal, L-2449, Luxembourg </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t2j_318\" style=\"left:69px;bottom:394px;letter-spacing:-0.01px;display:inline;\">Alternative Investment Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t2n_318\" style=\"left:69px;bottom:374px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments Unit Trusts - Dragon </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t2p_318\" style=\"left:313px;bottom:374px;display:inline;\">U </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t2q_318\" style=\"left:382px;bottom:374px;letter-spacing:-0.01px;display:inline;\">97.79% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t2r_318\" style=\"left:451px;bottom:374px;letter-spacing:-0.01px;display:inline;\">10 Marina Boulevard, #32-01, Marina Bay Financial Centre Tower 2, </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t2o_318\" style=\"left:69px;bottom:359px;letter-spacing:-0.01px;display:inline;\">Peacock Fund ID </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t2s_318\" style=\"left:451px;bottom:359px;letter-spacing:-0.01px;display:inline;\">Singapore 018983 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t2t_318\" style=\"left:69px;bottom:339px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments Unit Trusts - </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t2v_318\" style=\"left:313px;bottom:339px;display:inline;\">U </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t2w_318\" style=\"left:382px;bottom:339px;letter-spacing:-0.01px;display:inline;\">98.85% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t2u_318\" style=\"left:69px;bottom:323px;letter-spacing:-0.01px;display:inline;\">Singapore ASEAN Equity Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t2x_318\" style=\"left:69px;bottom:303px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments Unit Trusts - </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t2z_318\" style=\"left:313px;bottom:303px;display:inline;\">U </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t30_318\" style=\"left:382px;bottom:303px;letter-spacing:-0.01px;display:inline;\">64.89% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t2y_318\" style=\"left:69px;bottom:288px;letter-spacing:-0.01px;display:inline;\">Singapore Select Bond Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t31_318\" style=\"left:69px;bottom:268px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments Vietnam Navigator </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t33_318\" style=\"left:313px;bottom:268px;display:inline;\">U </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t34_318\" style=\"left:382px;bottom:268px;letter-spacing:-0.01px;display:inline;\">77.52% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t35_318\" style=\"left:451px;bottom:268px;letter-spacing:-0.01px;display:inline;\">23rd Floor, Saigon Trade Center Building, 37 Ton Duc Thang Street, </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t32_318\" style=\"left:69px;bottom:252px;letter-spacing:-0.01px;display:inline;\">Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t36_318\" style=\"left:451px;bottom:252px;letter-spacing:-0.01px;display:inline;\">Ben Nghe Ward, District 1, Ho Chi Minh City, Vietnam </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t37_318\" style=\"left:69px;bottom:232px;letter-spacing:-0.01px;display:inline;\">Eastspring Overseas Investment Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t39_318\" style=\"left:313px;bottom:232px;letter-spacing:-0.01px;display:inline;\">MI - WFOE </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t3a_318\" style=\"left:382px;bottom:232px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t3b_318\" style=\"left:451px;bottom:232px;letter-spacing:-0.01px;display:inline;\">Unit 306-308, 3rd Floor, 1233 Lujiazui Ring Road, China (Shanghai) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t38_318\" style=\"left:69px;bottom:217px;letter-spacing:-0.01px;display:inline;\">Management (Shanghai) Company Limited </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t3c_318\" style=\"left:451px;bottom:217px;letter-spacing:-0.01px;display:inline;\">Pilot Free Trade Zone, China </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t3d_318\" style=\"left:69px;bottom:197px;letter-spacing:-0.01px;display:inline;\">Eastspring Private Equity Fund 2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t3e_318\" style=\"left:313px;bottom:197px;display:inline;\">U </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t3f_318\" style=\"left:382px;bottom:197px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t3g_318\" style=\"left:451px;bottom:197px;letter-spacing:-0.01px;display:inline;\">10 Marina Boulevard, #32-01, Marina Bay Financial Centre Tower 2, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t3h_318\" style=\"left:451px;bottom:181px;letter-spacing:-0.01px;display:inline;\">Singapore 018983 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t3i_318\" style=\"left:69px;bottom:161px;letter-spacing:-0.01px;display:inline;\">Eastspring Securities Investment Trust Co., </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t3k_318\" style=\"left:313px;bottom:161px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t3l_318\" style=\"left:382px;bottom:161px;letter-spacing:-0.01px;display:inline;\">99.54% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t3m_318\" style=\"left:451px;bottom:161px;letter-spacing:-0.01px;display:inline;\">4th Floor, No.1 Songzhi Road, Taipei 110, Taiwan </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t3j_318\" style=\"left:69px;bottom:146px;letter-spacing:-0.01px;display:inline;\">Ltd. </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t3n_318\" style=\"left:69px;bottom:126px;letter-spacing:-0.01px;display:inline;\">Eastspring Singapore Alternatives VCC </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t3o_318\" style=\"left:313px;bottom:126px;display:inline;\">U </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t3p_318\" style=\"left:382px;bottom:126px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t3q_318\" style=\"left:451px;bottom:126px;letter-spacing:-0.01px;display:inline;\">10 Marina Boulevard, #32-01, Marina Bay Financial Centre, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled tcs-selected emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t3r_318\" style=\"left:451px;bottom:110px;letter-spacing:-0.01px;display:inline;\">Singapore 018983 </div></td></tr>\n                                        </table><div></div><table>\n                                            <tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_319\" id=\"t3v_319\" style=\"left:91px;bottom:1119px;letter-spacing:0.08px;display:inline;\">Name of entity </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_319\" id=\"t3w_319\" style=\"left:335px;bottom:1119px;letter-spacing:0.06px;word-spacing:0.01px;display:inline;\">Classes of </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_319\" id=\"t3y_319\" style=\"left:403px;bottom:1119px;letter-spacing:0.07px;display:inline;\">Proportion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_319\" id=\"t40_319\" style=\"left:472px;bottom:1119px;letter-spacing:0.07px;display:inline;\">Registered office address </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_319\" id=\"t3x_319\" style=\"left:335px;bottom:1109px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">shares held </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_319\" id=\"t3z_319\" style=\"left:403px;bottom:1109px;letter-spacing:0.08px;display:inline;\">held </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t1_319\" style=\"left:91px;bottom:1088px;letter-spacing:-0.01px;display:inline;\">Eastspring Syariah Equity Islamic Asia Pacific </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t3_319\" style=\"left:335px;bottom:1088px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t4_319\" style=\"left:403px;bottom:1088px;letter-spacing:-0.01px;display:inline;\">86.25% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t5_319\" style=\"left:472px;bottom:1088px;letter-spacing:-0.01px;display:inline;\">Prudential Tower, 23rd Floor, Jl. Jend. Sudirman Kav.79, Jakarta </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t2_319\" style=\"left:91px;bottom:1073px;letter-spacing:-0.01px;display:inline;\">USD Kelas B </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t6_319\" style=\"left:472px;bottom:1073px;letter-spacing:-0.01px;display:inline;\">12910, Indonesia </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t7_319\" style=\"left:91px;bottom:1053px;letter-spacing:-0.01px;display:inline;\">Eastspring Syariah Fixed Income USD Kelas </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t9_319\" style=\"left:335px;bottom:1053px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"ta_319\" style=\"left:403px;bottom:1053px;letter-spacing:-0.01px;display:inline;\">63.13% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t8_319\" style=\"left:91px;bottom:1037px;display:inline;\">A </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"tb_319\" style=\"left:91px;bottom:1017px;letter-spacing:-0.01px;display:inline;\">First Sentier Global Property Securities Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"tc_319\" style=\"left:335px;bottom:1017px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"td_319\" style=\"left:403px;bottom:1017px;letter-spacing:-0.01px;display:inline;\">74.35% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"te_319\" style=\"left:472px;bottom:1017px;letter-spacing:-0.01px;display:inline;\">38 Beach Road, #06-11 South Beach Tower, Singapore 189767 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"tf_319\" style=\"left:91px;bottom:982px;letter-spacing:-0.01px;display:inline;\">FSITC GLOBAL TRENDS FUND </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"tg_319\" style=\"left:335px;bottom:982px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"th_319\" style=\"left:403px;bottom:982px;letter-spacing:-0.01px;display:inline;\">24.31% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"ti_319\" style=\"left:472px;bottom:982px;letter-spacing:-0.01px;display:inline;\">1st Floor, No.6, Sec. 3 ,Minquan West Rd, Taipei </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"tj_319\" style=\"left:91px;bottom:946px;letter-spacing:-0.01px;display:inline;\">FSSA China Focus Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"tk_319\" style=\"left:335px;bottom:946px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"tl_319\" style=\"left:403px;bottom:946px;letter-spacing:-0.01px;display:inline;\">65.21% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"tm_319\" style=\"left:472px;bottom:946px;letter-spacing:-0.01px;display:inline;\">70 Sir John Rogerson\u2019s Quay, Dublin 2, D02 R296 Ireland </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"tn_319\" style=\"left:91px;bottom:911px;letter-spacing:-0.01px;display:inline;\">Fubon 1-5 Years US High Yield Bond Ex </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"tp_319\" style=\"left:335px;bottom:911px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"tq_319\" style=\"left:403px;bottom:911px;letter-spacing:-0.01px;display:inline;\">42.48% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"tr_319\" style=\"left:472px;bottom:911px;letter-spacing:-0.01px;display:inline;\">8th Floor, No.108, Sec.1, Dunhua South. Rd., Taipei, Taiwan </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"to_319\" style=\"left:91px;bottom:895px;letter-spacing:-0.01px;display:inline;\">China </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"ts_319\" style=\"left:91px;bottom:875px;letter-spacing:-0.01px;display:inline;\">Fubon Global Investment Grade Bond Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"tt_319\" style=\"left:335px;bottom:875px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"tu_319\" style=\"left:403px;bottom:875px;letter-spacing:-0.01px;display:inline;\">57.59% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"tv_319\" style=\"left:91px;bottom:840px;letter-spacing:-0.01px;display:inline;\">Fuh Hwa 1-5 Yr High Yield ETF </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"tw_319\" style=\"left:335px;bottom:840px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"tx_319\" style=\"left:403px;bottom:840px;letter-spacing:-0.01px;display:inline;\">44.38% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"ty_319\" style=\"left:472px;bottom:840px;letter-spacing:-0.01px;display:inline;\">8th &amp; 9th Floor, No.308, Sec. 2, Bade Rd., Da-an District </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"tz_319\" style=\"left:91px;bottom:804px;letter-spacing:-0.01px;display:inline;\">Furnival Insurance Company PCC Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t10_319\" style=\"left:335px;bottom:804px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t11_319\" style=\"left:403px;bottom:804px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t12_319\" style=\"left:472px;bottom:804px;letter-spacing:-0.01px;display:inline;\">PO Box 155, Mill Court, La Charroterie, St Peter Port, GY1 4ET, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t13_319\" style=\"left:472px;bottom:789px;letter-spacing:-0.01px;display:inline;\">Guernsey </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t14_319\" style=\"left:91px;bottom:769px;letter-spacing:-0.01px;display:inline;\">GIS Total Return Bond Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t15_319\" style=\"left:335px;bottom:769px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t16_319\" style=\"left:403px;bottom:769px;letter-spacing:-0.01px;display:inline;\">25.22% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t17_319\" style=\"left:472px;bottom:769px;letter-spacing:-0.01px;display:inline;\">78 Sir John Rogerson's Quay, Dublin, D02 HD32, Ireland </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t18_319\" style=\"left:91px;bottom:749px;letter-spacing:-0.01px;display:inline;\">GS Twenty Two Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t19_319\" style=\"left:335px;bottom:749px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t1a_319\" style=\"left:403px;bottom:749px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t1b_319\" style=\"left:472px;bottom:749px;letter-spacing:-0.01px;display:inline;\">1 Angel Court, London, EC2R 7AG, United Kingdom </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t1c_319\" style=\"left:91px;bottom:730px;letter-spacing:-0.01px;display:inline;\">HSBC Senior Global Infrastructure Debt Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t1d_319\" style=\"left:335px;bottom:730px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t1e_319\" style=\"left:403px;bottom:730px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t1f_319\" style=\"left:472px;bottom:730px;letter-spacing:-0.01px;display:inline;\">8 Canada Square, London, E14 5HQ, United Kingdom </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t1g_319\" style=\"left:91px;bottom:710px;letter-spacing:-0.01px;display:inline;\">ICICI Prudential Asset Management </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t1i_319\" style=\"left:335px;bottom:710px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t1j_319\" style=\"left:403px;bottom:710px;letter-spacing:-0.01px;display:inline;\">49.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t1k_319\" style=\"left:472px;bottom:710px;letter-spacing:-0.01px;display:inline;\">12th Floor, Narain Manzil, 23, Barakhamba Road, New Delhi </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t1h_319\" style=\"left:91px;bottom:695px;letter-spacing:-0.01px;display:inline;\">Company Limited </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t1l_319\" style=\"left:472px;bottom:695px;letter-spacing:-0.01px;display:inline;\">110001, India </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t1m_319\" style=\"left:91px;bottom:675px;letter-spacing:-0.01px;display:inline;\">ICICI Prudential Life Insurance Company </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t1o_319\" style=\"left:335px;bottom:675px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t1p_319\" style=\"left:403px;bottom:675px;letter-spacing:-0.01px;display:inline;\">22.05% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t1q_319\" style=\"left:472px;bottom:675px;letter-spacing:-0.01px;display:inline;\">ICICI PruLife Towers, 1089 Appasaheb Marathe Marg, Prabhadevi, </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t1n_319\" style=\"left:91px;bottom:659px;letter-spacing:-0.01px;display:inline;\">Limited </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t1r_319\" style=\"left:472px;bottom:659px;letter-spacing:-0.01px;display:inline;\">Mumbai 400025, India </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t1s_319\" style=\"left:91px;bottom:639px;letter-spacing:-0.01px;display:inline;\">ICICI Prudential Pension Funds </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t1u_319\" style=\"left:335px;bottom:639px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t1v_319\" style=\"left:403px;bottom:639px;letter-spacing:-0.01px;display:inline;\">22.05% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t1t_319\" style=\"left:91px;bottom:624px;letter-spacing:-0.01px;display:inline;\">Management Company Limited </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t1w_319\" style=\"left:91px;bottom:604px;letter-spacing:-0.01px;display:inline;\">ICICI Prudential Trust Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t1x_319\" style=\"left:335px;bottom:604px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t1y_319\" style=\"left:403px;bottom:604px;letter-spacing:-0.01px;display:inline;\">49.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t1z_319\" style=\"left:472px;bottom:604px;letter-spacing:-0.01px;display:inline;\">12th Floor, Narain Manzil, 23, Barakhamba Road, New Delhi </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t20_319\" style=\"left:472px;bottom:588px;letter-spacing:-0.01px;display:inline;\">110001, India </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t21_319\" style=\"left:91px;bottom:568px;letter-spacing:-0.01px;display:inline;\">India Innovation High Growth EQ QII </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t22_319\" style=\"left:335px;bottom:568px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t23_319\" style=\"left:403px;bottom:568px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t24_319\" style=\"left:472px;bottom:568px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments Limited, Marunouchi Park Bldg., 2-6-1 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t25_319\" style=\"left:472px;bottom:552px;letter-spacing:-0.01px;display:inline;\">Marunochi, Chiyoda-ku, Tokyo, Japan 100-6905 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t26_319\" style=\"left:91px;bottom:533px;letter-spacing:-0.01px;display:inline;\">Invesco Fixed Maturity Selective Emerging </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t28_319\" style=\"left:335px;bottom:533px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t29_319\" style=\"left:403px;bottom:533px;letter-spacing:-0.01px;display:inline;\">98.42% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t2a_319\" style=\"left:472px;bottom:533px;letter-spacing:-0.01px;display:inline;\">8th Floor, No 122, Tung Hua N. Rd. Taipei, Taiwan </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t27_319\" style=\"left:91px;bottom:517px;letter-spacing:-0.01px;display:inline;\">Market Bonds 2024 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t2b_319\" style=\"left:91px;bottom:497px;letter-spacing:-0.01px;display:inline;\">Invesco Select 6 Year Maturity Global Bond </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t2d_319\" style=\"left:335px;bottom:497px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t2e_319\" style=\"left:403px;bottom:497px;letter-spacing:-0.01px;display:inline;\">98.69% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t2c_319\" style=\"left:91px;bottom:481px;letter-spacing:-0.01px;display:inline;\">Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t2f_319\" style=\"left:91px;bottom:462px;letter-spacing:-0.01px;display:inline;\">iShares Global High Yield Corp Bond UCITS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t2h_319\" style=\"left:335px;bottom:462px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t2i_319\" style=\"left:403px;bottom:462px;letter-spacing:-0.01px;display:inline;\">55.25% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t2j_319\" style=\"left:472px;bottom:462px;letter-spacing:-0.01px;display:inline;\">200 Capital Dock, 79 Sir John Rogerson\u2019s Quay, Dublin 2, Ireland </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t2g_319\" style=\"left:91px;bottom:446px;letter-spacing:-0.01px;display:inline;\">ETF </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t2k_319\" style=\"left:91px;bottom:426px;letter-spacing:-0.01px;display:inline;\">iShares MSCI Asia ex Japan Climate Action </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t2m_319\" style=\"left:335px;bottom:426px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t2n_319\" style=\"left:403px;bottom:426px;letter-spacing:-0.01px;display:inline;\">73.52% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t2o_319\" style=\"left:472px;bottom:426px;letter-spacing:-0.01px;display:inline;\">20 Anson Road, #18-01 Twenty Anson, Singapore 079912 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t2l_319\" style=\"left:91px;bottom:410px;letter-spacing:-0.01px;display:inline;\">ETF </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t2p_319\" style=\"left:91px;bottom:390px;letter-spacing:-0.01px;display:inline;\">JPMorgan Investment Funds - Japan </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t2r_319\" style=\"left:335px;bottom:390px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t2s_319\" style=\"left:403px;bottom:390px;letter-spacing:-0.01px;display:inline;\">62.01% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t2t_319\" style=\"left:472px;bottom:390px;letter-spacing:-0.01px;display:inline;\">6 route de Tr\u00e8ves, L-2633 Senningerberg, Grand Duchy of </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t2q_319\" style=\"left:91px;bottom:375px;letter-spacing:-0.01px;display:inline;\">Sustainable Equity Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t2u_319\" style=\"left:472px;bottom:375px;letter-spacing:-0.01px;display:inline;\">Luxembourg </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t2v_319\" style=\"left:91px;bottom:355px;letter-spacing:-0.01px;display:inline;\">KKP ACTIVE EQUITY FUND </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t2w_319\" style=\"left:335px;bottom:355px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t2x_319\" style=\"left:403px;bottom:355px;letter-spacing:-0.01px;display:inline;\">31.54% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t2y_319\" style=\"left:472px;bottom:355px;letter-spacing:-0.01px;display:inline;\">209 KKP Tower A, 17 Fl., Sukhumvit 21 (Asoke), Khlong Toey Nua, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t2z_319\" style=\"left:472px;bottom:339px;letter-spacing:-0.01px;display:inline;\">Wattana, Bangkok 10110 Thailand </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t30_319\" style=\"left:91px;bottom:319px;letter-spacing:-0.01px;display:inline;\">Krungsri Greater China Equity Hedged </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t32_319\" style=\"left:335px;bottom:319px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t33_319\" style=\"left:403px;bottom:319px;letter-spacing:-0.01px;display:inline;\">28.12% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t34_319\" style=\"left:472px;bottom:319px;letter-spacing:-0.01px;display:inline;\">12th, 18th Zone B Floor, Ploenchit Tower 898 Ploenchit Road, </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t31_319\" style=\"left:91px;bottom:304px;letter-spacing:-0.01px;display:inline;\">Dividend Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t35_319\" style=\"left:472px;bottom:304px;letter-spacing:-0.01px;display:inline;\">Lumpini Pathumwan, Bangkok 10330 Thailand </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t36_319\" style=\"left:91px;bottom:284px;letter-spacing:-0.01px;display:inline;\">Lasalle Property Securities SICAV-FIS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t37_319\" style=\"left:335px;bottom:284px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t38_319\" style=\"left:403px;bottom:284px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t39_319\" style=\"left:472px;bottom:284px;letter-spacing:-0.01px;display:inline;\">11-13 Bouldevard de la Foire, L-1528 Luxembourg </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t3a_319\" style=\"left:91px;bottom:248px;letter-spacing:-0.01px;display:inline;\">M&amp;G Asia Property TS Trust </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t3b_319\" style=\"left:335px;bottom:248px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t3c_319\" style=\"left:403px;bottom:248px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t3d_319\" style=\"left:472px;bottom:248px;letter-spacing:-0.01px;display:inline;\">138 Market Street, CapitaGreen #35-01, Singapore 048946 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t3e_319\" style=\"left:91px;bottom:213px;letter-spacing:-0.01px;display:inline;\">M&amp;G Real Estate Asia Holding Company Pte. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t3g_319\" style=\"left:335px;bottom:213px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t3h_319\" style=\"left:403px;bottom:213px;letter-spacing:-0.01px;display:inline;\">33.00% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t3f_319\" style=\"left:91px;bottom:197px;letter-spacing:-0.01px;display:inline;\">Ltd. </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t3i_319\" style=\"left:91px;bottom:177px;letter-spacing:-0.01px;display:inline;\">Manulife Asia Pacific Bond Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t3j_319\" style=\"left:335px;bottom:177px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t3k_319\" style=\"left:403px;bottom:177px;letter-spacing:-0.01px;display:inline;\">82.22% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t3l_319\" style=\"left:472px;bottom:177px;letter-spacing:-0.01px;display:inline;\">9th Floor, No 89 Son Ren Road, Taipei, Taiwan </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t3m_319\" style=\"left:91px;bottom:142px;letter-spacing:-0.01px;display:inline;\">Manulife AUD Income Bond Fund-A(CNY-H) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t3n_319\" style=\"left:335px;bottom:142px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t3o_319\" style=\"left:403px;bottom:142px;letter-spacing:-0.01px;display:inline;\">30.73% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t3p_319\" style=\"left:91px;bottom:106px;letter-spacing:-0.01px;display:inline;\">Manulife China Offshore Bond Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t3q_319\" style=\"left:335px;bottom:106px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t3r_319\" style=\"left:403px;bottom:106px;letter-spacing:-0.01px;display:inline;\">32.48% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t3s_319\" style=\"left:91px;bottom:87px;letter-spacing:-0.01px;display:inline;\">Manulife Taiwan Dynamic Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t3t_319\" style=\"left:335px;bottom:87px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t3u_319\" style=\"left:403px;bottom:87px;letter-spacing:-0.01px;display:inline;\">26.11% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr>\n                                        </table><div></div><table>\n                                            <tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_320\" id=\"t3o_320\" style=\"left:69px;bottom:1119px;letter-spacing:0.08px;display:inline;\">Name of entity </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_320\" id=\"t3p_320\" style=\"left:313px;bottom:1119px;letter-spacing:0.06px;word-spacing:0.01px;display:inline;\">Classes of </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_320\" id=\"t3r_320\" style=\"left:382px;bottom:1119px;letter-spacing:0.07px;display:inline;\">Proportion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_320\" id=\"t3t_320\" style=\"left:451px;bottom:1119px;letter-spacing:0.07px;display:inline;\">Registered office address </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_320\" id=\"t3q_320\" style=\"left:313px;bottom:1109px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">shares held </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_320\" id=\"t3s_320\" style=\"left:382px;bottom:1109px;letter-spacing:0.08px;display:inline;\">held </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t1_320\" style=\"left:69px;bottom:1088px;letter-spacing:-0.01px;display:inline;\">Nomura Six Years Fixed Maturity Asia Pacific </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t3_320\" style=\"left:313px;bottom:1088px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t4_320\" style=\"left:382px;bottom:1088px;letter-spacing:-0.01px;display:inline;\">98.98% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t5_320\" style=\"left:451px;bottom:1088px;letter-spacing:-0.01px;display:inline;\">101 Tower, 30th Floor, No. 7 Sec. 5, Xinyi Rd., Xinyi Dist., Taipei, </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t2_320\" style=\"left:69px;bottom:1073px;letter-spacing:-0.01px;display:inline;\">Emerging Market Bond Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t6_320\" style=\"left:451px;bottom:1073px;letter-spacing:-0.01px;display:inline;\">Taiwan </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t7_320\" style=\"left:69px;bottom:1053px;letter-spacing:-0.01px;display:inline;\">Nomura Six Years Fixed Maturity Emerging </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t9_320\" style=\"left:313px;bottom:1053px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"ta_320\" style=\"left:382px;bottom:1053px;letter-spacing:-0.01px;display:inline;\">40.50% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t8_320\" style=\"left:69px;bottom:1037px;letter-spacing:-0.01px;display:inline;\">Market Bond Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"tb_320\" style=\"left:69px;bottom:1017px;letter-spacing:-0.01px;display:inline;\">Nomura Six Years Ladder Maturity Asia </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"td_320\" style=\"left:313px;bottom:1017px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"te_320\" style=\"left:382px;bottom:1017px;letter-spacing:-0.01px;display:inline;\">98.40% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"tc_320\" style=\"left:69px;bottom:1002px;letter-spacing:-0.01px;display:inline;\">Pacific Emerging Market Bond Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"tf_320\" style=\"left:69px;bottom:982px;letter-spacing:-0.01px;display:inline;\">North Sathorn Holdings Company Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"tg_320\" style=\"left:313px;bottom:982px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"th_320\" style=\"left:382px;bottom:982px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"ti_320\" style=\"left:447px;bottom:982px;letter-spacing:-0.01px;display:inline;\">No. 63, Athenee Tower, 34th Floor, Wireless Road, Lumpini </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"tj_320\" style=\"left:447px;bottom:966px;letter-spacing:-0.01px;display:inline;\">Subdistrict Pathumwan District, Bangkok Metropolis, Thailand </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"tk_320\" style=\"left:69px;bottom:946px;letter-spacing:-0.01px;display:inline;\">PCA IP Services Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"tl_320\" style=\"left:313px;bottom:946px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"tm_320\" style=\"left:382px;bottom:946px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"tn_320\" style=\"left:447px;bottom:946px;letter-spacing:-0.01px;display:inline;\">13th Floor, One International Finance Centre, 1 Harbour View Street, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"to_320\" style=\"left:447px;bottom:931px;letter-spacing:-0.01px;display:inline;\">Central, Hong Kong </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"tp_320\" style=\"left:69px;bottom:911px;letter-spacing:-0.01px;display:inline;\">PCA Life Assurance Co., Ltd. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"tq_320\" style=\"left:313px;bottom:911px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"tr_320\" style=\"left:382px;bottom:911px;letter-spacing:-0.01px;display:inline;\">99.79% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"ts_320\" style=\"left:447px;bottom:911px;letter-spacing:-0.01px;display:inline;\">8th Floor, No.1 Songzhi Road, Taipei City, 11047, Taiwan </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"tt_320\" style=\"left:69px;bottom:875px;letter-spacing:-0.01px;display:inline;\">PCA Reinsurance Co. Ltd. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"tu_320\" style=\"left:313px;bottom:875px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"tv_320\" style=\"left:382px;bottom:875px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"tw_320\" style=\"left:447px;bottom:875px;letter-spacing:-0.01px;display:inline;\">Unit Level 13(A), Main Office Tower, Financial Park Labuan, Jalan </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"tx_320\" style=\"left:447px;bottom:860px;letter-spacing:-0.01px;display:inline;\">Merdeka, 87000 Federal Territory of Labuan, Malaysia </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"ty_320\" style=\"left:69px;bottom:840px;letter-spacing:-0.01px;display:inline;\">PineBridge US Dual Core Income Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"tz_320\" style=\"left:313px;bottom:840px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t10_320\" style=\"left:382px;bottom:840px;letter-spacing:-0.01px;display:inline;\">27.97% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t11_320\" style=\"left:447px;bottom:840px;letter-spacing:-0.01px;display:inline;\">10th Floor, No. 144, Sec. 2, Minquan East Rd, Taipei </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t12_320\" style=\"left:69px;bottom:804px;letter-spacing:-0.01px;display:inline;\">PLUK Agents Savings Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t13_320\" style=\"left:313px;bottom:804px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t14_320\" style=\"left:382px;bottom:804px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t15_320\" style=\"left:447px;bottom:804px;letter-spacing:-0.01px;display:inline;\">8th Floor, 8 Rockwell, Rockwell Drive, Rockwell Center, Makati City </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t16_320\" style=\"left:69px;bottom:769px;letter-spacing:-0.01px;display:inline;\">Principal Global Silver Age Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t17_320\" style=\"left:313px;bottom:769px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t18_320\" style=\"left:382px;bottom:769px;letter-spacing:-0.01px;display:inline;\">31.05% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t19_320\" style=\"left:447px;bottom:769px;letter-spacing:-0.01px;display:inline;\">44, 16th Floor, CIMB Thai Bank, Lungsuan Road, Lumpini, Bangkok </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t1a_320\" style=\"left:447px;bottom:753px;letter-spacing:-0.01px;display:inline;\">10330, Thailand </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t1b_320\" style=\"left:69px;bottom:733px;letter-spacing:-0.01px;display:inline;\">Pru Life Insurance Corporation of U.K. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t1c_320\" style=\"left:313px;bottom:733px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t1d_320\" style=\"left:382px;bottom:733px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t1e_320\" style=\"left:451px;bottom:733px;letter-spacing:-0.01px;display:inline;\">9th Floor, Uptown Place Tower 1, 1 East 11th Drive, Uptown </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t1f_320\" style=\"left:451px;bottom:717px;letter-spacing:-0.01px;display:inline;\">Bonifacio, 1634 Taguig City, Metro Manila, Philippines </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t1g_320\" style=\"left:69px;bottom:698px;letter-spacing:-0.01px;display:inline;\">Pru Life UK Asset Management and Trust </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t1i_320\" style=\"left:313px;bottom:698px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t1j_320\" style=\"left:382px;bottom:698px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t1h_320\" style=\"left:69px;bottom:682px;letter-spacing:-0.01px;display:inline;\">Corporation </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t1k_320\" style=\"left:69px;bottom:662px;letter-spacing:-0.01px;display:inline;\">Prudence Foundation </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t1l_320\" style=\"left:313px;bottom:662px;letter-spacing:-0.01px;display:inline;\">LBG </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t1m_320\" style=\"left:382px;bottom:662px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t1n_320\" style=\"left:451px;bottom:662px;letter-spacing:-0.01px;display:inline;\">13th Floor, One International Finance Centre, 1 Harbour View Street, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t1o_320\" style=\"left:451px;bottom:646px;letter-spacing:-0.01px;display:inline;\">Central, Hong Kong </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t1p_320\" style=\"left:69px;bottom:627px;letter-spacing:-0.01px;display:inline;\">Prudential (Cambodia) Life Assurance Plc </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t1q_320\" style=\"left:313px;bottom:627px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t1r_320\" style=\"left:382px;bottom:627px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t1s_320\" style=\"left:451px;bottom:627px;letter-spacing:-0.01px;display:inline;\">VTrust Tower, Unit A B &amp;C, 3rd Floor, Tchecoslova Blvd (Street 169), </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t1t_320\" style=\"left:451px;bottom:611px;letter-spacing:-0.01px;display:inline;\">Sangkat Veal Vong, Khan 7 Makara, Phnom Penh, Cambodia </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t1u_320\" style=\"left:69px;bottom:591px;letter-spacing:-0.01px;display:inline;\">Prudential (US Holdco 1) Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t1v_320\" style=\"left:313px;bottom:591px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t1w_320\" style=\"left:382px;bottom:591px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t1x_320\" style=\"left:451px;bottom:591px;letter-spacing:-0.01px;display:inline;\">1 Angel Court, London, EC2R 7AG, United Kingdom </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t1y_320\" style=\"left:69px;bottom:555px;letter-spacing:-0.01px;display:inline;\">Prudential Africa Holdings Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t1z_320\" style=\"left:313px;bottom:555px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t20_320\" style=\"left:382px;bottom:555px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t21_320\" style=\"left:69px;bottom:520px;letter-spacing:-0.01px;display:inline;\">Prudential Africa Services Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t22_320\" style=\"left:313px;bottom:520px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t23_320\" style=\"left:382px;bottom:520px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t24_320\" style=\"left:451px;bottom:520px;letter-spacing:-0.01px;display:inline;\">3rd Floor, One Africa Place, LR. No. 1870/X/45, P.O. Box </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t25_320\" style=\"left:451px;bottom:504px;letter-spacing:-0.01px;display:inline;\">25093-00100, Westlands, Nairobi, Kenya </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t26_320\" style=\"left:69px;bottom:484px;letter-spacing:-0.01px;display:inline;\">Prudential Assurance Company Singapore </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t28_320\" style=\"left:313px;bottom:484px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t29_320\" style=\"left:382px;bottom:484px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t2a_320\" style=\"left:451px;bottom:484px;letter-spacing:-0.01px;display:inline;\">30 Cecil Street, #30-01 Prudential Tower, Singapore 049712 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t27_320\" style=\"left:69px;bottom:469px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">(Pte) Limited </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t2b_320\" style=\"left:69px;bottom:449px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Prudential Assurance Malaysia Berhad* </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t2c_320\" style=\"left:313px;bottom:449px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t2d_320\" style=\"left:382px;bottom:449px;letter-spacing:-0.01px;display:inline;\">51.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t2e_320\" style=\"left:451px;bottom:449px;letter-spacing:-0.01px;display:inline;\">Level 26, Menara Prudential, Persiaran TRX Barat, 55188 Tun Razak </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t2f_320\" style=\"left:451px;bottom:433px;letter-spacing:-0.01px;display:inline;\">Exchange, Kuala Lumpur, Malaysia </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t2g_320\" style=\"left:69px;bottom:413px;letter-spacing:-0.01px;display:inline;\">Prudential Assurance Uganda Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t2h_320\" style=\"left:313px;bottom:413px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t2i_320\" style=\"left:382px;bottom:413px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t2j_320\" style=\"left:451px;bottom:413px;letter-spacing:-0.01px;display:inline;\">9th Floor Zebra Plaza, Plot 23 Kampala Road, P.O. Box 2660, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t2k_320\" style=\"left:451px;bottom:398px;letter-spacing:-0.01px;display:inline;\">Kampala, Uganda </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t2l_320\" style=\"left:69px;bottom:378px;letter-spacing:-0.01px;display:inline;\">Prudential BeGeneral Insurance C\u00f4te </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t2n_320\" style=\"left:313px;bottom:378px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t2o_320\" style=\"left:382px;bottom:378px;letter-spacing:-0.01px;display:inline;\">51.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t2p_320\" style=\"left:451px;bottom:378px;letter-spacing:-0.01px;display:inline;\">Abidjan Plateau, Avenue Nogu\u00e8s, Immeuble Woodin Center, 1er </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t2m_320\" style=\"left:69px;bottom:362px;letter-spacing:-0.01px;display:inline;\">d'Ivoire S.A. </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t2q_320\" style=\"left:451px;bottom:362px;letter-spacing:-0.01px;display:inline;\">\u00e9tage, 01 P.O. BOX 5173, Abidjan 01, C\u00f4te d'Ivoire </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t2r_320\" style=\"left:69px;bottom:342px;letter-spacing:-0.01px;display:inline;\">Prudential Belife Insurance C\u00f4te d'Ivoire S.A. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t2s_320\" style=\"left:313px;bottom:342px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t2t_320\" style=\"left:382px;bottom:342px;letter-spacing:-0.01px;display:inline;\">51.00% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t2u_320\" style=\"left:69px;bottom:307px;letter-spacing:-0.01px;display:inline;\">Prudential Beneficial General Insurance </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t2w_320\" style=\"left:313px;bottom:307px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t2x_320\" style=\"left:382px;bottom:307px;letter-spacing:-0.01px;display:inline;\">50.71% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t2y_320\" style=\"left:451px;bottom:307px;letter-spacing:-0.01px;display:inline;\">1944, Boulevard de la R\u00e9publique Douala-Akwa, P.O. BOX 2328, </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t2v_320\" style=\"left:69px;bottom:291px;letter-spacing:-0.01px;display:inline;\">Cameroon S.A. </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t2z_320\" style=\"left:451px;bottom:291px;letter-spacing:-0.01px;display:inline;\">Douala, Cameroon </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t30_320\" style=\"left:69px;bottom:271px;letter-spacing:-0.01px;display:inline;\">Prudential Beneficial Life Insurance </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t32_320\" style=\"left:313px;bottom:271px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t33_320\" style=\"left:382px;bottom:271px;letter-spacing:-0.01px;display:inline;\">51.00% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t31_320\" style=\"left:69px;bottom:256px;letter-spacing:-0.01px;display:inline;\">Cameroon S.A. </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t34_320\" style=\"left:69px;bottom:236px;letter-spacing:-0.01px;display:inline;\">Prudential Beneficial Life Insurance Togo </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t36_320\" style=\"left:313px;bottom:236px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t37_320\" style=\"left:382px;bottom:236px;letter-spacing:-0.01px;display:inline;\">50.99% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t38_320\" style=\"left:451px;bottom:236px;letter-spacing:-0.01px;display:inline;\">2963 Rue de la Chance Agbalepedogan, P.O. Box 1115, Lome, Togo </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t35_320\" style=\"left:69px;bottom:220px;letter-spacing:-0.01px;display:inline;\">S.A. </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t39_320\" style=\"left:69px;bottom:200px;letter-spacing:-0.01px;display:inline;\">Prudential BSN Takaful Berhad </div> <div class=\"t s1_320\" id=\"t3a_320\" style=\"left:233px;bottom:208px;display:inline;\">\u2020 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t3b_320\" style=\"left:313px;bottom:200px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t3c_320\" style=\"left:382px;bottom:200px;letter-spacing:-0.01px;display:inline;\">49.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t3d_320\" style=\"left:451px;bottom:200px;letter-spacing:-0.01px;display:inline;\">Level 26, Menara Prudential, Persiaran TRX Barat, 55188 Tun Razak </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t3e_320\" style=\"left:451px;bottom:185px;letter-spacing:-0.01px;display:inline;\">Exchange, Kuala Lumpur, Malaysia </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t3f_320\" style=\"left:69px;bottom:165px;letter-spacing:-0.01px;display:inline;\">Prudential Corporation Holdings Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t3g_320\" style=\"left:313px;bottom:165px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t3h_320\" style=\"left:382px;bottom:165px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t3i_320\" style=\"left:451px;bottom:165px;letter-spacing:-0.01px;display:inline;\">1 Angel Court, London, EC2R 7AG, United Kingdom </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t3j_320\" style=\"left:69px;bottom:129px;letter-spacing:-0.01px;display:inline;\">Prudential Financial Advisers Singapore Pte. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t3l_320\" style=\"left:313px;bottom:129px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t3m_320\" style=\"left:382px;bottom:129px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t3n_320\" style=\"left:451px;bottom:129px;letter-spacing:-0.01px;display:inline;\">30 Cecil Street, #30-01 Prudential Tower, Singapore 049712 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t3k_320\" style=\"left:69px;bottom:114px;letter-spacing:-0.01px;display:inline;\">Ltd. </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr>\n                                        </table><div></div><table>\n                                            <tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_321\" id=\"t49_321\" style=\"left:91px;bottom:1119px;letter-spacing:0.08px;display:inline;\">Name of entity </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_321\" id=\"t4a_321\" style=\"left:335px;bottom:1119px;letter-spacing:0.06px;word-spacing:0.01px;display:inline;\">Classes of </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_321\" id=\"t4c_321\" style=\"left:403px;bottom:1119px;letter-spacing:0.07px;display:inline;\">Proportion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_321\" id=\"t4e_321\" style=\"left:472px;bottom:1119px;letter-spacing:0.07px;display:inline;\">Registered office address </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_321\" id=\"t4b_321\" style=\"left:335px;bottom:1109px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">shares held </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_321\" id=\"t4d_321\" style=\"left:403px;bottom:1109px;letter-spacing:0.08px;display:inline;\">held </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t1_321\" style=\"left:91px;bottom:1088px;letter-spacing:-0.01px;display:inline;\">Prudential Financial Partners (Asia) Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t2_321\" style=\"left:335px;bottom:1088px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t3_321\" style=\"left:403px;bottom:1088px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t4_321\" style=\"left:472px;bottom:1088px;letter-spacing:-0.01px;display:inline;\">1 Angel Court, London, EC2R 7AG, United Kingdom </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t5_321\" style=\"left:91px;bottom:1053px;letter-spacing:-0.01px;display:inline;\">Prudential Financial Partners HK Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t6_321\" style=\"left:335px;bottom:1053px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t7_321\" style=\"left:403px;bottom:1053px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t8_321\" style=\"left:472px;bottom:1053px;letter-spacing:-0.01px;display:inline;\">13th Floor, One International Finance Centre, 1 Harbour View Street, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t9_321\" style=\"left:472px;bottom:1037px;letter-spacing:-0.01px;display:inline;\">Central, Hong Kong </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"ta_321\" style=\"left:91px;bottom:1017px;letter-spacing:-0.01px;display:inline;\">Prudential Funding (Asia) PLC </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"tb_321\" style=\"left:335px;bottom:1017px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"tc_321\" style=\"left:403px;bottom:1017px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"td_321\" style=\"left:472px;bottom:1017px;letter-spacing:-0.01px;display:inline;\">1 Angel Court, London, EC2R 7AG, United Kingdom </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"te_321\" style=\"left:91px;bottom:982px;letter-spacing:-0.01px;display:inline;\">Prudential General Insurance Hong Kong </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"tg_321\" style=\"left:335px;bottom:982px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"th_321\" style=\"left:403px;bottom:982px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"ti_321\" style=\"left:472px;bottom:982px;letter-spacing:-0.01px;display:inline;\">59th Floor, One Island East, 18 Westlands Road, Quarry Bay, Hong </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"tf_321\" style=\"left:91px;bottom:966px;letter-spacing:-0.01px;display:inline;\">Limited </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"tj_321\" style=\"left:472px;bottom:966px;letter-spacing:-0.01px;display:inline;\">Kong </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"tk_321\" style=\"left:91px;bottom:946px;letter-spacing:-0.01px;display:inline;\">Prudential Group Secretarial Services HK </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"tm_321\" style=\"left:335px;bottom:946px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"tn_321\" style=\"left:403px;bottom:946px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"to_321\" style=\"left:472px;bottom:946px;letter-spacing:-0.01px;display:inline;\">13th Floor, One International Finance Centre, 1 Harbour View Street, </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"tl_321\" style=\"left:91px;bottom:931px;letter-spacing:-0.01px;display:inline;\">Limited </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"tp_321\" style=\"left:472px;bottom:931px;letter-spacing:-0.01px;display:inline;\">Central, Hong Kong </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"tq_321\" style=\"left:91px;bottom:911px;letter-spacing:-0.01px;display:inline;\">Prudential Group Secretarial Services Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"tr_321\" style=\"left:335px;bottom:911px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"ts_321\" style=\"left:403px;bottom:911px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"tt_321\" style=\"left:472px;bottom:911px;letter-spacing:-0.01px;display:inline;\">1 Angel Court, London, EC2R 7AG, United Kingdom </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"tu_321\" style=\"left:91px;bottom:875px;letter-spacing:-0.01px;display:inline;\">Prudential Holdings Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"tv_321\" style=\"left:335px;bottom:875px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"tw_321\" style=\"left:403px;bottom:875px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"tx_321\" style=\"left:472px;bottom:875px;letter-spacing:-0.01px;display:inline;\">4th Floor, Saltire Court, 20, Castle Terrace, Edinburgh, EH1 2EN, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"ty_321\" style=\"left:472px;bottom:860px;letter-spacing:-0.01px;display:inline;\">United Kingdom </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"tz_321\" style=\"left:91px;bottom:840px;letter-spacing:-0.01px;display:inline;\">Prudential Hong Kong Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t10_321\" style=\"left:335px;bottom:840px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t11_321\" style=\"left:403px;bottom:840px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t12_321\" style=\"left:472px;bottom:840px;letter-spacing:-0.01px;display:inline;\">59th Floor, One Island East, 18 Westlands Road, Quarry Bay, Hong </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t13_321\" style=\"left:472px;bottom:824px;letter-spacing:-0.01px;display:inline;\">Kong </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t14_321\" style=\"left:91px;bottom:804px;letter-spacing:-0.01px;display:inline;\">Prudential International Treasury Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t15_321\" style=\"left:335px;bottom:804px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t16_321\" style=\"left:403px;bottom:804px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t17_321\" style=\"left:472px;bottom:804px;letter-spacing:-0.01px;display:inline;\">13th Floor, One International Finance Centre, 1 Harbour View Street, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t18_321\" style=\"left:472px;bottom:789px;letter-spacing:-0.01px;display:inline;\">Central, Hong Kong </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t19_321\" style=\"left:91px;bottom:769px;letter-spacing:-0.01px;display:inline;\">Prudential Investment Management Private </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t1b_321\" style=\"left:335px;bottom:769px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t1c_321\" style=\"left:403px;bottom:769px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t1d_321\" style=\"left:472px;bottom:769px;letter-spacing:-0.01px;display:inline;\">7 Straits View #07-01, Marina One East Tower, Singapore 018936, </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t1a_321\" style=\"left:91px;bottom:753px;letter-spacing:-0.01px;display:inline;\">Limited </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t1e_321\" style=\"left:472px;bottom:753px;letter-spacing:-0.01px;display:inline;\">Singapore </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t1f_321\" style=\"left:91px;bottom:733px;letter-spacing:-0.01px;display:inline;\">Prudential IP Services Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t1g_321\" style=\"left:335px;bottom:733px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t1h_321\" style=\"left:403px;bottom:733px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t1i_321\" style=\"left:472px;bottom:733px;letter-spacing:-0.01px;display:inline;\">1 Angel Court, London, EC2R 7AG, United Kingdom </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t1j_321\" style=\"left:91px;bottom:714px;letter-spacing:-0.01px;display:inline;\">Prudential Life Assurance (Lao) Company </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t1l_321\" style=\"left:335px;bottom:714px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t1m_321\" style=\"left:403px;bottom:714px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t1n_321\" style=\"left:472px;bottom:714px;letter-spacing:-0.01px;display:inline;\">5th Floor, Lao international Business and Tourist Center Project </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t1k_321\" style=\"left:91px;bottom:698px;letter-spacing:-0.01px;display:inline;\">Limited </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t1o_321\" style=\"left:472px;bottom:698px;letter-spacing:-0.01px;display:inline;\">(Vientiane Center), Khouvieng Road, Nongchan Village, Sisattanak </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t1p_321\" style=\"left:472px;bottom:682px;letter-spacing:-0.01px;display:inline;\">District, Vientiane Capital, Lao PDR </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t1q_321\" style=\"left:91px;bottom:663px;letter-spacing:-0.01px;display:inline;\">Prudential Life Assurance (Thailand) Public </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t1s_321\" style=\"left:335px;bottom:663px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t1t_321\" style=\"left:403px;bottom:663px;letter-spacing:-0.01px;display:inline;\">99.93% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t1u_321\" style=\"left:472px;bottom:663px;letter-spacing:-0.01px;display:inline;\">944 Mitrtown Office Tower, 10th, 29th-31st Floor, Rama 4 Road, </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t1r_321\" style=\"left:91px;bottom:648px;letter-spacing:-0.01px;display:inline;\">Company Limited </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t1v_321\" style=\"left:472px;bottom:648px;letter-spacing:-0.01px;display:inline;\">Wangmai, Pathumwan, Bangkok, 10330, Thailand </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t1w_321\" style=\"left:91px;bottom:628px;letter-spacing:-0.01px;display:inline;\">Prudential Life Assurance Kenya Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t1x_321\" style=\"left:335px;bottom:628px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t1y_321\" style=\"left:403px;bottom:628px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t1z_321\" style=\"left:472px;bottom:628px;letter-spacing:-0.01px;display:inline;\">Vienna Court, Ground Floor, State House Crescent, Off State House </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t20_321\" style=\"left:472px;bottom:612px;letter-spacing:-0.01px;display:inline;\">Avenue, P.O. Box 25093-00603, Nairobi, Kenya </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t21_321\" style=\"left:91px;bottom:592px;letter-spacing:-0.01px;display:inline;\">Prudential Life Assurance Zambia Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t22_321\" style=\"left:335px;bottom:592px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t23_321\" style=\"left:403px;bottom:592px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t24_321\" style=\"left:472px;bottom:592px;letter-spacing:-0.01px;display:inline;\">Prudential House, Plot No. 32256, Thabo Mbeki Road, P.O. Box </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t25_321\" style=\"left:472px;bottom:577px;letter-spacing:-0.01px;display:inline;\">31357, Lusaka, Zambia </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t26_321\" style=\"left:91px;bottom:557px;letter-spacing:-0.01px;display:inline;\">Prudential Life Insurance Ghana Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t27_321\" style=\"left:335px;bottom:557px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t28_321\" style=\"left:403px;bottom:557px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t29_321\" style=\"left:472px;bottom:557px;letter-spacing:-0.01px;display:inline;\">H/NO. 35, Opp. Hobats Clinic, North Street, Tesano, Accra, Accra </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t2a_321\" style=\"left:472px;bottom:541px;letter-spacing:-0.01px;display:inline;\">Metropolitan, Greater Accra, P.O. Box AN 10476, Ghana </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t2b_321\" style=\"left:91px;bottom:521px;letter-spacing:-0.01px;display:inline;\">Prudential Life Vault Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t2c_321\" style=\"left:335px;bottom:521px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t2d_321\" style=\"left:403px;bottom:521px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t2e_321\" style=\"left:472px;bottom:521px;letter-spacing:-0.01px;display:inline;\">48 Awolowo Road, South-West Ikoyi, Lagos, Nigeria </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t2f_321\" style=\"left:91px;bottom:502px;letter-spacing:-0.01px;display:inline;\">Prudential Mauritius Holdings Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t2g_321\" style=\"left:335px;bottom:502px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t2h_321\" style=\"left:403px;bottom:502px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t2i_321\" style=\"left:472px;bottom:502px;letter-spacing:-0.01px;display:inline;\">3rd Floor, 355 NEX, Rue du Savoir, Cybercity Ebene 72201, Mauritius </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t2j_321\" style=\"left:91px;bottom:482px;letter-spacing:-0.01px;display:inline;\">Prudential Myanmar Life Insurance Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t2k_321\" style=\"left:335px;bottom:482px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t2l_321\" style=\"left:403px;bottom:482px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t2m_321\" style=\"left:472px;bottom:482px;letter-spacing:-0.01px;display:inline;\">#15-01, 15th Floor, Sule Square, 221 Sule Pagoda Road, Kyauktada </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t2n_321\" style=\"left:472px;bottom:467px;letter-spacing:-0.01px;display:inline;\">Township, Yangon, Myanmar </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t2o_321\" style=\"left:91px;bottom:447px;letter-spacing:-0.01px;display:inline;\">Prudential Pensions Management Zambia </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t2q_321\" style=\"left:335px;bottom:447px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t2r_321\" style=\"left:403px;bottom:447px;letter-spacing:-0.01px;display:inline;\">49.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t2s_321\" style=\"left:472px;bottom:447px;letter-spacing:-0.01px;display:inline;\">Prudential Pensions Management Zambia Limited Support Office, </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t2p_321\" style=\"left:91px;bottom:431px;letter-spacing:-0.01px;display:inline;\">Limited </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t2t_321\" style=\"left:472px;bottom:431px;letter-spacing:-0.01px;display:inline;\">Plot F/377/9/H/3, Kabulonga Road, Kabulonga, Lusaka </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t2u_321\" style=\"left:91px;bottom:411px;letter-spacing:-0.01px;display:inline;\">Prudential Services Asia Sdn. Bhd. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t2v_321\" style=\"left:335px;bottom:411px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t2w_321\" style=\"left:403px;bottom:411px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t2x_321\" style=\"left:472px;bottom:411px;letter-spacing:-0.01px;display:inline;\">Suite 1005, 10th Floor, Wisma Hamzah-Kwong Hing, No. 1 Leboh </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t2z_321\" style=\"left:335px;bottom:392px;letter-spacing:-0.02px;display:inline;\">PS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t30_321\" style=\"left:403px;bottom:392px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t2y_321\" style=\"left:472px;bottom:396px;letter-spacing:-0.01px;display:inline;\">Ampang, 50100 Kuala Lumpur, Malaysia </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t31_321\" style=\"left:91px;bottom:372px;letter-spacing:-0.01px;display:inline;\">Prudential Services Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t32_321\" style=\"left:335px;bottom:372px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t33_321\" style=\"left:403px;bottom:372px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t34_321\" style=\"left:472px;bottom:372px;letter-spacing:-0.01px;display:inline;\">1 Angel Court, London, EC2R 7AG, United Kingdom </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t35_321\" style=\"left:91px;bottom:353px;letter-spacing:-0.01px;display:inline;\">Prudential Services Philippines Corporation </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t36_321\" style=\"left:335px;bottom:353px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t37_321\" style=\"left:403px;bottom:353px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t38_321\" style=\"left:472px;bottom:353px;letter-spacing:-0.01px;display:inline;\">19th Floor Uptown Place Tower I East, 11th Drive Uptown Bonifacio </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t39_321\" style=\"left:472px;bottom:337px;letter-spacing:-0.01px;display:inline;\">Fort Bonifacio Bonifacio Global City, Taguig City, Fourth District, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t3a_321\" style=\"left:472px;bottom:321px;letter-spacing:-0.01px;display:inline;\">National Capital Region (NCR), 1630, Philippines </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t3b_321\" style=\"left:91px;bottom:302px;letter-spacing:-0.01px;display:inline;\">Prudential Services Singapore Pte. Ltd. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t3c_321\" style=\"left:335px;bottom:302px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t3d_321\" style=\"left:403px;bottom:302px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t3e_321\" style=\"left:472px;bottom:302px;letter-spacing:-0.01px;display:inline;\">7 Straits View, #06-01 Marina One East Tower, Singapore 018936 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t3f_321\" style=\"left:91px;bottom:283px;letter-spacing:-0.01px;display:inline;\">Prudential Singapore Holdings Pte. Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t3g_321\" style=\"left:335px;bottom:283px;letter-spacing:-0.02px;display:inline;\">PS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t3h_321\" style=\"left:403px;bottom:283px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t3i_321\" style=\"left:472px;bottom:283px;letter-spacing:-0.01px;display:inline;\">30 Cecil Street, #30-01 Prudential Tower, Singapore 049712 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t3j_321\" style=\"left:335px;bottom:263px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t3k_321\" style=\"left:403px;bottom:263px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t3l_321\" style=\"left:91px;bottom:244px;letter-spacing:-0.01px;display:inline;\">Prudential Technology and Services India </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t3n_321\" style=\"left:335px;bottom:244px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t3o_321\" style=\"left:403px;bottom:244px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t3p_321\" style=\"left:472px;bottom:244px;letter-spacing:-0.01px;display:inline;\">CoWrks NXT, EPIP Industrial Area, Whitefield Road, K.R Puram, Near </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t3m_321\" style=\"left:91px;bottom:228px;letter-spacing:-0.01px;display:inline;\">Private Limited </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t3q_321\" style=\"left:472px;bottom:228px;letter-spacing:-0.01px;display:inline;\">SAP Labs, Hubli, Bangalore, Karnataka, 560066, India </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t3r_321\" style=\"left:91px;bottom:208px;letter-spacing:-0.01px;display:inline;\">Prudential Vietnam Assurance Private </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t3t_321\" style=\"left:335px;bottom:208px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t3u_321\" style=\"left:403px;bottom:208px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t3v_321\" style=\"left:472px;bottom:208px;letter-spacing:-0.01px;display:inline;\">25th Floor, Saigon Trade Center, 37 Ton Duc Thang Street, District 1, </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t3s_321\" style=\"left:91px;bottom:193px;letter-spacing:-0.01px;display:inline;\">Limited </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t3w_321\" style=\"left:472px;bottom:193px;letter-spacing:-0.01px;display:inline;\">Ho Chi Minh City, Vietnam </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t3x_321\" style=\"left:91px;bottom:173px;letter-spacing:-0.01px;display:inline;\">Prudential Wealth Holdings Company Pte. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t3z_321\" style=\"left:335px;bottom:173px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t40_321\" style=\"left:403px;bottom:173px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t41_321\" style=\"left:472px;bottom:173px;letter-spacing:-0.01px;display:inline;\">7 Straits View #07-01, Marina One East Tower, Singapore 018936, </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t3y_321\" style=\"left:91px;bottom:157px;letter-spacing:-0.01px;display:inline;\">Ltd. </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t42_321\" style=\"left:472px;bottom:157px;letter-spacing:-0.01px;display:inline;\">Singapore </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t43_321\" style=\"left:91px;bottom:137px;letter-spacing:-0.01px;display:inline;\">Prudential Wealth Management Singapore </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t45_321\" style=\"left:335px;bottom:137px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t46_321\" style=\"left:403px;bottom:137px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t47_321\" style=\"left:472px;bottom:137px;letter-spacing:-0.01px;display:inline;\">8 Marina View #15-06A, Asia Square Tower 1, Singapore 018960, </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t44_321\" style=\"left:91px;bottom:122px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Pte. Ltd. </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t48_321\" style=\"left:472px;bottom:122px;letter-spacing:-0.01px;display:inline;\">Singapore </div></td></tr>\n                                        </table><div></div><table>\n                                            <tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_322\" id=\"t3k_322\" style=\"left:69px;bottom:1119px;letter-spacing:0.08px;display:inline;\">Name of entity </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_322\" id=\"t3l_322\" style=\"left:313px;bottom:1119px;letter-spacing:0.06px;word-spacing:0.01px;display:inline;\">Classes of </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_322\" id=\"t3n_322\" style=\"left:382px;bottom:1119px;letter-spacing:0.07px;display:inline;\">Proportion </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_322\" id=\"t3p_322\" style=\"left:451px;bottom:1119px;letter-spacing:0.07px;display:inline;\">Registered office address </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_322\" id=\"t3m_322\" style=\"left:313px;bottom:1109px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">shares held </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_322\" id=\"t3o_322\" style=\"left:382px;bottom:1109px;letter-spacing:0.08px;display:inline;\">held </div></td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t1_322\" style=\"left:69px;bottom:1088px;letter-spacing:-0.01px;display:inline;\">Prudential Zenith Life Insurance Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t2_322\" style=\"left:313px;bottom:1088px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t3_322\" style=\"left:382px;bottom:1088px;letter-spacing:-0.01px;display:inline;\">51.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t4_322\" style=\"left:451px;bottom:1088px;letter-spacing:-0.01px;display:inline;\">13th Floor, Civic Towers, Ozumba Mbadiwe Avenue, Victoria Island, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t5_322\" style=\"left:451px;bottom:1073px;letter-spacing:-0.01px;display:inline;\">Lagos State, Lagos, Nigeria </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t6_322\" style=\"left:69px;bottom:1053px;letter-spacing:-0.01px;display:inline;\">PRUInvest PH Equity Index Tracker Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t7_322\" style=\"left:313px;bottom:1053px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t8_322\" style=\"left:382px;bottom:1053px;letter-spacing:-0.01px;display:inline;\">99.61% </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t9_322\" style=\"left:451px;bottom:1053px;letter-spacing:-0.01px;display:inline;\">8th Floor, 8 Rockwell, Rockwell Drive, Rockwell Center, Makati City </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"ta_322\" style=\"left:69px;bottom:1017px;letter-spacing:-0.01px;display:inline;\">PruInvest PHP Balanced Allocation Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"tb_322\" style=\"left:313px;bottom:1017px;display:inline;\">U </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"tc_322\" style=\"left:382px;bottom:1017px;letter-spacing:-0.01px;display:inline;\">72.30% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"td_322\" style=\"left:69px;bottom:982px;letter-spacing:-0.01px;display:inline;\">PruInvest PHP Dynamic Equity Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"te_322\" style=\"left:313px;bottom:982px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"tf_322\" style=\"left:382px;bottom:982px;letter-spacing:-0.01px;display:inline;\">52.45% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"tg_322\" style=\"left:69px;bottom:946px;letter-spacing:-0.01px;display:inline;\">PruInvest PHP Intermediate Term Bond Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"th_322\" style=\"left:313px;bottom:946px;display:inline;\">U </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"ti_322\" style=\"left:382px;bottom:946px;letter-spacing:-0.01px;display:inline;\">82.73% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"tj_322\" style=\"left:69px;bottom:911px;letter-spacing:-0.01px;display:inline;\">PRUInvest PHP Liquid Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"tk_322\" style=\"left:313px;bottom:911px;display:inline;\">U </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"tl_322\" style=\"left:382px;bottom:911px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"tm_322\" style=\"left:69px;bottom:875px;letter-spacing:-0.01px;display:inline;\">PruInvest USD Global Market Balanced Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"to_322\" style=\"left:313px;bottom:875px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"tp_322\" style=\"left:382px;bottom:875px;letter-spacing:-0.01px;display:inline;\">20.43% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"tn_322\" style=\"left:69px;bottom:860px;letter-spacing:-0.01px;display:inline;\">of Funds </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"tq_322\" style=\"left:69px;bottom:840px;letter-spacing:-0.01px;display:inline;\">PruInvest USD High Yield Asian Bond Feeder </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"ts_322\" style=\"left:313px;bottom:840px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"tt_322\" style=\"left:382px;bottom:840px;letter-spacing:-0.01px;display:inline;\">65.19% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"tr_322\" style=\"left:69px;bottom:824px;letter-spacing:-0.01px;display:inline;\">Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"tu_322\" style=\"left:69px;bottom:804px;letter-spacing:-0.01px;display:inline;\">PruInvest USD Intermediate Term Bond </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"tw_322\" style=\"left:313px;bottom:804px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"tx_322\" style=\"left:382px;bottom:804px;letter-spacing:-0.01px;display:inline;\">93.17% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"tv_322\" style=\"left:69px;bottom:789px;letter-spacing:-0.01px;display:inline;\">Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"ty_322\" style=\"left:69px;bottom:769px;letter-spacing:-0.01px;display:inline;\">PruInvest USD Liquid Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"tz_322\" style=\"left:313px;bottom:769px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t10_322\" style=\"left:382px;bottom:769px;letter-spacing:-0.01px;display:inline;\">56.46% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t11_322\" style=\"left:69px;bottom:733px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">PT Prudential Sharia Life Assurance \u2021 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t12_322\" style=\"left:313px;bottom:733px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t13_322\" style=\"left:382px;bottom:733px;letter-spacing:-0.01px;display:inline;\">94.62% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t14_322\" style=\"left:451px;bottom:733px;letter-spacing:-0.01px;display:inline;\">Prudential Tower, 2nd Floor, Jl. Jend. Sudirman Kav. 79, Jakarta </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t15_322\" style=\"left:451px;bottom:717px;letter-spacing:-0.01px;display:inline;\">12910, Indonesia </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t16_322\" style=\"left:69px;bottom:698px;letter-spacing:-0.01px;display:inline;\">PT. Eastspring Investments Indonesia </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t17_322\" style=\"left:313px;bottom:698px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t18_322\" style=\"left:382px;bottom:698px;letter-spacing:-0.01px;display:inline;\">99.95% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t19_322\" style=\"left:451px;bottom:698px;letter-spacing:-0.01px;display:inline;\">Prudential Tower, 23rd Floor, Jl. Jend. Sudirman Kav.79, Jakarta </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t1a_322\" style=\"left:451px;bottom:682px;letter-spacing:-0.01px;display:inline;\">12910, Indonesia </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t1b_322\" style=\"left:69px;bottom:662px;letter-spacing:-0.01px;display:inline;\">PT. Prudential Life Assurance </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t1c_322\" style=\"left:313px;bottom:662px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t1d_322\" style=\"left:382px;bottom:662px;letter-spacing:-0.01px;display:inline;\">94.62% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t1e_322\" style=\"left:451px;bottom:662px;letter-spacing:-0.01px;display:inline;\">Prudential Tower, Jl. Jend. Sudirman Kav. 79, Jakarta 12910, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t1f_322\" style=\"left:451px;bottom:646px;letter-spacing:-0.01px;display:inline;\">Indonesia </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t1g_322\" style=\"left:69px;bottom:627px;letter-spacing:-0.01px;display:inline;\">Pulse Ecosystems Pte. Ltd. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t1h_322\" style=\"left:313px;bottom:627px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t1i_322\" style=\"left:382px;bottom:627px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t1j_322\" style=\"left:451px;bottom:627px;letter-spacing:-0.01px;display:inline;\">7 Straits View, #06-01 Marina One East Tower, Singapore 018936 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t1k_322\" style=\"left:69px;bottom:591px;letter-spacing:-0.01px;display:inline;\">Pulse Wealth Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t1l_322\" style=\"left:313px;bottom:591px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t1m_322\" style=\"left:382px;bottom:591px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t1n_322\" style=\"left:451px;bottom:591px;letter-spacing:-0.01px;display:inline;\">Suite 3703-04, 37/F, Tower 6, The Gateway, Harbour City, 9 Canton </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t1o_322\" style=\"left:451px;bottom:575px;letter-spacing:-0.01px;display:inline;\">Road, Tsim Sha Tsui, Kowloon, Hong Kong </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t1p_322\" style=\"left:69px;bottom:555px;letter-spacing:-0.01px;display:inline;\">Reksa Dana Eastspring IDR Fixed Income </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t1r_322\" style=\"left:313px;bottom:555px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t1s_322\" style=\"left:382px;bottom:555px;letter-spacing:-0.01px;display:inline;\">97.72% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t1t_322\" style=\"left:451px;bottom:555px;letter-spacing:-0.01px;display:inline;\">Prudential Tower, 23rd Floor, Jl. Jend. Sudirman Kav.79, Jakarta </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t1q_322\" style=\"left:69px;bottom:540px;letter-spacing:-0.01px;display:inline;\">Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t1u_322\" style=\"left:451px;bottom:540px;letter-spacing:-0.01px;display:inline;\">12910, Indonesia </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t1v_322\" style=\"left:69px;bottom:520px;letter-spacing:-0.01px;display:inline;\">Reksa Dana Syariah Eastspring Syariah Fixed </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t1x_322\" style=\"left:313px;bottom:520px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t1y_322\" style=\"left:382px;bottom:520px;letter-spacing:-0.01px;display:inline;\">70.16% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t1w_322\" style=\"left:69px;bottom:504px;letter-spacing:-0.01px;display:inline;\">Income Amanah </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t1z_322\" style=\"left:69px;bottom:484px;letter-spacing:-0.01px;display:inline;\">Reksa Dana Syariah Eastspring Syariah </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t21_322\" style=\"left:313px;bottom:484px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t22_322\" style=\"left:382px;bottom:484px;letter-spacing:-0.01px;display:inline;\">98.57% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t20_322\" style=\"left:69px;bottom:469px;letter-spacing:-0.01px;display:inline;\">Money Market Khazanah </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t23_322\" style=\"left:69px;bottom:449px;letter-spacing:-0.01px;display:inline;\">Reksa Dana Syariah Penyertaan Terbatas </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t25_322\" style=\"left:313px;bottom:449px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t26_322\" style=\"left:382px;bottom:449px;letter-spacing:-0.01px;display:inline;\">99.01% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t27_322\" style=\"left:451px;bottom:449px;letter-spacing:-0.01px;display:inline;\">Graha CIMB Niaga 21st Floor. Jl Jend Sudirman Kav 58, Jakarta - </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t24_322\" style=\"left:69px;bottom:433px;letter-spacing:-0.01px;display:inline;\">Bahana Syariah Bumn Fund IV </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t28_322\" style=\"left:451px;bottom:433px;letter-spacing:-0.01px;display:inline;\">12190, Indonesia. </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t29_322\" style=\"left:69px;bottom:413px;letter-spacing:-0.01px;display:inline;\">Rhodium Investment Funds - Singapore </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t2b_322\" style=\"left:313px;bottom:413px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t2c_322\" style=\"left:382px;bottom:413px;letter-spacing:-0.01px;display:inline;\">99.93% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t2d_322\" style=\"left:451px;bottom:413px;letter-spacing:-0.01px;display:inline;\">10 Marina Boulevard, #32-01, Marina Bay Financial Centre Tower 2, </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t2a_322\" style=\"left:69px;bottom:398px;letter-spacing:-0.01px;display:inline;\">Bond Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t2e_322\" style=\"left:451px;bottom:398px;letter-spacing:-0.01px;display:inline;\">Singapore 018983 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t2f_322\" style=\"left:69px;bottom:378px;letter-spacing:-0.01px;display:inline;\">Rhodium Passive Long Dated Bond Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t2g_322\" style=\"left:313px;bottom:378px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t2h_322\" style=\"left:382px;bottom:378px;letter-spacing:-0.01px;display:inline;\">99.92% </div></td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t2i_322\" style=\"left:69px;bottom:358px;letter-spacing:-0.01px;display:inline;\">Robeco QI European Active Index Equities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t2j_322\" style=\"left:313px;bottom:358px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t2k_322\" style=\"left:382px;bottom:358px;letter-spacing:-0.01px;display:inline;\">92.86% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t2l_322\" style=\"left:451px;bottom:358px;letter-spacing:-0.01px;display:inline;\">6, route de Tr\u00e8ves, L-2633 Senningerberg, Grand Duchy of </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t2m_322\" style=\"left:451px;bottom:343px;letter-spacing:-0.01px;display:inline;\">Luxembourg </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t2n_322\" style=\"left:69px;bottom:323px;letter-spacing:-0.01px;display:inline;\">Schroder Asian Investment Grade Credit </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t2o_322\" style=\"left:313px;bottom:323px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t2p_322\" style=\"left:382px;bottom:323px;letter-spacing:-0.01px;display:inline;\">31.68% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t2q_322\" style=\"left:451px;bottom:323px;letter-spacing:-0.01px;display:inline;\">138 Market Street, #23-01 CapitaGreen, Singapore 048946 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t2r_322\" style=\"left:69px;bottom:303px;letter-spacing:-0.01px;display:inline;\">Schroder Emerging Markets Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t2s_322\" style=\"left:313px;bottom:303px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t2t_322\" style=\"left:382px;bottom:303px;letter-spacing:-0.01px;display:inline;\">77.62% </div></td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t2u_322\" style=\"left:69px;bottom:268px;letter-spacing:-0.01px;display:inline;\">Schroder Multi-Asset Revolution </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t2v_322\" style=\"left:313px;bottom:268px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t2w_322\" style=\"left:382px;bottom:268px;letter-spacing:-0.01px;display:inline;\">51.13% </div></td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t2x_322\" style=\"left:69px;bottom:232px;letter-spacing:-0.01px;display:inline;\">Schroder US Dollar Money Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t2y_322\" style=\"left:313px;bottom:232px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t2z_322\" style=\"left:382px;bottom:232px;letter-spacing:-0.01px;display:inline;\">27.98% </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t30_322\" style=\"left:451px;bottom:232px;letter-spacing:-0.01px;display:inline;\">9th floor, no. 108, section 5, xinyi road, Taipei </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t31_322\" style=\"left:69px;bottom:213px;letter-spacing:-0.01px;display:inline;\">Scotts Spazio Pte. Ltd. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t32_322\" style=\"left:313px;bottom:213px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t33_322\" style=\"left:382px;bottom:213px;letter-spacing:-0.01px;display:inline;\">45.00% </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t34_322\" style=\"left:451px;bottom:213px;letter-spacing:-0.01px;display:inline;\">316 Tanglin Road, #01-01,Singapore, 247978 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t35_322\" style=\"left:69px;bottom:177px;letter-spacing:-0.01px;display:inline;\">Shenzhen Prudential Technology Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t36_322\" style=\"left:313px;bottom:177px;letter-spacing:-0.01px;display:inline;\">MI - WFOE </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t37_322\" style=\"left:382px;bottom:177px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t38_322\" style=\"left:451px;bottom:177px;letter-spacing:-0.01px;display:inline;\">Unit 5, 8th Floor, China Resources Tower, No.2666 Keyuan South </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t39_322\" style=\"left:451px;bottom:162px;letter-spacing:-0.01px;display:inline;\">Road, Yuehai Street, Nanshan District, Shenzhen 518054, China </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t3a_322\" style=\"left:69px;bottom:142px;letter-spacing:-0.01px;display:inline;\">Sri Han Suria Sdn. Bhd. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t3b_322\" style=\"left:313px;bottom:142px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t3c_322\" style=\"left:382px;bottom:142px;letter-spacing:-0.01px;display:inline;\">51.00% </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t3d_322\" style=\"left:451px;bottom:142px;letter-spacing:-0.01px;display:inline;\">Suite 1005, 10th Floor, Wisma Hamzah-Kwong Hing, No. 1 Leboh </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t3e_322\" style=\"left:451px;bottom:126px;letter-spacing:-0.01px;display:inline;\">Ampang, 50100 Kuala Lumpur, Malaysia </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t3f_322\" style=\"left:69px;bottom:106px;letter-spacing:-0.01px;display:inline;\">Staple Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t3g_322\" style=\"left:313px;bottom:106px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t3h_322\" style=\"left:382px;bottom:106px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t3i_322\" style=\"left:451px;bottom:106px;letter-spacing:-0.01px;display:inline;\">No. 63, Athenee Tower, 34th Floor, Wireless Road, Lumpini </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"tcs-selection-enabled tcs-selected\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t3j_322\" style=\"left:451px;bottom:91px;letter-spacing:-0.01px;display:inline;\">Subdistrict Pathumwan District, Bangkok Metropolis, Thailand </div></td></tr>\n                                        </table><div></div><table><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_323\" id=\"t12_323\" style=\"left:91px;bottom:1119px;letter-spacing:0.08px;display:inline;\">Name of entity </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_323\" id=\"t13_323\" style=\"left:335px;bottom:1119px;letter-spacing:0.06px;word-spacing:0.01px;display:inline;\">Classes of </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_323\" id=\"t15_323\" style=\"left:403px;bottom:1119px;letter-spacing:0.07px;display:inline;\">Proportion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_323\" id=\"t17_323\" style=\"left:472px;bottom:1119px;letter-spacing:0.07px;display:inline;\">Registered office address </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_323\" id=\"t14_323\" style=\"left:335px;bottom:1109px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">shares held </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_323\" id=\"t16_323\" style=\"left:403px;bottom:1109px;letter-spacing:0.08px;display:inline;\">held </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"t1_323\" style=\"left:91px;bottom:1088px;letter-spacing:-0.01px;display:inline;\">Templeton Asian Growth Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"t2_323\" style=\"left:335px;bottom:1088px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"t3_323\" style=\"left:403px;bottom:1088px;letter-spacing:-0.01px;display:inline;\">32.88% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"t4_323\" style=\"left:472px;bottom:1088px;letter-spacing:-0.01px;display:inline;\">8A, rue Albert Borschette, L-1246 Luxembourg </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"t5_323\" style=\"left:91px;bottom:1069px;letter-spacing:-0.01px;display:inline;\">Threadneedle (Lux) \u2013 Global Emerging </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"t7_323\" style=\"left:335px;bottom:1069px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"t8_323\" style=\"left:403px;bottom:1069px;letter-spacing:-0.01px;display:inline;\">65.59% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"t9_323\" style=\"left:472px;bottom:1069px;letter-spacing:-0.01px;display:inline;\">44 Rue de la vall\u00e9e, 2661 Luxembourg </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"t6_323\" style=\"left:91px;bottom:1053px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Market Equities </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"ta_323\" style=\"left:91px;bottom:1033px;letter-spacing:-0.01px;display:inline;\">United Global Innovation Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"tb_323\" style=\"left:335px;bottom:1033px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"tc_323\" style=\"left:403px;bottom:1033px;letter-spacing:-0.01px;display:inline;\">24.24% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"td_323\" style=\"left:472px;bottom:1033px;letter-spacing:-0.01px;display:inline;\">23A, 25th Floor, Asia Centre Building, 173/27-30, 32-33 South </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"te_323\" style=\"left:472px;bottom:1018px;letter-spacing:-0.01px;display:inline;\">Sathorn Road, Thungmahamek, Sathorn, Bangkok 10120, Thailand </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"tf_323\" style=\"left:91px;bottom:998px;letter-spacing:-0.01px;display:inline;\">United Global Quality Equity Fund \u2013 MYR </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"th_323\" style=\"left:335px;bottom:998px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"ti_323\" style=\"left:403px;bottom:998px;letter-spacing:-0.01px;display:inline;\">27.57% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"tj_323\" style=\"left:472px;bottom:998px;letter-spacing:-0.01px;display:inline;\">Jln Raja Laut, City Centre, 50100 Kuala Lumpur, Wilayah </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"tg_323\" style=\"left:91px;bottom:982px;letter-spacing:-0.01px;display:inline;\">hedged Class </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"tk_323\" style=\"left:472px;bottom:982px;letter-spacing:-0.01px;display:inline;\">Persekutuan Kuala Lumpur </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"tl_323\" style=\"left:91px;bottom:962px;letter-spacing:-0.01px;display:inline;\">UOB Smart Global Healthcare Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"tm_323\" style=\"left:335px;bottom:962px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"tn_323\" style=\"left:403px;bottom:962px;letter-spacing:-0.01px;display:inline;\">45.27% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"to_323\" style=\"left:472px;bottom:962px;letter-spacing:-0.01px;display:inline;\">23A, 25th Floor, Asia Centre Building, 173/27-30, 32-33 South </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"tq_323\" style=\"left:91px;bottom:943px;letter-spacing:-0.01px;display:inline;\">UOB Smart Japan Small and Mid Cap Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"tr_323\" style=\"left:335px;bottom:943px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"ts_323\" style=\"left:403px;bottom:943px;letter-spacing:-0.01px;display:inline;\">35.67% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"tp_323\" style=\"left:472px;bottom:947px;letter-spacing:-0.01px;display:inline;\">Sathorn Road, Thungmahamek, Sathorn, Bangkok 10120, Thailand </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"tt_323\" style=\"left:91px;bottom:923px;letter-spacing:-0.01px;display:inline;\">UOB Smart Millennium Growth Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"tu_323\" style=\"left:335px;bottom:923px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"tv_323\" style=\"left:403px;bottom:923px;letter-spacing:-0.01px;display:inline;\">38.84% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"tw_323\" style=\"left:91px;bottom:904px;letter-spacing:-0.01px;display:inline;\">USD Investment Grade Infrastructure Debt </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"ty_323\" style=\"left:335px;bottom:904px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"tz_323\" style=\"left:403px;bottom:904px;letter-spacing:-0.01px;display:inline;\">21.90% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"t10_323\" style=\"left:472px;bottom:904px;letter-spacing:-0.01px;display:inline;\">35a, Avenue J.F. Kennedy, L-1855, Luxembourg, Grand Duchy of </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"tx_323\" style=\"left:91px;bottom:888px;letter-spacing:-0.01px;display:inline;\">Fund SCSp </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"t11_323\" style=\"left:472px;bottom:888px;letter-spacing:-0.01px;display:inline;\">Luxembourg </div></td></tr></table><div class=\"t s2_323\" id=\"t18_323\" style=\"left:87px;bottom:867px;display:inline;\">* </div><div class=\"t s2_323\" id=\"t19_323\" style=\"left:104px;bottom:867px;letter-spacing:-0.13px;word-spacing:-0.01px;display:inline;\">Prudential Assurance Malaysia Berhad is consolidated at 100 per cent in the Group's consolidated financial statements reflecting the economic interest to the Group. </div><div class=\"t s2_323\" id=\"t1a_323\" style=\"left:87px;bottom:856px;display:inline;\">\u2020 </div><div class=\"t s2_323\" id=\"t1b_323\" style=\"left:104px;bottom:856px;letter-spacing:-0.12px;display:inline;\">Prudential BSN Takaful Berhad is a joint venture that is accounted for using the equity method, for which the Group has an economic interest of 70 per cent for all business </div><div class=\"t s2_323\" id=\"t1c_323\" style=\"left:104px;bottom:844px;letter-spacing:-0.13px;word-spacing:0.01px;display:inline;\">sold up to 31 December 2016 and of 49 per cent for new business sold subsequent to this date. </div><div class=\"t s2_323\" id=\"t1d_323\" style=\"left:87px;bottom:832px;display:inline;\">\u2021 </div><div class=\"t s2_323\" id=\"t1e_323\" style=\"left:104px;bottom:832px;letter-spacing:-0.12px;display:inline;\">The holding of 94.62 per cent for PT. Prudential Life Assurance represents the proportion held in the Indonesia subsidiary attaching to the aggregate of the shares across </div><div class=\"t s2_323\" id=\"t1f_323\" style=\"left:104px;bottom:820px;letter-spacing:-0.12px;word-spacing:0.01px;display:inline;\">the types of capital in issue. </div><div class=\"t s0_323\" id=\"t1g_323\" style=\"left:87px;bottom:794px;letter-spacing:-0.01px;display:inline;\">The below table lists the issued share capital of the subsidiaries of the Group which, in the opinion of the Directors, principally affect the results or </div><div class=\"t s0_323\" id=\"t1h_323\" style=\"left:87px;bottom:778px;letter-spacing:-0.01px;display:inline;\">assets of the Group: </div><table><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_323\" id=\"t1i_323\" style=\"left:91px;bottom:751px;letter-spacing:0.08px;display:inline;\">Name of entity </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_323\" id=\"t1j_323\" style=\"left:410px;bottom:751px;letter-spacing:0.07px;display:inline;\">Issued and fully paid up share / registered capital </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"t1k_323\" style=\"left:91px;bottom:729px;letter-spacing:-0.01px;display:inline;\">Prudential Assurance Company Singapore (Pte) Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"t1l_323\" style=\"left:410px;bottom:729px;letter-spacing:-0.01px;display:inline;\">526,557,000 ordinary shares of SG$1 each </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"t1m_323\" style=\"left:91px;bottom:709px;letter-spacing:-0.01px;display:inline;\">PT. Prudential Life Assurance </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"t1n_323\" style=\"left:410px;bottom:709px;letter-spacing:-0.01px;display:inline;\">105,500 ordinary shares and 6,000 preference shares of RP 1,000,000 each </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"t1o_323\" style=\"left:91px;bottom:690px;letter-spacing:-0.01px;display:inline;\">Prudential Hong Kong Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"t1p_323\" style=\"left:410px;bottom:690px;letter-spacing:-0.01px;display:inline;\">3,641,479,873 ordinary shares of HK$1 each </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"t1q_323\" style=\"left:91px;bottom:671px;letter-spacing:-0.01px;display:inline;\">Prudential Assurance Malaysia Berhad </div></td><td class=\"cke_table-faked-selection-temp\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"t1r_323\" style=\"left:410px;bottom:671px;letter-spacing:-0.01px;display:inline;\">100,000,000 ordinary shares of RM 1 each </div></td></tr></table>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfInterestsInOtherEntitiesExplanatory",
    "language": "en",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f51277": {
   "value": "D5.1 Basis of consolidation <div class=\"t s2_311\" id=\"t3_311\" style=\"left:87px;bottom:1074px;letter-spacing:-0.01px;display:inline;\">The Group consolidates those investees it is deemed to control. The Group has control over an investee if all three of the following are met: </div><div class=\"t s3_311\" id=\"t4_311\" style=\"left:87px;bottom:1046px;display:inline;\">\u2013 </div><div class=\"t s2_311\" id=\"t5_311\" style=\"left:100px;bottom:1046px;letter-spacing:-0.01px;display:inline;\">It has power over an investee; </div><div class=\"t s3_311\" id=\"t6_311\" style=\"left:87px;bottom:1030px;display:inline;\">\u2013 </div><div class=\"t s2_311\" id=\"t7_311\" style=\"left:100px;bottom:1030px;letter-spacing:-0.01px;display:inline;\">It is exposed to, or has rights to, variable returns from its involvement with the investee; and </div><div class=\"t s3_311\" id=\"t8_311\" style=\"left:87px;bottom:1015px;display:inline;\">\u2013 </div><div class=\"t s2_311\" id=\"t9_311\" style=\"left:100px;bottom:1015px;letter-spacing:-0.01px;display:inline;\">It has the ability to use its power over the investee to affect its own returns. </div><div class=\"t s4_311\" id=\"ta_311\" style=\"left:87px;bottom:986px;letter-spacing:-0.1px;display:inline;\">(a) </div><div class=\"t s4_311\" id=\"tb_311\" style=\"left:113px;bottom:986px;letter-spacing:-0.11px;display:inline;\">Subsidiaries </div><div class=\"t s2_311\" id=\"tc_311\" style=\"left:87px;bottom:970px;letter-spacing:-0.01px;display:inline;\">Subsidiaries are those investees that the Group controls. The majority of the Group\u2019s subsidiaries are corporate entities. </div><div class=\"t s2_311\" id=\"td_311\" style=\"left:87px;bottom:943px;letter-spacing:-0.01px;display:inline;\">The Group performs a re-assessment of consolidation whenever there is a change in the substance of the relationship between the Group and an </div><div class=\"t s2_311\" id=\"te_311\" style=\"left:87px;bottom:927px;letter-spacing:-0.01px;display:inline;\">investee. Where the Group is deemed to control an entity, it is treated as a subsidiary and its results, assets and liabilities are consolidated. Where </div><div class=\"t s2_311\" id=\"tf_311\" style=\"left:87px;bottom:911px;letter-spacing:-0.01px;display:inline;\">the Group holds a minority share in an entity with no control over the entity, the investments are carried at fair value within financial investments </div><div class=\"t s2_311\" id=\"tg_311\" style=\"left:87px;bottom:896px;letter-spacing:-0.01px;display:inline;\">in the Consolidated statement of financial position. </div><div class=\"t s2_311\" id=\"th_311\" style=\"left:87px;bottom:868px;letter-spacing:-0.01px;display:inline;\">Entities consolidated by the Group include Qualifying Partnerships as defined under the UK Partnerships (Accounts) Regulations 2008 (the </div><div class=\"t s2_311\" id=\"ti_311\" style=\"left:87px;bottom:852px;letter-spacing:-0.01px;display:inline;\">\u2018Partnerships Act\u2019). The Group\u2019s limited partnership has taken advantage of the exemption under regulation 7 of the Partnerships Act from the </div><div class=\"t s2_311\" id=\"tj_311\" style=\"left:87px;bottom:837px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">financial statement requirements. This is under regulations 4 to 6 of the Partnership Act, on the basis that the limited partnership is consolidated </div><div class=\"t s2_311\" id=\"tk_311\" style=\"left:87px;bottom:821px;letter-spacing:-0.01px;display:inline;\">in these financial statements. </div><div class=\"t s4_311\" id=\"tl_311\" style=\"left:87px;bottom:793px;letter-spacing:-0.1px;display:inline;\">(b) </div><div class=\"t s4_311\" id=\"tm_311\" style=\"left:113px;bottom:793px;letter-spacing:-0.11px;display:inline;\">Joint ventures and associates </div><div class=\"t s2_311\" id=\"tn_311\" style=\"left:87px;bottom:777px;letter-spacing:-0.01px;display:inline;\">Joint ventures are joint arrangements arising from a contractual agreement whereby the Group and other investors have joint control of the net </div><div class=\"t s2_311\" id=\"to_311\" style=\"left:87px;bottom:761px;letter-spacing:-0.01px;display:inline;\">assets of the arrangement. In a number of these arrangements, the Group\u2019s share of the underlying net assets may be less than 50 per cent but </div><div class=\"t s2_311\" id=\"tp_311\" style=\"left:87px;bottom:746px;letter-spacing:-0.01px;display:inline;\">the terms of the relevant agreement make it clear that control is jointly exercised between the Group and the third party. Associates are entities </div><div class=\"t s2_311\" id=\"tq_311\" style=\"left:87px;bottom:730px;letter-spacing:-0.01px;display:inline;\">over which the Group has significant influence but does not control. Generally, it is presumed that the Group has significant influence if it holds </div><div class=\"t s2_311\" id=\"tr_311\" style=\"left:87px;bottom:715px;letter-spacing:-0.01px;display:inline;\">between 20 per cent and 50 per cent voting rights of an entity. </div><div class=\"t s2_311\" id=\"ts_311\" style=\"left:87px;bottom:687px;letter-spacing:-0.01px;display:inline;\">With the exception of those referred to below, the Group accounts for its investments in joint ventures and associates using the equity method of </div><div class=\"t s2_311\" id=\"tt_311\" style=\"left:87px;bottom:671px;letter-spacing:-0.01px;display:inline;\">accounting. The Group\u2019s share of profit or loss of its joint ventures and associates is recognised in the income statement and its share of </div><div class=\"t s2_311\" id=\"tu_311\" style=\"left:87px;bottom:656px;letter-spacing:-0.01px;display:inline;\">movements in other comprehensive income is recognised in other comprehensive income. The equity method of accounting does not apply to </div><div class=\"t s2_311\" id=\"tv_311\" style=\"left:87px;bottom:640px;letter-spacing:-0.01px;display:inline;\">investments in joint ventures and associates held by the Group\u2019s insurance or investment funds, including collective investment schemes which, </div><div class=\"t s2_311\" id=\"tw_311\" style=\"left:87px;bottom:625px;letter-spacing:-0.01px;display:inline;\">as allowed by IAS 28 \u2018Investments in Associates and Joint Ventures\u2019, are carried at FVTPL. </div><div class=\"t s4_311\" id=\"tx_311\" style=\"left:87px;bottom:596px;letter-spacing:-0.09px;display:inline;\">(c) </div><div class=\"t s4_311\" id=\"ty_311\" style=\"left:113px;bottom:596px;letter-spacing:-0.11px;display:inline;\">Structured entities </div><div class=\"t s2_311\" id=\"tz_311\" style=\"left:87px;bottom:580px;letter-spacing:-0.01px;display:inline;\">Structured entities are those that have been designed so that voting or similar rights are not the dominant factor in deciding who controls the </div><div class=\"t s2_311\" id=\"t10_311\" style=\"left:87px;bottom:565px;letter-spacing:-0.01px;display:inline;\">entity. Voting rights relate to administrative tasks. Relevant activities are directed by means of contractual arrangements. The Group invests in </div><div class=\"t s2_311\" id=\"t11_311\" style=\"left:87px;bottom:549px;letter-spacing:-0.01px;display:inline;\">both consolidated and unconsolidated structured entities including investment vehicles such as collective investment schemes, collateralised debt </div><div class=\"t s2_311\" id=\"t12_311\" style=\"left:87px;bottom:533px;letter-spacing:-0.01px;display:inline;\">obligations, mortgage-backed securities and similar asset-backed securities. </div><div class=\"t s5_311\" id=\"t13_311\" style=\"left:87px;bottom:505px;letter-spacing:-0.12px;display:inline;\">Collective investment schemes </div><div class=\"t s2_311\" id=\"t14_311\" style=\"left:87px;bottom:489px;letter-spacing:-0.01px;display:inline;\">The Group invests in collective investment schemes, that invest mainly in equities, bonds, cash and cash equivalents and properties. In assessing </div><div class=\"t s2_311\" id=\"t15_311\" style=\"left:87px;bottom:474px;letter-spacing:-0.01px;display:inline;\">control under IFRS 10 \u2018Consolidated Financial Statements\u2019, the Group determines whether it is acting as principal or agent and the variable </div><div class=\"t s2_311\" id=\"t16_311\" style=\"left:87px;bottom:458px;letter-spacing:-0.01px;display:inline;\">returns from its involvement with these entities. The Group\u2019s percentage ownership in these entities can fluctuate on a daily basis according to </div><div class=\"t s2_311\" id=\"t17_311\" style=\"left:87px;bottom:442px;letter-spacing:-0.01px;display:inline;\">the participation of the Group and other investors. </div><div class=\"t s2_311\" id=\"t18_311\" style=\"left:87px;bottom:415px;letter-spacing:-0.01px;display:inline;\">Where the entity is managed by a Group asset manager: </div><div class=\"t s3_311\" id=\"t19_311\" style=\"left:87px;bottom:387px;display:inline;\">\u2013 </div><div class=\"t s2_311\" id=\"t1a_311\" style=\"left:100px;bottom:387px;letter-spacing:-0.01px;display:inline;\">Where the Group\u2019s ownership holding in the entity exceeds 50 per cent, the Group is judged to have control over the entity; </div><div class=\"t s3_311\" id=\"t1b_311\" style=\"left:87px;bottom:371px;display:inline;\">\u2013 </div><div class=\"t s2_311\" id=\"t1c_311\" style=\"left:100px;bottom:371px;letter-spacing:-0.01px;display:inline;\">Where the Group\u2019s ownership holding in the entity is between 20 per cent and 50 per cent, the facts and circumstances of the Group\u2019s </div><div class=\"t s2_311\" id=\"t1d_311\" style=\"left:100px;bottom:356px;letter-spacing:-0.01px;display:inline;\">involvement in the entity are considered, including the rights to any fees earned by the asset manager, in forming a judgement as to whether </div><div class=\"t s2_311\" id=\"t1e_311\" style=\"left:100px;bottom:340px;letter-spacing:-0.01px;display:inline;\">the Group has control over the entity; and </div><div class=\"t s3_311\" id=\"t1f_311\" style=\"left:87px;bottom:324px;display:inline;\">\u2013 </div><div class=\"t s2_311\" id=\"t1g_311\" style=\"left:100px;bottom:324px;letter-spacing:-0.01px;display:inline;\">Where the Group\u2019s ownership holding in the entity is less than 20 per cent, the Group is judged to not have control over the entity. </div><div class=\"t s2_311\" id=\"t1h_311\" style=\"left:87px;bottom:297px;letter-spacing:-0.01px;display:inline;\">Where the entity is managed by an asset manager outside the Group, an assessment is made of whether the Group has existing rights that gives </div><div class=\"t s2_311\" id=\"t1i_311\" style=\"left:87px;bottom:281px;letter-spacing:-0.01px;display:inline;\">it the ability to direct the current activities of the entity and therefore control the entity. In assessing the Group\u2019s ability to direct an entity, the </div><div class=\"t s2_311\" id=\"t1j_311\" style=\"left:87px;bottom:265px;letter-spacing:-0.01px;display:inline;\">Group considers its ability relative to other investors. </div><div class=\"t s2_311\" id=\"t1k_311\" style=\"left:87px;bottom:238px;letter-spacing:-0.01px;display:inline;\">Where the Group is deemed to control an entity, it is treated as a subsidiary and is consolidated, with the interests of investors other than the </div><div class=\"t s2_311\" id=\"t1l_311\" style=\"left:87px;bottom:222px;letter-spacing:-0.01px;display:inline;\">Group being classified as liabilities, and presented within \u2018Net asset value attributable to unit holders of consolidated investment funds\u2019. </div><div class=\"t s2_311\" id=\"t1m_311\" style=\"left:87px;bottom:194px;letter-spacing:-0.01px;display:inline;\">Where the Group does not control these entities (where the Group is deemed to be acting as an agent under IFRS 10) and they do not meet the </div><div class=\"t s2_311\" id=\"t1n_311\" style=\"left:87px;bottom:179px;letter-spacing:-0.01px;display:inline;\">definition of associates, they are carried at FVTPL within financial investments in the Consolidated statement of financial position. </div><div class=\"t s2_311\" id=\"t1o_311\" style=\"left:87px;bottom:151px;letter-spacing:-0.01px;display:inline;\">Where the Group\u2019s asset manager sets up investment funds as part of its asset management operations, unless the Group also participates in </div><div class=\"t s2_311\" id=\"t1p_311\" style=\"left:87px;bottom:135px;letter-spacing:-0.01px;display:inline;\">the ownership holding of the entities, the Group\u2019s interest is limited to the fees charged to manage the assets of such entities. With no </div><div class=\"t s2_311\" id=\"t1q_311\" style=\"left:87px;bottom:120px;letter-spacing:-0.01px;display:inline;\">participation in ownership holding of these entities, the Group does not retain risks associated with investment funds. For these investment funds, </div><div class=\"t s2_311\" id=\"t1r_311\" style=\"left:87px;bottom:104px;letter-spacing:-0.01px;display:inline;\">the Group is not deemed to control the entities but deemed to be acting as an agent. </div><div></div><div class=\"t s0_312\" id=\"t1_312\" style=\"left:65px;bottom:1119px;letter-spacing:-0.01px;display:inline;\">The Group generates returns and retains the ownership risks in these investment vehicles commensurate to its participation and does not have </div><div class=\"t s0_312\" id=\"t2_312\" style=\"left:65px;bottom:1103px;letter-spacing:-0.01px;display:inline;\">any further exposure to the residual risks of these investment vehicles. </div><div class=\"t s1_312\" id=\"t3_312\" style=\"left:65px;bottom:1074px;letter-spacing:-0.11px;display:inline;\">Other structured entities </div><div class=\"t s0_312\" id=\"t4_312\" style=\"left:65px;bottom:1059px;letter-spacing:-0.01px;display:inline;\">The Group holds investments in mortgage-backed securities, collateralised debt obligations and similar asset-backed securities, the majority of </div><div class=\"t s0_312\" id=\"t5_312\" style=\"left:65px;bottom:1043px;letter-spacing:-0.01px;display:inline;\">which are actively traded in a liquid market. </div><div class=\"t s0_312\" id=\"t6_312\" style=\"left:65px;bottom:1015px;letter-spacing:-0.01px;display:inline;\">The Group consolidates the vehicles that hold the investments where the Group is deemed to control the vehicles. When assessing control over </div><div class=\"t s0_312\" id=\"t7_312\" style=\"left:65px;bottom:1000px;letter-spacing:-0.01px;display:inline;\">the vehicles, the factors considered include the purpose and design of the vehicle, the Group\u2019s exposure to the variability of returns and the scope </div><div class=\"t s0_312\" id=\"t8_312\" style=\"left:65px;bottom:984px;letter-spacing:-0.01px;display:inline;\">of the Group\u2019s ability to direct the relevant activities of the vehicle including any kick-out or removal rights that are held by third parties. The </div><div class=\"t s0_312\" id=\"t9_312\" style=\"left:65px;bottom:969px;letter-spacing:-0.01px;display:inline;\">outcome of the control assessment is dependent on the terms and conditions of the respective individual arrangements. </div><div class=\"t s0_312\" id=\"ta_312\" style=\"left:65px;bottom:941px;letter-spacing:-0.01px;display:inline;\">The majority of such vehicles are not consolidated. In these cases, the Group is not the sponsor of the vehicles in which it holds investments and </div><div class=\"t s0_312\" id=\"tb_312\" style=\"left:65px;bottom:925px;letter-spacing:-0.01px;display:inline;\">has no administrative rights over the vehicles\u2019 activities. The Group generates returns and retains the ownership risks commensurate to its </div><div class=\"t s0_312\" id=\"tc_312\" style=\"left:65px;bottom:910px;letter-spacing:-0.01px;display:inline;\">holding and its exposure to the investments and does not have any further exposure to the residual risks or losses of the investments or the </div><div class=\"t s0_312\" id=\"td_312\" style=\"left:65px;bottom:894px;letter-spacing:-0.01px;display:inline;\">vehicles in which it holds investments. Accordingly, the Group does not have power over the relevant activities of such vehicles and all are carried </div><div class=\"t s0_312\" id=\"te_312\" style=\"left:65px;bottom:878px;letter-spacing:-0.01px;display:inline;\">at FVTPL within financial investments in the Consolidated statement of financial position. </div><div class=\"t s0_312\" id=\"tf_312\" style=\"left:65px;bottom:851px;letter-spacing:-0.01px;display:inline;\">The table below provides aggregate carrying amounts of the investments in unconsolidated structured entities reported in the Group\u2019s </div><div class=\"t s0_312\" id=\"tg_312\" style=\"left:65px;bottom:835px;letter-spacing:-0.01px;display:inline;\">Consolidated statement of financial position: </div><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s2_312\" id=\"th_312\" style=\"left:549px;bottom:808px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">31 Dec 2023 $m </div> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s3_312\" id=\"ti_312\" style=\"left:707px;bottom:808px;letter-spacing:0.08px;display:inline;\">31 Dec 2022 $m </div> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_312\" id=\"tm_312\" style=\"left:633px;bottom:792px;letter-spacing:0.08px;display:inline;\">Other </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_312\" id=\"tr_312\" style=\"left:788px;bottom:792px;letter-spacing:0.07px;display:inline;\">Other </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_312\" id=\"tk_312\" style=\"left:531px;bottom:782px;letter-spacing:0.08px;display:inline;\">Investment </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_312\" id=\"tn_312\" style=\"left:615px;bottom:782px;letter-spacing:0.07px;display:inline;\">structured </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_312\" id=\"tp_312\" style=\"left:692px;bottom:782px;letter-spacing:0.07px;display:inline;\">Investment </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_312\" id=\"ts_312\" style=\"left:772px;bottom:782px;letter-spacing:0.06px;display:inline;\">structured </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_312\" id=\"tj_312\" style=\"left:69px;bottom:771px;letter-spacing:-0.01px;display:inline;\">Consolidated statement of financial position line items </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_312\" id=\"tl_312\" style=\"left:555px;bottom:772px;letter-spacing:0.08px;display:inline;\">funds </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_312\" id=\"to_312\" style=\"left:626px;bottom:772px;letter-spacing:0.06px;display:inline;\">entities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_312\" id=\"tq_312\" style=\"left:714px;bottom:772px;letter-spacing:0.07px;display:inline;\">funds </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_312\" id=\"tt_312\" style=\"left:782px;bottom:772px;letter-spacing:0.06px;display:inline;\">entities </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_312\" id=\"tu_312\" style=\"left:69px;bottom:751px;letter-spacing:-0.01px;display:inline;\">Equity securities and holdings in collective investment schemes </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_312\" id=\"tv_312\" style=\"left:537px;bottom:751px;letter-spacing:-0.02px;display:inline;\">33,657 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_312\" id=\"tw_312\" style=\"left:648px;bottom:751px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_312\" id=\"tx_312\" style=\"left:696px;bottom:751px;letter-spacing:-0.01px;display:inline;\">30,771 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_312\" id=\"ty_312\" style=\"left:801px;bottom:751px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_312\" id=\"tz_312\" style=\"left:69px;bottom:732px;letter-spacing:-0.01px;display:inline;\">Debt securities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_312\" id=\"t10_312\" style=\"left:570px;bottom:732px;display:inline;\">\u2013 </div></td><td class=\"tcs-selection-enabled tcs-selected\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_312\" id=\"t11_312\" style=\"left:632px;bottom:732px;letter-spacing:-0.02px;display:inline;\">285 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_312\" id=\"t12_312\" style=\"left:727px;bottom:732px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_312\" id=\"t13_312\" style=\"left:787px;bottom:732px;letter-spacing:-0.01px;display:inline;\">389 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_312\" id=\"t14_312\" style=\"left:69px;bottom:712px;letter-spacing:-0.01px;display:inline;\">Total investments in unconsolidated structured entities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_312\" id=\"t15_312\" style=\"left:537px;bottom:712px;letter-spacing:-0.02px;display:inline;\">33,657 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_312\" id=\"t16_312\" style=\"left:632px;bottom:712px;letter-spacing:-0.02px;display:inline;\">285 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_312\" id=\"t17_312\" style=\"left:696px;bottom:712px;letter-spacing:-0.01px;display:inline;\">30,771 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_312\" id=\"t18_312\" style=\"left:787px;bottom:712px;letter-spacing:-0.01px;display:inline;\">389 </div></td></tr>\n                                        </table><div class=\"t s0_312\" id=\"t19_312\" style=\"left:65px;bottom:683px;letter-spacing:-0.01px;display:inline;\">The Group's maximum exposure to loss related to the interest in unconsolidated structured entities is limited to the carrying value in the </div><div class=\"t s0_312\" id=\"t1a_312\" style=\"left:65px;bottom:668px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Consolidated statement of financial position and the unfunded investment commitments provided by the Group (see note D4). </div><div class=\"t s0_312\" id=\"t1b_312\" style=\"left:65px;bottom:640px;letter-spacing:-0.01px;display:inline;\">During the year, the Group receives dividend and interest income from its investments in these unconsolidated structured entities. Where the </div><div class=\"t s0_312\" id=\"t1c_312\" style=\"left:65px;bottom:625px;letter-spacing:-0.01px;display:inline;\">Group\u2019s asset manager manages these entities, such as the collective investment schemes, the Group also receives asset management fees from </div><div class=\"t s0_312\" id=\"t1d_312\" style=\"left:65px;bottom:609px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">these entities. </div><div class=\"t s0_312\" id=\"t1e_312\" style=\"left:65px;bottom:581px;letter-spacing:-0.01px;display:inline;\">As at 31 December 2023 and 2022, the Group does not have an agreement, contractual or otherwise, or intention to provide financial support to </div>structured entities (both consolidated and unconsolidated) that could expose the Group to a loss.",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfBasisOfConsolidationExplanatory",
    "language": "en",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f51291": {
   "value": "(a) <div class=\"t s4_311\" id=\"tb_311\" style=\"left:113px;bottom:986px;letter-spacing:-0.11px;display:inline;\">Subsidiaries </div><div class=\"t s2_311\" id=\"tc_311\" style=\"left:87px;bottom:970px;letter-spacing:-0.01px;display:inline;\">Subsidiaries are those investees that the Group controls. The majority of the Group\u2019s subsidiaries are corporate entities. </div><div class=\"t s2_311\" id=\"td_311\" style=\"left:87px;bottom:943px;letter-spacing:-0.01px;display:inline;\">The Group performs a re-assessment of consolidation whenever there is a change in the substance of the relationship between the Group and an </div><div class=\"t s2_311\" id=\"te_311\" style=\"left:87px;bottom:927px;letter-spacing:-0.01px;display:inline;\">investee. Where the Group is deemed to control an entity, it is treated as a subsidiary and its results, assets and liabilities are consolidated. Where </div><div class=\"t s2_311\" id=\"tf_311\" style=\"left:87px;bottom:911px;letter-spacing:-0.01px;display:inline;\">the Group holds a minority share in an entity with no control over the entity, the investments are carried at fair value within financial investments </div><div class=\"t s2_311\" id=\"tg_311\" style=\"left:87px;bottom:896px;letter-spacing:-0.01px;display:inline;\">in the Consolidated statement of financial position. </div><div class=\"t s2_311\" id=\"th_311\" style=\"left:87px;bottom:868px;letter-spacing:-0.01px;display:inline;\">Entities consolidated by the Group include Qualifying Partnerships as defined under the UK Partnerships (Accounts) Regulations 2008 (the </div><div class=\"t s2_311\" id=\"ti_311\" style=\"left:87px;bottom:852px;letter-spacing:-0.01px;display:inline;\">\u2018Partnerships Act\u2019). The Group\u2019s limited partnership has taken advantage of the exemption under regulation 7 of the Partnerships Act from the </div><div class=\"t s2_311\" id=\"tj_311\" style=\"left:87px;bottom:837px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">financial statement requirements. This is under regulations 4 to 6 of the Partnership Act, on the basis that the limited partnership is consolidated </div>in these financial statements.",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForSubsidiariesExplanatory",
    "language": "en",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f51292": {
   "value": "(a) <div class=\"t s4_311\" id=\"tb_311\" style=\"left:113px;bottom:986px;letter-spacing:-0.11px;display:inline;\">Subsidiaries </div><div class=\"t s2_311\" id=\"tc_311\" style=\"left:87px;bottom:970px;letter-spacing:-0.01px;display:inline;\">Subsidiaries are those investees that the Group controls. The majority of the Group\u2019s subsidiaries are corporate entities. </div><div class=\"t s2_311\" id=\"td_311\" style=\"left:87px;bottom:943px;letter-spacing:-0.01px;display:inline;\">The Group performs a re-assessment of consolidation whenever there is a change in the substance of the relationship between the Group and an </div><div class=\"t s2_311\" id=\"te_311\" style=\"left:87px;bottom:927px;letter-spacing:-0.01px;display:inline;\">investee. Where the Group is deemed to control an entity, it is treated as a subsidiary and its results, assets and liabilities are consolidated. Where </div><div class=\"t s2_311\" id=\"tf_311\" style=\"left:87px;bottom:911px;letter-spacing:-0.01px;display:inline;\">the Group holds a minority share in an entity with no control over the entity, the investments are carried at fair value within financial investments </div><div class=\"t s2_311\" id=\"tg_311\" style=\"left:87px;bottom:896px;letter-spacing:-0.01px;display:inline;\">in the Consolidated statement of financial position. </div><div class=\"t s2_311\" id=\"th_311\" style=\"left:87px;bottom:868px;letter-spacing:-0.01px;display:inline;\">Entities consolidated by the Group include Qualifying Partnerships as defined under the UK Partnerships (Accounts) Regulations 2008 (the </div><div class=\"t s2_311\" id=\"ti_311\" style=\"left:87px;bottom:852px;letter-spacing:-0.01px;display:inline;\">\u2018Partnerships Act\u2019). The Group\u2019s limited partnership has taken advantage of the exemption under regulation 7 of the Partnerships Act from the </div><div class=\"t s2_311\" id=\"tj_311\" style=\"left:87px;bottom:837px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">financial statement requirements. This is under regulations 4 to 6 of the Partnership Act, on the basis that the limited partnership is consolidated </div>in these financial statements.D5.4 Related undertakings <div class=\"t s1_314\" id=\"t2_314\" style=\"left:65px;bottom:1100px;letter-spacing:-0.01px;display:inline;\">In accordance with Section 409 of the Companies Act 2006, a list of Prudential Group\u2019s subsidiaries, joint ventures, associates and significant </div><div class=\"t s1_314\" id=\"t3_314\" style=\"left:65px;bottom:1085px;letter-spacing:-0.01px;display:inline;\">holdings (being holdings of more than 20 per cent) is disclosed below, along with the classes of shares held, the registered office address and the </div><div class=\"t s1_314\" id=\"t4_314\" style=\"left:65px;bottom:1069px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">effective percentage of equity owned at 31 December 2023. The Group also operates through branches, none of which are significant. </div><div class=\"t s1_314\" id=\"t5_314\" style=\"left:65px;bottom:1041px;letter-spacing:-0.01px;display:inline;\">The definitions of a subsidiary undertaking, joint venture and associate in accordance with the Companies Act 2006 are different from the </div><div class=\"t s1_314\" id=\"t6_314\" style=\"left:65px;bottom:1026px;letter-spacing:-0.01px;display:inline;\">definition under IFRS Standards. As a result, the related undertakings included within the list below may not be the same as the undertakings </div><div class=\"t s1_314\" id=\"t7_314\" style=\"left:65px;bottom:1010px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">consolidated in the Group consolidated financial statements. The Group\u2019s consolidation policy is described in note D5.1. </div><div class=\"t s2_314\" id=\"t8_314\" style=\"left:65px;bottom:981px;letter-spacing:-0.12px;display:inline;\">Simplified corporate structure as at 31 December 2023 </div><div class=\"t s3_314\" id=\"t9_314\" style=\"left:389px;bottom:959px;letter-spacing:0.12px;display:inline;\">Prudential plc </div><div class=\"t s2_314\" id=\"ta_314\" style=\"left:327px;bottom:901px;letter-spacing:-0.11px;display:inline;\">Prudential Corporation Asia Limited </div><div class=\"t s4_314\" id=\"tb_314\" style=\"left:609px;bottom:909px;letter-spacing:-0.1px;display:inline;\">Prudential Group Holdings Limited </div><div class=\"t s4_314\" id=\"tc_314\" style=\"left:660px;bottom:893px;letter-spacing:-0.1px;display:inline;\">and subsidiaries </div><div class=\"t s1_314\" id=\"td_314\" style=\"left:83px;bottom:783px;letter-spacing:-0.01px;display:inline;\">CITIC- </div><div class=\"t s1_314\" id=\"te_314\" style=\"left:74px;bottom:767px;letter-spacing:-0.01px;display:inline;\">Prudential </div><div class=\"t s1_314\" id=\"tf_314\" style=\"left:91px;bottom:752px;letter-spacing:-0.01px;display:inline;\">Life </div><div class=\"t s1_314\" id=\"tg_314\" style=\"left:75px;bottom:736px;letter-spacing:-0.01px;display:inline;\">Insurance </div><div class=\"t s1_314\" id=\"th_314\" style=\"left:75px;bottom:720px;letter-spacing:-0.01px;display:inline;\">Company </div><div class=\"t s1_314\" id=\"ti_314\" style=\"left:81px;bottom:705px;letter-spacing:-0.01px;display:inline;\">Limited </div><div class=\"t s1_314\" id=\"tj_314\" style=\"left:85px;bottom:689px;letter-spacing:-0.01px;display:inline;\">(CPL)* </div><div class=\"t s1_314\" id=\"tk_314\" style=\"left:158px;bottom:797px;letter-spacing:-0.01px;display:inline;\">Prudential </div><div class=\"t s1_314\" id=\"tl_314\" style=\"left:155px;bottom:781px;letter-spacing:-0.01px;display:inline;\">Hong Kong </div><div class=\"t s1_314\" id=\"tm_314\" style=\"left:165px;bottom:765px;letter-spacing:-0.01px;display:inline;\">Limited </div><div class=\"t s1_314\" id=\"tn_314\" style=\"left:158px;bottom:738px;letter-spacing:-0.01px;display:inline;\">Prudential </div><div class=\"t s1_314\" id=\"to_314\" style=\"left:164px;bottom:722px;letter-spacing:-0.01px;display:inline;\">General </div><div class=\"t s1_314\" id=\"tp_314\" style=\"left:158px;bottom:706px;letter-spacing:-0.01px;display:inline;\">Insurance </div><div class=\"t s1_314\" id=\"tq_314\" style=\"left:155px;bottom:691px;letter-spacing:-0.01px;display:inline;\">Hong Kong </div><div class=\"t s1_314\" id=\"tr_314\" style=\"left:165px;bottom:675px;letter-spacing:-0.01px;display:inline;\">Limited </div><div class=\"t s1_314\" id=\"ts_314\" style=\"left:261px;bottom:811px;letter-spacing:-0.02px;display:inline;\">PT </div><div class=\"t s1_314\" id=\"tt_314\" style=\"left:241px;bottom:795px;letter-spacing:-0.01px;display:inline;\">Prudential </div><div class=\"t s1_314\" id=\"tu_314\" style=\"left:258px;bottom:779px;letter-spacing:-0.01px;display:inline;\">Life </div><div class=\"t s1_314\" id=\"tv_314\" style=\"left:239px;bottom:764px;letter-spacing:-0.01px;display:inline;\">Assurance </div><div class=\"t s5_314\" id=\"tw_314\" style=\"left:292px;bottom:772px;display:inline;\">\u2020 </div><div class=\"t s1_314\" id=\"tx_314\" style=\"left:261px;bottom:736px;letter-spacing:-0.02px;display:inline;\">PT </div><div class=\"t s1_314\" id=\"ty_314\" style=\"left:241px;bottom:720px;letter-spacing:-0.01px;display:inline;\">Prudential </div><div class=\"t s1_314\" id=\"tz_314\" style=\"left:240px;bottom:705px;letter-spacing:-0.01px;display:inline;\">Sharia Life </div><div class=\"t s1_314\" id=\"t10_314\" style=\"left:239px;bottom:689px;letter-spacing:-0.01px;display:inline;\">Assurance </div><div class=\"t s5_314\" id=\"t11_314\" style=\"left:292px;bottom:697px;display:inline;\">\u2020 </div><div class=\"t s1_314\" id=\"t12_314\" style=\"left:237px;bottom:661px;letter-spacing:-0.01px;display:inline;\">(Indonesia) </div><div class=\"t s1_314\" id=\"t13_314\" style=\"left:325px;bottom:797px;letter-spacing:-0.01px;display:inline;\">Prudential </div><div class=\"t s1_314\" id=\"t14_314\" style=\"left:325px;bottom:781px;letter-spacing:-0.01px;display:inline;\">Assurance </div><div class=\"t s1_314\" id=\"t15_314\" style=\"left:328px;bottom:765px;letter-spacing:-0.01px;display:inline;\">Malaysia </div><div class=\"t s1_314\" id=\"t16_314\" style=\"left:330px;bottom:750px;letter-spacing:-0.01px;display:inline;\">Berhad </div><div class=\"t s5_314\" id=\"t17_314\" style=\"left:368px;bottom:758px;display:inline;\">\u2020 </div><div class=\"t s1_314\" id=\"t18_314\" style=\"left:325px;bottom:722px;letter-spacing:-0.01px;display:inline;\">Prudential </div><div class=\"t s1_314\" id=\"t19_314\" style=\"left:340px;bottom:706px;letter-spacing:-0.01px;display:inline;\">BSN </div><div class=\"t s1_314\" id=\"t1a_314\" style=\"left:332px;bottom:691px;letter-spacing:-0.01px;display:inline;\">Takaful </div><div class=\"t s1_314\" id=\"t1b_314\" style=\"left:330px;bottom:675px;letter-spacing:-0.01px;display:inline;\">Berhad </div><div class=\"t s5_314\" id=\"t1c_314\" style=\"left:368px;bottom:683px;display:inline;\">\u2020 </div><div class=\"t s1_314\" id=\"t1d_314\" style=\"left:408px;bottom:775px;letter-spacing:-0.01px;display:inline;\">Prudential </div><div class=\"t s1_314\" id=\"t1e_314\" style=\"left:409px;bottom:759px;letter-spacing:-0.01px;display:inline;\">Assurance </div><div class=\"t s1_314\" id=\"t1f_314\" style=\"left:409px;bottom:744px;letter-spacing:-0.01px;display:inline;\">Company </div><div class=\"t s1_314\" id=\"t1g_314\" style=\"left:408px;bottom:728px;letter-spacing:-0.01px;display:inline;\">Singapore </div><div class=\"t s1_314\" id=\"t1h_314\" style=\"left:422px;bottom:713px;letter-spacing:-0.01px;display:inline;\">(Pte) </div><div class=\"t s1_314\" id=\"t1i_314\" style=\"left:413px;bottom:697px;letter-spacing:-0.01px;display:inline;\">Limited </div><div class=\"t s5_314\" id=\"t1j_314\" style=\"left:452px;bottom:705px;display:inline;\">\u2020 </div><div class=\"t s1_314\" id=\"t1k_314\" style=\"left:492px;bottom:781px;letter-spacing:-0.01px;display:inline;\">Eastspring </div><div class=\"t s1_314\" id=\"t1l_314\" style=\"left:488px;bottom:765px;letter-spacing:-0.33px;display:inline;\">Investments </div><div class=\"t s1_314\" id=\"t1m_314\" style=\"left:491px;bottom:750px;letter-spacing:-0.01px;display:inline;\">Group Pte. </div><div class=\"t s1_314\" id=\"t1n_314\" style=\"left:507px;bottom:734px;letter-spacing:-0.01px;display:inline;\">Ltd. </div><div class=\"t s5_314\" id=\"t1o_314\" style=\"left:526px;bottom:742px;display:inline;\">\u2020 </div><div class=\"t s1_314\" id=\"t1p_314\" style=\"left:509px;bottom:706px;letter-spacing:-0.01px;display:inline;\">and </div><div class=\"t s1_314\" id=\"t1q_314\" style=\"left:489px;bottom:691px;letter-spacing:-0.01px;display:inline;\">subsidiaries </div><div class=\"t s1_314\" id=\"t1r_314\" style=\"left:583px;bottom:843px;letter-spacing:-0.01px;display:inline;\">Growth </div><div class=\"t s1_314\" id=\"t1s_314\" style=\"left:581px;bottom:828px;letter-spacing:-0.01px;display:inline;\">markets </div><div class=\"t s1_314\" id=\"t1t_314\" style=\"left:577px;bottom:812px;letter-spacing:-0.01px;display:inline;\">and other </div><div class=\"t s1_314\" id=\"t1u_314\" style=\"left:581px;bottom:797px;letter-spacing:-0.01px;display:inline;\">entities </div><div class=\"t s5_314\" id=\"t1v_314\" style=\"left:619px;bottom:805px;display:inline;\">\u2020 </div><div class=\"t s1_314\" id=\"t1w_314\" style=\"left:576px;bottom:769px;letter-spacing:-0.01px;display:inline;\">(including </div><div class=\"t s1_314\" id=\"t1x_314\" style=\"left:586px;bottom:753px;letter-spacing:-0.01px;display:inline;\">Africa, </div><div class=\"t s1_314\" id=\"t1y_314\" style=\"left:574px;bottom:738px;letter-spacing:-0.01px;display:inline;\">Cambodia, </div><div class=\"t s1_314\" id=\"t1z_314\" style=\"left:573px;bottom:722px;display:inline;\">India, Laos, </div><div class=\"t s1_314\" id=\"t20_314\" style=\"left:575px;bottom:706px;letter-spacing:-0.01px;display:inline;\">Myanmar, </div><div class=\"t s1_314\" id=\"t21_314\" style=\"left:594px;bottom:691px;letter-spacing:-0.01px;display:inline;\">the </div><div class=\"t s1_314\" id=\"t22_314\" style=\"left:573px;bottom:675px;letter-spacing:-0.01px;display:inline;\">Philippines, </div><div class=\"t s1_314\" id=\"t23_314\" style=\"left:582px;bottom:660px;letter-spacing:-0.01px;display:inline;\">Taiwan, </div><div class=\"t s1_314\" id=\"t24_314\" style=\"left:578px;bottom:644px;letter-spacing:-0.01px;display:inline;\">Thailand, </div><div class=\"t s1_314\" id=\"t25_314\" style=\"left:578px;bottom:629px;letter-spacing:-0.01px;display:inline;\">Vietnam) </div><div class=\"t s1_314\" id=\"t26_314\" style=\"left:659px;bottom:759px;letter-spacing:-0.01px;display:inline;\">Prudential </div><div class=\"t s1_314\" id=\"t27_314\" style=\"left:655px;bottom:744px;letter-spacing:-0.53px;display:inline;\">International </div><div class=\"t s1_314\" id=\"t28_314\" style=\"left:663px;bottom:728px;letter-spacing:-0.01px;display:inline;\">Treasury </div><div class=\"t s1_314\" id=\"t29_314\" style=\"left:666px;bottom:713px;letter-spacing:-0.01px;display:inline;\">Limited </div><div class=\"t s1_314\" id=\"t2a_314\" style=\"left:743px;bottom:752px;letter-spacing:-0.01px;display:inline;\">Prudential </div><div class=\"t s1_314\" id=\"t2b_314\" style=\"left:748px;bottom:736px;letter-spacing:-0.01px;display:inline;\">Funding </div><div class=\"t s1_314\" id=\"t2c_314\" style=\"left:743px;bottom:720px;letter-spacing:-0.01px;display:inline;\">(Asia) plc </div><div class=\"t s5_314\" id=\"t2d_314\" style=\"left:792px;bottom:728px;display:inline;\">\u2021 </div><div class=\"t s6_314\" id=\"t2e_314\" style=\"left:65px;bottom:602px;display:inline;\">* </div><div class=\"t s6_314\" id=\"t2f_314\" style=\"left:82px;bottom:602px;letter-spacing:-0.13px;display:inline;\">CPL is a joint venture with CITIC, a leading state owned conglomerate in the Chinese Mainland. </div><div class=\"t s6_314\" id=\"t2g_314\" style=\"left:65px;bottom:590px;display:inline;\">\u2020 </div><div class=\"t s6_314\" id=\"t2h_314\" style=\"left:82px;bottom:590px;letter-spacing:-0.12px;display:inline;\">Indirectly held by Prudential Corporation Asia Limited. </div><div class=\"t s6_314\" id=\"t2i_314\" style=\"left:65px;bottom:578px;display:inline;\">\u2021 </div><div class=\"t s6_314\" id=\"t2j_314\" style=\"left:82px;bottom:578px;letter-spacing:-0.13px;display:inline;\">The company was incorporated in February 2023 and a 100 per cent subsidiary of Prudential Corporation Asia Limited. </div><div class=\"t s2_314\" id=\"t2k_314\" style=\"left:65px;bottom:551px;letter-spacing:-0.11px;display:inline;\">Direct subsidiary undertakings of the parent company, Prudential plc (shares held directly or via nominees) </div><div class=\"t s1_314\" id=\"t2l_314\" style=\"left:65px;bottom:535px;letter-spacing:-0.01px;display:inline;\">Key to share classes: </div><table>\n                                            <tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_314\" id=\"t2m_314\" style=\"left:69px;bottom:507px;letter-spacing:0.07px;display:inline;\">Abbreviation </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_314\" id=\"t2n_314\" style=\"left:184px;bottom:507px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">Class of share held </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_314\" id=\"t2o_314\" style=\"left:69px;bottom:486px;letter-spacing:-0.01px;display:inline;\">LBG </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_314\" id=\"t2p_314\" style=\"left:184px;bottom:486px;letter-spacing:-0.01px;display:inline;\">Limited by Guarantee </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_314\" id=\"t2q_314\" style=\"left:69px;bottom:466px;letter-spacing:-0.02px;display:inline;\">MI </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_314\" id=\"t2r_314\" style=\"left:184px;bottom:466px;letter-spacing:-0.01px;display:inline;\">Membership Interest </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_314\" id=\"t2s_314\" style=\"left:69px;bottom:447px;letter-spacing:-0.01px;display:inline;\">MI - WFOE </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_314\" id=\"t2t_314\" style=\"left:184px;bottom:447px;letter-spacing:-0.01px;display:inline;\">Membership Interest of a Wholly Foreign Owned Enterprise in the Chinese Mainland </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_314\" id=\"t2u_314\" style=\"left:69px;bottom:427px;letter-spacing:-0.01px;display:inline;\">MI \u2013 JV </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_314\" id=\"t2v_314\" style=\"left:184px;bottom:427px;letter-spacing:-0.01px;display:inline;\">Membership Interest of a Sino-Foreign Equity Joint Venture in the Chinese Mainland </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_314\" id=\"t2w_314\" style=\"left:69px;bottom:408px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_314\" id=\"t2x_314\" style=\"left:184px;bottom:408px;letter-spacing:-0.01px;display:inline;\">Ordinary Shares </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_314\" id=\"t2y_314\" style=\"left:69px;bottom:389px;letter-spacing:-0.02px;display:inline;\">PI </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_314\" id=\"t2z_314\" style=\"left:184px;bottom:389px;letter-spacing:-0.01px;display:inline;\">Partnership Interest </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_314\" id=\"t30_314\" style=\"left:69px;bottom:369px;letter-spacing:-0.02px;display:inline;\">PS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_314\" id=\"t31_314\" style=\"left:184px;bottom:369px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Preference Shares </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_314\" id=\"t32_314\" style=\"left:69px;bottom:350px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_314\" id=\"t33_314\" style=\"left:184px;bottom:350px;letter-spacing:-0.01px;display:inline;\">Units </div></td></tr>\n                                        </table><table>\n                                            <tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_314\" id=\"t34_314\" style=\"left:69px;bottom:319px;letter-spacing:0.08px;display:inline;\">Name of entity </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_314\" id=\"t35_314\" style=\"left:265px;bottom:320px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">Classes of shares held </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_314\" id=\"t36_314\" style=\"left:373px;bottom:320px;letter-spacing:0.07px;display:inline;\">Proportion held </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_314\" id=\"t37_314\" style=\"left:451px;bottom:319px;letter-spacing:0.07px;display:inline;\">Registered office address </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_314\" id=\"t38_314\" style=\"left:69px;bottom:299px;letter-spacing:-0.01px;display:inline;\">Prudential Corporation Asia Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_314\" id=\"t39_314\" style=\"left:265px;bottom:299px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_314\" id=\"t3a_314\" style=\"left:373px;bottom:299px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_314\" id=\"t3b_314\" style=\"left:451px;bottom:299px;letter-spacing:-0.01px;display:inline;\">13th Floor, One International Finance Centre, 1 Harbour View Street, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_314\" id=\"t3c_314\" style=\"left:451px;bottom:284px;letter-spacing:-0.01px;display:inline;\">Central, Hong Kong </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_314\" id=\"t3d_314\" style=\"left:69px;bottom:264px;letter-spacing:-0.01px;display:inline;\">Prudential Group Holdings Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_314\" id=\"t3e_314\" style=\"left:265px;bottom:264px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_314\" id=\"t3f_314\" style=\"left:373px;bottom:264px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_314\" id=\"t3g_314\" style=\"left:451px;bottom:264px;letter-spacing:-0.01px;display:inline;\">1 Angel Court, London, EC2R 7AG, United Kingdom </div></td></tr>\n                                        </table><div>\u00a0</div><div class=\"t s0_315\" id=\"t1_315\" style=\"left:87px;bottom:1118px;letter-spacing:-0.11px;display:inline;\">Other subsidiaries, joint ventures, associates and significant holdings of the Group \u2013 no shares held directly by the parent </div><div class=\"t s0_315\" id=\"t2_315\" style=\"left:87px;bottom:1101px;letter-spacing:-0.11px;display:inline;\">company (Prudential plc) or its nominees </div><table>\n                                            <tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_315\" id=\"t2w_315\" style=\"left:91px;bottom:1074px;letter-spacing:0.08px;display:inline;\">Name of entity </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_315\" id=\"t2x_315\" style=\"left:335px;bottom:1074px;letter-spacing:0.06px;word-spacing:0.01px;display:inline;\">Classes of </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_315\" id=\"t2z_315\" style=\"left:403px;bottom:1074px;letter-spacing:0.07px;display:inline;\">Proportion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_315\" id=\"t31_315\" style=\"left:472px;bottom:1074px;letter-spacing:0.07px;display:inline;\">Registered office address </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_315\" id=\"t2y_315\" style=\"left:335px;bottom:1064px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">shares held </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_315\" id=\"t30_315\" style=\"left:403px;bottom:1064px;letter-spacing:0.08px;display:inline;\">held </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t3_315\" style=\"left:91px;bottom:1043px;letter-spacing:-0.01px;display:inline;\">Aberdeen Cash Creation Fund </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t4_315\" style=\"left:335px;bottom:1043px;display:inline;\">U </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t5_315\" style=\"left:403px;bottom:1043px;letter-spacing:-0.01px;display:inline;\">26.87% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t6_315\" style=\"left:472px;bottom:1043px;letter-spacing:-0.01px;display:inline;\">28th Floor Bangkok City Tower, 179 South Sathorn Road, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t7_315\" style=\"left:472px;bottom:1027px;letter-spacing:-0.01px;display:inline;\">Thungmahamek, Sathorn, Bangkok 10120, Thailand </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t8_315\" style=\"left:91px;bottom:1007px;letter-spacing:-0.01px;display:inline;\">Aberdeen Standard Global Opportunities </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"ta_315\" style=\"left:335px;bottom:1007px;display:inline;\">U </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"tb_315\" style=\"left:403px;bottom:1007px;letter-spacing:-0.01px;display:inline;\">35.13% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"tc_315\" style=\"left:472px;bottom:1007px;letter-spacing:-0.01px;display:inline;\">21 Church Street, #01-01, Capital Square Two, Singapore 049480 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t9_315\" style=\"left:91px;bottom:992px;letter-spacing:-0.01px;display:inline;\">Fund </div></td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"td_315\" style=\"left:91px;bottom:972px;letter-spacing:-0.01px;display:inline;\">Aberdeen Standard Singapore Equity Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"te_315\" style=\"left:335px;bottom:972px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"tf_315\" style=\"left:403px;bottom:972px;letter-spacing:-0.01px;display:inline;\">61.88% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"tg_315\" style=\"left:91px;bottom:952px;letter-spacing:-0.01px;display:inline;\">AC Financial Partners Limited Partnership </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"th_315\" style=\"left:335px;bottom:952px;letter-spacing:-0.02px;display:inline;\">PI </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"ti_315\" style=\"left:403px;bottom:952px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"tj_315\" style=\"left:472px;bottom:952px;letter-spacing:-0.01px;display:inline;\">Citypoint, 65 Haymarket Terrace, Edinburgh, EH12 5HD </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"tk_315\" style=\"left:91px;bottom:933px;letter-spacing:-0.01px;display:inline;\">Alternatives North America, Ltd. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"tl_315\" style=\"left:335px;bottom:933px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"tm_315\" style=\"left:403px;bottom:933px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"tn_315\" style=\"left:472px;bottom:933px;letter-spacing:-0.01px;display:inline;\">PO Box 1093, Queensgate House, Grand Cayman, KY1-1102, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"to_315\" style=\"left:472px;bottom:917px;letter-spacing:-0.01px;display:inline;\">Cayman Islands </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"tp_315\" style=\"left:91px;bottom:897px;letter-spacing:-0.01px;display:inline;\">BOCHK Aggressive Growth Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"tq_315\" style=\"left:335px;bottom:897px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"tr_315\" style=\"left:403px;bottom:897px;letter-spacing:-0.01px;display:inline;\">46.52% </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"ts_315\" style=\"left:472px;bottom:897px;letter-spacing:-0.01px;display:inline;\">27th Floor, Bank of China Tower, 1 Garden Road, Hong Kong </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"tt_315\" style=\"left:91px;bottom:878px;letter-spacing:-0.01px;display:inline;\">BOCHK Balanced Growth Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"tu_315\" style=\"left:335px;bottom:878px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"tv_315\" style=\"left:403px;bottom:878px;letter-spacing:-0.01px;display:inline;\">40.43% </div></td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"tw_315\" style=\"left:91px;bottom:859px;letter-spacing:-0.01px;display:inline;\">BOCHK China Equity Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"tx_315\" style=\"left:335px;bottom:859px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"ty_315\" style=\"left:403px;bottom:859px;letter-spacing:-0.01px;display:inline;\">52.42% </div></td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"tz_315\" style=\"left:91px;bottom:839px;letter-spacing:-0.01px;display:inline;\">BOCHK Conservative Growth Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t10_315\" style=\"left:335px;bottom:839px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t11_315\" style=\"left:403px;bottom:839px;letter-spacing:-0.01px;display:inline;\">42.17% </div></td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t12_315\" style=\"left:91px;bottom:820px;letter-spacing:-0.01px;display:inline;\">BOCHK US Dollar Money Market Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t13_315\" style=\"left:335px;bottom:820px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t14_315\" style=\"left:403px;bottom:820px;letter-spacing:-0.01px;display:inline;\">37.11% </div></td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t15_315\" style=\"left:91px;bottom:800px;letter-spacing:-0.01px;display:inline;\">BOCI-Prudential Asset Management Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t16_315\" style=\"left:335px;bottom:800px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t17_315\" style=\"left:403px;bottom:800px;letter-spacing:-0.01px;display:inline;\">36.00% </div></td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t18_315\" style=\"left:91px;bottom:781px;letter-spacing:-0.01px;display:inline;\">BOCI-Prudential Trustee Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t19_315\" style=\"left:335px;bottom:781px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t1a_315\" style=\"left:403px;bottom:781px;letter-spacing:-0.01px;display:inline;\">36.00% </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t1b_315\" style=\"left:472px;bottom:781px;letter-spacing:-0.01px;display:inline;\">Suites 1501-1507 &amp; 1513-1516, 15th Floor, 1111 King's Road, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t1c_315\" style=\"left:472px;bottom:765px;letter-spacing:-0.01px;display:inline;\">Taikoo Shing, Hong Kong </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t1d_315\" style=\"left:91px;bottom:745px;letter-spacing:-0.01px;display:inline;\">BSP Debt Fund V Unlevered (Non-US) L.P. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t1e_315\" style=\"left:335px;bottom:745px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t1f_315\" style=\"left:403px;bottom:745px;letter-spacing:-0.01px;display:inline;\">53.00% </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t1g_315\" style=\"left:472px;bottom:745px;letter-spacing:-0.01px;display:inline;\">C/o Benefit Street Partners LLC, New York, New York 10019 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t1h_315\" style=\"left:91px;bottom:710px;letter-spacing:-0.01px;display:inline;\">Cathay High Yield ex China Cash pay 1-5 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t1j_315\" style=\"left:335px;bottom:710px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t1k_315\" style=\"left:403px;bottom:710px;letter-spacing:-0.01px;display:inline;\">46.49% </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t1l_315\" style=\"left:472px;bottom:710px;letter-spacing:-0.01px;display:inline;\">6th Floor, No.39, Sec.2, Dunhua South. Rd., Taipei, Taiwan </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t1i_315\" style=\"left:91px;bottom:694px;letter-spacing:-0.01px;display:inline;\">Year 2% Issuer Capped ETF </div></td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t1m_315\" style=\"left:91px;bottom:674px;letter-spacing:-0.01px;display:inline;\">CITIC-CP Asset Management Co., Ltd. </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t1n_315\" style=\"left:335px;bottom:674px;letter-spacing:-0.01px;display:inline;\">MI - JV </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t1o_315\" style=\"left:403px;bottom:674px;letter-spacing:-0.01px;display:inline;\">26.95% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t1p_315\" style=\"left:472px;bottom:674px;letter-spacing:-0.01px;display:inline;\">Room 101-2, No.128 North Zhangjiabang Road, Pudong District, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t1q_315\" style=\"left:472px;bottom:658px;letter-spacing:-0.01px;display:inline;\">Shanghai, China </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t1r_315\" style=\"left:91px;bottom:639px;letter-spacing:-0.01px;display:inline;\">CITIC-Prudential Fund Management </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t1t_315\" style=\"left:335px;bottom:639px;letter-spacing:-0.01px;display:inline;\">MI - JV </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t1u_315\" style=\"left:403px;bottom:639px;letter-spacing:-0.01px;display:inline;\">49.00% </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t1v_315\" style=\"left:472px;bottom:639px;letter-spacing:-0.01px;display:inline;\">Level 9, HSBC Building, Shanghai IFC, 8 Century Avenue, Pudong, </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t1s_315\" style=\"left:91px;bottom:623px;letter-spacing:-0.01px;display:inline;\">Company Limited </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t1w_315\" style=\"left:472px;bottom:623px;letter-spacing:-0.01px;display:inline;\">Shanghai, China </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t1x_315\" style=\"left:91px;bottom:588px;letter-spacing:-0.01px;display:inline;\">CITIC-Prudential Life Insurance Company </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t1z_315\" style=\"left:335px;bottom:588px;letter-spacing:-0.01px;display:inline;\">MI - JV </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t20_315\" style=\"left:403px;bottom:588px;letter-spacing:-0.01px;display:inline;\">50.00% </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t21_315\" style=\"left:472px;bottom:588px;letter-spacing:-0.01px;display:inline;\">Room 1101-A, 1201, 1301, 1401, 1501, 1601, 1701, 1801, Unit 01, </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t1y_315\" style=\"left:91px;bottom:573px;letter-spacing:-0.01px;display:inline;\">Limited </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t22_315\" style=\"left:472px;bottom:573px;letter-spacing:-0.01px;display:inline;\">Building 1, No. B2, North Road of East Third Ring Road, Chaoyang </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t23_315\" style=\"left:472px;bottom:557px;letter-spacing:-0.01px;display:inline;\">District, Beijing, PRC,100027, China </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t24_315\" style=\"left:91px;bottom:538px;letter-spacing:-0.01px;display:inline;\">Eastspring Al-Wara' Investments Berhad </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t25_315\" style=\"left:335px;bottom:538px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t26_315\" style=\"left:403px;bottom:538px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t27_315\" style=\"left:472px;bottom:538px;letter-spacing:-0.01px;display:inline;\">Level 25, Menara Hong Leong, No. 6 Jalan Damanlela, Bukit </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t28_315\" style=\"left:472px;bottom:522px;letter-spacing:-0.01px;display:inline;\">Damansara, 50490 Kuala Lumpur, Wilayah Persekutuan, Malaysia </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t29_315\" style=\"left:91px;bottom:487px;letter-spacing:-0.01px;display:inline;\">Eastspring Asia Pacific High Yield Equity </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t2b_315\" style=\"left:335px;bottom:487px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t2c_315\" style=\"left:403px;bottom:487px;letter-spacing:-0.01px;display:inline;\">39.60% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t2d_315\" style=\"left:472px;bottom:487px;letter-spacing:-0.01px;display:inline;\">4th Floor, No.1, Songzhi Rd., Xinyi Dist., Taipei, Taiwan </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t2a_315\" style=\"left:91px;bottom:472px;letter-spacing:-0.01px;display:inline;\">Fund </div></td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t2e_315\" style=\"left:91px;bottom:452px;letter-spacing:-0.01px;display:inline;\">Eastspring Asset Management (Thailand) </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t2g_315\" style=\"left:335px;bottom:452px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t2h_315\" style=\"left:403px;bottom:452px;letter-spacing:-0.01px;display:inline;\">59.50% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t2i_315\" style=\"left:472px;bottom:452px;letter-spacing:-0.01px;display:inline;\">944 Mitrtown Office Tower, 9th Floor, Rama 4 Road, Wangmai, </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t2f_315\" style=\"left:91px;bottom:436px;letter-spacing:-0.01px;display:inline;\">Co., Ltd. </div></td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t2j_315\" style=\"left:472px;bottom:436px;letter-spacing:-0.01px;display:inline;\">Pathumwan, Bangkok 10330, Thailand </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t2k_315\" style=\"left:91px;bottom:416px;letter-spacing:-0.01px;display:inline;\">Eastspring Asset Management Korea Co. Ltd. </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t2l_315\" style=\"left:335px;bottom:416px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t2m_315\" style=\"left:403px;bottom:416px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t2n_315\" style=\"left:472px;bottom:416px;letter-spacing:-0.01px;display:inline;\">22F (Seoul International Finance Center, Yeouido dong), 10 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t2o_315\" style=\"left:472px;bottom:401px;letter-spacing:-0.01px;display:inline;\">Gukjegeumyung-ro, Yeongdeungpo-gu, Seoul 07326, Republic of </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t2p_315\" style=\"left:472px;bottom:385px;letter-spacing:-0.01px;display:inline;\">Korea </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t2q_315\" style=\"left:91px;bottom:366px;letter-spacing:-0.01px;display:inline;\">Eastspring Investment Management </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t2s_315\" style=\"left:335px;bottom:366px;letter-spacing:-0.01px;display:inline;\">MI - WFOE </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t2t_315\" style=\"left:403px;bottom:366px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t2u_315\" style=\"left:472px;bottom:366px;letter-spacing:-0.01px;display:inline;\">Unit 306-308, 3rd Floor, Azia Center, 1233 Lujiazui Ring Road, China </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t2r_315\" style=\"left:91px;bottom:350px;letter-spacing:-0.01px;display:inline;\">(Shanghai) Company Limited </div></td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled tcs-selected\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t2v_315\" style=\"left:472px;bottom:350px;letter-spacing:-0.01px;display:inline;\">(Shanghai) Pilot Free Trade Zone, China </div></td></tr>\n                                        </table><div></div><table>\n                                            <tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_316\" id=\"t18_316\" style=\"left:69px;bottom:1119px;letter-spacing:0.08px;display:inline;\">Name of entity </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_316\" id=\"t19_316\" style=\"left:313px;bottom:1119px;letter-spacing:0.06px;word-spacing:0.01px;display:inline;\">Classes of </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_316\" id=\"t1b_316\" style=\"left:382px;bottom:1119px;letter-spacing:0.07px;display:inline;\">Proportion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_316\" id=\"t1d_316\" style=\"left:451px;bottom:1119px;letter-spacing:0.07px;display:inline;\">Registered office address </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_316\" id=\"t1a_316\" style=\"left:313px;bottom:1109px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">shares held </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_316\" id=\"t1c_316\" style=\"left:382px;bottom:1109px;letter-spacing:0.08px;display:inline;\">held </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"t1_316\" style=\"left:69px;bottom:1088px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - Asia ESG Bond </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"t3_316\" style=\"left:313px;bottom:1088px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"t4_316\" style=\"left:382px;bottom:1088px;letter-spacing:-0.01px;display:inline;\">94.82% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"t5_316\" style=\"left:451px;bottom:1088px;letter-spacing:-0.01px;display:inline;\">26, Boulevard Royal, L-2449, Luxembourg </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"t2_316\" style=\"left:69px;bottom:1073px;letter-spacing:-0.01px;display:inline;\">Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"t6_316\" style=\"left:69px;bottom:1053px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments \u2013 Asia Opportunities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"t8_316\" style=\"left:313px;bottom:1053px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"t9_316\" style=\"left:382px;bottom:1053px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"t7_316\" style=\"left:69px;bottom:1037px;letter-spacing:-0.01px;display:inline;\">Equity Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"ta_316\" style=\"left:69px;bottom:1017px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - Asia Pacific Equity </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"tc_316\" style=\"left:313px;bottom:1017px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"td_316\" style=\"left:382px;bottom:1017px;letter-spacing:-0.01px;display:inline;\">95.55% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"tb_316\" style=\"left:69px;bottom:1002px;letter-spacing:-0.01px;display:inline;\">Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"te_316\" style=\"left:69px;bottom:982px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - Asia Real Estate </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"tg_316\" style=\"left:313px;bottom:982px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"th_316\" style=\"left:382px;bottom:982px;letter-spacing:-0.01px;display:inline;\">35.06% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"tf_316\" style=\"left:69px;bottom:966px;letter-spacing:-0.01px;display:inline;\">Multi Asset Income Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"ti_316\" style=\"left:69px;bottom:946px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - Asian Bond Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"tj_316\" style=\"left:313px;bottom:946px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"tk_316\" style=\"left:382px;bottom:946px;letter-spacing:-0.01px;display:inline;\">89.85% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"tl_316\" style=\"left:69px;bottom:911px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - Asian Dynamic </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"tn_316\" style=\"left:313px;bottom:911px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"to_316\" style=\"left:382px;bottom:911px;letter-spacing:-0.01px;display:inline;\">95.21% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"tm_316\" style=\"left:69px;bottom:895px;letter-spacing:-0.01px;display:inline;\">Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"tp_316\" style=\"left:69px;bottom:875px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - Asian Equity Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"tq_316\" style=\"left:313px;bottom:875px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"tr_316\" style=\"left:382px;bottom:875px;letter-spacing:-0.01px;display:inline;\">98.94% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"ts_316\" style=\"left:69px;bottom:840px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - Asian Equity </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"tu_316\" style=\"left:313px;bottom:840px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"tv_316\" style=\"left:382px;bottom:840px;letter-spacing:-0.01px;display:inline;\">88.46% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"tt_316\" style=\"left:69px;bottom:824px;letter-spacing:-0.01px;display:inline;\">Income Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"tw_316\" style=\"left:69px;bottom:804px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - Asian High Yield </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"ty_316\" style=\"left:313px;bottom:804px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"tz_316\" style=\"left:382px;bottom:804px;letter-spacing:-0.01px;display:inline;\">67.15% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"tx_316\" style=\"left:69px;bottom:789px;letter-spacing:-0.01px;display:inline;\">Bond Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"t10_316\" style=\"left:69px;bottom:769px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - Asian Investment </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"t12_316\" style=\"left:313px;bottom:769px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"t13_316\" style=\"left:382px;bottom:769px;letter-spacing:-0.01px;display:inline;\">88.64% </div></td><td class=\"tcs-selection-enabled tcs-selected emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"t11_316\" style=\"left:69px;bottom:753px;letter-spacing:-0.01px;display:inline;\">Grade Bond Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"t14_316\" style=\"left:69px;bottom:733px;letter-spacing:-0.01px;display:inline;\">EastSpring Investments - Asian Local Bond </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"t16_316\" style=\"left:313px;bottom:733px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"t17_316\" style=\"left:382px;bottom:733px;letter-spacing:-0.01px;display:inline;\">83.45% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"t15_316\" style=\"left:69px;bottom:717px;letter-spacing:-0.01px;display:inline;\">Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr>\n                                        </table><div></div><table>\n                                            <tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_317\" id=\"t32_317\" style=\"left:91px;bottom:1119px;letter-spacing:0.08px;display:inline;\">Name of entity </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_317\" id=\"t33_317\" style=\"left:335px;bottom:1119px;letter-spacing:0.06px;word-spacing:0.01px;display:inline;\">Classes of </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_317\" id=\"t35_317\" style=\"left:403px;bottom:1119px;letter-spacing:0.07px;display:inline;\">Proportion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_317\" id=\"t37_317\" style=\"left:472px;bottom:1119px;letter-spacing:0.07px;display:inline;\">Registered office address </div></td></tr><tr><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_317\" id=\"t34_317\" style=\"left:335px;bottom:1109px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">shares held </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_317\" id=\"t36_317\" style=\"left:403px;bottom:1109px;letter-spacing:0.08px;display:inline;\">held </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t1_317\" style=\"left:91px;bottom:1088px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - Asian Low Volatility </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t3_317\" style=\"left:335px;bottom:1088px;display:inline;\">U </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t4_317\" style=\"left:403px;bottom:1088px;letter-spacing:-0.01px;display:inline;\">91.60% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t2_317\" style=\"left:91px;bottom:1073px;letter-spacing:-0.01px;display:inline;\">Equity Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t5_317\" style=\"left:91px;bottom:1053px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - Asian Multi Factor </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t7_317\" style=\"left:335px;bottom:1053px;display:inline;\">U </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t8_317\" style=\"left:403px;bottom:1053px;letter-spacing:-0.01px;display:inline;\">95.20% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t6_317\" style=\"left:91px;bottom:1037px;letter-spacing:-0.01px;display:inline;\">Equity Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t9_317\" style=\"left:91px;bottom:1002px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - China A Shares </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"tb_317\" style=\"left:335px;bottom:1002px;display:inline;\">U </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"tc_317\" style=\"left:403px;bottom:1002px;letter-spacing:-0.01px;display:inline;\">79.87% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"ta_317\" style=\"left:91px;bottom:987px;letter-spacing:-0.01px;display:inline;\">Growth Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"td_317\" style=\"left:91px;bottom:967px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - Dragon Peacock </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"tf_317\" style=\"left:335px;bottom:967px;display:inline;\">U </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"tg_317\" style=\"left:403px;bottom:967px;letter-spacing:-0.01px;display:inline;\">97.09% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"te_317\" style=\"left:91px;bottom:951px;letter-spacing:-0.01px;display:inline;\">Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"th_317\" style=\"left:91px;bottom:931px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - European </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"tj_317\" style=\"left:335px;bottom:931px;display:inline;\">U </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"tk_317\" style=\"left:403px;bottom:931px;letter-spacing:-0.01px;display:inline;\">99.88% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"ti_317\" style=\"left:91px;bottom:916px;letter-spacing:-0.01px;display:inline;\">Investment Grade Bond Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"tl_317\" style=\"left:91px;bottom:896px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - Global Emerging </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"tn_317\" style=\"left:335px;bottom:896px;display:inline;\">U </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"to_317\" style=\"left:403px;bottom:896px;letter-spacing:-0.01px;display:inline;\">98.06% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"tm_317\" style=\"left:91px;bottom:880px;letter-spacing:-0.01px;display:inline;\">Markets Bond Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"tp_317\" style=\"left:91px;bottom:860px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - Global Emerging </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"tr_317\" style=\"left:335px;bottom:860px;display:inline;\">U </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"ts_317\" style=\"left:403px;bottom:860px;letter-spacing:-0.01px;display:inline;\">38.21% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"tq_317\" style=\"left:91px;bottom:845px;letter-spacing:-0.01px;display:inline;\">Markets Dynamic Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"tt_317\" style=\"left:91px;bottom:825px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - Global Emerging </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"tv_317\" style=\"left:335px;bottom:825px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"tw_317\" style=\"left:403px;bottom:825px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"tu_317\" style=\"left:91px;bottom:809px;letter-spacing:-0.01px;display:inline;\">Markets ex-China Dynamic Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"tx_317\" style=\"left:91px;bottom:789px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - Global Emerging </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"tz_317\" style=\"left:335px;bottom:789px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t10_317\" style=\"left:403px;bottom:789px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"ty_317\" style=\"left:91px;bottom:774px;letter-spacing:-0.01px;display:inline;\">Markets Fundamental Value Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t11_317\" style=\"left:91px;bottom:754px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - Global Equity </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t13_317\" style=\"left:335px;bottom:754px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t14_317\" style=\"left:403px;bottom:754px;letter-spacing:-0.01px;display:inline;\">97.86% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t12_317\" style=\"left:91px;bottom:738px;letter-spacing:-0.01px;display:inline;\">Navigator Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t15_317\" style=\"left:91px;bottom:718px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - Global Growth </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t17_317\" style=\"left:335px;bottom:718px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t18_317\" style=\"left:403px;bottom:718px;letter-spacing:-0.01px;display:inline;\">42.30% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t16_317\" style=\"left:91px;bottom:703px;letter-spacing:-0.01px;display:inline;\">Equity Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t19_317\" style=\"left:91px;bottom:683px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - Global Low </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t1b_317\" style=\"left:335px;bottom:683px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t1c_317\" style=\"left:403px;bottom:683px;letter-spacing:-0.01px;display:inline;\">98.48% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t1a_317\" style=\"left:91px;bottom:667px;letter-spacing:-0.01px;display:inline;\">Volatility Equity Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t1d_317\" style=\"left:91px;bottom:647px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - Global Market </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t1f_317\" style=\"left:335px;bottom:647px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t1g_317\" style=\"left:403px;bottom:647px;letter-spacing:-0.01px;display:inline;\">99.60% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t1e_317\" style=\"left:91px;bottom:632px;letter-spacing:-0.01px;display:inline;\">Navigator Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t1h_317\" style=\"left:91px;bottom:612px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - Global Multi Asset </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t1j_317\" style=\"left:335px;bottom:612px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t1k_317\" style=\"left:403px;bottom:612px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t1i_317\" style=\"left:91px;bottom:596px;letter-spacing:-0.01px;display:inline;\">Income Plus Growth Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t1l_317\" style=\"left:91px;bottom:576px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - Global Technology </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t1n_317\" style=\"left:335px;bottom:576px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t1o_317\" style=\"left:403px;bottom:576px;letter-spacing:-0.01px;display:inline;\">84.16% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t1m_317\" style=\"left:91px;bottom:561px;letter-spacing:-0.01px;display:inline;\">Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t1p_317\" style=\"left:91px;bottom:541px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - Greater China </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t1r_317\" style=\"left:335px;bottom:541px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t1s_317\" style=\"left:403px;bottom:541px;letter-spacing:-0.01px;display:inline;\">89.88% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t1q_317\" style=\"left:91px;bottom:525px;letter-spacing:-0.01px;display:inline;\">Equity Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t1t_317\" style=\"left:91px;bottom:505px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - India Equity Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t1u_317\" style=\"left:335px;bottom:505px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t1v_317\" style=\"left:403px;bottom:505px;letter-spacing:-0.01px;display:inline;\">58.85% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t1w_317\" style=\"left:91px;bottom:470px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - Japan Sustainable </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t1y_317\" style=\"left:335px;bottom:470px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t1z_317\" style=\"left:403px;bottom:470px;letter-spacing:-0.01px;display:inline;\">86.85% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t1x_317\" style=\"left:91px;bottom:454px;letter-spacing:-0.01px;display:inline;\">Value Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t20_317\" style=\"left:91px;bottom:434px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - Pan European Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t21_317\" style=\"left:335px;bottom:434px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t22_317\" style=\"left:403px;bottom:434px;letter-spacing:-0.01px;display:inline;\">66.59% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t23_317\" style=\"left:91px;bottom:399px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - US Corporate Bond </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t25_317\" style=\"left:335px;bottom:399px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t26_317\" style=\"left:403px;bottom:399px;letter-spacing:-0.01px;display:inline;\">68.69% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t24_317\" style=\"left:91px;bottom:383px;letter-spacing:-0.01px;display:inline;\">Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t27_317\" style=\"left:91px;bottom:363px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - US High </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t29_317\" style=\"left:335px;bottom:363px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t2a_317\" style=\"left:403px;bottom:363px;letter-spacing:-0.01px;display:inline;\">85.91% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t28_317\" style=\"left:91px;bottom:347px;letter-spacing:-0.01px;display:inline;\">Investment Grade Bond Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t2b_317\" style=\"left:91px;bottom:327px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - US High Yield Bond </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t2d_317\" style=\"left:335px;bottom:327px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t2e_317\" style=\"left:403px;bottom:327px;letter-spacing:-0.01px;display:inline;\">54.03% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t2c_317\" style=\"left:91px;bottom:312px;letter-spacing:-0.01px;display:inline;\">Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t2f_317\" style=\"left:91px;bottom:292px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - US Investment </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t2h_317\" style=\"left:335px;bottom:292px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t2i_317\" style=\"left:403px;bottom:292px;letter-spacing:-0.01px;display:inline;\">58.61% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t2g_317\" style=\"left:91px;bottom:276px;letter-spacing:-0.01px;display:inline;\">Grade Bond Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t2j_317\" style=\"left:91px;bottom:256px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - World Value Equity </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t2l_317\" style=\"left:335px;bottom:256px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t2m_317\" style=\"left:403px;bottom:256px;letter-spacing:-0.01px;display:inline;\">93.68% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t2k_317\" style=\"left:91px;bottom:241px;letter-spacing:-0.01px;display:inline;\">Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t2n_317\" style=\"left:91px;bottom:221px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments (Hong Kong) Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t2o_317\" style=\"left:335px;bottom:221px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t2p_317\" style=\"left:403px;bottom:221px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t2q_317\" style=\"left:472px;bottom:221px;letter-spacing:-0.01px;display:inline;\">13th Floor, One International Finance Centre, 1 Harbour View Street, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t2r_317\" style=\"left:472px;bottom:205px;letter-spacing:-0.01px;display:inline;\">Central, Hong Kong </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t2s_317\" style=\"left:91px;bottom:185px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments (Luxembourg) S.A. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t2t_317\" style=\"left:335px;bottom:185px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t2u_317\" style=\"left:403px;bottom:185px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t2v_317\" style=\"left:472px;bottom:185px;letter-spacing:-0.01px;display:inline;\">26, Boulevard Royal, L-2449 Luxembourg, Grand Duchy of </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t2w_317\" style=\"left:472px;bottom:170px;letter-spacing:-0.01px;display:inline;\">Luxembourg </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t2x_317\" style=\"left:91px;bottom:150px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments (Singapore) Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t2y_317\" style=\"left:335px;bottom:150px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t2z_317\" style=\"left:403px;bottom:150px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t30_317\" style=\"left:472px;bottom:150px;letter-spacing:-0.01px;display:inline;\">10 Marina Boulevard, #32-01, Marina Bay Financial Centre, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled tcs-selected\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t31_317\" style=\"left:472px;bottom:134px;letter-spacing:-0.01px;display:inline;\">Singapore 018983 </div></td></tr>\n                                        </table><div></div><table>\n                                            <tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_318\" id=\"t3s_318\" style=\"left:69px;bottom:1119px;letter-spacing:0.08px;display:inline;\">Name of entity </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_318\" id=\"t3t_318\" style=\"left:313px;bottom:1119px;letter-spacing:0.06px;word-spacing:0.01px;display:inline;\">Classes of </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_318\" id=\"t3v_318\" style=\"left:382px;bottom:1119px;letter-spacing:0.07px;display:inline;\">Proportion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_318\" id=\"t3x_318\" style=\"left:451px;bottom:1119px;letter-spacing:0.07px;display:inline;\">Registered office address </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_318\" id=\"t3u_318\" style=\"left:313px;bottom:1109px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">shares held </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_318\" id=\"t3w_318\" style=\"left:382px;bottom:1109px;letter-spacing:0.08px;display:inline;\">held </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t1_318\" style=\"left:69px;bottom:1088px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments Asia Pacific ex-Japan </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t3_318\" style=\"left:313px;bottom:1088px;display:inline;\">U </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t4_318\" style=\"left:382px;bottom:1088px;letter-spacing:-0.01px;display:inline;\">78.56% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t5_318\" style=\"left:451px;bottom:1088px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments Berhad, Level 22, Menara Prudential, </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t2_318\" style=\"left:69px;bottom:1073px;letter-spacing:-0.01px;display:inline;\">Target Return Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t6_318\" style=\"left:451px;bottom:1073px;letter-spacing:-0.01px;display:inline;\">Persiaran TRX Barat, 55188 Tun Razak Exchange, Kuala Lumpur, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t7_318\" style=\"left:451px;bottom:1057px;letter-spacing:-0.01px;display:inline;\">Malaysia </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t8_318\" style=\"left:69px;bottom:1038px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments Berhad </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t9_318\" style=\"left:313px;bottom:1038px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"ta_318\" style=\"left:382px;bottom:1038px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"tb_318\" style=\"left:451px;bottom:1038px;letter-spacing:-0.01px;display:inline;\">Level 25, Menara Hong Leong, No. 6 Jalan Damanlela, Bukit </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"tc_318\" style=\"left:451px;bottom:1022px;letter-spacing:-0.01px;display:inline;\">Damansara, 50490 Kuala Lumpur, Wilayah Persekutuan, Malaysia </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"td_318\" style=\"left:69px;bottom:987px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments Equity Income Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"te_318\" style=\"left:313px;bottom:987px;display:inline;\">U </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"tf_318\" style=\"left:382px;bottom:987px;letter-spacing:-0.01px;display:inline;\">43.13% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"tg_318\" style=\"left:451px;bottom:987px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments Berhad, Level 22, Menara Prudential, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"th_318\" style=\"left:451px;bottom:972px;letter-spacing:-0.01px;display:inline;\">Persiaran TRX Barat, 55188 Tun Razak Exchange, Kuala Lumpur, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"ti_318\" style=\"left:451px;bottom:956px;letter-spacing:-0.01px;display:inline;\">Malaysia </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"tj_318\" style=\"left:69px;bottom:937px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments Fund Management </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"tl_318\" style=\"left:313px;bottom:937px;letter-spacing:-0.02px;display:inline;\">MI </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"tm_318\" style=\"left:382px;bottom:937px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"tn_318\" style=\"left:451px;bottom:937px;letter-spacing:-0.01px;display:inline;\">23rd Floor, Saigon Trade Center, 37 Ton Duc Thang Street, District 1, </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"tk_318\" style=\"left:69px;bottom:921px;letter-spacing:-0.01px;display:inline;\">Limited Liability Company </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"to_318\" style=\"left:451px;bottom:921px;letter-spacing:-0.01px;display:inline;\">Ho Chi Minh City, Vietnam </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"tp_318\" style=\"left:69px;bottom:901px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments Global Oncology </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"tr_318\" style=\"left:313px;bottom:901px;display:inline;\">U </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"ts_318\" style=\"left:382px;bottom:901px;letter-spacing:-0.01px;display:inline;\">72.72% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"tt_318\" style=\"left:451px;bottom:901px;letter-spacing:-0.01px;display:inline;\">22nd Floor One IFC, 10 Gukjegeumyung-ro, Youngdungpo-gu, Seoul </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"tq_318\" style=\"left:69px;bottom:886px;letter-spacing:-0.01px;display:inline;\">Securities Baby Investment Trust (H) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"tu_318\" style=\"left:451px;bottom:886px;letter-spacing:-0.01px;display:inline;\">07326, Korea </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"tv_318\" style=\"left:69px;bottom:866px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments Global Oncology </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"tx_318\" style=\"left:313px;bottom:866px;display:inline;\">U </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"ty_318\" style=\"left:382px;bottom:866px;letter-spacing:-0.01px;display:inline;\">92.43% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"tw_318\" style=\"left:69px;bottom:850px;letter-spacing:-0.01px;display:inline;\">Securities Baby Investment Trust (UH) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"tz_318\" style=\"left:69px;bottom:830px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments Global Oncology </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t11_318\" style=\"left:313px;bottom:830px;display:inline;\">U </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t12_318\" style=\"left:382px;bottom:830px;letter-spacing:-0.01px;display:inline;\">96.00% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t10_318\" style=\"left:69px;bottom:815px;letter-spacing:-0.01px;display:inline;\">Securities Baby Investment Trust (USD) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t13_318\" style=\"left:69px;bottom:795px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments Group Pte. Ltd. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t14_318\" style=\"left:313px;bottom:795px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t15_318\" style=\"left:382px;bottom:795px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t16_318\" style=\"left:451px;bottom:795px;letter-spacing:-0.01px;display:inline;\">10 Marina Boulevard, #32-01, Marina Bay Financial Centre, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t17_318\" style=\"left:451px;bottom:779px;letter-spacing:-0.01px;display:inline;\">Singapore 018983 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t18_318\" style=\"left:69px;bottom:759px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments Growth Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t19_318\" style=\"left:313px;bottom:759px;display:inline;\">U </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t1a_318\" style=\"left:382px;bottom:759px;letter-spacing:-0.01px;display:inline;\">40.96% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t1b_318\" style=\"left:451px;bottom:759px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments Berhad, Level 22, Menara Prudential, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t1c_318\" style=\"left:451px;bottom:744px;letter-spacing:-0.01px;display:inline;\">Persiaran TRX Barat, 55188 Tun Razak Exchange, Kuala Lumpur, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t1d_318\" style=\"left:451px;bottom:728px;letter-spacing:-0.01px;display:inline;\">Malaysia </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t1e_318\" style=\"left:69px;bottom:709px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments Incorporated </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t1f_318\" style=\"left:313px;bottom:709px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t1g_318\" style=\"left:382px;bottom:709px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t1h_318\" style=\"left:451px;bottom:709px;letter-spacing:-0.01px;display:inline;\">874 Walker Road, Suite C, City of Dover, County of Kent, State of </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t1i_318\" style=\"left:451px;bottom:693px;letter-spacing:-0.01px;display:inline;\">Delaware, 19904, United States </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t1j_318\" style=\"left:69px;bottom:673px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments India Consumer </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t1l_318\" style=\"left:313px;bottom:673px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t1m_318\" style=\"left:382px;bottom:673px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t1n_318\" style=\"left:451px;bottom:673px;letter-spacing:-0.01px;display:inline;\">3rd Floor, 355 NEX, Rue du Savoir, Cybercity Ebene 72201, Mauritius </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t1k_318\" style=\"left:69px;bottom:658px;letter-spacing:-0.01px;display:inline;\">Equity Open Limited </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t1o_318\" style=\"left:69px;bottom:638px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments India Equity Open </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t1q_318\" style=\"left:313px;bottom:638px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t1r_318\" style=\"left:382px;bottom:638px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t1p_318\" style=\"left:69px;bottom:622px;letter-spacing:-0.01px;display:inline;\">Limited </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t1s_318\" style=\"left:69px;bottom:602px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments India Infrastructure </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t1u_318\" style=\"left:313px;bottom:602px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t1v_318\" style=\"left:382px;bottom:602px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t1t_318\" style=\"left:69px;bottom:587px;letter-spacing:-0.01px;display:inline;\">Equity Open Limited </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t1w_318\" style=\"left:69px;bottom:567px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t1x_318\" style=\"left:313px;bottom:567px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t1y_318\" style=\"left:382px;bottom:567px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t1z_318\" style=\"left:451px;bottom:567px;letter-spacing:-0.01px;display:inline;\">Marunouchi Park Building, 6-1 Marunouchi 2-chome, Chiyoda-Ku, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t20_318\" style=\"left:451px;bottom:551px;letter-spacing:-0.01px;display:inline;\">Tokyo, Japan </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t21_318\" style=\"left:69px;bottom:531px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments MY Focus Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t22_318\" style=\"left:313px;bottom:531px;display:inline;\">U </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t23_318\" style=\"left:382px;bottom:531px;letter-spacing:-0.01px;display:inline;\">31.20% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t24_318\" style=\"left:451px;bottom:531px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments Berhad, Level 22, Menara Prudential, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t25_318\" style=\"left:451px;bottom:516px;letter-spacing:-0.01px;display:inline;\">Persiaran TRX Barat, 55188 Tun Razak Exchange, Kuala Lumpur, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t26_318\" style=\"left:451px;bottom:500px;letter-spacing:-0.01px;display:inline;\">Malaysia </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t27_318\" style=\"left:69px;bottom:481px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments Private Fixed Income </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t29_318\" style=\"left:313px;bottom:481px;display:inline;\">U </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t2a_318\" style=\"left:382px;bottom:481px;letter-spacing:-0.01px;display:inline;\">66.94% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t2b_318\" style=\"left:451px;bottom:481px;letter-spacing:-0.01px;display:inline;\">Units 306-308, 3rd Floor, Azia Center, 1233 Lujiazui Ring Road, </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t28_318\" style=\"left:69px;bottom:465px;letter-spacing:-0.01px;display:inline;\">Fund Number 1 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t2c_318\" style=\"left:451px;bottom:465px;letter-spacing:-0.01px;display:inline;\">Shanghai, China, 200120 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t2d_318\" style=\"left:69px;bottom:445px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments Services Pte. Ltd. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t2e_318\" style=\"left:313px;bottom:445px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t2f_318\" style=\"left:382px;bottom:445px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t2g_318\" style=\"left:451px;bottom:445px;letter-spacing:-0.01px;display:inline;\">10 Marina Boulevard, #32-01, Marina Bay Financial Centre, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t2h_318\" style=\"left:451px;bottom:430px;letter-spacing:-0.01px;display:inline;\">Singapore 018983 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t2i_318\" style=\"left:69px;bottom:410px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments SICAV-FIS - </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t2k_318\" style=\"left:313px;bottom:410px;display:inline;\">U </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t2l_318\" style=\"left:382px;bottom:410px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t2m_318\" style=\"left:451px;bottom:410px;letter-spacing:-0.01px;display:inline;\">26, Boulevard Royal, L-2449, Luxembourg </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t2j_318\" style=\"left:69px;bottom:394px;letter-spacing:-0.01px;display:inline;\">Alternative Investment Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t2n_318\" style=\"left:69px;bottom:374px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments Unit Trusts - Dragon </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t2p_318\" style=\"left:313px;bottom:374px;display:inline;\">U </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t2q_318\" style=\"left:382px;bottom:374px;letter-spacing:-0.01px;display:inline;\">97.79% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t2r_318\" style=\"left:451px;bottom:374px;letter-spacing:-0.01px;display:inline;\">10 Marina Boulevard, #32-01, Marina Bay Financial Centre Tower 2, </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t2o_318\" style=\"left:69px;bottom:359px;letter-spacing:-0.01px;display:inline;\">Peacock Fund ID </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t2s_318\" style=\"left:451px;bottom:359px;letter-spacing:-0.01px;display:inline;\">Singapore 018983 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t2t_318\" style=\"left:69px;bottom:339px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments Unit Trusts - </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t2v_318\" style=\"left:313px;bottom:339px;display:inline;\">U </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t2w_318\" style=\"left:382px;bottom:339px;letter-spacing:-0.01px;display:inline;\">98.85% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t2u_318\" style=\"left:69px;bottom:323px;letter-spacing:-0.01px;display:inline;\">Singapore ASEAN Equity Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t2x_318\" style=\"left:69px;bottom:303px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments Unit Trusts - </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t2z_318\" style=\"left:313px;bottom:303px;display:inline;\">U </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t30_318\" style=\"left:382px;bottom:303px;letter-spacing:-0.01px;display:inline;\">64.89% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t2y_318\" style=\"left:69px;bottom:288px;letter-spacing:-0.01px;display:inline;\">Singapore Select Bond Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t31_318\" style=\"left:69px;bottom:268px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments Vietnam Navigator </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t33_318\" style=\"left:313px;bottom:268px;display:inline;\">U </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t34_318\" style=\"left:382px;bottom:268px;letter-spacing:-0.01px;display:inline;\">77.52% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t35_318\" style=\"left:451px;bottom:268px;letter-spacing:-0.01px;display:inline;\">23rd Floor, Saigon Trade Center Building, 37 Ton Duc Thang Street, </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t32_318\" style=\"left:69px;bottom:252px;letter-spacing:-0.01px;display:inline;\">Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t36_318\" style=\"left:451px;bottom:252px;letter-spacing:-0.01px;display:inline;\">Ben Nghe Ward, District 1, Ho Chi Minh City, Vietnam </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t37_318\" style=\"left:69px;bottom:232px;letter-spacing:-0.01px;display:inline;\">Eastspring Overseas Investment Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t39_318\" style=\"left:313px;bottom:232px;letter-spacing:-0.01px;display:inline;\">MI - WFOE </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t3a_318\" style=\"left:382px;bottom:232px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t3b_318\" style=\"left:451px;bottom:232px;letter-spacing:-0.01px;display:inline;\">Unit 306-308, 3rd Floor, 1233 Lujiazui Ring Road, China (Shanghai) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t38_318\" style=\"left:69px;bottom:217px;letter-spacing:-0.01px;display:inline;\">Management (Shanghai) Company Limited </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t3c_318\" style=\"left:451px;bottom:217px;letter-spacing:-0.01px;display:inline;\">Pilot Free Trade Zone, China </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t3d_318\" style=\"left:69px;bottom:197px;letter-spacing:-0.01px;display:inline;\">Eastspring Private Equity Fund 2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t3e_318\" style=\"left:313px;bottom:197px;display:inline;\">U </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t3f_318\" style=\"left:382px;bottom:197px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t3g_318\" style=\"left:451px;bottom:197px;letter-spacing:-0.01px;display:inline;\">10 Marina Boulevard, #32-01, Marina Bay Financial Centre Tower 2, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t3h_318\" style=\"left:451px;bottom:181px;letter-spacing:-0.01px;display:inline;\">Singapore 018983 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t3i_318\" style=\"left:69px;bottom:161px;letter-spacing:-0.01px;display:inline;\">Eastspring Securities Investment Trust Co., </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t3k_318\" style=\"left:313px;bottom:161px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t3l_318\" style=\"left:382px;bottom:161px;letter-spacing:-0.01px;display:inline;\">99.54% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t3m_318\" style=\"left:451px;bottom:161px;letter-spacing:-0.01px;display:inline;\">4th Floor, No.1 Songzhi Road, Taipei 110, Taiwan </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t3j_318\" style=\"left:69px;bottom:146px;letter-spacing:-0.01px;display:inline;\">Ltd. </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t3n_318\" style=\"left:69px;bottom:126px;letter-spacing:-0.01px;display:inline;\">Eastspring Singapore Alternatives VCC </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t3o_318\" style=\"left:313px;bottom:126px;display:inline;\">U </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t3p_318\" style=\"left:382px;bottom:126px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t3q_318\" style=\"left:451px;bottom:126px;letter-spacing:-0.01px;display:inline;\">10 Marina Boulevard, #32-01, Marina Bay Financial Centre, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled tcs-selected emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t3r_318\" style=\"left:451px;bottom:110px;letter-spacing:-0.01px;display:inline;\">Singapore 018983 </div></td></tr>\n                                        </table><div></div><table>\n                                            <tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_319\" id=\"t3v_319\" style=\"left:91px;bottom:1119px;letter-spacing:0.08px;display:inline;\">Name of entity </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_319\" id=\"t3w_319\" style=\"left:335px;bottom:1119px;letter-spacing:0.06px;word-spacing:0.01px;display:inline;\">Classes of </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_319\" id=\"t3y_319\" style=\"left:403px;bottom:1119px;letter-spacing:0.07px;display:inline;\">Proportion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_319\" id=\"t40_319\" style=\"left:472px;bottom:1119px;letter-spacing:0.07px;display:inline;\">Registered office address </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_319\" id=\"t3x_319\" style=\"left:335px;bottom:1109px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">shares held </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_319\" id=\"t3z_319\" style=\"left:403px;bottom:1109px;letter-spacing:0.08px;display:inline;\">held </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t1_319\" style=\"left:91px;bottom:1088px;letter-spacing:-0.01px;display:inline;\">Eastspring Syariah Equity Islamic Asia Pacific </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t3_319\" style=\"left:335px;bottom:1088px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t4_319\" style=\"left:403px;bottom:1088px;letter-spacing:-0.01px;display:inline;\">86.25% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t5_319\" style=\"left:472px;bottom:1088px;letter-spacing:-0.01px;display:inline;\">Prudential Tower, 23rd Floor, Jl. Jend. Sudirman Kav.79, Jakarta </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t2_319\" style=\"left:91px;bottom:1073px;letter-spacing:-0.01px;display:inline;\">USD Kelas B </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t6_319\" style=\"left:472px;bottom:1073px;letter-spacing:-0.01px;display:inline;\">12910, Indonesia </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t7_319\" style=\"left:91px;bottom:1053px;letter-spacing:-0.01px;display:inline;\">Eastspring Syariah Fixed Income USD Kelas </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t9_319\" style=\"left:335px;bottom:1053px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"ta_319\" style=\"left:403px;bottom:1053px;letter-spacing:-0.01px;display:inline;\">63.13% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t8_319\" style=\"left:91px;bottom:1037px;display:inline;\">A </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"tb_319\" style=\"left:91px;bottom:1017px;letter-spacing:-0.01px;display:inline;\">First Sentier Global Property Securities Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"tc_319\" style=\"left:335px;bottom:1017px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"td_319\" style=\"left:403px;bottom:1017px;letter-spacing:-0.01px;display:inline;\">74.35% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"te_319\" style=\"left:472px;bottom:1017px;letter-spacing:-0.01px;display:inline;\">38 Beach Road, #06-11 South Beach Tower, Singapore 189767 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"tf_319\" style=\"left:91px;bottom:982px;letter-spacing:-0.01px;display:inline;\">FSITC GLOBAL TRENDS FUND </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"tg_319\" style=\"left:335px;bottom:982px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"th_319\" style=\"left:403px;bottom:982px;letter-spacing:-0.01px;display:inline;\">24.31% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"ti_319\" style=\"left:472px;bottom:982px;letter-spacing:-0.01px;display:inline;\">1st Floor, No.6, Sec. 3 ,Minquan West Rd, Taipei </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"tj_319\" style=\"left:91px;bottom:946px;letter-spacing:-0.01px;display:inline;\">FSSA China Focus Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"tk_319\" style=\"left:335px;bottom:946px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"tl_319\" style=\"left:403px;bottom:946px;letter-spacing:-0.01px;display:inline;\">65.21% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"tm_319\" style=\"left:472px;bottom:946px;letter-spacing:-0.01px;display:inline;\">70 Sir John Rogerson\u2019s Quay, Dublin 2, D02 R296 Ireland </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"tn_319\" style=\"left:91px;bottom:911px;letter-spacing:-0.01px;display:inline;\">Fubon 1-5 Years US High Yield Bond Ex </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"tp_319\" style=\"left:335px;bottom:911px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"tq_319\" style=\"left:403px;bottom:911px;letter-spacing:-0.01px;display:inline;\">42.48% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"tr_319\" style=\"left:472px;bottom:911px;letter-spacing:-0.01px;display:inline;\">8th Floor, No.108, Sec.1, Dunhua South. Rd., Taipei, Taiwan </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"to_319\" style=\"left:91px;bottom:895px;letter-spacing:-0.01px;display:inline;\">China </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"ts_319\" style=\"left:91px;bottom:875px;letter-spacing:-0.01px;display:inline;\">Fubon Global Investment Grade Bond Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"tt_319\" style=\"left:335px;bottom:875px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"tu_319\" style=\"left:403px;bottom:875px;letter-spacing:-0.01px;display:inline;\">57.59% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"tv_319\" style=\"left:91px;bottom:840px;letter-spacing:-0.01px;display:inline;\">Fuh Hwa 1-5 Yr High Yield ETF </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"tw_319\" style=\"left:335px;bottom:840px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"tx_319\" style=\"left:403px;bottom:840px;letter-spacing:-0.01px;display:inline;\">44.38% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"ty_319\" style=\"left:472px;bottom:840px;letter-spacing:-0.01px;display:inline;\">8th &amp; 9th Floor, No.308, Sec. 2, Bade Rd., Da-an District </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"tz_319\" style=\"left:91px;bottom:804px;letter-spacing:-0.01px;display:inline;\">Furnival Insurance Company PCC Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t10_319\" style=\"left:335px;bottom:804px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t11_319\" style=\"left:403px;bottom:804px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t12_319\" style=\"left:472px;bottom:804px;letter-spacing:-0.01px;display:inline;\">PO Box 155, Mill Court, La Charroterie, St Peter Port, GY1 4ET, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t13_319\" style=\"left:472px;bottom:789px;letter-spacing:-0.01px;display:inline;\">Guernsey </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t14_319\" style=\"left:91px;bottom:769px;letter-spacing:-0.01px;display:inline;\">GIS Total Return Bond Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t15_319\" style=\"left:335px;bottom:769px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t16_319\" style=\"left:403px;bottom:769px;letter-spacing:-0.01px;display:inline;\">25.22% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t17_319\" style=\"left:472px;bottom:769px;letter-spacing:-0.01px;display:inline;\">78 Sir John Rogerson's Quay, Dublin, D02 HD32, Ireland </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t18_319\" style=\"left:91px;bottom:749px;letter-spacing:-0.01px;display:inline;\">GS Twenty Two Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t19_319\" style=\"left:335px;bottom:749px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t1a_319\" style=\"left:403px;bottom:749px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t1b_319\" style=\"left:472px;bottom:749px;letter-spacing:-0.01px;display:inline;\">1 Angel Court, London, EC2R 7AG, United Kingdom </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t1c_319\" style=\"left:91px;bottom:730px;letter-spacing:-0.01px;display:inline;\">HSBC Senior Global Infrastructure Debt Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t1d_319\" style=\"left:335px;bottom:730px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t1e_319\" style=\"left:403px;bottom:730px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t1f_319\" style=\"left:472px;bottom:730px;letter-spacing:-0.01px;display:inline;\">8 Canada Square, London, E14 5HQ, United Kingdom </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t1g_319\" style=\"left:91px;bottom:710px;letter-spacing:-0.01px;display:inline;\">ICICI Prudential Asset Management </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t1i_319\" style=\"left:335px;bottom:710px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t1j_319\" style=\"left:403px;bottom:710px;letter-spacing:-0.01px;display:inline;\">49.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t1k_319\" style=\"left:472px;bottom:710px;letter-spacing:-0.01px;display:inline;\">12th Floor, Narain Manzil, 23, Barakhamba Road, New Delhi </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t1h_319\" style=\"left:91px;bottom:695px;letter-spacing:-0.01px;display:inline;\">Company Limited </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t1l_319\" style=\"left:472px;bottom:695px;letter-spacing:-0.01px;display:inline;\">110001, India </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t1m_319\" style=\"left:91px;bottom:675px;letter-spacing:-0.01px;display:inline;\">ICICI Prudential Life Insurance Company </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t1o_319\" style=\"left:335px;bottom:675px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t1p_319\" style=\"left:403px;bottom:675px;letter-spacing:-0.01px;display:inline;\">22.05% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t1q_319\" style=\"left:472px;bottom:675px;letter-spacing:-0.01px;display:inline;\">ICICI PruLife Towers, 1089 Appasaheb Marathe Marg, Prabhadevi, </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t1n_319\" style=\"left:91px;bottom:659px;letter-spacing:-0.01px;display:inline;\">Limited </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t1r_319\" style=\"left:472px;bottom:659px;letter-spacing:-0.01px;display:inline;\">Mumbai 400025, India </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t1s_319\" style=\"left:91px;bottom:639px;letter-spacing:-0.01px;display:inline;\">ICICI Prudential Pension Funds </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t1u_319\" style=\"left:335px;bottom:639px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t1v_319\" style=\"left:403px;bottom:639px;letter-spacing:-0.01px;display:inline;\">22.05% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t1t_319\" style=\"left:91px;bottom:624px;letter-spacing:-0.01px;display:inline;\">Management Company Limited </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t1w_319\" style=\"left:91px;bottom:604px;letter-spacing:-0.01px;display:inline;\">ICICI Prudential Trust Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t1x_319\" style=\"left:335px;bottom:604px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t1y_319\" style=\"left:403px;bottom:604px;letter-spacing:-0.01px;display:inline;\">49.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t1z_319\" style=\"left:472px;bottom:604px;letter-spacing:-0.01px;display:inline;\">12th Floor, Narain Manzil, 23, Barakhamba Road, New Delhi </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t20_319\" style=\"left:472px;bottom:588px;letter-spacing:-0.01px;display:inline;\">110001, India </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t21_319\" style=\"left:91px;bottom:568px;letter-spacing:-0.01px;display:inline;\">India Innovation High Growth EQ QII </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t22_319\" style=\"left:335px;bottom:568px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t23_319\" style=\"left:403px;bottom:568px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t24_319\" style=\"left:472px;bottom:568px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments Limited, Marunouchi Park Bldg., 2-6-1 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t25_319\" style=\"left:472px;bottom:552px;letter-spacing:-0.01px;display:inline;\">Marunochi, Chiyoda-ku, Tokyo, Japan 100-6905 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t26_319\" style=\"left:91px;bottom:533px;letter-spacing:-0.01px;display:inline;\">Invesco Fixed Maturity Selective Emerging </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t28_319\" style=\"left:335px;bottom:533px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t29_319\" style=\"left:403px;bottom:533px;letter-spacing:-0.01px;display:inline;\">98.42% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t2a_319\" style=\"left:472px;bottom:533px;letter-spacing:-0.01px;display:inline;\">8th Floor, No 122, Tung Hua N. Rd. Taipei, Taiwan </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t27_319\" style=\"left:91px;bottom:517px;letter-spacing:-0.01px;display:inline;\">Market Bonds 2024 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t2b_319\" style=\"left:91px;bottom:497px;letter-spacing:-0.01px;display:inline;\">Invesco Select 6 Year Maturity Global Bond </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t2d_319\" style=\"left:335px;bottom:497px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t2e_319\" style=\"left:403px;bottom:497px;letter-spacing:-0.01px;display:inline;\">98.69% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t2c_319\" style=\"left:91px;bottom:481px;letter-spacing:-0.01px;display:inline;\">Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t2f_319\" style=\"left:91px;bottom:462px;letter-spacing:-0.01px;display:inline;\">iShares Global High Yield Corp Bond UCITS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t2h_319\" style=\"left:335px;bottom:462px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t2i_319\" style=\"left:403px;bottom:462px;letter-spacing:-0.01px;display:inline;\">55.25% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t2j_319\" style=\"left:472px;bottom:462px;letter-spacing:-0.01px;display:inline;\">200 Capital Dock, 79 Sir John Rogerson\u2019s Quay, Dublin 2, Ireland </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t2g_319\" style=\"left:91px;bottom:446px;letter-spacing:-0.01px;display:inline;\">ETF </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t2k_319\" style=\"left:91px;bottom:426px;letter-spacing:-0.01px;display:inline;\">iShares MSCI Asia ex Japan Climate Action </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t2m_319\" style=\"left:335px;bottom:426px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t2n_319\" style=\"left:403px;bottom:426px;letter-spacing:-0.01px;display:inline;\">73.52% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t2o_319\" style=\"left:472px;bottom:426px;letter-spacing:-0.01px;display:inline;\">20 Anson Road, #18-01 Twenty Anson, Singapore 079912 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t2l_319\" style=\"left:91px;bottom:410px;letter-spacing:-0.01px;display:inline;\">ETF </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t2p_319\" style=\"left:91px;bottom:390px;letter-spacing:-0.01px;display:inline;\">JPMorgan Investment Funds - Japan </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t2r_319\" style=\"left:335px;bottom:390px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t2s_319\" style=\"left:403px;bottom:390px;letter-spacing:-0.01px;display:inline;\">62.01% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t2t_319\" style=\"left:472px;bottom:390px;letter-spacing:-0.01px;display:inline;\">6 route de Tr\u00e8ves, L-2633 Senningerberg, Grand Duchy of </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t2q_319\" style=\"left:91px;bottom:375px;letter-spacing:-0.01px;display:inline;\">Sustainable Equity Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t2u_319\" style=\"left:472px;bottom:375px;letter-spacing:-0.01px;display:inline;\">Luxembourg </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t2v_319\" style=\"left:91px;bottom:355px;letter-spacing:-0.01px;display:inline;\">KKP ACTIVE EQUITY FUND </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t2w_319\" style=\"left:335px;bottom:355px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t2x_319\" style=\"left:403px;bottom:355px;letter-spacing:-0.01px;display:inline;\">31.54% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t2y_319\" style=\"left:472px;bottom:355px;letter-spacing:-0.01px;display:inline;\">209 KKP Tower A, 17 Fl., Sukhumvit 21 (Asoke), Khlong Toey Nua, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t2z_319\" style=\"left:472px;bottom:339px;letter-spacing:-0.01px;display:inline;\">Wattana, Bangkok 10110 Thailand </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t30_319\" style=\"left:91px;bottom:319px;letter-spacing:-0.01px;display:inline;\">Krungsri Greater China Equity Hedged </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t32_319\" style=\"left:335px;bottom:319px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t33_319\" style=\"left:403px;bottom:319px;letter-spacing:-0.01px;display:inline;\">28.12% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t34_319\" style=\"left:472px;bottom:319px;letter-spacing:-0.01px;display:inline;\">12th, 18th Zone B Floor, Ploenchit Tower 898 Ploenchit Road, </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t31_319\" style=\"left:91px;bottom:304px;letter-spacing:-0.01px;display:inline;\">Dividend Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t35_319\" style=\"left:472px;bottom:304px;letter-spacing:-0.01px;display:inline;\">Lumpini Pathumwan, Bangkok 10330 Thailand </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t36_319\" style=\"left:91px;bottom:284px;letter-spacing:-0.01px;display:inline;\">Lasalle Property Securities SICAV-FIS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t37_319\" style=\"left:335px;bottom:284px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t38_319\" style=\"left:403px;bottom:284px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t39_319\" style=\"left:472px;bottom:284px;letter-spacing:-0.01px;display:inline;\">11-13 Bouldevard de la Foire, L-1528 Luxembourg </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t3a_319\" style=\"left:91px;bottom:248px;letter-spacing:-0.01px;display:inline;\">M&amp;G Asia Property TS Trust </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t3b_319\" style=\"left:335px;bottom:248px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t3c_319\" style=\"left:403px;bottom:248px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t3d_319\" style=\"left:472px;bottom:248px;letter-spacing:-0.01px;display:inline;\">138 Market Street, CapitaGreen #35-01, Singapore 048946 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t3e_319\" style=\"left:91px;bottom:213px;letter-spacing:-0.01px;display:inline;\">M&amp;G Real Estate Asia Holding Company Pte. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t3g_319\" style=\"left:335px;bottom:213px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t3h_319\" style=\"left:403px;bottom:213px;letter-spacing:-0.01px;display:inline;\">33.00% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t3f_319\" style=\"left:91px;bottom:197px;letter-spacing:-0.01px;display:inline;\">Ltd. </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t3i_319\" style=\"left:91px;bottom:177px;letter-spacing:-0.01px;display:inline;\">Manulife Asia Pacific Bond Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t3j_319\" style=\"left:335px;bottom:177px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t3k_319\" style=\"left:403px;bottom:177px;letter-spacing:-0.01px;display:inline;\">82.22% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t3l_319\" style=\"left:472px;bottom:177px;letter-spacing:-0.01px;display:inline;\">9th Floor, No 89 Son Ren Road, Taipei, Taiwan </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t3m_319\" style=\"left:91px;bottom:142px;letter-spacing:-0.01px;display:inline;\">Manulife AUD Income Bond Fund-A(CNY-H) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t3n_319\" style=\"left:335px;bottom:142px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t3o_319\" style=\"left:403px;bottom:142px;letter-spacing:-0.01px;display:inline;\">30.73% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t3p_319\" style=\"left:91px;bottom:106px;letter-spacing:-0.01px;display:inline;\">Manulife China Offshore Bond Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t3q_319\" style=\"left:335px;bottom:106px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t3r_319\" style=\"left:403px;bottom:106px;letter-spacing:-0.01px;display:inline;\">32.48% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t3s_319\" style=\"left:91px;bottom:87px;letter-spacing:-0.01px;display:inline;\">Manulife Taiwan Dynamic Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t3t_319\" style=\"left:335px;bottom:87px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t3u_319\" style=\"left:403px;bottom:87px;letter-spacing:-0.01px;display:inline;\">26.11% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr>\n                                        </table><div></div><table>\n                                            <tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_320\" id=\"t3o_320\" style=\"left:69px;bottom:1119px;letter-spacing:0.08px;display:inline;\">Name of entity </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_320\" id=\"t3p_320\" style=\"left:313px;bottom:1119px;letter-spacing:0.06px;word-spacing:0.01px;display:inline;\">Classes of </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_320\" id=\"t3r_320\" style=\"left:382px;bottom:1119px;letter-spacing:0.07px;display:inline;\">Proportion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_320\" id=\"t3t_320\" style=\"left:451px;bottom:1119px;letter-spacing:0.07px;display:inline;\">Registered office address </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_320\" id=\"t3q_320\" style=\"left:313px;bottom:1109px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">shares held </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_320\" id=\"t3s_320\" style=\"left:382px;bottom:1109px;letter-spacing:0.08px;display:inline;\">held </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t1_320\" style=\"left:69px;bottom:1088px;letter-spacing:-0.01px;display:inline;\">Nomura Six Years Fixed Maturity Asia Pacific </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t3_320\" style=\"left:313px;bottom:1088px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t4_320\" style=\"left:382px;bottom:1088px;letter-spacing:-0.01px;display:inline;\">98.98% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t5_320\" style=\"left:451px;bottom:1088px;letter-spacing:-0.01px;display:inline;\">101 Tower, 30th Floor, No. 7 Sec. 5, Xinyi Rd., Xinyi Dist., Taipei, </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t2_320\" style=\"left:69px;bottom:1073px;letter-spacing:-0.01px;display:inline;\">Emerging Market Bond Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t6_320\" style=\"left:451px;bottom:1073px;letter-spacing:-0.01px;display:inline;\">Taiwan </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t7_320\" style=\"left:69px;bottom:1053px;letter-spacing:-0.01px;display:inline;\">Nomura Six Years Fixed Maturity Emerging </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t9_320\" style=\"left:313px;bottom:1053px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"ta_320\" style=\"left:382px;bottom:1053px;letter-spacing:-0.01px;display:inline;\">40.50% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t8_320\" style=\"left:69px;bottom:1037px;letter-spacing:-0.01px;display:inline;\">Market Bond Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"tb_320\" style=\"left:69px;bottom:1017px;letter-spacing:-0.01px;display:inline;\">Nomura Six Years Ladder Maturity Asia </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"td_320\" style=\"left:313px;bottom:1017px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"te_320\" style=\"left:382px;bottom:1017px;letter-spacing:-0.01px;display:inline;\">98.40% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"tc_320\" style=\"left:69px;bottom:1002px;letter-spacing:-0.01px;display:inline;\">Pacific Emerging Market Bond Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"tf_320\" style=\"left:69px;bottom:982px;letter-spacing:-0.01px;display:inline;\">North Sathorn Holdings Company Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"tg_320\" style=\"left:313px;bottom:982px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"th_320\" style=\"left:382px;bottom:982px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"ti_320\" style=\"left:447px;bottom:982px;letter-spacing:-0.01px;display:inline;\">No. 63, Athenee Tower, 34th Floor, Wireless Road, Lumpini </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"tj_320\" style=\"left:447px;bottom:966px;letter-spacing:-0.01px;display:inline;\">Subdistrict Pathumwan District, Bangkok Metropolis, Thailand </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"tk_320\" style=\"left:69px;bottom:946px;letter-spacing:-0.01px;display:inline;\">PCA IP Services Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"tl_320\" style=\"left:313px;bottom:946px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"tm_320\" style=\"left:382px;bottom:946px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"tn_320\" style=\"left:447px;bottom:946px;letter-spacing:-0.01px;display:inline;\">13th Floor, One International Finance Centre, 1 Harbour View Street, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"to_320\" style=\"left:447px;bottom:931px;letter-spacing:-0.01px;display:inline;\">Central, Hong Kong </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"tp_320\" style=\"left:69px;bottom:911px;letter-spacing:-0.01px;display:inline;\">PCA Life Assurance Co., Ltd. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"tq_320\" style=\"left:313px;bottom:911px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"tr_320\" style=\"left:382px;bottom:911px;letter-spacing:-0.01px;display:inline;\">99.79% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"ts_320\" style=\"left:447px;bottom:911px;letter-spacing:-0.01px;display:inline;\">8th Floor, No.1 Songzhi Road, Taipei City, 11047, Taiwan </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"tt_320\" style=\"left:69px;bottom:875px;letter-spacing:-0.01px;display:inline;\">PCA Reinsurance Co. Ltd. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"tu_320\" style=\"left:313px;bottom:875px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"tv_320\" style=\"left:382px;bottom:875px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"tw_320\" style=\"left:447px;bottom:875px;letter-spacing:-0.01px;display:inline;\">Unit Level 13(A), Main Office Tower, Financial Park Labuan, Jalan </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"tx_320\" style=\"left:447px;bottom:860px;letter-spacing:-0.01px;display:inline;\">Merdeka, 87000 Federal Territory of Labuan, Malaysia </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"ty_320\" style=\"left:69px;bottom:840px;letter-spacing:-0.01px;display:inline;\">PineBridge US Dual Core Income Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"tz_320\" style=\"left:313px;bottom:840px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t10_320\" style=\"left:382px;bottom:840px;letter-spacing:-0.01px;display:inline;\">27.97% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t11_320\" style=\"left:447px;bottom:840px;letter-spacing:-0.01px;display:inline;\">10th Floor, No. 144, Sec. 2, Minquan East Rd, Taipei </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t12_320\" style=\"left:69px;bottom:804px;letter-spacing:-0.01px;display:inline;\">PLUK Agents Savings Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t13_320\" style=\"left:313px;bottom:804px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t14_320\" style=\"left:382px;bottom:804px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t15_320\" style=\"left:447px;bottom:804px;letter-spacing:-0.01px;display:inline;\">8th Floor, 8 Rockwell, Rockwell Drive, Rockwell Center, Makati City </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t16_320\" style=\"left:69px;bottom:769px;letter-spacing:-0.01px;display:inline;\">Principal Global Silver Age Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t17_320\" style=\"left:313px;bottom:769px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t18_320\" style=\"left:382px;bottom:769px;letter-spacing:-0.01px;display:inline;\">31.05% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t19_320\" style=\"left:447px;bottom:769px;letter-spacing:-0.01px;display:inline;\">44, 16th Floor, CIMB Thai Bank, Lungsuan Road, Lumpini, Bangkok </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t1a_320\" style=\"left:447px;bottom:753px;letter-spacing:-0.01px;display:inline;\">10330, Thailand </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t1b_320\" style=\"left:69px;bottom:733px;letter-spacing:-0.01px;display:inline;\">Pru Life Insurance Corporation of U.K. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t1c_320\" style=\"left:313px;bottom:733px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t1d_320\" style=\"left:382px;bottom:733px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t1e_320\" style=\"left:451px;bottom:733px;letter-spacing:-0.01px;display:inline;\">9th Floor, Uptown Place Tower 1, 1 East 11th Drive, Uptown </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t1f_320\" style=\"left:451px;bottom:717px;letter-spacing:-0.01px;display:inline;\">Bonifacio, 1634 Taguig City, Metro Manila, Philippines </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t1g_320\" style=\"left:69px;bottom:698px;letter-spacing:-0.01px;display:inline;\">Pru Life UK Asset Management and Trust </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t1i_320\" style=\"left:313px;bottom:698px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t1j_320\" style=\"left:382px;bottom:698px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t1h_320\" style=\"left:69px;bottom:682px;letter-spacing:-0.01px;display:inline;\">Corporation </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t1k_320\" style=\"left:69px;bottom:662px;letter-spacing:-0.01px;display:inline;\">Prudence Foundation </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t1l_320\" style=\"left:313px;bottom:662px;letter-spacing:-0.01px;display:inline;\">LBG </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t1m_320\" style=\"left:382px;bottom:662px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t1n_320\" style=\"left:451px;bottom:662px;letter-spacing:-0.01px;display:inline;\">13th Floor, One International Finance Centre, 1 Harbour View Street, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t1o_320\" style=\"left:451px;bottom:646px;letter-spacing:-0.01px;display:inline;\">Central, Hong Kong </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t1p_320\" style=\"left:69px;bottom:627px;letter-spacing:-0.01px;display:inline;\">Prudential (Cambodia) Life Assurance Plc </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t1q_320\" style=\"left:313px;bottom:627px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t1r_320\" style=\"left:382px;bottom:627px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t1s_320\" style=\"left:451px;bottom:627px;letter-spacing:-0.01px;display:inline;\">VTrust Tower, Unit A B &amp;C, 3rd Floor, Tchecoslova Blvd (Street 169), </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t1t_320\" style=\"left:451px;bottom:611px;letter-spacing:-0.01px;display:inline;\">Sangkat Veal Vong, Khan 7 Makara, Phnom Penh, Cambodia </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t1u_320\" style=\"left:69px;bottom:591px;letter-spacing:-0.01px;display:inline;\">Prudential (US Holdco 1) Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t1v_320\" style=\"left:313px;bottom:591px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t1w_320\" style=\"left:382px;bottom:591px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t1x_320\" style=\"left:451px;bottom:591px;letter-spacing:-0.01px;display:inline;\">1 Angel Court, London, EC2R 7AG, United Kingdom </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t1y_320\" style=\"left:69px;bottom:555px;letter-spacing:-0.01px;display:inline;\">Prudential Africa Holdings Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t1z_320\" style=\"left:313px;bottom:555px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t20_320\" style=\"left:382px;bottom:555px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t21_320\" style=\"left:69px;bottom:520px;letter-spacing:-0.01px;display:inline;\">Prudential Africa Services Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t22_320\" style=\"left:313px;bottom:520px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t23_320\" style=\"left:382px;bottom:520px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t24_320\" style=\"left:451px;bottom:520px;letter-spacing:-0.01px;display:inline;\">3rd Floor, One Africa Place, LR. No. 1870/X/45, P.O. Box </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t25_320\" style=\"left:451px;bottom:504px;letter-spacing:-0.01px;display:inline;\">25093-00100, Westlands, Nairobi, Kenya </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t26_320\" style=\"left:69px;bottom:484px;letter-spacing:-0.01px;display:inline;\">Prudential Assurance Company Singapore </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t28_320\" style=\"left:313px;bottom:484px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t29_320\" style=\"left:382px;bottom:484px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t2a_320\" style=\"left:451px;bottom:484px;letter-spacing:-0.01px;display:inline;\">30 Cecil Street, #30-01 Prudential Tower, Singapore 049712 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t27_320\" style=\"left:69px;bottom:469px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">(Pte) Limited </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t2b_320\" style=\"left:69px;bottom:449px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Prudential Assurance Malaysia Berhad* </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t2c_320\" style=\"left:313px;bottom:449px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t2d_320\" style=\"left:382px;bottom:449px;letter-spacing:-0.01px;display:inline;\">51.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t2e_320\" style=\"left:451px;bottom:449px;letter-spacing:-0.01px;display:inline;\">Level 26, Menara Prudential, Persiaran TRX Barat, 55188 Tun Razak </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t2f_320\" style=\"left:451px;bottom:433px;letter-spacing:-0.01px;display:inline;\">Exchange, Kuala Lumpur, Malaysia </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t2g_320\" style=\"left:69px;bottom:413px;letter-spacing:-0.01px;display:inline;\">Prudential Assurance Uganda Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t2h_320\" style=\"left:313px;bottom:413px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t2i_320\" style=\"left:382px;bottom:413px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t2j_320\" style=\"left:451px;bottom:413px;letter-spacing:-0.01px;display:inline;\">9th Floor Zebra Plaza, Plot 23 Kampala Road, P.O. Box 2660, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t2k_320\" style=\"left:451px;bottom:398px;letter-spacing:-0.01px;display:inline;\">Kampala, Uganda </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t2l_320\" style=\"left:69px;bottom:378px;letter-spacing:-0.01px;display:inline;\">Prudential BeGeneral Insurance C\u00f4te </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t2n_320\" style=\"left:313px;bottom:378px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t2o_320\" style=\"left:382px;bottom:378px;letter-spacing:-0.01px;display:inline;\">51.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t2p_320\" style=\"left:451px;bottom:378px;letter-spacing:-0.01px;display:inline;\">Abidjan Plateau, Avenue Nogu\u00e8s, Immeuble Woodin Center, 1er </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t2m_320\" style=\"left:69px;bottom:362px;letter-spacing:-0.01px;display:inline;\">d'Ivoire S.A. </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t2q_320\" style=\"left:451px;bottom:362px;letter-spacing:-0.01px;display:inline;\">\u00e9tage, 01 P.O. BOX 5173, Abidjan 01, C\u00f4te d'Ivoire </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t2r_320\" style=\"left:69px;bottom:342px;letter-spacing:-0.01px;display:inline;\">Prudential Belife Insurance C\u00f4te d'Ivoire S.A. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t2s_320\" style=\"left:313px;bottom:342px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t2t_320\" style=\"left:382px;bottom:342px;letter-spacing:-0.01px;display:inline;\">51.00% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t2u_320\" style=\"left:69px;bottom:307px;letter-spacing:-0.01px;display:inline;\">Prudential Beneficial General Insurance </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t2w_320\" style=\"left:313px;bottom:307px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t2x_320\" style=\"left:382px;bottom:307px;letter-spacing:-0.01px;display:inline;\">50.71% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t2y_320\" style=\"left:451px;bottom:307px;letter-spacing:-0.01px;display:inline;\">1944, Boulevard de la R\u00e9publique Douala-Akwa, P.O. BOX 2328, </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t2v_320\" style=\"left:69px;bottom:291px;letter-spacing:-0.01px;display:inline;\">Cameroon S.A. </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t2z_320\" style=\"left:451px;bottom:291px;letter-spacing:-0.01px;display:inline;\">Douala, Cameroon </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t30_320\" style=\"left:69px;bottom:271px;letter-spacing:-0.01px;display:inline;\">Prudential Beneficial Life Insurance </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t32_320\" style=\"left:313px;bottom:271px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t33_320\" style=\"left:382px;bottom:271px;letter-spacing:-0.01px;display:inline;\">51.00% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t31_320\" style=\"left:69px;bottom:256px;letter-spacing:-0.01px;display:inline;\">Cameroon S.A. </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t34_320\" style=\"left:69px;bottom:236px;letter-spacing:-0.01px;display:inline;\">Prudential Beneficial Life Insurance Togo </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t36_320\" style=\"left:313px;bottom:236px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t37_320\" style=\"left:382px;bottom:236px;letter-spacing:-0.01px;display:inline;\">50.99% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t38_320\" style=\"left:451px;bottom:236px;letter-spacing:-0.01px;display:inline;\">2963 Rue de la Chance Agbalepedogan, P.O. Box 1115, Lome, Togo </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t35_320\" style=\"left:69px;bottom:220px;letter-spacing:-0.01px;display:inline;\">S.A. </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t39_320\" style=\"left:69px;bottom:200px;letter-spacing:-0.01px;display:inline;\">Prudential BSN Takaful Berhad </div> <div class=\"t s1_320\" id=\"t3a_320\" style=\"left:233px;bottom:208px;display:inline;\">\u2020 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t3b_320\" style=\"left:313px;bottom:200px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t3c_320\" style=\"left:382px;bottom:200px;letter-spacing:-0.01px;display:inline;\">49.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t3d_320\" style=\"left:451px;bottom:200px;letter-spacing:-0.01px;display:inline;\">Level 26, Menara Prudential, Persiaran TRX Barat, 55188 Tun Razak </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t3e_320\" style=\"left:451px;bottom:185px;letter-spacing:-0.01px;display:inline;\">Exchange, Kuala Lumpur, Malaysia </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t3f_320\" style=\"left:69px;bottom:165px;letter-spacing:-0.01px;display:inline;\">Prudential Corporation Holdings Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t3g_320\" style=\"left:313px;bottom:165px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t3h_320\" style=\"left:382px;bottom:165px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t3i_320\" style=\"left:451px;bottom:165px;letter-spacing:-0.01px;display:inline;\">1 Angel Court, London, EC2R 7AG, United Kingdom </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t3j_320\" style=\"left:69px;bottom:129px;letter-spacing:-0.01px;display:inline;\">Prudential Financial Advisers Singapore Pte. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t3l_320\" style=\"left:313px;bottom:129px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t3m_320\" style=\"left:382px;bottom:129px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t3n_320\" style=\"left:451px;bottom:129px;letter-spacing:-0.01px;display:inline;\">30 Cecil Street, #30-01 Prudential Tower, Singapore 049712 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t3k_320\" style=\"left:69px;bottom:114px;letter-spacing:-0.01px;display:inline;\">Ltd. </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr>\n                                        </table><div></div><table>\n                                            <tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_321\" id=\"t49_321\" style=\"left:91px;bottom:1119px;letter-spacing:0.08px;display:inline;\">Name of entity </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_321\" id=\"t4a_321\" style=\"left:335px;bottom:1119px;letter-spacing:0.06px;word-spacing:0.01px;display:inline;\">Classes of </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_321\" id=\"t4c_321\" style=\"left:403px;bottom:1119px;letter-spacing:0.07px;display:inline;\">Proportion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_321\" id=\"t4e_321\" style=\"left:472px;bottom:1119px;letter-spacing:0.07px;display:inline;\">Registered office address </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_321\" id=\"t4b_321\" style=\"left:335px;bottom:1109px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">shares held </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_321\" id=\"t4d_321\" style=\"left:403px;bottom:1109px;letter-spacing:0.08px;display:inline;\">held </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t1_321\" style=\"left:91px;bottom:1088px;letter-spacing:-0.01px;display:inline;\">Prudential Financial Partners (Asia) Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t2_321\" style=\"left:335px;bottom:1088px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t3_321\" style=\"left:403px;bottom:1088px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t4_321\" style=\"left:472px;bottom:1088px;letter-spacing:-0.01px;display:inline;\">1 Angel Court, London, EC2R 7AG, United Kingdom </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t5_321\" style=\"left:91px;bottom:1053px;letter-spacing:-0.01px;display:inline;\">Prudential Financial Partners HK Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t6_321\" style=\"left:335px;bottom:1053px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t7_321\" style=\"left:403px;bottom:1053px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t8_321\" style=\"left:472px;bottom:1053px;letter-spacing:-0.01px;display:inline;\">13th Floor, One International Finance Centre, 1 Harbour View Street, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t9_321\" style=\"left:472px;bottom:1037px;letter-spacing:-0.01px;display:inline;\">Central, Hong Kong </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"ta_321\" style=\"left:91px;bottom:1017px;letter-spacing:-0.01px;display:inline;\">Prudential Funding (Asia) PLC </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"tb_321\" style=\"left:335px;bottom:1017px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"tc_321\" style=\"left:403px;bottom:1017px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"td_321\" style=\"left:472px;bottom:1017px;letter-spacing:-0.01px;display:inline;\">1 Angel Court, London, EC2R 7AG, United Kingdom </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"te_321\" style=\"left:91px;bottom:982px;letter-spacing:-0.01px;display:inline;\">Prudential General Insurance Hong Kong </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"tg_321\" style=\"left:335px;bottom:982px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"th_321\" style=\"left:403px;bottom:982px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"ti_321\" style=\"left:472px;bottom:982px;letter-spacing:-0.01px;display:inline;\">59th Floor, One Island East, 18 Westlands Road, Quarry Bay, Hong </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"tf_321\" style=\"left:91px;bottom:966px;letter-spacing:-0.01px;display:inline;\">Limited </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"tj_321\" style=\"left:472px;bottom:966px;letter-spacing:-0.01px;display:inline;\">Kong </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"tk_321\" style=\"left:91px;bottom:946px;letter-spacing:-0.01px;display:inline;\">Prudential Group Secretarial Services HK </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"tm_321\" style=\"left:335px;bottom:946px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"tn_321\" style=\"left:403px;bottom:946px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"to_321\" style=\"left:472px;bottom:946px;letter-spacing:-0.01px;display:inline;\">13th Floor, One International Finance Centre, 1 Harbour View Street, </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"tl_321\" style=\"left:91px;bottom:931px;letter-spacing:-0.01px;display:inline;\">Limited </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"tp_321\" style=\"left:472px;bottom:931px;letter-spacing:-0.01px;display:inline;\">Central, Hong Kong </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"tq_321\" style=\"left:91px;bottom:911px;letter-spacing:-0.01px;display:inline;\">Prudential Group Secretarial Services Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"tr_321\" style=\"left:335px;bottom:911px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"ts_321\" style=\"left:403px;bottom:911px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"tt_321\" style=\"left:472px;bottom:911px;letter-spacing:-0.01px;display:inline;\">1 Angel Court, London, EC2R 7AG, United Kingdom </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"tu_321\" style=\"left:91px;bottom:875px;letter-spacing:-0.01px;display:inline;\">Prudential Holdings Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"tv_321\" style=\"left:335px;bottom:875px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"tw_321\" style=\"left:403px;bottom:875px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"tx_321\" style=\"left:472px;bottom:875px;letter-spacing:-0.01px;display:inline;\">4th Floor, Saltire Court, 20, Castle Terrace, Edinburgh, EH1 2EN, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"ty_321\" style=\"left:472px;bottom:860px;letter-spacing:-0.01px;display:inline;\">United Kingdom </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"tz_321\" style=\"left:91px;bottom:840px;letter-spacing:-0.01px;display:inline;\">Prudential Hong Kong Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t10_321\" style=\"left:335px;bottom:840px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t11_321\" style=\"left:403px;bottom:840px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t12_321\" style=\"left:472px;bottom:840px;letter-spacing:-0.01px;display:inline;\">59th Floor, One Island East, 18 Westlands Road, Quarry Bay, Hong </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t13_321\" style=\"left:472px;bottom:824px;letter-spacing:-0.01px;display:inline;\">Kong </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t14_321\" style=\"left:91px;bottom:804px;letter-spacing:-0.01px;display:inline;\">Prudential International Treasury Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t15_321\" style=\"left:335px;bottom:804px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t16_321\" style=\"left:403px;bottom:804px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t17_321\" style=\"left:472px;bottom:804px;letter-spacing:-0.01px;display:inline;\">13th Floor, One International Finance Centre, 1 Harbour View Street, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t18_321\" style=\"left:472px;bottom:789px;letter-spacing:-0.01px;display:inline;\">Central, Hong Kong </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t19_321\" style=\"left:91px;bottom:769px;letter-spacing:-0.01px;display:inline;\">Prudential Investment Management Private </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t1b_321\" style=\"left:335px;bottom:769px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t1c_321\" style=\"left:403px;bottom:769px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t1d_321\" style=\"left:472px;bottom:769px;letter-spacing:-0.01px;display:inline;\">7 Straits View #07-01, Marina One East Tower, Singapore 018936, </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t1a_321\" style=\"left:91px;bottom:753px;letter-spacing:-0.01px;display:inline;\">Limited </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t1e_321\" style=\"left:472px;bottom:753px;letter-spacing:-0.01px;display:inline;\">Singapore </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t1f_321\" style=\"left:91px;bottom:733px;letter-spacing:-0.01px;display:inline;\">Prudential IP Services Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t1g_321\" style=\"left:335px;bottom:733px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t1h_321\" style=\"left:403px;bottom:733px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t1i_321\" style=\"left:472px;bottom:733px;letter-spacing:-0.01px;display:inline;\">1 Angel Court, London, EC2R 7AG, United Kingdom </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t1j_321\" style=\"left:91px;bottom:714px;letter-spacing:-0.01px;display:inline;\">Prudential Life Assurance (Lao) Company </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t1l_321\" style=\"left:335px;bottom:714px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t1m_321\" style=\"left:403px;bottom:714px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t1n_321\" style=\"left:472px;bottom:714px;letter-spacing:-0.01px;display:inline;\">5th Floor, Lao international Business and Tourist Center Project </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t1k_321\" style=\"left:91px;bottom:698px;letter-spacing:-0.01px;display:inline;\">Limited </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t1o_321\" style=\"left:472px;bottom:698px;letter-spacing:-0.01px;display:inline;\">(Vientiane Center), Khouvieng Road, Nongchan Village, Sisattanak </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t1p_321\" style=\"left:472px;bottom:682px;letter-spacing:-0.01px;display:inline;\">District, Vientiane Capital, Lao PDR </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t1q_321\" style=\"left:91px;bottom:663px;letter-spacing:-0.01px;display:inline;\">Prudential Life Assurance (Thailand) Public </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t1s_321\" style=\"left:335px;bottom:663px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t1t_321\" style=\"left:403px;bottom:663px;letter-spacing:-0.01px;display:inline;\">99.93% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t1u_321\" style=\"left:472px;bottom:663px;letter-spacing:-0.01px;display:inline;\">944 Mitrtown Office Tower, 10th, 29th-31st Floor, Rama 4 Road, </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t1r_321\" style=\"left:91px;bottom:648px;letter-spacing:-0.01px;display:inline;\">Company Limited </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t1v_321\" style=\"left:472px;bottom:648px;letter-spacing:-0.01px;display:inline;\">Wangmai, Pathumwan, Bangkok, 10330, Thailand </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t1w_321\" style=\"left:91px;bottom:628px;letter-spacing:-0.01px;display:inline;\">Prudential Life Assurance Kenya Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t1x_321\" style=\"left:335px;bottom:628px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t1y_321\" style=\"left:403px;bottom:628px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t1z_321\" style=\"left:472px;bottom:628px;letter-spacing:-0.01px;display:inline;\">Vienna Court, Ground Floor, State House Crescent, Off State House </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t20_321\" style=\"left:472px;bottom:612px;letter-spacing:-0.01px;display:inline;\">Avenue, P.O. Box 25093-00603, Nairobi, Kenya </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t21_321\" style=\"left:91px;bottom:592px;letter-spacing:-0.01px;display:inline;\">Prudential Life Assurance Zambia Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t22_321\" style=\"left:335px;bottom:592px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t23_321\" style=\"left:403px;bottom:592px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t24_321\" style=\"left:472px;bottom:592px;letter-spacing:-0.01px;display:inline;\">Prudential House, Plot No. 32256, Thabo Mbeki Road, P.O. Box </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t25_321\" style=\"left:472px;bottom:577px;letter-spacing:-0.01px;display:inline;\">31357, Lusaka, Zambia </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t26_321\" style=\"left:91px;bottom:557px;letter-spacing:-0.01px;display:inline;\">Prudential Life Insurance Ghana Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t27_321\" style=\"left:335px;bottom:557px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t28_321\" style=\"left:403px;bottom:557px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t29_321\" style=\"left:472px;bottom:557px;letter-spacing:-0.01px;display:inline;\">H/NO. 35, Opp. Hobats Clinic, North Street, Tesano, Accra, Accra </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t2a_321\" style=\"left:472px;bottom:541px;letter-spacing:-0.01px;display:inline;\">Metropolitan, Greater Accra, P.O. Box AN 10476, Ghana </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t2b_321\" style=\"left:91px;bottom:521px;letter-spacing:-0.01px;display:inline;\">Prudential Life Vault Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t2c_321\" style=\"left:335px;bottom:521px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t2d_321\" style=\"left:403px;bottom:521px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t2e_321\" style=\"left:472px;bottom:521px;letter-spacing:-0.01px;display:inline;\">48 Awolowo Road, South-West Ikoyi, Lagos, Nigeria </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t2f_321\" style=\"left:91px;bottom:502px;letter-spacing:-0.01px;display:inline;\">Prudential Mauritius Holdings Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t2g_321\" style=\"left:335px;bottom:502px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t2h_321\" style=\"left:403px;bottom:502px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t2i_321\" style=\"left:472px;bottom:502px;letter-spacing:-0.01px;display:inline;\">3rd Floor, 355 NEX, Rue du Savoir, Cybercity Ebene 72201, Mauritius </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t2j_321\" style=\"left:91px;bottom:482px;letter-spacing:-0.01px;display:inline;\">Prudential Myanmar Life Insurance Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t2k_321\" style=\"left:335px;bottom:482px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t2l_321\" style=\"left:403px;bottom:482px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t2m_321\" style=\"left:472px;bottom:482px;letter-spacing:-0.01px;display:inline;\">#15-01, 15th Floor, Sule Square, 221 Sule Pagoda Road, Kyauktada </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t2n_321\" style=\"left:472px;bottom:467px;letter-spacing:-0.01px;display:inline;\">Township, Yangon, Myanmar </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t2o_321\" style=\"left:91px;bottom:447px;letter-spacing:-0.01px;display:inline;\">Prudential Pensions Management Zambia </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t2q_321\" style=\"left:335px;bottom:447px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t2r_321\" style=\"left:403px;bottom:447px;letter-spacing:-0.01px;display:inline;\">49.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t2s_321\" style=\"left:472px;bottom:447px;letter-spacing:-0.01px;display:inline;\">Prudential Pensions Management Zambia Limited Support Office, </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t2p_321\" style=\"left:91px;bottom:431px;letter-spacing:-0.01px;display:inline;\">Limited </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t2t_321\" style=\"left:472px;bottom:431px;letter-spacing:-0.01px;display:inline;\">Plot F/377/9/H/3, Kabulonga Road, Kabulonga, Lusaka </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t2u_321\" style=\"left:91px;bottom:411px;letter-spacing:-0.01px;display:inline;\">Prudential Services Asia Sdn. Bhd. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t2v_321\" style=\"left:335px;bottom:411px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t2w_321\" style=\"left:403px;bottom:411px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t2x_321\" style=\"left:472px;bottom:411px;letter-spacing:-0.01px;display:inline;\">Suite 1005, 10th Floor, Wisma Hamzah-Kwong Hing, No. 1 Leboh </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t2z_321\" style=\"left:335px;bottom:392px;letter-spacing:-0.02px;display:inline;\">PS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t30_321\" style=\"left:403px;bottom:392px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t2y_321\" style=\"left:472px;bottom:396px;letter-spacing:-0.01px;display:inline;\">Ampang, 50100 Kuala Lumpur, Malaysia </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t31_321\" style=\"left:91px;bottom:372px;letter-spacing:-0.01px;display:inline;\">Prudential Services Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t32_321\" style=\"left:335px;bottom:372px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t33_321\" style=\"left:403px;bottom:372px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t34_321\" style=\"left:472px;bottom:372px;letter-spacing:-0.01px;display:inline;\">1 Angel Court, London, EC2R 7AG, United Kingdom </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t35_321\" style=\"left:91px;bottom:353px;letter-spacing:-0.01px;display:inline;\">Prudential Services Philippines Corporation </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t36_321\" style=\"left:335px;bottom:353px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t37_321\" style=\"left:403px;bottom:353px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t38_321\" style=\"left:472px;bottom:353px;letter-spacing:-0.01px;display:inline;\">19th Floor Uptown Place Tower I East, 11th Drive Uptown Bonifacio </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t39_321\" style=\"left:472px;bottom:337px;letter-spacing:-0.01px;display:inline;\">Fort Bonifacio Bonifacio Global City, Taguig City, Fourth District, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t3a_321\" style=\"left:472px;bottom:321px;letter-spacing:-0.01px;display:inline;\">National Capital Region (NCR), 1630, Philippines </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t3b_321\" style=\"left:91px;bottom:302px;letter-spacing:-0.01px;display:inline;\">Prudential Services Singapore Pte. Ltd. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t3c_321\" style=\"left:335px;bottom:302px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t3d_321\" style=\"left:403px;bottom:302px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t3e_321\" style=\"left:472px;bottom:302px;letter-spacing:-0.01px;display:inline;\">7 Straits View, #06-01 Marina One East Tower, Singapore 018936 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t3f_321\" style=\"left:91px;bottom:283px;letter-spacing:-0.01px;display:inline;\">Prudential Singapore Holdings Pte. Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t3g_321\" style=\"left:335px;bottom:283px;letter-spacing:-0.02px;display:inline;\">PS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t3h_321\" style=\"left:403px;bottom:283px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t3i_321\" style=\"left:472px;bottom:283px;letter-spacing:-0.01px;display:inline;\">30 Cecil Street, #30-01 Prudential Tower, Singapore 049712 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t3j_321\" style=\"left:335px;bottom:263px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t3k_321\" style=\"left:403px;bottom:263px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t3l_321\" style=\"left:91px;bottom:244px;letter-spacing:-0.01px;display:inline;\">Prudential Technology and Services India </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t3n_321\" style=\"left:335px;bottom:244px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t3o_321\" style=\"left:403px;bottom:244px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t3p_321\" style=\"left:472px;bottom:244px;letter-spacing:-0.01px;display:inline;\">CoWrks NXT, EPIP Industrial Area, Whitefield Road, K.R Puram, Near </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t3m_321\" style=\"left:91px;bottom:228px;letter-spacing:-0.01px;display:inline;\">Private Limited </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t3q_321\" style=\"left:472px;bottom:228px;letter-spacing:-0.01px;display:inline;\">SAP Labs, Hubli, Bangalore, Karnataka, 560066, India </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t3r_321\" style=\"left:91px;bottom:208px;letter-spacing:-0.01px;display:inline;\">Prudential Vietnam Assurance Private </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t3t_321\" style=\"left:335px;bottom:208px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t3u_321\" style=\"left:403px;bottom:208px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t3v_321\" style=\"left:472px;bottom:208px;letter-spacing:-0.01px;display:inline;\">25th Floor, Saigon Trade Center, 37 Ton Duc Thang Street, District 1, </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t3s_321\" style=\"left:91px;bottom:193px;letter-spacing:-0.01px;display:inline;\">Limited </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t3w_321\" style=\"left:472px;bottom:193px;letter-spacing:-0.01px;display:inline;\">Ho Chi Minh City, Vietnam </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t3x_321\" style=\"left:91px;bottom:173px;letter-spacing:-0.01px;display:inline;\">Prudential Wealth Holdings Company Pte. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t3z_321\" style=\"left:335px;bottom:173px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t40_321\" style=\"left:403px;bottom:173px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t41_321\" style=\"left:472px;bottom:173px;letter-spacing:-0.01px;display:inline;\">7 Straits View #07-01, Marina One East Tower, Singapore 018936, </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t3y_321\" style=\"left:91px;bottom:157px;letter-spacing:-0.01px;display:inline;\">Ltd. </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t42_321\" style=\"left:472px;bottom:157px;letter-spacing:-0.01px;display:inline;\">Singapore </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t43_321\" style=\"left:91px;bottom:137px;letter-spacing:-0.01px;display:inline;\">Prudential Wealth Management Singapore </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t45_321\" style=\"left:335px;bottom:137px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t46_321\" style=\"left:403px;bottom:137px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t47_321\" style=\"left:472px;bottom:137px;letter-spacing:-0.01px;display:inline;\">8 Marina View #15-06A, Asia Square Tower 1, Singapore 018960, </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t44_321\" style=\"left:91px;bottom:122px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Pte. Ltd. </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t48_321\" style=\"left:472px;bottom:122px;letter-spacing:-0.01px;display:inline;\">Singapore </div></td></tr>\n                                        </table><div></div><table>\n                                            <tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_322\" id=\"t3k_322\" style=\"left:69px;bottom:1119px;letter-spacing:0.08px;display:inline;\">Name of entity </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_322\" id=\"t3l_322\" style=\"left:313px;bottom:1119px;letter-spacing:0.06px;word-spacing:0.01px;display:inline;\">Classes of </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_322\" id=\"t3n_322\" style=\"left:382px;bottom:1119px;letter-spacing:0.07px;display:inline;\">Proportion </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_322\" id=\"t3p_322\" style=\"left:451px;bottom:1119px;letter-spacing:0.07px;display:inline;\">Registered office address </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_322\" id=\"t3m_322\" style=\"left:313px;bottom:1109px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">shares held </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_322\" id=\"t3o_322\" style=\"left:382px;bottom:1109px;letter-spacing:0.08px;display:inline;\">held </div></td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t1_322\" style=\"left:69px;bottom:1088px;letter-spacing:-0.01px;display:inline;\">Prudential Zenith Life Insurance Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t2_322\" style=\"left:313px;bottom:1088px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t3_322\" style=\"left:382px;bottom:1088px;letter-spacing:-0.01px;display:inline;\">51.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t4_322\" style=\"left:451px;bottom:1088px;letter-spacing:-0.01px;display:inline;\">13th Floor, Civic Towers, Ozumba Mbadiwe Avenue, Victoria Island, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t5_322\" style=\"left:451px;bottom:1073px;letter-spacing:-0.01px;display:inline;\">Lagos State, Lagos, Nigeria </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t6_322\" style=\"left:69px;bottom:1053px;letter-spacing:-0.01px;display:inline;\">PRUInvest PH Equity Index Tracker Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t7_322\" style=\"left:313px;bottom:1053px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t8_322\" style=\"left:382px;bottom:1053px;letter-spacing:-0.01px;display:inline;\">99.61% </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t9_322\" style=\"left:451px;bottom:1053px;letter-spacing:-0.01px;display:inline;\">8th Floor, 8 Rockwell, Rockwell Drive, Rockwell Center, Makati City </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"ta_322\" style=\"left:69px;bottom:1017px;letter-spacing:-0.01px;display:inline;\">PruInvest PHP Balanced Allocation Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"tb_322\" style=\"left:313px;bottom:1017px;display:inline;\">U </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"tc_322\" style=\"left:382px;bottom:1017px;letter-spacing:-0.01px;display:inline;\">72.30% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"td_322\" style=\"left:69px;bottom:982px;letter-spacing:-0.01px;display:inline;\">PruInvest PHP Dynamic Equity Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"te_322\" style=\"left:313px;bottom:982px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"tf_322\" style=\"left:382px;bottom:982px;letter-spacing:-0.01px;display:inline;\">52.45% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"tg_322\" style=\"left:69px;bottom:946px;letter-spacing:-0.01px;display:inline;\">PruInvest PHP Intermediate Term Bond Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"th_322\" style=\"left:313px;bottom:946px;display:inline;\">U </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"ti_322\" style=\"left:382px;bottom:946px;letter-spacing:-0.01px;display:inline;\">82.73% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"tj_322\" style=\"left:69px;bottom:911px;letter-spacing:-0.01px;display:inline;\">PRUInvest PHP Liquid Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"tk_322\" style=\"left:313px;bottom:911px;display:inline;\">U </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"tl_322\" style=\"left:382px;bottom:911px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"tm_322\" style=\"left:69px;bottom:875px;letter-spacing:-0.01px;display:inline;\">PruInvest USD Global Market Balanced Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"to_322\" style=\"left:313px;bottom:875px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"tp_322\" style=\"left:382px;bottom:875px;letter-spacing:-0.01px;display:inline;\">20.43% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"tn_322\" style=\"left:69px;bottom:860px;letter-spacing:-0.01px;display:inline;\">of Funds </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"tq_322\" style=\"left:69px;bottom:840px;letter-spacing:-0.01px;display:inline;\">PruInvest USD High Yield Asian Bond Feeder </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"ts_322\" style=\"left:313px;bottom:840px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"tt_322\" style=\"left:382px;bottom:840px;letter-spacing:-0.01px;display:inline;\">65.19% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"tr_322\" style=\"left:69px;bottom:824px;letter-spacing:-0.01px;display:inline;\">Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"tu_322\" style=\"left:69px;bottom:804px;letter-spacing:-0.01px;display:inline;\">PruInvest USD Intermediate Term Bond </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"tw_322\" style=\"left:313px;bottom:804px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"tx_322\" style=\"left:382px;bottom:804px;letter-spacing:-0.01px;display:inline;\">93.17% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"tv_322\" style=\"left:69px;bottom:789px;letter-spacing:-0.01px;display:inline;\">Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"ty_322\" style=\"left:69px;bottom:769px;letter-spacing:-0.01px;display:inline;\">PruInvest USD Liquid Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"tz_322\" style=\"left:313px;bottom:769px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t10_322\" style=\"left:382px;bottom:769px;letter-spacing:-0.01px;display:inline;\">56.46% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t11_322\" style=\"left:69px;bottom:733px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">PT Prudential Sharia Life Assurance \u2021 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t12_322\" style=\"left:313px;bottom:733px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t13_322\" style=\"left:382px;bottom:733px;letter-spacing:-0.01px;display:inline;\">94.62% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t14_322\" style=\"left:451px;bottom:733px;letter-spacing:-0.01px;display:inline;\">Prudential Tower, 2nd Floor, Jl. Jend. Sudirman Kav. 79, Jakarta </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t15_322\" style=\"left:451px;bottom:717px;letter-spacing:-0.01px;display:inline;\">12910, Indonesia </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t16_322\" style=\"left:69px;bottom:698px;letter-spacing:-0.01px;display:inline;\">PT. Eastspring Investments Indonesia </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t17_322\" style=\"left:313px;bottom:698px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t18_322\" style=\"left:382px;bottom:698px;letter-spacing:-0.01px;display:inline;\">99.95% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t19_322\" style=\"left:451px;bottom:698px;letter-spacing:-0.01px;display:inline;\">Prudential Tower, 23rd Floor, Jl. Jend. Sudirman Kav.79, Jakarta </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t1a_322\" style=\"left:451px;bottom:682px;letter-spacing:-0.01px;display:inline;\">12910, Indonesia </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t1b_322\" style=\"left:69px;bottom:662px;letter-spacing:-0.01px;display:inline;\">PT. Prudential Life Assurance </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t1c_322\" style=\"left:313px;bottom:662px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t1d_322\" style=\"left:382px;bottom:662px;letter-spacing:-0.01px;display:inline;\">94.62% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t1e_322\" style=\"left:451px;bottom:662px;letter-spacing:-0.01px;display:inline;\">Prudential Tower, Jl. Jend. Sudirman Kav. 79, Jakarta 12910, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t1f_322\" style=\"left:451px;bottom:646px;letter-spacing:-0.01px;display:inline;\">Indonesia </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t1g_322\" style=\"left:69px;bottom:627px;letter-spacing:-0.01px;display:inline;\">Pulse Ecosystems Pte. Ltd. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t1h_322\" style=\"left:313px;bottom:627px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t1i_322\" style=\"left:382px;bottom:627px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t1j_322\" style=\"left:451px;bottom:627px;letter-spacing:-0.01px;display:inline;\">7 Straits View, #06-01 Marina One East Tower, Singapore 018936 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t1k_322\" style=\"left:69px;bottom:591px;letter-spacing:-0.01px;display:inline;\">Pulse Wealth Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t1l_322\" style=\"left:313px;bottom:591px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t1m_322\" style=\"left:382px;bottom:591px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t1n_322\" style=\"left:451px;bottom:591px;letter-spacing:-0.01px;display:inline;\">Suite 3703-04, 37/F, Tower 6, The Gateway, Harbour City, 9 Canton </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t1o_322\" style=\"left:451px;bottom:575px;letter-spacing:-0.01px;display:inline;\">Road, Tsim Sha Tsui, Kowloon, Hong Kong </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t1p_322\" style=\"left:69px;bottom:555px;letter-spacing:-0.01px;display:inline;\">Reksa Dana Eastspring IDR Fixed Income </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t1r_322\" style=\"left:313px;bottom:555px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t1s_322\" style=\"left:382px;bottom:555px;letter-spacing:-0.01px;display:inline;\">97.72% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t1t_322\" style=\"left:451px;bottom:555px;letter-spacing:-0.01px;display:inline;\">Prudential Tower, 23rd Floor, Jl. Jend. Sudirman Kav.79, Jakarta </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t1q_322\" style=\"left:69px;bottom:540px;letter-spacing:-0.01px;display:inline;\">Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t1u_322\" style=\"left:451px;bottom:540px;letter-spacing:-0.01px;display:inline;\">12910, Indonesia </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t1v_322\" style=\"left:69px;bottom:520px;letter-spacing:-0.01px;display:inline;\">Reksa Dana Syariah Eastspring Syariah Fixed </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t1x_322\" style=\"left:313px;bottom:520px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t1y_322\" style=\"left:382px;bottom:520px;letter-spacing:-0.01px;display:inline;\">70.16% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t1w_322\" style=\"left:69px;bottom:504px;letter-spacing:-0.01px;display:inline;\">Income Amanah </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t1z_322\" style=\"left:69px;bottom:484px;letter-spacing:-0.01px;display:inline;\">Reksa Dana Syariah Eastspring Syariah </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t21_322\" style=\"left:313px;bottom:484px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t22_322\" style=\"left:382px;bottom:484px;letter-spacing:-0.01px;display:inline;\">98.57% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t20_322\" style=\"left:69px;bottom:469px;letter-spacing:-0.01px;display:inline;\">Money Market Khazanah </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t23_322\" style=\"left:69px;bottom:449px;letter-spacing:-0.01px;display:inline;\">Reksa Dana Syariah Penyertaan Terbatas </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t25_322\" style=\"left:313px;bottom:449px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t26_322\" style=\"left:382px;bottom:449px;letter-spacing:-0.01px;display:inline;\">99.01% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t27_322\" style=\"left:451px;bottom:449px;letter-spacing:-0.01px;display:inline;\">Graha CIMB Niaga 21st Floor. Jl Jend Sudirman Kav 58, Jakarta - </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t24_322\" style=\"left:69px;bottom:433px;letter-spacing:-0.01px;display:inline;\">Bahana Syariah Bumn Fund IV </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t28_322\" style=\"left:451px;bottom:433px;letter-spacing:-0.01px;display:inline;\">12190, Indonesia. </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t29_322\" style=\"left:69px;bottom:413px;letter-spacing:-0.01px;display:inline;\">Rhodium Investment Funds - Singapore </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t2b_322\" style=\"left:313px;bottom:413px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t2c_322\" style=\"left:382px;bottom:413px;letter-spacing:-0.01px;display:inline;\">99.93% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t2d_322\" style=\"left:451px;bottom:413px;letter-spacing:-0.01px;display:inline;\">10 Marina Boulevard, #32-01, Marina Bay Financial Centre Tower 2, </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t2a_322\" style=\"left:69px;bottom:398px;letter-spacing:-0.01px;display:inline;\">Bond Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t2e_322\" style=\"left:451px;bottom:398px;letter-spacing:-0.01px;display:inline;\">Singapore 018983 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t2f_322\" style=\"left:69px;bottom:378px;letter-spacing:-0.01px;display:inline;\">Rhodium Passive Long Dated Bond Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t2g_322\" style=\"left:313px;bottom:378px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t2h_322\" style=\"left:382px;bottom:378px;letter-spacing:-0.01px;display:inline;\">99.92% </div></td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t2i_322\" style=\"left:69px;bottom:358px;letter-spacing:-0.01px;display:inline;\">Robeco QI European Active Index Equities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t2j_322\" style=\"left:313px;bottom:358px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t2k_322\" style=\"left:382px;bottom:358px;letter-spacing:-0.01px;display:inline;\">92.86% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t2l_322\" style=\"left:451px;bottom:358px;letter-spacing:-0.01px;display:inline;\">6, route de Tr\u00e8ves, L-2633 Senningerberg, Grand Duchy of </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t2m_322\" style=\"left:451px;bottom:343px;letter-spacing:-0.01px;display:inline;\">Luxembourg </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t2n_322\" style=\"left:69px;bottom:323px;letter-spacing:-0.01px;display:inline;\">Schroder Asian Investment Grade Credit </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t2o_322\" style=\"left:313px;bottom:323px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t2p_322\" style=\"left:382px;bottom:323px;letter-spacing:-0.01px;display:inline;\">31.68% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t2q_322\" style=\"left:451px;bottom:323px;letter-spacing:-0.01px;display:inline;\">138 Market Street, #23-01 CapitaGreen, Singapore 048946 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t2r_322\" style=\"left:69px;bottom:303px;letter-spacing:-0.01px;display:inline;\">Schroder Emerging Markets Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t2s_322\" style=\"left:313px;bottom:303px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t2t_322\" style=\"left:382px;bottom:303px;letter-spacing:-0.01px;display:inline;\">77.62% </div></td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t2u_322\" style=\"left:69px;bottom:268px;letter-spacing:-0.01px;display:inline;\">Schroder Multi-Asset Revolution </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t2v_322\" style=\"left:313px;bottom:268px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t2w_322\" style=\"left:382px;bottom:268px;letter-spacing:-0.01px;display:inline;\">51.13% </div></td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t2x_322\" style=\"left:69px;bottom:232px;letter-spacing:-0.01px;display:inline;\">Schroder US Dollar Money Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t2y_322\" style=\"left:313px;bottom:232px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t2z_322\" style=\"left:382px;bottom:232px;letter-spacing:-0.01px;display:inline;\">27.98% </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t30_322\" style=\"left:451px;bottom:232px;letter-spacing:-0.01px;display:inline;\">9th floor, no. 108, section 5, xinyi road, Taipei </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t31_322\" style=\"left:69px;bottom:213px;letter-spacing:-0.01px;display:inline;\">Scotts Spazio Pte. Ltd. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t32_322\" style=\"left:313px;bottom:213px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t33_322\" style=\"left:382px;bottom:213px;letter-spacing:-0.01px;display:inline;\">45.00% </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t34_322\" style=\"left:451px;bottom:213px;letter-spacing:-0.01px;display:inline;\">316 Tanglin Road, #01-01,Singapore, 247978 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t35_322\" style=\"left:69px;bottom:177px;letter-spacing:-0.01px;display:inline;\">Shenzhen Prudential Technology Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t36_322\" style=\"left:313px;bottom:177px;letter-spacing:-0.01px;display:inline;\">MI - WFOE </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t37_322\" style=\"left:382px;bottom:177px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t38_322\" style=\"left:451px;bottom:177px;letter-spacing:-0.01px;display:inline;\">Unit 5, 8th Floor, China Resources Tower, No.2666 Keyuan South </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t39_322\" style=\"left:451px;bottom:162px;letter-spacing:-0.01px;display:inline;\">Road, Yuehai Street, Nanshan District, Shenzhen 518054, China </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t3a_322\" style=\"left:69px;bottom:142px;letter-spacing:-0.01px;display:inline;\">Sri Han Suria Sdn. Bhd. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t3b_322\" style=\"left:313px;bottom:142px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t3c_322\" style=\"left:382px;bottom:142px;letter-spacing:-0.01px;display:inline;\">51.00% </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t3d_322\" style=\"left:451px;bottom:142px;letter-spacing:-0.01px;display:inline;\">Suite 1005, 10th Floor, Wisma Hamzah-Kwong Hing, No. 1 Leboh </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t3e_322\" style=\"left:451px;bottom:126px;letter-spacing:-0.01px;display:inline;\">Ampang, 50100 Kuala Lumpur, Malaysia </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t3f_322\" style=\"left:69px;bottom:106px;letter-spacing:-0.01px;display:inline;\">Staple Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t3g_322\" style=\"left:313px;bottom:106px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t3h_322\" style=\"left:382px;bottom:106px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t3i_322\" style=\"left:451px;bottom:106px;letter-spacing:-0.01px;display:inline;\">No. 63, Athenee Tower, 34th Floor, Wireless Road, Lumpini </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"tcs-selection-enabled tcs-selected\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t3j_322\" style=\"left:451px;bottom:91px;letter-spacing:-0.01px;display:inline;\">Subdistrict Pathumwan District, Bangkok Metropolis, Thailand </div></td></tr>\n                                        </table><div></div><table><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_323\" id=\"t12_323\" style=\"left:91px;bottom:1119px;letter-spacing:0.08px;display:inline;\">Name of entity </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_323\" id=\"t13_323\" style=\"left:335px;bottom:1119px;letter-spacing:0.06px;word-spacing:0.01px;display:inline;\">Classes of </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_323\" id=\"t15_323\" style=\"left:403px;bottom:1119px;letter-spacing:0.07px;display:inline;\">Proportion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_323\" id=\"t17_323\" style=\"left:472px;bottom:1119px;letter-spacing:0.07px;display:inline;\">Registered office address </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_323\" id=\"t14_323\" style=\"left:335px;bottom:1109px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">shares held </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_323\" id=\"t16_323\" style=\"left:403px;bottom:1109px;letter-spacing:0.08px;display:inline;\">held </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"t1_323\" style=\"left:91px;bottom:1088px;letter-spacing:-0.01px;display:inline;\">Templeton Asian Growth Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"t2_323\" style=\"left:335px;bottom:1088px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"t3_323\" style=\"left:403px;bottom:1088px;letter-spacing:-0.01px;display:inline;\">32.88% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"t4_323\" style=\"left:472px;bottom:1088px;letter-spacing:-0.01px;display:inline;\">8A, rue Albert Borschette, L-1246 Luxembourg </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"t5_323\" style=\"left:91px;bottom:1069px;letter-spacing:-0.01px;display:inline;\">Threadneedle (Lux) \u2013 Global Emerging </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"t7_323\" style=\"left:335px;bottom:1069px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"t8_323\" style=\"left:403px;bottom:1069px;letter-spacing:-0.01px;display:inline;\">65.59% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"t9_323\" style=\"left:472px;bottom:1069px;letter-spacing:-0.01px;display:inline;\">44 Rue de la vall\u00e9e, 2661 Luxembourg </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"t6_323\" style=\"left:91px;bottom:1053px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Market Equities </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"ta_323\" style=\"left:91px;bottom:1033px;letter-spacing:-0.01px;display:inline;\">United Global Innovation Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"tb_323\" style=\"left:335px;bottom:1033px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"tc_323\" style=\"left:403px;bottom:1033px;letter-spacing:-0.01px;display:inline;\">24.24% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"td_323\" style=\"left:472px;bottom:1033px;letter-spacing:-0.01px;display:inline;\">23A, 25th Floor, Asia Centre Building, 173/27-30, 32-33 South </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"te_323\" style=\"left:472px;bottom:1018px;letter-spacing:-0.01px;display:inline;\">Sathorn Road, Thungmahamek, Sathorn, Bangkok 10120, Thailand </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"tf_323\" style=\"left:91px;bottom:998px;letter-spacing:-0.01px;display:inline;\">United Global Quality Equity Fund \u2013 MYR </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"th_323\" style=\"left:335px;bottom:998px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"ti_323\" style=\"left:403px;bottom:998px;letter-spacing:-0.01px;display:inline;\">27.57% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"tj_323\" style=\"left:472px;bottom:998px;letter-spacing:-0.01px;display:inline;\">Jln Raja Laut, City Centre, 50100 Kuala Lumpur, Wilayah </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"tg_323\" style=\"left:91px;bottom:982px;letter-spacing:-0.01px;display:inline;\">hedged Class </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"tk_323\" style=\"left:472px;bottom:982px;letter-spacing:-0.01px;display:inline;\">Persekutuan Kuala Lumpur </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"tl_323\" style=\"left:91px;bottom:962px;letter-spacing:-0.01px;display:inline;\">UOB Smart Global Healthcare Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"tm_323\" style=\"left:335px;bottom:962px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"tn_323\" style=\"left:403px;bottom:962px;letter-spacing:-0.01px;display:inline;\">45.27% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"to_323\" style=\"left:472px;bottom:962px;letter-spacing:-0.01px;display:inline;\">23A, 25th Floor, Asia Centre Building, 173/27-30, 32-33 South </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"tq_323\" style=\"left:91px;bottom:943px;letter-spacing:-0.01px;display:inline;\">UOB Smart Japan Small and Mid Cap Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"tr_323\" style=\"left:335px;bottom:943px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"ts_323\" style=\"left:403px;bottom:943px;letter-spacing:-0.01px;display:inline;\">35.67% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"tp_323\" style=\"left:472px;bottom:947px;letter-spacing:-0.01px;display:inline;\">Sathorn Road, Thungmahamek, Sathorn, Bangkok 10120, Thailand </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"tt_323\" style=\"left:91px;bottom:923px;letter-spacing:-0.01px;display:inline;\">UOB Smart Millennium Growth Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"tu_323\" style=\"left:335px;bottom:923px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"tv_323\" style=\"left:403px;bottom:923px;letter-spacing:-0.01px;display:inline;\">38.84% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"tw_323\" style=\"left:91px;bottom:904px;letter-spacing:-0.01px;display:inline;\">USD Investment Grade Infrastructure Debt </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"ty_323\" style=\"left:335px;bottom:904px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"tz_323\" style=\"left:403px;bottom:904px;letter-spacing:-0.01px;display:inline;\">21.90% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"t10_323\" style=\"left:472px;bottom:904px;letter-spacing:-0.01px;display:inline;\">35a, Avenue J.F. Kennedy, L-1855, Luxembourg, Grand Duchy of </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"tx_323\" style=\"left:91px;bottom:888px;letter-spacing:-0.01px;display:inline;\">Fund SCSp </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"t11_323\" style=\"left:472px;bottom:888px;letter-spacing:-0.01px;display:inline;\">Luxembourg </div></td></tr></table><div class=\"t s2_323\" id=\"t18_323\" style=\"left:87px;bottom:867px;display:inline;\">* </div><div class=\"t s2_323\" id=\"t19_323\" style=\"left:104px;bottom:867px;letter-spacing:-0.13px;word-spacing:-0.01px;display:inline;\">Prudential Assurance Malaysia Berhad is consolidated at 100 per cent in the Group's consolidated financial statements reflecting the economic interest to the Group. </div><div class=\"t s2_323\" id=\"t1a_323\" style=\"left:87px;bottom:856px;display:inline;\">\u2020 </div><div class=\"t s2_323\" id=\"t1b_323\" style=\"left:104px;bottom:856px;letter-spacing:-0.12px;display:inline;\">Prudential BSN Takaful Berhad is a joint venture that is accounted for using the equity method, for which the Group has an economic interest of 70 per cent for all business </div><div class=\"t s2_323\" id=\"t1c_323\" style=\"left:104px;bottom:844px;letter-spacing:-0.13px;word-spacing:0.01px;display:inline;\">sold up to 31 December 2016 and of 49 per cent for new business sold subsequent to this date. </div><div class=\"t s2_323\" id=\"t1d_323\" style=\"left:87px;bottom:832px;display:inline;\">\u2021 </div><div class=\"t s2_323\" id=\"t1e_323\" style=\"left:104px;bottom:832px;letter-spacing:-0.12px;display:inline;\">The holding of 94.62 per cent for PT. Prudential Life Assurance represents the proportion held in the Indonesia subsidiary attaching to the aggregate of the shares across </div><div class=\"t s2_323\" id=\"t1f_323\" style=\"left:104px;bottom:820px;letter-spacing:-0.12px;word-spacing:0.01px;display:inline;\">the types of capital in issue. </div><div class=\"t s0_323\" id=\"t1g_323\" style=\"left:87px;bottom:794px;letter-spacing:-0.01px;display:inline;\">The below table lists the issued share capital of the subsidiaries of the Group which, in the opinion of the Directors, principally affect the results or </div><div class=\"t s0_323\" id=\"t1h_323\" style=\"left:87px;bottom:778px;letter-spacing:-0.01px;display:inline;\">assets of the Group: </div><table><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_323\" id=\"t1i_323\" style=\"left:91px;bottom:751px;letter-spacing:0.08px;display:inline;\">Name of entity </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_323\" id=\"t1j_323\" style=\"left:410px;bottom:751px;letter-spacing:0.07px;display:inline;\">Issued and fully paid up share / registered capital </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"t1k_323\" style=\"left:91px;bottom:729px;letter-spacing:-0.01px;display:inline;\">Prudential Assurance Company Singapore (Pte) Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"t1l_323\" style=\"left:410px;bottom:729px;letter-spacing:-0.01px;display:inline;\">526,557,000 ordinary shares of SG$1 each </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"t1m_323\" style=\"left:91px;bottom:709px;letter-spacing:-0.01px;display:inline;\">PT. Prudential Life Assurance </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"t1n_323\" style=\"left:410px;bottom:709px;letter-spacing:-0.01px;display:inline;\">105,500 ordinary shares and 6,000 preference shares of RP 1,000,000 each </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"t1o_323\" style=\"left:91px;bottom:690px;letter-spacing:-0.01px;display:inline;\">Prudential Hong Kong Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"t1p_323\" style=\"left:410px;bottom:690px;letter-spacing:-0.01px;display:inline;\">3,641,479,873 ordinary shares of HK$1 each </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"t1q_323\" style=\"left:91px;bottom:671px;letter-spacing:-0.01px;display:inline;\">Prudential Assurance Malaysia Berhad </div></td><td class=\"cke_table-faked-selection-temp\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"t1r_323\" style=\"left:410px;bottom:671px;letter-spacing:-0.01px;display:inline;\">100,000,000 ordinary shares of RM 1 each </div></td></tr></table>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfSignificantInvestmentsInSubsidiariesExplanatory",
    "language": "en",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f51308": {
   "value": "(b) <div class=\"t s4_311\" id=\"tm_311\" style=\"left:113px;bottom:793px;letter-spacing:-0.11px;display:inline;\">Joint ventures and associates </div><div class=\"t s2_311\" id=\"tn_311\" style=\"left:87px;bottom:777px;letter-spacing:-0.01px;display:inline;\">Joint ventures are joint arrangements arising from a contractual agreement whereby the Group and other investors have joint control of the net </div><div class=\"t s2_311\" id=\"to_311\" style=\"left:87px;bottom:761px;letter-spacing:-0.01px;display:inline;\">assets of the arrangement. In a number of these arrangements, the Group\u2019s share of the underlying net assets may be less than 50 per cent but </div><div class=\"t s2_311\" id=\"tp_311\" style=\"left:87px;bottom:746px;letter-spacing:-0.01px;display:inline;\">the terms of the relevant agreement make it clear that control is jointly exercised between the Group and the third party. Associates are entities </div><div class=\"t s2_311\" id=\"tq_311\" style=\"left:87px;bottom:730px;letter-spacing:-0.01px;display:inline;\">over which the Group has significant influence but does not control. Generally, it is presumed that the Group has significant influence if it holds </div><div class=\"t s2_311\" id=\"tr_311\" style=\"left:87px;bottom:715px;letter-spacing:-0.01px;display:inline;\">between 20 per cent and 50 per cent voting rights of an entity. </div><div class=\"t s2_311\" id=\"ts_311\" style=\"left:87px;bottom:687px;letter-spacing:-0.01px;display:inline;\">With the exception of those referred to below, the Group accounts for its investments in joint ventures and associates using the equity method of </div><div class=\"t s2_311\" id=\"tt_311\" style=\"left:87px;bottom:671px;letter-spacing:-0.01px;display:inline;\">accounting. The Group\u2019s share of profit or loss of its joint ventures and associates is recognised in the income statement and its share of </div><div class=\"t s2_311\" id=\"tu_311\" style=\"left:87px;bottom:656px;letter-spacing:-0.01px;display:inline;\">movements in other comprehensive income is recognised in other comprehensive income. The equity method of accounting does not apply to </div><div class=\"t s2_311\" id=\"tv_311\" style=\"left:87px;bottom:640px;letter-spacing:-0.01px;display:inline;\">investments in joint ventures and associates held by the Group\u2019s insurance or investment funds, including collective investment schemes which, </div>as allowed by IAS 28 \u2018Investments in Associates and Joint Ventures\u2019, are carried at FVTPL.",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForInvestmentInAssociatesAndJointVenturesExplanatory",
    "language": "en",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f51309": {
   "value": "(b) <div class=\"t s4_311\" id=\"tm_311\" style=\"left:113px;bottom:793px;letter-spacing:-0.11px;display:inline;\">Joint ventures and associates </div><div class=\"t s2_311\" id=\"tn_311\" style=\"left:87px;bottom:777px;letter-spacing:-0.01px;display:inline;\">Joint ventures are joint arrangements arising from a contractual agreement whereby the Group and other investors have joint control of the net </div><div class=\"t s2_311\" id=\"to_311\" style=\"left:87px;bottom:761px;letter-spacing:-0.01px;display:inline;\">assets of the arrangement. In a number of these arrangements, the Group\u2019s share of the underlying net assets may be less than 50 per cent but </div><div class=\"t s2_311\" id=\"tp_311\" style=\"left:87px;bottom:746px;letter-spacing:-0.01px;display:inline;\">the terms of the relevant agreement make it clear that control is jointly exercised between the Group and the third party. Associates are entities </div><div class=\"t s2_311\" id=\"tq_311\" style=\"left:87px;bottom:730px;letter-spacing:-0.01px;display:inline;\">over which the Group has significant influence but does not control. Generally, it is presumed that the Group has significant influence if it holds </div><div class=\"t s2_311\" id=\"tr_311\" style=\"left:87px;bottom:715px;letter-spacing:-0.01px;display:inline;\">between 20 per cent and 50 per cent voting rights of an entity. </div><div class=\"t s2_311\" id=\"ts_311\" style=\"left:87px;bottom:687px;letter-spacing:-0.01px;display:inline;\">With the exception of those referred to below, the Group accounts for its investments in joint ventures and associates using the equity method of </div><div class=\"t s2_311\" id=\"tt_311\" style=\"left:87px;bottom:671px;letter-spacing:-0.01px;display:inline;\">accounting. The Group\u2019s share of profit or loss of its joint ventures and associates is recognised in the income statement and its share of </div><div class=\"t s2_311\" id=\"tu_311\" style=\"left:87px;bottom:656px;letter-spacing:-0.01px;display:inline;\">movements in other comprehensive income is recognised in other comprehensive income. The equity method of accounting does not apply to </div><div class=\"t s2_311\" id=\"tv_311\" style=\"left:87px;bottom:640px;letter-spacing:-0.01px;display:inline;\">investments in joint ventures and associates held by the Group\u2019s insurance or investment funds, including collective investment schemes which, </div>as allowed by IAS 28 \u2018Investments in Associates and Joint Ventures\u2019, are carried at FVTPL.",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForInvestmentInAssociates",
    "language": "en",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f51310": {
   "value": "(b) <div class=\"t s4_311\" id=\"tm_311\" style=\"left:113px;bottom:793px;letter-spacing:-0.11px;display:inline;\">Joint ventures and associates </div><div class=\"t s2_311\" id=\"tn_311\" style=\"left:87px;bottom:777px;letter-spacing:-0.01px;display:inline;\">Joint ventures are joint arrangements arising from a contractual agreement whereby the Group and other investors have joint control of the net </div><div class=\"t s2_311\" id=\"to_311\" style=\"left:87px;bottom:761px;letter-spacing:-0.01px;display:inline;\">assets of the arrangement. In a number of these arrangements, the Group\u2019s share of the underlying net assets may be less than 50 per cent but </div><div class=\"t s2_311\" id=\"tp_311\" style=\"left:87px;bottom:746px;letter-spacing:-0.01px;display:inline;\">the terms of the relevant agreement make it clear that control is jointly exercised between the Group and the third party. Associates are entities </div><div class=\"t s2_311\" id=\"tq_311\" style=\"left:87px;bottom:730px;letter-spacing:-0.01px;display:inline;\">over which the Group has significant influence but does not control. Generally, it is presumed that the Group has significant influence if it holds </div><div class=\"t s2_311\" id=\"tr_311\" style=\"left:87px;bottom:715px;letter-spacing:-0.01px;display:inline;\">between 20 per cent and 50 per cent voting rights of an entity. </div><div class=\"t s2_311\" id=\"ts_311\" style=\"left:87px;bottom:687px;letter-spacing:-0.01px;display:inline;\">With the exception of those referred to below, the Group accounts for its investments in joint ventures and associates using the equity method of </div><div class=\"t s2_311\" id=\"tt_311\" style=\"left:87px;bottom:671px;letter-spacing:-0.01px;display:inline;\">accounting. The Group\u2019s share of profit or loss of its joint ventures and associates is recognised in the income statement and its share of </div><div class=\"t s2_311\" id=\"tu_311\" style=\"left:87px;bottom:656px;letter-spacing:-0.01px;display:inline;\">movements in other comprehensive income is recognised in other comprehensive income. The equity method of accounting does not apply to </div><div class=\"t s2_311\" id=\"tv_311\" style=\"left:87px;bottom:640px;letter-spacing:-0.01px;display:inline;\">investments in joint ventures and associates held by the Group\u2019s insurance or investment funds, including collective investment schemes which, </div>as allowed by IAS 28 \u2018Investments in Associates and Joint Ventures\u2019, are carried at FVTPL.",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForInvestmentsInJointVentures",
    "language": "en",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f51329": {
   "value": "(c) <div class=\"t s4_311\" id=\"ty_311\" style=\"left:113px;bottom:596px;letter-spacing:-0.11px;display:inline;\">Structured entities </div><div class=\"t s2_311\" id=\"tz_311\" style=\"left:87px;bottom:580px;letter-spacing:-0.01px;display:inline;\">Structured entities are those that have been designed so that voting or similar rights are not the dominant factor in deciding who controls the </div><div class=\"t s2_311\" id=\"t10_311\" style=\"left:87px;bottom:565px;letter-spacing:-0.01px;display:inline;\">entity. Voting rights relate to administrative tasks. Relevant activities are directed by means of contractual arrangements. The Group invests in </div><div class=\"t s2_311\" id=\"t11_311\" style=\"left:87px;bottom:549px;letter-spacing:-0.01px;display:inline;\">both consolidated and unconsolidated structured entities including investment vehicles such as collective investment schemes, collateralised debt </div><div class=\"t s2_311\" id=\"t12_311\" style=\"left:87px;bottom:533px;letter-spacing:-0.01px;display:inline;\">obligations, mortgage-backed securities and similar asset-backed securities. </div><div class=\"t s5_311\" id=\"t13_311\" style=\"left:87px;bottom:505px;letter-spacing:-0.12px;display:inline;\">Collective investment schemes </div><div class=\"t s2_311\" id=\"t14_311\" style=\"left:87px;bottom:489px;letter-spacing:-0.01px;display:inline;\">The Group invests in collective investment schemes, that invest mainly in equities, bonds, cash and cash equivalents and properties. In assessing </div><div class=\"t s2_311\" id=\"t15_311\" style=\"left:87px;bottom:474px;letter-spacing:-0.01px;display:inline;\">control under IFRS 10 \u2018Consolidated Financial Statements\u2019, the Group determines whether it is acting as principal or agent and the variable </div><div class=\"t s2_311\" id=\"t16_311\" style=\"left:87px;bottom:458px;letter-spacing:-0.01px;display:inline;\">returns from its involvement with these entities. The Group\u2019s percentage ownership in these entities can fluctuate on a daily basis according to </div><div class=\"t s2_311\" id=\"t17_311\" style=\"left:87px;bottom:442px;letter-spacing:-0.01px;display:inline;\">the participation of the Group and other investors. </div><div class=\"t s2_311\" id=\"t18_311\" style=\"left:87px;bottom:415px;letter-spacing:-0.01px;display:inline;\">Where the entity is managed by a Group asset manager: </div><div class=\"t s3_311\" id=\"t19_311\" style=\"left:87px;bottom:387px;display:inline;\">\u2013 </div><div class=\"t s2_311\" id=\"t1a_311\" style=\"left:100px;bottom:387px;letter-spacing:-0.01px;display:inline;\">Where the Group\u2019s ownership holding in the entity exceeds 50 per cent, the Group is judged to have control over the entity; </div><div class=\"t s3_311\" id=\"t1b_311\" style=\"left:87px;bottom:371px;display:inline;\">\u2013 </div><div class=\"t s2_311\" id=\"t1c_311\" style=\"left:100px;bottom:371px;letter-spacing:-0.01px;display:inline;\">Where the Group\u2019s ownership holding in the entity is between 20 per cent and 50 per cent, the facts and circumstances of the Group\u2019s </div><div class=\"t s2_311\" id=\"t1d_311\" style=\"left:100px;bottom:356px;letter-spacing:-0.01px;display:inline;\">involvement in the entity are considered, including the rights to any fees earned by the asset manager, in forming a judgement as to whether </div><div class=\"t s2_311\" id=\"t1e_311\" style=\"left:100px;bottom:340px;letter-spacing:-0.01px;display:inline;\">the Group has control over the entity; and </div><div class=\"t s3_311\" id=\"t1f_311\" style=\"left:87px;bottom:324px;display:inline;\">\u2013 </div><div class=\"t s2_311\" id=\"t1g_311\" style=\"left:100px;bottom:324px;letter-spacing:-0.01px;display:inline;\">Where the Group\u2019s ownership holding in the entity is less than 20 per cent, the Group is judged to not have control over the entity. </div><div class=\"t s2_311\" id=\"t1h_311\" style=\"left:87px;bottom:297px;letter-spacing:-0.01px;display:inline;\">Where the entity is managed by an asset manager outside the Group, an assessment is made of whether the Group has existing rights that gives </div><div class=\"t s2_311\" id=\"t1i_311\" style=\"left:87px;bottom:281px;letter-spacing:-0.01px;display:inline;\">it the ability to direct the current activities of the entity and therefore control the entity. In assessing the Group\u2019s ability to direct an entity, the </div><div class=\"t s2_311\" id=\"t1j_311\" style=\"left:87px;bottom:265px;letter-spacing:-0.01px;display:inline;\">Group considers its ability relative to other investors. </div><div class=\"t s2_311\" id=\"t1k_311\" style=\"left:87px;bottom:238px;letter-spacing:-0.01px;display:inline;\">Where the Group is deemed to control an entity, it is treated as a subsidiary and is consolidated, with the interests of investors other than the </div><div class=\"t s2_311\" id=\"t1l_311\" style=\"left:87px;bottom:222px;letter-spacing:-0.01px;display:inline;\">Group being classified as liabilities, and presented within \u2018Net asset value attributable to unit holders of consolidated investment funds\u2019. </div><div class=\"t s2_311\" id=\"t1m_311\" style=\"left:87px;bottom:194px;letter-spacing:-0.01px;display:inline;\">Where the Group does not control these entities (where the Group is deemed to be acting as an agent under IFRS 10) and they do not meet the </div><div class=\"t s2_311\" id=\"t1n_311\" style=\"left:87px;bottom:179px;letter-spacing:-0.01px;display:inline;\">definition of associates, they are carried at FVTPL within financial investments in the Consolidated statement of financial position. </div><div class=\"t s2_311\" id=\"t1o_311\" style=\"left:87px;bottom:151px;letter-spacing:-0.01px;display:inline;\">Where the Group\u2019s asset manager sets up investment funds as part of its asset management operations, unless the Group also participates in </div><div class=\"t s2_311\" id=\"t1p_311\" style=\"left:87px;bottom:135px;letter-spacing:-0.01px;display:inline;\">the ownership holding of the entities, the Group\u2019s interest is limited to the fees charged to manage the assets of such entities. With no </div><div class=\"t s2_311\" id=\"t1q_311\" style=\"left:87px;bottom:120px;letter-spacing:-0.01px;display:inline;\">participation in ownership holding of these entities, the Group does not retain risks associated with investment funds. For these investment funds, </div><div class=\"t s2_311\" id=\"t1r_311\" style=\"left:87px;bottom:104px;letter-spacing:-0.01px;display:inline;\">the Group is not deemed to control the entities but deemed to be acting as an agent. </div><div></div><div class=\"t s0_312\" id=\"t1_312\" style=\"left:65px;bottom:1119px;letter-spacing:-0.01px;display:inline;\">The Group generates returns and retains the ownership risks in these investment vehicles commensurate to its participation and does not have </div><div class=\"t s0_312\" id=\"t2_312\" style=\"left:65px;bottom:1103px;letter-spacing:-0.01px;display:inline;\">any further exposure to the residual risks of these investment vehicles. </div><div class=\"t s1_312\" id=\"t3_312\" style=\"left:65px;bottom:1074px;letter-spacing:-0.11px;display:inline;\">Other structured entities </div><div class=\"t s0_312\" id=\"t4_312\" style=\"left:65px;bottom:1059px;letter-spacing:-0.01px;display:inline;\">The Group holds investments in mortgage-backed securities, collateralised debt obligations and similar asset-backed securities, the majority of </div><div class=\"t s0_312\" id=\"t5_312\" style=\"left:65px;bottom:1043px;letter-spacing:-0.01px;display:inline;\">which are actively traded in a liquid market. </div><div class=\"t s0_312\" id=\"t6_312\" style=\"left:65px;bottom:1015px;letter-spacing:-0.01px;display:inline;\">The Group consolidates the vehicles that hold the investments where the Group is deemed to control the vehicles. When assessing control over </div><div class=\"t s0_312\" id=\"t7_312\" style=\"left:65px;bottom:1000px;letter-spacing:-0.01px;display:inline;\">the vehicles, the factors considered include the purpose and design of the vehicle, the Group\u2019s exposure to the variability of returns and the scope </div><div class=\"t s0_312\" id=\"t8_312\" style=\"left:65px;bottom:984px;letter-spacing:-0.01px;display:inline;\">of the Group\u2019s ability to direct the relevant activities of the vehicle including any kick-out or removal rights that are held by third parties. The </div><div class=\"t s0_312\" id=\"t9_312\" style=\"left:65px;bottom:969px;letter-spacing:-0.01px;display:inline;\">outcome of the control assessment is dependent on the terms and conditions of the respective individual arrangements. </div><div class=\"t s0_312\" id=\"ta_312\" style=\"left:65px;bottom:941px;letter-spacing:-0.01px;display:inline;\">The majority of such vehicles are not consolidated. In these cases, the Group is not the sponsor of the vehicles in which it holds investments and </div><div class=\"t s0_312\" id=\"tb_312\" style=\"left:65px;bottom:925px;letter-spacing:-0.01px;display:inline;\">has no administrative rights over the vehicles\u2019 activities. The Group generates returns and retains the ownership risks commensurate to its </div><div class=\"t s0_312\" id=\"tc_312\" style=\"left:65px;bottom:910px;letter-spacing:-0.01px;display:inline;\">holding and its exposure to the investments and does not have any further exposure to the residual risks or losses of the investments or the </div><div class=\"t s0_312\" id=\"td_312\" style=\"left:65px;bottom:894px;letter-spacing:-0.01px;display:inline;\">vehicles in which it holds investments. Accordingly, the Group does not have power over the relevant activities of such vehicles and all are carried </div><div class=\"t s0_312\" id=\"te_312\" style=\"left:65px;bottom:878px;letter-spacing:-0.01px;display:inline;\">at FVTPL within financial investments in the Consolidated statement of financial position. </div><div class=\"t s0_312\" id=\"tf_312\" style=\"left:65px;bottom:851px;letter-spacing:-0.01px;display:inline;\">The table below provides aggregate carrying amounts of the investments in unconsolidated structured entities reported in the Group\u2019s </div><div class=\"t s0_312\" id=\"tg_312\" style=\"left:65px;bottom:835px;letter-spacing:-0.01px;display:inline;\">Consolidated statement of financial position: </div><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s2_312\" id=\"th_312\" style=\"left:549px;bottom:808px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">31 Dec 2023 $m </div> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s3_312\" id=\"ti_312\" style=\"left:707px;bottom:808px;letter-spacing:0.08px;display:inline;\">31 Dec 2022 $m </div> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_312\" id=\"tm_312\" style=\"left:633px;bottom:792px;letter-spacing:0.08px;display:inline;\">Other </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_312\" id=\"tr_312\" style=\"left:788px;bottom:792px;letter-spacing:0.07px;display:inline;\">Other </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_312\" id=\"tk_312\" style=\"left:531px;bottom:782px;letter-spacing:0.08px;display:inline;\">Investment </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_312\" id=\"tn_312\" style=\"left:615px;bottom:782px;letter-spacing:0.07px;display:inline;\">structured </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_312\" id=\"tp_312\" style=\"left:692px;bottom:782px;letter-spacing:0.07px;display:inline;\">Investment </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_312\" id=\"ts_312\" style=\"left:772px;bottom:782px;letter-spacing:0.06px;display:inline;\">structured </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_312\" id=\"tj_312\" style=\"left:69px;bottom:771px;letter-spacing:-0.01px;display:inline;\">Consolidated statement of financial position line items </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_312\" id=\"tl_312\" style=\"left:555px;bottom:772px;letter-spacing:0.08px;display:inline;\">funds </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_312\" id=\"to_312\" style=\"left:626px;bottom:772px;letter-spacing:0.06px;display:inline;\">entities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_312\" id=\"tq_312\" style=\"left:714px;bottom:772px;letter-spacing:0.07px;display:inline;\">funds </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_312\" id=\"tt_312\" style=\"left:782px;bottom:772px;letter-spacing:0.06px;display:inline;\">entities </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_312\" id=\"tu_312\" style=\"left:69px;bottom:751px;letter-spacing:-0.01px;display:inline;\">Equity securities and holdings in collective investment schemes </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_312\" id=\"tv_312\" style=\"left:537px;bottom:751px;letter-spacing:-0.02px;display:inline;\">33,657 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_312\" id=\"tw_312\" style=\"left:648px;bottom:751px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_312\" id=\"tx_312\" style=\"left:696px;bottom:751px;letter-spacing:-0.01px;display:inline;\">30,771 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_312\" id=\"ty_312\" style=\"left:801px;bottom:751px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_312\" id=\"tz_312\" style=\"left:69px;bottom:732px;letter-spacing:-0.01px;display:inline;\">Debt securities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_312\" id=\"t10_312\" style=\"left:570px;bottom:732px;display:inline;\">\u2013 </div></td><td class=\"tcs-selection-enabled tcs-selected\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_312\" id=\"t11_312\" style=\"left:632px;bottom:732px;letter-spacing:-0.02px;display:inline;\">285 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_312\" id=\"t12_312\" style=\"left:727px;bottom:732px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_312\" id=\"t13_312\" style=\"left:787px;bottom:732px;letter-spacing:-0.01px;display:inline;\">389 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_312\" id=\"t14_312\" style=\"left:69px;bottom:712px;letter-spacing:-0.01px;display:inline;\">Total investments in unconsolidated structured entities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_312\" id=\"t15_312\" style=\"left:537px;bottom:712px;letter-spacing:-0.02px;display:inline;\">33,657 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_312\" id=\"t16_312\" style=\"left:632px;bottom:712px;letter-spacing:-0.02px;display:inline;\">285 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_312\" id=\"t17_312\" style=\"left:696px;bottom:712px;letter-spacing:-0.01px;display:inline;\">30,771 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_312\" id=\"t18_312\" style=\"left:787px;bottom:712px;letter-spacing:-0.01px;display:inline;\">389 </div></td></tr>\n                                        </table><div class=\"t s0_312\" id=\"t19_312\" style=\"left:65px;bottom:683px;letter-spacing:-0.01px;display:inline;\">The Group's maximum exposure to loss related to the interest in unconsolidated structured entities is limited to the carrying value in the </div><div class=\"t s0_312\" id=\"t1a_312\" style=\"left:65px;bottom:668px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Consolidated statement of financial position and the unfunded investment commitments provided by the Group (see note D4). </div><div class=\"t s0_312\" id=\"t1b_312\" style=\"left:65px;bottom:640px;letter-spacing:-0.01px;display:inline;\">During the year, the Group receives dividend and interest income from its investments in these unconsolidated structured entities. Where the </div><div class=\"t s0_312\" id=\"t1c_312\" style=\"left:65px;bottom:625px;letter-spacing:-0.01px;display:inline;\">Group\u2019s asset manager manages these entities, such as the collective investment schemes, the Group also receives asset management fees from </div><div class=\"t s0_312\" id=\"t1d_312\" style=\"left:65px;bottom:609px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">these entities. </div><div class=\"t s0_312\" id=\"t1e_312\" style=\"left:65px;bottom:581px;letter-spacing:-0.01px;display:inline;\">As at 31 December 2023 and 2022, the Group does not have an agreement, contractual or otherwise, or intention to provide financial support to </div>structured entities (both consolidated and unconsolidated) that could expose the Group to a loss.",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfInformationAboutConsolidatedStructuredEntitiesExplanatory",
    "language": "en",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f51503": {
   "value": "D5.3 Investments in joint ventures and associates <div class=\"t s0_312\" id=\"t1o_312\" style=\"left:65px;bottom:371px;letter-spacing:-0.01px;display:inline;\">Joint ventures represent arrangements where the controlling parties through contractual or other agreement have the rights to the net assets of </div><div class=\"t s0_312\" id=\"t1p_312\" style=\"left:65px;bottom:355px;letter-spacing:-0.01px;display:inline;\">the arrangements. The Group has insurance and asset management joint ventures in Chinese Mainland with CITIC Group and an asset </div><div class=\"t s0_312\" id=\"t1q_312\" style=\"left:65px;bottom:340px;letter-spacing:-0.01px;display:inline;\">management joint venture in India with ICICI Bank. In addition, there is an asset management joint venture in Hong Kong with Bank of China </div><div class=\"t s0_312\" id=\"t1r_312\" style=\"left:65px;bottom:324px;letter-spacing:-0.01px;display:inline;\">International Holdings Limited (BOCI) and Takaful insurance joint venture in Malaysia. For the Group\u2019s joint ventures that are accounted for </div><div class=\"t s0_312\" id=\"t1s_312\" style=\"left:65px;bottom:309px;letter-spacing:-0.01px;display:inline;\">using the equity method, the net-of-tax results of these operations are included in the Group\u2019s profit before tax. </div><div class=\"t s0_312\" id=\"t1t_312\" style=\"left:65px;bottom:281px;letter-spacing:-0.01px;display:inline;\">The Group\u2019s associates, which are also accounted for using the equity method, include the Indian insurance entity (with the majority shareholder </div><div class=\"t s0_312\" id=\"t1u_312\" style=\"left:65px;bottom:265px;letter-spacing:-0.01px;display:inline;\">being ICICI Bank). </div><div class=\"t s0_312\" id=\"t1v_312\" style=\"left:65px;bottom:237px;letter-spacing:-0.01px;display:inline;\">In addition, the Group has investments in collective investment schemes, funds holding collateralised debt obligations and property funds where </div><div class=\"t s0_312\" id=\"t1w_312\" style=\"left:65px;bottom:222px;letter-spacing:-0.01px;display:inline;\">the Group has significant influence. As allowed under IAS 28, these investments are accounted for on a FVTPL basis. The aggregate fair value of </div><div class=\"t s0_312\" id=\"t1x_312\" style=\"left:65px;bottom:206px;letter-spacing:-0.01px;word-spacing:-0.01px;display:inline;\">associates accounted for at FVTPL, where there are published price quotations, is approximately $0.5 billion at 31 December 2023 (31 December </div><div class=\"t s0_312\" id=\"t1y_312\" style=\"left:65px;bottom:191px;letter-spacing:-0.01px;display:inline;\">2022: $0.3 billion). </div><div class=\"t s0_312\" id=\"t1z_312\" style=\"left:65px;bottom:163px;letter-spacing:-0.01px;display:inline;\">For joint ventures and associates accounted for using the equity method, the 12 months financial information of these investments for the years </div><div class=\"t s0_312\" id=\"t20_312\" style=\"left:65px;bottom:147px;letter-spacing:-0.01px;display:inline;\">ended 31 December 2023 and 2022 (covering the same period as that of the Group) has been used in these consolidated financial statements. </div><div></div><div class=\"t s0_313\" id=\"t1_313\" style=\"left:87px;bottom:1119px;letter-spacing:-0.01px;display:inline;\">The Group\u2019s share of the profit for shareholder-backed business (including short-term fluctuations in investment returns), net of related tax, in </div><div class=\"t s0_313\" id=\"t2_313\" style=\"left:87px;bottom:1103px;letter-spacing:-0.01px;display:inline;\">joint ventures and associates that are equity accounted for as shown in the Consolidated income statement, is allocated across segments as </div><div class=\"t s0_313\" id=\"t3_313\" style=\"left:87px;bottom:1087px;letter-spacing:-0.01px;display:inline;\">follows: </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_313\" id=\"t4_313\" style=\"left:717px;bottom:1056px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">2023 $m </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_313\" id=\"t5_313\" style=\"left:797px;bottom:1056px;letter-spacing:0.09px;display:inline;\">2022 $m </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"t6_313\" style=\"left:91px;bottom:1036px;letter-spacing:-0.01px;display:inline;\">CPL </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_313\" id=\"t7_313\" style=\"left:725px;bottom:1036px;letter-spacing:-0.02px;display:inline;\">(577) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"t8_313\" style=\"left:804px;bottom:1036px;letter-spacing:-0.01px;display:inline;\">(345) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"t9_313\" style=\"left:91px;bottom:1016px;letter-spacing:-0.01px;display:inline;\">Malaysia </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_313\" id=\"ta_313\" style=\"left:737px;bottom:1016px;letter-spacing:-0.02px;display:inline;\">18 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"tb_313\" style=\"left:815px;bottom:1016px;display:inline;\">16 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"tc_313\" style=\"left:91px;bottom:997px;letter-spacing:-0.01px;display:inline;\">Growth markets and other </div> <div class=\"t s4_313\" id=\"td_313\" style=\"vertical-align: super;left:231px;bottom:1005px;letter-spacing:0.2px;display:inline;\">note </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_313\" id=\"te_313\" style=\"left:730px;bottom:997px;letter-spacing:-0.02px;display:inline;\">310 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"tf_313\" style=\"left:808px;bottom:997px;letter-spacing:-0.01px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"tg_313\" style=\"left:91px;bottom:977px;letter-spacing:-0.01px;display:inline;\">Insurance operations </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_313\" id=\"th_313\" style=\"left:725px;bottom:977px;letter-spacing:-0.02px;display:inline;\">(249) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"ti_313\" style=\"left:804px;bottom:977px;letter-spacing:-0.01px;display:inline;\">(229) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"tj_313\" style=\"left:91px;bottom:958px;letter-spacing:-0.01px;display:inline;\">Eastspring </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_313\" id=\"tk_313\" style=\"left:730px;bottom:958px;letter-spacing:-0.02px;display:inline;\">158 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"tl_313\" style=\"left:808px;bottom:958px;letter-spacing:-0.01px;display:inline;\">144 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_313\" id=\"tm_313\" style=\"left:91px;bottom:939px;letter-spacing:-0.01px;display:inline;\">Total segment and Group total </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_313\" id=\"tn_313\" style=\"left:733px;bottom:939px;letter-spacing:-0.02px;display:inline;\">(91) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"to_313\" style=\"left:811px;bottom:939px;display:inline;\">(85) </div></td></tr></table><div class=\"t s5_313\" id=\"tp_313\" style=\"left:87px;bottom:912px;letter-spacing:-0.17px;display:inline;\">Note </div><div class=\"t s6_313\" id=\"tq_313\" style=\"left:87px;bottom:901px;letter-spacing:-0.13px;word-spacing:0.01px;display:inline;\">For growth markets and other, as well as the segment results for associates and joint ventures within the segment, the amount shown includes a credit of $191 million (2022: </div><div class=\"t s6_313\" id=\"tr_313\" style=\"left:87px;bottom:889px;letter-spacing:-0.12px;display:inline;\">$72 million credit) of taxes for all life joint ventures and associates. </div><div class=\"t s0_313\" id=\"ts_313\" style=\"left:87px;bottom:862px;letter-spacing:-0.01px;display:inline;\">There is no other comprehensive income in the joint ventures and associates other than the foreign exchange differences that arise from </div><div class=\"t s0_313\" id=\"tt_313\" style=\"left:87px;bottom:846px;letter-spacing:-0.01px;display:inline;\">translating the associates and joint ventures into the Group\u2019s presentational currency. There has been no unrecognised share of losses of a joint </div><div class=\"t s0_313\" id=\"tu_313\" style=\"left:87px;bottom:831px;letter-spacing:-0.01px;display:inline;\">venture or associate that the Group has stopped recognising in total comprehensive income. </div><div class=\"t s0_313\" id=\"tv_313\" style=\"left:87px;bottom:803px;letter-spacing:-0.01px;display:inline;\">The Group\u2019s interest in joint ventures and associates gives rise to no contingent liabilities or capital commitments that are material to the Group. </div><div class=\"t s7_313\" id=\"tw_313\" style=\"left:87px;bottom:774px;letter-spacing:-0.12px;word-spacing:0.01px;display:inline;\">CITIC-Prudential Life Insurance Company (CPL) </div><div class=\"t s0_313\" id=\"tx_313\" style=\"left:87px;bottom:759px;letter-spacing:-0.01px;display:inline;\">CPL is the Group\u2019s joint venture with the CITIC Group in which the Group owns a 50 per cent interest. The joint venture is incorporated in China </div><div class=\"t s0_313\" id=\"ty_313\" style=\"left:87px;bottom:743px;letter-spacing:-0.01px;display:inline;\">and is principally engaged in underwriting insurance and investment contracts. The summarised financial information for CPL, which is </div><div class=\"t s0_313\" id=\"tz_313\" style=\"left:87px;bottom:728px;letter-spacing:-0.01px;display:inline;\">considered to be a material joint venture to the Group, is set out below. The financial information represents the entity\u2019s financial statements </div><div class=\"t s0_313\" id=\"t10_313\" style=\"left:87px;bottom:712px;letter-spacing:-0.01px;display:inline;\">prepared in accordance with Group\u2019s IFRS accounting policies, on a 100 per cent basis, for the years shown: </div><table><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_313\" id=\"t11_313\" style=\"left:91px;bottom:680px;letter-spacing:-0.01px;display:inline;\">Statement of financial position: </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_313\" id=\"t12_313\" style=\"left:682px;bottom:681px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">31 Dec 2023 $m </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_313\" id=\"t13_313\" style=\"left:768px;bottom:681px;letter-spacing:0.08px;display:inline;\">31 Dec 2022 $m </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"t14_313\" style=\"left:91px;bottom:660px;letter-spacing:-0.01px;display:inline;\">Total assets </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_313\" id=\"t15_313\" style=\"left:707px;bottom:660px;letter-spacing:-0.02px;display:inline;\">33,271 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"t16_313\" style=\"left:792px;bottom:660px;letter-spacing:-0.01px;display:inline;\">29,914 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"t17_313\" style=\"left:91px;bottom:641px;letter-spacing:-0.01px;display:inline;\">Total liabilities (including non-controlling interest) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_313\" id=\"t18_313\" style=\"left:707px;bottom:641px;letter-spacing:-0.02px;display:inline;\">32,005 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"t19_313\" style=\"left:792px;bottom:641px;letter-spacing:-0.01px;display:inline;\">27,734 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"t1a_313\" style=\"left:91px;bottom:622px;letter-spacing:-0.01px;display:inline;\">Shareholders\u2019 equity </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_313\" id=\"t1b_313\" style=\"left:714px;bottom:622px;letter-spacing:-0.02px;display:inline;\">1,266 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"t1c_313\" style=\"left:799px;bottom:622px;letter-spacing:-0.01px;display:inline;\">2,180 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"t1d_313\" style=\"left:91px;bottom:583px;letter-spacing:-0.01px;display:inline;\">The above amounts of assets and liabilities include the following*: </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"t1e_313\" style=\"left:91px;bottom:563px;letter-spacing:-0.01px;display:inline;\">Cash and cash equivalents </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_313\" id=\"t1f_313\" style=\"left:724px;bottom:563px;letter-spacing:-0.02px;display:inline;\">868 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"t1g_313\" style=\"left:808px;bottom:563px;letter-spacing:-0.01px;display:inline;\">561 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"t1h_313\" style=\"left:91px;bottom:544px;letter-spacing:-0.01px;display:inline;\">Financial liabilities (excluding trade and other payables and provisions) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_313\" id=\"t1i_313\" style=\"left:714px;bottom:544px;letter-spacing:-0.02px;display:inline;\">1,198 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"t1j_313\" style=\"left:808px;bottom:544px;letter-spacing:-0.01px;display:inline;\">985 </div></td></tr></table><div class=\"t s6_313\" id=\"t1k_313\" style=\"left:87px;bottom:517px;display:inline;\">* </div><div class=\"t s6_313\" id=\"t1l_313\" style=\"left:104px;bottom:517px;letter-spacing:-0.13px;display:inline;\">The Group\u2019s 50 per cent share of CPL\u2019s insurance and reinsurance contract balances are shown in note C3.3(c). </div><table><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_313\" id=\"t1m_313\" style=\"left:91px;bottom:486px;letter-spacing:-0.01px;display:inline;\">Income statement: </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_313\" id=\"t1n_313\" style=\"left:712px;bottom:487px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">2023 $m </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_313\" id=\"t1o_313\" style=\"left:797px;bottom:487px;letter-spacing:0.09px;display:inline;\">2022 $m </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"t1p_313\" style=\"left:91px;bottom:467px;letter-spacing:-0.01px;display:inline;\">Revenue </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_313\" id=\"t1q_313\" style=\"left:714px;bottom:467px;letter-spacing:-0.02px;display:inline;\">1,676 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"t1r_313\" style=\"left:799px;bottom:467px;letter-spacing:-0.01px;display:inline;\">1,023 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"t1s_313\" style=\"left:91px;bottom:447px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Loss for the year after tax </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_313\" id=\"t1t_313\" style=\"left:720px;bottom:447px;letter-spacing:-0.02px;display:inline;\">(733) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"t1u_313\" style=\"left:804px;bottom:447px;letter-spacing:-0.01px;display:inline;\">(550) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"t1v_313\" style=\"left:91px;bottom:428px;letter-spacing:-0.01px;display:inline;\">The above loss for the year includes the following: </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"t1w_313\" style=\"left:91px;bottom:408px;letter-spacing:-0.01px;display:inline;\">Depreciation and amortisation </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_313\" id=\"t1x_313\" style=\"left:727px;bottom:408px;letter-spacing:-0.02px;display:inline;\">(39) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"t1y_313\" style=\"left:811px;bottom:408px;display:inline;\">(43) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"t1z_313\" style=\"left:91px;bottom:389px;letter-spacing:-0.01px;display:inline;\">Interest income </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_313\" id=\"t20_313\" style=\"left:724px;bottom:389px;letter-spacing:-0.02px;display:inline;\">543 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"t21_313\" style=\"left:808px;bottom:389px;letter-spacing:-0.01px;display:inline;\">569 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"t22_313\" style=\"left:91px;bottom:370px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Interest expense </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_313\" id=\"t23_313\" style=\"left:734px;bottom:370px;letter-spacing:-0.02px;display:inline;\">(2) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"t24_313\" style=\"left:818px;bottom:370px;display:inline;\">(3) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"t25_313\" style=\"left:91px;bottom:350px;letter-spacing:-0.01px;display:inline;\">Income tax credit </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_313\" id=\"t26_313\" style=\"left:724px;bottom:350px;letter-spacing:-0.02px;display:inline;\">422 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"t27_313\" style=\"left:808px;bottom:350px;letter-spacing:-0.01px;display:inline;\">140 </div></td></tr></table><div class=\"t s0_313\" id=\"t28_313\" style=\"left:87px;bottom:321px;letter-spacing:-0.01px;display:inline;\">The summarised financial information above is reconciled to the carrying amount of the Group\u2019s interest in the joint venture recognised in the </div><div class=\"t s0_313\" id=\"t29_313\" style=\"left:87px;bottom:305px;letter-spacing:-0.01px;display:inline;\">consolidated financial statements as follows: </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_313\" id=\"t2a_313\" style=\"left:682px;bottom:274px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">31 Dec 2023 $m </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_313\" id=\"t2b_313\" style=\"left:768px;bottom:274px;letter-spacing:0.08px;display:inline;\">31 Dec 2022 $m </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"t2c_313\" style=\"left:91px;bottom:254px;letter-spacing:-0.01px;display:inline;\">Net assets of CITIC-Prudential Life as shown above </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_313\" id=\"t2d_313\" style=\"left:714px;bottom:254px;letter-spacing:-0.02px;display:inline;\">1,266 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"t2e_313\" style=\"left:799px;bottom:254px;letter-spacing:-0.01px;display:inline;\">2,180 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"t2f_313\" style=\"left:91px;bottom:234px;letter-spacing:-0.01px;display:inline;\">Proportion owned by the joint venture partner (50%) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_313\" id=\"t2g_313\" style=\"left:724px;bottom:234px;letter-spacing:-0.02px;display:inline;\">633 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"t2h_313\" style=\"left:799px;bottom:234px;letter-spacing:-0.01px;display:inline;\">1,090 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"t2i_313\" style=\"left:91px;bottom:215px;letter-spacing:-0.01px;display:inline;\">Carrying amount of the Group\u2019s interest in the joint venture (50%) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_313\" id=\"t2j_313\" style=\"left:724px;bottom:215px;letter-spacing:-0.02px;display:inline;\">633 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"t2k_313\" style=\"left:799px;bottom:215px;letter-spacing:-0.01px;display:inline;\">1,090 </div></td></tr></table><div class=\"t s0_313\" id=\"t2l_313\" style=\"left:87px;bottom:186px;letter-spacing:-0.01px;display:inline;\">The Group has received $88 million of dividends from CPL in 2023 (2022: nil). In December 2023, the Group announced a planned capital </div><div class=\"t s0_313\" id=\"t2m_313\" style=\"left:87px;bottom:170px;letter-spacing:-0.01px;display:inline;\">injection into CPL of $176 million as discussed in note D3. </div><div class=\"t s0_313\" id=\"t2n_313\" style=\"left:87px;bottom:143px;letter-spacing:-0.01px;display:inline;\">At 31 December 2023, the Group\u2019s investments in joint ventures and associates accounted for using the equity method are $1,940 million (31 </div><div class=\"t s0_313\" id=\"t2o_313\" style=\"left:87px;bottom:127px;letter-spacing:-0.01px;display:inline;\">December 2022: $2,259 million), out of which $633 million (31 December 2022: $1,090 million) relates to the Group's interest in CPL as </div><div class=\"t s0_313\" id=\"t2p_313\" style=\"left:87px;bottom:111px;letter-spacing:-0.01px;display:inline;\">discussed above. The aggregate carrying amount of the Group\u2019s investments in the other joint ventures and associates accounted for using the </div><div class=\"t s0_313\" id=\"t2q_313\" style=\"left:87px;bottom:96px;letter-spacing:-0.01px;display:inline;\">equity method is $1,307 million (31 December 2022: $1,169 million). </div><div></div><div class=\"t s0_314\" id=\"t1_314\" style=\"left:65px;bottom:1116px;letter-spacing:0.13px;display:inline;\">D5.4 Related undertakings </div><div class=\"t s1_314\" id=\"t2_314\" style=\"left:65px;bottom:1100px;letter-spacing:-0.01px;display:inline;\">In accordance with Section 409 of the Companies Act 2006, a list of Prudential Group\u2019s subsidiaries, joint ventures, associates and significant </div><div class=\"t s1_314\" id=\"t3_314\" style=\"left:65px;bottom:1085px;letter-spacing:-0.01px;display:inline;\">holdings (being holdings of more than 20 per cent) is disclosed below, along with the classes of shares held, the registered office address and the </div><div class=\"t s1_314\" id=\"t4_314\" style=\"left:65px;bottom:1069px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">effective percentage of equity owned at 31 December 2023. The Group also operates through branches, none of which are significant. </div><div class=\"t s1_314\" id=\"t5_314\" style=\"left:65px;bottom:1041px;letter-spacing:-0.01px;display:inline;\">The definitions of a subsidiary undertaking, joint venture and associate in accordance with the Companies Act 2006 are different from the </div><div class=\"t s1_314\" id=\"t6_314\" style=\"left:65px;bottom:1026px;letter-spacing:-0.01px;display:inline;\">definition under IFRS Standards. As a result, the related undertakings included within the list below may not be the same as the undertakings </div><div class=\"t s1_314\" id=\"t7_314\" style=\"left:65px;bottom:1010px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">consolidated in the Group consolidated financial statements. The Group\u2019s consolidation policy is described in note D5.1. </div><div class=\"t s2_314\" id=\"t8_314\" style=\"left:65px;bottom:981px;letter-spacing:-0.12px;display:inline;\">Simplified corporate structure as at 31 December 2023 </div><div class=\"t s3_314\" id=\"t9_314\" style=\"left:389px;bottom:959px;letter-spacing:0.12px;display:inline;\">Prudential plc </div><div class=\"t s2_314\" id=\"ta_314\" style=\"left:327px;bottom:901px;letter-spacing:-0.11px;display:inline;\">Prudential Corporation Asia Limited </div><div class=\"t s4_314\" id=\"tb_314\" style=\"left:609px;bottom:909px;letter-spacing:-0.1px;display:inline;\">Prudential Group Holdings Limited </div><div class=\"t s4_314\" id=\"tc_314\" style=\"left:660px;bottom:893px;letter-spacing:-0.1px;display:inline;\">and subsidiaries </div><div class=\"t s1_314\" id=\"td_314\" style=\"left:83px;bottom:783px;letter-spacing:-0.01px;display:inline;\">CITIC- </div><div class=\"t s1_314\" id=\"te_314\" style=\"left:74px;bottom:767px;letter-spacing:-0.01px;display:inline;\">Prudential </div><div class=\"t s1_314\" id=\"tf_314\" style=\"left:91px;bottom:752px;letter-spacing:-0.01px;display:inline;\">Life </div><div class=\"t s1_314\" id=\"tg_314\" style=\"left:75px;bottom:736px;letter-spacing:-0.01px;display:inline;\">Insurance </div><div class=\"t s1_314\" id=\"th_314\" style=\"left:75px;bottom:720px;letter-spacing:-0.01px;display:inline;\">Company </div><div class=\"t s1_314\" id=\"ti_314\" style=\"left:81px;bottom:705px;letter-spacing:-0.01px;display:inline;\">Limited </div><div class=\"t s1_314\" id=\"tj_314\" style=\"left:85px;bottom:689px;letter-spacing:-0.01px;display:inline;\">(CPL)* </div><div class=\"t s1_314\" id=\"tk_314\" style=\"left:158px;bottom:797px;letter-spacing:-0.01px;display:inline;\">Prudential </div><div class=\"t s1_314\" id=\"tl_314\" style=\"left:155px;bottom:781px;letter-spacing:-0.01px;display:inline;\">Hong Kong </div><div class=\"t s1_314\" id=\"tm_314\" style=\"left:165px;bottom:765px;letter-spacing:-0.01px;display:inline;\">Limited </div><div class=\"t s1_314\" id=\"tn_314\" style=\"left:158px;bottom:738px;letter-spacing:-0.01px;display:inline;\">Prudential </div><div class=\"t s1_314\" id=\"to_314\" style=\"left:164px;bottom:722px;letter-spacing:-0.01px;display:inline;\">General </div><div class=\"t s1_314\" id=\"tp_314\" style=\"left:158px;bottom:706px;letter-spacing:-0.01px;display:inline;\">Insurance </div><div class=\"t s1_314\" id=\"tq_314\" style=\"left:155px;bottom:691px;letter-spacing:-0.01px;display:inline;\">Hong Kong </div><div class=\"t s1_314\" id=\"tr_314\" style=\"left:165px;bottom:675px;letter-spacing:-0.01px;display:inline;\">Limited </div><div class=\"t s1_314\" id=\"ts_314\" style=\"left:261px;bottom:811px;letter-spacing:-0.02px;display:inline;\">PT </div><div class=\"t s1_314\" id=\"tt_314\" style=\"left:241px;bottom:795px;letter-spacing:-0.01px;display:inline;\">Prudential </div><div class=\"t s1_314\" id=\"tu_314\" style=\"left:258px;bottom:779px;letter-spacing:-0.01px;display:inline;\">Life </div><div class=\"t s1_314\" id=\"tv_314\" style=\"left:239px;bottom:764px;letter-spacing:-0.01px;display:inline;\">Assurance </div><div class=\"t s5_314\" id=\"tw_314\" style=\"left:292px;bottom:772px;display:inline;\">\u2020 </div><div class=\"t s1_314\" id=\"tx_314\" style=\"left:261px;bottom:736px;letter-spacing:-0.02px;display:inline;\">PT </div><div class=\"t s1_314\" id=\"ty_314\" style=\"left:241px;bottom:720px;letter-spacing:-0.01px;display:inline;\">Prudential </div><div class=\"t s1_314\" id=\"tz_314\" style=\"left:240px;bottom:705px;letter-spacing:-0.01px;display:inline;\">Sharia Life </div><div class=\"t s1_314\" id=\"t10_314\" style=\"left:239px;bottom:689px;letter-spacing:-0.01px;display:inline;\">Assurance </div><div class=\"t s5_314\" id=\"t11_314\" style=\"left:292px;bottom:697px;display:inline;\">\u2020 </div><div class=\"t s1_314\" id=\"t12_314\" style=\"left:237px;bottom:661px;letter-spacing:-0.01px;display:inline;\">(Indonesia) </div><div class=\"t s1_314\" id=\"t13_314\" style=\"left:325px;bottom:797px;letter-spacing:-0.01px;display:inline;\">Prudential </div><div class=\"t s1_314\" id=\"t14_314\" style=\"left:325px;bottom:781px;letter-spacing:-0.01px;display:inline;\">Assurance </div><div class=\"t s1_314\" id=\"t15_314\" style=\"left:328px;bottom:765px;letter-spacing:-0.01px;display:inline;\">Malaysia </div><div class=\"t s1_314\" id=\"t16_314\" style=\"left:330px;bottom:750px;letter-spacing:-0.01px;display:inline;\">Berhad </div><div class=\"t s5_314\" id=\"t17_314\" style=\"left:368px;bottom:758px;display:inline;\">\u2020 </div><div class=\"t s1_314\" id=\"t18_314\" style=\"left:325px;bottom:722px;letter-spacing:-0.01px;display:inline;\">Prudential </div><div class=\"t s1_314\" id=\"t19_314\" style=\"left:340px;bottom:706px;letter-spacing:-0.01px;display:inline;\">BSN </div><div class=\"t s1_314\" id=\"t1a_314\" style=\"left:332px;bottom:691px;letter-spacing:-0.01px;display:inline;\">Takaful </div><div class=\"t s1_314\" id=\"t1b_314\" style=\"left:330px;bottom:675px;letter-spacing:-0.01px;display:inline;\">Berhad </div><div class=\"t s5_314\" id=\"t1c_314\" style=\"left:368px;bottom:683px;display:inline;\">\u2020 </div><div class=\"t s1_314\" id=\"t1d_314\" style=\"left:408px;bottom:775px;letter-spacing:-0.01px;display:inline;\">Prudential </div><div class=\"t s1_314\" id=\"t1e_314\" style=\"left:409px;bottom:759px;letter-spacing:-0.01px;display:inline;\">Assurance </div><div class=\"t s1_314\" id=\"t1f_314\" style=\"left:409px;bottom:744px;letter-spacing:-0.01px;display:inline;\">Company </div><div class=\"t s1_314\" id=\"t1g_314\" style=\"left:408px;bottom:728px;letter-spacing:-0.01px;display:inline;\">Singapore </div><div class=\"t s1_314\" id=\"t1h_314\" style=\"left:422px;bottom:713px;letter-spacing:-0.01px;display:inline;\">(Pte) </div><div class=\"t s1_314\" id=\"t1i_314\" style=\"left:413px;bottom:697px;letter-spacing:-0.01px;display:inline;\">Limited </div><div class=\"t s5_314\" id=\"t1j_314\" style=\"left:452px;bottom:705px;display:inline;\">\u2020 </div><div class=\"t s1_314\" id=\"t1k_314\" style=\"left:492px;bottom:781px;letter-spacing:-0.01px;display:inline;\">Eastspring </div><div class=\"t s1_314\" id=\"t1l_314\" style=\"left:488px;bottom:765px;letter-spacing:-0.33px;display:inline;\">Investments </div><div class=\"t s1_314\" id=\"t1m_314\" style=\"left:491px;bottom:750px;letter-spacing:-0.01px;display:inline;\">Group Pte. </div><div class=\"t s1_314\" id=\"t1n_314\" style=\"left:507px;bottom:734px;letter-spacing:-0.01px;display:inline;\">Ltd. </div><div class=\"t s5_314\" id=\"t1o_314\" style=\"left:526px;bottom:742px;display:inline;\">\u2020 </div><div class=\"t s1_314\" id=\"t1p_314\" style=\"left:509px;bottom:706px;letter-spacing:-0.01px;display:inline;\">and </div><div class=\"t s1_314\" id=\"t1q_314\" style=\"left:489px;bottom:691px;letter-spacing:-0.01px;display:inline;\">subsidiaries </div><div class=\"t s1_314\" id=\"t1r_314\" style=\"left:583px;bottom:843px;letter-spacing:-0.01px;display:inline;\">Growth </div><div class=\"t s1_314\" id=\"t1s_314\" style=\"left:581px;bottom:828px;letter-spacing:-0.01px;display:inline;\">markets </div><div class=\"t s1_314\" id=\"t1t_314\" style=\"left:577px;bottom:812px;letter-spacing:-0.01px;display:inline;\">and other </div><div class=\"t s1_314\" id=\"t1u_314\" style=\"left:581px;bottom:797px;letter-spacing:-0.01px;display:inline;\">entities </div><div class=\"t s5_314\" id=\"t1v_314\" style=\"left:619px;bottom:805px;display:inline;\">\u2020 </div><div class=\"t s1_314\" id=\"t1w_314\" style=\"left:576px;bottom:769px;letter-spacing:-0.01px;display:inline;\">(including </div><div class=\"t s1_314\" id=\"t1x_314\" style=\"left:586px;bottom:753px;letter-spacing:-0.01px;display:inline;\">Africa, </div><div class=\"t s1_314\" id=\"t1y_314\" style=\"left:574px;bottom:738px;letter-spacing:-0.01px;display:inline;\">Cambodia, </div><div class=\"t s1_314\" id=\"t1z_314\" style=\"left:573px;bottom:722px;display:inline;\">India, Laos, </div><div class=\"t s1_314\" id=\"t20_314\" style=\"left:575px;bottom:706px;letter-spacing:-0.01px;display:inline;\">Myanmar, </div><div class=\"t s1_314\" id=\"t21_314\" style=\"left:594px;bottom:691px;letter-spacing:-0.01px;display:inline;\">the </div><div class=\"t s1_314\" id=\"t22_314\" style=\"left:573px;bottom:675px;letter-spacing:-0.01px;display:inline;\">Philippines, </div><div class=\"t s1_314\" id=\"t23_314\" style=\"left:582px;bottom:660px;letter-spacing:-0.01px;display:inline;\">Taiwan, </div><div class=\"t s1_314\" id=\"t24_314\" style=\"left:578px;bottom:644px;letter-spacing:-0.01px;display:inline;\">Thailand, </div><div class=\"t s1_314\" id=\"t25_314\" style=\"left:578px;bottom:629px;letter-spacing:-0.01px;display:inline;\">Vietnam) </div><div class=\"t s1_314\" id=\"t26_314\" style=\"left:659px;bottom:759px;letter-spacing:-0.01px;display:inline;\">Prudential </div><div class=\"t s1_314\" id=\"t27_314\" style=\"left:655px;bottom:744px;letter-spacing:-0.53px;display:inline;\">International </div><div class=\"t s1_314\" id=\"t28_314\" style=\"left:663px;bottom:728px;letter-spacing:-0.01px;display:inline;\">Treasury </div><div class=\"t s1_314\" id=\"t29_314\" style=\"left:666px;bottom:713px;letter-spacing:-0.01px;display:inline;\">Limited </div><div class=\"t s1_314\" id=\"t2a_314\" style=\"left:743px;bottom:752px;letter-spacing:-0.01px;display:inline;\">Prudential </div><div class=\"t s1_314\" id=\"t2b_314\" style=\"left:748px;bottom:736px;letter-spacing:-0.01px;display:inline;\">Funding </div><div class=\"t s1_314\" id=\"t2c_314\" style=\"left:743px;bottom:720px;letter-spacing:-0.01px;display:inline;\">(Asia) plc </div><div class=\"t s5_314\" id=\"t2d_314\" style=\"left:792px;bottom:728px;display:inline;\">\u2021 </div><div class=\"t s6_314\" id=\"t2e_314\" style=\"left:65px;bottom:602px;display:inline;\">* </div><div class=\"t s6_314\" id=\"t2f_314\" style=\"left:82px;bottom:602px;letter-spacing:-0.13px;display:inline;\">CPL is a joint venture with CITIC, a leading state owned conglomerate in the Chinese Mainland. </div><div class=\"t s6_314\" id=\"t2g_314\" style=\"left:65px;bottom:590px;display:inline;\">\u2020 </div><div class=\"t s6_314\" id=\"t2h_314\" style=\"left:82px;bottom:590px;letter-spacing:-0.12px;display:inline;\">Indirectly held by Prudential Corporation Asia Limited. </div><div class=\"t s6_314\" id=\"t2i_314\" style=\"left:65px;bottom:578px;display:inline;\">\u2021 </div><div class=\"t s6_314\" id=\"t2j_314\" style=\"left:82px;bottom:578px;letter-spacing:-0.13px;display:inline;\">The company was incorporated in February 2023 and a 100 per cent subsidiary of Prudential Corporation Asia Limited. </div><div class=\"t s2_314\" id=\"t2k_314\" style=\"left:65px;bottom:551px;letter-spacing:-0.11px;display:inline;\">Direct subsidiary undertakings of the parent company, Prudential plc (shares held directly or via nominees) </div><div class=\"t s1_314\" id=\"t2l_314\" style=\"left:65px;bottom:535px;letter-spacing:-0.01px;display:inline;\">Key to share classes: </div><table>\n                                            <tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_314\" id=\"t2m_314\" style=\"left:69px;bottom:507px;letter-spacing:0.07px;display:inline;\">Abbreviation </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_314\" id=\"t2n_314\" style=\"left:184px;bottom:507px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">Class of share held </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_314\" id=\"t2o_314\" style=\"left:69px;bottom:486px;letter-spacing:-0.01px;display:inline;\">LBG </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_314\" id=\"t2p_314\" style=\"left:184px;bottom:486px;letter-spacing:-0.01px;display:inline;\">Limited by Guarantee </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_314\" id=\"t2q_314\" style=\"left:69px;bottom:466px;letter-spacing:-0.02px;display:inline;\">MI </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_314\" id=\"t2r_314\" style=\"left:184px;bottom:466px;letter-spacing:-0.01px;display:inline;\">Membership Interest </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_314\" id=\"t2s_314\" style=\"left:69px;bottom:447px;letter-spacing:-0.01px;display:inline;\">MI - WFOE </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_314\" id=\"t2t_314\" style=\"left:184px;bottom:447px;letter-spacing:-0.01px;display:inline;\">Membership Interest of a Wholly Foreign Owned Enterprise in the Chinese Mainland </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_314\" id=\"t2u_314\" style=\"left:69px;bottom:427px;letter-spacing:-0.01px;display:inline;\">MI \u2013 JV </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_314\" id=\"t2v_314\" style=\"left:184px;bottom:427px;letter-spacing:-0.01px;display:inline;\">Membership Interest of a Sino-Foreign Equity Joint Venture in the Chinese Mainland </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_314\" id=\"t2w_314\" style=\"left:69px;bottom:408px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_314\" id=\"t2x_314\" style=\"left:184px;bottom:408px;letter-spacing:-0.01px;display:inline;\">Ordinary Shares </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_314\" id=\"t2y_314\" style=\"left:69px;bottom:389px;letter-spacing:-0.02px;display:inline;\">PI </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_314\" id=\"t2z_314\" style=\"left:184px;bottom:389px;letter-spacing:-0.01px;display:inline;\">Partnership Interest </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_314\" id=\"t30_314\" style=\"left:69px;bottom:369px;letter-spacing:-0.02px;display:inline;\">PS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_314\" id=\"t31_314\" style=\"left:184px;bottom:369px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Preference Shares </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_314\" id=\"t32_314\" style=\"left:69px;bottom:350px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_314\" id=\"t33_314\" style=\"left:184px;bottom:350px;letter-spacing:-0.01px;display:inline;\">Units </div></td></tr>\n                                        </table><table>\n                                            <tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_314\" id=\"t34_314\" style=\"left:69px;bottom:319px;letter-spacing:0.08px;display:inline;\">Name of entity </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_314\" id=\"t35_314\" style=\"left:265px;bottom:320px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">Classes of shares held </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_314\" id=\"t36_314\" style=\"left:373px;bottom:320px;letter-spacing:0.07px;display:inline;\">Proportion held </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_314\" id=\"t37_314\" style=\"left:451px;bottom:319px;letter-spacing:0.07px;display:inline;\">Registered office address </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_314\" id=\"t38_314\" style=\"left:69px;bottom:299px;letter-spacing:-0.01px;display:inline;\">Prudential Corporation Asia Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_314\" id=\"t39_314\" style=\"left:265px;bottom:299px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_314\" id=\"t3a_314\" style=\"left:373px;bottom:299px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_314\" id=\"t3b_314\" style=\"left:451px;bottom:299px;letter-spacing:-0.01px;display:inline;\">13th Floor, One International Finance Centre, 1 Harbour View Street, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_314\" id=\"t3c_314\" style=\"left:451px;bottom:284px;letter-spacing:-0.01px;display:inline;\">Central, Hong Kong </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_314\" id=\"t3d_314\" style=\"left:69px;bottom:264px;letter-spacing:-0.01px;display:inline;\">Prudential Group Holdings Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_314\" id=\"t3e_314\" style=\"left:265px;bottom:264px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_314\" id=\"t3f_314\" style=\"left:373px;bottom:264px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_314\" id=\"t3g_314\" style=\"left:451px;bottom:264px;letter-spacing:-0.01px;display:inline;\">1 Angel Court, London, EC2R 7AG, United Kingdom </div></td></tr>\n                                        </table><div>\u00a0</div><div class=\"t s0_315\" id=\"t1_315\" style=\"left:87px;bottom:1118px;letter-spacing:-0.11px;display:inline;\">Other subsidiaries, joint ventures, associates and significant holdings of the Group \u2013 no shares held directly by the parent </div><div class=\"t s0_315\" id=\"t2_315\" style=\"left:87px;bottom:1101px;letter-spacing:-0.11px;display:inline;\">company (Prudential plc) or its nominees </div><table>\n                                            <tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_315\" id=\"t2w_315\" style=\"left:91px;bottom:1074px;letter-spacing:0.08px;display:inline;\">Name of entity </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_315\" id=\"t2x_315\" style=\"left:335px;bottom:1074px;letter-spacing:0.06px;word-spacing:0.01px;display:inline;\">Classes of </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_315\" id=\"t2z_315\" style=\"left:403px;bottom:1074px;letter-spacing:0.07px;display:inline;\">Proportion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_315\" id=\"t31_315\" style=\"left:472px;bottom:1074px;letter-spacing:0.07px;display:inline;\">Registered office address </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_315\" id=\"t2y_315\" style=\"left:335px;bottom:1064px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">shares held </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_315\" id=\"t30_315\" style=\"left:403px;bottom:1064px;letter-spacing:0.08px;display:inline;\">held </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t3_315\" style=\"left:91px;bottom:1043px;letter-spacing:-0.01px;display:inline;\">Aberdeen Cash Creation Fund </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t4_315\" style=\"left:335px;bottom:1043px;display:inline;\">U </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t5_315\" style=\"left:403px;bottom:1043px;letter-spacing:-0.01px;display:inline;\">26.87% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t6_315\" style=\"left:472px;bottom:1043px;letter-spacing:-0.01px;display:inline;\">28th Floor Bangkok City Tower, 179 South Sathorn Road, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t7_315\" style=\"left:472px;bottom:1027px;letter-spacing:-0.01px;display:inline;\">Thungmahamek, Sathorn, Bangkok 10120, Thailand </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t8_315\" style=\"left:91px;bottom:1007px;letter-spacing:-0.01px;display:inline;\">Aberdeen Standard Global Opportunities </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"ta_315\" style=\"left:335px;bottom:1007px;display:inline;\">U </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"tb_315\" style=\"left:403px;bottom:1007px;letter-spacing:-0.01px;display:inline;\">35.13% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"tc_315\" style=\"left:472px;bottom:1007px;letter-spacing:-0.01px;display:inline;\">21 Church Street, #01-01, Capital Square Two, Singapore 049480 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t9_315\" style=\"left:91px;bottom:992px;letter-spacing:-0.01px;display:inline;\">Fund </div></td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"td_315\" style=\"left:91px;bottom:972px;letter-spacing:-0.01px;display:inline;\">Aberdeen Standard Singapore Equity Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"te_315\" style=\"left:335px;bottom:972px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"tf_315\" style=\"left:403px;bottom:972px;letter-spacing:-0.01px;display:inline;\">61.88% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"tg_315\" style=\"left:91px;bottom:952px;letter-spacing:-0.01px;display:inline;\">AC Financial Partners Limited Partnership </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"th_315\" style=\"left:335px;bottom:952px;letter-spacing:-0.02px;display:inline;\">PI </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"ti_315\" style=\"left:403px;bottom:952px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"tj_315\" style=\"left:472px;bottom:952px;letter-spacing:-0.01px;display:inline;\">Citypoint, 65 Haymarket Terrace, Edinburgh, EH12 5HD </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"tk_315\" style=\"left:91px;bottom:933px;letter-spacing:-0.01px;display:inline;\">Alternatives North America, Ltd. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"tl_315\" style=\"left:335px;bottom:933px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"tm_315\" style=\"left:403px;bottom:933px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"tn_315\" style=\"left:472px;bottom:933px;letter-spacing:-0.01px;display:inline;\">PO Box 1093, Queensgate House, Grand Cayman, KY1-1102, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"to_315\" style=\"left:472px;bottom:917px;letter-spacing:-0.01px;display:inline;\">Cayman Islands </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"tp_315\" style=\"left:91px;bottom:897px;letter-spacing:-0.01px;display:inline;\">BOCHK Aggressive Growth Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"tq_315\" style=\"left:335px;bottom:897px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"tr_315\" style=\"left:403px;bottom:897px;letter-spacing:-0.01px;display:inline;\">46.52% </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"ts_315\" style=\"left:472px;bottom:897px;letter-spacing:-0.01px;display:inline;\">27th Floor, Bank of China Tower, 1 Garden Road, Hong Kong </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"tt_315\" style=\"left:91px;bottom:878px;letter-spacing:-0.01px;display:inline;\">BOCHK Balanced Growth Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"tu_315\" style=\"left:335px;bottom:878px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"tv_315\" style=\"left:403px;bottom:878px;letter-spacing:-0.01px;display:inline;\">40.43% </div></td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"tw_315\" style=\"left:91px;bottom:859px;letter-spacing:-0.01px;display:inline;\">BOCHK China Equity Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"tx_315\" style=\"left:335px;bottom:859px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"ty_315\" style=\"left:403px;bottom:859px;letter-spacing:-0.01px;display:inline;\">52.42% </div></td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"tz_315\" style=\"left:91px;bottom:839px;letter-spacing:-0.01px;display:inline;\">BOCHK Conservative Growth Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t10_315\" style=\"left:335px;bottom:839px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t11_315\" style=\"left:403px;bottom:839px;letter-spacing:-0.01px;display:inline;\">42.17% </div></td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t12_315\" style=\"left:91px;bottom:820px;letter-spacing:-0.01px;display:inline;\">BOCHK US Dollar Money Market Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t13_315\" style=\"left:335px;bottom:820px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t14_315\" style=\"left:403px;bottom:820px;letter-spacing:-0.01px;display:inline;\">37.11% </div></td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t15_315\" style=\"left:91px;bottom:800px;letter-spacing:-0.01px;display:inline;\">BOCI-Prudential Asset Management Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t16_315\" style=\"left:335px;bottom:800px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t17_315\" style=\"left:403px;bottom:800px;letter-spacing:-0.01px;display:inline;\">36.00% </div></td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t18_315\" style=\"left:91px;bottom:781px;letter-spacing:-0.01px;display:inline;\">BOCI-Prudential Trustee Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t19_315\" style=\"left:335px;bottom:781px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t1a_315\" style=\"left:403px;bottom:781px;letter-spacing:-0.01px;display:inline;\">36.00% </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t1b_315\" style=\"left:472px;bottom:781px;letter-spacing:-0.01px;display:inline;\">Suites 1501-1507 &amp; 1513-1516, 15th Floor, 1111 King's Road, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t1c_315\" style=\"left:472px;bottom:765px;letter-spacing:-0.01px;display:inline;\">Taikoo Shing, Hong Kong </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t1d_315\" style=\"left:91px;bottom:745px;letter-spacing:-0.01px;display:inline;\">BSP Debt Fund V Unlevered (Non-US) L.P. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t1e_315\" style=\"left:335px;bottom:745px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t1f_315\" style=\"left:403px;bottom:745px;letter-spacing:-0.01px;display:inline;\">53.00% </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t1g_315\" style=\"left:472px;bottom:745px;letter-spacing:-0.01px;display:inline;\">C/o Benefit Street Partners LLC, New York, New York 10019 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t1h_315\" style=\"left:91px;bottom:710px;letter-spacing:-0.01px;display:inline;\">Cathay High Yield ex China Cash pay 1-5 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t1j_315\" style=\"left:335px;bottom:710px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t1k_315\" style=\"left:403px;bottom:710px;letter-spacing:-0.01px;display:inline;\">46.49% </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t1l_315\" style=\"left:472px;bottom:710px;letter-spacing:-0.01px;display:inline;\">6th Floor, No.39, Sec.2, Dunhua South. Rd., Taipei, Taiwan </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t1i_315\" style=\"left:91px;bottom:694px;letter-spacing:-0.01px;display:inline;\">Year 2% Issuer Capped ETF </div></td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t1m_315\" style=\"left:91px;bottom:674px;letter-spacing:-0.01px;display:inline;\">CITIC-CP Asset Management Co., Ltd. </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t1n_315\" style=\"left:335px;bottom:674px;letter-spacing:-0.01px;display:inline;\">MI - JV </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t1o_315\" style=\"left:403px;bottom:674px;letter-spacing:-0.01px;display:inline;\">26.95% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t1p_315\" style=\"left:472px;bottom:674px;letter-spacing:-0.01px;display:inline;\">Room 101-2, No.128 North Zhangjiabang Road, Pudong District, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t1q_315\" style=\"left:472px;bottom:658px;letter-spacing:-0.01px;display:inline;\">Shanghai, China </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t1r_315\" style=\"left:91px;bottom:639px;letter-spacing:-0.01px;display:inline;\">CITIC-Prudential Fund Management </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t1t_315\" style=\"left:335px;bottom:639px;letter-spacing:-0.01px;display:inline;\">MI - JV </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t1u_315\" style=\"left:403px;bottom:639px;letter-spacing:-0.01px;display:inline;\">49.00% </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t1v_315\" style=\"left:472px;bottom:639px;letter-spacing:-0.01px;display:inline;\">Level 9, HSBC Building, Shanghai IFC, 8 Century Avenue, Pudong, </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t1s_315\" style=\"left:91px;bottom:623px;letter-spacing:-0.01px;display:inline;\">Company Limited </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t1w_315\" style=\"left:472px;bottom:623px;letter-spacing:-0.01px;display:inline;\">Shanghai, China </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t1x_315\" style=\"left:91px;bottom:588px;letter-spacing:-0.01px;display:inline;\">CITIC-Prudential Life Insurance Company </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t1z_315\" style=\"left:335px;bottom:588px;letter-spacing:-0.01px;display:inline;\">MI - JV </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t20_315\" style=\"left:403px;bottom:588px;letter-spacing:-0.01px;display:inline;\">50.00% </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t21_315\" style=\"left:472px;bottom:588px;letter-spacing:-0.01px;display:inline;\">Room 1101-A, 1201, 1301, 1401, 1501, 1601, 1701, 1801, Unit 01, </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t1y_315\" style=\"left:91px;bottom:573px;letter-spacing:-0.01px;display:inline;\">Limited </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t22_315\" style=\"left:472px;bottom:573px;letter-spacing:-0.01px;display:inline;\">Building 1, No. B2, North Road of East Third Ring Road, Chaoyang </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t23_315\" style=\"left:472px;bottom:557px;letter-spacing:-0.01px;display:inline;\">District, Beijing, PRC,100027, China </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t24_315\" style=\"left:91px;bottom:538px;letter-spacing:-0.01px;display:inline;\">Eastspring Al-Wara' Investments Berhad </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t25_315\" style=\"left:335px;bottom:538px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t26_315\" style=\"left:403px;bottom:538px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t27_315\" style=\"left:472px;bottom:538px;letter-spacing:-0.01px;display:inline;\">Level 25, Menara Hong Leong, No. 6 Jalan Damanlela, Bukit </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t28_315\" style=\"left:472px;bottom:522px;letter-spacing:-0.01px;display:inline;\">Damansara, 50490 Kuala Lumpur, Wilayah Persekutuan, Malaysia </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t29_315\" style=\"left:91px;bottom:487px;letter-spacing:-0.01px;display:inline;\">Eastspring Asia Pacific High Yield Equity </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t2b_315\" style=\"left:335px;bottom:487px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t2c_315\" style=\"left:403px;bottom:487px;letter-spacing:-0.01px;display:inline;\">39.60% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t2d_315\" style=\"left:472px;bottom:487px;letter-spacing:-0.01px;display:inline;\">4th Floor, No.1, Songzhi Rd., Xinyi Dist., Taipei, Taiwan </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t2a_315\" style=\"left:91px;bottom:472px;letter-spacing:-0.01px;display:inline;\">Fund </div></td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t2e_315\" style=\"left:91px;bottom:452px;letter-spacing:-0.01px;display:inline;\">Eastspring Asset Management (Thailand) </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t2g_315\" style=\"left:335px;bottom:452px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t2h_315\" style=\"left:403px;bottom:452px;letter-spacing:-0.01px;display:inline;\">59.50% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t2i_315\" style=\"left:472px;bottom:452px;letter-spacing:-0.01px;display:inline;\">944 Mitrtown Office Tower, 9th Floor, Rama 4 Road, Wangmai, </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t2f_315\" style=\"left:91px;bottom:436px;letter-spacing:-0.01px;display:inline;\">Co., Ltd. </div></td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t2j_315\" style=\"left:472px;bottom:436px;letter-spacing:-0.01px;display:inline;\">Pathumwan, Bangkok 10330, Thailand </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t2k_315\" style=\"left:91px;bottom:416px;letter-spacing:-0.01px;display:inline;\">Eastspring Asset Management Korea Co. Ltd. </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t2l_315\" style=\"left:335px;bottom:416px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t2m_315\" style=\"left:403px;bottom:416px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t2n_315\" style=\"left:472px;bottom:416px;letter-spacing:-0.01px;display:inline;\">22F (Seoul International Finance Center, Yeouido dong), 10 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t2o_315\" style=\"left:472px;bottom:401px;letter-spacing:-0.01px;display:inline;\">Gukjegeumyung-ro, Yeongdeungpo-gu, Seoul 07326, Republic of </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t2p_315\" style=\"left:472px;bottom:385px;letter-spacing:-0.01px;display:inline;\">Korea </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t2q_315\" style=\"left:91px;bottom:366px;letter-spacing:-0.01px;display:inline;\">Eastspring Investment Management </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t2s_315\" style=\"left:335px;bottom:366px;letter-spacing:-0.01px;display:inline;\">MI - WFOE </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t2t_315\" style=\"left:403px;bottom:366px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t2u_315\" style=\"left:472px;bottom:366px;letter-spacing:-0.01px;display:inline;\">Unit 306-308, 3rd Floor, Azia Center, 1233 Lujiazui Ring Road, China </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t2r_315\" style=\"left:91px;bottom:350px;letter-spacing:-0.01px;display:inline;\">(Shanghai) Company Limited </div></td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled tcs-selected\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t2v_315\" style=\"left:472px;bottom:350px;letter-spacing:-0.01px;display:inline;\">(Shanghai) Pilot Free Trade Zone, China </div></td></tr>\n                                        </table><div></div><table>\n                                            <tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_316\" id=\"t18_316\" style=\"left:69px;bottom:1119px;letter-spacing:0.08px;display:inline;\">Name of entity </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_316\" id=\"t19_316\" style=\"left:313px;bottom:1119px;letter-spacing:0.06px;word-spacing:0.01px;display:inline;\">Classes of </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_316\" id=\"t1b_316\" style=\"left:382px;bottom:1119px;letter-spacing:0.07px;display:inline;\">Proportion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_316\" id=\"t1d_316\" style=\"left:451px;bottom:1119px;letter-spacing:0.07px;display:inline;\">Registered office address </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_316\" id=\"t1a_316\" style=\"left:313px;bottom:1109px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">shares held </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_316\" id=\"t1c_316\" style=\"left:382px;bottom:1109px;letter-spacing:0.08px;display:inline;\">held </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"t1_316\" style=\"left:69px;bottom:1088px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - Asia ESG Bond </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"t3_316\" style=\"left:313px;bottom:1088px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"t4_316\" style=\"left:382px;bottom:1088px;letter-spacing:-0.01px;display:inline;\">94.82% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"t5_316\" style=\"left:451px;bottom:1088px;letter-spacing:-0.01px;display:inline;\">26, Boulevard Royal, L-2449, Luxembourg </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"t2_316\" style=\"left:69px;bottom:1073px;letter-spacing:-0.01px;display:inline;\">Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"t6_316\" style=\"left:69px;bottom:1053px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments \u2013 Asia Opportunities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"t8_316\" style=\"left:313px;bottom:1053px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"t9_316\" style=\"left:382px;bottom:1053px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"t7_316\" style=\"left:69px;bottom:1037px;letter-spacing:-0.01px;display:inline;\">Equity Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"ta_316\" style=\"left:69px;bottom:1017px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - Asia Pacific Equity </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"tc_316\" style=\"left:313px;bottom:1017px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"td_316\" style=\"left:382px;bottom:1017px;letter-spacing:-0.01px;display:inline;\">95.55% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"tb_316\" style=\"left:69px;bottom:1002px;letter-spacing:-0.01px;display:inline;\">Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"te_316\" style=\"left:69px;bottom:982px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - Asia Real Estate </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"tg_316\" style=\"left:313px;bottom:982px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"th_316\" style=\"left:382px;bottom:982px;letter-spacing:-0.01px;display:inline;\">35.06% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"tf_316\" style=\"left:69px;bottom:966px;letter-spacing:-0.01px;display:inline;\">Multi Asset Income Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"ti_316\" style=\"left:69px;bottom:946px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - Asian Bond Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"tj_316\" style=\"left:313px;bottom:946px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"tk_316\" style=\"left:382px;bottom:946px;letter-spacing:-0.01px;display:inline;\">89.85% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"tl_316\" style=\"left:69px;bottom:911px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - Asian Dynamic </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"tn_316\" style=\"left:313px;bottom:911px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"to_316\" style=\"left:382px;bottom:911px;letter-spacing:-0.01px;display:inline;\">95.21% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"tm_316\" style=\"left:69px;bottom:895px;letter-spacing:-0.01px;display:inline;\">Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"tp_316\" style=\"left:69px;bottom:875px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - Asian Equity Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"tq_316\" style=\"left:313px;bottom:875px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"tr_316\" style=\"left:382px;bottom:875px;letter-spacing:-0.01px;display:inline;\">98.94% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"ts_316\" style=\"left:69px;bottom:840px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - Asian Equity </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"tu_316\" style=\"left:313px;bottom:840px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"tv_316\" style=\"left:382px;bottom:840px;letter-spacing:-0.01px;display:inline;\">88.46% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"tt_316\" style=\"left:69px;bottom:824px;letter-spacing:-0.01px;display:inline;\">Income Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"tw_316\" style=\"left:69px;bottom:804px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - Asian High Yield </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"ty_316\" style=\"left:313px;bottom:804px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"tz_316\" style=\"left:382px;bottom:804px;letter-spacing:-0.01px;display:inline;\">67.15% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"tx_316\" style=\"left:69px;bottom:789px;letter-spacing:-0.01px;display:inline;\">Bond Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"t10_316\" style=\"left:69px;bottom:769px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - Asian Investment </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"t12_316\" style=\"left:313px;bottom:769px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"t13_316\" style=\"left:382px;bottom:769px;letter-spacing:-0.01px;display:inline;\">88.64% </div></td><td class=\"tcs-selection-enabled tcs-selected emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"t11_316\" style=\"left:69px;bottom:753px;letter-spacing:-0.01px;display:inline;\">Grade Bond Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"t14_316\" style=\"left:69px;bottom:733px;letter-spacing:-0.01px;display:inline;\">EastSpring Investments - Asian Local Bond </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"t16_316\" style=\"left:313px;bottom:733px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"t17_316\" style=\"left:382px;bottom:733px;letter-spacing:-0.01px;display:inline;\">83.45% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"t15_316\" style=\"left:69px;bottom:717px;letter-spacing:-0.01px;display:inline;\">Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr>\n                                        </table><div></div><table>\n                                            <tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_317\" id=\"t32_317\" style=\"left:91px;bottom:1119px;letter-spacing:0.08px;display:inline;\">Name of entity </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_317\" id=\"t33_317\" style=\"left:335px;bottom:1119px;letter-spacing:0.06px;word-spacing:0.01px;display:inline;\">Classes of </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_317\" id=\"t35_317\" style=\"left:403px;bottom:1119px;letter-spacing:0.07px;display:inline;\">Proportion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_317\" id=\"t37_317\" style=\"left:472px;bottom:1119px;letter-spacing:0.07px;display:inline;\">Registered office address </div></td></tr><tr><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_317\" id=\"t34_317\" style=\"left:335px;bottom:1109px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">shares held </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_317\" id=\"t36_317\" style=\"left:403px;bottom:1109px;letter-spacing:0.08px;display:inline;\">held </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t1_317\" style=\"left:91px;bottom:1088px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - Asian Low Volatility </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t3_317\" style=\"left:335px;bottom:1088px;display:inline;\">U </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t4_317\" style=\"left:403px;bottom:1088px;letter-spacing:-0.01px;display:inline;\">91.60% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t2_317\" style=\"left:91px;bottom:1073px;letter-spacing:-0.01px;display:inline;\">Equity Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t5_317\" style=\"left:91px;bottom:1053px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - Asian Multi Factor </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t7_317\" style=\"left:335px;bottom:1053px;display:inline;\">U </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t8_317\" style=\"left:403px;bottom:1053px;letter-spacing:-0.01px;display:inline;\">95.20% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t6_317\" style=\"left:91px;bottom:1037px;letter-spacing:-0.01px;display:inline;\">Equity Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t9_317\" style=\"left:91px;bottom:1002px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - China A Shares </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"tb_317\" style=\"left:335px;bottom:1002px;display:inline;\">U </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"tc_317\" style=\"left:403px;bottom:1002px;letter-spacing:-0.01px;display:inline;\">79.87% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"ta_317\" style=\"left:91px;bottom:987px;letter-spacing:-0.01px;display:inline;\">Growth Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"td_317\" style=\"left:91px;bottom:967px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - Dragon Peacock </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"tf_317\" style=\"left:335px;bottom:967px;display:inline;\">U </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"tg_317\" style=\"left:403px;bottom:967px;letter-spacing:-0.01px;display:inline;\">97.09% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"te_317\" style=\"left:91px;bottom:951px;letter-spacing:-0.01px;display:inline;\">Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"th_317\" style=\"left:91px;bottom:931px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - European </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"tj_317\" style=\"left:335px;bottom:931px;display:inline;\">U </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"tk_317\" style=\"left:403px;bottom:931px;letter-spacing:-0.01px;display:inline;\">99.88% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"ti_317\" style=\"left:91px;bottom:916px;letter-spacing:-0.01px;display:inline;\">Investment Grade Bond Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"tl_317\" style=\"left:91px;bottom:896px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - Global Emerging </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"tn_317\" style=\"left:335px;bottom:896px;display:inline;\">U </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"to_317\" style=\"left:403px;bottom:896px;letter-spacing:-0.01px;display:inline;\">98.06% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"tm_317\" style=\"left:91px;bottom:880px;letter-spacing:-0.01px;display:inline;\">Markets Bond Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"tp_317\" style=\"left:91px;bottom:860px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - Global Emerging </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"tr_317\" style=\"left:335px;bottom:860px;display:inline;\">U </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"ts_317\" style=\"left:403px;bottom:860px;letter-spacing:-0.01px;display:inline;\">38.21% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"tq_317\" style=\"left:91px;bottom:845px;letter-spacing:-0.01px;display:inline;\">Markets Dynamic Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"tt_317\" style=\"left:91px;bottom:825px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - Global Emerging </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"tv_317\" style=\"left:335px;bottom:825px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"tw_317\" style=\"left:403px;bottom:825px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"tu_317\" style=\"left:91px;bottom:809px;letter-spacing:-0.01px;display:inline;\">Markets ex-China Dynamic Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"tx_317\" style=\"left:91px;bottom:789px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - Global Emerging </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"tz_317\" style=\"left:335px;bottom:789px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t10_317\" style=\"left:403px;bottom:789px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"ty_317\" style=\"left:91px;bottom:774px;letter-spacing:-0.01px;display:inline;\">Markets Fundamental Value Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t11_317\" style=\"left:91px;bottom:754px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - Global Equity </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t13_317\" style=\"left:335px;bottom:754px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t14_317\" style=\"left:403px;bottom:754px;letter-spacing:-0.01px;display:inline;\">97.86% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t12_317\" style=\"left:91px;bottom:738px;letter-spacing:-0.01px;display:inline;\">Navigator Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t15_317\" style=\"left:91px;bottom:718px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - Global Growth </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t17_317\" style=\"left:335px;bottom:718px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t18_317\" style=\"left:403px;bottom:718px;letter-spacing:-0.01px;display:inline;\">42.30% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t16_317\" style=\"left:91px;bottom:703px;letter-spacing:-0.01px;display:inline;\">Equity Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t19_317\" style=\"left:91px;bottom:683px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - Global Low </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t1b_317\" style=\"left:335px;bottom:683px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t1c_317\" style=\"left:403px;bottom:683px;letter-spacing:-0.01px;display:inline;\">98.48% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t1a_317\" style=\"left:91px;bottom:667px;letter-spacing:-0.01px;display:inline;\">Volatility Equity Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t1d_317\" style=\"left:91px;bottom:647px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - Global Market </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t1f_317\" style=\"left:335px;bottom:647px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t1g_317\" style=\"left:403px;bottom:647px;letter-spacing:-0.01px;display:inline;\">99.60% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t1e_317\" style=\"left:91px;bottom:632px;letter-spacing:-0.01px;display:inline;\">Navigator Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t1h_317\" style=\"left:91px;bottom:612px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - Global Multi Asset </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t1j_317\" style=\"left:335px;bottom:612px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t1k_317\" style=\"left:403px;bottom:612px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t1i_317\" style=\"left:91px;bottom:596px;letter-spacing:-0.01px;display:inline;\">Income Plus Growth Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t1l_317\" style=\"left:91px;bottom:576px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - Global Technology </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t1n_317\" style=\"left:335px;bottom:576px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t1o_317\" style=\"left:403px;bottom:576px;letter-spacing:-0.01px;display:inline;\">84.16% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t1m_317\" style=\"left:91px;bottom:561px;letter-spacing:-0.01px;display:inline;\">Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t1p_317\" style=\"left:91px;bottom:541px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - Greater China </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t1r_317\" style=\"left:335px;bottom:541px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t1s_317\" style=\"left:403px;bottom:541px;letter-spacing:-0.01px;display:inline;\">89.88% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t1q_317\" style=\"left:91px;bottom:525px;letter-spacing:-0.01px;display:inline;\">Equity Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t1t_317\" style=\"left:91px;bottom:505px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - India Equity Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t1u_317\" style=\"left:335px;bottom:505px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t1v_317\" style=\"left:403px;bottom:505px;letter-spacing:-0.01px;display:inline;\">58.85% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t1w_317\" style=\"left:91px;bottom:470px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - Japan Sustainable </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t1y_317\" style=\"left:335px;bottom:470px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t1z_317\" style=\"left:403px;bottom:470px;letter-spacing:-0.01px;display:inline;\">86.85% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t1x_317\" style=\"left:91px;bottom:454px;letter-spacing:-0.01px;display:inline;\">Value Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t20_317\" style=\"left:91px;bottom:434px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - Pan European Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t21_317\" style=\"left:335px;bottom:434px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t22_317\" style=\"left:403px;bottom:434px;letter-spacing:-0.01px;display:inline;\">66.59% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t23_317\" style=\"left:91px;bottom:399px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - US Corporate Bond </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t25_317\" style=\"left:335px;bottom:399px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t26_317\" style=\"left:403px;bottom:399px;letter-spacing:-0.01px;display:inline;\">68.69% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t24_317\" style=\"left:91px;bottom:383px;letter-spacing:-0.01px;display:inline;\">Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t27_317\" style=\"left:91px;bottom:363px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - US High </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t29_317\" style=\"left:335px;bottom:363px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t2a_317\" style=\"left:403px;bottom:363px;letter-spacing:-0.01px;display:inline;\">85.91% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t28_317\" style=\"left:91px;bottom:347px;letter-spacing:-0.01px;display:inline;\">Investment Grade Bond Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t2b_317\" style=\"left:91px;bottom:327px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - US High Yield Bond </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t2d_317\" style=\"left:335px;bottom:327px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t2e_317\" style=\"left:403px;bottom:327px;letter-spacing:-0.01px;display:inline;\">54.03% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t2c_317\" style=\"left:91px;bottom:312px;letter-spacing:-0.01px;display:inline;\">Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t2f_317\" style=\"left:91px;bottom:292px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - US Investment </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t2h_317\" style=\"left:335px;bottom:292px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t2i_317\" style=\"left:403px;bottom:292px;letter-spacing:-0.01px;display:inline;\">58.61% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t2g_317\" style=\"left:91px;bottom:276px;letter-spacing:-0.01px;display:inline;\">Grade Bond Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t2j_317\" style=\"left:91px;bottom:256px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - World Value Equity </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t2l_317\" style=\"left:335px;bottom:256px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t2m_317\" style=\"left:403px;bottom:256px;letter-spacing:-0.01px;display:inline;\">93.68% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t2k_317\" style=\"left:91px;bottom:241px;letter-spacing:-0.01px;display:inline;\">Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t2n_317\" style=\"left:91px;bottom:221px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments (Hong Kong) Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t2o_317\" style=\"left:335px;bottom:221px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t2p_317\" style=\"left:403px;bottom:221px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t2q_317\" style=\"left:472px;bottom:221px;letter-spacing:-0.01px;display:inline;\">13th Floor, One International Finance Centre, 1 Harbour View Street, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t2r_317\" style=\"left:472px;bottom:205px;letter-spacing:-0.01px;display:inline;\">Central, Hong Kong </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t2s_317\" style=\"left:91px;bottom:185px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments (Luxembourg) S.A. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t2t_317\" style=\"left:335px;bottom:185px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t2u_317\" style=\"left:403px;bottom:185px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t2v_317\" style=\"left:472px;bottom:185px;letter-spacing:-0.01px;display:inline;\">26, Boulevard Royal, L-2449 Luxembourg, Grand Duchy of </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t2w_317\" style=\"left:472px;bottom:170px;letter-spacing:-0.01px;display:inline;\">Luxembourg </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t2x_317\" style=\"left:91px;bottom:150px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments (Singapore) Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t2y_317\" style=\"left:335px;bottom:150px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t2z_317\" style=\"left:403px;bottom:150px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t30_317\" style=\"left:472px;bottom:150px;letter-spacing:-0.01px;display:inline;\">10 Marina Boulevard, #32-01, Marina Bay Financial Centre, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled tcs-selected\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t31_317\" style=\"left:472px;bottom:134px;letter-spacing:-0.01px;display:inline;\">Singapore 018983 </div></td></tr>\n                                        </table><div></div><table>\n                                            <tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_318\" id=\"t3s_318\" style=\"left:69px;bottom:1119px;letter-spacing:0.08px;display:inline;\">Name of entity </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_318\" id=\"t3t_318\" style=\"left:313px;bottom:1119px;letter-spacing:0.06px;word-spacing:0.01px;display:inline;\">Classes of </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_318\" id=\"t3v_318\" style=\"left:382px;bottom:1119px;letter-spacing:0.07px;display:inline;\">Proportion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_318\" id=\"t3x_318\" style=\"left:451px;bottom:1119px;letter-spacing:0.07px;display:inline;\">Registered office address </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_318\" id=\"t3u_318\" style=\"left:313px;bottom:1109px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">shares held </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_318\" id=\"t3w_318\" style=\"left:382px;bottom:1109px;letter-spacing:0.08px;display:inline;\">held </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t1_318\" style=\"left:69px;bottom:1088px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments Asia Pacific ex-Japan </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t3_318\" style=\"left:313px;bottom:1088px;display:inline;\">U </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t4_318\" style=\"left:382px;bottom:1088px;letter-spacing:-0.01px;display:inline;\">78.56% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t5_318\" style=\"left:451px;bottom:1088px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments Berhad, Level 22, Menara Prudential, </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t2_318\" style=\"left:69px;bottom:1073px;letter-spacing:-0.01px;display:inline;\">Target Return Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t6_318\" style=\"left:451px;bottom:1073px;letter-spacing:-0.01px;display:inline;\">Persiaran TRX Barat, 55188 Tun Razak Exchange, Kuala Lumpur, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t7_318\" style=\"left:451px;bottom:1057px;letter-spacing:-0.01px;display:inline;\">Malaysia </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t8_318\" style=\"left:69px;bottom:1038px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments Berhad </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t9_318\" style=\"left:313px;bottom:1038px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"ta_318\" style=\"left:382px;bottom:1038px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"tb_318\" style=\"left:451px;bottom:1038px;letter-spacing:-0.01px;display:inline;\">Level 25, Menara Hong Leong, No. 6 Jalan Damanlela, Bukit </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"tc_318\" style=\"left:451px;bottom:1022px;letter-spacing:-0.01px;display:inline;\">Damansara, 50490 Kuala Lumpur, Wilayah Persekutuan, Malaysia </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"td_318\" style=\"left:69px;bottom:987px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments Equity Income Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"te_318\" style=\"left:313px;bottom:987px;display:inline;\">U </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"tf_318\" style=\"left:382px;bottom:987px;letter-spacing:-0.01px;display:inline;\">43.13% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"tg_318\" style=\"left:451px;bottom:987px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments Berhad, Level 22, Menara Prudential, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"th_318\" style=\"left:451px;bottom:972px;letter-spacing:-0.01px;display:inline;\">Persiaran TRX Barat, 55188 Tun Razak Exchange, Kuala Lumpur, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"ti_318\" style=\"left:451px;bottom:956px;letter-spacing:-0.01px;display:inline;\">Malaysia </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"tj_318\" style=\"left:69px;bottom:937px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments Fund Management </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"tl_318\" style=\"left:313px;bottom:937px;letter-spacing:-0.02px;display:inline;\">MI </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"tm_318\" style=\"left:382px;bottom:937px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"tn_318\" style=\"left:451px;bottom:937px;letter-spacing:-0.01px;display:inline;\">23rd Floor, Saigon Trade Center, 37 Ton Duc Thang Street, District 1, </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"tk_318\" style=\"left:69px;bottom:921px;letter-spacing:-0.01px;display:inline;\">Limited Liability Company </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"to_318\" style=\"left:451px;bottom:921px;letter-spacing:-0.01px;display:inline;\">Ho Chi Minh City, Vietnam </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"tp_318\" style=\"left:69px;bottom:901px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments Global Oncology </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"tr_318\" style=\"left:313px;bottom:901px;display:inline;\">U </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"ts_318\" style=\"left:382px;bottom:901px;letter-spacing:-0.01px;display:inline;\">72.72% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"tt_318\" style=\"left:451px;bottom:901px;letter-spacing:-0.01px;display:inline;\">22nd Floor One IFC, 10 Gukjegeumyung-ro, Youngdungpo-gu, Seoul </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"tq_318\" style=\"left:69px;bottom:886px;letter-spacing:-0.01px;display:inline;\">Securities Baby Investment Trust (H) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"tu_318\" style=\"left:451px;bottom:886px;letter-spacing:-0.01px;display:inline;\">07326, Korea </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"tv_318\" style=\"left:69px;bottom:866px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments Global Oncology </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"tx_318\" style=\"left:313px;bottom:866px;display:inline;\">U </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"ty_318\" style=\"left:382px;bottom:866px;letter-spacing:-0.01px;display:inline;\">92.43% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"tw_318\" style=\"left:69px;bottom:850px;letter-spacing:-0.01px;display:inline;\">Securities Baby Investment Trust (UH) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"tz_318\" style=\"left:69px;bottom:830px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments Global Oncology </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t11_318\" style=\"left:313px;bottom:830px;display:inline;\">U </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t12_318\" style=\"left:382px;bottom:830px;letter-spacing:-0.01px;display:inline;\">96.00% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t10_318\" style=\"left:69px;bottom:815px;letter-spacing:-0.01px;display:inline;\">Securities Baby Investment Trust (USD) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t13_318\" style=\"left:69px;bottom:795px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments Group Pte. Ltd. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t14_318\" style=\"left:313px;bottom:795px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t15_318\" style=\"left:382px;bottom:795px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t16_318\" style=\"left:451px;bottom:795px;letter-spacing:-0.01px;display:inline;\">10 Marina Boulevard, #32-01, Marina Bay Financial Centre, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t17_318\" style=\"left:451px;bottom:779px;letter-spacing:-0.01px;display:inline;\">Singapore 018983 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t18_318\" style=\"left:69px;bottom:759px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments Growth Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t19_318\" style=\"left:313px;bottom:759px;display:inline;\">U </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t1a_318\" style=\"left:382px;bottom:759px;letter-spacing:-0.01px;display:inline;\">40.96% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t1b_318\" style=\"left:451px;bottom:759px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments Berhad, Level 22, Menara Prudential, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t1c_318\" style=\"left:451px;bottom:744px;letter-spacing:-0.01px;display:inline;\">Persiaran TRX Barat, 55188 Tun Razak Exchange, Kuala Lumpur, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t1d_318\" style=\"left:451px;bottom:728px;letter-spacing:-0.01px;display:inline;\">Malaysia </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t1e_318\" style=\"left:69px;bottom:709px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments Incorporated </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t1f_318\" style=\"left:313px;bottom:709px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t1g_318\" style=\"left:382px;bottom:709px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t1h_318\" style=\"left:451px;bottom:709px;letter-spacing:-0.01px;display:inline;\">874 Walker Road, Suite C, City of Dover, County of Kent, State of </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t1i_318\" style=\"left:451px;bottom:693px;letter-spacing:-0.01px;display:inline;\">Delaware, 19904, United States </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t1j_318\" style=\"left:69px;bottom:673px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments India Consumer </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t1l_318\" style=\"left:313px;bottom:673px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t1m_318\" style=\"left:382px;bottom:673px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t1n_318\" style=\"left:451px;bottom:673px;letter-spacing:-0.01px;display:inline;\">3rd Floor, 355 NEX, Rue du Savoir, Cybercity Ebene 72201, Mauritius </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t1k_318\" style=\"left:69px;bottom:658px;letter-spacing:-0.01px;display:inline;\">Equity Open Limited </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t1o_318\" style=\"left:69px;bottom:638px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments India Equity Open </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t1q_318\" style=\"left:313px;bottom:638px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t1r_318\" style=\"left:382px;bottom:638px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t1p_318\" style=\"left:69px;bottom:622px;letter-spacing:-0.01px;display:inline;\">Limited </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t1s_318\" style=\"left:69px;bottom:602px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments India Infrastructure </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t1u_318\" style=\"left:313px;bottom:602px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t1v_318\" style=\"left:382px;bottom:602px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t1t_318\" style=\"left:69px;bottom:587px;letter-spacing:-0.01px;display:inline;\">Equity Open Limited </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t1w_318\" style=\"left:69px;bottom:567px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t1x_318\" style=\"left:313px;bottom:567px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t1y_318\" style=\"left:382px;bottom:567px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t1z_318\" style=\"left:451px;bottom:567px;letter-spacing:-0.01px;display:inline;\">Marunouchi Park Building, 6-1 Marunouchi 2-chome, Chiyoda-Ku, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t20_318\" style=\"left:451px;bottom:551px;letter-spacing:-0.01px;display:inline;\">Tokyo, Japan </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t21_318\" style=\"left:69px;bottom:531px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments MY Focus Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t22_318\" style=\"left:313px;bottom:531px;display:inline;\">U </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t23_318\" style=\"left:382px;bottom:531px;letter-spacing:-0.01px;display:inline;\">31.20% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t24_318\" style=\"left:451px;bottom:531px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments Berhad, Level 22, Menara Prudential, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t25_318\" style=\"left:451px;bottom:516px;letter-spacing:-0.01px;display:inline;\">Persiaran TRX Barat, 55188 Tun Razak Exchange, Kuala Lumpur, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t26_318\" style=\"left:451px;bottom:500px;letter-spacing:-0.01px;display:inline;\">Malaysia </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t27_318\" style=\"left:69px;bottom:481px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments Private Fixed Income </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t29_318\" style=\"left:313px;bottom:481px;display:inline;\">U </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t2a_318\" style=\"left:382px;bottom:481px;letter-spacing:-0.01px;display:inline;\">66.94% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t2b_318\" style=\"left:451px;bottom:481px;letter-spacing:-0.01px;display:inline;\">Units 306-308, 3rd Floor, Azia Center, 1233 Lujiazui Ring Road, </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t28_318\" style=\"left:69px;bottom:465px;letter-spacing:-0.01px;display:inline;\">Fund Number 1 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t2c_318\" style=\"left:451px;bottom:465px;letter-spacing:-0.01px;display:inline;\">Shanghai, China, 200120 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t2d_318\" style=\"left:69px;bottom:445px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments Services Pte. Ltd. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t2e_318\" style=\"left:313px;bottom:445px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t2f_318\" style=\"left:382px;bottom:445px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t2g_318\" style=\"left:451px;bottom:445px;letter-spacing:-0.01px;display:inline;\">10 Marina Boulevard, #32-01, Marina Bay Financial Centre, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t2h_318\" style=\"left:451px;bottom:430px;letter-spacing:-0.01px;display:inline;\">Singapore 018983 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t2i_318\" style=\"left:69px;bottom:410px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments SICAV-FIS - </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t2k_318\" style=\"left:313px;bottom:410px;display:inline;\">U </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t2l_318\" style=\"left:382px;bottom:410px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t2m_318\" style=\"left:451px;bottom:410px;letter-spacing:-0.01px;display:inline;\">26, Boulevard Royal, L-2449, Luxembourg </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t2j_318\" style=\"left:69px;bottom:394px;letter-spacing:-0.01px;display:inline;\">Alternative Investment Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t2n_318\" style=\"left:69px;bottom:374px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments Unit Trusts - Dragon </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t2p_318\" style=\"left:313px;bottom:374px;display:inline;\">U </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t2q_318\" style=\"left:382px;bottom:374px;letter-spacing:-0.01px;display:inline;\">97.79% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t2r_318\" style=\"left:451px;bottom:374px;letter-spacing:-0.01px;display:inline;\">10 Marina Boulevard, #32-01, Marina Bay Financial Centre Tower 2, </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t2o_318\" style=\"left:69px;bottom:359px;letter-spacing:-0.01px;display:inline;\">Peacock Fund ID </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t2s_318\" style=\"left:451px;bottom:359px;letter-spacing:-0.01px;display:inline;\">Singapore 018983 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t2t_318\" style=\"left:69px;bottom:339px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments Unit Trusts - </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t2v_318\" style=\"left:313px;bottom:339px;display:inline;\">U </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t2w_318\" style=\"left:382px;bottom:339px;letter-spacing:-0.01px;display:inline;\">98.85% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t2u_318\" style=\"left:69px;bottom:323px;letter-spacing:-0.01px;display:inline;\">Singapore ASEAN Equity Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t2x_318\" style=\"left:69px;bottom:303px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments Unit Trusts - </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t2z_318\" style=\"left:313px;bottom:303px;display:inline;\">U </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t30_318\" style=\"left:382px;bottom:303px;letter-spacing:-0.01px;display:inline;\">64.89% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t2y_318\" style=\"left:69px;bottom:288px;letter-spacing:-0.01px;display:inline;\">Singapore Select Bond Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t31_318\" style=\"left:69px;bottom:268px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments Vietnam Navigator </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t33_318\" style=\"left:313px;bottom:268px;display:inline;\">U </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t34_318\" style=\"left:382px;bottom:268px;letter-spacing:-0.01px;display:inline;\">77.52% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t35_318\" style=\"left:451px;bottom:268px;letter-spacing:-0.01px;display:inline;\">23rd Floor, Saigon Trade Center Building, 37 Ton Duc Thang Street, </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t32_318\" style=\"left:69px;bottom:252px;letter-spacing:-0.01px;display:inline;\">Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t36_318\" style=\"left:451px;bottom:252px;letter-spacing:-0.01px;display:inline;\">Ben Nghe Ward, District 1, Ho Chi Minh City, Vietnam </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t37_318\" style=\"left:69px;bottom:232px;letter-spacing:-0.01px;display:inline;\">Eastspring Overseas Investment Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t39_318\" style=\"left:313px;bottom:232px;letter-spacing:-0.01px;display:inline;\">MI - WFOE </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t3a_318\" style=\"left:382px;bottom:232px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t3b_318\" style=\"left:451px;bottom:232px;letter-spacing:-0.01px;display:inline;\">Unit 306-308, 3rd Floor, 1233 Lujiazui Ring Road, China (Shanghai) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t38_318\" style=\"left:69px;bottom:217px;letter-spacing:-0.01px;display:inline;\">Management (Shanghai) Company Limited </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t3c_318\" style=\"left:451px;bottom:217px;letter-spacing:-0.01px;display:inline;\">Pilot Free Trade Zone, China </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t3d_318\" style=\"left:69px;bottom:197px;letter-spacing:-0.01px;display:inline;\">Eastspring Private Equity Fund 2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t3e_318\" style=\"left:313px;bottom:197px;display:inline;\">U </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t3f_318\" style=\"left:382px;bottom:197px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t3g_318\" style=\"left:451px;bottom:197px;letter-spacing:-0.01px;display:inline;\">10 Marina Boulevard, #32-01, Marina Bay Financial Centre Tower 2, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t3h_318\" style=\"left:451px;bottom:181px;letter-spacing:-0.01px;display:inline;\">Singapore 018983 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t3i_318\" style=\"left:69px;bottom:161px;letter-spacing:-0.01px;display:inline;\">Eastspring Securities Investment Trust Co., </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t3k_318\" style=\"left:313px;bottom:161px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t3l_318\" style=\"left:382px;bottom:161px;letter-spacing:-0.01px;display:inline;\">99.54% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t3m_318\" style=\"left:451px;bottom:161px;letter-spacing:-0.01px;display:inline;\">4th Floor, No.1 Songzhi Road, Taipei 110, Taiwan </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t3j_318\" style=\"left:69px;bottom:146px;letter-spacing:-0.01px;display:inline;\">Ltd. </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t3n_318\" style=\"left:69px;bottom:126px;letter-spacing:-0.01px;display:inline;\">Eastspring Singapore Alternatives VCC </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t3o_318\" style=\"left:313px;bottom:126px;display:inline;\">U </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t3p_318\" style=\"left:382px;bottom:126px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t3q_318\" style=\"left:451px;bottom:126px;letter-spacing:-0.01px;display:inline;\">10 Marina Boulevard, #32-01, Marina Bay Financial Centre, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled tcs-selected emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t3r_318\" style=\"left:451px;bottom:110px;letter-spacing:-0.01px;display:inline;\">Singapore 018983 </div></td></tr>\n                                        </table><div></div><table>\n                                            <tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_319\" id=\"t3v_319\" style=\"left:91px;bottom:1119px;letter-spacing:0.08px;display:inline;\">Name of entity </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_319\" id=\"t3w_319\" style=\"left:335px;bottom:1119px;letter-spacing:0.06px;word-spacing:0.01px;display:inline;\">Classes of </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_319\" id=\"t3y_319\" style=\"left:403px;bottom:1119px;letter-spacing:0.07px;display:inline;\">Proportion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_319\" id=\"t40_319\" style=\"left:472px;bottom:1119px;letter-spacing:0.07px;display:inline;\">Registered office address </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_319\" id=\"t3x_319\" style=\"left:335px;bottom:1109px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">shares held </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_319\" id=\"t3z_319\" style=\"left:403px;bottom:1109px;letter-spacing:0.08px;display:inline;\">held </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t1_319\" style=\"left:91px;bottom:1088px;letter-spacing:-0.01px;display:inline;\">Eastspring Syariah Equity Islamic Asia Pacific </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t3_319\" style=\"left:335px;bottom:1088px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t4_319\" style=\"left:403px;bottom:1088px;letter-spacing:-0.01px;display:inline;\">86.25% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t5_319\" style=\"left:472px;bottom:1088px;letter-spacing:-0.01px;display:inline;\">Prudential Tower, 23rd Floor, Jl. Jend. Sudirman Kav.79, Jakarta </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t2_319\" style=\"left:91px;bottom:1073px;letter-spacing:-0.01px;display:inline;\">USD Kelas B </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t6_319\" style=\"left:472px;bottom:1073px;letter-spacing:-0.01px;display:inline;\">12910, Indonesia </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t7_319\" style=\"left:91px;bottom:1053px;letter-spacing:-0.01px;display:inline;\">Eastspring Syariah Fixed Income USD Kelas </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t9_319\" style=\"left:335px;bottom:1053px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"ta_319\" style=\"left:403px;bottom:1053px;letter-spacing:-0.01px;display:inline;\">63.13% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t8_319\" style=\"left:91px;bottom:1037px;display:inline;\">A </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"tb_319\" style=\"left:91px;bottom:1017px;letter-spacing:-0.01px;display:inline;\">First Sentier Global Property Securities Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"tc_319\" style=\"left:335px;bottom:1017px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"td_319\" style=\"left:403px;bottom:1017px;letter-spacing:-0.01px;display:inline;\">74.35% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"te_319\" style=\"left:472px;bottom:1017px;letter-spacing:-0.01px;display:inline;\">38 Beach Road, #06-11 South Beach Tower, Singapore 189767 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"tf_319\" style=\"left:91px;bottom:982px;letter-spacing:-0.01px;display:inline;\">FSITC GLOBAL TRENDS FUND </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"tg_319\" style=\"left:335px;bottom:982px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"th_319\" style=\"left:403px;bottom:982px;letter-spacing:-0.01px;display:inline;\">24.31% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"ti_319\" style=\"left:472px;bottom:982px;letter-spacing:-0.01px;display:inline;\">1st Floor, No.6, Sec. 3 ,Minquan West Rd, Taipei </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"tj_319\" style=\"left:91px;bottom:946px;letter-spacing:-0.01px;display:inline;\">FSSA China Focus Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"tk_319\" style=\"left:335px;bottom:946px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"tl_319\" style=\"left:403px;bottom:946px;letter-spacing:-0.01px;display:inline;\">65.21% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"tm_319\" style=\"left:472px;bottom:946px;letter-spacing:-0.01px;display:inline;\">70 Sir John Rogerson\u2019s Quay, Dublin 2, D02 R296 Ireland </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"tn_319\" style=\"left:91px;bottom:911px;letter-spacing:-0.01px;display:inline;\">Fubon 1-5 Years US High Yield Bond Ex </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"tp_319\" style=\"left:335px;bottom:911px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"tq_319\" style=\"left:403px;bottom:911px;letter-spacing:-0.01px;display:inline;\">42.48% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"tr_319\" style=\"left:472px;bottom:911px;letter-spacing:-0.01px;display:inline;\">8th Floor, No.108, Sec.1, Dunhua South. Rd., Taipei, Taiwan </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"to_319\" style=\"left:91px;bottom:895px;letter-spacing:-0.01px;display:inline;\">China </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"ts_319\" style=\"left:91px;bottom:875px;letter-spacing:-0.01px;display:inline;\">Fubon Global Investment Grade Bond Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"tt_319\" style=\"left:335px;bottom:875px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"tu_319\" style=\"left:403px;bottom:875px;letter-spacing:-0.01px;display:inline;\">57.59% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"tv_319\" style=\"left:91px;bottom:840px;letter-spacing:-0.01px;display:inline;\">Fuh Hwa 1-5 Yr High Yield ETF </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"tw_319\" style=\"left:335px;bottom:840px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"tx_319\" style=\"left:403px;bottom:840px;letter-spacing:-0.01px;display:inline;\">44.38% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"ty_319\" style=\"left:472px;bottom:840px;letter-spacing:-0.01px;display:inline;\">8th &amp; 9th Floor, No.308, Sec. 2, Bade Rd., Da-an District </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"tz_319\" style=\"left:91px;bottom:804px;letter-spacing:-0.01px;display:inline;\">Furnival Insurance Company PCC Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t10_319\" style=\"left:335px;bottom:804px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t11_319\" style=\"left:403px;bottom:804px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t12_319\" style=\"left:472px;bottom:804px;letter-spacing:-0.01px;display:inline;\">PO Box 155, Mill Court, La Charroterie, St Peter Port, GY1 4ET, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t13_319\" style=\"left:472px;bottom:789px;letter-spacing:-0.01px;display:inline;\">Guernsey </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t14_319\" style=\"left:91px;bottom:769px;letter-spacing:-0.01px;display:inline;\">GIS Total Return Bond Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t15_319\" style=\"left:335px;bottom:769px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t16_319\" style=\"left:403px;bottom:769px;letter-spacing:-0.01px;display:inline;\">25.22% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t17_319\" style=\"left:472px;bottom:769px;letter-spacing:-0.01px;display:inline;\">78 Sir John Rogerson's Quay, Dublin, D02 HD32, Ireland </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t18_319\" style=\"left:91px;bottom:749px;letter-spacing:-0.01px;display:inline;\">GS Twenty Two Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t19_319\" style=\"left:335px;bottom:749px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t1a_319\" style=\"left:403px;bottom:749px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t1b_319\" style=\"left:472px;bottom:749px;letter-spacing:-0.01px;display:inline;\">1 Angel Court, London, EC2R 7AG, United Kingdom </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t1c_319\" style=\"left:91px;bottom:730px;letter-spacing:-0.01px;display:inline;\">HSBC Senior Global Infrastructure Debt Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t1d_319\" style=\"left:335px;bottom:730px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t1e_319\" style=\"left:403px;bottom:730px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t1f_319\" style=\"left:472px;bottom:730px;letter-spacing:-0.01px;display:inline;\">8 Canada Square, London, E14 5HQ, United Kingdom </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t1g_319\" style=\"left:91px;bottom:710px;letter-spacing:-0.01px;display:inline;\">ICICI Prudential Asset Management </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t1i_319\" style=\"left:335px;bottom:710px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t1j_319\" style=\"left:403px;bottom:710px;letter-spacing:-0.01px;display:inline;\">49.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t1k_319\" style=\"left:472px;bottom:710px;letter-spacing:-0.01px;display:inline;\">12th Floor, Narain Manzil, 23, Barakhamba Road, New Delhi </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t1h_319\" style=\"left:91px;bottom:695px;letter-spacing:-0.01px;display:inline;\">Company Limited </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t1l_319\" style=\"left:472px;bottom:695px;letter-spacing:-0.01px;display:inline;\">110001, India </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t1m_319\" style=\"left:91px;bottom:675px;letter-spacing:-0.01px;display:inline;\">ICICI Prudential Life Insurance Company </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t1o_319\" style=\"left:335px;bottom:675px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t1p_319\" style=\"left:403px;bottom:675px;letter-spacing:-0.01px;display:inline;\">22.05% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t1q_319\" style=\"left:472px;bottom:675px;letter-spacing:-0.01px;display:inline;\">ICICI PruLife Towers, 1089 Appasaheb Marathe Marg, Prabhadevi, </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t1n_319\" style=\"left:91px;bottom:659px;letter-spacing:-0.01px;display:inline;\">Limited </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t1r_319\" style=\"left:472px;bottom:659px;letter-spacing:-0.01px;display:inline;\">Mumbai 400025, India </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t1s_319\" style=\"left:91px;bottom:639px;letter-spacing:-0.01px;display:inline;\">ICICI Prudential Pension Funds </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t1u_319\" style=\"left:335px;bottom:639px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t1v_319\" style=\"left:403px;bottom:639px;letter-spacing:-0.01px;display:inline;\">22.05% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t1t_319\" style=\"left:91px;bottom:624px;letter-spacing:-0.01px;display:inline;\">Management Company Limited </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t1w_319\" style=\"left:91px;bottom:604px;letter-spacing:-0.01px;display:inline;\">ICICI Prudential Trust Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t1x_319\" style=\"left:335px;bottom:604px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t1y_319\" style=\"left:403px;bottom:604px;letter-spacing:-0.01px;display:inline;\">49.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t1z_319\" style=\"left:472px;bottom:604px;letter-spacing:-0.01px;display:inline;\">12th Floor, Narain Manzil, 23, Barakhamba Road, New Delhi </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t20_319\" style=\"left:472px;bottom:588px;letter-spacing:-0.01px;display:inline;\">110001, India </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t21_319\" style=\"left:91px;bottom:568px;letter-spacing:-0.01px;display:inline;\">India Innovation High Growth EQ QII </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t22_319\" style=\"left:335px;bottom:568px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t23_319\" style=\"left:403px;bottom:568px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t24_319\" style=\"left:472px;bottom:568px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments Limited, Marunouchi Park Bldg., 2-6-1 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t25_319\" style=\"left:472px;bottom:552px;letter-spacing:-0.01px;display:inline;\">Marunochi, Chiyoda-ku, Tokyo, Japan 100-6905 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t26_319\" style=\"left:91px;bottom:533px;letter-spacing:-0.01px;display:inline;\">Invesco Fixed Maturity Selective Emerging </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t28_319\" style=\"left:335px;bottom:533px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t29_319\" style=\"left:403px;bottom:533px;letter-spacing:-0.01px;display:inline;\">98.42% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t2a_319\" style=\"left:472px;bottom:533px;letter-spacing:-0.01px;display:inline;\">8th Floor, No 122, Tung Hua N. Rd. Taipei, Taiwan </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t27_319\" style=\"left:91px;bottom:517px;letter-spacing:-0.01px;display:inline;\">Market Bonds 2024 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t2b_319\" style=\"left:91px;bottom:497px;letter-spacing:-0.01px;display:inline;\">Invesco Select 6 Year Maturity Global Bond </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t2d_319\" style=\"left:335px;bottom:497px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t2e_319\" style=\"left:403px;bottom:497px;letter-spacing:-0.01px;display:inline;\">98.69% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t2c_319\" style=\"left:91px;bottom:481px;letter-spacing:-0.01px;display:inline;\">Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t2f_319\" style=\"left:91px;bottom:462px;letter-spacing:-0.01px;display:inline;\">iShares Global High Yield Corp Bond UCITS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t2h_319\" style=\"left:335px;bottom:462px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t2i_319\" style=\"left:403px;bottom:462px;letter-spacing:-0.01px;display:inline;\">55.25% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t2j_319\" style=\"left:472px;bottom:462px;letter-spacing:-0.01px;display:inline;\">200 Capital Dock, 79 Sir John Rogerson\u2019s Quay, Dublin 2, Ireland </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t2g_319\" style=\"left:91px;bottom:446px;letter-spacing:-0.01px;display:inline;\">ETF </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t2k_319\" style=\"left:91px;bottom:426px;letter-spacing:-0.01px;display:inline;\">iShares MSCI Asia ex Japan Climate Action </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t2m_319\" style=\"left:335px;bottom:426px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t2n_319\" style=\"left:403px;bottom:426px;letter-spacing:-0.01px;display:inline;\">73.52% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t2o_319\" style=\"left:472px;bottom:426px;letter-spacing:-0.01px;display:inline;\">20 Anson Road, #18-01 Twenty Anson, Singapore 079912 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t2l_319\" style=\"left:91px;bottom:410px;letter-spacing:-0.01px;display:inline;\">ETF </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t2p_319\" style=\"left:91px;bottom:390px;letter-spacing:-0.01px;display:inline;\">JPMorgan Investment Funds - Japan </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t2r_319\" style=\"left:335px;bottom:390px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t2s_319\" style=\"left:403px;bottom:390px;letter-spacing:-0.01px;display:inline;\">62.01% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t2t_319\" style=\"left:472px;bottom:390px;letter-spacing:-0.01px;display:inline;\">6 route de Tr\u00e8ves, L-2633 Senningerberg, Grand Duchy of </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t2q_319\" style=\"left:91px;bottom:375px;letter-spacing:-0.01px;display:inline;\">Sustainable Equity Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t2u_319\" style=\"left:472px;bottom:375px;letter-spacing:-0.01px;display:inline;\">Luxembourg </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t2v_319\" style=\"left:91px;bottom:355px;letter-spacing:-0.01px;display:inline;\">KKP ACTIVE EQUITY FUND </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t2w_319\" style=\"left:335px;bottom:355px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t2x_319\" style=\"left:403px;bottom:355px;letter-spacing:-0.01px;display:inline;\">31.54% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t2y_319\" style=\"left:472px;bottom:355px;letter-spacing:-0.01px;display:inline;\">209 KKP Tower A, 17 Fl., Sukhumvit 21 (Asoke), Khlong Toey Nua, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t2z_319\" style=\"left:472px;bottom:339px;letter-spacing:-0.01px;display:inline;\">Wattana, Bangkok 10110 Thailand </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t30_319\" style=\"left:91px;bottom:319px;letter-spacing:-0.01px;display:inline;\">Krungsri Greater China Equity Hedged </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t32_319\" style=\"left:335px;bottom:319px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t33_319\" style=\"left:403px;bottom:319px;letter-spacing:-0.01px;display:inline;\">28.12% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t34_319\" style=\"left:472px;bottom:319px;letter-spacing:-0.01px;display:inline;\">12th, 18th Zone B Floor, Ploenchit Tower 898 Ploenchit Road, </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t31_319\" style=\"left:91px;bottom:304px;letter-spacing:-0.01px;display:inline;\">Dividend Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t35_319\" style=\"left:472px;bottom:304px;letter-spacing:-0.01px;display:inline;\">Lumpini Pathumwan, Bangkok 10330 Thailand </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t36_319\" style=\"left:91px;bottom:284px;letter-spacing:-0.01px;display:inline;\">Lasalle Property Securities SICAV-FIS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t37_319\" style=\"left:335px;bottom:284px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t38_319\" style=\"left:403px;bottom:284px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t39_319\" style=\"left:472px;bottom:284px;letter-spacing:-0.01px;display:inline;\">11-13 Bouldevard de la Foire, L-1528 Luxembourg </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t3a_319\" style=\"left:91px;bottom:248px;letter-spacing:-0.01px;display:inline;\">M&amp;G Asia Property TS Trust </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t3b_319\" style=\"left:335px;bottom:248px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t3c_319\" style=\"left:403px;bottom:248px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t3d_319\" style=\"left:472px;bottom:248px;letter-spacing:-0.01px;display:inline;\">138 Market Street, CapitaGreen #35-01, Singapore 048946 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t3e_319\" style=\"left:91px;bottom:213px;letter-spacing:-0.01px;display:inline;\">M&amp;G Real Estate Asia Holding Company Pte. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t3g_319\" style=\"left:335px;bottom:213px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t3h_319\" style=\"left:403px;bottom:213px;letter-spacing:-0.01px;display:inline;\">33.00% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t3f_319\" style=\"left:91px;bottom:197px;letter-spacing:-0.01px;display:inline;\">Ltd. </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t3i_319\" style=\"left:91px;bottom:177px;letter-spacing:-0.01px;display:inline;\">Manulife Asia Pacific Bond Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t3j_319\" style=\"left:335px;bottom:177px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t3k_319\" style=\"left:403px;bottom:177px;letter-spacing:-0.01px;display:inline;\">82.22% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t3l_319\" style=\"left:472px;bottom:177px;letter-spacing:-0.01px;display:inline;\">9th Floor, No 89 Son Ren Road, Taipei, Taiwan </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t3m_319\" style=\"left:91px;bottom:142px;letter-spacing:-0.01px;display:inline;\">Manulife AUD Income Bond Fund-A(CNY-H) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t3n_319\" style=\"left:335px;bottom:142px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t3o_319\" style=\"left:403px;bottom:142px;letter-spacing:-0.01px;display:inline;\">30.73% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t3p_319\" style=\"left:91px;bottom:106px;letter-spacing:-0.01px;display:inline;\">Manulife China Offshore Bond Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t3q_319\" style=\"left:335px;bottom:106px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t3r_319\" style=\"left:403px;bottom:106px;letter-spacing:-0.01px;display:inline;\">32.48% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t3s_319\" style=\"left:91px;bottom:87px;letter-spacing:-0.01px;display:inline;\">Manulife Taiwan Dynamic Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t3t_319\" style=\"left:335px;bottom:87px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t3u_319\" style=\"left:403px;bottom:87px;letter-spacing:-0.01px;display:inline;\">26.11% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr>\n                                        </table><div></div><table>\n                                            <tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_320\" id=\"t3o_320\" style=\"left:69px;bottom:1119px;letter-spacing:0.08px;display:inline;\">Name of entity </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_320\" id=\"t3p_320\" style=\"left:313px;bottom:1119px;letter-spacing:0.06px;word-spacing:0.01px;display:inline;\">Classes of </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_320\" id=\"t3r_320\" style=\"left:382px;bottom:1119px;letter-spacing:0.07px;display:inline;\">Proportion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_320\" id=\"t3t_320\" style=\"left:451px;bottom:1119px;letter-spacing:0.07px;display:inline;\">Registered office address </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_320\" id=\"t3q_320\" style=\"left:313px;bottom:1109px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">shares held </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_320\" id=\"t3s_320\" style=\"left:382px;bottom:1109px;letter-spacing:0.08px;display:inline;\">held </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t1_320\" style=\"left:69px;bottom:1088px;letter-spacing:-0.01px;display:inline;\">Nomura Six Years Fixed Maturity Asia Pacific </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t3_320\" style=\"left:313px;bottom:1088px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t4_320\" style=\"left:382px;bottom:1088px;letter-spacing:-0.01px;display:inline;\">98.98% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t5_320\" style=\"left:451px;bottom:1088px;letter-spacing:-0.01px;display:inline;\">101 Tower, 30th Floor, No. 7 Sec. 5, Xinyi Rd., Xinyi Dist., Taipei, </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t2_320\" style=\"left:69px;bottom:1073px;letter-spacing:-0.01px;display:inline;\">Emerging Market Bond Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t6_320\" style=\"left:451px;bottom:1073px;letter-spacing:-0.01px;display:inline;\">Taiwan </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t7_320\" style=\"left:69px;bottom:1053px;letter-spacing:-0.01px;display:inline;\">Nomura Six Years Fixed Maturity Emerging </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t9_320\" style=\"left:313px;bottom:1053px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"ta_320\" style=\"left:382px;bottom:1053px;letter-spacing:-0.01px;display:inline;\">40.50% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t8_320\" style=\"left:69px;bottom:1037px;letter-spacing:-0.01px;display:inline;\">Market Bond Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"tb_320\" style=\"left:69px;bottom:1017px;letter-spacing:-0.01px;display:inline;\">Nomura Six Years Ladder Maturity Asia </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"td_320\" style=\"left:313px;bottom:1017px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"te_320\" style=\"left:382px;bottom:1017px;letter-spacing:-0.01px;display:inline;\">98.40% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"tc_320\" style=\"left:69px;bottom:1002px;letter-spacing:-0.01px;display:inline;\">Pacific Emerging Market Bond Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"tf_320\" style=\"left:69px;bottom:982px;letter-spacing:-0.01px;display:inline;\">North Sathorn Holdings Company Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"tg_320\" style=\"left:313px;bottom:982px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"th_320\" style=\"left:382px;bottom:982px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"ti_320\" style=\"left:447px;bottom:982px;letter-spacing:-0.01px;display:inline;\">No. 63, Athenee Tower, 34th Floor, Wireless Road, Lumpini </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"tj_320\" style=\"left:447px;bottom:966px;letter-spacing:-0.01px;display:inline;\">Subdistrict Pathumwan District, Bangkok Metropolis, Thailand </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"tk_320\" style=\"left:69px;bottom:946px;letter-spacing:-0.01px;display:inline;\">PCA IP Services Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"tl_320\" style=\"left:313px;bottom:946px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"tm_320\" style=\"left:382px;bottom:946px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"tn_320\" style=\"left:447px;bottom:946px;letter-spacing:-0.01px;display:inline;\">13th Floor, One International Finance Centre, 1 Harbour View Street, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"to_320\" style=\"left:447px;bottom:931px;letter-spacing:-0.01px;display:inline;\">Central, Hong Kong </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"tp_320\" style=\"left:69px;bottom:911px;letter-spacing:-0.01px;display:inline;\">PCA Life Assurance Co., Ltd. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"tq_320\" style=\"left:313px;bottom:911px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"tr_320\" style=\"left:382px;bottom:911px;letter-spacing:-0.01px;display:inline;\">99.79% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"ts_320\" style=\"left:447px;bottom:911px;letter-spacing:-0.01px;display:inline;\">8th Floor, No.1 Songzhi Road, Taipei City, 11047, Taiwan </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"tt_320\" style=\"left:69px;bottom:875px;letter-spacing:-0.01px;display:inline;\">PCA Reinsurance Co. Ltd. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"tu_320\" style=\"left:313px;bottom:875px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"tv_320\" style=\"left:382px;bottom:875px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"tw_320\" style=\"left:447px;bottom:875px;letter-spacing:-0.01px;display:inline;\">Unit Level 13(A), Main Office Tower, Financial Park Labuan, Jalan </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"tx_320\" style=\"left:447px;bottom:860px;letter-spacing:-0.01px;display:inline;\">Merdeka, 87000 Federal Territory of Labuan, Malaysia </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"ty_320\" style=\"left:69px;bottom:840px;letter-spacing:-0.01px;display:inline;\">PineBridge US Dual Core Income Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"tz_320\" style=\"left:313px;bottom:840px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t10_320\" style=\"left:382px;bottom:840px;letter-spacing:-0.01px;display:inline;\">27.97% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t11_320\" style=\"left:447px;bottom:840px;letter-spacing:-0.01px;display:inline;\">10th Floor, No. 144, Sec. 2, Minquan East Rd, Taipei </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t12_320\" style=\"left:69px;bottom:804px;letter-spacing:-0.01px;display:inline;\">PLUK Agents Savings Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t13_320\" style=\"left:313px;bottom:804px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t14_320\" style=\"left:382px;bottom:804px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t15_320\" style=\"left:447px;bottom:804px;letter-spacing:-0.01px;display:inline;\">8th Floor, 8 Rockwell, Rockwell Drive, Rockwell Center, Makati City </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t16_320\" style=\"left:69px;bottom:769px;letter-spacing:-0.01px;display:inline;\">Principal Global Silver Age Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t17_320\" style=\"left:313px;bottom:769px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t18_320\" style=\"left:382px;bottom:769px;letter-spacing:-0.01px;display:inline;\">31.05% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t19_320\" style=\"left:447px;bottom:769px;letter-spacing:-0.01px;display:inline;\">44, 16th Floor, CIMB Thai Bank, Lungsuan Road, Lumpini, Bangkok </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t1a_320\" style=\"left:447px;bottom:753px;letter-spacing:-0.01px;display:inline;\">10330, Thailand </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t1b_320\" style=\"left:69px;bottom:733px;letter-spacing:-0.01px;display:inline;\">Pru Life Insurance Corporation of U.K. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t1c_320\" style=\"left:313px;bottom:733px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t1d_320\" style=\"left:382px;bottom:733px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t1e_320\" style=\"left:451px;bottom:733px;letter-spacing:-0.01px;display:inline;\">9th Floor, Uptown Place Tower 1, 1 East 11th Drive, Uptown </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t1f_320\" style=\"left:451px;bottom:717px;letter-spacing:-0.01px;display:inline;\">Bonifacio, 1634 Taguig City, Metro Manila, Philippines </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t1g_320\" style=\"left:69px;bottom:698px;letter-spacing:-0.01px;display:inline;\">Pru Life UK Asset Management and Trust </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t1i_320\" style=\"left:313px;bottom:698px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t1j_320\" style=\"left:382px;bottom:698px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t1h_320\" style=\"left:69px;bottom:682px;letter-spacing:-0.01px;display:inline;\">Corporation </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t1k_320\" style=\"left:69px;bottom:662px;letter-spacing:-0.01px;display:inline;\">Prudence Foundation </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t1l_320\" style=\"left:313px;bottom:662px;letter-spacing:-0.01px;display:inline;\">LBG </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t1m_320\" style=\"left:382px;bottom:662px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t1n_320\" style=\"left:451px;bottom:662px;letter-spacing:-0.01px;display:inline;\">13th Floor, One International Finance Centre, 1 Harbour View Street, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t1o_320\" style=\"left:451px;bottom:646px;letter-spacing:-0.01px;display:inline;\">Central, Hong Kong </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t1p_320\" style=\"left:69px;bottom:627px;letter-spacing:-0.01px;display:inline;\">Prudential (Cambodia) Life Assurance Plc </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t1q_320\" style=\"left:313px;bottom:627px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t1r_320\" style=\"left:382px;bottom:627px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t1s_320\" style=\"left:451px;bottom:627px;letter-spacing:-0.01px;display:inline;\">VTrust Tower, Unit A B &amp;C, 3rd Floor, Tchecoslova Blvd (Street 169), </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t1t_320\" style=\"left:451px;bottom:611px;letter-spacing:-0.01px;display:inline;\">Sangkat Veal Vong, Khan 7 Makara, Phnom Penh, Cambodia </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t1u_320\" style=\"left:69px;bottom:591px;letter-spacing:-0.01px;display:inline;\">Prudential (US Holdco 1) Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t1v_320\" style=\"left:313px;bottom:591px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t1w_320\" style=\"left:382px;bottom:591px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t1x_320\" style=\"left:451px;bottom:591px;letter-spacing:-0.01px;display:inline;\">1 Angel Court, London, EC2R 7AG, United Kingdom </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t1y_320\" style=\"left:69px;bottom:555px;letter-spacing:-0.01px;display:inline;\">Prudential Africa Holdings Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t1z_320\" style=\"left:313px;bottom:555px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t20_320\" style=\"left:382px;bottom:555px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t21_320\" style=\"left:69px;bottom:520px;letter-spacing:-0.01px;display:inline;\">Prudential Africa Services Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t22_320\" style=\"left:313px;bottom:520px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t23_320\" style=\"left:382px;bottom:520px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t24_320\" style=\"left:451px;bottom:520px;letter-spacing:-0.01px;display:inline;\">3rd Floor, One Africa Place, LR. No. 1870/X/45, P.O. Box </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t25_320\" style=\"left:451px;bottom:504px;letter-spacing:-0.01px;display:inline;\">25093-00100, Westlands, Nairobi, Kenya </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t26_320\" style=\"left:69px;bottom:484px;letter-spacing:-0.01px;display:inline;\">Prudential Assurance Company Singapore </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t28_320\" style=\"left:313px;bottom:484px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t29_320\" style=\"left:382px;bottom:484px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t2a_320\" style=\"left:451px;bottom:484px;letter-spacing:-0.01px;display:inline;\">30 Cecil Street, #30-01 Prudential Tower, Singapore 049712 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t27_320\" style=\"left:69px;bottom:469px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">(Pte) Limited </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t2b_320\" style=\"left:69px;bottom:449px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Prudential Assurance Malaysia Berhad* </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t2c_320\" style=\"left:313px;bottom:449px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t2d_320\" style=\"left:382px;bottom:449px;letter-spacing:-0.01px;display:inline;\">51.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t2e_320\" style=\"left:451px;bottom:449px;letter-spacing:-0.01px;display:inline;\">Level 26, Menara Prudential, Persiaran TRX Barat, 55188 Tun Razak </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t2f_320\" style=\"left:451px;bottom:433px;letter-spacing:-0.01px;display:inline;\">Exchange, Kuala Lumpur, Malaysia </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t2g_320\" style=\"left:69px;bottom:413px;letter-spacing:-0.01px;display:inline;\">Prudential Assurance Uganda Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t2h_320\" style=\"left:313px;bottom:413px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t2i_320\" style=\"left:382px;bottom:413px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t2j_320\" style=\"left:451px;bottom:413px;letter-spacing:-0.01px;display:inline;\">9th Floor Zebra Plaza, Plot 23 Kampala Road, P.O. Box 2660, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t2k_320\" style=\"left:451px;bottom:398px;letter-spacing:-0.01px;display:inline;\">Kampala, Uganda </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t2l_320\" style=\"left:69px;bottom:378px;letter-spacing:-0.01px;display:inline;\">Prudential BeGeneral Insurance C\u00f4te </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t2n_320\" style=\"left:313px;bottom:378px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t2o_320\" style=\"left:382px;bottom:378px;letter-spacing:-0.01px;display:inline;\">51.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t2p_320\" style=\"left:451px;bottom:378px;letter-spacing:-0.01px;display:inline;\">Abidjan Plateau, Avenue Nogu\u00e8s, Immeuble Woodin Center, 1er </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t2m_320\" style=\"left:69px;bottom:362px;letter-spacing:-0.01px;display:inline;\">d'Ivoire S.A. </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t2q_320\" style=\"left:451px;bottom:362px;letter-spacing:-0.01px;display:inline;\">\u00e9tage, 01 P.O. BOX 5173, Abidjan 01, C\u00f4te d'Ivoire </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t2r_320\" style=\"left:69px;bottom:342px;letter-spacing:-0.01px;display:inline;\">Prudential Belife Insurance C\u00f4te d'Ivoire S.A. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t2s_320\" style=\"left:313px;bottom:342px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t2t_320\" style=\"left:382px;bottom:342px;letter-spacing:-0.01px;display:inline;\">51.00% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t2u_320\" style=\"left:69px;bottom:307px;letter-spacing:-0.01px;display:inline;\">Prudential Beneficial General Insurance </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t2w_320\" style=\"left:313px;bottom:307px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t2x_320\" style=\"left:382px;bottom:307px;letter-spacing:-0.01px;display:inline;\">50.71% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t2y_320\" style=\"left:451px;bottom:307px;letter-spacing:-0.01px;display:inline;\">1944, Boulevard de la R\u00e9publique Douala-Akwa, P.O. BOX 2328, </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t2v_320\" style=\"left:69px;bottom:291px;letter-spacing:-0.01px;display:inline;\">Cameroon S.A. </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t2z_320\" style=\"left:451px;bottom:291px;letter-spacing:-0.01px;display:inline;\">Douala, Cameroon </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t30_320\" style=\"left:69px;bottom:271px;letter-spacing:-0.01px;display:inline;\">Prudential Beneficial Life Insurance </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t32_320\" style=\"left:313px;bottom:271px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t33_320\" style=\"left:382px;bottom:271px;letter-spacing:-0.01px;display:inline;\">51.00% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t31_320\" style=\"left:69px;bottom:256px;letter-spacing:-0.01px;display:inline;\">Cameroon S.A. </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t34_320\" style=\"left:69px;bottom:236px;letter-spacing:-0.01px;display:inline;\">Prudential Beneficial Life Insurance Togo </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t36_320\" style=\"left:313px;bottom:236px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t37_320\" style=\"left:382px;bottom:236px;letter-spacing:-0.01px;display:inline;\">50.99% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t38_320\" style=\"left:451px;bottom:236px;letter-spacing:-0.01px;display:inline;\">2963 Rue de la Chance Agbalepedogan, P.O. Box 1115, Lome, Togo </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t35_320\" style=\"left:69px;bottom:220px;letter-spacing:-0.01px;display:inline;\">S.A. </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t39_320\" style=\"left:69px;bottom:200px;letter-spacing:-0.01px;display:inline;\">Prudential BSN Takaful Berhad </div> <div class=\"t s1_320\" id=\"t3a_320\" style=\"left:233px;bottom:208px;display:inline;\">\u2020 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t3b_320\" style=\"left:313px;bottom:200px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t3c_320\" style=\"left:382px;bottom:200px;letter-spacing:-0.01px;display:inline;\">49.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t3d_320\" style=\"left:451px;bottom:200px;letter-spacing:-0.01px;display:inline;\">Level 26, Menara Prudential, Persiaran TRX Barat, 55188 Tun Razak </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t3e_320\" style=\"left:451px;bottom:185px;letter-spacing:-0.01px;display:inline;\">Exchange, Kuala Lumpur, Malaysia </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t3f_320\" style=\"left:69px;bottom:165px;letter-spacing:-0.01px;display:inline;\">Prudential Corporation Holdings Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t3g_320\" style=\"left:313px;bottom:165px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t3h_320\" style=\"left:382px;bottom:165px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t3i_320\" style=\"left:451px;bottom:165px;letter-spacing:-0.01px;display:inline;\">1 Angel Court, London, EC2R 7AG, United Kingdom </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t3j_320\" style=\"left:69px;bottom:129px;letter-spacing:-0.01px;display:inline;\">Prudential Financial Advisers Singapore Pte. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t3l_320\" style=\"left:313px;bottom:129px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t3m_320\" style=\"left:382px;bottom:129px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t3n_320\" style=\"left:451px;bottom:129px;letter-spacing:-0.01px;display:inline;\">30 Cecil Street, #30-01 Prudential Tower, Singapore 049712 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t3k_320\" style=\"left:69px;bottom:114px;letter-spacing:-0.01px;display:inline;\">Ltd. </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr>\n                                        </table><div></div><table>\n                                            <tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_321\" id=\"t49_321\" style=\"left:91px;bottom:1119px;letter-spacing:0.08px;display:inline;\">Name of entity </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_321\" id=\"t4a_321\" style=\"left:335px;bottom:1119px;letter-spacing:0.06px;word-spacing:0.01px;display:inline;\">Classes of </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_321\" id=\"t4c_321\" style=\"left:403px;bottom:1119px;letter-spacing:0.07px;display:inline;\">Proportion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_321\" id=\"t4e_321\" style=\"left:472px;bottom:1119px;letter-spacing:0.07px;display:inline;\">Registered office address </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_321\" id=\"t4b_321\" style=\"left:335px;bottom:1109px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">shares held </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_321\" id=\"t4d_321\" style=\"left:403px;bottom:1109px;letter-spacing:0.08px;display:inline;\">held </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t1_321\" style=\"left:91px;bottom:1088px;letter-spacing:-0.01px;display:inline;\">Prudential Financial Partners (Asia) Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t2_321\" style=\"left:335px;bottom:1088px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t3_321\" style=\"left:403px;bottom:1088px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t4_321\" style=\"left:472px;bottom:1088px;letter-spacing:-0.01px;display:inline;\">1 Angel Court, London, EC2R 7AG, United Kingdom </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t5_321\" style=\"left:91px;bottom:1053px;letter-spacing:-0.01px;display:inline;\">Prudential Financial Partners HK Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t6_321\" style=\"left:335px;bottom:1053px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t7_321\" style=\"left:403px;bottom:1053px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t8_321\" style=\"left:472px;bottom:1053px;letter-spacing:-0.01px;display:inline;\">13th Floor, One International Finance Centre, 1 Harbour View Street, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t9_321\" style=\"left:472px;bottom:1037px;letter-spacing:-0.01px;display:inline;\">Central, Hong Kong </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"ta_321\" style=\"left:91px;bottom:1017px;letter-spacing:-0.01px;display:inline;\">Prudential Funding (Asia) PLC </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"tb_321\" style=\"left:335px;bottom:1017px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"tc_321\" style=\"left:403px;bottom:1017px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"td_321\" style=\"left:472px;bottom:1017px;letter-spacing:-0.01px;display:inline;\">1 Angel Court, London, EC2R 7AG, United Kingdom </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"te_321\" style=\"left:91px;bottom:982px;letter-spacing:-0.01px;display:inline;\">Prudential General Insurance Hong Kong </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"tg_321\" style=\"left:335px;bottom:982px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"th_321\" style=\"left:403px;bottom:982px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"ti_321\" style=\"left:472px;bottom:982px;letter-spacing:-0.01px;display:inline;\">59th Floor, One Island East, 18 Westlands Road, Quarry Bay, Hong </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"tf_321\" style=\"left:91px;bottom:966px;letter-spacing:-0.01px;display:inline;\">Limited </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"tj_321\" style=\"left:472px;bottom:966px;letter-spacing:-0.01px;display:inline;\">Kong </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"tk_321\" style=\"left:91px;bottom:946px;letter-spacing:-0.01px;display:inline;\">Prudential Group Secretarial Services HK </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"tm_321\" style=\"left:335px;bottom:946px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"tn_321\" style=\"left:403px;bottom:946px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"to_321\" style=\"left:472px;bottom:946px;letter-spacing:-0.01px;display:inline;\">13th Floor, One International Finance Centre, 1 Harbour View Street, </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"tl_321\" style=\"left:91px;bottom:931px;letter-spacing:-0.01px;display:inline;\">Limited </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"tp_321\" style=\"left:472px;bottom:931px;letter-spacing:-0.01px;display:inline;\">Central, Hong Kong </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"tq_321\" style=\"left:91px;bottom:911px;letter-spacing:-0.01px;display:inline;\">Prudential Group Secretarial Services Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"tr_321\" style=\"left:335px;bottom:911px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"ts_321\" style=\"left:403px;bottom:911px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"tt_321\" style=\"left:472px;bottom:911px;letter-spacing:-0.01px;display:inline;\">1 Angel Court, London, EC2R 7AG, United Kingdom </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"tu_321\" style=\"left:91px;bottom:875px;letter-spacing:-0.01px;display:inline;\">Prudential Holdings Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"tv_321\" style=\"left:335px;bottom:875px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"tw_321\" style=\"left:403px;bottom:875px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"tx_321\" style=\"left:472px;bottom:875px;letter-spacing:-0.01px;display:inline;\">4th Floor, Saltire Court, 20, Castle Terrace, Edinburgh, EH1 2EN, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"ty_321\" style=\"left:472px;bottom:860px;letter-spacing:-0.01px;display:inline;\">United Kingdom </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"tz_321\" style=\"left:91px;bottom:840px;letter-spacing:-0.01px;display:inline;\">Prudential Hong Kong Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t10_321\" style=\"left:335px;bottom:840px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t11_321\" style=\"left:403px;bottom:840px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t12_321\" style=\"left:472px;bottom:840px;letter-spacing:-0.01px;display:inline;\">59th Floor, One Island East, 18 Westlands Road, Quarry Bay, Hong </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t13_321\" style=\"left:472px;bottom:824px;letter-spacing:-0.01px;display:inline;\">Kong </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t14_321\" style=\"left:91px;bottom:804px;letter-spacing:-0.01px;display:inline;\">Prudential International Treasury Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t15_321\" style=\"left:335px;bottom:804px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t16_321\" style=\"left:403px;bottom:804px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t17_321\" style=\"left:472px;bottom:804px;letter-spacing:-0.01px;display:inline;\">13th Floor, One International Finance Centre, 1 Harbour View Street, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t18_321\" style=\"left:472px;bottom:789px;letter-spacing:-0.01px;display:inline;\">Central, Hong Kong </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t19_321\" style=\"left:91px;bottom:769px;letter-spacing:-0.01px;display:inline;\">Prudential Investment Management Private </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t1b_321\" style=\"left:335px;bottom:769px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t1c_321\" style=\"left:403px;bottom:769px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t1d_321\" style=\"left:472px;bottom:769px;letter-spacing:-0.01px;display:inline;\">7 Straits View #07-01, Marina One East Tower, Singapore 018936, </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t1a_321\" style=\"left:91px;bottom:753px;letter-spacing:-0.01px;display:inline;\">Limited </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t1e_321\" style=\"left:472px;bottom:753px;letter-spacing:-0.01px;display:inline;\">Singapore </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t1f_321\" style=\"left:91px;bottom:733px;letter-spacing:-0.01px;display:inline;\">Prudential IP Services Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t1g_321\" style=\"left:335px;bottom:733px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t1h_321\" style=\"left:403px;bottom:733px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t1i_321\" style=\"left:472px;bottom:733px;letter-spacing:-0.01px;display:inline;\">1 Angel Court, London, EC2R 7AG, United Kingdom </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t1j_321\" style=\"left:91px;bottom:714px;letter-spacing:-0.01px;display:inline;\">Prudential Life Assurance (Lao) Company </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t1l_321\" style=\"left:335px;bottom:714px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t1m_321\" style=\"left:403px;bottom:714px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t1n_321\" style=\"left:472px;bottom:714px;letter-spacing:-0.01px;display:inline;\">5th Floor, Lao international Business and Tourist Center Project </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t1k_321\" style=\"left:91px;bottom:698px;letter-spacing:-0.01px;display:inline;\">Limited </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t1o_321\" style=\"left:472px;bottom:698px;letter-spacing:-0.01px;display:inline;\">(Vientiane Center), Khouvieng Road, Nongchan Village, Sisattanak </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t1p_321\" style=\"left:472px;bottom:682px;letter-spacing:-0.01px;display:inline;\">District, Vientiane Capital, Lao PDR </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t1q_321\" style=\"left:91px;bottom:663px;letter-spacing:-0.01px;display:inline;\">Prudential Life Assurance (Thailand) Public </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t1s_321\" style=\"left:335px;bottom:663px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t1t_321\" style=\"left:403px;bottom:663px;letter-spacing:-0.01px;display:inline;\">99.93% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t1u_321\" style=\"left:472px;bottom:663px;letter-spacing:-0.01px;display:inline;\">944 Mitrtown Office Tower, 10th, 29th-31st Floor, Rama 4 Road, </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t1r_321\" style=\"left:91px;bottom:648px;letter-spacing:-0.01px;display:inline;\">Company Limited </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t1v_321\" style=\"left:472px;bottom:648px;letter-spacing:-0.01px;display:inline;\">Wangmai, Pathumwan, Bangkok, 10330, Thailand </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t1w_321\" style=\"left:91px;bottom:628px;letter-spacing:-0.01px;display:inline;\">Prudential Life Assurance Kenya Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t1x_321\" style=\"left:335px;bottom:628px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t1y_321\" style=\"left:403px;bottom:628px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t1z_321\" style=\"left:472px;bottom:628px;letter-spacing:-0.01px;display:inline;\">Vienna Court, Ground Floor, State House Crescent, Off State House </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t20_321\" style=\"left:472px;bottom:612px;letter-spacing:-0.01px;display:inline;\">Avenue, P.O. Box 25093-00603, Nairobi, Kenya </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t21_321\" style=\"left:91px;bottom:592px;letter-spacing:-0.01px;display:inline;\">Prudential Life Assurance Zambia Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t22_321\" style=\"left:335px;bottom:592px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t23_321\" style=\"left:403px;bottom:592px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t24_321\" style=\"left:472px;bottom:592px;letter-spacing:-0.01px;display:inline;\">Prudential House, Plot No. 32256, Thabo Mbeki Road, P.O. Box </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t25_321\" style=\"left:472px;bottom:577px;letter-spacing:-0.01px;display:inline;\">31357, Lusaka, Zambia </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t26_321\" style=\"left:91px;bottom:557px;letter-spacing:-0.01px;display:inline;\">Prudential Life Insurance Ghana Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t27_321\" style=\"left:335px;bottom:557px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t28_321\" style=\"left:403px;bottom:557px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t29_321\" style=\"left:472px;bottom:557px;letter-spacing:-0.01px;display:inline;\">H/NO. 35, Opp. Hobats Clinic, North Street, Tesano, Accra, Accra </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t2a_321\" style=\"left:472px;bottom:541px;letter-spacing:-0.01px;display:inline;\">Metropolitan, Greater Accra, P.O. Box AN 10476, Ghana </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t2b_321\" style=\"left:91px;bottom:521px;letter-spacing:-0.01px;display:inline;\">Prudential Life Vault Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t2c_321\" style=\"left:335px;bottom:521px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t2d_321\" style=\"left:403px;bottom:521px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t2e_321\" style=\"left:472px;bottom:521px;letter-spacing:-0.01px;display:inline;\">48 Awolowo Road, South-West Ikoyi, Lagos, Nigeria </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t2f_321\" style=\"left:91px;bottom:502px;letter-spacing:-0.01px;display:inline;\">Prudential Mauritius Holdings Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t2g_321\" style=\"left:335px;bottom:502px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t2h_321\" style=\"left:403px;bottom:502px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t2i_321\" style=\"left:472px;bottom:502px;letter-spacing:-0.01px;display:inline;\">3rd Floor, 355 NEX, Rue du Savoir, Cybercity Ebene 72201, Mauritius </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t2j_321\" style=\"left:91px;bottom:482px;letter-spacing:-0.01px;display:inline;\">Prudential Myanmar Life Insurance Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t2k_321\" style=\"left:335px;bottom:482px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t2l_321\" style=\"left:403px;bottom:482px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t2m_321\" style=\"left:472px;bottom:482px;letter-spacing:-0.01px;display:inline;\">#15-01, 15th Floor, Sule Square, 221 Sule Pagoda Road, Kyauktada </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t2n_321\" style=\"left:472px;bottom:467px;letter-spacing:-0.01px;display:inline;\">Township, Yangon, Myanmar </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t2o_321\" style=\"left:91px;bottom:447px;letter-spacing:-0.01px;display:inline;\">Prudential Pensions Management Zambia </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t2q_321\" style=\"left:335px;bottom:447px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t2r_321\" style=\"left:403px;bottom:447px;letter-spacing:-0.01px;display:inline;\">49.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t2s_321\" style=\"left:472px;bottom:447px;letter-spacing:-0.01px;display:inline;\">Prudential Pensions Management Zambia Limited Support Office, </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t2p_321\" style=\"left:91px;bottom:431px;letter-spacing:-0.01px;display:inline;\">Limited </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t2t_321\" style=\"left:472px;bottom:431px;letter-spacing:-0.01px;display:inline;\">Plot F/377/9/H/3, Kabulonga Road, Kabulonga, Lusaka </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t2u_321\" style=\"left:91px;bottom:411px;letter-spacing:-0.01px;display:inline;\">Prudential Services Asia Sdn. Bhd. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t2v_321\" style=\"left:335px;bottom:411px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t2w_321\" style=\"left:403px;bottom:411px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t2x_321\" style=\"left:472px;bottom:411px;letter-spacing:-0.01px;display:inline;\">Suite 1005, 10th Floor, Wisma Hamzah-Kwong Hing, No. 1 Leboh </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t2z_321\" style=\"left:335px;bottom:392px;letter-spacing:-0.02px;display:inline;\">PS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t30_321\" style=\"left:403px;bottom:392px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t2y_321\" style=\"left:472px;bottom:396px;letter-spacing:-0.01px;display:inline;\">Ampang, 50100 Kuala Lumpur, Malaysia </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t31_321\" style=\"left:91px;bottom:372px;letter-spacing:-0.01px;display:inline;\">Prudential Services Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t32_321\" style=\"left:335px;bottom:372px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t33_321\" style=\"left:403px;bottom:372px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t34_321\" style=\"left:472px;bottom:372px;letter-spacing:-0.01px;display:inline;\">1 Angel Court, London, EC2R 7AG, United Kingdom </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t35_321\" style=\"left:91px;bottom:353px;letter-spacing:-0.01px;display:inline;\">Prudential Services Philippines Corporation </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t36_321\" style=\"left:335px;bottom:353px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t37_321\" style=\"left:403px;bottom:353px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t38_321\" style=\"left:472px;bottom:353px;letter-spacing:-0.01px;display:inline;\">19th Floor Uptown Place Tower I East, 11th Drive Uptown Bonifacio </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t39_321\" style=\"left:472px;bottom:337px;letter-spacing:-0.01px;display:inline;\">Fort Bonifacio Bonifacio Global City, Taguig City, Fourth District, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t3a_321\" style=\"left:472px;bottom:321px;letter-spacing:-0.01px;display:inline;\">National Capital Region (NCR), 1630, Philippines </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t3b_321\" style=\"left:91px;bottom:302px;letter-spacing:-0.01px;display:inline;\">Prudential Services Singapore Pte. Ltd. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t3c_321\" style=\"left:335px;bottom:302px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t3d_321\" style=\"left:403px;bottom:302px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t3e_321\" style=\"left:472px;bottom:302px;letter-spacing:-0.01px;display:inline;\">7 Straits View, #06-01 Marina One East Tower, Singapore 018936 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t3f_321\" style=\"left:91px;bottom:283px;letter-spacing:-0.01px;display:inline;\">Prudential Singapore Holdings Pte. Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t3g_321\" style=\"left:335px;bottom:283px;letter-spacing:-0.02px;display:inline;\">PS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t3h_321\" style=\"left:403px;bottom:283px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t3i_321\" style=\"left:472px;bottom:283px;letter-spacing:-0.01px;display:inline;\">30 Cecil Street, #30-01 Prudential Tower, Singapore 049712 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t3j_321\" style=\"left:335px;bottom:263px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t3k_321\" style=\"left:403px;bottom:263px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t3l_321\" style=\"left:91px;bottom:244px;letter-spacing:-0.01px;display:inline;\">Prudential Technology and Services India </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t3n_321\" style=\"left:335px;bottom:244px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t3o_321\" style=\"left:403px;bottom:244px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t3p_321\" style=\"left:472px;bottom:244px;letter-spacing:-0.01px;display:inline;\">CoWrks NXT, EPIP Industrial Area, Whitefield Road, K.R Puram, Near </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t3m_321\" style=\"left:91px;bottom:228px;letter-spacing:-0.01px;display:inline;\">Private Limited </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t3q_321\" style=\"left:472px;bottom:228px;letter-spacing:-0.01px;display:inline;\">SAP Labs, Hubli, Bangalore, Karnataka, 560066, India </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t3r_321\" style=\"left:91px;bottom:208px;letter-spacing:-0.01px;display:inline;\">Prudential Vietnam Assurance Private </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t3t_321\" style=\"left:335px;bottom:208px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t3u_321\" style=\"left:403px;bottom:208px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t3v_321\" style=\"left:472px;bottom:208px;letter-spacing:-0.01px;display:inline;\">25th Floor, Saigon Trade Center, 37 Ton Duc Thang Street, District 1, </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t3s_321\" style=\"left:91px;bottom:193px;letter-spacing:-0.01px;display:inline;\">Limited </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t3w_321\" style=\"left:472px;bottom:193px;letter-spacing:-0.01px;display:inline;\">Ho Chi Minh City, Vietnam </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t3x_321\" style=\"left:91px;bottom:173px;letter-spacing:-0.01px;display:inline;\">Prudential Wealth Holdings Company Pte. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t3z_321\" style=\"left:335px;bottom:173px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t40_321\" style=\"left:403px;bottom:173px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t41_321\" style=\"left:472px;bottom:173px;letter-spacing:-0.01px;display:inline;\">7 Straits View #07-01, Marina One East Tower, Singapore 018936, </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t3y_321\" style=\"left:91px;bottom:157px;letter-spacing:-0.01px;display:inline;\">Ltd. </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t42_321\" style=\"left:472px;bottom:157px;letter-spacing:-0.01px;display:inline;\">Singapore </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t43_321\" style=\"left:91px;bottom:137px;letter-spacing:-0.01px;display:inline;\">Prudential Wealth Management Singapore </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t45_321\" style=\"left:335px;bottom:137px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t46_321\" style=\"left:403px;bottom:137px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t47_321\" style=\"left:472px;bottom:137px;letter-spacing:-0.01px;display:inline;\">8 Marina View #15-06A, Asia Square Tower 1, Singapore 018960, </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t44_321\" style=\"left:91px;bottom:122px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Pte. Ltd. </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t48_321\" style=\"left:472px;bottom:122px;letter-spacing:-0.01px;display:inline;\">Singapore </div></td></tr>\n                                        </table><div></div><table>\n                                            <tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_322\" id=\"t3k_322\" style=\"left:69px;bottom:1119px;letter-spacing:0.08px;display:inline;\">Name of entity </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_322\" id=\"t3l_322\" style=\"left:313px;bottom:1119px;letter-spacing:0.06px;word-spacing:0.01px;display:inline;\">Classes of </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_322\" id=\"t3n_322\" style=\"left:382px;bottom:1119px;letter-spacing:0.07px;display:inline;\">Proportion </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_322\" id=\"t3p_322\" style=\"left:451px;bottom:1119px;letter-spacing:0.07px;display:inline;\">Registered office address </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_322\" id=\"t3m_322\" style=\"left:313px;bottom:1109px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">shares held </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_322\" id=\"t3o_322\" style=\"left:382px;bottom:1109px;letter-spacing:0.08px;display:inline;\">held </div></td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t1_322\" style=\"left:69px;bottom:1088px;letter-spacing:-0.01px;display:inline;\">Prudential Zenith Life Insurance Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t2_322\" style=\"left:313px;bottom:1088px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t3_322\" style=\"left:382px;bottom:1088px;letter-spacing:-0.01px;display:inline;\">51.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t4_322\" style=\"left:451px;bottom:1088px;letter-spacing:-0.01px;display:inline;\">13th Floor, Civic Towers, Ozumba Mbadiwe Avenue, Victoria Island, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t5_322\" style=\"left:451px;bottom:1073px;letter-spacing:-0.01px;display:inline;\">Lagos State, Lagos, Nigeria </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t6_322\" style=\"left:69px;bottom:1053px;letter-spacing:-0.01px;display:inline;\">PRUInvest PH Equity Index Tracker Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t7_322\" style=\"left:313px;bottom:1053px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t8_322\" style=\"left:382px;bottom:1053px;letter-spacing:-0.01px;display:inline;\">99.61% </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t9_322\" style=\"left:451px;bottom:1053px;letter-spacing:-0.01px;display:inline;\">8th Floor, 8 Rockwell, Rockwell Drive, Rockwell Center, Makati City </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"ta_322\" style=\"left:69px;bottom:1017px;letter-spacing:-0.01px;display:inline;\">PruInvest PHP Balanced Allocation Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"tb_322\" style=\"left:313px;bottom:1017px;display:inline;\">U </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"tc_322\" style=\"left:382px;bottom:1017px;letter-spacing:-0.01px;display:inline;\">72.30% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"td_322\" style=\"left:69px;bottom:982px;letter-spacing:-0.01px;display:inline;\">PruInvest PHP Dynamic Equity Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"te_322\" style=\"left:313px;bottom:982px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"tf_322\" style=\"left:382px;bottom:982px;letter-spacing:-0.01px;display:inline;\">52.45% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"tg_322\" style=\"left:69px;bottom:946px;letter-spacing:-0.01px;display:inline;\">PruInvest PHP Intermediate Term Bond Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"th_322\" style=\"left:313px;bottom:946px;display:inline;\">U </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"ti_322\" style=\"left:382px;bottom:946px;letter-spacing:-0.01px;display:inline;\">82.73% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"tj_322\" style=\"left:69px;bottom:911px;letter-spacing:-0.01px;display:inline;\">PRUInvest PHP Liquid Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"tk_322\" style=\"left:313px;bottom:911px;display:inline;\">U </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"tl_322\" style=\"left:382px;bottom:911px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"tm_322\" style=\"left:69px;bottom:875px;letter-spacing:-0.01px;display:inline;\">PruInvest USD Global Market Balanced Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"to_322\" style=\"left:313px;bottom:875px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"tp_322\" style=\"left:382px;bottom:875px;letter-spacing:-0.01px;display:inline;\">20.43% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"tn_322\" style=\"left:69px;bottom:860px;letter-spacing:-0.01px;display:inline;\">of Funds </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"tq_322\" style=\"left:69px;bottom:840px;letter-spacing:-0.01px;display:inline;\">PruInvest USD High Yield Asian Bond Feeder </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"ts_322\" style=\"left:313px;bottom:840px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"tt_322\" style=\"left:382px;bottom:840px;letter-spacing:-0.01px;display:inline;\">65.19% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"tr_322\" style=\"left:69px;bottom:824px;letter-spacing:-0.01px;display:inline;\">Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"tu_322\" style=\"left:69px;bottom:804px;letter-spacing:-0.01px;display:inline;\">PruInvest USD Intermediate Term Bond </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"tw_322\" style=\"left:313px;bottom:804px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"tx_322\" style=\"left:382px;bottom:804px;letter-spacing:-0.01px;display:inline;\">93.17% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"tv_322\" style=\"left:69px;bottom:789px;letter-spacing:-0.01px;display:inline;\">Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"ty_322\" style=\"left:69px;bottom:769px;letter-spacing:-0.01px;display:inline;\">PruInvest USD Liquid Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"tz_322\" style=\"left:313px;bottom:769px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t10_322\" style=\"left:382px;bottom:769px;letter-spacing:-0.01px;display:inline;\">56.46% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t11_322\" style=\"left:69px;bottom:733px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">PT Prudential Sharia Life Assurance \u2021 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t12_322\" style=\"left:313px;bottom:733px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t13_322\" style=\"left:382px;bottom:733px;letter-spacing:-0.01px;display:inline;\">94.62% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t14_322\" style=\"left:451px;bottom:733px;letter-spacing:-0.01px;display:inline;\">Prudential Tower, 2nd Floor, Jl. Jend. Sudirman Kav. 79, Jakarta </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t15_322\" style=\"left:451px;bottom:717px;letter-spacing:-0.01px;display:inline;\">12910, Indonesia </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t16_322\" style=\"left:69px;bottom:698px;letter-spacing:-0.01px;display:inline;\">PT. Eastspring Investments Indonesia </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t17_322\" style=\"left:313px;bottom:698px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t18_322\" style=\"left:382px;bottom:698px;letter-spacing:-0.01px;display:inline;\">99.95% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t19_322\" style=\"left:451px;bottom:698px;letter-spacing:-0.01px;display:inline;\">Prudential Tower, 23rd Floor, Jl. Jend. Sudirman Kav.79, Jakarta </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t1a_322\" style=\"left:451px;bottom:682px;letter-spacing:-0.01px;display:inline;\">12910, Indonesia </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t1b_322\" style=\"left:69px;bottom:662px;letter-spacing:-0.01px;display:inline;\">PT. Prudential Life Assurance </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t1c_322\" style=\"left:313px;bottom:662px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t1d_322\" style=\"left:382px;bottom:662px;letter-spacing:-0.01px;display:inline;\">94.62% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t1e_322\" style=\"left:451px;bottom:662px;letter-spacing:-0.01px;display:inline;\">Prudential Tower, Jl. Jend. Sudirman Kav. 79, Jakarta 12910, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t1f_322\" style=\"left:451px;bottom:646px;letter-spacing:-0.01px;display:inline;\">Indonesia </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t1g_322\" style=\"left:69px;bottom:627px;letter-spacing:-0.01px;display:inline;\">Pulse Ecosystems Pte. Ltd. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t1h_322\" style=\"left:313px;bottom:627px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t1i_322\" style=\"left:382px;bottom:627px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t1j_322\" style=\"left:451px;bottom:627px;letter-spacing:-0.01px;display:inline;\">7 Straits View, #06-01 Marina One East Tower, Singapore 018936 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t1k_322\" style=\"left:69px;bottom:591px;letter-spacing:-0.01px;display:inline;\">Pulse Wealth Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t1l_322\" style=\"left:313px;bottom:591px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t1m_322\" style=\"left:382px;bottom:591px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t1n_322\" style=\"left:451px;bottom:591px;letter-spacing:-0.01px;display:inline;\">Suite 3703-04, 37/F, Tower 6, The Gateway, Harbour City, 9 Canton </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t1o_322\" style=\"left:451px;bottom:575px;letter-spacing:-0.01px;display:inline;\">Road, Tsim Sha Tsui, Kowloon, Hong Kong </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t1p_322\" style=\"left:69px;bottom:555px;letter-spacing:-0.01px;display:inline;\">Reksa Dana Eastspring IDR Fixed Income </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t1r_322\" style=\"left:313px;bottom:555px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t1s_322\" style=\"left:382px;bottom:555px;letter-spacing:-0.01px;display:inline;\">97.72% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t1t_322\" style=\"left:451px;bottom:555px;letter-spacing:-0.01px;display:inline;\">Prudential Tower, 23rd Floor, Jl. Jend. Sudirman Kav.79, Jakarta </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t1q_322\" style=\"left:69px;bottom:540px;letter-spacing:-0.01px;display:inline;\">Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t1u_322\" style=\"left:451px;bottom:540px;letter-spacing:-0.01px;display:inline;\">12910, Indonesia </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t1v_322\" style=\"left:69px;bottom:520px;letter-spacing:-0.01px;display:inline;\">Reksa Dana Syariah Eastspring Syariah Fixed </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t1x_322\" style=\"left:313px;bottom:520px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t1y_322\" style=\"left:382px;bottom:520px;letter-spacing:-0.01px;display:inline;\">70.16% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t1w_322\" style=\"left:69px;bottom:504px;letter-spacing:-0.01px;display:inline;\">Income Amanah </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t1z_322\" style=\"left:69px;bottom:484px;letter-spacing:-0.01px;display:inline;\">Reksa Dana Syariah Eastspring Syariah </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t21_322\" style=\"left:313px;bottom:484px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t22_322\" style=\"left:382px;bottom:484px;letter-spacing:-0.01px;display:inline;\">98.57% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t20_322\" style=\"left:69px;bottom:469px;letter-spacing:-0.01px;display:inline;\">Money Market Khazanah </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t23_322\" style=\"left:69px;bottom:449px;letter-spacing:-0.01px;display:inline;\">Reksa Dana Syariah Penyertaan Terbatas </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t25_322\" style=\"left:313px;bottom:449px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t26_322\" style=\"left:382px;bottom:449px;letter-spacing:-0.01px;display:inline;\">99.01% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t27_322\" style=\"left:451px;bottom:449px;letter-spacing:-0.01px;display:inline;\">Graha CIMB Niaga 21st Floor. Jl Jend Sudirman Kav 58, Jakarta - </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t24_322\" style=\"left:69px;bottom:433px;letter-spacing:-0.01px;display:inline;\">Bahana Syariah Bumn Fund IV </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t28_322\" style=\"left:451px;bottom:433px;letter-spacing:-0.01px;display:inline;\">12190, Indonesia. </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t29_322\" style=\"left:69px;bottom:413px;letter-spacing:-0.01px;display:inline;\">Rhodium Investment Funds - Singapore </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t2b_322\" style=\"left:313px;bottom:413px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t2c_322\" style=\"left:382px;bottom:413px;letter-spacing:-0.01px;display:inline;\">99.93% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t2d_322\" style=\"left:451px;bottom:413px;letter-spacing:-0.01px;display:inline;\">10 Marina Boulevard, #32-01, Marina Bay Financial Centre Tower 2, </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t2a_322\" style=\"left:69px;bottom:398px;letter-spacing:-0.01px;display:inline;\">Bond Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t2e_322\" style=\"left:451px;bottom:398px;letter-spacing:-0.01px;display:inline;\">Singapore 018983 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t2f_322\" style=\"left:69px;bottom:378px;letter-spacing:-0.01px;display:inline;\">Rhodium Passive Long Dated Bond Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t2g_322\" style=\"left:313px;bottom:378px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t2h_322\" style=\"left:382px;bottom:378px;letter-spacing:-0.01px;display:inline;\">99.92% </div></td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t2i_322\" style=\"left:69px;bottom:358px;letter-spacing:-0.01px;display:inline;\">Robeco QI European Active Index Equities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t2j_322\" style=\"left:313px;bottom:358px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t2k_322\" style=\"left:382px;bottom:358px;letter-spacing:-0.01px;display:inline;\">92.86% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t2l_322\" style=\"left:451px;bottom:358px;letter-spacing:-0.01px;display:inline;\">6, route de Tr\u00e8ves, L-2633 Senningerberg, Grand Duchy of </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t2m_322\" style=\"left:451px;bottom:343px;letter-spacing:-0.01px;display:inline;\">Luxembourg </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t2n_322\" style=\"left:69px;bottom:323px;letter-spacing:-0.01px;display:inline;\">Schroder Asian Investment Grade Credit </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t2o_322\" style=\"left:313px;bottom:323px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t2p_322\" style=\"left:382px;bottom:323px;letter-spacing:-0.01px;display:inline;\">31.68% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t2q_322\" style=\"left:451px;bottom:323px;letter-spacing:-0.01px;display:inline;\">138 Market Street, #23-01 CapitaGreen, Singapore 048946 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t2r_322\" style=\"left:69px;bottom:303px;letter-spacing:-0.01px;display:inline;\">Schroder Emerging Markets Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t2s_322\" style=\"left:313px;bottom:303px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t2t_322\" style=\"left:382px;bottom:303px;letter-spacing:-0.01px;display:inline;\">77.62% </div></td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t2u_322\" style=\"left:69px;bottom:268px;letter-spacing:-0.01px;display:inline;\">Schroder Multi-Asset Revolution </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t2v_322\" style=\"left:313px;bottom:268px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t2w_322\" style=\"left:382px;bottom:268px;letter-spacing:-0.01px;display:inline;\">51.13% </div></td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t2x_322\" style=\"left:69px;bottom:232px;letter-spacing:-0.01px;display:inline;\">Schroder US Dollar Money Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t2y_322\" style=\"left:313px;bottom:232px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t2z_322\" style=\"left:382px;bottom:232px;letter-spacing:-0.01px;display:inline;\">27.98% </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t30_322\" style=\"left:451px;bottom:232px;letter-spacing:-0.01px;display:inline;\">9th floor, no. 108, section 5, xinyi road, Taipei </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t31_322\" style=\"left:69px;bottom:213px;letter-spacing:-0.01px;display:inline;\">Scotts Spazio Pte. Ltd. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t32_322\" style=\"left:313px;bottom:213px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t33_322\" style=\"left:382px;bottom:213px;letter-spacing:-0.01px;display:inline;\">45.00% </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t34_322\" style=\"left:451px;bottom:213px;letter-spacing:-0.01px;display:inline;\">316 Tanglin Road, #01-01,Singapore, 247978 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t35_322\" style=\"left:69px;bottom:177px;letter-spacing:-0.01px;display:inline;\">Shenzhen Prudential Technology Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t36_322\" style=\"left:313px;bottom:177px;letter-spacing:-0.01px;display:inline;\">MI - WFOE </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t37_322\" style=\"left:382px;bottom:177px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t38_322\" style=\"left:451px;bottom:177px;letter-spacing:-0.01px;display:inline;\">Unit 5, 8th Floor, China Resources Tower, No.2666 Keyuan South </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t39_322\" style=\"left:451px;bottom:162px;letter-spacing:-0.01px;display:inline;\">Road, Yuehai Street, Nanshan District, Shenzhen 518054, China </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t3a_322\" style=\"left:69px;bottom:142px;letter-spacing:-0.01px;display:inline;\">Sri Han Suria Sdn. Bhd. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t3b_322\" style=\"left:313px;bottom:142px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t3c_322\" style=\"left:382px;bottom:142px;letter-spacing:-0.01px;display:inline;\">51.00% </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t3d_322\" style=\"left:451px;bottom:142px;letter-spacing:-0.01px;display:inline;\">Suite 1005, 10th Floor, Wisma Hamzah-Kwong Hing, No. 1 Leboh </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t3e_322\" style=\"left:451px;bottom:126px;letter-spacing:-0.01px;display:inline;\">Ampang, 50100 Kuala Lumpur, Malaysia </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t3f_322\" style=\"left:69px;bottom:106px;letter-spacing:-0.01px;display:inline;\">Staple Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t3g_322\" style=\"left:313px;bottom:106px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t3h_322\" style=\"left:382px;bottom:106px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t3i_322\" style=\"left:451px;bottom:106px;letter-spacing:-0.01px;display:inline;\">No. 63, Athenee Tower, 34th Floor, Wireless Road, Lumpini </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"tcs-selection-enabled tcs-selected\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t3j_322\" style=\"left:451px;bottom:91px;letter-spacing:-0.01px;display:inline;\">Subdistrict Pathumwan District, Bangkok Metropolis, Thailand </div></td></tr>\n                                        </table><div></div><table><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_323\" id=\"t12_323\" style=\"left:91px;bottom:1119px;letter-spacing:0.08px;display:inline;\">Name of entity </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_323\" id=\"t13_323\" style=\"left:335px;bottom:1119px;letter-spacing:0.06px;word-spacing:0.01px;display:inline;\">Classes of </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_323\" id=\"t15_323\" style=\"left:403px;bottom:1119px;letter-spacing:0.07px;display:inline;\">Proportion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_323\" id=\"t17_323\" style=\"left:472px;bottom:1119px;letter-spacing:0.07px;display:inline;\">Registered office address </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_323\" id=\"t14_323\" style=\"left:335px;bottom:1109px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">shares held </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_323\" id=\"t16_323\" style=\"left:403px;bottom:1109px;letter-spacing:0.08px;display:inline;\">held </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"t1_323\" style=\"left:91px;bottom:1088px;letter-spacing:-0.01px;display:inline;\">Templeton Asian Growth Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"t2_323\" style=\"left:335px;bottom:1088px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"t3_323\" style=\"left:403px;bottom:1088px;letter-spacing:-0.01px;display:inline;\">32.88% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"t4_323\" style=\"left:472px;bottom:1088px;letter-spacing:-0.01px;display:inline;\">8A, rue Albert Borschette, L-1246 Luxembourg </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"t5_323\" style=\"left:91px;bottom:1069px;letter-spacing:-0.01px;display:inline;\">Threadneedle (Lux) \u2013 Global Emerging </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"t7_323\" style=\"left:335px;bottom:1069px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"t8_323\" style=\"left:403px;bottom:1069px;letter-spacing:-0.01px;display:inline;\">65.59% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"t9_323\" style=\"left:472px;bottom:1069px;letter-spacing:-0.01px;display:inline;\">44 Rue de la vall\u00e9e, 2661 Luxembourg </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"t6_323\" style=\"left:91px;bottom:1053px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Market Equities </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"ta_323\" style=\"left:91px;bottom:1033px;letter-spacing:-0.01px;display:inline;\">United Global Innovation Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"tb_323\" style=\"left:335px;bottom:1033px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"tc_323\" style=\"left:403px;bottom:1033px;letter-spacing:-0.01px;display:inline;\">24.24% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"td_323\" style=\"left:472px;bottom:1033px;letter-spacing:-0.01px;display:inline;\">23A, 25th Floor, Asia Centre Building, 173/27-30, 32-33 South </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"te_323\" style=\"left:472px;bottom:1018px;letter-spacing:-0.01px;display:inline;\">Sathorn Road, Thungmahamek, Sathorn, Bangkok 10120, Thailand </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"tf_323\" style=\"left:91px;bottom:998px;letter-spacing:-0.01px;display:inline;\">United Global Quality Equity Fund \u2013 MYR </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"th_323\" style=\"left:335px;bottom:998px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"ti_323\" style=\"left:403px;bottom:998px;letter-spacing:-0.01px;display:inline;\">27.57% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"tj_323\" style=\"left:472px;bottom:998px;letter-spacing:-0.01px;display:inline;\">Jln Raja Laut, City Centre, 50100 Kuala Lumpur, Wilayah </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"tg_323\" style=\"left:91px;bottom:982px;letter-spacing:-0.01px;display:inline;\">hedged Class </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"tk_323\" style=\"left:472px;bottom:982px;letter-spacing:-0.01px;display:inline;\">Persekutuan Kuala Lumpur </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"tl_323\" style=\"left:91px;bottom:962px;letter-spacing:-0.01px;display:inline;\">UOB Smart Global Healthcare Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"tm_323\" style=\"left:335px;bottom:962px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"tn_323\" style=\"left:403px;bottom:962px;letter-spacing:-0.01px;display:inline;\">45.27% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"to_323\" style=\"left:472px;bottom:962px;letter-spacing:-0.01px;display:inline;\">23A, 25th Floor, Asia Centre Building, 173/27-30, 32-33 South </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"tq_323\" style=\"left:91px;bottom:943px;letter-spacing:-0.01px;display:inline;\">UOB Smart Japan Small and Mid Cap Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"tr_323\" style=\"left:335px;bottom:943px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"ts_323\" style=\"left:403px;bottom:943px;letter-spacing:-0.01px;display:inline;\">35.67% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"tp_323\" style=\"left:472px;bottom:947px;letter-spacing:-0.01px;display:inline;\">Sathorn Road, Thungmahamek, Sathorn, Bangkok 10120, Thailand </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"tt_323\" style=\"left:91px;bottom:923px;letter-spacing:-0.01px;display:inline;\">UOB Smart Millennium Growth Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"tu_323\" style=\"left:335px;bottom:923px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"tv_323\" style=\"left:403px;bottom:923px;letter-spacing:-0.01px;display:inline;\">38.84% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"tw_323\" style=\"left:91px;bottom:904px;letter-spacing:-0.01px;display:inline;\">USD Investment Grade Infrastructure Debt </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"ty_323\" style=\"left:335px;bottom:904px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"tz_323\" style=\"left:403px;bottom:904px;letter-spacing:-0.01px;display:inline;\">21.90% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"t10_323\" style=\"left:472px;bottom:904px;letter-spacing:-0.01px;display:inline;\">35a, Avenue J.F. Kennedy, L-1855, Luxembourg, Grand Duchy of </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"tx_323\" style=\"left:91px;bottom:888px;letter-spacing:-0.01px;display:inline;\">Fund SCSp </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"t11_323\" style=\"left:472px;bottom:888px;letter-spacing:-0.01px;display:inline;\">Luxembourg </div></td></tr></table><div class=\"t s2_323\" id=\"t18_323\" style=\"left:87px;bottom:867px;display:inline;\">* </div><div class=\"t s2_323\" id=\"t19_323\" style=\"left:104px;bottom:867px;letter-spacing:-0.13px;word-spacing:-0.01px;display:inline;\">Prudential Assurance Malaysia Berhad is consolidated at 100 per cent in the Group's consolidated financial statements reflecting the economic interest to the Group. </div><div class=\"t s2_323\" id=\"t1a_323\" style=\"left:87px;bottom:856px;display:inline;\">\u2020 </div><div class=\"t s2_323\" id=\"t1b_323\" style=\"left:104px;bottom:856px;letter-spacing:-0.12px;display:inline;\">Prudential BSN Takaful Berhad is a joint venture that is accounted for using the equity method, for which the Group has an economic interest of 70 per cent for all business </div><div class=\"t s2_323\" id=\"t1c_323\" style=\"left:104px;bottom:844px;letter-spacing:-0.13px;word-spacing:0.01px;display:inline;\">sold up to 31 December 2016 and of 49 per cent for new business sold subsequent to this date. </div><div class=\"t s2_323\" id=\"t1d_323\" style=\"left:87px;bottom:832px;display:inline;\">\u2021 </div><div class=\"t s2_323\" id=\"t1e_323\" style=\"left:104px;bottom:832px;letter-spacing:-0.12px;display:inline;\">The holding of 94.62 per cent for PT. Prudential Life Assurance represents the proportion held in the Indonesia subsidiary attaching to the aggregate of the shares across </div><div class=\"t s2_323\" id=\"t1f_323\" style=\"left:104px;bottom:820px;letter-spacing:-0.12px;word-spacing:0.01px;display:inline;\">the types of capital in issue. </div><div class=\"t s0_323\" id=\"t1g_323\" style=\"left:87px;bottom:794px;letter-spacing:-0.01px;display:inline;\">The below table lists the issued share capital of the subsidiaries of the Group which, in the opinion of the Directors, principally affect the results or </div><div class=\"t s0_323\" id=\"t1h_323\" style=\"left:87px;bottom:778px;letter-spacing:-0.01px;display:inline;\">assets of the Group: </div><table><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_323\" id=\"t1i_323\" style=\"left:91px;bottom:751px;letter-spacing:0.08px;display:inline;\">Name of entity </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_323\" id=\"t1j_323\" style=\"left:410px;bottom:751px;letter-spacing:0.07px;display:inline;\">Issued and fully paid up share / registered capital </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"t1k_323\" style=\"left:91px;bottom:729px;letter-spacing:-0.01px;display:inline;\">Prudential Assurance Company Singapore (Pte) Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"t1l_323\" style=\"left:410px;bottom:729px;letter-spacing:-0.01px;display:inline;\">526,557,000 ordinary shares of SG$1 each </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"t1m_323\" style=\"left:91px;bottom:709px;letter-spacing:-0.01px;display:inline;\">PT. Prudential Life Assurance </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"t1n_323\" style=\"left:410px;bottom:709px;letter-spacing:-0.01px;display:inline;\">105,500 ordinary shares and 6,000 preference shares of RP 1,000,000 each </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"t1o_323\" style=\"left:91px;bottom:690px;letter-spacing:-0.01px;display:inline;\">Prudential Hong Kong Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"t1p_323\" style=\"left:410px;bottom:690px;letter-spacing:-0.01px;display:inline;\">3,641,479,873 ordinary shares of HK$1 each </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"t1q_323\" style=\"left:91px;bottom:671px;letter-spacing:-0.01px;display:inline;\">Prudential Assurance Malaysia Berhad </div></td><td class=\"cke_table-faked-selection-temp\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"t1r_323\" style=\"left:410px;bottom:671px;letter-spacing:-0.01px;display:inline;\">100,000,000 ordinary shares of RM 1 each </div></td></tr></table>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfSignificantInvestmentsInAssociatesExplanatory",
    "language": "en",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f51504": {
   "value": "D5.3 Investments in joint ventures and associates <div class=\"t s0_312\" id=\"t1o_312\" style=\"left:65px;bottom:371px;letter-spacing:-0.01px;display:inline;\">Joint ventures represent arrangements where the controlling parties through contractual or other agreement have the rights to the net assets of </div><div class=\"t s0_312\" id=\"t1p_312\" style=\"left:65px;bottom:355px;letter-spacing:-0.01px;display:inline;\">the arrangements. The Group has insurance and asset management joint ventures in Chinese Mainland with CITIC Group and an asset </div><div class=\"t s0_312\" id=\"t1q_312\" style=\"left:65px;bottom:340px;letter-spacing:-0.01px;display:inline;\">management joint venture in India with ICICI Bank. In addition, there is an asset management joint venture in Hong Kong with Bank of China </div><div class=\"t s0_312\" id=\"t1r_312\" style=\"left:65px;bottom:324px;letter-spacing:-0.01px;display:inline;\">International Holdings Limited (BOCI) and Takaful insurance joint venture in Malaysia. For the Group\u2019s joint ventures that are accounted for </div><div class=\"t s0_312\" id=\"t1s_312\" style=\"left:65px;bottom:309px;letter-spacing:-0.01px;display:inline;\">using the equity method, the net-of-tax results of these operations are included in the Group\u2019s profit before tax. </div><div class=\"t s0_312\" id=\"t1t_312\" style=\"left:65px;bottom:281px;letter-spacing:-0.01px;display:inline;\">The Group\u2019s associates, which are also accounted for using the equity method, include the Indian insurance entity (with the majority shareholder </div><div class=\"t s0_312\" id=\"t1u_312\" style=\"left:65px;bottom:265px;letter-spacing:-0.01px;display:inline;\">being ICICI Bank). </div><div class=\"t s0_312\" id=\"t1v_312\" style=\"left:65px;bottom:237px;letter-spacing:-0.01px;display:inline;\">In addition, the Group has investments in collective investment schemes, funds holding collateralised debt obligations and property funds where </div><div class=\"t s0_312\" id=\"t1w_312\" style=\"left:65px;bottom:222px;letter-spacing:-0.01px;display:inline;\">the Group has significant influence. As allowed under IAS 28, these investments are accounted for on a FVTPL basis. The aggregate fair value of </div><div class=\"t s0_312\" id=\"t1x_312\" style=\"left:65px;bottom:206px;letter-spacing:-0.01px;word-spacing:-0.01px;display:inline;\">associates accounted for at FVTPL, where there are published price quotations, is approximately $0.5 billion at 31 December 2023 (31 December </div><div class=\"t s0_312\" id=\"t1y_312\" style=\"left:65px;bottom:191px;letter-spacing:-0.01px;display:inline;\">2022: $0.3 billion). </div><div class=\"t s0_312\" id=\"t1z_312\" style=\"left:65px;bottom:163px;letter-spacing:-0.01px;display:inline;\">For joint ventures and associates accounted for using the equity method, the 12 months financial information of these investments for the years </div><div class=\"t s0_312\" id=\"t20_312\" style=\"left:65px;bottom:147px;letter-spacing:-0.01px;display:inline;\">ended 31 December 2023 and 2022 (covering the same period as that of the Group) has been used in these consolidated financial statements. </div><div></div><div class=\"t s0_313\" id=\"t1_313\" style=\"left:87px;bottom:1119px;letter-spacing:-0.01px;display:inline;\">The Group\u2019s share of the profit for shareholder-backed business (including short-term fluctuations in investment returns), net of related tax, in </div><div class=\"t s0_313\" id=\"t2_313\" style=\"left:87px;bottom:1103px;letter-spacing:-0.01px;display:inline;\">joint ventures and associates that are equity accounted for as shown in the Consolidated income statement, is allocated across segments as </div><div class=\"t s0_313\" id=\"t3_313\" style=\"left:87px;bottom:1087px;letter-spacing:-0.01px;display:inline;\">follows: </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_313\" id=\"t4_313\" style=\"left:717px;bottom:1056px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">2023 $m </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_313\" id=\"t5_313\" style=\"left:797px;bottom:1056px;letter-spacing:0.09px;display:inline;\">2022 $m </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"t6_313\" style=\"left:91px;bottom:1036px;letter-spacing:-0.01px;display:inline;\">CPL </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_313\" id=\"t7_313\" style=\"left:725px;bottom:1036px;letter-spacing:-0.02px;display:inline;\">(577) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"t8_313\" style=\"left:804px;bottom:1036px;letter-spacing:-0.01px;display:inline;\">(345) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"t9_313\" style=\"left:91px;bottom:1016px;letter-spacing:-0.01px;display:inline;\">Malaysia </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_313\" id=\"ta_313\" style=\"left:737px;bottom:1016px;letter-spacing:-0.02px;display:inline;\">18 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"tb_313\" style=\"left:815px;bottom:1016px;display:inline;\">16 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"tc_313\" style=\"left:91px;bottom:997px;letter-spacing:-0.01px;display:inline;\">Growth markets and other </div> <div class=\"t s4_313\" id=\"td_313\" style=\"vertical-align: super;left:231px;bottom:1005px;letter-spacing:0.2px;display:inline;\">note </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_313\" id=\"te_313\" style=\"left:730px;bottom:997px;letter-spacing:-0.02px;display:inline;\">310 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"tf_313\" style=\"left:808px;bottom:997px;letter-spacing:-0.01px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"tg_313\" style=\"left:91px;bottom:977px;letter-spacing:-0.01px;display:inline;\">Insurance operations </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_313\" id=\"th_313\" style=\"left:725px;bottom:977px;letter-spacing:-0.02px;display:inline;\">(249) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"ti_313\" style=\"left:804px;bottom:977px;letter-spacing:-0.01px;display:inline;\">(229) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"tj_313\" style=\"left:91px;bottom:958px;letter-spacing:-0.01px;display:inline;\">Eastspring </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_313\" id=\"tk_313\" style=\"left:730px;bottom:958px;letter-spacing:-0.02px;display:inline;\">158 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"tl_313\" style=\"left:808px;bottom:958px;letter-spacing:-0.01px;display:inline;\">144 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_313\" id=\"tm_313\" style=\"left:91px;bottom:939px;letter-spacing:-0.01px;display:inline;\">Total segment and Group total </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_313\" id=\"tn_313\" style=\"left:733px;bottom:939px;letter-spacing:-0.02px;display:inline;\">(91) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"to_313\" style=\"left:811px;bottom:939px;display:inline;\">(85) </div></td></tr></table><div class=\"t s5_313\" id=\"tp_313\" style=\"left:87px;bottom:912px;letter-spacing:-0.17px;display:inline;\">Note </div><div class=\"t s6_313\" id=\"tq_313\" style=\"left:87px;bottom:901px;letter-spacing:-0.13px;word-spacing:0.01px;display:inline;\">For growth markets and other, as well as the segment results for associates and joint ventures within the segment, the amount shown includes a credit of $191 million (2022: </div><div class=\"t s6_313\" id=\"tr_313\" style=\"left:87px;bottom:889px;letter-spacing:-0.12px;display:inline;\">$72 million credit) of taxes for all life joint ventures and associates. </div><div class=\"t s0_313\" id=\"ts_313\" style=\"left:87px;bottom:862px;letter-spacing:-0.01px;display:inline;\">There is no other comprehensive income in the joint ventures and associates other than the foreign exchange differences that arise from </div><div class=\"t s0_313\" id=\"tt_313\" style=\"left:87px;bottom:846px;letter-spacing:-0.01px;display:inline;\">translating the associates and joint ventures into the Group\u2019s presentational currency. There has been no unrecognised share of losses of a joint </div><div class=\"t s0_313\" id=\"tu_313\" style=\"left:87px;bottom:831px;letter-spacing:-0.01px;display:inline;\">venture or associate that the Group has stopped recognising in total comprehensive income. </div><div class=\"t s0_313\" id=\"tv_313\" style=\"left:87px;bottom:803px;letter-spacing:-0.01px;display:inline;\">The Group\u2019s interest in joint ventures and associates gives rise to no contingent liabilities or capital commitments that are material to the Group. </div><div class=\"t s7_313\" id=\"tw_313\" style=\"left:87px;bottom:774px;letter-spacing:-0.12px;word-spacing:0.01px;display:inline;\">CITIC-Prudential Life Insurance Company (CPL) </div><div class=\"t s0_313\" id=\"tx_313\" style=\"left:87px;bottom:759px;letter-spacing:-0.01px;display:inline;\">CPL is the Group\u2019s joint venture with the CITIC Group in which the Group owns a 50 per cent interest. The joint venture is incorporated in China </div><div class=\"t s0_313\" id=\"ty_313\" style=\"left:87px;bottom:743px;letter-spacing:-0.01px;display:inline;\">and is principally engaged in underwriting insurance and investment contracts. The summarised financial information for CPL, which is </div><div class=\"t s0_313\" id=\"tz_313\" style=\"left:87px;bottom:728px;letter-spacing:-0.01px;display:inline;\">considered to be a material joint venture to the Group, is set out below. The financial information represents the entity\u2019s financial statements </div><div class=\"t s0_313\" id=\"t10_313\" style=\"left:87px;bottom:712px;letter-spacing:-0.01px;display:inline;\">prepared in accordance with Group\u2019s IFRS accounting policies, on a 100 per cent basis, for the years shown: </div><table><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_313\" id=\"t11_313\" style=\"left:91px;bottom:680px;letter-spacing:-0.01px;display:inline;\">Statement of financial position: </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_313\" id=\"t12_313\" style=\"left:682px;bottom:681px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">31 Dec 2023 $m </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_313\" id=\"t13_313\" style=\"left:768px;bottom:681px;letter-spacing:0.08px;display:inline;\">31 Dec 2022 $m </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"t14_313\" style=\"left:91px;bottom:660px;letter-spacing:-0.01px;display:inline;\">Total assets </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_313\" id=\"t15_313\" style=\"left:707px;bottom:660px;letter-spacing:-0.02px;display:inline;\">33,271 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"t16_313\" style=\"left:792px;bottom:660px;letter-spacing:-0.01px;display:inline;\">29,914 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"t17_313\" style=\"left:91px;bottom:641px;letter-spacing:-0.01px;display:inline;\">Total liabilities (including non-controlling interest) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_313\" id=\"t18_313\" style=\"left:707px;bottom:641px;letter-spacing:-0.02px;display:inline;\">32,005 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"t19_313\" style=\"left:792px;bottom:641px;letter-spacing:-0.01px;display:inline;\">27,734 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"t1a_313\" style=\"left:91px;bottom:622px;letter-spacing:-0.01px;display:inline;\">Shareholders\u2019 equity </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_313\" id=\"t1b_313\" style=\"left:714px;bottom:622px;letter-spacing:-0.02px;display:inline;\">1,266 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"t1c_313\" style=\"left:799px;bottom:622px;letter-spacing:-0.01px;display:inline;\">2,180 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"t1d_313\" style=\"left:91px;bottom:583px;letter-spacing:-0.01px;display:inline;\">The above amounts of assets and liabilities include the following*: </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"t1e_313\" style=\"left:91px;bottom:563px;letter-spacing:-0.01px;display:inline;\">Cash and cash equivalents </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_313\" id=\"t1f_313\" style=\"left:724px;bottom:563px;letter-spacing:-0.02px;display:inline;\">868 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"t1g_313\" style=\"left:808px;bottom:563px;letter-spacing:-0.01px;display:inline;\">561 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"t1h_313\" style=\"left:91px;bottom:544px;letter-spacing:-0.01px;display:inline;\">Financial liabilities (excluding trade and other payables and provisions) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_313\" id=\"t1i_313\" style=\"left:714px;bottom:544px;letter-spacing:-0.02px;display:inline;\">1,198 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"t1j_313\" style=\"left:808px;bottom:544px;letter-spacing:-0.01px;display:inline;\">985 </div></td></tr></table><div class=\"t s6_313\" id=\"t1k_313\" style=\"left:87px;bottom:517px;display:inline;\">* </div><div class=\"t s6_313\" id=\"t1l_313\" style=\"left:104px;bottom:517px;letter-spacing:-0.13px;display:inline;\">The Group\u2019s 50 per cent share of CPL\u2019s insurance and reinsurance contract balances are shown in note C3.3(c). </div><table><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_313\" id=\"t1m_313\" style=\"left:91px;bottom:486px;letter-spacing:-0.01px;display:inline;\">Income statement: </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_313\" id=\"t1n_313\" style=\"left:712px;bottom:487px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">2023 $m </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_313\" id=\"t1o_313\" style=\"left:797px;bottom:487px;letter-spacing:0.09px;display:inline;\">2022 $m </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"t1p_313\" style=\"left:91px;bottom:467px;letter-spacing:-0.01px;display:inline;\">Revenue </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_313\" id=\"t1q_313\" style=\"left:714px;bottom:467px;letter-spacing:-0.02px;display:inline;\">1,676 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"t1r_313\" style=\"left:799px;bottom:467px;letter-spacing:-0.01px;display:inline;\">1,023 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"t1s_313\" style=\"left:91px;bottom:447px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Loss for the year after tax </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_313\" id=\"t1t_313\" style=\"left:720px;bottom:447px;letter-spacing:-0.02px;display:inline;\">(733) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"t1u_313\" style=\"left:804px;bottom:447px;letter-spacing:-0.01px;display:inline;\">(550) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"t1v_313\" style=\"left:91px;bottom:428px;letter-spacing:-0.01px;display:inline;\">The above loss for the year includes the following: </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"t1w_313\" style=\"left:91px;bottom:408px;letter-spacing:-0.01px;display:inline;\">Depreciation and amortisation </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_313\" id=\"t1x_313\" style=\"left:727px;bottom:408px;letter-spacing:-0.02px;display:inline;\">(39) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"t1y_313\" style=\"left:811px;bottom:408px;display:inline;\">(43) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"t1z_313\" style=\"left:91px;bottom:389px;letter-spacing:-0.01px;display:inline;\">Interest income </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_313\" id=\"t20_313\" style=\"left:724px;bottom:389px;letter-spacing:-0.02px;display:inline;\">543 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"t21_313\" style=\"left:808px;bottom:389px;letter-spacing:-0.01px;display:inline;\">569 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"t22_313\" style=\"left:91px;bottom:370px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Interest expense </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_313\" id=\"t23_313\" style=\"left:734px;bottom:370px;letter-spacing:-0.02px;display:inline;\">(2) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"t24_313\" style=\"left:818px;bottom:370px;display:inline;\">(3) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"t25_313\" style=\"left:91px;bottom:350px;letter-spacing:-0.01px;display:inline;\">Income tax credit </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_313\" id=\"t26_313\" style=\"left:724px;bottom:350px;letter-spacing:-0.02px;display:inline;\">422 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"t27_313\" style=\"left:808px;bottom:350px;letter-spacing:-0.01px;display:inline;\">140 </div></td></tr></table><div class=\"t s0_313\" id=\"t28_313\" style=\"left:87px;bottom:321px;letter-spacing:-0.01px;display:inline;\">The summarised financial information above is reconciled to the carrying amount of the Group\u2019s interest in the joint venture recognised in the </div><div class=\"t s0_313\" id=\"t29_313\" style=\"left:87px;bottom:305px;letter-spacing:-0.01px;display:inline;\">consolidated financial statements as follows: </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_313\" id=\"t2a_313\" style=\"left:682px;bottom:274px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">31 Dec 2023 $m </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_313\" id=\"t2b_313\" style=\"left:768px;bottom:274px;letter-spacing:0.08px;display:inline;\">31 Dec 2022 $m </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"t2c_313\" style=\"left:91px;bottom:254px;letter-spacing:-0.01px;display:inline;\">Net assets of CITIC-Prudential Life as shown above </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_313\" id=\"t2d_313\" style=\"left:714px;bottom:254px;letter-spacing:-0.02px;display:inline;\">1,266 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"t2e_313\" style=\"left:799px;bottom:254px;letter-spacing:-0.01px;display:inline;\">2,180 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"t2f_313\" style=\"left:91px;bottom:234px;letter-spacing:-0.01px;display:inline;\">Proportion owned by the joint venture partner (50%) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_313\" id=\"t2g_313\" style=\"left:724px;bottom:234px;letter-spacing:-0.02px;display:inline;\">633 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"t2h_313\" style=\"left:799px;bottom:234px;letter-spacing:-0.01px;display:inline;\">1,090 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"t2i_313\" style=\"left:91px;bottom:215px;letter-spacing:-0.01px;display:inline;\">Carrying amount of the Group\u2019s interest in the joint venture (50%) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_313\" id=\"t2j_313\" style=\"left:724px;bottom:215px;letter-spacing:-0.02px;display:inline;\">633 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"t2k_313\" style=\"left:799px;bottom:215px;letter-spacing:-0.01px;display:inline;\">1,090 </div></td></tr></table><div class=\"t s0_313\" id=\"t2l_313\" style=\"left:87px;bottom:186px;letter-spacing:-0.01px;display:inline;\">The Group has received $88 million of dividends from CPL in 2023 (2022: nil). In December 2023, the Group announced a planned capital </div><div class=\"t s0_313\" id=\"t2m_313\" style=\"left:87px;bottom:170px;letter-spacing:-0.01px;display:inline;\">injection into CPL of $176 million as discussed in note D3. </div><div class=\"t s0_313\" id=\"t2n_313\" style=\"left:87px;bottom:143px;letter-spacing:-0.01px;display:inline;\">At 31 December 2023, the Group\u2019s investments in joint ventures and associates accounted for using the equity method are $1,940 million (31 </div><div class=\"t s0_313\" id=\"t2o_313\" style=\"left:87px;bottom:127px;letter-spacing:-0.01px;display:inline;\">December 2022: $2,259 million), out of which $633 million (31 December 2022: $1,090 million) relates to the Group's interest in CPL as </div><div class=\"t s0_313\" id=\"t2p_313\" style=\"left:87px;bottom:111px;letter-spacing:-0.01px;display:inline;\">discussed above. The aggregate carrying amount of the Group\u2019s investments in the other joint ventures and associates accounted for using the </div><div class=\"t s0_313\" id=\"t2q_313\" style=\"left:87px;bottom:96px;letter-spacing:-0.01px;display:inline;\">equity method is $1,307 million (31 December 2022: $1,169 million). </div><div></div><div class=\"t s0_314\" id=\"t1_314\" style=\"left:65px;bottom:1116px;letter-spacing:0.13px;display:inline;\">D5.4 Related undertakings </div><div class=\"t s1_314\" id=\"t2_314\" style=\"left:65px;bottom:1100px;letter-spacing:-0.01px;display:inline;\">In accordance with Section 409 of the Companies Act 2006, a list of Prudential Group\u2019s subsidiaries, joint ventures, associates and significant </div><div class=\"t s1_314\" id=\"t3_314\" style=\"left:65px;bottom:1085px;letter-spacing:-0.01px;display:inline;\">holdings (being holdings of more than 20 per cent) is disclosed below, along with the classes of shares held, the registered office address and the </div><div class=\"t s1_314\" id=\"t4_314\" style=\"left:65px;bottom:1069px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">effective percentage of equity owned at 31 December 2023. The Group also operates through branches, none of which are significant. </div><div class=\"t s1_314\" id=\"t5_314\" style=\"left:65px;bottom:1041px;letter-spacing:-0.01px;display:inline;\">The definitions of a subsidiary undertaking, joint venture and associate in accordance with the Companies Act 2006 are different from the </div><div class=\"t s1_314\" id=\"t6_314\" style=\"left:65px;bottom:1026px;letter-spacing:-0.01px;display:inline;\">definition under IFRS Standards. As a result, the related undertakings included within the list below may not be the same as the undertakings </div><div class=\"t s1_314\" id=\"t7_314\" style=\"left:65px;bottom:1010px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">consolidated in the Group consolidated financial statements. The Group\u2019s consolidation policy is described in note D5.1. </div><div class=\"t s2_314\" id=\"t8_314\" style=\"left:65px;bottom:981px;letter-spacing:-0.12px;display:inline;\">Simplified corporate structure as at 31 December 2023 </div><div class=\"t s3_314\" id=\"t9_314\" style=\"left:389px;bottom:959px;letter-spacing:0.12px;display:inline;\">Prudential plc </div><div class=\"t s2_314\" id=\"ta_314\" style=\"left:327px;bottom:901px;letter-spacing:-0.11px;display:inline;\">Prudential Corporation Asia Limited </div><div class=\"t s4_314\" id=\"tb_314\" style=\"left:609px;bottom:909px;letter-spacing:-0.1px;display:inline;\">Prudential Group Holdings Limited </div><div class=\"t s4_314\" id=\"tc_314\" style=\"left:660px;bottom:893px;letter-spacing:-0.1px;display:inline;\">and subsidiaries </div><div class=\"t s1_314\" id=\"td_314\" style=\"left:83px;bottom:783px;letter-spacing:-0.01px;display:inline;\">CITIC- </div><div class=\"t s1_314\" id=\"te_314\" style=\"left:74px;bottom:767px;letter-spacing:-0.01px;display:inline;\">Prudential </div><div class=\"t s1_314\" id=\"tf_314\" style=\"left:91px;bottom:752px;letter-spacing:-0.01px;display:inline;\">Life </div><div class=\"t s1_314\" id=\"tg_314\" style=\"left:75px;bottom:736px;letter-spacing:-0.01px;display:inline;\">Insurance </div><div class=\"t s1_314\" id=\"th_314\" style=\"left:75px;bottom:720px;letter-spacing:-0.01px;display:inline;\">Company </div><div class=\"t s1_314\" id=\"ti_314\" style=\"left:81px;bottom:705px;letter-spacing:-0.01px;display:inline;\">Limited </div><div class=\"t s1_314\" id=\"tj_314\" style=\"left:85px;bottom:689px;letter-spacing:-0.01px;display:inline;\">(CPL)* </div><div class=\"t s1_314\" id=\"tk_314\" style=\"left:158px;bottom:797px;letter-spacing:-0.01px;display:inline;\">Prudential </div><div class=\"t s1_314\" id=\"tl_314\" style=\"left:155px;bottom:781px;letter-spacing:-0.01px;display:inline;\">Hong Kong </div><div class=\"t s1_314\" id=\"tm_314\" style=\"left:165px;bottom:765px;letter-spacing:-0.01px;display:inline;\">Limited </div><div class=\"t s1_314\" id=\"tn_314\" style=\"left:158px;bottom:738px;letter-spacing:-0.01px;display:inline;\">Prudential </div><div class=\"t s1_314\" id=\"to_314\" style=\"left:164px;bottom:722px;letter-spacing:-0.01px;display:inline;\">General </div><div class=\"t s1_314\" id=\"tp_314\" style=\"left:158px;bottom:706px;letter-spacing:-0.01px;display:inline;\">Insurance </div><div class=\"t s1_314\" id=\"tq_314\" style=\"left:155px;bottom:691px;letter-spacing:-0.01px;display:inline;\">Hong Kong </div><div class=\"t s1_314\" id=\"tr_314\" style=\"left:165px;bottom:675px;letter-spacing:-0.01px;display:inline;\">Limited </div><div class=\"t s1_314\" id=\"ts_314\" style=\"left:261px;bottom:811px;letter-spacing:-0.02px;display:inline;\">PT </div><div class=\"t s1_314\" id=\"tt_314\" style=\"left:241px;bottom:795px;letter-spacing:-0.01px;display:inline;\">Prudential </div><div class=\"t s1_314\" id=\"tu_314\" style=\"left:258px;bottom:779px;letter-spacing:-0.01px;display:inline;\">Life </div><div class=\"t s1_314\" id=\"tv_314\" style=\"left:239px;bottom:764px;letter-spacing:-0.01px;display:inline;\">Assurance </div><div class=\"t s5_314\" id=\"tw_314\" style=\"left:292px;bottom:772px;display:inline;\">\u2020 </div><div class=\"t s1_314\" id=\"tx_314\" style=\"left:261px;bottom:736px;letter-spacing:-0.02px;display:inline;\">PT </div><div class=\"t s1_314\" id=\"ty_314\" style=\"left:241px;bottom:720px;letter-spacing:-0.01px;display:inline;\">Prudential </div><div class=\"t s1_314\" id=\"tz_314\" style=\"left:240px;bottom:705px;letter-spacing:-0.01px;display:inline;\">Sharia Life </div><div class=\"t s1_314\" id=\"t10_314\" style=\"left:239px;bottom:689px;letter-spacing:-0.01px;display:inline;\">Assurance </div><div class=\"t s5_314\" id=\"t11_314\" style=\"left:292px;bottom:697px;display:inline;\">\u2020 </div><div class=\"t s1_314\" id=\"t12_314\" style=\"left:237px;bottom:661px;letter-spacing:-0.01px;display:inline;\">(Indonesia) </div><div class=\"t s1_314\" id=\"t13_314\" style=\"left:325px;bottom:797px;letter-spacing:-0.01px;display:inline;\">Prudential </div><div class=\"t s1_314\" id=\"t14_314\" style=\"left:325px;bottom:781px;letter-spacing:-0.01px;display:inline;\">Assurance </div><div class=\"t s1_314\" id=\"t15_314\" style=\"left:328px;bottom:765px;letter-spacing:-0.01px;display:inline;\">Malaysia </div><div class=\"t s1_314\" id=\"t16_314\" style=\"left:330px;bottom:750px;letter-spacing:-0.01px;display:inline;\">Berhad </div><div class=\"t s5_314\" id=\"t17_314\" style=\"left:368px;bottom:758px;display:inline;\">\u2020 </div><div class=\"t s1_314\" id=\"t18_314\" style=\"left:325px;bottom:722px;letter-spacing:-0.01px;display:inline;\">Prudential </div><div class=\"t s1_314\" id=\"t19_314\" style=\"left:340px;bottom:706px;letter-spacing:-0.01px;display:inline;\">BSN </div><div class=\"t s1_314\" id=\"t1a_314\" style=\"left:332px;bottom:691px;letter-spacing:-0.01px;display:inline;\">Takaful </div><div class=\"t s1_314\" id=\"t1b_314\" style=\"left:330px;bottom:675px;letter-spacing:-0.01px;display:inline;\">Berhad </div><div class=\"t s5_314\" id=\"t1c_314\" style=\"left:368px;bottom:683px;display:inline;\">\u2020 </div><div class=\"t s1_314\" id=\"t1d_314\" style=\"left:408px;bottom:775px;letter-spacing:-0.01px;display:inline;\">Prudential </div><div class=\"t s1_314\" id=\"t1e_314\" style=\"left:409px;bottom:759px;letter-spacing:-0.01px;display:inline;\">Assurance </div><div class=\"t s1_314\" id=\"t1f_314\" style=\"left:409px;bottom:744px;letter-spacing:-0.01px;display:inline;\">Company </div><div class=\"t s1_314\" id=\"t1g_314\" style=\"left:408px;bottom:728px;letter-spacing:-0.01px;display:inline;\">Singapore </div><div class=\"t s1_314\" id=\"t1h_314\" style=\"left:422px;bottom:713px;letter-spacing:-0.01px;display:inline;\">(Pte) </div><div class=\"t s1_314\" id=\"t1i_314\" style=\"left:413px;bottom:697px;letter-spacing:-0.01px;display:inline;\">Limited </div><div class=\"t s5_314\" id=\"t1j_314\" style=\"left:452px;bottom:705px;display:inline;\">\u2020 </div><div class=\"t s1_314\" id=\"t1k_314\" style=\"left:492px;bottom:781px;letter-spacing:-0.01px;display:inline;\">Eastspring </div><div class=\"t s1_314\" id=\"t1l_314\" style=\"left:488px;bottom:765px;letter-spacing:-0.33px;display:inline;\">Investments </div><div class=\"t s1_314\" id=\"t1m_314\" style=\"left:491px;bottom:750px;letter-spacing:-0.01px;display:inline;\">Group Pte. </div><div class=\"t s1_314\" id=\"t1n_314\" style=\"left:507px;bottom:734px;letter-spacing:-0.01px;display:inline;\">Ltd. </div><div class=\"t s5_314\" id=\"t1o_314\" style=\"left:526px;bottom:742px;display:inline;\">\u2020 </div><div class=\"t s1_314\" id=\"t1p_314\" style=\"left:509px;bottom:706px;letter-spacing:-0.01px;display:inline;\">and </div><div class=\"t s1_314\" id=\"t1q_314\" style=\"left:489px;bottom:691px;letter-spacing:-0.01px;display:inline;\">subsidiaries </div><div class=\"t s1_314\" id=\"t1r_314\" style=\"left:583px;bottom:843px;letter-spacing:-0.01px;display:inline;\">Growth </div><div class=\"t s1_314\" id=\"t1s_314\" style=\"left:581px;bottom:828px;letter-spacing:-0.01px;display:inline;\">markets </div><div class=\"t s1_314\" id=\"t1t_314\" style=\"left:577px;bottom:812px;letter-spacing:-0.01px;display:inline;\">and other </div><div class=\"t s1_314\" id=\"t1u_314\" style=\"left:581px;bottom:797px;letter-spacing:-0.01px;display:inline;\">entities </div><div class=\"t s5_314\" id=\"t1v_314\" style=\"left:619px;bottom:805px;display:inline;\">\u2020 </div><div class=\"t s1_314\" id=\"t1w_314\" style=\"left:576px;bottom:769px;letter-spacing:-0.01px;display:inline;\">(including </div><div class=\"t s1_314\" id=\"t1x_314\" style=\"left:586px;bottom:753px;letter-spacing:-0.01px;display:inline;\">Africa, </div><div class=\"t s1_314\" id=\"t1y_314\" style=\"left:574px;bottom:738px;letter-spacing:-0.01px;display:inline;\">Cambodia, </div><div class=\"t s1_314\" id=\"t1z_314\" style=\"left:573px;bottom:722px;display:inline;\">India, Laos, </div><div class=\"t s1_314\" id=\"t20_314\" style=\"left:575px;bottom:706px;letter-spacing:-0.01px;display:inline;\">Myanmar, </div><div class=\"t s1_314\" id=\"t21_314\" style=\"left:594px;bottom:691px;letter-spacing:-0.01px;display:inline;\">the </div><div class=\"t s1_314\" id=\"t22_314\" style=\"left:573px;bottom:675px;letter-spacing:-0.01px;display:inline;\">Philippines, </div><div class=\"t s1_314\" id=\"t23_314\" style=\"left:582px;bottom:660px;letter-spacing:-0.01px;display:inline;\">Taiwan, </div><div class=\"t s1_314\" id=\"t24_314\" style=\"left:578px;bottom:644px;letter-spacing:-0.01px;display:inline;\">Thailand, </div><div class=\"t s1_314\" id=\"t25_314\" style=\"left:578px;bottom:629px;letter-spacing:-0.01px;display:inline;\">Vietnam) </div><div class=\"t s1_314\" id=\"t26_314\" style=\"left:659px;bottom:759px;letter-spacing:-0.01px;display:inline;\">Prudential </div><div class=\"t s1_314\" id=\"t27_314\" style=\"left:655px;bottom:744px;letter-spacing:-0.53px;display:inline;\">International </div><div class=\"t s1_314\" id=\"t28_314\" style=\"left:663px;bottom:728px;letter-spacing:-0.01px;display:inline;\">Treasury </div><div class=\"t s1_314\" id=\"t29_314\" style=\"left:666px;bottom:713px;letter-spacing:-0.01px;display:inline;\">Limited </div><div class=\"t s1_314\" id=\"t2a_314\" style=\"left:743px;bottom:752px;letter-spacing:-0.01px;display:inline;\">Prudential </div><div class=\"t s1_314\" id=\"t2b_314\" style=\"left:748px;bottom:736px;letter-spacing:-0.01px;display:inline;\">Funding </div><div class=\"t s1_314\" id=\"t2c_314\" style=\"left:743px;bottom:720px;letter-spacing:-0.01px;display:inline;\">(Asia) plc </div><div class=\"t s5_314\" id=\"t2d_314\" style=\"left:792px;bottom:728px;display:inline;\">\u2021 </div><div class=\"t s6_314\" id=\"t2e_314\" style=\"left:65px;bottom:602px;display:inline;\">* </div><div class=\"t s6_314\" id=\"t2f_314\" style=\"left:82px;bottom:602px;letter-spacing:-0.13px;display:inline;\">CPL is a joint venture with CITIC, a leading state owned conglomerate in the Chinese Mainland. </div><div class=\"t s6_314\" id=\"t2g_314\" style=\"left:65px;bottom:590px;display:inline;\">\u2020 </div><div class=\"t s6_314\" id=\"t2h_314\" style=\"left:82px;bottom:590px;letter-spacing:-0.12px;display:inline;\">Indirectly held by Prudential Corporation Asia Limited. </div><div class=\"t s6_314\" id=\"t2i_314\" style=\"left:65px;bottom:578px;display:inline;\">\u2021 </div><div class=\"t s6_314\" id=\"t2j_314\" style=\"left:82px;bottom:578px;letter-spacing:-0.13px;display:inline;\">The company was incorporated in February 2023 and a 100 per cent subsidiary of Prudential Corporation Asia Limited. </div><div class=\"t s2_314\" id=\"t2k_314\" style=\"left:65px;bottom:551px;letter-spacing:-0.11px;display:inline;\">Direct subsidiary undertakings of the parent company, Prudential plc (shares held directly or via nominees) </div><div class=\"t s1_314\" id=\"t2l_314\" style=\"left:65px;bottom:535px;letter-spacing:-0.01px;display:inline;\">Key to share classes: </div><table>\n                                            <tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_314\" id=\"t2m_314\" style=\"left:69px;bottom:507px;letter-spacing:0.07px;display:inline;\">Abbreviation </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_314\" id=\"t2n_314\" style=\"left:184px;bottom:507px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">Class of share held </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_314\" id=\"t2o_314\" style=\"left:69px;bottom:486px;letter-spacing:-0.01px;display:inline;\">LBG </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_314\" id=\"t2p_314\" style=\"left:184px;bottom:486px;letter-spacing:-0.01px;display:inline;\">Limited by Guarantee </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_314\" id=\"t2q_314\" style=\"left:69px;bottom:466px;letter-spacing:-0.02px;display:inline;\">MI </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_314\" id=\"t2r_314\" style=\"left:184px;bottom:466px;letter-spacing:-0.01px;display:inline;\">Membership Interest </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_314\" id=\"t2s_314\" style=\"left:69px;bottom:447px;letter-spacing:-0.01px;display:inline;\">MI - WFOE </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_314\" id=\"t2t_314\" style=\"left:184px;bottom:447px;letter-spacing:-0.01px;display:inline;\">Membership Interest of a Wholly Foreign Owned Enterprise in the Chinese Mainland </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_314\" id=\"t2u_314\" style=\"left:69px;bottom:427px;letter-spacing:-0.01px;display:inline;\">MI \u2013 JV </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_314\" id=\"t2v_314\" style=\"left:184px;bottom:427px;letter-spacing:-0.01px;display:inline;\">Membership Interest of a Sino-Foreign Equity Joint Venture in the Chinese Mainland </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_314\" id=\"t2w_314\" style=\"left:69px;bottom:408px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_314\" id=\"t2x_314\" style=\"left:184px;bottom:408px;letter-spacing:-0.01px;display:inline;\">Ordinary Shares </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_314\" id=\"t2y_314\" style=\"left:69px;bottom:389px;letter-spacing:-0.02px;display:inline;\">PI </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_314\" id=\"t2z_314\" style=\"left:184px;bottom:389px;letter-spacing:-0.01px;display:inline;\">Partnership Interest </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_314\" id=\"t30_314\" style=\"left:69px;bottom:369px;letter-spacing:-0.02px;display:inline;\">PS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_314\" id=\"t31_314\" style=\"left:184px;bottom:369px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Preference Shares </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_314\" id=\"t32_314\" style=\"left:69px;bottom:350px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_314\" id=\"t33_314\" style=\"left:184px;bottom:350px;letter-spacing:-0.01px;display:inline;\">Units </div></td></tr>\n                                        </table><table>\n                                            <tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_314\" id=\"t34_314\" style=\"left:69px;bottom:319px;letter-spacing:0.08px;display:inline;\">Name of entity </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_314\" id=\"t35_314\" style=\"left:265px;bottom:320px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">Classes of shares held </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_314\" id=\"t36_314\" style=\"left:373px;bottom:320px;letter-spacing:0.07px;display:inline;\">Proportion held </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_314\" id=\"t37_314\" style=\"left:451px;bottom:319px;letter-spacing:0.07px;display:inline;\">Registered office address </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_314\" id=\"t38_314\" style=\"left:69px;bottom:299px;letter-spacing:-0.01px;display:inline;\">Prudential Corporation Asia Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_314\" id=\"t39_314\" style=\"left:265px;bottom:299px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_314\" id=\"t3a_314\" style=\"left:373px;bottom:299px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_314\" id=\"t3b_314\" style=\"left:451px;bottom:299px;letter-spacing:-0.01px;display:inline;\">13th Floor, One International Finance Centre, 1 Harbour View Street, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_314\" id=\"t3c_314\" style=\"left:451px;bottom:284px;letter-spacing:-0.01px;display:inline;\">Central, Hong Kong </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_314\" id=\"t3d_314\" style=\"left:69px;bottom:264px;letter-spacing:-0.01px;display:inline;\">Prudential Group Holdings Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_314\" id=\"t3e_314\" style=\"left:265px;bottom:264px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_314\" id=\"t3f_314\" style=\"left:373px;bottom:264px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_314\" id=\"t3g_314\" style=\"left:451px;bottom:264px;letter-spacing:-0.01px;display:inline;\">1 Angel Court, London, EC2R 7AG, United Kingdom </div></td></tr>\n                                        </table><div>\u00a0</div><div class=\"t s0_315\" id=\"t1_315\" style=\"left:87px;bottom:1118px;letter-spacing:-0.11px;display:inline;\">Other subsidiaries, joint ventures, associates and significant holdings of the Group \u2013 no shares held directly by the parent </div><div class=\"t s0_315\" id=\"t2_315\" style=\"left:87px;bottom:1101px;letter-spacing:-0.11px;display:inline;\">company (Prudential plc) or its nominees </div><table>\n                                            <tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_315\" id=\"t2w_315\" style=\"left:91px;bottom:1074px;letter-spacing:0.08px;display:inline;\">Name of entity </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_315\" id=\"t2x_315\" style=\"left:335px;bottom:1074px;letter-spacing:0.06px;word-spacing:0.01px;display:inline;\">Classes of </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_315\" id=\"t2z_315\" style=\"left:403px;bottom:1074px;letter-spacing:0.07px;display:inline;\">Proportion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_315\" id=\"t31_315\" style=\"left:472px;bottom:1074px;letter-spacing:0.07px;display:inline;\">Registered office address </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_315\" id=\"t2y_315\" style=\"left:335px;bottom:1064px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">shares held </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_315\" id=\"t30_315\" style=\"left:403px;bottom:1064px;letter-spacing:0.08px;display:inline;\">held </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t3_315\" style=\"left:91px;bottom:1043px;letter-spacing:-0.01px;display:inline;\">Aberdeen Cash Creation Fund </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t4_315\" style=\"left:335px;bottom:1043px;display:inline;\">U </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t5_315\" style=\"left:403px;bottom:1043px;letter-spacing:-0.01px;display:inline;\">26.87% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t6_315\" style=\"left:472px;bottom:1043px;letter-spacing:-0.01px;display:inline;\">28th Floor Bangkok City Tower, 179 South Sathorn Road, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t7_315\" style=\"left:472px;bottom:1027px;letter-spacing:-0.01px;display:inline;\">Thungmahamek, Sathorn, Bangkok 10120, Thailand </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t8_315\" style=\"left:91px;bottom:1007px;letter-spacing:-0.01px;display:inline;\">Aberdeen Standard Global Opportunities </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"ta_315\" style=\"left:335px;bottom:1007px;display:inline;\">U </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"tb_315\" style=\"left:403px;bottom:1007px;letter-spacing:-0.01px;display:inline;\">35.13% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"tc_315\" style=\"left:472px;bottom:1007px;letter-spacing:-0.01px;display:inline;\">21 Church Street, #01-01, Capital Square Two, Singapore 049480 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t9_315\" style=\"left:91px;bottom:992px;letter-spacing:-0.01px;display:inline;\">Fund </div></td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"td_315\" style=\"left:91px;bottom:972px;letter-spacing:-0.01px;display:inline;\">Aberdeen Standard Singapore Equity Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"te_315\" style=\"left:335px;bottom:972px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"tf_315\" style=\"left:403px;bottom:972px;letter-spacing:-0.01px;display:inline;\">61.88% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"tg_315\" style=\"left:91px;bottom:952px;letter-spacing:-0.01px;display:inline;\">AC Financial Partners Limited Partnership </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"th_315\" style=\"left:335px;bottom:952px;letter-spacing:-0.02px;display:inline;\">PI </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"ti_315\" style=\"left:403px;bottom:952px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"tj_315\" style=\"left:472px;bottom:952px;letter-spacing:-0.01px;display:inline;\">Citypoint, 65 Haymarket Terrace, Edinburgh, EH12 5HD </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"tk_315\" style=\"left:91px;bottom:933px;letter-spacing:-0.01px;display:inline;\">Alternatives North America, Ltd. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"tl_315\" style=\"left:335px;bottom:933px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"tm_315\" style=\"left:403px;bottom:933px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"tn_315\" style=\"left:472px;bottom:933px;letter-spacing:-0.01px;display:inline;\">PO Box 1093, Queensgate House, Grand Cayman, KY1-1102, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"to_315\" style=\"left:472px;bottom:917px;letter-spacing:-0.01px;display:inline;\">Cayman Islands </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"tp_315\" style=\"left:91px;bottom:897px;letter-spacing:-0.01px;display:inline;\">BOCHK Aggressive Growth Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"tq_315\" style=\"left:335px;bottom:897px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"tr_315\" style=\"left:403px;bottom:897px;letter-spacing:-0.01px;display:inline;\">46.52% </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"ts_315\" style=\"left:472px;bottom:897px;letter-spacing:-0.01px;display:inline;\">27th Floor, Bank of China Tower, 1 Garden Road, Hong Kong </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"tt_315\" style=\"left:91px;bottom:878px;letter-spacing:-0.01px;display:inline;\">BOCHK Balanced Growth Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"tu_315\" style=\"left:335px;bottom:878px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"tv_315\" style=\"left:403px;bottom:878px;letter-spacing:-0.01px;display:inline;\">40.43% </div></td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"tw_315\" style=\"left:91px;bottom:859px;letter-spacing:-0.01px;display:inline;\">BOCHK China Equity Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"tx_315\" style=\"left:335px;bottom:859px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"ty_315\" style=\"left:403px;bottom:859px;letter-spacing:-0.01px;display:inline;\">52.42% </div></td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"tz_315\" style=\"left:91px;bottom:839px;letter-spacing:-0.01px;display:inline;\">BOCHK Conservative Growth Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t10_315\" style=\"left:335px;bottom:839px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t11_315\" style=\"left:403px;bottom:839px;letter-spacing:-0.01px;display:inline;\">42.17% </div></td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t12_315\" style=\"left:91px;bottom:820px;letter-spacing:-0.01px;display:inline;\">BOCHK US Dollar Money Market Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t13_315\" style=\"left:335px;bottom:820px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t14_315\" style=\"left:403px;bottom:820px;letter-spacing:-0.01px;display:inline;\">37.11% </div></td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t15_315\" style=\"left:91px;bottom:800px;letter-spacing:-0.01px;display:inline;\">BOCI-Prudential Asset Management Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t16_315\" style=\"left:335px;bottom:800px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t17_315\" style=\"left:403px;bottom:800px;letter-spacing:-0.01px;display:inline;\">36.00% </div></td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t18_315\" style=\"left:91px;bottom:781px;letter-spacing:-0.01px;display:inline;\">BOCI-Prudential Trustee Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t19_315\" style=\"left:335px;bottom:781px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t1a_315\" style=\"left:403px;bottom:781px;letter-spacing:-0.01px;display:inline;\">36.00% </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t1b_315\" style=\"left:472px;bottom:781px;letter-spacing:-0.01px;display:inline;\">Suites 1501-1507 &amp; 1513-1516, 15th Floor, 1111 King's Road, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t1c_315\" style=\"left:472px;bottom:765px;letter-spacing:-0.01px;display:inline;\">Taikoo Shing, Hong Kong </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t1d_315\" style=\"left:91px;bottom:745px;letter-spacing:-0.01px;display:inline;\">BSP Debt Fund V Unlevered (Non-US) L.P. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t1e_315\" style=\"left:335px;bottom:745px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t1f_315\" style=\"left:403px;bottom:745px;letter-spacing:-0.01px;display:inline;\">53.00% </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t1g_315\" style=\"left:472px;bottom:745px;letter-spacing:-0.01px;display:inline;\">C/o Benefit Street Partners LLC, New York, New York 10019 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t1h_315\" style=\"left:91px;bottom:710px;letter-spacing:-0.01px;display:inline;\">Cathay High Yield ex China Cash pay 1-5 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t1j_315\" style=\"left:335px;bottom:710px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t1k_315\" style=\"left:403px;bottom:710px;letter-spacing:-0.01px;display:inline;\">46.49% </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t1l_315\" style=\"left:472px;bottom:710px;letter-spacing:-0.01px;display:inline;\">6th Floor, No.39, Sec.2, Dunhua South. Rd., Taipei, Taiwan </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t1i_315\" style=\"left:91px;bottom:694px;letter-spacing:-0.01px;display:inline;\">Year 2% Issuer Capped ETF </div></td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t1m_315\" style=\"left:91px;bottom:674px;letter-spacing:-0.01px;display:inline;\">CITIC-CP Asset Management Co., Ltd. </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t1n_315\" style=\"left:335px;bottom:674px;letter-spacing:-0.01px;display:inline;\">MI - JV </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t1o_315\" style=\"left:403px;bottom:674px;letter-spacing:-0.01px;display:inline;\">26.95% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t1p_315\" style=\"left:472px;bottom:674px;letter-spacing:-0.01px;display:inline;\">Room 101-2, No.128 North Zhangjiabang Road, Pudong District, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t1q_315\" style=\"left:472px;bottom:658px;letter-spacing:-0.01px;display:inline;\">Shanghai, China </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t1r_315\" style=\"left:91px;bottom:639px;letter-spacing:-0.01px;display:inline;\">CITIC-Prudential Fund Management </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t1t_315\" style=\"left:335px;bottom:639px;letter-spacing:-0.01px;display:inline;\">MI - JV </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t1u_315\" style=\"left:403px;bottom:639px;letter-spacing:-0.01px;display:inline;\">49.00% </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t1v_315\" style=\"left:472px;bottom:639px;letter-spacing:-0.01px;display:inline;\">Level 9, HSBC Building, Shanghai IFC, 8 Century Avenue, Pudong, </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t1s_315\" style=\"left:91px;bottom:623px;letter-spacing:-0.01px;display:inline;\">Company Limited </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t1w_315\" style=\"left:472px;bottom:623px;letter-spacing:-0.01px;display:inline;\">Shanghai, China </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t1x_315\" style=\"left:91px;bottom:588px;letter-spacing:-0.01px;display:inline;\">CITIC-Prudential Life Insurance Company </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t1z_315\" style=\"left:335px;bottom:588px;letter-spacing:-0.01px;display:inline;\">MI - JV </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t20_315\" style=\"left:403px;bottom:588px;letter-spacing:-0.01px;display:inline;\">50.00% </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t21_315\" style=\"left:472px;bottom:588px;letter-spacing:-0.01px;display:inline;\">Room 1101-A, 1201, 1301, 1401, 1501, 1601, 1701, 1801, Unit 01, </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t1y_315\" style=\"left:91px;bottom:573px;letter-spacing:-0.01px;display:inline;\">Limited </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t22_315\" style=\"left:472px;bottom:573px;letter-spacing:-0.01px;display:inline;\">Building 1, No. B2, North Road of East Third Ring Road, Chaoyang </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t23_315\" style=\"left:472px;bottom:557px;letter-spacing:-0.01px;display:inline;\">District, Beijing, PRC,100027, China </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t24_315\" style=\"left:91px;bottom:538px;letter-spacing:-0.01px;display:inline;\">Eastspring Al-Wara' Investments Berhad </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t25_315\" style=\"left:335px;bottom:538px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t26_315\" style=\"left:403px;bottom:538px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t27_315\" style=\"left:472px;bottom:538px;letter-spacing:-0.01px;display:inline;\">Level 25, Menara Hong Leong, No. 6 Jalan Damanlela, Bukit </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t28_315\" style=\"left:472px;bottom:522px;letter-spacing:-0.01px;display:inline;\">Damansara, 50490 Kuala Lumpur, Wilayah Persekutuan, Malaysia </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t29_315\" style=\"left:91px;bottom:487px;letter-spacing:-0.01px;display:inline;\">Eastspring Asia Pacific High Yield Equity </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t2b_315\" style=\"left:335px;bottom:487px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t2c_315\" style=\"left:403px;bottom:487px;letter-spacing:-0.01px;display:inline;\">39.60% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t2d_315\" style=\"left:472px;bottom:487px;letter-spacing:-0.01px;display:inline;\">4th Floor, No.1, Songzhi Rd., Xinyi Dist., Taipei, Taiwan </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t2a_315\" style=\"left:91px;bottom:472px;letter-spacing:-0.01px;display:inline;\">Fund </div></td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t2e_315\" style=\"left:91px;bottom:452px;letter-spacing:-0.01px;display:inline;\">Eastspring Asset Management (Thailand) </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t2g_315\" style=\"left:335px;bottom:452px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t2h_315\" style=\"left:403px;bottom:452px;letter-spacing:-0.01px;display:inline;\">59.50% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t2i_315\" style=\"left:472px;bottom:452px;letter-spacing:-0.01px;display:inline;\">944 Mitrtown Office Tower, 9th Floor, Rama 4 Road, Wangmai, </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t2f_315\" style=\"left:91px;bottom:436px;letter-spacing:-0.01px;display:inline;\">Co., Ltd. </div></td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t2j_315\" style=\"left:472px;bottom:436px;letter-spacing:-0.01px;display:inline;\">Pathumwan, Bangkok 10330, Thailand </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t2k_315\" style=\"left:91px;bottom:416px;letter-spacing:-0.01px;display:inline;\">Eastspring Asset Management Korea Co. Ltd. </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t2l_315\" style=\"left:335px;bottom:416px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t2m_315\" style=\"left:403px;bottom:416px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t2n_315\" style=\"left:472px;bottom:416px;letter-spacing:-0.01px;display:inline;\">22F (Seoul International Finance Center, Yeouido dong), 10 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t2o_315\" style=\"left:472px;bottom:401px;letter-spacing:-0.01px;display:inline;\">Gukjegeumyung-ro, Yeongdeungpo-gu, Seoul 07326, Republic of </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t2p_315\" style=\"left:472px;bottom:385px;letter-spacing:-0.01px;display:inline;\">Korea </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t2q_315\" style=\"left:91px;bottom:366px;letter-spacing:-0.01px;display:inline;\">Eastspring Investment Management </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t2s_315\" style=\"left:335px;bottom:366px;letter-spacing:-0.01px;display:inline;\">MI - WFOE </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t2t_315\" style=\"left:403px;bottom:366px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t2u_315\" style=\"left:472px;bottom:366px;letter-spacing:-0.01px;display:inline;\">Unit 306-308, 3rd Floor, Azia Center, 1233 Lujiazui Ring Road, China </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t2r_315\" style=\"left:91px;bottom:350px;letter-spacing:-0.01px;display:inline;\">(Shanghai) Company Limited </div></td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled tcs-selected\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t2v_315\" style=\"left:472px;bottom:350px;letter-spacing:-0.01px;display:inline;\">(Shanghai) Pilot Free Trade Zone, China </div></td></tr>\n                                        </table><div></div><table>\n                                            <tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_316\" id=\"t18_316\" style=\"left:69px;bottom:1119px;letter-spacing:0.08px;display:inline;\">Name of entity </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_316\" id=\"t19_316\" style=\"left:313px;bottom:1119px;letter-spacing:0.06px;word-spacing:0.01px;display:inline;\">Classes of </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_316\" id=\"t1b_316\" style=\"left:382px;bottom:1119px;letter-spacing:0.07px;display:inline;\">Proportion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_316\" id=\"t1d_316\" style=\"left:451px;bottom:1119px;letter-spacing:0.07px;display:inline;\">Registered office address </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_316\" id=\"t1a_316\" style=\"left:313px;bottom:1109px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">shares held </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_316\" id=\"t1c_316\" style=\"left:382px;bottom:1109px;letter-spacing:0.08px;display:inline;\">held </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"t1_316\" style=\"left:69px;bottom:1088px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - Asia ESG Bond </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"t3_316\" style=\"left:313px;bottom:1088px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"t4_316\" style=\"left:382px;bottom:1088px;letter-spacing:-0.01px;display:inline;\">94.82% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"t5_316\" style=\"left:451px;bottom:1088px;letter-spacing:-0.01px;display:inline;\">26, Boulevard Royal, L-2449, Luxembourg </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"t2_316\" style=\"left:69px;bottom:1073px;letter-spacing:-0.01px;display:inline;\">Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"t6_316\" style=\"left:69px;bottom:1053px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments \u2013 Asia Opportunities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"t8_316\" style=\"left:313px;bottom:1053px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"t9_316\" style=\"left:382px;bottom:1053px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"t7_316\" style=\"left:69px;bottom:1037px;letter-spacing:-0.01px;display:inline;\">Equity Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"ta_316\" style=\"left:69px;bottom:1017px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - Asia Pacific Equity </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"tc_316\" style=\"left:313px;bottom:1017px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"td_316\" style=\"left:382px;bottom:1017px;letter-spacing:-0.01px;display:inline;\">95.55% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"tb_316\" style=\"left:69px;bottom:1002px;letter-spacing:-0.01px;display:inline;\">Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"te_316\" style=\"left:69px;bottom:982px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - Asia Real Estate </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"tg_316\" style=\"left:313px;bottom:982px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"th_316\" style=\"left:382px;bottom:982px;letter-spacing:-0.01px;display:inline;\">35.06% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"tf_316\" style=\"left:69px;bottom:966px;letter-spacing:-0.01px;display:inline;\">Multi Asset Income Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"ti_316\" style=\"left:69px;bottom:946px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - Asian Bond Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"tj_316\" style=\"left:313px;bottom:946px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"tk_316\" style=\"left:382px;bottom:946px;letter-spacing:-0.01px;display:inline;\">89.85% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"tl_316\" style=\"left:69px;bottom:911px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - Asian Dynamic </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"tn_316\" style=\"left:313px;bottom:911px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"to_316\" style=\"left:382px;bottom:911px;letter-spacing:-0.01px;display:inline;\">95.21% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"tm_316\" style=\"left:69px;bottom:895px;letter-spacing:-0.01px;display:inline;\">Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"tp_316\" style=\"left:69px;bottom:875px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - Asian Equity Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"tq_316\" style=\"left:313px;bottom:875px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"tr_316\" style=\"left:382px;bottom:875px;letter-spacing:-0.01px;display:inline;\">98.94% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"ts_316\" style=\"left:69px;bottom:840px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - Asian Equity </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"tu_316\" style=\"left:313px;bottom:840px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"tv_316\" style=\"left:382px;bottom:840px;letter-spacing:-0.01px;display:inline;\">88.46% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"tt_316\" style=\"left:69px;bottom:824px;letter-spacing:-0.01px;display:inline;\">Income Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"tw_316\" style=\"left:69px;bottom:804px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - Asian High Yield </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"ty_316\" style=\"left:313px;bottom:804px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"tz_316\" style=\"left:382px;bottom:804px;letter-spacing:-0.01px;display:inline;\">67.15% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"tx_316\" style=\"left:69px;bottom:789px;letter-spacing:-0.01px;display:inline;\">Bond Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"t10_316\" style=\"left:69px;bottom:769px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - Asian Investment </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"t12_316\" style=\"left:313px;bottom:769px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"t13_316\" style=\"left:382px;bottom:769px;letter-spacing:-0.01px;display:inline;\">88.64% </div></td><td class=\"tcs-selection-enabled tcs-selected emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"t11_316\" style=\"left:69px;bottom:753px;letter-spacing:-0.01px;display:inline;\">Grade Bond Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"t14_316\" style=\"left:69px;bottom:733px;letter-spacing:-0.01px;display:inline;\">EastSpring Investments - Asian Local Bond </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"t16_316\" style=\"left:313px;bottom:733px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"t17_316\" style=\"left:382px;bottom:733px;letter-spacing:-0.01px;display:inline;\">83.45% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"t15_316\" style=\"left:69px;bottom:717px;letter-spacing:-0.01px;display:inline;\">Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr>\n                                        </table><div></div><table>\n                                            <tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_317\" id=\"t32_317\" style=\"left:91px;bottom:1119px;letter-spacing:0.08px;display:inline;\">Name of entity </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_317\" id=\"t33_317\" style=\"left:335px;bottom:1119px;letter-spacing:0.06px;word-spacing:0.01px;display:inline;\">Classes of </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_317\" id=\"t35_317\" style=\"left:403px;bottom:1119px;letter-spacing:0.07px;display:inline;\">Proportion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_317\" id=\"t37_317\" style=\"left:472px;bottom:1119px;letter-spacing:0.07px;display:inline;\">Registered office address </div></td></tr><tr><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_317\" id=\"t34_317\" style=\"left:335px;bottom:1109px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">shares held </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_317\" id=\"t36_317\" style=\"left:403px;bottom:1109px;letter-spacing:0.08px;display:inline;\">held </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t1_317\" style=\"left:91px;bottom:1088px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - Asian Low Volatility </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t3_317\" style=\"left:335px;bottom:1088px;display:inline;\">U </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t4_317\" style=\"left:403px;bottom:1088px;letter-spacing:-0.01px;display:inline;\">91.60% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t2_317\" style=\"left:91px;bottom:1073px;letter-spacing:-0.01px;display:inline;\">Equity Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t5_317\" style=\"left:91px;bottom:1053px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - Asian Multi Factor </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t7_317\" style=\"left:335px;bottom:1053px;display:inline;\">U </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t8_317\" style=\"left:403px;bottom:1053px;letter-spacing:-0.01px;display:inline;\">95.20% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t6_317\" style=\"left:91px;bottom:1037px;letter-spacing:-0.01px;display:inline;\">Equity Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t9_317\" style=\"left:91px;bottom:1002px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - China A Shares </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"tb_317\" style=\"left:335px;bottom:1002px;display:inline;\">U </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"tc_317\" style=\"left:403px;bottom:1002px;letter-spacing:-0.01px;display:inline;\">79.87% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"ta_317\" style=\"left:91px;bottom:987px;letter-spacing:-0.01px;display:inline;\">Growth Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"td_317\" style=\"left:91px;bottom:967px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - Dragon Peacock </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"tf_317\" style=\"left:335px;bottom:967px;display:inline;\">U </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"tg_317\" style=\"left:403px;bottom:967px;letter-spacing:-0.01px;display:inline;\">97.09% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"te_317\" style=\"left:91px;bottom:951px;letter-spacing:-0.01px;display:inline;\">Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"th_317\" style=\"left:91px;bottom:931px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - European </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"tj_317\" style=\"left:335px;bottom:931px;display:inline;\">U </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"tk_317\" style=\"left:403px;bottom:931px;letter-spacing:-0.01px;display:inline;\">99.88% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"ti_317\" style=\"left:91px;bottom:916px;letter-spacing:-0.01px;display:inline;\">Investment Grade Bond Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"tl_317\" style=\"left:91px;bottom:896px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - Global Emerging </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"tn_317\" style=\"left:335px;bottom:896px;display:inline;\">U </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"to_317\" style=\"left:403px;bottom:896px;letter-spacing:-0.01px;display:inline;\">98.06% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"tm_317\" style=\"left:91px;bottom:880px;letter-spacing:-0.01px;display:inline;\">Markets Bond Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"tp_317\" style=\"left:91px;bottom:860px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - Global Emerging </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"tr_317\" style=\"left:335px;bottom:860px;display:inline;\">U </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"ts_317\" style=\"left:403px;bottom:860px;letter-spacing:-0.01px;display:inline;\">38.21% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"tq_317\" style=\"left:91px;bottom:845px;letter-spacing:-0.01px;display:inline;\">Markets Dynamic Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"tt_317\" style=\"left:91px;bottom:825px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - Global Emerging </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"tv_317\" style=\"left:335px;bottom:825px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"tw_317\" style=\"left:403px;bottom:825px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"tu_317\" style=\"left:91px;bottom:809px;letter-spacing:-0.01px;display:inline;\">Markets ex-China Dynamic Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"tx_317\" style=\"left:91px;bottom:789px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - Global Emerging </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"tz_317\" style=\"left:335px;bottom:789px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t10_317\" style=\"left:403px;bottom:789px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"ty_317\" style=\"left:91px;bottom:774px;letter-spacing:-0.01px;display:inline;\">Markets Fundamental Value Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t11_317\" style=\"left:91px;bottom:754px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - Global Equity </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t13_317\" style=\"left:335px;bottom:754px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t14_317\" style=\"left:403px;bottom:754px;letter-spacing:-0.01px;display:inline;\">97.86% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t12_317\" style=\"left:91px;bottom:738px;letter-spacing:-0.01px;display:inline;\">Navigator Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t15_317\" style=\"left:91px;bottom:718px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - Global Growth </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t17_317\" style=\"left:335px;bottom:718px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t18_317\" style=\"left:403px;bottom:718px;letter-spacing:-0.01px;display:inline;\">42.30% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t16_317\" style=\"left:91px;bottom:703px;letter-spacing:-0.01px;display:inline;\">Equity Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t19_317\" style=\"left:91px;bottom:683px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - Global Low </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t1b_317\" style=\"left:335px;bottom:683px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t1c_317\" style=\"left:403px;bottom:683px;letter-spacing:-0.01px;display:inline;\">98.48% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t1a_317\" style=\"left:91px;bottom:667px;letter-spacing:-0.01px;display:inline;\">Volatility Equity Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t1d_317\" style=\"left:91px;bottom:647px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - Global Market </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t1f_317\" style=\"left:335px;bottom:647px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t1g_317\" style=\"left:403px;bottom:647px;letter-spacing:-0.01px;display:inline;\">99.60% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t1e_317\" style=\"left:91px;bottom:632px;letter-spacing:-0.01px;display:inline;\">Navigator Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t1h_317\" style=\"left:91px;bottom:612px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - Global Multi Asset </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t1j_317\" style=\"left:335px;bottom:612px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t1k_317\" style=\"left:403px;bottom:612px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t1i_317\" style=\"left:91px;bottom:596px;letter-spacing:-0.01px;display:inline;\">Income Plus Growth Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t1l_317\" style=\"left:91px;bottom:576px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - Global Technology </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t1n_317\" style=\"left:335px;bottom:576px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t1o_317\" style=\"left:403px;bottom:576px;letter-spacing:-0.01px;display:inline;\">84.16% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t1m_317\" style=\"left:91px;bottom:561px;letter-spacing:-0.01px;display:inline;\">Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t1p_317\" style=\"left:91px;bottom:541px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - Greater China </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t1r_317\" style=\"left:335px;bottom:541px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t1s_317\" style=\"left:403px;bottom:541px;letter-spacing:-0.01px;display:inline;\">89.88% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t1q_317\" style=\"left:91px;bottom:525px;letter-spacing:-0.01px;display:inline;\">Equity Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t1t_317\" style=\"left:91px;bottom:505px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - India Equity Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t1u_317\" style=\"left:335px;bottom:505px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t1v_317\" style=\"left:403px;bottom:505px;letter-spacing:-0.01px;display:inline;\">58.85% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t1w_317\" style=\"left:91px;bottom:470px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - Japan Sustainable </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t1y_317\" style=\"left:335px;bottom:470px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t1z_317\" style=\"left:403px;bottom:470px;letter-spacing:-0.01px;display:inline;\">86.85% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t1x_317\" style=\"left:91px;bottom:454px;letter-spacing:-0.01px;display:inline;\">Value Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t20_317\" style=\"left:91px;bottom:434px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - Pan European Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t21_317\" style=\"left:335px;bottom:434px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t22_317\" style=\"left:403px;bottom:434px;letter-spacing:-0.01px;display:inline;\">66.59% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t23_317\" style=\"left:91px;bottom:399px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - US Corporate Bond </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t25_317\" style=\"left:335px;bottom:399px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t26_317\" style=\"left:403px;bottom:399px;letter-spacing:-0.01px;display:inline;\">68.69% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t24_317\" style=\"left:91px;bottom:383px;letter-spacing:-0.01px;display:inline;\">Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t27_317\" style=\"left:91px;bottom:363px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - US High </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t29_317\" style=\"left:335px;bottom:363px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t2a_317\" style=\"left:403px;bottom:363px;letter-spacing:-0.01px;display:inline;\">85.91% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t28_317\" style=\"left:91px;bottom:347px;letter-spacing:-0.01px;display:inline;\">Investment Grade Bond Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t2b_317\" style=\"left:91px;bottom:327px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - US High Yield Bond </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t2d_317\" style=\"left:335px;bottom:327px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t2e_317\" style=\"left:403px;bottom:327px;letter-spacing:-0.01px;display:inline;\">54.03% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t2c_317\" style=\"left:91px;bottom:312px;letter-spacing:-0.01px;display:inline;\">Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t2f_317\" style=\"left:91px;bottom:292px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - US Investment </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t2h_317\" style=\"left:335px;bottom:292px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t2i_317\" style=\"left:403px;bottom:292px;letter-spacing:-0.01px;display:inline;\">58.61% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t2g_317\" style=\"left:91px;bottom:276px;letter-spacing:-0.01px;display:inline;\">Grade Bond Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t2j_317\" style=\"left:91px;bottom:256px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - World Value Equity </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t2l_317\" style=\"left:335px;bottom:256px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t2m_317\" style=\"left:403px;bottom:256px;letter-spacing:-0.01px;display:inline;\">93.68% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t2k_317\" style=\"left:91px;bottom:241px;letter-spacing:-0.01px;display:inline;\">Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t2n_317\" style=\"left:91px;bottom:221px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments (Hong Kong) Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t2o_317\" style=\"left:335px;bottom:221px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t2p_317\" style=\"left:403px;bottom:221px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t2q_317\" style=\"left:472px;bottom:221px;letter-spacing:-0.01px;display:inline;\">13th Floor, One International Finance Centre, 1 Harbour View Street, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t2r_317\" style=\"left:472px;bottom:205px;letter-spacing:-0.01px;display:inline;\">Central, Hong Kong </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t2s_317\" style=\"left:91px;bottom:185px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments (Luxembourg) S.A. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t2t_317\" style=\"left:335px;bottom:185px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t2u_317\" style=\"left:403px;bottom:185px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t2v_317\" style=\"left:472px;bottom:185px;letter-spacing:-0.01px;display:inline;\">26, Boulevard Royal, L-2449 Luxembourg, Grand Duchy of </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t2w_317\" style=\"left:472px;bottom:170px;letter-spacing:-0.01px;display:inline;\">Luxembourg </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t2x_317\" style=\"left:91px;bottom:150px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments (Singapore) Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t2y_317\" style=\"left:335px;bottom:150px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t2z_317\" style=\"left:403px;bottom:150px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t30_317\" style=\"left:472px;bottom:150px;letter-spacing:-0.01px;display:inline;\">10 Marina Boulevard, #32-01, Marina Bay Financial Centre, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled tcs-selected\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t31_317\" style=\"left:472px;bottom:134px;letter-spacing:-0.01px;display:inline;\">Singapore 018983 </div></td></tr>\n                                        </table><div></div><table>\n                                            <tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_318\" id=\"t3s_318\" style=\"left:69px;bottom:1119px;letter-spacing:0.08px;display:inline;\">Name of entity </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_318\" id=\"t3t_318\" style=\"left:313px;bottom:1119px;letter-spacing:0.06px;word-spacing:0.01px;display:inline;\">Classes of </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_318\" id=\"t3v_318\" style=\"left:382px;bottom:1119px;letter-spacing:0.07px;display:inline;\">Proportion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_318\" id=\"t3x_318\" style=\"left:451px;bottom:1119px;letter-spacing:0.07px;display:inline;\">Registered office address </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_318\" id=\"t3u_318\" style=\"left:313px;bottom:1109px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">shares held </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_318\" id=\"t3w_318\" style=\"left:382px;bottom:1109px;letter-spacing:0.08px;display:inline;\">held </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t1_318\" style=\"left:69px;bottom:1088px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments Asia Pacific ex-Japan </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t3_318\" style=\"left:313px;bottom:1088px;display:inline;\">U </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t4_318\" style=\"left:382px;bottom:1088px;letter-spacing:-0.01px;display:inline;\">78.56% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t5_318\" style=\"left:451px;bottom:1088px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments Berhad, Level 22, Menara Prudential, </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t2_318\" style=\"left:69px;bottom:1073px;letter-spacing:-0.01px;display:inline;\">Target Return Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t6_318\" style=\"left:451px;bottom:1073px;letter-spacing:-0.01px;display:inline;\">Persiaran TRX Barat, 55188 Tun Razak Exchange, Kuala Lumpur, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t7_318\" style=\"left:451px;bottom:1057px;letter-spacing:-0.01px;display:inline;\">Malaysia </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t8_318\" style=\"left:69px;bottom:1038px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments Berhad </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t9_318\" style=\"left:313px;bottom:1038px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"ta_318\" style=\"left:382px;bottom:1038px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"tb_318\" style=\"left:451px;bottom:1038px;letter-spacing:-0.01px;display:inline;\">Level 25, Menara Hong Leong, No. 6 Jalan Damanlela, Bukit </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"tc_318\" style=\"left:451px;bottom:1022px;letter-spacing:-0.01px;display:inline;\">Damansara, 50490 Kuala Lumpur, Wilayah Persekutuan, Malaysia </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"td_318\" style=\"left:69px;bottom:987px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments Equity Income Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"te_318\" style=\"left:313px;bottom:987px;display:inline;\">U </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"tf_318\" style=\"left:382px;bottom:987px;letter-spacing:-0.01px;display:inline;\">43.13% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"tg_318\" style=\"left:451px;bottom:987px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments Berhad, Level 22, Menara Prudential, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"th_318\" style=\"left:451px;bottom:972px;letter-spacing:-0.01px;display:inline;\">Persiaran TRX Barat, 55188 Tun Razak Exchange, Kuala Lumpur, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"ti_318\" style=\"left:451px;bottom:956px;letter-spacing:-0.01px;display:inline;\">Malaysia </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"tj_318\" style=\"left:69px;bottom:937px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments Fund Management </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"tl_318\" style=\"left:313px;bottom:937px;letter-spacing:-0.02px;display:inline;\">MI </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"tm_318\" style=\"left:382px;bottom:937px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"tn_318\" style=\"left:451px;bottom:937px;letter-spacing:-0.01px;display:inline;\">23rd Floor, Saigon Trade Center, 37 Ton Duc Thang Street, District 1, </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"tk_318\" style=\"left:69px;bottom:921px;letter-spacing:-0.01px;display:inline;\">Limited Liability Company </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"to_318\" style=\"left:451px;bottom:921px;letter-spacing:-0.01px;display:inline;\">Ho Chi Minh City, Vietnam </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"tp_318\" style=\"left:69px;bottom:901px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments Global Oncology </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"tr_318\" style=\"left:313px;bottom:901px;display:inline;\">U </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"ts_318\" style=\"left:382px;bottom:901px;letter-spacing:-0.01px;display:inline;\">72.72% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"tt_318\" style=\"left:451px;bottom:901px;letter-spacing:-0.01px;display:inline;\">22nd Floor One IFC, 10 Gukjegeumyung-ro, Youngdungpo-gu, Seoul </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"tq_318\" style=\"left:69px;bottom:886px;letter-spacing:-0.01px;display:inline;\">Securities Baby Investment Trust (H) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"tu_318\" style=\"left:451px;bottom:886px;letter-spacing:-0.01px;display:inline;\">07326, Korea </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"tv_318\" style=\"left:69px;bottom:866px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments Global Oncology </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"tx_318\" style=\"left:313px;bottom:866px;display:inline;\">U </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"ty_318\" style=\"left:382px;bottom:866px;letter-spacing:-0.01px;display:inline;\">92.43% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"tw_318\" style=\"left:69px;bottom:850px;letter-spacing:-0.01px;display:inline;\">Securities Baby Investment Trust (UH) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"tz_318\" style=\"left:69px;bottom:830px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments Global Oncology </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t11_318\" style=\"left:313px;bottom:830px;display:inline;\">U </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t12_318\" style=\"left:382px;bottom:830px;letter-spacing:-0.01px;display:inline;\">96.00% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t10_318\" style=\"left:69px;bottom:815px;letter-spacing:-0.01px;display:inline;\">Securities Baby Investment Trust (USD) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t13_318\" style=\"left:69px;bottom:795px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments Group Pte. Ltd. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t14_318\" style=\"left:313px;bottom:795px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t15_318\" style=\"left:382px;bottom:795px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t16_318\" style=\"left:451px;bottom:795px;letter-spacing:-0.01px;display:inline;\">10 Marina Boulevard, #32-01, Marina Bay Financial Centre, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t17_318\" style=\"left:451px;bottom:779px;letter-spacing:-0.01px;display:inline;\">Singapore 018983 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t18_318\" style=\"left:69px;bottom:759px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments Growth Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t19_318\" style=\"left:313px;bottom:759px;display:inline;\">U </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t1a_318\" style=\"left:382px;bottom:759px;letter-spacing:-0.01px;display:inline;\">40.96% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t1b_318\" style=\"left:451px;bottom:759px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments Berhad, Level 22, Menara Prudential, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t1c_318\" style=\"left:451px;bottom:744px;letter-spacing:-0.01px;display:inline;\">Persiaran TRX Barat, 55188 Tun Razak Exchange, Kuala Lumpur, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t1d_318\" style=\"left:451px;bottom:728px;letter-spacing:-0.01px;display:inline;\">Malaysia </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t1e_318\" style=\"left:69px;bottom:709px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments Incorporated </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t1f_318\" style=\"left:313px;bottom:709px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t1g_318\" style=\"left:382px;bottom:709px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t1h_318\" style=\"left:451px;bottom:709px;letter-spacing:-0.01px;display:inline;\">874 Walker Road, Suite C, City of Dover, County of Kent, State of </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t1i_318\" style=\"left:451px;bottom:693px;letter-spacing:-0.01px;display:inline;\">Delaware, 19904, United States </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t1j_318\" style=\"left:69px;bottom:673px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments India Consumer </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t1l_318\" style=\"left:313px;bottom:673px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t1m_318\" style=\"left:382px;bottom:673px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t1n_318\" style=\"left:451px;bottom:673px;letter-spacing:-0.01px;display:inline;\">3rd Floor, 355 NEX, Rue du Savoir, Cybercity Ebene 72201, Mauritius </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t1k_318\" style=\"left:69px;bottom:658px;letter-spacing:-0.01px;display:inline;\">Equity Open Limited </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t1o_318\" style=\"left:69px;bottom:638px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments India Equity Open </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t1q_318\" style=\"left:313px;bottom:638px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t1r_318\" style=\"left:382px;bottom:638px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t1p_318\" style=\"left:69px;bottom:622px;letter-spacing:-0.01px;display:inline;\">Limited </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t1s_318\" style=\"left:69px;bottom:602px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments India Infrastructure </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t1u_318\" style=\"left:313px;bottom:602px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t1v_318\" style=\"left:382px;bottom:602px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t1t_318\" style=\"left:69px;bottom:587px;letter-spacing:-0.01px;display:inline;\">Equity Open Limited </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t1w_318\" style=\"left:69px;bottom:567px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t1x_318\" style=\"left:313px;bottom:567px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t1y_318\" style=\"left:382px;bottom:567px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t1z_318\" style=\"left:451px;bottom:567px;letter-spacing:-0.01px;display:inline;\">Marunouchi Park Building, 6-1 Marunouchi 2-chome, Chiyoda-Ku, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t20_318\" style=\"left:451px;bottom:551px;letter-spacing:-0.01px;display:inline;\">Tokyo, Japan </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t21_318\" style=\"left:69px;bottom:531px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments MY Focus Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t22_318\" style=\"left:313px;bottom:531px;display:inline;\">U </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t23_318\" style=\"left:382px;bottom:531px;letter-spacing:-0.01px;display:inline;\">31.20% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t24_318\" style=\"left:451px;bottom:531px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments Berhad, Level 22, Menara Prudential, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t25_318\" style=\"left:451px;bottom:516px;letter-spacing:-0.01px;display:inline;\">Persiaran TRX Barat, 55188 Tun Razak Exchange, Kuala Lumpur, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t26_318\" style=\"left:451px;bottom:500px;letter-spacing:-0.01px;display:inline;\">Malaysia </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t27_318\" style=\"left:69px;bottom:481px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments Private Fixed Income </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t29_318\" style=\"left:313px;bottom:481px;display:inline;\">U </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t2a_318\" style=\"left:382px;bottom:481px;letter-spacing:-0.01px;display:inline;\">66.94% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t2b_318\" style=\"left:451px;bottom:481px;letter-spacing:-0.01px;display:inline;\">Units 306-308, 3rd Floor, Azia Center, 1233 Lujiazui Ring Road, </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t28_318\" style=\"left:69px;bottom:465px;letter-spacing:-0.01px;display:inline;\">Fund Number 1 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t2c_318\" style=\"left:451px;bottom:465px;letter-spacing:-0.01px;display:inline;\">Shanghai, China, 200120 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t2d_318\" style=\"left:69px;bottom:445px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments Services Pte. Ltd. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t2e_318\" style=\"left:313px;bottom:445px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t2f_318\" style=\"left:382px;bottom:445px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t2g_318\" style=\"left:451px;bottom:445px;letter-spacing:-0.01px;display:inline;\">10 Marina Boulevard, #32-01, Marina Bay Financial Centre, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t2h_318\" style=\"left:451px;bottom:430px;letter-spacing:-0.01px;display:inline;\">Singapore 018983 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t2i_318\" style=\"left:69px;bottom:410px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments SICAV-FIS - </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t2k_318\" style=\"left:313px;bottom:410px;display:inline;\">U </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t2l_318\" style=\"left:382px;bottom:410px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t2m_318\" style=\"left:451px;bottom:410px;letter-spacing:-0.01px;display:inline;\">26, Boulevard Royal, L-2449, Luxembourg </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t2j_318\" style=\"left:69px;bottom:394px;letter-spacing:-0.01px;display:inline;\">Alternative Investment Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t2n_318\" style=\"left:69px;bottom:374px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments Unit Trusts - Dragon </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t2p_318\" style=\"left:313px;bottom:374px;display:inline;\">U </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t2q_318\" style=\"left:382px;bottom:374px;letter-spacing:-0.01px;display:inline;\">97.79% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t2r_318\" style=\"left:451px;bottom:374px;letter-spacing:-0.01px;display:inline;\">10 Marina Boulevard, #32-01, Marina Bay Financial Centre Tower 2, </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t2o_318\" style=\"left:69px;bottom:359px;letter-spacing:-0.01px;display:inline;\">Peacock Fund ID </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t2s_318\" style=\"left:451px;bottom:359px;letter-spacing:-0.01px;display:inline;\">Singapore 018983 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t2t_318\" style=\"left:69px;bottom:339px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments Unit Trusts - </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t2v_318\" style=\"left:313px;bottom:339px;display:inline;\">U </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t2w_318\" style=\"left:382px;bottom:339px;letter-spacing:-0.01px;display:inline;\">98.85% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t2u_318\" style=\"left:69px;bottom:323px;letter-spacing:-0.01px;display:inline;\">Singapore ASEAN Equity Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t2x_318\" style=\"left:69px;bottom:303px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments Unit Trusts - </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t2z_318\" style=\"left:313px;bottom:303px;display:inline;\">U </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t30_318\" style=\"left:382px;bottom:303px;letter-spacing:-0.01px;display:inline;\">64.89% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t2y_318\" style=\"left:69px;bottom:288px;letter-spacing:-0.01px;display:inline;\">Singapore Select Bond Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t31_318\" style=\"left:69px;bottom:268px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments Vietnam Navigator </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t33_318\" style=\"left:313px;bottom:268px;display:inline;\">U </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t34_318\" style=\"left:382px;bottom:268px;letter-spacing:-0.01px;display:inline;\">77.52% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t35_318\" style=\"left:451px;bottom:268px;letter-spacing:-0.01px;display:inline;\">23rd Floor, Saigon Trade Center Building, 37 Ton Duc Thang Street, </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t32_318\" style=\"left:69px;bottom:252px;letter-spacing:-0.01px;display:inline;\">Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t36_318\" style=\"left:451px;bottom:252px;letter-spacing:-0.01px;display:inline;\">Ben Nghe Ward, District 1, Ho Chi Minh City, Vietnam </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t37_318\" style=\"left:69px;bottom:232px;letter-spacing:-0.01px;display:inline;\">Eastspring Overseas Investment Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t39_318\" style=\"left:313px;bottom:232px;letter-spacing:-0.01px;display:inline;\">MI - WFOE </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t3a_318\" style=\"left:382px;bottom:232px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t3b_318\" style=\"left:451px;bottom:232px;letter-spacing:-0.01px;display:inline;\">Unit 306-308, 3rd Floor, 1233 Lujiazui Ring Road, China (Shanghai) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t38_318\" style=\"left:69px;bottom:217px;letter-spacing:-0.01px;display:inline;\">Management (Shanghai) Company Limited </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t3c_318\" style=\"left:451px;bottom:217px;letter-spacing:-0.01px;display:inline;\">Pilot Free Trade Zone, China </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t3d_318\" style=\"left:69px;bottom:197px;letter-spacing:-0.01px;display:inline;\">Eastspring Private Equity Fund 2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t3e_318\" style=\"left:313px;bottom:197px;display:inline;\">U </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t3f_318\" style=\"left:382px;bottom:197px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t3g_318\" style=\"left:451px;bottom:197px;letter-spacing:-0.01px;display:inline;\">10 Marina Boulevard, #32-01, Marina Bay Financial Centre Tower 2, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t3h_318\" style=\"left:451px;bottom:181px;letter-spacing:-0.01px;display:inline;\">Singapore 018983 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t3i_318\" style=\"left:69px;bottom:161px;letter-spacing:-0.01px;display:inline;\">Eastspring Securities Investment Trust Co., </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t3k_318\" style=\"left:313px;bottom:161px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t3l_318\" style=\"left:382px;bottom:161px;letter-spacing:-0.01px;display:inline;\">99.54% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t3m_318\" style=\"left:451px;bottom:161px;letter-spacing:-0.01px;display:inline;\">4th Floor, No.1 Songzhi Road, Taipei 110, Taiwan </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t3j_318\" style=\"left:69px;bottom:146px;letter-spacing:-0.01px;display:inline;\">Ltd. </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t3n_318\" style=\"left:69px;bottom:126px;letter-spacing:-0.01px;display:inline;\">Eastspring Singapore Alternatives VCC </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t3o_318\" style=\"left:313px;bottom:126px;display:inline;\">U </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t3p_318\" style=\"left:382px;bottom:126px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t3q_318\" style=\"left:451px;bottom:126px;letter-spacing:-0.01px;display:inline;\">10 Marina Boulevard, #32-01, Marina Bay Financial Centre, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled tcs-selected emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t3r_318\" style=\"left:451px;bottom:110px;letter-spacing:-0.01px;display:inline;\">Singapore 018983 </div></td></tr>\n                                        </table><div></div><table>\n                                            <tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_319\" id=\"t3v_319\" style=\"left:91px;bottom:1119px;letter-spacing:0.08px;display:inline;\">Name of entity </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_319\" id=\"t3w_319\" style=\"left:335px;bottom:1119px;letter-spacing:0.06px;word-spacing:0.01px;display:inline;\">Classes of </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_319\" id=\"t3y_319\" style=\"left:403px;bottom:1119px;letter-spacing:0.07px;display:inline;\">Proportion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_319\" id=\"t40_319\" style=\"left:472px;bottom:1119px;letter-spacing:0.07px;display:inline;\">Registered office address </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_319\" id=\"t3x_319\" style=\"left:335px;bottom:1109px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">shares held </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_319\" id=\"t3z_319\" style=\"left:403px;bottom:1109px;letter-spacing:0.08px;display:inline;\">held </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t1_319\" style=\"left:91px;bottom:1088px;letter-spacing:-0.01px;display:inline;\">Eastspring Syariah Equity Islamic Asia Pacific </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t3_319\" style=\"left:335px;bottom:1088px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t4_319\" style=\"left:403px;bottom:1088px;letter-spacing:-0.01px;display:inline;\">86.25% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t5_319\" style=\"left:472px;bottom:1088px;letter-spacing:-0.01px;display:inline;\">Prudential Tower, 23rd Floor, Jl. Jend. Sudirman Kav.79, Jakarta </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t2_319\" style=\"left:91px;bottom:1073px;letter-spacing:-0.01px;display:inline;\">USD Kelas B </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t6_319\" style=\"left:472px;bottom:1073px;letter-spacing:-0.01px;display:inline;\">12910, Indonesia </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t7_319\" style=\"left:91px;bottom:1053px;letter-spacing:-0.01px;display:inline;\">Eastspring Syariah Fixed Income USD Kelas </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t9_319\" style=\"left:335px;bottom:1053px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"ta_319\" style=\"left:403px;bottom:1053px;letter-spacing:-0.01px;display:inline;\">63.13% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t8_319\" style=\"left:91px;bottom:1037px;display:inline;\">A </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"tb_319\" style=\"left:91px;bottom:1017px;letter-spacing:-0.01px;display:inline;\">First Sentier Global Property Securities Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"tc_319\" style=\"left:335px;bottom:1017px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"td_319\" style=\"left:403px;bottom:1017px;letter-spacing:-0.01px;display:inline;\">74.35% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"te_319\" style=\"left:472px;bottom:1017px;letter-spacing:-0.01px;display:inline;\">38 Beach Road, #06-11 South Beach Tower, Singapore 189767 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"tf_319\" style=\"left:91px;bottom:982px;letter-spacing:-0.01px;display:inline;\">FSITC GLOBAL TRENDS FUND </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"tg_319\" style=\"left:335px;bottom:982px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"th_319\" style=\"left:403px;bottom:982px;letter-spacing:-0.01px;display:inline;\">24.31% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"ti_319\" style=\"left:472px;bottom:982px;letter-spacing:-0.01px;display:inline;\">1st Floor, No.6, Sec. 3 ,Minquan West Rd, Taipei </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"tj_319\" style=\"left:91px;bottom:946px;letter-spacing:-0.01px;display:inline;\">FSSA China Focus Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"tk_319\" style=\"left:335px;bottom:946px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"tl_319\" style=\"left:403px;bottom:946px;letter-spacing:-0.01px;display:inline;\">65.21% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"tm_319\" style=\"left:472px;bottom:946px;letter-spacing:-0.01px;display:inline;\">70 Sir John Rogerson\u2019s Quay, Dublin 2, D02 R296 Ireland </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"tn_319\" style=\"left:91px;bottom:911px;letter-spacing:-0.01px;display:inline;\">Fubon 1-5 Years US High Yield Bond Ex </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"tp_319\" style=\"left:335px;bottom:911px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"tq_319\" style=\"left:403px;bottom:911px;letter-spacing:-0.01px;display:inline;\">42.48% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"tr_319\" style=\"left:472px;bottom:911px;letter-spacing:-0.01px;display:inline;\">8th Floor, No.108, Sec.1, Dunhua South. Rd., Taipei, Taiwan </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"to_319\" style=\"left:91px;bottom:895px;letter-spacing:-0.01px;display:inline;\">China </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"ts_319\" style=\"left:91px;bottom:875px;letter-spacing:-0.01px;display:inline;\">Fubon Global Investment Grade Bond Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"tt_319\" style=\"left:335px;bottom:875px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"tu_319\" style=\"left:403px;bottom:875px;letter-spacing:-0.01px;display:inline;\">57.59% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"tv_319\" style=\"left:91px;bottom:840px;letter-spacing:-0.01px;display:inline;\">Fuh Hwa 1-5 Yr High Yield ETF </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"tw_319\" style=\"left:335px;bottom:840px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"tx_319\" style=\"left:403px;bottom:840px;letter-spacing:-0.01px;display:inline;\">44.38% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"ty_319\" style=\"left:472px;bottom:840px;letter-spacing:-0.01px;display:inline;\">8th &amp; 9th Floor, No.308, Sec. 2, Bade Rd., Da-an District </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"tz_319\" style=\"left:91px;bottom:804px;letter-spacing:-0.01px;display:inline;\">Furnival Insurance Company PCC Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t10_319\" style=\"left:335px;bottom:804px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t11_319\" style=\"left:403px;bottom:804px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t12_319\" style=\"left:472px;bottom:804px;letter-spacing:-0.01px;display:inline;\">PO Box 155, Mill Court, La Charroterie, St Peter Port, GY1 4ET, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t13_319\" style=\"left:472px;bottom:789px;letter-spacing:-0.01px;display:inline;\">Guernsey </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t14_319\" style=\"left:91px;bottom:769px;letter-spacing:-0.01px;display:inline;\">GIS Total Return Bond Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t15_319\" style=\"left:335px;bottom:769px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t16_319\" style=\"left:403px;bottom:769px;letter-spacing:-0.01px;display:inline;\">25.22% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t17_319\" style=\"left:472px;bottom:769px;letter-spacing:-0.01px;display:inline;\">78 Sir John Rogerson's Quay, Dublin, D02 HD32, Ireland </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t18_319\" style=\"left:91px;bottom:749px;letter-spacing:-0.01px;display:inline;\">GS Twenty Two Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t19_319\" style=\"left:335px;bottom:749px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t1a_319\" style=\"left:403px;bottom:749px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t1b_319\" style=\"left:472px;bottom:749px;letter-spacing:-0.01px;display:inline;\">1 Angel Court, London, EC2R 7AG, United Kingdom </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t1c_319\" style=\"left:91px;bottom:730px;letter-spacing:-0.01px;display:inline;\">HSBC Senior Global Infrastructure Debt Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t1d_319\" style=\"left:335px;bottom:730px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t1e_319\" style=\"left:403px;bottom:730px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t1f_319\" style=\"left:472px;bottom:730px;letter-spacing:-0.01px;display:inline;\">8 Canada Square, London, E14 5HQ, United Kingdom </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t1g_319\" style=\"left:91px;bottom:710px;letter-spacing:-0.01px;display:inline;\">ICICI Prudential Asset Management </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t1i_319\" style=\"left:335px;bottom:710px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t1j_319\" style=\"left:403px;bottom:710px;letter-spacing:-0.01px;display:inline;\">49.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t1k_319\" style=\"left:472px;bottom:710px;letter-spacing:-0.01px;display:inline;\">12th Floor, Narain Manzil, 23, Barakhamba Road, New Delhi </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t1h_319\" style=\"left:91px;bottom:695px;letter-spacing:-0.01px;display:inline;\">Company Limited </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t1l_319\" style=\"left:472px;bottom:695px;letter-spacing:-0.01px;display:inline;\">110001, India </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t1m_319\" style=\"left:91px;bottom:675px;letter-spacing:-0.01px;display:inline;\">ICICI Prudential Life Insurance Company </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t1o_319\" style=\"left:335px;bottom:675px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t1p_319\" style=\"left:403px;bottom:675px;letter-spacing:-0.01px;display:inline;\">22.05% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t1q_319\" style=\"left:472px;bottom:675px;letter-spacing:-0.01px;display:inline;\">ICICI PruLife Towers, 1089 Appasaheb Marathe Marg, Prabhadevi, </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t1n_319\" style=\"left:91px;bottom:659px;letter-spacing:-0.01px;display:inline;\">Limited </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t1r_319\" style=\"left:472px;bottom:659px;letter-spacing:-0.01px;display:inline;\">Mumbai 400025, India </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t1s_319\" style=\"left:91px;bottom:639px;letter-spacing:-0.01px;display:inline;\">ICICI Prudential Pension Funds </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t1u_319\" style=\"left:335px;bottom:639px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t1v_319\" style=\"left:403px;bottom:639px;letter-spacing:-0.01px;display:inline;\">22.05% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t1t_319\" style=\"left:91px;bottom:624px;letter-spacing:-0.01px;display:inline;\">Management Company Limited </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t1w_319\" style=\"left:91px;bottom:604px;letter-spacing:-0.01px;display:inline;\">ICICI Prudential Trust Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t1x_319\" style=\"left:335px;bottom:604px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t1y_319\" style=\"left:403px;bottom:604px;letter-spacing:-0.01px;display:inline;\">49.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t1z_319\" style=\"left:472px;bottom:604px;letter-spacing:-0.01px;display:inline;\">12th Floor, Narain Manzil, 23, Barakhamba Road, New Delhi </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t20_319\" style=\"left:472px;bottom:588px;letter-spacing:-0.01px;display:inline;\">110001, India </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t21_319\" style=\"left:91px;bottom:568px;letter-spacing:-0.01px;display:inline;\">India Innovation High Growth EQ QII </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t22_319\" style=\"left:335px;bottom:568px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t23_319\" style=\"left:403px;bottom:568px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t24_319\" style=\"left:472px;bottom:568px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments Limited, Marunouchi Park Bldg., 2-6-1 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t25_319\" style=\"left:472px;bottom:552px;letter-spacing:-0.01px;display:inline;\">Marunochi, Chiyoda-ku, Tokyo, Japan 100-6905 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t26_319\" style=\"left:91px;bottom:533px;letter-spacing:-0.01px;display:inline;\">Invesco Fixed Maturity Selective Emerging </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t28_319\" style=\"left:335px;bottom:533px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t29_319\" style=\"left:403px;bottom:533px;letter-spacing:-0.01px;display:inline;\">98.42% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t2a_319\" style=\"left:472px;bottom:533px;letter-spacing:-0.01px;display:inline;\">8th Floor, No 122, Tung Hua N. Rd. Taipei, Taiwan </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t27_319\" style=\"left:91px;bottom:517px;letter-spacing:-0.01px;display:inline;\">Market Bonds 2024 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t2b_319\" style=\"left:91px;bottom:497px;letter-spacing:-0.01px;display:inline;\">Invesco Select 6 Year Maturity Global Bond </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t2d_319\" style=\"left:335px;bottom:497px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t2e_319\" style=\"left:403px;bottom:497px;letter-spacing:-0.01px;display:inline;\">98.69% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t2c_319\" style=\"left:91px;bottom:481px;letter-spacing:-0.01px;display:inline;\">Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t2f_319\" style=\"left:91px;bottom:462px;letter-spacing:-0.01px;display:inline;\">iShares Global High Yield Corp Bond UCITS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t2h_319\" style=\"left:335px;bottom:462px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t2i_319\" style=\"left:403px;bottom:462px;letter-spacing:-0.01px;display:inline;\">55.25% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t2j_319\" style=\"left:472px;bottom:462px;letter-spacing:-0.01px;display:inline;\">200 Capital Dock, 79 Sir John Rogerson\u2019s Quay, Dublin 2, Ireland </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t2g_319\" style=\"left:91px;bottom:446px;letter-spacing:-0.01px;display:inline;\">ETF </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t2k_319\" style=\"left:91px;bottom:426px;letter-spacing:-0.01px;display:inline;\">iShares MSCI Asia ex Japan Climate Action </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t2m_319\" style=\"left:335px;bottom:426px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t2n_319\" style=\"left:403px;bottom:426px;letter-spacing:-0.01px;display:inline;\">73.52% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t2o_319\" style=\"left:472px;bottom:426px;letter-spacing:-0.01px;display:inline;\">20 Anson Road, #18-01 Twenty Anson, Singapore 079912 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t2l_319\" style=\"left:91px;bottom:410px;letter-spacing:-0.01px;display:inline;\">ETF </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t2p_319\" style=\"left:91px;bottom:390px;letter-spacing:-0.01px;display:inline;\">JPMorgan Investment Funds - Japan </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t2r_319\" style=\"left:335px;bottom:390px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t2s_319\" style=\"left:403px;bottom:390px;letter-spacing:-0.01px;display:inline;\">62.01% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t2t_319\" style=\"left:472px;bottom:390px;letter-spacing:-0.01px;display:inline;\">6 route de Tr\u00e8ves, L-2633 Senningerberg, Grand Duchy of </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t2q_319\" style=\"left:91px;bottom:375px;letter-spacing:-0.01px;display:inline;\">Sustainable Equity Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t2u_319\" style=\"left:472px;bottom:375px;letter-spacing:-0.01px;display:inline;\">Luxembourg </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t2v_319\" style=\"left:91px;bottom:355px;letter-spacing:-0.01px;display:inline;\">KKP ACTIVE EQUITY FUND </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t2w_319\" style=\"left:335px;bottom:355px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t2x_319\" style=\"left:403px;bottom:355px;letter-spacing:-0.01px;display:inline;\">31.54% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t2y_319\" style=\"left:472px;bottom:355px;letter-spacing:-0.01px;display:inline;\">209 KKP Tower A, 17 Fl., Sukhumvit 21 (Asoke), Khlong Toey Nua, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t2z_319\" style=\"left:472px;bottom:339px;letter-spacing:-0.01px;display:inline;\">Wattana, Bangkok 10110 Thailand </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t30_319\" style=\"left:91px;bottom:319px;letter-spacing:-0.01px;display:inline;\">Krungsri Greater China Equity Hedged </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t32_319\" style=\"left:335px;bottom:319px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t33_319\" style=\"left:403px;bottom:319px;letter-spacing:-0.01px;display:inline;\">28.12% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t34_319\" style=\"left:472px;bottom:319px;letter-spacing:-0.01px;display:inline;\">12th, 18th Zone B Floor, Ploenchit Tower 898 Ploenchit Road, </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t31_319\" style=\"left:91px;bottom:304px;letter-spacing:-0.01px;display:inline;\">Dividend Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t35_319\" style=\"left:472px;bottom:304px;letter-spacing:-0.01px;display:inline;\">Lumpini Pathumwan, Bangkok 10330 Thailand </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t36_319\" style=\"left:91px;bottom:284px;letter-spacing:-0.01px;display:inline;\">Lasalle Property Securities SICAV-FIS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t37_319\" style=\"left:335px;bottom:284px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t38_319\" style=\"left:403px;bottom:284px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t39_319\" style=\"left:472px;bottom:284px;letter-spacing:-0.01px;display:inline;\">11-13 Bouldevard de la Foire, L-1528 Luxembourg </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t3a_319\" style=\"left:91px;bottom:248px;letter-spacing:-0.01px;display:inline;\">M&amp;G Asia Property TS Trust </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t3b_319\" style=\"left:335px;bottom:248px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t3c_319\" style=\"left:403px;bottom:248px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t3d_319\" style=\"left:472px;bottom:248px;letter-spacing:-0.01px;display:inline;\">138 Market Street, CapitaGreen #35-01, Singapore 048946 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t3e_319\" style=\"left:91px;bottom:213px;letter-spacing:-0.01px;display:inline;\">M&amp;G Real Estate Asia Holding Company Pte. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t3g_319\" style=\"left:335px;bottom:213px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t3h_319\" style=\"left:403px;bottom:213px;letter-spacing:-0.01px;display:inline;\">33.00% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t3f_319\" style=\"left:91px;bottom:197px;letter-spacing:-0.01px;display:inline;\">Ltd. </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t3i_319\" style=\"left:91px;bottom:177px;letter-spacing:-0.01px;display:inline;\">Manulife Asia Pacific Bond Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t3j_319\" style=\"left:335px;bottom:177px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t3k_319\" style=\"left:403px;bottom:177px;letter-spacing:-0.01px;display:inline;\">82.22% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t3l_319\" style=\"left:472px;bottom:177px;letter-spacing:-0.01px;display:inline;\">9th Floor, No 89 Son Ren Road, Taipei, Taiwan </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t3m_319\" style=\"left:91px;bottom:142px;letter-spacing:-0.01px;display:inline;\">Manulife AUD Income Bond Fund-A(CNY-H) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t3n_319\" style=\"left:335px;bottom:142px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t3o_319\" style=\"left:403px;bottom:142px;letter-spacing:-0.01px;display:inline;\">30.73% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t3p_319\" style=\"left:91px;bottom:106px;letter-spacing:-0.01px;display:inline;\">Manulife China Offshore Bond Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t3q_319\" style=\"left:335px;bottom:106px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t3r_319\" style=\"left:403px;bottom:106px;letter-spacing:-0.01px;display:inline;\">32.48% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t3s_319\" style=\"left:91px;bottom:87px;letter-spacing:-0.01px;display:inline;\">Manulife Taiwan Dynamic Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t3t_319\" style=\"left:335px;bottom:87px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t3u_319\" style=\"left:403px;bottom:87px;letter-spacing:-0.01px;display:inline;\">26.11% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr>\n                                        </table><div></div><table>\n                                            <tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_320\" id=\"t3o_320\" style=\"left:69px;bottom:1119px;letter-spacing:0.08px;display:inline;\">Name of entity </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_320\" id=\"t3p_320\" style=\"left:313px;bottom:1119px;letter-spacing:0.06px;word-spacing:0.01px;display:inline;\">Classes of </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_320\" id=\"t3r_320\" style=\"left:382px;bottom:1119px;letter-spacing:0.07px;display:inline;\">Proportion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_320\" id=\"t3t_320\" style=\"left:451px;bottom:1119px;letter-spacing:0.07px;display:inline;\">Registered office address </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_320\" id=\"t3q_320\" style=\"left:313px;bottom:1109px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">shares held </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_320\" id=\"t3s_320\" style=\"left:382px;bottom:1109px;letter-spacing:0.08px;display:inline;\">held </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t1_320\" style=\"left:69px;bottom:1088px;letter-spacing:-0.01px;display:inline;\">Nomura Six Years Fixed Maturity Asia Pacific </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t3_320\" style=\"left:313px;bottom:1088px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t4_320\" style=\"left:382px;bottom:1088px;letter-spacing:-0.01px;display:inline;\">98.98% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t5_320\" style=\"left:451px;bottom:1088px;letter-spacing:-0.01px;display:inline;\">101 Tower, 30th Floor, No. 7 Sec. 5, Xinyi Rd., Xinyi Dist., Taipei, </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t2_320\" style=\"left:69px;bottom:1073px;letter-spacing:-0.01px;display:inline;\">Emerging Market Bond Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t6_320\" style=\"left:451px;bottom:1073px;letter-spacing:-0.01px;display:inline;\">Taiwan </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t7_320\" style=\"left:69px;bottom:1053px;letter-spacing:-0.01px;display:inline;\">Nomura Six Years Fixed Maturity Emerging </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t9_320\" style=\"left:313px;bottom:1053px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"ta_320\" style=\"left:382px;bottom:1053px;letter-spacing:-0.01px;display:inline;\">40.50% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t8_320\" style=\"left:69px;bottom:1037px;letter-spacing:-0.01px;display:inline;\">Market Bond Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"tb_320\" style=\"left:69px;bottom:1017px;letter-spacing:-0.01px;display:inline;\">Nomura Six Years Ladder Maturity Asia </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"td_320\" style=\"left:313px;bottom:1017px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"te_320\" style=\"left:382px;bottom:1017px;letter-spacing:-0.01px;display:inline;\">98.40% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"tc_320\" style=\"left:69px;bottom:1002px;letter-spacing:-0.01px;display:inline;\">Pacific Emerging Market Bond Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"tf_320\" style=\"left:69px;bottom:982px;letter-spacing:-0.01px;display:inline;\">North Sathorn Holdings Company Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"tg_320\" style=\"left:313px;bottom:982px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"th_320\" style=\"left:382px;bottom:982px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"ti_320\" style=\"left:447px;bottom:982px;letter-spacing:-0.01px;display:inline;\">No. 63, Athenee Tower, 34th Floor, Wireless Road, Lumpini </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"tj_320\" style=\"left:447px;bottom:966px;letter-spacing:-0.01px;display:inline;\">Subdistrict Pathumwan District, Bangkok Metropolis, Thailand </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"tk_320\" style=\"left:69px;bottom:946px;letter-spacing:-0.01px;display:inline;\">PCA IP Services Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"tl_320\" style=\"left:313px;bottom:946px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"tm_320\" style=\"left:382px;bottom:946px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"tn_320\" style=\"left:447px;bottom:946px;letter-spacing:-0.01px;display:inline;\">13th Floor, One International Finance Centre, 1 Harbour View Street, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"to_320\" style=\"left:447px;bottom:931px;letter-spacing:-0.01px;display:inline;\">Central, Hong Kong </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"tp_320\" style=\"left:69px;bottom:911px;letter-spacing:-0.01px;display:inline;\">PCA Life Assurance Co., Ltd. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"tq_320\" style=\"left:313px;bottom:911px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"tr_320\" style=\"left:382px;bottom:911px;letter-spacing:-0.01px;display:inline;\">99.79% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"ts_320\" style=\"left:447px;bottom:911px;letter-spacing:-0.01px;display:inline;\">8th Floor, No.1 Songzhi Road, Taipei City, 11047, Taiwan </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"tt_320\" style=\"left:69px;bottom:875px;letter-spacing:-0.01px;display:inline;\">PCA Reinsurance Co. Ltd. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"tu_320\" style=\"left:313px;bottom:875px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"tv_320\" style=\"left:382px;bottom:875px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"tw_320\" style=\"left:447px;bottom:875px;letter-spacing:-0.01px;display:inline;\">Unit Level 13(A), Main Office Tower, Financial Park Labuan, Jalan </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"tx_320\" style=\"left:447px;bottom:860px;letter-spacing:-0.01px;display:inline;\">Merdeka, 87000 Federal Territory of Labuan, Malaysia </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"ty_320\" style=\"left:69px;bottom:840px;letter-spacing:-0.01px;display:inline;\">PineBridge US Dual Core Income Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"tz_320\" style=\"left:313px;bottom:840px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t10_320\" style=\"left:382px;bottom:840px;letter-spacing:-0.01px;display:inline;\">27.97% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t11_320\" style=\"left:447px;bottom:840px;letter-spacing:-0.01px;display:inline;\">10th Floor, No. 144, Sec. 2, Minquan East Rd, Taipei </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t12_320\" style=\"left:69px;bottom:804px;letter-spacing:-0.01px;display:inline;\">PLUK Agents Savings Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t13_320\" style=\"left:313px;bottom:804px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t14_320\" style=\"left:382px;bottom:804px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t15_320\" style=\"left:447px;bottom:804px;letter-spacing:-0.01px;display:inline;\">8th Floor, 8 Rockwell, Rockwell Drive, Rockwell Center, Makati City </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t16_320\" style=\"left:69px;bottom:769px;letter-spacing:-0.01px;display:inline;\">Principal Global Silver Age Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t17_320\" style=\"left:313px;bottom:769px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t18_320\" style=\"left:382px;bottom:769px;letter-spacing:-0.01px;display:inline;\">31.05% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t19_320\" style=\"left:447px;bottom:769px;letter-spacing:-0.01px;display:inline;\">44, 16th Floor, CIMB Thai Bank, Lungsuan Road, Lumpini, Bangkok </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t1a_320\" style=\"left:447px;bottom:753px;letter-spacing:-0.01px;display:inline;\">10330, Thailand </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t1b_320\" style=\"left:69px;bottom:733px;letter-spacing:-0.01px;display:inline;\">Pru Life Insurance Corporation of U.K. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t1c_320\" style=\"left:313px;bottom:733px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t1d_320\" style=\"left:382px;bottom:733px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t1e_320\" style=\"left:451px;bottom:733px;letter-spacing:-0.01px;display:inline;\">9th Floor, Uptown Place Tower 1, 1 East 11th Drive, Uptown </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t1f_320\" style=\"left:451px;bottom:717px;letter-spacing:-0.01px;display:inline;\">Bonifacio, 1634 Taguig City, Metro Manila, Philippines </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t1g_320\" style=\"left:69px;bottom:698px;letter-spacing:-0.01px;display:inline;\">Pru Life UK Asset Management and Trust </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t1i_320\" style=\"left:313px;bottom:698px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t1j_320\" style=\"left:382px;bottom:698px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t1h_320\" style=\"left:69px;bottom:682px;letter-spacing:-0.01px;display:inline;\">Corporation </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t1k_320\" style=\"left:69px;bottom:662px;letter-spacing:-0.01px;display:inline;\">Prudence Foundation </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t1l_320\" style=\"left:313px;bottom:662px;letter-spacing:-0.01px;display:inline;\">LBG </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t1m_320\" style=\"left:382px;bottom:662px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t1n_320\" style=\"left:451px;bottom:662px;letter-spacing:-0.01px;display:inline;\">13th Floor, One International Finance Centre, 1 Harbour View Street, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t1o_320\" style=\"left:451px;bottom:646px;letter-spacing:-0.01px;display:inline;\">Central, Hong Kong </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t1p_320\" style=\"left:69px;bottom:627px;letter-spacing:-0.01px;display:inline;\">Prudential (Cambodia) Life Assurance Plc </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t1q_320\" style=\"left:313px;bottom:627px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t1r_320\" style=\"left:382px;bottom:627px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t1s_320\" style=\"left:451px;bottom:627px;letter-spacing:-0.01px;display:inline;\">VTrust Tower, Unit A B &amp;C, 3rd Floor, Tchecoslova Blvd (Street 169), </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t1t_320\" style=\"left:451px;bottom:611px;letter-spacing:-0.01px;display:inline;\">Sangkat Veal Vong, Khan 7 Makara, Phnom Penh, Cambodia </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t1u_320\" style=\"left:69px;bottom:591px;letter-spacing:-0.01px;display:inline;\">Prudential (US Holdco 1) Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t1v_320\" style=\"left:313px;bottom:591px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t1w_320\" style=\"left:382px;bottom:591px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t1x_320\" style=\"left:451px;bottom:591px;letter-spacing:-0.01px;display:inline;\">1 Angel Court, London, EC2R 7AG, United Kingdom </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t1y_320\" style=\"left:69px;bottom:555px;letter-spacing:-0.01px;display:inline;\">Prudential Africa Holdings Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t1z_320\" style=\"left:313px;bottom:555px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t20_320\" style=\"left:382px;bottom:555px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t21_320\" style=\"left:69px;bottom:520px;letter-spacing:-0.01px;display:inline;\">Prudential Africa Services Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t22_320\" style=\"left:313px;bottom:520px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t23_320\" style=\"left:382px;bottom:520px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t24_320\" style=\"left:451px;bottom:520px;letter-spacing:-0.01px;display:inline;\">3rd Floor, One Africa Place, LR. No. 1870/X/45, P.O. Box </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t25_320\" style=\"left:451px;bottom:504px;letter-spacing:-0.01px;display:inline;\">25093-00100, Westlands, Nairobi, Kenya </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t26_320\" style=\"left:69px;bottom:484px;letter-spacing:-0.01px;display:inline;\">Prudential Assurance Company Singapore </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t28_320\" style=\"left:313px;bottom:484px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t29_320\" style=\"left:382px;bottom:484px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t2a_320\" style=\"left:451px;bottom:484px;letter-spacing:-0.01px;display:inline;\">30 Cecil Street, #30-01 Prudential Tower, Singapore 049712 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t27_320\" style=\"left:69px;bottom:469px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">(Pte) Limited </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t2b_320\" style=\"left:69px;bottom:449px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Prudential Assurance Malaysia Berhad* </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t2c_320\" style=\"left:313px;bottom:449px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t2d_320\" style=\"left:382px;bottom:449px;letter-spacing:-0.01px;display:inline;\">51.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t2e_320\" style=\"left:451px;bottom:449px;letter-spacing:-0.01px;display:inline;\">Level 26, Menara Prudential, Persiaran TRX Barat, 55188 Tun Razak </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t2f_320\" style=\"left:451px;bottom:433px;letter-spacing:-0.01px;display:inline;\">Exchange, Kuala Lumpur, Malaysia </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t2g_320\" style=\"left:69px;bottom:413px;letter-spacing:-0.01px;display:inline;\">Prudential Assurance Uganda Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t2h_320\" style=\"left:313px;bottom:413px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t2i_320\" style=\"left:382px;bottom:413px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t2j_320\" style=\"left:451px;bottom:413px;letter-spacing:-0.01px;display:inline;\">9th Floor Zebra Plaza, Plot 23 Kampala Road, P.O. Box 2660, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t2k_320\" style=\"left:451px;bottom:398px;letter-spacing:-0.01px;display:inline;\">Kampala, Uganda </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t2l_320\" style=\"left:69px;bottom:378px;letter-spacing:-0.01px;display:inline;\">Prudential BeGeneral Insurance C\u00f4te </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t2n_320\" style=\"left:313px;bottom:378px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t2o_320\" style=\"left:382px;bottom:378px;letter-spacing:-0.01px;display:inline;\">51.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t2p_320\" style=\"left:451px;bottom:378px;letter-spacing:-0.01px;display:inline;\">Abidjan Plateau, Avenue Nogu\u00e8s, Immeuble Woodin Center, 1er </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t2m_320\" style=\"left:69px;bottom:362px;letter-spacing:-0.01px;display:inline;\">d'Ivoire S.A. </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t2q_320\" style=\"left:451px;bottom:362px;letter-spacing:-0.01px;display:inline;\">\u00e9tage, 01 P.O. BOX 5173, Abidjan 01, C\u00f4te d'Ivoire </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t2r_320\" style=\"left:69px;bottom:342px;letter-spacing:-0.01px;display:inline;\">Prudential Belife Insurance C\u00f4te d'Ivoire S.A. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t2s_320\" style=\"left:313px;bottom:342px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t2t_320\" style=\"left:382px;bottom:342px;letter-spacing:-0.01px;display:inline;\">51.00% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t2u_320\" style=\"left:69px;bottom:307px;letter-spacing:-0.01px;display:inline;\">Prudential Beneficial General Insurance </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t2w_320\" style=\"left:313px;bottom:307px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t2x_320\" style=\"left:382px;bottom:307px;letter-spacing:-0.01px;display:inline;\">50.71% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t2y_320\" style=\"left:451px;bottom:307px;letter-spacing:-0.01px;display:inline;\">1944, Boulevard de la R\u00e9publique Douala-Akwa, P.O. BOX 2328, </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t2v_320\" style=\"left:69px;bottom:291px;letter-spacing:-0.01px;display:inline;\">Cameroon S.A. </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t2z_320\" style=\"left:451px;bottom:291px;letter-spacing:-0.01px;display:inline;\">Douala, Cameroon </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t30_320\" style=\"left:69px;bottom:271px;letter-spacing:-0.01px;display:inline;\">Prudential Beneficial Life Insurance </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t32_320\" style=\"left:313px;bottom:271px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t33_320\" style=\"left:382px;bottom:271px;letter-spacing:-0.01px;display:inline;\">51.00% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t31_320\" style=\"left:69px;bottom:256px;letter-spacing:-0.01px;display:inline;\">Cameroon S.A. </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t34_320\" style=\"left:69px;bottom:236px;letter-spacing:-0.01px;display:inline;\">Prudential Beneficial Life Insurance Togo </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t36_320\" style=\"left:313px;bottom:236px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t37_320\" style=\"left:382px;bottom:236px;letter-spacing:-0.01px;display:inline;\">50.99% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t38_320\" style=\"left:451px;bottom:236px;letter-spacing:-0.01px;display:inline;\">2963 Rue de la Chance Agbalepedogan, P.O. Box 1115, Lome, Togo </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t35_320\" style=\"left:69px;bottom:220px;letter-spacing:-0.01px;display:inline;\">S.A. </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t39_320\" style=\"left:69px;bottom:200px;letter-spacing:-0.01px;display:inline;\">Prudential BSN Takaful Berhad </div> <div class=\"t s1_320\" id=\"t3a_320\" style=\"left:233px;bottom:208px;display:inline;\">\u2020 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t3b_320\" style=\"left:313px;bottom:200px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t3c_320\" style=\"left:382px;bottom:200px;letter-spacing:-0.01px;display:inline;\">49.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t3d_320\" style=\"left:451px;bottom:200px;letter-spacing:-0.01px;display:inline;\">Level 26, Menara Prudential, Persiaran TRX Barat, 55188 Tun Razak </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t3e_320\" style=\"left:451px;bottom:185px;letter-spacing:-0.01px;display:inline;\">Exchange, Kuala Lumpur, Malaysia </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t3f_320\" style=\"left:69px;bottom:165px;letter-spacing:-0.01px;display:inline;\">Prudential Corporation Holdings Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t3g_320\" style=\"left:313px;bottom:165px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t3h_320\" style=\"left:382px;bottom:165px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t3i_320\" style=\"left:451px;bottom:165px;letter-spacing:-0.01px;display:inline;\">1 Angel Court, London, EC2R 7AG, United Kingdom </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t3j_320\" style=\"left:69px;bottom:129px;letter-spacing:-0.01px;display:inline;\">Prudential Financial Advisers Singapore Pte. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t3l_320\" style=\"left:313px;bottom:129px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t3m_320\" style=\"left:382px;bottom:129px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t3n_320\" style=\"left:451px;bottom:129px;letter-spacing:-0.01px;display:inline;\">30 Cecil Street, #30-01 Prudential Tower, Singapore 049712 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t3k_320\" style=\"left:69px;bottom:114px;letter-spacing:-0.01px;display:inline;\">Ltd. </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr>\n                                        </table><div></div><table>\n                                            <tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_321\" id=\"t49_321\" style=\"left:91px;bottom:1119px;letter-spacing:0.08px;display:inline;\">Name of entity </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_321\" id=\"t4a_321\" style=\"left:335px;bottom:1119px;letter-spacing:0.06px;word-spacing:0.01px;display:inline;\">Classes of </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_321\" id=\"t4c_321\" style=\"left:403px;bottom:1119px;letter-spacing:0.07px;display:inline;\">Proportion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_321\" id=\"t4e_321\" style=\"left:472px;bottom:1119px;letter-spacing:0.07px;display:inline;\">Registered office address </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_321\" id=\"t4b_321\" style=\"left:335px;bottom:1109px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">shares held </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_321\" id=\"t4d_321\" style=\"left:403px;bottom:1109px;letter-spacing:0.08px;display:inline;\">held </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t1_321\" style=\"left:91px;bottom:1088px;letter-spacing:-0.01px;display:inline;\">Prudential Financial Partners (Asia) Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t2_321\" style=\"left:335px;bottom:1088px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t3_321\" style=\"left:403px;bottom:1088px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t4_321\" style=\"left:472px;bottom:1088px;letter-spacing:-0.01px;display:inline;\">1 Angel Court, London, EC2R 7AG, United Kingdom </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t5_321\" style=\"left:91px;bottom:1053px;letter-spacing:-0.01px;display:inline;\">Prudential Financial Partners HK Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t6_321\" style=\"left:335px;bottom:1053px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t7_321\" style=\"left:403px;bottom:1053px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t8_321\" style=\"left:472px;bottom:1053px;letter-spacing:-0.01px;display:inline;\">13th Floor, One International Finance Centre, 1 Harbour View Street, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t9_321\" style=\"left:472px;bottom:1037px;letter-spacing:-0.01px;display:inline;\">Central, Hong Kong </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"ta_321\" style=\"left:91px;bottom:1017px;letter-spacing:-0.01px;display:inline;\">Prudential Funding (Asia) PLC </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"tb_321\" style=\"left:335px;bottom:1017px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"tc_321\" style=\"left:403px;bottom:1017px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"td_321\" style=\"left:472px;bottom:1017px;letter-spacing:-0.01px;display:inline;\">1 Angel Court, London, EC2R 7AG, United Kingdom </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"te_321\" style=\"left:91px;bottom:982px;letter-spacing:-0.01px;display:inline;\">Prudential General Insurance Hong Kong </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"tg_321\" style=\"left:335px;bottom:982px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"th_321\" style=\"left:403px;bottom:982px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"ti_321\" style=\"left:472px;bottom:982px;letter-spacing:-0.01px;display:inline;\">59th Floor, One Island East, 18 Westlands Road, Quarry Bay, Hong </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"tf_321\" style=\"left:91px;bottom:966px;letter-spacing:-0.01px;display:inline;\">Limited </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"tj_321\" style=\"left:472px;bottom:966px;letter-spacing:-0.01px;display:inline;\">Kong </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"tk_321\" style=\"left:91px;bottom:946px;letter-spacing:-0.01px;display:inline;\">Prudential Group Secretarial Services HK </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"tm_321\" style=\"left:335px;bottom:946px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"tn_321\" style=\"left:403px;bottom:946px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"to_321\" style=\"left:472px;bottom:946px;letter-spacing:-0.01px;display:inline;\">13th Floor, One International Finance Centre, 1 Harbour View Street, </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"tl_321\" style=\"left:91px;bottom:931px;letter-spacing:-0.01px;display:inline;\">Limited </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"tp_321\" style=\"left:472px;bottom:931px;letter-spacing:-0.01px;display:inline;\">Central, Hong Kong </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"tq_321\" style=\"left:91px;bottom:911px;letter-spacing:-0.01px;display:inline;\">Prudential Group Secretarial Services Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"tr_321\" style=\"left:335px;bottom:911px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"ts_321\" style=\"left:403px;bottom:911px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"tt_321\" style=\"left:472px;bottom:911px;letter-spacing:-0.01px;display:inline;\">1 Angel Court, London, EC2R 7AG, United Kingdom </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"tu_321\" style=\"left:91px;bottom:875px;letter-spacing:-0.01px;display:inline;\">Prudential Holdings Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"tv_321\" style=\"left:335px;bottom:875px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"tw_321\" style=\"left:403px;bottom:875px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"tx_321\" style=\"left:472px;bottom:875px;letter-spacing:-0.01px;display:inline;\">4th Floor, Saltire Court, 20, Castle Terrace, Edinburgh, EH1 2EN, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"ty_321\" style=\"left:472px;bottom:860px;letter-spacing:-0.01px;display:inline;\">United Kingdom </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"tz_321\" style=\"left:91px;bottom:840px;letter-spacing:-0.01px;display:inline;\">Prudential Hong Kong Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t10_321\" style=\"left:335px;bottom:840px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t11_321\" style=\"left:403px;bottom:840px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t12_321\" style=\"left:472px;bottom:840px;letter-spacing:-0.01px;display:inline;\">59th Floor, One Island East, 18 Westlands Road, Quarry Bay, Hong </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t13_321\" style=\"left:472px;bottom:824px;letter-spacing:-0.01px;display:inline;\">Kong </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t14_321\" style=\"left:91px;bottom:804px;letter-spacing:-0.01px;display:inline;\">Prudential International Treasury Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t15_321\" style=\"left:335px;bottom:804px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t16_321\" style=\"left:403px;bottom:804px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t17_321\" style=\"left:472px;bottom:804px;letter-spacing:-0.01px;display:inline;\">13th Floor, One International Finance Centre, 1 Harbour View Street, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t18_321\" style=\"left:472px;bottom:789px;letter-spacing:-0.01px;display:inline;\">Central, Hong Kong </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t19_321\" style=\"left:91px;bottom:769px;letter-spacing:-0.01px;display:inline;\">Prudential Investment Management Private </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t1b_321\" style=\"left:335px;bottom:769px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t1c_321\" style=\"left:403px;bottom:769px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t1d_321\" style=\"left:472px;bottom:769px;letter-spacing:-0.01px;display:inline;\">7 Straits View #07-01, Marina One East Tower, Singapore 018936, </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t1a_321\" style=\"left:91px;bottom:753px;letter-spacing:-0.01px;display:inline;\">Limited </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t1e_321\" style=\"left:472px;bottom:753px;letter-spacing:-0.01px;display:inline;\">Singapore </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t1f_321\" style=\"left:91px;bottom:733px;letter-spacing:-0.01px;display:inline;\">Prudential IP Services Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t1g_321\" style=\"left:335px;bottom:733px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t1h_321\" style=\"left:403px;bottom:733px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t1i_321\" style=\"left:472px;bottom:733px;letter-spacing:-0.01px;display:inline;\">1 Angel Court, London, EC2R 7AG, United Kingdom </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t1j_321\" style=\"left:91px;bottom:714px;letter-spacing:-0.01px;display:inline;\">Prudential Life Assurance (Lao) Company </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t1l_321\" style=\"left:335px;bottom:714px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t1m_321\" style=\"left:403px;bottom:714px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t1n_321\" style=\"left:472px;bottom:714px;letter-spacing:-0.01px;display:inline;\">5th Floor, Lao international Business and Tourist Center Project </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t1k_321\" style=\"left:91px;bottom:698px;letter-spacing:-0.01px;display:inline;\">Limited </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t1o_321\" style=\"left:472px;bottom:698px;letter-spacing:-0.01px;display:inline;\">(Vientiane Center), Khouvieng Road, Nongchan Village, Sisattanak </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t1p_321\" style=\"left:472px;bottom:682px;letter-spacing:-0.01px;display:inline;\">District, Vientiane Capital, Lao PDR </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t1q_321\" style=\"left:91px;bottom:663px;letter-spacing:-0.01px;display:inline;\">Prudential Life Assurance (Thailand) Public </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t1s_321\" style=\"left:335px;bottom:663px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t1t_321\" style=\"left:403px;bottom:663px;letter-spacing:-0.01px;display:inline;\">99.93% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t1u_321\" style=\"left:472px;bottom:663px;letter-spacing:-0.01px;display:inline;\">944 Mitrtown Office Tower, 10th, 29th-31st Floor, Rama 4 Road, </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t1r_321\" style=\"left:91px;bottom:648px;letter-spacing:-0.01px;display:inline;\">Company Limited </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t1v_321\" style=\"left:472px;bottom:648px;letter-spacing:-0.01px;display:inline;\">Wangmai, Pathumwan, Bangkok, 10330, Thailand </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t1w_321\" style=\"left:91px;bottom:628px;letter-spacing:-0.01px;display:inline;\">Prudential Life Assurance Kenya Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t1x_321\" style=\"left:335px;bottom:628px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t1y_321\" style=\"left:403px;bottom:628px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t1z_321\" style=\"left:472px;bottom:628px;letter-spacing:-0.01px;display:inline;\">Vienna Court, Ground Floor, State House Crescent, Off State House </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t20_321\" style=\"left:472px;bottom:612px;letter-spacing:-0.01px;display:inline;\">Avenue, P.O. Box 25093-00603, Nairobi, Kenya </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t21_321\" style=\"left:91px;bottom:592px;letter-spacing:-0.01px;display:inline;\">Prudential Life Assurance Zambia Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t22_321\" style=\"left:335px;bottom:592px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t23_321\" style=\"left:403px;bottom:592px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t24_321\" style=\"left:472px;bottom:592px;letter-spacing:-0.01px;display:inline;\">Prudential House, Plot No. 32256, Thabo Mbeki Road, P.O. Box </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t25_321\" style=\"left:472px;bottom:577px;letter-spacing:-0.01px;display:inline;\">31357, Lusaka, Zambia </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t26_321\" style=\"left:91px;bottom:557px;letter-spacing:-0.01px;display:inline;\">Prudential Life Insurance Ghana Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t27_321\" style=\"left:335px;bottom:557px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t28_321\" style=\"left:403px;bottom:557px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t29_321\" style=\"left:472px;bottom:557px;letter-spacing:-0.01px;display:inline;\">H/NO. 35, Opp. Hobats Clinic, North Street, Tesano, Accra, Accra </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t2a_321\" style=\"left:472px;bottom:541px;letter-spacing:-0.01px;display:inline;\">Metropolitan, Greater Accra, P.O. Box AN 10476, Ghana </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t2b_321\" style=\"left:91px;bottom:521px;letter-spacing:-0.01px;display:inline;\">Prudential Life Vault Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t2c_321\" style=\"left:335px;bottom:521px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t2d_321\" style=\"left:403px;bottom:521px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t2e_321\" style=\"left:472px;bottom:521px;letter-spacing:-0.01px;display:inline;\">48 Awolowo Road, South-West Ikoyi, Lagos, Nigeria </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t2f_321\" style=\"left:91px;bottom:502px;letter-spacing:-0.01px;display:inline;\">Prudential Mauritius Holdings Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t2g_321\" style=\"left:335px;bottom:502px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t2h_321\" style=\"left:403px;bottom:502px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t2i_321\" style=\"left:472px;bottom:502px;letter-spacing:-0.01px;display:inline;\">3rd Floor, 355 NEX, Rue du Savoir, Cybercity Ebene 72201, Mauritius </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t2j_321\" style=\"left:91px;bottom:482px;letter-spacing:-0.01px;display:inline;\">Prudential Myanmar Life Insurance Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t2k_321\" style=\"left:335px;bottom:482px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t2l_321\" style=\"left:403px;bottom:482px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t2m_321\" style=\"left:472px;bottom:482px;letter-spacing:-0.01px;display:inline;\">#15-01, 15th Floor, Sule Square, 221 Sule Pagoda Road, Kyauktada </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t2n_321\" style=\"left:472px;bottom:467px;letter-spacing:-0.01px;display:inline;\">Township, Yangon, Myanmar </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t2o_321\" style=\"left:91px;bottom:447px;letter-spacing:-0.01px;display:inline;\">Prudential Pensions Management Zambia </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t2q_321\" style=\"left:335px;bottom:447px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t2r_321\" style=\"left:403px;bottom:447px;letter-spacing:-0.01px;display:inline;\">49.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t2s_321\" style=\"left:472px;bottom:447px;letter-spacing:-0.01px;display:inline;\">Prudential Pensions Management Zambia Limited Support Office, </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t2p_321\" style=\"left:91px;bottom:431px;letter-spacing:-0.01px;display:inline;\">Limited </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t2t_321\" style=\"left:472px;bottom:431px;letter-spacing:-0.01px;display:inline;\">Plot F/377/9/H/3, Kabulonga Road, Kabulonga, Lusaka </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t2u_321\" style=\"left:91px;bottom:411px;letter-spacing:-0.01px;display:inline;\">Prudential Services Asia Sdn. Bhd. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t2v_321\" style=\"left:335px;bottom:411px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t2w_321\" style=\"left:403px;bottom:411px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t2x_321\" style=\"left:472px;bottom:411px;letter-spacing:-0.01px;display:inline;\">Suite 1005, 10th Floor, Wisma Hamzah-Kwong Hing, No. 1 Leboh </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t2z_321\" style=\"left:335px;bottom:392px;letter-spacing:-0.02px;display:inline;\">PS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t30_321\" style=\"left:403px;bottom:392px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t2y_321\" style=\"left:472px;bottom:396px;letter-spacing:-0.01px;display:inline;\">Ampang, 50100 Kuala Lumpur, Malaysia </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t31_321\" style=\"left:91px;bottom:372px;letter-spacing:-0.01px;display:inline;\">Prudential Services Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t32_321\" style=\"left:335px;bottom:372px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t33_321\" style=\"left:403px;bottom:372px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t34_321\" style=\"left:472px;bottom:372px;letter-spacing:-0.01px;display:inline;\">1 Angel Court, London, EC2R 7AG, United Kingdom </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t35_321\" style=\"left:91px;bottom:353px;letter-spacing:-0.01px;display:inline;\">Prudential Services Philippines Corporation </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t36_321\" style=\"left:335px;bottom:353px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t37_321\" style=\"left:403px;bottom:353px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t38_321\" style=\"left:472px;bottom:353px;letter-spacing:-0.01px;display:inline;\">19th Floor Uptown Place Tower I East, 11th Drive Uptown Bonifacio </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t39_321\" style=\"left:472px;bottom:337px;letter-spacing:-0.01px;display:inline;\">Fort Bonifacio Bonifacio Global City, Taguig City, Fourth District, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t3a_321\" style=\"left:472px;bottom:321px;letter-spacing:-0.01px;display:inline;\">National Capital Region (NCR), 1630, Philippines </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t3b_321\" style=\"left:91px;bottom:302px;letter-spacing:-0.01px;display:inline;\">Prudential Services Singapore Pte. Ltd. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t3c_321\" style=\"left:335px;bottom:302px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t3d_321\" style=\"left:403px;bottom:302px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t3e_321\" style=\"left:472px;bottom:302px;letter-spacing:-0.01px;display:inline;\">7 Straits View, #06-01 Marina One East Tower, Singapore 018936 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t3f_321\" style=\"left:91px;bottom:283px;letter-spacing:-0.01px;display:inline;\">Prudential Singapore Holdings Pte. Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t3g_321\" style=\"left:335px;bottom:283px;letter-spacing:-0.02px;display:inline;\">PS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t3h_321\" style=\"left:403px;bottom:283px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t3i_321\" style=\"left:472px;bottom:283px;letter-spacing:-0.01px;display:inline;\">30 Cecil Street, #30-01 Prudential Tower, Singapore 049712 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t3j_321\" style=\"left:335px;bottom:263px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t3k_321\" style=\"left:403px;bottom:263px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t3l_321\" style=\"left:91px;bottom:244px;letter-spacing:-0.01px;display:inline;\">Prudential Technology and Services India </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t3n_321\" style=\"left:335px;bottom:244px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t3o_321\" style=\"left:403px;bottom:244px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t3p_321\" style=\"left:472px;bottom:244px;letter-spacing:-0.01px;display:inline;\">CoWrks NXT, EPIP Industrial Area, Whitefield Road, K.R Puram, Near </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t3m_321\" style=\"left:91px;bottom:228px;letter-spacing:-0.01px;display:inline;\">Private Limited </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t3q_321\" style=\"left:472px;bottom:228px;letter-spacing:-0.01px;display:inline;\">SAP Labs, Hubli, Bangalore, Karnataka, 560066, India </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t3r_321\" style=\"left:91px;bottom:208px;letter-spacing:-0.01px;display:inline;\">Prudential Vietnam Assurance Private </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t3t_321\" style=\"left:335px;bottom:208px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t3u_321\" style=\"left:403px;bottom:208px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t3v_321\" style=\"left:472px;bottom:208px;letter-spacing:-0.01px;display:inline;\">25th Floor, Saigon Trade Center, 37 Ton Duc Thang Street, District 1, </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t3s_321\" style=\"left:91px;bottom:193px;letter-spacing:-0.01px;display:inline;\">Limited </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t3w_321\" style=\"left:472px;bottom:193px;letter-spacing:-0.01px;display:inline;\">Ho Chi Minh City, Vietnam </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t3x_321\" style=\"left:91px;bottom:173px;letter-spacing:-0.01px;display:inline;\">Prudential Wealth Holdings Company Pte. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t3z_321\" style=\"left:335px;bottom:173px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t40_321\" style=\"left:403px;bottom:173px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t41_321\" style=\"left:472px;bottom:173px;letter-spacing:-0.01px;display:inline;\">7 Straits View #07-01, Marina One East Tower, Singapore 018936, </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t3y_321\" style=\"left:91px;bottom:157px;letter-spacing:-0.01px;display:inline;\">Ltd. </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t42_321\" style=\"left:472px;bottom:157px;letter-spacing:-0.01px;display:inline;\">Singapore </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t43_321\" style=\"left:91px;bottom:137px;letter-spacing:-0.01px;display:inline;\">Prudential Wealth Management Singapore </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t45_321\" style=\"left:335px;bottom:137px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t46_321\" style=\"left:403px;bottom:137px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t47_321\" style=\"left:472px;bottom:137px;letter-spacing:-0.01px;display:inline;\">8 Marina View #15-06A, Asia Square Tower 1, Singapore 018960, </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t44_321\" style=\"left:91px;bottom:122px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Pte. Ltd. </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t48_321\" style=\"left:472px;bottom:122px;letter-spacing:-0.01px;display:inline;\">Singapore </div></td></tr>\n                                        </table><div></div><table>\n                                            <tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_322\" id=\"t3k_322\" style=\"left:69px;bottom:1119px;letter-spacing:0.08px;display:inline;\">Name of entity </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_322\" id=\"t3l_322\" style=\"left:313px;bottom:1119px;letter-spacing:0.06px;word-spacing:0.01px;display:inline;\">Classes of </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_322\" id=\"t3n_322\" style=\"left:382px;bottom:1119px;letter-spacing:0.07px;display:inline;\">Proportion </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_322\" id=\"t3p_322\" style=\"left:451px;bottom:1119px;letter-spacing:0.07px;display:inline;\">Registered office address </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_322\" id=\"t3m_322\" style=\"left:313px;bottom:1109px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">shares held </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_322\" id=\"t3o_322\" style=\"left:382px;bottom:1109px;letter-spacing:0.08px;display:inline;\">held </div></td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t1_322\" style=\"left:69px;bottom:1088px;letter-spacing:-0.01px;display:inline;\">Prudential Zenith Life Insurance Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t2_322\" style=\"left:313px;bottom:1088px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t3_322\" style=\"left:382px;bottom:1088px;letter-spacing:-0.01px;display:inline;\">51.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t4_322\" style=\"left:451px;bottom:1088px;letter-spacing:-0.01px;display:inline;\">13th Floor, Civic Towers, Ozumba Mbadiwe Avenue, Victoria Island, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t5_322\" style=\"left:451px;bottom:1073px;letter-spacing:-0.01px;display:inline;\">Lagos State, Lagos, Nigeria </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t6_322\" style=\"left:69px;bottom:1053px;letter-spacing:-0.01px;display:inline;\">PRUInvest PH Equity Index Tracker Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t7_322\" style=\"left:313px;bottom:1053px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t8_322\" style=\"left:382px;bottom:1053px;letter-spacing:-0.01px;display:inline;\">99.61% </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t9_322\" style=\"left:451px;bottom:1053px;letter-spacing:-0.01px;display:inline;\">8th Floor, 8 Rockwell, Rockwell Drive, Rockwell Center, Makati City </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"ta_322\" style=\"left:69px;bottom:1017px;letter-spacing:-0.01px;display:inline;\">PruInvest PHP Balanced Allocation Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"tb_322\" style=\"left:313px;bottom:1017px;display:inline;\">U </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"tc_322\" style=\"left:382px;bottom:1017px;letter-spacing:-0.01px;display:inline;\">72.30% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"td_322\" style=\"left:69px;bottom:982px;letter-spacing:-0.01px;display:inline;\">PruInvest PHP Dynamic Equity Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"te_322\" style=\"left:313px;bottom:982px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"tf_322\" style=\"left:382px;bottom:982px;letter-spacing:-0.01px;display:inline;\">52.45% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"tg_322\" style=\"left:69px;bottom:946px;letter-spacing:-0.01px;display:inline;\">PruInvest PHP Intermediate Term Bond Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"th_322\" style=\"left:313px;bottom:946px;display:inline;\">U </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"ti_322\" style=\"left:382px;bottom:946px;letter-spacing:-0.01px;display:inline;\">82.73% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"tj_322\" style=\"left:69px;bottom:911px;letter-spacing:-0.01px;display:inline;\">PRUInvest PHP Liquid Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"tk_322\" style=\"left:313px;bottom:911px;display:inline;\">U </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"tl_322\" style=\"left:382px;bottom:911px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"tm_322\" style=\"left:69px;bottom:875px;letter-spacing:-0.01px;display:inline;\">PruInvest USD Global Market Balanced Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"to_322\" style=\"left:313px;bottom:875px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"tp_322\" style=\"left:382px;bottom:875px;letter-spacing:-0.01px;display:inline;\">20.43% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"tn_322\" style=\"left:69px;bottom:860px;letter-spacing:-0.01px;display:inline;\">of Funds </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"tq_322\" style=\"left:69px;bottom:840px;letter-spacing:-0.01px;display:inline;\">PruInvest USD High Yield Asian Bond Feeder </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"ts_322\" style=\"left:313px;bottom:840px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"tt_322\" style=\"left:382px;bottom:840px;letter-spacing:-0.01px;display:inline;\">65.19% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"tr_322\" style=\"left:69px;bottom:824px;letter-spacing:-0.01px;display:inline;\">Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"tu_322\" style=\"left:69px;bottom:804px;letter-spacing:-0.01px;display:inline;\">PruInvest USD Intermediate Term Bond </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"tw_322\" style=\"left:313px;bottom:804px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"tx_322\" style=\"left:382px;bottom:804px;letter-spacing:-0.01px;display:inline;\">93.17% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"tv_322\" style=\"left:69px;bottom:789px;letter-spacing:-0.01px;display:inline;\">Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"ty_322\" style=\"left:69px;bottom:769px;letter-spacing:-0.01px;display:inline;\">PruInvest USD Liquid Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"tz_322\" style=\"left:313px;bottom:769px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t10_322\" style=\"left:382px;bottom:769px;letter-spacing:-0.01px;display:inline;\">56.46% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t11_322\" style=\"left:69px;bottom:733px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">PT Prudential Sharia Life Assurance \u2021 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t12_322\" style=\"left:313px;bottom:733px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t13_322\" style=\"left:382px;bottom:733px;letter-spacing:-0.01px;display:inline;\">94.62% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t14_322\" style=\"left:451px;bottom:733px;letter-spacing:-0.01px;display:inline;\">Prudential Tower, 2nd Floor, Jl. Jend. Sudirman Kav. 79, Jakarta </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t15_322\" style=\"left:451px;bottom:717px;letter-spacing:-0.01px;display:inline;\">12910, Indonesia </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t16_322\" style=\"left:69px;bottom:698px;letter-spacing:-0.01px;display:inline;\">PT. Eastspring Investments Indonesia </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t17_322\" style=\"left:313px;bottom:698px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t18_322\" style=\"left:382px;bottom:698px;letter-spacing:-0.01px;display:inline;\">99.95% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t19_322\" style=\"left:451px;bottom:698px;letter-spacing:-0.01px;display:inline;\">Prudential Tower, 23rd Floor, Jl. Jend. Sudirman Kav.79, Jakarta </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t1a_322\" style=\"left:451px;bottom:682px;letter-spacing:-0.01px;display:inline;\">12910, Indonesia </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t1b_322\" style=\"left:69px;bottom:662px;letter-spacing:-0.01px;display:inline;\">PT. Prudential Life Assurance </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t1c_322\" style=\"left:313px;bottom:662px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t1d_322\" style=\"left:382px;bottom:662px;letter-spacing:-0.01px;display:inline;\">94.62% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t1e_322\" style=\"left:451px;bottom:662px;letter-spacing:-0.01px;display:inline;\">Prudential Tower, Jl. Jend. Sudirman Kav. 79, Jakarta 12910, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t1f_322\" style=\"left:451px;bottom:646px;letter-spacing:-0.01px;display:inline;\">Indonesia </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t1g_322\" style=\"left:69px;bottom:627px;letter-spacing:-0.01px;display:inline;\">Pulse Ecosystems Pte. Ltd. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t1h_322\" style=\"left:313px;bottom:627px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t1i_322\" style=\"left:382px;bottom:627px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t1j_322\" style=\"left:451px;bottom:627px;letter-spacing:-0.01px;display:inline;\">7 Straits View, #06-01 Marina One East Tower, Singapore 018936 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t1k_322\" style=\"left:69px;bottom:591px;letter-spacing:-0.01px;display:inline;\">Pulse Wealth Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t1l_322\" style=\"left:313px;bottom:591px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t1m_322\" style=\"left:382px;bottom:591px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t1n_322\" style=\"left:451px;bottom:591px;letter-spacing:-0.01px;display:inline;\">Suite 3703-04, 37/F, Tower 6, The Gateway, Harbour City, 9 Canton </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t1o_322\" style=\"left:451px;bottom:575px;letter-spacing:-0.01px;display:inline;\">Road, Tsim Sha Tsui, Kowloon, Hong Kong </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t1p_322\" style=\"left:69px;bottom:555px;letter-spacing:-0.01px;display:inline;\">Reksa Dana Eastspring IDR Fixed Income </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t1r_322\" style=\"left:313px;bottom:555px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t1s_322\" style=\"left:382px;bottom:555px;letter-spacing:-0.01px;display:inline;\">97.72% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t1t_322\" style=\"left:451px;bottom:555px;letter-spacing:-0.01px;display:inline;\">Prudential Tower, 23rd Floor, Jl. Jend. Sudirman Kav.79, Jakarta </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t1q_322\" style=\"left:69px;bottom:540px;letter-spacing:-0.01px;display:inline;\">Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t1u_322\" style=\"left:451px;bottom:540px;letter-spacing:-0.01px;display:inline;\">12910, Indonesia </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t1v_322\" style=\"left:69px;bottom:520px;letter-spacing:-0.01px;display:inline;\">Reksa Dana Syariah Eastspring Syariah Fixed </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t1x_322\" style=\"left:313px;bottom:520px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t1y_322\" style=\"left:382px;bottom:520px;letter-spacing:-0.01px;display:inline;\">70.16% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t1w_322\" style=\"left:69px;bottom:504px;letter-spacing:-0.01px;display:inline;\">Income Amanah </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t1z_322\" style=\"left:69px;bottom:484px;letter-spacing:-0.01px;display:inline;\">Reksa Dana Syariah Eastspring Syariah </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t21_322\" style=\"left:313px;bottom:484px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t22_322\" style=\"left:382px;bottom:484px;letter-spacing:-0.01px;display:inline;\">98.57% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t20_322\" style=\"left:69px;bottom:469px;letter-spacing:-0.01px;display:inline;\">Money Market Khazanah </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t23_322\" style=\"left:69px;bottom:449px;letter-spacing:-0.01px;display:inline;\">Reksa Dana Syariah Penyertaan Terbatas </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t25_322\" style=\"left:313px;bottom:449px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t26_322\" style=\"left:382px;bottom:449px;letter-spacing:-0.01px;display:inline;\">99.01% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t27_322\" style=\"left:451px;bottom:449px;letter-spacing:-0.01px;display:inline;\">Graha CIMB Niaga 21st Floor. Jl Jend Sudirman Kav 58, Jakarta - </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t24_322\" style=\"left:69px;bottom:433px;letter-spacing:-0.01px;display:inline;\">Bahana Syariah Bumn Fund IV </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t28_322\" style=\"left:451px;bottom:433px;letter-spacing:-0.01px;display:inline;\">12190, Indonesia. </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t29_322\" style=\"left:69px;bottom:413px;letter-spacing:-0.01px;display:inline;\">Rhodium Investment Funds - Singapore </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t2b_322\" style=\"left:313px;bottom:413px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t2c_322\" style=\"left:382px;bottom:413px;letter-spacing:-0.01px;display:inline;\">99.93% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t2d_322\" style=\"left:451px;bottom:413px;letter-spacing:-0.01px;display:inline;\">10 Marina Boulevard, #32-01, Marina Bay Financial Centre Tower 2, </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t2a_322\" style=\"left:69px;bottom:398px;letter-spacing:-0.01px;display:inline;\">Bond Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t2e_322\" style=\"left:451px;bottom:398px;letter-spacing:-0.01px;display:inline;\">Singapore 018983 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t2f_322\" style=\"left:69px;bottom:378px;letter-spacing:-0.01px;display:inline;\">Rhodium Passive Long Dated Bond Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t2g_322\" style=\"left:313px;bottom:378px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t2h_322\" style=\"left:382px;bottom:378px;letter-spacing:-0.01px;display:inline;\">99.92% </div></td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t2i_322\" style=\"left:69px;bottom:358px;letter-spacing:-0.01px;display:inline;\">Robeco QI European Active Index Equities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t2j_322\" style=\"left:313px;bottom:358px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t2k_322\" style=\"left:382px;bottom:358px;letter-spacing:-0.01px;display:inline;\">92.86% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t2l_322\" style=\"left:451px;bottom:358px;letter-spacing:-0.01px;display:inline;\">6, route de Tr\u00e8ves, L-2633 Senningerberg, Grand Duchy of </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t2m_322\" style=\"left:451px;bottom:343px;letter-spacing:-0.01px;display:inline;\">Luxembourg </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t2n_322\" style=\"left:69px;bottom:323px;letter-spacing:-0.01px;display:inline;\">Schroder Asian Investment Grade Credit </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t2o_322\" style=\"left:313px;bottom:323px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t2p_322\" style=\"left:382px;bottom:323px;letter-spacing:-0.01px;display:inline;\">31.68% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t2q_322\" style=\"left:451px;bottom:323px;letter-spacing:-0.01px;display:inline;\">138 Market Street, #23-01 CapitaGreen, Singapore 048946 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t2r_322\" style=\"left:69px;bottom:303px;letter-spacing:-0.01px;display:inline;\">Schroder Emerging Markets Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t2s_322\" style=\"left:313px;bottom:303px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t2t_322\" style=\"left:382px;bottom:303px;letter-spacing:-0.01px;display:inline;\">77.62% </div></td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t2u_322\" style=\"left:69px;bottom:268px;letter-spacing:-0.01px;display:inline;\">Schroder Multi-Asset Revolution </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t2v_322\" style=\"left:313px;bottom:268px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t2w_322\" style=\"left:382px;bottom:268px;letter-spacing:-0.01px;display:inline;\">51.13% </div></td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t2x_322\" style=\"left:69px;bottom:232px;letter-spacing:-0.01px;display:inline;\">Schroder US Dollar Money Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t2y_322\" style=\"left:313px;bottom:232px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t2z_322\" style=\"left:382px;bottom:232px;letter-spacing:-0.01px;display:inline;\">27.98% </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t30_322\" style=\"left:451px;bottom:232px;letter-spacing:-0.01px;display:inline;\">9th floor, no. 108, section 5, xinyi road, Taipei </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t31_322\" style=\"left:69px;bottom:213px;letter-spacing:-0.01px;display:inline;\">Scotts Spazio Pte. Ltd. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t32_322\" style=\"left:313px;bottom:213px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t33_322\" style=\"left:382px;bottom:213px;letter-spacing:-0.01px;display:inline;\">45.00% </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t34_322\" style=\"left:451px;bottom:213px;letter-spacing:-0.01px;display:inline;\">316 Tanglin Road, #01-01,Singapore, 247978 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t35_322\" style=\"left:69px;bottom:177px;letter-spacing:-0.01px;display:inline;\">Shenzhen Prudential Technology Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t36_322\" style=\"left:313px;bottom:177px;letter-spacing:-0.01px;display:inline;\">MI - WFOE </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t37_322\" style=\"left:382px;bottom:177px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t38_322\" style=\"left:451px;bottom:177px;letter-spacing:-0.01px;display:inline;\">Unit 5, 8th Floor, China Resources Tower, No.2666 Keyuan South </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t39_322\" style=\"left:451px;bottom:162px;letter-spacing:-0.01px;display:inline;\">Road, Yuehai Street, Nanshan District, Shenzhen 518054, China </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t3a_322\" style=\"left:69px;bottom:142px;letter-spacing:-0.01px;display:inline;\">Sri Han Suria Sdn. Bhd. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t3b_322\" style=\"left:313px;bottom:142px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t3c_322\" style=\"left:382px;bottom:142px;letter-spacing:-0.01px;display:inline;\">51.00% </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t3d_322\" style=\"left:451px;bottom:142px;letter-spacing:-0.01px;display:inline;\">Suite 1005, 10th Floor, Wisma Hamzah-Kwong Hing, No. 1 Leboh </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t3e_322\" style=\"left:451px;bottom:126px;letter-spacing:-0.01px;display:inline;\">Ampang, 50100 Kuala Lumpur, Malaysia </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t3f_322\" style=\"left:69px;bottom:106px;letter-spacing:-0.01px;display:inline;\">Staple Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t3g_322\" style=\"left:313px;bottom:106px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t3h_322\" style=\"left:382px;bottom:106px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t3i_322\" style=\"left:451px;bottom:106px;letter-spacing:-0.01px;display:inline;\">No. 63, Athenee Tower, 34th Floor, Wireless Road, Lumpini </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"tcs-selection-enabled tcs-selected\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t3j_322\" style=\"left:451px;bottom:91px;letter-spacing:-0.01px;display:inline;\">Subdistrict Pathumwan District, Bangkok Metropolis, Thailand </div></td></tr>\n                                        </table><div></div><table><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_323\" id=\"t12_323\" style=\"left:91px;bottom:1119px;letter-spacing:0.08px;display:inline;\">Name of entity </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_323\" id=\"t13_323\" style=\"left:335px;bottom:1119px;letter-spacing:0.06px;word-spacing:0.01px;display:inline;\">Classes of </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_323\" id=\"t15_323\" style=\"left:403px;bottom:1119px;letter-spacing:0.07px;display:inline;\">Proportion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_323\" id=\"t17_323\" style=\"left:472px;bottom:1119px;letter-spacing:0.07px;display:inline;\">Registered office address </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_323\" id=\"t14_323\" style=\"left:335px;bottom:1109px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">shares held </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_323\" id=\"t16_323\" style=\"left:403px;bottom:1109px;letter-spacing:0.08px;display:inline;\">held </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"t1_323\" style=\"left:91px;bottom:1088px;letter-spacing:-0.01px;display:inline;\">Templeton Asian Growth Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"t2_323\" style=\"left:335px;bottom:1088px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"t3_323\" style=\"left:403px;bottom:1088px;letter-spacing:-0.01px;display:inline;\">32.88% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"t4_323\" style=\"left:472px;bottom:1088px;letter-spacing:-0.01px;display:inline;\">8A, rue Albert Borschette, L-1246 Luxembourg </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"t5_323\" style=\"left:91px;bottom:1069px;letter-spacing:-0.01px;display:inline;\">Threadneedle (Lux) \u2013 Global Emerging </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"t7_323\" style=\"left:335px;bottom:1069px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"t8_323\" style=\"left:403px;bottom:1069px;letter-spacing:-0.01px;display:inline;\">65.59% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"t9_323\" style=\"left:472px;bottom:1069px;letter-spacing:-0.01px;display:inline;\">44 Rue de la vall\u00e9e, 2661 Luxembourg </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"t6_323\" style=\"left:91px;bottom:1053px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Market Equities </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"ta_323\" style=\"left:91px;bottom:1033px;letter-spacing:-0.01px;display:inline;\">United Global Innovation Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"tb_323\" style=\"left:335px;bottom:1033px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"tc_323\" style=\"left:403px;bottom:1033px;letter-spacing:-0.01px;display:inline;\">24.24% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"td_323\" style=\"left:472px;bottom:1033px;letter-spacing:-0.01px;display:inline;\">23A, 25th Floor, Asia Centre Building, 173/27-30, 32-33 South </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"te_323\" style=\"left:472px;bottom:1018px;letter-spacing:-0.01px;display:inline;\">Sathorn Road, Thungmahamek, Sathorn, Bangkok 10120, Thailand </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"tf_323\" style=\"left:91px;bottom:998px;letter-spacing:-0.01px;display:inline;\">United Global Quality Equity Fund \u2013 MYR </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"th_323\" style=\"left:335px;bottom:998px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"ti_323\" style=\"left:403px;bottom:998px;letter-spacing:-0.01px;display:inline;\">27.57% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"tj_323\" style=\"left:472px;bottom:998px;letter-spacing:-0.01px;display:inline;\">Jln Raja Laut, City Centre, 50100 Kuala Lumpur, Wilayah </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"tg_323\" style=\"left:91px;bottom:982px;letter-spacing:-0.01px;display:inline;\">hedged Class </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"tk_323\" style=\"left:472px;bottom:982px;letter-spacing:-0.01px;display:inline;\">Persekutuan Kuala Lumpur </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"tl_323\" style=\"left:91px;bottom:962px;letter-spacing:-0.01px;display:inline;\">UOB Smart Global Healthcare Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"tm_323\" style=\"left:335px;bottom:962px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"tn_323\" style=\"left:403px;bottom:962px;letter-spacing:-0.01px;display:inline;\">45.27% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"to_323\" style=\"left:472px;bottom:962px;letter-spacing:-0.01px;display:inline;\">23A, 25th Floor, Asia Centre Building, 173/27-30, 32-33 South </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"tq_323\" style=\"left:91px;bottom:943px;letter-spacing:-0.01px;display:inline;\">UOB Smart Japan Small and Mid Cap Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"tr_323\" style=\"left:335px;bottom:943px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"ts_323\" style=\"left:403px;bottom:943px;letter-spacing:-0.01px;display:inline;\">35.67% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"tp_323\" style=\"left:472px;bottom:947px;letter-spacing:-0.01px;display:inline;\">Sathorn Road, Thungmahamek, Sathorn, Bangkok 10120, Thailand </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"tt_323\" style=\"left:91px;bottom:923px;letter-spacing:-0.01px;display:inline;\">UOB Smart Millennium Growth Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"tu_323\" style=\"left:335px;bottom:923px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"tv_323\" style=\"left:403px;bottom:923px;letter-spacing:-0.01px;display:inline;\">38.84% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"tw_323\" style=\"left:91px;bottom:904px;letter-spacing:-0.01px;display:inline;\">USD Investment Grade Infrastructure Debt </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"ty_323\" style=\"left:335px;bottom:904px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"tz_323\" style=\"left:403px;bottom:904px;letter-spacing:-0.01px;display:inline;\">21.90% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"t10_323\" style=\"left:472px;bottom:904px;letter-spacing:-0.01px;display:inline;\">35a, Avenue J.F. Kennedy, L-1855, Luxembourg, Grand Duchy of </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"tx_323\" style=\"left:91px;bottom:888px;letter-spacing:-0.01px;display:inline;\">Fund SCSp </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"t11_323\" style=\"left:472px;bottom:888px;letter-spacing:-0.01px;display:inline;\">Luxembourg </div></td></tr></table><div class=\"t s2_323\" id=\"t18_323\" style=\"left:87px;bottom:867px;display:inline;\">* </div><div class=\"t s2_323\" id=\"t19_323\" style=\"left:104px;bottom:867px;letter-spacing:-0.13px;word-spacing:-0.01px;display:inline;\">Prudential Assurance Malaysia Berhad is consolidated at 100 per cent in the Group's consolidated financial statements reflecting the economic interest to the Group. </div><div class=\"t s2_323\" id=\"t1a_323\" style=\"left:87px;bottom:856px;display:inline;\">\u2020 </div><div class=\"t s2_323\" id=\"t1b_323\" style=\"left:104px;bottom:856px;letter-spacing:-0.12px;display:inline;\">Prudential BSN Takaful Berhad is a joint venture that is accounted for using the equity method, for which the Group has an economic interest of 70 per cent for all business </div><div class=\"t s2_323\" id=\"t1c_323\" style=\"left:104px;bottom:844px;letter-spacing:-0.13px;word-spacing:0.01px;display:inline;\">sold up to 31 December 2016 and of 49 per cent for new business sold subsequent to this date. </div><div class=\"t s2_323\" id=\"t1d_323\" style=\"left:87px;bottom:832px;display:inline;\">\u2021 </div><div class=\"t s2_323\" id=\"t1e_323\" style=\"left:104px;bottom:832px;letter-spacing:-0.12px;display:inline;\">The holding of 94.62 per cent for PT. Prudential Life Assurance represents the proportion held in the Indonesia subsidiary attaching to the aggregate of the shares across </div><div class=\"t s2_323\" id=\"t1f_323\" style=\"left:104px;bottom:820px;letter-spacing:-0.12px;word-spacing:0.01px;display:inline;\">the types of capital in issue. </div><div class=\"t s0_323\" id=\"t1g_323\" style=\"left:87px;bottom:794px;letter-spacing:-0.01px;display:inline;\">The below table lists the issued share capital of the subsidiaries of the Group which, in the opinion of the Directors, principally affect the results or </div><div class=\"t s0_323\" id=\"t1h_323\" style=\"left:87px;bottom:778px;letter-spacing:-0.01px;display:inline;\">assets of the Group: </div><table><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_323\" id=\"t1i_323\" style=\"left:91px;bottom:751px;letter-spacing:0.08px;display:inline;\">Name of entity </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_323\" id=\"t1j_323\" style=\"left:410px;bottom:751px;letter-spacing:0.07px;display:inline;\">Issued and fully paid up share / registered capital </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"t1k_323\" style=\"left:91px;bottom:729px;letter-spacing:-0.01px;display:inline;\">Prudential Assurance Company Singapore (Pte) Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"t1l_323\" style=\"left:410px;bottom:729px;letter-spacing:-0.01px;display:inline;\">526,557,000 ordinary shares of SG$1 each </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"t1m_323\" style=\"left:91px;bottom:709px;letter-spacing:-0.01px;display:inline;\">PT. Prudential Life Assurance </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"t1n_323\" style=\"left:410px;bottom:709px;letter-spacing:-0.01px;display:inline;\">105,500 ordinary shares and 6,000 preference shares of RP 1,000,000 each </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"t1o_323\" style=\"left:91px;bottom:690px;letter-spacing:-0.01px;display:inline;\">Prudential Hong Kong Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"t1p_323\" style=\"left:410px;bottom:690px;letter-spacing:-0.01px;display:inline;\">3,641,479,873 ordinary shares of HK$1 each </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"t1q_323\" style=\"left:91px;bottom:671px;letter-spacing:-0.01px;display:inline;\">Prudential Assurance Malaysia Berhad </div></td><td class=\"cke_table-faked-selection-temp\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"t1r_323\" style=\"left:410px;bottom:671px;letter-spacing:-0.01px;display:inline;\">100,000,000 ordinary shares of RM 1 each </div></td></tr></table>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfInvestmentsAccountedForUsingEquityMethodExplanatory",
    "language": "en",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f51505": {
   "value": "D5.3 Investments in joint ventures and associates <div class=\"t s0_312\" id=\"t1o_312\" style=\"left:65px;bottom:371px;letter-spacing:-0.01px;display:inline;\">Joint ventures represent arrangements where the controlling parties through contractual or other agreement have the rights to the net assets of </div><div class=\"t s0_312\" id=\"t1p_312\" style=\"left:65px;bottom:355px;letter-spacing:-0.01px;display:inline;\">the arrangements. The Group has insurance and asset management joint ventures in Chinese Mainland with CITIC Group and an asset </div><div class=\"t s0_312\" id=\"t1q_312\" style=\"left:65px;bottom:340px;letter-spacing:-0.01px;display:inline;\">management joint venture in India with ICICI Bank. In addition, there is an asset management joint venture in Hong Kong with Bank of China </div><div class=\"t s0_312\" id=\"t1r_312\" style=\"left:65px;bottom:324px;letter-spacing:-0.01px;display:inline;\">International Holdings Limited (BOCI) and Takaful insurance joint venture in Malaysia. For the Group\u2019s joint ventures that are accounted for </div><div class=\"t s0_312\" id=\"t1s_312\" style=\"left:65px;bottom:309px;letter-spacing:-0.01px;display:inline;\">using the equity method, the net-of-tax results of these operations are included in the Group\u2019s profit before tax. </div><div class=\"t s0_312\" id=\"t1t_312\" style=\"left:65px;bottom:281px;letter-spacing:-0.01px;display:inline;\">The Group\u2019s associates, which are also accounted for using the equity method, include the Indian insurance entity (with the majority shareholder </div><div class=\"t s0_312\" id=\"t1u_312\" style=\"left:65px;bottom:265px;letter-spacing:-0.01px;display:inline;\">being ICICI Bank). </div><div class=\"t s0_312\" id=\"t1v_312\" style=\"left:65px;bottom:237px;letter-spacing:-0.01px;display:inline;\">In addition, the Group has investments in collective investment schemes, funds holding collateralised debt obligations and property funds where </div><div class=\"t s0_312\" id=\"t1w_312\" style=\"left:65px;bottom:222px;letter-spacing:-0.01px;display:inline;\">the Group has significant influence. As allowed under IAS 28, these investments are accounted for on a FVTPL basis. The aggregate fair value of </div><div class=\"t s0_312\" id=\"t1x_312\" style=\"left:65px;bottom:206px;letter-spacing:-0.01px;word-spacing:-0.01px;display:inline;\">associates accounted for at FVTPL, where there are published price quotations, is approximately $0.5 billion at 31 December 2023 (31 December </div><div class=\"t s0_312\" id=\"t1y_312\" style=\"left:65px;bottom:191px;letter-spacing:-0.01px;display:inline;\">2022: $0.3 billion). </div><div class=\"t s0_312\" id=\"t1z_312\" style=\"left:65px;bottom:163px;letter-spacing:-0.01px;display:inline;\">For joint ventures and associates accounted for using the equity method, the 12 months financial information of these investments for the years </div><div class=\"t s0_312\" id=\"t20_312\" style=\"left:65px;bottom:147px;letter-spacing:-0.01px;display:inline;\">ended 31 December 2023 and 2022 (covering the same period as that of the Group) has been used in these consolidated financial statements. </div><div></div><div class=\"t s0_313\" id=\"t1_313\" style=\"left:87px;bottom:1119px;letter-spacing:-0.01px;display:inline;\">The Group\u2019s share of the profit for shareholder-backed business (including short-term fluctuations in investment returns), net of related tax, in </div><div class=\"t s0_313\" id=\"t2_313\" style=\"left:87px;bottom:1103px;letter-spacing:-0.01px;display:inline;\">joint ventures and associates that are equity accounted for as shown in the Consolidated income statement, is allocated across segments as </div><div class=\"t s0_313\" id=\"t3_313\" style=\"left:87px;bottom:1087px;letter-spacing:-0.01px;display:inline;\">follows: </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_313\" id=\"t4_313\" style=\"left:717px;bottom:1056px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">2023 $m </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_313\" id=\"t5_313\" style=\"left:797px;bottom:1056px;letter-spacing:0.09px;display:inline;\">2022 $m </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"t6_313\" style=\"left:91px;bottom:1036px;letter-spacing:-0.01px;display:inline;\">CPL </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_313\" id=\"t7_313\" style=\"left:725px;bottom:1036px;letter-spacing:-0.02px;display:inline;\">(577) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"t8_313\" style=\"left:804px;bottom:1036px;letter-spacing:-0.01px;display:inline;\">(345) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"t9_313\" style=\"left:91px;bottom:1016px;letter-spacing:-0.01px;display:inline;\">Malaysia </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_313\" id=\"ta_313\" style=\"left:737px;bottom:1016px;letter-spacing:-0.02px;display:inline;\">18 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"tb_313\" style=\"left:815px;bottom:1016px;display:inline;\">16 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"tc_313\" style=\"left:91px;bottom:997px;letter-spacing:-0.01px;display:inline;\">Growth markets and other </div> <div class=\"t s4_313\" id=\"td_313\" style=\"vertical-align: super;left:231px;bottom:1005px;letter-spacing:0.2px;display:inline;\">note </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_313\" id=\"te_313\" style=\"left:730px;bottom:997px;letter-spacing:-0.02px;display:inline;\">310 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"tf_313\" style=\"left:808px;bottom:997px;letter-spacing:-0.01px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"tg_313\" style=\"left:91px;bottom:977px;letter-spacing:-0.01px;display:inline;\">Insurance operations </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_313\" id=\"th_313\" style=\"left:725px;bottom:977px;letter-spacing:-0.02px;display:inline;\">(249) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"ti_313\" style=\"left:804px;bottom:977px;letter-spacing:-0.01px;display:inline;\">(229) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"tj_313\" style=\"left:91px;bottom:958px;letter-spacing:-0.01px;display:inline;\">Eastspring </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_313\" id=\"tk_313\" style=\"left:730px;bottom:958px;letter-spacing:-0.02px;display:inline;\">158 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"tl_313\" style=\"left:808px;bottom:958px;letter-spacing:-0.01px;display:inline;\">144 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_313\" id=\"tm_313\" style=\"left:91px;bottom:939px;letter-spacing:-0.01px;display:inline;\">Total segment and Group total </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_313\" id=\"tn_313\" style=\"left:733px;bottom:939px;letter-spacing:-0.02px;display:inline;\">(91) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"to_313\" style=\"left:811px;bottom:939px;display:inline;\">(85) </div></td></tr></table><div class=\"t s5_313\" id=\"tp_313\" style=\"left:87px;bottom:912px;letter-spacing:-0.17px;display:inline;\">Note </div><div class=\"t s6_313\" id=\"tq_313\" style=\"left:87px;bottom:901px;letter-spacing:-0.13px;word-spacing:0.01px;display:inline;\">For growth markets and other, as well as the segment results for associates and joint ventures within the segment, the amount shown includes a credit of $191 million (2022: </div><div class=\"t s6_313\" id=\"tr_313\" style=\"left:87px;bottom:889px;letter-spacing:-0.12px;display:inline;\">$72 million credit) of taxes for all life joint ventures and associates. </div><div class=\"t s0_313\" id=\"ts_313\" style=\"left:87px;bottom:862px;letter-spacing:-0.01px;display:inline;\">There is no other comprehensive income in the joint ventures and associates other than the foreign exchange differences that arise from </div><div class=\"t s0_313\" id=\"tt_313\" style=\"left:87px;bottom:846px;letter-spacing:-0.01px;display:inline;\">translating the associates and joint ventures into the Group\u2019s presentational currency. There has been no unrecognised share of losses of a joint </div><div class=\"t s0_313\" id=\"tu_313\" style=\"left:87px;bottom:831px;letter-spacing:-0.01px;display:inline;\">venture or associate that the Group has stopped recognising in total comprehensive income. </div><div class=\"t s0_313\" id=\"tv_313\" style=\"left:87px;bottom:803px;letter-spacing:-0.01px;display:inline;\">The Group\u2019s interest in joint ventures and associates gives rise to no contingent liabilities or capital commitments that are material to the Group. </div><div class=\"t s7_313\" id=\"tw_313\" style=\"left:87px;bottom:774px;letter-spacing:-0.12px;word-spacing:0.01px;display:inline;\">CITIC-Prudential Life Insurance Company (CPL) </div><div class=\"t s0_313\" id=\"tx_313\" style=\"left:87px;bottom:759px;letter-spacing:-0.01px;display:inline;\">CPL is the Group\u2019s joint venture with the CITIC Group in which the Group owns a 50 per cent interest. The joint venture is incorporated in China </div><div class=\"t s0_313\" id=\"ty_313\" style=\"left:87px;bottom:743px;letter-spacing:-0.01px;display:inline;\">and is principally engaged in underwriting insurance and investment contracts. The summarised financial information for CPL, which is </div><div class=\"t s0_313\" id=\"tz_313\" style=\"left:87px;bottom:728px;letter-spacing:-0.01px;display:inline;\">considered to be a material joint venture to the Group, is set out below. The financial information represents the entity\u2019s financial statements </div><div class=\"t s0_313\" id=\"t10_313\" style=\"left:87px;bottom:712px;letter-spacing:-0.01px;display:inline;\">prepared in accordance with Group\u2019s IFRS accounting policies, on a 100 per cent basis, for the years shown: </div><table><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_313\" id=\"t11_313\" style=\"left:91px;bottom:680px;letter-spacing:-0.01px;display:inline;\">Statement of financial position: </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_313\" id=\"t12_313\" style=\"left:682px;bottom:681px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">31 Dec 2023 $m </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_313\" id=\"t13_313\" style=\"left:768px;bottom:681px;letter-spacing:0.08px;display:inline;\">31 Dec 2022 $m </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"t14_313\" style=\"left:91px;bottom:660px;letter-spacing:-0.01px;display:inline;\">Total assets </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_313\" id=\"t15_313\" style=\"left:707px;bottom:660px;letter-spacing:-0.02px;display:inline;\">33,271 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"t16_313\" style=\"left:792px;bottom:660px;letter-spacing:-0.01px;display:inline;\">29,914 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"t17_313\" style=\"left:91px;bottom:641px;letter-spacing:-0.01px;display:inline;\">Total liabilities (including non-controlling interest) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_313\" id=\"t18_313\" style=\"left:707px;bottom:641px;letter-spacing:-0.02px;display:inline;\">32,005 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"t19_313\" style=\"left:792px;bottom:641px;letter-spacing:-0.01px;display:inline;\">27,734 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"t1a_313\" style=\"left:91px;bottom:622px;letter-spacing:-0.01px;display:inline;\">Shareholders\u2019 equity </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_313\" id=\"t1b_313\" style=\"left:714px;bottom:622px;letter-spacing:-0.02px;display:inline;\">1,266 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"t1c_313\" style=\"left:799px;bottom:622px;letter-spacing:-0.01px;display:inline;\">2,180 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"t1d_313\" style=\"left:91px;bottom:583px;letter-spacing:-0.01px;display:inline;\">The above amounts of assets and liabilities include the following*: </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"t1e_313\" style=\"left:91px;bottom:563px;letter-spacing:-0.01px;display:inline;\">Cash and cash equivalents </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_313\" id=\"t1f_313\" style=\"left:724px;bottom:563px;letter-spacing:-0.02px;display:inline;\">868 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"t1g_313\" style=\"left:808px;bottom:563px;letter-spacing:-0.01px;display:inline;\">561 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"t1h_313\" style=\"left:91px;bottom:544px;letter-spacing:-0.01px;display:inline;\">Financial liabilities (excluding trade and other payables and provisions) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_313\" id=\"t1i_313\" style=\"left:714px;bottom:544px;letter-spacing:-0.02px;display:inline;\">1,198 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"t1j_313\" style=\"left:808px;bottom:544px;letter-spacing:-0.01px;display:inline;\">985 </div></td></tr></table><div class=\"t s6_313\" id=\"t1k_313\" style=\"left:87px;bottom:517px;display:inline;\">* </div><div class=\"t s6_313\" id=\"t1l_313\" style=\"left:104px;bottom:517px;letter-spacing:-0.13px;display:inline;\">The Group\u2019s 50 per cent share of CPL\u2019s insurance and reinsurance contract balances are shown in note C3.3(c). </div><table><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_313\" id=\"t1m_313\" style=\"left:91px;bottom:486px;letter-spacing:-0.01px;display:inline;\">Income statement: </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_313\" id=\"t1n_313\" style=\"left:712px;bottom:487px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">2023 $m </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_313\" id=\"t1o_313\" style=\"left:797px;bottom:487px;letter-spacing:0.09px;display:inline;\">2022 $m </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"t1p_313\" style=\"left:91px;bottom:467px;letter-spacing:-0.01px;display:inline;\">Revenue </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_313\" id=\"t1q_313\" style=\"left:714px;bottom:467px;letter-spacing:-0.02px;display:inline;\">1,676 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"t1r_313\" style=\"left:799px;bottom:467px;letter-spacing:-0.01px;display:inline;\">1,023 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"t1s_313\" style=\"left:91px;bottom:447px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Loss for the year after tax </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_313\" id=\"t1t_313\" style=\"left:720px;bottom:447px;letter-spacing:-0.02px;display:inline;\">(733) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"t1u_313\" style=\"left:804px;bottom:447px;letter-spacing:-0.01px;display:inline;\">(550) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"t1v_313\" style=\"left:91px;bottom:428px;letter-spacing:-0.01px;display:inline;\">The above loss for the year includes the following: </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"t1w_313\" style=\"left:91px;bottom:408px;letter-spacing:-0.01px;display:inline;\">Depreciation and amortisation </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_313\" id=\"t1x_313\" style=\"left:727px;bottom:408px;letter-spacing:-0.02px;display:inline;\">(39) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"t1y_313\" style=\"left:811px;bottom:408px;display:inline;\">(43) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"t1z_313\" style=\"left:91px;bottom:389px;letter-spacing:-0.01px;display:inline;\">Interest income </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_313\" id=\"t20_313\" style=\"left:724px;bottom:389px;letter-spacing:-0.02px;display:inline;\">543 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"t21_313\" style=\"left:808px;bottom:389px;letter-spacing:-0.01px;display:inline;\">569 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"t22_313\" style=\"left:91px;bottom:370px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Interest expense </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_313\" id=\"t23_313\" style=\"left:734px;bottom:370px;letter-spacing:-0.02px;display:inline;\">(2) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"t24_313\" style=\"left:818px;bottom:370px;display:inline;\">(3) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"t25_313\" style=\"left:91px;bottom:350px;letter-spacing:-0.01px;display:inline;\">Income tax credit </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_313\" id=\"t26_313\" style=\"left:724px;bottom:350px;letter-spacing:-0.02px;display:inline;\">422 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"t27_313\" style=\"left:808px;bottom:350px;letter-spacing:-0.01px;display:inline;\">140 </div></td></tr></table><div class=\"t s0_313\" id=\"t28_313\" style=\"left:87px;bottom:321px;letter-spacing:-0.01px;display:inline;\">The summarised financial information above is reconciled to the carrying amount of the Group\u2019s interest in the joint venture recognised in the </div><div class=\"t s0_313\" id=\"t29_313\" style=\"left:87px;bottom:305px;letter-spacing:-0.01px;display:inline;\">consolidated financial statements as follows: </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_313\" id=\"t2a_313\" style=\"left:682px;bottom:274px;letter-spacing:0.08px;word-spacing:0.01px;display:inline;\">31 Dec 2023 $m </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_313\" id=\"t2b_313\" style=\"left:768px;bottom:274px;letter-spacing:0.08px;display:inline;\">31 Dec 2022 $m </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"t2c_313\" style=\"left:91px;bottom:254px;letter-spacing:-0.01px;display:inline;\">Net assets of CITIC-Prudential Life as shown above </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_313\" id=\"t2d_313\" style=\"left:714px;bottom:254px;letter-spacing:-0.02px;display:inline;\">1,266 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"t2e_313\" style=\"left:799px;bottom:254px;letter-spacing:-0.01px;display:inline;\">2,180 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"t2f_313\" style=\"left:91px;bottom:234px;letter-spacing:-0.01px;display:inline;\">Proportion owned by the joint venture partner (50%) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_313\" id=\"t2g_313\" style=\"left:724px;bottom:234px;letter-spacing:-0.02px;display:inline;\">633 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"t2h_313\" style=\"left:799px;bottom:234px;letter-spacing:-0.01px;display:inline;\">1,090 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"t2i_313\" style=\"left:91px;bottom:215px;letter-spacing:-0.01px;display:inline;\">Carrying amount of the Group\u2019s interest in the joint venture (50%) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_313\" id=\"t2j_313\" style=\"left:724px;bottom:215px;letter-spacing:-0.02px;display:inline;\">633 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_313\" id=\"t2k_313\" style=\"left:799px;bottom:215px;letter-spacing:-0.01px;display:inline;\">1,090 </div></td></tr></table><div class=\"t s0_313\" id=\"t2l_313\" style=\"left:87px;bottom:186px;letter-spacing:-0.01px;display:inline;\">The Group has received $88 million of dividends from CPL in 2023 (2022: nil). In December 2023, the Group announced a planned capital </div><div class=\"t s0_313\" id=\"t2m_313\" style=\"left:87px;bottom:170px;letter-spacing:-0.01px;display:inline;\">injection into CPL of $176 million as discussed in note D3. </div><div class=\"t s0_313\" id=\"t2n_313\" style=\"left:87px;bottom:143px;letter-spacing:-0.01px;display:inline;\">At 31 December 2023, the Group\u2019s investments in joint ventures and associates accounted for using the equity method are $1,940 million (31 </div><div class=\"t s0_313\" id=\"t2o_313\" style=\"left:87px;bottom:127px;letter-spacing:-0.01px;display:inline;\">December 2022: $2,259 million), out of which $633 million (31 December 2022: $1,090 million) relates to the Group's interest in CPL as </div><div class=\"t s0_313\" id=\"t2p_313\" style=\"left:87px;bottom:111px;letter-spacing:-0.01px;display:inline;\">discussed above. The aggregate carrying amount of the Group\u2019s investments in the other joint ventures and associates accounted for using the </div><div class=\"t s0_313\" id=\"t2q_313\" style=\"left:87px;bottom:96px;letter-spacing:-0.01px;display:inline;\">equity method is $1,307 million (31 December 2022: $1,169 million). </div><div></div><div class=\"t s0_314\" id=\"t1_314\" style=\"left:65px;bottom:1116px;letter-spacing:0.13px;display:inline;\">D5.4 Related undertakings </div><div class=\"t s1_314\" id=\"t2_314\" style=\"left:65px;bottom:1100px;letter-spacing:-0.01px;display:inline;\">In accordance with Section 409 of the Companies Act 2006, a list of Prudential Group\u2019s subsidiaries, joint ventures, associates and significant </div><div class=\"t s1_314\" id=\"t3_314\" style=\"left:65px;bottom:1085px;letter-spacing:-0.01px;display:inline;\">holdings (being holdings of more than 20 per cent) is disclosed below, along with the classes of shares held, the registered office address and the </div><div class=\"t s1_314\" id=\"t4_314\" style=\"left:65px;bottom:1069px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">effective percentage of equity owned at 31 December 2023. The Group also operates through branches, none of which are significant. </div><div class=\"t s1_314\" id=\"t5_314\" style=\"left:65px;bottom:1041px;letter-spacing:-0.01px;display:inline;\">The definitions of a subsidiary undertaking, joint venture and associate in accordance with the Companies Act 2006 are different from the </div><div class=\"t s1_314\" id=\"t6_314\" style=\"left:65px;bottom:1026px;letter-spacing:-0.01px;display:inline;\">definition under IFRS Standards. As a result, the related undertakings included within the list below may not be the same as the undertakings </div><div class=\"t s1_314\" id=\"t7_314\" style=\"left:65px;bottom:1010px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">consolidated in the Group consolidated financial statements. The Group\u2019s consolidation policy is described in note D5.1. </div><div class=\"t s2_314\" id=\"t8_314\" style=\"left:65px;bottom:981px;letter-spacing:-0.12px;display:inline;\">Simplified corporate structure as at 31 December 2023 </div><div class=\"t s3_314\" id=\"t9_314\" style=\"left:389px;bottom:959px;letter-spacing:0.12px;display:inline;\">Prudential plc </div><div class=\"t s2_314\" id=\"ta_314\" style=\"left:327px;bottom:901px;letter-spacing:-0.11px;display:inline;\">Prudential Corporation Asia Limited </div><div class=\"t s4_314\" id=\"tb_314\" style=\"left:609px;bottom:909px;letter-spacing:-0.1px;display:inline;\">Prudential Group Holdings Limited </div><div class=\"t s4_314\" id=\"tc_314\" style=\"left:660px;bottom:893px;letter-spacing:-0.1px;display:inline;\">and subsidiaries </div><div class=\"t s1_314\" id=\"td_314\" style=\"left:83px;bottom:783px;letter-spacing:-0.01px;display:inline;\">CITIC- </div><div class=\"t s1_314\" id=\"te_314\" style=\"left:74px;bottom:767px;letter-spacing:-0.01px;display:inline;\">Prudential </div><div class=\"t s1_314\" id=\"tf_314\" style=\"left:91px;bottom:752px;letter-spacing:-0.01px;display:inline;\">Life </div><div class=\"t s1_314\" id=\"tg_314\" style=\"left:75px;bottom:736px;letter-spacing:-0.01px;display:inline;\">Insurance </div><div class=\"t s1_314\" id=\"th_314\" style=\"left:75px;bottom:720px;letter-spacing:-0.01px;display:inline;\">Company </div><div class=\"t s1_314\" id=\"ti_314\" style=\"left:81px;bottom:705px;letter-spacing:-0.01px;display:inline;\">Limited </div><div class=\"t s1_314\" id=\"tj_314\" style=\"left:85px;bottom:689px;letter-spacing:-0.01px;display:inline;\">(CPL)* </div><div class=\"t s1_314\" id=\"tk_314\" style=\"left:158px;bottom:797px;letter-spacing:-0.01px;display:inline;\">Prudential </div><div class=\"t s1_314\" id=\"tl_314\" style=\"left:155px;bottom:781px;letter-spacing:-0.01px;display:inline;\">Hong Kong </div><div class=\"t s1_314\" id=\"tm_314\" style=\"left:165px;bottom:765px;letter-spacing:-0.01px;display:inline;\">Limited </div><div class=\"t s1_314\" id=\"tn_314\" style=\"left:158px;bottom:738px;letter-spacing:-0.01px;display:inline;\">Prudential </div><div class=\"t s1_314\" id=\"to_314\" style=\"left:164px;bottom:722px;letter-spacing:-0.01px;display:inline;\">General </div><div class=\"t s1_314\" id=\"tp_314\" style=\"left:158px;bottom:706px;letter-spacing:-0.01px;display:inline;\">Insurance </div><div class=\"t s1_314\" id=\"tq_314\" style=\"left:155px;bottom:691px;letter-spacing:-0.01px;display:inline;\">Hong Kong </div><div class=\"t s1_314\" id=\"tr_314\" style=\"left:165px;bottom:675px;letter-spacing:-0.01px;display:inline;\">Limited </div><div class=\"t s1_314\" id=\"ts_314\" style=\"left:261px;bottom:811px;letter-spacing:-0.02px;display:inline;\">PT </div><div class=\"t s1_314\" id=\"tt_314\" style=\"left:241px;bottom:795px;letter-spacing:-0.01px;display:inline;\">Prudential </div><div class=\"t s1_314\" id=\"tu_314\" style=\"left:258px;bottom:779px;letter-spacing:-0.01px;display:inline;\">Life </div><div class=\"t s1_314\" id=\"tv_314\" style=\"left:239px;bottom:764px;letter-spacing:-0.01px;display:inline;\">Assurance </div><div class=\"t s5_314\" id=\"tw_314\" style=\"left:292px;bottom:772px;display:inline;\">\u2020 </div><div class=\"t s1_314\" id=\"tx_314\" style=\"left:261px;bottom:736px;letter-spacing:-0.02px;display:inline;\">PT </div><div class=\"t s1_314\" id=\"ty_314\" style=\"left:241px;bottom:720px;letter-spacing:-0.01px;display:inline;\">Prudential </div><div class=\"t s1_314\" id=\"tz_314\" style=\"left:240px;bottom:705px;letter-spacing:-0.01px;display:inline;\">Sharia Life </div><div class=\"t s1_314\" id=\"t10_314\" style=\"left:239px;bottom:689px;letter-spacing:-0.01px;display:inline;\">Assurance </div><div class=\"t s5_314\" id=\"t11_314\" style=\"left:292px;bottom:697px;display:inline;\">\u2020 </div><div class=\"t s1_314\" id=\"t12_314\" style=\"left:237px;bottom:661px;letter-spacing:-0.01px;display:inline;\">(Indonesia) </div><div class=\"t s1_314\" id=\"t13_314\" style=\"left:325px;bottom:797px;letter-spacing:-0.01px;display:inline;\">Prudential </div><div class=\"t s1_314\" id=\"t14_314\" style=\"left:325px;bottom:781px;letter-spacing:-0.01px;display:inline;\">Assurance </div><div class=\"t s1_314\" id=\"t15_314\" style=\"left:328px;bottom:765px;letter-spacing:-0.01px;display:inline;\">Malaysia </div><div class=\"t s1_314\" id=\"t16_314\" style=\"left:330px;bottom:750px;letter-spacing:-0.01px;display:inline;\">Berhad </div><div class=\"t s5_314\" id=\"t17_314\" style=\"left:368px;bottom:758px;display:inline;\">\u2020 </div><div class=\"t s1_314\" id=\"t18_314\" style=\"left:325px;bottom:722px;letter-spacing:-0.01px;display:inline;\">Prudential </div><div class=\"t s1_314\" id=\"t19_314\" style=\"left:340px;bottom:706px;letter-spacing:-0.01px;display:inline;\">BSN </div><div class=\"t s1_314\" id=\"t1a_314\" style=\"left:332px;bottom:691px;letter-spacing:-0.01px;display:inline;\">Takaful </div><div class=\"t s1_314\" id=\"t1b_314\" style=\"left:330px;bottom:675px;letter-spacing:-0.01px;display:inline;\">Berhad </div><div class=\"t s5_314\" id=\"t1c_314\" style=\"left:368px;bottom:683px;display:inline;\">\u2020 </div><div class=\"t s1_314\" id=\"t1d_314\" style=\"left:408px;bottom:775px;letter-spacing:-0.01px;display:inline;\">Prudential </div><div class=\"t s1_314\" id=\"t1e_314\" style=\"left:409px;bottom:759px;letter-spacing:-0.01px;display:inline;\">Assurance </div><div class=\"t s1_314\" id=\"t1f_314\" style=\"left:409px;bottom:744px;letter-spacing:-0.01px;display:inline;\">Company </div><div class=\"t s1_314\" id=\"t1g_314\" style=\"left:408px;bottom:728px;letter-spacing:-0.01px;display:inline;\">Singapore </div><div class=\"t s1_314\" id=\"t1h_314\" style=\"left:422px;bottom:713px;letter-spacing:-0.01px;display:inline;\">(Pte) </div><div class=\"t s1_314\" id=\"t1i_314\" style=\"left:413px;bottom:697px;letter-spacing:-0.01px;display:inline;\">Limited </div><div class=\"t s5_314\" id=\"t1j_314\" style=\"left:452px;bottom:705px;display:inline;\">\u2020 </div><div class=\"t s1_314\" id=\"t1k_314\" style=\"left:492px;bottom:781px;letter-spacing:-0.01px;display:inline;\">Eastspring </div><div class=\"t s1_314\" id=\"t1l_314\" style=\"left:488px;bottom:765px;letter-spacing:-0.33px;display:inline;\">Investments </div><div class=\"t s1_314\" id=\"t1m_314\" style=\"left:491px;bottom:750px;letter-spacing:-0.01px;display:inline;\">Group Pte. </div><div class=\"t s1_314\" id=\"t1n_314\" style=\"left:507px;bottom:734px;letter-spacing:-0.01px;display:inline;\">Ltd. </div><div class=\"t s5_314\" id=\"t1o_314\" style=\"left:526px;bottom:742px;display:inline;\">\u2020 </div><div class=\"t s1_314\" id=\"t1p_314\" style=\"left:509px;bottom:706px;letter-spacing:-0.01px;display:inline;\">and </div><div class=\"t s1_314\" id=\"t1q_314\" style=\"left:489px;bottom:691px;letter-spacing:-0.01px;display:inline;\">subsidiaries </div><div class=\"t s1_314\" id=\"t1r_314\" style=\"left:583px;bottom:843px;letter-spacing:-0.01px;display:inline;\">Growth </div><div class=\"t s1_314\" id=\"t1s_314\" style=\"left:581px;bottom:828px;letter-spacing:-0.01px;display:inline;\">markets </div><div class=\"t s1_314\" id=\"t1t_314\" style=\"left:577px;bottom:812px;letter-spacing:-0.01px;display:inline;\">and other </div><div class=\"t s1_314\" id=\"t1u_314\" style=\"left:581px;bottom:797px;letter-spacing:-0.01px;display:inline;\">entities </div><div class=\"t s5_314\" id=\"t1v_314\" style=\"left:619px;bottom:805px;display:inline;\">\u2020 </div><div class=\"t s1_314\" id=\"t1w_314\" style=\"left:576px;bottom:769px;letter-spacing:-0.01px;display:inline;\">(including </div><div class=\"t s1_314\" id=\"t1x_314\" style=\"left:586px;bottom:753px;letter-spacing:-0.01px;display:inline;\">Africa, </div><div class=\"t s1_314\" id=\"t1y_314\" style=\"left:574px;bottom:738px;letter-spacing:-0.01px;display:inline;\">Cambodia, </div><div class=\"t s1_314\" id=\"t1z_314\" style=\"left:573px;bottom:722px;display:inline;\">India, Laos, </div><div class=\"t s1_314\" id=\"t20_314\" style=\"left:575px;bottom:706px;letter-spacing:-0.01px;display:inline;\">Myanmar, </div><div class=\"t s1_314\" id=\"t21_314\" style=\"left:594px;bottom:691px;letter-spacing:-0.01px;display:inline;\">the </div><div class=\"t s1_314\" id=\"t22_314\" style=\"left:573px;bottom:675px;letter-spacing:-0.01px;display:inline;\">Philippines, </div><div class=\"t s1_314\" id=\"t23_314\" style=\"left:582px;bottom:660px;letter-spacing:-0.01px;display:inline;\">Taiwan, </div><div class=\"t s1_314\" id=\"t24_314\" style=\"left:578px;bottom:644px;letter-spacing:-0.01px;display:inline;\">Thailand, </div><div class=\"t s1_314\" id=\"t25_314\" style=\"left:578px;bottom:629px;letter-spacing:-0.01px;display:inline;\">Vietnam) </div><div class=\"t s1_314\" id=\"t26_314\" style=\"left:659px;bottom:759px;letter-spacing:-0.01px;display:inline;\">Prudential </div><div class=\"t s1_314\" id=\"t27_314\" style=\"left:655px;bottom:744px;letter-spacing:-0.53px;display:inline;\">International </div><div class=\"t s1_314\" id=\"t28_314\" style=\"left:663px;bottom:728px;letter-spacing:-0.01px;display:inline;\">Treasury </div><div class=\"t s1_314\" id=\"t29_314\" style=\"left:666px;bottom:713px;letter-spacing:-0.01px;display:inline;\">Limited </div><div class=\"t s1_314\" id=\"t2a_314\" style=\"left:743px;bottom:752px;letter-spacing:-0.01px;display:inline;\">Prudential </div><div class=\"t s1_314\" id=\"t2b_314\" style=\"left:748px;bottom:736px;letter-spacing:-0.01px;display:inline;\">Funding </div><div class=\"t s1_314\" id=\"t2c_314\" style=\"left:743px;bottom:720px;letter-spacing:-0.01px;display:inline;\">(Asia) plc </div><div class=\"t s5_314\" id=\"t2d_314\" style=\"left:792px;bottom:728px;display:inline;\">\u2021 </div><div class=\"t s6_314\" id=\"t2e_314\" style=\"left:65px;bottom:602px;display:inline;\">* </div><div class=\"t s6_314\" id=\"t2f_314\" style=\"left:82px;bottom:602px;letter-spacing:-0.13px;display:inline;\">CPL is a joint venture with CITIC, a leading state owned conglomerate in the Chinese Mainland. </div><div class=\"t s6_314\" id=\"t2g_314\" style=\"left:65px;bottom:590px;display:inline;\">\u2020 </div><div class=\"t s6_314\" id=\"t2h_314\" style=\"left:82px;bottom:590px;letter-spacing:-0.12px;display:inline;\">Indirectly held by Prudential Corporation Asia Limited. </div><div class=\"t s6_314\" id=\"t2i_314\" style=\"left:65px;bottom:578px;display:inline;\">\u2021 </div><div class=\"t s6_314\" id=\"t2j_314\" style=\"left:82px;bottom:578px;letter-spacing:-0.13px;display:inline;\">The company was incorporated in February 2023 and a 100 per cent subsidiary of Prudential Corporation Asia Limited. </div><div class=\"t s2_314\" id=\"t2k_314\" style=\"left:65px;bottom:551px;letter-spacing:-0.11px;display:inline;\">Direct subsidiary undertakings of the parent company, Prudential plc (shares held directly or via nominees) </div><div class=\"t s1_314\" id=\"t2l_314\" style=\"left:65px;bottom:535px;letter-spacing:-0.01px;display:inline;\">Key to share classes: </div><table>\n                                            <tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_314\" id=\"t2m_314\" style=\"left:69px;bottom:507px;letter-spacing:0.07px;display:inline;\">Abbreviation </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_314\" id=\"t2n_314\" style=\"left:184px;bottom:507px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">Class of share held </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_314\" id=\"t2o_314\" style=\"left:69px;bottom:486px;letter-spacing:-0.01px;display:inline;\">LBG </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_314\" id=\"t2p_314\" style=\"left:184px;bottom:486px;letter-spacing:-0.01px;display:inline;\">Limited by Guarantee </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_314\" id=\"t2q_314\" style=\"left:69px;bottom:466px;letter-spacing:-0.02px;display:inline;\">MI </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_314\" id=\"t2r_314\" style=\"left:184px;bottom:466px;letter-spacing:-0.01px;display:inline;\">Membership Interest </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_314\" id=\"t2s_314\" style=\"left:69px;bottom:447px;letter-spacing:-0.01px;display:inline;\">MI - WFOE </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_314\" id=\"t2t_314\" style=\"left:184px;bottom:447px;letter-spacing:-0.01px;display:inline;\">Membership Interest of a Wholly Foreign Owned Enterprise in the Chinese Mainland </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_314\" id=\"t2u_314\" style=\"left:69px;bottom:427px;letter-spacing:-0.01px;display:inline;\">MI \u2013 JV </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_314\" id=\"t2v_314\" style=\"left:184px;bottom:427px;letter-spacing:-0.01px;display:inline;\">Membership Interest of a Sino-Foreign Equity Joint Venture in the Chinese Mainland </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_314\" id=\"t2w_314\" style=\"left:69px;bottom:408px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_314\" id=\"t2x_314\" style=\"left:184px;bottom:408px;letter-spacing:-0.01px;display:inline;\">Ordinary Shares </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_314\" id=\"t2y_314\" style=\"left:69px;bottom:389px;letter-spacing:-0.02px;display:inline;\">PI </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_314\" id=\"t2z_314\" style=\"left:184px;bottom:389px;letter-spacing:-0.01px;display:inline;\">Partnership Interest </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_314\" id=\"t30_314\" style=\"left:69px;bottom:369px;letter-spacing:-0.02px;display:inline;\">PS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_314\" id=\"t31_314\" style=\"left:184px;bottom:369px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Preference Shares </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_314\" id=\"t32_314\" style=\"left:69px;bottom:350px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_314\" id=\"t33_314\" style=\"left:184px;bottom:350px;letter-spacing:-0.01px;display:inline;\">Units </div></td></tr>\n                                        </table><table>\n                                            <tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_314\" id=\"t34_314\" style=\"left:69px;bottom:319px;letter-spacing:0.08px;display:inline;\">Name of entity </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_314\" id=\"t35_314\" style=\"left:265px;bottom:320px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">Classes of shares held </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_314\" id=\"t36_314\" style=\"left:373px;bottom:320px;letter-spacing:0.07px;display:inline;\">Proportion held </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_314\" id=\"t37_314\" style=\"left:451px;bottom:319px;letter-spacing:0.07px;display:inline;\">Registered office address </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_314\" id=\"t38_314\" style=\"left:69px;bottom:299px;letter-spacing:-0.01px;display:inline;\">Prudential Corporation Asia Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_314\" id=\"t39_314\" style=\"left:265px;bottom:299px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_314\" id=\"t3a_314\" style=\"left:373px;bottom:299px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_314\" id=\"t3b_314\" style=\"left:451px;bottom:299px;letter-spacing:-0.01px;display:inline;\">13th Floor, One International Finance Centre, 1 Harbour View Street, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_314\" id=\"t3c_314\" style=\"left:451px;bottom:284px;letter-spacing:-0.01px;display:inline;\">Central, Hong Kong </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_314\" id=\"t3d_314\" style=\"left:69px;bottom:264px;letter-spacing:-0.01px;display:inline;\">Prudential Group Holdings Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_314\" id=\"t3e_314\" style=\"left:265px;bottom:264px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_314\" id=\"t3f_314\" style=\"left:373px;bottom:264px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_314\" id=\"t3g_314\" style=\"left:451px;bottom:264px;letter-spacing:-0.01px;display:inline;\">1 Angel Court, London, EC2R 7AG, United Kingdom </div></td></tr>\n                                        </table><div>\u00a0</div><div class=\"t s0_315\" id=\"t1_315\" style=\"left:87px;bottom:1118px;letter-spacing:-0.11px;display:inline;\">Other subsidiaries, joint ventures, associates and significant holdings of the Group \u2013 no shares held directly by the parent </div><div class=\"t s0_315\" id=\"t2_315\" style=\"left:87px;bottom:1101px;letter-spacing:-0.11px;display:inline;\">company (Prudential plc) or its nominees </div><table>\n                                            <tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_315\" id=\"t2w_315\" style=\"left:91px;bottom:1074px;letter-spacing:0.08px;display:inline;\">Name of entity </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_315\" id=\"t2x_315\" style=\"left:335px;bottom:1074px;letter-spacing:0.06px;word-spacing:0.01px;display:inline;\">Classes of </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_315\" id=\"t2z_315\" style=\"left:403px;bottom:1074px;letter-spacing:0.07px;display:inline;\">Proportion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_315\" id=\"t31_315\" style=\"left:472px;bottom:1074px;letter-spacing:0.07px;display:inline;\">Registered office address </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_315\" id=\"t2y_315\" style=\"left:335px;bottom:1064px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">shares held </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_315\" id=\"t30_315\" style=\"left:403px;bottom:1064px;letter-spacing:0.08px;display:inline;\">held </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t3_315\" style=\"left:91px;bottom:1043px;letter-spacing:-0.01px;display:inline;\">Aberdeen Cash Creation Fund </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t4_315\" style=\"left:335px;bottom:1043px;display:inline;\">U </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t5_315\" style=\"left:403px;bottom:1043px;letter-spacing:-0.01px;display:inline;\">26.87% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t6_315\" style=\"left:472px;bottom:1043px;letter-spacing:-0.01px;display:inline;\">28th Floor Bangkok City Tower, 179 South Sathorn Road, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t7_315\" style=\"left:472px;bottom:1027px;letter-spacing:-0.01px;display:inline;\">Thungmahamek, Sathorn, Bangkok 10120, Thailand </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t8_315\" style=\"left:91px;bottom:1007px;letter-spacing:-0.01px;display:inline;\">Aberdeen Standard Global Opportunities </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"ta_315\" style=\"left:335px;bottom:1007px;display:inline;\">U </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"tb_315\" style=\"left:403px;bottom:1007px;letter-spacing:-0.01px;display:inline;\">35.13% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"tc_315\" style=\"left:472px;bottom:1007px;letter-spacing:-0.01px;display:inline;\">21 Church Street, #01-01, Capital Square Two, Singapore 049480 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t9_315\" style=\"left:91px;bottom:992px;letter-spacing:-0.01px;display:inline;\">Fund </div></td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"td_315\" style=\"left:91px;bottom:972px;letter-spacing:-0.01px;display:inline;\">Aberdeen Standard Singapore Equity Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"te_315\" style=\"left:335px;bottom:972px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"tf_315\" style=\"left:403px;bottom:972px;letter-spacing:-0.01px;display:inline;\">61.88% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"tg_315\" style=\"left:91px;bottom:952px;letter-spacing:-0.01px;display:inline;\">AC Financial Partners Limited Partnership </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"th_315\" style=\"left:335px;bottom:952px;letter-spacing:-0.02px;display:inline;\">PI </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"ti_315\" style=\"left:403px;bottom:952px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"tj_315\" style=\"left:472px;bottom:952px;letter-spacing:-0.01px;display:inline;\">Citypoint, 65 Haymarket Terrace, Edinburgh, EH12 5HD </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"tk_315\" style=\"left:91px;bottom:933px;letter-spacing:-0.01px;display:inline;\">Alternatives North America, Ltd. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"tl_315\" style=\"left:335px;bottom:933px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"tm_315\" style=\"left:403px;bottom:933px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"tn_315\" style=\"left:472px;bottom:933px;letter-spacing:-0.01px;display:inline;\">PO Box 1093, Queensgate House, Grand Cayman, KY1-1102, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"to_315\" style=\"left:472px;bottom:917px;letter-spacing:-0.01px;display:inline;\">Cayman Islands </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"tp_315\" style=\"left:91px;bottom:897px;letter-spacing:-0.01px;display:inline;\">BOCHK Aggressive Growth Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"tq_315\" style=\"left:335px;bottom:897px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"tr_315\" style=\"left:403px;bottom:897px;letter-spacing:-0.01px;display:inline;\">46.52% </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"ts_315\" style=\"left:472px;bottom:897px;letter-spacing:-0.01px;display:inline;\">27th Floor, Bank of China Tower, 1 Garden Road, Hong Kong </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"tt_315\" style=\"left:91px;bottom:878px;letter-spacing:-0.01px;display:inline;\">BOCHK Balanced Growth Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"tu_315\" style=\"left:335px;bottom:878px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"tv_315\" style=\"left:403px;bottom:878px;letter-spacing:-0.01px;display:inline;\">40.43% </div></td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"tw_315\" style=\"left:91px;bottom:859px;letter-spacing:-0.01px;display:inline;\">BOCHK China Equity Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"tx_315\" style=\"left:335px;bottom:859px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"ty_315\" style=\"left:403px;bottom:859px;letter-spacing:-0.01px;display:inline;\">52.42% </div></td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"tz_315\" style=\"left:91px;bottom:839px;letter-spacing:-0.01px;display:inline;\">BOCHK Conservative Growth Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t10_315\" style=\"left:335px;bottom:839px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t11_315\" style=\"left:403px;bottom:839px;letter-spacing:-0.01px;display:inline;\">42.17% </div></td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t12_315\" style=\"left:91px;bottom:820px;letter-spacing:-0.01px;display:inline;\">BOCHK US Dollar Money Market Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t13_315\" style=\"left:335px;bottom:820px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t14_315\" style=\"left:403px;bottom:820px;letter-spacing:-0.01px;display:inline;\">37.11% </div></td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t15_315\" style=\"left:91px;bottom:800px;letter-spacing:-0.01px;display:inline;\">BOCI-Prudential Asset Management Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t16_315\" style=\"left:335px;bottom:800px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t17_315\" style=\"left:403px;bottom:800px;letter-spacing:-0.01px;display:inline;\">36.00% </div></td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t18_315\" style=\"left:91px;bottom:781px;letter-spacing:-0.01px;display:inline;\">BOCI-Prudential Trustee Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t19_315\" style=\"left:335px;bottom:781px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t1a_315\" style=\"left:403px;bottom:781px;letter-spacing:-0.01px;display:inline;\">36.00% </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t1b_315\" style=\"left:472px;bottom:781px;letter-spacing:-0.01px;display:inline;\">Suites 1501-1507 &amp; 1513-1516, 15th Floor, 1111 King's Road, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t1c_315\" style=\"left:472px;bottom:765px;letter-spacing:-0.01px;display:inline;\">Taikoo Shing, Hong Kong </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t1d_315\" style=\"left:91px;bottom:745px;letter-spacing:-0.01px;display:inline;\">BSP Debt Fund V Unlevered (Non-US) L.P. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t1e_315\" style=\"left:335px;bottom:745px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t1f_315\" style=\"left:403px;bottom:745px;letter-spacing:-0.01px;display:inline;\">53.00% </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t1g_315\" style=\"left:472px;bottom:745px;letter-spacing:-0.01px;display:inline;\">C/o Benefit Street Partners LLC, New York, New York 10019 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t1h_315\" style=\"left:91px;bottom:710px;letter-spacing:-0.01px;display:inline;\">Cathay High Yield ex China Cash pay 1-5 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t1j_315\" style=\"left:335px;bottom:710px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t1k_315\" style=\"left:403px;bottom:710px;letter-spacing:-0.01px;display:inline;\">46.49% </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t1l_315\" style=\"left:472px;bottom:710px;letter-spacing:-0.01px;display:inline;\">6th Floor, No.39, Sec.2, Dunhua South. Rd., Taipei, Taiwan </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t1i_315\" style=\"left:91px;bottom:694px;letter-spacing:-0.01px;display:inline;\">Year 2% Issuer Capped ETF </div></td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t1m_315\" style=\"left:91px;bottom:674px;letter-spacing:-0.01px;display:inline;\">CITIC-CP Asset Management Co., Ltd. </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t1n_315\" style=\"left:335px;bottom:674px;letter-spacing:-0.01px;display:inline;\">MI - JV </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t1o_315\" style=\"left:403px;bottom:674px;letter-spacing:-0.01px;display:inline;\">26.95% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t1p_315\" style=\"left:472px;bottom:674px;letter-spacing:-0.01px;display:inline;\">Room 101-2, No.128 North Zhangjiabang Road, Pudong District, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t1q_315\" style=\"left:472px;bottom:658px;letter-spacing:-0.01px;display:inline;\">Shanghai, China </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t1r_315\" style=\"left:91px;bottom:639px;letter-spacing:-0.01px;display:inline;\">CITIC-Prudential Fund Management </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t1t_315\" style=\"left:335px;bottom:639px;letter-spacing:-0.01px;display:inline;\">MI - JV </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t1u_315\" style=\"left:403px;bottom:639px;letter-spacing:-0.01px;display:inline;\">49.00% </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t1v_315\" style=\"left:472px;bottom:639px;letter-spacing:-0.01px;display:inline;\">Level 9, HSBC Building, Shanghai IFC, 8 Century Avenue, Pudong, </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t1s_315\" style=\"left:91px;bottom:623px;letter-spacing:-0.01px;display:inline;\">Company Limited </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t1w_315\" style=\"left:472px;bottom:623px;letter-spacing:-0.01px;display:inline;\">Shanghai, China </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t1x_315\" style=\"left:91px;bottom:588px;letter-spacing:-0.01px;display:inline;\">CITIC-Prudential Life Insurance Company </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t1z_315\" style=\"left:335px;bottom:588px;letter-spacing:-0.01px;display:inline;\">MI - JV </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t20_315\" style=\"left:403px;bottom:588px;letter-spacing:-0.01px;display:inline;\">50.00% </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t21_315\" style=\"left:472px;bottom:588px;letter-spacing:-0.01px;display:inline;\">Room 1101-A, 1201, 1301, 1401, 1501, 1601, 1701, 1801, Unit 01, </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t1y_315\" style=\"left:91px;bottom:573px;letter-spacing:-0.01px;display:inline;\">Limited </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t22_315\" style=\"left:472px;bottom:573px;letter-spacing:-0.01px;display:inline;\">Building 1, No. B2, North Road of East Third Ring Road, Chaoyang </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t23_315\" style=\"left:472px;bottom:557px;letter-spacing:-0.01px;display:inline;\">District, Beijing, PRC,100027, China </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t24_315\" style=\"left:91px;bottom:538px;letter-spacing:-0.01px;display:inline;\">Eastspring Al-Wara' Investments Berhad </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t25_315\" style=\"left:335px;bottom:538px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t26_315\" style=\"left:403px;bottom:538px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t27_315\" style=\"left:472px;bottom:538px;letter-spacing:-0.01px;display:inline;\">Level 25, Menara Hong Leong, No. 6 Jalan Damanlela, Bukit </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t28_315\" style=\"left:472px;bottom:522px;letter-spacing:-0.01px;display:inline;\">Damansara, 50490 Kuala Lumpur, Wilayah Persekutuan, Malaysia </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t29_315\" style=\"left:91px;bottom:487px;letter-spacing:-0.01px;display:inline;\">Eastspring Asia Pacific High Yield Equity </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t2b_315\" style=\"left:335px;bottom:487px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t2c_315\" style=\"left:403px;bottom:487px;letter-spacing:-0.01px;display:inline;\">39.60% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t2d_315\" style=\"left:472px;bottom:487px;letter-spacing:-0.01px;display:inline;\">4th Floor, No.1, Songzhi Rd., Xinyi Dist., Taipei, Taiwan </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t2a_315\" style=\"left:91px;bottom:472px;letter-spacing:-0.01px;display:inline;\">Fund </div></td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t2e_315\" style=\"left:91px;bottom:452px;letter-spacing:-0.01px;display:inline;\">Eastspring Asset Management (Thailand) </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t2g_315\" style=\"left:335px;bottom:452px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t2h_315\" style=\"left:403px;bottom:452px;letter-spacing:-0.01px;display:inline;\">59.50% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t2i_315\" style=\"left:472px;bottom:452px;letter-spacing:-0.01px;display:inline;\">944 Mitrtown Office Tower, 9th Floor, Rama 4 Road, Wangmai, </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t2f_315\" style=\"left:91px;bottom:436px;letter-spacing:-0.01px;display:inline;\">Co., Ltd. </div></td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t2j_315\" style=\"left:472px;bottom:436px;letter-spacing:-0.01px;display:inline;\">Pathumwan, Bangkok 10330, Thailand </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t2k_315\" style=\"left:91px;bottom:416px;letter-spacing:-0.01px;display:inline;\">Eastspring Asset Management Korea Co. Ltd. </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t2l_315\" style=\"left:335px;bottom:416px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t2m_315\" style=\"left:403px;bottom:416px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t2n_315\" style=\"left:472px;bottom:416px;letter-spacing:-0.01px;display:inline;\">22F (Seoul International Finance Center, Yeouido dong), 10 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t2o_315\" style=\"left:472px;bottom:401px;letter-spacing:-0.01px;display:inline;\">Gukjegeumyung-ro, Yeongdeungpo-gu, Seoul 07326, Republic of </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t2p_315\" style=\"left:472px;bottom:385px;letter-spacing:-0.01px;display:inline;\">Korea </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t2q_315\" style=\"left:91px;bottom:366px;letter-spacing:-0.01px;display:inline;\">Eastspring Investment Management </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t2s_315\" style=\"left:335px;bottom:366px;letter-spacing:-0.01px;display:inline;\">MI - WFOE </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t2t_315\" style=\"left:403px;bottom:366px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t2u_315\" style=\"left:472px;bottom:366px;letter-spacing:-0.01px;display:inline;\">Unit 306-308, 3rd Floor, Azia Center, 1233 Lujiazui Ring Road, China </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t2r_315\" style=\"left:91px;bottom:350px;letter-spacing:-0.01px;display:inline;\">(Shanghai) Company Limited </div></td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled tcs-selected\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_315\" id=\"t2v_315\" style=\"left:472px;bottom:350px;letter-spacing:-0.01px;display:inline;\">(Shanghai) Pilot Free Trade Zone, China </div></td></tr>\n                                        </table><div></div><table>\n                                            <tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_316\" id=\"t18_316\" style=\"left:69px;bottom:1119px;letter-spacing:0.08px;display:inline;\">Name of entity </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_316\" id=\"t19_316\" style=\"left:313px;bottom:1119px;letter-spacing:0.06px;word-spacing:0.01px;display:inline;\">Classes of </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_316\" id=\"t1b_316\" style=\"left:382px;bottom:1119px;letter-spacing:0.07px;display:inline;\">Proportion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_316\" id=\"t1d_316\" style=\"left:451px;bottom:1119px;letter-spacing:0.07px;display:inline;\">Registered office address </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_316\" id=\"t1a_316\" style=\"left:313px;bottom:1109px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">shares held </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_316\" id=\"t1c_316\" style=\"left:382px;bottom:1109px;letter-spacing:0.08px;display:inline;\">held </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"t1_316\" style=\"left:69px;bottom:1088px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - Asia ESG Bond </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"t3_316\" style=\"left:313px;bottom:1088px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"t4_316\" style=\"left:382px;bottom:1088px;letter-spacing:-0.01px;display:inline;\">94.82% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"t5_316\" style=\"left:451px;bottom:1088px;letter-spacing:-0.01px;display:inline;\">26, Boulevard Royal, L-2449, Luxembourg </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"t2_316\" style=\"left:69px;bottom:1073px;letter-spacing:-0.01px;display:inline;\">Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"t6_316\" style=\"left:69px;bottom:1053px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments \u2013 Asia Opportunities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"t8_316\" style=\"left:313px;bottom:1053px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"t9_316\" style=\"left:382px;bottom:1053px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"t7_316\" style=\"left:69px;bottom:1037px;letter-spacing:-0.01px;display:inline;\">Equity Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"ta_316\" style=\"left:69px;bottom:1017px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - Asia Pacific Equity </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"tc_316\" style=\"left:313px;bottom:1017px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"td_316\" style=\"left:382px;bottom:1017px;letter-spacing:-0.01px;display:inline;\">95.55% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"tb_316\" style=\"left:69px;bottom:1002px;letter-spacing:-0.01px;display:inline;\">Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"te_316\" style=\"left:69px;bottom:982px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - Asia Real Estate </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"tg_316\" style=\"left:313px;bottom:982px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"th_316\" style=\"left:382px;bottom:982px;letter-spacing:-0.01px;display:inline;\">35.06% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"tf_316\" style=\"left:69px;bottom:966px;letter-spacing:-0.01px;display:inline;\">Multi Asset Income Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"ti_316\" style=\"left:69px;bottom:946px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - Asian Bond Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"tj_316\" style=\"left:313px;bottom:946px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"tk_316\" style=\"left:382px;bottom:946px;letter-spacing:-0.01px;display:inline;\">89.85% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"tl_316\" style=\"left:69px;bottom:911px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - Asian Dynamic </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"tn_316\" style=\"left:313px;bottom:911px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"to_316\" style=\"left:382px;bottom:911px;letter-spacing:-0.01px;display:inline;\">95.21% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"tm_316\" style=\"left:69px;bottom:895px;letter-spacing:-0.01px;display:inline;\">Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"tp_316\" style=\"left:69px;bottom:875px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - Asian Equity Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"tq_316\" style=\"left:313px;bottom:875px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"tr_316\" style=\"left:382px;bottom:875px;letter-spacing:-0.01px;display:inline;\">98.94% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"ts_316\" style=\"left:69px;bottom:840px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - Asian Equity </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"tu_316\" style=\"left:313px;bottom:840px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"tv_316\" style=\"left:382px;bottom:840px;letter-spacing:-0.01px;display:inline;\">88.46% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"tt_316\" style=\"left:69px;bottom:824px;letter-spacing:-0.01px;display:inline;\">Income Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"tw_316\" style=\"left:69px;bottom:804px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - Asian High Yield </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"ty_316\" style=\"left:313px;bottom:804px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"tz_316\" style=\"left:382px;bottom:804px;letter-spacing:-0.01px;display:inline;\">67.15% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"tx_316\" style=\"left:69px;bottom:789px;letter-spacing:-0.01px;display:inline;\">Bond Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"t10_316\" style=\"left:69px;bottom:769px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - Asian Investment </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"t12_316\" style=\"left:313px;bottom:769px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"t13_316\" style=\"left:382px;bottom:769px;letter-spacing:-0.01px;display:inline;\">88.64% </div></td><td class=\"tcs-selection-enabled tcs-selected emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"t11_316\" style=\"left:69px;bottom:753px;letter-spacing:-0.01px;display:inline;\">Grade Bond Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"t14_316\" style=\"left:69px;bottom:733px;letter-spacing:-0.01px;display:inline;\">EastSpring Investments - Asian Local Bond </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"t16_316\" style=\"left:313px;bottom:733px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"t17_316\" style=\"left:382px;bottom:733px;letter-spacing:-0.01px;display:inline;\">83.45% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_316\" id=\"t15_316\" style=\"left:69px;bottom:717px;letter-spacing:-0.01px;display:inline;\">Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr>\n                                        </table><div></div><table>\n                                            <tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_317\" id=\"t32_317\" style=\"left:91px;bottom:1119px;letter-spacing:0.08px;display:inline;\">Name of entity </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_317\" id=\"t33_317\" style=\"left:335px;bottom:1119px;letter-spacing:0.06px;word-spacing:0.01px;display:inline;\">Classes of </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_317\" id=\"t35_317\" style=\"left:403px;bottom:1119px;letter-spacing:0.07px;display:inline;\">Proportion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_317\" id=\"t37_317\" style=\"left:472px;bottom:1119px;letter-spacing:0.07px;display:inline;\">Registered office address </div></td></tr><tr><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_317\" id=\"t34_317\" style=\"left:335px;bottom:1109px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">shares held </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_317\" id=\"t36_317\" style=\"left:403px;bottom:1109px;letter-spacing:0.08px;display:inline;\">held </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t1_317\" style=\"left:91px;bottom:1088px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - Asian Low Volatility </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t3_317\" style=\"left:335px;bottom:1088px;display:inline;\">U </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t4_317\" style=\"left:403px;bottom:1088px;letter-spacing:-0.01px;display:inline;\">91.60% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t2_317\" style=\"left:91px;bottom:1073px;letter-spacing:-0.01px;display:inline;\">Equity Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t5_317\" style=\"left:91px;bottom:1053px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - Asian Multi Factor </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t7_317\" style=\"left:335px;bottom:1053px;display:inline;\">U </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t8_317\" style=\"left:403px;bottom:1053px;letter-spacing:-0.01px;display:inline;\">95.20% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t6_317\" style=\"left:91px;bottom:1037px;letter-spacing:-0.01px;display:inline;\">Equity Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t9_317\" style=\"left:91px;bottom:1002px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - China A Shares </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"tb_317\" style=\"left:335px;bottom:1002px;display:inline;\">U </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"tc_317\" style=\"left:403px;bottom:1002px;letter-spacing:-0.01px;display:inline;\">79.87% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"ta_317\" style=\"left:91px;bottom:987px;letter-spacing:-0.01px;display:inline;\">Growth Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"td_317\" style=\"left:91px;bottom:967px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - Dragon Peacock </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"tf_317\" style=\"left:335px;bottom:967px;display:inline;\">U </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"tg_317\" style=\"left:403px;bottom:967px;letter-spacing:-0.01px;display:inline;\">97.09% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"te_317\" style=\"left:91px;bottom:951px;letter-spacing:-0.01px;display:inline;\">Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"th_317\" style=\"left:91px;bottom:931px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - European </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"tj_317\" style=\"left:335px;bottom:931px;display:inline;\">U </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"tk_317\" style=\"left:403px;bottom:931px;letter-spacing:-0.01px;display:inline;\">99.88% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"ti_317\" style=\"left:91px;bottom:916px;letter-spacing:-0.01px;display:inline;\">Investment Grade Bond Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"tl_317\" style=\"left:91px;bottom:896px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - Global Emerging </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"tn_317\" style=\"left:335px;bottom:896px;display:inline;\">U </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"to_317\" style=\"left:403px;bottom:896px;letter-spacing:-0.01px;display:inline;\">98.06% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"tm_317\" style=\"left:91px;bottom:880px;letter-spacing:-0.01px;display:inline;\">Markets Bond Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"tp_317\" style=\"left:91px;bottom:860px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - Global Emerging </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"tr_317\" style=\"left:335px;bottom:860px;display:inline;\">U </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"ts_317\" style=\"left:403px;bottom:860px;letter-spacing:-0.01px;display:inline;\">38.21% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"tq_317\" style=\"left:91px;bottom:845px;letter-spacing:-0.01px;display:inline;\">Markets Dynamic Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"tt_317\" style=\"left:91px;bottom:825px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - Global Emerging </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"tv_317\" style=\"left:335px;bottom:825px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"tw_317\" style=\"left:403px;bottom:825px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"tu_317\" style=\"left:91px;bottom:809px;letter-spacing:-0.01px;display:inline;\">Markets ex-China Dynamic Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"tx_317\" style=\"left:91px;bottom:789px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - Global Emerging </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"tz_317\" style=\"left:335px;bottom:789px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t10_317\" style=\"left:403px;bottom:789px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"ty_317\" style=\"left:91px;bottom:774px;letter-spacing:-0.01px;display:inline;\">Markets Fundamental Value Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t11_317\" style=\"left:91px;bottom:754px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - Global Equity </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t13_317\" style=\"left:335px;bottom:754px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t14_317\" style=\"left:403px;bottom:754px;letter-spacing:-0.01px;display:inline;\">97.86% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t12_317\" style=\"left:91px;bottom:738px;letter-spacing:-0.01px;display:inline;\">Navigator Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t15_317\" style=\"left:91px;bottom:718px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - Global Growth </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t17_317\" style=\"left:335px;bottom:718px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t18_317\" style=\"left:403px;bottom:718px;letter-spacing:-0.01px;display:inline;\">42.30% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t16_317\" style=\"left:91px;bottom:703px;letter-spacing:-0.01px;display:inline;\">Equity Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t19_317\" style=\"left:91px;bottom:683px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - Global Low </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t1b_317\" style=\"left:335px;bottom:683px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t1c_317\" style=\"left:403px;bottom:683px;letter-spacing:-0.01px;display:inline;\">98.48% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t1a_317\" style=\"left:91px;bottom:667px;letter-spacing:-0.01px;display:inline;\">Volatility Equity Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t1d_317\" style=\"left:91px;bottom:647px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - Global Market </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t1f_317\" style=\"left:335px;bottom:647px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t1g_317\" style=\"left:403px;bottom:647px;letter-spacing:-0.01px;display:inline;\">99.60% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t1e_317\" style=\"left:91px;bottom:632px;letter-spacing:-0.01px;display:inline;\">Navigator Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t1h_317\" style=\"left:91px;bottom:612px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - Global Multi Asset </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t1j_317\" style=\"left:335px;bottom:612px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t1k_317\" style=\"left:403px;bottom:612px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t1i_317\" style=\"left:91px;bottom:596px;letter-spacing:-0.01px;display:inline;\">Income Plus Growth Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t1l_317\" style=\"left:91px;bottom:576px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - Global Technology </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t1n_317\" style=\"left:335px;bottom:576px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t1o_317\" style=\"left:403px;bottom:576px;letter-spacing:-0.01px;display:inline;\">84.16% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t1m_317\" style=\"left:91px;bottom:561px;letter-spacing:-0.01px;display:inline;\">Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t1p_317\" style=\"left:91px;bottom:541px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - Greater China </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t1r_317\" style=\"left:335px;bottom:541px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t1s_317\" style=\"left:403px;bottom:541px;letter-spacing:-0.01px;display:inline;\">89.88% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t1q_317\" style=\"left:91px;bottom:525px;letter-spacing:-0.01px;display:inline;\">Equity Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t1t_317\" style=\"left:91px;bottom:505px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - India Equity Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t1u_317\" style=\"left:335px;bottom:505px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t1v_317\" style=\"left:403px;bottom:505px;letter-spacing:-0.01px;display:inline;\">58.85% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t1w_317\" style=\"left:91px;bottom:470px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - Japan Sustainable </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t1y_317\" style=\"left:335px;bottom:470px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t1z_317\" style=\"left:403px;bottom:470px;letter-spacing:-0.01px;display:inline;\">86.85% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t1x_317\" style=\"left:91px;bottom:454px;letter-spacing:-0.01px;display:inline;\">Value Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t20_317\" style=\"left:91px;bottom:434px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - Pan European Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t21_317\" style=\"left:335px;bottom:434px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t22_317\" style=\"left:403px;bottom:434px;letter-spacing:-0.01px;display:inline;\">66.59% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t23_317\" style=\"left:91px;bottom:399px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - US Corporate Bond </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t25_317\" style=\"left:335px;bottom:399px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t26_317\" style=\"left:403px;bottom:399px;letter-spacing:-0.01px;display:inline;\">68.69% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t24_317\" style=\"left:91px;bottom:383px;letter-spacing:-0.01px;display:inline;\">Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t27_317\" style=\"left:91px;bottom:363px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - US High </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t29_317\" style=\"left:335px;bottom:363px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t2a_317\" style=\"left:403px;bottom:363px;letter-spacing:-0.01px;display:inline;\">85.91% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t28_317\" style=\"left:91px;bottom:347px;letter-spacing:-0.01px;display:inline;\">Investment Grade Bond Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t2b_317\" style=\"left:91px;bottom:327px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - US High Yield Bond </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t2d_317\" style=\"left:335px;bottom:327px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t2e_317\" style=\"left:403px;bottom:327px;letter-spacing:-0.01px;display:inline;\">54.03% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t2c_317\" style=\"left:91px;bottom:312px;letter-spacing:-0.01px;display:inline;\">Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t2f_317\" style=\"left:91px;bottom:292px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - US Investment </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t2h_317\" style=\"left:335px;bottom:292px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t2i_317\" style=\"left:403px;bottom:292px;letter-spacing:-0.01px;display:inline;\">58.61% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t2g_317\" style=\"left:91px;bottom:276px;letter-spacing:-0.01px;display:inline;\">Grade Bond Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t2j_317\" style=\"left:91px;bottom:256px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments - World Value Equity </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t2l_317\" style=\"left:335px;bottom:256px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t2m_317\" style=\"left:403px;bottom:256px;letter-spacing:-0.01px;display:inline;\">93.68% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t2k_317\" style=\"left:91px;bottom:241px;letter-spacing:-0.01px;display:inline;\">Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t2n_317\" style=\"left:91px;bottom:221px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments (Hong Kong) Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t2o_317\" style=\"left:335px;bottom:221px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t2p_317\" style=\"left:403px;bottom:221px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t2q_317\" style=\"left:472px;bottom:221px;letter-spacing:-0.01px;display:inline;\">13th Floor, One International Finance Centre, 1 Harbour View Street, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t2r_317\" style=\"left:472px;bottom:205px;letter-spacing:-0.01px;display:inline;\">Central, Hong Kong </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t2s_317\" style=\"left:91px;bottom:185px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments (Luxembourg) S.A. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t2t_317\" style=\"left:335px;bottom:185px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t2u_317\" style=\"left:403px;bottom:185px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t2v_317\" style=\"left:472px;bottom:185px;letter-spacing:-0.01px;display:inline;\">26, Boulevard Royal, L-2449 Luxembourg, Grand Duchy of </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t2w_317\" style=\"left:472px;bottom:170px;letter-spacing:-0.01px;display:inline;\">Luxembourg </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t2x_317\" style=\"left:91px;bottom:150px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments (Singapore) Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t2y_317\" style=\"left:335px;bottom:150px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t2z_317\" style=\"left:403px;bottom:150px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t30_317\" style=\"left:472px;bottom:150px;letter-spacing:-0.01px;display:inline;\">10 Marina Boulevard, #32-01, Marina Bay Financial Centre, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled tcs-selected\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_317\" id=\"t31_317\" style=\"left:472px;bottom:134px;letter-spacing:-0.01px;display:inline;\">Singapore 018983 </div></td></tr>\n                                        </table><div></div><table>\n                                            <tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_318\" id=\"t3s_318\" style=\"left:69px;bottom:1119px;letter-spacing:0.08px;display:inline;\">Name of entity </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_318\" id=\"t3t_318\" style=\"left:313px;bottom:1119px;letter-spacing:0.06px;word-spacing:0.01px;display:inline;\">Classes of </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_318\" id=\"t3v_318\" style=\"left:382px;bottom:1119px;letter-spacing:0.07px;display:inline;\">Proportion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_318\" id=\"t3x_318\" style=\"left:451px;bottom:1119px;letter-spacing:0.07px;display:inline;\">Registered office address </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_318\" id=\"t3u_318\" style=\"left:313px;bottom:1109px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">shares held </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_318\" id=\"t3w_318\" style=\"left:382px;bottom:1109px;letter-spacing:0.08px;display:inline;\">held </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t1_318\" style=\"left:69px;bottom:1088px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments Asia Pacific ex-Japan </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t3_318\" style=\"left:313px;bottom:1088px;display:inline;\">U </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t4_318\" style=\"left:382px;bottom:1088px;letter-spacing:-0.01px;display:inline;\">78.56% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t5_318\" style=\"left:451px;bottom:1088px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments Berhad, Level 22, Menara Prudential, </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t2_318\" style=\"left:69px;bottom:1073px;letter-spacing:-0.01px;display:inline;\">Target Return Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t6_318\" style=\"left:451px;bottom:1073px;letter-spacing:-0.01px;display:inline;\">Persiaran TRX Barat, 55188 Tun Razak Exchange, Kuala Lumpur, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t7_318\" style=\"left:451px;bottom:1057px;letter-spacing:-0.01px;display:inline;\">Malaysia </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t8_318\" style=\"left:69px;bottom:1038px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments Berhad </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t9_318\" style=\"left:313px;bottom:1038px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"ta_318\" style=\"left:382px;bottom:1038px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"tb_318\" style=\"left:451px;bottom:1038px;letter-spacing:-0.01px;display:inline;\">Level 25, Menara Hong Leong, No. 6 Jalan Damanlela, Bukit </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"tc_318\" style=\"left:451px;bottom:1022px;letter-spacing:-0.01px;display:inline;\">Damansara, 50490 Kuala Lumpur, Wilayah Persekutuan, Malaysia </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"td_318\" style=\"left:69px;bottom:987px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments Equity Income Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"te_318\" style=\"left:313px;bottom:987px;display:inline;\">U </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"tf_318\" style=\"left:382px;bottom:987px;letter-spacing:-0.01px;display:inline;\">43.13% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"tg_318\" style=\"left:451px;bottom:987px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments Berhad, Level 22, Menara Prudential, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"th_318\" style=\"left:451px;bottom:972px;letter-spacing:-0.01px;display:inline;\">Persiaran TRX Barat, 55188 Tun Razak Exchange, Kuala Lumpur, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"ti_318\" style=\"left:451px;bottom:956px;letter-spacing:-0.01px;display:inline;\">Malaysia </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"tj_318\" style=\"left:69px;bottom:937px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments Fund Management </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"tl_318\" style=\"left:313px;bottom:937px;letter-spacing:-0.02px;display:inline;\">MI </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"tm_318\" style=\"left:382px;bottom:937px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"tn_318\" style=\"left:451px;bottom:937px;letter-spacing:-0.01px;display:inline;\">23rd Floor, Saigon Trade Center, 37 Ton Duc Thang Street, District 1, </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"tk_318\" style=\"left:69px;bottom:921px;letter-spacing:-0.01px;display:inline;\">Limited Liability Company </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"to_318\" style=\"left:451px;bottom:921px;letter-spacing:-0.01px;display:inline;\">Ho Chi Minh City, Vietnam </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"tp_318\" style=\"left:69px;bottom:901px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments Global Oncology </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"tr_318\" style=\"left:313px;bottom:901px;display:inline;\">U </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"ts_318\" style=\"left:382px;bottom:901px;letter-spacing:-0.01px;display:inline;\">72.72% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"tt_318\" style=\"left:451px;bottom:901px;letter-spacing:-0.01px;display:inline;\">22nd Floor One IFC, 10 Gukjegeumyung-ro, Youngdungpo-gu, Seoul </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"tq_318\" style=\"left:69px;bottom:886px;letter-spacing:-0.01px;display:inline;\">Securities Baby Investment Trust (H) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"tu_318\" style=\"left:451px;bottom:886px;letter-spacing:-0.01px;display:inline;\">07326, Korea </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"tv_318\" style=\"left:69px;bottom:866px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments Global Oncology </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"tx_318\" style=\"left:313px;bottom:866px;display:inline;\">U </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"ty_318\" style=\"left:382px;bottom:866px;letter-spacing:-0.01px;display:inline;\">92.43% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"tw_318\" style=\"left:69px;bottom:850px;letter-spacing:-0.01px;display:inline;\">Securities Baby Investment Trust (UH) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"tz_318\" style=\"left:69px;bottom:830px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments Global Oncology </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t11_318\" style=\"left:313px;bottom:830px;display:inline;\">U </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t12_318\" style=\"left:382px;bottom:830px;letter-spacing:-0.01px;display:inline;\">96.00% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t10_318\" style=\"left:69px;bottom:815px;letter-spacing:-0.01px;display:inline;\">Securities Baby Investment Trust (USD) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t13_318\" style=\"left:69px;bottom:795px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments Group Pte. Ltd. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t14_318\" style=\"left:313px;bottom:795px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t15_318\" style=\"left:382px;bottom:795px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t16_318\" style=\"left:451px;bottom:795px;letter-spacing:-0.01px;display:inline;\">10 Marina Boulevard, #32-01, Marina Bay Financial Centre, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t17_318\" style=\"left:451px;bottom:779px;letter-spacing:-0.01px;display:inline;\">Singapore 018983 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t18_318\" style=\"left:69px;bottom:759px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments Growth Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t19_318\" style=\"left:313px;bottom:759px;display:inline;\">U </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t1a_318\" style=\"left:382px;bottom:759px;letter-spacing:-0.01px;display:inline;\">40.96% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t1b_318\" style=\"left:451px;bottom:759px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments Berhad, Level 22, Menara Prudential, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t1c_318\" style=\"left:451px;bottom:744px;letter-spacing:-0.01px;display:inline;\">Persiaran TRX Barat, 55188 Tun Razak Exchange, Kuala Lumpur, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t1d_318\" style=\"left:451px;bottom:728px;letter-spacing:-0.01px;display:inline;\">Malaysia </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t1e_318\" style=\"left:69px;bottom:709px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments Incorporated </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t1f_318\" style=\"left:313px;bottom:709px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t1g_318\" style=\"left:382px;bottom:709px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t1h_318\" style=\"left:451px;bottom:709px;letter-spacing:-0.01px;display:inline;\">874 Walker Road, Suite C, City of Dover, County of Kent, State of </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t1i_318\" style=\"left:451px;bottom:693px;letter-spacing:-0.01px;display:inline;\">Delaware, 19904, United States </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t1j_318\" style=\"left:69px;bottom:673px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments India Consumer </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t1l_318\" style=\"left:313px;bottom:673px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t1m_318\" style=\"left:382px;bottom:673px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t1n_318\" style=\"left:451px;bottom:673px;letter-spacing:-0.01px;display:inline;\">3rd Floor, 355 NEX, Rue du Savoir, Cybercity Ebene 72201, Mauritius </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t1k_318\" style=\"left:69px;bottom:658px;letter-spacing:-0.01px;display:inline;\">Equity Open Limited </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t1o_318\" style=\"left:69px;bottom:638px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments India Equity Open </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t1q_318\" style=\"left:313px;bottom:638px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t1r_318\" style=\"left:382px;bottom:638px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t1p_318\" style=\"left:69px;bottom:622px;letter-spacing:-0.01px;display:inline;\">Limited </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t1s_318\" style=\"left:69px;bottom:602px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments India Infrastructure </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t1u_318\" style=\"left:313px;bottom:602px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t1v_318\" style=\"left:382px;bottom:602px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t1t_318\" style=\"left:69px;bottom:587px;letter-spacing:-0.01px;display:inline;\">Equity Open Limited </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t1w_318\" style=\"left:69px;bottom:567px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t1x_318\" style=\"left:313px;bottom:567px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t1y_318\" style=\"left:382px;bottom:567px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t1z_318\" style=\"left:451px;bottom:567px;letter-spacing:-0.01px;display:inline;\">Marunouchi Park Building, 6-1 Marunouchi 2-chome, Chiyoda-Ku, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t20_318\" style=\"left:451px;bottom:551px;letter-spacing:-0.01px;display:inline;\">Tokyo, Japan </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t21_318\" style=\"left:69px;bottom:531px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments MY Focus Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t22_318\" style=\"left:313px;bottom:531px;display:inline;\">U </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t23_318\" style=\"left:382px;bottom:531px;letter-spacing:-0.01px;display:inline;\">31.20% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t24_318\" style=\"left:451px;bottom:531px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments Berhad, Level 22, Menara Prudential, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t25_318\" style=\"left:451px;bottom:516px;letter-spacing:-0.01px;display:inline;\">Persiaran TRX Barat, 55188 Tun Razak Exchange, Kuala Lumpur, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t26_318\" style=\"left:451px;bottom:500px;letter-spacing:-0.01px;display:inline;\">Malaysia </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t27_318\" style=\"left:69px;bottom:481px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments Private Fixed Income </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t29_318\" style=\"left:313px;bottom:481px;display:inline;\">U </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t2a_318\" style=\"left:382px;bottom:481px;letter-spacing:-0.01px;display:inline;\">66.94% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t2b_318\" style=\"left:451px;bottom:481px;letter-spacing:-0.01px;display:inline;\">Units 306-308, 3rd Floor, Azia Center, 1233 Lujiazui Ring Road, </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t28_318\" style=\"left:69px;bottom:465px;letter-spacing:-0.01px;display:inline;\">Fund Number 1 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t2c_318\" style=\"left:451px;bottom:465px;letter-spacing:-0.01px;display:inline;\">Shanghai, China, 200120 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t2d_318\" style=\"left:69px;bottom:445px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments Services Pte. Ltd. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t2e_318\" style=\"left:313px;bottom:445px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t2f_318\" style=\"left:382px;bottom:445px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t2g_318\" style=\"left:451px;bottom:445px;letter-spacing:-0.01px;display:inline;\">10 Marina Boulevard, #32-01, Marina Bay Financial Centre, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t2h_318\" style=\"left:451px;bottom:430px;letter-spacing:-0.01px;display:inline;\">Singapore 018983 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t2i_318\" style=\"left:69px;bottom:410px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments SICAV-FIS - </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t2k_318\" style=\"left:313px;bottom:410px;display:inline;\">U </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t2l_318\" style=\"left:382px;bottom:410px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t2m_318\" style=\"left:451px;bottom:410px;letter-spacing:-0.01px;display:inline;\">26, Boulevard Royal, L-2449, Luxembourg </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t2j_318\" style=\"left:69px;bottom:394px;letter-spacing:-0.01px;display:inline;\">Alternative Investment Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t2n_318\" style=\"left:69px;bottom:374px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments Unit Trusts - Dragon </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t2p_318\" style=\"left:313px;bottom:374px;display:inline;\">U </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t2q_318\" style=\"left:382px;bottom:374px;letter-spacing:-0.01px;display:inline;\">97.79% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t2r_318\" style=\"left:451px;bottom:374px;letter-spacing:-0.01px;display:inline;\">10 Marina Boulevard, #32-01, Marina Bay Financial Centre Tower 2, </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t2o_318\" style=\"left:69px;bottom:359px;letter-spacing:-0.01px;display:inline;\">Peacock Fund ID </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t2s_318\" style=\"left:451px;bottom:359px;letter-spacing:-0.01px;display:inline;\">Singapore 018983 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t2t_318\" style=\"left:69px;bottom:339px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments Unit Trusts - </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t2v_318\" style=\"left:313px;bottom:339px;display:inline;\">U </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t2w_318\" style=\"left:382px;bottom:339px;letter-spacing:-0.01px;display:inline;\">98.85% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t2u_318\" style=\"left:69px;bottom:323px;letter-spacing:-0.01px;display:inline;\">Singapore ASEAN Equity Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t2x_318\" style=\"left:69px;bottom:303px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments Unit Trusts - </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t2z_318\" style=\"left:313px;bottom:303px;display:inline;\">U </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t30_318\" style=\"left:382px;bottom:303px;letter-spacing:-0.01px;display:inline;\">64.89% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t2y_318\" style=\"left:69px;bottom:288px;letter-spacing:-0.01px;display:inline;\">Singapore Select Bond Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t31_318\" style=\"left:69px;bottom:268px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments Vietnam Navigator </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t33_318\" style=\"left:313px;bottom:268px;display:inline;\">U </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t34_318\" style=\"left:382px;bottom:268px;letter-spacing:-0.01px;display:inline;\">77.52% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t35_318\" style=\"left:451px;bottom:268px;letter-spacing:-0.01px;display:inline;\">23rd Floor, Saigon Trade Center Building, 37 Ton Duc Thang Street, </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t32_318\" style=\"left:69px;bottom:252px;letter-spacing:-0.01px;display:inline;\">Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t36_318\" style=\"left:451px;bottom:252px;letter-spacing:-0.01px;display:inline;\">Ben Nghe Ward, District 1, Ho Chi Minh City, Vietnam </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t37_318\" style=\"left:69px;bottom:232px;letter-spacing:-0.01px;display:inline;\">Eastspring Overseas Investment Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t39_318\" style=\"left:313px;bottom:232px;letter-spacing:-0.01px;display:inline;\">MI - WFOE </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t3a_318\" style=\"left:382px;bottom:232px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t3b_318\" style=\"left:451px;bottom:232px;letter-spacing:-0.01px;display:inline;\">Unit 306-308, 3rd Floor, 1233 Lujiazui Ring Road, China (Shanghai) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t38_318\" style=\"left:69px;bottom:217px;letter-spacing:-0.01px;display:inline;\">Management (Shanghai) Company Limited </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t3c_318\" style=\"left:451px;bottom:217px;letter-spacing:-0.01px;display:inline;\">Pilot Free Trade Zone, China </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t3d_318\" style=\"left:69px;bottom:197px;letter-spacing:-0.01px;display:inline;\">Eastspring Private Equity Fund 2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t3e_318\" style=\"left:313px;bottom:197px;display:inline;\">U </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t3f_318\" style=\"left:382px;bottom:197px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t3g_318\" style=\"left:451px;bottom:197px;letter-spacing:-0.01px;display:inline;\">10 Marina Boulevard, #32-01, Marina Bay Financial Centre Tower 2, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t3h_318\" style=\"left:451px;bottom:181px;letter-spacing:-0.01px;display:inline;\">Singapore 018983 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t3i_318\" style=\"left:69px;bottom:161px;letter-spacing:-0.01px;display:inline;\">Eastspring Securities Investment Trust Co., </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t3k_318\" style=\"left:313px;bottom:161px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t3l_318\" style=\"left:382px;bottom:161px;letter-spacing:-0.01px;display:inline;\">99.54% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t3m_318\" style=\"left:451px;bottom:161px;letter-spacing:-0.01px;display:inline;\">4th Floor, No.1 Songzhi Road, Taipei 110, Taiwan </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t3j_318\" style=\"left:69px;bottom:146px;letter-spacing:-0.01px;display:inline;\">Ltd. </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t3n_318\" style=\"left:69px;bottom:126px;letter-spacing:-0.01px;display:inline;\">Eastspring Singapore Alternatives VCC </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t3o_318\" style=\"left:313px;bottom:126px;display:inline;\">U </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t3p_318\" style=\"left:382px;bottom:126px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t3q_318\" style=\"left:451px;bottom:126px;letter-spacing:-0.01px;display:inline;\">10 Marina Boulevard, #32-01, Marina Bay Financial Centre, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled tcs-selected emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_318\" id=\"t3r_318\" style=\"left:451px;bottom:110px;letter-spacing:-0.01px;display:inline;\">Singapore 018983 </div></td></tr>\n                                        </table><div></div><table>\n                                            <tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_319\" id=\"t3v_319\" style=\"left:91px;bottom:1119px;letter-spacing:0.08px;display:inline;\">Name of entity </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_319\" id=\"t3w_319\" style=\"left:335px;bottom:1119px;letter-spacing:0.06px;word-spacing:0.01px;display:inline;\">Classes of </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_319\" id=\"t3y_319\" style=\"left:403px;bottom:1119px;letter-spacing:0.07px;display:inline;\">Proportion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_319\" id=\"t40_319\" style=\"left:472px;bottom:1119px;letter-spacing:0.07px;display:inline;\">Registered office address </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_319\" id=\"t3x_319\" style=\"left:335px;bottom:1109px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">shares held </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_319\" id=\"t3z_319\" style=\"left:403px;bottom:1109px;letter-spacing:0.08px;display:inline;\">held </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t1_319\" style=\"left:91px;bottom:1088px;letter-spacing:-0.01px;display:inline;\">Eastspring Syariah Equity Islamic Asia Pacific </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t3_319\" style=\"left:335px;bottom:1088px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t4_319\" style=\"left:403px;bottom:1088px;letter-spacing:-0.01px;display:inline;\">86.25% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t5_319\" style=\"left:472px;bottom:1088px;letter-spacing:-0.01px;display:inline;\">Prudential Tower, 23rd Floor, Jl. Jend. Sudirman Kav.79, Jakarta </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t2_319\" style=\"left:91px;bottom:1073px;letter-spacing:-0.01px;display:inline;\">USD Kelas B </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t6_319\" style=\"left:472px;bottom:1073px;letter-spacing:-0.01px;display:inline;\">12910, Indonesia </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t7_319\" style=\"left:91px;bottom:1053px;letter-spacing:-0.01px;display:inline;\">Eastspring Syariah Fixed Income USD Kelas </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t9_319\" style=\"left:335px;bottom:1053px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"ta_319\" style=\"left:403px;bottom:1053px;letter-spacing:-0.01px;display:inline;\">63.13% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t8_319\" style=\"left:91px;bottom:1037px;display:inline;\">A </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"tb_319\" style=\"left:91px;bottom:1017px;letter-spacing:-0.01px;display:inline;\">First Sentier Global Property Securities Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"tc_319\" style=\"left:335px;bottom:1017px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"td_319\" style=\"left:403px;bottom:1017px;letter-spacing:-0.01px;display:inline;\">74.35% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"te_319\" style=\"left:472px;bottom:1017px;letter-spacing:-0.01px;display:inline;\">38 Beach Road, #06-11 South Beach Tower, Singapore 189767 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"tf_319\" style=\"left:91px;bottom:982px;letter-spacing:-0.01px;display:inline;\">FSITC GLOBAL TRENDS FUND </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"tg_319\" style=\"left:335px;bottom:982px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"th_319\" style=\"left:403px;bottom:982px;letter-spacing:-0.01px;display:inline;\">24.31% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"ti_319\" style=\"left:472px;bottom:982px;letter-spacing:-0.01px;display:inline;\">1st Floor, No.6, Sec. 3 ,Minquan West Rd, Taipei </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"tj_319\" style=\"left:91px;bottom:946px;letter-spacing:-0.01px;display:inline;\">FSSA China Focus Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"tk_319\" style=\"left:335px;bottom:946px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"tl_319\" style=\"left:403px;bottom:946px;letter-spacing:-0.01px;display:inline;\">65.21% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"tm_319\" style=\"left:472px;bottom:946px;letter-spacing:-0.01px;display:inline;\">70 Sir John Rogerson\u2019s Quay, Dublin 2, D02 R296 Ireland </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"tn_319\" style=\"left:91px;bottom:911px;letter-spacing:-0.01px;display:inline;\">Fubon 1-5 Years US High Yield Bond Ex </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"tp_319\" style=\"left:335px;bottom:911px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"tq_319\" style=\"left:403px;bottom:911px;letter-spacing:-0.01px;display:inline;\">42.48% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"tr_319\" style=\"left:472px;bottom:911px;letter-spacing:-0.01px;display:inline;\">8th Floor, No.108, Sec.1, Dunhua South. Rd., Taipei, Taiwan </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"to_319\" style=\"left:91px;bottom:895px;letter-spacing:-0.01px;display:inline;\">China </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"ts_319\" style=\"left:91px;bottom:875px;letter-spacing:-0.01px;display:inline;\">Fubon Global Investment Grade Bond Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"tt_319\" style=\"left:335px;bottom:875px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"tu_319\" style=\"left:403px;bottom:875px;letter-spacing:-0.01px;display:inline;\">57.59% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"tv_319\" style=\"left:91px;bottom:840px;letter-spacing:-0.01px;display:inline;\">Fuh Hwa 1-5 Yr High Yield ETF </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"tw_319\" style=\"left:335px;bottom:840px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"tx_319\" style=\"left:403px;bottom:840px;letter-spacing:-0.01px;display:inline;\">44.38% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"ty_319\" style=\"left:472px;bottom:840px;letter-spacing:-0.01px;display:inline;\">8th &amp; 9th Floor, No.308, Sec. 2, Bade Rd., Da-an District </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"tz_319\" style=\"left:91px;bottom:804px;letter-spacing:-0.01px;display:inline;\">Furnival Insurance Company PCC Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t10_319\" style=\"left:335px;bottom:804px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t11_319\" style=\"left:403px;bottom:804px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t12_319\" style=\"left:472px;bottom:804px;letter-spacing:-0.01px;display:inline;\">PO Box 155, Mill Court, La Charroterie, St Peter Port, GY1 4ET, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t13_319\" style=\"left:472px;bottom:789px;letter-spacing:-0.01px;display:inline;\">Guernsey </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t14_319\" style=\"left:91px;bottom:769px;letter-spacing:-0.01px;display:inline;\">GIS Total Return Bond Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t15_319\" style=\"left:335px;bottom:769px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t16_319\" style=\"left:403px;bottom:769px;letter-spacing:-0.01px;display:inline;\">25.22% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t17_319\" style=\"left:472px;bottom:769px;letter-spacing:-0.01px;display:inline;\">78 Sir John Rogerson's Quay, Dublin, D02 HD32, Ireland </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t18_319\" style=\"left:91px;bottom:749px;letter-spacing:-0.01px;display:inline;\">GS Twenty Two Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t19_319\" style=\"left:335px;bottom:749px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t1a_319\" style=\"left:403px;bottom:749px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t1b_319\" style=\"left:472px;bottom:749px;letter-spacing:-0.01px;display:inline;\">1 Angel Court, London, EC2R 7AG, United Kingdom </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t1c_319\" style=\"left:91px;bottom:730px;letter-spacing:-0.01px;display:inline;\">HSBC Senior Global Infrastructure Debt Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t1d_319\" style=\"left:335px;bottom:730px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t1e_319\" style=\"left:403px;bottom:730px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t1f_319\" style=\"left:472px;bottom:730px;letter-spacing:-0.01px;display:inline;\">8 Canada Square, London, E14 5HQ, United Kingdom </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t1g_319\" style=\"left:91px;bottom:710px;letter-spacing:-0.01px;display:inline;\">ICICI Prudential Asset Management </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t1i_319\" style=\"left:335px;bottom:710px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t1j_319\" style=\"left:403px;bottom:710px;letter-spacing:-0.01px;display:inline;\">49.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t1k_319\" style=\"left:472px;bottom:710px;letter-spacing:-0.01px;display:inline;\">12th Floor, Narain Manzil, 23, Barakhamba Road, New Delhi </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t1h_319\" style=\"left:91px;bottom:695px;letter-spacing:-0.01px;display:inline;\">Company Limited </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t1l_319\" style=\"left:472px;bottom:695px;letter-spacing:-0.01px;display:inline;\">110001, India </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t1m_319\" style=\"left:91px;bottom:675px;letter-spacing:-0.01px;display:inline;\">ICICI Prudential Life Insurance Company </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t1o_319\" style=\"left:335px;bottom:675px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t1p_319\" style=\"left:403px;bottom:675px;letter-spacing:-0.01px;display:inline;\">22.05% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t1q_319\" style=\"left:472px;bottom:675px;letter-spacing:-0.01px;display:inline;\">ICICI PruLife Towers, 1089 Appasaheb Marathe Marg, Prabhadevi, </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t1n_319\" style=\"left:91px;bottom:659px;letter-spacing:-0.01px;display:inline;\">Limited </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t1r_319\" style=\"left:472px;bottom:659px;letter-spacing:-0.01px;display:inline;\">Mumbai 400025, India </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t1s_319\" style=\"left:91px;bottom:639px;letter-spacing:-0.01px;display:inline;\">ICICI Prudential Pension Funds </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t1u_319\" style=\"left:335px;bottom:639px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t1v_319\" style=\"left:403px;bottom:639px;letter-spacing:-0.01px;display:inline;\">22.05% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t1t_319\" style=\"left:91px;bottom:624px;letter-spacing:-0.01px;display:inline;\">Management Company Limited </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t1w_319\" style=\"left:91px;bottom:604px;letter-spacing:-0.01px;display:inline;\">ICICI Prudential Trust Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t1x_319\" style=\"left:335px;bottom:604px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t1y_319\" style=\"left:403px;bottom:604px;letter-spacing:-0.01px;display:inline;\">49.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t1z_319\" style=\"left:472px;bottom:604px;letter-spacing:-0.01px;display:inline;\">12th Floor, Narain Manzil, 23, Barakhamba Road, New Delhi </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t20_319\" style=\"left:472px;bottom:588px;letter-spacing:-0.01px;display:inline;\">110001, India </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t21_319\" style=\"left:91px;bottom:568px;letter-spacing:-0.01px;display:inline;\">India Innovation High Growth EQ QII </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t22_319\" style=\"left:335px;bottom:568px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t23_319\" style=\"left:403px;bottom:568px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t24_319\" style=\"left:472px;bottom:568px;letter-spacing:-0.01px;display:inline;\">Eastspring Investments Limited, Marunouchi Park Bldg., 2-6-1 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t25_319\" style=\"left:472px;bottom:552px;letter-spacing:-0.01px;display:inline;\">Marunochi, Chiyoda-ku, Tokyo, Japan 100-6905 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t26_319\" style=\"left:91px;bottom:533px;letter-spacing:-0.01px;display:inline;\">Invesco Fixed Maturity Selective Emerging </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t28_319\" style=\"left:335px;bottom:533px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t29_319\" style=\"left:403px;bottom:533px;letter-spacing:-0.01px;display:inline;\">98.42% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t2a_319\" style=\"left:472px;bottom:533px;letter-spacing:-0.01px;display:inline;\">8th Floor, No 122, Tung Hua N. Rd. Taipei, Taiwan </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t27_319\" style=\"left:91px;bottom:517px;letter-spacing:-0.01px;display:inline;\">Market Bonds 2024 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t2b_319\" style=\"left:91px;bottom:497px;letter-spacing:-0.01px;display:inline;\">Invesco Select 6 Year Maturity Global Bond </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t2d_319\" style=\"left:335px;bottom:497px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t2e_319\" style=\"left:403px;bottom:497px;letter-spacing:-0.01px;display:inline;\">98.69% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t2c_319\" style=\"left:91px;bottom:481px;letter-spacing:-0.01px;display:inline;\">Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t2f_319\" style=\"left:91px;bottom:462px;letter-spacing:-0.01px;display:inline;\">iShares Global High Yield Corp Bond UCITS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t2h_319\" style=\"left:335px;bottom:462px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t2i_319\" style=\"left:403px;bottom:462px;letter-spacing:-0.01px;display:inline;\">55.25% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t2j_319\" style=\"left:472px;bottom:462px;letter-spacing:-0.01px;display:inline;\">200 Capital Dock, 79 Sir John Rogerson\u2019s Quay, Dublin 2, Ireland </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t2g_319\" style=\"left:91px;bottom:446px;letter-spacing:-0.01px;display:inline;\">ETF </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t2k_319\" style=\"left:91px;bottom:426px;letter-spacing:-0.01px;display:inline;\">iShares MSCI Asia ex Japan Climate Action </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t2m_319\" style=\"left:335px;bottom:426px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t2n_319\" style=\"left:403px;bottom:426px;letter-spacing:-0.01px;display:inline;\">73.52% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t2o_319\" style=\"left:472px;bottom:426px;letter-spacing:-0.01px;display:inline;\">20 Anson Road, #18-01 Twenty Anson, Singapore 079912 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t2l_319\" style=\"left:91px;bottom:410px;letter-spacing:-0.01px;display:inline;\">ETF </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t2p_319\" style=\"left:91px;bottom:390px;letter-spacing:-0.01px;display:inline;\">JPMorgan Investment Funds - Japan </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t2r_319\" style=\"left:335px;bottom:390px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t2s_319\" style=\"left:403px;bottom:390px;letter-spacing:-0.01px;display:inline;\">62.01% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t2t_319\" style=\"left:472px;bottom:390px;letter-spacing:-0.01px;display:inline;\">6 route de Tr\u00e8ves, L-2633 Senningerberg, Grand Duchy of </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t2q_319\" style=\"left:91px;bottom:375px;letter-spacing:-0.01px;display:inline;\">Sustainable Equity Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t2u_319\" style=\"left:472px;bottom:375px;letter-spacing:-0.01px;display:inline;\">Luxembourg </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t2v_319\" style=\"left:91px;bottom:355px;letter-spacing:-0.01px;display:inline;\">KKP ACTIVE EQUITY FUND </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t2w_319\" style=\"left:335px;bottom:355px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t2x_319\" style=\"left:403px;bottom:355px;letter-spacing:-0.01px;display:inline;\">31.54% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t2y_319\" style=\"left:472px;bottom:355px;letter-spacing:-0.01px;display:inline;\">209 KKP Tower A, 17 Fl., Sukhumvit 21 (Asoke), Khlong Toey Nua, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t2z_319\" style=\"left:472px;bottom:339px;letter-spacing:-0.01px;display:inline;\">Wattana, Bangkok 10110 Thailand </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t30_319\" style=\"left:91px;bottom:319px;letter-spacing:-0.01px;display:inline;\">Krungsri Greater China Equity Hedged </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t32_319\" style=\"left:335px;bottom:319px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t33_319\" style=\"left:403px;bottom:319px;letter-spacing:-0.01px;display:inline;\">28.12% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t34_319\" style=\"left:472px;bottom:319px;letter-spacing:-0.01px;display:inline;\">12th, 18th Zone B Floor, Ploenchit Tower 898 Ploenchit Road, </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t31_319\" style=\"left:91px;bottom:304px;letter-spacing:-0.01px;display:inline;\">Dividend Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t35_319\" style=\"left:472px;bottom:304px;letter-spacing:-0.01px;display:inline;\">Lumpini Pathumwan, Bangkok 10330 Thailand </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t36_319\" style=\"left:91px;bottom:284px;letter-spacing:-0.01px;display:inline;\">Lasalle Property Securities SICAV-FIS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t37_319\" style=\"left:335px;bottom:284px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t38_319\" style=\"left:403px;bottom:284px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t39_319\" style=\"left:472px;bottom:284px;letter-spacing:-0.01px;display:inline;\">11-13 Bouldevard de la Foire, L-1528 Luxembourg </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t3a_319\" style=\"left:91px;bottom:248px;letter-spacing:-0.01px;display:inline;\">M&amp;G Asia Property TS Trust </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t3b_319\" style=\"left:335px;bottom:248px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t3c_319\" style=\"left:403px;bottom:248px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t3d_319\" style=\"left:472px;bottom:248px;letter-spacing:-0.01px;display:inline;\">138 Market Street, CapitaGreen #35-01, Singapore 048946 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t3e_319\" style=\"left:91px;bottom:213px;letter-spacing:-0.01px;display:inline;\">M&amp;G Real Estate Asia Holding Company Pte. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t3g_319\" style=\"left:335px;bottom:213px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t3h_319\" style=\"left:403px;bottom:213px;letter-spacing:-0.01px;display:inline;\">33.00% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t3f_319\" style=\"left:91px;bottom:197px;letter-spacing:-0.01px;display:inline;\">Ltd. </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t3i_319\" style=\"left:91px;bottom:177px;letter-spacing:-0.01px;display:inline;\">Manulife Asia Pacific Bond Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t3j_319\" style=\"left:335px;bottom:177px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t3k_319\" style=\"left:403px;bottom:177px;letter-spacing:-0.01px;display:inline;\">82.22% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t3l_319\" style=\"left:472px;bottom:177px;letter-spacing:-0.01px;display:inline;\">9th Floor, No 89 Son Ren Road, Taipei, Taiwan </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t3m_319\" style=\"left:91px;bottom:142px;letter-spacing:-0.01px;display:inline;\">Manulife AUD Income Bond Fund-A(CNY-H) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t3n_319\" style=\"left:335px;bottom:142px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t3o_319\" style=\"left:403px;bottom:142px;letter-spacing:-0.01px;display:inline;\">30.73% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t3p_319\" style=\"left:91px;bottom:106px;letter-spacing:-0.01px;display:inline;\">Manulife China Offshore Bond Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t3q_319\" style=\"left:335px;bottom:106px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t3r_319\" style=\"left:403px;bottom:106px;letter-spacing:-0.01px;display:inline;\">32.48% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t3s_319\" style=\"left:91px;bottom:87px;letter-spacing:-0.01px;display:inline;\">Manulife Taiwan Dynamic Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t3t_319\" style=\"left:335px;bottom:87px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_319\" id=\"t3u_319\" style=\"left:403px;bottom:87px;letter-spacing:-0.01px;display:inline;\">26.11% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr>\n                                        </table><div></div><table>\n                                            <tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_320\" id=\"t3o_320\" style=\"left:69px;bottom:1119px;letter-spacing:0.08px;display:inline;\">Name of entity </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_320\" id=\"t3p_320\" style=\"left:313px;bottom:1119px;letter-spacing:0.06px;word-spacing:0.01px;display:inline;\">Classes of </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_320\" id=\"t3r_320\" style=\"left:382px;bottom:1119px;letter-spacing:0.07px;display:inline;\">Proportion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_320\" id=\"t3t_320\" style=\"left:451px;bottom:1119px;letter-spacing:0.07px;display:inline;\">Registered office address </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_320\" id=\"t3q_320\" style=\"left:313px;bottom:1109px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">shares held </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_320\" id=\"t3s_320\" style=\"left:382px;bottom:1109px;letter-spacing:0.08px;display:inline;\">held </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t1_320\" style=\"left:69px;bottom:1088px;letter-spacing:-0.01px;display:inline;\">Nomura Six Years Fixed Maturity Asia Pacific </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t3_320\" style=\"left:313px;bottom:1088px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t4_320\" style=\"left:382px;bottom:1088px;letter-spacing:-0.01px;display:inline;\">98.98% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t5_320\" style=\"left:451px;bottom:1088px;letter-spacing:-0.01px;display:inline;\">101 Tower, 30th Floor, No. 7 Sec. 5, Xinyi Rd., Xinyi Dist., Taipei, </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t2_320\" style=\"left:69px;bottom:1073px;letter-spacing:-0.01px;display:inline;\">Emerging Market Bond Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t6_320\" style=\"left:451px;bottom:1073px;letter-spacing:-0.01px;display:inline;\">Taiwan </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t7_320\" style=\"left:69px;bottom:1053px;letter-spacing:-0.01px;display:inline;\">Nomura Six Years Fixed Maturity Emerging </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t9_320\" style=\"left:313px;bottom:1053px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"ta_320\" style=\"left:382px;bottom:1053px;letter-spacing:-0.01px;display:inline;\">40.50% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t8_320\" style=\"left:69px;bottom:1037px;letter-spacing:-0.01px;display:inline;\">Market Bond Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"tb_320\" style=\"left:69px;bottom:1017px;letter-spacing:-0.01px;display:inline;\">Nomura Six Years Ladder Maturity Asia </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"td_320\" style=\"left:313px;bottom:1017px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"te_320\" style=\"left:382px;bottom:1017px;letter-spacing:-0.01px;display:inline;\">98.40% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"tc_320\" style=\"left:69px;bottom:1002px;letter-spacing:-0.01px;display:inline;\">Pacific Emerging Market Bond Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"tf_320\" style=\"left:69px;bottom:982px;letter-spacing:-0.01px;display:inline;\">North Sathorn Holdings Company Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"tg_320\" style=\"left:313px;bottom:982px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"th_320\" style=\"left:382px;bottom:982px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"ti_320\" style=\"left:447px;bottom:982px;letter-spacing:-0.01px;display:inline;\">No. 63, Athenee Tower, 34th Floor, Wireless Road, Lumpini </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"tj_320\" style=\"left:447px;bottom:966px;letter-spacing:-0.01px;display:inline;\">Subdistrict Pathumwan District, Bangkok Metropolis, Thailand </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"tk_320\" style=\"left:69px;bottom:946px;letter-spacing:-0.01px;display:inline;\">PCA IP Services Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"tl_320\" style=\"left:313px;bottom:946px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"tm_320\" style=\"left:382px;bottom:946px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"tn_320\" style=\"left:447px;bottom:946px;letter-spacing:-0.01px;display:inline;\">13th Floor, One International Finance Centre, 1 Harbour View Street, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"to_320\" style=\"left:447px;bottom:931px;letter-spacing:-0.01px;display:inline;\">Central, Hong Kong </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"tp_320\" style=\"left:69px;bottom:911px;letter-spacing:-0.01px;display:inline;\">PCA Life Assurance Co., Ltd. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"tq_320\" style=\"left:313px;bottom:911px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"tr_320\" style=\"left:382px;bottom:911px;letter-spacing:-0.01px;display:inline;\">99.79% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"ts_320\" style=\"left:447px;bottom:911px;letter-spacing:-0.01px;display:inline;\">8th Floor, No.1 Songzhi Road, Taipei City, 11047, Taiwan </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"tt_320\" style=\"left:69px;bottom:875px;letter-spacing:-0.01px;display:inline;\">PCA Reinsurance Co. Ltd. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"tu_320\" style=\"left:313px;bottom:875px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"tv_320\" style=\"left:382px;bottom:875px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"tw_320\" style=\"left:447px;bottom:875px;letter-spacing:-0.01px;display:inline;\">Unit Level 13(A), Main Office Tower, Financial Park Labuan, Jalan </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"tx_320\" style=\"left:447px;bottom:860px;letter-spacing:-0.01px;display:inline;\">Merdeka, 87000 Federal Territory of Labuan, Malaysia </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"ty_320\" style=\"left:69px;bottom:840px;letter-spacing:-0.01px;display:inline;\">PineBridge US Dual Core Income Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"tz_320\" style=\"left:313px;bottom:840px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t10_320\" style=\"left:382px;bottom:840px;letter-spacing:-0.01px;display:inline;\">27.97% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t11_320\" style=\"left:447px;bottom:840px;letter-spacing:-0.01px;display:inline;\">10th Floor, No. 144, Sec. 2, Minquan East Rd, Taipei </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t12_320\" style=\"left:69px;bottom:804px;letter-spacing:-0.01px;display:inline;\">PLUK Agents Savings Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t13_320\" style=\"left:313px;bottom:804px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t14_320\" style=\"left:382px;bottom:804px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t15_320\" style=\"left:447px;bottom:804px;letter-spacing:-0.01px;display:inline;\">8th Floor, 8 Rockwell, Rockwell Drive, Rockwell Center, Makati City </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t16_320\" style=\"left:69px;bottom:769px;letter-spacing:-0.01px;display:inline;\">Principal Global Silver Age Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t17_320\" style=\"left:313px;bottom:769px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t18_320\" style=\"left:382px;bottom:769px;letter-spacing:-0.01px;display:inline;\">31.05% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t19_320\" style=\"left:447px;bottom:769px;letter-spacing:-0.01px;display:inline;\">44, 16th Floor, CIMB Thai Bank, Lungsuan Road, Lumpini, Bangkok </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t1a_320\" style=\"left:447px;bottom:753px;letter-spacing:-0.01px;display:inline;\">10330, Thailand </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t1b_320\" style=\"left:69px;bottom:733px;letter-spacing:-0.01px;display:inline;\">Pru Life Insurance Corporation of U.K. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t1c_320\" style=\"left:313px;bottom:733px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t1d_320\" style=\"left:382px;bottom:733px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t1e_320\" style=\"left:451px;bottom:733px;letter-spacing:-0.01px;display:inline;\">9th Floor, Uptown Place Tower 1, 1 East 11th Drive, Uptown </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t1f_320\" style=\"left:451px;bottom:717px;letter-spacing:-0.01px;display:inline;\">Bonifacio, 1634 Taguig City, Metro Manila, Philippines </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t1g_320\" style=\"left:69px;bottom:698px;letter-spacing:-0.01px;display:inline;\">Pru Life UK Asset Management and Trust </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t1i_320\" style=\"left:313px;bottom:698px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t1j_320\" style=\"left:382px;bottom:698px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t1h_320\" style=\"left:69px;bottom:682px;letter-spacing:-0.01px;display:inline;\">Corporation </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t1k_320\" style=\"left:69px;bottom:662px;letter-spacing:-0.01px;display:inline;\">Prudence Foundation </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t1l_320\" style=\"left:313px;bottom:662px;letter-spacing:-0.01px;display:inline;\">LBG </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t1m_320\" style=\"left:382px;bottom:662px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t1n_320\" style=\"left:451px;bottom:662px;letter-spacing:-0.01px;display:inline;\">13th Floor, One International Finance Centre, 1 Harbour View Street, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t1o_320\" style=\"left:451px;bottom:646px;letter-spacing:-0.01px;display:inline;\">Central, Hong Kong </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t1p_320\" style=\"left:69px;bottom:627px;letter-spacing:-0.01px;display:inline;\">Prudential (Cambodia) Life Assurance Plc </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t1q_320\" style=\"left:313px;bottom:627px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t1r_320\" style=\"left:382px;bottom:627px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t1s_320\" style=\"left:451px;bottom:627px;letter-spacing:-0.01px;display:inline;\">VTrust Tower, Unit A B &amp;C, 3rd Floor, Tchecoslova Blvd (Street 169), </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t1t_320\" style=\"left:451px;bottom:611px;letter-spacing:-0.01px;display:inline;\">Sangkat Veal Vong, Khan 7 Makara, Phnom Penh, Cambodia </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t1u_320\" style=\"left:69px;bottom:591px;letter-spacing:-0.01px;display:inline;\">Prudential (US Holdco 1) Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t1v_320\" style=\"left:313px;bottom:591px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t1w_320\" style=\"left:382px;bottom:591px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t1x_320\" style=\"left:451px;bottom:591px;letter-spacing:-0.01px;display:inline;\">1 Angel Court, London, EC2R 7AG, United Kingdom </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t1y_320\" style=\"left:69px;bottom:555px;letter-spacing:-0.01px;display:inline;\">Prudential Africa Holdings Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t1z_320\" style=\"left:313px;bottom:555px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t20_320\" style=\"left:382px;bottom:555px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t21_320\" style=\"left:69px;bottom:520px;letter-spacing:-0.01px;display:inline;\">Prudential Africa Services Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t22_320\" style=\"left:313px;bottom:520px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t23_320\" style=\"left:382px;bottom:520px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t24_320\" style=\"left:451px;bottom:520px;letter-spacing:-0.01px;display:inline;\">3rd Floor, One Africa Place, LR. No. 1870/X/45, P.O. Box </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t25_320\" style=\"left:451px;bottom:504px;letter-spacing:-0.01px;display:inline;\">25093-00100, Westlands, Nairobi, Kenya </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t26_320\" style=\"left:69px;bottom:484px;letter-spacing:-0.01px;display:inline;\">Prudential Assurance Company Singapore </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t28_320\" style=\"left:313px;bottom:484px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t29_320\" style=\"left:382px;bottom:484px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t2a_320\" style=\"left:451px;bottom:484px;letter-spacing:-0.01px;display:inline;\">30 Cecil Street, #30-01 Prudential Tower, Singapore 049712 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t27_320\" style=\"left:69px;bottom:469px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">(Pte) Limited </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t2b_320\" style=\"left:69px;bottom:449px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Prudential Assurance Malaysia Berhad* </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t2c_320\" style=\"left:313px;bottom:449px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t2d_320\" style=\"left:382px;bottom:449px;letter-spacing:-0.01px;display:inline;\">51.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t2e_320\" style=\"left:451px;bottom:449px;letter-spacing:-0.01px;display:inline;\">Level 26, Menara Prudential, Persiaran TRX Barat, 55188 Tun Razak </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t2f_320\" style=\"left:451px;bottom:433px;letter-spacing:-0.01px;display:inline;\">Exchange, Kuala Lumpur, Malaysia </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t2g_320\" style=\"left:69px;bottom:413px;letter-spacing:-0.01px;display:inline;\">Prudential Assurance Uganda Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t2h_320\" style=\"left:313px;bottom:413px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t2i_320\" style=\"left:382px;bottom:413px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t2j_320\" style=\"left:451px;bottom:413px;letter-spacing:-0.01px;display:inline;\">9th Floor Zebra Plaza, Plot 23 Kampala Road, P.O. Box 2660, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t2k_320\" style=\"left:451px;bottom:398px;letter-spacing:-0.01px;display:inline;\">Kampala, Uganda </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t2l_320\" style=\"left:69px;bottom:378px;letter-spacing:-0.01px;display:inline;\">Prudential BeGeneral Insurance C\u00f4te </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t2n_320\" style=\"left:313px;bottom:378px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t2o_320\" style=\"left:382px;bottom:378px;letter-spacing:-0.01px;display:inline;\">51.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t2p_320\" style=\"left:451px;bottom:378px;letter-spacing:-0.01px;display:inline;\">Abidjan Plateau, Avenue Nogu\u00e8s, Immeuble Woodin Center, 1er </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t2m_320\" style=\"left:69px;bottom:362px;letter-spacing:-0.01px;display:inline;\">d'Ivoire S.A. </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t2q_320\" style=\"left:451px;bottom:362px;letter-spacing:-0.01px;display:inline;\">\u00e9tage, 01 P.O. BOX 5173, Abidjan 01, C\u00f4te d'Ivoire </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t2r_320\" style=\"left:69px;bottom:342px;letter-spacing:-0.01px;display:inline;\">Prudential Belife Insurance C\u00f4te d'Ivoire S.A. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t2s_320\" style=\"left:313px;bottom:342px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t2t_320\" style=\"left:382px;bottom:342px;letter-spacing:-0.01px;display:inline;\">51.00% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t2u_320\" style=\"left:69px;bottom:307px;letter-spacing:-0.01px;display:inline;\">Prudential Beneficial General Insurance </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t2w_320\" style=\"left:313px;bottom:307px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t2x_320\" style=\"left:382px;bottom:307px;letter-spacing:-0.01px;display:inline;\">50.71% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t2y_320\" style=\"left:451px;bottom:307px;letter-spacing:-0.01px;display:inline;\">1944, Boulevard de la R\u00e9publique Douala-Akwa, P.O. BOX 2328, </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t2v_320\" style=\"left:69px;bottom:291px;letter-spacing:-0.01px;display:inline;\">Cameroon S.A. </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t2z_320\" style=\"left:451px;bottom:291px;letter-spacing:-0.01px;display:inline;\">Douala, Cameroon </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t30_320\" style=\"left:69px;bottom:271px;letter-spacing:-0.01px;display:inline;\">Prudential Beneficial Life Insurance </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t32_320\" style=\"left:313px;bottom:271px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t33_320\" style=\"left:382px;bottom:271px;letter-spacing:-0.01px;display:inline;\">51.00% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t31_320\" style=\"left:69px;bottom:256px;letter-spacing:-0.01px;display:inline;\">Cameroon S.A. </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t34_320\" style=\"left:69px;bottom:236px;letter-spacing:-0.01px;display:inline;\">Prudential Beneficial Life Insurance Togo </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t36_320\" style=\"left:313px;bottom:236px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t37_320\" style=\"left:382px;bottom:236px;letter-spacing:-0.01px;display:inline;\">50.99% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t38_320\" style=\"left:451px;bottom:236px;letter-spacing:-0.01px;display:inline;\">2963 Rue de la Chance Agbalepedogan, P.O. Box 1115, Lome, Togo </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t35_320\" style=\"left:69px;bottom:220px;letter-spacing:-0.01px;display:inline;\">S.A. </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t39_320\" style=\"left:69px;bottom:200px;letter-spacing:-0.01px;display:inline;\">Prudential BSN Takaful Berhad </div> <div class=\"t s1_320\" id=\"t3a_320\" style=\"left:233px;bottom:208px;display:inline;\">\u2020 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t3b_320\" style=\"left:313px;bottom:200px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t3c_320\" style=\"left:382px;bottom:200px;letter-spacing:-0.01px;display:inline;\">49.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t3d_320\" style=\"left:451px;bottom:200px;letter-spacing:-0.01px;display:inline;\">Level 26, Menara Prudential, Persiaran TRX Barat, 55188 Tun Razak </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t3e_320\" style=\"left:451px;bottom:185px;letter-spacing:-0.01px;display:inline;\">Exchange, Kuala Lumpur, Malaysia </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t3f_320\" style=\"left:69px;bottom:165px;letter-spacing:-0.01px;display:inline;\">Prudential Corporation Holdings Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t3g_320\" style=\"left:313px;bottom:165px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t3h_320\" style=\"left:382px;bottom:165px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t3i_320\" style=\"left:451px;bottom:165px;letter-spacing:-0.01px;display:inline;\">1 Angel Court, London, EC2R 7AG, United Kingdom </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t3j_320\" style=\"left:69px;bottom:129px;letter-spacing:-0.01px;display:inline;\">Prudential Financial Advisers Singapore Pte. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t3l_320\" style=\"left:313px;bottom:129px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t3m_320\" style=\"left:382px;bottom:129px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t3n_320\" style=\"left:451px;bottom:129px;letter-spacing:-0.01px;display:inline;\">30 Cecil Street, #30-01 Prudential Tower, Singapore 049712 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_320\" id=\"t3k_320\" style=\"left:69px;bottom:114px;letter-spacing:-0.01px;display:inline;\">Ltd. </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr>\n                                        </table><div></div><table>\n                                            <tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_321\" id=\"t49_321\" style=\"left:91px;bottom:1119px;letter-spacing:0.08px;display:inline;\">Name of entity </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_321\" id=\"t4a_321\" style=\"left:335px;bottom:1119px;letter-spacing:0.06px;word-spacing:0.01px;display:inline;\">Classes of </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_321\" id=\"t4c_321\" style=\"left:403px;bottom:1119px;letter-spacing:0.07px;display:inline;\">Proportion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_321\" id=\"t4e_321\" style=\"left:472px;bottom:1119px;letter-spacing:0.07px;display:inline;\">Registered office address </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_321\" id=\"t4b_321\" style=\"left:335px;bottom:1109px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">shares held </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_321\" id=\"t4d_321\" style=\"left:403px;bottom:1109px;letter-spacing:0.08px;display:inline;\">held </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t1_321\" style=\"left:91px;bottom:1088px;letter-spacing:-0.01px;display:inline;\">Prudential Financial Partners (Asia) Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t2_321\" style=\"left:335px;bottom:1088px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t3_321\" style=\"left:403px;bottom:1088px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t4_321\" style=\"left:472px;bottom:1088px;letter-spacing:-0.01px;display:inline;\">1 Angel Court, London, EC2R 7AG, United Kingdom </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t5_321\" style=\"left:91px;bottom:1053px;letter-spacing:-0.01px;display:inline;\">Prudential Financial Partners HK Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t6_321\" style=\"left:335px;bottom:1053px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t7_321\" style=\"left:403px;bottom:1053px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t8_321\" style=\"left:472px;bottom:1053px;letter-spacing:-0.01px;display:inline;\">13th Floor, One International Finance Centre, 1 Harbour View Street, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t9_321\" style=\"left:472px;bottom:1037px;letter-spacing:-0.01px;display:inline;\">Central, Hong Kong </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"ta_321\" style=\"left:91px;bottom:1017px;letter-spacing:-0.01px;display:inline;\">Prudential Funding (Asia) PLC </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"tb_321\" style=\"left:335px;bottom:1017px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"tc_321\" style=\"left:403px;bottom:1017px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"td_321\" style=\"left:472px;bottom:1017px;letter-spacing:-0.01px;display:inline;\">1 Angel Court, London, EC2R 7AG, United Kingdom </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"te_321\" style=\"left:91px;bottom:982px;letter-spacing:-0.01px;display:inline;\">Prudential General Insurance Hong Kong </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"tg_321\" style=\"left:335px;bottom:982px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"th_321\" style=\"left:403px;bottom:982px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"ti_321\" style=\"left:472px;bottom:982px;letter-spacing:-0.01px;display:inline;\">59th Floor, One Island East, 18 Westlands Road, Quarry Bay, Hong </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"tf_321\" style=\"left:91px;bottom:966px;letter-spacing:-0.01px;display:inline;\">Limited </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"tj_321\" style=\"left:472px;bottom:966px;letter-spacing:-0.01px;display:inline;\">Kong </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"tk_321\" style=\"left:91px;bottom:946px;letter-spacing:-0.01px;display:inline;\">Prudential Group Secretarial Services HK </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"tm_321\" style=\"left:335px;bottom:946px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"tn_321\" style=\"left:403px;bottom:946px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"to_321\" style=\"left:472px;bottom:946px;letter-spacing:-0.01px;display:inline;\">13th Floor, One International Finance Centre, 1 Harbour View Street, </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"tl_321\" style=\"left:91px;bottom:931px;letter-spacing:-0.01px;display:inline;\">Limited </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"tp_321\" style=\"left:472px;bottom:931px;letter-spacing:-0.01px;display:inline;\">Central, Hong Kong </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"tq_321\" style=\"left:91px;bottom:911px;letter-spacing:-0.01px;display:inline;\">Prudential Group Secretarial Services Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"tr_321\" style=\"left:335px;bottom:911px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"ts_321\" style=\"left:403px;bottom:911px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"tt_321\" style=\"left:472px;bottom:911px;letter-spacing:-0.01px;display:inline;\">1 Angel Court, London, EC2R 7AG, United Kingdom </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"tu_321\" style=\"left:91px;bottom:875px;letter-spacing:-0.01px;display:inline;\">Prudential Holdings Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"tv_321\" style=\"left:335px;bottom:875px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"tw_321\" style=\"left:403px;bottom:875px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"tx_321\" style=\"left:472px;bottom:875px;letter-spacing:-0.01px;display:inline;\">4th Floor, Saltire Court, 20, Castle Terrace, Edinburgh, EH1 2EN, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"ty_321\" style=\"left:472px;bottom:860px;letter-spacing:-0.01px;display:inline;\">United Kingdom </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"tz_321\" style=\"left:91px;bottom:840px;letter-spacing:-0.01px;display:inline;\">Prudential Hong Kong Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t10_321\" style=\"left:335px;bottom:840px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t11_321\" style=\"left:403px;bottom:840px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t12_321\" style=\"left:472px;bottom:840px;letter-spacing:-0.01px;display:inline;\">59th Floor, One Island East, 18 Westlands Road, Quarry Bay, Hong </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t13_321\" style=\"left:472px;bottom:824px;letter-spacing:-0.01px;display:inline;\">Kong </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t14_321\" style=\"left:91px;bottom:804px;letter-spacing:-0.01px;display:inline;\">Prudential International Treasury Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t15_321\" style=\"left:335px;bottom:804px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t16_321\" style=\"left:403px;bottom:804px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t17_321\" style=\"left:472px;bottom:804px;letter-spacing:-0.01px;display:inline;\">13th Floor, One International Finance Centre, 1 Harbour View Street, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t18_321\" style=\"left:472px;bottom:789px;letter-spacing:-0.01px;display:inline;\">Central, Hong Kong </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t19_321\" style=\"left:91px;bottom:769px;letter-spacing:-0.01px;display:inline;\">Prudential Investment Management Private </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t1b_321\" style=\"left:335px;bottom:769px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t1c_321\" style=\"left:403px;bottom:769px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t1d_321\" style=\"left:472px;bottom:769px;letter-spacing:-0.01px;display:inline;\">7 Straits View #07-01, Marina One East Tower, Singapore 018936, </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t1a_321\" style=\"left:91px;bottom:753px;letter-spacing:-0.01px;display:inline;\">Limited </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t1e_321\" style=\"left:472px;bottom:753px;letter-spacing:-0.01px;display:inline;\">Singapore </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t1f_321\" style=\"left:91px;bottom:733px;letter-spacing:-0.01px;display:inline;\">Prudential IP Services Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t1g_321\" style=\"left:335px;bottom:733px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t1h_321\" style=\"left:403px;bottom:733px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t1i_321\" style=\"left:472px;bottom:733px;letter-spacing:-0.01px;display:inline;\">1 Angel Court, London, EC2R 7AG, United Kingdom </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t1j_321\" style=\"left:91px;bottom:714px;letter-spacing:-0.01px;display:inline;\">Prudential Life Assurance (Lao) Company </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t1l_321\" style=\"left:335px;bottom:714px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t1m_321\" style=\"left:403px;bottom:714px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t1n_321\" style=\"left:472px;bottom:714px;letter-spacing:-0.01px;display:inline;\">5th Floor, Lao international Business and Tourist Center Project </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t1k_321\" style=\"left:91px;bottom:698px;letter-spacing:-0.01px;display:inline;\">Limited </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t1o_321\" style=\"left:472px;bottom:698px;letter-spacing:-0.01px;display:inline;\">(Vientiane Center), Khouvieng Road, Nongchan Village, Sisattanak </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t1p_321\" style=\"left:472px;bottom:682px;letter-spacing:-0.01px;display:inline;\">District, Vientiane Capital, Lao PDR </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t1q_321\" style=\"left:91px;bottom:663px;letter-spacing:-0.01px;display:inline;\">Prudential Life Assurance (Thailand) Public </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t1s_321\" style=\"left:335px;bottom:663px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t1t_321\" style=\"left:403px;bottom:663px;letter-spacing:-0.01px;display:inline;\">99.93% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t1u_321\" style=\"left:472px;bottom:663px;letter-spacing:-0.01px;display:inline;\">944 Mitrtown Office Tower, 10th, 29th-31st Floor, Rama 4 Road, </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t1r_321\" style=\"left:91px;bottom:648px;letter-spacing:-0.01px;display:inline;\">Company Limited </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t1v_321\" style=\"left:472px;bottom:648px;letter-spacing:-0.01px;display:inline;\">Wangmai, Pathumwan, Bangkok, 10330, Thailand </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t1w_321\" style=\"left:91px;bottom:628px;letter-spacing:-0.01px;display:inline;\">Prudential Life Assurance Kenya Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t1x_321\" style=\"left:335px;bottom:628px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t1y_321\" style=\"left:403px;bottom:628px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t1z_321\" style=\"left:472px;bottom:628px;letter-spacing:-0.01px;display:inline;\">Vienna Court, Ground Floor, State House Crescent, Off State House </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t20_321\" style=\"left:472px;bottom:612px;letter-spacing:-0.01px;display:inline;\">Avenue, P.O. Box 25093-00603, Nairobi, Kenya </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t21_321\" style=\"left:91px;bottom:592px;letter-spacing:-0.01px;display:inline;\">Prudential Life Assurance Zambia Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t22_321\" style=\"left:335px;bottom:592px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t23_321\" style=\"left:403px;bottom:592px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t24_321\" style=\"left:472px;bottom:592px;letter-spacing:-0.01px;display:inline;\">Prudential House, Plot No. 32256, Thabo Mbeki Road, P.O. Box </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t25_321\" style=\"left:472px;bottom:577px;letter-spacing:-0.01px;display:inline;\">31357, Lusaka, Zambia </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t26_321\" style=\"left:91px;bottom:557px;letter-spacing:-0.01px;display:inline;\">Prudential Life Insurance Ghana Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t27_321\" style=\"left:335px;bottom:557px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t28_321\" style=\"left:403px;bottom:557px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t29_321\" style=\"left:472px;bottom:557px;letter-spacing:-0.01px;display:inline;\">H/NO. 35, Opp. Hobats Clinic, North Street, Tesano, Accra, Accra </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t2a_321\" style=\"left:472px;bottom:541px;letter-spacing:-0.01px;display:inline;\">Metropolitan, Greater Accra, P.O. Box AN 10476, Ghana </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t2b_321\" style=\"left:91px;bottom:521px;letter-spacing:-0.01px;display:inline;\">Prudential Life Vault Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t2c_321\" style=\"left:335px;bottom:521px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t2d_321\" style=\"left:403px;bottom:521px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t2e_321\" style=\"left:472px;bottom:521px;letter-spacing:-0.01px;display:inline;\">48 Awolowo Road, South-West Ikoyi, Lagos, Nigeria </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t2f_321\" style=\"left:91px;bottom:502px;letter-spacing:-0.01px;display:inline;\">Prudential Mauritius Holdings Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t2g_321\" style=\"left:335px;bottom:502px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t2h_321\" style=\"left:403px;bottom:502px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t2i_321\" style=\"left:472px;bottom:502px;letter-spacing:-0.01px;display:inline;\">3rd Floor, 355 NEX, Rue du Savoir, Cybercity Ebene 72201, Mauritius </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t2j_321\" style=\"left:91px;bottom:482px;letter-spacing:-0.01px;display:inline;\">Prudential Myanmar Life Insurance Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t2k_321\" style=\"left:335px;bottom:482px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t2l_321\" style=\"left:403px;bottom:482px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t2m_321\" style=\"left:472px;bottom:482px;letter-spacing:-0.01px;display:inline;\">#15-01, 15th Floor, Sule Square, 221 Sule Pagoda Road, Kyauktada </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t2n_321\" style=\"left:472px;bottom:467px;letter-spacing:-0.01px;display:inline;\">Township, Yangon, Myanmar </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t2o_321\" style=\"left:91px;bottom:447px;letter-spacing:-0.01px;display:inline;\">Prudential Pensions Management Zambia </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t2q_321\" style=\"left:335px;bottom:447px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t2r_321\" style=\"left:403px;bottom:447px;letter-spacing:-0.01px;display:inline;\">49.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t2s_321\" style=\"left:472px;bottom:447px;letter-spacing:-0.01px;display:inline;\">Prudential Pensions Management Zambia Limited Support Office, </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t2p_321\" style=\"left:91px;bottom:431px;letter-spacing:-0.01px;display:inline;\">Limited </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t2t_321\" style=\"left:472px;bottom:431px;letter-spacing:-0.01px;display:inline;\">Plot F/377/9/H/3, Kabulonga Road, Kabulonga, Lusaka </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t2u_321\" style=\"left:91px;bottom:411px;letter-spacing:-0.01px;display:inline;\">Prudential Services Asia Sdn. Bhd. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t2v_321\" style=\"left:335px;bottom:411px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t2w_321\" style=\"left:403px;bottom:411px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t2x_321\" style=\"left:472px;bottom:411px;letter-spacing:-0.01px;display:inline;\">Suite 1005, 10th Floor, Wisma Hamzah-Kwong Hing, No. 1 Leboh </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t2z_321\" style=\"left:335px;bottom:392px;letter-spacing:-0.02px;display:inline;\">PS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t30_321\" style=\"left:403px;bottom:392px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t2y_321\" style=\"left:472px;bottom:396px;letter-spacing:-0.01px;display:inline;\">Ampang, 50100 Kuala Lumpur, Malaysia </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t31_321\" style=\"left:91px;bottom:372px;letter-spacing:-0.01px;display:inline;\">Prudential Services Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t32_321\" style=\"left:335px;bottom:372px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t33_321\" style=\"left:403px;bottom:372px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t34_321\" style=\"left:472px;bottom:372px;letter-spacing:-0.01px;display:inline;\">1 Angel Court, London, EC2R 7AG, United Kingdom </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t35_321\" style=\"left:91px;bottom:353px;letter-spacing:-0.01px;display:inline;\">Prudential Services Philippines Corporation </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t36_321\" style=\"left:335px;bottom:353px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t37_321\" style=\"left:403px;bottom:353px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t38_321\" style=\"left:472px;bottom:353px;letter-spacing:-0.01px;display:inline;\">19th Floor Uptown Place Tower I East, 11th Drive Uptown Bonifacio </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t39_321\" style=\"left:472px;bottom:337px;letter-spacing:-0.01px;display:inline;\">Fort Bonifacio Bonifacio Global City, Taguig City, Fourth District, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t3a_321\" style=\"left:472px;bottom:321px;letter-spacing:-0.01px;display:inline;\">National Capital Region (NCR), 1630, Philippines </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t3b_321\" style=\"left:91px;bottom:302px;letter-spacing:-0.01px;display:inline;\">Prudential Services Singapore Pte. Ltd. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t3c_321\" style=\"left:335px;bottom:302px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t3d_321\" style=\"left:403px;bottom:302px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t3e_321\" style=\"left:472px;bottom:302px;letter-spacing:-0.01px;display:inline;\">7 Straits View, #06-01 Marina One East Tower, Singapore 018936 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t3f_321\" style=\"left:91px;bottom:283px;letter-spacing:-0.01px;display:inline;\">Prudential Singapore Holdings Pte. Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t3g_321\" style=\"left:335px;bottom:283px;letter-spacing:-0.02px;display:inline;\">PS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t3h_321\" style=\"left:403px;bottom:283px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t3i_321\" style=\"left:472px;bottom:283px;letter-spacing:-0.01px;display:inline;\">30 Cecil Street, #30-01 Prudential Tower, Singapore 049712 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t3j_321\" style=\"left:335px;bottom:263px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t3k_321\" style=\"left:403px;bottom:263px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t3l_321\" style=\"left:91px;bottom:244px;letter-spacing:-0.01px;display:inline;\">Prudential Technology and Services India </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t3n_321\" style=\"left:335px;bottom:244px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t3o_321\" style=\"left:403px;bottom:244px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t3p_321\" style=\"left:472px;bottom:244px;letter-spacing:-0.01px;display:inline;\">CoWrks NXT, EPIP Industrial Area, Whitefield Road, K.R Puram, Near </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t3m_321\" style=\"left:91px;bottom:228px;letter-spacing:-0.01px;display:inline;\">Private Limited </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t3q_321\" style=\"left:472px;bottom:228px;letter-spacing:-0.01px;display:inline;\">SAP Labs, Hubli, Bangalore, Karnataka, 560066, India </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t3r_321\" style=\"left:91px;bottom:208px;letter-spacing:-0.01px;display:inline;\">Prudential Vietnam Assurance Private </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t3t_321\" style=\"left:335px;bottom:208px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t3u_321\" style=\"left:403px;bottom:208px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t3v_321\" style=\"left:472px;bottom:208px;letter-spacing:-0.01px;display:inline;\">25th Floor, Saigon Trade Center, 37 Ton Duc Thang Street, District 1, </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t3s_321\" style=\"left:91px;bottom:193px;letter-spacing:-0.01px;display:inline;\">Limited </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t3w_321\" style=\"left:472px;bottom:193px;letter-spacing:-0.01px;display:inline;\">Ho Chi Minh City, Vietnam </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t3x_321\" style=\"left:91px;bottom:173px;letter-spacing:-0.01px;display:inline;\">Prudential Wealth Holdings Company Pte. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t3z_321\" style=\"left:335px;bottom:173px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t40_321\" style=\"left:403px;bottom:173px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t41_321\" style=\"left:472px;bottom:173px;letter-spacing:-0.01px;display:inline;\">7 Straits View #07-01, Marina One East Tower, Singapore 018936, </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t3y_321\" style=\"left:91px;bottom:157px;letter-spacing:-0.01px;display:inline;\">Ltd. </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t42_321\" style=\"left:472px;bottom:157px;letter-spacing:-0.01px;display:inline;\">Singapore </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t43_321\" style=\"left:91px;bottom:137px;letter-spacing:-0.01px;display:inline;\">Prudential Wealth Management Singapore </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t45_321\" style=\"left:335px;bottom:137px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t46_321\" style=\"left:403px;bottom:137px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t47_321\" style=\"left:472px;bottom:137px;letter-spacing:-0.01px;display:inline;\">8 Marina View #15-06A, Asia Square Tower 1, Singapore 018960, </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t44_321\" style=\"left:91px;bottom:122px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Pte. Ltd. </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_321\" id=\"t48_321\" style=\"left:472px;bottom:122px;letter-spacing:-0.01px;display:inline;\">Singapore </div></td></tr>\n                                        </table><div></div><table>\n                                            <tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_322\" id=\"t3k_322\" style=\"left:69px;bottom:1119px;letter-spacing:0.08px;display:inline;\">Name of entity </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_322\" id=\"t3l_322\" style=\"left:313px;bottom:1119px;letter-spacing:0.06px;word-spacing:0.01px;display:inline;\">Classes of </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_322\" id=\"t3n_322\" style=\"left:382px;bottom:1119px;letter-spacing:0.07px;display:inline;\">Proportion </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s1_322\" id=\"t3p_322\" style=\"left:451px;bottom:1119px;letter-spacing:0.07px;display:inline;\">Registered office address </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_322\" id=\"t3m_322\" style=\"left:313px;bottom:1109px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">shares held </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_322\" id=\"t3o_322\" style=\"left:382px;bottom:1109px;letter-spacing:0.08px;display:inline;\">held </div></td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t1_322\" style=\"left:69px;bottom:1088px;letter-spacing:-0.01px;display:inline;\">Prudential Zenith Life Insurance Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t2_322\" style=\"left:313px;bottom:1088px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t3_322\" style=\"left:382px;bottom:1088px;letter-spacing:-0.01px;display:inline;\">51.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t4_322\" style=\"left:451px;bottom:1088px;letter-spacing:-0.01px;display:inline;\">13th Floor, Civic Towers, Ozumba Mbadiwe Avenue, Victoria Island, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t5_322\" style=\"left:451px;bottom:1073px;letter-spacing:-0.01px;display:inline;\">Lagos State, Lagos, Nigeria </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t6_322\" style=\"left:69px;bottom:1053px;letter-spacing:-0.01px;display:inline;\">PRUInvest PH Equity Index Tracker Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t7_322\" style=\"left:313px;bottom:1053px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t8_322\" style=\"left:382px;bottom:1053px;letter-spacing:-0.01px;display:inline;\">99.61% </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t9_322\" style=\"left:451px;bottom:1053px;letter-spacing:-0.01px;display:inline;\">8th Floor, 8 Rockwell, Rockwell Drive, Rockwell Center, Makati City </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"ta_322\" style=\"left:69px;bottom:1017px;letter-spacing:-0.01px;display:inline;\">PruInvest PHP Balanced Allocation Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"tb_322\" style=\"left:313px;bottom:1017px;display:inline;\">U </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"tc_322\" style=\"left:382px;bottom:1017px;letter-spacing:-0.01px;display:inline;\">72.30% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"td_322\" style=\"left:69px;bottom:982px;letter-spacing:-0.01px;display:inline;\">PruInvest PHP Dynamic Equity Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"te_322\" style=\"left:313px;bottom:982px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"tf_322\" style=\"left:382px;bottom:982px;letter-spacing:-0.01px;display:inline;\">52.45% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"tg_322\" style=\"left:69px;bottom:946px;letter-spacing:-0.01px;display:inline;\">PruInvest PHP Intermediate Term Bond Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"th_322\" style=\"left:313px;bottom:946px;display:inline;\">U </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"ti_322\" style=\"left:382px;bottom:946px;letter-spacing:-0.01px;display:inline;\">82.73% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"tj_322\" style=\"left:69px;bottom:911px;letter-spacing:-0.01px;display:inline;\">PRUInvest PHP Liquid Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"tk_322\" style=\"left:313px;bottom:911px;display:inline;\">U </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"tl_322\" style=\"left:382px;bottom:911px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"tm_322\" style=\"left:69px;bottom:875px;letter-spacing:-0.01px;display:inline;\">PruInvest USD Global Market Balanced Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"to_322\" style=\"left:313px;bottom:875px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"tp_322\" style=\"left:382px;bottom:875px;letter-spacing:-0.01px;display:inline;\">20.43% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"tn_322\" style=\"left:69px;bottom:860px;letter-spacing:-0.01px;display:inline;\">of Funds </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"tq_322\" style=\"left:69px;bottom:840px;letter-spacing:-0.01px;display:inline;\">PruInvest USD High Yield Asian Bond Feeder </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"ts_322\" style=\"left:313px;bottom:840px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"tt_322\" style=\"left:382px;bottom:840px;letter-spacing:-0.01px;display:inline;\">65.19% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"tr_322\" style=\"left:69px;bottom:824px;letter-spacing:-0.01px;display:inline;\">Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"tu_322\" style=\"left:69px;bottom:804px;letter-spacing:-0.01px;display:inline;\">PruInvest USD Intermediate Term Bond </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"tw_322\" style=\"left:313px;bottom:804px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"tx_322\" style=\"left:382px;bottom:804px;letter-spacing:-0.01px;display:inline;\">93.17% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"tv_322\" style=\"left:69px;bottom:789px;letter-spacing:-0.01px;display:inline;\">Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"ty_322\" style=\"left:69px;bottom:769px;letter-spacing:-0.01px;display:inline;\">PruInvest USD Liquid Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"tz_322\" style=\"left:313px;bottom:769px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t10_322\" style=\"left:382px;bottom:769px;letter-spacing:-0.01px;display:inline;\">56.46% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t11_322\" style=\"left:69px;bottom:733px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">PT Prudential Sharia Life Assurance \u2021 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t12_322\" style=\"left:313px;bottom:733px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t13_322\" style=\"left:382px;bottom:733px;letter-spacing:-0.01px;display:inline;\">94.62% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t14_322\" style=\"left:451px;bottom:733px;letter-spacing:-0.01px;display:inline;\">Prudential Tower, 2nd Floor, Jl. Jend. Sudirman Kav. 79, Jakarta </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t15_322\" style=\"left:451px;bottom:717px;letter-spacing:-0.01px;display:inline;\">12910, Indonesia </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t16_322\" style=\"left:69px;bottom:698px;letter-spacing:-0.01px;display:inline;\">PT. Eastspring Investments Indonesia </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t17_322\" style=\"left:313px;bottom:698px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t18_322\" style=\"left:382px;bottom:698px;letter-spacing:-0.01px;display:inline;\">99.95% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t19_322\" style=\"left:451px;bottom:698px;letter-spacing:-0.01px;display:inline;\">Prudential Tower, 23rd Floor, Jl. Jend. Sudirman Kav.79, Jakarta </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t1a_322\" style=\"left:451px;bottom:682px;letter-spacing:-0.01px;display:inline;\">12910, Indonesia </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t1b_322\" style=\"left:69px;bottom:662px;letter-spacing:-0.01px;display:inline;\">PT. Prudential Life Assurance </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t1c_322\" style=\"left:313px;bottom:662px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t1d_322\" style=\"left:382px;bottom:662px;letter-spacing:-0.01px;display:inline;\">94.62% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t1e_322\" style=\"left:451px;bottom:662px;letter-spacing:-0.01px;display:inline;\">Prudential Tower, Jl. Jend. Sudirman Kav. 79, Jakarta 12910, </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t1f_322\" style=\"left:451px;bottom:646px;letter-spacing:-0.01px;display:inline;\">Indonesia </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t1g_322\" style=\"left:69px;bottom:627px;letter-spacing:-0.01px;display:inline;\">Pulse Ecosystems Pte. Ltd. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t1h_322\" style=\"left:313px;bottom:627px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t1i_322\" style=\"left:382px;bottom:627px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t1j_322\" style=\"left:451px;bottom:627px;letter-spacing:-0.01px;display:inline;\">7 Straits View, #06-01 Marina One East Tower, Singapore 018936 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t1k_322\" style=\"left:69px;bottom:591px;letter-spacing:-0.01px;display:inline;\">Pulse Wealth Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t1l_322\" style=\"left:313px;bottom:591px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t1m_322\" style=\"left:382px;bottom:591px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t1n_322\" style=\"left:451px;bottom:591px;letter-spacing:-0.01px;display:inline;\">Suite 3703-04, 37/F, Tower 6, The Gateway, Harbour City, 9 Canton </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t1o_322\" style=\"left:451px;bottom:575px;letter-spacing:-0.01px;display:inline;\">Road, Tsim Sha Tsui, Kowloon, Hong Kong </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t1p_322\" style=\"left:69px;bottom:555px;letter-spacing:-0.01px;display:inline;\">Reksa Dana Eastspring IDR Fixed Income </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t1r_322\" style=\"left:313px;bottom:555px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t1s_322\" style=\"left:382px;bottom:555px;letter-spacing:-0.01px;display:inline;\">97.72% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t1t_322\" style=\"left:451px;bottom:555px;letter-spacing:-0.01px;display:inline;\">Prudential Tower, 23rd Floor, Jl. Jend. Sudirman Kav.79, Jakarta </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t1q_322\" style=\"left:69px;bottom:540px;letter-spacing:-0.01px;display:inline;\">Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t1u_322\" style=\"left:451px;bottom:540px;letter-spacing:-0.01px;display:inline;\">12910, Indonesia </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t1v_322\" style=\"left:69px;bottom:520px;letter-spacing:-0.01px;display:inline;\">Reksa Dana Syariah Eastspring Syariah Fixed </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t1x_322\" style=\"left:313px;bottom:520px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t1y_322\" style=\"left:382px;bottom:520px;letter-spacing:-0.01px;display:inline;\">70.16% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t1w_322\" style=\"left:69px;bottom:504px;letter-spacing:-0.01px;display:inline;\">Income Amanah </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t1z_322\" style=\"left:69px;bottom:484px;letter-spacing:-0.01px;display:inline;\">Reksa Dana Syariah Eastspring Syariah </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t21_322\" style=\"left:313px;bottom:484px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t22_322\" style=\"left:382px;bottom:484px;letter-spacing:-0.01px;display:inline;\">98.57% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t20_322\" style=\"left:69px;bottom:469px;letter-spacing:-0.01px;display:inline;\">Money Market Khazanah </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t23_322\" style=\"left:69px;bottom:449px;letter-spacing:-0.01px;display:inline;\">Reksa Dana Syariah Penyertaan Terbatas </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t25_322\" style=\"left:313px;bottom:449px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t26_322\" style=\"left:382px;bottom:449px;letter-spacing:-0.01px;display:inline;\">99.01% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t27_322\" style=\"left:451px;bottom:449px;letter-spacing:-0.01px;display:inline;\">Graha CIMB Niaga 21st Floor. Jl Jend Sudirman Kav 58, Jakarta - </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t24_322\" style=\"left:69px;bottom:433px;letter-spacing:-0.01px;display:inline;\">Bahana Syariah Bumn Fund IV </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t28_322\" style=\"left:451px;bottom:433px;letter-spacing:-0.01px;display:inline;\">12190, Indonesia. </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t29_322\" style=\"left:69px;bottom:413px;letter-spacing:-0.01px;display:inline;\">Rhodium Investment Funds - Singapore </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t2b_322\" style=\"left:313px;bottom:413px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t2c_322\" style=\"left:382px;bottom:413px;letter-spacing:-0.01px;display:inline;\">99.93% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t2d_322\" style=\"left:451px;bottom:413px;letter-spacing:-0.01px;display:inline;\">10 Marina Boulevard, #32-01, Marina Bay Financial Centre Tower 2, </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t2a_322\" style=\"left:69px;bottom:398px;letter-spacing:-0.01px;display:inline;\">Bond Fund </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t2e_322\" style=\"left:451px;bottom:398px;letter-spacing:-0.01px;display:inline;\">Singapore 018983 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t2f_322\" style=\"left:69px;bottom:378px;letter-spacing:-0.01px;display:inline;\">Rhodium Passive Long Dated Bond Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t2g_322\" style=\"left:313px;bottom:378px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t2h_322\" style=\"left:382px;bottom:378px;letter-spacing:-0.01px;display:inline;\">99.92% </div></td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t2i_322\" style=\"left:69px;bottom:358px;letter-spacing:-0.01px;display:inline;\">Robeco QI European Active Index Equities </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t2j_322\" style=\"left:313px;bottom:358px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t2k_322\" style=\"left:382px;bottom:358px;letter-spacing:-0.01px;display:inline;\">92.86% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t2l_322\" style=\"left:451px;bottom:358px;letter-spacing:-0.01px;display:inline;\">6, route de Tr\u00e8ves, L-2633 Senningerberg, Grand Duchy of </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t2m_322\" style=\"left:451px;bottom:343px;letter-spacing:-0.01px;display:inline;\">Luxembourg </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t2n_322\" style=\"left:69px;bottom:323px;letter-spacing:-0.01px;display:inline;\">Schroder Asian Investment Grade Credit </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t2o_322\" style=\"left:313px;bottom:323px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t2p_322\" style=\"left:382px;bottom:323px;letter-spacing:-0.01px;display:inline;\">31.68% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t2q_322\" style=\"left:451px;bottom:323px;letter-spacing:-0.01px;display:inline;\">138 Market Street, #23-01 CapitaGreen, Singapore 048946 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t2r_322\" style=\"left:69px;bottom:303px;letter-spacing:-0.01px;display:inline;\">Schroder Emerging Markets Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t2s_322\" style=\"left:313px;bottom:303px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t2t_322\" style=\"left:382px;bottom:303px;letter-spacing:-0.01px;display:inline;\">77.62% </div></td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t2u_322\" style=\"left:69px;bottom:268px;letter-spacing:-0.01px;display:inline;\">Schroder Multi-Asset Revolution </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t2v_322\" style=\"left:313px;bottom:268px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t2w_322\" style=\"left:382px;bottom:268px;letter-spacing:-0.01px;display:inline;\">51.13% </div></td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t2x_322\" style=\"left:69px;bottom:232px;letter-spacing:-0.01px;display:inline;\">Schroder US Dollar Money Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t2y_322\" style=\"left:313px;bottom:232px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t2z_322\" style=\"left:382px;bottom:232px;letter-spacing:-0.01px;display:inline;\">27.98% </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t30_322\" style=\"left:451px;bottom:232px;letter-spacing:-0.01px;display:inline;\">9th floor, no. 108, section 5, xinyi road, Taipei </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t31_322\" style=\"left:69px;bottom:213px;letter-spacing:-0.01px;display:inline;\">Scotts Spazio Pte. Ltd. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t32_322\" style=\"left:313px;bottom:213px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t33_322\" style=\"left:382px;bottom:213px;letter-spacing:-0.01px;display:inline;\">45.00% </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t34_322\" style=\"left:451px;bottom:213px;letter-spacing:-0.01px;display:inline;\">316 Tanglin Road, #01-01,Singapore, 247978 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t35_322\" style=\"left:69px;bottom:177px;letter-spacing:-0.01px;display:inline;\">Shenzhen Prudential Technology Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t36_322\" style=\"left:313px;bottom:177px;letter-spacing:-0.01px;display:inline;\">MI - WFOE </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t37_322\" style=\"left:382px;bottom:177px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t38_322\" style=\"left:451px;bottom:177px;letter-spacing:-0.01px;display:inline;\">Unit 5, 8th Floor, China Resources Tower, No.2666 Keyuan South </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t39_322\" style=\"left:451px;bottom:162px;letter-spacing:-0.01px;display:inline;\">Road, Yuehai Street, Nanshan District, Shenzhen 518054, China </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t3a_322\" style=\"left:69px;bottom:142px;letter-spacing:-0.01px;display:inline;\">Sri Han Suria Sdn. Bhd. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t3b_322\" style=\"left:313px;bottom:142px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t3c_322\" style=\"left:382px;bottom:142px;letter-spacing:-0.01px;display:inline;\">51.00% </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t3d_322\" style=\"left:451px;bottom:142px;letter-spacing:-0.01px;display:inline;\">Suite 1005, 10th Floor, Wisma Hamzah-Kwong Hing, No. 1 Leboh </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t3e_322\" style=\"left:451px;bottom:126px;letter-spacing:-0.01px;display:inline;\">Ampang, 50100 Kuala Lumpur, Malaysia </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t3f_322\" style=\"left:69px;bottom:106px;letter-spacing:-0.01px;display:inline;\">Staple Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t3g_322\" style=\"left:313px;bottom:106px;letter-spacing:-0.01px;display:inline;\">OS </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t3h_322\" style=\"left:382px;bottom:106px;letter-spacing:-0.01px;display:inline;\">100.00% </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t3i_322\" style=\"left:451px;bottom:106px;letter-spacing:-0.01px;display:inline;\">No. 63, Athenee Tower, 34th Floor, Wireless Road, Lumpini </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"tcs-selection-enabled tcs-selected\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_322\" id=\"t3j_322\" style=\"left:451px;bottom:91px;letter-spacing:-0.01px;display:inline;\">Subdistrict Pathumwan District, Bangkok Metropolis, Thailand </div></td></tr>\n                                        </table><div></div><table><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_323\" id=\"t12_323\" style=\"left:91px;bottom:1119px;letter-spacing:0.08px;display:inline;\">Name of entity </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_323\" id=\"t13_323\" style=\"left:335px;bottom:1119px;letter-spacing:0.06px;word-spacing:0.01px;display:inline;\">Classes of </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_323\" id=\"t15_323\" style=\"left:403px;bottom:1119px;letter-spacing:0.07px;display:inline;\">Proportion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_323\" id=\"t17_323\" style=\"left:472px;bottom:1119px;letter-spacing:0.07px;display:inline;\">Registered office address </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_323\" id=\"t14_323\" style=\"left:335px;bottom:1109px;letter-spacing:0.07px;word-spacing:0.01px;display:inline;\">shares held </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_323\" id=\"t16_323\" style=\"left:403px;bottom:1109px;letter-spacing:0.08px;display:inline;\">held </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"t1_323\" style=\"left:91px;bottom:1088px;letter-spacing:-0.01px;display:inline;\">Templeton Asian Growth Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"t2_323\" style=\"left:335px;bottom:1088px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"t3_323\" style=\"left:403px;bottom:1088px;letter-spacing:-0.01px;display:inline;\">32.88% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"t4_323\" style=\"left:472px;bottom:1088px;letter-spacing:-0.01px;display:inline;\">8A, rue Albert Borschette, L-1246 Luxembourg </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"t5_323\" style=\"left:91px;bottom:1069px;letter-spacing:-0.01px;display:inline;\">Threadneedle (Lux) \u2013 Global Emerging </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"t7_323\" style=\"left:335px;bottom:1069px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"t8_323\" style=\"left:403px;bottom:1069px;letter-spacing:-0.01px;display:inline;\">65.59% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"t9_323\" style=\"left:472px;bottom:1069px;letter-spacing:-0.01px;display:inline;\">44 Rue de la vall\u00e9e, 2661 Luxembourg </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"t6_323\" style=\"left:91px;bottom:1053px;letter-spacing:-0.01px;word-spacing:0.01px;display:inline;\">Market Equities </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"ta_323\" style=\"left:91px;bottom:1033px;letter-spacing:-0.01px;display:inline;\">United Global Innovation Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"tb_323\" style=\"left:335px;bottom:1033px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"tc_323\" style=\"left:403px;bottom:1033px;letter-spacing:-0.01px;display:inline;\">24.24% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"td_323\" style=\"left:472px;bottom:1033px;letter-spacing:-0.01px;display:inline;\">23A, 25th Floor, Asia Centre Building, 173/27-30, 32-33 South </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"te_323\" style=\"left:472px;bottom:1018px;letter-spacing:-0.01px;display:inline;\">Sathorn Road, Thungmahamek, Sathorn, Bangkok 10120, Thailand </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"tf_323\" style=\"left:91px;bottom:998px;letter-spacing:-0.01px;display:inline;\">United Global Quality Equity Fund \u2013 MYR </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"th_323\" style=\"left:335px;bottom:998px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"ti_323\" style=\"left:403px;bottom:998px;letter-spacing:-0.01px;display:inline;\">27.57% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"tj_323\" style=\"left:472px;bottom:998px;letter-spacing:-0.01px;display:inline;\">Jln Raja Laut, City Centre, 50100 Kuala Lumpur, Wilayah </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"tg_323\" style=\"left:91px;bottom:982px;letter-spacing:-0.01px;display:inline;\">hedged Class </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"tk_323\" style=\"left:472px;bottom:982px;letter-spacing:-0.01px;display:inline;\">Persekutuan Kuala Lumpur </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"tl_323\" style=\"left:91px;bottom:962px;letter-spacing:-0.01px;display:inline;\">UOB Smart Global Healthcare Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"tm_323\" style=\"left:335px;bottom:962px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"tn_323\" style=\"left:403px;bottom:962px;letter-spacing:-0.01px;display:inline;\">45.27% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"to_323\" style=\"left:472px;bottom:962px;letter-spacing:-0.01px;display:inline;\">23A, 25th Floor, Asia Centre Building, 173/27-30, 32-33 South </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"tq_323\" style=\"left:91px;bottom:943px;letter-spacing:-0.01px;display:inline;\">UOB Smart Japan Small and Mid Cap Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"tr_323\" style=\"left:335px;bottom:943px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"ts_323\" style=\"left:403px;bottom:943px;letter-spacing:-0.01px;display:inline;\">35.67% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"tp_323\" style=\"left:472px;bottom:947px;letter-spacing:-0.01px;display:inline;\">Sathorn Road, Thungmahamek, Sathorn, Bangkok 10120, Thailand </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"tt_323\" style=\"left:91px;bottom:923px;letter-spacing:-0.01px;display:inline;\">UOB Smart Millennium Growth Fund </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"tu_323\" style=\"left:335px;bottom:923px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"tv_323\" style=\"left:403px;bottom:923px;letter-spacing:-0.01px;display:inline;\">38.84% </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"tw_323\" style=\"left:91px;bottom:904px;letter-spacing:-0.01px;display:inline;\">USD Investment Grade Infrastructure Debt </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"ty_323\" style=\"left:335px;bottom:904px;display:inline;\">U </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"tz_323\" style=\"left:403px;bottom:904px;letter-spacing:-0.01px;display:inline;\">21.90% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"t10_323\" style=\"left:472px;bottom:904px;letter-spacing:-0.01px;display:inline;\">35a, Avenue J.F. Kennedy, L-1855, Luxembourg, Grand Duchy of </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"tx_323\" style=\"left:91px;bottom:888px;letter-spacing:-0.01px;display:inline;\">Fund SCSp </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"t11_323\" style=\"left:472px;bottom:888px;letter-spacing:-0.01px;display:inline;\">Luxembourg </div></td></tr></table><div class=\"t s2_323\" id=\"t18_323\" style=\"left:87px;bottom:867px;display:inline;\">* </div><div class=\"t s2_323\" id=\"t19_323\" style=\"left:104px;bottom:867px;letter-spacing:-0.13px;word-spacing:-0.01px;display:inline;\">Prudential Assurance Malaysia Berhad is consolidated at 100 per cent in the Group's consolidated financial statements reflecting the economic interest to the Group. </div><div class=\"t s2_323\" id=\"t1a_323\" style=\"left:87px;bottom:856px;display:inline;\">\u2020 </div><div class=\"t s2_323\" id=\"t1b_323\" style=\"left:104px;bottom:856px;letter-spacing:-0.12px;display:inline;\">Prudential BSN Takaful Berhad is a joint venture that is accounted for using the equity method, for which the Group has an economic interest of 70 per cent for all business </div><div class=\"t s2_323\" id=\"t1c_323\" style=\"left:104px;bottom:844px;letter-spacing:-0.13px;word-spacing:0.01px;display:inline;\">sold up to 31 December 2016 and of 49 per cent for new business sold subsequent to this date. </div><div class=\"t s2_323\" id=\"t1d_323\" style=\"left:87px;bottom:832px;display:inline;\">\u2021 </div><div class=\"t s2_323\" id=\"t1e_323\" style=\"left:104px;bottom:832px;letter-spacing:-0.12px;display:inline;\">The holding of 94.62 per cent for PT. Prudential Life Assurance represents the proportion held in the Indonesia subsidiary attaching to the aggregate of the shares across </div><div class=\"t s2_323\" id=\"t1f_323\" style=\"left:104px;bottom:820px;letter-spacing:-0.12px;word-spacing:0.01px;display:inline;\">the types of capital in issue. </div><div class=\"t s0_323\" id=\"t1g_323\" style=\"left:87px;bottom:794px;letter-spacing:-0.01px;display:inline;\">The below table lists the issued share capital of the subsidiaries of the Group which, in the opinion of the Directors, principally affect the results or </div><div class=\"t s0_323\" id=\"t1h_323\" style=\"left:87px;bottom:778px;letter-spacing:-0.01px;display:inline;\">assets of the Group: </div><table><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_323\" id=\"t1i_323\" style=\"left:91px;bottom:751px;letter-spacing:0.08px;display:inline;\">Name of entity </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s1_323\" id=\"t1j_323\" style=\"left:410px;bottom:751px;letter-spacing:0.07px;display:inline;\">Issued and fully paid up share / registered capital </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"t1k_323\" style=\"left:91px;bottom:729px;letter-spacing:-0.01px;display:inline;\">Prudential Assurance Company Singapore (Pte) Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"t1l_323\" style=\"left:410px;bottom:729px;letter-spacing:-0.01px;display:inline;\">526,557,000 ordinary shares of SG$1 each </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"t1m_323\" style=\"left:91px;bottom:709px;letter-spacing:-0.01px;display:inline;\">PT. Prudential Life Assurance </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"t1n_323\" style=\"left:410px;bottom:709px;letter-spacing:-0.01px;display:inline;\">105,500 ordinary shares and 6,000 preference shares of RP 1,000,000 each </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"t1o_323\" style=\"left:91px;bottom:690px;letter-spacing:-0.01px;display:inline;\">Prudential Hong Kong Limited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"t1p_323\" style=\"left:410px;bottom:690px;letter-spacing:-0.01px;display:inline;\">3,641,479,873 ordinary shares of HK$1 each </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"t1q_323\" style=\"left:91px;bottom:671px;letter-spacing:-0.01px;display:inline;\">Prudential Assurance Malaysia Berhad </div></td><td class=\"cke_table-faked-selection-temp\" colspan=\"1\" rowspan=\"1\"><div class=\"t s0_323\" id=\"t1r_323\" style=\"left:410px;bottom:671px;letter-spacing:-0.01px;display:inline;\">100,000,000 ordinary shares of RM 1 each </div></td></tr></table>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfJointVenturesExplanatory",
    "language": "en",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f51958": {
   "value": "1 Angel Court, London, EC2R 7AG",
   "dimensions": {
    "concept": "ifrs-full:AddressOfRegisteredOfficeOfEntity",
    "language": "en",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f65698": {
   "value": "England and Wales",
   "dimensions": {
    "concept": "ifrs-full:DomicileOfEntity",
    "language": "en",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f65699": {
   "value": "England and Wales",
   "dimensions": {
    "concept": "ifrs-full:CountryOfIncorporation",
    "language": "en",
    "entity": "scheme:5493001Z3ZE83NGK8Y12",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  }
 }
}