Negative yield on financial assets Negative yield on financial liabilities Result on assets backing insurance liabilities Net insurance finance income or expenses Net insurance result Net result from items at fair value Regulatory fees Profit before loan losses Net result on loans hold portfolios mandatorily held at fair value Addtional Tier 1 capital holders Tax on transfers to the income statment, FVOCI Tax on transfers to the income statement, cash flow hedges Cash and balances with central banks Loans to central banks Loans to credit institutions Loans to the public Assets in pooled schemes and unit-linked investment contracts Properties and equipment Prepaid expenses and accrued income Deposits by credit institutions Deposits and borrowings from the public Deposits in pooled schemes and unit-linked investment contracts Accrued expenses and prepaid income Additional Tier 1 capital holders Invested unrestricted equity Paid interest on Additional Tier 1 capital Change in Additional Tier 1 capital holders Change in non-controlling interests Change in loans to central banks Change in loans to credit institutions Change in interest-bearing securities Change in shares Change in derivatives, net Change in investment properties Change in deposits by credit institutions Change in deposits and borrowings from the public Change in debt securities in issue Paid interest on Additional Tier 1 capital Change