Net insurance revenue Return on assets backing insurance liabilities Net insurance income or expenses Net insurance result Net result from items at fair value Regulatory fees Profit before loan losses Net result on loans in hold portfolios mandatorily held at fair value Additional Tier 1 capital holders Tax on transfers to the income statement, FVOCI Tax on transfers to the income statement, cash flow hedges Cash and balances with central banks Loans to central banks Loans to credit institutions Loans to the public Assets in pooled schemes and unit-linked investments contracts Properties and equipment Prepaid expenses and accrued income Deposits by credit institutions Deposits and borrowings from the public Deposits in pooled schemes and unit-linked investments contracts Accrued expenses and prepaid income Additional Tier 1 capital holders Invested unrestricted equity Paid interest on Additional Tier 1 capital Change in Additional Tier 1 capital holders Change to loans in central banks Change to loans to credit institutions Change to loans to the public Change in interest-bearing securities Change in shares Change in derivatives, net Change in intvestment properties Change in deposits by credit institutions Change in deposits and borrowings from the public Change in debt securities in issue Repurchase of own shares including change in trading portfolio Paid interest on Additional Tier 1 capital