﻿<?xml version="1.0" encoding="utf-8"?>
<linkbase xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns="http://www.xbrl.org/2003/linkbase">
  <roleRef roleURI="http://uniqainsurancegroupag.com/xbrl/2023/roles/NotesAndMandatoryItems" xlink:href="uniqainsgroupag-2023-12-31.xsd#NotesAndMandatoryItems" xlink:type="simple" xmlns:xlink="http://www.w3.org/1999/xlink" />
  <roleRef roleURI="http://uniqainsurancegroupag.com/xbrl/2023/roles/KonzerngewinnUndVerlustrechnungVom1JaennerBis31Dezember2023" xlink:href="uniqainsgroupag-2023-12-31.xsd#KonzerngewinnUndVerlustrechnungVom1JaennerBis31Dezember2023" xlink:type="simple" xmlns:xlink="http://www.w3.org/1999/xlink" />
  <roleRef roleURI="http://uniqainsurancegroupag.com/xbrl/2023/roles/KonzerngesamtergebnisrechnungVom1JaennerBis31Dezember2023" xlink:href="uniqainsgroupag-2023-12-31.xsd#KonzerngesamtergebnisrechnungVom1JaennerBis31Dezember2023" xlink:type="simple" xmlns:xlink="http://www.w3.org/1999/xlink" />
  <roleRef roleURI="http://uniqainsurancegroupag.com/xbrl/2023/roles/KonzernbilanzZum31Dezember2023" xlink:href="uniqainsgroupag-2023-12-31.xsd#KonzernbilanzZum31Dezember2023" xlink:type="simple" xmlns:xlink="http://www.w3.org/1999/xlink" />
  <roleRef roleURI="http://uniqainsurancegroupag.com/xbrl/2023/roles/EntwicklungDesKonzerneigenkapitals" xlink:href="uniqainsgroupag-2023-12-31.xsd#EntwicklungDesKonzerneigenkapitals" xlink:type="simple" xmlns:xlink="http://www.w3.org/1999/xlink" />
  <roleRef roleURI="http://uniqainsurancegroupag.com/xbrl/2023/roles/KonzerngeldflussrechnungVom1JaennerBis31Dezember2023" xlink:href="uniqainsgroupag-2023-12-31.xsd#KonzerngeldflussrechnungVom1JaennerBis31Dezember2023" xlink:type="simple" xmlns:xlink="http://www.w3.org/1999/xlink" />
  <presentationLink xlink:role="http://uniqainsurancegroupag.com/xbrl/2023/roles/NotesAndMandatoryItems" xlink:type="extended" xmlns:xlink="http://www.w3.org/1999/xlink">
    <loc xlink:type="locator" xlink:href="https://www.esma.europa.eu/taxonomy/2022-03-24/esef_cor.xsd#esef_cor_NotesAccountingPoliciesAndMandatoryTags" xlink:label="esef_cor_NotesAccountingPoliciesAndMandatoryTags" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfInterestExpenseExplanatory" xlink:label="ifrs-full_DisclosureOfInterestExpenseExplanatory" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfInterestIncomeExplanatory" xlink:label="ifrs-full_DisclosureOfInterestIncomeExplanatory" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfInterestIncomeExpenseExplanatory" xlink:label="ifrs-full_DisclosureOfInterestIncomeExpenseExplanatory" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfOtherOperatingExpenseExplanatory" xlink:label="ifrs-full_DisclosureOfOtherOperatingExpenseExplanatory" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfOtherOperatingIncomeExpenseExplanatory" xlink:label="ifrs-full_DisclosureOfOtherOperatingIncomeExpenseExplanatory" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfProfitLossFromOperatingActivitiesExplanatory" xlink:label="ifrs-full_DisclosureOfProfitLossFromOperatingActivitiesExplanatory" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfEarningsPerShareExplanatory" xlink:label="ifrs-full_DisclosureOfEarningsPerShareExplanatory" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfReservesAndOtherEquityInterestExplanatory" xlink:label="ifrs-full_DisclosureOfReservesAndOtherEquityInterestExplanatory" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfShareCapitalReservesAndOtherEquityInterestExplanatory" xlink:label="ifrs-full_DisclosureOfShareCapitalReservesAndOtherEquityInterestExplanatory" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfEffectOfChangesInForeignExchangeRatesExplanatory" xlink:label="ifrs-full_DisclosureOfEffectOfChangesInForeignExchangeRatesExplanatory" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfCashFlowStatementExplanatory" xlink:label="ifrs-full_DisclosureOfCashFlowStatementExplanatory" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfGeneralInformationAboutFinancialStatementsExplanatory" xlink:label="ifrs-full_DisclosureOfGeneralInformationAboutFinancialStatementsExplanatory" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfBasisOfPreparationOfFinancialStatementsExplanatory" xlink:label="ifrs-full_DisclosureOfBasisOfPreparationOfFinancialStatementsExplanatory" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_LegalFormOfEntity" xlink:label="ifrs-full_LegalFormOfEntity" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_NameOfReportingEntityOrOtherMeansOfIdentification" xlink:label="ifrs-full_NameOfReportingEntityOrOtherMeansOfIdentification" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DomicileOfEntity" xlink:label="ifrs-full_DomicileOfEntity" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_CountryOfIncorporation" xlink:label="ifrs-full_CountryOfIncorporation" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_PrincipalPlaceOfBusiness" xlink:label="ifrs-full_PrincipalPlaceOfBusiness" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_AddressOfRegisteredOfficeOfEntity" xlink:label="ifrs-full_AddressOfRegisteredOfficeOfEntity" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DescriptionOfNatureOfEntitysOperationsAndPrincipalActivities" xlink:label="ifrs-full_DescriptionOfNatureOfEntitysOperationsAndPrincipalActivities" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_StatementOfIFRSCompliance" xlink:label="ifrs-full_StatementOfIFRSCompliance" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfAccountingJudgementsAndEstimatesExplanatory" xlink:label="ifrs-full_DisclosureOfAccountingJudgementsAndEstimatesExplanatory" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfReclassificationsOrChangesInPresentationExplanatory" xlink:label="ifrs-full_DisclosureOfReclassificationsOrChangesInPresentationExplanatory" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfChangesInAccountingPoliciesAccountingEstimatesAndErrorsExplanatory" xlink:label="ifrs-full_DisclosureOfChangesInAccountingPoliciesAccountingEstimatesAndErrorsExplanatory" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfFirstTimeAdoptionExplanatory" xlink:label="ifrs-full_DisclosureOfFirstTimeAdoptionExplanatory" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfPropertyPlantAndEquipmentExplanatory" xlink:label="ifrs-full_DisclosureOfPropertyPlantAndEquipmentExplanatory" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfEntitysReportableSegmentsExplanatory" xlink:label="ifrs-full_DisclosureOfEntitysReportableSegmentsExplanatory" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfFairValueOfFinancialInstrumentsExplanatory" xlink:label="ifrs-full_DisclosureOfFairValueOfFinancialInstrumentsExplanatory" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfInvestmentPropertyExplanatory" xlink:label="ifrs-full_DisclosureOfInvestmentPropertyExplanatory" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfInvestmentsOtherThanInvestmentsAccountedForUsingEquityMethodExplanatory" xlink:label="ifrs-full_DisclosureOfInvestmentsOtherThanInvestmentsAccountedForUsingEquityMethodExplanatory" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DescriptionOfAccountingPolicyForInvestmentPropertyExplanatory" xlink:label="ifrs-full_DescriptionOfAccountingPolicyForInvestmentPropertyExplanatory" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DescriptionOfAccountingPolicyForFinancialAssetsExplanatory" xlink:label="ifrs-full_DescriptionOfAccountingPolicyForFinancialAssetsExplanatory" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DescriptionOfAccountingPolicyForFinancialInstrumentsExplanatory" xlink:label="ifrs-full_DescriptionOfAccountingPolicyForFinancialInstrumentsExplanatory" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DescriptionOfAccountingPolicyForFairValueMeasurementExplanatory" xlink:label="ifrs-full_DescriptionOfAccountingPolicyForFairValueMeasurementExplanatory" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfDepreciationAndAmortisationExpenseExplanatory" xlink:label="ifrs-full_DisclosureOfDepreciationAndAmortisationExpenseExplanatory" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfInvestmentsAccountedForUsingEquityMethodExplanatory" xlink:label="ifrs-full_DisclosureOfInvestmentsAccountedForUsingEquityMethodExplanatory" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfSignificantInvestmentsInAssociatesExplanatory" xlink:label="ifrs-full_DisclosureOfSignificantInvestmentsInAssociatesExplanatory" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfMaterialAccountingPolicyInformationExplanatory" xlink:label="ifrs-full_DisclosureOfMaterialAccountingPolicyInformationExplanatory" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfFinancialInstrumentsExplanatory" xlink:label="ifrs-full_DisclosureOfFinancialInstrumentsExplanatory" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfSummaryOfSignificantAccountingPoliciesExplanatory" xlink:label="ifrs-full_DisclosureOfSummaryOfSignificantAccountingPoliciesExplanatory" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfDerivativeFinancialInstrumentsExplanatory" xlink:label="ifrs-full_DisclosureOfDerivativeFinancialInstrumentsExplanatory" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfFinancialInstrumentsDesignatedAtFairValueThroughProfitOrLossExplanatory" xlink:label="ifrs-full_DisclosureOfFinancialInstrumentsDesignatedAtFairValueThroughProfitOrLossExplanatory" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfFinancialInstrumentsAtFairValueThroughProfitOrLossExplanatory" xlink:label="ifrs-full_DisclosureOfFinancialInstrumentsAtFairValueThroughProfitOrLossExplanatory" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DescriptionOfAccountingPolicyForFinancialInstrumentsAtFairValueThroughProfitOrLossExplanatory" xlink:label="ifrs-full_DescriptionOfAccountingPolicyForFinancialInstrumentsAtFairValueThroughProfitOrLossExplanatory" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfFairValueMeasurementExplanatory" xlink:label="ifrs-full_DisclosureOfFairValueMeasurementExplanatory" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DescriptionOfAccountingPolicyForInvestmentsOtherThanInvestmentsAccountedForUsingEquityMethodExplanatory" xlink:label="ifrs-full_DescriptionOfAccountingPolicyForInvestmentsOtherThanInvestmentsAccountedForUsingEquityMethodExplanatory" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfCollateralExplanatory" xlink:label="ifrs-full_DisclosureOfCollateralExplanatory" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfLoansAndAdvancesToCustomersExplanatory" xlink:label="ifrs-full_DisclosureOfLoansAndAdvancesToCustomersExplanatory" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfPrepaymentsAndOtherAssetsExplanatory" xlink:label="ifrs-full_DisclosureOfPrepaymentsAndOtherAssetsExplanatory" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfAvailableforsaleAssetsExplanatory" xlink:label="ifrs-full_DisclosureOfAvailableforsaleAssetsExplanatory" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DescriptionOfAccountingPolicyForImpairmentOfFinancialAssetsExplanatory" xlink:label="ifrs-full_DescriptionOfAccountingPolicyForImpairmentOfFinancialAssetsExplanatory" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DescriptionOfAccountingPolicyForImpairmentOfAssetsExplanatory" xlink:label="ifrs-full_DescriptionOfAccountingPolicyForImpairmentOfAssetsExplanatory" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfInsuranceContractsExplanatory" xlink:label="ifrs-full_DisclosureOfInsuranceContractsExplanatory" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DescriptionOfAccountingPolicyForReinsuranceExplanatory" xlink:label="ifrs-full_DescriptionOfAccountingPolicyForReinsuranceExplanatory" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DescriptionOfAccountingPolicyForInsuranceContracts" xlink:label="ifrs-full_DescriptionOfAccountingPolicyForInsuranceContracts" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DescriptionOfAccountingPolicyForCashFlowsExplanatory" xlink:label="ifrs-full_DescriptionOfAccountingPolicyForCashFlowsExplanatory" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DescriptionOfAccountingPolicyForRecognitionOfRevenue" xlink:label="ifrs-full_DescriptionOfAccountingPolicyForRecognitionOfRevenue" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfInsurancePremiumRevenueExplanatory" xlink:label="ifrs-full_DisclosureOfInsurancePremiumRevenueExplanatory" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfCostOfSalesExplanatory" xlink:label="ifrs-full_DisclosureOfCostOfSalesExplanatory" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfExpensesByNatureExplanatory" xlink:label="ifrs-full_DisclosureOfExpensesByNatureExplanatory" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfExpensesExplanatory" xlink:label="ifrs-full_DisclosureOfExpensesExplanatory" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfReinsuranceExplanatory" xlink:label="ifrs-full_DisclosureOfReinsuranceExplanatory" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfRevenueExplanatory" xlink:label="ifrs-full_DisclosureOfRevenueExplanatory" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfOtherNoncurrentAssetsExplanatory" xlink:label="ifrs-full_DisclosureOfOtherNoncurrentAssetsExplanatory" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfOtherAssetsExplanatory" xlink:label="ifrs-full_DisclosureOfOtherAssetsExplanatory" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DescriptionOfAccountingPolicyForPropertyPlantAndEquipmentExplanatory" xlink:label="ifrs-full_DescriptionOfAccountingPolicyForPropertyPlantAndEquipmentExplanatory" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfLeasesExplanatory" xlink:label="ifrs-full_DisclosureOfLeasesExplanatory" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DescriptionOfAccountingPolicyForLeasesExplanatory" xlink:label="ifrs-full_DescriptionOfAccountingPolicyForLeasesExplanatory" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfImpairmentOfAssetsExplanatory" xlink:label="ifrs-full_DisclosureOfImpairmentOfAssetsExplanatory" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfIntangibleAssetsAndGoodwillExplanatory" xlink:label="ifrs-full_DisclosureOfIntangibleAssetsAndGoodwillExplanatory" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfIntangibleAssetsExplanatory" xlink:label="ifrs-full_DisclosureOfIntangibleAssetsExplanatory" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfGoodwillExplanatory" xlink:label="ifrs-full_DisclosureOfGoodwillExplanatory" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DescriptionOfAccountingPolicyForGoodwillExplanatory" xlink:label="ifrs-full_DescriptionOfAccountingPolicyForGoodwillExplanatory" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DescriptionOfAccountingPolicyForIntangibleAssetsAndGoodwillExplanatory" xlink:label="ifrs-full_DescriptionOfAccountingPolicyForIntangibleAssetsAndGoodwillExplanatory" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DescriptionOfAccountingPolicyForIntangibleAssetsOtherThanGoodwillExplanatory" xlink:label="ifrs-full_DescriptionOfAccountingPolicyForIntangibleAssetsOtherThanGoodwillExplanatory" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DescriptionOfAccountingPolicyForImpairmentOfNonfinancialAssetsExplanatory" xlink:label="ifrs-full_DescriptionOfAccountingPolicyForImpairmentOfNonfinancialAssetsExplanatory" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DescriptionOfAccountingPolicyForResearchAndDevelopmentExpenseExplanatory" xlink:label="ifrs-full_DescriptionOfAccountingPolicyForResearchAndDevelopmentExpenseExplanatory" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DescriptionOfAccountingPolicyForCustomerAcquisitionCostsExplanatory" xlink:label="ifrs-full_DescriptionOfAccountingPolicyForCustomerAcquisitionCostsExplanatory" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfOtherCurrentAssetsExplanatory" xlink:label="ifrs-full_DisclosureOfOtherCurrentAssetsExplanatory" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DescriptionOfAccountingPolicyToDetermineComponentsOfCashAndCashEquivalents" xlink:label="ifrs-full_DescriptionOfAccountingPolicyToDetermineComponentsOfCashAndCashEquivalents" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfCashAndCashEquivalentsExplanatory" xlink:label="ifrs-full_DisclosureOfCashAndCashEquivalentsExplanatory" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfNoncurrentAssetsHeldForSaleAndDiscontinuedOperationsExplanatory" xlink:label="ifrs-full_DisclosureOfNoncurrentAssetsHeldForSaleAndDiscontinuedOperationsExplanatory" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfNoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSaleExplanatory" xlink:label="ifrs-full_DisclosureOfNoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSaleExplanatory" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfDiscontinuedOperationsExplanatory" xlink:label="ifrs-full_DisclosureOfDiscontinuedOperationsExplanatory" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfIncomeTaxExplanatory" xlink:label="ifrs-full_DisclosureOfIncomeTaxExplanatory" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DescriptionOfAccountingPolicyForIncomeTaxExplanatory" xlink:label="ifrs-full_DescriptionOfAccountingPolicyForIncomeTaxExplanatory" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfTaxReceivablesAndPayablesExplanatory" xlink:label="ifrs-full_DisclosureOfTaxReceivablesAndPayablesExplanatory" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfDeferredTaxesExplanatory" xlink:label="ifrs-full_DisclosureOfDeferredTaxesExplanatory" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DescriptionOfAccountingPolicyForTaxesOtherThanIncomeTaxExplanatory" xlink:label="ifrs-full_DescriptionOfAccountingPolicyForTaxesOtherThanIncomeTaxExplanatory" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfEmployeeBenefitsExplanatory" xlink:label="ifrs-full_DisclosureOfEmployeeBenefitsExplanatory" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfProvisionsExplanatory" xlink:label="ifrs-full_DisclosureOfProvisionsExplanatory" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DescriptionOfAccountingPolicyForProvisionsExplanatory" xlink:label="ifrs-full_DescriptionOfAccountingPolicyForProvisionsExplanatory" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DescriptionOfAccountingPolicyForEmployeeBenefitsExplanatory" xlink:label="ifrs-full_DescriptionOfAccountingPolicyForEmployeeBenefitsExplanatory" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfInformationAboutEmployeesExplanatory" xlink:label="ifrs-full_DisclosureOfInformationAboutEmployeesExplanatory" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfDividendsExplanatory" xlink:label="ifrs-full_DisclosureOfDividendsExplanatory" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfIssuedCapitalExplanatory" xlink:label="ifrs-full_DisclosureOfIssuedCapitalExplanatory" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DividendsRecognisedAsDistributionsToOwnersPerShare" xlink:label="ifrs-full_DividendsRecognisedAsDistributionsToOwnersPerShare" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DividendsProposedOrDeclaredBeforeFinancialStatementsAuthorisedForIssueButNotRecognisedAsDistributionToOwnersPerShare" xlink:label="ifrs-full_DividendsProposedOrDeclaredBeforeFinancialStatementsAuthorisedForIssueButNotRecognisedAsDistributionToOwnersPerShare" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DividendsProposedOrDeclaredBeforeFinancialStatementsAuthorisedForIssueButNotRecognisedAsDistributionToOwners" xlink:label="ifrs-full_DividendsProposedOrDeclaredBeforeFinancialStatementsAuthorisedForIssueButNotRecognisedAsDistributionToOwners" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfTreasurySharesExplanatory" xlink:label="ifrs-full_DisclosureOfTreasurySharesExplanatory" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfObjectivesPoliciesAndProcessesForManagingCapitalExplanatory" xlink:label="ifrs-full_DisclosureOfObjectivesPoliciesAndProcessesForManagingCapitalExplanatory" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfNoncontrollingInterestsExplanatory" xlink:label="ifrs-full_DisclosureOfNoncontrollingInterestsExplanatory" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfBorrowingsExplanatory" xlink:label="ifrs-full_DisclosureOfBorrowingsExplanatory" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfDebtSecuritiesExplanatory" xlink:label="ifrs-full_DisclosureOfDebtSecuritiesExplanatory" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfSubordinatedLiabilitiesExplanatory" xlink:label="ifrs-full_DisclosureOfSubordinatedLiabilitiesExplanatory" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfInvestmentContractsLiabilitiesExplanatory" xlink:label="ifrs-full_DisclosureOfInvestmentContractsLiabilitiesExplanatory" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfOtherCurrentLiabilitiesExplanatory" xlink:label="ifrs-full_DisclosureOfOtherCurrentLiabilitiesExplanatory" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfOtherLiabilitiesExplanatory" xlink:label="ifrs-full_DisclosureOfOtherLiabilitiesExplanatory" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfOtherNoncurrentLiabilitiesExplanatory" xlink:label="ifrs-full_DisclosureOfOtherNoncurrentLiabilitiesExplanatory" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfAccruedExpensesAndOtherLiabilitiesExplanatory" xlink:label="ifrs-full_DisclosureOfAccruedExpensesAndOtherLiabilitiesExplanatory" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfRevenueFromContractsWithCustomersExplanatory" xlink:label="ifrs-full_DisclosureOfRevenueFromContractsWithCustomersExplanatory" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfGeneralAndAdministrativeExpenseExplanatory" xlink:label="ifrs-full_DisclosureOfGeneralAndAdministrativeExpenseExplanatory" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_NameOfUltimateParentOfGroup" xlink:label="ifrs-full_NameOfUltimateParentOfGroup" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfInformationAboutKeyManagementPersonnelExplanatory" xlink:label="ifrs-full_DisclosureOfInformationAboutKeyManagementPersonnelExplanatory" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DescriptionOfAccountingPolicyForSharebasedPaymentTransactionsExplanatory" xlink:label="ifrs-full_DescriptionOfAccountingPolicyForSharebasedPaymentTransactionsExplanatory" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfSharebasedPaymentArrangementsExplanatory" xlink:label="ifrs-full_DisclosureOfSharebasedPaymentArrangementsExplanatory" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfRelatedPartyExplanatory" xlink:label="ifrs-full_DisclosureOfRelatedPartyExplanatory" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DescriptionOfAccountingPolicyForTransactionsWithRelatedPartiesExplanatory" xlink:label="ifrs-full_DescriptionOfAccountingPolicyForTransactionsWithRelatedPartiesExplanatory" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfAuditorsRemunerationExplanatory" xlink:label="ifrs-full_DisclosureOfAuditorsRemunerationExplanatory" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DescriptionOfAccountingPolicyForSubsidiariesExplanatory" xlink:label="ifrs-full_DescriptionOfAccountingPolicyForSubsidiariesExplanatory" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfSignificantInvestmentsInSubsidiariesExplanatory" xlink:label="ifrs-full_DisclosureOfSignificantInvestmentsInSubsidiariesExplanatory" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DescriptionOfAccountingPolicyForBusinessCombinationsAndGoodwillExplanatory" xlink:label="ifrs-full_DescriptionOfAccountingPolicyForBusinessCombinationsAndGoodwillExplanatory" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DescriptionOfAccountingPolicyForBusinessCombinationsExplanatory" xlink:label="ifrs-full_DescriptionOfAccountingPolicyForBusinessCombinationsExplanatory" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfBasisOfConsolidationExplanatory" xlink:label="ifrs-full_DisclosureOfBasisOfConsolidationExplanatory" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfBusinessCombinationsExplanatory" xlink:label="ifrs-full_DisclosureOfBusinessCombinationsExplanatory" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfInterestsInOtherEntitiesExplanatory" xlink:label="ifrs-full_DisclosureOfInterestsInOtherEntitiesExplanatory" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DescriptionOfAccountingPolicyForForeignCurrencyTranslationExplanatory" xlink:label="ifrs-full_DescriptionOfAccountingPolicyForForeignCurrencyTranslationExplanatory" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DescriptionOfAccountingPolicyForFunctionalCurrencyExplanatory" xlink:label="ifrs-full_DescriptionOfAccountingPolicyForFunctionalCurrencyExplanatory" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfEventsAfterReportingPeriodExplanatory" xlink:label="ifrs-full_DisclosureOfEventsAfterReportingPeriodExplanatory" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfFinancialRiskManagementExplanatory" xlink:label="ifrs-full_DisclosureOfFinancialRiskManagementExplanatory" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfMarketRiskExplanatory" xlink:label="ifrs-full_DisclosureOfMarketRiskExplanatory" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfCreditRiskExplanatory" xlink:label="ifrs-full_DisclosureOfCreditRiskExplanatory" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfLiquidityRiskExplanatory" xlink:label="ifrs-full_DisclosureOfLiquidityRiskExplanatory" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfAuthorisationOfFinancialStatementsExplanatory" xlink:label="ifrs-full_DisclosureOfAuthorisationOfFinancialStatementsExplanatory" />
    <presentationArc xlink:type="arc" xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags" xlink:to="ifrs-full_DisclosureOfInterestExpenseExplanatory" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags" xlink:to="ifrs-full_DisclosureOfInterestIncomeExplanatory" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags" xlink:to="ifrs-full_DisclosureOfInterestIncomeExpenseExplanatory" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags" xlink:to="ifrs-full_DisclosureOfOtherOperatingExpenseExplanatory" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags" xlink:to="ifrs-full_DisclosureOfOtherOperatingIncomeExpenseExplanatory" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags" xlink:to="ifrs-full_DisclosureOfProfitLossFromOperatingActivitiesExplanatory" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags" xlink:to="ifrs-full_DisclosureOfEarningsPerShareExplanatory" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags" xlink:to="ifrs-full_DisclosureOfReservesAndOtherEquityInterestExplanatory" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags" xlink:to="ifrs-full_DisclosureOfShareCapitalReservesAndOtherEquityInterestExplanatory" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags" xlink:to="ifrs-full_DisclosureOfEffectOfChangesInForeignExchangeRatesExplanatory" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags" xlink:to="ifrs-full_DisclosureOfCashFlowStatementExplanatory" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags" xlink:to="ifrs-full_DisclosureOfGeneralInformationAboutFinancialStatementsExplanatory" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags" xlink:to="ifrs-full_DisclosureOfBasisOfPreparationOfFinancialStatementsExplanatory" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags" xlink:to="ifrs-full_LegalFormOfEntity" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags" xlink:to="ifrs-full_NameOfReportingEntityOrOtherMeansOfIdentification" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags" xlink:to="ifrs-full_DomicileOfEntity" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags" xlink:to="ifrs-full_CountryOfIncorporation" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags" xlink:to="ifrs-full_PrincipalPlaceOfBusiness" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags" xlink:to="ifrs-full_AddressOfRegisteredOfficeOfEntity" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags" xlink:to="ifrs-full_DescriptionOfNatureOfEntitysOperationsAndPrincipalActivities" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags" xlink:to="ifrs-full_StatementOfIFRSCompliance" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags" xlink:to="ifrs-full_DisclosureOfAccountingJudgementsAndEstimatesExplanatory" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags" xlink:to="ifrs-full_DisclosureOfReclassificationsOrChangesInPresentationExplanatory" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags" xlink:to="ifrs-full_DisclosureOfChangesInAccountingPoliciesAccountingEstimatesAndErrorsExplanatory" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags" xlink:to="ifrs-full_DisclosureOfFirstTimeAdoptionExplanatory" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags" xlink:to="ifrs-full_DisclosureOfPropertyPlantAndEquipmentExplanatory" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags" xlink:to="ifrs-full_DisclosureOfEntitysReportableSegmentsExplanatory" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags" xlink:to="ifrs-full_DisclosureOfFairValueOfFinancialInstrumentsExplanatory" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags" xlink:to="ifrs-full_DisclosureOfInvestmentPropertyExplanatory" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags" xlink:to="ifrs-full_DisclosureOfInvestmentsOtherThanInvestmentsAccountedForUsingEquityMethodExplanatory" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags" xlink:to="ifrs-full_DescriptionOfAccountingPolicyForInvestmentPropertyExplanatory" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags" xlink:to="ifrs-full_DescriptionOfAccountingPolicyForFinancialAssetsExplanatory" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags" xlink:to="ifrs-full_DescriptionOfAccountingPolicyForFinancialInstrumentsExplanatory" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags" xlink:to="ifrs-full_DescriptionOfAccountingPolicyForFairValueMeasurementExplanatory" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags" xlink:to="ifrs-full_DisclosureOfDepreciationAndAmortisationExpenseExplanatory" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags" xlink:to="ifrs-full_DisclosureOfInvestmentsAccountedForUsingEquityMethodExplanatory" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags" xlink:to="ifrs-full_DisclosureOfSignificantInvestmentsInAssociatesExplanatory" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags" xlink:to="ifrs-full_DisclosureOfMaterialAccountingPolicyInformationExplanatory" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags" xlink:to="ifrs-full_DisclosureOfFinancialInstrumentsExplanatory" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags" xlink:to="ifrs-full_DisclosureOfSummaryOfSignificantAccountingPoliciesExplanatory" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags" xlink:to="ifrs-full_DisclosureOfDerivativeFinancialInstrumentsExplanatory" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags" xlink:to="ifrs-full_DisclosureOfFinancialInstrumentsDesignatedAtFairValueThroughProfitOrLossExplanatory" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags" xlink:to="ifrs-full_DisclosureOfFinancialInstrumentsAtFairValueThroughProfitOrLossExplanatory" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags" xlink:to="ifrs-full_DescriptionOfAccountingPolicyForFinancialInstrumentsAtFairValueThroughProfitOrLossExplanatory" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags" xlink:to="ifrs-full_DisclosureOfFairValueMeasurementExplanatory" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags" xlink:to="ifrs-full_DescriptionOfAccountingPolicyForInvestmentsOtherThanInvestmentsAccountedForUsingEquityMethodExplanatory" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags" xlink:to="ifrs-full_DisclosureOfCollateralExplanatory" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags" xlink:to="ifrs-full_DisclosureOfLoansAndAdvancesToCustomersExplanatory" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags" xlink:to="ifrs-full_DisclosureOfPrepaymentsAndOtherAssetsExplanatory" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags" xlink:to="ifrs-full_DisclosureOfAvailableforsaleAssetsExplanatory" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags" xlink:to="ifrs-full_DescriptionOfAccountingPolicyForImpairmentOfFinancialAssetsExplanatory" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags" xlink:to="ifrs-full_DescriptionOfAccountingPolicyForImpairmentOfAssetsExplanatory" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags" xlink:to="ifrs-full_DisclosureOfInsuranceContractsExplanatory" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags" xlink:to="ifrs-full_DescriptionOfAccountingPolicyForReinsuranceExplanatory" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags" xlink:to="ifrs-full_DescriptionOfAccountingPolicyForInsuranceContracts" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags" xlink:to="ifrs-full_DescriptionOfAccountingPolicyForCashFlowsExplanatory" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags" xlink:to="ifrs-full_DescriptionOfAccountingPolicyForRecognitionOfRevenue" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags" xlink:to="ifrs-full_DisclosureOfInsurancePremiumRevenueExplanatory" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags" xlink:to="ifrs-full_DisclosureOfCostOfSalesExplanatory" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags" xlink:to="ifrs-full_DisclosureOfExpensesByNatureExplanatory" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags" xlink:to="ifrs-full_DisclosureOfExpensesExplanatory" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags" xlink:to="ifrs-full_DisclosureOfReinsuranceExplanatory" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags" xlink:to="ifrs-full_DisclosureOfRevenueExplanatory" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags" xlink:to="ifrs-full_DisclosureOfOtherNoncurrentAssetsExplanatory" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags" xlink:to="ifrs-full_DisclosureOfOtherAssetsExplanatory" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags" xlink:to="ifrs-full_DescriptionOfAccountingPolicyForPropertyPlantAndEquipmentExplanatory" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags" xlink:to="ifrs-full_DisclosureOfLeasesExplanatory" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags" xlink:to="ifrs-full_DescriptionOfAccountingPolicyForLeasesExplanatory" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags" xlink:to="ifrs-full_DisclosureOfImpairmentOfAssetsExplanatory" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags" xlink:to="ifrs-full_DisclosureOfIntangibleAssetsAndGoodwillExplanatory" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags" xlink:to="ifrs-full_DisclosureOfIntangibleAssetsExplanatory" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags" xlink:to="ifrs-full_DisclosureOfGoodwillExplanatory" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags" xlink:to="ifrs-full_DescriptionOfAccountingPolicyForGoodwillExplanatory" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags" xlink:to="ifrs-full_DescriptionOfAccountingPolicyForIntangibleAssetsAndGoodwillExplanatory" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags" xlink:to="ifrs-full_DescriptionOfAccountingPolicyForIntangibleAssetsOtherThanGoodwillExplanatory" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags" xlink:to="ifrs-full_DescriptionOfAccountingPolicyForImpairmentOfNonfinancialAssetsExplanatory" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags" xlink:to="ifrs-full_DescriptionOfAccountingPolicyForResearchAndDevelopmentExpenseExplanatory" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags" xlink:to="ifrs-full_DescriptionOfAccountingPolicyForCustomerAcquisitionCostsExplanatory" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags" xlink:to="ifrs-full_DisclosureOfOtherCurrentAssetsExplanatory" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags" xlink:to="ifrs-full_DescriptionOfAccountingPolicyToDetermineComponentsOfCashAndCashEquivalents" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags" xlink:to="ifrs-full_DisclosureOfCashAndCashEquivalentsExplanatory" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags" xlink:to="ifrs-full_DisclosureOfNoncurrentAssetsHeldForSaleAndDiscontinuedOperationsExplanatory" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags" xlink:to="ifrs-full_DisclosureOfNoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSaleExplanatory" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags" xlink:to="ifrs-full_DisclosureOfDiscontinuedOperationsExplanatory" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags" xlink:to="ifrs-full_DisclosureOfIncomeTaxExplanatory" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags" xlink:to="ifrs-full_DescriptionOfAccountingPolicyForIncomeTaxExplanatory" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags" xlink:to="ifrs-full_DisclosureOfTaxReceivablesAndPayablesExplanatory" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags" xlink:to="ifrs-full_DisclosureOfDeferredTaxesExplanatory" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags" xlink:to="ifrs-full_DescriptionOfAccountingPolicyForTaxesOtherThanIncomeTaxExplanatory" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags" xlink:to="ifrs-full_DisclosureOfEmployeeBenefitsExplanatory" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags" xlink:to="ifrs-full_DisclosureOfProvisionsExplanatory" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags" xlink:to="ifrs-full_DescriptionOfAccountingPolicyForProvisionsExplanatory" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags" xlink:to="ifrs-full_DescriptionOfAccountingPolicyForEmployeeBenefitsExplanatory" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags" xlink:to="ifrs-full_DisclosureOfInformationAboutEmployeesExplanatory" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags" xlink:to="ifrs-full_DisclosureOfDividendsExplanatory" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags" xlink:to="ifrs-full_DisclosureOfIssuedCapitalExplanatory" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags" xlink:to="ifrs-full_DividendsRecognisedAsDistributionsToOwnersPerShare" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags" xlink:to="ifrs-full_DividendsProposedOrDeclaredBeforeFinancialStatementsAuthorisedForIssueButNotRecognisedAsDistributionToOwnersPerShare" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags" xlink:to="ifrs-full_DividendsProposedOrDeclaredBeforeFinancialStatementsAuthorisedForIssueButNotRecognisedAsDistributionToOwners" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags" xlink:to="ifrs-full_DisclosureOfTreasurySharesExplanatory" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags" xlink:to="ifrs-full_DisclosureOfObjectivesPoliciesAndProcessesForManagingCapitalExplanatory" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags" xlink:to="ifrs-full_DisclosureOfNoncontrollingInterestsExplanatory" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags" xlink:to="ifrs-full_DisclosureOfBorrowingsExplanatory" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags" xlink:to="ifrs-full_DisclosureOfDebtSecuritiesExplanatory" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags" xlink:to="ifrs-full_DisclosureOfSubordinatedLiabilitiesExplanatory" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags" xlink:to="ifrs-full_DisclosureOfInvestmentContractsLiabilitiesExplanatory" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags" xlink:to="ifrs-full_DisclosureOfOtherCurrentLiabilitiesExplanatory" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags" xlink:to="ifrs-full_DisclosureOfOtherLiabilitiesExplanatory" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags" xlink:to="ifrs-full_DisclosureOfOtherNoncurrentLiabilitiesExplanatory" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags" xlink:to="ifrs-full_DisclosureOfAccruedExpensesAndOtherLiabilitiesExplanatory" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags" xlink:to="ifrs-full_DisclosureOfRevenueFromContractsWithCustomersExplanatory" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags" xlink:to="ifrs-full_DisclosureOfGeneralAndAdministrativeExpenseExplanatory" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags" xlink:to="ifrs-full_NameOfUltimateParentOfGroup" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags" xlink:to="ifrs-full_DisclosureOfInformationAboutKeyManagementPersonnelExplanatory" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags" xlink:to="ifrs-full_DescriptionOfAccountingPolicyForSharebasedPaymentTransactionsExplanatory" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags" xlink:to="ifrs-full_DisclosureOfSharebasedPaymentArrangementsExplanatory" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags" xlink:to="ifrs-full_DisclosureOfRelatedPartyExplanatory" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags" xlink:to="ifrs-full_DescriptionOfAccountingPolicyForTransactionsWithRelatedPartiesExplanatory" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags" xlink:to="ifrs-full_DisclosureOfAuditorsRemunerationExplanatory" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags" xlink:to="ifrs-full_DescriptionOfAccountingPolicyForSubsidiariesExplanatory" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags" xlink:to="ifrs-full_DisclosureOfSignificantInvestmentsInSubsidiariesExplanatory" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags" xlink:to="ifrs-full_DescriptionOfAccountingPolicyForBusinessCombinationsAndGoodwillExplanatory" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags" xlink:to="ifrs-full_DescriptionOfAccountingPolicyForBusinessCombinationsExplanatory" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags" xlink:to="ifrs-full_DisclosureOfBasisOfConsolidationExplanatory" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags" xlink:to="ifrs-full_DisclosureOfBusinessCombinationsExplanatory" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags" xlink:to="ifrs-full_DisclosureOfInterestsInOtherEntitiesExplanatory" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags" xlink:to="ifrs-full_DescriptionOfAccountingPolicyForForeignCurrencyTranslationExplanatory" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags" xlink:to="ifrs-full_DescriptionOfAccountingPolicyForFunctionalCurrencyExplanatory" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags" xlink:to="ifrs-full_DisclosureOfEventsAfterReportingPeriodExplanatory" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags" xlink:to="ifrs-full_DisclosureOfFinancialRiskManagementExplanatory" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags" xlink:to="ifrs-full_DisclosureOfMarketRiskExplanatory" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags" xlink:to="ifrs-full_DisclosureOfCreditRiskExplanatory" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags" xlink:to="ifrs-full_DisclosureOfLiquidityRiskExplanatory" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags" xlink:to="ifrs-full_DisclosureOfAuthorisationOfFinancialStatementsExplanatory" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
  </presentationLink>
  <presentationLink xlink:role="http://uniqainsurancegroupag.com/xbrl/2023/roles/KonzerngewinnUndVerlustrechnungVom1JaennerBis31Dezember2023" xlink:type="extended" xmlns:xlink="http://www.w3.org/1999/xlink">
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_IncomeStatementAbstract" xlink:label="ifrs-full_IncomeStatementAbstract" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_ProfitLossAbstract" xlink:label="ifrs-full_ProfitLossAbstract" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_InsuranceRevenue" xlink:label="ifrs-full_InsuranceRevenue" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_InsuranceServiceExpensesFromInsuranceContractsIssued" xlink:label="ifrs-full_InsuranceServiceExpensesFromInsuranceContractsIssued" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_IncomeExpensesFromReinsuranceContractsHeldOtherThanFinanceIncomeExpenses" xlink:label="ifrs-full_IncomeExpensesFromReinsuranceContractsHeldOtherThanFinanceIncomeExpenses" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_InsuranceServiceResult" xlink:label="ifrs-full_InsuranceServiceResult" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_InvestmentIncome" xlink:label="ifrs-full_InvestmentIncome" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_InterestRevenueCalculatedUsingEffectiveInterestMethod" xlink:label="ifrs-full_InterestRevenueCalculatedUsingEffectiveInterestMethod" />
    <loc xlink:type="locator" xlink:href="uniqainsgroupag-2023-12-31.xsd#uniqainsgroupag_ErtraegeAusKapitalanlagenDavonWertaenderungenAufBasisDesWertberichtigungsmodellsFuerErwarteteKreditverluste" xlink:label="uniqainsgroupag_ErtraegeAusKapitalanlagenDavonWertaenderungenAufBasisDesWertberichtigungsmodellsFuerErwarteteKreditverluste" />
    <loc xlink:type="locator" xlink:href="uniqainsgroupag-2023-12-31.xsd#uniqainsgroupag_AufwendungenAusKapitalanlagen" xlink:label="uniqainsgroupag_AufwendungenAusKapitalanlagen" />
    <loc xlink:type="locator" xlink:href="uniqainsgroupag-2023-12-31.xsd#uniqainsgroupag_AufwendungenAusKapitalanlagenDavonWertaenderungenAufBasisDesWertberichtigungsmodellsFuerErwarteteKreditverluste" xlink:label="uniqainsgroupag_AufwendungenAusKapitalanlagenDavonWertaenderungenAufBasisDesWertberichtigungsmodellsFuerErwarteteKreditverluste" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod" xlink:label="ifrs-full_ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod" />
    <loc xlink:type="locator" xlink:href="uniqainsgroupag-2023-12-31.xsd#uniqainsgroupag_Kapitalanlageergebnis" xlink:label="uniqainsgroupag_Kapitalanlageergebnis" />
    <loc xlink:type="locator" xlink:href="uniqainsgroupag-2023-12-31.xsd#uniqainsgroupag_ErtraegeAusKapitalanlagenDerFondsUndDerIndexgebundenenLebensversicherung" xlink:label="uniqainsgroupag_ErtraegeAusKapitalanlagenDerFondsUndDerIndexgebundenenLebensversicherung" />
    <loc xlink:type="locator" xlink:href="uniqainsgroupag-2023-12-31.xsd#uniqainsgroupag_AufwendungenAusKapitalanlagenDerFondsUndDerIndexgebundenenLebensversicherung" xlink:label="uniqainsgroupag_AufwendungenAusKapitalanlagenDerFondsUndDerIndexgebundenenLebensversicherung" />
    <loc xlink:type="locator" xlink:href="uniqainsgroupag-2023-12-31.xsd#uniqainsgroupag_KapitalanlagenDerFondsUndDerIndexgebundenenLebensversicherung" xlink:label="uniqainsgroupag_KapitalanlagenDerFondsUndDerIndexgebundenenLebensversicherung" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_InsuranceFinanceIncomeExpensesFromInsuranceContractsIssuedRecognisedInProfitOrLoss" xlink:label="ifrs-full_InsuranceFinanceIncomeExpensesFromInsuranceContractsIssuedRecognisedInProfitOrLoss" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_FinanceIncomeExpensesFromReinsuranceContractsHeldRecognisedInProfitOrLoss" xlink:label="ifrs-full_FinanceIncomeExpensesFromReinsuranceContractsHeldRecognisedInProfitOrLoss" />
    <loc xlink:type="locator" xlink:href="uniqainsgroupag-2023-12-31.xsd#uniqainsgroupag_KapitalanlageergebnisInklusiveVersicherungsvertraege" xlink:label="uniqainsgroupag_KapitalanlageergebnisInklusiveVersicherungsvertraege" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_OtherIncome" xlink:label="ifrs-full_OtherIncome" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_OtherExpenseByNature" xlink:label="ifrs-full_OtherExpenseByNature" />
    <loc xlink:type="locator" xlink:href="uniqainsgroupag-2023-12-31.xsd#uniqainsgroupag_NichtVersicherungstechnischesErgebnis" xlink:label="uniqainsgroupag_NichtVersicherungstechnischesErgebnis" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_ProfitLossFromOperatingActivities" xlink:label="ifrs-full_ProfitLossFromOperatingActivities" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DepreciationAmortisationAndImpairmentLossReversalOfImpairmentLossRecognisedInProfitOrLoss" xlink:label="ifrs-full_DepreciationAmortisationAndImpairmentLossReversalOfImpairmentLossRecognisedInProfitOrLoss" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_FinanceCosts" xlink:label="ifrs-full_FinanceCosts" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_ProfitLossBeforeTax" xlink:label="ifrs-full_ProfitLossBeforeTax" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_IncomeTaxExpenseContinuingOperations" xlink:label="ifrs-full_IncomeTaxExpenseContinuingOperations" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_ProfitLossFromContinuingOperations" xlink:label="ifrs-full_ProfitLossFromContinuingOperations" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_ProfitLossFromDiscontinuedOperations" xlink:label="ifrs-full_ProfitLossFromDiscontinuedOperations" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_ProfitLoss" xlink:label="ifrs-full_ProfitLoss" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_ProfitLossAttributableToOwnersOfParent" xlink:label="ifrs-full_ProfitLossAttributableToOwnersOfParent" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_ProfitLossAttributableToNoncontrollingInterests" xlink:label="ifrs-full_ProfitLossAttributableToNoncontrollingInterests" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_BasicEarningsLossPerShare" xlink:label="ifrs-full_BasicEarningsLossPerShare" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_BasicEarningsLossPerShareFromContinuingOperations" xlink:label="ifrs-full_BasicEarningsLossPerShareFromContinuingOperations" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_BasicEarningsLossPerShareFromDiscontinuedOperations" xlink:label="ifrs-full_BasicEarningsLossPerShareFromDiscontinuedOperations" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_AdjustedWeightedAverageShares" xlink:label="ifrs-full_AdjustedWeightedAverageShares" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DilutedEarningsLossPerShare" xlink:label="ifrs-full_DilutedEarningsLossPerShare" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DilutedEarningsLossPerShareFromContinuingOperations" xlink:label="ifrs-full_DilutedEarningsLossPerShareFromContinuingOperations" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DilutedEarningsLossPerShareFromDiscontinuedOperations" xlink:label="ifrs-full_DilutedEarningsLossPerShareFromDiscontinuedOperations" />
    <presentationArc xlink:type="arc" xlink:from="ifrs-full_IncomeStatementAbstract" xlink:to="ifrs-full_ProfitLossAbstract" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <presentationArc xlink:type="arc" xlink:from="ifrs-full_ProfitLossAbstract" xlink:to="ifrs-full_InsuranceRevenue" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <presentationArc xlink:type="arc" xlink:from="ifrs-full_ProfitLossAbstract" xlink:to="ifrs-full_InsuranceServiceExpensesFromInsuranceContractsIssued" order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <presentationArc xlink:type="arc" xlink:from="ifrs-full_ProfitLossAbstract" xlink:to="ifrs-full_IncomeExpensesFromReinsuranceContractsHeldOtherThanFinanceIncomeExpenses" order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <presentationArc xlink:type="arc" xlink:from="ifrs-full_ProfitLossAbstract" xlink:to="ifrs-full_InsuranceServiceResult" order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <presentationArc xlink:type="arc" xlink:from="ifrs-full_ProfitLossAbstract" xlink:to="ifrs-full_InvestmentIncome" order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <presentationArc xlink:type="arc" xlink:from="ifrs-full_ProfitLossAbstract" xlink:to="ifrs-full_InterestRevenueCalculatedUsingEffectiveInterestMethod" order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <presentationArc xlink:type="arc" xlink:from="ifrs-full_ProfitLossAbstract" xlink:to="uniqainsgroupag_ErtraegeAusKapitalanlagenDavonWertaenderungenAufBasisDesWertberichtigungsmodellsFuerErwarteteKreditverluste" order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="ifrs-full_ProfitLossAbstract" xlink:to="uniqainsgroupag_AufwendungenAusKapitalanlagen" order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="ifrs-full_ProfitLossAbstract" xlink:to="uniqainsgroupag_AufwendungenAusKapitalanlagenDavonWertaenderungenAufBasisDesWertberichtigungsmodellsFuerErwarteteKreditverluste" order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="ifrs-full_ProfitLossAbstract" xlink:to="ifrs-full_ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod" order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <presentationArc xlink:type="arc" xlink:from="ifrs-full_ProfitLossAbstract" xlink:to="uniqainsgroupag_Kapitalanlageergebnis" order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="ifrs-full_ProfitLossAbstract" xlink:to="uniqainsgroupag_ErtraegeAusKapitalanlagenDerFondsUndDerIndexgebundenenLebensversicherung" order="12" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="ifrs-full_ProfitLossAbstract" xlink:to="uniqainsgroupag_AufwendungenAusKapitalanlagenDerFondsUndDerIndexgebundenenLebensversicherung" order="13" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="ifrs-full_ProfitLossAbstract" xlink:to="uniqainsgroupag_KapitalanlagenDerFondsUndDerIndexgebundenenLebensversicherung" order="14" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="ifrs-full_ProfitLossAbstract" xlink:to="ifrs-full_InsuranceFinanceIncomeExpensesFromInsuranceContractsIssuedRecognisedInProfitOrLoss" order="15" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <presentationArc xlink:type="arc" xlink:from="ifrs-full_ProfitLossAbstract" xlink:to="ifrs-full_FinanceIncomeExpensesFromReinsuranceContractsHeldRecognisedInProfitOrLoss" order="16" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <presentationArc xlink:type="arc" xlink:from="ifrs-full_ProfitLossAbstract" xlink:to="uniqainsgroupag_KapitalanlageergebnisInklusiveVersicherungsvertraege" order="17" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="ifrs-full_ProfitLossAbstract" xlink:to="ifrs-full_OtherIncome" order="18" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <presentationArc xlink:type="arc" xlink:from="ifrs-full_ProfitLossAbstract" xlink:to="ifrs-full_OtherExpenseByNature" order="19" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <presentationArc xlink:type="arc" xlink:from="ifrs-full_ProfitLossAbstract" xlink:to="uniqainsgroupag_NichtVersicherungstechnischesErgebnis" order="20" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="ifrs-full_ProfitLossAbstract" xlink:to="ifrs-full_ProfitLossFromOperatingActivities" order="21" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <presentationArc xlink:type="arc" xlink:from="ifrs-full_ProfitLossAbstract" xlink:to="ifrs-full_DepreciationAmortisationAndImpairmentLossReversalOfImpairmentLossRecognisedInProfitOrLoss" order="22" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <presentationArc xlink:type="arc" xlink:from="ifrs-full_ProfitLossAbstract" xlink:to="ifrs-full_FinanceCosts" order="23" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <presentationArc xlink:type="arc" xlink:from="ifrs-full_ProfitLossAbstract" xlink:to="ifrs-full_ProfitLossBeforeTax" order="24" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <presentationArc xlink:type="arc" xlink:from="ifrs-full_ProfitLossAbstract" xlink:to="ifrs-full_IncomeTaxExpenseContinuingOperations" order="25" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <presentationArc xlink:type="arc" xlink:from="ifrs-full_ProfitLossAbstract" xlink:to="ifrs-full_ProfitLossFromContinuingOperations" order="26" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <presentationArc xlink:type="arc" xlink:from="ifrs-full_ProfitLossAbstract" xlink:to="ifrs-full_ProfitLossFromDiscontinuedOperations" order="27" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <presentationArc xlink:type="arc" xlink:from="ifrs-full_ProfitLossAbstract" xlink:to="ifrs-full_ProfitLoss" order="28" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <presentationArc xlink:type="arc" xlink:from="ifrs-full_ProfitLossAbstract" xlink:to="ifrs-full_ProfitLossAttributableToOwnersOfParent" order="29" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <presentationArc xlink:type="arc" xlink:from="ifrs-full_ProfitLossAbstract" xlink:to="ifrs-full_ProfitLossAttributableToNoncontrollingInterests" order="30" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <presentationArc xlink:type="arc" xlink:from="ifrs-full_ProfitLossAbstract" xlink:to="ifrs-full_BasicEarningsLossPerShare" order="31" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <presentationArc xlink:type="arc" xlink:from="ifrs-full_ProfitLossAbstract" xlink:to="ifrs-full_BasicEarningsLossPerShareFromContinuingOperations" order="32" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <presentationArc xlink:type="arc" xlink:from="ifrs-full_ProfitLossAbstract" xlink:to="ifrs-full_BasicEarningsLossPerShareFromDiscontinuedOperations" order="33" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <presentationArc xlink:type="arc" xlink:from="ifrs-full_ProfitLossAbstract" xlink:to="ifrs-full_AdjustedWeightedAverageShares" order="34" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <presentationArc xlink:type="arc" xlink:from="ifrs-full_ProfitLossAbstract" xlink:to="ifrs-full_DilutedEarningsLossPerShare" order="35" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <presentationArc xlink:type="arc" xlink:from="ifrs-full_ProfitLossAbstract" xlink:to="ifrs-full_DilutedEarningsLossPerShareFromContinuingOperations" order="36" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <presentationArc xlink:type="arc" xlink:from="ifrs-full_ProfitLossAbstract" xlink:to="ifrs-full_DilutedEarningsLossPerShareFromDiscontinuedOperations" order="37" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
  </presentationLink>
  <presentationLink xlink:role="http://uniqainsurancegroupag.com/xbrl/2023/roles/KonzerngesamtergebnisrechnungVom1JaennerBis31Dezember2023" xlink:type="extended" xmlns:xlink="http://www.w3.org/1999/xlink">
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_StatementOfComprehensiveIncomeAbstract" xlink:label="ifrs-full_StatementOfComprehensiveIncomeAbstract" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_ProfitLoss" xlink:label="ifrs-full_ProfitLoss" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_OtherComprehensiveIncomeBeforeTaxGainsLossesOnRemeasurementsOfDefinedBenefitPlans" xlink:label="ifrs-full_OtherComprehensiveIncomeBeforeTaxGainsLossesOnRemeasurementsOfDefinedBenefitPlans" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_IncomeTaxRelatingToRemeasurementsOfDefinedBenefitPlansOfOtherComprehensiveIncome" xlink:label="ifrs-full_IncomeTaxRelatingToRemeasurementsOfDefinedBenefitPlansOfOtherComprehensiveIncome" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_OtherComprehensiveIncomeBeforeTaxGainsLossesFromInvestmentsInEquityInstruments" xlink:label="ifrs-full_OtherComprehensiveIncomeBeforeTaxGainsLossesFromInvestmentsInEquityInstruments" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_IncomeTaxRelatingToInvestmentsInEquityInstrumentsOfOtherComprehensiveIncome" xlink:label="ifrs-full_IncomeTaxRelatingToInvestmentsInEquityInstrumentsOfOtherComprehensiveIncome" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_ShareOfOtherComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethodThatWillNotBeReclassifiedToProfitOrLossNetOfTax" xlink:label="ifrs-full_ShareOfOtherComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethodThatWillNotBeReclassifiedToProfitOrLossNetOfTax" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_OtherComprehensiveIncomeThatWillNotBeReclassifiedToProfitOrLossNetOfTax" xlink:label="ifrs-full_OtherComprehensiveIncomeThatWillNotBeReclassifiedToProfitOrLossNetOfTax" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_GainsLossesOnExchangeDifferencesOnTranslationNetOfTax" xlink:label="ifrs-full_GainsLossesOnExchangeDifferencesOnTranslationNetOfTax" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_GainsLossesOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeBeforeTax" xlink:label="ifrs-full_GainsLossesOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeBeforeTax" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_IncomeTaxRelatingToFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome" xlink:label="ifrs-full_IncomeTaxRelatingToFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_InsuranceFinanceIncomeExpensesFromInsuranceContractsIssuedExcludedFromProfitOrLossThatWillBeReclassifiedToProfitOrLossBeforeTax" xlink:label="ifrs-full_InsuranceFinanceIncomeExpensesFromInsuranceContractsIssuedExcludedFromProfitOrLossThatWillBeReclassifiedToProfitOrLossBeforeTax" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_IncomeTaxRelatingToInsuranceFinanceIncomeExpensesFromInsuranceContractsIssuedOfOtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLoss" xlink:label="ifrs-full_IncomeTaxRelatingToInsuranceFinanceIncomeExpensesFromInsuranceContractsIssuedOfOtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLoss" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_FinanceIncomeExpensesFromReinsuranceContractsHeldExcludedFromProfitOrLossBeforeTax" xlink:label="ifrs-full_FinanceIncomeExpensesFromReinsuranceContractsHeldExcludedFromProfitOrLossBeforeTax" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_IncomeTaxRelatingToFinanceIncomeExpensesFromReinsuranceContractsHeldOfOtherComprehensiveIncome" xlink:label="ifrs-full_IncomeTaxRelatingToFinanceIncomeExpensesFromReinsuranceContractsHeldOfOtherComprehensiveIncome" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_ShareOfOtherComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethodThatWillBeReclassifiedToProfitOrLossNetOfTax" xlink:label="ifrs-full_ShareOfOtherComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethodThatWillBeReclassifiedToProfitOrLossNetOfTax" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_OtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLossNetOfTax" xlink:label="ifrs-full_OtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLossNetOfTax" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_ComprehensiveIncomeFromDiscontinuedOperations" xlink:label="ifrs-full_ComprehensiveIncomeFromDiscontinuedOperations" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_OtherComprehensiveIncome" xlink:label="ifrs-full_OtherComprehensiveIncome" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_ComprehensiveIncome" xlink:label="ifrs-full_ComprehensiveIncome" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_ComprehensiveIncomeAttributableToOwnersOfParent" xlink:label="ifrs-full_ComprehensiveIncomeAttributableToOwnersOfParent" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_ComprehensiveIncomeAttributableToNoncontrollingInterests" xlink:label="ifrs-full_ComprehensiveIncomeAttributableToNoncontrollingInterests" />
    <presentationArc xlink:type="arc" xlink:from="ifrs-full_StatementOfComprehensiveIncomeAbstract" xlink:to="ifrs-full_ProfitLoss" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <presentationArc xlink:type="arc" xlink:from="ifrs-full_StatementOfComprehensiveIncomeAbstract" xlink:to="ifrs-full_OtherComprehensiveIncomeBeforeTaxGainsLossesOnRemeasurementsOfDefinedBenefitPlans" order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <presentationArc xlink:type="arc" xlink:from="ifrs-full_StatementOfComprehensiveIncomeAbstract" xlink:to="ifrs-full_IncomeTaxRelatingToRemeasurementsOfDefinedBenefitPlansOfOtherComprehensiveIncome" order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <presentationArc xlink:type="arc" xlink:from="ifrs-full_StatementOfComprehensiveIncomeAbstract" xlink:to="ifrs-full_OtherComprehensiveIncomeBeforeTaxGainsLossesFromInvestmentsInEquityInstruments" order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <presentationArc xlink:type="arc" xlink:from="ifrs-full_StatementOfComprehensiveIncomeAbstract" xlink:to="ifrs-full_IncomeTaxRelatingToInvestmentsInEquityInstrumentsOfOtherComprehensiveIncome" order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <presentationArc xlink:type="arc" xlink:from="ifrs-full_StatementOfComprehensiveIncomeAbstract" xlink:to="ifrs-full_ShareOfOtherComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethodThatWillNotBeReclassifiedToProfitOrLossNetOfTax" order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <presentationArc xlink:type="arc" xlink:from="ifrs-full_StatementOfComprehensiveIncomeAbstract" xlink:to="ifrs-full_OtherComprehensiveIncomeThatWillNotBeReclassifiedToProfitOrLossNetOfTax" order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <presentationArc xlink:type="arc" xlink:from="ifrs-full_StatementOfComprehensiveIncomeAbstract" xlink:to="ifrs-full_GainsLossesOnExchangeDifferencesOnTranslationNetOfTax" order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <presentationArc xlink:type="arc" xlink:from="ifrs-full_StatementOfComprehensiveIncomeAbstract" xlink:to="ifrs-full_GainsLossesOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeBeforeTax" order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <presentationArc xlink:type="arc" xlink:from="ifrs-full_StatementOfComprehensiveIncomeAbstract" xlink:to="ifrs-full_IncomeTaxRelatingToFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome" order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <presentationArc xlink:type="arc" xlink:from="ifrs-full_StatementOfComprehensiveIncomeAbstract" xlink:to="ifrs-full_InsuranceFinanceIncomeExpensesFromInsuranceContractsIssuedExcludedFromProfitOrLossThatWillBeReclassifiedToProfitOrLossBeforeTax" order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <presentationArc xlink:type="arc" xlink:from="ifrs-full_StatementOfComprehensiveIncomeAbstract" xlink:to="ifrs-full_IncomeTaxRelatingToInsuranceFinanceIncomeExpensesFromInsuranceContractsIssuedOfOtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLoss" order="12" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <presentationArc xlink:type="arc" xlink:from="ifrs-full_StatementOfComprehensiveIncomeAbstract" xlink:to="ifrs-full_FinanceIncomeExpensesFromReinsuranceContractsHeldExcludedFromProfitOrLossBeforeTax" order="13" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <presentationArc xlink:type="arc" xlink:from="ifrs-full_StatementOfComprehensiveIncomeAbstract" xlink:to="ifrs-full_IncomeTaxRelatingToFinanceIncomeExpensesFromReinsuranceContractsHeldOfOtherComprehensiveIncome" order="14" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <presentationArc xlink:type="arc" xlink:from="ifrs-full_StatementOfComprehensiveIncomeAbstract" xlink:to="ifrs-full_ShareOfOtherComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethodThatWillBeReclassifiedToProfitOrLossNetOfTax" order="15" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <presentationArc xlink:type="arc" xlink:from="ifrs-full_StatementOfComprehensiveIncomeAbstract" xlink:to="ifrs-full_OtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLossNetOfTax" order="16" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <presentationArc xlink:type="arc" xlink:from="ifrs-full_StatementOfComprehensiveIncomeAbstract" xlink:to="ifrs-full_ComprehensiveIncomeFromDiscontinuedOperations" order="17" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <presentationArc xlink:type="arc" xlink:from="ifrs-full_StatementOfComprehensiveIncomeAbstract" xlink:to="ifrs-full_OtherComprehensiveIncome" order="18" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <presentationArc xlink:type="arc" xlink:from="ifrs-full_StatementOfComprehensiveIncomeAbstract" xlink:to="ifrs-full_ComprehensiveIncome" order="19" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <presentationArc xlink:type="arc" xlink:from="ifrs-full_StatementOfComprehensiveIncomeAbstract" xlink:to="ifrs-full_ComprehensiveIncomeAttributableToOwnersOfParent" order="20" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <presentationArc xlink:type="arc" xlink:from="ifrs-full_StatementOfComprehensiveIncomeAbstract" xlink:to="ifrs-full_ComprehensiveIncomeAttributableToNoncontrollingInterests" order="21" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
  </presentationLink>
  <presentationLink xlink:role="http://uniqainsurancegroupag.com/xbrl/2023/roles/KonzernbilanzZum31Dezember2023" xlink:type="extended" xmlns:xlink="http://www.w3.org/1999/xlink">
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_StatementOfFinancialPositionAbstract" xlink:label="ifrs-full_StatementOfFinancialPositionAbstract" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_PropertyPlantAndEquipment" xlink:label="ifrs-full_PropertyPlantAndEquipment" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_IntangibleAssetsAndGoodwill" xlink:label="ifrs-full_IntangibleAssetsAndGoodwill" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_InvestmentProperty" xlink:label="ifrs-full_InvestmentProperty" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_InvestmentAccountedForUsingEquityMethod" xlink:label="ifrs-full_InvestmentAccountedForUsingEquityMethod" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_NoncurrentInvestmentsOtherThanInvestmentsAccountedForUsingEquityMethod" xlink:label="ifrs-full_NoncurrentInvestmentsOtherThanInvestmentsAccountedForUsingEquityMethod" />
    <loc xlink:type="locator" xlink:href="uniqainsgroupag-2023-12-31.xsd#uniqainsgroupag_Kapitalanlagen" xlink:label="uniqainsgroupag_Kapitalanlagen" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_InvestmentsForRiskOfPolicyholders" xlink:label="ifrs-full_InvestmentsForRiskOfPolicyholders" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_InsuranceContractsIssuedThatAreAssets" xlink:label="ifrs-full_InsuranceContractsIssuedThatAreAssets" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_ReinsuranceContractsHeldThatAreAssets" xlink:label="ifrs-full_ReinsuranceContractsHeldThatAreAssets" />
    <loc xlink:type="locator" xlink:href="uniqainsgroupag-2023-12-31.xsd#uniqainsgroupag_ForderungenUndUEbrigeAktiva" xlink:label="uniqainsgroupag_ForderungenUndUEbrigeAktiva" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DeferredTaxAssets" xlink:label="ifrs-full_DeferredTaxAssets" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_CashAndCashEquivalents" xlink:label="ifrs-full_CashAndCashEquivalents" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSaleOrAsHeldForDistributionToOwners" xlink:label="ifrs-full_NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSaleOrAsHeldForDistributionToOwners" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_Assets" xlink:label="ifrs-full_Assets" />
    <loc xlink:type="locator" xlink:href="uniqainsgroupag-2023-12-31.xsd#uniqainsgroupag_GezeichnetesKapitalUndKapitalruecklagen" xlink:label="uniqainsgroupag_GezeichnetesKapitalUndKapitalruecklagen" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_TreasuryShares" xlink:label="ifrs-full_TreasuryShares" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_RetainedEarnings" xlink:label="ifrs-full_RetainedEarnings" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_EquityAttributableToOwnersOfParent" xlink:label="ifrs-full_EquityAttributableToOwnersOfParent" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_NoncontrollingInterests" xlink:label="ifrs-full_NoncontrollingInterests" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_Equity" xlink:label="ifrs-full_Equity" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_SubordinatedLiabilities" xlink:label="ifrs-full_SubordinatedLiabilities" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_InsuranceContractsIssuedThatAreLiabilities" xlink:label="ifrs-full_InsuranceContractsIssuedThatAreLiabilities" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_ReinsuranceContractsHeldThatAreLiabilities" xlink:label="ifrs-full_ReinsuranceContractsHeldThatAreLiabilities" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_OtherFinancialLiabilities" xlink:label="ifrs-full_OtherFinancialLiabilities" />
    <loc xlink:type="locator" xlink:href="uniqainsgroupag-2023-12-31.xsd#uniqainsgroupag_AndereRueckstellungen" xlink:label="uniqainsgroupag_AndereRueckstellungen" />
    <loc xlink:type="locator" xlink:href="uniqainsgroupag-2023-12-31.xsd#uniqainsgroupag_VerbindlichkeitenUndUEbrigeSchulden" xlink:label="uniqainsgroupag_VerbindlichkeitenUndUEbrigeSchulden" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DeferredTaxLiabilities" xlink:label="ifrs-full_DeferredTaxLiabilities" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_LiabilitiesIncludedInDisposalGroupsClassifiedAsHeldForSale" xlink:label="ifrs-full_LiabilitiesIncludedInDisposalGroupsClassifiedAsHeldForSale" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_Liabilities" xlink:label="ifrs-full_Liabilities" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_EquityAndLiabilities" xlink:label="ifrs-full_EquityAndLiabilities" />
    <presentationArc xlink:type="arc" xlink:from="ifrs-full_StatementOfFinancialPositionAbstract" xlink:to="ifrs-full_PropertyPlantAndEquipment" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <presentationArc xlink:type="arc" xlink:from="ifrs-full_StatementOfFinancialPositionAbstract" xlink:to="ifrs-full_IntangibleAssetsAndGoodwill" order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <presentationArc xlink:type="arc" xlink:from="ifrs-full_StatementOfFinancialPositionAbstract" xlink:to="ifrs-full_InvestmentProperty" order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <presentationArc xlink:type="arc" xlink:from="ifrs-full_StatementOfFinancialPositionAbstract" xlink:to="ifrs-full_InvestmentAccountedForUsingEquityMethod" order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <presentationArc xlink:type="arc" xlink:from="ifrs-full_StatementOfFinancialPositionAbstract" xlink:to="ifrs-full_NoncurrentInvestmentsOtherThanInvestmentsAccountedForUsingEquityMethod" order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <presentationArc xlink:type="arc" xlink:from="ifrs-full_StatementOfFinancialPositionAbstract" xlink:to="uniqainsgroupag_Kapitalanlagen" order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="ifrs-full_StatementOfFinancialPositionAbstract" xlink:to="ifrs-full_InvestmentsForRiskOfPolicyholders" order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <presentationArc xlink:type="arc" xlink:from="ifrs-full_StatementOfFinancialPositionAbstract" xlink:to="ifrs-full_InsuranceContractsIssuedThatAreAssets" order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <presentationArc xlink:type="arc" xlink:from="ifrs-full_StatementOfFinancialPositionAbstract" xlink:to="ifrs-full_ReinsuranceContractsHeldThatAreAssets" order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <presentationArc xlink:type="arc" xlink:from="ifrs-full_StatementOfFinancialPositionAbstract" xlink:to="uniqainsgroupag_ForderungenUndUEbrigeAktiva" order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="ifrs-full_StatementOfFinancialPositionAbstract" xlink:to="ifrs-full_DeferredTaxAssets" order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <presentationArc xlink:type="arc" xlink:from="ifrs-full_StatementOfFinancialPositionAbstract" xlink:to="ifrs-full_CashAndCashEquivalents" order="12" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <presentationArc xlink:type="arc" xlink:from="ifrs-full_StatementOfFinancialPositionAbstract" xlink:to="ifrs-full_NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSaleOrAsHeldForDistributionToOwners" order="13" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <presentationArc xlink:type="arc" xlink:from="ifrs-full_StatementOfFinancialPositionAbstract" xlink:to="ifrs-full_Assets" order="14" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <presentationArc xlink:type="arc" xlink:from="ifrs-full_StatementOfFinancialPositionAbstract" xlink:to="uniqainsgroupag_GezeichnetesKapitalUndKapitalruecklagen" order="15" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="ifrs-full_StatementOfFinancialPositionAbstract" xlink:to="ifrs-full_TreasuryShares" order="16" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <presentationArc xlink:type="arc" xlink:from="ifrs-full_StatementOfFinancialPositionAbstract" xlink:to="ifrs-full_RetainedEarnings" order="17" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <presentationArc xlink:type="arc" xlink:from="ifrs-full_StatementOfFinancialPositionAbstract" xlink:to="ifrs-full_EquityAttributableToOwnersOfParent" order="18" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <presentationArc xlink:type="arc" xlink:from="ifrs-full_StatementOfFinancialPositionAbstract" xlink:to="ifrs-full_NoncontrollingInterests" order="19" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <presentationArc xlink:type="arc" xlink:from="ifrs-full_StatementOfFinancialPositionAbstract" xlink:to="ifrs-full_Equity" order="20" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <presentationArc xlink:type="arc" xlink:from="ifrs-full_StatementOfFinancialPositionAbstract" xlink:to="ifrs-full_SubordinatedLiabilities" order="21" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <presentationArc xlink:type="arc" xlink:from="ifrs-full_StatementOfFinancialPositionAbstract" xlink:to="ifrs-full_InsuranceContractsIssuedThatAreLiabilities" order="22" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <presentationArc xlink:type="arc" xlink:from="ifrs-full_StatementOfFinancialPositionAbstract" xlink:to="ifrs-full_ReinsuranceContractsHeldThatAreLiabilities" order="23" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <presentationArc xlink:type="arc" xlink:from="ifrs-full_StatementOfFinancialPositionAbstract" xlink:to="ifrs-full_OtherFinancialLiabilities" order="24" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <presentationArc xlink:type="arc" xlink:from="ifrs-full_StatementOfFinancialPositionAbstract" xlink:to="uniqainsgroupag_AndereRueckstellungen" order="25" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="ifrs-full_StatementOfFinancialPositionAbstract" xlink:to="uniqainsgroupag_VerbindlichkeitenUndUEbrigeSchulden" order="26" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="ifrs-full_StatementOfFinancialPositionAbstract" xlink:to="ifrs-full_DeferredTaxLiabilities" order="27" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <presentationArc xlink:type="arc" xlink:from="ifrs-full_StatementOfFinancialPositionAbstract" xlink:to="ifrs-full_LiabilitiesIncludedInDisposalGroupsClassifiedAsHeldForSale" order="28" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <presentationArc xlink:type="arc" xlink:from="ifrs-full_StatementOfFinancialPositionAbstract" xlink:to="ifrs-full_Liabilities" order="29" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <presentationArc xlink:type="arc" xlink:from="ifrs-full_StatementOfFinancialPositionAbstract" xlink:to="ifrs-full_EquityAndLiabilities" order="30" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
  </presentationLink>
  <presentationLink xlink:role="http://uniqainsurancegroupag.com/xbrl/2023/roles/EntwicklungDesKonzerneigenkapitals" xlink:type="extended" xmlns:xlink="http://www.w3.org/1999/xlink">
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_StatementOfChangesInEquityAbstract" xlink:label="ifrs-full_StatementOfChangesInEquityAbstract" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_StatementOfChangesInEquityTable" xlink:label="ifrs-full_StatementOfChangesInEquityTable" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_ComponentsOfEquityAxis" xlink:label="ifrs-full_ComponentsOfEquityAxis" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_EquityMember" xlink:label="ifrs-full_EquityMember" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_EquityAttributableToOwnersOfParentMember" xlink:label="ifrs-full_EquityAttributableToOwnersOfParentMember" />
    <loc xlink:type="locator" xlink:href="uniqainsgroupag-2023-12-31.xsd#uniqainsgroupag_GezeichnetesKapitalUndKapitalruecklagenMember" xlink:label="uniqainsgroupag_GezeichnetesKapitalUndKapitalruecklagenMember" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_TreasurySharesMember" xlink:label="ifrs-full_TreasurySharesMember" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_ReserveOfGainsAndLossesOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeMember" xlink:label="ifrs-full_ReserveOfGainsAndLossesOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeMember" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_ReserveOfRemeasurementsOfDefinedBenefitPlansMember" xlink:label="ifrs-full_ReserveOfRemeasurementsOfDefinedBenefitPlansMember" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_ReserveOfInsuranceFinanceIncomeExpensesFromInsuranceContractsIssuedExcludedFromProfitOrLossThatWillBeReclassifiedToProfitOrLossMember" xlink:label="ifrs-full_ReserveOfInsuranceFinanceIncomeExpensesFromInsuranceContractsIssuedExcludedFromProfitOrLossThatWillBeReclassifiedToProfitOrLossMember" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_ReserveOfFinanceIncomeExpensesFromReinsuranceContractsHeldExcludedFromProfitOrLossMember" xlink:label="ifrs-full_ReserveOfFinanceIncomeExpensesFromReinsuranceContractsHeldExcludedFromProfitOrLossMember" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_ReserveOfExchangeDifferencesOnTranslationMember" xlink:label="ifrs-full_ReserveOfExchangeDifferencesOnTranslationMember" />
    <loc xlink:type="locator" xlink:href="uniqainsgroupag-2023-12-31.xsd#uniqainsgroupag_UEbrigeKumulierteErgebnisseMember" xlink:label="uniqainsgroupag_UEbrigeKumulierteErgebnisseMember" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_NoncontrollingInterestsMember" xlink:label="ifrs-full_NoncontrollingInterestsMember" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_StatementOfChangesInEquityLineItems" xlink:label="ifrs-full_StatementOfChangesInEquityLineItems" />
    <loc xlink:type="locator" xlink:href="uniqainsgroupag-2023-12-31.xsd#uniqainsgroupag_EigenkapitalVorIAS8Adjustment" xlink:label="uniqainsgroupag_EigenkapitalVorIAS8Adjustment" />
    <loc xlink:type="locator" xlink:href="uniqainsgroupag-2023-12-31.xsd#uniqainsgroupag_AnpassungGemaesIas8BezueglichIFRS17UndIFRS9" xlink:label="uniqainsgroupag_AnpassungGemaesIas8BezueglichIFRS17UndIFRS9" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_Equity" xlink:label="ifrs-full_Equity" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_Equity" xlink:label="ifrs-full_Equity_PeriodEnd" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_Equity" xlink:label="ifrs-full_Equity_PeriodEnd" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_ComprehensiveIncome" xlink:label="ifrs-full_ComprehensiveIncome" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_OtherComprehensiveIncome" xlink:label="ifrs-full_OtherComprehensiveIncome" />
    <loc xlink:type="locator" xlink:href="uniqainsgroupag-2023-12-31.xsd#uniqainsgroupag_AnpassungGemaeSSIAS8Sonstige" xlink:label="uniqainsgroupag_AnpassungGemaeSSIAS8Sonstige" />
    <loc xlink:type="locator" xlink:href="uniqainsgroupag-2023-12-31.xsd#uniqainsgroupag_AEnderungDesKonsolidierungskreises" xlink:label="uniqainsgroupag_AEnderungDesKonsolidierungskreises" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DividendsPaid" xlink:label="ifrs-full_DividendsPaid" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_ProfitLoss" xlink:label="ifrs-full_ProfitLoss" />
    <presentationArc xlink:type="arc" xlink:from="ifrs-full_StatementOfChangesInEquityAbstract" xlink:to="ifrs-full_StatementOfChangesInEquityTable" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="ifrs-full_StatementOfChangesInEquityTable" xlink:to="ifrs-full_ComponentsOfEquityAxis" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="ifrs-full_ComponentsOfEquityAxis" xlink:to="ifrs-full_EquityMember" order="0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="ifrs-full_EquityMember" xlink:to="ifrs-full_EquityAttributableToOwnersOfParentMember" order="0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="ifrs-full_EquityAttributableToOwnersOfParentMember" xlink:to="uniqainsgroupag_GezeichnetesKapitalUndKapitalruecklagenMember" order="0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="ifrs-full_EquityAttributableToOwnersOfParentMember" xlink:to="ifrs-full_TreasurySharesMember" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="ifrs-full_EquityAttributableToOwnersOfParentMember" xlink:to="ifrs-full_ReserveOfGainsAndLossesOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeMember" order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="ifrs-full_EquityAttributableToOwnersOfParentMember" xlink:to="ifrs-full_ReserveOfRemeasurementsOfDefinedBenefitPlansMember" order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="ifrs-full_EquityAttributableToOwnersOfParentMember" xlink:to="ifrs-full_ReserveOfInsuranceFinanceIncomeExpensesFromInsuranceContractsIssuedExcludedFromProfitOrLossThatWillBeReclassifiedToProfitOrLossMember" order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="ifrs-full_EquityAttributableToOwnersOfParentMember" xlink:to="ifrs-full_ReserveOfFinanceIncomeExpensesFromReinsuranceContractsHeldExcludedFromProfitOrLossMember" order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="ifrs-full_EquityAttributableToOwnersOfParentMember" xlink:to="ifrs-full_ReserveOfExchangeDifferencesOnTranslationMember" order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="ifrs-full_EquityAttributableToOwnersOfParentMember" xlink:to="uniqainsgroupag_UEbrigeKumulierteErgebnisseMember" order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="ifrs-full_EquityMember" xlink:to="ifrs-full_NoncontrollingInterestsMember" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="ifrs-full_StatementOfChangesInEquityAbstract" xlink:to="ifrs-full_StatementOfChangesInEquityLineItems" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="ifrs-full_StatementOfChangesInEquityLineItems" xlink:to="uniqainsgroupag_EigenkapitalVorIAS8Adjustment" order="0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="ifrs-full_StatementOfChangesInEquityLineItems" xlink:to="uniqainsgroupag_AnpassungGemaesIas8BezueglichIFRS17UndIFRS9" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="ifrs-full_StatementOfChangesInEquityLineItems" xlink:to="ifrs-full_Equity" order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel" />
    <presentationArc xlink:type="arc" xlink:from="ifrs-full_StatementOfChangesInEquityLineItems" xlink:to="ifrs-full_ComprehensiveIncome" order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <presentationArc xlink:type="arc" xlink:from="ifrs-full_StatementOfChangesInEquityLineItems" xlink:to="ifrs-full_OtherComprehensiveIncome" order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <presentationArc xlink:type="arc" xlink:from="ifrs-full_StatementOfChangesInEquityLineItems" xlink:to="ifrs-full_Equity_PeriodEnd" order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" />
    <presentationArc xlink:type="arc" xlink:from="ifrs-full_StatementOfChangesInEquityLineItems" xlink:to="uniqainsgroupag_AnpassungGemaeSSIAS8Sonstige" order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="ifrs-full_StatementOfChangesInEquityLineItems" xlink:to="uniqainsgroupag_AEnderungDesKonsolidierungskreises" order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="ifrs-full_StatementOfChangesInEquityLineItems" xlink:to="ifrs-full_DividendsPaid" order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <presentationArc xlink:type="arc" xlink:from="ifrs-full_StatementOfChangesInEquityLineItems" xlink:to="ifrs-full_ProfitLoss" order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
  </presentationLink>
  <presentationLink xlink:role="http://uniqainsurancegroupag.com/xbrl/2023/roles/KonzerngeldflussrechnungVom1JaennerBis31Dezember2023" xlink:type="extended" xmlns:xlink="http://www.w3.org/1999/xlink">
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_StatementOfCashFlowsAbstract" xlink:label="ifrs-full_StatementOfCashFlowsAbstract" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_ProfitLoss" xlink:label="ifrs-full_ProfitLoss" />
    <loc xlink:type="locator" xlink:href="uniqainsgroupag-2023-12-31.xsd#uniqainsgroupag_AbschreibungenUndWertminderungenAufBestandsUndFirmenwerteUndSonstigeImmaterielleVermoegenswerteUndAufSachanlagen" xlink:label="uniqainsgroupag_AbschreibungenUndWertminderungenAufBestandsUndFirmenwerteUndSonstigeImmaterielleVermoegenswerteUndAufSachanlagen" />
    <loc xlink:type="locator" xlink:href="uniqainsgroupag-2023-12-31.xsd#uniqainsgroupag_AbschreibungenBzwZuschreibungenUEbrigerKapitalanlagen" xlink:label="uniqainsgroupag_AbschreibungenBzwZuschreibungenUEbrigerKapitalanlagen" />
    <loc xlink:type="locator" xlink:href="uniqainsgroupag-2023-12-31.xsd#uniqainsgroupag_GewinnBzwVerlustAusDemAbgangVonKapitalanlagen" xlink:label="uniqainsgroupag_GewinnBzwVerlustAusDemAbgangVonKapitalanlagen" />
    <loc xlink:type="locator" xlink:href="uniqainsgroupag-2023-12-31.xsd#uniqainsgroupag_VeraenderungDerAktiviertenAbschlusskosten" xlink:label="uniqainsgroupag_VeraenderungDerAktiviertenAbschlusskosten" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_AdjustmentsForFairValueGainsLosses" xlink:label="ifrs-full_AdjustmentsForFairValueGainsLosses" />
    <loc xlink:type="locator" xlink:href="uniqainsgroupag-2023-12-31.xsd#uniqainsgroupag_VeraenderungDerForderungenAusDemDirektenVersicherungsgeschaeft" xlink:label="uniqainsgroupag_VeraenderungDerForderungenAusDemDirektenVersicherungsgeschaeft" />
    <loc xlink:type="locator" xlink:href="uniqainsgroupag-2023-12-31.xsd#uniqainsgroupag_VeraenderungDerSonstigenVerbindlichkeiten" xlink:label="uniqainsgroupag_VeraenderungDerSonstigenVerbindlichkeiten" />
    <loc xlink:type="locator" xlink:href="uniqainsgroupag-2023-12-31.xsd#uniqainsgroupag_VeraenderungDerVersicherungstechnischenRueckstellungen" xlink:label="uniqainsgroupag_VeraenderungDerVersicherungstechnischenRueckstellungen" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_AdjustmentsForIncreaseDecreaseInEmployeeBenefitLiabilities" xlink:label="ifrs-full_AdjustmentsForIncreaseDecreaseInEmployeeBenefitLiabilities" />
    <loc xlink:type="locator" xlink:href="uniqainsgroupag-2023-12-31.xsd#uniqainsgroupag_VeraenderungDerLatentenSteueranspruecheUndLatentenSteuerschulden" xlink:label="uniqainsgroupag_VeraenderungDerLatentenSteueranspruecheUndLatentenSteuerschulden" />
    <loc xlink:type="locator" xlink:href="uniqainsgroupag-2023-12-31.xsd#uniqainsgroupag_VeraenderungSonstigerBilanzposten" xlink:label="uniqainsgroupag_VeraenderungSonstigerBilanzposten" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_CashFlowsFromUsedInOperatingActivities" xlink:label="ifrs-full_CashFlowsFromUsedInOperatingActivities" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_CashFlowsFromUsedInOperatingActivitiesDiscontinuedOperations" xlink:label="ifrs-full_CashFlowsFromUsedInOperatingActivitiesDiscontinuedOperations" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_ProceedsFromDisposalsOfPropertyPlantAndEquipmentIntangibleAssetsOtherThanGoodwillInvestmentPropertyAndOtherNoncurrentAssets" xlink:label="ifrs-full_ProceedsFromDisposalsOfPropertyPlantAndEquipmentIntangibleAssetsOtherThanGoodwillInvestmentPropertyAndOtherNoncurrentAssets" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_PurchaseOfPropertyPlantAndEquipmentIntangibleAssetsOtherThanGoodwillInvestmentPropertyAndOtherNoncurrentAssets" xlink:label="ifrs-full_PurchaseOfPropertyPlantAndEquipmentIntangibleAssetsOtherThanGoodwillInvestmentPropertyAndOtherNoncurrentAssets" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_CashFlowsUsedInObtainingControlOfSubsidiariesOrOtherBusinessesClassifiedAsInvestingActivities" xlink:label="ifrs-full_CashFlowsUsedInObtainingControlOfSubsidiariesOrOtherBusinessesClassifiedAsInvestingActivities" />
    <loc xlink:type="locator" xlink:href="uniqainsgroupag-2023-12-31.xsd#uniqainsgroupag_EinzahlungenAusDemVerkaufUndDerEndfaelligkeitVonUEbrigenKapitalanlagen" xlink:label="uniqainsgroupag_EinzahlungenAusDemVerkaufUndDerEndfaelligkeitVonUEbrigenKapitalanlagen" />
    <loc xlink:type="locator" xlink:href="uniqainsgroupag-2023-12-31.xsd#uniqainsgroupag_AuszahlungenAusDemErwerbVonUEbrigenKapitalanlagen" xlink:label="uniqainsgroupag_AuszahlungenAusDemErwerbVonUEbrigenKapitalanlagen" />
    <loc xlink:type="locator" xlink:href="uniqainsgroupag-2023-12-31.xsd#uniqainsgroupag_VeraenderungVonKapitalanlagenDerFondsUndDerIndexgebundenenLebensversicherung" xlink:label="uniqainsgroupag_VeraenderungVonKapitalanlagenDerFondsUndDerIndexgebundenenLebensversicherung" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_CashFlowsFromUsedInInvestingActivities" xlink:label="ifrs-full_CashFlowsFromUsedInInvestingActivities" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_CashFlowsFromUsedInInvestingActivitiesDiscontinuedOperations" xlink:label="ifrs-full_CashFlowsFromUsedInInvestingActivitiesDiscontinuedOperations" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DividendsPaidClassifiedAsFinancingActivities" xlink:label="ifrs-full_DividendsPaidClassifiedAsFinancingActivities" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_PaymentsFromChangesInOwnershipInterestsInSubsidiaries" xlink:label="ifrs-full_PaymentsFromChangesInOwnershipInterestsInSubsidiaries" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_ProceedsFromBorrowingsClassifiedAsFinancingActivities" xlink:label="ifrs-full_ProceedsFromBorrowingsClassifiedAsFinancingActivities" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_RepaymentsOfBorrowingsClassifiedAsFinancingActivities" xlink:label="ifrs-full_RepaymentsOfBorrowingsClassifiedAsFinancingActivities" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_CashFlowsFromUsedInFinancingActivities" xlink:label="ifrs-full_CashFlowsFromUsedInFinancingActivities" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_IncreaseDecreaseInCashAndCashEquivalentsBeforeEffectOfExchangeRateChanges" xlink:label="ifrs-full_IncreaseDecreaseInCashAndCashEquivalentsBeforeEffectOfExchangeRateChanges" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_CashAndCashEquivalentsInSubsidiaryOrBusinessesAcquiredOrDisposed2013" xlink:label="ifrs-full_CashAndCashEquivalentsInSubsidiaryOrBusinessesAcquiredOrDisposed2013" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_CashFlowsFromUsedInFinancingActivitiesDiscontinuedOperations" xlink:label="ifrs-full_CashFlowsFromUsedInFinancingActivitiesDiscontinuedOperations" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_EffectOfExchangeRateChangesOnCashAndCashEquivalents" xlink:label="ifrs-full_EffectOfExchangeRateChangesOnCashAndCashEquivalents" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_CashAndCashEquivalents" xlink:label="ifrs-full_CashAndCashEquivalents" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_CashAndCashEquivalents" xlink:label="ifrs-full_CashAndCashEquivalents_PeriodEnd" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_IncomeTaxesPaidRefundClassifiedAsOperatingActivities" xlink:label="ifrs-full_IncomeTaxesPaidRefundClassifiedAsOperatingActivities" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_InterestPaidClassifiedAsOperatingActivities" xlink:label="ifrs-full_InterestPaidClassifiedAsOperatingActivities" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_InterestReceivedClassifiedAsOperatingActivities" xlink:label="ifrs-full_InterestReceivedClassifiedAsOperatingActivities" />
    <loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DividendsReceivedClassifiedAsOperatingActivities" xlink:label="ifrs-full_DividendsReceivedClassifiedAsOperatingActivities" />
    <presentationArc xlink:type="arc" xlink:from="ifrs-full_StatementOfCashFlowsAbstract" xlink:to="ifrs-full_ProfitLoss" order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <presentationArc xlink:type="arc" xlink:from="ifrs-full_StatementOfCashFlowsAbstract" xlink:to="uniqainsgroupag_AbschreibungenUndWertminderungenAufBestandsUndFirmenwerteUndSonstigeImmaterielleVermoegenswerteUndAufSachanlagen" order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="ifrs-full_StatementOfCashFlowsAbstract" xlink:to="uniqainsgroupag_AbschreibungenBzwZuschreibungenUEbrigerKapitalanlagen" order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="ifrs-full_StatementOfCashFlowsAbstract" xlink:to="uniqainsgroupag_GewinnBzwVerlustAusDemAbgangVonKapitalanlagen" order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="ifrs-full_StatementOfCashFlowsAbstract" xlink:to="uniqainsgroupag_VeraenderungDerAktiviertenAbschlusskosten" order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="ifrs-full_StatementOfCashFlowsAbstract" xlink:to="ifrs-full_AdjustmentsForFairValueGainsLosses" order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <presentationArc xlink:type="arc" xlink:from="ifrs-full_StatementOfCashFlowsAbstract" xlink:to="uniqainsgroupag_VeraenderungDerForderungenAusDemDirektenVersicherungsgeschaeft" order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="ifrs-full_StatementOfCashFlowsAbstract" xlink:to="uniqainsgroupag_VeraenderungDerSonstigenVerbindlichkeiten" order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="ifrs-full_StatementOfCashFlowsAbstract" xlink:to="uniqainsgroupag_VeraenderungDerVersicherungstechnischenRueckstellungen" order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="ifrs-full_StatementOfCashFlowsAbstract" xlink:to="ifrs-full_AdjustmentsForIncreaseDecreaseInEmployeeBenefitLiabilities" order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <presentationArc xlink:type="arc" xlink:from="ifrs-full_StatementOfCashFlowsAbstract" xlink:to="uniqainsgroupag_VeraenderungDerLatentenSteueranspruecheUndLatentenSteuerschulden" order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="ifrs-full_StatementOfCashFlowsAbstract" xlink:to="uniqainsgroupag_VeraenderungSonstigerBilanzposten" order="12" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="ifrs-full_StatementOfCashFlowsAbstract" xlink:to="ifrs-full_CashFlowsFromUsedInOperatingActivities" order="13" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <presentationArc xlink:type="arc" xlink:from="ifrs-full_StatementOfCashFlowsAbstract" xlink:to="ifrs-full_CashFlowsFromUsedInOperatingActivitiesDiscontinuedOperations" order="14" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <presentationArc xlink:type="arc" xlink:from="ifrs-full_StatementOfCashFlowsAbstract" xlink:to="ifrs-full_ProceedsFromDisposalsOfPropertyPlantAndEquipmentIntangibleAssetsOtherThanGoodwillInvestmentPropertyAndOtherNoncurrentAssets" order="15" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <presentationArc xlink:type="arc" xlink:from="ifrs-full_StatementOfCashFlowsAbstract" xlink:to="ifrs-full_PurchaseOfPropertyPlantAndEquipmentIntangibleAssetsOtherThanGoodwillInvestmentPropertyAndOtherNoncurrentAssets" order="16" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <presentationArc xlink:type="arc" xlink:from="ifrs-full_StatementOfCashFlowsAbstract" xlink:to="ifrs-full_CashFlowsUsedInObtainingControlOfSubsidiariesOrOtherBusinessesClassifiedAsInvestingActivities" order="17" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <presentationArc xlink:type="arc" xlink:from="ifrs-full_StatementOfCashFlowsAbstract" xlink:to="uniqainsgroupag_EinzahlungenAusDemVerkaufUndDerEndfaelligkeitVonUEbrigenKapitalanlagen" order="18" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="ifrs-full_StatementOfCashFlowsAbstract" xlink:to="uniqainsgroupag_AuszahlungenAusDemErwerbVonUEbrigenKapitalanlagen" order="19" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="ifrs-full_StatementOfCashFlowsAbstract" xlink:to="uniqainsgroupag_VeraenderungVonKapitalanlagenDerFondsUndDerIndexgebundenenLebensversicherung" order="20" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" />
    <presentationArc xlink:type="arc" xlink:from="ifrs-full_StatementOfCashFlowsAbstract" xlink:to="ifrs-full_CashFlowsFromUsedInInvestingActivities" order="21" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <presentationArc xlink:type="arc" xlink:from="ifrs-full_StatementOfCashFlowsAbstract" xlink:to="ifrs-full_CashFlowsFromUsedInInvestingActivitiesDiscontinuedOperations" order="22" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <presentationArc xlink:type="arc" xlink:from="ifrs-full_StatementOfCashFlowsAbstract" xlink:to="ifrs-full_DividendsPaidClassifiedAsFinancingActivities" order="23" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <presentationArc xlink:type="arc" xlink:from="ifrs-full_StatementOfCashFlowsAbstract" xlink:to="ifrs-full_PaymentsFromChangesInOwnershipInterestsInSubsidiaries" order="24" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <presentationArc xlink:type="arc" xlink:from="ifrs-full_StatementOfCashFlowsAbstract" xlink:to="ifrs-full_ProceedsFromBorrowingsClassifiedAsFinancingActivities" order="25" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <presentationArc xlink:type="arc" xlink:from="ifrs-full_StatementOfCashFlowsAbstract" xlink:to="ifrs-full_RepaymentsOfBorrowingsClassifiedAsFinancingActivities" order="26" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <presentationArc xlink:type="arc" xlink:from="ifrs-full_StatementOfCashFlowsAbstract" xlink:to="ifrs-full_CashFlowsFromUsedInFinancingActivities" order="27" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <presentationArc xlink:type="arc" xlink:from="ifrs-full_StatementOfCashFlowsAbstract" xlink:to="ifrs-full_IncreaseDecreaseInCashAndCashEquivalentsBeforeEffectOfExchangeRateChanges" order="28" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <presentationArc xlink:type="arc" xlink:from="ifrs-full_StatementOfCashFlowsAbstract" xlink:to="ifrs-full_CashAndCashEquivalentsInSubsidiaryOrBusinessesAcquiredOrDisposed2013" order="29" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <presentationArc xlink:type="arc" xlink:from="ifrs-full_StatementOfCashFlowsAbstract" xlink:to="ifrs-full_CashFlowsFromUsedInFinancingActivitiesDiscontinuedOperations" order="30" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <presentationArc xlink:type="arc" xlink:from="ifrs-full_StatementOfCashFlowsAbstract" xlink:to="ifrs-full_EffectOfExchangeRateChangesOnCashAndCashEquivalents" order="31" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <presentationArc xlink:type="arc" xlink:from="ifrs-full_StatementOfCashFlowsAbstract" xlink:to="ifrs-full_CashAndCashEquivalents" order="32" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel" />
    <presentationArc xlink:type="arc" xlink:from="ifrs-full_StatementOfCashFlowsAbstract" xlink:to="ifrs-full_CashAndCashEquivalents_PeriodEnd" order="33" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" />
    <presentationArc xlink:type="arc" xlink:from="ifrs-full_StatementOfCashFlowsAbstract" xlink:to="ifrs-full_IncomeTaxesPaidRefundClassifiedAsOperatingActivities" order="34" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <presentationArc xlink:type="arc" xlink:from="ifrs-full_StatementOfCashFlowsAbstract" xlink:to="ifrs-full_InterestPaidClassifiedAsOperatingActivities" order="35" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <presentationArc xlink:type="arc" xlink:from="ifrs-full_StatementOfCashFlowsAbstract" xlink:to="ifrs-full_InterestReceivedClassifiedAsOperatingActivities" order="36" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
    <presentationArc xlink:type="arc" xlink:from="ifrs-full_StatementOfCashFlowsAbstract" xlink:to="ifrs-full_DividendsReceivedClassifiedAsOperatingActivities" order="37" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" priority="1" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel" />
  </presentationLink>
</linkbase>